Loading...
HomeMy WebLinkAboutItem 06.nDate October 3, 2011 � B � ` 1. Item RESOLUTION AUTHORIZING ISSUANCE AND SALE OF $1,885,000 GENERAL OBLIGATION REFUNDING BONDS, SERIES 2011E Proposed Action Staff recommends adoption of the following motion: Move to approve the Resolution Authorizing Issuance and Sales of $1.885 million of G.O. Refunding Bonds, Series 2011 B. Approval of the Resolution will result in the financing of the G.O. State Aid Bonds Series 2001 C and the G.O. Park Refunding Bonds Series 2003 B. Overview The General Obligation (G.O.) State Aid Bonds Series 2001C currently have an outstanding balance of $640,000. Municipal State Aid Street funds are pledged to the repayment of the debt. Refinancing the bonds at lower interest rates will save approximately $3,042 per year from 2012 thru 2021. The G.O. Park Refund Bonds Series 2003 B currently has an outstanding balance of $1.19 million. The bonds were approved by voter referendum in 1994 and are repaid with property tax levies. Refinancing of the bonds at lower interest rates will save approximately $14,170 per year from 2012 to 2014. Actual interest rates and final tax levy are subject to market conditions at the time of the bid opening on November 7. Primary Issues to Consider • Schedule • Call provisions Supporting Information • Springsted Recommendations for Issuance of Bonds Dennis Feller, Finance Director Financial Impact: See attached budgeted: Yes Source: Taxes and Special Assessments Related Documents (CIP, ERP, etc.): Notes: CITY OF LAKEVILLE RESOLUTION Date: October 3, 2011 Resolution No. RESOLUTION AUTHORIZING ISSUANCE AND SALE OF $1,885,000 GENERAL OBLIGATION REFUNDING BONDS, SERIES 2011B BE IT RESOLVED by the City Council of the City of Lakeville, Minnesota (the City), as follows: SECTION 1. PURPOSE It is hereby determined to be in the best interests of the City to issue its General Obligation Refunding Bonds, Series 2011B, in the principal amount of $1,885,000 (the Bonds), pursuant to Minnesota Statutes, Chapter 475, to refund the 2012 -2021 maturities of the City's General Obligation State Aid Street Bonds, Series 2001 C and the 2013 -2015 maturities of the City's General Obligation Park Refunding Bonds, Series 2003B. SECTION 2. TERMS OF PROPOSAL Springsted Incorporated, financial consultant to the City, has presented to this Council a form of Terms of Proposal for the Bonds which is attached hereto and hereby approved and shall be placed on file by the City Clerk. Each and all of the provisions of the Terms of Proposal are hereby adopted as the terms_ and conditions of the Bonds and of the sale thereof. Springsted Incorporated is hereby authorized, pursuant to Minnesota Statutes, Section 475.50, Subdivision 2, paragraph (9), to solicit proposals for the Bonds on beh , C me r ' competitive is without ; men` of published i..,ua. f i.. C on a C uipetl ' bas i s +� u.,w ut . . L p i..Ct notice. SECTION 3. SALE MEETING This Council shall meet at the time and place shown in the Terms of Proposal, for the purpose of considering proposals for the purchase of the Bonds and of taking such action thereon as may be in the best interests of the City. APPROVED AND ADOPTED this 3 day of October, 2011. CITY OF LAKEVILLE, Mark Bellows, Mayor ATTEST: City Clerk Primary Issues • . October 3 City sets sale date and terms Week of October 31 Rating conference conducted November 7 10:30 a.m. Competitive proposals are received November 7 7:00 p.m. Council considers award of bids Late November Proceeds are received Call Provisions Due to the short maturity schedule there are no call provisions for this bond issue. City of Lakeville, Minnesota Recommendations for Issuance of Bonds General Obligation Improvement Bonds, Series 2077A General Obligation Refunding Bonds, Series 2011B The Council has under consideration the issuance of bonds to (i) fund street and utility improvement projects in various areas of the City and (ii) refund two series of City general obligation bonds to achieve interest cost savings. This document provides information relative to the proposed issuance. Complete terms of sale with bidder information will be provided in a separate document. KEY EVENTS: The following summary schedule includes the timing of some of the key events that will occur relative to the bond issuance. October 3, 2011 Council sets sale date and terms Week of October 31, 2011 Rating conference conducted November 7, 2011, 10:30 a.m. Competitive proposals are received November 7, 201 1, 7:00 p.m. Council considers award of bonds Late November, 2011 Proceeds are received RATING: An application will be made to Moody's Investors Service for a rating on the Bonds. The City's general obligation debt is currently rated "Aal" by Moody's, THE MARKET: Performance of the tax - exempt market is often measured by the Bond Buyer's Index ( "BB! ") which measures the yield of high grade municipal bonds in the 20t maturity year for general obligation bonds and the 25 maturity year for revenue bonds. The following chart illustrates these two indices over the past five years. BBI 25 -band (Revenue) and 20 -band (G.O.) Rates fors Years Ending 9122/2011 5.5% 6.0% 5.5% 5.0% K 4.5% 4,0% 3.5% d2270t1 r '� bond: 4H8"h 23 bond: 3B5% BB1 25 Son _BBI 20 Bond 6144" 3r`�a'�as'�,�nv" �Oe g;A1 � e 3 a ex Dates Prepared bi spring.aed Incorporated pri POST ISSUANCE The issuance of these bonds will result in post- issuance compliance responsibilities. The COMPLIANCE: responsibilities lie in two primary areas: i) compliance with federal arbitrage requirements and ii) compliance with secondary disclosure requirements. Federal arbitrage requirements include a wide range of implications that have been taken into account as your issue has been structured. Post - issuance compliance responsibilities for your tax - exempt issue include both rebate and yield restriction provisions of the IRS Code. In very general terms the arbitrage requirements control the earnings on unexpended bond proceeds, including investment earnings, moneys held for debt service payments (which are considered to be proceeds under the IRS regulations), and/or reserves. The City expects to meet the 18 -month expenditure exception from rebate for the Improvement Bonds. The proceeds of the Refunding Bonds will be spent within 90 days and thereby meet the 5 -month expenditure exception from rebate. Yield restriction provisions will aoply to any unspent proceeds after three years and debt service funds. These should all be monitored throughout the life of the issues. Secondary disclosure requirements result from an SEC requirement that underwriters provide ongoing disclosure information to investors. To meet this requirement, any prospective underwriter will require the City to commit to providing the information needed to comply under a continuing disclosure agreement. Springsted currently provides arbitrage and continuing disclosure services to the City under a separate contract. Contract amendments will be provided to City staff to add these issues. SCHEDULES We have included the following schedules for the Bonds: ATTACHED: improvement Bonds - sources and uses of funds, estimated debt service and assessment income. Refunding Bonds - preliminary feasibility summary, estimated debt service and estimated savings. SUPPLEMENTAL Supplementary information will be available to staff including detailed terms and conditions INFORMATION AND of sale and information to assist in meeting post- issuance compliance responsibilities. BOND RECORD: Upon completion of the financing, a bond record will be provided that contains pertinent documents and final debt service calculations for the transaction. General Obligation Improvement Bonds, Series 207IA (the 'Improvement Bonds') Description of Issue PURPOSE: Proceeds of the Improvement Bonds will be used to finance various street and utility improvement projects throughout the City. ringsted Paget AUTHORITY: The Improvement Bonds are being issued pursuant to Minnesota Statutes, Chapters 475 and 429. SECURITY AND The Improvement Bonds will be general obligations of the City, secured by its full faith and SOURCE OF credit and taxing power. In addition, the City will pledge special assessments against PAYMENT: benefited properties. The Improvement Bonds will be paid from a combination of ad valorem property tax levies and special assessments against benefited properties. Special assessments in the amount of $1,006,683 will be filed in 2011 for collection beginning in 2012 with 12 months of interest in the first year. The assessments will be spread over a term of 20 years with equal payments of principal. Interest on the unpaid balance of assessments will be charged at a rate of 4.0 %. The City will be required to levy taxes to pay a portion of the debt service. The City will make their first levy for the Improvement Bonds in 2011 for collection in 2012. Each year's collection of taxes and assessments will be used to make the August 1 interest payment due in the collection year and the February 1 principal and interest payment due in the following year. STRUCTURING At the direction of the City, the Improvement Bonds have been structured with two SUMMARY: components — an assessed portion and a tax levy portion. The assessed portion has been structured around projected assessment income over a term of 20 years. The tax levy portion was structured over a term of nine years with a levy of approximately $320,000 in the first year and then reduced to approximately level annual tax levies of $150,000 through levy year 2019. Thereafter special assessment collections are estimated to fully fund annual debt service. RISKS /SPECIAL The outcome of this financing will rely on the market conditions at the time of the sale. Any CONSIDERATIONS: projections included herein are estimates based on current market conditions. SALE TERMS AND Variability of Issue Size: A specific provision in the sale terms permits modifications to the MARKETING: issue size and /or maturity structure to customize the issue once the price and interest rates are set on the day of sale. Prepayment Provisions: Improvement Bonds maturing on or after February 1, 2022 may be prepaid at a price of par plus accrued interest on February 1, 2021. Bank Qualification: Because the City will issue less than $10 million of tax exempt obligations in 2011, the Improvement Bonds will be designated as bank qualified. General Obligation Refunding Bonds, Series 2017B (the 'Refunding Bonds ") Description of Issue PURPOSE: Proceeds of the Refunding Bonds will be used to refund (i) the April 1, 2012 through 2021 maturities of the City's General Obligation State -Aid Street Bonds, Series 2001 C, dated December 1, 2001 and currently outstanding in the aggregate principal amount of $640,000; and (ii) the February 1, 2012 through 2015 maturities of the City's General ri n g ste Page 3 Obligation Park Refunding Bonds, Series 2003B, dated March 15, 2003 and currently outstanding in the aggregate principal amount of $1,565,000. These transactions are being conducted as current refundings to achieve interest cost savings. AUTHORITY: Statutory Authority: The Refunding Bonds are being issued pursuant to Minnesota Statutes, Chapters 475 and 162. SECURITY AND The Refunding Bonds will be general obligations of the City, secured by its full faith and SOURCE OF credit and taxing power. The Refunding Bonds will be paid from a combination of receipts PAYMENT: from the City's account in the municipal state -aid street fund and ad valorem property tax levies. STRUCTURING SUMMARY: RISKS/SPECIAL CONSIDERATIONS: SALE TERMS AND MARKETING: At the direction of the City, the principal amortization of the Refunding Bonds has been structured to result in up front savings for the Series 2001C portion of the refunding and even annual savings relative to the Series 2003B Bonds. On February 1, 2012, the call date for the prior bonds, the City will use (i) funds on hand to make the scheduled principal and interest payment due with respect to the Series 2003B Bonds and (ii) proceeds of the Refunding Bonds to pay the redemption price of the Series 2001 C Bonds and Series 20036 Bonds. The City will begin realizing interest cost savings and making debt service payments on the Refunding Bonds beginning with the October 1, 2012 interest payment. The table below identifies the issues to be refunded and approximate savings information. Refunded Refunded Future Value Present PV Savings Average General Principal savings Value as % of PV Annual Cash Obligation Savings Refunded Flow Savings Issue Debt Service Ceres 2001C $E40, 000 $ 383 $91,925 11.941% $3,042 Series 2003B $1,190,000 $46,530 $47,870 3.828% $14,170 These estimates are net of all costs associated with the refunding. The outcome of this financing will rely on the market conditions at the time of the sale. Any projections included herein are estimates based on current market conditions. Variability of Issue Size: A specific provision in the sale terms permits modifications to the issue size and/or maturity structure to customize the issue once the price and interest rates are set on the day of sale. Prepayment Provisions: Based on the short duration of the Refunding Bonds, and to avoid possible negative pricing impacts, the Refunding Bonds will not be subject to redemption prior to their stated maturities. Bank Qualification: Because the City will issue less than $10 million of tax exempt obligations in 2011, the Refunding Bonds will be designated as bank qualified. pringsted Page $2,385,000 City of Lakeville, Minnesota General Obligation Improvement Bonds Series 2011A GO Improvement Bonds - Issue Summary Total Issue Sources And Uses Dated 12101/2011 1 Delivered 12/01/2011 Assessed Portion Levy Portion Issue Summary Sources Of Funds $2,385,000.00 Par Amount of Bonds .......... ......... ........__.. ...... .._. ...... ..... $1,005,000.00 Other contributions - Total Sources ................................... ............................... $1,005,000.00 Uses Of Funds 1,359,533.42 Available for Project Costs ....... _. _.___. ,... 979di3.58 Costs of Issuance.. ............. _... 13,526.42 Total Underwriter's Discount 11.200 %), .___._____..___.. 12,060.00 Total Uses .... - ................................... ............................... $1,005,000.00 s.- d.,znrrn co n» . „� / i,�,.�s,.,,,,,,n / eizr✓ ?ou / �,�amia $1,380,000.00 $2,385,000.00 14,667.00 14,667.00 $1,394,667.00 $2,399,667.00 1,359,533.42 2,338,94700 18,573.58 32,100.00 16,560.00 28,620 00 $1,394,667.00 $2,399,667.00 r i n Page 5 $1,006,683 City of Lakeville, Minnesota General Obligation Improvement Bonds Series 2011 GO Assessments ASSESSMENT INCOME Date Principal Filing Date .. ........ _..__ .. _..... Coupon Interest ......... __.... ....__.. 12/31/2012 Total P +I 12/31/2012 50,334.15 4.000% 40,267.32 90,601.47 1213112013 50,334.15 4.000% 38,253.96 88,588.11 12/31/2014 50,334.15 4.000% 36,240.58 86,574.73 12/31/2015 50,334.15 4.000% 34,227.22 84,561.37 12/31/2016 50,334.15 4.000% 32,213.86 82,548.01 12/31/2017 50,334.15 4.000% 30,200.50 80,534.65 12/31/2018 50,334.15 4.000% 28,18712 78,521.27 12/31/2019 50,334.15 4.000% 26,173.76 76,507.91 12/31/2020 50,334.15 4.000% 24,160.40 74,494.55 1?/31/2021 50,334.15 4,000% 22,14702 72,481.17 12/31/2022 50,334.15 4000% 20,133.66 70,467.81 12/31/2023 50,334.15 4.000% 18,120.30 68,454.45 12/31/2024 50,334.15 4.000% 16,106.92 66,441.07 12/31/2025 50,334.15 4.000% 14,093.56 64,427.71 12131/2026 50,334.15 4.000% 12,08020 62,414.35 12/31/2027 50,334.15 4.000% 10,066.84 60,400.99 12/31/2028 50,334.15 4.000% 8,053.46 58,387.61 12/31/2029 50.334.15 4.000% 6,040.10 56,374.25 12/31/2030 50,334.15 4.000% 4,026.74 54,36089 12/31/2031 50,334.15 4.000% 2,013.36 52,347.51 Total $1,006,683.00 - $422,806.88 $1429,489.88 SIGNIFICANT DATES Filing Date .. ........ _..__ .. _..... ........ . ..,.,.,._ _.. _. 110112012 First Payment Date_. ......... ..... ......... __.... ....__.. 12/31/2012 ,k iau'2I / 1. t]N6tl.11F111E/ 912d18111 / I.Rd am $2,385,000 City of Lakeville, Minnesota General Obligation Improvement Bonds Series 2011A GO Improvement Bonds - Issue Summary NET DEBT SERVICE SCHEDULE Date Principal Coupon Interest Total P +I Net New D/S 105% of Total Assessment Levy Required 0210112012 - - - ..... 2.5212347% IRS Form $038 Net Interest Cost .._ __. .... ..._...... .._..... ....._.... ....._. __.. 2.1665920% 02/01/2013 345,000.00 0.450% 41,813.33 386,813.33 386,813.33 406,154.00 90,601.47 315,552.53 02101/2014 190,000.00 0.500% 34,287.50 224,287.50 224,287.50 235,501.88 88,58811 146,913.77 02101/2015 195,000.00 0.650% 33,337.50 228,337.50 228,337.50 239,754.38 86,574.73 153,179.65 02/01/2016 190,000.00 0.900% 32,070.00 222,070.00 222,070.00 233,173.50 84,561.37 148,612.13 02/01/2017 190,000.00 1.150% 30,360.00 220,360.00 220,360.00 231.378.00 82,548.01 148,829.99 02/01/2018 190,000.00 1.350% 28,175.00 218,17500 218,17500 229,083.75 80,534.65 148,549.10 02/01/2019 190,000.00 1,600% 25,610.00 215,610.00 215,610.00 226,390.50 78,521.27 147,869.23 02/01/2020 190,000.00 1.800% 22,570.00 212,570.00 212,570.00 223,198.50 76.50291 146.690.59 02/0112021 195,000.00 2.000% 19,150.00 214,150.00 214,150.00 224,857.50 74,494.55 150,362.95 02/01/2022 50,000.00 2.350% 15,250.00 65,25000 65,250.00 68,512.50 72,481.17 (3,968.67) 02/01/2023 50,000.00 2.550% 14,075.00 64,075.00 64,075.00 67,278.75 70,467.81 (3,189.06) 02/01/2024 50,000.00 2.650% 12,800.00 62,80000 62,800.00 65,940.00 68,454.45 (2,514.45) 02/0112025 45000.00 2.800% 11,475.00 56,475.00 56,475.00 59,298.75 66.441.07 (7,142.32) 02/01/2026 45,000.00 2.950% 10.21500 55,215,00 55,215.00 57,976.75 64,42771 (6,45196) 02/01/2027 45,000.00 3.050% 8,88250 53,88250 53,88750 56,581.88 62,414.35 (5,332.48) 02/01/2028 45,000.00 3.200% 7,515.00 52,515.00 52,515.00 55,14035 60,400.99 (5,260.24) 02/01/2029 45,000.00 3.250% 6,07500 51,C75.00 51,075.00 53,628.75 58,387.61 (4,758.86) 02/0112030 45,000.00 1350% 4,612.50 49,612.50 49,612.50 52,093.13 56,374.25 (4,281.13) 02/01/2031 45,00000 3.400% 3,10500 48,105.00 48,105.00 50,510.25 54,360.89 (3,850.64) 02/01/2032 45,000.00 3.500% 1,575.00 46,575.00 46,575.00 48.903.75 52,347.51 (3,443.76) Total $2385,00000 - $362,95833 $2,747968.33 $2,747,958.33 $2,885,35625 $1,429,489.88 51,455,86637 Dated._ .... .... .... _.. .... ........ ._.. _.. 12/0112011 Delivery Cate _.. .... ....._. 18/01/2011 First Coupon Date, ........ __..... ....__.... ..... _. _. ._. _... ......._ ... 8/01/2072 Yield Statistics Bond Year Dollars . .. ... .... ......_ ......... ......... ......... _._... ...... _. $16,752.50 Average Life ...__ . ........ .. .... .. .._.. _....... ......... ..._.. 7.024 Years Average Coupon ......... .__.... .......... ........,. ......... ..,...... ....._.. ._.. 2.1665920% Net interest Cost (NIC) ... . _....... _........ _....._ _....._ ....,,._ ...... 23374322% True Interest Cost (TIC)... _...._.. _....... . . ._..._ �._. 2.3048953% Bond Yield for Arbitrage Purposes _.... ... ........... _. ......... ..__... .._..... _._..... ..._..... 2.1159970% All Inclusive Cost (AIC)._. ........ .... __._.. ......... ..... 2.5212347% IRS Form $038 Net Interest Cost .._ __. .... ..._...... .._..... ....._.... ....._. __.. 2.1665920% Weighted Average Maturity . .... ...... .. ... ... _....... ..._... ......._. _...... ....._.. 7024 Years 11- 1121 /11 I'll, ..... — / &nv. SLmmvP, fl /26/201] / " ",, S pringsted Page 7 Preliminary $1,885,000 City of Lakeville, Minnesota General Obligation Refunding Bonds, Series 2011 Current Refunding of Series 2001 C, 20038 Preliminary Feasibility Summary Dated 12/01/20111 Delivered 12/01/2011 Total Uses ..................................... .............. ........ .............................. $665,000.00 Flow of Funds Detail State and Local Government Series (SLGS) rates for._...__...___._. Series 2011 Date of OMP Candidates ...... ......... _......_.... ..__....._ Ref 2001 C Sources Of Funds Gross Funded ParAmount of Bonds ....,_.. ___.......... ... ............ .... ... .. $665,000.00 Total Sources .................................................... ............................... $665,000.00 Uses Of Funds Total Underwriter's Discount (0. 750%)......__ .._......._.._..........._._... 4,987.50 Costs of Issuance._ .... ._...... ._......._._. 9,172.41 Deposit to Current Refunding Fund, ....... ____......_..........___._____. 650,326.67 Rounding Amount_. .._...... ..___... .,....__. _. 513.42 Total Uses ..................................... .............. ........ .............................. $665,000.00 Flow of Funds Detail State and Local Government Series (SLGS) rates for._...__...___._. Date of OMP Candidates ...... ......... _......_.... ..__....._ Primary Purpose Fund Solution Method..._._.... .......__ ...................... Gross Funded Total Cost of investments ............ ....__.. ..,......... $650,326.67 Total Draws ... ... ..... _....... ____. .............. $650,326.67 PV Analysis Summary (Net to Net) Net PV Cast Savings @ 1.039 %(Bond Yield Contingency or Rounding Amount. .......... ,..__....... Net Present Value Benefit..... . -- , ,,, Net PV Benefit / $1,830,000 Refunded Pdncipal_ Net PV Benefit/ $1,885,000 Refunding Principal. 91,411.75 61342 $91,925.17 14363% 13,823% Series 2011 Ref 20038 $1,220,000.00 $1,220,000.00 9,150.00 18,82759 1,190,000 00 4.022.41 $1,220,000.00 Gross Funded $1,190,000.00 $1,190,000.00 43,846.99 4,02141 $47,86940 4.023% 3g24% Issue Summary $1,885,000.00 $1,885,000.00 14,137.50 26,000.00 1,840,326.67 4.535.83 $1,885,000.00 Gross Funded $1,840,326.67 $1,840,326.67 135,258.74 4,535.83 $139,794.57 7639% 7416% Bond Statistics Average Life ..... ................. .......... ....._..__. ..__. Average Coupon___ ... ...... ....... . _ .............. .�___.. Net Interest Cost(NIC) ......... .,___. .................... ..._. Bond Yield for Arbitrage Purposes.. .................... ........_. True Interest Cost (T ___ .... .... .... ......... ._... ._.......... All Inclusive Cost(AIC) .._ .......... ............. ....... _...... ... 5 424 Years 1.4303373% 1.5585229% 1.0387326% 1.5675986 % 1.8387511% 2.346 Years 0.5631917% 0.8829355% 1.0387326% 0,8868246% 1.4913084% 3.431 Years 1.0467019% ."""2011 RifOlC. OB / bnre.". — y/ II /vOlf / 911'n1f 1.2652667% 1.0387326% 1,2630511% 1.6826198% S pringsted Page Preliminary $1,885,000 City of Lakeville, Minnesota General Obligation Refunding Bonds, Series 2011 Current Refunding of Series 2001C, 2003B DEBT SERVICE SCHEDULE Date Principal Coupon Interest Total P +I 105% Levy 04/01/2012 - - - - $6,468.33 Average Life __. _.. ..._.. ......._ ...... 04/01/2013 470,000,00 0.450% 19,106,67 489,106.67 513,562,00 ...__. ......... ..._... 1.2630511% 04/01/2014 475,000.00 0.500% 12,215.00 487,215.00 511,575.75 04/01/2015 490,000.00 0.650% 9,840.00 499,840.00 524,832.00 04/01/2016 70,000.00 0,900% 6,655.00 76,656.00 80,487.75 04/01/2017 75,000.00 1.150% 6,025.00 81.025.00 85,076.25 04/0112018 75,000.00 1,350% 5,11 80,162.50 84,170.63 04/01/2019 75,000.00 1.600% 4,150.00 79,150.00 83,10250 04,/01/2020 75,000.00 1.800% 2,950.^0 77,950.00 81,°47.50 04/0112021 80,000.00 2.000% 1,600.00 81,600.00 85,680.00 Total $1,885,000.00 $67704.17 $1,952,704.17 $2,050,339.38 SIGNIFICANT DATES Dates ____. ......_ _._.._ __.. ......_. _.__. _....... ._... 12/0112011 Delivery Date .... ......... ._...... .._..... ...... __..... .__. 12/01 /2011 First Coupon Date... ......... ......... ....__._ _....... ... _.... ........ 10/01/2012 Yield Statistics Bond Year Dollars... $6,468.33 Average Life __. _.. ..._.. ......._ ...... _. _.._ _...... 3.431 Years Average Coupon..... ........ .._.._. ......... ....... ......._ _ ....... ...... 1.0467019% Net Interest Cost(NIC) .......... _......... .. _..... .._ ....... _._ .. ........ ...__. 1,2652667% True Interest Cost (TIC) __.._. ....._...... ........ _....... ...__. ......... ..._... 1.2630511% Bond Yield for Arbitrage Purposes. .._.,. __.. . __..... __..... .. ........... . 1.0387326% All Inclusive Cost(AIC) .,._.._ ......... ._.... ....__. .......... .._..... _. _.. 1.6826198% IRS Form 8038 Net interest Cost..... _...._. ........,. ......... ........ ......... _....... ... _. 1.0467019% Weighted Average Maturity. .._ ..... ......................... ...._... . _..... ......._. ....... ..._. 3,431 Years Interest rates are estimates. Changes in rates may cause significant alterations to this schedule. The actual underwriter's discount bid may also vary. 1.11, sou x I oic, osa l m,,,'sn,,,,,,n,r l JIF612U1 /2ssre✓ ringst e Page Preliminary $1,885,000 City of Lakeville, Minnesota General Obligation Refunding Bonds, Series 2011 Current Refunding of Series 2001C, 20038 Debt Service Comparison Date Total P +I Existing D/S Net New D/S Old Net D1S Savings Net PV Casnflow Savings@ 1039 %(Bond Yield). _....... __._.. ....._.. 04!01/2012 - 403,153.13 403,153.13 468,643.13 65,490.00 _..._. _....... $139,794.57 04!01/2013 489.106.67 - 489, 106.67 506,81126 17,704.59 Net PV Benefit/ $1,885,000 Refunding Principal. ....... _. _..,... 04/0112014 487,215.00 - 487,215.00 505,926.26 18,711.26 _...... _....... IZ01/2011 04/01/2015 499,840.00 - 499,840.00 514,022.50 14,182.50 04/01/2016 76,655.00 - 76,655.00 80,640.00 3,985.00 04/01/2017 81,025.00 - 81,025.00 82,82000 1,795.00 04/01/2018 80,162.50 - 80,162.50 84,602.50 4,440.00 04/01/2019 79,150.00 - 79,150.00 81,137.50 1,987,50 04/01/2020 77 950,00 - 77,950.00 8267250 4,722 50 04/01/2021 81,600.00 - 81,600.00 83,960.00 2,360.00 Total $1,952,704.17 $403,153.13 $2,355,857.30 $2,491,235.65 $135,378.35 PV Analysis Summary (Net to Net) Net FV Cashflow Savings __.. ...._.. ........ _... ... _.. _.... ...... ... 135.378.35 Gross PV Debt Service Savings..... ., _,..., ___ ... ...... ...... .... _..... ........ ......... 135,258.74 Net PV Casnflow Savings@ 1039 %(Bond Yield). _....... __._.. ....._.. _...... ^.35,258.74 Contingency or Rounding Amount.. _.__. ......... ,.... ..___. ........ ...... 4.535.83 Net Future Value Benefit.. ... ....... ......... ........._. ........ _. _ ... .......... $139,914.18 Net Present Value Benefit ...... _....., ......._ ......... _..._. _....... $139,794.57 Net PV Benefit /$250,536.51 PV Refunded Interest ....... .._...... ___._ 55.798% Net PV Benefit / $2,020,258.74 PV Refunded Debt Service _.... ... ._... _. ...... _...... ..__ 6.920% Net PV Benefit /$1,830, 000 Refunded Principal... ........_ ........ ...._... ....__. 7.639°0 Net PV Benefit/ $1,885,000 Refunding Principal. ....... _. _..,... _.... ... ..... . 7.416% Refunding Bond Information Refunding Dated Date _....... ......_ ..... __..... __....,. __..._ ....... .._ 12/0112011 Refunding Delivery Date ........ .... ..... _. .... ....... .... ...___ _.._... _...... _....... IZ01/2011 S117_¢01 i Fe /UILJJ30 / [onon -- / VZ2IZOII / 2251M {sings e Page 10