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HomeMy WebLinkAboutItem 07June 26, 2013 ACKNOWLEDGE RECEIPT OF CITY OF LAKEVILLE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2013 Proposed Action Staff recommends adoption of the following motion: Move to acknowledge receipt of City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2012 Overview The City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2012 is attached for City Council review and approval. The certified public accounting firm of Malloy, Montague, Karnowski, Radosevich & Co., P.A. (MMKR) has audited the financial report. In their opinion, the financial statements, as presented, represent the financial position of City of Lakeville as of December 31, 2012 and the results of operations for the year ended. Mr. William Lauer, Partner with MMKR, will present an overview of the financial report at the July 1 Council meeting. Primary Issues to Consider • Financial condition of the City of Lakeville. An overview of the financial operations is provided in the Letter of Transmittal and Management's Discussion and Analysis. • MMKR has submitted the attached Management Report regarding their observations during the course of the audit. Supporting Information A. City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31,2012 B. Management Report C. Special Purpose Audit Reports - Internal Controls, and Compliance with Laws and Finance Director Item No._ Financial Impact: N/A Budgeted: N/A Source: Related Documents (CIP, ERP, etc.): Notes: COMPREHENSIVE ANNUAL FINANCIAL REPORT 2012 Year Ended December 31, 2012 City of Lakeville, Minnesota COMPREHENSIVE ANNUAL FINANCIAL REPORT City of Minnesota For the Year Ended December 31, 2012 ISSUED BY THE FINANCE DEPARTMENT Dennis Feller, Finance Director INTRODUCTORY SECTION CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2012 TABLE OF CONTENTS INTRODUCTORY SECTION Page Table of Contents 1 - 3 Elected and Appointed Officials 4 Organizational Structure 5 Letter of Transmittal 6 - 13 Certificate of Achievement 14 FINANCIAL SECTION Independent Auditors' Report 15 - 17 Management's Discussion and Analysis 18 - 34 Basic Financial Statements Government -wide Financial Statements Statement of Net Position Statement of Activities 1 35 36 Fund Financial Statements Balance Sheet - Governmental Funds 37- 38 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Position 39 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 40 - 41 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 42 Statement of Net Position - Proprietary Funds 43 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds 44 Statement of Cash Flows - Proprietary Funds 45 Statement of Fiduciary Net Position - Agency Fund 46 Notes to Basic Financial Statements 47 - 84 Required Supplementary Information other than MD &A General Fund - Schedule of Revenues, Expenditures and Changes in Fund Balances - Budgetary Comparison 85 - 91 Notes to Required Supplementary Information 92 Other Post - Employment Benefits Plan - Schedule of Funding Progress 93 CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2012 TABLE OF CONTENTS (CONTINUED) Combining Governmental Funds Special Revenue Funds (Nonmajor) Combining Balance Sheet Combining Statement of Revenues, Debt Service Funds ( Nonmajor) Combining Balance Sheet Combining Statement of Revenues, Capital Projects Funds (Nonmajor) Combining Balance Sheet Combining Statement of Revenues, FINANCIAL SECTION (continued) Combining and Individual Fund Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet Combining Statement of Revenues, Expenditures and Changes in Fund Balances Expenditures and Expenditures and Expenditures and Special Revenue Funds - Budgetary Comparison Schedules Communications Economic Development Downtown Special Service District Combining Proprietary Funds Internal Service Combining Statement of Net Position Combining Statement of Revenues, Expenses and Changes in Net Position Combining Statement of Cash Flows Agency Fund - Statement of Changes in Assets and Liabilities Supplemental Information Schedule of Changes in Bonded Indebtedness Schedule of Bonded Indebtedness and Annual Interest Payable Combined Schedule of Bonded Indebtedness 2 Changes in Fund Balance Changes in Fund Balance Changes in Fund Balance Page 94 95 96 97 98 99 100 - 101 102 - 103 104 105 106 107 108 109 110 111 112 - 119 120 - 121 CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2012 TABLE OF CONTENTS (CONTINUED) STATISTICAL SECTION Financial Trends Net Position by Component - Government -wide Changes in Net Position - Governmental Activities Changes in Net Position - Business -type Activities Changes in Net Position - Total Governmental and Business -type Activities Fund Balances - Governmental Funds Changes in Fund Balances - Governmental Funds 3 Page 122 - 123 124 - 125 126 - 127 128 - 129 130 - 131 132 - 133 Revenue Capacity Tax Capacity Valuation and Assessor's Taxable Market Value of Taxable Property 134 - 135 Property Tax Rates - Direct and Overlapping Governments 136 Principal Property Taxpayers 137 Property Tax Levy and Collections 138 Debt Capacity Ratio of Outstanding Debt by Type 139 Ratio of Net Bonded Debt Outstanding 140 Direct and Overlapping Governmental Debt 141 Legal Debt Margin 142 Pledged Revenue Coverage 143 Demographic and Economic Information Demographic and Economic Statistics 144 Principal Employers 145 Commercial and Industrial Building Permits Issued 146 Operating Information Employees by Function/Program (Full -Time Equivalent) 147 Operating Indicators by Function 148 Capital Assets Statistics by Function 149 CITY OF LAKEVILLE, MINNESOTA ELECTED AND APPOINTED OFFICIALS DECEMBER 31, 2012 ELECTED OFFICIALS Term of Office Expires MAYOR COUNCIL MEMBERS: Colleen Ratzlaff LaBeau December 31, 2014 Matt Little December 31, 2014 Laurie Rieb December 31, 2012 Kerrin Swecker December 31, 2012 APPOINTED OFFICIALS City Administrator Steven C. Mielke Finance Director /Treasurer Dennis Feller City Clerk Charlene Friedges Mark Bellows December 31, 2012 4 Human Resources Labor Relations Compensation Benefits Recruitment CITY OF LAKEVILLE, MINNESOTA Organizational Structure December 31, 2012 Economic Finance Development — Planning Committee Commission Commission Community anc Economic .Develoomentj \ Finance City Attorney Citizens of Lakeville Mayor and City Council City Administrator J Fire Building Accounting Communication Inspection Inspection Accounts Investigation Prevention Economic Receivable Patrol Suppression Development Accounts Animal \ / \ / Payable Control Utility Billing \ / Information Systems \ / 5 Housing anc Redevelopment Authority Parks, Recreation & Natural Lakeville Area Resources Cable TV Board Ads Center Board Committee ■ l \ l / Communications \ / Engineering Plan Review Design Inspection Survey Special Assessments G.I.S. Environmental Resources and Recycling Streets Utilities Physical Facilities Fleet Management Parks and Recreation Development Maintenance Planning Recreation Heritage Center ` Arts Center Off Sale Liquor Lakeville June 5, 2013 The Honorable Mayor and Council Members 20195 Holyoke Avenue Lakeville, Minnesota 55044 City of Lakeville Positioned to Thrive Honorable Mayor, Members of the City Council and Citizens of the City of Lakeville The Comprehensive Annual Financial Report is hereby presented for the purpose of providing you, the reader, with a thorough overview of the financial affairs of the City for the year ended December 31, 2012. The Report was prepared in accordance with Minnesota Statutes and Generally Accepted Accounting Principals (GAAP). This report was prepared by the City' s Finance Department and consists of management' s representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all information presented in this report. To provide a reasonable basis for making these representations, management of the City has established internal controls designed to protect the City's assets from loss, theft or misuse and to provide sufficient reliable information for the preparation of these financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City' s internal controls have been designed to provide reasonable rather than absolute assurance, that the financial statements will be free from material misstatements. As management, we assert that to the best of our knowledge and belief this report is complete and reliable in all material respects. The City of Lakeville's financial statements have been audited by Malloy, Montague, Karnowski, Radosevich & Co., P.A., a professional firm of certified public accountants. The independent auditors report is included in the Financial Section of this report. The auditors have given this report an unqualified ( "clean ") opinion, meaning that the financial statements fairly present the City' s financial position at December 31, 2012 and the changes in financial position for the year then ended. Management's discussion and analysis (MD &A) immediately follows the independent auditor's report and provides a narrative introduction, overview, and analysis of the basic financial statements. MD &A complements this letter of transmittal and should be read in conjunction with it. 20195 Holyoke Avenue, Lakeville, MN 55044 952 -985 -4400 • 952-985-4499 fax www.lakevillemn.gov 6 Profile of Government The City of Lakeville is a suburban community located 20 miles south of downtown Minneapolis in the southeast corner of the Twin Cities metropolitan area within Dakota County. Lakeville continues to be one of the fastest growing cities in Minnesota with a population that has grown from 43,128 in 2000 to 57,380 in 2012. The City of Lakeville operates under the Mayor - Council form of organization. The governing City Council consists of the Mayor and four other Council members. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the various committees and commissions; and hiring the City Administrator, heads of various departments and City employees. The City Administrator is responsible for carrying out the policies, directions and ordinances of the City Council and for overseeing the day -to -day operations of the City. The City Council is elected on a non - partisan at large basis. The Mayor is elected to serve a two -year term, while Council members serve four -year staggered terms, with two Council Members elected every two years. The City provides its residents and businesses with a full range of municipal services consisting of public safety (police and fire), public works, parks and recreation, and general government administration. The City also operates two enterprises: utilities (public water, sanitary sewer, street lights and environmental resources) and off -sale liquor stores. Sewage treatment and disposal is operated on a regional basis by the Metropolitan Council Environmental Services (MCES) and refuse collection and disposal are handled on a private basis through contractual arrangements by City residents with private haulers. Further information regarding city services can be obtained from the City's website at www.lakevillemn.gov The City is financially accountable for the Housing and Redevelopment Authority (HRA), which is included in the City's financial statement. Additional information on the HRA can be found in Note 1A. — Summary of Significant Accounting Policies of the Notes to Basic Financial Statements. The annual budget serves as the foundation for the City of Lakeville' s financial planning and control. The budgetary process is outlined in the notes within the required supplementary information section of this report. The City applies budgetary controls to ensure compliance with legal provisions of the laws of Minnesota. Budgets are adopted on a basis consistent with GAAP. Annual appropriated budgets are adopted for the general fund and special revenue funds. Budget to actual comparisons are provided in this report for each individual governmental fund for which an annual budget has been adopted. The general fund budgetary comparison schedules are presented within the required supplementary information section for governmental funds and the special revenue funds budgetary comparison schedules are presented in the nonmajor governmental funds subsection of this report. 7 Local Economy Factors Affecting Financial Condition The City of Lakeville is committed to maintaining a strong financial condition, while continuing to provide quality public services to its residents and businesses. The City' s financial position, as reflected in the financial statements presented in this report, is perhaps best understood when it is considered from the broader perspective of the environment within which the City operates. Our community has persevered through the economic struggles of the past five years. The City responded in 2008 and 2009 to the economic challenges by downsizing its operations and reducing personnel. The City has grown by almost 1,600 new residents or approximately 3.0% since 2009, while the number of City employees has decreased by 7.6 %. According to the Bureau of Labor Statistics, Lakeville' s unemployment rate is favorable compared to the State and National rates. • - 12.0% 10.0% 8.0% 6.0% 4.0% 2.0% 0.0% Unemployment Rate 2008 2009 2010 2011 2012 United States Minnesota Lakeville Source: www.positivelyminnesota.com Building permit activity for single family homes and the number of newly platted lots or applications from developers for new residential lots is on the rise. Building permits for single family homes increased to 282 in 2012. The 2013 budget is premised on an assumed steady growth of new single family homes in each of the next two years. 8 1- E W 500 400 300 200 100 0 RESIDENTIAL PERMITS 2006 2007 2008 2009 2010 2011 2012 2013 2014 YEAR —*—Total Residential Units .Actual Residential Units Estimated Residential Units El Actual Single Family Estimated Single Family The residential real estate markets have continued to experience a steady decline in values. According to the Dakota County Assessor, as of January 1, 2012, the value of the residential home was 6.6% less than the previous year. However, recent Minneapolis Area Association of Realtors report shows low inventory and a decline in distressed sales has caused an increase in median home values. If the economic recovery is sustainable, as the data may suggest, property values will increase and the tax base will grow. Community growth will result in expansion of the infrastructure. The City' s financial plan provides for a continuation of services and monitoring of community economic progress. Long -term Financial Planning There is an interrelationship between a community' s physical development and its long- term financial plan. A comprehensive plan provides the guidance for current and future land use and public infrastructure decisions to provide managed growth throughout the community. The City of Lakeville completed an update of its Comprehensive Plan in 2008. A Capital Improvement Plan (CIP) has been approved by the City which is a flexible, five -year plan that identifies the City' s infrastructure, development objectives and allocation of financial resources. It provides policy makers and the community with a strategic (documented) approach to implementation and administration of improvement projects. The City will invest $96 million in transportation, utility, equipment, facilities and Parks in course of the next five years to achieve program objectives. 9 2013 -2017 PROJECTS Roads & Bridges $96,037,276 $67,625,480 71% Equipment] Facilities $13,695,286 $2,221,646 14% 2% Utility Infrastructure $6,581,540 7% Parks and Recreation $5,913,324 6% _ As of December 31, 2012, the City of Lakeville had approximately $109.745 million of debt outstanding including $22.450 million of (cross -over) refunding debt in August 2012 to refinance the G.O. Street Reconstruction Bonds Series 2003 A and G.O. Capital Improvement Bonds series 2004 A. The City will issue general obligation improvement bonds in the coming years to finance street reconstruction projects. All factors consider the City debt will remain stable for the foreseeable future. $140,000,000 $120,000,000 $100,000,000 tn z $80,000,000 D I $60,000,000 Z $40,000,000 $20,000,000 $- LAKEVILLE BOND INDEBTEDNESS COMPARISON WITH DEBT /HOUSEHOLDS I l Indebtedness =Crossover Refunding Indebtedness —Debt per Household o ,o ,o ,o ,o ,o ,o ,o ,o ,o ,o AS OF DECEMBER 31 Actual Estimated 10 Relevant Financial Policies The City has a number of policies which are utilized in the management of its fiscal affairs. The primary policies include, but not limited to, operating budget policy, budget amendment process, revenue, debt, investment and fund balance. • Operating Budgets. The City's operating budget policy sets forth guidance with respect to balanced operating budgets, with an overriding goal of achieving structural balance over a longer -term period, while recognizing that in certain periods, revenues and expenditures may not be equal. A balanced budget for the General Fund is defined as revenues and other sources equal to or exceeding operating expenditures and other uses. Other sources can include that portion of General Fund balance that is allowed to be budgeted for use per the City's fund balance policy. The budget will provide for adequate maintenance of capital facilities and equipment and for their orderly replacement. Balanced budgets for the proprietary enterprise funds are defined as providing sufficient revenues to support the operations of those funds, without subsidy from the General Fund or property taxes. Charges from the Proprietary Internal Service Funds shall be sufficient to support such activities, with no trend of operating deficits. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the department level for the General Fund and total expenditures level for Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for individual line items. Budgeted expenditure appropriations lapse at year -end. Supplementary appropriations can be carried forward to the following year if approved by the City Council. • Revenue Policies. The City will project its annual revenues by a conservative objective and thorough analytical process. The City will endeavor to maintain a diversified and stable revenue system to shelter it from annual fluctuations in any one revenue source. All existing and potential revenue sources will be reexamined annually. New sources of non - property -tax revenue should be actively explored at all times. Where appropriate and not contrary to accepted public policy or statutes, emphasis will be directed toward full cost recovery through user fees. User fees and cost allocation formulas will be updated periodically (annually if needed). Ongoing, the City will review the full cost of activities supported by user fees to identify the impact of inflation and other factors. The fees along with the resulting net property tax costs will be reviewed with the City Council during the budget process. Sensitivity to market rates will also be considered in setting fees. Intergovernmental grant requests are subject to fiscal review before the application is submitted. This review is to ensure that the grants do not create an obligation for unfunded expenditures by the City relating to the grant's purpose and to provide an overall budgetary review of grant proposals. • Debt. The City' s debt policy provides guidance to ensure that long -term debt is utilized appropriately and in a fiscally prudent manner Limiting long -term 11 borrowing to capital improvements or other long -term projects which cannot, and appropriately should not, be financed from current revenues. Final maturity of bonds and notes should not exceed the expected useful life of the underlying project for which it is being issued. Where possible, the City will endeavor to pledge special assessments, State -aid or other non -tax revenues to debt service payments. • Investments. The City's policy is to invest all available monies at competitive interest rates, coordinated with projections of the City's operating and program cash flow needs. Interest earnings will be distributed to the funds based on the average cash balances. Investments will take into consideration safety, liquidity and yield as well as complying with State regulations. • Fund Balance. Fund balance or net position are terms used to define the difference between a fund's assets, deferred outflows of financial resources, liabilities and deferred inflows of financial resources. Fund balance is used in governmental fund types and net position is used in proprietary fund types. Major Initiatives The City of Lakeville, in collaboration with the area schools and business community, initiated a theme of "Positioned to Thrive." The purposes of the theme are accent and accelerate the promotion of its commitment to investment in services, maintain the quality of life and enhancing the economic vitality of our community. The Heritage Center, which is home for the Lakeville Area Historical Society, Yellow Ribbon and the area senior center operations, had its grand opening in October 2012. The new facility serves as a recreation and resource center for community seniors, a gathering and support center for our military veterans as well as a space to preserve and honor Lakeville history. The City is committed to maintaining its investment in the community's infrastructure. The most significant 2012 project was street reconstruction and water main replacement in the Valley Park area. Awards and Acknowledgements The Government Finance Officers Association (GFOA) of the United States awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Lakeville, Minnesota, for its comprehensive annual financial report for the fiscal year ended December 31, 2011. This is the twenty -fourth consecutive year that the City of Lakeville has received this prestigious award. In order to be awarded a Certificate of Achievement for Excellence, a government must publish an easily readable and efficiently organized comprehensive annual financial 12 report, and the contents must conform to the program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement for Excellence in Financial Reporting is valid for a period of one year only. We believe our current comprehensive annual financial report continues to conform to the Certificate of Achievement for Excellence program requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate. In addition, the City also received the GFOA' s Distinguished Budget Presentation Award for its fiscal year 2012 annual budget document. In order to qualify for the Distinguished Budget Presentation Award, the City's budget document was judged to be proficient in a number of categories, including a policy document, a financial plan, an operations guide, and a communications device. The City of Lakeville has received GFOA' s Distinguished Budget Presentation Award for four consecutive years; the fiscal year 2013 annual budget document has been submitted for another award and is currently under review. The preparation of this report could not have been accomplished without the professional, efficient and dedicated services of the entire staff of the Finance Department. We would like to express our appreciation to all members of the department, with special recognition to Senior Accountants David Lang, Tom Nesseth, and Julie Werner. We would also like to express our sincere gratitude the City Council for its sincere commitment and progressive leadership in the financial affairs of our community. Respectfully submitted, Steven Mielke City Administrator 13 Dennis Feller Finance Director Certificate of Achievement for Excellence in Financial Reporting Presented to City of Lakeville Minnesota For its Comprehensive Annual Financial Report for the Fiscal Year Ended December 31, 2011 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. Executive Director 14 FINANCIAL SECTION CERTIFIED PUBLIC ACCOUNTANTS To the City Council and Management City of Lakeville, Minnesota REPORT ON THE FINANCIAL STATEMENTS AUDITOR'S RESPONSIBILITY INDEPENDENT AUDITOR'S REPORT We have audited the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2012, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. MANAGEMENT'S RESPONSIBILITY FOR THE FINANCIAL STATEMENTS Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. 15 (continued) Malloy, Montague, Karnowski, Radosevich, & Co., P.A. 5353 Wayzata Boulevard • Suite 410 • Minneapolis. MN 55416 • Tcicphonc: 952- 545.0424 • Telefax: 952. 545 -0569 • www.rnmkr.com PRINCIPALS Thomas M. Montague, CPA Thomas A. Karnowski, CPA Paul A. Radosevich, CPA William J. Lauer, CPA James H. Eichren, CPA Aaron J. Nielsen, CPA Victoria L. Halinka, CPA OPINIONS In our opinion, the financial statements referred to on the previous page present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City at December 31, 2012, and the respective changes in financial position and, where applicable, cash flows thereof, in conformity with accounting principles generally accepted in the United States of America. As discussed in Note 1 of the notes to basic financial statements, the City has implemented Governmental Accounting Standards Board (GASB) Statement No. 63, Financial Reporting of Deferred Outflows of Resources, Deferred Inflows of Resources, and Net Position, and GASB Statement No. 65, Items Previously Reported as Assets and Liabilities during the year ended December 31, 2012. OTHER MATTERS Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis, the respective budgetary comparison information for the General Fund, and the Other Post - Employment Benefits Plan — Schedule of Funding Progress, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by GASB who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, combining and individual fund statements and schedules, supplemental information, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund statements and schedules and supplemental information are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund statements and schedules and supplemental information are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. 16 (continued) OTHER REPORTING REQUIRED BY GOVERNMENT AUDITING STANDARDS In accordance with Government Auditing Standards, we have also issued our report dated June 5, 2013 on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. Minneapolis, Minnesota June 5, 2013 17 CITY OF LAKEVILLE, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS This discussion and analysis presents an overview of the financial activities and financial position for the City of Lakeville (the "City ") for the year ended December 31, 2012. Please read the information presented here in conjunction with our letter of transmittal. Financial Highlights • The assets of the City exceeded liabilities by $258,524,513 at the close of the most recent fiscal year. Of this amount, $13,734,645 (unrestricted net position) may be used to meet the government's ongoing obligations to citizens and creditors. • The City's total net position increased by $10,151,771. • The City's governmental funds reported combined ending fund balances of $61,706,702. Of this total amount, $22,863,189 or 37% is unrestricted and available for spending at the government's discretion. • As of the end of the current fiscal year, the City's unrestricted fund balance for the general fund was $11,235,299 or 55.4% of total general fund expenditures of $20,280,060. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements are comprised of three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other required supplementary information in addition to the basic financial statements themselves. Government -wide financial statements. The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private - sector business. The statement of net position presents information on all of the City's assets, deferred outflows of resources, liabilities and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. 18 The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City include general government, public safety, public works, and parks and recreation. The business -type activities of the City include the enterprise activities of the liquor operation, and utility operation. The government -wide financial statements include not only the City itself (known as the primary government), but also a legally separate housing and redevelopment authority (HRA) for which the City is considered to be financially accountable or for which the nature and significance of their relationship with the City is such that the exclusion would cause the City's financial statements to be misleading or incomplete. Financial information for this component unit is blended within the financial information presented for the primary government itself. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financing requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government - wide financial statements. By doing so, readers may better understand the long -term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. 19 The City maintains 22 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, general obligation (debt service) fund, G 0 improvement (debt service) fund, building (capital projects) fund, and the improvement construction (capital projects) fund, all of which are considered to be major funds. Data from the other governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements following the required supplementary information. The City adopts annual appropriated budgets for its general fund and special revenue funds. A budgetary comparison schedule has been provided as required supplementary information for the general fund to demonstrate compliance with this budget. Special revenue funds budgetary comparison schedules can be found in the nonmajor governmental funds subsection of the report after the capital projects funds. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The internal service fund is an accounting device used to accumulate and allocate costs internally among the City' s various functions. The City uses enterprise funds to account for its off -sale liquor, and utility (water, sanitary sewer, street light, and environmental resources) operations. The City uses internal service funds to account for its risk management insurance liability program and to account for compensation liability. These services benefit the governmental and business -type functions; therefore, they have been included within governmental and business -type activities in the government -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for each of the enterprise funds, all of which are considered to be major funds of the City. The internal service funds are presented in a single aggregated presentation in the proprietary fund financial statements. Individual fund data for each of these internal service funds is provided in the form of combining statements following the required supplementary information. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government - wide financial statement because the resources of those funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to basic financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. 20 This section includes a budgetary comparison schedule and related notes for the general fund, and a schedule of funding progress for the other post - employment benefits plan of the City. The combining statements referred to earlier in connection with nonmajor governmental and internal service funds are presented immediately following the required supplementary information. Government -wide Financial Analysis As presented on the following table, the City's governmental and business -type assets exceeded liabilities by $258,524,513 at the close of the fiscal year ending December 31, 2012. By far the largest portion or 87.8% of net position is reflected in its net investment in capital assets (e.g. land, buildings and improvements, machinery and equipment, infrastructure, and construction in process) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's net investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Governmental Activities Business -type Activities Total 2012 2011 Restated 2012 2011 Restated 2012 2011 Restated Current and other assets $ 72,353,175 $ 44,732,398 $ 18,153,265 $ 18,937,742 $ 90,506,440 $ 63,670,140 Capital assets 185,030,218 181,172,567 105,426,488 103,958,303 290,456,706 285,130,870 Total assets $257,383,393 $ 225,904,965 $123,579,753 $ 122,896,045 $380,963,146 $ 348,801,010 Current and other liabilities $ 4,175,645 $ 3,952,783 $ 1,810,188 $ 1,576,109 $ 5,985,833 $ 5,528,892 Long -term liabilities 112,677,018 90,962,221 3,775,782 3,937,155 116,452,800 94,899,376 Total liabilities 116,852,663 94,915,004 5,585,970 5,513,264 122,438,633 100,428,268 Net position: Net investment in capital assets Restricted Unrestricted Total net position Total liabilities and net position 125,051,058 17,403,167 (1,923,495) 140,530,730 120,485,858 16,474,815 (5,970,712) 130,989,961 102,009,893 325,750 15,658,140 117,993,783 100,390,175 325,750 16,666,856 117,382,781 227,060,951 17,728,917 13,734,645 258,524,513 220,876,033 16,800,565 10,696,144 248,372,742 $257,383,393 $ 225,904,965 $123,579,753 $ 122,896,045 $380,963,146 $ 348,801,010 The City's total restricted net position of $17,728,917 comprises 6.9% of total net position at the close of the fiscal year ending December 31, 2012. These assets are subject to external restrictions on how they may be used. The 2012 remaining balance of $13,734,645 (5.3% of total net position), in unrestricted net position may be used to meet the government's ongoing obligations to citizens and creditors. Certain balances within unrestricted net position have internally imposed commitments or limitations, which may further limit the purpose for which such net position may be used. 21 Change in net position. The City's 2012 total net position during the current fiscal year increased by $10,151,771 as shown in the following table. This increase is primarily attributed to economic conditions, an increase in community growth, and reduction in expenses related to the right -of -way land acquisitions from the Interstate Highway 35 /County Road 70 Interchange project that were settled and paid in 2011 for approximately $2.8 million. Additional details that account for the change in net position are provided in the following analysis of the governmental and business -type activities. Governmental Activities Business -type Activities Total 2012 2011 Restated 2012 2011 Restated 2012 2011 Restated Revenues Program revenues Charges for services $ 9,126,942 $ 6,467,301 $ 13,382,007 $ 12,413,222 $ 22,508,949 $ 18,880,523 Operating grants and cont ibutions 2,236,183 2,299,434 107,287 63,469 2,343,470 2,362,903 Capital grants and contributions 6,051,234 3,229,676 2,903,043 1,129,764 8,954,277 4,359,440 General revenues Property taxes 24,221,741 24,207,406 - - 24,221,741 24,207,406 Investment income 176,409 280,364 78,611 130,403 255,020 410,767 Gain on sale of capital assets 214,004 - - 214,004 Total revenues 42,026,513 36,484,181 16,470,948 13,736,858 58,497,461 50,221,039 Expenses General government 5,258,319 5,134,169 - - 5,258,319 5,134,169 Public safety 11,202,018 11,068,287 - - 11,202,018 11,068,287 Public works 10,849,213 13,778,800 - - 10,849,213 13,778,800 Parks and recreation 4,780,666 4,796,035 - - 4,780,666 4,796,035 Interest on long-term debt 3,496,878 4,383,684 - - 3,496,878 4,383,684 Liquor - 2,392,945 2,439,261 2,392,945 2,439,261 Utility 10,365,651 10,401,650 10,365,651 10,401,650 Total expenses 35,587,094 39,160,975 12,758,596 12,840,911 48,345,690 52,001,886 Change in net position before transfers 6,439,419 (2,676,794) 3,712,352 895,947 10,151,771 (1,780,847) Transfers 3,101,350 2,692,671 (3,101,350) (2,692,671) - Change in net position 9,540,769 15,877 611,002 (1,796,724) 10,151,771 (1,780,847) Net position - beguumigasrestated 130,989,961 130,974,084 117,382,781 119,179,505 248,372,742 250,153,589 Net position - ending $ 140,530,730 $ 130,989,961 $ 117,993,783 $ 117,382,781 $ 258,524,513 $ 248,372,742 Governmental activities. Governmental activities change in net position before transfers were an increase of $6,439,419. As previously discussed, this increase is primarily due to community growth, and reduction in expenses related to the Interstate Highway 35 /County Road 70 Interchange reconstruction project paid in the previous year. The governmental revenue increase in charges for services is directly related to the increase in construction activity. 22 Revenues — The City's 2012 total revenues for governmental activities increased by $5,542,332. Charges for services increased a total of $2,659,641 primarily due to recent growth in the community as evidenced by an increase in building permit fees, connection and area charges, and park dedication fees. A summary of the various increases are shown as follows: Charges for services Licenses and building permit fees Connection and area charges Park dedication fees Other Total charges for services 2012 $ 2,429,951 2,474,810 970,360 3,251,821 $ 9,126,942 2011 $ 1,820,408 1,615,649 300,950 2,730,294 $ 6,467,301 Increase / (Decrease) $ 609,543 859,161 669,410 521,527 $ 2,659,641 Operating grants and contributions experienced an overall decrease of ($63,251). The City receives state -aid for street revenue bonds; as a result of refunding the State -Aid Street Bonds, Series 2001 C the state -aid payment was reduced by $57,406. A summary of the various operating grants and contributions are shown as follows: Increase / Operating grants and contributions 2012 2011 (Decrease) State -aid for street maintenance $ 374,335 $ 374,335 $ - State -aid for street revenue bonds 770,762 828,168 (57,406) Federal street reconstruction bonds payment 75,867 76,888 (1,021) Other grants, contributions and donations 1,015,219 1,020,043 (4,824) Total operating grants and contributions $2,236,183 $2,299,434 $ (63,251) 23 Capital grants and contributions increased by $2,821,558. Municipal state -aid decreased by ($181,004). The City was awarded a Federal Energy Efficiency Conservation Block grant in late 2009; the grant provides funding for energy efficiency upgrades to several City facilities that will yield significant long -term operating electricity savings. The remainder of the funds was spent in 2011. Special assessments increased by $1.7 million primarily due to a major street reconstruction project that was levied against the benefitting property owners. Contributed infrastructure from private land developers increased by $1,403,340; the infrastructure consists of street, storm sewer, and park and trail capital assets. The summary of capital grants and contributions is shown as follows: Capital grants and contributions Minnesota municipal state -aid City facilites energy efficiency grant Safe Routes to School grant Special assessments Contributed infrastructure from developers Other grants and contributions Total capital grants and contributions 2012 14,084 2,930,329 2,845,720 261,101 $ 6,051,234 2011 $ 181,004 76,101 164,195 1,235,704 1,442,380 130,292 $ 3,229,676 Increase / (Decrease) $ (181,004) (76,101) (150,111) 1,694,625 1,403,340 130,809 $ 2,821,558 Property tax revenue increased $14,335 or 0.1% primarily due to increase in prior year delinquent collections. Investment income earnings decreased by ($ 103,955) or (37.1 %) due to low yields consistent with prevailing market conditions. Gain on sale of capital assets is related to the sale of the former Senior Center. General revenues Property taxes $ 24,221,741 Investment income 176,409 Gain on sale of capital assets 214,004 $ 24,398,150 Total general revenues Increase / 2012 2011 (Decrease) $ 24,207,406 $ 14,335 280,364 (103,955) - 214,004 $ 24,487,770 $ (89,620) 24 A summary of 2012 revenues by source for governmental activities are shown as follows: Property Taxes $24,221,741 (57.6 %) Gain on sale of capital assets $214,004 (0.6 %) Revenue by Source - Governmental Activities Total Revenues $42,026,513 Investment Earnings $176,409 (0.4 %) Charges for Services $9,126,942 (21.7 %) Grants and Contributions - Restricted $8,287,417 (19.7 %) A summary of 2012 expenses by function for governmental activities are shown as follows: Public Works $4,867,136 (13.7 %) Depreciation $8,790,719 (24.7 %) Expenses by Function - Governmental Activities Total Expenses $35,587,094 General Government Interest on Debt $5,036,855 $3,496,878 (14.1 %) (9.8%) Parks and Recreation $3,162,250 (8.9 %) Public Safety $10,233,256 (28.8 %) 25 Expenses — The City's 2012 total governmental activities expenses (before depreciation on capital assets and interest on long -term debt) decreased by ($2,744,509) or 10.5 %. Total governmental activities expenses decreased by ($3,573,881) or 9.1 %, shown as follows: Governmental activities expenses General government Public safety Public works Parks and recreation Total before depreciation and interest Depreciation on capital assets Interest on long -term debt Total governmental activities expenses 2012 $ 5,036,855 10,233,256 4,867,136 3,162,250 23,299,497 8,790,719 3,496,878 $ 35,587,094 2011 $ 4,928,482 10,076,976 7,874,766 3,163,782 26,044,006 8,733,285 4,383,684 $ 39,160,975 Increase / (Decrease) $ 108,373 156,280 (3,007,630) (1,532) (2,744,509) 57,434 (886,806) $ (3,573,881) Following are explanations of various increases and (decreases) in expenses by governmental function as shown above. General government expenses increased by $108,373 or 2.2 %; which is primarily attributed to the elections administration and personnel services. Public safety expenses increased by $156,280 or 1.6 %; which is comprised of several components that include personnel increases attributed to the addition of two full time personnel, personnel costs such as salaries and benefits; motor fuels; and K -9 unit. Public works expenses decreased by ($3,007,630) or (38.2 %); primarily due to the final payment in 2011 for the right -of -way costs associated with the Interstate Highway 35 and County Road 70 interchange reconstruction project. Construction overall was higher than the prior year. The street department expenses in 2012 increased due to snow events at year end and associated increase in overtime, motor fuels and road de -icing chemicals. Parks and recreation expenses decreased slightly ($1,532) or (0.05 %); primarily as a result of vacant director position which was offset by the increase in operating expense for the Heritage Center. Interest on long -term debt decreased by ($886,806) or (20.2 %); which is primarily due to bonded debt refinancing. 26 Business -type activities. Business -type activities increased the City's 2012 total net position by $611,002. Key elements of the increase in net position along with a comparison of revenues, expenses, and changes in net position during fiscal years 2012 and 2011 are shown as follows: Revenues Charges for services Liquor Utility Operating grants and contributions Liquor Utility Capital contributions Utility Investment earnings Total revenues Expenses Liquor Utility Total expenses Change in net position before transfers Transfers Change in net position Net position - beginning as restated Net position - ending Increase / 2012 2011 Restated (Decrease) $ 3,839,723 $ 3,546,877 $ 292,846 9,542,284 8,866,345 675,939 3,762 103,525 2,903,043 78,611 16,470,948 2,392,945 10,365,651 12,758,596 3,712,352 (3,101,350) 611,002 1 17,382,781 3,762 59,707 1,129,764 130,403 13,736,858 2,439,261 10,401,650 12,840,911 895,947 (2,692,671) (1,796,724) 119,179,505 43,818 1,773,279 (51,792) 2,734,090 (46,316) (35,999) (82,315) 2,816,405 (408,679) 2,407,726 (1,796,724) $ 117,993,783 $ 117,382,781 $ 611,002 The City's 2012 business -type total revenues increased by $2,734,090 or 19.9 %; the various revenue components are discussed in detail in the following paragraphs. o The liquor fund 2012 charges for services (sales less cost of goods sold) increased due to market conditions. The 2012 cost of goods sold as a percentage of sales were 74.8 %, compared to 75.3% in 2011. o The overall utility revenue charges for services increased by $675,939. This overall increase is represented by a water revenue increase of $567,039, sanitary sewer revenue increase of $81,855, street light revenue increase of $20,186 and environmental resources revenue increase of $6,859. The water increase is due to customer consumption as a result of changes in weather patterns and increase in customers as a result of community growth. The sanitary sewer, street light and environmental resources increases are due to increase in customers. 27 o The utility fund experienced a total increase of $1,773,279 in capital contributions. Majority of the increase is derived from water and sanitary sewer contributed from developer improvement projects. City improvement project infrastructure assets of $29,395 were contributed to the utility fund which is within the net transfer amount of ($3,101,350) on the Statement of Activities. The total amount of contributed infrastructure assets received by the utility fund varies yearly. o Investment earnings decreased ($51,792) or (39.7 %) consistent with prevailing market conditions. The City's 2012 business -type total expenses decreased by ($82,315) or (0.6 %) are as follows: Business -type activities expenses Personnel services Commodities Other charges and services Sanitary sewage treatment and disposal Depreciation on capital assets Interest, fiscal charges, bond premium (net) Total increase /(decrease) Financial Analysis of the City's Funds 28 Increase /(Decrease) From 2011 Liquor Utility Fund Fund Total $ 40,468 $ 6,299 $ 46,767 9,089 (10,899) (1,810) (18,083) (83,517) (101,600) 110 110 573 52,008 52,581 (78,363) - (78,363) $ (46,316) $ (35,999) $ (82,315) o The liquor fund personnel services increase of $40,468 is primarily the result of compensation and benefit adjustments and employee transitions. o The utility fund other charges and services decrease of ($83,517) is attributed to reduction in major maintenance projects compared to previous year on lift stations. As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance - related legal requirements. Some funds are required statutorily while others are established internally to assist management in accounting for certain activities. Governmental funds. The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unrestricted fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $61,706,702. Of this amount, $22,863,189 or 37% of this combined ending fund balance constitutes unrestricted fund balance that is available for spending at the government's discretion. Nonspendable fund balances of $256,476 are amounts that are not in a spendable form, such as prepaid items, and inventory. The remaining fund balance is restricted for (a) debt service of $32,787,368, (b) capital acquisition of $5,773,866, and (c) other restricted purposes of $25,803. The general fund is the chief operating fund of the City. At the end of the current fiscal year, the fund balance was $11,491,775. The 2012 net change in fund balance of $943,437 surpassed the final adopted budget net change in fund balance of ($1,227,840) by $2,171,277. The 2012 ending fund balance surpassed the beginning 2013 budgeted fund balance of $10,198,765, by $1,293,010. The G.O. obligation (debt service) fund balance increased by $22,276,992 mainly due to the issuance of $22.45 million of crossover refunding bonds, the proceeds of which were placed in an escrow account to call outstanding bonds from another issue in the future. The G.O. improvement (debt service) fund balance increased by $1,013,225. The City levies the required property taxes and special assessments levied against benefited property owners to meet the bonded debt service requirements in the following year. The change in fund balance may fluctuate yearly based on fluctuating principal and interest requirements of existing debt and that of new debt issuance. The building (capital projects) fund expended $1,523,741 for the remodeling of the Heritage Center, fire station #4 administration offices, and major maintenance projects. Financing was provided by $212,977 of revenues from sale of the Senior Center building, investment income and other revenue sources. An additional $371,833 of financing was provided from donations and transfers from the enterprise liquor fund for the Heritage Center. The fund balance provided the remaining financing of $938,931. The improvement construction (capital projects) fund accounts for major infrastructure improvement projects that require debt issuance for financing purposes. The activity in this fund may fluctuate from year to year depending on the demand for infrastructure expansion. Large projects such as the interstate highway interchange and bridge reconstruction projects may take several years to complete. The fund balance increased by $1,148,183 due to the issuance of the 2012 General Obligation Improvement Bonds Series A for $6,805,000. These bonds were issued to fund the 2012 Street Reconstruction project in the Valley Park area. Other Post - Employment Benefits (OPEB) In accordance with the provisions of the Governmental Accounting Standards Board (GASB) Statement No. 45, Accounting and Financial Reporting by Employers for Post - employment Benefits Other Than Pensions, an actuarial valuation was required to be computed and reported for the City's post - employment health insurance benefits provided to eligible employees through the City's Other Post - Employment Benefits Plan. The net OPEB obligation and corresponding expense for governmental activities is reported within the government -wide financial statements. The net OPEB obligation liability and corresponding expense for enterprise funds are recorded within those funds. 29 Refer to Note 14. - Other Post - Employment Benefits (OPEB) Plan, of the Notes to Basic Financial Statements for complete information concerning the City' s OPEB Plan. General Fund Budgetary Highlights With the exception of the legal counsel, planning and heritage center departments, all other general fund departments expended their 2012 budget appropriations at or below the final adopted budget. A schedule of revenues, expenditures and changes in fund balances - budgetary comparison is disclosed in the required supplemental information section of this report. A summary of general fund revenues, expenditures, other financing sources (uses), variance with final budget, and net change in fund balance is as follows: Revenues Property taxes Licenses and permits Intergovernmental Charges for services Fines Investment income Donations Miscellaneous Total revenues Budget As Originally Adopted $ 16,135,591 972,953 664,317 1,520,711 279,301 91,795 14,115 50,712 19,729,495 Final Budget Actual Variance With Final Budget $ 16,135,591 $ 16,529,500 $ 393,909 972,953 1,831,073 858,120 775,688 804,276 28,588 1,521,116 1,885,622 364,506 279,301 281,879 2,578 91,795 44,159 (47,636) 29,568 33,257 3,689 50,712 59,794 9,082 19,856,724 21,469,560 1,612,836 Expenditures Personnel services 14,834,432 14,831,908 14,585,714 Commodities 1,634,235 1,639,149 1,549,443 Other charges and services 4,311,780 4,326,929 4,108,002 Capital outlay 44,447 55,137 36,901 Other 104,000 Total expenditures 20,928,894 20,853,123 20,280,060 573,063 Other financing sources (uses) 680,253 (231,441) (246,063) (14,622) 246,194 89,706 218,927 18,236 Net change in fund balance $ (519,146) $ (1,227,840) $ 943,437 $ 2,171,277 The 2012 actual general fund revenues exceeded the final budget by $1,612,836 and expenditures were under final adopted budget by $573,063. Other financing sources (uses) were slightly under final budget by $14,622. The general fund actual net change in fund balance surpassed final budget by $2,171,277. 30 The following is a brief summary explanation of the various budgets to actual variances for revenues: o Property taxes were greater than anticipated by $393,909 due to collection of delinquent taxes and county tax adjustments for development of agricultural land. o Licenses and permits exceeded estimates by $858,120 due to greater than anticipated building permit fees. Commercial and industrial permits increased significantly due the addition of Kingsley Shores Senior Living housing project which includes 101 units. The number of residential building permits issued increased from 124 in 2011 to 282 units in 2012. o Intergovernmental exceeded estimates by $28,588 due to greater than expected federal and state grants for storm related damages. o Charges for services exceeded estimates by $364,506 which is primarily related to public safety activities for security charges and public works engineering fees related to improvement projects. o Fines experienced slight variance of $2,578. o Investment income was below estimates by ($47,636) due to prevailing market conditions. The City's Management employs prudent investment practices and cash management techniques to maximize investment income while protecting the City' s treasury. o Donations and miscellaneous revenues experienced slight variances of $3,689 and $9,082, respectively. The following is a brief summary explanation of the various budgets to actual variances for expenditures: o Personnel costs including benefits variance of $246,194 below budget due to reductions related to vacant positions due to retirements and resignations, lower than anticipated benefit costs and fire emergency calls. o Commodities were $89,706 below budget due to a number of factors the most significant of which is the number and quantity of snow events which resulted in a reduction in de -icing chemicals. o Other charges and services were $218,927 below budget which is attributed to a energy reduction programs which resulted in overall lower cost of natural gas and electricity. o Capital outlay is $18,236 less than budget due to voting equipment which was donated. 31 Capital Asset and Debt Administration Capital assets. The City' s capital assets for governmental and business -type activities as of December 31, 2012 are $290.5 million (net of accumulated depreciation). This amount represents an increase (including additions, deletions, and depreciation) of approximately $5.4 million from 2011. The net investment in capital assets including land, historical treasures, buildings, machinery and equipment, other improvements, infrastructure, and construction in process are shown as follows: Land Historical treasures Buildings and improvements Machinery and equipment Other improvements Infrastructure Streets Storm sewer Parks Water Sanitary sewer Construction in process Total Governmental Business -type Activities $ 22,213,543 $ 100,000 43,883,427 6,573,062 2,966,782 55,175,348 39,231,469 8,086,310 6,800,277 $ 185,030,218 Activities Total 1,800,456 $ 24,013,999 100,000 19,020,097 62,903,524 1,116,895 7,689,957 2,966,782 46,859,137 35,001,323 1,628,580 $ 105,426,488 55,175,348 39,231,469 8,086,310 46,859,137 35,001,323 8,428,857 $ 290,456,706 The City's 2013 adopted budget provides funding for $27.9 million in infrastructure capital assets, public buildings improvements and upgrades, and equipment capital assets such as vehicle replacements for public safety and public works, and technology equipment. Refer to Note 3. - Capital Assets, of the Notes to Basic Financial Statements for additional information. Debt administration. At the end of the current fiscal year, the City of Lakeville had total bonded debt outstanding of $109,745,000, which is an increase of ($19.73 million) compared to the prior year. The increase is due to the issuance of two new bond issues totaling $29.255 million, and principal bond maturities of ($9.525 million). The City manages its debt structure by utilizing approaches that take full advantage of its financial position, revenue trends and conditions in municipal bond markets. During 2012, the City issued the General Obligation Refunding Bonds Series 2012 B to call the Street Reconstruction Bonds Series 2003 A and the Capital Improvement Plan Bonds Series 2004 A on February 1, 2014, and February 1, 2015, respectively. The refunding transaction yielded a net savings to the City of $2,768,474 with a present value economic 32 gain of $2,235,119. Refer to Note 5. — Long -Term Liabilities, of the Notes to Basic Financial Statements for additional information about the City's governmental and business -type long -term debt activity. The City's outstanding bonded obligation debt as of December 31, 2012 is shown as follows: Balance Balance January 1 Issued Redeemed December 31 Governmental bonds General obligation bonds Equipment certificates $ 450,000 $ $ 450,000 $ Park 2,780,000 - 1,565,000 1,215,000 Capital improvement 27,625,000 12,765,000 660,000 39,730,000 Street reconstruction 22,130,000 9,685,000 1,100,000 30,715,000 G.O. Improvement 7,365,000 6,805,000 985,000 13,185,000 Tax increment 3,180,000 - 425,000 2,755,000 State -aid street revenue 6,505,000 - 1,225,000 5,280,000 Water revenue 4,630,000 - 870,000 3,760,000 Arena revenue 1,305,000 - 130,000 1,175,000 HRA lease revenue 10,500,000 - 1,965,000 8,535,000 Total governmental 86,470,000 29,255,000 9,375,000 106,350,000 Business -type bonds Liquor revenue 3,545,000 - 150,000 3,395,000 Total bonds payable $ 90,015,000 $ 29,255,000 $ 9,525,000 $ 109,745,000 The City of Lakeville's general obligation bond rating as of December 31, 2012 is "Aal" as rated by Moody's Investors Service. State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total assessor's taxable market valuation. The City has $51,110,442 of net bonded debt, which is subject to the $150,900,095 current debt limitation, thereby resulting in a legal debt margin of $99,789,653. Refer to the Statistical Section of this report for a detailed computation of the City's legal debt margin. 33 Economic Conditions and Next Year's Budget The City of Lakeville remains one of the top growth cities in the Minnesota twin city metro area albeit at a level far below the peak years of the early 2000's. The number of residential building permits for new construction was up in 2012 (282 residential dwelling units compared to 124 residential dwelling units in 2011). In our opinion, the modest resurgence is due primarily to an unemployment rate that is below the national average and improving. The budget and five year capital improvement plan are premised on the assumption growth will continue at a subdued level for the foreseeable future. The adopted 2013 — 2014 budget reflects a continuation of the program and service levels established by the City Council over the past several years. No new programs or services were included in the adopted budget. The 2013 budget also focuses on City efforts to position the City to thrive through investments in community planning to prepare for the future, investments in technology to maximize efficiencies, developing effective partnerships to capitalize on opportunities and multi- agency resources, infrastructure improvements to promote economic and community development and service continuity through staffing enhancements to meet the expectations of community residents and businesses. Requests for Information This financial report is designed to provide a general overview of the City of Lakeville's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be directed to the City of Lakeville Finance Department at 20195 Holyoke Avenue, Lakeville, Minnesota 55044, (952) 985 -4400, or email request to dfeller @ci.lakeville.mn.us. 34 BASIC FINANCIAL STATEMENTS CITY OF LAKEVILLE, MINNESOTA STATEMENT OF NET POSITION DECEMBER 31, 2012 ASSETS: Cash and investments Receivables Internal balances Inventory Prepaid items Restricted assets (temporarily): Cash and investments Investments held by trustee Capital assets Non - depreciable Depreciable, net Total capital assets LIABILITIES: NET POSITION: Total assets Salaries, accounts, contracts, interest, and deposits Unearned revenue Non - current Iiabilities Due within one year Due in more than one year Total Iiabilities Net investment in capital assets Restricted for Special purposes Debt service Capital acquisition Unrestricted Total net position See accompanying notes to basic financial statements. 35 Governmental Business -type Activities Activities $ 37,811,737 $ 13,421,352 $ 51,233,089 10,130,194 2,629,462 12,759,656 (208,516) 208,516 243,870 1,533,191 1,777,061 12,606 34,994 47,600 24,363,284 29,113, 820 155,916,398 185,030,218 257,383,393 3,797,758 1,810,188 377,887 6,922,897 389,243 105,754,121 3,386,539 116,852,663 5,585,970 125,051,058 26,357 10,935,596 6,441, 214 (1,923,495) 325,750 3,429,036 101,997,452 105,426,488 123,579,753 102,009,893 325,750 15, 658,140 Total 325,750 24,363,284 32,542,856 257, 913, 850 290,456,706 380, 963,146 5,607,946 377,887 7,312,140 109,140, 660 122,438,633 227,060,951 26,357 11, 261, 346 6,441, 214 13,734,645 $ 140,530,730 $ 117,993,783 $ 258,524,513 CITY OF LAKEVILLE, IVI NNESOTA STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2012 Function /Programs Governmental activities General government Public safety Public works Parks and recreation Interest on long -term debt Total governmental activities Business -type activities Liquor Utility Total business -type activities Total primary government $ 5,258,319 11,202,018 10,849,213 4,780,666 3,496,878 35,587,094 Net position - ending See accompanying notes to basic financial statements. Program Revenues Operating Capital Charges for Grants and Grants and Expenses Services Contributions Contributions 2,392,945 3,839,723 10,365,651 9,542,284 12,758, 596 13,382,007 $ 2,736,653 $ 40,359 $ 91,735 $ (2,389,572) 714,587 698,949 19,530 (9,768,952) 3,588,062 1,396,560 5,569,732 (294,859) 2,087,640 100,315 370,237 (2,222,474) (3,496,878) 9,126,942 2,236,183 6,051,234 (18,172,735) 36 3,762 103,525 107,287 General revenues Property taxes Investment income Gain on sale of capital assets Transfers Total general revenues and transfers Change in net position Net position - beginning as previously reported Change in accounting principle Net position - beginning as restated 2,903,043 2,903,043 $48,345,690 $ 22,508,949 $ 2,343,470 $ 8,954,277 Net (Expense) Revenue and Changes in Net Position Governmental Business -type Activities Activities Total $ (2,389,572) (9,768,952) (294,859) (2,222,474) (3,496,878) (18,172,735) $ 1,450,540 1,450,540 2,183,201 2,183,201 3,633,741 3,633,741 (18,172,735) 3,633,741 (14,538,994) 24,221,741 - 24,221,741 176,409 78,611 255,020 214,004 - 214,004 3,101,350 (3,101,350) - 27,713,504 (3,022,739) 24,690,765 9,540,769 611,002 10,151,771 131,943,686 117,449,171 249,392,857 (953,725) (66,390) (1,020,115) 130,989,961 117,382,781 248,372,742 $ 140,530,730 $ 117,993,783 $ 258,524,513 CITY OF LAKEVILLE, MINNESOTA BALANCE SHEET - GOVERNMENTAL FUNDS DECEMBER 31, 2012 See accompanying notes to basic financial statements. General Debt Service Capital Projects Nonmajor Total General G.O. Improvement Governmental Governmental Oblia Improvement Building Construction Funds Funds Assets Cash and investments $ 10,912,850 $ 3,882,807 $ 2,196,737 $ 514,825 $ 1,940,782 $ 17,505,579 $ 36,953,580 Investments held by trustee - 23,667,928 - - - 695,356 24,363,284 Interest receivable 42,664 166,297 5,513 4,466 5,356 76,733 301,029 Taxes receivable 1,536,258 343,737 52,464 - - 205,001 2,137,460 Accounts receivable 444,999 - - 970,000 - 227,556 1,642,555 Loan receivable - - - - - 115,000 115,000 Special assessments receivable - 764,669 4,648,730 - - 601,025 6,014,424 Inventory 243,870 - - - - - 243,870 Prepaid items 12,606 - - - - - 12,606 Total assets $ 13,193,247 $ 28,825,438 $ 6,903,444 $ 1,489,291 $ 1,946,138 $ 19,426,250 $ 71,783,808 Liabilities Salaries payable $ 379,064 $ - $ - $ - $ - $ 6,440 $ 385,504 Accounts payable 637,853 1,007 663 167,392 193,289 253,861 1,254,065 Contracts payable - - - 22,873 480,319 17,765 520,957 Deposits payable 13,840 - - - - 86,395 100,235 Unearned revenue 377,887 - - - - - 377,887 Total liabilities 1,408,644 1,007 663 190,265 673,608 364,461 2,638,648 Deferred inflows of resources Unavailable revenue - taxes 292,828 48,794 6,992 - - 24,966 373,580 Unavailable revenue - special assessments - 763,923 4,615,185 - - 600,216 5,979,324 Unavailable revenue - other - - - 970,000 - 115,554 1,085,554 Total deferred inflows of resources 292,828 812,717 4,622,177 970,000 - 740,736 7,438,458 Fund balances Nonspendable 256,476 - - - - - 256,476 Restricted - 28,011,714 2,280,604 - 923,987 7,370,732 38,587,037 Committed - - - 329,026 582,453 10,950,321 11,861,800 Assigned 620,725 - - - - - 620,725 Unassigned 10,614,574 - - - (233,910) - 10,380,664 Total fund balances 11,491,775 28,011,714 2,280,604 329,026 1,272,530 18,321,053 61,706,702 Total liabilities, deferred inflows of resources, and fund balances $ 13,193,247 $ 28,825,438 $ 6,903,444 $ 1,489,291 $ 1,946,138 $ 19,426,250 $ 71,783,808 37 -38 CITY OF LAKEVILLE, MINNESOTA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET POSITION DECEMBER 31, 2012 Fund balance - total governmental funds $ 61,706,702 Amounts reported for governmental activities in the statement of net position are different because: 1. Capital assets used in governmental activities are not current financial resources and therefore are not reported in the governmental funds. Governmental capital assets Less accumulated depreciation 2. Grant receivable that is applicable towards accrued bond interest payable is susceptible to full accrual on the government -wide statements. 31,575 3. Long term liabilities are not payable with current financial resources and therefore are not reported in the governmental funds. Bonds (106,350,000) Accrued interest (1,533,053) Loan (1,159,843) Unamortized bond discount 8,911 Unamortized bond premium (2,711,537) (111,745,522) 4. Accrued compensated absences and net OPEB obligations are not Payable with current financial resources and therefore are not reported in the governmental funds. 5. Deferred inflows of resources in governmental funds is susceptible to full accrual on the government -wide statements. 7,323,458 6. The City uses an internal service fund to charge the cost of insurance activities to individual funds. A portion of the assets and liabilities of the municipal reserves fund are included in governmental activities in the statement of net position. Net position of governmental activities $140,530,730 See accompanying notes to basic financial statements. 39 $ 299,713,182 (114,682,964) 185,030,218 (2,464,549) 648,848 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2012 Debt Service Capital Projects Nonmajor Total General G.O. Improvement Governmental Governmental Gen Ob liaatio n Im Building Construction Funds Funds Revenues Property taxes $ 16,529,500 $ 4.122,480 $ 645,090 $ - $ - $ 2,297,624 $ 23,594,694 Tax increment - 859,155 859,155 Licenses and permits 1,831,073 - 598,878 2,429,951 Intergovernmental 804,276 76,308 1,410,792 2,291,376 Charges for services 1,885,622 3,948,154 5,833,776 Special assessments 162,506 885,052 - 84,568 1,132,126 Fines 281,879 - - - 281,879 Investment income 44,159 36,389 5,687 4,605 4,401 79,117 174,358 Donations 33,257 - - 71,381 - 102,753 207,391 Miscellaneous 59,794 8,372 6,660 515,093 589,919 Total revenues 21,469,560 4,397,683 1,535,829 84,358 11,061 9,896,134 37,394,625 Expenditures - current General government 4,103,042 469,735 4,572,777 Public safety 9,844,232 9,844,232 Public works 3,245,103 3,245,103 Parks and recreation 3,050,782 3,050,782 Total expenditures - current 20,243,159 469,735 20,712,894 Expenditures - capital outlay General government 17,108 70,160 130,804 518,394 736,466 Public safety 11,301 239,483 341,586 592,370 Public works 5,739 51,559 6,410,036 2,738,332 9,205,666 Parks and recreation 2,753 1,162,539 - 713,566 1,878,858 Total expenditures - capital outlay 36,901 1,523,741 6,540,840 4,311,878 12,413,360 Expenditures - debt service Principal maturities 2,585,000 985,000 4,072,027 7,642,027 Interest on debt 2,240,703 154,676 962,945 3,358,324 Fiscal charges 147,205 5,702 20,165 173,072 Total expenditures - debt service 4,972,908 1,145,378 5,055,137 11,173,423 Total expenditures 20,280,060 4,972,908 1,145,378 1,523,741 6,540,840 9,836,750 44,299,677 Excess (deficiency) of revenues over expenditures Other financing sources and (uses) Transfers from other funds Transfers to other funds Issuance of debt Refunding bonds issued Payment to refunded bonds escrow agent Premium on bonds issued Sale of capital assets Total other financing sources and (uses) Net change in fund balance Fund balance, January 1 Fund balance, December 31 See accompanying notes to basic financial statements. 1,189,500 (575,225) 390,451 (1,439,383) (6,529,779) 59,384 (6,905,052) 665,631 100,000 622,774 300,452 542,000 4,468,590 6,699,447 (911,694) - (133,871) (1,793,767) (2,839,332) - 6,805,000 - 6,805,000 22,450,000 - - 22,450,000 (1,190,000) - (640,000) (1,830,000) 1,492,217 464,833 - 1,957,050 200,000 - 200,000 (246,063) 22,852,217 622,774 500,452 7,677,962 2,034,823 33,442,165 943,437 22,276,992 1,013,225 (938,931) 1,148,183 2,094,207 26,537,113 10,548,338 5,734,722 1,267,379 1,267,957 124,347 16,226,846 35,169,589 $ 11,491,775 $ 28,011,714 $ 2,280,604 $ 329,026 $ 1,272,530 $ 18,321,053 $ 61,706,702 40 -41 CITY OF LAKEVILLE, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2012 Net change in fund balances - total governmental funds $ 26,537,113 Amounts reported for governmental activities in the statement of activities are different because: 1. Governmental funds report capital outlays as expenditures while the government -wide statement of activities reports depreciation expense to allocate those expenditures over the life of the assets. As a result, fund balance decreases by the amount of financial resources expended, whereas net position decreases by the amount of depreciation expense charged for the year. This is the amount by which depreciation expense exceeded capital outlay. Capital outlay $10,153,263 Capital contributed by developer 2,845,720 Depreciation expense (8,790,719) 4,208,264 2. In the government -wide statement of activities, only the gain or loss on the sale of capital assets is reported, whereas in the governmental funds, the proceeds from the sales increase financial resources. Thus, the change in net position differs from the change in fund balance by the net book value of the capital assets disposed of. (350,613) 3. Revenues in the government -wide statement of activities that do not provide current financial resources are not reported as revenues in the governmental funds. Deferred inflows of resources - December 31, 2011 (5,617,972) Deferred inflows of resources - December 31, 2012 7,323,458 1,705,486 4. Bond proceeds are reported as other financing sources in governmental funds and thus contribute to the increase in fund balance. Bond, loan, and capital lease principal maturities are reported as expenditures in governmental funds thus reducing fund balance. In the government -wide statements, however, issuing debt increases long- term liabilities while debt repayment reduces long -term liabilities thus affecting the statement of activities. Bond proceeds (29,255,000) Bond, loan, and capital lease principal maturities 9,472,027 (19,782,973) 5. Interest and debt premium /discounts in the government -wide statement of activities differs from the amounts reported in governmental funds because accrued interest was calculated for long -term debt payable in addition to the amortizations of debt premiums/ discounts which are recognized respectively as expenditures and other financing sources and uses in the governmental fund statements. Accrued interest payable (104,692) Grant applicable towards accrued interest payable (441) Premium on 2012 bonds issued (1,957,050) Amortization of debt premiums /discounts 139,210 (1,922,973) 6. Accrued compensated absences and net OPEB obligations are not payable with current financial resources and therefore are not reported in the governmental funds. Net compensated absences increase - December 31, 2012 (66,765) Net OPEB obligation increase - December 31, 2012 (47,219) (113,984) 7. Internal service funds are used by management to charge the costs of certain activities, such as insurance, to individual funds. This amount represents a portion of the change in net position of the internal service fund, which are reported in with governmental activities. Change in net position of governmental activities $ 9,540,769 See accompanying notes to basic financial statements. 42 (739,551) CITY OF LAKEVILLE, MINNESOTA STATEMENT OF NET POSITION - PROPRIETARY FUNDS DECEMBER 31, 2012 Total assets Liquor 43 Business -type Activities - Governmental Enterprise Funds Activities - Internal Service Utility Total Funds ASSETS Current assets Cash and investments $ 4,512,813 $ 8,908,539 $ 13,421,352 $ 858,157 Interest receivable 25,604 50,009 75,613 2,617 Accounts receivable 1,002 2,552,847 2,553,849 534 Inventory 1,403,501 129,690 1,533,191 Prepaid expenses 21,494 13,500 34,994 Total current assets 5,964,414 11,654,585 17,618,999 861,308 Non - current assets Restricted cash and investments 325,750 325,750 Capital assets Land 1,272,296 528,160 1,800,456 Buildings and improvements 3,866,890 22,041,706 25,908,596 Machinery and equipment 420,956 2,136,623 2,557,579 Infrastructure - 124,861,812 124,861,812 Construction in process 4,700 1,623,880 1,628,580 Accumulated depreciation (1,240,335) (50,090,200) (51,330,535) Net capital assets 4,324,507 101,101,981 105,426,488 Total non- current assets 4,650,257 101,101,981 105,752,238 10, 614, 671 112, 756, 566 123, 371,237 861,308 LIABILITIES Current liabilities Salaries payable 27,027 40,381 67,408 Accounts payable 1,140,870 369,955 1,510,825 3,944 Contracts payable - 147,009 147,009 Accrued interest payable 70,729 - 70,729 Deposits payable 8,317 5,900 14,217 Accrued compensated absences 101,369 127,874 229,243 Bonds payable 160,000 - 160,000 Total current liabilities 1,508,312 691,119 2,199,431 3,944 Non - current liabilities Accrued compensated absences 24,917 73,481 98,398 Unamortized bond premium 21,595 - 21,595 Net OPEB obligation 11,375 20,171 31,546 Bonds payable 3,235,000 - 3,235,000 Total non - current liabilities 3,292,887 93,652 3,386,539 Total liabilities 4,801,199 784,771 5,585,970 3,944 NET POSITION Net investment in capital assets 907,912 101,101,981 102,009,893 Restricted for debt service 325,750 - 325,750 Unrestricted 4,579,810 10,869,814 15,449,624 857,364 Total net position $ 5,813,472 $ 111,971,795 117,785,267 $ 857,364 Explanation of difference between proprietary funds statement of net position and the government -wide statement of net position: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount consists of the necessary adjustment to reflect the consolidation of internal service fund activities: 208,516 Net position of business -type activities $ 117,993,783 See accompanying notes to basic financial statements. CITY OF LAKEVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION - PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2012 Sales and cost of sales Sales Cost of sales Gross profit Operating revenues User charges Other Total operating revenues Gross profit and total operating revenues Operating expenses Personnel services Commodities Other charges and services Disposal charges Depreciation Total operating expenses Operating income (loss) Non - operating revenue (expense) Intergovernmental - grants Investment income Interest, fiscal charges, bond premium (net) Disposal of capital assets Total non - operating revenue (expense) Income (loss) before contributions and transfers Contributed capital from governmental activities Contributed capital from developers Transfers from other funds Transfers to other funds Total contributions and transfers (net) Change in net position Net position, January 1 as previously reported Change in accounting principle Net position, January 1 as restated Liquor $ 15,220,064 11,380,341 3,839,723 Business -type Activities - Enterprise Funds Utility Net position, December 31 $ 5,813,472 $ 111,971,795 Explanation of difference between proprietary funds statement of revenue, expenses, and changes in fund net position and the statement of activities: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount represents the income that has been allocated back to the business -type activities in the government -wide statement of activities that is attributable to the City's business -type activities: Change in net position of business -type activities See accompanying notes to basic financial statements. 44 Total $ 15,220,064 11,380,341 3,839,723 Governmental Activities - Internal Service Funds $ 9,356,521 9,356,521 $ 293,779 180,785 180,785 164,456 9,537,306 9,537,306 458,235 3,839,723 9,537,306 13,377,029 458,235 1,274,805 57,869 765,980 117,168 2,215,822 1,623,901 3,762 26,400 (169,362) (8,267) (147, 467) 1,476,434 1,711,932 387,863 2,200,264 2,950,600 3,116, 774 10,367,433 (830,127) - 29,395 29,395 - - 2,903,043 2,903,043 - - 3,122 3,122 - (2,554,609) (579,258) (3,133,867) (2,554,609) 2,356,302 (198,307) (1,078,175) 1,681,115 602,940 6,958,037 110, 290, 680 (66,390) 6,891,647 110, 290, 680 2,986,737 - 445,732 - 2,966,244 484,415 2,950,600 - 3,233,942 - 12,583,255 484,415 793,774 (26,180) 98,398 102,160 21,363 51,564 77,964 2,698 (169,362) - 4,978 (3,289) - 154,940 7,473 24,061 (675,187) 801,247 (2,119) 8,062 $ 611,002 (729,370) (729,370) (731,489) 1,588,853 1,588,853 $ 857,364 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2012 Cash flows from operating activities Cash received from customers Cash received from general service charges Cash paid to suppliers Cash paid to and for employees Net cash flows from operating activities Cash flows from noncapital financing activities Intergovernmental - grant Transfers from other funds Transfers to other funds Net cash flows from noncapital financing activities Cash flows from capital and related financing activities Acquisition of capital assets Proceeds from sale of capital assets Interest and fiscal charges Principal maturities Net cash flows from capital and related financing activities Cash flows from investing activities Investment income received Net change in cash and cash equivalents Cash and cash equivalents, January 1 Cash and cash equivalents, December 31 (including restricted cash account of $325,750) Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss) Adjustments Depreciation expense (Increase) decrease in assets Accounts receivable Inventory Prepaid expenses Increase (decrease) in liabilities Salaries payable Accounts payable Contracts payable Deposits payable Accrued compensated absences Net OPEB obligation Total adjustments Net cash flows from operating activities Supplemental schedule of non -cash financing activities: The City assumes ownership of utility capital assets from governmental projects and land developers. Capital assets assumed were as follows: See accompanying notes to basic financial statements. 45 Liquor $ 15,219,829 $ (12,142, 076) (1,292,954) 1,784,799 (2,554,609) (2,550,847) Business -type Activities - Enterprise Funds 3,762 Utility (5,451,389) (1,691,512) 2,236,398 Total 9,379,299 $ 24,599,128 $ (17,593,465) (2,984,466) 4,021,197 98,398 102,160 3,122 3,122 (579,258) (3,133,867) (477,738) (3,028,585) (4,700) (1,774,013) (1,778,713) 757 4,978 5,735 (174, 020) (174, 020) (150, 000) (150, 000) (327,963) (1,769,035) (2,096,998) 43,969 63,749 107,718 8,867 (1,050,042) 53,374 (996,668) (733,445) 5,888,605 8,855,165 14, 743, 770 1,591,602 $ 4,838,563 $ 8,908,539 $ 13,747,102 $ 858,157 $ 1,623,901 $ (830,127) $ 793,774 $ (26,180) 117,168 3,116,774 3,233,942 (235) (158,007) (158,242) (11,064) (57,970) (69,034) 993 (7,600) (6,607) $ 2,932,438 $ 2,932,438 Governmental Activities - Internal Service Funds 457,701 (492,006) (34,305) 21,363 (729,370) (708,007) (534) 3,878 8,233 12,111 72,535 4,399 76,934 (7,591) 147,009 147,009 (350) 1,500 1,150 (24,804) 6,633 (18,171) 2,777 5,554 8,331 160,898 3,066,525 3,227,423 (8,125) $ 1,784,799 $ 2,236,398 $ 4,021,197 $ (34,305) CITY OF LAKEVILLE, MINNESOTA STATEMENT OF FIDUCIARY NET POSITION - AGENCY FUND DECEMBER 31, 2012 Escrow Fund Assets Cash and investments $ 5,890,114 Liabilities Deposits payable See accompanying notes to basic financial statements. 46 $ 5,890,114 NOTES TO BASIC FINANCIAL STATEMENTS Note 1 — Summary of Significant Accounting Policies Note 2 — Cash and Investments Note 3 — Capital Assets Note 4 — Operating Leases Note 5 — Long -Term Liabilities Note 6 — Net Investment in Capital Assets Note 7 — Net Position (Restricted) Note 8 — Construction Commitments Note 9 — Fund Balances Note 10 — Contributed Capital Assets from Private Land Developers and City Government Note 11 — Excess of Expenditures over Appropriations Note 12 — Interfund Transfers Note 13 — Joint Powers Debt Commitment Note 14 — Other Post - Employment Benefits (OPEB) Plan Note 15 — Risk Financing and Related Insurance Issues Note 16 — Defined Benefit Pension Plans - Statewide Note 17 — Defined Contribution Plan — Statewide Note 18 — Lakeville Fire Relief Association Note 19 — Deferred Compensation Plan Note 20 — Litigation Note 21 — Conduit Debt CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1 — Summary of Significant Accounting Policies The City of Lakeville operates under the "Optional Plan A" form of government, according to applicable State of Minnesota Statutes. The Statutes prescribe a Mayor - Council form of organization. The City provides the following services: public safety, highways and streets, water and sanitary sewer, public improvements, planning and zoning, culture - recreation, and general administration. The basic financial statements of the City of Lakeville have been prepared in conformity with United States generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard- setting body for establishing governmental accounting and financial reporting principles. The City's more significant accounting policies are described below. A. Financial Reporting Entity of the City The City of Lakeville is a municipal corporation governed by an elected mayor and a four- member council. In accordance with GASB Statement No. 39, Determining Whether Certain Organizations Are Component Units — an amendment of GASB Statement No. 14, these financial statements represent the City of Lakeville and its sole component unit. The City includes all funds, organizations, agencies, departments, and offices that are not legally separate from such. Component units are legally separate organizations for which the elected officials of the City are financially accountable and are included within the basic financial statements of the City based on the nature and the significance of their operational or financial relationships with the City. Blended Component Unit The Housing and Redevelopment Authority (HRA) of Lakeville, Minnesota was created by the City to provide housing and redevelopment assistance to its citizens. The HRA provides this assistance through the administration of various programs. The HRA is governed by a five - member Board of Commissioners comprised of the City of Lakeville Council in accordance with Minnesota Statutes 469.003, Subdivision 6. Although it is legally separate from the City, the HRA is reported as if it were a part of the City (blended) because the City Council is also the HRA governing board. The Commissioners terms of office coincide with those of the City Council member. The City Administrator serves as the HRA Executive Director. During fiscal year 2006, the HRA issued $9,230,000 in Ice Arena Lease Revenue Bonds, Series 2006, to finance the construction of the single sheet Hasse ice arena facility. Debt service will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA and the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. These HRA bond obligations are combined and presented separately in the debt service funds as debt supported by HRA lease revenue. The HRA has not issued separate financial statements for the period ending December 31, 2012. Information of a non - financial matter regarding the HRA can be obtained at the City's Finance offices, located at 20195 Holyoke Avenue, Lakeville, Minnesota 55044. 47 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) B. Government -wide and Fund Financial Statements The basic financial statements include both government -wide and fund financial statements. The government -wide financial statements focus on the City as a whole (consolidation of the City, excluding fiduciary funds) while the fund financial statements focus on the major individual funds (reported as separate columns within the fund financial statements). Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds. Both the government -wide and fund financial statements (within the basic financial statements) categorize primary activities as either governmental or business -type. In the governmental -wide Statement of Net Position, both the governmental and business -type activities columns (a) are presented on a consolidated basis by column, and (b) are reflected, on a full accrual, economic resources measurement focus, which incorporates long -term assets and receivables as well as long- term debt and obligations. The City generally first uses restricted assets for expenses incurred for which both restricted and unrestricted assets are available. The City may defer the use of restricted assets based on a review of the specific transaction. The government -wide Statement of Activities reflects both the gross cost and the net cost per function category (general government, public safety, public works, and parks and recreation) which are otherwise being supported by both program and general revenues (charges for services, grants and contributions, property taxes, etc.). The Statement of Activities reduces gross expenses (including depreciation) by the related program revenues and operating/capital grants and contributions. The program revenues must be directly associated with the function (general government, public safety, public works, and parks and recreation) or a business -type activity. Program revenues are derived directly from the program itself or from parties outside the City' s taxpayers or citizenry, as a whole. The City does not allocate indirect expenses. The operating grants and contributions column include operating- specific and discretionary grants while the capital grants and contributions column includes capital specific grants and contributions. The governmental fund financial statements are presented using the current financial resources measurement focus and the modified accrual basis of accounting. This is the manner in which these funds are normally budgeted. Since the governmental fund statements are presented using a measurement focus and basis of accounting different from that used in the government -wide statement' s governmental column, a reconciliation is presented that briefly explains the adjustments necessary to reconcile ending net position and the change in net position. Both the City as a whole and the City's major funds, including both governmental and enterprise funds, as well as an agency fund, are presented utilizing the focus of the GASB Statement No. 34 reporting model. Each presentation provides valuable information that can be analyzed and compared (between years and between governments) to enhance the usefulness of the information. 48 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) B. Government -wide and Fund Financial Statements (continued) In the fund financial statements, financial transactions and accounts of the City are organized on the basis of funds. The operation of each fund is considered to be an independent fiscal and separate accounting entity, with a self - balancing set of accounts recording cash and/or other financial resources together with all related liabilities and residual equities or balances, and changes therein, which are segregated for the purpose of carrying on specific activities or attaining certain objectives in accordance with special regulations, restrictions, or limitations. Major governmental funds — The City reports the following major governmental funds: • General fund — The general fund is the general operating fund of the City. It is used to account for all financial resources except for those required to be accounted for in another fund. This fund records revenues such as property taxes, licenses and permits, intergovernmental revenues, charges for services, fines, and investment income. Most of the current day -to -day operations of the City are financed from this fund. • Debt service general obligation fund — This fund accounts for those bond issues that financed debt approved by voter referendum, equipment certificates of indebtedness, and capital improvement bonds. Revenues are provided primarily from property taxes. • Debt service G.O. Improvement fund — This fund accounts for those bond issues that financed street, storm sewer, water, and sanitary sewer improvements. The special assessments levied against benefited property owners are pledged toward the repayment of the principal and interest on these bonds. • Capital projects building fund — This fund accounts for the accumulation and disbursement of funds for the construction or improvement of public buildings. • Capital projects improvement construction fund — This fund accounts for complex construction contracts that involve multiple financing resources from the City and other government entities. Construction projects usually extend over several years before completion. Major proprietary funds — The City reports the following major proprietary funds: • Enterprise liquor fund — This fund is used to account for the retiil operations of three off - sale liquor stores. • Enterprise utility fund — This fund is used to account for water, sanitary sewer service, street lighting, and environmental resources provided to City customers. 49 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) B. Government -wide and Fund Financial Statements (continued) Other funds — The City reports the following other funds: • Internal service fund Municipal Reserves — The internal service fund accounts for the City' s risk management program relating to general liability, excess liability, property, and casualty insurance costs which are charged to other departments of the City. • Internal service fund Compensation Liability — The internal service fund accounts for expenditures attributable to severance and paid time off employee benefits disbursed at the time of termination including annual paid time off cash -outs, which are charged to benefited departments of the City. • Agency fund — The agency fund is used to record the receipt and remittance of monies held by the City as an agent primarily for land developers and builders that will be refunded to the respective depositors when the conditions are satisfied in accordance with the respective agreements. C. Measurement Focus and Basis of Accounting The accounting and reporting treatment applied to a fund is determined by its measurement focus. Funds are classified into three categories: Governmental, Proprietary, and Fiduciary. To provide an accurate cost measurement of individual activities in the fund financial statement consolidation process, the City' s interfund activity relating to services provided by and used between functions has been removed from these statements; exceptions are for charges between the government's liquor and utility function and other functions of the government. Governmental Funds: • Measurement focus: Governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally are included on the balance sheet. Reported fund balance is considered a measure of "available spendable resources." Governmental fund operating statements represent increases (i.e., revenues and other financing sources) and decreases (i.e., expenditures and other financing uses) in net current assets. • Basis of accounting: Governmental funds are accounted for using the modified accrual basis of accounting. Their revenues are recognized when susceptible to accrual (i.e., when they become measurable and available). "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current fiscal year or soon enough thereafter to be used to pay liabilities of the current fiscal year. For this purpose the City generally considers revenues to be available if collected within 60 days of year end. 50 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) C. Measurement Focus and Basis of Accounting (continued) Governmental Funds: (continued) • Revenues: Major revenues that are susceptible to accrual include property taxes, excluding delinquent taxes received over 60 days after current fiscal year -end; special assessments, intergovernmental revenue, charges for services, investment income, and donations. Major revenues that are not susceptible to accrual (i.e., license and permit revenues, and miscellaneous revenues) are recorded when received because they are not measurable until collected. • Expenditures: Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred, except for principal and interest on long -term debt, other post - employment benefits, and compensated absences which are recognized when due. Proprietary and Fiduciary Funds: • Measurement focus: Proprietary funds and fiduciary funds (with the exception of agency funds) are accounted for on a flow of economic resources measurement focus. This means that all assets, including capital assets, and all liabilities, including long -term liabilities, associated with fund activity are included on the Statement of Net Position. Proprietary fund types Statement of Revenues, Expenses and Changes in Net Position present increases (i.e., revenues) and decreases (i.e., expenses) in net total position. • Basis of accounting: Proprietary funds and fiduciary funds (including agency funds) are accounted for using the accrual basis of accounting. Revenues are recognized when earned and expenses are recorded at the time the liabilities are incurred. Unbilled utility service receivables are recorded at current fiscal year -end. • Operating versus non - operating items: Proprietary funds distinguish operating revenues and expenses from non - operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenue of the City's enterprise funds and internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non - operating revenues and expenses. 51 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity 1. Cash and investments, and interest receivable Cash balances from all funds are combined and invested to the extent available in certificates of deposit, commercial paper, U.S. Government securities, and other securities authorized by State Statutes. Earnings from such investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. 2. Investments held by trustee Cash and investments held by trustee represent in part the fair value of deposits that are required to be held in trust for various City obligations. These established escrow accounts will remain in effect until the terms and conditions of the obligations have been fulfilled. 3. Taxes receivable Property tax levies are set by the City Council in December each year and are certified to Dakota County for collection in the following year. Such taxes become a receivable of the City and become a lien on the respective property as of January 1. In Minnesota, most counties act as collection agents for all property taxes. Dakota County spreads the levies over all taxable property within the City of Lakeville. Real and personal property taxes are payable in equal installments by property owners to Dakota County on May 15 and October 15 of each year. Dakota County remits these and delinquent collections to the City twice a year, in January and July. Unpaid taxes on December 31 are classified in the fund financial statements as delinquent taxes receivable. Taxes receivable include the following components: Unremitted - amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent - amounts billed to property owners but not paid. 4. Loan receivable The capital projects storm sewer fund has a loan receivable of $115,000; the loan repayment is fully supported by annual tax increment revenue generated by the Di Hed Yokes (DHY) Tax Increment Financing District 17. The loan receivable is fully offset by deferred inflow of resources, as it is not available to finance current expenditures. 52 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 5. Special assessments receivable Special assessments are levied against the benefited properties for the assessable costs of special assessment improvement projects in accordance with State Statutes. The City usually adopts the assessment rolls when the individual projects are complete or substantially complete. The City is obligated for the payment of special assessment debt not covered through the collection of special assessments from property owners. Any obligation by the City would be paid by property taxes. Special assessments are collectable over a term of years generally consistent with the term of years of the related bond issue. Collection of annual special assessment installments (including interest) is administered by Dakota County in the same manner as property taxes. Property owners are allowed to prepay total future installments without interest or prepayment penalties. Special assessments receivable includes the following components: 6. Inventory Unremitted - amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent - amounts billed to property owners but not paid. Deferred - assessment installments that will be billed to property owners in future years. Other - assessments for which payment has been delayed based on State Statutes or City Council action. The inventory in the general fund is stated at FIFO (first -in, first -out) cost and consists of expendable supplies held for consumption. Under FIFO, the cost is recognized as an expenditure at the time the inventory items are used (consumption method). The inventories of the proprietary funds are stated at the lower of FIFO cost or replacement market. 7. Prepaid items Payments made to vendors for services that will benefit periods beyond the current year are recorded as prepaid items. Prepaid items are also accounted for using the consumption method. 8. Unamortized bond premium and bond discount In the governmental fund financial statements, bond premiums and discounts are recognized as other financing sources and uses, respectively in the current fiscal year. Bond discounts and bond premiums for the City' s government -wide financial statements are deferred and amortized over the term of the bonds using the straight -line method. Unamortized bond premiums and discounts are included within the non - current liabilities due in more than one year of the City's government -wide statement of net position. The enterprise liquor fund includes a non - current liability for unamortized bond premium associated with the issuance of the liquor revenue bonds of 2007. The bond premium is amortized over the term of the bonds using the straight -line method. 53 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 9. Restricted assets (temporarily) The government -wide Statement of Net Position "restricted assets (temporarily)" represents cash and investments, and investments held by trustee that have imposed restrictions placed on them by parties outside the government. These restricted amounts are pledged by bond covenants to the repayment of City indebtedness. The assets are temporarily restricted until the terms and conditions of the obligations have been fulfilled 10. Capital assets Capital assets, which include land, historical treasures, construction in process, buildings and improvements, machinery and equipment, other improvements, and infrastructure, are reported in the applicable governmental or business -type activity columns of the government -wide Statement of Net Position. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated fair value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life of not less than three years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend the life of the asset are not capitalized. Capital outlays are recorded as expenditures in the City's governmental fund financial statements, which use the modified accrual basis of accounting. Capital outlays that meet the City's capitalization criteria are reported in the government -wide Statement of Net Position and proprietary funds Statement of Net Position, both of which use the full accrual basis of accounting. Interest incurred during the construction phase of capital assets for business -type activities is included as part of the capitalization value of assets constructed. Depreciation on the capital assets is recorded on a government -wide basis. Land, historical treasures, and construction in process are not depreciated. Capital assets are depreciated using the straight -line method over their estimated useful lives as follows: Buildings and improvements 50 -75 years Machinery and equipment 3 -15 years Other improvements 10 -50 years Infrastructure 20 -50 years 54 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 11. Deferred inflows of resources In addition to liabilities, statements of financial position or balance sheets will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The City has only one type of item, which arises under a modified accrual basis of accounting, which qualifies for reporting in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and other receivables not collected within 60 days of year- end. These amounts are deferred and recognized as an inflow of resources in the period the amounts became available. 12. Compensated absences It is the City' s policy to permit employees to accumulate earned but unused leave benefits as either paid time off (PTO), or vacation and sick leave. Under the City' s personnel policies and collective bargaining contracts, City employees are granted leave benefits in varying amounts based on length of services. PTO accruals vary from 18 to 30 days per year, vacation accruals vary from 10 to 20 days per year and sick leave accrues at a rate of 12 days per year. As benefits accrue to employees, the accumulated PTO, vacation and vested sick leave is reported as an expense and liability in the government -wide and proprietary fund financial statements. Accrued PTO, vacation and a percentage of sick leave is paid to employees upon termination (severance) and is reported as an expenditure in the governmental fund that will pay for it. No liability is recorded for non - vesting accumulating rights to receive sick leave benefits. 13. Net other post - employment benefits (OPEB) obligation In accordance with the provisions of GASB Statement No. 45, Accounting and financial Reporting by Employers for Post - employment Benefits Other Than Pensions, an actuarial valuation is required to be computed and reported for the City's post - employment health insurance benefits provided to eligible employees through the City's Other Post - Employment Benefits Plan. OPEB is reported as an expense on a pay -as- you -go basis and is accrued as it is earned. The net OPEB obligation liability and corresponding expense for governmental activities is reported within the government -wide financial statements. The net OPEB obligation liability and corresponding expense for enterprise funds are recorded within those funds. 14. Long -term obligations Long -term obligations are recorded in the City' s government -wide Statement of Net Position when they become a liability of the City. Long -term obligations are recognized as a liability of a governmental fund only when due or when payment is made to the paying agent. 55 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 15. Net Position Classifications In the government -wide and proprietary fund financial statements, net position represents the difference between assets, deferred outflows of resources (if any), liabilities, and deferred inflows of resources. Net position is displayed in three components: • Net Investment in Capital Assets — Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. • Restricted Net Position — Consists of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments. • Unrestricted Net Position — All other elements of net position that do not meet the definition of "restricted" or "net investment in capital assets." 16. Fund balance classifications In the fund financial statements, governmental fund reports fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: • Nonspendable — Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long -term assets. • Restricted — Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions. • Committed — Consists of amounts that can be used only for the specific purposes determined by a formal action of the government's highest level of decision - making authority. The City Council is the highest level of decision - making authority for the government that can, by adoption of a resolution prior to the end of the fiscal year, commit fund balance. Once adopted, the limitation imposed by the resolution remains in place until a similar action is taken (the adoption of another resolution) to remove or revise the limitation. • Assigned — Consists of internally imposed constraints. These constraints consist of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. Pursuant to City resolution, the City Administrator and the Finance Director are authorized to establish assignments of fund balance. • Unassigned — The residual classification for the General Fund, which also reflects negative residual amounts in the other funds. The City will endeavor to maintain an unrestricted (committed, assigned and unassigned) fund balance in the General fund of an amount not less than 40 and not greater than 50 percent of the next year' s budgeted expenditures of the General fund. This will assist in maintaining an adequate level of fund balance to provide for cash flow requirements and contingency needs. At December 31, 2012, the unrestricted fund balance of the General Fund was 52.9 percent of the subsequent year's budgeted expenditures. 56 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 16. Fund balance classifications (continued) When both restricted and unrestricted resources are available for use, it is the City' s policy to first use restricted resources, and then use unrestricted resources as they are needed. When committed, assigned or unassigned resources are available for use, it is the City's policy to use resources in the following order; 1.) committed, 2.) assigned, and 3.) unassigned. E. Revenue, Expenditures and Expenses 1. In the governmental fund financial statements property tax revenue is recognized when it becomes measurable and available to finance expenditures of the current fiscal year. All delinquent taxes receivable are fully offset by deferred inflow of resources in the governmental fund financial statements. Taxes due from Dakota County on December 31 are included in revenue since they are remitted to the City within 60 days after December 31. In the government -wide Statement of Activities property tax revenue is recognized when levied. 2. In the governmental fund financial statements special assessments principal and interest are recognized as revenue when they become measurable and available to finance expenditures of the current fiscal year. All delinquent and deferred assessments receivable are fully offset by deferred inflow of resources in the fund financial statements. Both the principal and interest on special assessments are payable in installments over a term of years that matches the scheduled payments for the bond issue which financed the project. In the government -wide Statement of Activities special assessments revenue is recognized when levied. 3. Investment income is recorded as revenue in the year earned. Elements of investment income include interest earned on investments and unrealized gains or (losses) on net increases or decreases in the fair value of investments. 4. Certain grants and aids received by the City require that eligible expenditures be made in order to earn the grant. Revenue for these grants is recorded in the period of which eligible expenditures are made. 5. Enterprise utility fund service charges are recognized when earned with no allowance for uncollectibles because delinquent accounts deemed uncollectible during the normal billing process are certified to Dakota County as a property tax lien. Quarterly utility service charges provided to customers but unbilled are included as receivables as of December 31. 6. Interfund service transactions are accounted for as expenditures or expenses. Service transaction payments to a fund are recorded as an expenditure or expense in the paying fund and conversely recorded as a reduction of expenditure or expense in the fund that is receiving payment. Interfund service transactions within the respective categories of governmental activities and business -type activities in the government -wide Statement of Activities are eliminated 57 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 1— Summary of Significant Accounting Policies (continued) F. Cash Flows For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase of three months or less to be cash equivalents. The proprietary funds equity in the government -wide cash and investments management pool is considered to be a cash equivalent. G. Prior Year Comparative Information Certain prior year information presented has been reclassified to conform to the current year presentation. H. Change in Accounting Principle During the year ended December 31, 2012, the City has implemented GASB Statement No. 63, Financial Reporting of Deferred Outflows of Resources, Deferred Inflows of Resources, and Net Position and GASB Statement No 65, Items Previously Reported as Assets and Liabilities. GASB Statement No. 63 created two new financial statement elements, deferred outflows of resources (a consumption of net position that is applicable to a future reporting period), and deferred inflows of resources (an acquisition of net position that is applicable to a future reporting period), which are distinct from assets and liabilities. It also defined Net Position as the residual of all other elements presented in a statement of net position (assets + deferred outflows of resources — liabilities — deferred inflows of resources = net position). GASB Statement No. 65 identified specific items previously reported as assets that will now be classified as either deferred outflows of resources or outflows (expenditures /expenses), and items previously reported as liabilities that will now be reported as either deferred inflows of resources or inflows (revenues). Both standards require retroactive implementation, which resulted in the restatement of net position as of December 31, 2011 due to the write -off of bond issuance costs, which had been recorded as deferred charges and amortized in the past. Note 2 — Cash and Investments A. Components of Cash and Investments The City' s cash surpluses are pooled and invested in accordance with State Statute and City investment policy. Investment earnings and unrealized gains and losses are allocated to funds on the basis of average cash balances. Investments are stated at fair value, which is the amount that a financial instrument could be exchanged for in a current transaction between willing parties. The investments are not identified with specific funds. Investments held by trustee include balances held in segregated accounts for specific purposes. Interest earned on these trustee accounts is allocated directly to the responsible fund. The amounts represent funds held as required by the debt obligation covenants and other agreements. 58 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 2 — Cash and Investments (continued) A. Components of Cash and Investments (continued) The City's cash and investments as of December 31, 2012 consist of the following: B. Deposits Cash on hand $ 12,915 Deposits 1,513,803 Investments 80,285,519 Total cash and investments $ 81,812,237 The City's cash and investments as of December 31, 2012 are presented in the financial statements as follows: Statement of Net Position Cash and investments Temporarily restricted cash and investments Temporarily restricted investments held by trustee Statement of Fiduciary Net Position Cash and investments Total cash and investments $ 51,233,089 325,750 24,363,284 5,890,114 $ 81,812,237 In accordance with applicable Minnesota Statutes, the City is permitted to maintain deposits at depository banks authorized by the City Council, including checking accounts, savings accounts, and non - negotiable certificates of deposits. The City' s deposit policy does not limit depository choices. The following is considered the most significant risk associated with deposits: Custodial Credit Risk — In the case of deposits, this is the risk that in the event of a bank failure, the City's deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated "A" or better; revenue obligations rated "AA" or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. At year -end, the carrying amount of the City' s deposits was $1,513,803 while the balance on the bank records was $1,534,641. The City does not have any custodial credit risk for its deposits since all City deposits held in safekeeping by the City's banks are fully protected by insurance and /or collateral as required by Minnesota Statutes and authorized by the City Council. 59 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 2 — Cash and Investments (continued) C. Investments The City's investments as of December 31, 2012 are as follows: Investment Type Money market funds Minnesota Municipal (4M) Wells Fargo Advantage First American Treasury Obligation Certificates of deposit U.S. treasury securities U.S. government agencies Municipal Bonds Municipal Bonds Municipal Bonds Municipal Bonds Municipal Bonds Municipal Bonds Municipal Bonds Municipal Bonds Municipal Bonds N/R - Not rated Total investments Interest Risk - Maturity Duration in Years Credit Risk Less Rating A2ency Fair Value Than 1 1 - 5 6 - 10 N/R N/A $ 1,385,630 $ $ $ AAAm S &P 388,061 - - AAAm S &P 695,356 N/R N/A 13,127,252 N/R N/A 47,246 AA+ S &P 55,378,623 AAA S &P 559,956 Aal Moody's 535,780 AA S &P 1,919,204 Aa2 Moody's 546,269 AA- S &P 250,822 Aa3 Moody's 1,257,085 A+ S &P 500,150 A S &P 1,584,650 A- S &P 2,109,435 60 $ 80,285,519 $ 28,638,872 N/A - Not applicable 6,756,000 6,371,252 47,246 - 17,604,341 29,838,447 7,935,835 559,956 535,780 1,513,216 125,695 280,293 546,269 250,822 914,001 343,084 500,150 - 1,000,000 584,650 303,918 1,805,517 The 4M Fund is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities and Exchange Commission (SEC) that follows the same regulatory rules of the SEC under rule 2a7. The City's investment in the 4M Fund is measured at the net asset value per share provided by the pool, which is based on an amortized cost method that approximates fair value. The City's investment policy does not place any further limitations beyond the state statute requirements for the risk categories described below. Investments are subject to various risks, the following of which are considered the most significant; Custodial Credit Risk — For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker - dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have any custodial credit risk for its investments since all of the City's investments held in safekeeping by the City's brokerage firm in the City's name are insured and registered. $ 40,961,472 $ 8,216,128 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 2 — Cash and Investments (continued) C. Investments (continued) Credit Risk — This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. State Statutes authorize investments in money market funds, certificates of deposit, commercial paper, U.S. treasury securities, U.S. government agencies, and other securities provided they meet the two highest quality ratings of nationally recognized rating organizations. Concentration Risk — This is the risk associated with investing a significant portion of the City's investments (considered 5 percent or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. As of December 31, 2012, the City' s investment portfolio includes the following securities of single issuers exceeding 5 percent: D. Investment Policy Federal National Mortgage Association Federal Home Loan Bank Federal Home Loan Mortgage Corporation • United States Treasury obligations • Federal Agency Securities • Certificates of Deposit • Commercial Paper • Banker's Acceptance • Money Market Funds • State and local securities 61 35.5% 24.0% 6.7% Interest Rate Risk — This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). The City's investment policy limits exposure to interest rate risk by investing in shorter term securities (maturing in one year or less) to meet current operating cash requirements. Longer term investments are to be purchased with the intent to match maturity periods with future funding needs for capital replacement and debt obligations. The City will not purchase investments that, at the time of investment, cannot be held to maturity. This does not mean that an investment cannot be sold prior to maturity. Investment activity will focus upon protection of taxpayer dollars and investment income, consistent with statutory authorization and financial prudence. The City will conduct its investment transactions with several legal competing, reputable investment security dealers and qualifying banks. The City will invest only in the following instruments or those others that may subsequently be permitted by State Statute. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 3 — Capital Assets A summary of changes in governmental capital assets during the year ended December 31, 2012 are as follows: Balance Balance January 1 Additions Deletions Transfers December 31 Governmental Activities Depreciable Buildings and improvements $ 53,401,653 $ 1,315,247 $ (407,228) $ Machinery and equipment 17,366,389 1,496,681 (542,672) Other improvements 4,729,462 392,340 (194,637) Infrastructure Streets 118,714,936 2,744,484 (617,356) Storm sewer 51,264,484 1,992,966 - Parks 18,496,261 612,632 (195,411) Total depreciable at cost 263,973,185 8,554,350 (1,957,304) Less accumulated depreciation Buildings and improvements (9,529,349) (1,115,841) 218,945 Machinery and equipment (10,924,669) (1,356,319) 533,652 Other improvements (1,898,418) (242,815) 180,850 Infrastructure Streets (61,873,627) (4,270,922) 477,833 Storm sewer (12,975,479) (1,050,502) - Parks (10,268,263) (754,320) 195,411 Total accumulated depreciation (107,469,805) (8,790,719) 1,606,691 Total depreciable, net Non - depreciable Land Historical treasures Construction in process Total non - depreciable Depreciable, net Total capital assets, net - $ 54,309,672 29,131 18,349,529 4,927,165 29,131 (29,131) (29,131) 120,842,064 53,257,450 18,913,482 270,599,362 (10,426,245) (11,776,467) (1,960,383) (65,666,716) (14,025,981) (10,827,172) (114,682,964) $ 156,503,380 $ (236,369) $ (350,613) $ - $ 155,916,398 $ 21,755,670 $ 457,873 $ - $ - $ 22,213,543 100,000 - - - 100,000 2,813,517 6,642,906 (2,656,146) - 6,800,277 24,669,187 7,100,779 (2,656,146) - 29,113,820 156,503,380 (236,369) (350,613) - 155,916,398 $ 181,172,567 $ 6,864,410 $ (3,006,759) $ - $ 185,030,218 Depreciation expense was charged to governmental functions as follows: General government Public safety Public works Parks and recreation Total depreciation expense 62 $ 221,464 968,762 5,982,077 1,618,416 $ 8,790,719 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 3 — Capital Assets (continued) A summary of changes in business -type capital assets during the year ended December 31, 2012 are as follows: Balance Balance Business -tune Activities January 1 Additions Deletions Transfers December 31 Depreciable Buildings and improvements $ 25,925,500 $ - $ (16,904) $ - $ 25,908,596 Machinery and equipment 2,590,725 58,173 (62,188) (29,131) 2,557,579 Infrastructure Water 68,942,195 1,747,974 - - 70,690,169 Sanitary sewer 52,895,219 1,276,424 - - 54,171,643 Total depreciable at cost 150,353,639 3,082,571 (79,092) (29,131) 153,327,987 Less accumulated depreciation Buildings and improvements (6,350,039) (546,340) 7,880 - (6,888,499) Machinery and equipment (1,356,889) (175,114) 62,188 29,131 (1,440,684) Infrastructure Water (22,382,788) (1,448,244) - - (23,831,032) Sanitary sewer (18,106,076) (1,064,244) - - (19,170,320) Total accumulated depreciation (48,195,792) (3,233,942) 70,068 29,131 (51,330,535) Total depreciable, net $ 102,157,847 $ (15L371) $ (9,024) $ $ 101,997,452 Non - depreciable Land $ 1,800,456 $ - $ $ $ 1,800,456 Construction in process - 1,628,580 - - 1,628,580 Total non - depreciable 1,800,456 1,628,580 - 3,429,036 Depreciable, net 102,157,847 (151,371) (9,024) - 101,997,452 Total capital assets, net $ 103,958,303 $ 1,477,209 $ (9,024) $ - $ 105,426,488 Depreciation expense was charged to enterprise funds as follows: Liquor fund $ 117,168 Utility fund 3,116,774 Total depreciation expense $ 3,233,942 63 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 4 — Operating Leases Operating Lease (Ames Arena): On December 1, 2006, the City (as lessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as lessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Ames Arena. Lakeville Arenas shall pay all debt service requirements due on the Gross Revenue Recreation Facility Bonds of 1999 less payments received by Lakeville Hockey Association, Inc. (Boosters) towards debt service payments in accordance with the revised and restated gaming revenue agreement dated February 16, 1999. The agreement will remain in effect until August 1, 2019. The cost of the leased space is included in the total Ames ice arena cost of $4,143,826, of which $1,308,854 has been depreciated to date. These amounts are recorded in the City' s capital assets. The 2012 lease revenue totaled $88,626. Operating Sublease (Hasse Arena): On December 1, 2006, the City (as sublessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as sublessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Hasse Arena. In addition, the joint powers agreement calls for Independent School District No. 194 to provide for one -half of all future ice arena lease payments to the City. Lease agreement payments coinciding with the bonded debt service schedule commencing February 1, 2007 will remain in effect until February 1, 2032. The 2012 lease revenue totaled $281,033. Operating Lease (Heritage Liquor Store): The Heritage Liquor Store (located in Heritage Shopping Center) consists of 8,859 square feet of space at a monthly lease cost of $14,600 plus a proportionate share of real estate taxes, property insurance, special assessments, common area maintenance, and management fees. The fiscal year 2012 lease expense totaled $175,200. The lease has a term of fifteen years expiring on June 30, 2014. The City owns the land and buildings of its remaining two liquor stores. Note 5 — Long -Term Liabilities General Obligation Bonds The City's general obligation bonds are supported primarily from revenues derived from property tax levies, special assessment levies, tax increment levies, state -aid street revenue, water connection revenue charges, ice arena operations, and contributions by an organization conducting lawful gaming at approved locations. These bonds are backed by the full -faith and credit of the City. 64 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 5 — Long -Term Liabilities (continued) Revenue Bonds The following revenue bonds are not general obligations of the City and accordingly are not backed by the full -faith and credit of the City. Governmental Activities The Gross Revenue Recreation Facility Bonds, Series 1999, are supported primarily from revenues derived from ice arena operations and contributions from gaming revenues. The HRA Ice Arena Lease Revenue Bonds, Series 2006, will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA of Lakeville, the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. The City's portion of the lease payments are supported by property tax levies. The Water Revenue Refunding Bonds, Series 2004, are payable solely from water connection revenues. The lease, consisting of land, building and equipment of the Hasse Arena located at 8525 215 Street West, requires the City to provide lease payments sufficient to pay when due, the principal and interest on the HRA Ice Arena Lease Revenue Bonds, Series 2006 ($9,230,000 original amount issued), of which the City paid $580,175 in 2012. Title to the arena will transfer to the City upon completing the prescribed lease payments coinciding with the bonded debt service schedule commencing February 1, 2007 and maturing February 1, 2032. The cost of the leased space is included in the total Hasse ice arena cost of $7,505,840, of which $687,087 has been depreciated to date. These amounts are recorded in the HRA's capital assets. Business -type Activities The Liquor Revenue Bonds, Series 2007, are payable solely from enterprise liquor fund revenues. Future revenue pledged for the payment of long -term debt is as follows: Bond Issue Recreation Facility Ice Arena Lease Revenue Liquor Revenue Water Connection Revenue Use of Proceeds Ice arena Additional ice arena Additional Liquor Store Water system infrastructure Type Arena Revenues Lease Revenues Liquor Sales Revenue Water Connections 65 Revenue Pledged Term of Pledge 2013 -2019 2013 -2032 2013 -2027 2013 -2016 Remaining Principal and Interest $ 1,405,603 13,142,206 4,820,625 4,069,400 Current Year Pledged Principal and Revenue Interest Paid Received $ 185,535 $ 183,626 580,175 281,033 323,500 3,839,723 1,037,800 5,304,238 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 5 — Long -Term Liabilities (continued) Metropolitan Council Loan Agreement 2006 On February 21, 2006, the City entered into a loan agreement with the Metropolitan Council for the purpose of acquiring property for a commuter vehicle park and pool lot located within a proposed state trunk highway right -of -way. The Metropolitan Council provided a loan to the City in the amount of $1,466,300 to finance the acquisition of the property. In 2012, the City made no payments on this loan. As of December 31, 2012 the balance of the loan is $1,159,843. The loan (free of interest charge) will be discharged by the Metropolitan Council upon the conveyance of the property to the highway authority at an undetermined future date. General Obligation Refunding Bonds, Series 2011 B On December 1, 2011, the City issued $1,880,000 in General Obligation Refunding Bonds, Series 2011 B, in a refunding transaction. The new bonds were issued to call the remaining principal amounts of the State - Aid Street Bonds, Series 2001 C ($640,000 for years maturing 2016 — 2021) and Park Refunding Bonds, Series 2003 B ($1,190,000 for years maturing 2013 —2015) on February 1, 2012. The new bonds will mature on April 1, 2021 (without a provisional call) and bear interest rates ranging from 0.5% to 2.15 %. As with the 2001 C and 2003 B refunded bonds, debt service for the 2011 B bonds will be payable primarily from property taxes. The refunding transaction yielded a net savings to the City of $129,954 with a present value economic gain of $132,805. General Obligation Improvement Bonds, Series 2012 A On August 15, 2012, the City issued $6,805,000 in General Obligation Improvement Bonds, Series 2012 A to finance various improvement projects in the City. The bonds mature February 1, 2033, with a provisional call date of February 1, 2022, bearing interest rates ranging from 2.0% to 3.1 %. Debt service will be payable from property taxes and special assessments levied to benefiting properties. General Obligation Refunding Bonds, Series 2012 B On August 15, 2012, the City issued $22,450,000 in General Obligation Refunding Bonds, Series 2012 B. The proceeds of this issue will be used to retire, in advance of their stated maturities, the 2015 through 2026 maturities of the Street Reconstruction Bonds, Series 2003 A (refunded principal of $10,035,000) on their February 1, 2014 call date; and the 2016 through 2030 maturities of the Capital Improvement Plan Bonds, Series 2004 A (refunded principal $12,460,000) on their February 1, 2015 call date. The proceeds of the new bonds were placed in an escrow account (established by the City) whereby Open Market Securities were purchased by the trustee in adequate amounts sufficient to be responsible for the payment of the total called principal amount ($22,495,000) in addition to the series 2012 B accrued interest payments of $673,066 due August 1, 2013, $350,150 due February 1, 2014, $199,425 due August 1, 2014, and $199,425 due on the crossover refunding date of February 1, 2015. The refunding transaction yielded a net savings to the City of $2,768,474 with a present value economic gain of $2,235,119. 66 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 5 — Long -Term Liabilities (continued) The total long -term bonded debt outstanding as of December 31, 2012 (including amounts to be called 2/1/2014 of $10,035,000 and 2/1/2015 of $12,460,000) is summarized as follows: Governmental Activity Bonds General obligation bonds Park bonds Capital improvement bonds Street construction bonds G.O. Improvement bonds Tax increment bonds State -aid street revenue bonds Water connection revenue bonds Arena revenue bonds Total general obligation bonds HRA lease revenue bonds Total governmental activity bonds Business -type Bonds Liquor revenue bonds Total long -term bonded debt outstanding Maturities Interest Rates Amount 2015 0.50 % - 0.75% 2030, 2032 2.0 % -5.0% 2014 -2030 2.00 % - 5.95% 2016 -2033 0.50 % - 4.125% 2014 -2022 2.00 % - 5.10% 2018 -2021 0.5% - 4.0% 2016 4.00% 2015 -2019 3.0 % -5.4% The City is in compliance with all significant bond covenants. The annual requirements to amortize all outstanding bonded debt as of December 31, including interest payments of $31,045,275 are as follows: Year Ending Governmental Business -type December 31, Principal Interest Principal Interest Total 2013 $ 5,825,000 $ 3,948,607 $ 160,000 $ 165,750 $ 10,099,357 2014 16,030,000 3,584,730 165,000 157,625 19,937,355 2015 18,535,000 2,903,771 175,000 149,125 21,762,896 2016 5,915,000 2,431,769 180,000 140,250 8,667,019 2017 4,895,000 2,259,248 190,000 131,000 7,475,248 2018 -2022 22,810,000 8,620,193 1,110,000 498,250 33,038,443 2023 -2027 18,930,000 4,605,783 1,415,000 183,625 25,134,408 2028 -2032 13,285,000 1,263,611 - - 14,548,611 2033 125,000 1,938 - - 126,938 Total $ 106,350,000 $ 29,619,650 $ 3,395,000 $ 1,425,625 $140,790,275 67 2032 4.25 % - 4.625% 2027 5.00% $ 1,215,000 39,730,000 30,715,000 13,185,000 2,755,000 5,280,000 3,760,000 1,175,000 97, 815,000 8,535,000 106,350,000 3,395,000 $109,745,000 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 5 — Long -Term Liabilities (continued) Equipment Capital Lease (ice arena dehumidification equipment): During fiscal year 2005, the City entered into a capital lease purchase agreement (as lessee) to finance the acquisition of dehumidification equipment at the Lakeville Ames Arena. The carrying value of the dehumidification system within machinery and equipment of governmental capital assets is $130,500. Title to the equipment will transfer to the City at the time the lease expires on February 1, 2021. On August 1, 2012 the City paid off the lease in the amount of $97,027 to reduce immediate and future interest costs. Accrued Compensated Absences Governmental Activities The governmental funds accumulated liability for accrued PTO, vacation and vested sick pay (including applicable salary - related payments) as of December 31, 2012 is $2,281,421. This amount is included in the non - current liabilities of the government -wide Statement of Net Position. In the event of employee separation from City, the general fund and the responsible special revenue fund will pay the accumulated vacation portion, while the internal service compensation liability fund paid the PTO and vested sick pay portion. In future years the general fund and the responsible special revenue fund will pay the PTO and vested sick pay portion. Business -type Activities The accumulated liability for accrued PTO, vacation and vested sick pay for proprietary enterprise funds (including applicable salary- related payments) as of December 31, 2012 is $327,641. In the event of employee separation from City, the responsible enterprise fund will pay the accumulated severance portion. These amounts are recorded as a liability and as an expense when earned in the responsible funds. Unamortized Bond Premium and Discount Unamortized bond premium and bond discount included within non - current liabilities are as follows: Governmental Business -type Unamortized bond premium $ 2,711,537 $ Unamortized bond discount (8,911) Total unamortized (net) Net Other Post - Employment Benefit (OPEB) Obligation 68 21,595 $ 2,702,626 $ 21,595 Other post - employment benefit obligations in prior years have been liquidated primarily by the general fund for governmental activities and by the liquor fund and utility fund for business -type activities. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 5 — Long -Term Liabilities (continued) During the year ended December 31, 2012 the following changes occurred in non - current liabilities: Governmental Activities General obligation bonds Other bonds Total bonds Capital lease Metropolitan Council loan Total long -term debt Accrued compensated absences Unamortized bond premium/discount Net OPEB obligation Total governmental activities Business -type Activities Liquor revenue bonds Accrued compensated absences Unamortized bond premium Net OPEB obligation Total business -type activities Total governmental and business -type activities Balance Balance Due Within Janu 1 Additions Deletions December 31 One Year $ 52,985,000 $ 22,450,000 $ (3,775,000) $ 71,660,000 $ 2,250,000 33,485,000 6,805,000 (5,600,000) 34,690,000 3,575,000 86,470,000 29,255,000 (9,375,000) 106,350,000 5,825,000 97,027 - (97,027) 1,159,843 - - 1,159,843 87,726,870 29,255,000 (9,472,027) 107,509,843 5,825,000 2,214,656 1,164,662 (1,097,897) 2,281,421 1,097,897 884,786 1,957,050 (139,210) 2,702,626 135,909 61,323 (14,104) 183,128 90,962,221 32,438,035 (10,723,238) 112,677,018 6,922,897 3,545,000 - (150,000) 3,395,000 160,000 345,812 211,072 (229,243) 327,641 229,243 23,128 - (1,533) 21,595 - 23,215 10,821 (2,490) 31,546 - 3,937,155 221,893 (383,266) 3,775,782 389,243 $ 94,899,376 $ 32,659,928 $(11,106,504) $ 116,452,800 $ 7,312,140 Note 6 — Net Investment in Capital Assets Net investment in capital assets as of December 31, 2012 is calculated as follows: Governmental Business -type Total Capital assets, net of depreciation $ 185,030,218 $ 105,426,488 $ 290,456,706 Less applicable: Bonds payable (58,605,000) (3,395,000) (62,000,000) Loan payable (1,159,843) (1,159,843) Unamortized bond premium/ discount (net) (1,138,304) (21,595) (1,159,899) Unspent bond proceeds 923,987 923,987 Invested in capital assets, net $ 125,051,058 $ 102,009,893 $ 227,060,951 69 The City has $47,745,000 in bonds and $1,564,322 in bond premium/discount (net) that are unrelated in the calculation above. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 7 — Net Position (Restricted) The government -wide Statement of Net Position reports restricted amounts in the net position section. These amounts represent assets (less any related liabilities) that have imposed restrictions placed on them by parties outside the City government. Net position restricted for debt service represents assets pledged by bond covenant to the repayment of City bond obligations. The government -wide restricted net position is as follows: Restricted Net Position Cash and investments Temporarily restricted Cash and investments Investments held by trustee Receivables Less related liabilities Total restricted net position Note 8 — Construction Commitments Governmental Business -type Activities Activities Total $ 13,679,167 $ - $ 13,679,167 325,750 325,750 24,363,284 24,363,284 6,188,716 6,188,716 (26,828,000) (26,828,000) $ 17,403,167 $ 325,750 $ 17,728,917 The City has outstanding construction and build projects as of December 31, 2012. These projects include a fuel system upgrade and other sanitary sewer projects. The City's commitments with contractors and other governmental entities are shown as follows: Remaining Projects Spent -to -Date Commitment Governmental Activities Fuel System Upgrade $ 57,706 $ 12,648 City of Lakeville /City of Apple Valley sanitary sewer interceptor 53,591 55,614 Total governmental $ 111,297 $ 68,262 70 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 9 — Fund Balances At December 31, 2012, a summary of the governmental fund balance classification are as follows: Debt Service Capital Projects General G.O. Improvement General Fund Obligation Improvement Building Construction Nonmajor Total Nonspendable Inventory $ 243,870 $ $ $ $ $ $ 243,870 Prepaid items 12,606 — — — — — 12,606 Total nonspendable 256,476 — — — — — 256,476 Restricted Debt Service — 28,011,714 2,280,604 — — 2,495,050 32,787,368 Public improvements — — — — 923,987 — 923,987 Street construction — — — — — 3,396,712 3,396,712 Park development — — — — — 1,397,039 1,397,039 Tax increment — — — — — 56,128 56,128 Special Service District — — — — — 25,803 25,803 Total restricted — 28,011,714 2,280,604 — 923,987 7,370,732 38,587,037 Committed Public improvements — — — — 582,453 — 582,453 Public buildings — — — 329,026 — — 329,026 Pavement management — — — — — 1,126,938 1,126,938 Storm sewer trunk system 676,510 676,510 Water trunk system — — — — — 1,537,508 1,537,508 Sanitary sewer trunk system — — — — — 3,306,837 3,306,837 Trail improvement — — — — — 1,007,973 1,007,973 Capital acquisitions — — — — — 2,444,869 2,444,869 Public communications 782,910 782,910 Economic development — — — — — 66,776 66,776 Total committed — — — 329,026 582,453 10,950,321 11,861,800 Assigned Subsequent year budget 620,725 — — — — — 620,725 Unassigned 10,614,574 — — — (233,910) — 10,380,664 Total $ 11,491,775 $28.011.714 $ 2.280.604 $ 329,026 $ 1.854.983 $ 18,321,053 $61.706.702 71 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 10 — Contributed Capital Assets from Private Land Developers and City Government The ownership of local streets, storm sewer, parks, water and sanitary sewer infrastructure capital assets that are constructed and completed during the year by private land developers becomes contributed property of the City. Storm sewer, water and sanitary sewer infrastructure assets constructed within Dakota County and State of Minnesota right -of -way boundaries also become City capital assets since they are serviced and maintained by the City. Roads and highways constructed within Dakota County and State of Minnesota right -of -way boundaries are excluded from City capital assets. The City assumed ownership of the following governmental and business -type capital assets contributed through private land developers during the current fiscal year as follows: Enterprise From Private Land Developers Governmental Utility Fund Infrastructure Streets $ 1,237,986 $ - Storm sewer 1,346,581 - Parks 261,153 - Water 1,626,619 Sanitary sewer 1,276,424 Total $ 2,845,720 $ 2,903,043 The ownership of water and sanitary sewer infrastructure assets that are constructed and completed during the year by City governmental activities (through various funding sources at cost) becomes contributed property of the City's enterprise utility fund. The City's enterprise utility fund assumed ownership of the following capital assets contributed during the current fiscal year as follows: Enterprise From governmental activities Utility Fund Infrastructure Water $ 29,395 Note 11— Excess of Expenditures over Appropriations For the year ended December 31, 2012, total expenditures (the legal level of budgetary control) in the special revenue economic development fund exceeded appropriations. The expenditures exceeding budget of ($93,014) were funded by greater than anticipated revenues. 72 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 12 - Interfund Transfers The City provides financing for a variety of operations and capital projects utilizing resources from certain funds, interfund transfers used for these various activities during the current fiscal year are as follows: Transfers To: Debt Service Capital Project Nomnajor Enterprise General G.O. Improv. Govntl. Transfers From Fund G.O. Improve. Bldg. Const. Funds Utility Total General fund $ $ - $ - $ - $ 542,000 $ 369,694 $ - $ 911,694 Improve Const. Fund - - 133,871 - - - - 133,871 Nonmajor govntl. funds 58,171 - 488,903 - - 1,246,693 - 1,793,767 Total 58,171 - 622,774 - 542,000 1,616,387 - 2,839,332 Enterprise - Liquor 152,434 100,000 - 300,452 - 1,998,601 3,122 2,554,609 Enterprise - Utility 409,258 - - - - 170,000 - 579,258 Internal service funds 45,768 - - - - 683,602 - 729,370 Total $ 665,631 $ 100,000 $ 622,774 $ 300,452 $ 542,000 $ 4,468,590 $ 3,122 6,702,569 (1) (2) (3) (4) (5) (6)(7)(8) Less: Utility fund Total governmental funds The following are explanations to interfund transfers sub -notes 1 through 9. (3) Abbreviation key: (SR) special revenue fund, (DS) debt service fund, (CP) capital projects fund, (E) enterprise fund, (IS) internal service fund. Fund Amount Description (9) (1) The transfers to general fund were provided mainly as overhead and maintenance costs from the following funds: Communications (SR) $ 58,171 Public communications and city hall overhead costs. Liquor (E) 152,434 Patrol, chemical awareness, and city hall overhead costs. Utility (E) 409,258 City hall overhead costs. Municipal reserves (IS) 45,768 City hall overhead costs. Total $ 665,631 (2) The total transfer to debt service general obligation fund was provided by the liquor fund ($100,000) to be applied towards the debt service of the new station completed in 2008. The total transfer to debt service G.O. improvement fund was provided by the improvement construction fund ($133,871) to reduce the future special assessment fee requirements and provide adequate cash flow and by various capital projects funds ($488,903) related to City improvement projects whereby user connection service charges are pledged towards the improvement bonds debt service requirements. 73 (3,122) $ 6.699.447 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 12 — Interfund Transfers (continued) (4) The total transfer to capital projects building fund was provided by the enterprise liquor fund ($300,452) to provide interim financing for the major remodel of the Heritage Center. (5) The total transfer to capital projects improvement construction fund was provided by the general fund ($542,000) to finance various future road construction projects. (6) The total transfer to nonmajor governmental funds ($1,616,387) was provided from the following governmental funds: From: Amount To: (7) (9) General Fund Communications (SR) Tax increment (DS) Water (CP) Total other govntl. 1,616,387 $ 369,694 Equipment (CP) for equipment acquisition 148,416 Equipment (CP) for equipment acquisition 59,900 Storm sewer (CP) for DHY TIF district loan. 1,038,377 Water revenue (DS) for debt service requirements. The total transfer to nonmajor governmental funds was provided by the enterprise liquor fund ($1,399,467) to provide funding for debt service requirements within the HRA revenue fund and ($599,134) to fund various equipment purchases, and by enterprise utility fund ($170,000) to provide funding for debt service requirements within the water capital projects fund. (8) The total transfer to nonmajor governmental funds was provided by the internal service fund ($683,602) to close out the compensation liability internal service fund. The total transfer to enterprise utility fund was provided by the enterprise liquor fund ($3,122) for customer service billing overhead costs. Included within the transfers to governmental activities from business -type activities of $3,101,350 on the Statement of Activities is the City's contributed capital from governmental activities to enterprise utility fund capital assets of ($29,395). Note 13 — Joint Powers Debt Commitment On August 25, 2005 the City of Lakeville entered into a joint powers agreement with the Cities of Apple Valley, Burnsville, Eagan, Farmington, Hastings, Inver Grove Heights, Mendota Heights, Rosemount, South St. Paul, West St. Paul, Minnesota, and Dakota County Minnesota, to establish the Dakota Communications Center (DCC), a Minnesota nonprofit corporation. The purpose of the DCC is to engage in the operation and maintenance of a countywide public safety answering point and communications center for law enforcement, fire, emergency medical services, and other public safety services for the mutual benefit of residents residing in the above mentioned cities and county, (members). Pursuant to the joint powers agreement, members are required to provide DCC their pro rata share of cost of operations and maintenance, and capital projects. 74 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 13 — Joint Powers Debt Commitment (continued) On May 1, 2007, the DCC issued Public Safety Revenue Bonds, Series 2007 in the amount of $7,315,000 to provide financing for the acquisition of equipment and reimbursement for conversion costs. The bonds are special obligations of the DCC, payable from revenues to be received from members. Pursuant to the joint powers agreement, members will levy taxes for the payment of their pro rata share of the principal and interest payments due on the bonds. The bonds maturing February 1, 2014, bear interest rates ranging from 4.5% - 5.0 %. The debt will be re -paid with member assessments over a seven year amortization. All members reserve the right to prepay, in whole or in part on any date, its allocated share of principal and interest on the bonds. Payments from the City of Lakeville are provided from general fund appropriations. The City of Lakeville's future member payments to DCC as of December 31, 2012 are as follows: Pursuant to Section 9.5 of the joint powers agreement, member payments are submitted monthly and held in escrow by U.S. Bank National Association (trustee) until the funds are remitted to the bond holders according to the established bond principal and interest due dates. The interest earnings from the escrow account will reduce future member obligations on the debt. Information regarding the Dakota Communications Center can be obtained at the website www.mn - dcc.org /stats.asp or by contacting Dennis Feller at the City of Lakeville, 20195 Holyoke Avenue, Lakeville, Minnesota 55044. Telephone 952 -985- 4481 or email address dfeller @ci.lakeville.mn.us. Note 14 — Other Post - Employment Benefits (OPEB) Plan A. Plan Description Payment Year Amount 2013 $ 147,000 The City provides post - employment insurance benefits to certain eligible employees through the City's Other Post - Employment Benefits Plan, a single - employer defined benefit plan administered by the City. All post - employment benefits are based on contractual agreements with employee groups. These contractual agreements do not include any specific contribution or funding requirements. These benefits are summarized as follows: Post- Employment Insurance Benefits - All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a secondary benefit known as an "implicit rate subsidy." 75 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 14 — Other Post - Employment Benefits (OPEB) Plan (continued) A. Plan Description (continued) This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City's younger and statistically healthier active employees. B. Funding Policy The required contribution is based on projected pay -as- you -go financing requirements, with additional amounts to pre -fund benefits as determined annually by the City. C. Annual OPEB Cost and Net OPEB Obligation The City's annual OPEB cost (expense) is calculated based on annual required contributions (ARC) of the City, an amount determined on an actuarially determined basis in accordance with the parameters of GASB Statement No. 45. The ARC represents a level funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed 30 years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and the changes in the City's net OPEB obligation to the plan: Annual required contribution $ 75,006 Interest on net OPEB obligation 6,365 Adjustment to annual required contribution (9,227) Annual OPEB cost (expense) 72,144 Contributions made (16,594) Increase in net OPEB obligation 55,550 Net OPEB obligation - beginning of year 159,124 Net OPEB obligation - end of year $ 214,674 The City's annual OPEB cost; the percentage of annual OPEB cost contributed to the plan; and the net OPEB obligation for the year are as follows: Fiscal Year Ended December 31, 2010 December 31, 2011 December 31, 2012 D. Funded Status and Funding Progress Annual Employer OPEB Cost Contribution $ 41,447 $ 73,281 $ 72,144 $ 9,809 $ 11,356 16,594 As of January 1, 2011, the most recent actuarial valuation date, the plan was zero percent funded. The actuarial accrued liability for benefits was $588,458, and the actuarial value of assets was $0, resulting in an unfunded actuarial accrued liability (UAAL) of $588,458. 76 Annual OPEB Cost Contributed 23.7% 15.5% 23.0% Net OPEB Obligation $ 97,199 $ 159,124 $ 214,674 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 14 — Other Post - Employment Benefits (OPEB) Plan (continued) D. Funded Status and Funding Progress (continued) The covered payroll (annual payroll of active employees covered by the plan) was $11,683,196, and the ratio of the UAAL to the covered payroll was 5.0 percent. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and ARC' s of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The Schedule of Funding Progress immediately following the notes to the basic financial statements presents multi -year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. E. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long -term perspective of the calculations. In the January 1, 2011 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included: a 4.0 percent investment rate of return (net of administrative expenses) based on the City's own investments; a 2011 annual healthcare cost trend rate of 8.0 percent, and reduced by decrements of .5 percent to an ultimate rate of 5.0 percent after six years for medical insurance. Both rates included a 2.5% inflation assumption. The UAAL is being amortized on a level dollar basis over a closed period. The remaining amortization periods at January 1, 2011 for the various amortization layers ranged from 27 to 30 years. Note 15 — Risk Financing and Related Insurance Issues The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City purchased the following insurance coverage through the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool currently operating as a common risk management and insurance program for Minnesota cities: general liability, excess liability, workers compensation, property, automobile, marine, crime, employee dishonesty, boiler, petro fund, and open meeting law. The City pays an annual premium to the LMCIT for its insurance coverage. The LMCIT is self - sustaining through member premiums and will reinsure through commercial companies for claims in excess of reserved amounts for each insured event. The LMCIT allows for the pool to make additional assessments to make the pool self- sustaining. Current state statutes (Minnesota statutes subd. 466.04) provide limits of liability for the City. 77 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 15 — Risk Financing and Related Insurance Issues (continued) These limits are that the combination of defense expense and indemnification expense shall not exceed $1,500,000 for any number of claims arising out of a single occurrence. The Minnesota statutory limit on claims is $1,500,000 per occurrence. The City self - insures the risk of any potential judicial ruling in excess of the statutory maximum. The City has never had a claim in excess of the statutory maximum. There have been no significant reductions in insurance coverage from the prior year and insurance settlements have not exceeded coverage in the past three years. Workers compensation premiums for 2012 and 2011 were $368,868 and $368,923, respectively. The City is enrolled in the LMCIT workers compensation "regular" program. The LMCIT regular program provides a fixed premium based on payroll and provides no claim risk to the City as a result of high claims experience. The City's workers compensation premiums are accounted for directly in the responsible funds. Note 16 — Defined Benefit Pension Plans - Statewide A. Plan Description All full -time and certain part-time employees of the City of Lakeville are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the General Employees Retirement Fund (GERF) and the Public Employees Police and Fire Fund (PEPFF), which are cost - sharing, multiple- employer retirement plans. These plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The City does not have any members enrolled in the Basic Plan; therefore all new members must participate in the Coordinated Plan. All police officers are covered by PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by State Statute, and vest after three years of credited service. The defined retirement benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated Plan members. The retiring member receives the higher of a step -rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate is 1.2 percent of average salary for each of the first 10 years of service and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 1.7 percent of average salary for each year of service. For PEPFF members, the annuity accrual rate is 3.0 percent for each year of service. For all GERF and PEPFF members hired prior to July 1, 1989 whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equal 90. Normal retirement age is 55 for PEPFF members and 65 for Coordinated Plan members hired prior to July 1, 1989. 78 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 16 — Defined Benefit Pension Plans — Statewide (continued) A. Plan Description (continued) Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated Plan members hired on or after July 1, 1989. A reduced retirement annuity is also available to eligible members seeking early retirement. There are different types of annuities available to members upon retirement. A single -life annuity is a lifetime annuity that ceases upon death of the retiree - -no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issues a publicly available financial report that includes financial statements and required supplementary information for GERF and PEPFF. That report may be obtained on the internet at www.mnpera.org, or by writing to PERA at 60 Empire Drive #200, Saint Paul, Minnesota, 55103- 2088 or by calling (651) 296 -7460 or 1- 800 - 652 -9026. B. Funding Policy Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. GERF Coordinated Plan members were required to contribute 6.25% of their annual covered salary in 2012. PEPFF members were required to contribute 9.6% of their annual covered salary in 2012. In 2012, the City of Lakeville was required to contribute the following percentages of annual covered payroll: 7.25% for Coordinated Plan members, and 14.4% for PEPFF members. The City's contributions to the GERF Coordinated Plan for the years ending December 31, 2012, 2011, and 2010 were $587,750, $596,142, and $583,884, respectively. The City's contributions to the PEPFF for the years ending December 31, 2012, 2011, and 2010 were $679,673, $650,578, and $621,658, respectively. The City's contributions were equal to the contractually required contributions for each year as set by state statute. Note 17 — Defined Contribution Plan — Statewide A. Plan Description Two Council members of the City of Lakeville are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple- employer deferred compensation plan administered by the Public Employees Retirement Association of Minnesota (PERA). 79 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 17 — Defined Contribution Plan — Statewide (continued) A. Plan Description (continued) The PEDCP is a tax qualified plan under Section 401 (a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. B. Funding Pg old Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of salary which is matched by the elected official's employer. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2 percent of employer contributions and twenty -five hundredths of one percent of the assets in each member's account annually. Total contributions made by the City of Lakeville for the year ending December 31, 2012 were as follows: Contribution Amount Employee Employer $ 1,311 $ 1,311 Note 18 — Lakeville Fire Relief Association A. Plan Description Covered Payroll Employee Employer 5.0% 5.0% Required Rates 5.0% Firefighters of the City of Lakeville Fire Department are members of the Lakeville Fire Relief Association. There are no covered salaries or related fringe benefits in connection with the Relief Association plan. Since members are volunteers, City of Lakeville contributions to the Lakeville Fire Relief Association are not based on payroll, but rather on years of active service. The Association is the administrator of a single employer defined benefit pension plan available to firefighters that was established in 1972 and operates under the provisions of Minnesota State Statutes Chapter 424A. The plan is governed by a board of six members elected by the members of the Association for three year terms. One City Council member, Finance Director, and Fire Chief are ex officio, nonvoting members of the Board of Trustees. Non - employer pension contributions include state -aid from the State of Minnesota and municipal contributions from the City of Lakeville. On- behalf state -aid payments from the State of Minnesota are received initially by the City of Lakeville and subsequently remitted to the Relief Association. These on- behalf state -aid payments in addition to the City's municipal contribution payments to the Relief Association plan are recognized as revenues and expenditures in the City's general fund during the period. 80 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 18 — Lakeville Fire Relief Association (continued) A. Plan Description (continued) The Lakeville Fire Relief Association issues a publicly available financial report that includes financial statements and required supplementary information. That report may be obtained by writing to Lakeville Volunteer Firefighters' Relief Association, 20195 Holyoke Avenue, Lakeville, Minnesota, 55044 or by calling (952) 985 -4480. B. Current Plan Membership At December 31, 2012, membership data related to the Association was as follows: Members C. Benefit Provisions Retired members entitled to benefits, but not yet receiving them 26 Active Plan Participants Vested 2 Partially vested 39 Non - vested 31 Total plan membership 98 Authority for payment of pension benefits is established in Minnesota State Statue 69.77 and may be amended only by the Minnesota State Legislature. Twenty -Year Service Pension - Each member who is at least 50 years of age, has retired from the Fire Department, has served at least 20 years of active service with the department before retirement and has been a member of the Association in good standing at least 7 years prior to retirement, shall be entitled to a lump sum service pension in the amount of $6,417 for each year of service (including each year over 20) but not exceeding the maximum amount per year of service allowed by law for the minimum average amount of available financing per firefighter. The Association's benefit amount will remain at $6,417 for calendar year 2013. Any member who retires after 20 years of service and is under the age of 50 is placed on the deferred pension roll. In 2009, the Association amended their bylaws on March 30, 2009 which changed how interest is earned on a deferred member's retirement account. All moneys deferred prior to the amendment shall earn interest at 5 percent compounded annually. All moneys deferred after the amendment will be placed in a separate investment account and will earn interest at the current market rate. Seven -Year Service, but Less than Twenty -Year Service Pension - Each member who is at least 50 years of age; who has retired from the Fire Department; who has served at least 7 years of active service with the department before retirement, but has not served at least 20 years of active service; and, who has been a member of the Association in good standing at least 7 years prior to retirement, shall be entitled to a pro -rated lump sum service pension based on the percentages shown in the following table: 81 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 18— Lakeville Fire Relief Association (continued) C. Benefit Provisions (continued) For Duty of: More Less % of Than Than Pension 7 Years 8 Years 48% 8 9 52% 9 10 56% 10 11 60% 11 12 64% 12 13 68% 13 14 72% 14 15 76% 15 16 80% 16 17 84% 17 18 88% 18 19 92% 19 20 96% 20 100% The payment amount will be calculated by using the amount payable per year of service in effect at the time of such early retirement, multiplied by the number of accumulative years of service, multiplied by the appropriate percentage as defined above. Death Benefit - Upon the death of any member who is in good standing, the Association will pay a death benefit equal to the full annual service pension amount for each year the member has served. Disability Benefits - In the event of total permanent disability incurred in the line of duty, a member shall be eligible to collect a disability benefit in an amount equal to his /her full years of active service on the Fire Department multiplied by the base sum pension benefit. The benefit is payable immediately upon approval by the Association regardless of age. For total permanent disability not incurred in the line of duty, a member shall be paid in accordance with the seven -year partial vesting provision described above. State Supplemental Benefits - Minnesota Statutes provide for the payment of a supplemental benefit equal to 10 percent of a regular lump sum distribution up to a maximum of $1,000. D. Contributions and Reserves The Lakeville Fire Relief Association's funding policy provides for contributions from the State of Minnesota and the City of Lakeville, in amounts sufficient to accumulate assets to pay benefits when due. 82 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 18 — Lakeville Fire Relief Association (continued) D. Contributions and Reserves (continued) The Volunteer Firefighters' Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980) specifies minimum contributions required on an annual basis. The minimum support rates from the municipality and state aid are determined in the amount required to meet the normal cost plus amortizing any existing prior year service costs over a closed 10 -year period. The minimum contribution from the City of Lakeville and state aid is determined as follows: Normal cost + Amortization payment on unfunded accrued liability prior to any change + Amortization contribution on unfunded accrued liability prior to any change = Total contribution required Annual pension cost (APC) contributed from the State of Minnesota and the City of Lakeville for the last three years are as follows: Total State of City of Pension Year Minnesota Lakeville Contribution 2012 $ 221,958 $ 44,804 $ 266,762 2011 213,067 44,804 257,871 2010 196,224 178,380 374,604 E. Funding Progress F. Additional Information: Actuarial Valuation Date December 31 2012 2011 2010 Actuarial valuation date: Actuarial valuation method: Actuarial cost method: Actuarial assumptions rate of investment return: Annual covered payroll: Age and service retirement age: Amortization method: Amortization period: Inflation rate: Net % of APC Pension APC Contributed Obligation $ 266,762 100% $ 257,871 100% 374,604 100% Actuarial Value Accrued (Unfunded) Funded of Assets Liability Overfunded Ratio $ 5,852,995 $ 5,485,211 $ 367,784 106.7% 5,619,763 5,480,096 139,667 102.5% 5,677,470 5,297,410 380,060 107.2% August 1, 2012 Fair Value Entry age normal cost 5% per annum, compounded annually None (all volunteer firefighters) Assumed to occur at age 50. No turnover or early retirement Level Dollar Closed 10 Years Not applicable 83 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2012 Note 19 — Deferred Compensation Plan The City offers its employees an optional deferred compensation plan created in accordance with Internal Revenue Service Code Section 457. The plan is available to all City employees, which permits them to tax defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. Under provisions of Section '72(p) of the Internal Revenue Code, a plan may permit participant loans once 457 plan assets are held in a trust. As of the current fiscal year, the City's plan does not have a loan provision for its participants. All amounts of compensation deferred under the plan must be held in trust for the exclusive benefit of plan participants and /or beneficiaries. Investments are managed by the plan's trustee under various investment options or a combination thereof. The choice of investment options is made by the participant. Note 20 — Litigation There are several lawsuits pending in which the City is involved. The City Attorney has indicated that existing and pending lawsuit claims and other actions in which the City is a defendant are either covered by insurance, fully reserved for by the City, or the cases are in the early stages of discovery, and accordingly, the ultimate outcome cannot presently be determined. It is the opinion of City management that in each case the possibility of material loss, net of amounts reserved is remote. Note 21— Conduit Debt On April 7, 2008, the Housing and Redevelopment Authority (HRA) of Lakeville approved the issuance of the Housing and Redevelopment Authority of Lakeville, Minnesota Education Facilities Revenue Note (All Saints School Project), Series 2008. The HRA acted as the conduit for a bank qualified tax - exempt refinancing of existing debt for All Saints School under the responsibility of All Saints Church of Lakeville, Dakota County, Minnesota, a religious corporation organized under the laws of the State of Minnesota and constituting a nonprofit corporation under the laws of the State of Minnesota. The note funds will provide non - religious portions of the renovation and equipping of, and construction of additions to, a school for grades kindergarten through 8th grade known as All Saints School, owned and operated by the All Saints Church, and located at 19795 Holyoke Avenue in Lakeville. The HRA authorized the revenue note in the principal amount of $2,000,000. The note provides needed financial assistance to a private- sector entity deemed to be in the public interest. Neither the HRA nor the City is obligated in any circumstance for repayment of this note, and accordingly the note is not reported as a liability in the accompanying financial statements. As of December 31, 2012, $2,000,000 remains outstanding on this note. 84 REQUIRED SUPPLEMENTARY INFORMATION CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2012 Revenues Property taxes General property taxes Current Delinquent Fiscal disparities Mobile home tax Gravel tax Total property taxes Licenses and permits Intergovernmental Market value homestead credit Market value homestead mobile home credit State -aid police State -aid fire State -aid PERA State police and fire grants State other grants Federal other grants County and other grants Charges for services General government Public safety Public works Parks and recreation Fines Investment income (continued) Total intergovernmental Total charges for services 85 Budget As Originally Adopted 16,135,591 972,953 18,050 342,585 213,067 21,303 18,616 8,034 2,100 40,562 664,317 193,678 326,149 445,581 555,303 1,520,711 279,301 91,795 Final Budget Variance With Final Actual Budget $ 13,816,776 $ 13,816,776 $ 14,221,745 $ 404,969 257,928 257,928 349,108 91,180 2,006,780 2,006,780 1,895,748 (111,032) 45,200 45,200 46,000 800 8,907 8,907 16,899 7,992 16,135,591 16,529,500 393,909 972,953 1,831,073 858,120 3,195 18,050 - 342,585 336,571 219,958 219,958 - 21,303 21,303 - 18,616 28,773 10,157 8,034 34,918 26,884 106,580 112,631 6,051 40,562 46,927 6,365 3,195 (18,050) (6,014) 775,688 804,276 28,588 193,678 209,277 15,599 326,149 412,748 86,599 445,581 655,067 209,486 555,708 608,530 52,822 1,521,116 1,885,622 364,506 279,301 281,879 2,578 91,795 44,159 (47,636) CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2012 Expenditures (continued) Total committees /commissions 86 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Revenues (continued) Donations $ 14,115 $ 29,568 $ 33,257 $ 3,689 Miscellaneous 50,712 50,712 59,794 9,082 Total revenues 19,729,495 19,856,724 21,469,560 1,612,836 General government Mayor and Council Personnel services 49,752 49,752 48,792 960 Commodities 50 50 - 50 Other charges and services 44,922 44,922 44,976 (54) Total Mayor and Council 94,724 94,724 93,768 956 Committees /Commissions Personnel services 47,538 47,538 46,106 1,432 Commodities 1,924 1,924 1,033 891 Other charges and services 16,941 16,941 12,455 4,486 66,403 66,403 59,594 6,809 City administration Personnel services 308,853 306,541 309,881 (3,340) Commodities 900 900 293 607 Other charges and services 10,742 10,742 7,913 2,829 Capital outlay 1,032 1,032 1,032 Total city administration 321,527 319,215 319,119 96 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2012 Expenditures (continued) General government (continued) City Clerk Personnel services $ 104,248 $ 103,530 $ 108,696 $ (5,166) Commodities 1,900 1,900 2,422 (522) Other charges and services 61,367 61,367 62,128 (761) Capital outlay 11,553 11,553 2,601 8,952 Legal counsel Other charges and services 65,132 Planning Personnel services 324,879 322,528 326,917 (4,389) Commodities 2,210 2,210 1,154 1,056 Other charges and services 15,439 15,439 15,301 138 Capital outlay 1,377 1,377 1,577 (200) Community and economic development Personnel services 253,105 251,237 255,075 (3,838) Commodities 205 205 258 (53) Other charges and services 46,180 46,180 26,518 19,662 Capital outlay 688 688 688 (continued) Total City Clerk Total planning Total community and economic development Total inspections 87 Budget As Variance Originally Final With Final Adopted Budget Actual Budget 179,068 178,350 343,905 341,554 300,178 298,310 175,847 2,503 65,132 79,935 (14,803) 344,949 (3,395) 282,539 15,771 Inspections Personnel services 649,708 644,414 623,085 21,329 Commodities 13,244 13,244 11,473 1,771 Other charges and services 110,281 110,281 127,496 (17,215) Capital outlay 2,753 2,753 2,753 775,986 770,692 764,807 5,885 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2012 Expenditures (continued) General government (continued) General government facilities Personnel services $ 186,185 $ 184,780 $ 186,123 $ (1,343) Commodities 31,025 31,025 22,875 8,150 Other charges and services 267,563 247,224 199,685 47,539 Capital outlay 1,032 1,032 1,032 - Finance Personnel services 543,445 538,675 538,533 142 Commodities 4,545 4,545 4,261 284 Other charges and services 64,310 64,310 60,906 3,404 Capital outlay 2,409 2,409 2,753 (344) (continued) Total general government facilities Total finance Information systems Personnel services 305,180 302,927 307,982 (5,055) Commodities 6,648 6,648 4,437 2,211 Other charges and services 159,784 159,784 131,993 27,791 Capital outlay 11,107 11,107 3,640 7,467 Total information systems Total human resources Total general government 88 Budget As Variance Originally Final With Final Adopted Budget Actual Budget 485,805 464,061 614,709 609,939 482,719 480,466 409,715 54,346 606,453 3,486 448,052 32,414 Human resources Personnel services 252,616 250,734 249,198 1,536 Commodities 1,570 1,570 1,935 (365) Other charges and services 105,783 105,783 59,932 45,851 Capital outlay 1,032 1,032 1,032 361,001 359,119 Insurance coverage Other charges and services 223,275 223,275 223,275 312,097 47,022 4,314,432 4,271,240 4,120,150 151,090 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2012 Expenditures (continued) Public safety Police Personnel services $ 6,574,843 $ 6,530,232 $ 6,569,777 $ (39,545) Commodities 336,255 336,255 318,851 17,404 Other charges and services 1,707,955 1,707,955 1,647,697 60,258 Capital outlay - 10,690 11,301 (611) (continued) Total police Fire protection Personnel services 951,382 957,263 959,571 (2,308) Commodities 135,772 135,772 119,389 16,383 Other charges and services 266,694 266,694 228,947 37,747 Total fire protection 1,353,848 1,359,729 1,307,907 51,822 Total public safety Public works Engineering Personnel services 660,919 655,762 535,411 120,351 Commodities 11,157 11,157 9,754 1,403 Other charges and services 50,471 50,471 83,913 (33,442) Capital outlay 5,959 5,959 5,739 220 Total engineering 728,506 723,349 634,817 88,532 Street maintenance Personnel services 1,530,445 1,549,613 1,535,355 14,258 Commodities 786,690 788,092 761,338 26,754 Other charges and services 258,999 330,495 319,332 11,163 Total street maintenance 2,576,134 2,668,200 2,616,025 52,175 Total public works 89 Budget As Variance Originally Final With Final Adopted Budget Actual Budget 8,619,053 8,585,132 9,972,901 9,944,861 9,855,533 8,547,626 37,506 89,328 3,304,640 3,391,549 3,250,842 140,707 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2012 Expenditures (continued) Budget As Variance Originally Final With Final Adopted Budget Actual Budget Parks and recreation Park maintenance Personnel services $ 1,540,362 $ 1,531,691 $ 1,398,158 $ 133,533 Commodities 254,196 254,196 245,147 9,049 Other charges and services 391,010 391,010 376,026 14,984 Capital outlay 2,752 2,752 - 2,752 Total park maintenance Recreation Personnel services 329,124 326,497 326,482 15 Commodities 23,444 23,444 16,862 6,582 Other charges and services 244,613 244,613 223,060 21,553 Capital outlay 2,065 2,065 2,065 Total recreation Total heritage center 2,188,320 2,179,649 2,019,331 160,318 599,246 596,619 568,469 28,150 Heritage Center Personnel services - 7,303 7,456 (153) Commodities - 3,512 9,001 (5,489) Other charges and services - 14,692 18,088 (3,396) - 25,507 34,545 (9,038) Arts Center Personnel services 221,848 270,891 253,116 17,775 Commodities 22,500 22,500 18,960 3,540 Other charges and services 200,319 149,619 158,426 (8,807) Capital outlay 688 688 688 - Total arts center 445,355 443,698 431,190 12,508 Total parks and recreation 3,232,921 3,245,473 3,053,535 191,938 Other 104,000 - - Total expenditures 20,928,894 20,853,123 20,280,060 573,063 Excess (deficiency) of revenues over expenditures (1,199,399) (996,399) 1,189,500 2,185,899 (continued) 90 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2012 (continued) Budget As Variance Originally Final With Final Adopted Budget Actual Budget Other financing sources (uses) Transfers from /(to) Special Revenue - Communications Fund $ 72,793 $ 72,793 $ 58,171 $ (14,622) Capital Projects - Improvement Construction - (542,000) (542,000) Capital Projects - Equipment Fund - (369,694) (369,694) Enterprise - Liquor Fund 152,434 152,434 152,434 Enterprise - Utility Fund 409,259 409,258 409,258 Internal Service - Municipal Reserves Fund 45,767 45,768 45,768 Total other financing sources (uses) Net change in fund balance Fund balance, January 1 Fund balance, December 31 91 680,253 10,548,338 $ 11,491,775 (231,441) (246,063) (14,622) $ (519,146) $ (1,227,840) 943,437 $2,171,277 CITY OF LAKEVILLE, MINNESOTA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION DECEMBER 31, 2012 A. Budgetary Information Budgets are adopted on a basis consistent with U.S. generally accepted accounting principals. Annual appropriated budgets are adopted for the General Fund and Special Revenue Funds. Budgeted amounts are as originally adopted or as amended by the City Council. The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. The City Administrator submits a proposed operating budget to the City Council. 2. Public hearings are conducted to obtain taxpayer comments. 3. Upon Council approval the budget is legally adopted and employs formal budgetary integration during the year. 4. Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. 5. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the department level for the General Fund and total expenditures for the Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for individual line items. 6. Budget appropriations of all funds lapse at year -end to the extent they were not encumbered. Encumbrances are re- appropriated in the following year's budget. 92 CITY OF LAKEVILLE, MINNESOTA OTHER POST - EMPLOYMENT BENEFITS PLAN - SCHEDULE OF FUNDING PROGRESS DECEMBER 31, 2012 Actuarial Valuation Date Unfunded Actuarial Actuarial Actuarial Accrued Value of Accrued Funded Covered Liability Plan Assets Liability Ratio Payroll Janaury 1, 2008 $ 290,424 $ $ 290,424 Janaury 1, 2011 $ 588,458 $ $ 588,458 93 $ 11,365,890 $ 11,683,196 Unfunded Liability as a Percentage of Payroll 2.6% 5.0% NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds - These funds are used to account for revenues and expenditures that have a legally restricted use for a specific purpose. Communications Fund This fund accounts for franchise fees from cable TV provider operations. Expenditures and other financing uses are used to finance the City's cable TV channels and public communications, including long -term replacement of equipment. Economic Development Fund This fund accounts for a $125,000 Economic Recovery Grant received from the State of Minnesota Department of Trade and Economic Development in 1995. The grant purpose is to provide loans to businesses expanding in or locating to Lakeville. The fund also accounts for administrative fees received from the issuance of conduit debt. (continued) Downtown Special Service District Fund The Downtown Special Service District was created in 1998 pursuant to Minnesota Statute 428A. A service charge, payable with property taxes, is levied against the commercial properties in the Downtown Business District for the purpose of financing budgeted programs and activities within the District. Debt Service Funds — These funds account for the accumulation of resources that are restricted to the payment of long -term debt principal and interest, but excluding debt issued for and serviced by an enterprise fund. Tax Increment Fund Debt issued to finance construction of public improvements in accordance with approved tax increment plans. Property tax increments received from designated tax increment financing districts are pledged to the payment of the bonds. State -aid Revenue Fund Debt issued to finance construction of State -aid street projects within the City. The primary revenue source is municipal state aid allotments from the State of Minnesota Department of Transportation. Water Revenue Fund Debt issued to finance the construction of wells, pump houses, towers, water main systems, and the City's water treatment facility. Water connection fees are pledged toward the repayment of the principal and interest on these bonds. Arena Revenue Fund Debt issued for the construction of the Lakeville Ames Ice Arena first and second sheet of ice, spectator seating and locker rooms. Revenue sources include donations from net operating ice arena revenues and other sources pledged to the payment of the bonds. The Ice Center Refunding Bonds, Series 2008 A and the 2005 Capital Dehumidification Lease - Purchase agreement are general obligations that are backed by the full -faith and credit of the City. The Gross Revenue Recreation Facility Bonds of 1999 are not general obligations and accordingly are not backed by the full -faith and credit of the City. NONMAJOR GOVERNMENTAL FUNDS Debt Service Funds (continued) HRA Revenue Fund The HRA also issued the HRA Ice Arena Lease Revenue Bonds, Series 2006 for the Hasse single sheet ice arena facility. Debt service will be payable from property taxes and lease payments to be made to the City pursuant to the lease agreement between the Authority and Independent School District 194. These HRA bonds are not general obligations and accordingly are not backed by the full -faith and credit of the City. Capital Projects Funds — These funds account for financial resources used in the acquisition of capital facilities, equipment, and infrastructure (except those financed by enterprise funds). Municipal State -aid Fund This fund accounts for an annual allotment from the State of Minnesota Municipal State -aid street construction account. Pavement Management Fund This fund accounts for pavement management activities relating to cracksealing, patching, seal coating and overlays. These major maintenance projects are financed with property taxes. Storm Sewer Fund This fund accounts for fees and area charges to land developers for construction of storm sewer systems. Water Fund This fund accounts for revenues derived primarily from connection charges collected at the time building permits are issued and antenna site leases with wireless communications companies. Funds are appropriated towards the construction costs of water supply lines, wells and water storage facilities, and provide the debt service to bonds issued to finance the construction of the City's water treatment facility and other trunk infrastructure improvements. Sanitary Sewer Fund This fund accounts for sewer connection and area fees charged to land developers for connecting to the City's sanitary sewer system, appropriations are applied to the construction of sanitary sewer trunk systems. Park Dedication Fund This fund accounts for park dedication fees received from land developers. The expenditures consist of acquiring and developing City parks and trails. Trail Improvement Fund This fund accounts for the long term maintenance, repairs and replacement of City trails. Tax Increment Fund This fund accounts for revenue received from tax increment property districts that does not require debt financing. The expenditures are for current and future development of tax increment property. Equipment Fund This fund accounts for the purchase of equipment for general government, public safety, public works, and park maintenance. CITY OF LAKEVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET DECEMBER 31, 2012 Total Special Debt Capital Nonmajor Revenue Service Projects Governmental Funds Funds Funds Funds Assets Cash and investments $ 789,450 $ 1,709,684 $ 15,006,445 $ 17,505,579 Investments held by trustee - 695,356 - 695,356 Interest receivable 4,712 5,178 66,843 76,733 Taxes receivable Unremitted - 41,398 138,637 180,035 Delinquent - 3,847 21,119 24,966 Accounts receivable 155,892 47,500 24,164 227,556 Loan receivable - - 115,000 115,000 Special assessments Unremitted - - 809 809 Delinquent - - 705 705 Deferred - - 215,886 215,886 Other - - 383,625 383,625 Total assets $ 950,054 $ 2,502,963 $ 15,973,233 $ 19,426,250 Liabilities Salaries payable $ 6,440 $ - $ - $ 6,440 Accounts payable 67,571 4,066 182,224 253,861 Contracts payable - - 17,765 17,765 Deposits payable - - 86,395 86,395 Total liabilities 74,011 4,066 286,384 364,461 Deferred inflows of resources Unavailable revenue - taxes 3,847 21,119 24,966 Unavailable revenue - special assessments 600,216 600,216 Unavailable revenue - other 554 - 115,000 115,554 Total deferred inflows of resources 554 3,847 736,335 740,736 Fund balance Restricted 25,803 2,495,050 4,849,879 7,370,732 Committed 849,686 - 10,100,635 10,950,321 Total fund balance 875,489 2,495,050 14,950,514 18,321,053 Total liabilities, deferred inflows of resources, and fund balances $ 950,054 $ 2,502,963 $ 15,973,233 $ 19,426,250 94 CITY OF LAKEVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2012 Revenues Property taxes Tax increment Licenses and permits Intergovernmental Charges for services Special assessments Investment income Donations Miscellaneous Total revenues Total Special Debt Capital Nonmajor Revenue Service Projects Governmental Funds Funds Funds Funds $ - $ 337,209 $ 1,960,415 $ 2,297,624 667,362 191,793 859,155 598,878 - - 598,878 96,751 770,762 543,279 1,410,792 33,105 469,879 3,445,170 3,948,154 84,568 84,568 4,859 5,337 68,921 79,117 500 95,000 7,253 102,753 515,093 515,093 734,093 2,345,549 6,816,492 9,896,134 Expenditures - current General government 469,735 469,735 Expenditures - capital outlay General government 132,006 386,388 518,394 Public safety 341,586 341,586 Public works - 2,738,332 2,738,332 Parks and recreation 713,566 713,566 Total expenditures - capital outlay 132,006 4,179,872 4,311,878 Expenditures - debt service Principal bond maturities 3,975,000 3,975,000 Principal lease maturities 97,027 97,027 Interest on debt 962,945 962,945 Fiscal charges 20,165 20,165 Total expenditures - debt service 5,055,137 5,055,137 Total expenditures 601,741 5,055,137 4,179,872 9,836,750 Excess (deficiency) of revenues over expenditures 132,352 (2,709,588) 2,636,620 59,384 Other financing sources (uses) Transfers from other funds 2,437,844 2,030,746 4,468,590 Transfers to other funds (206,587) (59,900) (1,527,280) (1,793,767) Payment to refunded bonds escrow agent (640,000) - (640,000) Total other financing sources (uses) (206,587) 1,737,944 503,466 2,034,823 Net change in fund balance (74,235) (971,644) 3,140,086 2,094,207 Fund balance, January 1 949,724 3,466,694 11,810,428 16,226,846 Fund balance, December 31 $ 875,489 $ 2,495,050 $ 14,950,514 $ 18,321,053 95 CITY OF LAKEVILLE, MINNESOTA SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2012 Downtown Economic Special Communications Development Service District Total Assets Cash and investments $ 696,800 $ 67,702 $ 24,948 $ 789,450 Interest receivable 4,359 353 - 4,712 Accounts receivable 154,483 1,409 155,892 Total assets $ 855,642 $ 68,055 $ 26,357 $ 950,054 Liabilities Salaries payable $ 6,440 $ - $ - $ 6,440 Accounts payable 66,292 1,279 - 67,571 Total liabilities 72,732 1,279 - 74,011 Deferred inflows of resources Unavailable revenue - other 554 554 Fund balance Restricted 25,803 25,803 Committed 782,910 66,776 - 849,686 Total fund balance 782,910 66,776 25,803 875,489 Total liabilities, deferred inflows of resources, and fund balances $ 855,642 $ 68,055 $ 26,357 $ 950,054 96 CITY OF LAKEVILLE, MINNESOTA SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2012 Downtown Economic Special Communications Development Service District Total Revenues Licenses and permits $ 598,878 $ - $ - $ 598,878 Intergovernmental Federal grants 4,500 91,735 - 96,235 State -aid PERA 516 - 516 Charges for services 2,500 30,605 33,105 Investment income 4,495 364 - 4,859 Donations 500 500 Total revenues 608,389 94,599 31,105 734,093 Expenditures Current General government Capital outlay General government Total expenditures Excess of revenues over expenditures Other financing uses Transfer to General Fund Capital Projects - Equipment Fund Total other financing uses Net change in fund balance Fund balance, January 1 Fund balance, December 31 97 439,416 38,992 478,408 93,014 93,014 30,319 469,735 30,319 132,006 601,741 129,981 1,585 786 132,352 (58,171) - (58,171) (148,416) - (148,416) (206,587) - (206,587) (76,606) 1,585 786 (74,235) 859,516 65,191 25,017 949,724 $ 782,910 $ 66,776 $ 25,803 $ 875,489 CITY OF LAKEVILLE, MINNESOTA DEBT SERVICE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2012 Assets Cash and investments $ 1,114,599 $ 28,128 $ 91 $ 210,215 $ 356,651 $ 1,709,684 Investments held by trustee 695,356 695,356 Interest receivable 3,467 408 877 426 5,178 Taxes receivable Unremitted 20,896 - 20,502 41,398 Delinquent 432 - 3,415 3,847 Accounts receivable - - 47,500 - 47,500 Total assets Liabilities Accounts payable Deferred inflows of resources Unavailable revenue - taxes Fund balance Restricted for debt service Bonds Tax State -aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total $ 1,139,394 $ 28,536 $ 91 $ 258,592 $ 1,076,350 $ 2,502,963 $ 2,804 $ 944 $ 91 $ 136 $ 91 $ 4,066 432 - 3,415 3,847 1,136,158 27,592 258,456 1,072,844 2,495,050 Total liabilities, deferred inflows of resources, and fund balances $ 1,139,394 $ 28,536 $ 91 $ 258,592 $ 1,076,350 $ 2,502,963 98 CITY OF LAKEVILLE, MINNESOTA DEBT SERVICE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2012 Revenues General property taxes Current and delinquent Fiscal disparities Total general property taxes Fund balance, January 1 Fund balance, December 31 Bonds Tax State -aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total $ 45,794 $ - $ - $ - $ 252,405 $ 298,199 6,052 - - 32,958 39,010 51,846 - - 285,363 337,209 Tax increment 667,362 - - 667,362 Intergovernmental - State -aid - 770,762 - - 770,762 Charges for services - - 188,846 281,033 469,879 Investment income 3,574 420 - 904 439 5,337 Donations - - 95,000 95,000 Total revenues 722,782 771,182 - 284,750 566,835 2,345,549 Expenditures - debt service Principal bond maturities 425,000 585,000 870,000 130,000 1,965,000 3,975,000 Principal lease maturities - - 97,027 97,027 Interest on debt 111,586 185,762 167,800 62,133 435,664 962,945 Fiscal charges 9,454 1,898 577 705 7,531 20,165 Total expenditures - debt service 546,040 772,660 1,038,377 289,865 2,408,195 5,055,137 Excess (deficiency) of revenues over expenditures 176,742 (1,478) (1,038,377) (5,115) (1,841,360) (2,709,588) Other financing sources (uses) Transfer from /(to) Capital Projects Storm Sewer Fund (59,900) - - (59,900) Water Fund - - 1,038,377 - 1,038,377 Enterprise - Liquor Fund - - - 1,399,467 1,399,467 Payment to refunded bond escrow agent - (640,000) - - (640,000) Total other financing sources (uses) (59,900) (640,000) 1,038,377 - 1,399,467 1,737,944 Net change in fund balance 116,842 (641,478) - (5,115) (441,893) (971,644) 1,019,316 669,070 - 263,571 1,514,737 3,466,694 $1,136,158 $ 27,592 $ - $ 258,456 $1,072,844 $2,495,050 99 CITY OF LAKEVILLE, MINNESOTA CAPITAL PROJECTS FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2012 Municipal Pavement Storm State -aid Management Sewer Water Assets Cash and investments $ 3,404,152 $ 1,046,938 $ 673,905 $ 1,590,439 $ 3,316,202 $ 1,404,602 $ 1,019,721 $ 132,250 $ 2,418,236 $ 15,006,445 Interest receivable 19,083 4,783 2,605 2,891 16,183 6,096 6,609 332 8,261 66,843 Taxes receivable - unremitted - 89,458 - - - - - 2,089 47,090 138,637 Taxes receivable - delinquent - 13,975 - - - - - 1,245 5,899 21,119 Accounts receivable - - - - - 14,084 - - 10,080 24,164 Loan receivable - - 115,000 - - - - - - 115,000 Special assessments Unremitted - - - 232 577 - - - - 809 Delinquent - 112 - 2 591 - - - - 705 Deferred - 10,963 1,730 113,246 89,659 288 - - - 215,886 Other - - 58,890 48,452 276,283 - - - - 383,625 Total assets $ 3,423,235 $ 1,166,229 $ 852,130 $ 1,755,262 $ 3,699,495 $ 1,425,070 $ 1,026,330 $ 135,916 $ 2,489,566 $ 15,973,233 Liabilities Accounts payable $ 26,523 $ 14,241 $ $ - $ - $ 12,371 $ 18,357 $ 78,543 $ 32,189 $ 182,224 Contracts payable - - - - - 11,156 - - 6,609 17,765 Deposits payable - - - 56,054 26,125 4,216 - - - 86,395 Total liabilities 26,523 14,241 - 56,054 26,125 27,743 18,357 78,543 38,798 286,384 Deferred inflows of resources Unavailable revenue - taxes 13,975 - 1,245 5,899 21,119 Unavailable revenue - special assessments - 11,075 60,620 161,700 366,533 288 - - - 600,216 Unavailable revenue - other - - 115,000 - - - - - - 115,000 Total deferred inflows of resources - 25,050 175,620 161,700 366,533 288 - 1,245 5,899 736,335 Fund balance Restricted 3,396,712 - - - - 1,397,039 - 56,128 - 4,849,879 Committed - 1,126,938 676,510 1,537,508 3,306,837 - 1,007,973 - 2,444,869 10,100,635 Total fund balance 3,396,712 1,126,938 676,510 1,537,508 3,306,837 1,397,039 1,007,973 56,128 2,444,869 14,950,514 Total liabilities, deferred inflows of resources, and fund balances $ 3,423,235 $ 1,166,229 $ 852,130 $ 1,755,262 $ 3,699,495 $ 1,425,070 $ 1,026,330 $ 135,916 $ 2,489,566 $ 15,973,233 100 - 101 Sanitary Park Trail Tax Sewer Dedication Improvement Increment Equipment Total CITY OF LAKEVILLE, MINNESOTA CAPITAL PROJECTS FUNDS (NON COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2012 Municipal Pavement Storm State -aid Management Sewer Water Sanitary Park Trail Tax Sewer Dedication Improvement Increment Equipment Total Revenues General property taxes Current S - $ 1,118,025 $ $ S S S S - $ 614,763 $ 1,732,788 Fiscal disparities - 146,428 - - - - - - 81,199 227,627 Total general property taxes - 1,264,453 - - - - - 695,962 1,960,415 Tax increment - - - - - - 191,793 191,793 Intergovernmental Municipal state -aid - 374,335 - - - - - 374,335 Federal grants - - - - - 20,654 - - 55,443 76,097 State grants - - - - - - - 18,481 18,481 County and local grants - - 54,836 - - 19,530 74,366 Charges for services - 653,980 1,463,245 357,585 970,360 - - 3,445,170 Special assessments 210 955 45,094 38,239 70 84,568 Investment income 19,676 4,932 2,686 2,980 16,686 6,286 6,815 342 8,518 68,921 Donations - - - 5,678 - 1,575 7,253 Miscellaneous 273 20,867 220,390 515,093 Total revenues 19,676 1,643,930 657,621 1,785,155 412,510 1,078,751 6,815 192,135 1,019,899 6,816,492 Expenditures - capital outlay General government - - - - - - - 161,691 224,697 386,388 Public safety - - 341,586 341,586 Public works 26,522 1,481,789 235,852 29,786 143 - 964,240 2,738,332 Parks and recreation - - - - 307,755 329,971 75,840 713,566 Total expenditures - capital outlay 26,522 1,481,789 235,852 29,786 143 307,755 329,971 161,691 1,606,363 4,179,872 Excess (deficiency) of revenues over expenditures (6,846) 162,141 421,769 1,755,369 412,367 770,996 (323,156) 30,444 (586,464) 2,636,620 Other financing sources (uses) Transfer from /(to) General Fund - - - - - - - - 369,694 369,694 Special Revenue - Communications - - - - - 148,416 148,416 Debt Service - G.O. Improvement Fund - - (331,000) (136,093) - - - (21,810) - (488,903) Debt Service - Tax Increment Fund - - 59,900 - - - - 59,900 Debt Service - Water Revenue Fund - - - (1,038,377) - - - - - (1,038,377) Enterprise - Liquor Fund - - - - - - - 599,134 599,134 Enterprise - Utility Fund - - - 170,000 - - - - - 170,000 Internal Service - Comp. Liability Fund - - - - - - 683,602 683,602 Total other financing sources (uses) - - (271,100) (1,004,470) - - - (21,810) 1,800,846 503,466 Net change in fund balance Fund balance, January 1 Fund balance, December 31 (6,846) 162,141 150,669 750,899 412,367 770,996 (323,156) 8,634 1,214,382 3,140,086 3,403,558 964,797 525,841 786,609 2,894,470 626,043 1,331,129 47,494 1,230,487 11,810,428 $ 3,396,712 $ 1,126,938 $ 676,510 $ 1,537,508 $ 3,306,837 $ 1,397,039 $ 1,007,973 $ 56,128 $ 2,444,869 $ 14,950,514 102 - 103 CITY OF LAKEVILLE, MINNESOTA COMMUNICATIONS - SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2012 Budget Variance With As Originally Final Final Adopted Budget Actual Budget Revenues Licenses and permits $ 607,523 $ 607,523 $ 598,878 $ (8,645) Intergovernmental 516 516 5,016 4,500 Investment income 4,106 4,106 4,495 389 Total revenues Expenditures - general government Current Personnel 318,770 315,615 316,273 (658) Commodities 8,876 8,876 3,179 5,697 Other charges and services 107,995 148,170 119,964 28,206 Capital outlay 27,227 27,227 38,992 (11,765) Total expenditures - general government 462,868 499,888 478,408 21,480 Excess of revenues over expenditures 149,277 112,257 129,981 17,724 Other financing uses Transfer to General Fund (72,793) (72,793) (58,171) 14,622 Capital Projects - Equipment Fund (148,416) (148,416) (148,416) - Total other financing uses (221,209) (221,209) (206,587) 14,622 Net change in fund balance $ (71,932) $ (108,952) (76,606) $ 32,346 Fund balance, January 1 859,516 Fund balance, December 31 $ 782,910 104 612,145 612,145 608,389 (3,756) CITY OF LAKEVILLE, MINNESOTA ECONOMIC DEVELOPMENT - SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2012 Variance With Original and Final Final Budget Actual Budget Revenues Intergovernmental - Federal grants $ - $ 91,735 $ 91,735 Charges for services 2,250 2,500 250 Investment income 652 364 (288) Total revenues 2,902 94,599 91,697 Expenditures - General government Capital outlay - 93,014 (93,014) Excess of revenues over expenditures $ 2,902 1,585 $ (1,317) Fund balance, January 1 65,191 Fund balance, December 31 $ 66,776 105 CITY OF LAKEVILLE, MINNESOTA DOWNTOWN SPECIAL SERVICE DISTRICT - SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2012 Variance With Original and Final Final Budget Actual Budget Revenues Charges for services $ 27,534 $ 30,605 $ 3,071 Donations 500 500 Miscellaneous 4,000 - (4,000) Total revenues 31,534 31,105 (429) Expenditures - general government Current Personnel 11,250 10,436 814 Commodities 650 449 201 Other charges and services 21,190 19,434 1,756 Total expenditures - general government 33,090 30,319 2,771 Excess (deficiency) of revenues over expenditures $ (1,556) 786 $ 2,342 Fund balance, January 1 25,017 Fund balance, December 31 $ 25,803 106 INTERNAL SERVICE FUNDS Internal Service Funds — The Internal Service Funds are used to account for services provided by one City department to other City departments on a cost reimbursement basis. Municipal Reserves Fund This fund accounts for the City's risk management program relating to general liability, excess liability, property and casualty insurance premiums. Premiums are based upon a $50,000 deductible per occurrence with a $100,000 aggregate maximum. The Statutory Municipal Tort Liability has a maximum limit of $1,500,000. This fund also accounts for excess liability self- insurance coverage in excess of the statutory maximum of $1,500,000. Compensation Liability Fund This fund accounts for expenses attributable to severance and paid time off employee benefits disbursed at the time of termination including annual paid time off cash -outs. Funding is provided by investment income and transfers. CITY OF LAKEVILLE, MINNESOTA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF NET POSITION DECEMBER 31, 2012 ASSETS Current Assets Cash and investments $ 858,157 $ - $ 858,157 Interest receivable 2,617 - 2,617 Accounts receivable 534 - 534 Total current assets 861,308 - 861,308 LIABILITIES Current liabilities Accounts payable NET POSITION Unrestricted $ 857,364 $ - $ 857,364 107 Municipal Compensation Reserves Liability Fund Fund Total 3,944 - 3,944 CITY OF LAKEVILLE, MINNESOTA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION YEAR ENDED DECEMBER 31, 2012 Municipal Compensation Reserves Liability Fund Fund Total Operating revenues Charges for services $ 293,779 $ - $ 293,779 Other 164,456 - 164,456 Total revenues 458,235 - 458,235 Operating expenses Other charges and services 402,934 81,481 484,415 Operating income (loss) 55,301 (81,481) (26,180) Non - operating revenue Intergovernmental - grants 21,363 - 21,363 Investment income 2,698 - 2,698 Total non - operating revenue 24,061 - 24,061 Income (loss) before contributions and transfers 79,362 (81,481) (2,119) Transfers to other funds (45,768) (683,602) (729,370) Change in net position 33,594 (765,083) (731,489) Net position, January 1 823,770 765,083 1,588,853 Net position, December 31 $ 857,364 $ - $ 857,364 108 CITY OF LAKEVILLE, MINNESOTA INTERNAL SERVICE FUNDS COMBINING STATEMENT OF CASH FLOWS YEAR ENDED DECEMBER 31, 2012 Total 109 Municipal Compensation Reserves Liability Fund Fund Cash flows from operating activities Cash received from general service charges $ 457,701 $ - $ 457,701 Cash paid to suppliers (410,525) (81,481) (492,006) Net cash flows from operating activities 47,176 (81,481) (34,305) Cash flows from noncapital financing activities Intergovernmental - grant 21,363 - 21,363 Transfers to other funds (45,768) (683,602) (729,370) Net cash flows from noncapital financing activities (24,405) (683,602) (708,007) Cash flows from investing activities Investment income received 2,974 5,893 8,867 Net change in cash and cash equivalents 25,745 (759,190) (733,445) Cash and cash equivalents, January 1 832,412 759,190 1,591,602 Cash and cash equivalents, December 31 $ 858,157 $ - $ 858,157 Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss) $ 55,301 $ (81,481) $ (26,180) Adjustments (Increase) decrease in assets Accounts receivable (534) - (534) Increase (decrease) in liabilities Accounts payable (7,591) (7,591) Total adjustments (8,125) - $ (8,125) Net cash flows from operating activities $ 47,176 $ (81,481) $ (34,305) AGENCY FUND Agency Fund — The Agency Fund is used to account for assets held by the City as an agent for other City funds, governments, and individuals. Escrow Fund This fund accounts for deposits paid by land developers, builders, and other individuals for future disbursements. The disbursements relating to these events will be made when specific terms and conditions have been satisfied. CITY OF LAKEVILLE, MINNESOTA AGENCY FUND STATEMENT OF CHANGES IN ASSETS AND LIABILITIES YEAR ENDED DECEMBER 31, 2012 Escrow Fund Balance Balance January 1 Increases Decreases December 31 Assets Cash and investments $ 5,512,751 $ 1,126,680 $ 749,317 $ 5,890,114 Liabilities Deposits payable $ 5,512,751 $ 1,126,680 $ 749,317 $ 5,890,114 110 SUPPLEMENTAL INFORMATION CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF CHANGES IN BONDED INDEBTEDNESS YEAR ENDED DECEMBER 31, 2012 Outstanding Outstanding January 1 Issued Redeemed December 31 Governmental Activities: General obligation bonds $ 52,985,000 $ 22,450,000 $ 3,775,000 $ 71,660,000 G.O. Improvement bonds 7,365,000 6,805,000 985,000 13,185,000 Tax increment bonds 3,180,000 425,000 2,755,000 State -aid street revenue bonds 6,505,000 1,225,000 5,280,000 Water connection revenue bonds 4,630,000 870,000 3,760,000 Arena revenue bonds 1,305,000 130,000 1,175,000 HRA lease revenue bonds 10,500,000 1,965,000 8,535,000 Total governmental activity bonds 86,470,000 29,255,000 9,375,000 106,350,000 Business -type Activities: Liquor revenue bonds 3,545,000 150,000 3,395,000 Total bonded indebtedness $ 90,015,000 $ 29,255,000 $ 9,525,000 $ 109,745,000 111 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2012 General Obligation Bonds: Park Refunding Bonds of 2011 B Principal and Interest Principal and Interest Principal and Interest Total Issue Interest Principal Maturity Annual Date Rate Date Amount Interest 12/1/11 0.50 4/1/13 $ 400,000 $ 6,505 0.60 4/1/14 405,000 4,290 0.75 4/1/15 410,000 1,538 1,215,000 12,333 Capital Improvement Bonds of 2004 A 11/1/04 (Central Maintenance Facility) Principal and interest 4.00 2/1/13 280,000 598,506 Principal and interest 4.00 2/1/14 320,000 586,506 Principal and interest 4.00 2/1/15 360,000 290,053 Principal (call 2/1/15) 12,460,000 - Total 13,420,000 1,475,065 Capital Improvement Refunding Bonds of 2012 B 8/15/12 (Central Maintenance Facility) Interest August 1, 2013 - 383,339 Interest 2.00 2/1/14 - 398,850 Interest 2.00 2/1/15 - 398,850 Principal and interest 2.00 2/1/16 505,000 393,800 Principal and interest 2.00 2/1/17 530,000 383,450 Principal and interest 4.00 2/1/18 570,000 366,750 Principal and interest 4.00 2/1/19 635,000 342,650 Principal and interest 4.00 2/1/20 670,000 316,550 Principal and interest 4.00 2/1/21 750,000 288,150 Principal and interest (call provision date) 3.00 2/1/22 770,000 261,600 Principal and interest 3.00 2/1/23 810,000 237,900 Principal and interest 3.00 2/1/24 865,000 212,775 Principal and interest 3.00 2/1/25 930,000 185,850 Principal and interest 3.00 2/1/26 1,040,000 156,300 Principal and interest 3.00 2/1/27 1,070,000 124,650 Principal and interest 3.00 2/1/28 1,125,000 91,725 Principal and interest 3.00 2/1/29 1,200,000 56,850 Principal and interest 3.00 2/1/30 1,295,000 19,425 Total 12,765,000 4,619,464 Capital Improvement Bonds of 2007 D 8/1/07 (Police Station) Principal and interest 5.00 2/1/13 435,000 652,238 Principal and interest 5.00 2/1/14 450,000 630,113 Principal and interest 5.00 2/1/15 470,000 607,113 Principal and interest 5.00 2/1/16 490,000 583,113 Principal and Interest (call provision date) 5.00 2/1/17 515,000 557,988 Principal and interest 5.00 2/1/18 535,000 531,738 Principal and interest 5.00 2/1/19 560,000 504,363 Principal and interest 5.00 2/1/20 585,000 475,738 Principal and interest 5.00 2/1/21 610,000 445,863 (continued) 112 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2012 General Obligation Bonds: (continued) Issue Interest Principal Maturity Annual Date Rate Date Amount Interest Capital Improvement Bonds of 2007 D (Police Station, continued) Principal and interest 5.00 2/1/22 $ 635,000 $ 414,738 Principal and interest 5.00 2/1/23 665,000 382,238 Principal and interest 5.00 2/1/24 695,000 348,238 Principal and interest 5.00 2/1/25 730,000 312,613 Principal and interest 5.00 2/1/26 765,000 275,238 Principal and interest 5.00 2/1/27 800,000 236,113 Principal and interest 5.00 2/1/28 835,000 195,238 Principal and interest 4.625 2/1/29 875,000 154,128 Principal and interest 4.625 2/1/30 920,000 112,619 Principal and interest 4.625 2/1/31 965,000 69,028 Principal and interest 4.625 2/1/32 1,010,000 23,356 Total 13,545,000 7,511,814 Street Reconstruction Bonds of 2003 A 3/15/03 Principal and interest 3.50 2/1/13 680,000 464,283 Principal and Interest 4.00 2/1/14 700,000 226,191 Principal (call 2/1/14) 10,035,000 Total 11,415,000 690,474 Street Reconstruction Refunding Bonds of 2012 B 8/15/12 Interest August 1, 2013 - 289,727 Interest 2.00 2/1/14 - 301,450 Principal and interest 2.00 2/1/15 645,000 295,000 Principal and interest 2.00 2/1/16 725,000 281,300 Principal and interest 2.00 2/1/17 675,000 267,300 Principal and interest 4.00 2/1/18 730,000 245,950 Principal and interest 4.00 2/1/19 765,000 216,050 Principal and interest 4.00 2/1/20 805,000 184,650 Principal and interest 4.00 2/1/21 835,000 151,850 Principal and interest (call provision date) 3.00 2/1/22 850,000 122,400 Principal and interest 3.00 2/1/23 880,000 96,450 Principal and interest 3.00 2/1/24 905,000 69,675 Principal and interest 3.00 2/1/25 935,000 42,075 Principal and interest 3.00 2/1/26 935,000 14,025 Total 9,685,000 2,577,902 Street Reconstruction Bonds of 2005 A 12/1/05 Principal and interest 3.85 2/1/13 140,000 98,205 Principal and interest 3.85 2/1/14 145,000 92,719 Principal and interest 3.75 2/1/15 150,000 87,115 Principal and Interest (call provision date) 3.75 2/1/16 155,000 81,396 Principal and interest 3.85 2/1/17 160,000 75,410 Principal and interest 3.85 2/1/18 170,000 69,058 Principal and interest 3.90 2/1/19 175,000 62,373 Principal and interest 3.90 2/1/20 180,000 55,450 Principal and interest 4.00 2/1/21 190,000 48,140 Principal and interest 4.00 2/1/22 195,000 40,440 (continued) 113 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2012 General Obligation Bonds: (continued) Issue Interest Principal Maturity Annual Date Rate Date Amount Interest Street Reconstruction Bonds of 2005 A (continued) Principal and interest 4.10 2/1/23 $ 205,000 $ 32,338 Principal and interest 4.10 2/1/24 215,000 23,728 Principal and interest 4.20 2/1/25 225,000 14,595 Principal and interest 4.20 2/1/26 235,000 4,935 Total 2,540,000 785,902 Street Reconstruction Bonds of 2007 H 12/15/07 Principal and interest 3.50 2/1/13 115,000 101,658 Principal and interest 3.50 2/1/14 120,000 97,545 Principal and interest 4.00 2/1/15 125,000 92,945 Principal and interest 4.00 2/1/16 125,000 87,945 Principal and interest 4.00 2/1/17 130,000 82,845 Principal and Interest (call provision date) 4.00 2/1/18 140,000 77,445 Principal and interest 4.00 2/1/19 145,000 71,745 Principal and interest 4.00 2/1/20 150,000 65,845 Principal and interest 4.10 2/1/21 155,000 59,668 Principal and interest 4.125 2/1/22 160,000 53,190 Principal and interest 4.20 2/1/23 170,000 46,320 Principal and interest 4.375 2/1/24 175,000 38,922 Principal and interest 4.375 2/1/25 185,000 31,047 Principal and interest 4.50 2/1/26 190,000 22,725 Principal and interest 4.50 2/1/27 200,000 13,950 Principal and interest 4.50 2/1/28 210,000 4,725 Total 2,495,000 948,520 Taxable Street Reconstruction Bonds of 2009 A (Build America Bonds) 12/30/09 Principal and interest 2.20 2/1/13 200,000 214,313 Principal and interest 2.70 2/1/14 205,000 209,345 Principal and interest 3.00 2/1/15 205,000 203,503 Principal and interest 3.50 2/1/16 210,000 196,753 Principal and interest 4.00 2/1/17 215,000 188,778 Principal and interest 4.25 2/1/18 225,000 179,696 Principal and interest 4.50 2/1/19 230,000 169,740 Principal and Interest (call provision date) 4.65 2/1/20 235,000 159,101 Principal and interest 4.75 2/1/21 245,000 147,819 Principal and interest 4.90 2/1/22 250,000 135,875 Principal and interest 5.00 2/1/23 260,000 123,250 Principal and interest 5.20 2/1/24 270,000 109,730 Principal and interest 5.30 2/1/25 280,000 95,290 Principal and interest 5.40 2/1/26 290,000 80,040 Principal and interest 5.50 2/1/27 300,000 63,960 Principal and interest 5.65 2/1/28 310,000 46,953 Principal and interest 5.80 2/1/29 320,000 28,915 Principal and interest 5.95 2/1/30 330,000 9,818 Total 4,580,000 2,362,879 Total General Obligation Bonds $ 71,660,000 $ 20,984,353 114 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2012 G.O. Improvement Bonds: Issue Interest Principal Maturity Annual Date Rate Date Amount Interest Improvement Refunding Bonds of 2007 B 2/1/07 Principal and interest 3.875 2/1/13 $ 295,000 $ 16,566 Principal and interest 3.875 2/1/14 95,000 9,009 Principal and interest 3.875 2/1/15 90,000 5,425 Principal and interest 3.875 2/1/16 95,000 1,841 Total 575,000 32,841 Improvement Bonds of 2007 F 8/1/07 Principal and interest 4.00 2/1/13 50,000 11,113 Principal and Interest (call provision date) 4.00 2/1/14 50,000 9,113 Principal and interest 4.00 2/1/15 50,000 7,113 Principal and interest 4.00 2/1/16 50,000 5,113 Principal and interest 4.00 2/1/17 50,000 3,088 Principal and interest 4.125 2/1/18 50,000 1,031 Total 300,000 36,571 Improvement Bonds of 2008 A 10/1/08 Principal and interest 3.00 2/1/13 30,000 6,855 Principal and interest 3.10 2/1/14 30,000 5,940 Principal and interest 3.25 2/1/15 30,000 4,988 Principal and interest 3.75 2/1/16 30,000 3,938 Principal and interest 3.75 2/1/17 30,000 2,813 Principal and interest 3.75 2/1/18 30,000 1,688 Principal and interest 3.75 2/1/19 30,000 563 Total 210,000 26,785 Improvement Refunding Bonds of 2009 B 12/30/09 Principal and interest 2.00 2/1/13 510,000 66,563 Principal and interest 2.00 2/1/14 385,000 57,613 Principal and interest 2.00 2/1/15 380,000 49,963 Principal and interest 2.50 2/1/16 390,000 41,288 Principal and interest 2.75 2/1/17 375,000 31,256 Principal and interest 3.00 2/1/18 355,000 20,775 Principal and interest 3.00 2/1/19 360,000 10,050 Principal and interest 3.00 2/1/20 155,000 2,325 Total 2,910,000 279,833 Improvement Bonds of 2011 A 12/1/11 Principal and interest 0.500 2/1/13 345,000 39,983 Principal and interest 0.700 2/1/14 190,000 38,455 Principal and interest 0.950 2/1/15 195,000 36,864 Principal and interest 1.200 2/1/16 190,000 34,798 Principal and interest 1.400 2/1/17 190,000 32,328 Principal and interest 1.700 2/1/18 190,000 29,383 Principal and interest 1.900 2/1/19 190,000 25,963 Principal and interest 2.100 2/1/20 190,000 22,163 Principal and interest 2.250 2/1/21 195,000 17,974 Principal and interest 2.600 2/1/22 50,000 15,130 Principal and interest 2.600 2/1/23 50,000 13,830 Principal and interest 3.100 2/1/24 50,000 12,530 (continued) 115 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2012 G.O. Improvement Bonds: (continued) Issue Interest Principal Maturity Annual Date Rate Date Amount Interest Improvement Bonds of 2011 A (continued) Principal and interest 3.100 2/1/25 $ 45,000 $ 11,183 Principal and interest 3.100 2/1/26 45,000 9,788 Principal and interest 3.100 2/1/27 45,000 8,393 Principal and interest 3.500 2/1/28 45,000 6,998 Principal and interest 3.500 2/1/29 45,000 5,513 Principal and interest 3.500 2/1/30 45,000 3,938 Principal and interest 3.500 2/1/31 45,000 2,363 Principal and interest 3.500 2/1/32 45,000 788 Total 2,385,000 368,365 Improvement Bonds of 2012 A 8/15/12 Interest August 1, 2013 - 177,109 Principal and interest 2.000 2/1/14 505,000 179,225 Principal and interest 2.000 2/1/15 550,000 168,675 Principal and interest 2.000 2/1/16 550,000 157,675 Principal and interest 2.000 2/1/17 555,000 146,625 Principal and interest 2.000 2/1/18 550,000 135,575 Principal and interest 3.000 2/1/19 550,000 121,825 Principal and interest 3.000 2/1/20 555,000 105,250 Principal and interest 3.000 2/1/21 565,000 88,450 Principal and interest (call provision date) 3.000 2/1/22 565,000 71,500 Principal and interest 4.000 2/1/23 575,000 51,525 Principal and interest 4.000 2/1/24 135,000 37,325 Principal and interest 3.000 2/1/25 130,000 32,675 Principal and interest 3.000 2/1/26 130,000 28,775 Principal and interest 3.000 2/1/27 130,000 24,875 Principal and interest 3.000 2/1/28 130,000 20,975 Principal and interest 3.000 2/1/29 130,000 17,075 Principal and interest 3.000 2/1/30 125,000 13,250 Principal and interest 3.000 2/1/31 125,000 9,500 Principal and interest 3.000 2/1/32 125,000 5,750 3.100 2/1/33 125,000 1,938 Total 6,805,000 1,595,572 Total G.O. Improvement Bonds $ 13,185,000 $ 2,339,967 Tax Increment Bonds: Tax Increment Refunding 2/1/07 Bonds of 2007 A Principal and interest 4.00 2/1/13 $ 55,000 $ 80,661 Principal and interest 4.00 2/1/14 70,000 78,161 Principal and interest 4.00 2/1/15 210,000 72,561 Principal and Interest (call provision date) 4.00 2/1/16 220,000 63,961 Principal and interest 4.00 2/1/17 220,000 55,161 Principal and interest 4.00 2/1/18 230,000 46,161 Principal and interest 4.00 2/1/19 240,000 36,761 Principal and interest 4.125 2/1/20 245,000 26,908 Principal and interest 4.125 2/1/21 260,000 16,493 Principal and interest 4.20 2/1/22 265,000 5,565 Total 2,015,000 482,393 (continued) 116 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2012 Tax Increment Bonds: (continued) Tax Increment Refunding Bonds of 2009 B Principal and interest Principal and interest Total Issue Interest Principal Maturity Annual Date Rate Date Amount Interest Taxable Tax Increment Refunding 2/1/07 Bonds of 2007 C Principal and interest 5.10 2/1/13 $ 130,000 $ 10,200 Principal and interest 5.10 2/1/14 135,000 3,443 Total 265,000 13,643 12/30/09 2.00 2/1/13 235,000 7,150 2.00 2/1/14 240,000 2,400 475,000 9,550 Total Tax Increment Bonds $ 2,755,000 $ 505,586 State -aid Street Revenue Bonds: State -aid Street Bonds of 2007 G 12/15/07 Principal and interest 4.00 4/1/13 $ 365,000 $ 88,700 Principal and interest 4.00 4/1/14 375,000 73,900 Principal and interest 4.00 4/1/15 390,000 58,600 Principal and Interest (call provision date) 4.00 4/1/16 405,000 42,700 Principal and interest 4.00 4/1/17 425,000 26,100 Principal and interest 4.00 4/1/18 440,000 8,800 Total 2,400,000 298,800 State -aid Street Refunding Bonds of 2010 A Principal and interest Principal and interest Principal and interest Principal and interest Principal and interest Principal and interest Principal and interest Principal and interest Total Total State -aid Street Revenue Bonds $ 5,280,000 $ 642,532 State -aid Street Refunding 12/1/11 Bonds of 2011 B Principal and interest 0.50 4/1/13 70,000 8,928 Principal and interest 0.60 4/1/14 70,000 8,543 Principal and interest 0.75 4/1/15 75,000 8,051 Principal and interest 1.25 4/1/16 70,000 7,333 Principal and interest 1.25 4/1/17 75,000 6,426 Principal and interest 1.75 4/1/18 75,000 5,301 Principal and interest 1.75 4/1/19 75,000 3,989 Principal and interest 2.15 4/1/20 75,000 2,526 Principal and interest 2.15 4/1/21 80,000 860 665,000 51,957 117 1 /1 /10 2.00 4/1/13 255,000 60,000 2.00 4/1/14 255,000 54,900 2.00 4/1/15 260,000 49,750 3.00 4/1/16 275,000 43,025 3.00 4/1/17 280,000 34,700 3.00 4/1/18 285,000 26,225 3.25 4/1/19 300,000 17,075 4.00 4/1/20 305,000 6,100 2,215,000 291,775 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2012 Water Connection Revenue Bonds: Arena Revenue Bonds: Issue Interest Principal Maturity Annual Date Rate Date Amount Interest Water Revenue Refunding 11/1/04 Bonds of 2004 B Principal and interest 4.00 2/1/13 $ 895,000 $ 132,500 Principal and Interest (call provision date) 4.00 2/1/14 890,000 96,800 Principal and interest 4.00 2/1/15 960,000 59,800 Principal and interest 4.00 2/1/16 1,015,000 20,300 Total Water Connection Revenue Bonds $ 3,760,000 $ 309,400 Ice Center Refunding Bonds of 2008 A 10/1/08 (Ames Ice Arena) Principal and interest 3.00 2/1/13 $ 130,000 $ 10,685 Principal and interest 3.10 2/1/14 135,000 6,643 Principal and interest 3.25 2/1/15 140,000 2,275 Total 405,000 19,603 Gross Revenue Recreation Facility 4/1/99 Bonds of 1999 (Ames Ice Arena) Interest 5.30 2/1/13 & 8/1/13 41,145 Interest 5.30 2/1/14 & 8/1/14 41,145 Principal and interest 5.30 8/1/15 135,000 41,145 Principal and interest 5.30 8/1/16 145,000 33,990 Principal and interest 5.30 8/1/17 155,000 26,305 Principal and interest 5.40 8/1/18 165,000 18,090 Principal and interest 5.40 8/1/19 170,000 9,180 Total 770,000 211,000 Total Arena Revenue Bonds $ 1,175,000 $ 230,603 HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue 12/01/06 Bonds of 2006 (Hasse Ice Arena) Principal and interest 4.25 2/1/13 $ 210,000 $ 381,675 Principal and interest 4.25 2/1/14 225,000 372,431 Principal and interest 4.25 2/1/15 245,000 362,444 Principal and interest 4.25 2/1/16 270,000 351,500 Principal and Interest (call provision date) 4.50 2/1/17 315,000 338,675 Principal and interest 4.50 2/1/18 340,000 323,938 Principal and interest 4.50 2/1/19 355,000 308,300 (continued) 118 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2012 HRA Lease Revenue Bonds: (continued) Issue Interest Principal Maturity Annual Date Rate Date Amount Interest HRA Ice Arena Lease Revenue Bonds of 2006 (Hasse Ice Arena continued) Principal and interest 4.50 2/1/20 $ 370,000 $ 291,988 Principal and interest 4.50 2/1/21 390,000 274,888 Principal and interest 4.50 2/1/22 415,000 256,775 Principal and interest 4.50 2/1/23 435,000 237,650 Principal and interest 4.50 2/1/24 450,000 217,738 Principal and interest 4.50 2/1/25 470,000 197,038 Principal and interest 4.50 2/1/26 495,000 175,325 Principal and interest 4.625 2/1/27 520,000 152,163 Principal and interest 4.625 2/1/28 545,000 127,534 Principal and interest 4.625 2/1/29 575,000 101,634 Principal and interest 4.625 2/1/30 605,000 74,347 Principal and interest 4.625 2/1/31 635,000 45,672 Principal and interest 4.625 2/1/32 670,000 15,494 Total HRA Lease Revenue Bonds $ 8,535,000 $ 4,607,209 Total Governmental Activity Bonds $ 106,350,000 $ 29,619,650 Liquor Revenue Bonds: Liquor Revenue Bonds of 2007 5/1/07 Principal and interest 5.00 2/1/13 $ 160,000 $ 165,750 Principal and interest 5.00 2/1/14 165,000 157,625 Principal and interest 5.00 2/1/15 175,000 149,125 Principal and interest 5.00 2/1/16 180,000 140,250 Principal and Interest (call provision date) 5.00 2/1/17 190,000 131,000 Principal and interest 5.00 2/1/18 200,000 121,250 Principal and interest 5.00 2/1/19 210,000 111,000 Principal and interest 5.00 2/1/20 220,000 100,250 Principal and interest 5.00 2/1/21 235,000 88,875 Principal and interest 5.00 2/1/22 245,000 76,875 Principal and interest 5.00 2/1/23 255,000 64,375 Principal and interest 5.00 2/1/24 270,000 51,250 Principal and interest 5.00 2/1/25 285,000 37,375 Principal and interest 5.00 2/1/26 295,000 22,875 Principal and interest 5.00 2/1/27 310,000 7,750 Total Business -type Activity Bonds $ 3,395,000 $ 1,425,625 Total Bonded Indebtedness and Annual Interest Payable $ 109,745,000 $ 31,045,275 119 CITY OF LAKEVILLE, MINNESOTA COMBINED SCHEDULE Of BONDED INDEBTEDNESS DECEMBER 31, 2012 Governmental Activities: General Obligation Bonds: Equipment Certificates of 2007 E Park Refunding Bonds of 2003 B Park Refunding Bonds of 2011 B Capital Improvement Bonds of 2004 A Capital Improvement Refunding Bonds of 2012 B Capital Improvement Bonds of 2007 D Street Reconstruction Bonds of 2003 A Street Reconstruction Refunding Bonds of 2012 B Street Reconstruction Bonds of 2005 A Street Reconstruction Bonds of 2007 H Street Reconstruction Bonds of 2009 A (Taxable) Total Park, Capital, and Street Bonds Total General Obligation Bonds G.O. Improvement Bonds: Improvement Refunding Bonds of 2007 B Improvement Bonds of 2007 F Improvement Bonds of 2008 A Improvement Refunding Bonds of 2009 B Improvement Refunding Bonds of 2011 A Improvement Refunding Bonds of 2012 A Total G.O. Improvement Bonds Tax Increment Bonds: Tax Increment Refunding Bonds of 2007 A Tax Increment Refunding Bonds of 2007 C (Taxable) Tax Increment Refunding Bonds of 2009 B Total Tax Increment Bonds State -aid Street Revenue Bonds: State -aid Street Bonds of 2001 C State -aid Street Bonds of 2007 G State -aid Street. Refunding Bonds of 2010 A State -aid Street Refunding Bonds of 2011 B Total State -aid Street Revenue Bonds Water Connection Revenue Refunding Bonds of 2004 B Arena Revenue Bonds: Ice Center Refunding Bonds of 2008 A Gross Revenue Recreation Facility Bonds of 1999 Total Arena Revenue Bonds HRA Lease Revenue Bonds: HRA Public Facility Lease Revenue Bonds of 2002 A HRA Ice Arena Lease Revenue Bonds of 2006 Total HRA Lease Revenue Bonds Total Governmental Activity Bonds Business -type Activity' Liquor Revenue Bonds of 2007 Total Bonded Indebtedness Interest Issue Call Maturity Bonds Due in 2013 Rates % Date Date Date Authorized Issued Retired Outst Principal Interest 4.25 Aug -01 -07 n/a Feb -01 -12 1,690,000 1,690,000 1,690,000 3.50 -3.75 Mar -15 -03 Feb -01 -12 Feb -01 -15 3,225,000 3,225,000 3,225,000 - - - 0.50 -0.75 Dec -01 -11 n/a Apr -01 -15 1,215,000 1,215,000 - 1,215,000 400,000 6,505 3.50 -4.75 Nov -01 -04 Feb -01 -15 Feb -01 -30 14,445,000 14,445,000 1,025,000 13,420,000 280,000 598,506 2.00 -4.00 Aug -15 -12 Feb -01 -22 Feb -01 -30 12,765,000 12,765,000 12,765,000 - 383,339 4.625 -5.00 Aug -01 -07 Feb -01 -17 Feb -01 -32 15,115,000 15,115,000 1,570,000 13,545,000 435,000 652,238 3.50 -4.50 Mar -15 -03 Feb -01 -14 Feb -01 -26 14,890,000 14,890,000 3,475,000 11,415,000 680,000 464,283 2.00 -4.00 Aug -15 -12 Feb -01 -22 Feb -01 -30 9,685,000 9,685,000 9,685,000 - 289,727 3.85 -4.20 Dec -01 -05 Feb -01 -16 Feb -01 -26 5,430,000 5,430,000 2,890,000 2,540,000 140,000 98,205 3.50 -4.50 Dec -15 -07 Feb -01 -18 Feb -01 -28 2,810,000 2,810,000 315,000 2,495,000 115,000 101,658 1.55 -5.95 Dec -30 -09 Feb -01 -20 Feb -01 -30 4,945,000 4,945,000 365,000 4,580,000 200,000 214,313 84,525,000 84,525,000 12,865,000 71,660,000 2,250,000 2,808,774 2.70 -3.25 Oct -01 -08 n/a Feb -01 -15 5.30 -5.40 Apr -01 -99 Callable Aug -01 -19 120 -121 86,215,000 86,215,000 14,555,000 71,660,000 2,250,000 2,808,774 3.875 Feb -01 -07 n/a Feb -01 -16 3,165,000 3,165,000 2,590,000 575,000 295,000 16,566 4.00 -4.125 Aug -01 -07 Feb -01 -14 Feb -01 -18 1,310,000 1,310,000 1,010,000 300,000 50,000 11,113 2.70 -3.75 Oct -01 -08 n/a Feb -01 -19 620,000 620,000 410,000 210,000 30,000 6,855 2.00 -3.00 Dec -30 -09 n/a Feb -01 -20 4,250,000 4,250,000 1,340,000 2,910,000 510,000 66,563 0.50 -3.50 Dec -01 -11 Feb -01 -21 Feb -01 -32 2,385,000 2,385,000 - 2,385,000 345,000 39,983 2.00 -4.00 Aug -15 -12 Feb -01 -22 Feb -01 -33 6,805,000 6,805,000 6,805,000 - 177,109 18,535,000 18,535,000 5,350,000 13,185,000 1,230,000 318,189 4.00 -4.20 Feb -01 -07 Feb -01 -16 Feb -01 -22 2,265,000 2,265,000 250,000 2,015,000 55,000 80,661 5.10 Feb -01 -07 n/a Feb -01 -14 820,000 820,000 555,000 265,000 130,000 10,200 2.00 Dec -30 -09 n/a Feb -01 -14 930,000 930,000 455,000 475,000 235,000 7,150 4,015,000 4,015,000 1,260,000 2,755,000 420,000 98,011 4.35 Dec -01 -01 Feb -01 -12 Apr -01 -21 1,080,000 1,080,000 1,080,000 4.00 Dec -15 -07 Apr -01 -16 Apr -01 -18 3,675,000 3,675,000 1,275,000 2,400,000 365,000 88,700 2.00 -4.00 Jan -01 -10 n/a Apr -01 -20 2,680,000 2,680,000 465,000 2,215,000 255,000 60,000 0.50 -2.15 Dec -01 -11 n/a Apr -01 -21 665,000 665,000 - 665,000 70,000 8,928 8,100,000 8,100,000 2,820,000 5,280,000 690,000 157,628 4.00 Nov -01 -04 Feb -01 -14 Feb -01 -16 9,735,000 9,735,000 5,975,000 3,760,000 895,000 132,500 775,000 775,000 1,250,000 1,250,000 2,025,000 2,025,000 370,000 405,000 130,000 10,685 480,000 770,000 - 41,145 850,000 1,175,000 130,000 51,830 4.70 -5.35 Apr -15 -02 Feb -01 -12 Feb -01 -23 2,535,000 2,535,000 2,535,000 - - - 4.25 -4.625 Dec -01 -06 Feb -01 -17 Feb -01 -32 9,230,000 9,230,000 695,000 8,535,000 210,000 381,675 11,765,000 11,765,000 3,230,000 8,535,000 210,000 381,675 140,390,000 140,390,000 34,040,000 106,350,000 5,825,000 3,948,607 5.00 May -01 -07 Feb -01 -17 Feb -01 -27 3,955,000 3,955,000 560,000 3,395,000 160,000 165,750 $ 144,345,000 $ 144,345,000 $ 34,600,000 $ 109,745,000 $ 5,985,000 $4,114,357 STATISTICAL SECTION This part of the City of Lakeville's Comprehensive Annual Financial Report presents detailed information as a context for understanding the current year's financial statements, note disclosures, and required supplementary information about the government's overall financial health. This information has not been audited by the independent auditor. Financial Trends These schedules present trend information that may assist the reader in assessing the City's financial performance from a historical perspective. Net Position by Component - Government -wide Changes in Net Position - Governmental Activities Changes in Net Position - Business -type Activities Changes in Net Position - Total Governmental and Business -type Activities Fund Balances - Governmental Funds Changes in Fund Balances - Governmental Funds Revenue Capacity These schedules contain information that may assist the reader in assessing the City's most significant revenue source, the property tax. Tax Capacity Valuation and Assessor's Taxable Market Value of Taxable Property Property Tax Rates - Direct and Overlapping Governments Principal Property Taxpayers Property Tax Levy and Collections Debt Capacity These schedules provide information that may assist the reader in evaluating the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Ratio of Outstanding Debt by Type Ratio of Net Bonded Debt Outstanding Direct and Overlapping Governmental Debt Legal Debt Margin Pledged Revenue Coverage Demographic and Economic Information These schedules present demographic and economic indicators that are commonly used for financial analysis in understanding the City's ongoing and future financial status. Demographic and Economic Statistics Principal Employers Commercial and Industrial Building Permits Issued Operating Information These schedules contain service and infrastructure indicators that may assist the reader in understanding the information in the City's financial report as it relates to the services the City provides and the activities it performs. Employees by Function /Program (Full -Time Equivalent) Operating Indicators by Function Capital Assets Statistics by Function Source: Unless otherwise noted, the information contained within these schedules is derived from comprehensive annual financial reports for the relevant year. CITY OF LAKEVILLE, MINNESOTA Net Position by Component - Government -wide Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Governmental Activities Net investment in capital assets (1) $ 1,519,076 $ 13,712,628 $ 34,629,141 $ 47,013,052 $ 125,574,976 $120,954,521 $ 119,699,102 $ 119,249,751 $ 120,485,858 $125,051,058 Restricted 8,247,639 7,079,763 7,728,450 7,200,932 9,727,357 9,037,087 10,542,926 10,027,737 16,474,815 17,403,167 Unrestricted 17,064,853 9,463,615 1,834,965 2,727,757 2,225,861 3,100,244 1,210,922 2,324,315 (5,970,712) (1,923,495) Total governmental activities 26,831,568 30,256,006 44,192,556 56,941,741 137,528,194 133,091,852 131,452,950 131,601,803 130,989,961 140,530,730 Business -type Activities Net investment in capital assets 92,379,808 95,869,103 102,503,832 105,571,786 103,156,352 104,535,771 103,150,022 101,893,442 100,390,175 102,009,893 Restricted 84,000 72,000 59,000 45,500 326,133 311,133 295,133 295,133 325,750 325,750 Unrestricted 7,922,652 6,741,613 7,396,116 7,423,725 11,770,501 14,107,347 15,828,861 16,363,211 16,666,856 15,658,140 Total business -type activities 100,386,460 102,682,716 109,958,948 113,041,011 115,252,986 118,954,251 119,274,016 118,551.,786 117,382,781 117,993,783 Total Government -wide Net investment in capital assets Restricted Unrestricted Total government -wide Notes: (2) Includes a restatement of $186,003 in Business -type activities. 93,898,884 109,581,731 137,132,973 152,584,838 228,731,328 225,490,292 222,849,124 221,143,193 220,876,033 227,060,951 8,331,639 7,151,763 7,787,450 7,246,432 10,053,490 9,348,220 10,838,059 10,322,870 16,800,565 17,728,917 24,987,505 16,205,228 9,231,081 10,151,482 13,996,362 17,207,591 17,039,783 18,687,526 10,696,144 13,734,645 $127,218,028 $132,938,722 $154,151,504 $169,982,752 $252,781,180 $252,046,103 $250,726,966 $250,153,589 $248,372,742 $258,524,513 ( (3) (1) The net investment in capital assets amount for fiscal years 2003 through 2006 excludes infrastructure assets that were acquired prior to January 1, 2003. 2007 includes the addition of these infrastructure assets acquired (net of depreciation) for $76,014,220. (3) The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. Net position for previous years has not been restated. 122- 123 CITY OF LAKEVILLE, MINNESOTA Changes in Net Position - Governmental Activities Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Expenses General government $ 3,404,145 $ 3,593,032 $ 3,733,657 $ 4,452,707 $ 4,712,995 $ 6,169,957 $ 5,916,590 $ 5,248,677 $ 5,134,169 $ 5,258,319 Public safety 7,634,812 8,439,118 8,928,681 10,057,597 10,308,296 10,019,681 9,726,394 10,858,447 11,068,287 11,202,018 Public works 7,985,301 18,238,780 12,970,903 7,507,095 15,844,963 15,706,515 12,866,216 12,197,868 13,778,800 10,849,213 Parks and recreation 2,826,918 3,044,450 3,535,082 3,819,806 4,556,759 4,900,341 4,774,745 4,775,015 4,796,035 4,780,666 Interest on long -term debt 2,784,308 3,109,159 4,032,004 3,278,091 3,867,395 4,218,695 3,994,790 3,740,076 4,383,684 3,496,878 Total expenses 24,635,484 36,424,539 33,200,327 29,115,296 39,290,408 41,015,189 37,278,735 36,820,083 39,160,975 35,587,094 Program Revenues Charges for services General government 3,758,735 3,965,377 3,313,130 2,960,761 2,495,649 2,238,739 1,940,423 1,834,856 2,108,396 2,736,653 Public safety 693,486 674,034 691,070 850,033 659,989 581,930 643,174 654,226 746,207 714,587 Public works 8,430,227 7,618,764 9,123,403 6,064,174 4,985,965 4,239,190 2,817,604 1,967,309 2,313,334 3,588,062 Parks and recreation 1,299,975 1,924,946 2,598,033 1,556,284 1,437,308 1,937,523 984,206 1,555,560 1,299,364 2,087,640 Operating grants and contributions General government 11,347 30,269 42,748 114,152 43,839 25,083 44,648 42,661 37,970 40,359 Public safety 604,281 636,132 683,047 741,342 698,926 639,173 1,048,160 846,553 649,253 698,949 Public works 106,707 152,216 105,659 106,871 6,604,149 783,843 1,142,494 1,399,661 1,451,359 1,396,560 Parks and recreation 9,893 12,658 15,906 33,575 13,456 46,058 20,294 30,144 160,852 100,315 Capital grants and contributions General government 50,337 - 171,400 - 91,735 Public safety 49,900 4,651 326,143 5,000 50,000 21,576 26,325 19,530 Public works 17,164,034 9,872,250 13,320,961 6,169,357 3,384,857 1,420,813 2,783,528 3,025,905 2,906,106 5,569,732 Parks and recreation 1,312,088 806,770 1,595,022 2,272,358 550,757 871,266 187,699 267,360 297,245 370,237 Total program revenues 33,491,010 25,698,067 31,488,979 21,366,450 20,879,895 12,833,618 11,612,230 11,645,811 11,996,411 17,414,359 Net (Expense) Revenue General government 416,274 402,614 (377,779) (1,206,394) (2,173,507) (3,906,135) (3,931,519) (3,371,160) (2,987,803) (2,389,572) Public safety (6,287,145) (7,124,301) (7,554,564) (8,140,079) (8,944,381) (8,748,578) (8,035,060) (9,336,092) (9,646,502) (9,768,952) Public works 17,715,667 (595,550) 9,579,120 4,833,307 (869,992) (9,262,669) (6,122,590) (5,804,993) (7,108,001) (294,859) Parks and recreation (204,962) (300,076) 673,879 42,411 (2,555,238) (2,045,494) (3,582,546) (2,921,951) (3,038,574) (2,222,474) Interest on long -term debt (2,784,308) (3,109,159) (4,032,004) (3,278,091) (3,867,395) (4,218,695) (3,994,790) (3,740,076) (4,383,684) (3,496,878) Total net (expense) revenue 8,855,526 (10,726,472) (1,711,348) (7,748,846) (18,410,513) (28,181,571) (25,666,505) (25,174,272) (27,164,564) (18,172,735) General Revenues and Other Property taxes Investment earnings Gain on sale of capital assets Transfers in (out) Total general revenues and other (net) Change in net position 12,176,835 13,049,107 15,491,536 18,009,237 20,873,431 23,391,055 23,912,318 24,369,009 24,207,406 24,221,741 557,709 794,732 1,023,616 1,505,062 1,977,519 1,383,236 463,092 340,336 280,364 176,409 1,434,692 214,004 484,702 307,071 (867,254) (450,960) 131,796 (2,029,933) (347,807) 613,780 2,692,671 3,101,350 13,219,246 14,150,910 15,647,898 20,498,031 22,982,746 22,744,358 24,027,603 25,323,125 27,180,441 27,713,504 $22,074,772 $ 3,424,438 $13,936,550 $12,749,185 $ 4,572,233 $(5,437,213) $(1,638,902) $ 148,853 $ 15,877 $ 9,540,769 Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. 124- 125 CITY OF LAKEVILLE, MINNESOTA Changes in Net Position - Business -type Activities Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Expenses Liquor $ 1,597,300 $ 1,648,759 $ 1,791,612 $ 1,940,626 $ 2,164,440 $ 2,407,714 $ 2,437,654 $ 2,424,290 $ 2,439,261 $ 2,392,945 Utility 7,247,801 6,699,466 7,020,440 7,925,809 8,029,064 8,319,303 9,086,172 9,903,296 10,401,650 10,365,651 Total expenses 8,845,101 8,348,225 8,812,052 9,866,435 10,193,504 10,727,017 11,523,826 12,327,586 12,840,911 12,758,596 Program Revenues Charges for services Liquor 2,382,723 2,590,308 2,911,820 3,080,692 3,314,721 3,603,240 3,611,777 3,612,321 3,546,877 3,839,723 Utility 5,083,820 5,105,936 5,263,274 5,855,346 6,553,811 7,355,207 7,491,674 7,432,391 8,866,345 9,542,284 Operating grants and contributions Liquor - 7,762 3,762 3,762 3,762 3,762 3,762 3,762 3,762 3,762 Utility - 3,264 3,264 3,264 3,264 3,264 3,264 3,264 59,707 103,525 Capital grants and contributions Liquor 17,050 Utility 6,922,442 3,114,733 6,911,241 3,239,467 1,394,810 975,410 158,252 999,716 1,129,764 2,903,043 Total program revenues 14,388,985 10,822,003 15,093,361 12,182,531 11,270,368 11,940,883 11,268,729 12,068,504 13,606,455 16,392,337 Net (Expense) Revenue Liquor 785,423 949,311 1,123,970 1,143,828 1,154,043 1,199,288 1,177,885 1,208,843 1,111,378 1,450,540 Utility 4,758,461 1,524,467 5,157,339 1,172,268 (77,179) 14,578 (1,432,982) (1,467,925) (345,834) 2,183,201 Total net (expense) revenue 5,543,884 2,473,778 6,281,309 2,316,096 1,076,864 1,213,866 (255,097) (259,082) 765,544 3,633,741 General Revenues and Other Investment income 104,970 129,549 127,669 315,007 468,478 457,466 227,055 150,632 130,403 78,611 Disposal of capital assets - - 798,429 - Transfersin(out) (484,702) (307,071) 867,254 450,960 (131,796) 2,029,933 347,807 (613,780) (2,692,671) (3,101,350) Total general revenues and other (net) (379,732) (177,522) 994,923 765,967 1,135,111 2,487,399 574,862 (463,148) (2,562,268) (3,022,739) Change in net position $ 5,164,152 $ 2,296,256 $ 7,276,232 $ 3,082,063 $ 2,211,975 $ 3,701,265 $ 319,765 $ (722,230) $(1,796,724) $ 611,002 (1) Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. (1) Includes a restatement of $186,003. 126 - 127 CITY OF LAKEVILLE, MINNESOTA Changes in Net Position - Total Governmental and Business -type Activities Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year Expenses Governmental activities Business -type activities Total expenses Program Revenues Governmental activities Business -type activities Total program revenues Net (Expense) Revenue Governmental activities Business -type activities Total net (expense) revenue Change in Net Position Governmental activities Business -type activities (1) Includes a restatement of $186,003. 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 $ 24,635,484 $ 36,424,539 $ 33,200,327 $ 29,115,296 $ 39,290,408 $ 41,015,189 $ 37,278,735 $ 36,820,083 $ 39,160,975 $ 35,587,094 8,845,101 8,348,225 8,812,052 9,866,435 10,193, 504 10, 727, 017 11, 523, 826 12, 327, 586 12, 840, 911 12, 758, 596 33,480,585 44,772,764 42,012,379 38,981,731 49,483,912 51,742,206 48,802,561 49,147,669 52,001,886 48,345,690 33,491,010 25,698,067 31,488,979 21,366,450 20,879,895 12,833,618 11,612,230 11,645,811 11,996,411 17,414,359 14,388,985 10, 822,003 15, 093,361 12,182,531 11,270, 368 11,940, 883 11,268,729 12,068,504 13,606, 455 16,392,337 47,879,995 36,520,070 46,582,340 33,548,981 32,150,263 24,774,501 22,880,959 23,714,315 25,602,866 33,806,696 8,855,526 (10,726,472) (1,711,348) (7,748,846) (18,410,513) (28,181,571) (25,666,505) (25,174,272) (27,164,564) (18,172,735) 5,543,884 2,473,778 6,281,309 2,316,096 1,076,864 1,213,866 (255,097) (259,082) 765,544 3,633,741 14,399,410 (8,252,694) 4,569,961 (5,432,750) (17,333,649) (26,967,705) (25,921,602) (25,433,354) (26,399,020) (14,538,994) General Revenues and Other Governmental activities 13,219,246 14,150,910 15,647,898 20,498,031 22,982,746 22,744,358 24,027,603 25,323,125 27,180,441 27,713,504 Business -type activities (379,732) (177,522) 994,923 765,967 1,135,111 2,487,399 574,862 (463,148) (2,562,268) (3,022,739) Total general revenues and other (net) 12,839,514 13,973,388 16,642,821 21,263,998 24,117,857 25,231,757 24,602,465 24,859,977 24,618,173 24,690,765 22,074,772 3,424,438 13,936,550 12,749,185 4,572,233 (5,437,213) (1,638,902) 148,853 15,877 9,540,769 5,164,152 2,296,256 7,276,232 3,082,063 2,211,975 3,701,265 319,765 (722,230) (1,796,724) 611,002 Total change in net position $ 27,238,924 $ 5,720,694 $21,212,782 $ 15,831,248 $ 6,784,208 $ (1,735,948) $ (1,319,137) $ (573,377) $ (1,780,847) $10,151,771 (1) Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effects of implementing this standard. Change in net position for previous years has not been restated. 128 - 129 CITY OF LAKEVILLE, MINNESOTA Fund Balances - Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 General Fund Reserved $ - $ - $ 10,322 $ 8,238 $ 8,483 $ 7,420 $ 9,899 $ 10,726 $ - $ Unreserved 8,756,931 9,089,470 10,012,455 11,010,426 11,698,291 11,238,093 11,196,826 9,385,202 Nonspendable - - - - - - - - 384,329 256,476 Assigned - - - - - - - - 519,146 620,725 Unassigned - - - - - - - - 9,644,863 10,614,574 Total general fund 8,756,931 9,089,470 10,022,777 11,018,664 11,706,774 11,245,513 11,206,725 9,395,928 10,548,338 11,491,775 All Other Governmental Funds Reserved 8,323,038 29,655,447 19,548,472 15,314,937 16,217,023 10,464,632 16,713,410 11,060,144 Unreserved Special revenue 841,832 799,538 810,972 937,978 1,083,601 1,107,202 1,325,731 1,444,846 Capital projects 24,862,284 16,213,118 13,076,770 9,839,833 17,115,258 11,074,322 12,549,905 15,384,343 Nonspendable - - - - - - - - 75 Restricted - - - - - - - - 14,744,057 38,587,037 Committed - - - - - - - - 9,989,221 11,861,800 Unassigned - - - - - - - - (112,102) (233,910) Total all other governmental funds 34,027,154 46,668,103 33,436,214 26,092,748 34,415,882 22,646,156 30,589,046 27,889,333 24,621,251 50,214,927 Total Governmental Funds Reserved Unreserved 8,323,038 29,655,447 19,558,794 15,323,175 16,225,506 10,472,052 16,723,309 11,070,870 34,461,047 26,102,126 23,900,197 21,788,237 29,897,150 23,419,617 25,072,462 26,214,391 Nonspendable - - - - - - - - 384,404 256,476 Restricted - - - - - - - - 14,744,057 38,587,037 Committed - - - - - - - - 9,989,221 11,861,800 Assigned - - - - - - - - 519,146 620,725 Unassigned - - - - - - - - 9,532,761 10,380,664 Total governmental funds $ 42,784,085 $ 55,757,573 $ 43,458,991 $ 37,111,412 $ 46,122,656 $ 33,891,669 $ 41,795,771 $ 37,285,261 $ 35,169,589 $ 61,706,702 All governmental funds percentage change 90.3% -22.1% -14.6% 24.3 % -26.5% 23.3% -10.8% -5.7 Note: The implementation of Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Type Definitions, in fiscal year 2011 resulted in significant change in the City's fund balance classifications. Information prior to 2011 has not been restated. 130 - 131 CITY OF LAKEVILLE, MINNESOTA Changes in Fund Balances - Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year Revenues Property taxes and tax increment Licenses and permits Intergovernmental Charges for services Special assessments Investment income Donations Miscellaneous Total revenues Expenditures General government Public safety Public works Parks and recreation Capital outlay Debt service Principal retirement Interest on debt Fiscal charges Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses) Transfers in Transfers out Bond, note, loan and lease proceeds Payment on refunded bonds called Premium on bonds issued Discount on bonds issued Sale of capital assets Total other financing sources (uses) Net change in fund balances Debt service as a % of noncapital expenditures (excl. fiscal charges) 2003 2004 2005 $ 11,989,619 $ 12,982,754 $ 15,398,468 $ 17,882,708 $ 20,171,031 $ 22,901,637 $ 23,785,468 $ 24,435,538 $ 24,057,622 $ 24,453,849 3,471,896 3,674,865 2,984,753 2,651,382 2,182,252 1,936,532 1,603,909 1,565,028 1,820,408 2,429,951 3,352,557 5,716,864 1,305,587 2,400,581 8,420,985 2,250,332 3,158,128 4,242,195 2,622,487 2,291,376 10,524,322 10,310,238 12,460,552 8,207,104 7,105,600 6,713,370 4,145,717 4,002,246 3,938,204 5,833,776 1,804,620 1,247,294 931,771 709,126 826,453 777,153 769,624 573,301 622,799 1,132,126 554,428 789,600 1,019,087 1,496,836 1,970,411 1,379,315 459,967 337,788 270,378 174,358 246,613 281,576 319,949 896,414 475,676 1,008,326 305,146 155,477 269,762 207,391 429,347 289,499 381,247 371,033 326,059 366,680 635,781 732,816 731,763 871,798 32,373,402 35,292,690 34,801,414 34,615,184 41,478,467 37,333,345 34,863,740 36,044,389 34,333,423 37,394,625 2,972,240 3,233,316 3,199,306 6,961,425 7,776,381 8,063,605 3,513,913 3,888,882 3,437,161 2,169,700 2,175,558 2,446,065 13,307,291 23,770,126 29,290,726 3,165,244 3,783,000 4,016,900 2,642,352 3,346,744 3,726,938 12,522 13,821 37,072 6,241,430 (4,990,500) 20,497,274 (50,733) 3,361,954 (2,138,784) 24,180,000 346,672 (81,216) Note: The City has no other taxes than property taxes and tax increment. 4,343,025 (2,775,293) 5,564,000 (13,955) 2006 3,582,410 8,865,167 3,551,118 2,706,898 15,745,297 4,097,026 3,597,771 24,707 5,634,822 (4,997,410) 12,281,300 (12,825,000) 68,479 1,045,440 132 - 133 2007 3,939,573 9,346,490 3,970,680 2,968,924 29,913,271 7,021,291 3,449,720 123,438 4,327,025 (3,600,158) 30,850,000 (3,945,000) 610,404 (3,242) 27,135 2008 5,172,645 8,911,017 4,535,118 3,233,422 18,133,199 5,301,622 4,367,257 46,136 34,744,687 47,987,828 54,217,773 42,170,394 60,733,387 49,700,416 38,335,608 36,613,325 42,062,336 44,299,677 (2,371,285) (12,695,138) (19,416,359) (7,555,210) (19,254,920) (12,367,071) (3,471,868) (568,936) (7,728,913) (6,905,052) 7,688,315 (6,857,231) 2,280,000 (2,975,000) 2009 4,850,726 8,835,563 3,906,485 2,881,402 7,140,715 6,436,971 4,157,176 126,570 5,156,485 5,740,982 (4,386,727) (5,046,945) 10,125,000 2,680,000 (7,955,000) 116,016 99,322 365,196 540,067 2010 2011 4,687,662 4,493,368 9,337,884 9,755,251 3,593,862 3,019,293 3,038,433 3,047,906 4,611,659 10,345,908 7,337,338 7,689,182 3,945,265 3,633,285 61,222 78,143 5,324,043 (2,524,276) 4,265,000 2012 4,572,777 9,844,232 3,245,103 3,050,782 12,413,360 7,642,027 3,358,324 173,072 6,699,447 (2,839,332) 29,255,000 (1,830,000) 1,957,050 200,000 21,697,471 25,668,626 7,117,777 1,207,631 28,266,164 136,084 11,375,970 (3,941,574) 7,064,767 33,442,165 $ 19,326,186 $ 12,973,488 $(12,298,582) $ (6,347,579) $ 9,011,244 $(12,230,987) $ 7,904,102 $ (4,510,510) $ (664,146) $ 26,537,113 51.1% 21.4% 33.7% 40.7% 29.2% 24.4% 90.7% 32.9% 91.8% 32.2% CITY OF LAKEVILLE, MINNESOTA Tax Capacity Valuation and Assessor's Taxable Market Value of Taxable Property Last Ten Fiscal Years Fiscal Year Less: Captured tax increment tax capacity Contributions to fiscal disparities pool Plus: Distribution from fiscal disparities pool Taxable Net Tax Capacity Valuation Homestead residential Commercial/industrial, public utility, and personal property Non - homestead residential /apartments Agriculture and seasonal /recreational Total taxable net tax capacity Assessor's taxable market valuation by Class of Property Source: Dakota County Auditor and Treasurer's Office. 2003 2004 2005 2006 Taxable Net Tax Capacity Valuation of Taxable Property Tax capacity value $ 35,160,455 $ 41,253,071 $ 48,211,759 $ 55,521,140 $ 62,477,351 $ 66,208,936 $ 67,887,456 $ 65,235,789 $ 61,005,594 $ 57,583,990 (1,512,956) (1,684,734) 3,976,442 4,281,367 Taxable net tax capacity as a percentage of assessor's taxable market value 1.110% 1.107% 1.100 (1,821,312) (1,935,093) (2,243,786) (2,434,792) (2,848,021) (3,429,966) (3,848,084) (4,416,898) (4,888,029) (5,623,626) (5,845,456) (5,591,597) 4,416,475 4,707,601 Total taxable net tax capacity $ 35,380,155 $ 41,414,912 $ 47,958,901 $ 54,863,682 $ 61,829,382 $ 65,586,013 $ 67,986,992 $ 65,043,115 $ 62,063,161 $ 58,325,034 $ 28,508,725 $ 32,609,971 $ 37,990,902 $ 44,087,330 $ 49,458,056 $ 52,038,379 $ 51,916,328 $ 48,558,421 $ 44,951,025 $ 41,780,807 5,661,002 7,466,958 8,512,830 9,178,530 10,660,273 11,801,273 14,325,341 14,626,593 15,226,802 14,711,893 853,597 892,175 913,735 939,412 1,008,576 1,000,649 1,082,546 1,127,962 1,271,776 1,265,526 356,831 445,808 541,434 658,410 702,477 745,712 662,777 730,139 613,558 566,808 $ 35,380,155 $ 41,414,912 $ 47,958,901 $ 54,863,682 $ 61,829,382 $ 65,586,013 $ 67,986,992 $ 65,043,115 $ 62,063,161 $ 58,325,034 $3,188,207,500 $3,742,588,600 $4,361,601,400 $5,034,819,600 $5,642,591,100 $5,951,319,600 $6,024,665,500 $5,736,602,200 $5,356,855,900 $5,030,003,164 Direct tax capacity rate 97 944 %/ 90 050 %1 Notes: Taxes are determined by multiplying the taxable net tax capacity by the direct tax capacity rate as expressed as a percentage. The foregoing direct tax capadty rates do not reflect reductions for state property tax credits. 1.090% 91 326% 91 610%/ 134 - 135 2007 2008 (2,129,445) (2,173,426) 5,329,560 5,967,401 1.096% 1.102% 91 583% 94.195 %/ 2009 1.128% 2010 (2,127,819) (1,998,923) 7,115,384 7,429,875 1.134% 93 973%/ 96 624 2011 (904,389) 7,807,412 7,194,884 1.159% 2012 (862,243) 1.160 9R 950% 99.051 CITY OF LAKEVILLE, MINNESOTA Property Tax Rates - Direct and Overlapping Governments Last Ten Fiscal Years City of Lakeville Direct Rates General Referendum Levy (Tax Levy (Market Fiscal Capacity- Value - Year based) based) 2003 32.944% 0.00851% 32.463% 0.00935% 2004 30.050% 0.00729% 30.300% 0.00754% 2005 31.326% 0.00616% 28.267% 0.00666% 2006 31.610% 0.00830% 26.318% 0.00592% 2007 31.583% 0.00743% 25.127% 0.00516% Notes: Dakota County General Referendum Levy (Tax Levy (Market Capacity- Value - based) based) Overlapping Rates Total Direct and School District Special Overlapping Rates General Referendum Districts Ind. Levy (Tax Levy (Market Levy (Tax Tax Market School Capacity- Value- Capacity- Capacity- Value - District based) based) based) based based 192 39.614% 0.03539% 3.904% 108.925% 0.05325% 194 30.962% 0.12336% 100.273% 0.14122% 196 27.638% 0.16120% 96.949% 0.17906% 192 35.599% 0.04003% 3.518% 99.467% 0.05486% 194 26.901% 0.20593% 90.769% 0.22076% 196 26.740% 0.13978% 90.608% 0.15461% 192 36.540% 0.04078% 3.752% 99.885% 0.05360% 194 25.411% 0.17349% 88.756% 0.18631% 196 22.065% 0.10862% 85.410% 0.12144% 192 43.708% 0.05599% 3.780% 105.416% 0.07021% 194 25.670% 0.17079% 87.378% 0.18501% 196 27.554% 0.22437% 89.262% 0.23859% 192 44.190% 0.05679% 3.771% 104.671% 0.06938% 194 25.252% 0.16868% 85.733% 0.18127% 196 23.607% 0.20824% 84.088% 0.22083% 2008 34.195% 0.00714% 25.184% 0.00471% 192 45.831% 0.13781% 3.749% 108.959% 0.14966% 194 26.272% 0.17167% 89.400% 0.18352% 196 21.136% 0.21274% 84.264% 0.22459% 2009 33.973% 0.00696% 25.821% 0.00471% 192 49.238% 0.13660% 4.301% 113.333% 0.14827% 194 27.062% 0.17413% 91.157% 0.18580% 196 21.109% 0.21032% 85.204% 0.22199% 2010 36.624% 0.00738% 27.269% 0.00501% 192 53.452% 0.14742% 4.987% 122.332% 0.15981% 194 27.714% 0.18363% 96.594% 0.19602% 196 25.391% 0.22268% 94.271% 0.23507% 2011 38.250% 0.00803% 29.149% 0.00537% 192 52.157% 0.14558% 5.199% 124.755% 0.15898% 194 32.138% 0.19241% 104.736% 0.20581% 196 26.959% 0.22601% 99.557% 0.23941% 2012 39.051% 0.00784% 31.426% 0.00551% 192 55.308% 0.14005% 5.562% 131.347% 0.15340% 194 32.061% 0.18932% 108.100% 0.20267% 196 28.440% 0.22131% 104.479% 0.23466% Taxes are determined by multiplying the taxable net tax capacity by the tax capacity rate and market valued based rate expressed as a percentage. The foregoing tax capacity rates do not reflect reductions for state property tax credits credits. Special Districts include: Metropolitan Mosquito Control, Metropolitan Council, Metropolitan Transit District, Dakota County Community Development Agency, Light Rail Authority, and Vermillion River Watershed District. Source: Dakota County Auditor and Treasurer's Office. 136 CITY OF LAKEVILLE, MINNESOTA Principal Property Taxpayers Fiscal Year Ended December 31, 2012 and December 31, 2003 Principal Property Taxpayer Lakeville 2004 LLC Heritage Commons LLC Dakota Electric Association Target Corporation Argonne Investments LLC LTF Real Estate Company Inc. Xcel Energy Walker Highview Hills LLC CenterPoint Energy Southfork Apts. Ltd. Partnership Muller Family Theatres of Lakeville International Home Food, Inc. Mills Property Inc. Wausau Supply Company CRW Lakeville LLC Fulford Group LLC Total principal taxpayers All other taxpayers Total City of Lakeville taxpayers Type of Business Commercial Retail Utility Retail Retail Real estate Utility Senior Housing Utility Apartments Commercial Food manufacturing Retail Lumber supply distributor Retail Warehouse distribution Source: Dakota County Auditor and Treasurer's Office. $ 57,583,990 137 2,576,864 55, 007,126 2012 Percentage Taxable of Taxable Tax Tax Capacity Capacity Value Rank Value 256,414 4 0.4% 255,123 5 0.4% 242,738 6 0.4% 242,352 7 0.4% 220,599 8 0.4% 199,264 9 0.3% 191,100 10 0.3% Taxable Tax Capacity Value 2003 $ 333,532 1 0.6% 320,908 2 0.6% 314,834 3 0.5% $ 297,000 1 Percentage of Taxable Tax Capacity Rank Value 0.8% 145,916 4 0.4% 115,325 8 0.3% 238,031 2 0.7% 153,740 3 0.4% 136,226 5 0.4% 130,394 6 0.4% 118,434 7 0.3% 109,431 9 0.3% 100,106 10 0.3% 4.5% 1,544,603 4.4% 95.5% 33,615,852 95.6% 100.0% $ 35,160,455 100.0% CITY OF LAKEVILLE, MINNESOTA Property Tax Levy and Collections Last Ten Fiscal Years Percentage Current of Total Year Collection of Current Collection Collections Fiscal Tax Levy Year's Levy of Prior Total To Tax Levy Year Certified Amount Percent Year Levy Collections Certified 2003 (1) $ 11,924,189 $ 11,144,545 93.46% $ 114,295 $ 11,258,840 94.42% 2004 (1) 12,838,429 12,068,753 94.00% 116,556 12,185,309 94.91% 2005 (1) 15,232,317 14,460,888 94.94% 98,266 14,559,154 95.58% 2006 (1) 17,741,065 16,943,054 95.50% 162,281 17,105,335 96.42% 2007 19,942,716 19,652,615 98.55% 289,187 19,941,802 99.99% 2008 (1) 22,690,614 22,023,558 97.06% 399,978 22,423,536 98.82% 2009 (1) 23,527,163 22,473,650 95.52% 401,335 22,874,985 97.23% 2010 (1) 24,041,653 22,982,110 95.59% 278,247 23,260,357 96.75% 2011 (1) 24,036,652 22,837,484 95.01% 379,170 23,216,654 96.59% 2012 23,126,960 23,050,840 99.67% - 23,050,840 99.67% Note: (1) The State of Minnesota unalloted state aid for property tax relief - Market Value Homestead Credit (MVHC) in the fiscal years as follows: As a MVHC Percentage Loss of Tax Levy Fiscal Year Amount Certified 2003 $ 562,069 4.71% 2004 611,064 4.76% 2005 607,574 3.99% 2006 632,238 3.56% 2007 - - 2008 305,479 1.35% 2009 630,561 2.68% 2010 731,494 3.04% 2011 835,005 3.47% 2012 138 CITY OF LAKEVILLE, MINNESOTA Ratio of Outstanding Debt by Type Last Ten Fiscal years Governmental Activities General Fiscal Obligation Other Capital Year Bonds Bonds Leases 2003 $ 64,965,000 $ 3,610,000 $ 263,192 $ 179,900 2004 85,560,000 3,485,000 219,888 2005 87,270,000 3,355,000 210,142 2006 72,110,000 12,445,000 183,697 2007 92,180,000 12,300,000 152,037 2008 86,390,000 12,100,000 119,061 2009 90,380,000 11,805,000 112,090 2010 78,800,000 10,780,000 104,752 2011 75,970,000 10,500,000 97,027 2012 97,815,000 8,535,000 Business -type General Activity Obligation Revenue Capital Note Bond $ 955,000 $ 69,973,092 47,523 136,900 840,000 90,241,788 49,097 720,000 91,555,142 51,472 590,000 85,328,697 52,323 4,410,000 109,042,037 53,829 4,265,000 102, 874, 0 61 54,828 3,985,000 106,282,090 55,772 3,690,000 93,374,752 55,954 3,545,000 90,112,027 56,534 3,395,000 109,745,000 57,380 Source: (1) Metropolitan Council as of April 1, (except for 2010 Federal Census, 2012 City estimate). (2) See Demographic and Economic Statistics page. 139 Total Total % of Outstanding Outstanding Population Personal Debt Debt Income (2) Per Capita 3.7 $ 1,472 4.5 1,838 4.2 1,779 3.7 1,631 4.4 2,026 4.0 1,876 4.3 1,906 3.7 1,669 3.4 1,594 N/A 1,913 CITY OF LAKEVILLE, MINNESOTA Ratio of Net Bonded Debt Outstanding Last Ten Fiscal Years Gross Debt Payable Debt Service Net Taxable Fiscal Bonded From Other Monies Bonded Net Tax Year Debt Sources (1) Available Debt Capacity 2003 $ 69,709,900 $ 43,469,900 $ 4,693,676 $ 21,546,324 $ 35,380,155 2004 90,021,900 50,536,900 4,340,477 35,144,523 41,414,912 2005 91,345,000 47,625,000 4,649,080 39,070,920 47,958,901 2006 85,145,000 34,855,000 4,894,911 45,395,089 54,863,682 2007 108,890,000 42,870,000 5,171,284 60,848,716 61,829,382 2008 102,755,000 38,030,000 5,925,387 58,799,613 65,586,013 2009 106,170,000 39,015,000 6,941,902 60,213,098 67,986,667 2010 93,270,000 29,460,000 6,527,316 57,282,684 65,043,115 2011 90,015,000 28,305,000 5,663,237 56,046,763 62,063,161 2012 109, 745, 000 29, 550, 000 29, 084, 558 51,110, 442 58, 325, 034 Source: (1) G.O. Improvement bonds, tax increment bonds, State -aid street revenue bonds, water connection revenue bonds, arena revenue bonds, HRA public facility lease revenue bonds, and liquor revenue bonds. (2) Metropolitan Council as of April 1, (except for 2010 Federal Census, 2012 City estimate). 140 Percentage Net of Net Bonded Bonded Debt to Taxable (2) Debt Net Tax Capacity Population Per Capita 60.90% 84.86% 81.47% 82.74% 98.41% 89.65% 88.57% 88.07% 90.31% 87.63% 47,523 $ 453 49,097 716 51,472 759 52,323 868 53,829 1,130 54,828 1,072 55,772 1,080 55,954 1,024 56,534 991 57,380 891 CITY OF LAKEVILLE, MINNESOTA Direct and Overlapping Governmental Debt As of December 31, 2012 Debt Applicable to Taxable Debt Net Tax Capacity in the City Governmental Unit Outstanding (2) Percentage (2) Amount Overlapping Debt (1) Independent School District 194 (City of Lakeville) $176,262,884 87.70% $ 154,582,549 192 (City of Farmington) 205,270,000 19.00% 39,001,300 196 (Cities of Rosemount, Apple Valley, Eagan) 101,792,334 5.40% 5,496,786 Dakota County 52,415,000 14.20% 7,442,930 Notes: Special District Metropolitan Council 302,445,000 2.36% 7,152,680 Total overlapping debt 213,676,245 Direct Debt City of Lakeville bonded debt 106,350,000 100.00% 106,350,000 Total direct and overlapping debt $ 320,026,245 (1) Overlapping governments are those that coincide, at least in part, with the geographical boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City of Lakeville. This process recognizes that, when considering the government's ability to issue and repay long -term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. (2) Debt figures and applicable percentages for other than the City of Lakeville are supplied by the City's fiscal consultant Springsted. 141 CITY OF LAKEVILLE, MINNESOTA Legal Debt Margin Last Ten Fiscal Years Fiscal Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Assessor's Taxable Market Valuation $ 3,188,207,500 3, 742, 588, 600 4,361,601,400 5,034,819,600 5, 642, 591,100 5,951,319,600 6, 024, 665, 500 5, 736, 602,200 5,356,855,900 5,030,003,164 Legal Debt Margin Calculation: Assessor's taxable market valuation Legal debt limit: 3% of Assessor's taxable market valuation Amount of debt applicable to legal debt limit: Gross bonded debt Less debt payable from sources other than taxes: G.O. Improvement bonds Tax increment bonds State -aid street revenue bonds Water connection revenue bonds Arena revenue bonds Liquor revenue bonds Debt payable from taxes Legal Debt Limit $ 63,764,150 74,851,772 87,232, 028 100,696,392 112, 851, 822 178,539,588 180,739,965 172,098,066 160, 705, 677 150,900,095 $ 13,185,000 2,755,000 5,280,000 3,760,000 1,175, 000 3,395,000 Less debt service monies available to pay principal and interest Net bonded debt applicable to debt limit Legal debt margin Source: Dakota County Auditor and Treasurer's Office. 142 Net Bonded Debt Applicable to Debt Limit Net Bonded Debt Applicable Legal to Debt Limit as Debt a Percentage of Margin Legal Debt Limit $ 21,546,324 $ 42,217,826 33.79% 35,144,523 39,707,249 46.95% 39,070,920 48,161,108 44.79% 45,395,089 55,301,303 45.08% 60,848,716 52,003,106 53.92% 58,799,613 119,739,975 32.93% 60,213,098 120,526,867 33.31% 57,282,684 114,815,382 33.28% 56,046,763 104,658,914 34.88% 51,110,442 99,789,653 33.87% $ 109,745,000 (29,550,000) 80,195,000 (29,084,558) Fiscal Year 2012 $ 5,030,003,164 $ 150,900,095 51,110,442 51,110,442 $ 99,789,653 Note: Minnesota Statutes 475.53, Subdivision 1, No municipality, except a school district or a city of the frist class, shall incur or be subject to a net debt in excess of two percent of the taxable market value of taxable property in the municipality for years 2007 and prior; three percent for years beginning in 2008. CITY OF LAKEVILLE, MINNESOTA Pledged Revenue Coverage Last Ten Fiscal Years Net Revenue Available Fiscal Gross (1) Operating For Debt Requirements (2) Times Year Revenues Expenses Service Principal Interest Total Coverage 2003 $ 7,743,699 $ 3,022,154 $ 4,721,545 $ 910,000 $ 982,067 $ 1,892,067 2.50 2004 8,358,002 3,350,666 5,007,336 1,045,000 902,036 1,947,036 2.57 2005 9,048,259 3,587,604 5,460,655 1,095,000 848,550 1,943,550 2.81 2006 8,094,630 4,113,336 3,981,294 1,150,000 920,015 2,070,015 1.92 2007 8,731,414 3,945,627 4,785,787 1,335,000 1,011,204 2,346,204 2.04 2008 9,615,243 4,094,080 5,521,163 1,400,000 1,161,886 2,561,886 2.16 2009 8,507,945 4,485,946 4,021,999 1,575,000 1,066,238 2,641,238 1.52 2010 7,380,163 4,749,304 2,630,859 1,685,000 998,751 2,683,751 0.98 2011 8,146,497 4,307,467 3,839,030 1,635,000 937,952 2,572,952 1.49 2012 9,608,620 4,296,022 5,312,598 3,115,000 832,499 3,947,499 1.35 Notes: (1) The primary revenue source for debt service include water system connection charges, water system user fees, ice arena net operating revenue and contributions from one organization conducting lawful gambing at approved locations, and liquor fund gross profits. (2) Revenue bonds include water connection revenue, arena revenue, and liquor revenue. 143 CITY OF LAKEVILLE, MINNESOTA Demographic and Economic Statistics Last Ten Fiscal Years Percentage Personal Per Capita Building Permits Issued (1) Increase from Income (2) Personal Family Dwellings (3) Housing units Year Population Previous Year (in thousands) Income Single Multiple Total Valuation 2003 47,523 2.67% 1,882,861 39,620 422 367 789 149,884,000 2004 49,097 3.31% 2,021,323 41,170 382 524 906 160,871,000 2005 51,472 4.84% 2,174,229 42,241 237 428 665 131,774,000 2006 52,323 1.65% 2,287,875 43,726 221 223 444 101,474,955 2007 53,829 2.88% 2,456,163 45,629 183 195 378 72,128,000 2008 54,828 1.86% 2,541,333 46,351 137 279 416 71,062,000 2009 55,772 1.72% 2,474,827 44,374 127 54 181 41,010,000 2010 55,954 0.33% 2,519,161 45,022 138 2 140 38,718,000 2011 56,534 1.04% 2,617,468 46,299 122 2 124 37,621,000 2012 57,380 1.50% N/A N/A 280 2 282 84,444,000 Annual percentage increase average last ten fiscal years 2.18% Source: N/A - Not available. Labor Force and Unemployment Rate (sesonally adjusted) (2) City of Lakeville Dakota County Rates Labor Unempl. Labor Unempl. State of United Year Force Rate Force Rate Minnesota States 2003 28,302 2.5% 2004 27,950 3.1% 2005 28,745 3.2% 2006 29,677 3.9% 2007 30,492 4.3% 2008 30,471 5.6% 2009 30,727 6.4% 2010 30,782 6.0% 2011 31,237 4.8% *2012 31,221 4.5% (3) City of Lakeville Inspections Department. 230,968 3.6% 229,734 4.2% 231,322 4.0% 230,427 4.1% 232,670 4.6% 229,716 6.1% 231,391 6.9% 230,247 6.6% 232,257 5.2% 231,902 4.9% (1) Metropolitan Council as of April 1, (except for 2010 Federal Census, 2012 City estimate). (2) U.S. Department of Commerce Bureau of Economic Analysis as of December 31, 2012. * Not seasonally adjusted, information is not available. 144 4.5% 5.4% 5.0% 5.4% 4.8% 4.8% 4.9% 4.5% 4.7% 5.1% 6.8% 7.1% 7.4% 10.0% 6.9% 9.4% 5.7% 8.5% 5.4% 7.6% CITY OF LAKEVILLE, MINNESOTA Principal Employers Fiscal Year Ended December 31, 2012 and December 31, 2003 Principal Employer (1) Independent School District 194 Ryt -Way Industries, Inc. ConAgra Store Brands Target Imperial Plastics, Inc. Despatch Industries, Inc. MOM Brands Life Time Fitness Menasha Corporation City of Lakeville (2) Fleet Farm Hearth & Home Technologies, Inc Jeff Belzer's Chevy- Dodge -KIA Carquest Distribution Center Product/Service Total principal employers All other employers Total City of Lakeville civilian labor force (3) Elementary & secondary schools Food service contractors Breakfast cereal products Retail Plastics material & resin mfg. Industrial furnace & oven mfg. Cereal production Fitness clubs Corrugated & solid fiber box mfg. City government Retail . Fireplaces /metal work New & used auto dealership General warehousing & storage 145 2012 Employees Rank % Employees Rank % 1,273 1 4.1% 830 2 2.7% 515 3 1.6% 360 4 1.2% 320 5 1.0% 300 6 1.0% 250 7 0.8% 230 8 0.7% 204 9 0.7% 201 10 0.6% 4,483 26,738 31,221 Source: (1) Telephone survey of individual employers, August 2012. (2) As of December 31, 2012 (full -time equivalent). (3) U.S. Department of Commerce Bureau of Economic Analysis as of December 31, 2012. 14.4% 85.6% 100.0% 2003 1,400 1 4.9% 500 3 1.8% 504 2 1.8% 360 4 1.3% 200 6 0.7% 200 7 0.7% 250 5 0.9% 153 8 0.5% 150 9 0.5% 140 10 0.5% 3,857 13.5% 24,445 86.5% 28,302 100.0% CITY OF LAKEVILLE, MINNESOTA Commercial and Industrial Building Permits Issued Years 2012 and 2011 BUSINESS Wal-Mart Goodwill McDonalds Corp NEW BUILDING PERMITS 2012 AND 2011 (in excess of $250,000) PRODUCT /SERVICE Retail Retail Restaurant VALUATION (1) $ 8,495,000 1,400,000 800,000 EXPANSION OR REMODEL BUILDING PERMITS 2012 AND 2011 (in excess of $250,000) BUSINESS PRODUCT /SERVICE VALUATION (1) Jeff Belzer's Chevy- Dodge -KIA New & used auto dealership $ 2,420,000 Gander Mountain Retail 2,400,000 Image Trend Software development 2,050,000 National Polymers Plastic products 1,865,000 ConAgra Foods Store brand /private label food products 1,625,000 McDonalds Corp Restaurant 650,000 Timbercrest Multi- tenant retail 385,000 Pizza Ranch Restaurant 300,000 Computer Science Corp Mail transport /equipment service center 260,000 Dayton Freight Freight carrier 260,000 MOM Brands Admin. offices /technology center 250,000 Notes: (1) Valuation excludes land and personal property. Source: City of Lakeville Inspections Department. 146 CITY OF LAKEVILLE, MINNESOTA Employees by Function /Program (Full -Time Equivalent) Last Ten Fiscal Years Function /Program 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 General government City administration 3.0 3.0 3.0 3.0 3.0 3.0 2.8 2.5 2.5 2.5 Communications 4.9 4.7 4.7 4.7 4.8 4.1 3.9 4.0 4.0 4.0 City clerk 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Finance 6.0 6.0 6.0 5.6 6.6 6.6 6.5 6.4 6.0 7.0 Information systems 2.6 2.6 3.0 3.9 4.0 4.0 3.3 3.0 3.0 3.0 Human resources 2.6 2.6 2.8 2.9 3.0 3.0 2.8 2.8 2.8 2.8 Planning 5.5 5.5 5.5 5.5 5.5 4.5 3.8 3.0 3.0 3.0 Community and economic development 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 Protective inspection 11.0 12.0 12.0 12.0 12.0 12.4 8.7 8.0 8.0 7.0 General government buildings 2.5 2.0 2.0 2.5 3.1 3.1 3.0 3.0 3.0 3.0 Total general government 41.6 41.9 42.5 43.6 45.5 44.2 38.3 36.2 35.8 35.8 Public safety Police officers (sworn) 44.3 46.0 48.0 49.5 51.2 52.8 51.0 51.5 51.9 53.0 Police dispatchers 8.0 8.4 10.0 10.0 - - - - - - Police administration 11.9 12.0 11.4 11.4 12.9 12.4 11.1 10.8 11.3 12.2 Fire (excluding volunteer firefighters) 3.0 3.0 3.5 4.5 4.6 4.6 4.6 4.6 4.6 4.6 Total public safety 67.2 69.4 72.9 75.4 68.7 69.8 66.7 66.9 67.8 69.8 Public works Engineering 12.9 13.0 13.0 14.0 14.0 12.3 9.3 9.0 6.8 7.0 Street maintenance 17.0 17.0 17.6 18.5 19.8 20.0 19.4 19.0 19.0 19.3 Total public works 29.9 30.0 30.6 32.5 33.8 32.3 28.7 28.0 25.8 26.3 Parks and recreation Park maintenance 14.0 14.0 14.8 15.0 15.0 15.0 14.5 15.0 15.0 15.0 Recreation 4.7 4.7 4.7 4.7 5.3 5.3 4.9 4.7 4.7 4.7 Arts center 3.0 3.0 3.0 3.0 3.2 3.6 3.7 3.7 3.7 3.7 Total parks and recreation 21.7 21.7 22.5 22.7 23.5 23.9 23.1 23.4 23.4 23.4 Total governmental activities 160.4 163.0 168.5 174.2 171.5 170.2 156.8 154.5 152.8 155.3 Liquor 24.2 24.8 24.8 25.9 26.4 25.9 25.7 25.7 25.8 25.7 Utility 18.0 15.0 15.5 16.5 17.5 18.0 18.0 18.0 20.0 20.0 Total business -type activities 42.2 39.8 40.3 42.4 43.9 43.9 43.7 43.7 45.8 45.7 Total employees 202.6 202.8 208.8 216.6 215.4 214.1 200.5 198.2 198.6 201.0 Source: City of Lakeville Human Resources Department. 147 CITY OF LAKEVILLE, MINNESOTA Operating Indicators by Function Last Ten Fiscal Years Function 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 General government Number of registered voters N/A 26,834 N/A 30,072 N/A 31,024 N/A 32,617 N/A 32,200 Number of final plats approved 26 26 34 21 18 10 8 10 12 13 Number of building permits issued 2,528 2,623 2,179 3,970 3,487 1,878 1,428 1,421 1,467 2,349 Valuation of building permits issued (in millions) $ 250 $ 230 $ 187 $ 165 $ 126 $ 111 $ 62 $ 49 $ 77 $ 119 Public safety Crimes against person reported 215 201 194 141 155 158 151 151 142 133 Crimes against property reported 1,755 1,198 1,376 1,165 1,477 1,424 1,245 1,259 1,161 1,186 Traffic citations issued 3,871 4,404 5,020 4,229 6,086 6,985 6,487 5,441 4,914 4,789 Number of volunteer firefighters 77 75 88 80 80 90 78 74 83 77 Number of annual fire calls 762 852 1,048 1,078 1,149 1,230 1,343 1,189 1,262 1,208 Public works City street miles added 9.6 5.8 9.8 3.5 2.1 1.0 0.5 2.3 2.2 1.4 Parks and recreation Park acres mowed 434 442 453 465 465 171 471 471 473 473 Park facility reservations taken 379 363 312 400 432 479 559 661 655 717 Program activity registrations taken 5,146 6,627 5,396 6,749 6,836 7,994 8,201 8,369 9,051 9,850 Liquor Annual sales (in millions) $ 9.9 $ 10.5 $ 11.5 $ 12.1 $ 13.0 $ 14.4 $ 14.6 $ 14.7 $ 14.4 $ 15.2 Utility (in millions of gallons) Water (average daily consumption) 6.0 5.7 5.6 6.0 6.5 6.3 6.1 4.8 5.7 6.7 Sanitary sewer (1) 4.3 4.2 4.1 3.9 3.9 4.0 3.3 3.3 3.3 3.4 (average daily treatment) Notes: (1) Sewage is treated by the Metropolitan Council Environmental Services. N/A Indicates information is not available for this period at the printing of this report. Source: Various City of Lakeville Departments. 148 CITY OF LAKEVILLE, MINNESOTA Capital Assets Statistics by Function Last Ten Fiscal Years Function (1) 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Public safety Police stations 1 1 1 1 1 1 1 1 1 1 Fire stations 4 4 4 4 4 4 4 4 4 4 Public works City streets (miles) 236.0 241.8 251.6 255.1 257.2 258.2 258.7 261.0 263.2 264.6 Parks and recreation Acres of parks, conservation areas, and greenways 1,306 1,314 1,325 1,610 1,610 1,623 1,636 1,663 1,671 1,712 Parks 52 53 53 53 55 56 59 59 59 59 Conservation areas 18 18 18 18 18 18 18 18 18 20 Trails and sidewalks - paved (miles) 77 79 83 86 88 91 91 91 100 100 Ice rinks - outdoor (fully boarded) 10 11 11 12 12 12 12 12 12 12 Ice rinks - indoor 2 2 2 2 3 3 3 3 3 3 Fields (softball, soccer, baseball, football, Lacrosse) 120 122 125 125 135 136 136 136 150 150 Courts (basketball, volleyball, tennis) 23 26 27 27 36 39 39 39 38 38 Playgrounds 33 33 36 38 38 39 39 40 40 40 Swimming beaches 3 3 3 3 3 3 3 3 3 3 Liquor Number of on -sale stores owned 2 2 2 2 2 2 2 2 2 2 Number of on -sale stores leased 1 1 1 1 1 1 1 1 1 1 Utility Water Water mains (miles) 247 270 290 297 304 310 311 311 313 313 Fire hydrants 2,634 2,840 3,031 3,128 3,313 3,374 3,386 3,386 3,434 3,434 Wells 13 14 15 15 16 16 17 17 17 17 Water Towers 4 4 4 5 5 5 5 5 5 5 Sanitary sewer Sanitary sewer mains (miles) 208 221 230 238 253 255 256 259 261 261 Sanitary sewer lift stations 21 21 21 20 20 20 20 19 19 19 Notes: (1) Indicators for general government functions are not available. Source: Various City of Lakeville Departments. 149 Management Report for City of Lakeville, Minnesota December 31, 2012 rt C ERTIFIED PUBLIC ACCOUNTANT S To the City Council and Management City of Lakeville, Minnesota PRINCIPALS Thomas M. Montague, CPA Thomas A. Karnowski, CPA Paul A. Radosevich, CPA William J. Lauer, CPA James H. Eichren, CPA Aaron J. Nielsen, CPA Victoria L. Halinka, CPA We have prepared this management report in conjunction with our audit of the City of Lakeville, Minnesota's (the City) financial statements for the year ended December 31, 2012. The purpose of this report is to provide comments resulting from our audit process and to communicate information relevant to city finances in Minnesota. We have organized this report into the following sections: • Audit Summary • Funding Cities in Minnesota • Governmental Funds Overview • Enterprise Funds Overview • Government -Wide Financial Statements • Accounting and Auditing Updates We would be pleased to further discuss any of the information contained in this report or any other concerns that you would like us to address. We would also like to express our thanks for the courtesy and assistance extended to us during the course of our audit. The purpose of this report is solely to provide those charged with governance of the City, management, and those who have responsibility for oversight of the financial reporting process comments resulting from our audit process and information relevant to city finances in Minnesota. Accordingly, this report is not suitable for any other purpose. ` j ,` t ,4.4 , d PA. Minneapolis, Minnesota June 5, 2013 Malloy, Montague, Karnowski, Radosevich, & Co., P.A. 5353 Wayzata Boulevard • Suite 410 • Minneapolis. MN 55416 • Tcicphonc: 952- 545.0424 • Telefax: 952. 545 -0569 • www.rnmkr.com PLANNED SCOPE AND TIMING OF THE AUDIT AUDIT SUMMARY The following is a summary of our audit work, key conclusions, and other information that we consider important or that is required to be communicated to the City Council, administration, or those charged with governance of the City. OUR RESPONSIBILITY UNDER AUDITING STANDARDS GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA AND GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2012. Professional standards require that we provide you with information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information to you verbally and in our audit engagement letter. Professional standards also require that we communicate the following information related to our audit. We performed the audit according to the planned scope and timing previously discussed and coordinated in order to obtain sufficient audit evidence and complete an effective audit. AUDIT OPINION AND FINDINGS Based on our audit of the City's financial statements for the year ended December 31, 2012: • We have issued an unqualified opinion on the City's financial statements. • We reported no deficiencies in the City's internal control over financial reporting that we considered to be material weaknesses. • The results of our testing disclosed no instances of noncompliance required to be reported under Government Auditing Standards. • We reported no findings based on our testing of the City's compliance with Minnesota laws and regulations. Overall, we found the City's financial records to be in excellent condition. This not only provides for an efficient year -end audit, but should also provide confidence in the interim financial data used to manage the City throughout the year. FOLLOW -UP ON PRIOR YEAR FINDINGS AND RECOMMENDATIONS As a part of our audit of the City's financial statements for the year ended December 31, 2012, we performed procedures to follow -up on the findings and recommendations that resulted from our prior year audit. We reported the following finding that was corrected by the City in the current year: Minnesota Statutes require any political subdivision that provides group insurance for 25 or more employees to comply with certain bidding requirements in contracting for or renewing insurance. The City solicited new bids to change health insurance providers in 2011 without complying with the required bid process. Based on our testing procedures performed, we noted no similar findings in the current year. SIGNIFICANT ACCOUNTING POLICIES Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 of the notes to basic financial statements. For the fiscal year ended December 31, 2012, the City implemented Governmental Accounting Standards Board (GASB) Statement No. 63, Financial Reporting of Deferred Outflows of Resources, Deferred Inflows of Resources, and Net Position, and GASB Statement No. 65, Items Previously Reported as Assets and Liabilities. GASB Statement No. 63 changed how governmental entities present a statement of net position, adding two new basic financial statement elements, and replacing "net assets" with "net position" as the terminology used to describe the difference between the other four elements. The two basic financial statement elements added are "deferred inflows of resources" and "deferred outflows of resources." These new elements are differentiated from assets (deferred outflows of resources) and liabilities (deferred inflows of resources), but have similar effects on net position. GASB Statement No. 65 identifies specific items previously presented as assets that will now be presented as either deferred outflows of resources or outflows (expenses /expenditures), and items previously reported as liabilities that will now be presented as deferred inflows of resources or inflows (revenues). We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. CORRECTED AND UNCORRECTED MISSTATEMENTS Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Where applicable, management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management, when applicable, were material, either individually or in the aggregate, to each opinion unit's financial statements taken as a whole. ACCOUNTING ESTIMATES AND MANAGEMENT JUDGMENTS Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were: • Depreciation — Management's estimates of depreciation expense are based on the estimated useful lives of the assets. • Net Other Post - Employment Benefit (OPEB) Liabilities — Actuarial estimates of the net OPEB obligation is based on eligible participants, estimated future health insurance premiums, and estimated retirement dates. • Compensated Absences — Management's estimate is based on current rates of pay and sick leave balances estimated to be paid out as future severance pay. We evaluated the key factors and assumptions used to develop these accounting estimates in determining that they are reasonable in relation to the financial statements taken as a whole. The financial statement disclosures are neutral, consistent, and clear. -2- DIFFICULTIES ENCOUNTERED IN PERFORMING THE AUDIT We encountered no significant difficulties in dealing with management in performing and completing our audit. DISAGREEMENTS WITH MANAGEMENT For purposes of this report, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. MANAGEMENT REPRESENTATIONS We have requested certain representations from management that are included in the management representation letter dated June 5, 2013. MANAGEMENT CONSULTATIONS WITH OTHER INDEPENDENT ACCOUNTANTS In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the City's fmancial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. OTHER AUDIT FINDINGS OR ISSUES We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. OTHER INFORMATION IN DOCUMENTS CONTAINING AUDITED FINANCIAL STATEMENTS Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. Other information, including the introductory section, combining and individual fund statements and schedules, supplemental information, and the statistical section accompanying the basic financial statements are presented for purposes of additional analysis and are not required parts of the basic financial statements. With respect to the combining and individual fund statements and schedules and supplemental information accompanying the financial statements, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the fmancial statements. We compared and reconciled the combining and individual fund statements and schedules and supplemental information to the underlying accounting records used to prepare the basic financial statements or to the basic financial statements themselves. With respect to the introductory and statistical sections accompanying the fmancial statements, our procedures were limited to reading this other information, and in doing so we did not identify any material inconsistencies with the audited fmancial statements. -3- LEGISLATION FUNDING CITIES IN MINNESOTA The 2011 Legislative Session was very long and difficult. It featured a large budget deficit and a very contentious battle between the Democratic Governor and the Republican-led House and Senate; and resulted in numerous vetoes, a special session, and the longest shutdown of non - essential state government services in Minnesota history. The outlook going into the 2012 Legislative Session was brightened somewhat by positive economic news. The November 2011 financial forecast projected a surplus of $876 million in the state general fund for the biennium ending June 30, 2013, later revised to a surplus of almost $1.2 billion in the February 2012 forecast. This meant that the Legislature would not have to pass a "supplemental budget" to deal with projected shortfalls for the second half of the biennium, as was the case in the previous short session. The positive feeling was short- lived, however, as the 2012 Legislative Session quickly degenerated into more partisan squabbling. Once again, the Governor exercised his veto power a number of times to block Republican legislative initiatives. The Republican Legislature reacted by introducing several potential amendments to the state constitution, which once passed would be subject to a public vote and could not be vetoed by the Governor. Two potential amendments, addressing voter identification and the legal definition of marriage, made it on the ballot for the November 2012 election and were voted down by the public. In the end, the main accomplishment of the session was a hard - fought compromise on partial public funding for a Vikings stadium. The 2012 Legislature did pass a state bonding bill, a technical tax bill (after two omnibus tax bills were vetoed), and a few other bills that impacted Minnesota cities. The following is a summary of recent legislative activity affecting the finances of Minnesota cities in 2012 and into the future: Local Government Aid (LGA) — The state -wide LGA appropriation for fiscal 2012 was $425.2 million For fiscal 2012, cities received the lesser of their 2010 actual or 2011 certified LGA allocations. For fiscal 2013 and beyond, the state -wide LGA appropriation had been set to increase to $426.4 million; however, the 2012 Legislature made some changes. LGA payments for 2013 are frozen at 2012 levels for cities with a population of 5,000 or more. For cities with populations below 5,000, 2013 LGA will be the greater of their 2012 aid or the amount they would have received for 2013 under existing law. The Legislature also froze the base for calculating the maximum increases and decreases for a city's 2013 and 2014 LGA to their 2012 aid. Beginning in 2015, the previous year's LGA payment will be used to calculate the minimum and maximum increases. Market Value Homestead Credit (MVHC) — The 2011 Legislature eliminated the MVHC reimbursement program beginning in fiscal 2012. Rather than receiving a property tax credit, qualifying homeowner taxpayers had a portion of the market value of their house excluded from their taxable market value. This new system provides homeowners property tax relief by shifting a portion of their potential tax burden to other property classifications, rather than directly reducing their taxes through a state paid tax credit reimbursement. While this new homestead exclusion is calculated in a similar manner to the repealed MVHC, the actual tax relief to individual homeowner taxpayers varies depending on the makeup of the taxing jurisdictions that levy on their particular property. Depositories Authorized to Redeposit City Funds — Banks designated as depositories of city funds are authorized to redeposit the funds in another bank, savings and loan, or credit union located within the United States, provide the redeposited funds are fully covered by federal depository insurance (FDIC or NCUA). This law change was enacted to make additional federal depository insurance available to cover municipal deposits in anticipation of the December 31, 2012 sunset of the temporary unlimited coverage for non - interest bearing municipal accounts provisions of the Dodd -Frank Act. -4- Municipal State Aid (MSA) Eligibility — Three changes were made that protect the MSA of cities dropping below a population of 5,000, which is the eligibility threshold for receiving MSA for street maintenance. Under previous law, if a city that formerly had a population of 5,000 or more fell below a 5,000 population at the 2010 decennial census, it would have been ineligible for MSA beginning in fiscal 2012. The first change enacted allows previously eligible cities falling below 5,000 population at a decennial census to continue to be considered to have a population of 5,000 for purposes of calculating MSA, thereby remaining eligible, until the end of the fourth year of the decade. The second change enacted states that for purposes of calculating MSA, which is based 50 percent on population, a city is deemed to have a population equal to the greater of 5,000 or as otherwise determined by statute. The final change requires that, for 2013 MSA only, the aid be allocated in a manner that backfills the MSA cities lost in 2012 due to population drops. Contractor Bond Threshold — The threshold at which a municipality is required to obtain contractor performance and payment bonds for public construction contracts was increased from $75,000 to match the current competitive bid law threshold of $100,000. Municipal Detachment of Parcels — A number of corrections and clarifications were made related to petitions for the detachment of parcels from a municipality. The changes affect petition requirements, the hearing process, and the sharing of associated hearing and mediation costs with the landowners. Tort Liability Limits for Cities Contracting With Certain Nonprofits — The liability limit on claims against cities involving nonprofit organizations that are engaged in or administer outdoor recreational activities that are funded or authorized by a municipality were lowered from $1 5 million to $1.0 million PROPERTY TAXES Minnesota cities rely heavily on local property tax levies to support their governmental fund activities. In recent years this dependence has been heightened due to reductions in state aids and fees from new development due to the struggling economy. As a result, many cities have repeatedly been faced with the difficult choice of either reducing services or increasing taxes on their already overburdened constituents. Property values within Minnesota cities experienced average decreases of 5.7 percent and 8.8 percent for taxes payable in 2011 and 2012, respectively, as market values have continued to slide despite recent signs of improvement in other areas of the economy. In comparison, the City's taxable market value decreased 6.6 percent for taxes payable in 2011 and 6.1 percent for taxes payable in 2012. The market value for taxes payable in 2012 is based on estimated values as of January 1, 2011. The following graph shows the City's changes in taxable market value over the past 10 years: $7,000,000, 000 $6,000,000, 000 $5,000,000,000 $4,000,000,000 $3,000,000, 000 $2,000,000, 000 $1,000,000,000 $70,000,000 $60,000,000 $50,000,000 $40,000,000 $30,000,000 $20,000,000 $10,000,000 i I Taxable Market Value 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Tax capacity is considered the actual base available for taxation. It is calculated by applying the state's property classification system to each property's market value. Each property classification, such as commercial or residential, has a different calculation and uses different rates. Consequently, a city's total tax capacity will change at a different rate than its total market value, as tax capacity is affected by the proportion of the City's tax base that is in each property classification from year -to -year, as well as legislative changes to tax rates. The City's tax capacity decreased 6.5 percent and 5.6 percent for taxes payable in 2011 and 2012, respectively. The following graph shows the City's change in tax capacities over the past 10 years: Local Net Tax Capacity 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 The following table presents the average tax rates applied to city residents for each of the last two levy years, along with comparative state -wide and metro -area rates. The general increase in rates reflects both the increased reliance of local governments on property taxes and the recent decline in tax capacities. Rates expressed as a percentage of net tax capacity All Cities Seven - County City of State -Wide Metro Area Lakeville 2011 2012 2011 2012 2011 2012 Average tax rate City 42.5 46.3 40.0 43.4 38.3 39.1 County 43.7 46.8 42.1 45.0 29.1 31.4 School 25.2 27.3 26.8 28.5 33.2 33.6 Special taxing 6.4 6.8 8.1 8.7 5.2 5.4 Total 117.8 127.2 117.0 125.6 105.9 109.6 Both the total tax rate applied to Lakeville taxpayers, and the city portion of the tax rate, have been lower than the state -wide and metro averages in recent years. The increase in the city tax rate for 2012 was caused by the decline in property market values, as the City's tax levy for 2012 was almost $910,000 lower than the previous year. The school tax rate for the City represents an average of Independent School District Nos. 192, Farmington; No. 194, Lakeville; and No. 196, Rosemount — Apple Valley — Eagan. GOVERNMENTAL FUNDS OVERVIEW This section of the report provides you with an overview of the fmancial trends and activities of the City's governmental funds, which includes the General Fund, special revenue, debt service, and capital project funds. These funds are used to account for the basic services the City provides to all of its citizens, which are financed primarily with property taxes. The governmental fund information in the City's financial statements focuses on budgetary compliance, and the sufficiency of each governmental fund's current assets to finance its current liabilities. GOVERNMENTAL FUND BALANCES The following table summarizes the changes in the fund balances of the City's governmental funds during the year ended December 31, 2012, presented both by fund balance classification and by fund: Fund Balance as of December 31, Increase 2012 2011 (Decrease) Total governmental funds Governmental Funds Change in Fund Balance Fund balances of governmental funds Total by classification Nonspendable $ 256,476 $ 384,404 $ (127,928) Restricted 38,587,037 14,744,057 23,842,980 Committed 11,861,800 9,989,221 1,872,579 Assigned 620,725 519,146 101,579 Unassigned 10,380,664 9,532,761 847,903 Total governmental funds $ 61,706,702 $ 35,169,589 $ 26,537,113 Total by fund General $ 11,491,775 $ 10,548,338 $ 943,437 General Obligation Debt Service 28,011,714 5,734,722 22,276,992 G. O. Improvement Debt Service 2,280,604 1,267,379 1,013,225 Building Capital Projects 329,026 1,267,957 (938,931) Improvement Construction Capital Projects 1,272,530 124,347 1,148,183 Nonmajor funds 18,321,053 16,226,846 2,094,207 $ 61,706,702 $ 35,169,589 $ 26,537,113 In total, the fund balances of the City's governmental funds increased by $26,537,113 during the year ended December 31, 2012. The significant increase in the General Obligation Debt Service Fund balance, as well as the increase in total restricted fund balances in the governmental funds, is directly related the issuance of the 2012B General Obligation Crossover Refunding Bonds in the amount of $22.45 million The increase in committed fund balances is mainly due to utility connection charges from new development, collected in the nonmajor capital project funds. The increase in unassigned fund balances is primarily the result of positive operating results in the City's General Fund. GOVERNMENTAL FUNDS REVENUE AND EXPENDITURES The following table presents the per capita revenue of the City's governmental funds for the past three years, along with state -wide averages. We have included the most recent comparative state -wide averages available from the Office of the State Auditor to provide a benchmark for interpreting your City's data. The amounts received from the typical major sources of governmental fund revenue will naturally vary between cities based on factors such as the City's stage of development, location, size and density of its population, property values, services it provides, and other attributes. It will also differ from year -to -year due to the effect of inflation and changes in the City's operation. Also, certain data on these tables may be classified differently than how they appear on the City's fmancial statements in order to be more comparable to the state -wide information, particularly in separating capital expenditures from current expenditures. We have designed this section of our management report using per capita data in order to better identify unique or unusual trends and activities of your city. We intend for this type of comparative and trend information to complement, rather than duplicate, information in the Management's Discussion and Analysis. An inherent difficulty in presenting per capita information is the accuracy of the population count, which for most years is based on estimates. Governmental Funds Revenue per Capita With State -Wide Averages by Population Class State -Wide City of Lakeville Year December 31, 2011 2010 2011 2012 Population 20,000 - 100,000 55,954 56,534 57,380 Property taxes $ 406 $ 420 $ 410 $ 411 Tax increments 51 17 16 15 Franchise and other taxes 30 10 10 10 Special assessments 56 10 11 20 Licenses and permits 31 18 22 32 Intergovernmental revenues 152 76 46 40 Charges for services 78 72 70 102 Other 65 22 22 22 Total revenue $ 869 $ 645 $ 607 $ 652 The City's governmental funds have typically generated less revenue per capita in total than other Minnesota cities in its population class. The City's revenue from property taxes has been higher than average in recent years as the City has had to increase its levy to make up for lost state aid and to provide for debt service of recent bond issues. The City's governmental funds received total revenues of $37.4 million in 2012, about $3 1 million (8.9 percent) more than the prior year. On a per capita basis, governmental fund revenue for 2012 increased $45 from the prior year. Revenue from charges for services and licenses and permits increased $32 and $10 per capita, respectively, due mostly to the improvement in the real estate market conditions and increase in new development. Special assessments increased $9 per capita due to street reconstruction projects assessed in the current year. -9- The expenditures of governmental funds will also vary from state -wide averages and from year -to -year, based on the City's circumstances. Expenditures are classified into three types as follows: • Current — These are typically the general operating type expenditures occurring on an annual basis, and are primarily funded by general sources such as taxes and intergovernmental revenues. • Capital Outlay and Construction — These expenditures do not occur on a consistent basis, more typically fluctuating significantly from year -to -year. Many of these expenditures are project- oriented, and are often funded by specific sources that have benefited from the expenditure, such as special assessment improvement projects. • Debt Service — Although the expenditures for debt service may be relatively consistent over the term of the respective debt, the funding source is the important factor. Some debt may be repaid through specific sources such as special assessments or redevelopment funding, while other debt may be repaid with general property taxes. The City's expenditures per capita of its governmental funds for the past three years, together with state -wide averages, are presented in the following table: Governmental Funds Expenditures per Capita With State -Wide Averages by Population Class State -Wide City of Lakeville Year December 31, 2011 2010 2011 2012 Population 20,000- 100,000 55,954 56,534 57,380 Current General government $ 82 $ 84 $ 79 $ 80 Public safety 238 167 173 172 Public works 89 64 53 57 Parks and recreation 87 54 54 53 All other 82 $ 578 $ 369 $ 359 $ 362 Capital outlay and construction $ 233 $ 82 $ 183 $ 216 Debt service Principal $ 109 $ 131 $ 136 $ 133 Interest and fiscal 41 72 66 62 $ 150 $ 203 $ 202 $ 195 Total expenditures in the City's governmental funds for 2012 were $44.3 million, an increase of about $2.2 million (5.3 percent) from the previous year. On a per capita basis, the City's funds expended a total of $773 in 2012, up $29 from the prior year. The City's current governmental operating expenditures increased $3 per capita, mainly due to higher election (general government) and street maintenance (public works) costs. Capital outlay costs increased $33 per capita from the prior year due to an increase in street reconstruction activity. Debt service principal and interest costs were $7 per capita less than the prior year due to refunding bonds issued in recent years, which have lowered the City's scheduled payments on outstanding debt. -10- GENERAL FUND The City's General Fund accounts for the financial activity of the basic services provided to the community. The primary services included within this fund are the administration of the municipal operation, police and fire protection, building inspection, streets and highway maintenance, and parks and recreation. The graph below illustrates the change in the General Fund financial position over the last five years. We have also included a line representing annual expenditures and operating transfers out to reflect the change in the size of the General Fund operation over the same period. $22, 000,000 $20, 000,000 $18,000,000 $16,000,000 $14,000,000 $12,000,000 $10,000,000 $8,000,000 $6,000,000 $4,000,000 $2,000,000 2008 Fund Balance General Fund Financial Position Year Ended December 31, 2009 2010 2011 2012 Cash Balance (Net) Expenditures The City's General Fund cash and investments balance at December 31, 2012 was $10,912,850, an increase of $1,114,296. Total fund balance at December 31, 2012 was $11,491,775, which is an increase of $943,437 from the prior year, and $2,171,277 higher than projected in the City's final budget. As the graph illustrates, the City has generally been able to maintain healthy cash and fund balance levels as the volume of financial activity has grown. This is an important factor because a government, like any organization, requires a certain amount of equity to operate. A healthy financial position allows the City to avoid volatility in tax rates; helps minimize the impact of state funding changes; allows for the adequate and consistent funding of services, repairs, and unexpected costs; and is a factor in determining the City's bond rating and resulting interest costs. Maintaining an adequate fund balance has become increasingly important given the fluctuations in state funding for cities in recent years. A trend that is typical to Minnesota local governments, especially the General Fund of cities, is the unusual cash flow experienced throughout the year. The City's General Fund cash disbursements are made fairly evenly during the year other than the impact of seasonal services such as snowplowing, street maintenance, and park activities. Cash receipts of the General Fund are quite a different story. Taxes comprise about 77 percent of the fund's total annual revenue. Approximately half of these revenues are received by the City in July and the rest in December. Consequently, the City needs to have adequate cash reserves to finance its everyday operations between these payments. The City's General Fund balance at the end of the 2012 fiscal year represents approximately 56.7 percent of annual expenditures based on 2012 levels, compared to 52.8 percent at the end of the previous year. The following chart reflects the City's General Fund revenue sources for 2012 compared to budget: Taxes Intergovernmental Charges for Services Licenses and Permits All Other $18,000,000 $16,500,000 $15,000,000 $13,500,000 $12,000,000 $10,500,000 $9,000,000 $7,500,000 $6,000,000 $4,500,000 $3,000,000 $1,500,000 Taxes $2 $4 General Fund Revenue Budget and Actual $6 Intergovernmental $8 • Budget • Actual $10 General Fund Revenue by Source Year Ended December 31, Charges for Services ❑ 2008 ■ 2009 ■ 2010 ■ 2011 ■ 2012 $12 $14 Licenses and Permits $16 $18 Millions General Fund revenue for 2012 was $21,469,560, which was $1,612,836 (8.1 percent) more than budget. Property tax revenue was over budget by $393,909, due to improved collections of delinquent taxes and adjustments for agricultural land developed during the year. Charges for services were $364,506 over budget, mostly due to engineering costs related to the increased development activity in the City. Finally, licenses and permits income was $858,120 higher than projected, mainly due to more building permits issued in 2012 than expected. The following graph presents the City's General Fund revenues by source for the last five years. The graph reflects the City's reliance on property taxes and other local sources of revenue, and shows the virtual elimination of general state aid revenue in recent years. All Other Overall, General Fund revenues increased $966,189 (4.7 percent) from the previous year. Intergovernmental revenue was $100,980 higher than last year, mainly due to Federal Emergency Management Assistance funding received for storm clean -up. Charges for services increased $268,904 from last year, due to an increase in engineering services related to development. Licenses and permits revenue was $592,369 more than last year due to an increase in development activity, as discussed above. -12- The following graphs illustrate the components of General Fund spending for 2012 compared to budget: General Fund Expenditures Budget and Actual General Government Public Safety Public Works Parks and Recreation $10,000,000 $9,000,000 $8,000,000 $7,000,000 $6,000,000 $5,000,000 $4,000,000 $3,000,000 $2,000,000 $1,000,000 1 $1 $2 $3 $4 $5 • Budget • Actual Total General Fund expenditures for 2012 were $20,280,060, which was $573,063 (2.7 percent) under the final budget. General Fund expenditures were under budget in every department. General government expenditures were $151,090 under budget, mainly in purchased services for general government facilities, information systems, and human resources. Public safety expenditures were $89,328 lower than anticipated, mainly due to lower utility costs at the new police facility. Public works expenditures were $140,707 under budget due mostly to an unfilled position in engineering and lower street maintenance costs than anticipated. Parks and recreation costs were under budget $191,938, due to unplanned personnel vacancies and decreased maintenance needs. The following graph presents the City's General Fund expenditures by function for the last five years. General Fund Expenditures by Function Year Ended December 31, General Government Public Safety ❑ 2008 ■ 2009 ■ 2010 02011 ■ 2012 Total General Fund expenditures for 2012 were $296,091 (1.5 percent) higher than the previous year. The majority of the increases were in public safety ($99,434) and public works ($210,960). The increase in public safety costs is due to a combination of contracted wage increases, more overtime, and an increase in staffing. The increase in public works was primarily due to a combination of increased supply costs and maintenance related to storm damage during the year. -13- $6 $7 $8 $9 $10 $11 Millions Public Works Parks and Recreation ENTERPRISE FUNDS OVERVIEW The City maintains two enterprise funds to account for services the City provides that are financed primarily through fees charged to those utilizing the service. This section of the report provides you with an overview of the financial trends and activities of the City's enterprise funds, which include the (water, sewer, street light, and environmental resources) Utility Fund and Liquor Fund. ENTERPRISE FUNDS FINANCIAL POSITION The following table summarizes the changes in the fmancial position of the City's enterprise funds during the year ended December 31, 2012, presented both by classification and by fund: Net position of enterprise funds Total by classification Net investment in capital assets $ 102,009,893 $ 100,390,175 $ 1,619,718 Restricted for debt service 325,750 325,750 — Unrestricted 15,449,624 16,466,402 (1,016,778) Total enterprise funds Enterprise Funds Change in Financial Position Net Position as of December 31, Increase 2012 2011 (restated) (Decrease) $ 117,785,267 $ 117,182,327 $ 602,940 Total by fund Liquor $ 5,813,472 $ 6,891,647 $ (1,078,175) Utility 111,971,795 110,290,680 1,681,115 Total enterprise funds $ 117,785,267 $ 117,182,327 $ 602,940 In total, the net position of the City's enterprise funds increased by $602,940 during the year ended December 31, 2012. The Liquor Fund net position decreased by $1,078,175 due mostly to transfers of $2 6 million to governmental funds to provide funding for debt service requirements and various equipment purchases. The increases in both the net investment in capital assets and the net position of the Utility Enterprise Fund were due to capital infrastructure contributions of $2 9 million received from developers. -14- LIQUOR FUND The following graphs present five years of operating results for the Liquor Fund: $16,000,000 $14,000,000 $12,000,000 $10,000,000 $8,000,000 $6,000,000 $4,000,000 $2,000,000 30% 24.9% 25% 20% — 15% 10% 5% Liquor Fund — Revenues, Expenses, and Income Year Ended December 31, 2008 2009 2010 2011 2012 ❑ Sales • Cost of Sales • Operating Expenses • Operating Income The Liquor Fund ended 2012 with net position of $5,813,472, a decrease of $1,078,175 from the prior year. Of this, $907,912 represents the net investment in capital assets, and $325,750 is restricted in accordance with revenue bond covenants, leaving $4,579,810 of unrestricted net position. Gross liquor sales for 2012 were $15,220,064, an $846,803 (5.9 percent) increase from last year. The Liquor Fund generated a gross profit of $3,839,723 in 2012, or about 25.2 percent, of gross sales. Operating expenses for 2012 were $2,215,822, an increase of $19,064 from last year, primarily in personnel services. Net operating income for 2012 was $1,623,901, about 10.7 percent, of gross sales. The Liquor Fund also made transfers out of $2,554,609 to support the General Fund, for debt service, and for various capital needs. 9.8 °/ Liquor Fund — Operating Ratios Year Ended December 31, 24.7% 24.5% 24.7% • Gross Profit as a Percentage of Sales ❑ Operating Income as a Percentage of Sales - 9.3% 9A% 25.2% 2008 2009 2010 2011 2012 10.7% UTILITY FUND The following graph presents five years of comparative operating results for the City's (water, sewer, street light, and environmental resources) Utility Fund: $11,000,000 $9,000,000 $7,000,000 $5,000,000 $3,000,000 $1,000,000 $(1,000,000) 1 Utility Fund Year Ended December 31, -16- 2008 2009 2010 2011 2012 Operating Expense ■ Depreciation 0 Operating Revenue — Income Before Depreciation The Utility Fund ended 2012 with net position of $111,971,795, an increase of $1,681,115 from prior year operations. Of the net position balance, $101,101,981 represents the City's net investment in capital assets, leaving $10,869,814 of unrestricted net position. Utility Fund operating revenue was $9,537,306 for 2012, an increase of $671,027 (7.6 percent). Most of the increase was in water revenue. Water revenue was about $530,000 higher than last year due to a 15 percent increase in water usage, mainly attributable to an increase in irrigation usage caused by drier weather. Operating expenses (including depreciation of $3,116,774) were $10,367,433, which represents a decrease of $51,541 (0.5 percent). The Utility Fund also received capital contributions of $2,932,438 in 2012, the majority of which was contributed by developers. GOVERNMENT -WIDE FINANCIAL STATEMENTS In addition to fund -based information, the current reporting model for governmental entities also requires the inclusion of two government -wide financial statements designed to present a clear picture of the City as a single, unified entity. These government -wide financial statements provide information on the total cost of delivering services, including capital assets and long -term liabilities. STATEMENT OF NET POSITION The Statement of Net Position essentially tells you what your city owns and owes at a given point in time, the last day of the fiscal year. Theoretically, net position represents the resources the City has leftover to use for providing services after its debts are settled. However, those resources are not always in spendable form, or there may be restrictions on how some of those resources can be used. Therefore, net position is divided into three components: net investment capital assets, restricted, and unrestricted. The following table presents the components of the City's net position as of December 31, 2012 and 2011, for governmental activities and business -type activities: Net position Governmental activities Net investment in capital assets Restricted Unrestricted Total governmental activities Business -type activities Net investment in capital assets Restricted Unrestricted Total business -type activities Total net position 2012 2011 (Restated) $ 125,051,058 17,403,167 (1,923,495) 140,530,730 102,009,893 325,750 15,658,140 117,993,783 As of December 31, Increase (Decrease) $ 120,485,858 $ 4,565,200 16,474,815 928,352 (5,970,712) 4,047,217 130,989,961 9,540,769 100,390,175 1,619,718 325,750 — 16,666,856 (1,008,716) 117,382,781 611,002 $ 258,524,513 $ 248,372,742 $ 10,151,771 The City's total net position at December 31, 2012 was $10,151,771 higher than the total net position reported at the previous year -end. Of the increase, $9.5 million came from governmental activities and $0.6 million from business -type activities. -17- STATEMENT OF ACTIVITIES The Statement of Activities tracks the City's yearly revenues and expenses, as well as any other transactions that increase or reduce total net positions. These amounts represent the full cost of providing services. The Statement of Activities provides a more comprehensive measure than just the amount of cash that changed hands, as reflected in the fund -based financial statements. This statement includes the cost of supplies used, depreciation of long -lived capital assets, and other accrual -based expenses. The following table presents the change in the net position of the City for the years ended December 31, 2012 and 2011: Expenses 2012 2011 Program Net Change Revenues Net Change as Restated Net (expense) revenue Governmental activities General government $ 5,258,319 $ 2,868,747 $ (2,389,572) $ (2,957,513) Public safety 11,202,018 1,433,066 (9,768,952) (9,646,502) Public works 10,849,213 10,554,354 (294,859) (7,108,001) Parks and recreation 4,780,666 2,558,192 (2,222,474) (3,038,574) Interest on long -term debt 3,496,878 — (3,496,878) (3,429,959) Business -type activities Liquor 2,392,945 3,843,485 1,450,540 1,182,169 Utility 10,365,651 12,548,852 2,183,201 (345,834) Total net (expense) revenue $ 48,345,690 $ 33,806,696 (14,538,994) (25,344,214) General revenues Property taxes and tax increments 24,221,741 24,207,406 Investment earnings 255,020 410,767 Other revenues 214,004 — Total general revenues 24,690,765 24,618,173 Change in net position $ 10,151,771 $ (726,041) One of the goals of this statement is to provide a side -by -side comparison to illustrate the difference in the way the City's governmental and business -type operations are financed. The table clearly illustrates the dependence of the City's governmental operations on general revenues, such as property taxes and unrestricted grants. It also shows that, for the most part, the City's business -type activities are generating sufficient program revenues (service charges and program - specific grants) to cover expenses. This is critical given the current downward pressures on the general revenue sources. ACCOUNTING AND AUDITING UPDATES GASB STATEMENT NO. 61— THE FINANCIAL REPORTING ENTITY: OMNIBUS This statement amends the current guidance in GASB Statement No. 14, The Financial Reporting Entity, for identifying and presenting component units. Potential component units that meet the fiscal dependency criterion for inclusion in the financial reporting entity under existing guidance will only be included if there is also "fmancial interdependency" (an ongoing relationship of potential financial benefit or burden) with the primary government. This statement also clarifies the types of relationships that are considered to meet the "misleading to exclude" criterion for inclusion as a component unit; changes the criteria for blending component units; gives direction for the determination and disclosure of major component units; and adds a requirement to report an explicit, measurable equity interest in a discretely presented component unit in a statement of position prepared using the economic resources measurement focus. The requirements of this statement must be implemented for periods beginning after June 15, 2012, with earlier implementation encouraged. GASB STATEMENT NO. 67 — FINANCIAL REPORTING FOR PENSION PLANS - AN AMENDMENT OF GASB STATEMENT NOS. 25 AND 50 The primary objective of this statement is to improve financial reporting by state and local government pension plans. GASB Statement No. 67 replaces the requirements of GASB Statement Nos. 25 and 50 for pension plans that are administered through trusts or equivalent arrangements that meet the following criteria: contributions from employers and nonemployer contributing entities to the pension plan and earnings on those contributions are irrevocable; pension plan assets are dedicated to providing pensions to plan members in accordance with the benefit terms; and pension plan assets are legally protected from the creditors of employers, nonemployer contributing entities, and the pension plan administrator. If the plan is a defined benefit pension plan, plan assets also are legally protected from creditors of the plan members. The requirements of GASB Statement Nos. 25 and 50 remain applicable to pension plans that are not administered through trusts covered by the scope of this statement and to defined contribution plans that provide post- employment benefits other than pensions. The statement makes a number of changes in the financial statement presentation, measurement, and required disclosures relating to the reporting of these types of pension plans. This statement is effective for financial statements for fiscal years beginning after June 15, 2013. Earlier application is encouraged. GASB STATEMENT NO. 68 — ACCOUNTING AND FINANCIAL REPORTING FOR PENSIONS - AN AMENDMENT OF GASB STATEMENT NOS. 27 AND 50 The primary objective of this statement is to improve accounting and financial reporting by state and local governments for pensions. This statement replaces the requirements of GASB Statement Nos. 27 and 50, as they relate to pensions that are provided through pension plans administered as trusts or equivalent arrangements that meet certain criteria (as described earlier for GASB Statement No. 67). The requirements of GASB Statement Nos. 27 and 50 remain applicable for pensions that are not covered by the scope of this statement. This statement establishes standards for measuring and recognizing liabilities, deferred outflows of resources, deferred inflows of resources, and expense /expenditures. In addition, this statement details the recognition and disclosure requirements for employers with liabilities (payables) to a defined benefit pension plan and for employers whose employees are provided with defined contribution pensions. This statement also addresses circumstances in which a nonemployer entity has a legal requirement to make contributions directly to a pension plan. This statement is effective for fmancial statements for fiscal years beginning after June 15, 2014. Earlier application is encouraged. -19- Included in this statement are major changes in how employers that participate in cost - sharing pension plans, such as 'IRA and PERA, account for pension benefit expenses and liabilities. In financial statements prepared using the economic resources measurement focus and accrual basis of accounting (government -wide and proprietary funds), a cost - sharing employer that does not have a special funding situation is required to recognize a liability for its proportionate share of the net pension liability of all employers with benefits provided through the pension plan. A cost - sharing employer is required to recognize pension expense and report deferred outflows of resources and deferred inflows of resources related to pensions for its proportionate share of collective pension expense and collective deferred outflows of resources and deferred inflows of resources related to pensions. In addition, the effects of (1) a change in the employer's proportion of the collective net pension liability and (2) differences during the measurement period between the employer's contributions and its proportionate share of the total of contributions from employers included in the collective net pension liability are required to be determined. These effects are required to be recognized in the employer's pension expense in a systematic and rational manner over a closed period equal to the average of the expected remaining service lives of all active and inactive employees that are provided with pensions through the pension plan. GASB STATEMENT NO. 69 — GOVERNMENT COMBINATIONS AND DISPOSALS OF GOVERNMENT OPERATIONS This statement provides accounting and financial reporting guidance, including disclosure requirements, for government combinations and disposals of government operations. Government combinations include mergers, acquisitions, and transfers of operations. Included within the scope of this statement are combinations of governmental entities or combinations of governmental entities, with nongovernmental entities (such as a nonprofit entity) as long as the new or continuing organization is a government. This statement does not apply to combinations in which a government acquires an organization that continues to exist as a separate entity, or acquires an equity interest in an organization that remains legally separate from the acquiring government. A disposal of operations occurs when a government either transfers or sells specific operations. The provisions of this statement are effective for financial statements for periods beginning after December 15, 2013. Earlier application is encouraged. PROPOSED CHANGES TO REQUIREMENTS FOR FEDERAL GRANTS The U.S. Office of Management and Budget (OMB) has issued for comment Proposed OMB Uniform Guidance: Cost Principles, Audit, and Administrative Requirements for Federal Awards, which proposes broad revisions to OMB Circular A -133 and other key grant reforms. The proposed guidance includes a number of significant changes to the federal Single Audit process, including; an increase in dollar threshold for requiring a Single Audit, changes to the process for determining major programs, a reduction in the percentage of expenditures required to be covered by a Single Audit, revised criteria for determining low -risk auditees, a reduction in the types of compliance requirements to be tested, and an increase in the threshold for reporting questioned costs. The proposed guidance would also consolidate OMB circulars and cost principles; and change certain federal requirements related to indirect costs, time and effort reporting, and grant administration. CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA Special Purpose Audit Reports Year Ended December 31, 2012 CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA Year Ended December 31, 2012 Table of Contents Independent Auditor's Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance With Government Auditing Standards Page 1 -2 Independent Auditor's Report on Minnesota Legal Compliance 3 rt tsiv CERTIFIE[) PUBLIC ACCOUNTANTS INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the City Council and Management City of Lakeville, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2012, and the related notes to the financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated June 5, 2013. INTERNAL CONTROL OVER FINANCIAL REPORTING In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the City's financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. (continued) Malloy, Montague, Karnowski, Radosevich, & Co., P.A. 5353 Wayzata noulei,,rd • Suite 410 • Minneapolis. MN 55416 • Telephone: 952- 545.0424 • Telefax: 952. 545 -0569 • www.rnmkr.com PRINCIPALS Thomas M. Montague, CPA Thomas A. Karnowski, CPA Paul A. Radosevich, CPA William J. Lauer, CPA James H. Eichren, CPA Aaron J. Nielsen, CPA Victoria L. Halinka, CPA COMPLIANCE AND OTHER MATTERS As part of obtaining reasonable assurance about whether the City's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. In addition, we noted certain other matters that we have reported to management of the City in a separate letter dated June 5, 2013. PURPOSE OF THIS REPORT The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. 7 Minneapolis, Minnesota June 5, 2013 rt C ERTIFIED PUBLIC ACCOUNTANT S To the City Council and Management City of Lakeville, Minnesota INDEPENDENT AUDITOR'S REPORT ON MINNESOTA LEGAL COMPLIANCE We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2012, and the related notes to the financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated June 5, 2013. The Minnesota Legal Compliance Audit Guide for Political Subdivisions, promulgated by the Office of the State Auditor pursuant to Minnesota Statute § 6.65, contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing. Our audit considered all of the listed categories. In connection with our audit, nothing came to our attention that caused us to believe that the City failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Political Subdivisions. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City's noncompliance with the above referenced provisions. The purpose of this report is solely to describe the scope of our testing of compliance and the results of that testing, and not to provide an opinion on compliance. Accordingly, this report is not suitable for any other purpose. - 4 t4 ,1 t t , 16ott,.424 44.4 w,_. C,. , e A . Minneapolis, Minnesota June 5, 2013 -3- Malloy, Montague, Karnowski, Radosevich, & Co., P.A. 5353 Wayzata Boulevard • Suite 410 • Minneapolis. MN 55416 • Tcicphonc: 952- 545.0424 • Telefax: 952. 545 -0569 • www.rnmkr.com PRINCIPALS Thomas M. Montague, CPA Thomas A. Karnowski, CPA Paul A. Radosevich, CPA William J. Lauer, CPA James H. Eichren, CPA Aaron J. Nielsen, CPA Victoria L. Halinka, CPA