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HomeMy WebLinkAboutItem 03.bCity of Lakeville Finance Department Memorandum To: Mayor and Council Justin Miller, City Administrator From: Jerilyn Erickson, Finance Director Date: June 22, 2015 Subject: 2014 Comprehensive Annual Financial Report The 2014 Comprehensive Annual Financial Report and (Auditors) Management Report are being presented to the City Council for your review and comment. The certified public accounting firm of Malloy, Montague, Karnowski, Radosevich & Co., P.A. (MMKR) has audited the financial report. In their opinion, the financial statements, as presented, represent the financial position of City of Lakeville as of December 31, 2014 and the results of operations for the year ended. Mr. William Lauer, Partner with MMKR, will present an overview of the financial report at the work session. Supporting Information A. City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2014 B. Management Report C. Special Purpose Audit Reports – Internal Controls, and Compliance with Laws and Regulations COMPREHENSIVE ANNUAL FINANCIAL REPORT 2014 Year Ended December 31, 2014 City of Lakeville, Minnesota COMPREHENSIVE ANNUAL FINANCIAL REPORT City of Minnesota For the Year Ended December 31, 2014 ISSUED BY THE FINANCE DEPARTMENT I N T R O D U C T O R Y S E C T I O N CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2014 TABLE OF CONTENTS Page INTRODUCTORY SECTION Table of Contents 1 - 3 Elected and Appointed Officials 4 Organizational Structure 5 Letter of Transmittal 6 - 14 Certificate of Achievement 15 FINANCIAL SECTION Independent Auditors' Report 16 - 18 Management's Discussion and Analysis 19 - 35 Basic Financial Statements Government-wide Financial Statements Statement of Net Position 36 Statement of Activities 37 Fund Financial Statements Balance Sheet - Governmental Funds 38- 39 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Position 40 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 41 - 42 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 43 Statement of Net Position - Proprietary Funds 44 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds 45 Statement of Cash Flows - Proprietary Funds 46 Statement of Fiduciary Net Position - Agency Fund 47 Notes to Basic Financial Statements 48 - 84 Required Supplementary Information other than MD &A General Fund - Schedule of Revenues, Expenditures and Changes in Fund Balances - Budgetary Comparison 85 - 91 Notes to Required Supplementary Information 92 Other Post-Employment Benefits Plan - Schedule of Funding Progress 93 1 CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2014 TABLE OF CONTENTS (CONTINUED) Page FINANCIAL SECTION (continued) Combining and Individual Fund Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet 94 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 95 Combining Governmental Funds Special Revenue Funds (Nonmajor) Combining Balance Sheet 96 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 97 Debt Service Funds (Nonmajor) Combining Balance Sheet 98 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 99 Capital Projects Funds (Nonmajor) Combining Balance Sheet 100 - 101 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 102 - 103 Special Revenue Funds - Budgetary Comparison Schedules Communications 104 Economic Development 105 Downtown Special Service District 106 Agency Fund - Statement of Changes in Assets and Liabilities 107 Supplemental Information Schedule of Changes in Bonded Indebtedness 108 Schedule of Bonded Indebtedness and Annual Interest Payable 109 - 117 Combined Schedule of Bonded Indebtedness 118 - 119 STATISTICAL SECTION Financial Trends Net Position by Component - Government-wide 120 - 121 Changes in Net Position - Governmental Activities 122 - 123 Changes in Net Position - Business-type Activities 124 - 125 Changes in Net Position - Total Governmental and Business-type Activities 126 - 127 Fund Balances - Governmental Funds 128 - 129 Changes in Fund Balances - Governmental Funds 130 - 131 2 CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2014 TABLE OF CONTENTS (CONTINUED) Page STATISTICAL SECTION (continued) Revenue Capacity Tax Capacity Valuation and Assessor's Taxable Market Value of Taxable Property 132 - 133 Property Tax Rates - Direct and Overlapping Governments 134 Principal Property Taxpayers 135 Property Tax Levy and Collections 136 Debt Capacity Ratio of Outstanding Debt by Type 137 Ratio of Net Bonded Debt Outstanding 138 Direct and Overlapping Governmental Debt 139 Legal Debt Margin 140 Pledged Revenue Coverage 141 Demographic and Economic Information Demographic and Economic Statistics 142 Principal Employers 143 Commercial and Industrial Building Permits Issued 144 Operating Information Employees by Function/Program (Full-Time Equivalent)145 Operating Indicators by Function 146 Capital Assets Statistics by Function 147 3 This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA ELECTED AND APPOINTED OFFICIALS DECEMBER 31, 2014 ELECTED OFFICIALS Term of Office Expires MAYOR Matt Little December 31, 2016 COUNCIL MEMBERS:Doug Anderson December 31, 2016 Bart Davis December 31, 2018 Colleen Ratzlaff LaBeau December 31, 2018 Kerrin Swecker December 31, 2016 APPOINTED OFFICIALS City Administrator Justin Miller Finance Director/Treasurer Dennis Feller City Clerk Charlene Friedges 4 CI T Y O F L A K E V I L L E , M I N N E S O T A Or g a n i z a t i o n a l S t r u c t u r e De c e m b e r 3 1 , 2 0 1 4 5 20195 Holyoke Avenue, Lakeville, MN 55044 952‐985‐4400  952‐985‐4499 fax www.lakevillemn.gov 6 June 9, 2015 The Honorable Mayor and Council Members 20195 Holyoke Avenue Lakeville, Minnesota 55044 Honorable Mayor, Members of the City Council and Citizens of the City of Lakeville The Comprehensive Annual Financial Report is hereby presented for the purpose of providing you, the reader, with a thorough overview of the financial affairs of the City for the year ended December 31, 2014. The Report was prepared in accordance with Minnesota Statutes and Generally Accepted Accounting Principals (GAAP). This report was prepared by the City’s Finance Department and consists of management’s representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all information presented in this report. To provide a reasonable basis for making these representations, management of the City has established internal controls designed to protect the City’s assets from loss, theft or misuse and to provide sufficient reliable information for the preparation of these financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City’s internal controls have been designed to provide reasonable rather than absolute assurance, that the financial statements will be free from material misstatements. As management, we assert that to the best of our knowledge and belief this report is complete and reliable in all material respects. The City of Lakeville’s financial statements have been audited by Malloy, Montague, Karnowski, Radosevich & Co., P.A., a professional firm of certified public accountants. The independent auditors report is included in the Financial Section of this report. The auditors have given this report an unmodified (“clean”) opinion, meaning that the financial statements fairly present the City’s financial position at December 31, 2014 and the changes in financial position for the year then ended. Management’s discussion and analysis (MD&A) immediately follows the independent auditor’s report and provides a narrative introduction, overview, and analysis of the basic financial statements. The MD&A complements this letter of transmittal and should be read in conjunction with it. 7 Profile of Government The City of Lakeville is a suburban community located 20 miles south of downtown Minneapolis in the southeast corner of the Twin Cities metropolitan area within Dakota County. Lakeville continues to be one of the fastest growing cities in Minnesota with a population that has grown from 43,128 in 2000 to 58,727 in 2014. The City of Lakeville operates under the Mayor-Council form of organization. The governing City Council consists of the Mayor and four other Council members. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the various committees and commissions; and hiring the City Administrator, heads of various departments and City employees. The City Administrator is responsible for carrying out the policies, directions and ordinances of the City Council and for overseeing the day-to-day operations of the City. The City Council is elected on a non-partisan at large basis. The Mayor is elected to serve a two-year term, while Council members serve four-year staggered terms, with two Council Members elected every two years. The City provides its residents and businesses with a full range of municipal services consisting of public safety (police and fire), public works, parks and recreation, and general government administration. The City also operates two enterprises: utilities (public water, sanitary sewer, street lights and environmental resources) and off-sale liquor stores. Sewage treatment and disposal is operated on a regional basis by the Metropolitan Council Environmental Services (MCES) and refuse collection and disposal are handled on a private basis through contractual arrangements by City residents with private haulers. Further information regarding city services can be obtained from the City’s website at www.lakevillemn.gov The City is financially accountable for the Housing and Redevelopment Authority (HRA), which is included in the City’s financial statements. Additional information on the HRA can be found in Note 1A. – Summary of Significant Accounting Policies of the Notes to Basic Financial Statements. The annual budget serves as the foundation for the City of Lakeville’s financial planning and control. The budgetary process is outlined in the notes within the required supplementary information section of this report. The City applies budgetary controls to ensure compliance with legal provisions of the laws of Minnesota. Budgets are adopted on a basis consistent with GAAP. Annual appropriated budgets are adopted for the general fund and special revenue funds. Budget to actual comparisons are provided in this report for each individual governmental fund for which an annual budget has been adopted. The general fund budgetary comparison schedules are presented within the required supplementary information section and the special revenue funds budgetary comparison schedules are presented in the nonmajor governmental funds subsection of this report. 8 Factors Affecting Financial Condition The City of Lakeville is committed to maintaining a strong financial condition, while continuing to provide quality public services to its residents and businesses. The City’s financial position, as reflected in the financial statements presented in this report, is perhaps best understood when it is considered from the broader perspective of the environment within which the City operates. Local Economy Our community has persevered through the economic struggles of the past six years. The City responded in 2008 and 2009 to the economic challenges by downsizing its operations and reducing personnel. The City has grown by almost 3,000 new residents or approximately 5.3% since 2009, while the number of City employees has increased by 3.0%. According to the Bureau of Labor Statistics, Lakeville’s unemployment rate is favorable compared to the State and National rates. 0.0% 2.0% 4.0% 6.0% 8.0% 10.0% 12.0% 2008 2009 2010 2011 2012 2013 2014 Unemployment Rate United States Minnesota Lakeville Source: www.positivelyminnesota.com The trend for building permit activity for single family homes and newly platted lots or applications from developers for new residential lots is on the rise although building permits for single family homes decreased to 319 in 2014 compared to 374 permits for single family homes in 2013. The 2015 budget is premised on an assumed steady growth of new single family homes in the coming year. 9 Actual Residential Units Estimated Residential Units Actual Single Family Estimated Single Family According to the Dakota County Assessor’s office, the median value home increased by 8.9% as of January 2014 (for taxes payable 2015). The trend of improving market values is expected to continue as the number of foreclosures and regional unemployment becomes more favorable. The improving housing market is also strengthened with the current low inflation and interest rate environment. Major Initiatives As the City emerges from the Great Recession and post-recession era, there are a number of pressures and issues confronting the City that emerged as themes which affect the community. The themes identified and addressed within the 2014 adopted budget included legislative changes, resumption of growth, aging infrastructure, inflationary pressures, emerging trends, innovation and efficiencies, entrepreneurial efforts and preparing for the future. 0 100 200 300 400 500 2007 2008 2009 2010 2011 2012 2013 2014 2015 PE R M I T S YEAR RESIDENTIAL PERMITS Total Residential Units Single Family 10 Legislative Changes. Recent Legislative changes regarding (limited) sales tax exemption, police pension financing and property tax levy limits as well as Federal Environmental Protection Agency storm water regulations and sequestering are having or will have financial implications for our City. Resumption of Growth. New residential housing construction is at pre-recession levels due in large part to improving economic conditions. The resumption of growth will result in increased demands for infrastructure enhancements as well as service delivery such as inspections, code enforcement, police, fire, streets and parks. Addressing Aging Infrastructure. Our City has more than $300 million of investment in infrastructure such as roads, water mains, parks, trails, facilities, equipment and other assets. The assets have maintenance, and in certain situations, replacement requirements. The 2014 budget addressed the short-term plan while the Capital Improvement Plan addressed the anticipated intermediate and long term needs. The most significant 2014 projects included:  Accelerated pavement management program to improve city-wide pavement management index o 2014 Street Reconstruction o Kenrick Avenue – surface mill and overlay o Bridge replacement at 168th Street and Gannon Avenue  ADA Improvements to City Hall entrance doors  Downtown parking lot replacement  Ladder truck #4 acquisition  Highview Avenue trail overlay from 175th to 160th Street Inflationary Pressures. As the economy improves; there will be upward pressure on commodities, services and personnel costs. Although inflation is still relatively benign compared to the decade preceding the recession, the budget anticipated modest price increases in the near term. Emerging Trends. There are trends emerging within our community which are influenced at least in part by external factors such as technology related crimes and the emerald ash borer insects. Currently there is a defined need for our community to react to or be prepared to react to the issues; however, there is little or no financial assistance available from State or federal agencies to react to the trends. Innovation and Efficiencies. Lakeville has a long standing history of being fiscally conservative and prudent. In spite of the fact that the City of Lakeville receives no state aid for property tax relief, per capita current expenditures for operations are still amongst the lowest in the twin cities according to the Minnesota State Auditor’s Office. The adopted budget included several initiatives which continued the focus on a commitment to cost effectiveness and efficiencies. Effective application of technology is a major factor in optimizing organizational efficiencies. 11 Entrepreneurial Efforts. Continued marketing initiatives are proposed to promote economic developments. Property was acquired in southwestern Lakeville for a future new liquor store to improve revenues and sales opportunities. Preparing for the Future. As a Community that embraces a high quality of life and a pro-business attitude, Lakeville is “Positioned to Thrive.” It is an objective that embraces a vision for the future and a commitment to preparing for it. Long-Term Financial Planning There is an interrelationship between a community’s physical development and its long- term financial plan. A comprehensive plan provides the guidance for current and future land use and public infrastructure decisions to provide managed growth throughout the community. The City of Lakeville completed an update of its Comprehensive Plan in 2008. A Capital Improvement Plan (CIP) is a flexible, five-year plan that identifies the City’s infrastructure, development objectives and allocation of financial resources. It provides policy makers and the community with a strategic (documented) approach to implementation and administration of improvement projects. The City will invest $166 million in transportation, utility, equipment, facilities and parks over the next five years to achieve program objectives.     Transportation $109,159,457  66% Utility $36,729,751  22% Parks $3,544,575  2% Facilities $2,404,925  2% Equipment $13,740,069  8% 2015 ‐2019 PROJECTS $165,578,777 12 As of December 31, 2014, the City of Lakeville had approximately $113.430 million of debt outstanding, including; $12.765 million of (cross-over) refunding debt issued in August 2012 to refinance the G.O. Capital Improvement Bonds series 2004 A; and $12.660 million of (cross-over) refunding debt in August 2014 to refinance the G.O. Capital Improvement Bonds series 2007 D and the Street Reconstruction Bonds series 2005 A. The City will issue approximately $63 million general obligation improvement bonds in the coming years to finance street reconstruction projects.     Relevant Financial Policies The City has a number of policies which are utilized in the management of its fiscal affairs. The primary policies include, but are not limited to, operating budget policy, budget amendment process, revenue, debt, investment and fund balance.  Operating Budgets. The City’s operating budget policy sets forth guidance with respect to balanced operating budgets, with an overriding goal of achieving structural balance over a longer-term period, while recognizing that in certain periods, revenues and expenditures may not be equal. A balanced budget for the General Fund is defined as revenues and other sources equal to or exceeding operating expenditures and other uses. Other sources can include that portion of General Fund balance that is allowed to be budgeted for use per the City’s fund balance policy. The budget will provide for adequate maintenance of capital facilities and equipment and for their orderly replacement. Balanced budgets for the proprietary enterprise funds are defined as providing sufficient revenues to support the operations of those funds, without subsidy from the 10 6 , 2 8 2 , 0 9 0 93 , 3 7 4 , 7 5 2 90 , 1 1 2 , 0 2 7 87 , 2 9 5 , 0 0 0 85 , 9 9 5 , 0 0 0 88 , 0 1 0 , 0 0 0 22 . 5 M 22 . 5 M 25 . 4 M $0 $2,000 $4,000 $6,000 $8,000 $- $20,000,000 $40,000,000 $60,000,000 $80,000,000 $100,000,000 $120,000,000 $140,000,000 IN D E B T E D N E S S AS OF DECEMBER 31 LAKEVILLE BOND INDEBTEDNESS COMPARISON WITH DEBT/HOUSEHOLDS Indebtedness Crossover Refunding Indebtedness Debt per Household 13 General Fund or property taxes. Charges from the Proprietary Internal Service Funds shall be sufficient to support such activities, with no trend of operating deficits. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the department level for the General Fund and total expenditures level for Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for individual line items. Budgeted expenditure appropriations lapse at year-end. Supplementary appropriations can be carried forward to the following year if approved by the City Council.  Revenue Policies. The City will project its annual revenues by a conservative objective and thorough analytical process. The City will endeavor to maintain a diversified and stable revenue system to shelter it from annual fluctuations in any one revenue source. All existing and potential revenue sources will be reexamined annually. New sources of non-property-tax revenue should be actively explored at all times. Where appropriate and not contrary to accepted public policy or statutes, emphasis will be directed toward full cost recovery through user fees. User fees and cost allocation formulas will be updated periodically (annually if needed). Ongoing, the City will review the full cost of activities supported by user fees to identify the impact of inflation and other factors. The fees along with the resulting net property tax costs will be reviewed with the City Council during the budget process. Sensitivity to market rates will also be considered in setting fees. Intergovernmental grant requests are subject to fiscal review before the application is submitted. This review is to ensure that the grants do not create an obligation for unfunded expenditures by the City relating to the grant’s purpose and to provide an overall budgetary review of grant proposals.  Debt. The City’s debt policy provides guidance to ensure that long-term debt is utilized appropriately and in a fiscally prudent manner, limiting long-term borrowing to capital improvements or other long-term projects which cannot, and appropriately should not, be financed from current revenues. Final maturity of bonds and notes should not exceed the expected useful life of the underlying project for which it is being issued. Where possible, the City will endeavor to pledge special assessments, State-aid or other non-tax revenues to debt service payments.  Investments. The City’s policy is to invest all available monies at competitive interest rates, coordinated with projections of the City’s operating and program cash flow needs. Interest earnings will be distributed to the funds based on the average cash balances. Investments will take into consideration safety, liquidity and yield as well as complying with State regulations.  Fund Balance. Fund balance or net position are terms used to define the difference between a fund’s assets, deferred outflows of financial resources, liabilities and deferred inflows of financial resources. Fund balance is used in governmental fund types and net position is used in proprietary fund types.   Awards and Acknowledgements   The Government Finance Officers Association (GFOA) of the United States awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Lakeville, Minnesota, for its comprehensive annual financial report for the fiscal year ended December 31, 2013. This is the twenty-sixth consecutive year that the City of Lakeville has received this prestigious award.   In order to be awarded a Certificate of Achievement for Excellence, a government must publish an easily readable and efficiently organized comprehensive annual financial report, and the contents must conform to the program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements.   A Certificate of Achievement for Excellence in Financial Reporting is valid for a period of one year only. We believe our current comprehensive annual financial report continues to conform to the Certificate of Achievement for Excellence program requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate.   In addition, the City also received the GFOA's Distinguished Budget Presentation Award for its fiscal year 2014 annual budget document. In order to qualify for the Distinguished Budget Presentation Award, the City's budget document was judged to be proficient in a number of categories, including a policy document, a financial plan, an operations guide, and a communications device. The City of Lakeville has received the GFOA’s Distinguished Budget Presentation Award for six consecutive years.   The preparation of this report could not have been accomplished without the professional, efficient and dedicated services of the entire staff of the Finance Department. We would like to express our appreciation to all members of the department, with special recognition to Senior Accountants David Lang, Tom Nesseth, and Julie Werner.   We would also like to express our sincere gratitude to the City Council for its sincere commitment and progressive leadership in the financial affairs of our community.   Respectfully submitted,         Justin Miller City Administrator Jeryilyn Erickson Finance Director               14 15 F I N A N C I A L S E C T I O N 16 INDEPENDENT AUDITOR’S REPORT To the City Council and Management City of Lakeville, Minnesota REPORT ON THE FINANCIAL STATEMENTS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2014, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. MANAGEMENT’S RESPONSIBILITY FOR THE FINANCIAL STATEMENTS Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. AUDITOR’S RESPONSIBILITY Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. (continued) 17 OPINIONS In our opinion, the financial statements referred to on the previous page present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of December 31, 2014, and the respective changes in financial position and, where applicable, cash flows thereof, for the year then ended, in accordance with accounting principles generally accepted in the United States of America. OTHER MATTERS Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management’s Discussion and Analysis, the budgetary comparison information for the General Fund, and the Other Post-Employment Benefits Plan – Schedule of Funding Progress, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, combining and individual fund statements and schedules, supplemental information, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund statements and schedules and supplemental information are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund statements and schedules and supplemental information are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. (continued) 18 OTHER REPORTING REQUIRED BY GOVERNMENT AUDITING STANDARDS In accordance with Government Auditing Standards, we have also issued our report dated June 9, 2015 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Minneapolis, Minnesota June 9, 2015 This page intentionally left blank. 19 CITY OF LAKEVILLE, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS This discussion and analysis presents an overview of the financial activities and financial position for the City of Lakeville (the “City”) for the year ended December 31, 2014. Please read the information presented here in conjunction with our letter of transmittal. Financial Highlights  The assets of the City exceeded liabilities by $282,638,509 at the close of the most recent fiscal year. Of this amount, $17,192,527 (unrestricted net position) may be used to meet the government’s ongoing obligations to citizens and creditors.  The City’s total net position increased by $13,796,984.  The City’s governmental funds reported combined ending fund balances of $71,913,871. Of this total amount, $27,372,126 or 38% is unrestricted and available for spending at the government’s discretion.  As of the end of the current fiscal year, the City’s unrestricted fund balance for the general fund was $10,850,065 or 49.2% of total general fund expenditures of $22,061,293. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other required supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The statement of net position presents information on all of the City’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. 20 The statement of activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, and parks and recreation. The business-type activities of the City include the enterprise activities of the liquor operation, and utility operation. The government-wide financial statements include not only the City itself (known as the primary government), but also a legally separate housing and redevelopment authority (HRA) for which the City is considered to be financially accountable or for which the nature and significance of their relationship with the City is such that the exclusion would cause the City’s financial statements to be misleading or incomplete. Financial information for this component unit is blended within the financial information presented for the primary government itself. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government- wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. 21 The City maintains 22 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, general obligation (debt service) fund, G.O. improvement (debt service) fund, building (capital projects) fund, and the improvement construction (capital projects) fund, all of which are considered to be major funds. Data from the other governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements following the required supplementary information. The City adopts annual appropriated budgets for its general fund and special revenue funds. A budgetary comparison schedule has been provided as required supplementary information for the general fund to demonstrate compliance with this budget. Special revenue funds budgetary comparison schedules can be found in the nonmajor governmental funds subsection of the report after the capital projects funds. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The internal service fund is an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses enterprise funds to account for its off-sale liquor and utility (water, sanitary sewer, street light, and environmental resources) operations. The City uses an internal service fund to account for its risk management insurance liability program. These services benefit the governmental and business-type functions; therefore, they have been included within governmental and business-type activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for each of the enterprise funds, all of which are considered to be major funds of the City. The internal service fund is presented in a single aggregated presentation in the proprietary fund financial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government- wide financial statement because the resources of those funds are not available to support the City’s own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to basic financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. 22 This section includes a budgetary comparison schedule and related notes for the general fund, and a schedule of funding progress for the other post-employment benefits plan of the City. The combining statements referred to earlier in connection with nonmajor governmental and internal service funds are presented immediately following the required supplementary information. Government-wide Financial Analysis As presented on the following table, the City’s governmental and business-type assets exceeded liabilities by $282,638,509 at the close of the fiscal year ending December 31, 2014. By far the largest portion or 86.7% of net position is reflected in its net investment in capital assets (e.g. land, buildings and improvements, machinery and equipment, infrastructure, and construction in process) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s net investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 2014 2013 2014 2013 2014 2013 Current and other assets 87,030,427$ 75,950,861$ 14,097,040$ 16,159,618$ 101,127,467$ 92,110,479$ Capital assets 200,577,423 190,143,507 112,623,635 108,310,808 313,201,058 298,454,315 Total assets 287,607,850$ 266,094,368$ 126,720,675$ 124,470,426$ 414,328,525$ 390,564,794$ Current and other liabilities 7,627,977$ 4,740,243$ 2,106,658$ 1,776,002$ 9,734,635$ 6,516,245$ Long-term liabilities 118,518,885 111,596,752 3,436,496 3,610,272 121,955,381 115,207,024 Total liabilities 126,146,862 116,336,995 5,543,154 5,386,274 131,690,016 121,723,269 Net position: Net investment in capital assets 135,673,737 129,599,494 109,535,106 105,055,746 245,208,843 234,655,240 Restricted 19,913,014 17,645,944 324,125 324,125 20,237,139 17,970,069 Unrestricted 5,874,237 2,511,935 11,318,290 13,704,281 17,192,527 16,216,216 Total net position 161,460,988 149,757,373 121,177,521 119,084,152 282,638,509 268,841,525 Total liabilities and net position 287,607,850$ 266,094,368$ 126,720,675$ 124,470,426$ 414,328,525$ 390,564,794$ Governmental Activities Business-type Activities Total The City’s total restricted net position of $20,237,139 comprises 7.2% of total net position at the close of the fiscal year ending December 31, 2014. These assets are subject to external restrictions on how they may be used. The 2014 remaining balance of $17,192,527 (6.1% of total net position), in unrestricted net position may be used to meet the government’s ongoing obligations to citizens and creditors. Certain balances within unrestricted net position have internally imposed commitments or limitations, which may further limit the purpose for which such net position may be used. 23 Change in net position. The City’s 2014 total net position during the current fiscal year increased by $13,796,984 as shown in the following table. This increase is primarily attributed to economic conditions and an increase in community growth. Additional details that account for the change in net position are provided in the following analysis of the governmental and business-type activities. 2014 2013 2014 2013 2014 2013 Revenues Program revenues Charges for services 11,969,777$ 10,460,900$ 13,101,060$ 13,075,437$ 25,070,837$ 23,536,337$ Operating grants and contributions 4,562,781 2,317,530 115,943 73,730 4,678,724 2,391,260 Capital grants and contributions 10,090,946 7,843,284 4,252,192 3,414,738 14,343,138 11,258,022 General revenues Property taxes 24,465,333 23,947,968 - - 24,465,333 23,947,968 Investment income (charges) 552,444 (28,949) 150,310 (42,114) 702,754 (71,063) Gain on sale of capital assets - - - - - - Total revenues 51,641,281 44,540,733 17,619,505 16,521,791 69,260,786 61,062,524 Expenses General government 6,051,985 5,363,354 - - 6,051,985 5,363,354 Public safety 11,807,183 11,784,109 - - 11,807,183 11,784,109 Public works 14,776,390 11,241,434 - - 14,776,390 11,241,434 Parks and recreation 5,202,168 5,154,919 - - 5,202,168 5,154,919 Interest on long-term debt 3,665,421 3,864,333 - - 3,665,421 3,864,333 Liquor - - 2,498,103 2,473,738 2,498,103 2,473,738 Utility - - 11,462,552 10,863,625 11,462,552 10,863,625 Total expenses 41,503,147 37,408,149 13,960,655 13,337,363 55,463,802 50,745,512 Change in net position before transfers 10,138,134 7,132,584 3,658,850 3,184,428 13,796,984 10,317,012 Transfers 1,565,481 2,094,059 (1,565,481) (2,094,059) - - Change in net position 11,703,615 9,226,643 2,093,369 1,090,369 13,796,984 10,317,012 Net position - beginning 149,757,373 140,530,730 119,084,152 117,993,783 268,841,525 258,524,513 Net position - ending 161,460,988$ 149,757,373$ 121,177,521$ 119,084,152$ 282,638,509$ 268,841,525$ Governmental Activities Business-type Activities Total Governmental activities. Governmental activities change in net position before transfers were an increase of $10,138,134. As previously discussed, this increase is primarily due to community growth. The governmental revenue increase in operating grants and contributions is directly related to the increase in construction activity. 24 Revenues – The City’s 2014 total revenues for governmental activities increased by $7,100,548. Charges for services increased a total of $1,508,877 primarily due to recent growth in the community as evidenced by an increase in building permit fees, connection and area charges, and park dedication fees. A summary of the various increases are shown as follows: Increase / Charges for services 2014 2013 (Decrease) Licenses and building permit fees 2,836,555$ 2,727,494$ 109,061$ Connection and area charges 3,723,587 3,244,126 479,461 Park dedication fees 1,642,309 1,201,812 440,497 Other 3,767,326 3,287,468 479,858 Total charges for services 11,969,777$ 10,460,900$ 1,508,877$ Operating grants and contributions experienced an overall increase of $2,245,251. The increase is composed of state-aid provided for street maintenance and improvement projects. A summary of the various operating grants and contributions are shown as follows: Increase / Operating grants and contributions 2014 2013 (Decrease) State-aid for street maintenance 2,343,083$ 374,335$ 1,968,748$ State-aid for street revenue bonds 837,342 847,628 (10,286) Federal street reconstruction bonds payment 67,188 71,780 (4,592) Other grants, contributions and donations 1,315,168 1,023,787 291,381 Total operating grants and contributions 4,562,781$ 2,317,530$ 2,245,251$ 25 Capital grants and contributions increased by $2,247,662. The City received a payment on the interest rate reduction loan from Southfork Apartments, the proceeds of which are limited and subject to the authority of the HRA. The Downtown parking lot replacement project was primarily funded by Dakota County CDA grant funds which increased by $440,007. Special assessments increased by $600,054 primarily due to a major street reconstruction project that was levied against the benefiting property owners in 2014. Contributed infrastructure from private land developers decreased by ($100,043); the infrastructure consists of street, storm sewer, and park and trail capital assets. The summary of capital grants and contributions is shown as follows: Increase / Capital grants and contributions 2014 2013 (Decrease) Southfork interest reduction loan repayment 2,230,000$ -$ 2,230,000$ Kenrick Trail grant - 826,400 (826,400) Minnesota municipal state-aid 14,146 268,780 (254,634) Downtown parking lot county grant 464,622 24,615 440,007 Special assessments 2,785,514 2,185,460 600,054 Contributed infrastructure from developers 4,038,286 4,138,329 (100,043) Other grants and contributions 558,378 399,700 158,678 Total capital grants and contributions 10,090,946$ 7,843,284$ 2,247,662$ Property tax revenue increased $517,365 or 2.2% primarily due to an increase in the overall tax levy and an increase in the collection of the current year’s levy. Investment income earnings increased by $581,393 due to higher yields consistent with prevailing market conditions and positive market value adjustments on the City’s investment portfolio. Increase / General revenues 2014 2013 (Decrease) Property taxes 24,465,333$ 23,947,968$ 517,365$ Investment income (charges)552,444 (28,949) 581,393 Total general revenues 25,017,777$ 23,919,019$ 1,098,758$ 26 A summary of 2014 revenues by source for governmental activities are shown as follows: Property Taxes  $24,465,333  47.4% Charges for Services $11,969,777  23.2% Grants and  Contributions ‐ Restricted $14,653,727  28.4% Investment Earnings $552,444  1.0% Revenue  by Source ‐Governmental Activities Total  Revenues  $51,641,281 A summary of 2014 expenses by function for governmental activities are as follows: Public Safety $10,734,927  25.9% Depreciation $9,528,938  23.0% Public Works  $8,277,831  19.9% General Government $5,793,424  14.0% Interest  on Debt $3,665,421  8.8% Parks and Recreation $3,502,606  8.4% Expenses by Function - Governmental Activities Total Expenses $41,503,147 27 Expenses – The City’s 2014 total governmental activities expenses (before depreciation on capital assets and interest on long-term debt) increased by $3,705,395, or 15.1%. Total governmental activities expenses increased by $4,094,998, or 10.9%, shown as follows: Increase / Governmental activities expenses 2014 2013 (Decrease) General government 5,793,424$ 5,135,338$ 658,086$ Public safety 10,734,927 10,879,335 (144,408) Public works 8,277,831 5,085,633 3,192,198 Parks and recreation 3,502,606 3,503,087 (481) Total before depreciation and interest 28,308,788 24,603,393 3,705,395 Depreciation on capital assets 9,528,938 8,940,423 588,515 Interest on long-term debt 3,665,421 3,864,333 (198,912) Total governmental activities expenses 41,503,147$ 37,408,149$ 4,094,998$ Following are explanations of various increases and decreases in expenses by governmental function as shown above. General government expenses increased by $658,086, or 12.8%; which is primarily attributed to the Downtown parking lot replacement and payment of excess tax increment related to a decertified tax increment financing district. Public safety expenses decreased by $144,408 or 1.3%; which is comprised of several components that include installation of cameras in each of the police vehicles, upgrade to the LOGIS public safety application suite and in the prior year the City paid for its share of the construction for the joint Dakota County fire training center. Public works expenses increased by $3,192,198, or 62.8%; primarily due to County intersection reconstruction projects; the roundabout at Dodd Boulevard and Highview Avenue and the roundabout at County Road 50 and County Road 60, which are not considered City assets. The street department expenses in 2014 decreased due to snow events at year end and the associated decrease in overtime, motor fuels and road de-icing chemicals. Parks and recreation expenses decreased $481, or 0.1%; in part due to an increase in personnel services and decrease in capital outlay expensed. Interest on long-term debt decreased $198,912, or 5.1%; which is primarily due to new debt issuances and payment of crossover refunded debt. 28 Business-type activities. Business-type activities increased the City’s 2014 total net position by $2,093,369. Key elements of the increase in net position along with a comparison of revenues, expenses, and changes in net position during fiscal years 2014 and 2013 are shown as follows: Increase / 2014 2013 (Decrease) Revenues Charges for services Liquor 3,804,942$ 3,948,599$ (143,657)$ Utility 9,296,118 9,126,838 169,280 Operating grants and contributions Liquor 3,762 3,762 - Utility 112,181 69,968 42,213 Capital contributions Utility 4,252,192 3,414,738 837,454 Investment earnings (charges)150,310 (42,114) 192,424 Total revenues 17,619,505 16,521,791 1,097,714 Expenses Liquor 2,498,103 2,473,738 24,365 Utility 11,462,552 10,863,625 598,927 Total expenses 13,960,655 13,337,363 623,292 Change in net position before transfers 3,658,850 3,184,428 474,422 Transfers (1,565,481) (2,094,059) 528,578 Change in net position 2,093,369 1,090,369 1,003,000 Net position - beginning 119,084,152 117,993,783 1,090,369 Net position - ending 121,177,521$ 119,084,152$ 2,093,369$ The City’s 2014 business-type total revenues increased by $1,097,714 or 6.6%; the various revenue components are discussed in detail in the following paragraphs. ○ The liquor fund 2014 charges for services (sales less cost of goods sold) decreased due to sales volume. The 2014 cost of goods sold as a percentage of sales were 74.4%, compared to 74.3% in 2013. ○ The overall utility revenue charges for services increased by $169,280. This overall increase is represented by a water revenue decrease of $146,909, sanitary sewer revenue increase of $252,313, street light revenue increase of $48,552 and environmental resources revenue increase of $15,324. The water decrease is due to customer consumption as a result of changes in weather patterns, a rate increase and an increase in customers as a result of community growth. The sanitary sewer and street light increases are due to an increase in customers and rates. The environmental resources increase is due to an increase in customers. 29 ○ The utility fund experienced a total increase of $837,454 in capital contributions. The majority of the increase is derived from water and sanitary sewer contributed from developer improvement projects. City improvement project infrastructure assets of $230,565 were contributed to the utility fund which is within the net transfer amount of ($1,565,481) on the Statement of Activities. The total amount of contributed infrastructure assets received by the utility fund varies yearly. ○ Investment earnings increased $192,424. The increase is the result of changes in investment market values and increasing interest earnings consistent with prevailing market conditions. The City’s 2014 business-type total expenses increased $623,292, or 4.7% as follows: Liquor Utility Business-type activities expenses Fund Fund Total Personnel services 35,769$ 51,823$ 87,592$ Commodities 1,503 38,676 40,179 Other charges and services (8,646) 167,130 158,484 Sanitary sewage treatment and disposal - 205,787 205,787 Depreciation on capital assets 4,068 135,511 139,579 Interest, fiscal charges, bond premium (net)(8,329) - (8,329) Total increase/(decrease)24,365$ 598,927$ 623,292$ Increase/(Decrease) From 2013 o The liquor fund personnel services increase of $35,769 is primarily the result of filling prior year staffing vacancies. o The utility fund other charges and services increase is attributed to several major maintenance projects compared to the previous year on the water meter replacement program. Metropolitan Council Environmental Services (MCES), which is responsible for sewage treatment and disposal, increased sanitary sewer processing costs by approximately 6.7%. Financial Analysis of the City’s Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Some funds are required statutorily while others are established internally to assist management in accounting for certain activities. Governmental funds. The focus of the City’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unrestricted fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. 30 As of the end of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $71,913,871. Of this amount, $27,372,126 or 38% of this combined ending fund balance constitutes unrestricted fund balance that is available for spending at the government’s discretion. Nonspendable fund balances of $221,873 are amounts that are not in a spendable form, such as prepaid items and inventory. The remaining fund balance is restricted for (a) debt service of $39,734,802, (b) various capital acquisition needs of $4,543,098, and (c) other restricted purposes of $41,972. The general fund is the chief operating fund of the City. At the end of the current fiscal year, the fund balance was $11,071,769, an increase of $1,405,209 of revenues over expenditures. The G.O. obligation (debt service) fund balance increased by $3,409,793 due to issuance of refunding debt obligations. The G.O. improvement (debt service) fund balance increased by $1,336,187. The City levies the required property taxes and special assessments levied against benefited property owners to meet the bonded debt service requirements in the following year. The change in fund balance is subject to principal and interest requirements of existing debt and that of new debt issuance. The building (capital projects) fund expended $275,892 for the replacement of the rooftop HVAC unit at fire station #4, and major maintenance projects. Financing was provided by $126,215 of revenues from investment income, donations and other revenue sources. An additional $7,711 of financing was provided from transfers from the liquor fund (enterprise), utility fund (enterprise) and communications fund (special revenue). The improvement construction (capital projects) fund accounts for major infrastructure reconstruction projects that require debt issuance for financing purposes. The activity in this fund may fluctuate from year to year depending on the scope of the project. Large projects such as the interstate highway interchange and bridge reconstruction projects may take several years to complete. The fund balance increased by $57,078 due to the preliminary engineering costs associated with the 2015 street reconstruction project. The 2015 street reconstruction project will be financed with bond issuance in 2015. Other Post-Employment Benefits (OPEB) In accordance with the provisions of the Governmental Accounting Standards Board (GASB) Statement No. 45, Accounting and Financial Reporting by Employers for Post-employment Benefits Other Than Pensions, an actuarial valuation was required to be computed and reported for the City’s post-employment health insurance benefits provided to eligible employees through the City’s Other Post-Employment Benefits Plan. The net OPEB obligation and corresponding expense for governmental activities is reported within the government-wide financial statements. The net OPEB obligation liability and corresponding expense for enterprise funds are recorded within those funds. Refer to Note 15. – Other Post-Employment Benefits (OPEB) Plan, of the Notes to Basic Financial Statements for complete information concerning the City’s OPEB Plan. 31 General Fund Budgetary Highlights With the exception of the committees and commissions, operations and maintenance, street maintenance, heritage center, and arts center departments, all other general fund departments expended their 2014 budget appropriations at or below the final adopted budget. A schedule of revenues, expenditures and changes in fund balances – budgetary comparison is disclosed in the required supplemental information section of this report. A summary of general fund revenues, expenditures, other financing sources (uses), variance with final budget, and net change in fund balance is as follows: Budget As Variance Originally Final With Final Adopted Budget Actual Budget Revenues Property taxes 16,794,367$ 16,794,367$ 16,841,970$ 47,603$ Licenses and permits 1,947,676 1,975,626 2,159,289 183,663 Intergovernmental 608,401 712,876 811,709 98,833 Charges for services 2,148,167 2,163,171 2,489,277 326,106 Fines 274,590 274,590 223,642 (50,948) Investment income (charges) 44,413 44,413 99,179 54,766 Donations 13,370 25,270 30,254 4,984 Miscellaneous 55,961 55,961 51,368 (4,593) Total revenues 21,886,945 22,046,274 22,706,688 660,414 Expenditures Personnel services 15,762,570 16,129,816 15,845,381 284,435 Commodities 1,626,533 1,718,959 1,765,378 (46,419) Other charges and services 4,382,922 4,438,865 4,314,962 123,903 Capital outlay 108,563 117,859 135,572 (17,713) Other 303,497 - - - Total expenditures 22,184,085 22,405,499 22,061,293 344,206 Other financing sources 759,814 759,814 759,814 - Net change in fund balance 462,674$ 400,589$ 1,405,209$ 1,004,620$ General Fund The 2014 actual general fund revenues exceeded the final budget by $660,414 and expenditures were under final adopted budget by $344,206. Other financing sources were at the final budget. The general fund actual net change in fund balance surpassed final budget by $1,004,620. 32 The following is a brief summary explanation of the various budgets to actual variances for revenues: ○ Property taxes were greater than anticipated by $47,603 due to higher than anticipated collection of current taxes. ○ Licenses and permits exceeded estimates by $183,663 due to greater than anticipated building permit fees. The number of residential building permits budgeted were 210 compared to 319 actual. ○ Intergovernmental revenues exceeded estimates by $98,833 due to federal grants for public safety highway safety initiatives. ○ Charges for services exceeded estimates by $326,106 which is primarily related to public works engineering fees derived from reconstruction projects. ○ Fines were below estimates by $50,948 due to police officer vacancies in the traffic control division. ○ Investment income was above estimates by $54,766 due to prevailing market conditions. The City’s Management employs prudent investment practices and cash management techniques to maximize investment income while protecting the City’s treasury. ○ Donations and miscellaneous revenues experienced variances of $4,984 and ($4,593), respectively. The following is a brief summary explanation of the various budgets to actual variances for expenditures: ○ Personnel costs including benefits were $284,435 below budget due to vacant positions as a result of retirements and resignations, lower than anticipated benefit costs, and lower fire emergency calls. ○ Commodities exceeded the budget by $46,419 due to an increase in motor fuel costs. ○ Other charges and services were $123,903 below budget due to hiring seasonal staff versus contracting out for summer park maintenance. ○ Capital outlay exceeded the budget by $17,713 due to remodeling existing space and providing new computers for the newly created operations and maintenance department. 33 Capital Asset and Debt Administration Capital assets. The City’s capital assets for governmental and business-type activities as of December 31, 2014 are $313.2 million (net of accumulated depreciation). This amount represents an increase (including additions, deletions, and depreciation) of approximately $14.75 million from 2013. The net investment in capital assets including land, historical treasures, buildings, machinery and equipment, other improvements, infrastructure, and construction in process are shown as follows: Governmental Business-type Activities Activities Total Land 23,501,740$ 3,812,073$ 27,313,813$ Historical treasures 100,000 - 100,000 Buildings and improvements 41,860,145 18,191,267 60,051,412 Machinery and equipment 7,814,743 1,432,931 9,247,674 Other improvements 3,027,368 - 3,027,368 Infrastructure Streets 56,344,605 - 56,344,605 Storm sewer 42,655,929 - 42,655,929 Parks 7,754,686 - 7,754,686 Water - 49,213,969 49,213,969 Sanitary sewer - 37,280,071 37,280,071 Construction in process 17,518,207 2,693,324 20,211,531 Total 200,577,423$ 112,623,635$ 313,201,058$ Capital Assets (net of depreciation) The City’s 2015 adopted budget provides funding for $59.4 million in infrastructure capital assets, public buildings improvements and upgrades, and equipment capital assets such as vehicle replacements for public safety and public works, and technology equipment. Refer to Note 3. - Capital Assets, of the Notes to Basic Financial Statements for additional information. Debt administration. At the end of the current fiscal year, the City of Lakeville had total bonded debt outstanding of $113.430 million, which is an increase of $4.985 million compared to the prior year. The increase is due to the issuance of two new bond issues totaling $21.180 million, and principal bond maturities, including a crossover refunding of ($10.035 million). The City manages its debt structure by utilizing approaches that take full advantage of its financial position, revenue trends and conditions in municipal bond markets. During 2014, the City issued the General Obligation Refunding Bonds Series 2014 B to call the Street Reconstruction Bonds Series 2005 A and the Capital Improvement Plan Bonds 34 Series 2007 D on February 1, 2016, and February 1, 2017, respectively. The refunding transaction yielded a net savings to the City of $1,628,573 with a present value economic gain of $1,057,711. Refer to Note 5. – Long-Term Liabilities, of the Notes to Basic Financial Statements for additional information about the City’s governmental and business-type long-term debt activity. The City’s outstanding bonded debt as of December 31, 2014 is shown as follows: Balance Balance January 1 Issued Redeemed December 31 Governmental bonds General obligation bonds Capital improvement 39,015,000$ 11,065,000$ 770,000$ 49,310,000$ Street reconstruction 29,580,000 1,595,000 11,205,000 19,970,000 G.O. Improvement 16,640,000 8,520,000 1,255,000 23,905,000 State-aid street revenue 4,590,000 - 700,000 3,890,000 Water revenue 2,865,000 - 890,000 1,975,000 Tax increment 2,335,000 - 445,000 1,890,000 Park 815,000 - 405,000 410,000 Arena revenue 1,045,000 - 135,000 910,000 HRA lease revenue 8,325,000 - 225,000 8,100,000 Total governmental 105,210,000 21,180,000 16,030,000 110,360,000 Business-type bonds Liquor revenue 3,235,000 - 165,000 3,070,000 Total bonds payable 108,445,000$ 21,180,000$ 16,195,000$ 113,430,000$ Outstanding Debt Governmental Bonds and Business-type Bonds Credit Rating Aa1 The City of Lakeville’s general obligation bond rating as of December 31, 2014 is “Aa1” as rated by Moody’s Investors Service. Moody’s Investor Service credit report stated the rating was “The Aa1 underlying rating reflects the city’s history of excellent financial management and strong reserve levels; wealthy tax base located just south of the Twin Cities Metropolitan Area, and an above average debt burden.” State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of the total assessor’s taxable market valuation. The City has $34,767,965 of net bonded debt, which is subject to the $149,874,547 current debt limitation, thereby resulting in a legal debt margin of $115,106,582. Refer to the Statistical Section of this report for a detailed computation of the City’s legal debt margin. 35 Economic Conditions and Next Year’s Budget The City of Lakeville remains one of the top growth cities in the Minnesota twin city metro area. The trend for building permit activity for single family homes is on the rise although building permits for single family homes decreased to 319 in 2014 compared to 374 permits in 2013. In our opinion, the resurgence is due to a number of factors including but not limited to; near historical low interest rates, a low regional unemployment rate of 2.8%, improved personal income levels, a reduced number of home foreclosures and increasing home values. The budget and five year capital improvement plan are premised on the assumption growth will continue at a subdued level for the foreseeable future. The adopted 2015 budget reflects a continuation of the program and service levels established by the City Council over the past several years. No new programs or services were included in the adopted budget; however, key staff positions and resources were added to accommodate community growth. The 2015 budget also focuses on City efforts to achieve strategic priorities established in the Envision Lakeville Community Vision Plan to prepare for the future; these efforts include investments in technology to maximize efficiencies, developing effective partnerships to capitalize on opportunities and multi-agency resources, infrastructure improvements to promote economic and community development and service continuity through staffing enhancements to meet the expectations of community residents and businesses. Requests for Information This financial report is designed to provide a general overview of the City of Lakeville’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be directed to the City of Lakeville Finance Department at 20195 Holyoke Avenue, Lakeville, Minnesota 55044, (952) 985-4400, or email your request to jerickson@lakevillemn.gov. This page intentionally left blank. B A S I C F I N A N C I A L S T A T E M E N T S This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA STATEMENT OF NET POSITION DECEMBER 31, 2014 Governmental Business-type Activities Activities Total ASSETS: Cash and investments 46,007,226$ 8,781,136$ 54,788,362$ Receivables 13,529,966 2,412,682 15,942,648 Internal balances (200,422) 200,422 - Inventory 162,322 2,342,096 2,504,418 Prepaid items 59,551 36,579 96,130 Restricted assets (temporarily): Cash and investments - 324,125 324,125 Investments held by trustee 27,471,784 - 27,471,784 Capital assets Non-depreciable 41,119,947 6,505,397 47,625,344 Depreciable, net 159,457,476 106,118,238 265,575,714 Total capital assets 200,577,423 112,623,635 313,201,058 Total assets 287,607,850 126,720,675 414,328,525 LIABILITIES: Salaries, accounts, contracts, interest, and deposits 7,134,099 2,106,658 9,240,757 Unearned revenue 493,878 - 493,878 Non-current liabilities Due within one year 21,094,511 392,780 21,487,291 Due in more than one year 97,424,374 3,043,716 100,468,090 Total liabilities 126,146,862 5,543,154 131,690,016 NET POSITION: Net investment in capital assets 135,673,737 109,535,106 245,208,843 Restricted for Special purposes 41,980 - 41,980 Debt service 16,293,027 324,125 16,617,152 Capital acquisition 3,578,007 - 3,578,007 Unrestricted 5,874,237 11,318,290 17,192,527 Total net position 161,460,988$ 121,177,521$ 282,638,509$ See accompanying notes to basic financial statements. 36 CI T Y O F L A K E V I L L E , M I N N E S O T A ST A T E M E N T O F A C T I V I T I E S YE A R E N D E D D E C E M B E R 3 1 , 2 0 1 4 O p er a t i n g Ca p it a l Ch a r g es f o r G r a n t s a n d G r a n t s a n d G o v e r n m e n t a l B u s i n e s s - t yp e Fu n c t i o n / P r o g ra m s Ex p en s e s Se r v i c e s Co n t r i b u t i o n s Co n t r i b u t i o n s A ct i v i t i e s A ctivities Total Go v e r n m e n t a l a c t i v i t i e s Ge n e r a l g ov e r n m e n t 6 , 0 5 1 , 9 8 5 $ 3 , 2 1 9 , 6 4 4 $ 5 , 3 9 9 $ 2 , 7 6 2 , 6 0 9 $ (64 , 3 3 3 ) $ (64,333 )$ Pu b l i c s a f e t y 11 , 8 0 7 , 1 8 3 6 6 0 , 9 1 0 8 2 5 , 4 3 4 - (10 , 3 2 0 , 8 3 9 ) (10,320,839 ) Pu b l i c w o r k s 1 4 , 7 7 6 , 3 9 0 5 , 2 8 0 , 3 3 8 3 , 6 6 5 , 3 7 3 6 , 8 9 2 , 2 3 0 1 , 0 6 1 , 5 5 1 1 , 0 6 1 , 5 5 1 Pa r k s a n d r e c r e a t i o n 5 , 2 0 2 , 1 6 8 2 , 8 0 8 , 8 8 5 6 6 , 5 7 5 4 3 6 , 1 0 7 (1, 8 9 0 , 6 0 1 ) (1,890,601 ) In t e r e s t o n l o n g -t e r m d e b t 3, 6 6 5 , 4 2 1 - - - (3 , 6 6 5 , 4 2 1 ) (3,665,421) To t a l g ov e r n m e n t a l a c t i v i t i e s 41 , 5 0 3 , 1 4 7 11 , 9 6 9 , 7 7 7 4, 5 6 2 , 7 8 1 10 , 0 9 0 , 9 4 6 ( 1 4 , 8 7 9 , 6 4 3 ) (14,879,643) Bu s i n e s s - t yp e a c t i v i t i e s Li q uo r 2, 4 9 8 , 1 0 3 3 , 8 0 4 , 9 4 2 3 , 7 6 2 - 1 , 3 1 0 , 6 0 1 $ 1,310,601 Ut i l i t y 11 , 4 6 2 , 5 5 2 9, 2 9 6 , 1 1 8 11 2 , 1 8 1 4, 2 5 2 , 1 9 2 2,197,939 2,197,939 To t a l b u s i n e s s - t yp e a c t i v i t i e s 13 , 9 6 0 , 6 5 5 13 , 1 0 1 , 0 6 0 11 5 , 9 4 3 4, 2 5 2 , 1 9 2 3,508,540 3,508,540 To t a l p ri m a r y g ov e r n m e n t 55 , 4 6 3 , 8 0 2 $ 25 , 0 7 0 , 8 3 7 $ 4, 6 7 8 , 7 2 4 $ 14 , 3 4 3 , 1 3 8 $ (1 4 , 8 7 9 , 6 4 3 ) 3,508,540 (11,371,103) Ge n e r a l r e v e n u e s Pr o p e r t y t a x e s 2 4 , 4 6 5 , 3 3 3 - 24,465,333 In v e s t m e n t i n c o m e 5 5 2 , 4 4 4 1 5 0 , 3 1 0 702,754 Tr a n s f e r s 1, 5 6 5 , 4 8 1 (1,565,481) - To t a l g en e r a l r e v e n u e s a n d t r a n s f e r s 26 , 5 8 3 , 2 5 8 (1,415,171) 25,168,087 11 , 7 0 3 , 6 1 5 2 , 0 9 3 , 3 6 9 13,796,984 Ne t p o s i t i o n , J a n u a r y 1 14 9 , 7 5 7 , 3 7 3 119,084,152 268,841,525 Ne t p o s i t i o n , D e c e m b e r 3 1 16 1 , 4 6 0 , 9 8 8 $ 121,177,521 $ 282,638,509 $ Se e a c c o m p an y in g n o t e s t o b a s i c f i n a n c i a l s t a t e m e n t s . 37 Pr o g r a m R e v e n u e s N e t ( E x p e n s e ) R e v e n u e a n d Ch a n g e s i n N e t P o s i t i o n Ch a n g e i n n e t p o s i t i o n CITY OF LAKEVILLE, MINNESOTA BALANCE SHEET - GOVERNMENTAL FUNDS DECEMBER 31, 2014 General G.O. General Obligation Improvement Assets Cash and investments 11,160,908$ 3,763,882$ 4,103,787$ Investments held by trustee - 26,774,406 - Interest receivable 21,638 36,143 6,644 Taxes receivable 1,181,436 255,132 88,313 Accounts receivable 568,957 - - Due from other funds - - - Special assessments receivable - 536,120 7,261,691 Inventory 162,322 - - Prepaid items 59,382 - - Total assets 13,154,643$ 31,365,683$ 11,460,435$ Liabilities Salaries payable 513,738$ -$ -$ Accounts payable 779,846 - - Due to other funds - - - Contracts payable - - - Deposits payable 175,872 - - Unearned revenue 429,305 - - Total liabilities 1,898,761 - - Deferred inflows of resources Unavailable revenue - taxes 184,113 48,111 15,469 Unavailable revenue - special assessments - 536,120 7,141,494 Unavailable revenue - other - - - Total deferred inflows of resources 184,113 584,231 7,156,963 Fund balances Nonspendable 221,704 - - Restricted - 30,781,452 4,303,472 Committed 45,000 - - Unassigned 10,805,065 - - Total fund balances 11,071,769 30,781,452 4,303,472 Total liabilities, deferred inflows of resources, and fund balances 13,154,643$ 31,365,683$ 11,460,435$ See accompanying notes to basic financial statements. Debt Service 38 Nonmajor Total Improvement Governmental Governmental Building Construction Funds Funds 1,491,261$ 2,531,547$ 22,178,162$ 45,229,547$ - - 697,378 27,471,784 4,333 5,944 64,398 139,100 - - 114,575 1,639,456 122,063 14,146 2,720,727 3,425,893 - - 38,336 38,336 - - 493,635 8,291,446 - - - 162,322 - - 169 59,551 1,617,657$ 2,551,637$ 26,307,380$ 86,457,435$ -$ -$ 9,132$ 522,870$ 20,359 578,598 2,074,561 3,453,364 - - 38,336 38,336 100,225 895,248 269,178 1,264,651 - - 26,125 201,997 - - 64,573 493,878 120,584 1,473,846 2,481,905 5,975,096 - - 28,022 275,715 - - 493,068 8,170,682 122,063 - 8 122,071 122,063 - 521,098 8,568,468 - - 169 221,873 - 1,603,920 7,631,028 44,319,872 1,375,010 105,906 15,673,180 17,199,096 - (632,035) - 10,173,030 1,375,010 1,077,791 23,304,377 71,913,871 1,617,657$ 2,551,637$ 26,307,380$ 86,457,435$ Capital Projects 39 This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET POSITION DECEMBER 31, 2014 Fund balance - total governmental funds 71,913,871$ Amounts reported for governmental activities in the statement of net position are different because: 1. Capital assets used in governmental activities are not current financial resources and, therefore, are not reported in the governmental funds. Governmental capital assets 330,257,785$ Less accumulated depreciation (129,680,362) 200,577,423 2. Grant receivable that is applicable towards accrued bond interest payable is susceptible to full accrual on the government-wide statements. 30,126 3. Long-term liabilities are not payable with current financial resources and, therefore, are not reported in the governmental funds. Bonds (110,360,000) Accrued interest (1,682,752) Loan (1,159,843) Unamortized bond discount 182 Unamortized bond premium (4,290,199) (117,492,612) 4. Accrued compensated absences and net OPEB obligations are not payable with current financial resources and, therefore, are not reported in the governmental funds. (2,709,025) 5. Deferred inflows of resources in governmental funds is susceptible to full accrual on the government-wide statements. 8,568,468 6. The City uses an internal service fund to charge the cost of insurance activities to individual funds. A portion of the assets and liabilities of the municipal reserves fund are included in governmental activities in the Statement of Net Position.572,737 Net position of governmental activities 161,460,988$ See accompanying notes to basic financial statements. 40 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2014 General G.O. General Obligation Improvement Revenues Property taxes 16,841,970$ 3,702,381$ 1,288,974$ Tax increment - - - Licenses and permits 2,159,289 - - Intergovernmental 811,709 67,995 - Charges for services 2,489,277 - - Special assessments - 213,187 1,378,919 Fines 223,642 - - Investment income 99,179 76,674 30,435 Loan repayments - - - Donations 30,254 - - Miscellaneous 51,368 - - Total revenues 22,706,688 4,060,237 2,698,328 Expenditures - current General government 4,484,313 Public safety 10,305,450 Public works 3,805,470 Parks and recreation 3,330,488 Total expenditures - current 21,925,721 Expenditures - capital outlay General government 24,577 Public safety 4,017 Public works 95,568 Parks and recreation 11,410 Total expenditures - capital outlay 135,572 Expenditures - debt service Principal bond maturities 2,345,000 1,255,000 Interest on debt 2,547,008 415,216 Fiscal charges 129,967 12,633 Total expenditures - debt service 5,021,975 1,682,849 Total expenditures 22,061,293 5,021,975 1,682,849 Excess (deficiency) of revenues over expenditures 645,395 (961,738) 1,015,479 Other financing sources and (uses) Transfers from other funds 759,814 400,000 118,086 Transfers to other funds - - - Issuance of debt - - 202,622 Refunding bonds issued - 12,660,000 - Payment to refunded bonds escrow agent - (10,035,000) - Premium on bonds issued - 1,346,531 - Total other financing sources and (uses)759,814 4,371,531 320,708 Net change in fund balance 1,405,209 3,409,793 1,336,187 Fund balance, January 1 9,666,560 27,371,659 2,967,285 Fund balance, December 31 11,071,769$ 30,781,452$ 4,303,472$ See accompanying notes to basic financial statements. Debt Service 41 Nonmajor Total Improvement Governmental Governmental Building Construction Funds Funds -$ -$ 1,863,334$ 23,696,659$ - - 828,050 828,050 - - 677,266 2,836,555 - 14,146 4,085,306 4,979,156 44,473 - 5,871,742 8,405,492 - - 44,161 1,636,267 - - - 223,642 19,844 27,229 295,481 548,842 - - 2,230,000 2,230,000 38,623 - 173,750 242,627 23,275 - 883,294 957,937 126,215 41,375 16,952,384 46,585,227 1,205,917 5,690,230 - 10,305,450 - 3,805,470 - 3,330,488 1,205,917 23,131,638 29,431 88,049 240,405 382,462 174,300 - 1,279,674 1,457,991 23,542 8,730,528 7,975,094 16,824,732 48,619 - 2,695,661 2,755,690 275,892 8,818,577 12,190,834 21,420,875 2,395,000 5,995,000 738,366 3,700,590 34,189 176,789 3,167,555 9,872,379 275,892 8,818,577 16,564,306 54,424,892 (149,677) (8,777,202) 388,078 (7,839,665) 7,711 - 2,203,614 3,489,225 - (118,086) (1,526,538) (1,644,624) - 8,317,378 - 8,520,000 - - - 12,660,000 - - - (10,035,000) - 634,988 - 1,981,519 7,711 8,834,280 677,076 14,971,120 (141,966) 57,078 1,065,154 7,131,455 1,516,976 1,020,713 22,239,223 64,782,416 1,375,010$ 1,077,791$ 23,304,377$ 71,913,871$ Capital Projects 42 This page intentionally left blank. 7,131,455$ 1. Governmental funds report capital outlays as expenditures while the government-wide statement of activities reports depreciation expense to allocate those expenditures over the life of the assets. As a result, fund balance decreases by the amount of financial resources expended, whereas net position decreases by the amount of depreciation expense charged for the year. This is the amount by which depreciation expense exceeded capital outlay. Capital outlay 16,029,441$ Capital contributed by developer 4,038,286 Depreciation expense (9,528,938) 10,538,789 2. In the government-wide Statement of Activities, only the gain or loss on the sale of capital assets is reported, whereas in the governmental funds, the proceeds from the sales increase financial resources. Thus, the change in net position differs from the change in fund balance by the net book value of the capital assets disposed of.(104,873) 3. Revenues in the government-wide Statement of Activities that do not provide current financial resources are not reported as revenues in the governmental funds. Deferred inflows of resources - December 31, 2013 (7,491,769) Deferred inflows of resources - December 31, 2014 8,568,468 1,076,699 4. Bond proceeds are reported as other financing sources in governmental funds and thus contribute to the increase in fund balance. Bond, loan, and capital lease principal maturities are reported as expenditures in governmental funds thus reducing fund balance. In the government-wide statements, however, issuing debt increases long-term liabilities while debt repayment reduces long-term liabilities thus affecting the statement of activities. Bond proceeds (21,180,000) Bond, loan, and capital lease principal maturities 16,030,000 (5,150,000) 5. Interest and debt premium/discounts in the government-wide Statement of Activities differs from the amounts reported in governmental funds because accrued interest was calculated for long-term debt payable in addition to the amortizations of debt premiums/ discounts which are recognized respectively as expenditures and other financing sources and uses in the governmental fund statements. Accrued interest payable (38,123) Grant applicable towards accrued interest payable (807) Premium on 2014 bonds issued (1,981,519) Amortization of debt premiums/discounts 250,081 (1,770,368) 6.Accrued compensated absences and net OPEB obligations are not payable with current financial resources and, therefore, are not reported in the governmental funds. Net compensated absences decrease - December 31, 2014 19,541 Net OPEB obligation increase - December 31, 2014 (60,236) (40,695) 7. Internal service funds are used by management to charge the costs of certain activities, such as insurance, to individual funds. This amount represents a portion of the change in net position of the internal service fund, which are reported in with governmental activities.22,608 Change in net position of governmental activities 11,703,615$ Net change in fund balances - total governmental funds Amounts reported for governmental activities in the Statement of Activities are different because: See accompanying notes to basic financial statements. CITY OF LAKEVILLE, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2014 43 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF NET POSITION - PROPRIETARY FUNDS DECEMBER 31, 2014 Governmental Enterprise Funds Activities - Internal Service Liquor Utility Total Funds ASSETS Current assets Cash and investments 1,514,415$ 7,266,721$ 8,781,136$ 777,679$ Interest receivable 10,700 21,867 32,567 1,038 Accounts receivable 845 2,379,270 2,380,115 2,907 Inventory 1,723,071 619,025 2,342,096 - Prepaid expenses 22,388 14,191 36,579 - Total current assets 3,271,419 10,301,074 13,572,493 781,624 Non-current assets Restricted cash and investments 324,125 324,125 Capital assets Land 3,283,913 528,160 3,812,073 Buildings and improvements 3,896,890 22,245,024 26,141,914 Machinery and equipment 520,642 2,587,927 3,108,569 Infrastructure - 134,114,079 134,114,079 Construction in process - 2,693,324 2,693,324 Accumulated depreciation (1,426,392) (55,819,932) (57,246,324) Net capital assets 6,275,053 106,348,582 112,623,635 Total non-current assets 6,599,178 106,348,582 112,947,760 Total assets 9,870,597 116,649,656 126,520,253 781,624 LIABILITIES Current liabilities Salaries payable 33,904 54,890 88,794 - Accounts payable 1,017,288 920,426 1,937,714 8,465 Accrued interest payable 63,959 - 63,959 - Deposits payable 8,191 8,000 16,191 - Accrued compensated absences 54,649 163,131 217,780 - Long-term debt-current 175,000 - 175,000 - Total current liabilities 1,352,991 1,146,447 2,499,438 8,465 Non-current liabilities Accrued compensated absences 65,363 15,246 80,609 Net OPEB obligation 17,385 32,193 49,578 Long-term debt 2,913,529 - 2,913,529 Total non-current liabilities 2,996,277 47,439 3,043,716 Total liabilities 4,349,268 1,193,886 5,543,154 8,465 NET POSITION Net investment in capital assets 3,186,524 106,348,582 109,535,106 Restricted for debt service 324,125 - 324,125 Unrestricted 2,010,680 9,107,188 11,117,868 773,159 Total net position 5,521,329$ 115,455,770$ 120,977,099 773,159$ Explanation of difference between Proprietary Funds Statement Position and the government-wide Statement of Net Position: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount consists of the necessary adjustment to reflect the consolidation of internal service fund activities:200,422 Net position of business-type activities 121,177,521$ See accompanying notes to basic financial statements. Business-type Activities - 44 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION - PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2014 Governmental Enterprise Funds Activities - Internal Service Liquor Utility Total Funds Sales and cost of sales Sales 14,883,858$ 14,883,858$ Cost of sales 11,078,916 11,078,916 Gross profit 3,804,942 3,804,942 Operating revenues User charges 9,143,659$ 9,143,659 381,324$ Other 152,459 152,459 62,469 Total operating revenues 9,296,118 9,296,118 443,793 Gross profit and total operating revenues 3,804,942 9,296,118 13,101,060 443,793 Operating expenses Personnel services 1,317,782 1,847,945 3,165,727 - Commodities 52,476 393,977 446,453 - Other charges and services 858,837 2,665,859 3,524,696 368,572 Disposal charges - 3,297,982 3,297,982 - Depreciation 117,984 3,296,855 3,414,839 - Total operating expenses 2,347,079 11,502,618 13,849,697 368,572 Operating income (loss)1,457,863 (2,206,500) (748,637) 75,221 Non-operating revenue (expense) Intergovernmental - grants 3,762 112,181 115,943 - Investment income 49,005 100,155 149,160 4,752 Interest, fiscal charges, bond premium (net)(152,980) - (152,980) - Disposal of capital assets 84 34,278 34,362 - Total non-operating revenue (expense)(100,129) 246,614 146,485 4,752 Income (loss) before contributions and trans 1,357,734 (1,959,886) (602,152) 79,973 Contributed capital from governmental activities - 230,565 230,565 - Contributed capital from developers - 4,252,192 4,252,192 - Transfers from other funds - 2,989 2,989 - Transfers to other funds (1,369,063) (429,972) (1,799,035) (48,555) Total contributions and transfers (net)(1,369,063) 4,055,774 2,686,711 (48,555) Change in net position (11,329) 2,095,888 2,084,559 31,418 Net position, January 1 5,532,658 113,359,882 741,741 Net position, December 31 5,521,329$ 115,455,770$ 773,159$ Explanation of difference between Proprietary Funds Statement of Revenue, Expenses, and Changes in Fund Net Position and the Statement of Activities: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount represents the income that has been allocated back to the business-type activities in the government-wide Statement of Activities that is attributable to the City's business-type activities:8,810 Change in net position of business-type activities 2,093,369$ See accompanying notes to basic financial statements. Business-type Activities - 45 This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2014 Governmental Activities - Internal Service Liquor Utility Total Funds Cash flows from operating activities Cash received from customers 14,883,094$ 9,279,276$ 24,162,370$ -$ Cash received from general service charges - - - 440,886 Cash paid to suppliers (12,224,883) (6,345,497) (18,570,380) (369,629) Cash paid to and for employees (1,295,855) (1,869,952) (3,165,807) - Net cash flows from operating activities 1,362,356 1,063,827 2,426,183 71,257 Cash flows from noncapital financing activities Intergovernmental - grant 3,762 220,600 224,362 - Transfers from other funds - 2,989 2,989 - Transfers to other funds (1,369,063) (429,972) (1,799,035) (48,555) Net cash flows from noncapital financing activities (1,365,301) (206,383) (1,571,684) (48,555) Cash flows from capital and related financing activities Acquisition of capital assets (2,093,779) (1,225,964) (3,319,743) - Proceeds from sale of capital assets 84 37,798 37,882 - Interest and fiscal charges (157,950) - (157,950) - Principal maturities (165,000) - (165,000) - Net cash flows from capital and related financing activities (2,416,645) (1,188,166) (3,604,811) - Cash flows from investing activities Investment income received 57,247 118,158 175,405 5,451 Net change in cash and cash equivalents (2,362,343) (212,564) (2,574,907) 28,153 Cash and cash equivalents, January 1 4,200,883 7,479,285 11,680,168 749,526 Cash and cash equivalents, December 31 1,838,540$ 7,266,721$ 9,105,261$ 777,679$ (including restricted cash account of $324,125) Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss)1,457,863$ (2,206,500)$ (748,637)$ 75,221$ Adjustments Depreciation expense 117,984 3,296,855 3,414,839 - (Increase) decrease in assets Accounts receivable (764) (16,842) (17,606) (2,907) Inventory (43,602) (576,606) (620,208) - Prepaid expenses 322 (691) (369) - Increase (decrease) in liabilities Salaries payable 1,681 5,482 7,163 - Accounts payable (190,628) 734,027 543,399 (1,057) Contracts payable - (147,009) (147,009) - Deposits payable (746) 2,600 1,854 - Accrued compensated absences 16,702 (34,577) (17,875) - Net OPEB obligation 3,544 7,088 10,632 - Total adjustments (95,507) 3,270,327 3,174,820 (3,964) Net cash flows from operating activities 1,362,356$ 1,063,827$ 2,426,183$ 71,257$ Supplemental schedule of non-cash financing activities: The City assumes ownership of utility capital assets from governmental projects and land developers. Capital assets assumed were as follows:4,482,757$ 4,482,757$ See accompanying notes to basic financial statements. Business-type Activities - Enterprise Funds 46 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF FIDUCIARY NET POSITION - AGENCY FUND DECEMBER 31, 2014 Escrow Fund Assets Cash and investments 7,227,588$ Liabilities Deposits payable 7,227,588$ See accompanying notes to basic financial statements. 47 N O T E S T O B A S I C F I N A N C I A L S T A T E M E N T S Note 1 – Summary of Significant Accounting Policies Note 2 – Cash and Investments Note 3 – Capital Assets Note 4 – Operating Leases Note 5 – Long-Term Liabilities Note 6 – Net Investment in Capital Assets Note 7 – Net Position (Restricted) Note 8 – Construction Commitments Note 9 – Fund Balances Note 10 – Contributed Capital Assets from Private Land Developers and City Government Note 11 – Excess of Expenditures over Appropriations Note 12 – Interfund Receivables and Payables Note 13 – Interfund Transfers Note 14 – Joint Powers Debt Commitment Note 15 – Other Post-Employment Benefits (OPEB) Plan Note 16 – Risk Financing and Related Insurance Issues Note 17 – Defined Benefit Pension Plans - Statewide Note 18 – Defined Contribution Plan – Statewide Note 19 – Lakeville Fire Relief Association Note 20 – Deferred Compensation Plan Note 21 – Litigation Note 22 – Conduit Debt Note 23 – GASB Standards Issued But Not Yet Implemented CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 48 Note 1 – Summary of Significant Accounting Policies The City of Lakeville operates under the “Optional Plan A” form of government, according to applicable State of Minnesota Statutes. The Statutes prescribe a Mayor-Council form of organization. The City provides the following services: public safety, highways and streets, water and sanitary sewer, public improvements, planning and zoning, culture-recreation, and general administration. The basic financial statements of the City of Lakeville have been prepared in conformity with United States generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The City’s more significant accounting policies are described below. A. Financial Reporting Entity of the City The City of Lakeville is a municipal corporation governed by an elected mayor and a four-member council. In accordance with GASB standards, these financial statements represent the City of Lakeville and its sole component unit. The City includes all funds, organizations, agencies, departments, and offices that are not legally separate from such. Component units are legally separate organizations for which the elected officials of the City are financially accountable and are included within the basic financial statements of the City based on the nature and the significance of their operational or financial relationships with the City. Blended Component Unit The Housing and Redevelopment Authority (HRA) of Lakeville, Minnesota was created by the City to provide housing and redevelopment assistance to its citizens. The HRA provides this assistance through the administration of various programs. The HRA is governed by a five-member Board of Commissioners comprised of the City of Lakeville Council in accordance with Minnesota Statutes 469.003, Subdivision 6. Although it is legally separate from the City, the HRA is reported as if it were a part of the City (blended) because the City Council is also the HRA governing board. The Commissioners terms of office coincide with those of the City Council member. The City Administrator serves as the HRA Executive Director. The operational responsibility for the HRA rests with management of the City. During fiscal year 2006, the HRA issued $9,230,000 in Ice Arena Lease Revenue Bonds, Series 2006, to finance the construction of the single sheet Hasse ice arena facility. Debt service will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA and the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. These HRA bond obligations are combined and presented separately in the debt service funds as debt supported by HRA lease revenue. The HRA has not issued separate financial statements for the period ending December 31, 2014. Information of a non-financial matter regarding the HRA can be obtained at the City’s Finance offices, located at 20195 Holyoke Avenue, Lakeville, Minnesota 55044. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 49 Note 1 – Summary of Significant Accounting Policies (continued) B. Government-wide and Fund Financial Statements The basic financial statements include both government-wide and fund financial statements. The government-wide financial statements focus on the City as a whole (consolidation of the City, excluding fiduciary funds) while the fund financial statements focus on the major individual funds (reported as separate columns within the fund financial statements). Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds. Both the government-wide and fund financial statements (within the basic financial statements) categorize primary activities as either governmental or business-type. In the governmental-wide Statement of Net Position, both the governmental and business-type activities columns (a) are presented on a consolidated basis by column, and (b) are reflected, on a full accrual, economic resources measurement focus, which incorporates long-term assets and receivables as well as long- term debt and obligations. The City generally first uses restricted assets for expenses incurred for which both restricted and unrestricted assets are available. The City may defer the use of restricted assets based on a review of the specific transaction. The government-wide Statement of Activities reflects both the gross cost and the net cost per function category (general government, public safety, public works, and parks and recreation) which are otherwise being supported by both program and general revenues (charges for services, grants and contributions, property taxes, etc.). The Statement of Activities reduces gross expenses (including depreciation) by the related program revenues and operating/capital grants and contributions. The program revenues must be directly associated with the function (general government, public safety, public works, and parks and recreation) or a business-type activity. Program revenues are derived directly from the program itself or from parties outside the City’s taxpayers or citizenry, as a whole. The City does not allocate indirect expenses. The operating grants and contributions column includes operating-specific and discretionary grants while the capital grants and contributions column includes capital specific grants and contributions. The governmental fund financial statements are presented using the current financial resources measurement focus and the modified accrual basis of accounting. This is the manner in which these funds are normally budgeted. Since the governmental fund statements are presented using a measurement focus and basis of accounting different from that used in the government-wide statement’s governmental column, a reconciliation is presented that briefly explains the adjustments necessary to reconcile ending net position and the change in net position. Both the City as a whole and the City’s major funds, including both governmental and enterprise funds, as well as an agency fund, are presented utilizing the focus of the GASB Statement No. 34 reporting model. Each presentation provides valuable information that can be analyzed and compared (between years and between governments) to enhance the usefulness of the information. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 50 Note 1 – Summary of Significant Accounting Policies (continued) B. Government-wide and Fund Financial Statements (continued) In the fund financial statements, financial transactions and accounts of the City are organized on the basis of funds. The operation of each fund is considered to be an independent fiscal and separate accounting entity, with a self-balancing set of accounts recording cash and/or other financial resources together with all related liabilities and residual equities or balances, and changes therein, which are segregated for the purpose of carrying on specific activities or attaining certain objectives in accordance with special regulations, restrictions, or limitations. Major governmental funds – The City reports the following major governmental funds:  General fund – The general fund is the general operating fund of the City. It is used to account for all financial resources except for those required to be accounted for in another fund. This fund records revenues such as property taxes, licenses and permits, intergovernmental revenues, charges for services, fines, and investment income. Most of the current day-to-day operations of the City are financed from this fund.  Debt service general obligation fund – This fund accounts for those bond issues that financed debt approved by voter referendum, equipment certificates of indebtedness, and capital improvement bonds. Revenues are provided primarily from property taxes.  Debt service G.O. Improvement fund – This fund accounts for those bond issues that financed street, storm sewer, water, and sanitary sewer improvements. The special assessments levied against benefited property owners are pledged toward the repayment of the principal and interest on these bonds.  Capital projects building fund – This fund accounts for the accumulation and disbursement of funds for the construction or improvement of public buildings.  Capital projects improvement construction fund – This fund accounts for complex construction contracts that involve multiple financing resources from the City and other government entities. Construction projects usually extend over several years before completion. Major proprietary funds – The City reports the following major proprietary funds:  Enterprise liquor fund – This fund is used to account for the retail operations of three off- sale liquor stores.  Enterprise utility fund – This fund is used to account for water, sanitary sewer service, street lighting, and environmental resources provided to City customers. Other funds – The City reports the following other funds:  Internal service fund – The internal service fund accounts for the City’s risk management program relating to general liability, excess liability, property, and casualty insurance costs which are charged to other departments of the City. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 51 Note 1 – Summary of Significant Accounting Policies (continued) B. Government-wide and Fund Financial Statements (continued)  Agency fund – The agency fund is used to record the receipt and remittance of monies held by the City as an agent primarily for land developers and builders that will be refunded to the respective depositors when the conditions are satisfied in accordance with the respective agreements. C. Measurement Focus and Basis of Accounting The accounting and reporting treatment applied to a fund is determined by its measurement focus. Funds are classified into three categories: Governmental, Proprietary, and Fiduciary. To provide an accurate cost measurement of individual activities in the fund financial statement consolidation process, the City’s interfund activity relating to services provided by and used between functions has been removed from these statements; exceptions are for charges between the government’s liquor and utility function and other functions of the government. Governmental Funds:  Measurement focus: Governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally are included on the balance sheet. Reported fund balance is considered a measure of “available spendable resources.” Governmental fund operating statements represent increases (i.e., revenues and other financing sources) and decreases (i.e., expenditures and other financing uses) in net current assets.  Basis of accounting: Governmental funds are accounted for using the modified accrual basis of accounting. Their revenues are recognized when susceptible to accrual (i.e., when they become measurable and available). “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current fiscal year or soon enough thereafter to be used to pay liabilities of the current fiscal year. For this purpose the City generally considers revenues to be available if collected within 60 days of year end.  Revenues: Major revenues that are susceptible to accrual include property taxes, excluding delinquent taxes received over 60 days after current fiscal year-end; special assessments, intergovernmental revenue, charges for services, investment income, and donations. Major revenues that are not susceptible to accrual (i.e., license and permit revenues, and miscellaneous revenues) are recorded when received because they are not measurable until collected.  Expenditures: Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred, except for principal and interest on long-term debt, other post-employment benefits, and compensated absences which are recognized when due. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 52 Note 1 – Summary of Significant Accounting Policies (continued) C. Measurement Focus and Basis of Accounting (continued) Proprietary and Fiduciary Funds:  Measurement focus: Proprietary funds and fiduciary funds (with the exception of agency funds) are accounted for on a flow of economic resources measurement focus. This means that all assets, including capital assets, and all liabilities, including long-term liabilities, associated with fund activity are included on the Statement of Net Position. Proprietary fund types Statement of Revenues, Expenses and Changes in Net Position present increases (i.e., revenues) and decreases (i.e., expenses) in net total position.  Basis of accounting: Proprietary funds and fiduciary funds (including agency funds) are accounted for using the accrual basis of accounting. Revenues are recognized when earned and expenses are recorded at the time the liabilities are incurred. Unbilled utility service receivables are recorded at current fiscal year-end.  Operating versus non-operating items: Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenue of the City’s enterprise funds and internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity 1. Cash and investments, and interest receivable Cash balances from all funds are combined and invested to the extent available in certificates of deposit, commercial paper, U.S. Government securities, and other securities authorized by State Statutes. Earnings from such investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. 2. Investments held by trustee Cash and investments held by trustee represent in part the fair value of deposits that are required to be held in trust for various City obligations. These established escrow accounts will remain in effect until the terms and conditions of the obligations have been fulfilled. Earnings from such investments are allocated directly to the respective funds in which the assets are held. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 53 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 3. Taxes receivable Property tax levies are set by the City Council in December each year and are certified to Dakota County for collection in the following year. Such taxes become a receivable of the City and become a lien on the respective property as of January 1. In Minnesota, most counties act as collection agents for all property taxes. Dakota County spreads the levies over all taxable property within the City of Lakeville. Real and personal property taxes are payable in equal installments by property owners to Dakota County on May 15 and October 15 of each year. Dakota County remits these and delinquent collections to the City twice a year, in January and July. Unpaid taxes on December 31 are classified in the fund financial statements as delinquent taxes receivable. Taxes receivable include the following components: Unremitted - amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent - amounts billed to property owners but not paid. 4. Special assessments receivable Special assessments are levied against the benefited properties for the assessable costs of special assessment improvement projects in accordance with State Statutes. The City usually adopts the assessment rolls when the individual projects are complete or substantially complete. The City is obligated for the payment of special assessment debt not covered through the collection of special assessments from property owners. Any obligation by the City would be paid by property taxes. Special assessments are collectable over a term of years generally consistent with the term of years of the related bond issue. Collection of annual special assessment installments (including interest) is administered by Dakota County in the same manner as property taxes. Property owners are allowed to prepay total future installments without interest or prepayment penalties. As of December 31, 2014 the special assessment delinquent receivable was $7,141 in the governmental funds and $32,105 in the proprietary enterprise utility fund. Special assessments receivable includes the following components: Unremitted - amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent - amounts billed to property owners but not paid. Deferred - assessment installments that will be billed to property owners in future years. O t h e r - assessments for which payment has been delayed based on State Statutes or City Council action. 5. Inventory The inventory in the general fund is stated at FIFO (first-in, first-out) cost and consists of expendable supplies held for consumption. Under FIFO, the cost is recognized as an expenditure at the time the inventory items are used (consumption method). The inventories of the proprietary funds are stated at the lower of FIFO cost or replacement market. 6. Prepaid items Payments made to vendors for services that will benefit periods beyond the current year are recorded as prepaid items. Prepaid items are also accounted for using the consumption method. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 54 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 7. Unamortized bond premium and bond discount In the governmental fund financial statements, bond premiums and discounts are recognized as other financing sources and uses, respectively in the current fiscal year. Bond discounts and bond premiums for the City’s government-wide financial statements are deferred and amortized over the term of the bonds using the straight-line method. Unamortized bond premiums and discounts are included within the non-current liabilities due in more than one year of the City’s government-wide statement of net position. The enterprise liquor fund includes a non-current liability for unamortized bond premium associated with the issuance of the liquor revenue bonds of 2007. The bond premium is amortized over the term of the bonds using the straight-line method. 8. Restricted assets (temporarily) The government-wide Statement of Net Position “restricted assets (temporarily)” represents cash and investments, and investments held by trustee that have imposed restrictions placed on them by parties outside the government. These restricted amounts are pledged by bond covenants to the repayment of City indebtedness. The assets are temporarily restricted until the terms and conditions of the obligations have been fulfilled. 9. Capital assets Capital assets, which include land, historical treasures, construction in process, buildings and improvements, machinery and equipment, other improvements, and infrastructure, are reported in the applicable governmental or business-type activity columns of the government-wide Statement of Net Position. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated fair value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life of not less than three years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend the life of the asset are not capitalized. Capital outlays are recorded as expenditures in the City’s governmental fund financial statements, which use the modified accrual basis of accounting. Capital outlays that meet the City’s capitalization criteria are reported in the government-wide Statement of Net Position and proprietary funds Statement of Net Position, both of which use the full accrual basis of accounting. Interest incurred during the construction phase of capital assets for business-type activities is included as part of the capitalization value of assets constructed. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 55 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 9. Capital assets (continued) Depreciation on the capital assets is recorded on a government-wide basis. Land, historical treasures, and construction in process are not depreciated. Capital assets are depreciated using the straight-line method over their estimated useful lives as follows: Buildings and improvements 50-75 years Machinery and equipment 3-15 years Other improvements 10-50 years Infrastructure 20-50 years 10. Deferred inflows of resources In addition to liabilities, statements of financial position or balance sheets will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The City has only one type of item, which arises under a modified accrual basis of accounting, which qualifies for reporting in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and other receivables not collected within 60 days of year- end. These amounts are deferred and recognized as an inflow of resources in the period the amounts became available. 11. Compensated absences It is the City’s policy to permit employees to accumulate earned but unused leave benefits as either paid time off (PTO), or vacation and sick leave. Under the City’s personnel policies and collective bargaining contracts, City employees are granted leave benefits in varying amounts based on length of services. PTO accruals vary from 18 to 30 days per year, vacation accruals vary from 10 to 20 days per year and sick leave accrues at a rate of 12 days per year. As benefits accrue to employees, the accumulated PTO, vacation and vested sick leave is reported as an expense and liability in the government-wide and proprietary fund financial statements. Accrued PTO, vacation and a percentage of sick leave is paid to employees upon termination (severance) and is reported as an expenditure in the governmental fund that will pay for it. No liability is recorded for non-vesting accumulating rights to receive sick leave benefits. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 56 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 12. Net other post-employment benefits (OPEB) obligation In accordance with the provisions of GASB Statement No. 45, Accounting and financial Reporting by Employers for Post-employment Benefits Other Than Pensions, an actuarial valuation is required to be computed and reported for the City’s post-employment health insurance benefits provided to eligible employees through the City’s Other Post-Employment Benefits Plan. OPEB is reported as an expense on a pay-as-you-go basis and is accrued as it is earned. The net OPEB obligation liability and corresponding expense for governmental activities is reported within the government-wide financial statements. The net OPEB obligation liability and corresponding expense for enterprise funds are recorded within those funds. 13. Long-term obligations Long-term obligations are recorded in the City’s government-wide Statement of Net Position when they become a liability of the City. Long-term obligations are recognized as a liability of a governmental fund only when due or when payment is made to the paying agent. 14. Net Position Classifications In the government-wide and proprietary fund financial statements, net position represents the difference between assets, deferred outflows of resources (if any), liabilities, and deferred inflows of resources. Net position is displayed in three components:  Net Investment in Capital Assets – Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets.  Restricted Net Position – Consists of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments.  Unrestricted Net Position – All other elements of net position that do not meet the definition of “restricted” or “net investment in capital assets.” 15. Fund balance classifications In the fund financial statements, governmental fund reports fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows:  Nonspendable – Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets.  Restricted – Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 57 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Inflows of Resources, and Net Position or Equity (continued) 15. Fund balance classifications (continued)  Committed – Consists of amounts that can be used only for the specific purposes determined by a formal action of the government’s highest level of decision-making authority. The City Council is the highest level of decision-making authority for the government that can, by adoption of a resolution prior to the end of the fiscal year, commit fund balance. Once adopted, the limitation imposed by the resolution remains in place until a similar action is taken (the adoption of another resolution) to remove or revise the limitation.  Assigned – Consists of internally imposed constraints. These constraints consist of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. Pursuant to City resolution, the City Administrator and the Finance Director are authorized to establish assignments of fund balance.  Unassigned – The residual classification for the General Fund, which also reflects negative residual amounts in the other funds. The City will endeavor to maintain an unrestricted (committed, assigned and unassigned) fund balance in the General fund of an amount not less than 40 and not greater than 50 percent of the next year’s budgeted expenditures of the General fund. This will assist in maintaining an adequate level of fund balance to provide for cash flow requirements and contingency needs. At December 31, 2014, the unrestricted fund balance of the General Fund was 44.8 percent of the subsequent year’s budgeted expenditures. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as they are needed. When committed, assigned or unassigned resources are available for use, it is the City’s policy to use resources in the following order; 1.) committed, 2.) assigned, and 3.) unassigned. E. Revenue, Expenditures and Expenses 1. In the governmental fund financial statements property tax revenue is recognized when it becomes measurable and available to finance expenditures of the current fiscal year. All delinquent taxes receivable are fully offset by deferred inflow of resources in the governmental fund financial statements. Taxes due from Dakota County on December 31 are included in revenue since they are remitted to the City within 60 days after December 31. In the government-wide Statement of Activities property tax revenue is recognized when levied. 2. In the governmental fund financial statements special assessments principal and interest are recognized as revenue when they become measurable and available to finance expenditures of the current fiscal year. All delinquent and deferred assessments receivable are fully offset by deferred inflow of resources in the fund financial statements. Both the principal and interest on special assessments are payable in installments over a term of years that matches the scheduled payments for the bond issue which financed the project. In the government-wide Statement of Activities special assessments revenue is recognized when levied. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 58 Note 1 – Summary of Significant Accounting Policies (continued) E. Revenue, Expenditures and Expenses (continued) 3. Investment income is recorded as revenue in the year earned. Elements of investment income include interest earned on investments and unrealized gains or (losses) on net increases or decreases in the fair value of investments. 4. Certain grants and aids received by the City require that eligible expenditures be made in order to earn the grant. Revenue for these grants is recorded in the period of which eligible expenditures are made. 5. Enterprise utility fund service charges are recognized when earned with no allowance for uncollectibles because delinquent accounts deemed uncollectible during the normal billing process are certified to Dakota County as a property tax lien. Quarterly utility service charges provided to customers but unbilled are included as receivables as of December 31. 6. Interfund service transactions are accounted for as expenditures or expenses. Service transaction payments to a fund are recorded as an expenditure or expense in the paying fund and conversely recorded as a reduction of expenditure or expense in the fund that is receiving payment. Interfund service transactions within the respective categories of governmental activities and business-type activities in the government-wide Statement of Activities are eliminated. F. Cash Flows For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase of three months or less to be cash equivalents. The proprietary funds’ equity in the government-wide cash and investments management pool is considered to be a cash equivalent. Note 2 – Cash and Investments A. Components of Cash and Investments The City’s cash surpluses are pooled and invested in accordance with State Statute and City investment policy. Investment earnings and unrealized gains and losses are allocated to funds on the basis of average cash balances. Investments are stated at fair value, which is the amount that a financial instrument could be exchanged for in a current transaction between willing parties. The investments are not identified with specific funds. Investments held by trustee include balances held in segregated accounts for specific purposes. Interest earned on these trustee accounts is allocated directly to the responsible fund. The amounts represent funds held as required by the debt obligation covenants and other agreements. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 59 Note 2 – Cash and Investments (continued) A. Components of Cash and Investments (continued) The City’s cash and investments as of December 31, 2014 consist of the following: Cash on hand 13,165$ Deposits 878,767 Investments 88,919,927 Total cash and investments 89,811,859$ The City’s cash and investments as of December 31, 2014 are presented in the financial statements as follows: Cash and investments 54,788,362$ Temporarily restricted cash and investments 324,125 Temporarily restricted investments held by trustee 27,471,784 Statement of Fiduciary Net Position Cash and investments 7,227,588 Total cash and investments 89,811,859$ B. Deposits In accordance with applicable Minnesota Statutes, the City is permitted to maintain deposits at depository banks authorized by the City Council, including checking accounts, savings accounts, and non-negotiable certificates of deposits. The City’s deposit policy does not limit depository choices. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City does not have a formal policy addressing this risk. At year-end, the carrying amount of the City’s deposits was $878,767 while the balance on the bank records was $703,249. The City does not have any custodial credit risk for its deposits since all City deposits held in safekeeping by the City's banks are fully protected by insurance and/or collateral as required by Minnesota Statutes and authorized by the City Council. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 60 Note 2 – Cash and Investments (continued) C. Investments The City’s investments as of December 31, 2014 are as follows: Less Investment Type Rating Agency Fair Value Than 1 1 - 5 6 - 10 Money market funds Minnesota Municipal (4M) N/R N/A 5,112,358$ -$ -$ -$ Wells Fargo Advantage AAAm S&P 765,741 - - - First American Treasury Obligation AAAm S&P 1,323 - - - Certificates of deposit N/R N/A 25,769,690 14,868,000 10,901,690 - U.S. treasury securities N/R N/A 26,760,226 13,048,739 13,711,487 - U.S. government agencies Aaa Moody’s 3,690,832 2,945,453 745,379 - U.S. government agencies AA+ S&P 19,480,930 3,014,762 15,181,309 1,284,860 Municipal Bonds Aaa Moody’s 607,072 607,072 - - Municipal Bonds Aa1 Moody’s 1,487,361 121,548 1,262,503 103,310 Municipal Bonds AA+ S&P 129,409 129,409 - - Municipal Bonds Aa2 Moody’s 996,828 - 996,828 - Municipal Bonds AA S&P 887,048 77,692 809,356 - Municipal Bonds Aa3 Moody’s 1,445,671 - 1,336,902 108,769 Municipal Bonds AA- S&P 225,506 225,506 - - Municipal Bonds A1 Moody’s 109,936 - - 109,936 Municipal Bonds A S&P 221,033 221,033 - - Municipal Bonds A3 Moody’s 1,228,963 1,228,963 - - Total investments 88,919,927$ 36,488,177$ 44,945,454$ 1,606,875$ N/R - Not rated N/A - Not applicable Credit Risk Maturity Duration in Years Interest Risk - The 4M Fund is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities and Exchange Commission (SEC) that follows the same regulatory rules of the SEC under rule 2a7. The City’s investment in the 4M Fund is measured at the net asset value per share provided by the pool, which is based on an amortized cost method that approximates fair value. The City’s investment policy does not place any further limitations beyond the state statute requirements for the risk categories described below. Investments are subject to various risks, the following of which are considered the most significant; Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have any custodial credit risk for its investments since all of the City’s investments held in safekeeping by the City's brokerage firm in the City's name are insured and registered. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 61 Note 2 – Cash and Investments (continued) C. Investments (continued) Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. State Statutes authorize investments in money market funds, certificates of deposit, commercial paper, U.S. treasury securities, U.S. government agencies, and other securities provided they meet the two highest quality ratings of nationally recognized rating organizations. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investments (considered 5 percent or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. As of December 31, 2014, the City’s investment portfolio includes the following securities of single issuers exceeding 5 percent: Federal National Mortgage Association 11.0% Federal Home Loan Bank 9.7% Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). D. Investment Policy The City’s investment policy limits exposure to interest rate risk by investing in shorter term securities (maturing in one year or less) to meet current operating cash requirements. Longer term investments are to be purchased with the intent to match maturity periods with future funding needs for capital replacement and debt obligations. The City will not purchase investments that, at the time of investment, cannot be held to maturity. This does not mean that an investment cannot be sold prior to maturity. Investment activity will focus upon protection of taxpayer dollars and investment income, consistent with statutory authorization and financial prudence. The City will conduct its investment transactions with several legal competing, reputable investment security dealers and qualifying banks. The City will invest only in the following instruments or those others that may subsequently be permitted by State Statute.  United States Treasury obligations  Federal Agency Securities  Certificates of Deposit  Commercial Paper  Banker’s Acceptance  Money Market Funds  State and local securities CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 62 Note 3 – Capital Assets A summary of changes in governmental capital assets during the year ended December 31, 2014 are as follows: Balance Balance Governmental Activities January 1 Additions Deletions December 31 Depreciable Buildings and improvements 54,465,289$ 136,350$ -$ 54,601,639$ Machinery and equipment 19,361,638 2,299,788 (699,499) 20,961,927 Other improvements 5,064,901 449,057 (40,795) 5,473,163 Infrastructure Streets 126,909,351 2,670,273 - 129,579,624 Storm sewer 55,764,095 2,980,012 - 58,744,107 Parks 19,380,570 762,545 (365,737) 19,777,378 Total depreciable at cost 280,945,844 9,298,025 (1,106,031) 289,137,838 Less accumulated depreciation Buildings and improvements (11,580,178) (1,161,316) - (12,741,494) Machinery and equipment (12,240,651) (1,539,209) 632,676 (13,147,184) Other improvements (2,204,925) (262,219) 21,349 (2,445,795) Infrastructure Streets (68,598,936) (4,636,083) - (73,235,019) Storm sewer (14,937,234) (1,150,944) - (16,088,178) Parks (11,590,658) (779,167) 347,133 (12,022,692) Total accumulated depreciation (121,152,582) (9,528,938) 1,001,158 (129,680,362) Total depreciable, net 159,793,262$ (230,913)$ (104,873)$ 159,457,476$ Non-depreciable Land 22,717,752$ 783,988$ -$ 23,501,740$ Historical treasures 100,000 - - 100,000 Construction in process 7,532,493 11,296,997 (1,311,283) 17,518,207 Total non-depreciable 30,350,245 12,080,985 (1,311,283) 41,119,947 Depreciable, net 159,793,262 (230,913) (104,873) 159,457,476 Total capital assets, net 190,143,507$ 11,850,072$ (1,416,156)$ 200,577,423$ Depreciation expense was charged to governmental functions as follows: General government 258,561$ Public safety 1,072,256 Public works 6,498,559 Parks and recreation 1,699,562 Total depreciation expense 9,528,938$ CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 63 Note 3 – Capital Assets (continued) A summary of changes in business-type capital assets during the year ended December 31, 2014 are as follows: Balance Balance Business-type Activities January 1 Additions Deletions December 31 Depreciable Buildings and improvements 25,945,370$ 203,318$ (6,774)$ 26,141,914$ Machinery and equipment 2,764,057 423,385 (78,873) 3,108,569 Infrastructure Water 73,303,555 2,506,973 - 75,810,528 Sanitary sewer 55,973,997 2,329,554 - 58,303,551 Total depreciable at cost 157,986,979 5,463,230 (85,647) 163,364,562 Less accumulated depreciation Buildings and improvements (7,404,178) (553,243) 6,774 (7,950,647) Machinery and equipment (1,565,253) (185,738) 75,353 (1,675,638) Infrastructure - Water (25,060,816) (1,535,744) - (26,596,560) Sanitary sewer (19,883,365) (1,140,114) - (21,023,479) Total accumulated depreciation (53,913,612) (3,414,839) 82,127 (57,246,324) Total depreciable, net 104,073,367$ 2,048,391$ (3,520)$ 106,118,238$ Non-depreciable Land 1,800,456$ 2,011,617$ -$ 3,812,073$ Construction in process 2,436,985 433,561 (177,222) 2,693,324 Total non-depreciable 4,237,441 2,445,178 (177,222) 6,505,397 Depreciable, net 104,073,367 2,048,391 (3,520) 106,118,238 Total capital assets, net 108,310,808$ 4,493,569$ (180,742)$ 112,623,635$ Depreciation expense was charged to enterprise funds as follows: Liquor fund 117,984$ Utility fund 3,296,855 Total depreciation expense 3,414,839$ CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 64 Note 4 – Operating Leases Operating Lease (Ames Arena): On December 1, 2006, the City (as lessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as lessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Ames Arena. Lakeville Arenas shall pay all debt service requirements due on the Gross Revenue Recreation Facility Bonds of 1999 less payments received by Lakeville Hockey Association, Inc. (Boosters) towards debt service payments in accordance with the revised and restated gaming revenue agreement dated February 16, 1999. The agreement will remain in effect until August 1, 2019. The cost of the leased space is included in the total Ames ice arena cost of $4,143,826, of which $1,477,144 has been depreciated to date. These amounts are recorded in the City’s capital assets. The 2014 lease revenue totaled $88,626. Operating Sublease (Hasse Arena): On December 1, 2006, the City (as sublessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as sublessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Hasse Arena. In addition, the joint powers agreement calls for Independent School District No. 194 to provide for one-half of all future ice arena lease payments to the City. Lease agreement payments coinciding with the bonded debt service schedule commencing February 1, 2007 will remain in effect until February 1, 2032. The 2014 lease revenue totaled $284,070. Operating Lease (Heritage Liquor Store): The Heritage Liquor Store (located in Heritage Shopping Center) consists of 8,859 square feet of space at a monthly lease cost of $14,600 plus a proportionate share of real estate taxes, property insurance, special assessments, common area maintenance, and management fees. The fiscal year 2014 lease expense totaled $175,200. The lease has a term of fifteen years expiring on June 30, 2015. The City owns the land and buildings of its remaining two liquor stores. Note 5 – Long-Term Liabilities General Obligation Bonds The City's general obligation bonds are supported primarily from revenues derived from property tax levies, special assessment levies, tax increment levies, state-aid street revenue, water connection revenue charges, ice arena operations, and contributions by an organization conducting lawful gaming at approved locations. These bonds are backed by the full-faith and credit of the City. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 65 Note 5 – Long-Term Liabilities (continued) Revenue Bonds The following revenue bonds are not general obligations of the City and accordingly are not backed by the full-faith and credit of the City. Governmental Activities The Gross Revenue Recreation Facility Bonds, Series 1999, are supported primarily from revenues derived from ice arena operations and contributions from gaming revenues. The HRA Ice Arena Lease Revenue Bonds, Series 2006, will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA of Lakeville, the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. The City’s portion of the lease payments are supported by property tax levies. The Water Revenue Refunding Bonds, Series 2004, are payable solely from water connection revenues. The lease, consisting of land, building and equipment of the Hasse Arena located at 8525 215th Street West, requires the City to provide lease payments sufficient to pay when due, the principal and interest on the HRA Ice Arena Lease Revenue Bonds, Series 2006 ($9,230,000 original amount issued), of which the City paid $597,431 in 2014. Title to the arena will transfer to the City upon completing the prescribed lease payments coinciding with the bonded debt service schedule commencing February 1, 2007 and maturing February 1, 2032. The cost of the leased space is included in the total Hasse ice arena cost of $7,505,840, of which $986,641 has been depreciated to date. These amounts are recorded in the HRA’s capital assets. Business-type Activities The Liquor Revenue Bonds, Series 2007, are payable solely from enterprise liquor fund revenues. Future revenue pledged for the payment of long-term debt is as follows: Bond Issue Use of Proceeds Type Term of Pledge Remaining Principal and Interest Principal and Interest Paid Pledged Revenue Received Recreation Facility Ice arena Arena Revenues 2014-2019 1,040,985$ 182,788$ 183,626$ Ice Arena Lease Revenue Additional ice arena Lease Revenues 2014-2032 11,953,101 597,431 307,212 Liquor Revenue Additional Liquor Store Liquor Sales Revenue 2014-2027 4,172,250 322,625 3,804,942 Water Connection Revenue Water system infrastructure Water Connections 2014-2016 2,014,500 986,800 4,885,747 Current YearRevenue Pledged CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 66 Note 5 – Long-Term Liabilities (continued) Metropolitan Council Loan Agreement 2006 On February 21, 2006, the City entered into a loan agreement with the Metropolitan Council for the purpose of acquiring property for a commuter vehicle park and pool lot located within a proposed state trunk highway right-of-way. The Metropolitan Council provided a loan to the City in the amount of $1,466,300 to finance the acquisition of the property. In 2014, the City made no payments on this loan. As of December 31, 2014 the balance of the loan is $1,159,843. The loan (free of interest charge) will be discharged by the Metropolitan Council upon the conveyance of the property to the highway authority at an undetermined future date. General Obligation Refunding Bonds, Series 2012 B On August 15, 2012, the City issued $22,450,000 in General Obligation Refunding Bonds, Series 2012 B. The proceeds of this issue were used to retire, in advance of their stated maturities, the 2015 through 2026 maturities of the Street Reconstruction Bonds, Series 2003 A (refunded principal of $10,035,000) on their February 1, 2014 call date; and will retire the 2016 through 2030 maturities of the Capital Improvement Plan Bonds, Series 2004 A (refunded principal $12,460,000) on their February 1, 2015 call date. The proceeds of the new bonds were placed in an escrow account (established by the City) whereby Open Market Securities were purchased by the trustee in adequate amounts sufficient to be responsible for the payment of the total called principal amount ($22,495,000) in addition to the series 2012 B accrued interest payments of $350,150 due February 1, 2014, $199,425 due August 1, 2014, and $199,425 due on the crossover refunding date of February 1, 2015. The refunding transaction yielded a net savings to the City of $2,768,474 with a present value economic gain of $2,235,119. General Obligation Improvement Bonds, Series 2014 A On August 20, 2014, the City issued $8,520,000 in General Obligation Improvement Bonds, Series 2014 A to finance various improvement projects in the City. The bonds mature February 1, 2035, with a provisional call date of February 1, 2024, bearing interest rates ranging from 2.0% to 3.5%. Debt service will be payable from property taxes and special assessments levied to benefiting properties. General Obligation Refunding Bonds, Series 2014 B On August 20, 2014, the City issued $12,660,000 in General Obligation Refunding Bonds, Series 2014 B. The proceeds of this issue will be used to retire, in advance of their stated maturities, the 2018 through 2032 maturities of the Capital Improvement Plan Bonds, Series 2007 D (refunded principal of $11,185,000) on their February 1, 2017 call date; and the 2017 through 2026 maturities of the Street Reconstruction Bonds, Series 2005 A (refunded principal $1,950,000) on their February 1, 2016 call date. The proceeds of the new bonds were placed in an escrow account (established by the City) whereby Open Market Securities were purchased by the trustee in adequate amounts sufficient to be responsible for the payment of the total called principal amount ($13,135,000) in addition to the series 2014 B accrued interest payments of $228,452 due February 1, 2015, $255,413 due August 1, 2015, $255,413 due February 1, 2016, $221,931 due August 1, 2016 and $221,931 due on the crossover refunding date of February 1, 2017. The refunding transaction yielded a net savings to the City of $1,628,573 with a present value economic gain of $1,057,711. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 67 Note 5 – Long-Term Liabilities (continued) The total long-term bonded debt outstanding as of December 31, 2014 (including amounts to be called 2/1/2015 of $12,460,000, 2/1/2016 of $1,950,000, and 2/1/2017 of $11,185,000) is summarized as follows: Maturities Interest Rates Amount Governmental Activity Bonds General obligation bonds Park bonds 2015 0.75% 410,000$ Capital improvement bonds 2030, 2032 2.00%-5.00% 49,310,000 Street reconstruction bonds 2016-2030 1.75%-5.95% 19,970,000 G.O. Improvement bonds 2016-2035 0.95%-4.125% 23,905,000 Tax increment bonds 2022 4.00%-4.20% 1,890,000 State-aid street revenue bonds 2018-2021 0.75% - 4.00% 3,890,000 Water connection revenue bonds 2015 4.00% 1,975,000 Arena revenue bonds 2015-2019 3.25%-5.40%910,000 Total general obligation bonds 102,260,000 HRA lease revenue bonds 2032 4.25%-4.625%8,100,000 Total governmental activity bonds 110,360,000 Business-Type Bonds Liquor revenue bonds 2027 5.00%3,070,000 Total long-term bonded debt outstanding 113,430,000$ The City is in compliance with all significant bond covenants. The annual requirements to amortize all outstanding bonded debt as of December 31, including interest payments of $26,403,808 are as follows: Year Ending December 31,Principal Interest Principal Interest Total 2015 19,845,000$ 3,735,118$ 175,000$ 149,125$ 23,904,243$ 2016 7,885,000 3,248,564 180,000 140,250 11,453,814 2017 17,095,000 2,768,430 190,000 131,000 20,184,430 2018 6,125,000 2,304,358 200,000 121,250 8,750,608 2019 5,840,000 2,094,840 210,000 111,000 8,255,840 2020-2024 26,315,000 7,497,960 1,225,000 381,625 35,419,585 2025-2029 19,140,000 3,179,421 890,000 68,000 23,277,421 2030-2034 8,000,000 470,855 - - 8,470,855 2035 115,000 2,012 - - 117,012 Total 110,360,000$ 25,301,558$ 3,070,000$ 1,102,250$ 139,833,808$ Business-typeGovernmental CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 68 Note 5 – Long-Term Liabilities (continued) Accrued Compensated Absences Governmental Activities The governmental funds accumulated liability for accrued PTO, vacation and vested sick pay (including applicable salary-related payments) as of December 31, 2014 is $2,423,708. This amount is included in the non-current liabilities of the government-wide Statement of Net Position. In the event of employee separation from the City, the general fund and the responsible special revenue fund will pay the accumulated vacation portion, while the internal service compensation liability fund paid the PTO and vested sick pay portion. In future years the general fund and the responsible special revenue fund will pay the PTO and vested sick pay portion. Business-type Activities The accumulated liability for accrued PTO, vacation and vested sick pay for proprietary enterprise funds (including applicable salary-related payments) as of December 31, 2014 is $298,389. In the event of employee separation from the City, the responsible enterprise fund will pay the accumulated severance portion. These amounts are recorded as a liability and as an expense when earned in the responsible funds. Unamortized Bond Premium and Discount Unamortized bond premium and bond discount included within non-current liabilities are as follows: Governmental Business-type Unamortized bond premium 4,290,199$ 18,529$ Unamortized bond discount (182) - Total unamortized (net)4,290,017$ 18,529$ Net Other Post-Employment Benefit (OPEB) Obligation Other post-employment benefit obligations in prior years have been liquidated primarily by the general fund for governmental activities and by the liquor fund and utility fund for business-type activities. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 69 Note 5 – Long-Term Liabilities (continued) During the year ended December 31, 2014 the following changes occurred in non-current liabilities: Balance Balance Due Within January 1 Additions Deletions December 31 One Year Governmental Activities G.O. Improvement bonds 69,410,000$ 12,660,000$ (12,380,000)$ 69,690,000$ 14,825,000$ Other bonds 35,800,000 8,520,000 (3,650,000) 40,670,000 5,020,000 Total bonds 105,210,000 21,180,000 (16,030,000) 110,360,000 19,845,000 Metropolitan Council loan 1,159,843 - - 1,159,843 - Total long-term debt 106,369,843 21,180,000 (16,030,000) 111,519,843 19,845,000 Accrued compensated absences 2,443,249 1,229,970 (1,249,511) 2,423,708 1,249,511 Unamortized bond premium/discount 2,558,579 1,981,519 (250,081) 4,290,017 - Net OPEB obligation 225,081 75,342 (15,106) 285,317 - Total governmental activities 111,596,752 24,466,831 (17,544,698) 118,518,885 21,094,511 Business-type Activities Liquor revenue bonds 3,235,000 - (165,000) 3,070,000 175,000 Accrued compensated absences 316,264 199,905 (217,780) 298,389 217,780 Unamortized bond premium 20,062 - (1,533) 18,529 - Net OPEB obligation 38,946 16,048 (5,416) 49,578 - Total business-type activities 3,610,272 215,953 (389,729) 3,436,496 392,780 Total governmental and business-type activities 115,207,024$ 24,682,784$ (17,934,427)$ 121,955,381$ 21,487,291$ Note 6 – Net Investment in Capital Assets Net investment in capital assets as of December 31, 2014 is calculated as follows: Governmental Business-type Total Capital assets, net of depreciation 200,577,423$ 112,623,635$ 313,201,058$ Less applicable: Bonds payable (63,715,000) (3,070,000) (66,785,000) Loan payable (1,159,843) - (1,159,843) Unamortized bond premium/ discount (net) (1,632,763) (18,529) (1,651,292) Unspent bond proceeds 1,603,920 - 1,603,920 Invested in capital assets, net 135,673,737$ 109,535,106$ 245,208,843$ The City has $46,645,000 in bonds and $2,657,254 in bond premium/discount (net) that are unrelated in the calculation above. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 70 Note 7 – Net Position (Restricted) The government-wide Statement of Net Position reports restricted amounts in the net position section. These amounts represent assets (less any related liabilities) that have imposed restrictions placed on them by parties outside the City government. Net position restricted for debt service represents assets pledged by bond covenant to the repayment of City bond obligations. The government-wide restricted net position is as follows: Governmental Business-type Activities Activities Total Restricted Net Position Cash and investments 15,682,622$ -$ 15,682,622$ Temporarily restricted Cash and investments - 324,125 324,125 Investments held by trustee 27,471,784 - 27,471,784 Receivables 10,832,559 - 10,832,559 Less related liabilities (34,073,951) - (34,073,951) Total restricted net position 19,913,014$ 324,125$ 20,237,139$ Note 8 – Construction Commitments The City has outstanding construction and build projects as of December 31, 2014. These projects include a street reconstruction project, equipment purchases, and other sanitary sewer projects. The City’s commitments with contractors and other governmental entities are shown as follows: Remaining Projects Spent-to-Date Commitment Governmental Activities Improvement Project 14-02 6,317,307$ 443,223$ Ladder Truck #4 405,618 295,524 Antlers Retaining Wall 33,597 8,286 City of Lakeville/City of Apple Valley sanitary sewer interceptor 53,591 55,614 Total governmental 6,810,113$ 802,647$ CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 71 Note 9 – Fund Balances At December 31, 2014, a summary of the governmental fund balance classification are as follows: General G.O.Improvement General Fund Obligation Improvement Building Construction Nonmajor Total Nonspendable Inventory 162,322$ –$ –$ –$ –$ –$ 162,322$ Prepaid items 59,382 – – – – 169 59,551 Total nonspendable 221,704 – – – – 169 221,873 Restricted Debt Service – 30,781,452 4,303,472 – – 4,649,878 39,734,802 Public improvements – – – – 1,603,920 – 1,603,920 Street construction – – – – – 1,409,684 1,409,684 Park development – – – – – 1,287,265 1,287,265 Tax increment – – – – – 242,229 242,229 Public communications – – – – – 26,933 26,933 Special Service District – – – – – 15,039 15,039 Total restricted – 30,781,452 4,303,472 – 1,603,920 7,631,028 44,319,872 Committed Emerald Ash Borer 45,000 – – – – – 45,000 Public improvements – – – – 105,906 – 105,906 Public buildings – – – 1,375,010 – – 1,375,010 Pavement management – – – – – 1,630,391 1,630,391 Storm sewer trunk system – – – – – 2,823,792 2,823,792 Water trunk system – – – – – 2,668,607 2,668,607 Sanitary sewer trunk system – – – – – 4,414,212 4,414,212 Trail improvement – – – – – 742,470 742,470 Capital acquisitions – – – – – 2,423,247 2,423,247 Public communications – – – – – 918,083 918,083 Economic development – – – – – 52,378 52,378 Total committed 45,000 – – 1,375,010 105,906 15,673,180 17,199,096 Unassigned 10,805,065 – – – (632,035) – 10,173,030 Total 11,071,769$ 30,781,452$ 4,303,472$ 1,375,010$ 1,077,791$ 23,304,377$ 71,913,871$ Debt Service Capital Projects CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 72 Note 10 – Contributed Capital Assets from Private Land Developers and City Government The ownership of local streets, storm sewer, parks, water and sanitary sewer infrastructure capital assets that are constructed and completed during the year by private land developers becomes contributed property of the City. Storm sewer, water and sanitary sewer infrastructure assets constructed within Dakota County and State of Minnesota right-of-way boundaries also become City capital assets since they are serviced and maintained by the City. Roads and highways constructed within Dakota County and State of Minnesota right-of-way boundaries are excluded from City capital assets. The City assumed ownership of the following governmental and business-type capital assets contributed through private land developers during the current fiscal year as follows: Enterprise From Private Land Developers Governmental Utility Fund Infrastructure Streets 1,501,419$ -$ Storm sewer 2,274,510 - Parks 262,357 - Water - 2,041,419 Sanitary sewer - 2,210,773 Total 4,038,286$ 4,252,192$ The ownership of water and sanitary sewer infrastructure assets that are constructed and completed during the year by City governmental activities (through various funding sources at cost) becomes contributed property of the City’s enterprise utility fund. The City’s enterprise utility fund assumed ownership of the following capital assets contributed during the current fiscal year as follows: Enterprise From governmental activities Utility Fund Infrastructure Water 230,565$ Note 11 – Excess of Expenditures over Appropriations For the year ended December 31, 2014, total expenditures (the legal level of budgetary control) in the special revenue downtown special service district fund exceeded appropriations. The expenditures exceeding budget of ($3,202) were funded by available fund balance. Note 12 – Interfund Receivables and Payables Activity between funds representative of lending or borrowing arrangements is reported in the fund financial statements as “due from/to other funds” (current portion) or “advances to/from other funds.” Such amounts are eliminated in the government-wide financial statements, with any residual balances outstanding between the governmental and business-type activities reported as “internal balances.” At December 31, 2014 the nonmajor special revenue Economic Development Fund had a payable of $38,336 to the nonmajor special revenue Communications Fund to finance a temporary cash deficit. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 73 Note 13 – Interfund Transfers The City provides financing for a variety of operations and capital projects utilizing resources from certain funds; interfund transfers used for these various activities during the current fiscal year are as follows: Nonmajor Enterprise General G.O. Govntl. Transfers From Fund G.O.Improve.Bldg.Funds Utility Total Improve Const. Fund -$ -$ 118,086$ -$ -$ -$ 118,086$ Nonmajor govntl. funds 122,654 - - 270 1,403,614 - 1,526,538 Total 122,654 - 118,086 270 1,403,614 - 1,644,624 Enterprise - Liquor 159,323 400,000 - 6,751 800,000 2,989 1,369,063 Enterprise - Utility 429,282 - - 690 - - 429,972 Internal service funds 48,555 - - - - - 48,555 Total 759,814$ 400,000$ 118,086$ 7,711$ 2,203,614$ 2,989$ 3,492,214 (1) (2) (3) (4) (5)(6) (7) Less: Utility fund (2,989) Total governmental funds 3,489,225$ Transfers To: Debt Service Capital Projects The following are explanations to interfund transfers sub-notes 1 through 7. Abbreviation key: (SR) special revenue fund, (DS) debt service fund, (CP) capital projects fund, (E) enterprise fund, (IS) internal service fund. (1) The transfers to general fund were provided mainly as overhead and maintenance costs from the following funds: Fund Amount Description Communications (SR) 122,654$ Public communications and city hall overhead costs. Liquor (E) 159,323 Patrol, chemical awareness, and city hall overhead costs. Utility (E) 429,282 City hall overhead costs. Municipal reserves (IS)48,555 City hall overhead costs. Total 759,814$ (2) The total transfer to the debt service general obligation fund was provided by the liquor fund ($400,000) to be applied towards the debt service of the new police station completed in 2008. (3) The total transfer to the debt service G.O. improvement fund was provided by the improvement construction fund ($118,086) to reduce the future special assessment fee requirements and provide adequate cash flow. (4) The total transfer to the capital projects building fund was provided by the special revenue fund communications ($270) and enterprise utility fund ($690) to finance various future building maintenance, and by the enterprise liquor fund ($6,751) for fundraising revenues collected on behalf of the Heritage Center. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 74 Note 13 – Interfund Transfers (continued) (5) The total transfer to nonmajor governmental funds ($1,403,614) was provided from the following governmental funds: From:Amount To: Park Dedication (CP) 416,464$ Trail improvement (CP) for Kenrick Avenue Trail. Water (CP)987,150 Water revenue (DS) for debt service requirements. Total other govntl. 1,403,614$ (6) The total transfer to the nonmajor governmental funds was provided by the enterprise liquor fund ($800,000) to fund various equipment purchases. (7) The total transfer to the enterprise utility fund was provided by the enterprise liquor fund ($2,989) for customer service billing overhead costs. Included within the transfers to governmental activities from business-type activities of $1,565,481 on the Statement of Activities is the City’s contributed capital from governmental activities to enterprise utility fund capital assets of ($230,565). Note 14 – Joint Powers Debt Commitment On August 25, 2005 the City of Lakeville entered into a joint powers agreement with the Cities of Apple Valley, Burnsville, Eagan, Farmington, Hastings, Inver Grove Heights, Mendota Heights, Rosemount, South St. Paul, West St. Paul, Minnesota, and Dakota County Minnesota, to establish the Dakota Communications Center (DCC), a Minnesota nonprofit corporation. The purpose of the DCC is to engage in the operation and maintenance of a countywide public safety answering point and communications center for law enforcement, fire, emergency medical services, and other public safety services for the mutual benefit of residents residing in the above mentioned cities and county (members). Pursuant to the joint powers agreement, members are required to provide the DCC their pro rata share of cost of operations and maintenance, and capital projects. Information regarding the Dakota Communications Center can be obtained at the website www.mn- dcc.org/stats.asp or by contacting Jerilyn Erickson at the City of Lakeville, 20195 Holyoke Avenue, Lakeville, Minnesota 55044. Telephone 952-985-4481 or email address jerickson@lakevillemn.gov. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 75 Note 15 – Other Post-Employment Benefits (OPEB) Plan A. Plan Description The City provides post-employment insurance benefits to certain eligible employees through the City’s Other Post-Employment Benefits Plan, a single-employer defined benefit plan administered by the City. All post-employment benefits are based on contractual agreements with employee groups. These contractual agreements do not include any specific contribution or funding requirements. These benefits are summarized as follows: Post-Employment Insurance Benefits - All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a secondary benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. B. Funding Policy The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to pre-fund benefits as determined annually by the City. C. Annual OPEB Cost and Net OPEB Obligation The City’s annual OPEB cost (expense) is calculated based on annual required contributions (ARC) of the City, an amount determined on an actuarially determined basis in accordance with the parameters of GASB Statement No. 45. The ARC represents a level funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed 30 years. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 76 Note 15 – Other Post-Employment Benefits (OPEB) Plan (continued) C. Annual OPEB Cost and Net OPEB Obligation (continued) The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the plan, and the changes in the City’s net OPEB obligation to the plan: Annual required contribution 96,418$ Interest on net OPEB obligation 10,561 Adjustment to annual required contribution (15,589) Annual OPEB cost (expense) 91,390 Contributions made (20,522) Increase in net OPEB obligation 70,868 Net OPEB obligation - beginning of year 264,027 Net OPEB obligation - end of year 334,895$ The City’s annual OPEB cost; the percentage of annual OPEB cost contributed to the plan; and the net OPEB obligation for the year are as follows: Fiscal Annual Employer Annual OPEB Net OPEB Year Ended OPEB Cost Contribution Cost Contributed Obligation December 31, 2012 72,144$ 16,594$ 23.0% 214,674$ December 31, 2013 71,043$ 21,690$ 30.5% 264,027$ December 31, 2014 91,390$ 20,522$ 22.5% 334,895$ D. Funded Status and Funding Progress As of January 1, 2014, the most recent actuarial valuation date, the plan was zero percent funded. The actuarial accrued liability for benefits was $728,270, and the actuarial value of assets was $0, resulting in an unfunded actuarial accrued liability (UAAL) of $728,270. The covered payroll (annual payroll of active employees covered by the plan) was $12,363,168, and the ratio of the UAAL to the covered payroll was 5.9 percent. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and ARCs of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The Schedule of Funding Progress immediately following the notes to the basic financial statements presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 77 Note 15 – Other Post-Employment Benefits (OPEB) Plan (continued) E. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2014 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included: a 4.0 percent investment rate of return (net of administrative expenses) based on the City’s own investments; a 2014 annual healthcare cost trend rate of 7.5 percent, and reduced by decrements of .25 percent to an ultimate rate of 5.0 percent after ten years for medical insurance. Both rates included a 2.5% inflation assumption. The UAAL is being amortized on a level dollar basis over a closed period. The remaining amortization periods at January 1, 2014 for the various amortization layers ranged from 24 to 30 years. Note 16 – Risk Financing and Related Insurance Issues The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City purchased the following insurance coverage through the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool currently operating as a common risk management and insurance program for Minnesota cities: general liability, excess liability, workers compensation, property, automobile, marine, crime, employee dishonesty, boiler, petro fund, and open meeting law. The City pays an annual premium to the LMCIT for its insurance coverage. The LMCIT is self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of reserved amounts for each insured event. The LMCIT allows for the pool to make additional assessments to make the pool self-sustaining. Current state statutes (Minnesota Statutes Subd. 466.04) provide limits of liability for the City. These limits are that the combination of defense expense and indemnification expense shall not exceed $1,500,000 for any number of claims arising out of a single occurrence. The Minnesota statutory limit on claims is $1,500,000 per occurrence. The City self-insures the risk of any potential judicial ruling in excess of the statutory maximum. The City has never had a claim in excess of the statutory maximum. There have been no significant reductions in insurance coverage from the prior year and insurance settlements have not exceeded coverage in the past three years. Workers’ compensation premiums for 2014 and 2013 were $448,455 and $360,277, respectively. The City is enrolled in the LMCIT workers compensation “regular” program. The LMCIT regular program provides a fixed premium based on payroll and provides no claim risk to the City as a result of high claims experience. The City’s workers’ compensation premiums are accounted for directly in the responsible funds. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 78 Note 17 – Defined Benefit Pension Plans - Statewide A. Plan Description All full-time and certain part-time employees of the City are covered by defined benefit plans administered by the Public Employees’ Retirement Association (PERA) of Minnesota. PERA administers the General Employees’ Retirement Fund (GERF) and the Public Employees Police and Fire Fund (PEPFF), which are cost-sharing, multiple-employer retirement plans. These plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters, and peace officers who qualify for membership by statute are covered by the PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by state statute, and vest after five years of credited service. The defined retirement benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years of service and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For PEPFF members, the annuity accrual rate is 3.0 percent for each year of service. For all PEPFF members and GERF members hired prior to July 1, 1989 whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equal 90. Normal retirement age is 55 for PEPFF members and 65 for Basic and Coordinated Plan members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated Plan members hired on or after July 1, 1989. A reduced retirement annuity is also available to eligible members seeking early retirement. There are different types of annuities available to members upon retirement. A single-life annuity is a lifetime annuity that ceases upon the death of the retiree—no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 79 Note 17 – Defined Benefit Pension Plans – Statewide (continued) A. Plan Description (continued) PERA issues a publicly available financial report that includes financial statements and required supplementary information for GERF and PEPFF. That report may be obtained on the internet at www.mnpera.org, or by writing to PERA at 60 Empire Drive #200, Saint Paul, Minnesota, 55103- 2088 or by calling (651) 296-7460 or 1-800-652-9026. B. Funding Policy Minnesota Statutes, Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the State Legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. GERF Basic Plan members and Coordinated Plan members were required to contribute 9.1 percent and 6.25 percent, respectively, of their annual covered salary in 2014. PEPFF members were required to contribute 10.2 percent of their annual covered salary in 2014. In 2014, the City was required to contribute the following percentages of annual covered payroll: 11.78 percent for Basic Plan members, 7.25 percent for Coordinated Plan members, and 15.3 percent for PEPFF members. The City’s contributions to the GERF coordinated plan for the years ending December 31, 2014, 2013, and 2012 were $644,215, $611,079, and $587,750, respectively. The City’s contributions to the PEPFF for the years ending December 31, 2014, 2013, and 2012 were $719,853, $693,976, and $650,578, respectively. The City’s contributions were equal to the contractually required contributions for each year as set by state statutes. Contribution rates will increase on January 1, 2015 in the coordinated Plan (6.5% for members and 7.5% for employers) and the Police and Fire Fund (10.8% for members and 16.2% for employers). Note 18 – Defined Contribution Plan – Statewide A. Plan Description Two Council members of the City of Lakeville are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by the Public Employees Retirement Association of Minnesota (PERA). The PEDCP is a tax qualified plan under Section 401 (a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. B. Funding Policy Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of salary which is matched by the elected official’s employer. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 80 Note 18 – Defined Contribution Plan – Statewide (continued) B. Funding Policy (continued) Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2 percent of employer contributions and twenty-five hundredths of one percent of the assets in each member’s account annually. Total contributions made by the City of Lakeville for the year ending December 31, 2014 were as follows: Required Employee Employer Employee Employer Rates 1,756$ 1,756$ 5.0% 5.0% 0.0% Contribution Amount Covered Payroll Percentage of Note 19 – Lakeville Fire Relief Association A. Plan Description Firefighters of the City of Lakeville Fire Department are members of the Lakeville Fire Relief Association. There are no covered salaries or related fringe benefits in connection with the Relief Association plan. Since members are volunteers, City of Lakeville contributions to the Lakeville Fire Relief Association are not based on payroll, but rather on years of active service. The Association is the administrator of a single employer defined benefit pension plan available to firefighters that was established in 1972 and operates under the provisions of Minnesota State Statutes Chapter 424A. The plan is governed by a board of six members elected by the members of the Association for three year terms. One City Council member, Finance Director, and Fire Chief are ex officio, nonvoting members of the Board of Trustees. Non-employer pension contributions include state-aid from the State of Minnesota and municipal contributions from the City of Lakeville. On-behalf state-aid payments from the State of Minnesota are received initially by the City of Lakeville and subsequently remitted to the Relief Association. These on-behalf state-aid payments in addition to the City’s municipal contribution payments to the Relief Association plan are recognized as revenues and expenditures in the City’s general fund during the period. The Lakeville Fire Relief Association issues a publicly available financial report that includes financial statements and required supplementary information. That report may be obtained by writing to Lakeville Volunteer Firefighters’ Relief Association, 20195 Holyoke Avenue, Lakeville, Minnesota, 55044 or by calling (952) 985-4480. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 81 Note 19 – Lakeville Fire Relief Association (continued) B. Current Plan Membership At December 31, 2014, membership data related to the Association was as follows: Members Retired members entitled to benefits, but not yet receiving them 22 Active Plan Participants Vested 3 Partially vested 31 Non-vested 48 Total plan membership 104 C. Benefit Provisions Authority for payment of pension benefits is established in Minnesota State Statue 69.77 and may be amended only by the Minnesota State Legislature. Twenty-Year Service Pension - Each member who is at least 50 years of age, has retired from the Fire Department, has served at least 20 years of active service with the department before retirement and has been a member of the Association in good standing at least 7 years prior to retirement, shall be entitled to a lump sum service pension in the amount of $6,610 (effective January 1, 2014) for each year of service (including each year over 20) but not exceeding the maximum amount per year of service allowed by law for the minimum average amount of available financing per firefighter. The Association’s benefit amount will increase to $6,742 for calendar year 2015 and $6,877 for calendar year 2016. Any member who retires after 20 years of service and is under the age of 50 is placed on the deferred pension roll. In 2009, the Association amended their bylaws on March 30, 2009 which changed how interest is earned on a deferred member’s retirement account. All moneys deferred prior to the amendment shall earn interest at 5 percent compounded annually. All moneys deferred after the amendment will be placed in a separate investment account and will earn interest at the current market rate. Seven-Year Service, but Less than Twenty-Year Service Pension - Each member who is at least 50 years of age; who has retired from the Fire Department; who has served at least 7 years of active service with the department before retirement, but has not served at least 20 years of active service; and, who has been a member of the Association in good standing at least 7 years prior to retirement, shall be entitled to a pro-rated lump sum service pension based on the percentages shown in the following table: CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 82 Note 19 – Lakeville Fire Relief Association (continued) C. Benefit Provisions (continued) For Duty of: More Less % of Than Than Pension 7 Years 8 Years 48% 8 9 52% 9 10 56% 10 11 60% 11 12 64% 12 13 68% 13 14 72% 14 15 76% 15 16 80% 16 17 84% 17 18 88% 18 19 92% 19 20 96% 20 - 100% The payment amount will be calculated by using the amount payable per year of service in effect at the time of such early retirement, multiplied by the number of accumulative years of service, multiplied by the appropriate percentage as defined above. Death Benefit - Upon the death of any member who is in good standing, the Association will pay a death benefit equal to the full annual service pension amount for each year the member has served. Disability Benefits - In the event of total permanent disability incurred in the line of duty, a member shall be eligible to collect a disability benefit in an amount equal to his/her full years of active service on the Fire Department multiplied by the base sum pension benefit. The benefit is payable immediately upon approval by the Association regardless of age. For total permanent disability not incurred in the line of duty, a member shall be paid in accordance with the seven-year partial vesting provision described above. State Supplemental Benefits - Minnesota Statutes provide for the payment of a supplemental benefit equal to 10 percent of a regular lump sum distribution up to a maximum of $1,000. D. Contributions and Reserves The Lakeville Fire Relief Association’s funding policy provides for contributions from the State of Minnesota and the City of Lakeville, in amounts sufficient to accumulate assets to pay benefits when due. CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 83 Note 19 – Lakeville Fire Relief Association (continued) D. Contributions and Reserves (continued) The Volunteer Firefighters’ Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980) specifies minimum contributions required on an annual basis. The minimum support rates from the municipality and state aid are determined in the amount required to meet the normal cost plus amortizing any existing prior year service costs over a closed 10-year period. The minimum contribution from the City of Lakeville and state aid is determined as follows: Normal cost + Amortization payment on unfunded accrued liability prior to any change + Amortization contribution on unfunded accrued liability prior to any change = Total contribution required The annual pension cost (APC) contributed from the State of Minnesota and the City of Lakeville for the most recent three years available is as follows: State of City of Pension % of APC Pension Year Minnesota Lakeville Contribution APC Contributed Obligation 2013 314,365$ 60,000$ 374,365$ 374,365$ 100% -$ 2012 221,958 44,804 266,762 266,762 100% - 2011 213,067 44,804 257,871 257,871 100% - E. Funding Progress Valuation Date Value Accrued (Unfunded) Funded December 31,of Assets Liability Overfunded Ratio 2013 7,022,870$ 5,674,075$ 1,348,795$ 123.8% 2012 5,852,995 5,485,211 367,784 106.7% 2011 5,619,763 5,480,096 139,667 102.5% F. Additional Information: Actuarial valuation date: August 1, 2013 Actuarial valuation method: Fair Value Actuarial cost method: Entry age normal cost Actuarial assumptions rate of investment return: 5% per annum, compounded annually Annual covered payroll: None (all volunteer firefighters) Age and service retirement age: Assumed to occur at age 50. No turnover or early retirement Amortization method: Level Dollar Closed Amortization period: 10 Years Inflation rate: Not applicable CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2014 84 Note 20 – Deferred Compensation Plan The City offers its employees an optional deferred compensation plan created in accordance with Internal Revenue Service Code Section 457. The plan is available to all City employees, which permits them to tax defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. Under provisions of Section 72(p) of the Internal Revenue Code, a plan may permit participant loans once 457 plan assets are held in a trust. As of the current fiscal year, the City’s plan does not have a loan provision for its participants. All amounts of compensation deferred under the plan must be held in trust for the exclusive benefit of plan participants and/or beneficiaries. Investments are managed by the plan's trustee under various investment options or a combination thereof. The choice of investment options is made by the participant. Note 21 – Litigation There are several lawsuits pending in which the City is involved. The City Attorney has indicated that existing and pending lawsuit claims and other actions in which the City is a defendant are either covered by insurance, fully reserved for by the City, or the cases are in the early stages of discovery, and accordingly, the ultimate outcome cannot presently be determined. It is the opinion of City management that in each case the possibility of material loss, net of amounts reserved is remote. Note 22 – Conduit Debt On April 7, 2008, the Housing and Redevelopment Authority (HRA) of Lakeville approved the issuance of the Housing and Redevelopment Authority of Lakeville, Minnesota Education Facilities Revenue Note (All Saints School Project), Series 2008. The HRA acted as the conduit for a bank qualified tax-exempt refinancing of existing debt for All Saints School (the School) under the responsibility of All Saints Church (the Church), a religious corporation organized as a nonprofit corporation under the laws of the State of Minnesota. The note funds provided funding for the non-religious portions of the renovation and equipping of, and construction of additions to the School (serving kindergarten through 8th grade), owned and operated by the Church, and located at 19795 Holyoke Avenue in Lakeville. The HRA authorized the $2,000,000 revenue note to provide needed financial assistance to a private-sector entity deemed to be in the public interest. Neither the HRA nor the City is obligated in any circumstance for repayment of this note, and accordingly the note is not reported as a liability in the accompanying financial statements. As of December 31, 2014, $2,000,000 remains outstanding on this note. Note 23 – GASB Standards Issued But Not Yet Implemented GASB Statement No. 68 replaces the requirements of Statement No. 27, “Accounting for Pensions by State and Local Governmental Employers” and Statement No. 50, “Pension Disclosures,” as they relate to governments that provide pensions through pension plans administered as trusts or similar arrangements that meet certain criteria. Statement No. 68 requires governments providing defined benefit provisions to recognize their long-term obligation for pension benefits as a liability for the first time, and to more comprehensively and comparably measure the annual costs of pension benefits. This statement will be effective for the City’s 2015 fiscal year. The City has not yet determined the financial statement impact of adopting this new standard. This page intentionally left blank. R E Q U I R E D S U P P L E M E N T A R Y I N F O R M A T I O N CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2014 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Revenues Property taxes General property taxes Current 14,631,396$ 14,631,396$ 14,895,165$ 263,769$ Delinquent 193,640 193,640 51,618 (142,022) Fiscal disparities 1,904,664 1,904,664 1,834,465 (70,199) Mobile home tax 45,200 45,200 51,731 6,531 Gravel tax 19,467 19,467 8,991 (10,476) Total property taxes 16,794,367 16,794,367 16,841,970 47,603 Licenses and permits 1,947,676 1,975,626 2,159,289 183,663 Intergovernmental Market value homestead credit - - 2,113 2,113 State-aid police 349,747 349,747 397,301 47,554 State-aid fire 213,067 317,542 317,542 - State-aid PERA 21,303 21,303 21,303 - State police and fire grants 19,704 19,704 34,242 14,538 State other grants 200 200 200 - Federal other grants - - 39,008 39,008 County and other grants 4,380 4,380 - (4,380) Total intergovernmental 608,401 712,876 811,709 98,833 Charges for services General government 221,323 223,923 277,836 53,913 Public safety 418,318 419,466 414,334 (5,132) Public works 929,517 929,517 1,147,996 218,479 Parks and recreation 579,009 590,265 649,111 58,846 Total charges for services 2,148,167 2,163,171 2,489,277 326,106 Fines 274,590 274,590 223,642 (50,948) Investment income 44,413 44,413 99,179 54,766 (continued) 85 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2014 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Revenues (continued) Donations 13,370$ 25,270$ 30,254$ 4,984$ Miscellaneous 55,961 55,961 51,368 (4,593) Total revenues 21,886,945 22,046,274 22,706,688 660,414 Expenditures General government Mayor and Council Personnel services 49,740 49,740 48,448 1,292 Commodities 50 50 - 50 Other charges and services 47,231 47,231 44,674 2,557 Total Mayor and Council 97,021 97,021 93,122 3,899 Committees/Commissions Personnel services 49,884 53,904 56,044 (2,140) Commodities 1,530 2,630 2,605 25 Other charges and services 11,380 12,880 11,973 907 Total committees/commissions 62,794 69,414 70,622 (1,208) City administration Personnel services 388,671 394,878 358,993 35,885 Commodities 1,052 1,052 624 428 Other charges and services 13,505 13,505 26,734 (13,229) Total city administration 403,228 409,435 386,351 23,084 (continued) 86 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2014 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Expenditures (continued) General government (continued) City Clerk Personnel services 112,724$ 114,347$ 109,735$ 4,612$ Commodities 1,686 1,686 380 1,306 Other charges and services 70,314 70,314 73,170 (2,856) Total City Clerk 184,724 186,347 183,285 3,062 Legal counsel Other charges and services 82,351 82,351 53,495 28,856 Planning Personnel services 406,183 411,930 377,771 34,159 Commodities 2,573 2,573 1,755 818 Other charges and services 17,086 17,086 37,497 (20,411) Capital outlay 1,945 1,945 1,169 776 Total planning 427,787 433,534 418,192 15,342 Community and economic development Personnel services 261,480 265,548 251,837 13,711 Commodities 192 192 224 (32) Other charges and services 34,281 34,281 20,533 13,748 Total community and economic development 295,953 300,021 272,594 27,427 Inspections Personnel services 649,227 664,783 666,616 (1,833) Commodities 11,901 11,901 11,925 (24) Other charges and services 167,614 198,164 191,614 6,550 Capital outlay 22,460 22,460 23,408 (948) Total inspections 851,202 897,308 893,563 3,745 (continued) 87 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2014 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Expenditures (continued) General government (continued) General government facilities Personnel services 196,686$ 199,695$ 203,802$ (4,107)$ Commodities 22,339 23,114 20,365 2,749 Other charges and services 197,652 197,652 168,189 29,463 Capital outlay 775 - - - Total general government facilities 417,452 420,461 392,356 28,105 Finance Personnel services 549,882 566,165 567,613 (1,448) Commodities 4,024 4,024 3,375 649 Other charges and services 72,797 72,797 68,534 4,263 Total finance 626,703 642,986 639,522 3,464 Information systems Personnel services 307,362 311,917 305,945 5,972 Commodities 5,847 5,847 2,187 3,660 Other charges and services 177,424 177,424 164,553 12,871 Total information systems 490,633 495,188 472,685 22,503 Human resources Personnel services 264,704 268,870 268,720 150 Commodities 1,609 1,609 1,986 (377) Other charges and services 82,099 82,099 73,322 8,777 Capital outlay 2,601 2,601 - 2,601 Total human resources 351,013 355,179 344,028 11,151 Insurance coverage Other charges and services 289,075 289,075 289,075 - Total general government 4,579,936 4,678,320 4,508,890 169,430 (continued) 88 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2014 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Expenditures (continued) Public safety Police Personnel services 6,945,066$ 7,041,490$ 6,803,235$ 238,255$ Commodities 347,025 336,425 349,733 (13,308) Other charges and services 1,629,759 1,640,359 1,633,344 7,015 Capital outlay - - 4,017 (4,017) Total police 8,921,850 9,018,274 8,790,329 227,945 Fire protection Personnel services 1,044,462 1,155,490 1,144,157 11,333 Commodities 132,484 132,484 126,833 5,651 Other charges and services 254,669 254,669 248,148 6,521 Total fire protection 1,431,615 1,542,643 1,519,138 23,505 Total public safety 10,353,465 10,560,917 10,309,467 251,450 Public works Engineering Personnel services 745,746 712,246 580,251 131,995 Commodities 10,542 10,542 6,258 4,284 Other charges and services 69,652 69,402 62,725 6,677 Capital outlay 78,788 78,788 66,051 12,737 Total engineering 904,728 870,978 715,285 155,693 Operations and Maintenance Personnel services - 40,690 109,089 (68,399) Commodities - - 2,372 (2,372) Other charges and services - 250 6,332 (6,082) Capital outlay - - 27,018 (27,018) Total operations and maintenance - 40,940 144,811 (103,871) Street maintenance Personnel services 1,672,427 1,705,534 1,806,345 (100,811) Commodities 787,830 887,358 916,799 (29,441) Other charges and services 278,445 278,445 315,299 (36,854) Capital outlay - - 2,499 (2,499) Total street maintenance 2,738,702 2,871,337 3,040,942 (169,605) Total public works 3,643,430 3,783,255 3,901,038 (117,783) (continued) 89 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2014 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Expenditures (continued) Parks and recreation Park maintenance Personnel services 1,509,110$ 1,525,215$ 1,550,286$ (25,071)$ Commodities 254,394 254,394 276,257 (21,863) Other charges and services 470,177 480,177 385,135 95,042 Capital outlay 1,994 1,994 783 1,211 Total park maintenance 2,235,675 2,261,780 2,212,461 49,319 Recreation Personnel services 335,988 365,447 362,731 2,716 Commodities 26,404 26,404 21,981 4,423 Other charges and services 221,848 221,848 217,718 4,130 Total recreation 584,240 613,699 602,430 11,269 Heritage Center Personnel services 28,055 33,432 31,655 1,777 Commodities 1,846 3,469 5,295 (1,826) Other charges and services 48,873 52,166 53,659 (1,493) Capital outlay - 10,071 10,627 (556) Total heritage center 78,774 99,138 101,236 (2,098) Arts Center Personnel services 245,173 248,495 242,108 6,387 Commodities 13,205 13,205 14,424 (1,219) Other charges and services 146,690 146,690 169,239 (22,549) Total arts center 405,068 408,390 425,771 (17,381) Total parks and recreation 3,303,757 3,383,007 3,341,898 41,109 Other 303,497 - - - Total expenditures 22,184,085 22,405,499 22,061,293 344,206 Excess (deficiency) of revenues over expenditures (297,140) (359,225) 645,395 1,004,620 (continued) 90 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2014 Budget As Variance Originally Final With Final Adopted Budget Actual Budget (continued) Other financing sources Transfers from Special Revenue - Communications Fund 122,654$ 122,654$ 122,654$ -$ Enterprise - Liquor Fund 159,323 159,323 159,323 - Enterprise - Utility Fund 429,282 429,282 429,282 - Internal Service - Municipal Reserves Fund 48,555 48,555 48,555 - Total other financing sources 759,814 759,814 759,814 - Net change in fund balance 462,674$ 400,589$ 1,405,209 1,004,620$ Fund balance, January 1 9,666,560 Fund balance, December 31 11,071,769$ 91 CITY OF LAKEVILLE, MINNESOTA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION DECEMBER 31, 2014 92 A. Budgetary Information Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General Fund and Special Revenue Funds. Budgeted amounts are as originally adopted or as amended by the City Council. The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. The City Administrator submits a proposed operating budget to the City Council. 2. Public hearings are conducted to obtain taxpayer comments. 3. Upon Council approval the budget is legally adopted and employs formal budgetary integration during the year. 4. Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. 5. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the department level for the General Fund and total expenditures for the Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for individual line items. 6. Budget appropriations of all funds lapse at year-end to the extent they were not encumbered. Encumbrances are re-appropriated in the following year's budget. CITY OF LAKEVILLE, MINNESOTA OTHER POST-EMPLOYMENT BENEFITS PLAN - SCHEDULE OF FUNDING PROGRESS DECEMBER 31, 2014 93 Unfunded Unfunded Actuarial Actuarial Actuarial Actuarial Liability as a Valuation Accrued Value of Accrued Funded Covered Percentage Date Liability Plan Assets Liability Ratio Payroll of Payroll January 1, 2008 290,424$ -$ 290,424$ - 11,365,890$ 2.6% January 1, 2011 588,458$ -$ 588,458$ - 11,683,196$ 5.0% January 1, 2014 728,720$ -$ 728,720$ - 12,363,168$ 5.9% This page intentionally left blank. N O N M A J O R G O V E R N M E N T A L F U N D S Special Revenue Funds - These funds are used to account for revenues and expenditures that have a legally restricted use for a specific purpose. Communications Fund This fund accounts for franchise fees from cable TV provider operations. Expenditures and other financing uses are used to finance the City’s cable TV channels and public communications, including long-term replacement of equipment. Economic Development Fund This fund accounts for a $125,000 Economic Recovery Grant received from the State of Minnesota Department of Trade and Economic Development in 1995. The grant’s purpose is to provide loans to businesses expanding in or locating to Lakeville. The fund also accounts for administrative fees received from the issuance of conduit debt. Downtown Special Service District Fund The Downtown Special Service District was created in 1998 pursuant to Minnesota Statute 428A. A service charge, payable with property taxes, is levied against the commercial properties in the Downtown Business District for the purpose of financing budgeted programs and activities within the District. Debt Service Funds – These funds account for the accumulation of resources that are restricted to the payment of long-term debt principal and interest, but excluding debt issued for and serviced by an enterprise fund. Tax Increment Fund Debt issued to finance construction of public improvements in accordance with approved tax increment plans. Property tax increments received from designated tax increment financing districts are pledged to the payment of the bonds. State-aid Revenue Fund Debt issued to finance construction of State-aid street projects within the City. The primary revenue source is municipal state aid allotments from the State of Minnesota Department of Transportation. Water Revenue Fund Debt issued to finance the construction of wells, pump houses, towers, water main systems, and the City’s water treatment facility. Water connection fees are pledged toward the repayment of the principal and interest on these bonds. Arena Revenue Fund Debt issued for the construction of the Lakeville Ames Ice Arena first and second sheet of ice, spectator seating and locker rooms. Revenue sources include donations from net operating ice arena revenues and other sources pledged to the payment of the bonds. The Ice Center Refunding Bonds, Series 2008 A and the 2005 Capital Dehumidification Lease-Purchase agreement are general obligations that are backed by the full-faith and credit of the City. The Gross Revenue Recreation Facility Bonds of 1999 are not general obligations and accordingly are not backed by the full-faith and credit of the City. (continued) N O N M A J O R G O V E R N M E N T A L F U N D S Debt Service Funds (continued) HRA Revenue Fund The HRA also issued the HRA Ice Arena Lease Revenue Bonds, Series 2006 for the Hasse single sheet ice arena facility. Debt service will be payable from property taxes and lease payments to be made to the City pursuant to the lease agreement between the Authority and Independent School District 194. These HRA bonds are not general obligations and accordingly are not backed by the full-faith and credit of the City. Capital Projects Funds – These funds account for financial resources used in the acquisition of capital facilities, equipment, and infrastructure (except those financed by enterprise funds). Municipal State-aid Fund This fund accounts for an annual allotment from the State of Minnesota Municipal State-aid street construction account. Pavement Management Fund This fund accounts for pavement management activities relating to cracksealing, patching, seal coating and overlays. These major maintenance projects are financed with property taxes. Storm Sewer Fund This fund accounts for fees and area charges to land developers for construction of storm sewer systems. Water Fund This fund accounts for revenues derived primarily from connection charges collected at the time building permits are issued and antenna site leases with wireless communications companies. Funds are appropriated towards the construction costs of water supply lines, wells and water storage facilities, and provide the debt service to bonds issued to finance the construction of the City’s water treatment facility and other trunk infrastructure improvements. Sanitary Sewer Fund This fund accounts for sewer connection and area fees charged to land developers for connecting to the City’s sanitary sewer system; appropriations are applied to the construction of sanitary sewer trunk systems. Park Dedication Fund This fund accounts for park dedication fees received from land developers. The expenditures consist of acquiring and developing City parks and trails. Trail Improvement Fund This fund accounts for the long term maintenance, repairs and replacement of City trails. Tax Increment Fund This fund accounts for revenue received from tax increment property districts that does not require debt financing. The expenditures are for current and future development of tax increment property. Equipment Fund This fund accounts for the purchase of equipment for general government, public safety, public works, and park maintenance. This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET DECEMBER 31, 2014 Total Special Debt Capital Nonmajor Revenue Service Projects Governmental Funds Funds Funds Funds Assets Cash and investments 797,830$ 4,105,059$ 17,275,273$ 22,178,162$ Investments held by trustee - 697,378 - 697,378 Interest receivable 3,032 7,240 54,126 64,398 Taxes receivable Unremitted - (605) 87,158 86,553 Delinquent - 4,324 23,698 28,022 Accounts receivable 288,636 47,500 2,384,591 2,720,727 Due from other funds 38,336 - - 38,336 Special assessments Unremitted - - 567 567 Delinquent - - 14 14 Deferred - - 172,728 172,728 Other - - 320,326 320,326 Prepaid items 169 - - 169 Total assets 1,128,003$ 4,860,896$ 20,318,481$ 26,307,380$ Liabilities Salaries payable 9,132$ -$ -$ 9,132$ Accounts payable 58,943 206,694 1,808,924 2,074,561 Due to other funds 38,336 - - 38,336 Contracts payable 8,982 - 260,196 269,178 Deposits payable - - 26,125 26,125 Unearned revenue - - 64,573 64,573 Total liabilities 115,393 206,694 2,159,818 2,481,905 Deferred inflows of resources Unavailable revenue - taxes - 4,324 23,698 28,022 Unavailable revenue - special assessments - - 493,068 493,068 Unavailable revenue - other 8 - - 8 Total deferred inflows of resources 8 4,324 516,766 521,098 Fund balance Nonspendable 169 - - 169 Restricted 41,972 4,649,878 2,939,178 7,631,028 Committed 970,461 - 14,702,719 15,673,180 Total fund balance 1,012,602 4,649,878 17,641,897 23,304,377 Total liabilities, deferred inflows of resources, and fund balances 1,128,003$ 4,860,896$ 20,318,481$ 26,307,380$ 94 CITY OF LAKEVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2014 Total Special Debt Capital Nonmajor Revenue Service Projects Governmental Funds Funds Funds Funds Revenues Property taxes -$ 314,628$ 1,548,706$ 1,863,334$ Tax increment - 638,312 189,738 828,050 Licenses and permits 677,266 - - 677,266 Intergovernmental 468,702 837,342 2,779,262 4,085,306 Charges for services 98,008 395,838 5,377,896 5,871,742 Special assessments - - 44,161 44,161 Investment income 11,438 36,150 247,893 295,481 Loan repayments - 2,230,000 - 2,230,000 Donations - 95,000 78,750 173,750 Miscellaneous 1,393 - 881,901 883,294 Total revenues 1,256,807 4,547,270 11,148,307 16,952,384 Expenditures - current General government 1,002,294 203,623 1,205,917 Expenditures - capital outlay General government 87,777 152,628 240,405 Public safety - 1,279,674 1,279,674 Public works - 7,975,094 7,975,094 Parks and recreation - 2,695,661 2,695,661 Total expenditures - capital outlay 87,777 12,103,057 12,190,834 Expenditures - debt service Principal bond maturities 2,395,000 2,395,000 Interest on debt 738,366 738,366 Fiscal charges 34,189 34,189 Total expenditures - debt service 3,167,555 3,167,555 Total expenditures 1,090,071 3,371,178 12,103,057 16,564,306 Excess (deficiency) of revenues over expenditures 166,736 1,176,092 (954,750) 388,078 Other financing sources (uses) Transfers from other funds - 987,150 1,216,464 2,203,614 Transfers to other funds (122,924) - (1,403,614) (1,526,538) Total other financing sources (uses)(122,924) 987,150 (187,150) 677,076 Net change in fund balance 43,812 2,163,242 (1,141,900) 1,065,154 Fund balance, January 1 968,790 2,486,636 18,783,797 22,239,223 Fund balance, December 31 1,012,602$ 4,649,878$ 17,641,897$ 23,304,377$ 95 CITY OF LAKEVILLE, MINNESOTA SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2014 Downtown Economic Special Communications Development Service District Total Assets Cash and investments 783,255$ -$ 14,575$ 797,830$ Interest receivable 2,560 - 472 3,032 Accounts receivable 178,856 109,780 - 288,636 Due from other funds 38,336 - - 38,336 Prepaid items 169 - - 169 Total assets 1,003,176$ 109,780$ 15,047$ 1,128,003$ Liabilities Salaries payable 9,132$ -$ -$ 9,132$ Accounts payable 48,859 10,084 - 58,943 Contracts payable - 8,982 - 8,982 Due to other funds - 38,336 - 38,336 Total liabilities 57,991 57,402 - 115,393 Deferred inflows of resources Unavailable revenue - other - - 8 8 Fund balance Nonspendable 169 - - 169 Restricted 26,933 - 15,039 41,972 Committed 918,083 52,378 - 970,461 Total fund balance 945,185 52,378 15,039 1,012,602 Total liabilities, deferred inflows of resources, and fund balances 1,003,176$ 109,780$ 15,047$ 1,128,003$ 96 CITY OF LAKEVILLE, MINNESOTA SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2014 Downtown Economic Special Communications Development Service District Total Revenues Licenses and permits 677,266$ -$ -$ 677,266$ Intergovernmental Federal grants - 3,564 - 3,564 State-aid PERA 516 - - 516 County and local grants - 464,622 - 464,622 Charges for services 64,423 2,500 31,085 98,008 Investment income (charges) 11,727 (289) - 11,438 Miscellaneous 1,393 - - 1,393 Total revenues 755,325 470,397 31,085 1,256,807 Expenditures Current General government 493,715 477,877 30,702 1,002,294 Capital outlay General government 87,777 - - 87,777 Total expenditures 581,492 477,877 30,702 1,090,071 Excess (deficiency) of revenues over expenditures 173,833 (7,480) 383 166,736 Other financing uses Transfer to General Fund (122,654) - - (122,654) Capital Projects - Building Fund (270) - - (270) Total other financing uses (122,924) - - (122,924) Net change in fund balance 50,909 (7,480) 383 43,812 Fund balance, January 1 894,276 59,858 14,656 968,790 Fund balance, December 31 945,185$ 52,378$ 15,039$ 1,012,602$ 97 CITY OF LAKEVILLE, MINNESOTA DEBT SERVICE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2014 Tax State-aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total Assets Cash and investments 3,512,817$ 23,647$ -$ 213,174$ 355,421$ 4,105,059$ Investments held by trustee - - - - 697,378 697,378 Interest receivable 6,490 70 - 511 169 7,240 Taxes receivable Unremitted (18,220) - - - 17,615 (605) Delinquent 58 - - - 4,266 4,324 Accounts receivable - - - 47,500 - 47,500 Total assets 3,501,145$ 23,717$ -$ 261,185$ 1,074,849$ 4,860,896$ Liabilities Accounts payable 206,694$ -$ -$ -$ -$ 206,694$ Deferred inflows of resources Unavailable revenue - taxes 58 - - - 4,266 4,324 Fund balance Restricted for debt service 3,294,393 23,717 - 261,185 1,070,583 4,649,878 Total liabilities, deferred inflows of resources, and fund balances 3,501,145$ 23,717$ -$ 261,185$ 1,074,849$ 4,860,896$ Bonds 98 CITY OF LAKEVILLE, MINNESOTA DEBT SERVICE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2014 Tax State-aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total Revenues Property taxes Current and delinquent 34$ -$ -$ -$ 280,163$ 280,197$ Fiscal disparities 5 - - - 34,426 34,431 Total property taxes 39 - - - 314,589 314,628 Tax increment 638,312 - - - - 638,312 Intergovernmental - State-aid - 837,342 - - - 837,342 Charges for services - - - 88,626 307,212 395,838 Investment income (charges) 29,720 319 - 2,340 3,771 36,150 Loan repayments 2,230,000 - - - - 2,230,000 Donations - - - 95,000 - 95,000 Total revenues 2,898,071 837,661 - 185,966 625,572 4,547,270 Expenditures - current General government 203,623 - - - - 203,623 Expenditures - debt service Principal bond maturities 445,000 700,000 890,000 135,000 225,000 2,395,000 Interest on debt 84,004 137,343 96,800 47,788 372,431 738,366 Fiscal charges 27,189 3,074 350 1,375 2,201 34,189 Total expenditures - debt service 556,193 840,417 987,150 184,163 599,632 3,167,555 Total expenditures 759,816 840,417 987,150 184,163 599,632 3,371,178 Excess (deficiency) of revenues over expenditures 2,138,255 (2,756) (987,150) 1,803 25,940 1,176,092 Other financing sources Transfer from Capital Projects - Water Fund - - 987,150 - - 987,150 Net change in fund balance 2,138,255 (2,756) - 1,803 25,940 2,163,242 Fund balance, January 1 1,156,138 26,473 - 259,382 1,044,643 2,486,636 Fund balance, December 31 3,294,393$ 23,717$ -$ 261,185$ 1,070,583$ 4,649,878$ Bonds 99 CITY OF LAKEVILLE, MINNESOTA CAPITAL PROJECTS FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2014 Municipal Pavement Storm State-aid Management Sewer Water Assets Cash and investments 447,317$ 1,717,547$ 2,817,326$ 2,814,602$ Interest receivable 8,411 4,404 6,466 6,458 Taxes receivable Unremitted - 67,068 - - Delinquent - 17,211 - - Accounts receivable 2,384,591 - - - Special assessments Unremitted - 40 - - Delinquent - - - - Deferred - 2,986 1,499 100,399 Other - - 60,171 44,733 Total assets 2,840,319$ 1,809,256$ 2,885,462$ 2,966,192$ Liabilities Accounts payable 1,430,635$ 145,183$ -$ 92,406$ Contracts payable - 13,485 - - Deposits payable - - - - Unearned revenue - - - 60,047 Total liabilities 1,430,635 158,668 - 152,453 Deferred inflows of resources Unavailable revenue - taxes - 17,211 - - Unavailable revenue - special assessments - 2,986 61,670 145,132 Total deferred inflows of resources - 20,197 61,670 145,132 Fund balance Restricted 1,409,684 - - - Committed - 1,630,391 2,823,792 2,668,607 Total fund balance 1,409,684 1,630,391 2,823,792 2,668,607 Total liabilities, deferred inflows of resources, and fund balances 2,840,319$ 1,809,256$ 2,885,462$ 2,966,192$ 100 Sanitary Park Trail Tax Sewer Dedication Improvement Increment Equipment Total 4,427,981$ 1,360,759$ 986,840$ 256,390$ 2,446,511$ 17,275,273$ 11,829 5,016 2,655 371 8,516 54,126 - - 2,609 1,341 16,140 87,158 - - 324 - 6,163 23,698 - - - - - 2,384,591 527 - - - - 567 14 - - - - 14 67,652 192 - - - 172,728 215,422 - - - - 320,326 4,723,425$ 1,365,967$ 992,428$ 258,102$ 2,477,330$ 20,318,481$ -$ 73,984$ 2,923$ 15,873$ 47,920$ 1,808,924$ - - 246,711 - - 260,196 26,125 - - - - 26,125 - 4,526 - - - 64,573 26,125 78,510 249,634 15,873 47,920 2,159,818 - - 324 - 6,163 23,698 283,088 192 - - - 493,068 283,088 192 324 - 6,163 516,766 - 1,287,265 - 242,229 - 2,939,178 4,414,212 - 742,470 - 2,423,247 14,702,719 4,414,212 1,287,265 742,470 242,229 2,423,247 17,641,897 4,723,425$ 1,365,967$ 992,428$ 258,102$ 2,477,330$ 20,318,481$ 101 CITY OF LAKEVILLE, MINNESOTA CAPITAL PROJECTS FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2014 Municipal Pavement Storm State-aid Management Sewer Water Revenues Property taxes Current -$ 1,071,531$ -$ -$ Fiscal disparities - 131,595 - - Total property taxes - 1,203,126 - - Tax increment - - - - Intergovernmental Municipal state-aid 1,968,748 374,335 - - County and local grants 415,843 - - - Charges for services - - 1,448,032 1,726,957 Special assessments - 4,118 244 21,288 Investment income 38,521 20,171 29,612 29,577 Donations - - - - Miscellaneous 276,641 40,000 - 337,806 Total revenues 2,699,753 1,641,750 1,477,888 2,115,628 Expenditures - capital outlay General government - - - - Public safety - - - - Public works 4,573,763 1,511,419 169,907 763,392 Parks and recreation 117,195 - - - Total expenditures - capital outlay 4,690,958 1,511,419 169,907 763,392 Excess (deficiency) of revenues over expenditures (1,991,205) 130,331 1,307,981 1,352,236 Other financing sources (uses) Transfer from/(to) Debt Service - Water Revenue Bond Fund - - - (987,150) Capital Projects - Park Dedication Fund - - - - Capital Projects - Trail Improvement Fund - - - - Enterprise - Liquor Fund - - - - Total other financing sources (uses)- - - (987,150) Net change in fund balance (1,991,205) 130,331 1,307,981 365,086 Fund balance, January 1 3,400,889 1,500,060 1,515,811 2,303,521 Fund balance, December 31 1,409,684$ 1,630,391$ 2,823,792$ 2,668,607$ 102 Sanitary Park Trail Tax Sewer Dedication Improvement Increment Equipment Total -$ -$ 39,972$ -$ 267,920$ 1,379,423$ - - 4,935 - 32,753 169,283 - - 44,907 - 300,673 1,548,706 - - - 189,738 - 189,738 - - - - - 2,343,083 - 522 - - 19,814 436,179 548,598 1,642,309 - 12,000 - 5,377,896 18,447 64 - - - 44,161 54,174 22,976 12,161 1,700 39,001 247,893 - 78,750 - - - 78,750 - 22,138 - - 205,316 881,901 621,219 1,766,759 57,068 203,438 564,804 11,148,307 - - - 36,181 116,447 152,628 - - - - 1,279,674 1,279,674 116 - - - 956,497 7,975,094 - 1,406,189 656,710 - 515,567 2,695,661 116 1,406,189 656,710 36,181 2,868,185 12,103,057 621,103 360,570 (599,642) 167,257 (2,303,381) (954,750) - - - - - (987,150) - - 416,464 - - 416,464 - (416,464) - - - (416,464) - - - - 800,000 800,000 - (416,464) 416,464 - 800,000 (187,150) 621,103 (55,894) (183,178) 167,257 (1,503,381) (1,141,900) 3,793,109 1,343,159 925,648 74,972 3,926,628 18,783,797 4,414,212$ 1,287,265$ 742,470$ 242,229$ 2,423,247$ 17,641,897$ 103 CITY OF LAKEVILLE, MINNESOTA COMMUNICATIONS - SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2014 Budget Variance With As Originally Final Final Adopted Budget Actual Budget Revenues Licenses and permits 610,915$ 610,915$ 677,266$ 66,351$ Intergovernmental State-aid PERA 516 516 516 - Charges for services - 64,695 64,923 228 Investment income 8,689 8,689 11,727 3,038 Miscellaneous - - 893 893 Total revenues 620,120 684,815 755,325 70,510 Expenditures - general government Current Personnel 326,866 331,466 337,882 (6,416) Commodities 5,649 5,649 3,060 2,589 Other charges and services 114,031 159,031 152,773 6,258 Capital outlay 70,564 92,540 87,777 4,763 Total expenditures - general government 517,110 588,686 581,492 7,194 Excess of revenues over expenditures 103,010 96,129 173,833 77,704 Other financing uses Transfer to General Fund (122,654) (122,654) (122,654) - Capital Projects - Building Fund (270) (270) (270) - Total other financing uses (122,924) (122,924) (122,924) - Net change in fund balance (19,914)$ (26,795)$ 50,909 77,704$ Fund balance, January 1 894,276 Fund balance, December 31 945,185$ 104 CITY OF LAKEVILLE, MINNESOTA ECONOMIC DEVELOPMENT - SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2014 Budget Variance With As Originally Final Final Adopted Budget Actual Budget Revenues Intergovernmental Federal grants -$ -$ 3,564$ 3,564$ County and local grants - 471,000 464,622 (6,378) Charges for services 2,500 2,500 2,500 - Investment income (charges)624 624 (289) (913) Total revenues 3,124 474,124 470,397 (3,727) Expenditures - General government Current Other charges and services 7,500 482,500 477,877 4,623 Net change in fund balance (4,376)$ (8,376)$ (7,480) 896$ Fund balance, January 1 59,858 Fund balance, December 31 52,378$ 105 CITY OF LAKEVILLE, MINNESOTA DOWNTOWN SPECIAL SERVICE DISTRICT - SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2014 Variance With Original and Final Final Budget Actual Budget Revenues Charges for services 27,500$ 31,085$ 3,585$ Expenditures - general government Current Personnel 11,250 11,823 (573) Commodities 7,000 512 6,488 Other charges and services 9,250 18,367 (9,117) Total expenditures - general government 27,500 30,702 (3,202) Net change in fund balance -$ 383 383$ Fund balance, January 1 14,656 Fund balance, December 31 15,039$ 106 A G E N C Y F U N D Agency Fund – The Agency Fund is used to account for assets held by the City as an agent for other City funds, governments, and individuals. Escrow Fund This fund accounts for deposits paid by land developers, builders, and other individuals for future disbursements. The disbursements relating to these events will be made when specific terms and conditions have been satisfied. CITY OF LAKEVILLE, MINNESOTA AGENCY FUND STATEMENT OF CHANGES IN ASSETS AND LIABILITIES YEAR ENDED DECEMBER 31, 2014 Balance Balance Escrow Fund January 1 Increases Decreases December 31 Assets Cash and investments 6,851,480$ 2,209,351$ 1,833,243$ 7,227,588$ Liabilities Deposits payable 6,851,480$ 2,209,351$ 1,833,243$ 7,227,588$ 107 This page intentionally left blank. S U P P L E M E N T A L I N F O R M A T I O N CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF CHANGES IN BONDED INDEBTEDNESS YEAR ENDED DECEMBER 31, 2014 Outstanding Outstanding January 1 Issued Redeemed December 31 Governmental Activities: General obligation bonds 69,410,000$ 12,660,000$ 12,380,000$ 69,690,000$ G.O. Improvement bonds 16,640,000 8,520,000 1,255,000 23,905,000 Tax increment bonds 2,335,000 - 445,000 1,890,000 State-aid street revenue bonds 4,590,000 - 700,000 3,890,000 Water connection revenue bonds 2,865,000 - 890,000 1,975,000 Arena revenue bonds 1,045,000 - 135,000 910,000 HRA lease revenue bonds 8,325,000 - 225,000 8,100,000 Total governmental activity bonds 105,210,000 21,180,000 16,030,000 110,360,000 Business-type Activities: Liquor revenue bonds 3,235,000 - 165,000 3,070,000 Total bonded indebtedness 108,445,000$ 21,180,000$ 16,195,000$ 113,430,000$ 108 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2014 Issue Interest Annual Date Rate Date Amount Interest General Obligation Bonds: Park Refunding Bonds of 2011 B 12/1/11 Principal and Interest 0.75 4/1/15 410,000$ 1,538$ Total 410,000 1,538 Capital Improvement Bonds of 2004 A 11/1/04 (Central Maintenance Facility) Principal and interest 4.00 2/1/15 360,000 290,053 Principal (call 2/1/15)12,460,000 - Total 12,820,000 290,053 Capital Improvement Refunding Bonds of 2012 B 8/15/12 (Central Maintenance Facility) Interest 2.00 2/1/15 - 398,850 Principal and interest 2.00 2/1/16 505,000 393,800 Principal and interest 2.00 2/1/17 530,000 383,450 Principal and interest 4.00 2/1/18 570,000 366,750 Principal and interest 4.00 2/1/19 635,000 342,650 Principal and interest 4.00 2/1/20 670,000 316,550 Principal and interest 4.00 2/1/21 750,000 288,150 Principal and interest (call provision date)3.00 2/1/22 770,000 261,600 Principal and interest 3.00 2/1/23 810,000 237,900 Principal and interest 3.00 2/1/24 865,000 212,775 Principal and interest 3.00 2/1/25 930,000 185,850 Principal and interest 3.00 2/1/26 1,040,000 156,300 Principal and interest 3.00 2/1/27 1,070,000 124,650 Principal and interest 3.00 2/1/28 1,125,000 91,725 Principal and interest 3.00 2/1/29 1,200,000 56,850 Principal and interest 3.00 2/1/30 1,295,000 19,425 Total 12,765,000 3,837,275 Capital Improvement Bonds of 2007 D 8/1/07 (Police Station) Principal and interest 5.00 2/1/15 470,000 607,113 Principal and interest 5.00 2/1/16 490,000 583,113 Principal and Interest (call provision date)5.00 2/1/17 11,700,000 285,430 Total 12,660,000 1,475,656 Capital Improvement Refunding Bonds of 2014 B 8/20/14 Interest 2.00 2/1/15 - 420,437 Interest 2.00 2/1/16 - 443,863 Interest 2.00 2/1/17 - 443,863 Principal and interest 5.00 2/1/18 555,000 429,988 Principal and interest 5.00 2/1/19 580,000 401,613 Principal and interest 5.00 2/1/20 605,000 371,988 Principal and interest 1.75 2/1/21 635,000 351,305 Principal and interest 5.00 2/1/22 640,000 329,750 (continued) Principal Maturity 109 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2014 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity General Obligation Bonds: (continued) Capital Improvement Refunding Bonds of 2014 B (continued) Principal and interest 5.00 2/1/23 670,000$ 297,000$ Principal and interest (call provision date)5.00 2/1/24 700,000 262,750 Principal and interest 4.00 2/1/25 735,000 230,550 Principal and interest 4.00 2/1/26 765,000 200,550 Principal and interest 4.00 2/1/27 790,000 169,450 Principal and interest 4.00 2/1/28 815,000 139,388 Principal and interest 3.50 2/1/29 845,000 110,338 Principal and interest 3.50 2/1/30 875,000 80,238 Principal and interest 3.50 2/1/31 910,000 49,000 Principal and interest 3.50 2/1/32 945,000 16,538 Total 11,065,000 4,748,605 Street Reconstruction Refunding Bonds of 2012 B 8/15/12 Principal and interest 2.00 2/1/15 645,000 295,000 Principal and interest 2.00 2/1/16 725,000 281,300 Principal and interest 2.00 2/1/17 675,000 267,300 Principal and interest 4.00 2/1/18 730,000 245,950 Principal and interest 4.00 2/1/19 765,000 216,050 Principal and interest 4.00 2/1/20 805,000 184,650 Principal and interest 4.00 2/1/21 835,000 151,850 Principal and interest (call provision date)3.00 2/1/22 850,000 122,400 Principal and interest 3.00 2/1/23 880,000 96,450 Principal and interest 3.00 2/1/24 905,000 69,675 Principal and interest 3.00 2/1/25 935,000 42,075 Principal and interest 3.00 2/1/26 935,000 14,025 Total 9,685,000 1,986,725 Street Reconstruction Bonds of 2005 A 12/1/05 Principal and interest 3.75 2/1/15 150,000 87,115 Principal and Interest (call provision date)3.75 2/1/16 2,105,000 39,245 Total 2,255,000 126,360 Street Reconstruction Refunding Bonds of 2014 B 8/20/14 Interest 2.00 2/1/15 - 63,428 Interest 2.00 2/1/16 - 66,963 Principal and interest 2.00 2/1/17 130,000 65,663 Principal and interest 5.00 2/1/18 135,000 60,988 Principal and interest 5.00 2/1/19 140,000 54,113 Principal and interest 5.00 2/1/20 145,000 46,988 Principal and interest 1.75 2/1/21 155,000 42,006 Principal and interest 5.00 2/1/22 160,000 36,650 Principal and interest 5.00 2/1/23 170,000 28,400 Principal and interest (call provision date)5.00 2/1/24 175,000 19,775 Principal and interest 4.00 2/1/25 190,000 11,600 Principal and interest 4.00 2/1/26 195,000 3,900 Total 1,595,000 500,472 (continued) 110 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2014 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity General Obligation Bonds: (continued) Street Reconstruction Bonds of 2007 H 12/15/07 Principal and interest 4.00 2/1/15 125,000$ 92,945$ Principal and interest 4.00 2/1/16 125,000 87,945 Principal and interest 4.00 2/1/17 130,000 82,845 Principal and Interest (call provision date)4.00 2/1/18 140,000 77,445 Principal and interest 4.00 2/1/19 145,000 71,745 Principal and interest 4.00 2/1/20 150,000 65,845 Principal and interest 4.10 2/1/21 155,000 59,668 Principal and interest 4.125 2/1/22 160,000 53,190 Principal and interest 4.20 2/1/23 170,000 46,320 Principal and interest 4.375 2/1/24 175,000 38,922 Principal and interest 4.375 2/1/25 185,000 31,047 Principal and interest 4.50 2/1/26 190,000 22,725 Principal and interest 4.50 2/1/27 200,000 13,950 Principal and interest 4.50 2/1/28 210,000 4,724 Total 2,260,000 749,316 Taxable Street Reconstruction Bonds of 2009 A (Build America Bonds)12/30/09 Principal and interest 3.00 2/1/15 205,000 203,502 Principal and interest 3.50 2/1/16 210,000 196,752 Principal and interest 4.00 2/1/17 215,000 188,778 Principal and interest 4.25 2/1/18 225,000 179,696 Principal and interest 4.50 2/1/19 230,000 169,740 Principal and Interest (call provision date)4.65 2/1/20 235,000 159,101 Principal and interest 4.75 2/1/21 245,000 147,819 Principal and interest 4.90 2/1/22 250,000 135,875 Principal and interest 5.00 2/1/23 260,000 123,250 Principal and interest 5.20 2/1/24 270,000 109,730 Principal and interest 5.30 2/1/25 280,000 95,290 Principal and interest 5.40 2/1/26 290,000 80,040 Principal and interest 5.50 2/1/27 300,000 63,960 Principal and interest 5.65 2/1/28 310,000 46,953 Principal and interest 5.80 2/1/29 320,000 28,915 Principal and interest 5.95 2/1/30 330,000 9,818 Total 4,175,000 1,939,219 Total General Obligation Bonds 69,690,000$ 15,655,219$ 111 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2014 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds: Improvement Refunding Bonds of 2007 B 2/1/07 Principal and interest 3.875 2/1/15 90,000$ 5,425$ Principal and interest 3.875 2/1/16 95,000 1,841 Total 185,000 7,266 Improvement Bonds of 2007 F 8/1/07 Principal and interest 4.00 2/1/15 50,000 7,113 Principal and interest 4.00 2/1/16 50,000 5,113 Principal and interest 4.00 2/1/17 50,000 3,088 Principal and interest 4.125 2/1/18 50,000 1,030 Total 200,000 16,344 Improvement Bonds of 2008 A 10/1/08 Principal and interest 3.25 2/1/15 30,000 4,988 Principal and interest 3.75 2/1/16 30,000 3,938 Principal and interest 3.75 2/1/17 30,000 2,813 Principal and interest 3.75 2/1/18 30,000 1,688 Principal and interest 3.75 2/1/19 30,000 560 Total 150,000 13,987 Improvement Refunding Bonds of 2009 B 12/30/09 Principal and interest 2.00 2/1/15 380,000 49,963 Principal and interest 2.50 2/1/16 390,000 41,288 Principal and interest 2.75 2/1/17 375,000 31,256 Principal and interest 3.00 2/1/18 355,000 20,775 Principal and interest 3.00 2/1/19 360,000 10,050 Principal and interest 3.00 2/1/20 155,000 2,324 Total 2,015,000 155,656 Improvement Bonds of 2011 A 12/1/11 Principal and interest 0.95 2/1/15 195,000 36,864 Principal and interest 1.20 2/1/16 190,000 34,798 Principal and interest 1.40 2/1/17 190,000 32,328 Principal and interest 1.70 2/1/18 190,000 29,383 Principal and interest 1.90 2/1/19 190,000 25,963 Principal and interest 2.10 2/1/20 190,000 22,163 Principal and interest 2.25 2/1/21 195,000 17,974 Principal and interest 2.60 2/1/22 50,000 15,130 Principal and interest 2.60 2/1/23 50,000 13,830 Principal and interest 3.10 2/1/24 50,000 12,530 Principal and interest 3.10 2/1/25 45,000 11,183 Principal and interest 3.10 2/1/26 45,000 9,788 Principal and interest 3.10 2/1/27 45,000 8,393 Principal and interest 3.50 2/1/28 45,000 6,998 Principal and interest 3.50 2/1/29 45,000 5,513 Principal and interest 3.50 2/1/30 45,000 3,938 Principal and interest 3.50 2/1/31 45,000 2,363 Principal and interest 3.50 2/1/32 45,000 781 Total 1,850,000 289,920 (continued) 112 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2014 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds: (continued) Improvement Bonds of 2012 A 8/15/12 Principal and interest 2.00 2/1/15 550,000$ 168,675$ Principal and interest 2.00 2/1/16 550,000 157,675 Principal and interest 2.00 2/1/17 555,000 146,625 Principal and interest 2.00 2/1/18 550,000 135,575 Principal and interest 3.00 2/1/19 550,000 121,825 Principal and interest 3.00 2/1/20 555,000 105,250 Principal and interest 3.00 2/1/21 565,000 88,450 Principal and interest (call provision date)3.00 2/1/22 565,000 71,500 Principal and interest 4.00 2/1/23 575,000 51,525 Principal and interest 4.00 2/1/24 135,000 37,325 Principal and interest 3.00 2/1/25 130,000 32,675 Principal and interest 3.00 2/1/26 130,000 28,775 Principal and interest 3.00 2/1/27 130,000 24,875 Principal and interest 3.00 2/1/28 130,000 20,975 Principal and interest 3.00 2/1/29 130,000 17,075 Principal and interest 3.00 2/1/30 125,000 13,250 Principal and interest 3.00 2/1/31 125,000 9,500 Principal and interest 3.00 2/1/32 125,000 5,750 3.10 2/1/33 125,000 1,938 Total 6,300,000 1,239,238 Improvement Bonds of 2013 A 8/15/13 Principal and interest 2.00 2/1/15 295,000 117,600 Principal and interest 2.00 2/1/16 360,000 111,050 Principal and interest 2.00 2/1/17 360,000 103,850 Principal and interest 2.00 2/1/18 365,000 96,600 Principal and interest 2.00 2/1/19 370,000 89,250 Principal and interest 2.00 2/1/20 375,000 81,800 Principal and interest 2.25 2/1/21 380,000 73,775 Principal and interest 2.50 2/1/22 380,000 64,750 Principal and interest (call provision date)2.75 2/1/23 385,000 54,706 Principal and interest 2.75 2/1/24 395,000 43,981 Principal and interest 3.50 2/1/25 100,000 36,800 Principal and interest 3.50 2/1/26 100,000 33,300 Principal and interest 3.50 2/1/27 100,000 29,800 Principal and interest 3.75 2/1/28 100,000 26,175 Principal and interest 3.75 2/1/29 100,000 22,425 Principal and interest 3.75 2/1/30 100,000 18,675 Principal and interest 4.00 2/1/31 105,000 14,700 Principal and interest 4.00 2/1/32 105,000 10,500 Principal and interest 4.00 2/1/33 105,000 6,300 Principal and interest 4.00 2/1/34 105,000 2,100 Total 4,685,000 1,038,137 (continued) 113 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2014 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds: (continued) Improvement Refunding Bonds of 2014 A 8/20/14 Interest 2.00 2/1/15 -$ 250,185$ Principal and interest 2.00 2/1/16 675,000 257,375 Principal and interest 2.00 2/1/17 685,000 243,775 Principal and interest 2.00 2/1/18 695,000 229,975 Principal and interest 2.00 2/1/19 705,000 215,975 Principal and interest 3.00 2/1/20 710,000 198,275 Principal and interest 3.00 2/1/21 730,000 176,675 Principal and interest 4.00 2/1/22 745,000 150,825 Principal and interest 4.00 2/1/23 775,000 120,425 Principal and interest (call provision date)4.00 2/1/24 800,000 88,925 Principal and interest 4.00 2/1/25 825,000 56,425 Principal and interest 3.00 2/1/26 120,000 38,125 Principal and interest 3.00 2/1/27 120,000 34,525 Principal and interest 3.50 2/1/28 120,000 30,625 Principal and interest 3.50 2/1/29 120,000 26,425 Principal and interest 3.50 2/1/30 120,000 22,225 Principal and interest 3.50 2/1/31 115,000 18,113 Principal and interest 3.50 2/1/32 115,000 14,088 Principal and interest 3.50 2/1/33 115,000 10,062 Principal and interest 3.50 2/1/34 115,000 6,038 Principal and interest 3.50 2/1/35 115,000 2,012 Total 8,520,000 2,191,073 Total G.O. Improvement Bonds 23,905,000$ 4,951,621$ 114 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2014 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity Tax Increment Bonds: Tax Increment Refunding 2/1/07 Bonds of 2007 A Principal and interest 4.00 2/1/15 210,000$ 72,561$ Principal and Interest (call provision date)4.00 2/1/16 220,000 63,961 Principal and interest 4.00 2/1/17 220,000 55,161 Principal and interest 4.00 2/1/18 230,000 46,161 Principal and interest 4.00 2/1/19 240,000 36,761 Principal and interest 4.125 2/1/20 245,000 26,908 Principal and interest 4.125 2/1/21 260,000 16,493 Principal and interest 4.20 2/1/22 265,000 5,565 Total 1,890,000 323,571 Total Tax Increment Bonds 1,890,000$ 323,571$ State-aid Street Revenue Bonds: State-aid Street Bonds of 2007 G 12/15/07 Principal and interest 4.00 4/1/15 390,000 58,600 Principal and Interest (call provision date)4.00 4/1/16 405,000 42,700 Principal and interest 4.00 4/1/17 425,000 26,100 Principal and interest 4.00 4/1/18 440,000 8,800 Total 1,660,000 136,200 State-aid Street Refunding 1/1/10 Bonds of 2010 A Principal and interest 2.00 4/1/15 260,000 49,750 Principal and interest 3.00 4/1/16 275,000 43,025 Principal and interest 3.00 4/1/17 280,000 34,700 Principal and interest 3.00 4/1/18 285,000 26,225 Principal and interest 3.25 4/1/19 300,000 17,075 Principal and interest 4.00 4/1/20 305,000 6,100 Total 1,705,000 176,875 State-aid Street Refunding 12/1/11 Bonds of 2011 B Principal and interest 0.75 4/1/15 75,000 8,051 Principal and interest 1.25 4/1/16 70,000 7,333 Principal and interest 1.25 4/1/17 75,000 6,426 Principal and interest 1.75 4/1/18 75,000 5,301 Principal and interest 1.75 4/1/19 75,000 3,989 Principal and interest 2.15 4/1/20 75,000 2,526 Principal and interest 2.15 4/1/21 80,000 860 525,000 34,486 Total State-aid Street Revenue Bonds 3,890,000$ 347,561$ 115 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2014 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity Water Connection Revenue Bonds: Water Revenue Refunding 11/1/04 Bonds of 2004 B Principal and interest 4.00 2/1/15 1,975,000$ 39,500$ Total Water Connection Revenue Bonds 1,975,000$ 39,500$ Arena Revenue Bonds: Ice Center Refunding Bonds of 2008 A 10/1/08 (Ames Ice Arena) Principal and interest 3.25 2/1/15 140,000 2,275 Total 140,000 2,275 Gross Revenue Recreation Facility 4/1/99 Bonds of 1999 (Ames Ice Arena) Principal and interest 5.30 8/1/15 135,000 41,145 Principal and interest 5.30 8/1/16 145,000 33,990 Principal and interest 5.30 8/1/17 155,000 26,305 Principal and interest 5.40 8/1/18 165,000 18,090 Principal and interest 5.40 8/1/19 170,000 9,180 Total 770,000 128,710 Total Arena Revenue Bonds 910,000$ 130,985$ HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue 12/01/06 Bonds of 2006 (Hasse Ice Arena) Principal and interest 4.25 2/1/15 245,000 362,444 Principal and interest 4.25 2/1/16 270,000 351,500 Principal and Interest (call provision date)4.50 2/1/17 315,000 338,675 Principal and interest 4.50 2/1/18 340,000 323,938 Principal and interest 4.50 2/1/19 355,000 308,300 Principal and interest 4.50 2/1/20 370,000 291,988 Principal and interest 4.50 2/1/21 390,000 274,888 Principal and interest 4.50 2/1/22 415,000 256,775 Principal and interest 4.50 2/1/23 435,000 237,650 Principal and interest 4.50 2/1/24 450,000 217,738 Principal and interest 4.50 2/1/25 470,000 197,038 Principal and interest 4.50 2/1/26 495,000 175,325 Principal and interest 4.625 2/1/27 520,000 152,163 Principal and interest 4.625 2/1/28 545,000 127,534 Principal and interest 4.625 2/1/29 575,000 101,634 Principal and interest 4.625 2/1/30 605,000 74,347 (continued) 116 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2014 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity HRA Lease Revenue Bonds: (continued) HRA Ice Arena Lease Revenue Bonds of 2006 (continued) Principal and interest 4.625 2/1/31 635,000$ 45,672$ Principal and interest 4.625 2/1/32 670,000 15,492 Total HRA Lease Revenue Bonds 8,100,000$ 3,853,101$ Total Governmental Activity Bonds 110,360,000$ 25,301,558$ Liquor Revenue Bonds: Liquor Revenue Bonds of 2007 5/1/07 Principal and interest 5.00 2/1/15 175,000 149,125 Principal and interest 5.00 2/1/16 180,000 140,250 Principal and Interest (call provision date)5.00 2/1/17 190,000 131,000 Principal and interest 5.00 2/1/18 200,000 121,250 Principal and interest 5.00 2/1/19 210,000 111,000 Principal and interest 5.00 2/1/20 220,000 100,250 Principal and interest 5.00 2/1/21 235,000 88,875 Principal and interest 5.00 2/1/22 245,000 76,875 Principal and interest 5.00 2/1/23 255,000 64,375 Principal and interest 5.00 2/1/24 270,000 51,250 Principal and interest 5.00 2/1/25 285,000 37,375 Principal and interest 5.00 2/1/26 295,000 22,875 Principal and interest 5.00 2/1/27 310,000 7,750 Total Business-type Activity Bonds 3,070,000$ 1,102,250$ Total Bonded Indebtedness and Annual Interest Payable 113,430,000$ 26,403,808$ 117 This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA COMBINED SCHEDULE OF BONDED INDEBTEDNESS DECEMBER 31, 2014 Interest Issue Call Maturity Rates %Date Date Date Governmental Activities: General Obligation Bonds: Park Refunding Bonds of 2011 B 0.50-0.75 Dec-01-11 N/A Apr-01-15 Capital Improvement Bonds of 2004 A 3.50-4.75 Nov-01-04 Feb-01-15 Feb-01-30 Capital Improvement Refunding Bonds of 2012 B 2.00-4.00 Aug-15-12 Feb-01-22 Feb-01-30 Capital Improvement Bonds of 2007 D 4.625-5.00 Aug-01-07 Feb-01-17 Feb-01-32 Capital Improvement Refunding Bonds of 2014 B 1.75-5.00 Aug-20-14 Feb-01-24 Feb-01-32 Street Reconstruction Bonds of 2003 A 3.50-4.50 Mar-15-03 Feb-01-14 Feb-01-26 Street Reconstruction Refunding Bonds of 2012 B 2.00-4.00 Aug-15-12 Feb-01-22 Feb-01-30 Street Reconstruction Bonds of 2005 A 3.85-4.20 Dec-01-05 Feb-01-16 Feb-01-26 Street Reconstruction Refunding Bonds of 2014 B 1.75-5.00 Aug-20-14 Feb-01-24 Feb-01-32 Street Reconstruction Bonds of 2007 H 3.50-4.50 Dec-15-07 Feb-01-18 Feb-01-28 Street Reconstruction Bonds of 2009 A (Taxable) 1.55-5.95 Dec-30-09 Feb-01-20 Feb-01-30 Total General Obligation Bonds G.O. Improvement Bonds: Improvement Refunding Bonds of 2007 B 3.875 Feb-01-07 N/A Feb-01-16 Improvement Bonds of 2007 F 4.00-4.125 Aug-01-07 Feb-01-14 Feb-01-18 Improvement Bonds of 2008 A 2.70-3.75 Oct-01-08 N/A Feb-01-19 Improvement Refunding Bonds of 2009 B 2.00-3.00 Dec-30-09 N/A Feb-01-20 Improvement Refunding Bonds of 2011 A 0.50-3.50 Dec-01-11 Feb-01-21 Feb-01-32 Improvement Refunding Bonds of 2012 A 2.00-4.00 Aug-15-12 Feb-01-22 Feb-01-33 Improvement Refunding Bonds of 2013 A 2.00-4.00 Aug-15-13 Feb-01-23 Feb-01-34 Improvement Refunding Bonds of 2014 A 2.00-3.50 Aug-20-14 Feb-01-24 Feb-01-35 Total G.O. Improvement Bonds Tax Increment Bonds: Tax Increment Refunding Bonds of 2007 A 4.00-4.20 Feb-01-07 Feb-01-16 Feb-01-22 State-aid Street Revenue Bonds: State-aid Street Bonds of 2007 G 4.00 Dec-15-07 Apr-01-16 Apr-01-18 State-aid Street Refunding Bonds of 2010 A 2.00-4.00 Jan-01-10 N/A Apr-01-20 State-aid Street Refunding Bonds of 2011 B 0.50-2.15 Dec-01-11 N/A Apr-01-21 Total State-aid Street Revenue Bonds Water Revenue Bonds: Water Connection Rev. Refunding Bonds of 2004 B 4.00 Nov-01-04 Feb-01-14 Feb-01-16 Arena Revenue Bonds: Ice Center Refunding Bonds of 2008 A 2.70-3.25 Oct-01-08 N/A Feb-01-15 Gross Revenue Recreation Facility Bonds of 1999 5.30-5.40 Apr-01-99 N/A Aug-01-19 Total Arena Revenue Bonds HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue Bonds of 2006 4.25-4.625 Dec-01-06 Feb-01-17 Feb-01-32 Total Governmental Activity Bonds Business-type Activity; Liquor Revenue Bonds: Liquor Revenue Bonds of 2007 5.00 May-01-07 Feb-01-17 Feb-01-27 Total Bonded Indebtedness N/A – Not Applicable 118 Bonds Due in 2015 Authorized Issued Retired Outstanding Principal Interest 1,215,000 1,215,000 805,000 410,000 410,000 1,538 14,445,000 14,445,000 1,625,000 12,820,000 12,820,000 290,053 12,765,000 12,765,000 - 12,765,000 - 398,850 15,115,000 15,115,000 2,455,000 12,660,000 470,000 607,112 11,065,000 11,065,000 - 11,065,000 - 420,436 14,890,000 14,890,000 14,890,000 - - - 9,685,000 9,685,000 - 9,685,000 645,000 295,000 5,430,000 5,430,000 3,175,000 2,255,000 150,000 87,115 1,595,000 1,595,000 - 1,595,000 - 63,428 2,810,000 2,810,000 550,000 2,260,000 125,000 92,945 4,945,000 4,945,000 770,000 4,175,000 205,000 203,503 93,960,000 93,960,000 24,270,000 69,690,000 14,825,000 2,459,980 3,165,000 3,165,000 2,980,000 185,000 90,000 5,426 1,310,000 1,310,000 1,110,000 200,000 50,000 7,113 620,000 620,000 470,000 150,000 30,000 4,988 4,250,000 4,250,000 2,235,000 2,015,000 380,000 49,963 2,385,000 2,385,000 535,000 1,850,000 195,000 36,864 6,805,000 6,805,000 505,000 6,300,000 550,000 168,675 4,685,000 4,685,000 - 4,685,000 295,000 117,600 8,520,000 8,520,000 - 8,520,000 - 250,185 31,740,000 31,740,000 7,835,000 23,905,000 1,590,000 640,812 2,265,000 2,265,000 375,000 1,890,000 210,000 72,561 3,675,000 3,675,000 2,015,000 1,660,000 390,000 58,600 2,680,000 2,680,000 975,000 1,705,000 260,000 49,750 665,000 665,000 140,000 525,000 75,000 8,051 7,020,000 7,020,000 3,130,000 3,890,000 725,000 116,401 9,735,000 9,735,000 7,760,000 1,975,000 1,975,000 39,500 775,000 775,000 635,000 140,000 140,000 2,275 1,250,000 1,250,000 480,000 770,000 135,000 41,145 2,025,000 2,025,000 1,115,000 910,000 275,000 43,420 9,230,000 9,230,000 1,130,000 8,100,000 245,000 362,444 155,975,000 155,975,000 45,615,000 110,360,000 19,845,000 3,735,118 3,955,000 3,955,000 885,000 3,070,000 175,000 149,125 159,930,000$ 159,930,000$ 46,500,000$ 113,430,000$ 20,020,000$ 3,884,243$ 119 This page intentionally left blank. S T A T I S T I C A L S E C T I O N This part of the City of Lakeville’s Comprehensive Annual Financial Report presents detailed information as a context for understanding the current year’s financial statements, note disclosures, and required supplementary information about the government’s overall financial health. This information has not been audited by the independent auditor. Financial Trends These schedules present trend information that may assist the reader in assessing the City’s financial performance from a historical perspective. Net Position by Component - Government-wide Changes in Net Position - Governmental Activities Changes in Net Position - Business-type Activities Changes in Net Position - Total Governmental and Business-type Activities Fund Balances - Governmental Funds Changes in Fund Balances - Governmental Funds Revenue Capacity These schedules contain information that may assist the reader in assessing the City’s most significant revenue source, the property tax. Tax Capacity Valuation and Assessor's Taxable Market Value of Taxable Property Property Tax Rates - Direct and Overlapping Governments Principal Property Taxpayers Property Tax Levy and Collections D e bt C a p a c i t y These schedules provide information that may assist the reader in evaluating the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Ratio of Outstanding Debt by Type Ratio of Net Bonded Debt Outstanding Direct and Overlapping Governmental Debt Legal Debt Margin Pledged Revenue Coverage Demographic and Economic Information These schedules present demographic and economic indicators that are commonly used for financial analysis in understanding the City’s ongoing and future financial status. Demographic and Economic Statistics Principal Employers Commercial and Industrial Building Permits Issued Operating Information These schedules contain service and infrastructure indicators that may assist the reader in understanding the information in the City’s financial report as it relates to the services the City provides and the activities it performs. Employees by Function/Program (Full-Time Equivalent) Operating Indicators by Function Capital Assets Statistics by Function Source: Unless otherwise noted, the information contained within these schedules is derived from comprehensive annual financial reports for the relevant year. This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA Net Position by Component - Government-wide Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2005 2006 2007 2008 Governmental Activities Net investment in capital assets (1) 34,629,141$ 47,013,052$ 125,574,976$ 120,954,521$ Restricted 7,728,450 7,200,932 9,727,357 9,037,087 Unrestricted 1,834,965 2,727,757 2,225,861 3,100,244 Total governmental activities 44,192,556 56,941,741 137,528,194 133,091,852 Business-type Activities Net investment in capital assets 102,503,832 105,571,786 103,156,352 104,535,771 Restricted 59,000 45,500 326,133 311,133 Unrestricted 7,396,116 7,423,725 11,770,501 14,107,347 Total business-type activities 109,958,948 113,041,011 115,252,986 118,954,251 Total Government-wide Net investment in capital assets 137,132,973 152,584,838 228,731,328 225,490,292 Restricted 7,787,450 7,246,432 10,053,490 9,348,220 Unrestricted 9,231,081 10,151,482 13,996,362 17,207,591 Total government-wide 154,151,504$ 169,982,752$ 252,781,180$ 252,046,103$ Notes: (1) The net investment in capital assets amount for fiscal years 2004 through 2006 excludes infrastructure assets that were acquired prior to January 1, 2004. 2007 includes the addition of these infrastructure assets acquired (net of depreciation) for $76,014,220. (2) Includes a restatement of $186,003 in Business-type activities. (3) The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. Net position for previous years has not been restated. 120 2009 2010 2011 2012 2013 2014 119,699,102$ 119,249,751$ 120,485,858$ 125,051,058$ 129,599,494$ 135,673,737$ 10,542,926 10,027,737 16,474,815 17,403,167 17,645,944 19,913,014 1,210,922 2,324,315 (5,970,712) (1,923,495) 2,511,935 5,874,237 131,452,950 131,601,803 130,989,961 140,530,730 149,757,373 161,460,988 103,150,022 101,893,442 100,390,175 102,009,893 105,055,746 109,535,106 295,133 295,133 325,750 325,750 324,125 324,125 15,828,861 16,363,211 16,666,856 15,658,140 13,704,281 11,318,290 119,274,016 118,551,786 117,382,781 117,993,783 119,084,152 121,177,521 222,849,124 221,143,193 220,876,033 227,060,951 234,655,240 245,208,843 10,838,059 10,322,870 16,800,565 17,728,917 17,970,069 20,237,139 17,039,783 18,687,526 10,696,144 13,734,645 16,216,216 17,192,527 250,726,966$ 250,153,589$ 248,372,742$ 258,524,513$ 268,841,525$ 282,638,509$ (2) (3) 121 CITY OF LAKEVILLE, MINNESOTA Changes in Net Position - Governmental Activities Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2005 2006 2007 2008 Expenses General government 3,733,657$ 4,452,707$ 4,712,995$ 6,169,957$ Public safety 8,928,681 10,057,597 10,308,296 10,019,681 Public works 12,970,903 7,507,095 15,844,963 15,706,515 Parks and recreation 3,535,082 3,819,806 4,556,759 4,900,341 Interest on long-term debt 4,032,004 3,278,091 3,867,395 4,218,695 Total expenses 33,200,327 29,115,296 39,290,408 41,015,189 Program Revenues Charges for services General government 3,313,130 2,960,761 2,495,649 2,238,739 Public safety 691,070 850,033 659,989 581,930 Public works 9,123,403 6,064,174 4,985,965 4,239,190 Parks and recreation 2,598,033 1,556,284 1,437,308 1,937,523 Operating grants and contributions General government 42,748 114,152 43,839 25,083 Public safety 683,047 741,342 698,926 639,173 Public works 105,659 106,871 6,604,149 783,843 Parks and recreation 15,906 33,575 13,456 46,058 Capital grants and contributions General government - 171,400 - - Public safety - 326,143 5,000 50,000 Public works 13,320,961 6,169,357 3,384,857 1,420,813 Parks and recreation 1,595,022 2,272,358 550,757 871,266 Total program revenues 31,488,979 21,366,450 20,879,895 12,833,618 Net (Expense) Revenue General government (377,779) (1,206,394) (2,173,507) (3,906,135) Public safety (7,554,564) (8,140,079) (8,944,381) (8,748,578) Public works 9,579,120 4,833,307 (869,992) (9,262,669) Parks and recreation 673,879 42,411 (2,555,238) (2,045,494) Interest on long-term debt (4,032,004) (3,278,091) (3,867,395) (4,218,695) Total net (expense) revenue (1,711,348) (7,748,846) (18,410,513) (28,181,571) General Revenues and Other Property taxes 15,491,536 18,009,237 20,873,431 23,391,055 Investment earnings (charges) 1,023,616 1,505,062 1,977,519 1,383,236 Gain on sale of capital assets - 1,434,692 - - Transfers in (out)(867,254) (450,960) 131,796 (2,029,933) Total general revenues and other (net)15,647,898 20,498,031 22,982,746 22,744,358 Change in net position 13,936,550$ 12,749,185$ 4,572,233$ (5,437,213)$ Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. 122 2009 2010 2011 2012 2013 2014 5,916,590$ 5,248,677$ 5,134,169$ 5,258,319$ 5,363,354$ 6,051,985$ 9,726,394 10,858,447 11,068,287 11,202,018 11,784,109 11,807,183 12,866,216 12,197,868 13,778,800 10,849,213 11,241,434 14,776,390 4,774,745 4,775,015 4,796,035 4,780,666 5,154,919 5,202,168 3,994,790 3,740,076 4,383,684 3,496,878 3,864,333 3,665,421 37,278,735 36,820,083 39,160,975 35,587,094 37,408,149 41,503,147 1,940,423 1,834,856 2,108,396 2,736,653 3,061,568 3,219,644 643,174 654,226 746,207 714,587 686,130 660,910 2,817,604 1,967,309 2,313,334 3,588,062 4,481,445 5,280,338 984,206 1,555,560 1,299,364 2,087,640 2,231,757 2,808,885 44,648 42,661 37,970 40,359 60,076 5,399 1,048,160 846,553 649,253 698,949 902,783 825,434 1,142,494 1,399,661 1,451,359 1,396,560 1,295,018 3,665,373 20,294 30,144 160,852 100,315 59,653 66,575 - - - 91,735 195,693 2,762,609 - 21,576 26,325 19,530 - - 2,783,528 3,025,905 2,906,106 5,569,732 6,350,827 6,892,230 187,699 267,360 297,245 370,237 1,296,764 436,107 11,612,230 11,645,811 11,996,411 17,414,359 20,621,714 26,623,504 (3,931,519) (3,371,160) (2,987,803) (2,389,572) (2,046,017) (64,333) (8,035,060) (9,336,092) (9,646,502) (9,768,952) (10,195,196) (10,320,839) (6,122,590) (5,804,993) (7,108,001) (294,859) 885,856 1,061,551 (3,582,546) (2,921,951) (3,038,574) (2,222,474) (1,566,745) (1,890,601) (3,994,790) (3,740,076) (4,383,684) (3,496,878) (3,864,333) (3,665,421) (25,666,505) (25,174,272) (27,164,564) (18,172,735) (16,786,435) (14,879,643) 23,912,318 24,369,009 24,207,406 24,221,741 23,947,968 24,465,333 463,092 340,336 280,364 176,409 (28,949) 552,444 - - - 214,004 - - (347,807) 613,780 2,692,671 3,101,350 2,094,059 1,565,481 24,027,603 25,323,125 27,180,441 27,713,504 26,013,078 26,583,258 (1,638,902)$ 148,853$ 15,877$ 9,540,769$ 9,226,643$ 11,703,615$ 123 CITY OF LAKEVILLE, MINNESOTA Changes in Net Position - Business-type Activities Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2005 2006 2007 2008 Expenses Liquor 1,791,612$ 1,940,626$ 2,164,440$ 2,407,714$ Utility 7,020,440 7,925,809 8,029,064 8,319,303 Total expenses 8,812,052 9,866,435 10,193,504 10,727,017 Program Revenues Charges for services Liquor 2,911,820 3,080,692 3,314,721 3,603,240 Utility 5,263,274 5,855,346 6,553,811 7,355,207 Operating grants and contributions Liquor 3,762 3,762 3,762 3,762 Utility 3,264 3,264 3,264 3,264 Capital grants and contributions Liquor - - - - Utility 6,911,241 3,239,467 1,394,810 975,410 Total program revenues 15,093,361 12,182,531 11,270,368 11,940,883 Net (Expense) Revenue Liquor 1,123,970 1,143,828 1,154,043 1,199,288 Utility 5,157,339 1,172,268 (77,179) 14,578 Total net (expense) revenue 6,281,309 2,316,096 1,076,864 1,213,866 General Revenues and Other Investment income (charges) 127,669 315,007 468,478 457,466 Disposal of capital assets - - 798,429 - Transfers in (out)867,254 450,960 (131,796) 2,029,933 Total general revenues and other (net)994,923 765,967 1,135,111 2,487,399 Change in net position 7,276,232$ 3,082,063$ 2,211,975$ 3,701,265$ Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. (1) Includes a restatement of $186,003. 124 2009 2010 2011 2012 2013 2014 2,437,654$ 2,424,290$ 2,439,261$ 2,392,945$ 2,473,738$ 2,498,103$ 9,086,172 9,903,296 10,401,650 10,365,651 10,863,625 11,462,552 11,523,826 12,327,586 12,840,911 12,758,596 13,337,363 13,960,655 3,611,777 3,612,321 3,546,877 3,839,723 3,948,599 3,804,942 7,491,674 7,432,391 8,866,345 9,542,284 9,126,838 9,296,118 3,762 3,762 3,762 3,762 3,762 3,762 3,264 3,264 59,707 103,525 69,968 112,181 - 17,050 - - - - 158,252 999,716 1,129,764 2,903,043 3,414,738 4,252,192 11,268,729 12,068,504 13,606,455 16,392,337 16,563,905 17,469,195 1,177,885 1,208,843 1,111,378 1,450,540 1,478,623 1,310,601 (1,432,982) (1,467,925) (345,834) 2,183,201 1,747,919 2,197,939 (255,097) (259,082) 765,544 3,633,741 3,226,542 3,508,540 227,055 150,632 130,403 78,611 (42,114) 150,310 - - - - - - 347,807 (613,780) (2,692,671) (3,101,350) (2,094,059) (1,565,481) 574,862 (463,148) (2,562,268) (3,022,739) (2,136,173) (1,415,171) 319,765$ (722,230)$ (1,796,724)$ 611,002$ 1,090,369$ 2,093,369$ (1) 125 CITY OF LAKEVILLE, MINNESOTA Changes in Net Position - Total Governmental and Business-type Activities Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2005 2006 2007 2008 Expenses Governmental activities 33,200,327$ 29,115,296$ 39,290,408$ 41,015,189$ Business-type activities 8,812,052 9,866,435 10,193,504 10,727,017 Total expenses 42,012,379 38,981,731 49,483,912 51,742,206 Program Revenues Governmental activities 31,488,979 21,366,450 20,879,895 12,833,618 Business-type activities 15,093,361 12,182,531 11,270,368 11,940,883 Total program revenues 46,582,340 33,548,981 32,150,263 24,774,501 Net (Expense) Revenue Governmental activities (1,711,348) (7,748,846) (18,410,513) (28,181,571) Business-type activities 6,281,309 2,316,096 1,076,864 1,213,866 Total net (expense) revenue 4,569,961 (5,432,750) (17,333,649) (26,967,705) General Revenues and Other Governmental activities 15,647,898 20,498,031 22,982,746 22,744,358 Business-type activities 994,923 765,967 1,135,111 2,487,399 Total general revenues and other (net)16,642,821 21,263,998 24,117,857 25,231,757 Change in Net Position Governmental activities 13,936,550 12,749,185 4,572,233 (5,437,213) Business-type activities 7,276,232 3,082,063 2,211,975 3,701,265 Total change in net position 21,212,782$ 15,831,248$ 6,784,208$ (1,735,948)$ Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effects of implementing this standard. Change in net position for previous years has not been restated. (1) Includes a restatement of $186,003. 126 2009 2010 2011 2012 2013 2014 37,278,735$ 36,820,083$ 39,160,975$ 35,587,094$ 37,408,149$ 41,503,147$ 11,523,826 12,327,586 12,840,911 12,758,596 13,337,363 13,960,655 48,802,561 49,147,669 52,001,886 48,345,690 50,745,512 55,463,802 11,612,230 11,645,811 11,996,411 17,414,359 20,621,714 26,623,504 11,268,729 12,068,504 13,606,455 16,392,337 16,563,905 17,469,195 22,880,959 23,714,315 25,602,866 33,806,696 37,185,619 44,092,699 (25,666,505) (25,174,272) (27,164,564) (18,172,735) (16,786,435) (14,879,643) (255,097) (259,082) 765,544 3,633,741 3,226,542 3,508,540 (25,921,602) (25,433,354) (26,399,020) (14,538,994) (13,559,893) (11,371,103) 24,027,603 25,323,125 27,180,441 27,713,504 26,013,078 26,583,258 574,862 (463,148) (2,562,268) (3,022,739) (2,136,173) (1,415,171) 24,602,465 24,859,977 24,618,173 24,690,765 23,876,905 25,168,087 (1,638,902) 148,853 15,877 9,540,769 9,226,643 11,703,615 319,765 (722,230) (1,796,724) 611,002 1,090,369 2,093,369 (1,319,137)$ (573,377)$ (1,780,847)$ 10,151,771$ 10,317,012$ 13,796,984$ (1) 127 CITY OF LAKEVILLE, MINNESOTA Fund Balances - Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2005 2006 2007 2008 General Fund Reserved 10,322$ 8,238$ 8,483$ 7,420$ Unreserved 10,012,455 11,010,426 11,698,291 11,238,093 Nonspendable - - - - Committed - - - - Assigned - - - - Unassigned - - - - Total general fund 10,022,777 11,018,664 11,706,774 11,245,513 All Other Governmental Funds Reserved 19,548,472 15,314,937 16,217,023 10,464,632 Unreserved Special revenue 810,972 937,978 1,083,601 1,107,202 Capital projects 13,076,770 9,839,833 17,115,258 11,074,322 Nonspendable - - - - Restricted - - - - Committed - - - - Unassigned - - - - Total all other governmental funds 33,436,214 26,092,748 34,415,882 22,646,156 Total Governmental Funds Reserved 19,558,794 15,323,175 16,225,506 10,472,052 Unreserved 23,900,197 21,788,237 29,897,150 23,419,617 Nonspendable - - - - Restricted - - - - Committed - - - - Assigned - - - - Unassigned - - - - Total governmental funds 43,458,991$ 37,111,412$ 46,122,656$ 33,891,669$ All governmental funds percentage change -22.1%-14.6%24.3%-26.5% Note: The implementation of Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Type Definitions, in fiscal year 2011 resulted in significant change in the City's fund balance classifications. Information prior to 2011 has not been restated. 128 2009 2010 2011 2012 2013 2014 9,899$ 10,726$ -$ -$ -$ -$ 11,196,826 9,385,202 - - - - - - 384,329 256,476 126,014 221,704 - - - - 45,000 45,000 - - 519,146 620,725 - - - - 9,644,863 10,614,574 9,495,546 10,805,065 11,206,725 9,395,928 10,548,338 11,491,775 9,666,560 11,071,769 16,713,410 11,060,144 - - - - 1,325,731 1,444,846 - - - - 12,549,905 15,384,343 - - - - - - 75 - - 169 - - 14,744,057 38,587,037 38,716,666 44,319,872 - - 9,989,221 11,861,800 16,620,820 17,154,096 - - (112,102) (233,910) (221,630) (632,035) 30,589,046 27,889,333 24,621,251 50,214,927 55,115,856 60,842,102 16,723,309 11,070,870 - - - - 25,072,462 26,214,391 - - - - - - 384,404 256,476 126,014 221,873 - - 14,744,057 38,587,037 38,716,666 44,319,872 - - 9,989,221 11,861,800 16,665,820 17,199,096 - - 519,146 620,725 - - - - 9,532,761 10,380,664 9,273,916 10,173,030 41,795,771$ 37,285,261$ 35,169,589$ 61,706,702$ 64,782,416$ 71,913,871$ 23.3%-10.8%-5.7%75.5%5.0%11.0% 129 CITY OF LAKEVILLE, MINNESOTA Changes in Fund Balances - Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2005 2006 2007 2008 Revenues Property taxes and tax increment 15,398,468$ 17,882,708$ 20,171,031$ 22,901,637$ Licenses and permits 2,984,753 2,651,382 2,182,252 1,936,532 Intergovernmental 1,305,587 2,400,581 8,420,985 2,250,332 Charges for services 12,460,552 8,207,104 7,105,600 6,713,370 Special assessments 931,771 709,126 826,453 777,153 Investment income (charges) 1,019,087 1,496,836 1,970,411 1,379,315 Donations 319,949 896,414 475,676 1,008,326 Miscellaneous 381,247 371,033 326,059 366,680 Total revenues 34,801,414 34,615,184 41,478,467 37,333,345 Expenditures General government 3,199,306 3,582,410 3,939,573 5,172,645 Public safety 8,063,605 8,865,167 9,346,490 8,911,017 Public works 3,437,161 3,551,118 3,970,680 4,535,118 Parks and recreation 2,446,065 2,706,898 2,968,924 3,233,422 Capital outlay 29,290,726 15,745,297 29,913,271 18,133,199 Debt service Principal retirement 4,016,900 4,097,026 7,021,291 5,301,622 Interest on debt 3,726,938 3,597,771 3,449,720 4,367,257 Fiscal charges 37,072 24,707 123,438 46,136 Total expenditures 54,217,773 42,170,394 60,733,387 49,700,416 Excess (deficiency) of revenues over (under) expenditures (19,416,359) (7,555,210) (19,254,920) (12,367,071) Other financing sources (uses) Transfers in 4,343,025 5,634,822 4,327,025 7,688,315 Transfers out (2,775,293) (4,997,410) (3,600,158) (6,857,231) Bond, note, loan and lease proceeds 5,564,000 12,281,300 30,850,000 2,280,000 Payment on refunded bonds called (12,825,000) (3,945,000) (2,975,000) Premium on bonds issued - 68,479 610,404 - Discount on bonds issued (13,955) - (3,242) - Sale of capital assets - 1,045,440 27,135 - Total other financing sources (uses)7,117,777 1,207,631 28,266,164 136,084 Net change in fund balances (12,298,582)$ (6,347,579)$ 9,011,244$ (12,230,987)$ Debt service as a % of noncapital expenditures (excl. fiscal charges) 33.7%30.7%29.2%24.4% Note: The City has no taxes other than property taxes and tax increment. 130 2009 2010 2011 2012 2013 2014 23,785,468$ 24,435,538$ 24,057,622$ 24,453,849$ 23,981,375$ 24,524,709$ 1,603,909 1,565,028 1,820,408 2,429,951 2,727,494 2,836,555 3,158,128 4,242,195 2,622,487 2,291,376 3,534,512 4,979,156 4,145,717 4,002,246 3,938,204 5,833,776 6,925,867 8,405,492 769,624 573,301 622,799 1,132,126 1,143,349 1,636,267 459,967 337,788 270,378 174,358 (28,008) 548,842 305,146 155,477 269,762 207,391 265,953 242,627 635,781 732,816 731,763 871,798 885,323 3,411,579 34,863,740 36,044,389 34,333,423 37,394,625 39,435,865 46,585,227 4,850,726 4,687,662 4,493,368 4,572,777 4,774,775 5,690,230 8,835,563 9,337,884 9,755,251 9,844,232 10,113,958 10,305,450 3,906,485 3,593,862 3,019,293 3,245,103 3,766,665 3,805,470 2,881,402 3,038,433 3,047,906 3,050,782 3,206,004 3,330,488 7,140,715 4,611,659 10,345,908 12,413,360 12,523,103 21,420,875 6,436,971 7,337,338 7,689,182 7,642,027 5,825,000 5,995,000 4,157,176 3,945,265 3,633,285 3,358,324 3,948,740 3,700,590 126,570 61,222 78,143 173,072 26,351 176,789 38,335,608 36,613,325 42,062,336 44,299,677 44,184,596 54,424,892 (3,471,868) (568,936) (7,728,913) (6,905,052) (4,748,731) (7,839,665) 5,156,485 5,740,982 5,324,043 6,699,447 7,094,079 3,489,225 (4,386,727) (5,046,945) (2,524,276) (2,839,332) (4,857,921) (1,644,624) 10,125,000 2,680,000 4,265,000 29,255,000 4,685,000 21,180,000 - (7,955,000) - (1,830,000) - (10,035,000) 116,016 99,322 - 1,957,050 78,287 1,981,519 - - - - - - 365,196 540,067 - 200,000 825,000 - 11,375,970 (3,941,574) 7,064,767 33,442,165 7,824,445 14,971,120 7,904,102$ (4,510,510)$ (664,146)$ 26,537,113$ 3,075,714$ 7,131,455$ 30.7%32.9%31.6%32.2%28.6%25.3% 131 CITY OF LAKEVILLE, MINNESOTA Tax Capacity Valuation and Assessor's Taxable Market Value of Taxable Property Last Ten Fiscal Years Fiscal Year 2005 2006 2007 2008 Taxable Net Tax Capacity Valuation of Taxable Property Tax capacity value 48,211,759$ 55,521,140$ 62,477,351$ 66,208,936$ Less: Captured tax increment tax capacity (1,821,312) (1,935,093) (2,129,445) (2,173,426) Contributions to fiscal disparities pool (2,848,021) (3,429,966) (3,848,084) (4,416,898) Plus: Distribution from fiscal disparities pool 4,416,475 4,707,601 5,329,560 5,967,401 Total taxable net tax capacity 47,958,901$ 54,863,682$ 61,829,382$ 65,586,013$ Taxable Net Tax Capacity Valuation by Class of Property Homestead residential 37,990,902$ 44,087,330$ 49,458,056$ 52,038,379$ Commercial/industrial, public utility, and personal property 8,512,830 9,178,530 10,660,273 11,801,273 Non-homestead residential/apartments 913,735 939,412 1,008,576 1,000,649 Agriculture and seasonal/recreational 541,434 658,410 702,477 745,712 Total taxable net tax capacity 47,958,901$ 54,863,682$ 61,829,382$ 65,586,013$ Assessor’s taxable market valuation 4,361,601,400$ 5,034,819,600$ 5,642,591,100$ 5,951,319,600$ Taxable net tax capacity as a percentage of assessor's taxable market value 1.100%1.090%1.096%1.102% Direct tax capacity rate 31.326%31.610%31.583%34.195% Notes: Taxes are determined by multiplying the taxable net tax capacity by the direct tax capacity rate as expressed as a percentage. The foregoing direct tax capacity rates do not reflect reductions for state property tax credits. Source: Dakota County Auditor and Treasurer’s Office. 132 2009 2010 2011 2012 2013 2014 67,887,456$ 65,235,789$ 61,005,594$ 57,583,990$ 54,853,225$ 57,174,306$ (2,127,819) (1,998,923) (904,389) (862,243) (863,946) (861,019) (4,888,029) (5,623,626) (5,845,456) (5,591,597) (5,494,207) (5,439,491) 7,115,384 7,429,875 7,807,412 7,194,884 6,825,229 6,316,073 67,986,992$ 65,043,115$ 62,063,161$ 58,325,034$ 55,320,301$ 57,189,869$ 51,916,328$ 48,558,421$ 44,951,025$ 41,780,807$ 38,983,401$ 41,029,548$ 14,325,341 14,626,593 15,226,802 14,711,893 14,351,101 13,833,973 1,082,546 1,127,962 1,271,776 1,265,526 1,311,388 1,468,225 662,777 730,139 613,558 566,808 674,411 858,123 67,986,992$ 65,043,115$ 62,063,161$ 58,325,034$ 55,320,301$ 57,189,869$ 6,024,665,500$ 5,736,602,200$ 5,356,855,900$ 5,030,003,164$ 4,767,475,321$ 4,995,818,217$ 1.128%1.134%1.159%1.160%1.160%1.145% 33.973%36.624%38.250%39.051%41.234%40.696% 134 CITY OF LAKEVILLE, MINNESOTA Property Tax Rates - Direct and Overlapping Governments Last Ten Fiscal Years Operating Debt Service Total Debt Service 2005 25.475% 5.851% 31.326% 0.00616% 28.267% 0.00666% 192 36.540% 0.04078% 3.752% 99.885% 0.05360% 194 25.411% 0.17349% 88.756% 0.18631% 196 22.065% 0.10862% 85.410% 0.12144% 2006 25.043% 6.567% 31.610% 0.00830% 26.318% 0.00592% 192 43.708% 0.05599% 3.780% 105.416% 0.07021% 194 25.670% 0.17079% 87.378% 0.18501% 196 27.554% 0.22437% 89.262% 0.23859% 2007 23.319% 8.264% 31.583% 0.00743% 25.127% 0.00516% 192 44.190% 0.05679% 3.771% 104.671% 0.06938% 194 25.252% 0.16868% 85.733% 0.18127% 196 23.607% 0.20824% 84.088% 0.22083% 2008 25.616% 8.579% 34.195% 0.00714% 25.184% 0.00471% 192 45.831% 0.13781% 3.749% 108.959% 0.14966% 194 26.272% 0.17167% 89.400% 0.18352% 196 21.136% 0.21274% 84.264% 0.22459% 2009 25.450% 8.523% 33.973% 0.00696% 25.821% 0.00471% 192 49.238% 0.13660% 4.301% 113.333% 0.14827% 194 27.062% 0.17413% 91.157% 0.18580% 196 21.109% 0.21032% 85.204% 0.22199% 2010 28.066% 8.558% 36.624% 0.00738% 27.269% 0.00501% 192 53.452% 0.14742% 4.987% 122.332% 0.15981% 194 27.714% 0.18363% 96.594% 0.19602% 196 25.391% 0.22268% 94.271% 0.23507% 2011 30.904% 7.346% 38.250% 0.00803% 29.149% 0.00537% 192 52.157% 0.14558% 5.199% 124.755% 0.15898% 194 32.138% 0.19241% 104.736% 0.20581% 196 26.959% 0.22601% 99.557% 0.23941% 2012 31.122% 7.929% 39.051% 0.00784% 31.426% 0.00551% 192 55.308% 0.14005% 5.562% 131.347% 0.15340% 194 32.061% 0.18932% 108.100% 0.20267% 196 28.440% 0.22131% 104.479% 0.23466% 2013 32.206% 9.028% 41.234% 0.00843% 33.421% - 192 57.226% 0.15065% 5.884% 137.765% 0.15908% 194 33.535% 0.19955% 114.074% 0.20798% 196 27.956% 0.23542% 108.495% 0.24385% 2014 32.045% 8.651% 40.696% 0.00678% 31.827% - 192 56.326% 0.11117% 5.538% 134.387% 0.11795% 194 33.048% 0.25954% 111.109% 0.26632% 196 27.606% 0.25809% 105.667% 0.26487% Notes: Taxes are determined by multiplying the taxable net tax capacity by the tax capacity rate and market valued based rate expressed as a percentage. The foregoing tax capacity rates do not reflect reductions for state property tax credits. Special Districts include: Metropolitan Mosquito Control, Metropolitan Council, Metropolitan Transit District, Dakota County Community Development Agency, Light Rail Authority, and Vermillion River Watershed District. Source: Dakota County Auditor and Treasurer’s Office. Overlapping Rates City of Lakeville Total Direct and Direct Rates Dakota County School District Overlapping Rates Special Districts Levy (Tax Capacity- based) Tax Capacity - based Market Value- based General Levy (Tax Capacity-based) Fiscal Year Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value-based)Ind. School District 134 CITY OF LAKEVILLE, MINNESOTA Principal Property Taxpayers Fiscal Years Ended December 31, 2014 and December 31, 2005 Percentage Percentage Taxable of Taxable Taxable of Taxable Tax Tax Tax Tax Capacity Capacity Capacity Capacity Principal Property Taxpayer Type of Business Value Rank Value Value Rank Value Lakeville 2004, LLC Commercial 331,302$ 1 0.6% 219,870$ 3 0.5% Heritage Commons, LLC Retail 319,220 2 0.6% Dakota Electric Association Utility 268,116 3 0.5% 271,868 1 0.6% Target Corporation Retail 256,414 4 0.4% 260,182 2 0.5% Argonne Investments, LLC Retail 254,243 5 0.4% Walker Highview Hills, LLC Senior Housing 246,873 6 0.4% LTF Real Estate Company, Inc. Real estate 238,810 7 0.4% Minnegasco, Inc. Utility 215,522 8 0.4% 159,015 7 0.3% FR/CAL Interstate South, LLC Industrial 230,222 9 0.4% Xcel Energy Utility 215,522 10 0.4% 156,312 8 0.3% Southfork Apts. Ltd. Partnership Apartments 192,938 4 0.4% CRW Lakeville, LLC Retail 181,598 5 0.4% Wausau Supply Company Lumber supply distributor 159,330 6 0.3% Muller Family Theatres of Lakeville Commercial 155,800 9 0.3% Mills Property, Inc. Retail - - 140,176 10 0.3% Total principal taxpayers 2,576,244 4.5% 1,897,089 3.9% All other taxpayers 54,598,062 95.5%46,314,670 96.1% Total City of Lakeville taxpayers 57,174,306$ 100.0%48,211,759$ 100.0% Source: Dakota County Auditor and Treasurer’s Office. 2014 2005 135 CITY OF LAKEVILLE, MINNESOTA Property Tax Levy and Collections Last Ten Fiscal Years Percentage of Total Total Tax Collection Collections Fiscal Levy for of Prior Total To Tax Levy Year Fiscal Year (2)Amount (3)Percent Year Levy (4)Collections Certified 2005 (1) 15,232,317$ 14,460,888$ 94.94% 98,266$ 14,559,154$ 95.58% 2006 (1) 17,741,065 16,943,054 95.50% 162,281 17,105,335 96.42% 2007 19,943,578 19,652,615 98.54% 290,963 19,943,578 100.00% 2008 (1) 22,690,614 22,023,558 97.06% 408,068 22,431,626 98.86% 2009 (1) 23,527,163 22,473,650 95.52% 405,882 22,879,532 97.25% 2010 (1) 24,041,653 22,982,110 95.59% 258,612 23,240,722 96.67% 2011 (1) 24,036,652 22,837,484 95.01% 355,278 23,192,762 96.49% 2012 23,126,960 23,050,840 99.67% 18,996 23,069,836 99.75% 2013 23,079,185 22,848,820 99.00% 230,365 23,079,185 100.00% 2014 23,657,996 23,541,510 99.51% - 23,541,510 99.51% Notes (1) The State of Minnesota unalloted state aid for property tax relief - Market Value Homestead Credit (MVHC) in the fiscal years as follows: As a MVHC Percentage Loss of Tax Levy Fiscal Year Amount Certified 2005 607,574$ 3.99% 2006 632,238$ 3.56% 2007 -$ - 2008 305,479$ 1.35% 2009 630,561$ 2.68% 2010 731,494$ 3.04% 2011 835,005$ 3.47% 2012 -$ - 2013 -$ - 2014 -$ - (2) Total levy is net of current year cancellations and abatements. (3) Total tax levy and current tax collections include state paid credits. (4) Includes county adjustments for prior year over collections, cancellations, and abatements. Collection of Current Year's Levy 136 CITY OF LAKEVILLE, MINNESOTA Ratio of Outstanding Debt by Type Last Ten Fiscal years Business-type Total General Metropolitan Activity Total Outstanding Fiscal Obligation Other Capital Council Revenue Outstanding Population Debt Year Bonds Bonds Leases Loan Bond Debt (1)Per Capita 2005 87,740,266$ 3,355,000$ 210,142$ -$ 720,000$ 92,025,408$ 51,472 4.2 %1,788$ 2006 72,557,465 12,493,799 183,697 1,466,300 590,000 87,291,261 52,323 3.8 1,668 2007 93,176,053 12,346,854 152,037 1,466,300 4,439,260 111,580,504 53,829 4.5 2,073 2008 87,305,937 12,144,909 119,061 1,466,300 4,292,727 105,328,934 54,828 4.1 1,921 2009 91,331,837 11,847,964 112,090 1,466,300 4,011,194 108,769,385 55,772 4.4 1,950 2010 79,746,332 10,821,019 104,752 1,466,300 3,714,661 95,853,064 55,954 3.8 1,713 2011 76,815,712 10,539,074 97,027 1,159,843 3,568,128 92,179,784 56,534 3.5 1,631 2012 100,480,497 8,572,129 - 1,159,843 3,416,595 113,629,064 57,048 4.0 1,992 2013 99,408,395 8,360,184 - 1,159,843 3,255,062 112,183,484 57,789 3.8 1,941 2014 106,516,778 8,133,239 - 1,159,843 3,088,529 118,898,389 58,727 N/A 2,025 Source: (1) Metropolitan Council as of April 1 (except for 2010 Federal Census, 2014 estimates by the City). (2) See Demographic and Economic Statistics page. N/A - Not available. Governmental Activities Income (2) Personal % of 137 CITY OF LAKEVILLE, MINNESOTA Ratio of Net Bonded Debt Outstanding Last Ten Fiscal Years Percentage Net Gross Debt Payable Debt Service Net Taxable of Net Bonded Bonded Fiscal Bonded From Other Monies Bonded Net Tax Debt to Taxable (3)Debt Year Debt Sources (1)Available (2)Debt Capacity Net Tax Capacity Population Per Capita 2005 87,740,266$ 47,625,000$ 4,649,080$ 35,466,186$ 47,958,901$ 73.95% 51,472 689$ 2006 72,557,465 34,855,000 4,894,911 32,807,554 54,863,682 59.80% 52,323 627 2007 93,176,053 42,870,000 5,171,284 45,134,769 61,829,382 73.00% 53,829 838 2008 87,305,937 38,030,000 5,925,387 43,350,550 65,586,013 66.10% 54,828 791 2009 91,331,837 39,015,000 6,941,902 45,374,935 67,986,667 66.74% 55,772 814 2010 79,746,332 29,460,000 6,527,316 43,759,016 65,043,115 67.28% 55,954 782 2011 76,815,712 28,305,000 5,663,237 42,847,475 62,063,161 69.04% 56,534 758 2012 100,480,497 29,550,000 29,084,558 41,845,939 58,325,034 71.75% 57,048 734 2013 99,408,395 30,710,000 28,416,302 40,282,093 55,320,301 72.82% 57,789 697 2014 106,516,778 35,640,000 34,767,965 36,108,813 57,189,869 63.14% 58,727 615 Source: (1) G.O. Improvement bonds, tax increment bonds, State-aid street revenue bonds, water connection revenue bonds, arena revenue bonds, HRA public facility lease revenue bonds, and liquor revenue bonds. (2) Debt service monies available include amounts restricted in the debt service funds repaying the related debt. We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bonds are being held in escrow, as those resources are not included in the governmental activities net position restricted for debt service due to conversion for full accrual accounting. (3) Metropolitan Council as of April 1, except for 2010 (Federal Census). 138 CITY OF LAKEVILLE, MINNESOTA Direct and Overlapping Governmental Debt As of December 31, 2014 Debt Applicable to Taxable Debt Net Tax Capacity in the City Governmental Unit Outstanding (2)Percentage (2)Amount Overlapping Debt (1) Independent School District #194 155,085,000$ 87.80% 136,164,630$ Independent School District #192 194,835,000 18.80% 36,628,980 Independent School District #196 96,477,253 5.50% 5,306,249 Dakota County 40,890,000 12.70% 5,193,030 Special District Metropolitan Council 391,050,000 2.08%8,127,890 191,420,779 Direct Debt City of Lakeville bonded debt 106,516,778 100.00%106,516,778 297,937,557$ Source: Debt figures and applicable percentages for other than the City of Lakeville are provided by the City’s fiscal consultant Springsted. Notes: (1) Overlapping governments are those that coincide, at least in part, with the geographical boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the government’s ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. (2) The percentage of overlapping debt applicable is estimated using taxable property market values. Applicable percentages were estimated by determining the portion of the county’s taxable market value that is within the City’s boundaries and dividing it by the county’s total taxable market value. Total overlapping debt Total direct and overlapping debt 139 CITY OF LAKEVILLE, MINNESOTA Legal Debt Margin Last Ten Fiscal Years Net Bonded Assessor’s Net Bonded Debt Applicable Taxable Debt Legal to Debt Limit as Fiscal Market Legal Applicable to Debt a Percentage of Year Valuation Debt Limit Debt Limit Margin Legal Debt Limit 2005 4,361,601,400$ 87,232,028$ 39,070,920$ 48,161,108$ 44.79% 2006 5,034,819,600 100,696,392 45,395,089 55,301,303 45.08% 2007 5,642,591,100 112,851,822 60,848,716 52,003,106 53.92% 2008 5,951,319,600 178,539,588 58,799,613 119,739,975 32.93% 2009 6,024,665,500 180,739,965 60,213,098 120,526,867 33.31% 2010 5,736,602,200 172,098,066 57,282,684 114,815,382 33.28% 2011 5,356,855,900 160,705,677 56,046,763 104,658,914 34.88% 2012 5,030,003,164 150,900,095 39,180,442 111,719,653 25.96% 2013 4,767,475,321 143,024,260 37,758,698 105,265,562 26.40% 2014 4,995,818,217 149,874,547 34,767,965 115,106,582 23.20% Legal Debt Margin Calculation:Fiscal Year 2014 Assessor’s taxable market valuation 4,995,818,217$ Legal debt limit: 3% of Assessor’s taxable market valuation 149,874,547$ Amount of debt applicable to legal debt limit: Gross bonded debt 102,260,000$ Less debt payable from sources other than taxes: G.O. Improvement bonds 23,905,000$ Tax increment bonds 1,890,000 State-aid street revenue bonds 3,890,000 Water connection revenue bonds 1,975,000 Arena revenue bonds 910,000 Liquor revenue bonds 3,070,000 (35,640,000) Debt payable from taxes 66,620,000 Less debt service monies available to pay principal and interest (31,852,035) Net bonded debt applicable to debt limit 34,767,965 34,767,965 Legal debt margin 115,106,582$ Note: Minnesota Statutes § 475.53, Subdivision 1, No municipality, except a school district or a city of the first class, shall incur or be subject to a net debt in excess of two percent of the taxable market value of taxable property in the municipality for years 2007 and prior; three percent for years beginning in 2008. Source: Dakota County Auditor and Treasurer’s Office. 140 CITY OF LAKEVILLE, MINNESOTA Pledged Revenue Coverage Last Ten Fiscal Years Net Revenue Available Fiscal Gross (1)Operating For Debt Times Year Revenues Expenses Service Principal Interest Total Coverage 2005 9,048,259$ 3,587,604$ 5,460,655$ 1,095,000$ 848,550$ 1,943,550$ 2.81 2006 8,094,630 4,113,336 3,981,294 1,150,000 920,015 2,070,015 1.92 2007 8,731,414 3,945,627 4,785,787 1,335,000 1,011,204 2,346,204 2.04 2008 9,615,243 4,094,080 5,521,163 1,400,000 1,161,886 2,561,886 2.16 2009 8,507,945 4,485,946 4,021,999 1,575,000 1,066,238 2,641,238 1.52 2010 7,380,163 4,749,304 2,630,859 1,685,000 998,751 2,683,751 0.98 2011 8,146,497 4,307,467 3,839,030 1,635,000 937,952 2,572,952 1.49 2012 9,608,620 4,296,022 5,312,598 3,115,000 832,499 3,947,499 1.35 2013 9,425,862 4,549,736 4,876,126 1,395,000 731,755 2,126,755 2.29 2014 9,181,527 4,942,276 4,239,251 1,415,000 674,644 2,089,644 2.03 Notes: (1) The primary revenue source for debt service includes water system connection charges, water system user fees, ice arena net operating revenue and contributions from one organization conducting lawful gambling at approved locations, and liquor fund gross profits. (2) Revenue bonds include water connection revenue, arena revenue, and liquor revenue. Requirements (2) 141 CITY OF LAKEVILLE, MINNESOTA Demographic and Economic Statistics Last Ten Fiscal Years Percentage Personal Per Capita (1)Increase from Income (2)Personal Housing units Year Population Previous Year (in thousands)Income Single Multiple Total Valuation 2005 51,472 4.84% 2,174,229$ 42,241$ 237 428 665 131,774,000$ 2006 52,323 1.65% 2,287,875 43,726 221 223 444 101,474,955 2007 53,829 2.88% 2,456,163 45,629 183 195 378 72,128,000 2008 54,828 1.86% 2,541,333 46,351 137 279 416 71,062,000 2009 55,772 1.72% 2,474,827 44,374 127 54 181 41,010,000 2010 55,954 0.33% 2,519,161 45,022 138 2 140 38,718,000 2011 56,534 1.04% 2,617,468 46,299 122 2 124 37,621,000 2012 57,048 0.91% 2,843,672 49,847 280 2 282 84,444,000 2013 57,789 1.30% 2,929,151 50,687 374 - 374 120,393,000 2014 58,727 1.62% N/A N/A 319 - 319 108,181,000 Annual percentage increase average last ten fiscal years 1.81% Labor Unemployment Labor Unemployment State of United Year Force Rate Force Rate Minnesota States 2005 28,745 3.2%231,322 4.0%4.8% 4.8% 2006 29,677 3.9%230,427 4.1%4.9% 4.5% 2007 30,492 4.3%232,670 4.6%4.7% 5.1% 2008 30,471 5.6%229,716 6.1%6.8% 7.1% 2009 30,727 6.4%231,391 6.9%7.4% 10.0% 2010 30,782 6.0%230,247 6.6%6.9% 9.4% 2011 31,237 4.8%232,257 5.2%5.7% 8.5% *2012 31,221 4.5%231,902 4.9%5.4% 7.6% *2013 32,879 3.6%230,160 4.0%4.6% 6.5% *2014 32,903 2.8%230,176 3.1%3.6% 5.4% Source: (1) Metropolitan Council as of April 1 (except for 2010 Federal Census). (2) U.S. Department of Commerce Bureau of Economic Analysis as of December 31, 2014. * Not seasonally adjusted, information is not available. (3) City of Lakeville Inspections Department. N/A - Not available. Building Permits Issued Family Dwellings (3) Labor Force and Unemployment Rate (seasonally adjusted) (2) City of Lakeville Dakota County Rates 142 CITY OF LAKEVILLE, MINNESOTA Principal Employers Fiscal Years Ended December 31, 2014 and December 31, 2005 Principal Employer (1)Product/Service Employees Rank %Employees Rank % Independent School District #194 Elementary & secondary schools 1,684 1 5.1% 1,124 1 3.9% Hearthside Food Solutions Food service contractors 715 2 2.2% 500 3 1.7% ConAgra Store Brands Breakfast cereal products 515 3 1.6% 545 2 1.9% Schmitty & Sons Bus Company Transportation 400 4 1.2% MOM Brands Cereal production 250 5 0.8% Despatch Industries, Inc. Industrial furnace & oven mfg. 230 6 0.7% 142 9 0.5% Menasha Corporation Corrugated & solid fiber box mfg. 221 7 0.7% 220 4 0.8% BTD Manufacturing Metal manufacturing 210 8 0.6% City of Lakeville (2) City government 207 9 0.6% 209 5 0.7% National Polymers, Inc. Plastics material & resin mfg. 150 10 0.5% 132 10 0.5% Hearth & Home Technologies, Inc. Fireplaces/metal work 170 6 0.6% Carquest Distribution Center General warehousing & storage 155 7 0.5% Jeff Belzer’s Chevy-Dodge-KIA New & used auto dealership 150 8 0.5% Total principal employers 4,582 13.9% 3,347 11.5% All other employers 28,321 86.1% 25,398 88.5% Total City of Lakeville civilian labor force (3) 32,903 100.0% 28,745 100.0% Source: (1) Telephone survey of individual employers, December 2014. (2) As of December 31, 2014 (full-time equivalent). (3) U.S. Department of Commerce Bureau of Economic Analysis as of December 31, 2014. 2014 2005 143 CITY OF LAKEVILLE, MINNESOTA Commercial and Industrial Building Permits Issued Years 2014 and 2013 BUSINESS PRODUCT/SERVICE VALUATION (1) Cosmopolitan Orthodontics Medical 1,400,000$ Super America Convenience Store 995,000 McDonalds Corp (Kenyon Avenue) Restaurant 900,000 Ballet Royale Dance Studio 724,000 Advanced Auto Parts Retail 500,000 Sheila A. Lewis, Trust Office/Warehouse/Storage 474,000 BUSINESS PRODUCT/SERVICE VALUATION (1) MOM Brands Admin. Offices/technology center 4,758,000$ Jeff Belzer’s Chevy-Dodge-KIA New & used auto dealership 2,270,000 QA-1 Precision Products Motorsports products manufacturer 759,000 Park Dental Medical 312,000 Holiday Station Convenience Store 260,000 Notes: (1) Valuation excludes land and personal property. Source: City of Lakeville Inspections Department. NEW BUILDING PERMITS 2014 AND 2013 (in excess of $250,000) EXPANSION OR REMODEL BUILDING PERMITS 2014 AND 2013 (in excess of $250,000) 144 CITY OF LAKEVILLE, MINNESOTA Employees by Function/Program (Full-Time Equivalent) Last Ten Fiscal Years Function/Program 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 General government City administration 3.0 3.0 3.0 3.0 2.8 2.5 2.5 2.5 2.4 2.8 Communications 4.7 4.7 4.8 4.1 3.9 4.0 4.0 4.0 4.0 4.0 City clerk 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Finance 6.0 5.6 6.6 6.6 6.5 6.4 6.0 7.0 7.0 7.0 Information systems 3.0 3.9 4.0 4.0 3.3 3.0 3.0 3.0 2.9 3.0 Human resources 2.8 2.9 3.0 3.0 2.8 2.8 2.8 2.8 2.8 2.8 Planning 5.5 5.5 5.5 4.5 3.8 3.0 3.0 3.0 2.8 3.5 Community and economic development 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.4 Protective inspection 12.0 12.0 12.0 12.4 8.7 8.0 8.0 7.0 7.0 7.0 General government buildings 2.0 2.5 3.1 3.1 3.0 3.0 3.0 3.0 3.0 3.0 Total general government 42.5 43.6 45.5 44.2 38.3 36.2 35.8 35.8 35.4 36.5 Public safety Police officers (sworn)48.0 49.5 51.2 52.8 51.0 51.5 51.9 53.0 50.2 54.0 Police dispatchers 10.0 10.0 - - - - - - - - Police administration 11.4 11.4 12.9 12.4 11.1 10.8 11.3 12.2 11.5 11.8 Fire (excluding volunteer firefighters)3.5 4.5 4.6 4.6 4.6 4.6 4.6 4.6 4.6 4.6 Total public safety 72.9 75.4 68.7 69.8 66.7 66.9 67.8 69.8 66.3 70.4 Public works Engineering 13.0 14.0 14.0 12.3 9.3 9.0 6.8 7.0 6.0 6.0 Operations and maintenance - - - - - - - - - 2.0 Street maintenance 17.6 18.5 19.8 20.0 19.4 19.0 19.0 19.3 19.3 21.0 Total public works 30.6 32.5 33.8 32.3 28.7 28.0 25.8 26.3 25.3 29.0 Parks and recreation Park maintenance 14.8 15.0 15.0 15.0 14.5 15.0 15.0 15.0 15.0 15.0 Recreation 4.7 4.7 5.3 5.3 4.9 4.7 4.7 4.7 4.7 4.7 Arts center 3.0 3.0 3.2 3.6 3.7 3.7 3.7 3.7 3.7 3.7 Total parks and recreation 22.5 22.7 23.5 23.9 23.1 23.4 23.4 23.4 23.4 23.4 Total governmental activities 168.5 174.2 171.5 170.2 156.8 154.5 152.8 155.3 150.4 159.3 Liquor 24.8 25.9 26.4 25.9 25.7 25.7 25.8 25.7 24.9 26.3 Utility 15.5 16.5 17.5 18.0 18.0 18.0 20.0 20.0 20.0 21.0 Total business-type activities 40.3 42.4 43.9 43.9 43.7 43.7 45.8 45.7 44.9 47.3 Total employees 208.8 216.6 215.4 214.1 200.5 198.2 198.6 201.0 195.3 206.6 Source: City of Lakeville Human Resources Department. 145 CITY OF LAKEVILLE, MINNESOTA Operating Indicators by Function Last Ten Fiscal Years Function 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 General government Number of registered voters N/A 30,072 N/A 31,024 N/A 32,617 N/A 32,200 N/A 36,571 Number of final plats approved 34 21 18 10 8 10 12 14 15 16 Number of building permits issued 2,179 3,970 3,487 1,878 1,428 1,421 1,467 2,349 1,647 3,852 Valuation of building permits issued (in millions)187$ 165$ 126$ 111$ 62$ 49$ 77$ 119$ 142$ 139$ Public safety Crimes against person reported 194 141 155 158 151 151 142 133 141 166 Crimes against property reported 1,376 1,165 1,477 1,424 1,245 1,259 1,161 1,186 1,057 1,187 Traffic citations issued 5,935 6,348 6,773 6,229 6,499 5,497 5,241 4,400 3,370 3,803 Number of volunteer firefighters 88 80 80 90 78 74 83 77 79 80 Number of annual fire calls 1,048 1,078 1,149 1,230 1,343 1,189 1,262 1,208 1,062 1,103 Public works City street miles added 10.8 3.9 7.2 2.5 1.0 0.4 1.0 1.4 2.6 2.8 Parks and recreation Park acres mowed 409 421 421 427 427 427 429 429 430 430 Park facility reservations taken 312 400 432 479 559 661 655 717 888 958 Program activity registrations taken 5,396 6,749 6,836 7,994 8,201 8,369 9,051 9,850 9,310 9,627 Liquor Annual sales (in millions)11.5$ 12.1$ 13.0$ 14.4$ 14.6$ 14.7$ 14.4$ 15.2$ 15.4$ 14.9$ Utility (in millions of gallons) Water (average daily consumption)5.6 6.0 6.5 6.3 6.1 4.8 5.7 6.7 5.9 5.5 Sanitary sewer (1)4.1 3.9 3.9 4.0 3.3 3.3 3.3 3.4 3.4 3.4 (average daily treatment) Notes: (1) Sewage is treated by the Metropolitan Council Environmental Services N/A Indicates information is not available for this period at the printing of this report Source: Various City of Lakeville Departments. 146 CITY OF LAKEVILLE, MINNESOTA Capital Assets Statistics by Function Last Ten Fiscal Years Function (1)2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Public safety Police stations 1 1 1 1 1 1 1 1 1 1 Fire stations 4 4 4 4 4 4 4 4 4 4 Public works City streets (miles)244.0 247.9 255.1 257.6 258.6 259.0 260.0 261.4 264.0 266.8 Parks and recreation Acres of parks, conservation areas, and greenways 1,325 1,610 1,610 1,623 1,636 1,663 1,671 1,712 1,776 1,776 Parks 53 53 55 56 59 59 59 59 59 59 Conservation areas 18 18 18 18 18 18 18 20 20 20 Trails and sidewalks - paved (miles)83 86 88 91 91 91 100 100 103 103 Ice rinks - outdoor (fully boarded)11 12 12 12 12 12 12 12 12 12 Ice rinks - indoor 2233333333 Fields (softball, soccer, baseball, football, Lacrosse)125 125 135 136 136 136 150 150 150 150 Courts (basketball, volleyball, tennis)27 27 36 39 39 39 38 38 38 38 Playgrounds 36 38 38 39 39 40 40 40 40 40 Swimming beaches 3333333333 Liquor Number of on-sale stores owned 2222222222 Number of on-sale stores leased 1111111111 Utility Water Water mains (miles)290 297 304 310 311 311 313 313 321 321 Fire hydrants 3,031 3,128 3,313 3,374 3,386 3,386 3,434 3,434 3,572 3,572 Wells 15 15 16 16 17 17 17 17 17 17 Water Towers 4 5 5 5 5 5 5 5 5 5 Sanitary sewer Sanitary sewer mains (miles)230 238 253 255 256 259 261 261 261 261 Sanitary sewer lift stations 21 20 20 20 20 19 19 19 20 20 Notes: (1) Indicators for general government functions are not available. Source: Various City of Lakeville Departments. 147 This page intentionally left blank. Management Report for City of Lakeville, Minnesota December 31, 2014 THIS PAGE INTENTIONALLY LEFT BLANK To the City Council and Management City of Lakeville, Minnesota We have prepared this management report in conjunction with our audit of the City of Lakeville, Minnesota’s (the City) financial statements for the year ended December 31, 2014. The purpose of this report is to provide comments resulting from our audit process and to communicate information relevant to city finances in Minnesota. We have organized this report into the following sections:  Audit Summary  Governmental Funds Overview  Enterprise Funds Overview  Government-Wide Financial Statements  Legislative Updates  Accounting and Auditing Updates We would be pleased to further discuss any of the information contained in this report or any other concerns that you would like us to address. We would also like to express our thanks for the courtesy and assistance extended to us during the course of our audit. The purpose of this report is solely to provide those charged with governance of the City, management, and those who have responsibility for oversight of the financial reporting process comments resulting from our audit process and information relevant to city finances in Minnesota. Accordingly, this report is not suitable for any other purpose. Minneapolis, Minnesota June 9, 2015 THIS PAGE INTENTIONALLY LEFT BLANK -1- AUDIT SUMMARY The following is a summary of our audit work, key conclusions, and other information that we consider important or that is required to be communicated to the City Council, administration, or those charged with governance of the City. OUR RESPONSIBILITY UNDER AUDITING STANDARDS GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA AND GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2014, and the related notes to the financial statements. Professional standards require that we provide you with information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information to you verbally and in our audit engagement letter. Professional standards also require that we communicate the following information related to our audit. PLANNED SCOPE AND TIMING OF THE AUDIT We performed the audit according to the planned scope and timing previously discussed and coordinated in order to obtain sufficient audit evidence and complete an effective audit. AUDIT OPINION AND FINDINGS Based on our audit of the City’s financial statements for the year ended December 31, 2014:  We have issued an unmodified opinion on the City’s basic financial statements.  We reported no deficiencies in the City’s internal control over financial reporting that we considered to be material weaknesses.  The results of our testing disclosed no instances of noncompliance required to be reported under Government Auditing Standards.  We reported no findings based on our testing of the City’s compliance with Minnesota laws and regulations. Overall, we found the City’s financial records to be in excellent condition. This not only provides for an efficient year-end audit, but should also provide confidence in the interim financial data used to manage the City throughout the year. SIGNIFICANT ACCOUNTING POLICIES Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 of the notes to basic financial statements. No new accounting policies were adopted and the application of existing policies was not changed during the fiscal year ended December 31, 2014. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. -2- ACCOUNTING ESTIMATES AND MANAGEMENT JUDGMENTS Accounting estimates are an integral part of the financial statements prepared by management and are based on management’s knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were:  Depreciation – Management’s estimates of depreciation expense are based on the estimated useful lives of the assets.  Net Other Post-Employment Benefit (OPEB) Liabilities – Actuarial estimates of the net OPEB obligation is based on eligible participants, estimated future health insurance premiums, and estimated retirement dates.  Compensated Absences – Management’s estimate is based on current rates of pay and sick leave balances estimated to be paid out as future severance pay. We evaluated the key factors and assumptions used to develop these accounting estimates in determining that they are reasonable in relation to the financial statements taken as a whole. The financial statement disclosures are neutral, consistent, and clear. CORRECTED AND UNCORRECTED MISSTATEMENTS Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Where applicable, management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management, when applicable, were material, either individually or in the aggregate, to each opinion unit’s financial statements taken as a whole. DIFFICULTIES ENCOUNTERED IN PERFORMING THE AUDIT We encountered no significant difficulties in dealing with management in performing and completing our audit. DISAGREEMENTS WITH MANAGEMENT For purposes of this report, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor’s report. We are pleased to report that no such disagreements arose during the course of our audit. MANAGEMENT CONSULTATIONS WITH OTHER INDEPENDENT ACCOUNTANTS In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a “second opinion” on certain situations. If a consultation involves application of an accounting principle to the City’s financial statements or a determination of the type of auditor’s opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. -3- MANAGEMENT REPRESENTATIONS We have requested certain representations from management that are included in the management representation letter dated June 9, 2015. OTHER AUDIT FINDINGS OR ISSUES We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City’s auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. OTHER MATTERS We applied certain limited procedures to Management’s Discussion and Analysis, the budgetary comparison schedule for the General Fund, and the Schedule of Funding Progress for the Other Post-Employment Benefits Plan, which are required supplementary information (RSI) that supplement the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. We were engaged to report on the combining and individual fund statements and schedules, and the supplemental information accompanying the financial statements which are not RSI. With respect to the combining and individual fund statements and schedules, and supplemental information, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled he combining and individual fund statements and schedules, and the supplemental information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We were not engaged to report on the introductory and statistical sections which accompany the financial statements but are not RSI. We did not audit or perform other procedures on this other information and we do not express an opinion or provide any assurance on it. -4- GOVERNMENTAL FUNDS OVERVIEW This section of the report provides you with an overview of the financial trends and activities of the City’s governmental funds, which includes the General, special revenue, debt service, and capital project funds. These funds are used to account for the basic services the City provides to all of its citizens, which are financed primarily with property taxes. The governmental fund information in the City’s financial statements focuses on budgetary compliance, and the sufficiency of each governmental fund’s current assets to finance its current liabilities. PROPERTY TAXES Minnesota cities rely heavily on local property tax levies to support their governmental fund activities. For the 2013 fiscal year, local property tax levies provided 41.1 percent of the total governmental fund revenues for cities over 2,500 in population, and 35.5 percent for cities under 2,500 in population. Property tax levies certified by Minnesota cities for 2014 increased about 1.6 percent over 2013, compared to an increase of 2.3 percent the prior year. This moderate increase was due in part to a one-year levy limit for 2014 imposed on cities over 2,500 in population. The total market value of Minnesota cities increased about 1.1 percent for the 2014 levy year, ending a four-year trend of declining market values that began in 2010 and peaked with a state-wide decline of about 8.8 percent for levy year 2012. Market values showed modest increases in all property categories for 2014, with the largest gains in agricultural and non-homestead residential properties. Because the assessed valuation used for levying property taxes is based on values from the previous fiscal year (e.g. the market value for taxes payable in 2014 is based on estimated values as of January 1, 2013), market value improvement has lagged behind recent upturns in the housing market and the economy in general. The City’s taxable market value decreased 5.2 percent for taxes payable in 2013 and increased 4.8 percent for taxes payable in 2014. The following graph shows the City’s changes in taxable market value over the past 10 years: $– $1,000,000,000 $2,000,000,000 $3,000,000,000 $4,000,000,000 $5,000,000,000 $6,000,000,000 $7,000,000,000 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Taxable Market Value -5- Tax capacity is considered the actual base available for taxation. It is calculated by applying the state’s property classification system to each property’s market value. Each property classification, such as commercial or residential, has a different calculation and uses different rates. Consequently, a city’s total tax capacity will change at a different rate than its total market value, as tax capacity is affected by the proportion of the City’s tax base that is in each property classification from year-to-year, as well as legislative changes to tax rates. The City’s tax capacity decreased 4.7 percent and increased 4.2 percent for taxes payable in 2013 and 2014, respectively. The following graph shows the City’s change in tax capacities over the past 10 years: $– $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 $70,000,000 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Local Net Tax Capacity The following table presents the average tax rates applied to city residents for each of the last two levy years, along with comparative state-wide and metro area rates. Rates expressed as a percentage of net tax capacity 2013 2014 2013 2014 2013 2014 Average tax rate City 48.8 48.8 46.1 46.0 41.2 40.7 County 48.5 47.6 47.1 46.6 33.4 31.8 School 28.5 28.9 30.3 30.9 34.9 34.3 Special taxing 7.2 7.3 9.4 9.5 5.8 5.4 Total 133.0 132.6 132.9 133.0 115.3 112.3 Lakeville City of Metro Area Seven-CountyAll Cities State-Wide Both the total tax rate applied to Lakeville taxpayers and the City’s tax rate have been well below both the state-wide and metro averages in recent years. The City’s tax rate for 2014 was lower than the previous year, despite a 2.5 percent increase in the City’s tax levy, due to the improvement in tax capacity as discussed above. The school tax rate for the City represents an average of Independent School District (ISD) No. 192, Farmington; ISD No. 194, Lakeville; and ISD No. 196, Rosemount – Apple Valley – Eagan. -6- GOVERNMENTAL FUND BALANCES The following table summarizes the changes in the fund balances of the City’s governmental funds during the year ended December 31, 2014, presented both by fund balance classification and by fund: Increase 2014 2013 (Decrease) Fund balances of governmental funds Total by classification Nonspendable 221,873$ 126,014$ 95,859$ Restricted 44,319,872 38,716,666 5,603,206 Committed 17,199,096 16,665,820 533,276 Unassigned 10,173,030 9,273,916 899,114 Total governmental funds 71,913,871$ 64,782,416$ 7,131,455$ Total by fund General 11,071,769$ 9,666,560$ 1,405,209$ General Obligation Debt Service 30,781,452 27,371,659 3,409,793 G.O. Improvement Debt Service 4,303,472 2,967,285 1,336,187 Building Capital Projects 1,375,010 1,516,976 (141,966) Improvement Construction Capital Projects 1,077,791 1,020,713 57,078 Nonmajor funds 23,304,377 22,239,223 1,065,154 Total governmental funds 71,913,871$ 64,782,416$ 7,131,455$ Governmental Funds Change in Fund Balance Fund Balance as of December 31, In total, the fund balances of the City’s governmental funds increased $7,131,455 during the year ended December 31, 2014. The majority of the increase was in restricted fund balances, which were $5.6 million higher than at the prior year-end. Fund balances restricted for debt service increased a total of $6.9 million, with increases in the General Obligation Debt Service Fund ($3.4 million) due to the issuance of crossover refunding bonds; in the G.O. Improvement Debt Service Fund ($1.3 million) due mainly to special assessment prepayments; and in the nonmajor debt service funds ($2.2 million) due to the repayment of an interest rate reduction loan by a local business. The increase in committed fund balances is primarily from utility connection charges in the nonmajor utility (water, sanitary sewer, and storm sewer) capital projects funds. The increase in unassigned fund balances is primarily due to the positive operating results in the General Fund. -7- GOVERNMENTAL FUNDS REVENUE AND EXPENDITURES The following table presents the per capita revenue of the City’s governmental funds for the past three years, along with state-wide averages. We have included the most recent comparative state-wide averages available from the Office of the State Auditor to provide a benchmark for interpreting the City’s data. The amounts received from the typical major sources of governmental fund revenue will naturally vary between cities based on factors such as the City’s stage of development, location, size and density of its population, property values, services it provides, and other attributes. It will also differ from year-to-year due to the effect of inflation and changes in the City’s operation. Also, certain data on these tables may be classified differently than how they appear on the City’s financial statements in order to be more comparable to the state-wide information, particularly in separating capital expenditures from current expenditures. We have designed this section of our management report using per capita data in order to better identify unique or unusual trends and activities of your city. We intend for this type of comparative and trend information to complement, rather than duplicate, information in the Management’s Discussion and Analysis. An inherent difficulty in presenting per capita information is the accuracy of the population count, which for most years is based on estimates. Year 2012 2013 2014 Population 20,000–100,000 57,048 57,789 58,727 Property taxes 423$ 414$ 400$ 404$ Tax increments 40 15 15 14 Franchise and other taxes 34 10 11 12 Special assessments 72 20 20 28 Licenses and permits 38 32 36 37 Intergovernmental revenues 148 40 61 85 Charges for services 91 102 120 143 Other 30 22 19 72 Total revenue 876$ 655$ 682$ 795$ December 31, 2013 City of LakevilleState-Wide Governmental Funds Revenue per Capita With State-Wide Averages by Population Class The City’s governmental funds have typically generated less revenue per capita in total than other Minnesota cities in its population class. The City’s governmental funds received total revenues of $46.6 million in 2014, about $7.1 million (18.1 percent) more than the prior year. On a per capita basis, governmental fund revenue for 2014 was $113 higher than the prior year. Intergovernmental revenue increased $24, mainly due to the amount of municipal state aid received for qualifying street improvement projects. Charges for services were $23 higher than last year, reflecting an increase in development activity and growth as evidenced by connection and area charges, and park dedication fees. Revenue in the “other” category shown above increased $53 per capita, mainly due to the $2.23 million interest rate reduction loan repayment discussed earlier, and market value adjustments on the City’s investment portfolio included in investment income. -8- The expenditures of governmental funds will also vary from state-wide averages and from year-to-year, based on the City’s circumstances. Expenditures are classified into three types as follows:  Current – These are typically the general operating type expenditures occurring on an annual basis, and are primarily funded by general sources such as taxes and intergovernmental revenues.  Capital Outlay and Construction – These expenditures do not occur on a consistent basis, more typically fluctuating significantly from year-to-year. Many of these expenditures are project-oriented, and are often funded by specific sources that have benefited from the expenditure, such as special assessment improvement projects.  Debt Service – Although the expenditures for debt service may be relatively consistent over the term of the respective debt, the funding source is the important factor. Some debt may be repaid through specific sources such as special assessments or redevelopment funding, while other debt may be repaid with general property taxes. The City’s expenditures per capita of its governmental funds for the past three years, together with state-wide averages, are presented in the following table: Year 2012 2013 2014 Population 20,000–100,000 57,048 57,789 58,727 Current 83$ 80$ 83$ 97$ 239 173 175 175 91 57 65 65 85 53 55 57 91 – – – 589 363 378 394 Capital outlay and construction 219 218 217 365 Debt service 102 134 101 102 39 62 69 66 141 196 170 168 Total expenditures 949$ 777$ 765$ 927$ General government Governmental Funds Expenditures per Capita With State-Wide Averages by Population Class December 31, 2013 City of LakevilleState-Wide Interest and fiscal Public safety Public works Parks and recreation All other Principal Total expenditures in the City’s governmental funds for 2014 were $54.4 million, an increase of $10.2 million (23.2 percent) from the previous year. The City’s current governmental operating expenditures increased $16 per capita in total, mainly in the general government category due to an increase in economic development expenditures. Capital outlay was $148 per capita higher than the previous year, primarily due to street improvement projects. Scheduled debt service principal and interest costs were $2 per capita less than the prior year. -9- GENERAL FUND The City’s General Fund accounts for the financial activity of the basic services provided to the community. The primary services included within this fund are the administration of the municipal operation, police and fire protection, building inspection, streets and highway maintenance, and parks and recreation. The graph below illustrates the change in the General Fund financial position over the last five years. We have also included a line representing annual expenditures to reflect the change in the size of the General Fund operation over the same period. $– $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 $18,000,000 $20,000,000 $22,000,000 $24,000,000 2010 2011 2012 2013 2014 General Fund Financial Position Year Ended December 31, Fund Balance Cash Balance (Net)Expenditures The City’s General Fund cash and investments balance at December 31, 2014 was $11,160,908, an increase of $1,574,748. Total fund balance at December 31, 2014 was $11,071,769, which is an increase of $1,405,209 from the prior year, and $1,004,620 higher than projected in the City’s final budget. As the graph illustrates, the City has generally been able to maintain healthy cash and fund balance levels as the volume of financial activity has grown. This is an important factor because a government, like any organization, requires a certain amount of equity to operate. A healthy financial position allows the City to avoid volatility in tax rates; helps minimize the impact of state funding changes; allows for the adequate and consistent funding of services, repairs, and unexpected costs; and is a factor in determining the City’s bond rating and resulting interest costs. Maintaining an adequate fund balance has become increasingly important given the fluctuations in state funding for cities in recent years. A trend that is typical to Minnesota local governments, especially the General Fund of cities, is the unusual cash flow experienced throughout the year. The City’s General Fund cash disbursements are made fairly evenly during the year other than the impact of seasonal services such as snowplowing, street maintenance, and park activities. Cash receipts of the General Fund are quite a different story. Taxes comprise about 74 percent of the fund’s total annual revenue. Approximately half of these revenues are received by the City in July and the rest in December. Consequently, the City needs to have adequate cash reserves to finance its everyday operations between these payments. The City’s General Fund balance at the end of the 2014 fiscal year represents approximately 50.2 percent of annual expenditures based on 2014 levels, compared to 45.4 percent at the end of the previous year. -10- The following chart reflects the City’s General Fund revenue sources for 2014 compared to budget: $– $2 $4 $6 $8 $10 $12 $14 $16 $18 Taxes Intergovernmental Charges for Services Licenses and Permits All Other Millions General Fund Revenue Budget and Actual Budget Actual General Fund revenue for 2014 was $22,706,688, which was $660,414 (3.0 percent) more than budget. Intergovernmental revenue exceeded budget by $98,833 due to the City receiving more police state aid and federal highway safety grants than anticipated. Charges for services were $326,106 over budget, mostly due to engineering fees charged to reconstruction projects. Licenses and permits revenue was over budget by $183,663, primarily due to the number of residential building permits issued. The following graph presents the City’s General Fund revenues by source for the last five years. The graph reflects the City’s reliance on property taxes and other local sources of revenue, and shows the virtual elimination of general state aid revenue in recent years. $– $1,500,000 $3,000,000 $4,500,000 $6,000,000 $7,500,000 $9,000,000 $10,500,000 $12,000,000 $13,500,000 $15,000,000 $16,500,000 $18,000,000 Taxes Intergovernmental Charges for Services Licenses and Permits All Other General Fund Revenue by Source Year Ended December 31, 2010 2011 2012 2013 2014 Overall, General Fund revenues increased $1,532,905 (7.2 percent) from the previous year. Property tax revenue was $880,211 more than last year due to a 5.8 percent increase in the General Fund levy. Revenue from charges for services (up $461,372) and licenses and permits (up $71,352) were both higher than last year due to increased development activity. Finally, revenue in the “all other” category as shown above was $108,602 higher than last year, primarily due to a $126,385 increase in investment income resulting from positive market value adjustments on the City’s investment portfolio in the current year. -11- The following graphs illustrate the components of General Fund spending for 2014 compared to budget: $– $1 $2 $3 $4 $5 $6 $7 $8 $9 $10 $11 General Government Public Safety Public Works Parks and Recreation Millions General Fund Expenditures Budget and Actual Budget Actual Total General Fund expenditures for 2014 were $22,061,293, which was $344,206 (1.5 percent) under the final budget. General Fund expenditures were under budget in every department except public works, which was over budget by $117,783 due to increased personnel and supply costs for street maintenance. General government expenditures were $169,430 under budget, with the largest savings in the City’s administration, legal counsel, community development, general government facilities, and information systems departments. Public safety expenditures were $251,450 under budget, mainly due to unfilled police officer positions and fewer fire calls than anticipated. Parks and recreation costs were under budget by $41,109, mainly in park maintenance charges and services. The following graph presents the City’s General Fund expenditures by function for the last five years: $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 General Government Public Safety Public Works Parks and Recreation General Fund Expenditures by Function Year Ended December 31, 2010 2011 2012 2013 2014 Total General Fund expenditures for 2014 were $748,605 (3.5 percent) higher than the previous year, with the increase spread across all program areas. The majority of the increase was in personnel costs, which were $659,038 higher than last year due to contractual wage increases, inflationary benefit cost increases, and the addition of about nine full-time employees compared to the prior year. -12- ENTERPRISE FUNDS OVERVIEW The City maintains two enterprise funds to account for services the City provides that are financed primarily through fees charged to those utilizing the service. This section of the report provides you with an overview of the financial trends and activities of the City’s enterprise funds, which include the (water, sewer, street light, and environmental resources) Utility Fund and Liquor Fund. ENTERPRISE FUNDS FINANCIAL POSITION The following table summarizes the changes in the financial position of the City’s enterprise funds during the years ended December 31, 2014 and 2013, presented both by classification and by fund: Increase 2014 2013 (Decrease) Net position of enterprise funds Total by classification Net investment in capital assets 109,535,106$ 105,055,746$ 4,479,360$ Restricted for debt service 324,125 324,125 – Unrestricted 11,117,868 13,512,669 (2,394,801) Total enterprise funds 120,977,099$ 118,892,540$ 2,084,559$ Total by fund Liquor 5,521,329$ 5,532,658$ (11,329)$ Utility 115,455,770 113,359,882 2,095,888 Total enterprise funds 120,977,099$ 118,892,540$ 2,084,559$ Enterprise Funds Change in Financial Position Net Position as of December 31, In total, the net position of the City’s enterprise funds increased by $2,084,559 during the year ended December 31, 2014. The Liquor Fund net position decreased by $11,329 due mostly to transfers of almost $1.4 million to governmental funds to provide funding for debt service requirements, various capital projects, and general overhead costs. The increases in both the net investment in capital assets and the net position of the Utility Enterprise Fund were primarily due to capital infrastructure contributions of $4.3 million received from developers. -13- LIQUOR FUND The following graphs present five years of operating results for the Liquor Fund: $– $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 2010 2011 2012 2013 2014 Liquor Fund – Revenues, Expenses, and Income Year Ended December 31, Sales Cost of Sales Operating Expenses Operating Income The Liquor Fund ended 2014 with a net position of $5,521,329, a decrease of $11,329 from the prior year. Of this, $3,186,524 represents the net investment in capital assets and $324,125 is restricted in accordance with revenue bond covenants, leaving $2,010,680 of unrestricted net position. Gross liquor sales for 2014 were $14,883,858, a $497,266 (3.2 percent) decrease from last year. The Liquor Fund generated a gross profit of $3,804,942 in 2014, or about 25.6 percent, of gross sales. Operating expenses for 2014 were $2,347,079, an increase of $66,180 (2.9 percent) from last year, primarily in increased personnel costs and other charges. Net operating income for 2014 was $1,457,863, about 9.8 percent, of gross sales. The Liquor Fund also made transfers out of $1,369,063 to support the General Fund, for debt service, and for various capital needs. 24.5% 24.7% 25.2% 25.7% 25.6% 9.3% 9.4% 10.7% 10.8% 9.8% – 5% 10% 15% 20% 25% 30% 2010 2011 2012 2013 2014 Liquor Fund – Operating Ratios Year Ended December 31, Gross Profit as a Percentage of Sales Operating Income as a Percentage of Sales -14- UTILITY FUND The following graph presents five years of comparative operating results for the City’s (water, sewer, street light, and environmental resources) Utility Fund: $– $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 2010 2011 2012 2013 2014 Utility Fund Year Ended December 31, Operating Expense Depreciation Operating Revenue Income Before Depreciation The Utility Fund ended 2014 with net position of $115,455,770, an increase of $2,095,888 from prior year operations. Of the net position balance, $106,348,582 represents the City’s net investment in utility capital assets, leaving $9,107,188 of unrestricted net position. Utility Fund operating revenue was $9,296,118 for 2014, an increase of $169,280 (1.9 percent). Water revenue was $146,909 lower than last year due to a decrease in water usage, mainly attributable to a decrease in irrigation usage caused by a change in weather conditions. Revenues from sewer, street light, and environmental services all increased from last year due to an increase in customers, as well as sewer and street light rate increases. Operating expenses (including depreciation of $3,296,855) were $11,502,618, which represents an increase of $757,809 (7.1 percent). The increase was primarily attributable to increases in water main repairs, sanitary sewer disposal charges, and depreciation. The Utility Fund also received capital contributions of $4,482,757 in 2014, the majority of which was contributed by developers. -15- GOVERNMENT-WIDE FINANCIAL STATEMENTS In addition to fund-based information, the current reporting model for governmental entities also requires the inclusion of two government-wide financial statements designed to present a clear picture of the City as a single, unified entity. These government-wide financial statements provide information on the total cost of delivering services, including capital assets and long-term liabilities. STATEMENT OF NET POSITION The Statement of Net Position essentially tells you what your city owns and owes at a given point in time, the last day of the fiscal year. Theoretically, net position represents the resources the City has leftover to use for providing services after its debts are settled. However, those resources are not always in spendable form, or there may be restrictions on how some of those resources can be used. Therefore, net position is divided into three components: net investment in capital assets, restricted, and unrestricted. The following table presents the components of City’s net position as of December 31, 2014 and 2013, for governmental activities and business-type activities: Increase 2014 2013 (Decrease) Net position Governmental activities Net investment in capital assets 135,673,737$ 129,599,494$ 6,074,243$ Restricted 19,913,014 17,645,944 2,267,070 Unrestricted 5,874,237 2,511,935 3,362,302 Total governmental activities 161,460,988 149,757,373 11,703,615 Business-type activities Net investment in capital assets 109,535,106 105,055,746 4,479,360 Restricted 324,125 324,125 – Unrestricted 11,318,290 13,704,281 (2,385,991) Total business-type activities 121,177,521 119,084,152 2,093,369 Total net position 282,638,509$ 268,841,525$ 13,796,984$ As of December 31, The City’s total net position at December 31, 2014 was $13,796,984 higher than the total net position reported at the previous year-end. Of the increase, $11.7 million came from governmental activities and $2.1 million from business-type activities. One of the primary reasons for the increases in both the governmental and business-type activities was the amount of infrastructure contributed by developers during 2014, which totaled about $8.3 million. -16- STATEMENT OF ACTIVITIES The Statement of Activities tracks the City’s yearly revenues and expenses, as well as any other transactions that increase or reduce total net positions. These amounts represent the full cost of providing services. The Statement of Activities provides a more comprehensive measure than just the amount of cash that changed hands, as reflected in the fund-based financial statements. This statement includes the cost of supplies used, depreciation of long-lived capital assets, and other accrual-based expenses. The following table presents the change in the net position of the City for the years ended December 31, 2014 and 2013: 2013 Program Expenses Revenues Net Change Net Change Governmental activities General government 6,051,985$ 5,987,652$ (64,333)$ (2,046,017)$ Public safety 11,807,183 1,486,344 (10,320,839) (10,195,196) Public works 14,776,390 15,837,941 1,061,551 885,856 Parks and recreation 5,202,168 3,311,567 (1,890,601) (1,566,745) Interest on long-term debt 3,665,421 – (3,665,421) (3,864,333) Business-type activities Liquor 2,498,103 3,808,704 1,310,601 1,478,623 Utility 11,462,552 13,660,491 2,197,939 1,747,919 Total net (expense) revenue 55,463,802$ 44,092,699$ (11,371,103) (13,559,893) General revenues Property taxes and tax increments 24,465,333 23,947,968 Investment earnings (charges)702,754 (71,063) Total general revenues 25,168,087 23,876,905 Change in net position 13,796,984 10,317,012 Net position – beginning 268,841,525 258,524,513 Net position – ending 282,638,509$ 268,841,525$ Net (expense) revenue 2014 One of the goals of this statement is to provide a side-by-side comparison to illustrate the difference in the way the City’s governmental and business-type operations are financed. The table clearly illustrates the dependence of the City’s governmental operations on general revenues, such as property taxes and unrestricted grants. It also shows that, for the most part, the City’s business-type activities are generating sufficient program revenues (service charges and program-specific grants) to cover expenses. This is critical given the current downward pressures on the general revenue sources. The difference in the general government net change is primarily due to the $2.23 million interest rate reduction loan repayment received in 2014. The difference in investment earnings is mainly the result of market value adjustments to the City’s investment portfolio. -17- LEGISLATIVE UPDATES The 2014 legislative session began with a projected budget excess for the remainder of the biennium of $1.09 billion, later revised upward to a projected excess of $1.23 billion in the February 2014 economic forecast. The Legislature utilized a portion of the projected excess to bolster the state’s financial condition; repaying $246 million “borrowed” from K–12 education through previous financing shifts, and using $150 million to replenish the state “Rainy Day Fund” budget reserve. The Legislature also approved increases to future funding for local government aid, and expanded the sales tax exemption approved for cities in 2013 to include joint powers entities and other instrumentalities of local government. The following is a summary of recent legislation affecting Minnesota cities in 2014 and into the future: Local Government Aid (LGA) – The Legislature completely overhauled the LGA formula for fiscal year 2014 and thereafter, creating a three-tiered formula that includes separate “need factor” calculations for cities with populations under 2,500, between 2,500 and 10,000, or over 10,000. The new formula simplified the LGA calculation, and reduced the volatility of the LGA distribution by limiting the amount it may decline in a given year. Under the new formula, the minimum LGA 2014 distribution for each city was an amount equal to their 2013 LGA. Beginning in 2015, any reduction to a city’s calculated LGA distribution will be limited to the lesser of $10 per capita, or 5 percent of their previous year net tax levy. For cities that gain under the new formula, the increases will be distributed proportionate to their unmet need, as determined by the new “need factor” calculations. The state-wide LGA appropriation was $507.6 million for fiscal 2014, $516.9 million for 2015, and $519.4 million for fiscal 2016 and thereafter. Sales Tax Exemption – Cities are exempted from paying sales tax on qualifying purchases, effective for purchases made on or after January 1, 2014. Purchases of goods or services by an exempt local government for a publically provided liquor store, gas or electric utility, golf course, marina, campground, café, laundromat, solid waste hauling or recycling operation, or landfill will remain taxable. The definition of “cities” for this statute include both home-rule and statutory cities. The 2014 Legislature extended the definition of tax exempt local government to include all special district; city, county, or township instrumentalities; economic development authorities; housing and redevelopment authorities; and all joint power boards or organizations. However, this expanded exemption list is not effective until January 1, 2016. Proposed Property Tax Levy Certification Date – The deadline for cities to certify their proposed annual tax levies was extended from September 15 to September 30. Agricultural Homestead Market Value Credit – The rate of agricultural homestead market value was increased to a maximum of $490 at a market value of $270,000 and over. Capital Investment Act Requirements – The Legislature approved capital improvement projects totaling about $1.1 billion under two separate capital investment (bonding) acts. Both require that, to the extent practicable, a public entity receiving an appropriation of public money for a project under these acts must assure those facilities are built with American-made steel. Authority to Inspect Public Buildings and State-Licensed Facilities – A formal delegation process was established that must be used by the state Department of Labor and Industry (DLI) when delegating the authority to inspect public buildings and state-licensed facilities to local building officials. The new provisions did not alter the circumstances under which the DLI is required to delegate this authority in most circumstances, only the process to be followed. However, for certain smaller construction projects designated as “reserved projects,” the DLI is now required to delegate inspection authority to any municipality with a designated building official without going through the formal delegation process. -18- Open Meeting Law – A change was made to the Open Meeting Law to clarify that the use of social media by members of a public body does not violate the Open Meeting Law if the use is limited to exchanges open to the public. The new statute specifically excludes email but does not otherwise define the term social media. Deputy Registrar Residency – The statutory requirement that an individual appointed as deputy registrar for a statutory or home-rule charter city be a resident of the county in which the city is located was repealed. Local Campaign Finance – Changes were made to increase the campaign contribution limits for local elections. For candidates in a territory with a population of 100,000 or less, the contribution limits were raised to $600 in an election year and $250 in a non-election year. For candidates in a territory with a population over 100,000, the limits were raised to $1,000 in an election year and $250 in a non-election year. In addition, all campaign finance reports required to be filed with a local government must now be published on the local government’s website, if the local government maintains a website. Data Practices – Several changes were made to address unauthorized access of private data by public employees, requiring local governments to: establish security measures to help ensure private data is only accessible to public employees whose work assignment reasonably requires access to the data, and that the data is only being accessed by those individuals for the purposes of their work assignment; follow the data breach reporting requirements that were previously only applicable to state agencies; and perform annual security assessments of personal information maintained by the entity. The statute also states that accessing private data without authorization is a misdemeanor, and willful violation by a public employee constitutes just cause for suspension without pay or dismissal. Part-Time Peace Officers – A change in the statutes now prohibits law enforcement agencies from hiring new part-time peace officers, existing part-time peace officers from transferring to new agencies, and the Peace Officer Standards and Training Board from licensing new part-time peace officers. Part-time peace officers that are currently employed may continue to serve indefinitely with their current employer, but must turn in their license upon leaving their current place of employment or otherwise becoming unemployed. Responsible Contractor Requirement – Contractors who bid on public contracts in excess of $50,000 are now required to certify that they are a “responsible bidder” in order to be awarded a contract as the lowest responsible bidder or best value alternative. A responsible contractor must be in compliance with various state and federal requirements for income tax, workers’ compensation, unemployment insurance, minimum wage, and safety. City solicitations for bid must include: the definition of “responsible contractor,” which may include criteria in addition to the statutory requirements established by the city, or reference to the statutory definition; a statement that a contractor failing to meet the criteria or verify compliance is ineligible to be awarded or perform work on the contract; a statement that submitting a false verification renders the contractor ineligible and can result in termination of the contract; and a statement requiring the contractor to provide copies of verification forms for all subcontractors upon request. Cities are not obligated to verify any of the information in the contractor verification; and have no liability if reasonably relying on the certification when awarding the contract, or declining to award the contract based on a reasonable determination that a contractor failed to verify compliance. Disaster Assistance Contingency Fund – A new state account was created to provide emergency cash flow for local governments located in counties declared federal disaster areas. The fund may be used to meet non-federal fund matching requirements to speed the availability of federal funds. -19- Pensions – A number of changes to the Public Employees Retirement Association (PERA) General Plan were adopted, including:  The minimum salary threshold for inclusion into the PERA General Plan was changed from $425 in any one month to $5,100 on any year for non-school employees or $3,800 in any year for school employees.  Employers are required to provide written notice to any employee excluded from membership in the PERA General Plan within two weeks of the determination on a form prescribed by the PERA executive director.  PERA contribution rates for both employees and employers were increased by 0.25 percent of salary effective January 1, 2015. -20- ACCOUNTING AND AUDITING UPDATES GASB STATEMENT NO. 68 – ACCOUNTING AND FINANCIAL REPORTING FOR PENSIONS—AN AMENDMENT OF GASB STATEMENT NOS. 27 AND 50 The primary objective of this statement is to improve accounting and financial reporting by state and local governments for pensions. This statement replaces the requirements of GASB Statement Nos. 27 and No. 50, as they relate to pensions that are provided through pension plans administered as trusts or equivalent arrangements that meet certain criteria. The requirements of GASB Statement Nos. 27 and No. 50 remain applicable for pensions that are not covered by the scope of this statement. This statement establishes standards for measuring and recognizing liabilities, deferred outflows of resources, deferred inflows of resources, and expenses/expenditures. In addition, this statement details the recognition and disclosure requirements for employers with liabilities (payables) to a defined benefit pension plan and for employers whose employees are provided with defined contribution pensions. This statement also addresses circumstances in which a non-employer entity has a legal requirement to make contributions directly to a pension plan. This statement is effective for financial statements for fiscal years beginning after June 15, 2014. Earlier application is encouraged. Included in this statement are major changes in how employers that participate in cost-sharing pension plans, such as the Teachers’ Retirement Association (TRA) and PERA, account for pension benefit expenses and liabilities. In financial statements prepared using the economic resources measurement focus and accrual basis of accounting (government-wide and proprietary funds), a cost-sharing employer that does not have a special funding situation is required to recognize a liability for its proportionate share of the net pension liability of all employers with benefits provided through the pension plan. A cost-sharing employer is required to recognize pension expense and report deferred outflows of resources and deferred inflows of resources related to pensions for its proportionate share of collective pension expense and collective deferred outflows of resources and deferred inflows of resources related to pensions. In addition, the effects of (1) a change in the employer’s proportion of the collective net pension liability and (2) differences during the measurement period between the employer’s contributions and its proportionate share of the total of contributions from employers included in the collective net pension liability are required to be determined. These effects are required to be recognized in the employer’s pension expense in a systematic and rational manner over a closed period equal to the average of the expected remaining service lives of all active and inactive employees that are provided with pensions through the pension plan. GASB STATEMENT NO. 72 – FAIR VALUE MEASURE AND APPLICATION GASB Statement No. 72 addresses accounting and financial reporting issues related to fair value measurements. The requirements of this statement are intended to enhance comparability among government financial statements by requiring certain assets and liabilities be reported at fair value, using a consistent definition of fair value and accepted valuation techniques. The requirements of this statement are effective for financial statements for periods beginning after June 15, 2015, with earlier application encouraged. GASB Statement No. 72 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements are generally assumed to take place in the government’s principal or most advantageous market, taking into account the highest and best use for a nonfinancial asset, and assuming market participants would act in their economic best interest. The statement requires a government to use measurement techniques that are appropriate under the circumstances and for which sufficient data are available to measure fair value; consistent with a market, (replacement) cost, or income approach. It also establishes a hierarchy of inputs to be used in valuation techniques. -21- The statement establishes or clarifies the applicability of fair value measurement for certain assets and liabilities. Fair value is generally required for investments, defined as securities or other assets held primarily for the purpose of generating income, or which have a present service capacity based solely on their ability to generate cash. The statement requires measurement at acquisition value for donated capital assets, donated works of art, historical treasures, and capital assets received through a service concession arrangement. The statement also outlines the required financial statement disclosures about fair value measurements, valuation techniques, and the hierarchy of inputs used for valuation. CHANGES TO REQUIREMENTS FOR FEDERAL GRANTS In December 2013, the OMB issued Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Audits, which supersedes all or parts of eight OMB circulars; consolidating federal cost principles, administrative principles, and audit requirements in one document. The “Super Circular” includes a number of significant changes to the federal Single Audit process, including: an increase in dollar threshold for requiring a Single Audit from $500,000 to $750,000; changes to the thresholds and process used for determining major programs; reductions in the percentages of expenditures required to be covered by a Single Audit from 50 percent to 40 percent for high-risk auditees and from 25 percent to 20 percent for low-risk auditees; revised criteria for determining low-risk auditees; and an increase in the threshold for reporting questioned costs from $10,000 to $25,000. Auditees are required to implement the administrative requirements of the new “Super Circular” by December 26, 2014. The revised audit requirements will be effective for fiscal year 2015 city audits, with an optional one-year grace period for implementing the new procurement standards included in this guidance. -22- COSO INTERNAL CONTROL FRAMEWORK The clarified auditing standards applicable to governmental audits incorporate a definition of internal control that is based on the internal control integrated framework developed and issued in 1992 by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). In May 2013, COSO issued an updated framework which supersedes the original after December 15, 2014. The new COSO framework retains the basic definition of internal control and its five components established in its original framework, along with the fundamental requirements to consider these five components and to use judgment when assessing and evaluating the effectiveness of a system of internal controls. The new COSO framework enhances and clarifies a number of concepts from the original framework to make it easier to use and apply. One of the more significant enhancements was the establishment of 17 principles, associated with the 5 components of internal control, intended to assist users in understanding the requirements of effective internal control and designing effective systems of internal control. The 5 components of internal control and 17 underlying principles are as follows: Control Environment – 1. Organization demonstrates a commitment to integrity and ethical values. 2. Governing body is independent from management and exercises oversight control. 3. Management establishes structure, reporting lines, authority, and responsibilities. 4. Organization demonstrates a commitment to the competence of individuals involved with internal control. 5. Organization holds individuals accountable for internal control responsibilities. Risk Assessment – 6. Organization specifies clear objectives for the identification and assessment of risks. 7. Organization identifies and analyzes risk. 8. Organization assesses the potential for fraud risks. 9. Organization identifies and assesses significant changes that could impact internal control. Control Activities – 10. Organization selects and develops control activities to mitigate risks. 11. Organization selects and develops general IT controls. 12. Organization establishes and implements control policies and procedures. Information and Communication – 13. Organization uses relevant, quality information to support internal control. 14. Organization communicates internal control information internally. 15. Organization communicates internal control information externally. Monitoring – 16. Organization conducts ongoing and/or separate internal control evaluations. 17. Organization evaluates and communicates deficiencies to responsible parties for corrective action. COSO defines an effective system of internal control as one that reduces to an acceptable level the risk of failing to achieve an organizational objective in the areas of operations, compliance, or reporting. According to the new framework, an organization can achieve effective internal control by applying all of the principles listed above. To achieve this, each of these five components and the relevant principles must be present and functioning, and the five components must operate in an integrated manner. Local governments should be reviewing their internal control systems to assure these principles have been incorporated and implemented. CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA Special Purpose Audit Reports Year Ended December 31, 2014 THIS PAGE INTENTIONALLY LEFT BLANK Page Independent Auditor’s Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance With Government Auditing Standards 1–2 Independent Auditor’s Report on Minnesota Legal Compliance 3 Table of Contents CITY OF LAKEVILLE Year Ended December 31, 2014 DAKOTA COUNTY, MINNESOTA THIS PAGE INTENTIONALLY LEFT BLANK -1- INDEPENDENT AUDITOR’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the City Council and Management City of Lakeville, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2014, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated June 9, 2015. INTERNAL CONTROL OVER FINANCIAL REPORTING In planning and performing our audit of the financial statements, we considered the City’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the City’s financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. (continued) -2- COMPLIANCE AND OTHER MATTERS As part of obtaining reasonable assurance about whether the City’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. PURPOSE OF THIS REPORT The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control and compliance. Accordingly, this report is not suitable for any other purpose. Minneapolis, Minnesota June 9, 2015 -3- INDEPENDENT AUDITOR’S REPORT ON MINNESOTA LEGAL COMPLIANCE To the City Council and Management City of Lakeville, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America, and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2014, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated June 9, 2015. MINNESOTA LEGAL COMPLIANCE The Minnesota Legal Compliance Audit Guide for Political Subdivisions, promulgated by the Office of the State Auditor pursuant to Minnesota Statute § 6.65, contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing. Our audit considered all of the listed categories. In connection with our audit, nothing came to our attention that caused us to believe that the City failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Political Subdivisions. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City’s noncompliance with the above referenced provisions. PURPOSE OF THIS REPORT The purpose of this report is solely to describe the scope of our testing of compliance and the results of that testing, and not to provide an opinion on compliance. Accordingly, this report is not suitable for any other purpose. Minneapolis, Minnesota June 9, 2015 THIS PAGE INTENTIONALLY LEFT BLANK