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HomeMy WebLinkAboutItem 08July 18, 2016 Item No.________ ACKNOWLEDGE RECEIPT OF LAKEVILLE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2015 Proposed Action Staff recommends adoption of the following motion: Move to acknowledge receipt of City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2015. Overview The City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2015 is attached for City Council review and approval. The certified public accounting firm of Malloy, Montague, Karnowski, Radosevich & Co., P.A. (MMKR) has audited the financial report. In their opinion, the financial statements, as presented, represent the financial position of City of Lakeville as of December 31, 2015 and the results of operations for the year ended. Mr. William Lauer, Partner with MMKR, will present an overview at the July 18 Council meeting. Primary Issues to Consider • Financial condition of the City of Lakeville. An overview of the financial operations is provided in the Letter of Transmittal and Management’s Discussion and Analysis. • MMKR has submitted the attached Management Report regarding their observations during the course of the audit. Supporting Information • City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2015 • Management Report • Special Purpose Audit Reports – Internal Controls and Minnesota Legal Compliance Financial Impact: $ Budgeted: Y☐ N☐ Source: Related Documents: (CIP, ERP, etc.): Envision Lakeville Community Values: Good Value for Public Services Report Completed by: Jerilyn Erickson, Finance Director N/A N/A ANNNU COM UAL F MPRE FINA 2 EHE ANCIA 015 NSIV AL R Year C VE REPO Ended D City of L ORT Decembe Lakeville, r 31, 201 Minneso 15 ota COMPREHENSIVE ANNUAL FINANCIAL REPORT City of Minnesota For the Year Ended December 31, 2015 ISSUED BY THE FINANCE DEPARTMENT I N T R O D U C T O R Y S E C T I O N CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2015 TABLE OF CONTENTS Page INTRODUCTORY SECTION Table of Contents 1-3 Elected and Appointed Officials 4 Organizational Structure 5 Letter of Transmittal 6-14 Certificate of Achievement 15 FINANCIAL SECTION Independent Auditors' Report 16-18 Management's Discussion and Analysis 19-36 Basic Financial Statements Government-wide Financial Statements Statement of Net Position 37 Statement of Activities 38 Fund Financial Statements Balance Sheet - Governmental Funds 39-40 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Position 41 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 42-43 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 44 Statement of Net Position - Proprietary Funds 45 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds 46 Statement of Cash Flows - Proprietary Funds 47 Statement of Fiduciary Net Position - Agency Fund 48 Notes to Basic Financial Statements 49-92 Required Supplementary Information other than MD &A General Fund - Schedule of Revenues, Expenditures and Changes in Fund Balances - Budgetary Comparison 93-99 Notes to Required Supplementary Information 100 PERA - Public Employees General Employees Retirement Fund Schedule of City's Proportionate Share of Net Pension Liability 101 Schedule of Employer Contributions 101 PERA - Public Employees Police and Fire Fund Schedule of City's Proportionate Share of Net Pension Liability 102 Schedule of Employer Contributions 102 Lakeville Fire Relief Association Schedule of Changes in Net Pension Liability (Asset) and Related Ratios 103 Schedule of Employer Contributions 103 Other Post-Employment Benefits Plan - Schedule of Funding Progress 104 1 CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2015 TABLE OF CONTENTS (CONTINUED) Page FINANCIAL SECTION (continued) Combining and Individual Fund Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet 105 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 106 Combining Governmental Funds Special Revenue Funds (Nonmajor) Combining Balance Sheet 107 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 108 Debt Service Funds (Nonmajor) Combining Balance Sheet 109 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 110 Capital Projects Funds (Nonmajor) Combining Balance Sheet 111-112 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 113-114 Special Revenue Funds - Budgetary Comparison Schedules Communications 115 Economic Development 116 Downtown Special Service District 117 Agency Fund - Statement of Changes in Assets and Liabilities 118 Supplemental Information Schedule of Changes in Bonded Indebtedness 119 Schedule of Bonded Indebtedness and Annual Interest Payable 120-127 Combined Schedule of Bonded Indebtedness 128-129 STATISTICAL SECTION Financial Trends Net Position by Component - Government-wide 130-131 Changes in Net Position - Governmental Activities 132-133 Changes in Net Position - Business-type Activities 134-135 Changes in Net Position - Total Governmental and Business-type Activities 136-137 Fund Balances - Governmental Funds 138-139 Changes in Fund Balances - Governmental Funds 140-141 2 CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2015 TABLE OF CONTENTS (CONTINUED) Page STATISTICAL SECTION (continued) Revenue Capacity Tax Capacity Valuation and Assessor's Taxable Market Value of Taxable Property 142-143 Property Tax Rates - Direct and Overlapping Governments 144 Principal Property Taxpayers 145 Property Tax Levy and Collections 146 Debt Capacity Ratio of Outstanding Debt by Type 147 Ratio of Net Bonded Debt Outstanding 148 Direct and Overlapping Governmental Debt 149 Legal Debt Margin 150 Pledged Revenue Coverage 151 Demographic and Economic Information Demographic and Economic Statistics 152 Principal Employers 153 Commercial and Industrial Building Permits Issued 154 Operating Information Employees by Function/Program (Full-Time Equivalent)155 Operating Indicators by Function 156 Capital Assets Statistics by Function 157 3 This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA ELECTED AND APPOINTED OFFICIALS DECEMBER 31, 2015 ELECTED OFFICIALS Term of Office Expires MAYOR Matt Little December 31, 2016 COUNCIL MEMBERS:Doug Anderson December 31, 2016 Bart Davis December 31, 2018 Colleen Ratzlaff LaBeau December 31, 2018 Kerrin Swecker December 31, 2016 APPOINTED OFFICIALS City Administrator Justin Miller Finance Director/Treasurer Jerilyn Erickson City Clerk Charlene Friedges 4 CI T Y O F L A K E V I L L E , M I N N E S O T A Or g a n i z a t i o n a l S t r u c t u r e De c e m b e r 3 1 , 2 0 1 5 5 June The H 2019 Lakev Hono The provi the y Minn This mana mana inform repre prote inform Becau intern that t we as in all The C Karn The i audit finan the ch Mana audit finan conju 30, 2016 Honorable M 5 Holyoke A ville, Minne orable Mayo Comprehens iding you, th year ended nesota Statut report wa agement’s r agement ass mation pres sentations, m ct the City’ mation for t use the cos nal controls h the financial ssert that to material res City of Lak owski, Rado independent ors have gi ncial stateme hanges in fin agement’s d or’s report a ncial stateme unction with 201 Mayor and C Avenue esota 55044 r, Members sive Annual he reader, wi December 3 tes and Gene as prepared representatio sumes full sented in thi managemen ’s assets fro the preparati st of interna have been d l statements the best of o spects. keville’s fina osevich & C auditors rep iven this re nts fairly pr nancial posit discussion an and provides nts. MD&A it. 195 Holyoke Av 952-985-440 www.l ouncil Mem of the City C l Financial ith a thoroug 31, 2015. erally Accep d by the C ons concern responsibilit is report. T t of the Cit om loss, the ion of these al controls esigned to p will be free our knowled ancial statem Co., P.A., a p port is inclu eport an un esent the Cit tion for the y nd analysis s a narrative A complemen venue, Lakevill 00  952-985-4 lakevillemn.go mbers Council and Report is h gh overview The Report ted Account City’s Fina ning the fin ty for the o provide a ty has estab eft or misus financial st should not provide reaso e from mate dge and belie ments have b professional uded in the F nmodified (“ ty’s financia year then end (MD&A) im introduction nts this lette le, MN 55044 4499 fax ov Citizens of hereby prese of the financ t was prepa ting Principl ance Depar nances of t completenes a reasonable blished inter se and to pr tatements in outweigh th onable rather erial misstate ef this report been audite firm of cert Financial Se “clean”) op al position at ded. mmediately n, overview, er of transmi the City of L ented for th cial affairs o ared in acco les (GAAP). rtment and the City. C ss and relia e basis for m rnal controls rovide suffi conformity heir benefit r than absolu ements. As t is complete d by Malloy tified public ection of this inion, mean t December follows the and analysi ttal and shou Lakeville he purpose o of the City fo ordance wit consists o Consequently ability of a making thes s designed t cient reliabl with GAAP ts, the City ute assurance managemen e and reliabl y, Montague c accountant s report. Th ning that th 31, 2015 an e independen is of the basi uld be read i of or th of y, all se to le P. ’s e, nt, le e, ts. he he nd nt ic in 6 Profile of Government The City of Lakeville is a suburban community located 20 miles south of downtown Minneapolis in the southeast corner of the Twin Cities metropolitan area within Dakota County. Lakeville continues to be one of the fastest growing cities in Minnesota with a population that has grown from 43,128 in 2000 to 59,991 in 2015. The City of Lakeville operates under the Mayor-Council form of organization. The governing City Council consists of the Mayor and four other Council members. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the various committees and commissions and hiring the City Administrator, heads of various departments and City employees. The City Administrator is responsible for carrying out the policies, directions and ordinances of the City Council and for overseeing the day-to-day operations of the City. The City Council is elected on a non-partisan at-large basis. The Mayor is elected to serve a two-year term, while Council members serve four-year staggered terms, with two Council Members elected every two years. The City provides its residents and businesses with a full range of municipal services consisting of public safety (police and fire), public works, parks and recreation, and general government administration. The City also operates two enterprises: utilities (public water, sanitary sewer, street lights and environmental resources) and off-sale liquor stores. Sewage treatment and disposal is operated on a regional basis by the Metropolitan Council Environmental Services (MCES) and refuse collection and disposal are handled on a private basis through contractual arrangements by City residents with private haulers. Further information regarding city services can be obtained from the City’s website at www.lakevillemn.gov The City is financially accountable for the Housing and Redevelopment Authority (HRA), which is included in the City’s financial statement. Additional information on the HRA can be found in Note 1A. – Summary of Significant Accounting Policies of the Notes to Basic Financial Statements. The annual budget serves as the foundation for the City of Lakeville’s financial planning and control. The budgetary process is outlined in the notes within the required supplementary information section of this report. The City applies budgetary controls to ensure compliance with legal provisions of the laws of Minnesota. Budgets are adopted on a basis consistent with GAAP. Annual appropriated budgets are adopted for the general fund and special revenue funds. The general fund budgetary comparison schedules are presented within the required supplementary information section and the special revenue funds budgetary comparison schedules are presented in the nonmajor governmental funds subsection of this report. 7 Factors Affecting Financial Condition The City of Lakeville is committed to maintaining a strong financial condition, while continuing to provide quality public services to its residents and businesses. The City’s financial position, as reflected in the financial statements presented in this report, is perhaps best understood when it is considered from the broader perspective of the environment within which the City operates. Local Economy Our community has persevered through the economic struggles of the past six years. The City responded in 2008 and 2009 to the economic challenges by downsizing its operations and reducing personnel. The City has grown by an estimated 4,200 new residents or approximately 7.6% since 2009, while the number of City employees has increased by 4.1%. According to the Bureau of Labor Statistics, Lakeville’s unemployment rate is favorable compared to the State and National rates. 0.0% 2.0% 4.0% 6.0% 8.0% 10.0% 12.0% 2008 2009 2010 2011 2012 2013 2014 2015 Unemployment Rate United States Minnesota Lakeville Source: www.positivelyminnesota.com The trend for building permit activity for single family homes and newly-platted lots or applications from developers for new residential lots is on the rise with building permits for single family homes increasing from 319 in 2014 to 366 in 2015. The 2016 budget is premised on an assumed steady growth of new single family homes in the coming year. 8 Acco 5.1% is ex becom curre Majo As th of pr comm inclu press prepa PE R M I T S ording to the % as of March xpected to c mes more fa nt low inflat or Initiativ he City emer ressures and munity. Th ded legislat ures, emerg aring for the 0 100 200 300 400 500 2008 PE R M I T S e Dakota Cou h 2015 (for t continue as avorable. T tion and inte ves rges from the d issues conf he themes i tive changes ging trends, future. 2009 Actual Residen Estimated Resi Actual Single F Estimated Sing unty Assess taxes payabl the numbe The improvin erest rate env e Great Rece fronting the identified an s, resumptio , innovation 2010 201 RESIDEN ntial Units dential Units Family gle Family or’s office, t le 2016). T er of forecl ng housing vironment. ession and p City that e nd addresse on of growt n and effici 11 2012 YEAR NTIAL PERM the median The trend of osures and market is al post-recessio emerged as ed within th th, aging in iencies, ent 2013 2 MITS To value home improving m regional un lso strengthe on era, there themes whi he 2015 ado nfrastructure trepreneurial 2014 2015 otal Residenti increased b market value nemploymen ened with th are a numbe ich affect th opted budge , inflationar l efforts an 5 2016 ial Units by es nt he er he et ry nd 9 Legislative Changes. Recent Legislative changes regarding (limited) sales tax exemption, police pension financing and property tax levy limits as well as Federal Environmental Protection Agency storm water regulations and sequestering are having or will have financial implications for our City. Resumption of Growth. New residential housing construction is at pre-recession levels due in large part to improving economic conditions. The resumption of growth will result in increased demands for infrastructure enhancements as well as service delivery such as inspections, code enforcement, police, fire, streets and parks. Addressing Aging Infrastructure. Our City has more than $300 million of investment in infrastructure such as roads, water mains, parks, trails, facilities, equipment and other assets. The assets have maintenance, and in certain situations, replacement requirements. The 2015 budget addressed the short-term plan while the Capital Improvement Plan addressed the anticipated intermediate and long term needs. The most significant 2015 projects included:  Accelerated pavement management program to improve city-wide pavement management index o 2015 Street Reconstruction – Phase I o Kensington Boulevard o Hamburg Avenue o CSAH 50/60 (185th Street) Roundabout and Expansion o Ipava Avenue Traffic Signals at 175th and 165th Streets o Fire Station and City Hall parking lot reclamations  Facility improvements at City Hall and the Lakeville Area Arts Center Inflationary Pressures. As the economy improves there will be upward pressure on commodities, services and personnel costs. Although inflation is still relatively benign compared to the decade preceding the recession, the budget anticipated modest price increases in the near term. Emerging Trends. There are trends emerging within our community which are influenced at least in part by external factors such as technology-related crimes and the emerald ash borer insects. Currently, there is a defined need for our community to react to or be prepared to react to the issues; however, there is little or no financial assistance available from State or federal agencies to react to the trends. Innovation and Efficiencies. Lakeville has a long-standing history of being fiscally conservative and prudent. In spite of the fact that the City of Lakeville receives no state aid for property tax relief, per capita current expenditures for operations are still amongst the lowest in the twin cities according to the Minnesota State Auditor’s Office. The adopted budget included several initiatives which continued the focus on a commitment to cost effectiveness and efficiencies. Effective application of technology is a major factor in optimizing organizational efficiencies. 10 Entre econo new l Prepa pro-b a visi Long There term land comm 2008 A Ca infras policy imple millio to ach epreneurial omic develo liquor store t aring for th business attit ion for future g-term Fin e is an interr financial pl use and pub munity. The . apital Improv structure, de y makers ementation a on in transp hieve progra Tran $7 Efforts. C opments. Pr to improve r he Future. A tude, Lakevi e and a comm nancial Pla relationship an. A comp blic infrastru e City of La vement Plan evelopment o and the c and adminis ortation, util am objective nsportation 6,328,857  58% Equ $13, 1 Continued m roperty was revenues and As a Commu lle is “Positi mitment to p anning between a c rehensive pl ucture decisi akeville com n (CIP) is a objectives an community tration of im lity, equipm es. ipment ,818,464  10% 2016 ‐2 $13 marketing in acquired in d sales oppor unity that em ioned to Thr preparing for community’s lan provides ions to prov mpleted an u flexible, fiv nd allocation with a str mprovement ment, facilitie Faciliti $2,798,8 2% 2020 PRO 32,559,8 nitiatives ar n southweste rtunities. mbraces a h rive.” It is an r it. s physical d s the guidan vide manage update of its ve-year plan n of financi rategic (doc projects. T es and parks $1es 817  OJECTS 815 re proposed ern Lakeville high quality n objective t development nce for curre ed growth th s Comprehen that identifi ial resources cumented) The City wil s over the ne Parks 1,049,538  8% d to promot e for a futur of life and that embrace and its long ent and futur hroughout th nsive Plan i fies the City s. It provide approach t ll invest $13 ext five year Utility $28,564,139  22% te re a es g- re he in ’s es to 33 rs 11 As of debt Augu Stree millio recon Rele The C affair budg  O re b an d an al pr or B su $ $ $ IN D E B T E D N E S S f December outstanding ust 2014 to t Reconstru on general nstruction pr evant Fina City has a n rs. The prim et amendme Operating B espect to bal alance over nd expendit efined as re nd other use llowed to be rovide for a rderly replac Balanced bu ufficient rev $- $20,000,000 $40,000,000 $60,000,000 $80,000,000 $100,000,000 $120,000,000 $140,000,000 IN D E B T E D N E S S 31, 2015, th g including refinance th uction Bonds obligation i rojects. ancial Polic number of p mary policie ent process, r udgets. Th lanced opera a longer-term tures may n venues and s. Other sou e budgeted f adequate ma cement. dgets for th venues to sup 93 , 3 7 4 , 7 5 2 COM he City of L $12.660 mi he G.O. Cap s series 200 improvemen cies policies whi es include, b revenue, deb he City’s op ating budgets m period, w not be equal other sourc urces can inc for use per t aintenance o he proprieta pport the ope 90 , 1 1 2 , 0 2 7 A LAKEVILLE MPARISON W Lakeville had illion of (cr pital Improve 05 A. The nt bonds in ich are utiliz but are not bt, investmen perating bud s, with an ov while recogni l. A balanc es equal to clude that po the City’s fu of capital fa ary enterpri erations of th 87 , 2 9 5 , 0 0 0 22 . 5 M AS OF DECEM BOND IND WITH DEBT d approxima ross-over) r ement Bond City will i the coming zed in the m limited to, nt and fund b dget policy verriding go izing that in ced budget or exceedin ortion of Gen und balance acilities and ise funds ar hose funds, 85 , 9 9 5 , 0 0 0 88 , 0 0 5 , 0 0 0 22 . 5 M 2 5. 4M BER 31 EBTEDNESS T/HOUSEHO Indebte Crossov Debt pe ately $109.9 refunding de ds series 200 issue approx g years to f management operating b balance. sets forth g oal of achiev certain perio for the Gen ng operating neral Fund b policy. Th equipment re defined without sub 88 , 0 0 5 , 0 0 0 97 , 2 9 5 , 0 0 0 25 . 4 M 12.7M S OLDS edness ver Refunding In er Household 55 million o ebt issued i 07 D and th ximately $6 finance stree t of its fisca udget policy guidance wit ving structura ods, revenue neral Fund expenditure balance that he budget wi and for the as providin sidy from th $0 $2,000 $4,000 $6,000 $8,000ndebtedness of in he 63 et al y, th al es is es is ill eir ng he 12 General Fund or property taxes. Charges from the Proprietary Internal Service Funds shall be sufficient to support such activities, with no trend of operating deficits. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the department level for the General Fund and total expenditures level for Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for individual line items. Budgeted expenditure appropriations lapse at year-end. Supplementary appropriations can be carried forward to the following year if approved by the City Council.  Revenue Policies. The City will project its annual revenues by a conservative objective and thorough analytical process. The City will endeavor to maintain a diversified and stable revenue system to shelter it from annual fluctuations in any one revenue source. All existing and potential revenue sources will be reexamined annually. New sources of non-property-tax revenue should be actively explored at all times. Where appropriate and not contrary to accepted public policy or statutes, emphasis will be directed toward full cost recovery through user fees. User fees and cost allocation formulas will be updated periodically (annually, if needed). Ongoing, the City will review the full cost of activities supported by user fees to identify the impact of inflation and other factors. The fees along with the resulting net property tax costs will be reviewed with the City Council during the budget process. Sensitivity to market rates will also be considered in setting fees. Intergovernmental grant requests are subject to fiscal review before the application is submitted. This review is to ensure that the grants do not create an obligation for unfunded expenditures by the City relating to the grant’s purpose and to provide an overall budgetary review of grant proposals.  Debt. The City’s debt policy provides guidance to ensure that long-term debt is utilized appropriately and in a fiscally prudent manner. Limiting long-term borrowing to capital improvements or other long-term projects which cannot, and appropriately should not, be financed from current revenues. Final maturity of bonds and notes should not exceed the expected useful life of the underlying project for which it is being issued. Where possible, the City will endeavor to pledge special assessments, State-aid or other non-tax revenues to debt service payments.  Investments. The City’s policy is to invest all available monies at competitive interest rates, coordinated with projections of the City’s operating and program cash flow needs. Interest earnings will be distributed to the funds based on the average cash balances. Investments will take into consideration safety, liquidity and yield as well as complying with State regulations.  Fund Balance. Fund balance or net position are terms used to define the difference between a fund’s assets, deferred outflows of financial resources, liabilities and deferred inflows of financial resources. Fund balance is used in governmental fund types and net position is used in proprietary fund types and also the government-wide financial statements. 13 The G Certi Lakev ended Lakev In or publi repor both A Ce of on to co we ar The p effici like recog Lang We w comm Resp Justin City A Government ficate of A ville, Minne d December ville has rec der to be aw ish an easily rt, and the co generally ac ertificate of A ne year only. nform to the re submitting preparation o ient and ded to express gnition to A g and Tom N would also l mitment and ectfully subm n Miller Administrato Aw t Finance Of Achievement esota, for its r 31, 2014. T eived this pr warded a Cer y readable ontents must ccepted acco Achievemen We believe e Certificate g it to the GF of this report dicated servic our apprec Assistant Fin Nesseth. like to expre progressive mitted, or wards and fficers Asso t for Excel s comprehen This is the t restigious aw rtificate of A and efficien t conform to unting princ nt for Excell our current e of Achieve FOA to dete t could not h ces of the en ciation to a ance Direct ess our sinc e leadership i Acknowle ociation (GF llence in F nsive annua twenty-seven ward. Achievemen ntly organiz the program ciples and ap lence in Fina comprehens ement for Ex ermine its eli have been ac ntire staff of all member or Julie We ere gratitud in the financ J F edgements OA) of the inancial Re al financial r nth consecut nt for Excelle zed compreh m standards. pplicable leg ancial Repor sive annual f xcellence pr igibility for a ccomplished f the Finance s of the d erner and Se de to the Cit cial affairs of Jerilyn Erick Finance Dire s United Stat eporting to report for th tive year tha ence, a gove hensive ann Such report gal requireme rting is valid financial rep rogram requi another certi d without the e Departmen department, enior Accou ty Council f f our commu kson ector/Treasu tes awarded the City o he fiscal yea at the City o ernment mu nual financia s must satisf ents. d for a perio port continue irements, an ificate. professiona nt. We woul with specia untants Davi for its sincer unity. urer a of ar of st al fy od es nd al, ld al id re 14 15 F I N A N C I A L S E C T I O N 16 INDEPENDENT AUDITOR’S REPORT To the City Council and Management City of Lakeville, Minnesota REPORT ON THE FINANCIAL STATEMENTS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. MANAGEMENT’S RESPONSIBILITY FOR THE FINANCIAL STATEMENTS Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. AUDITOR’S RESPONSIBILITY Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. (continued) 17 OPINIONS In our opinion, the financial statements referred to on the previous page present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of December 31, 2015, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended, in accordance with accounting principles generally accepted in the United States of America. EMPHASIS OF MATTER As described in Note 1 of the notes to basic financial statements, the City has implemented Governmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27, and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date—an amendment of GASB Statement No. 68, during the year ended December 31, 2015. Our opinion is not modified with respect to this matter. OTHER MATTERS Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management’s Discussion and Analysis and the required supplementary information (RSI), as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the GASB, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the RSI in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, combining and individual fund statements and schedules, supplemental information, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not required parts of the basic financial statements. The combining and individual fund statements and schedules and supplemental information are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund statements and schedules and supplemental information are fairly stated, in all material respects, in relation to the basic financial statements as a whole. (continued) 18 The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. OTHER REPORTING REQUIRED BY GOVERNMENT AUDITING STANDARDS In accordance with Government Auditing Standards, we have also issued our report dated June 30, 2016 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Minneapolis, Minnesota June 30, 2016 THIS PAGE INTENTIONALLY LEFT BLANK CITY OF LAKEVILLE, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS As management of the City of Lakeville, (the City), we offer readers of the City’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2015. The discussion and analysis is intended to be considered in conjunction with the additional information that we have furnished in our letter of transmittal, located earlier in this report, and the City’s financial statements contained within this report. Financial Highlights  The assets and deferred outflows of resources of the City exceeded liabilities and deferred inflows of resources by $295,832,970 (net position) at the close of the most recent fiscal year. Of this amount, $3,491,242 (unrestricted net position) may be used to meet the government’s ongoing obligations to citizens and creditors.  The City’s total net position increased by $23,100,528 in 2015, excluding the effect of a change in accounting principle discussed below.  The City recorded a change in accounting principle related to the implementation of new accounting standards for reporting employee participation in defined benefit pension plans. The change resulted in reductions to the beginning net position of the governmental activities ($8,032,670) and business-type activities ($1,873,397) on the City’s government-wide financial statements. Please note the amounts included in the Management’s Discussion and Analysis for 2014 have not been restated.  The City’s governmental funds reported combined ending fund balances of $62,479,726. Of this total amount, $26,372,686 or 42.2% is unrestricted and available for use within the City’s constraints and policies.  As of the end of the current fiscal year, the City’s unrestricted fund balance for the General Fund was $11,927,644 or 51.3% of total General Fund expenditures of $23,267,893. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other required supplementary information in addition to the basic financial statements themselves. 19 Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The government-wide financial statements include not only the City itself (known as the primary government), but also a legally separate housing and redevelopment authority (HRA) for which the City is considered to be financially accountable or for which the nature and significance of their relationship with the City is such that the exclusion would cause the City’s financial statements to be misleading or incomplete. Financial information for this component unit is blended within the financial information presented for the primary government itself. The Statement of Net Position presents information on all of the City’s assets, deferred outflows of resources, liabilities and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Net Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, and parks and recreation. The business-type activities of the City include the enterprise activities of the liquor operation and utility operation. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financing requirements. 20 Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government- wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains 23 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General Fund, general obligation (debt service) fund, G.O. improvement (debt service) fund, building (capital projects) fund, water (capital projects) fund, and the improvement construction (capital projects) fund, all of which are considered to be major funds. Data from the other governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements following the required supplementary information. The City adopts annual appropriated budgets for its General Fund and special revenue funds. A budgetary comparison schedule has been provided as required supplementary information for the General Fund to demonstrate compliance with this budget. Special revenue funds budgetary comparison schedules can be found in the nonmajor governmental funds subsection of the report after the capital projects funds. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The internal service fund is an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses enterprise funds to account for its off-sale liquor and utility (water, sanitary sewer, street light, and environmental resources) operations. The City uses internal service fund to account for its risk management insurance liability program. These services benefit the governmental and business-type functions; therefore, they have been included within governmental and business-type activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for each of the enterprise funds, all of which are considered to be major funds of the City. The internal service fund is presented in a single aggregated presentation in the proprietary fund financial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government- wide financial statement because the resources of those funds are not available to support 21 the City’s own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to basic financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. This section includes a budgetary comparison schedule and related notes for the General Fund, a schedule of funding progress for the other post-employment benefits plan of the City and schedules related to the City’s participation in defined benefit pension plans administered by the Minnesota Public Employees Retirement Association (PERA) and the Lakeville Fire Relief Association. The combining statements referred to earlier in connection with nonmajor governmental funds are presented immediately following the required supplementary information. 22 Government-wide Financial Analysis An analysis of the City’s financial position begins with a review of the Statement of Net Position and the Statement of Activities. These two statements report the City’s net position and changes in net position. It should be noted that the financial position can also be affected by non-financial factors, including economic conditions, population growth, and new regulations. As noted earlier, net position may serve over time as a useful indicator of the City’s financial position. As presented in the following condensed version of the Statement of Net Position, the City’s assets and deferred outflows or resources exceeded liabilities and deferred inflows of resources by $295,832,970 at December 31, 2015. By far the largest portion or 87.3% of net position is reflected in its net investment in capital assets (e.g. land, buildings and improvements, machinery and equipment, infrastructure, and construction in process) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s net investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 2015 2014 2015 2014 2015 2014 Current and other assets 85,533,306$ 87,030,427$ 12,990,319$ 14,097,040$ 98,523,625$ 101,127,467$ Capital assets 219,832,705 200,577,423 119,200,767 112,623,635 339,033,472 313,201,058 Total assets 305,366,011$ 287,607,850$ 132,191,086$ 126,720,675$ 437,557,097$ 414,328,525$ Deferred outflows of resources 2,986,645$ -$ 277,882$ -$ 3,264,527$ -$ Current and other liabilities 7,796,827$ 7,627,977$ 1,932,051$ 2,106,658$ 9,728,878$ 9,734,635$ Long-term liabilities 128,013,853 118,518,885 5,294,929 3,436,496 133,308,782 121,955,381 Total liabilities 135,810,680$ 126,146,862$ 7,226,980$ 5,543,154$ 143,037,660$ 131,690,016$ Deferred inflows of resources 1,742,062$ -$ 208,932$ -$ 1,950,994$ -$ Net position: Net investment in capital assets 141,868,136 135,673,737 116,288,771 109,535,106 258,156,907 245,208,843 Restricted 33,860,946 19,913,014 323,875 324,125 34,184,821 20,237,139 Unrestricted (4,929,168) 5,874,237 8,420,410 11,318,290 3,491,242 17,192,527 Total net position 170,799,914$ 161,460,988$ 125,033,056$ 121,177,521$ 295,832,970$ 282,638,509$ Governmental Activities Business-type Activities Total The City’s total restricted net position of $34,184,821 comprises 11.6% of total net position at the close of the fiscal year ending December 31, 2015. These assets are subject to external restrictions on how they may be used. The 2015 remaining balance of $3,491,242 (1.1% of total net position), in unrestricted net position may be used to meet the government’s ongoing obligations to citizens and creditors. The change in accounting principle mentioned earlier reduced unrestricted net position by $9,906,067. This change in accounting principle for pensions significantly increased deferred outflows of resources, long-term liabilities, and deferred inflows of resources as presented in the table above. Certain balances within unrestricted net 23 resources as presented in the table above. Certain balances within unrestricted net position have internally imposed commitments or limitations, which may further limit the purpose for which such net position may be used. Change in net position. The City’s 2015 total net position during the current fiscal year increased by $23,100,528 as shown in the following table. This increase is primarily attributed to economic conditions and increase in community growth. The decrease in unrestricted net position was primarily due to the change in accounting principle previously discussed. Additional details that account for the change in net position are provided in the following analysis of the governmental and business-type activities. 2015 2014 2015 2014 2015 2014 Revenues Program revenues Charges for services 16,666,552$ 11,969,777$ 12,505,583$ 13,101,060$ 29,172,135$ 25,070,837$ Operating grants and contributions 5,319,366 4,562,781 89,516 115,943 5,408,882 4,678,724 Capital grants and contributions 13,783,752 10,090,946 6,009,075 4,252,192 19,792,827 14,343,138 General revenues Property taxes 25,338,778 24,465,333 - - 25,338,778 24,465,333 Investment income 368,232 552,444 52,461 150,310 420,693 702,754 Total revenues 61,476,680 51,641,281 18,656,635 17,619,505 80,133,315 69,260,786 Expenses General government 5,893,261 6,051,985 - - 5,893,261 6,051,985 Public safety 12,236,411 11,821,713 - - 12,236,411 11,821,713 Public works 15,365,976 14,766,116 - - 15,365,976 14,766,116 Parks and recreation 5,762,890 5,197,912 - - 5,762,890 5,197,912 Interest on long-term debt 3,296,665 3,665,421 - - 3,296,665 3,665,421 Liquor - - 2,530,806 2,498,103 2,530,806 2,498,103 Utility - - 11,946,778 11,462,552 11,946,778 11,462,552 Total expenses 42,555,203 41,503,147 14,477,584 13,960,655 57,032,787 55,463,802 Change in net position before transfers 18,921,477 10,138,134 4,179,051 3,658,850 23,100,528 13,796,984 Transfers (1,549,881) 1,565,481 1,549,881 (1,565,481) - - Change in net position 17,371,596 11,703,615 5,728,932 2,093,369 23,100,528 13,796,984 Net position - beginning 161,460,988 149,757,373 121,177,521 119,084,152 282,638,509 268,841,525 Change in accounting principle (8,032,670) - (1,873,397) - (9,906,067) - Net position - beginning, as restated 153,428,318 149,757,373 119,304,124 119,084,152 272,732,442 268,841,525 Net position - ending 170,799,914$ 161,460,988$ 125,033,056$ 121,177,521$ 295,832,970$ 282,638,509$ Governmental Activities Business-type Activities Total Governmental activities. Governmental activities change in net position before transfers were an increase of $18,921,477. As previously discussed, this increase is primarily due to community growth. The governmental revenue increase in charges for services are directly related to the increase in development activity. 24 Revenues – The City’s 2015 total revenues for governmental activities increased by $9,835,399. Charges for services increased a total of $4,696,775 primarily due to continued growth in the community as evidenced by an increase in building permit fees, connection and area charges, and park dedication fees. A summary of the various increases is shown as follows: Increase / Charges for services 2015 2014 (Decrease) Licenses and building permit fees 3,325,293 $ 2,836,555 $ 488,738$ Connection and area charges 5,963,852 3,723,587 2,240,265 Engineering fees - reconstruction projects 1,892,052 1,147,996 744,056 Park dedication fees 2,516,661 1,642,309 874,352 Other 2,968,694 2,619,330 349,364 Total charges for services 16,666,552$ 11,969,777$ 4,696,775$ Operating grants and contributions experienced an overall increase of $756,585. The increase is composed of county grant provided for joint road improvement projects. A summary of the various operating grants and contributions is shown as follows: Increase / Operating grants and contributions 2015 2014 (Decrease) County grant for joint road improvements 1,626,442$ 415,843$ 1,210,599$ Other grants, contributions and donations 1,605,051 2,343,083 (738,032) State-aid for street revenue bonds 1,181,379 899,325 282,054 Federal street reconstruction bonds payment 841,401 837,342 4,059 State-aid for street maintenance 65,093 67,188 (2,095) Total operating grants and contributions 5,319,366$ 4,562,781$ 756,585$ 25 Capital grants and contributions increased by $3,692,806. Special assessments increased by $3,969,546 primarily due to a major street reconstruction project that was levied against the benefiting property owners in 2015. Contributed infrastructure from private land developers increased by $2,544,724; the infrastructure consists of street, storm sewer, and park and trail capital assets. In the prior year the City received a payment on the interest rate reduction loan from Southfork Apartments, the proceeds of which are limited and subject to the authority of the HRA. The Downtown parking lot replacement project was substantially completed in 2014. It was primarily funded by Dakota County CDA grant funds. The summary of capital grants and contributions is shown as follows: Increase / Capital grants and contributions 2015 2014 (Decrease) Special assessments 6,755,060 $ 2,785,514$ 3,969,546$ Contributed infrastructure from developers 6,583,010 4,038,286 2,544,724 Southfork interest reduction loan repayment - 2,230,000 (2,230,000) Other grants and contributions 442,384 572,524 (130,140) Downtown parking lot county grant 3,298 464,622 (461,324) Total capital grants and contributions 13,783,752$ 10,090,946$ 3,692,806$ Property tax revenue increased $873,445 or 3.6% primarily due to an increase in the overall tax levy and an increase in the collection of the current year’s levy. Investment income earnings decreased by $184,212. The decrease is the result of changes in investment asset values which are inversely related to the changes in market rates. The decrease is consistent with prevailing market conditions. Increase / General revenues 2015 2014 (Decrease) Property taxes 25,338,778$ 24,465,333$ 873,445$ Investment income 368,232 552,444 (184,212) Total general revenues 25,707,010$ 25,017,777$ 689,233$ 26 A summary of 2015 revenues by source for governmental activities is shown as follows: Property Taxes  $25,338,778  (41.2) Charges for Services $16,666,552 (27.1%) Grants and  Contributions ‐ Restricted $19,103,118 (31.1%) Investment  Earnings  $368,232 (0.6%) Revenue by Source ‐Governmental Activities Total  Revenues $61,476,680 Expenses – The City’s 2015 total governmental activities expenses (before depreciation on capital assets and interest on long-term debt) increased by $1,026,682 or 3.6%. Total governmental activities expenses increased by $1,052,056 or 2.5%, shown as follows: Increase / Governmental activities expenses 2015 2014 (Decrease) General government 5,626,411$ 5,793,424$ (167,013)$ Public safety 11,118,338 10,734,927 383,411 Public works 8,635,019 8,277,831 357,188 Parks and recreation 3,955,702 3,502,606 453,096 Total before depreciation and interest 29,335,470 28,308,788 1,026,682 Depreciation on capital assets 9,923,068 9,528,938 394,130 Interest on long-term debt 3,296,665 3,665,421 (368,756) Total governmental activities expenses 42,555,203$ 41,503,147$ 1,052,056$ Following are explanations of various increases and (decreases) in expenses by governmental function as shown above. 27 General government expenses decreased by $167,013 or 2.9%; which is primarily attributed to the elections in 2014 and the prior year payment of excess tax increment related to a decertified tax increment financing district. Public safety expenses increased by $383,411 or 3.6%; primarily due to the addition of a DUI and anti-theft grant funded programs and the change in accounting principle for the defined benefit pension plan. Public works expenses increased by $357,188 or 4.3%; primarily due to the addition of the City’s operation and maintenance division that began in 2014 to bring inspections of the street reconstruction projects in-house. The street department expenses in 2015 decreased due to less snow events at year end and associated decrease in overtime, motor fuels and road de-icing chemicals. Parks and recreation expenses increased $453,096 or 12.9%; in part due to an increase in major maintenance projects. Depreciation on capital assets increased by $394,130 which is primarily due to an increase in contributed infrastructure from development. Interest on long-term debt decreased by $368,756 or 10.1%; which is primarily due to a new debt issuance and payment of crossover refunded debt. A summary of 2015 expenses by function for governmental activities is shown as follows: Public Safety $11,118,338 (26.2%) Depreciation $9,923,068 (23.3%) Public Works $8,635,019 (20.3%) General Government $5,626,411 (13.2%) Interest on Debt $3,296,665 (7.7%)Parks and Recreation $3,955,702 (9.3%) Expenses by Function - Governmental Activities Total Expenses $42,555,203 28 Business-type activities. Business-type activities increased the City’s 2015 total net position by $3,855,535. Key elements of the increase in net position along with a comparison of revenues, expenses, and changes in net position during fiscal years 2015 and 2014 are shown as follows: Increase / 2015 2014 (Decrease) Revenues Charges for services Liquo r 3,289,120$ 3,804,942$ (515,822)$ Utilit y 9,216,463 9,296,118 (79,655) Operating grants and contributions Liquo r 3,762 3,762 - Utilit y 85,754 112,181 (26,427) Capital contributions Utilit y 6,009,075 4,252,192 1,756,883 Investment earnings 52,461 150,310 (97,849) Total revenues 18,656,635 17,619,505 1,037,130 Expenses Liquo r 2,530,806 2,498,103 32,703 Utility 11,946,778 11,462,552 484,226 Total expenses 14,477,584 13,960,655 516,929 Change in net position before transfers 4,179,051 3,658,850 520,201 Transfers 1,549,881 (1,565,481) 3,115,362 Change in net position 5,728,932 2,093,369 3,635,563 Net position - beginning 121,177,521 119,084,152 2,093,369 Change in accounting principle (1,873,397) - (1,873,397) Net position - beginning, as restated 119,304,124 119,084,152 219,972 Net position - ending 125,033,056$ 121,177,521$ 3,855,535$ The City’s 2015 business-type total revenues increased by $1,037,130 or 5.9%; the various revenue components are discussed in detail in the following paragraphs. ○ The liquor fund 2015 charges for services (sales less cost of goods sold) decreased due to sales volume. The 2015 cost of goods sold as a percentage of sales were 75.8%, compared to 74.4% in 2014. ○ The overall utility revenue charges for services decreased by $79,655. This overall decrease is represented by a water revenue decrease of $14,595, sanitary sewer revenue decrease of $111,586, street light revenue increase of $22,451 and environmental resources revenue increase of $24,075. The water and sanitary sewer decreases are due to customer consumption as a result of changes in weather patterns despite rate increases and an increase in customers as a result of community growth. The street light and environmental resources increases are due to increase in customers. 29 ○ The utility fund experienced a total increase of $1,756,883 in capital contributions. Majority of the increase is derived from water and sanitary sewer contributed from developer improvement projects. City improvement project infrastructure assets of $3,454,797 were contributed to the utility fund which is within the net transfer amount of $1,549,881 on the Statement of Activities. The total amount of contributed infrastructure assets received by the utility fund varies yearly. ○ Investment earnings decreased $97,849. The decrease is the result of changes in investment asset values which are inversely related to the changes in market rates. The decrease is consistent with prevailing market conditions. The City’s 2015 business-type total expenses increased by $516,929 or 3.7% as follows: Liquor Utility Business-type activities expenses Fund Fund Total Personnel services (9,614)$ 159,269$ 149,655 $ Commodities 2,494 (28,238) (25,744) Other charges and services 41,335 223,048 264,383 Sanitary sewage treatment and disposal - (44,496) (44,496) Depreciation on capital assets 7,019 174,643 181,662 Interest, fiscal charges, bond premium (net)(8,531) - (8,531) Total increase/(decrease)32,703$ 484,226$ 516,929$ Increase/(Decrease) From 2014 o The liquor fund other charges and services increase of $41,335 is primarily the result of the advanced replacement of the point-of-sale system in order to be in compliance with PCI standards. o The utility fund other charges and services increase is attributed to several major maintenance projects compared to the previous year on the street light replacement program. Financial Analysis of the City’s Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Some funds are required statutorily while others are established internally to assist management in accounting for certain activities. Governmental funds. The focus of the City’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, 30 unrestricted fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $62,479,726. Of this amount, $26,372,686 or 42.2% of this combined ending fund balance constitutes unrestricted fund balance that is available for spending at the government’s discretion. Nonspendable fund balances of $447,284 are amounts that are not in a spendable form, such as prepaid items and inventory. The remaining fund balance is restricted for (a) debt service of $27,399,321, (b) capital acquisition of $8,237,774, and (c) other restricted purposes of $22,661. The General Fund is the chief operating fund of the City. At the end of the current fiscal year, the fund balance was $12,374,928, an increase of $1,303,159 of revenues over expenditures. The G.O. obligation (debt service) fund balance decreased by $13,330,893 due to payment of refunding debt obligations. The G.O. improvement (debt service) fund balance increased by $971,203. The City levies the required property taxes and special assessments levied against benefited property owners to meet the bonded debt service requirements in the following year. The change in fund balance is subject to principal and interest requirements of existing debt and that of new debt issuance. The building (capital projects) fund expended $1,093,701 for major facility maintenance projects and the replacement of the rooftop HVAC unit at fire station #4. Financing was provided by $215,753 of revenues from property taxes, investment income, donations and other revenue sources. The water (capital projects) fund accounts for construction costs related to water supply lines, wells and water storage facilities. The activity in this fund may fluctuate from year to year depending on the demands on the City’s water system. The fund balance decreased $5,761,904 due to the construction of an additional water tower and expansion of the City’s water treatment facility. The water tower and water treatment facility expansion projects will be financed with the bond issuance in 2016. The improvement construction (capital projects) fund accounts for major infrastructure reconstruction projects that require debt issuance for financing purposes. The activity in this fund may fluctuate from year to year depending on the scope of project. Large projects such as the interstate highway interchange and bridge reconstruction projects may take several years to complete. The fund balance increased by $1,165,006 due to the issuance of the 2015 General Obligation Improvement Bonds Series A for $16,545,000 of which $11,671,918 was allocated to the improvement construction fund. These bonds were issued to fund the 2015 street reconstruction project, phase I. 31 General Fund Budgetary Highlights With the exception of the information systems and inspections departments, all other General Fund departments expended their 2015 budget appropriations at or below the final adopted budget. A schedule of revenues, expenditures and changes in fund balances – budgetary comparison is disclosed in the required supplemental information section of this report. A summary of General Fund revenues, expenditures, other financing sources (uses), variance with final budget, and net change in fund balance is as follows: Budget As Variance Originally Final With Final Adopted Budget Actual Budget Revenues Property taxes 17,811,502$ 17,811,502$ 17,853,892$ 42,390$ Licenses and permits 1,968,416 2,046,781 2,655,873 609,092 Intergovernmental 827,661 1,084,350 982,072 (102,278) Charges for services 2,932,077 2,949,721 3,375,513 425,792 Fines 288,001 288,001 369,356 81,355 Investment income 40,376 40,376 55,883 15,507 Donations 16,000 25,971 29,242 3,271 Miscellaneous 37,645 37,645 51,286 13,641 Total revenues 23,921,678 24,284,347 25,373,117 1,088,770 Expenditures Personnel services 16,824,666 17,217,020 16,921,154 (295,866) Commodities 1,714,057 1,725,627 1,618,334 (107,293) Other charges and services 4,675,622 4,819,585 4,493,686 (325,899) Capital outlay 154,256 254,855 234,719 (20,136) Other 105,000 - - - Total expenditures 23,473,601 24,017,087 23,267,893 (749,194) Other financing sources (uses)82,935 (802,065) (802,065) - Net change in fund balance 531,012$ (534,805)$ 1,303,159$ 1,837,964$ General Fund The City’s budget was amended in the current year to account for the federal grant award for the DUI program and to increase transfers to other funds to reduce fund balance reserves to reduce the overall tax levy burden. The 2015 actual General Fund revenues exceeded the final budget by $1,088,770 and expenditures were under final adopted budget by $749,194. Other financing sources (uses) were at the final budget. The General Fund actual net change in fund balance surpassed final budget by $1,837,964. 32 The following is a brief summary explanation of the various budgets to actual variances for revenues: ○ Property taxes were greater than anticipated by $42,390 due to the collection of an excess tax increment redistribution. ○ Licenses and permits exceeded estimates by $609,092 due to greater than anticipated building permit fees. The number of residential building permits budgeted were 300 compared to 366 actual. ○ Intergovernmental revenues were below estimates by $102,278 due to the timing of federal grants for public safety highway safety initiatives. ○ Charges for services exceeded estimates by $425,792 which is primarily related to public works engineering fees derived from reconstruction projects. ○ Fines exceeded estimates by $81,355 due to filling prior year police officer vacancies in the traffic control division. ○ Investment income was above estimates by $15,507 due to prevailing market conditions. The City’s Management employs prudent investment practices and cash management techniques to maximize investment income while protecting the City’s treasury. ○ Donations and miscellaneous revenues experienced variances of $3,271 and $13,641, respectively. The following is a brief summary explanation of the various budgets to actual variances for expenditures: ○ Personnel costs including benefits were $295,866 below budget estimates due to vacant positions as a result of retirements and resignations. ○ Commodities were $107,293 below budget due to a number of factors the most significant of which is the number and quantity of snow events which resulted in a reduction in de-icing chemicals. ○ Other charges and services were $325,899 below budget by which is attributed to milder weather which resulted in overall lower cost of natural gas and electricity. ○ Capital outlay was $20,136 below the budget. 33 Capital Asset and Debt Administration Capital assets. The City’s capital assets for governmental and business-type activities as of December 31, 2015 are $339.0 million (net of accumulated depreciation). This amount represents an increase (including additions, deletions, and depreciation) of approximately $25.8 million from 2014. The net investment in capital assets including land, historical treasures, buildings, machinery and equipment, other improvements, infrastructure, and construction in process is shown as follows: Governmental Business-type Activities Activities Total Land 25,253,041$ 3,842,898$ 29,095,939$ Historical treasures 100,000 - 100,000 Buildings and improvements 41,020,110 18,008,050 59,028,160 Machinery and equipment 8,232,094 1,318,924 9,551,018 Other improvements 4,141,152 - 4,141,152 Infrastructure Streets 60,008,758 - 60,008,758 Storm sewer 46,819,757 - 46,819,757 Parks 10,341,451 - 10,341,451 Water 53,191,937 53,191,937 Sanitary sewer 39,977,936 39,977,936 Construction in process 23,916,342 2,861,022 26,777,364 Total 219,832,705$ 119,200,767$ 339,033,472$ Capital Assets (net of depreciation) The City’s 2016 adopted budget provides funding for $32.7 million in infrastructure capital assets, public buildings improvements and upgrades, and equipment capital assets such as vehicle replacements for public safety and public works, and technology equipment. Refer to Note 3. - Capital Assets, of the Notes to Basic Financial Statements for additional information. Debt administration. At the end of the current fiscal year, the City of Lakeville had total bonded debt outstanding of $109.955 million, which is a decrease of $3.475 million compared to the prior year. The decrease is due to one new bond issuance totaling $16.545 million and principal bond maturities, including a crossover refunding of $12.460 million. 34 The City manages its debt structure by utilizing approaches that take full advantage of its financial position, revenue trends and conditions in municipal bond markets. Refer to Note 5. – Long-Term Liabilities, of the Notes to Basic Financial Statements for additional information about the City’s governmental and business-type long-term debt activity. The City’s outstanding bonded obligation debt as of December 31, 2015 is shown as follows: Balance Balance January 1 Issued Redeemed December 31 Governmental bonds General obligation bonds Capital improvement 49,310,000 - 13,290,000 36,020,000 Street reconstruction 19,970,000 - 1,125,000 18,845,000 G.O. Improvement 23,905,000 11,815,000 1,590,000 34,130,000 State-aid street revenue 3,890,000 4,730,000 725,000 7,895,000 Water revenue 1,975,000 - 1,975,000 - Tax increment 1,890,000 - 210,000 1,680,000 Park 410,000 - 410,000 - Arena revenue 910,000 - 275,000 635,000 HRA lease revenue 8,100,000 - 245,000 7,855,000 Total governmental 110,360,000 16,545,000 19,845,000 107,060,000 Business-type bonds Liquor revenue 3,070,000 - 175,000 2,895,000 Total bonds payable 113,430,000$ 16,545,000$ 20,020,000$ 109,955,000$ Outstanding Debt Governmental Bonds and Business-type Bonds Credit Rating Aa1 The City of Lakeville’s general obligation bond rating as of December 31, 2015 is “Aa1” as rated by Moody’s Investors Service. Moody’s Investor Service credit report stated the rating was “The Aa1 underlying rating reflects the city’s history of excellent financial management and strong reserve levels; wealthy tax base located just south of the Twin Cities Metropolitan Area, and an above average debt burden.” State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total assessor’s taxable market valuation. The City has $36,323,318 of net bonded debt, which is subject to the $166,601,854 current debt limitation, thereby resulting in a legal debt margin of $130,278,536. Refer to the Statistical Section of this report for a detailed computation of the City’s legal debt margin. 35 Economic Conditions and Next Year’s Budget The City of Lakeville remains one of the top growth cities in the Minnesota twin city metro area. The trend for building permit activity for single family homes is on the rise although building permits for single family homes increased to 366 in 2015 compared to 319 permits in 2014. In our opinion, the resurgence is due to a number of factors including but not limited to; near historical low interest rates, low regional unemployment rate 2.7%, improved personal income levels, reduced number of home foreclosures and increasing home values. The budget and five year capital improvement plan are premised on the assumption growth will continue at a subdued level for the foreseeable future. The adopted 2016 budget reflects a continuation of the program and service levels established by the City Council over the past several years. No new programs or services were included in the adopted budget; however, key staff positions and resources were added to accommodate community growth. The 2016 budget also focuses on City efforts achieve strategic priorities established in the Envision Lakeville Community Vision Plan to prepare for the future, investments in technology to maximize efficiencies, developing effective partnerships to capitalize on opportunities and multi-agency resources, infrastructure improvements to promote economic and community development and service continuity through staffing enhancements to meet the expectations of community residents and businesses. Requests for Information This financial report is designed to provide a general overview of the City of Lakeville’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be directed to the City of Lakeville Finance Department at 20195 Holyoke Avenue, Lakeville, Minnesota 55044, (952) 985-4400, or email request to jerickson@lakevillemn.gov. 36 B A S I C F I N A N C I A L S T A T E M E N T S This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA STATEMENT OF NET POSITION DECEMBER 31, 2015 Governmental Business-type Activities Activities Total ASSETS: Cash and investments 50,838,640$ 8,158,406$ 58,997,046$ Receivables 17,411,492 2,286,255 19,697,747 Internal balances (223,424) 223,424 - Inventory 403,002 1,969,157 2,372,159 Prepaid items 44,282 29,202 73,484 Restricted assets (temporarily): Cash and investments - 323,875 323,875 Investments held by trustee 14,409,362 - 14,409,362 Net pension asset - fire relief 2,649,952 - 2,649,952 Capital assets Non-depreciable 49,269,383 6,703,920 55,973,303 Depreciable, net 170,563,322 112,496,847 283,060,169 Total capital assets 219,832,705 119,200,767 339,033,472 Total assets 305,366,011 132,191,086 437,557,097 DEFERRED OUTFLOWS OF RESOURCES Pension plan deferments - PERA 2,330,540 277,882 2,608,422 Pension plan deferments - fire relief 656,105 - 656,105 Total deferred outflows of resources 2,986,645 277,882 3,264,527 LIABILITIES: Salaries, accounts, contracts, interest, and deposits 7,294,302 1,932,051 9,226,353 Unearned revenue 502,525 - 502,525 Non-current liabilities Due within one year 9,109,094 385,836 9,494,930 Due in more than one year 118,904,759 4,909,093 123,813,852 Total liabilities 135,810,680 7,226,980 143,037,660 DEFERRED INFLOWS OF RESOURCES Pension plan deferments - PERA 1,742,062 208,932 1,950,994 NET POSITION: Net investment in capital assets 141,868,136 116,288,771 258,156,907 Restricted for Special purposes 22,661 - 22,661 Debt service 23,665,372 323,875 23,989,247 Capital acquisition 6,866,856 - 6,866,856 Fire relief pensions 3,306,057 - 3,306,057 Unrestricted (4,929,168) 8,420,410 3,491,242 Total net position 170,799,914$ 125,033,056$ 295,832,970$ See accompanying notes to basic financial statements. 37 CI T Y O F L A K E V I L L E , M I N N E S O T A ST A T E M E N T O F A C T I V I T I E S YE A R E N D E D D E C E M B E R 3 1 , 2 0 1 5 Op e r a t i n g C a p i t a l Ch a r g e s f o r G r a n t s a n d G r a n t s an d G o v e r n m e n t a l B u s i n e s s - t y p e Fu n c t i o n / P r o g r a m s Ex p e n s e s Se r v i c e s Co n t r i b u t i o n s Co n t r i b u t i o n s Ac t i v i t i e s Ac t i v i t i e s To t a l Go v e r n m e n t a l a c t i v i t i e s Ge n e r a l g o v e r n m e n t 5 , 8 9 3 , 2 6 1 $ 3 , 7 3 0 , 3 4 2 $ 7 , 1 3 2 $ 7 7 , 0 0 6 $ ( 2 , 0 7 8 , 7 8 1 ) $ ( 2 , 0 7 8 , 7 8 1 ) $ Pu b l i c s a f e t y 1 2 , 2 3 6 , 4 1 1 9 2 6 , 1 6 8 9 8 0 , 3 1 0 - ( 1 0 , 3 2 9 , 9 3 3 ) (1 0 , 3 2 9 , 9 3 3 ) Pu b l i c w o r k s 15 , 3 6 5 , 9 7 6 8, 3 1 1 , 0 1 7 4, 1 4 5 , 8 0 6 12 , 7 0 2 , 2 6 6 9, 7 9 3 , 1 1 3 9, 7 9 3 , 1 1 3 Pa r k s a n d r e c r e a t i o n 5, 7 6 2 , 8 9 0 3, 6 9 9 , 0 2 5 18 6 , 1 1 8 1, 0 0 4 , 4 8 0 (8 7 3 , 2 6 7 ) (8 7 3 , 2 6 7 ) In t e r e s t o n l o n g - t e r m d e b t 3, 2 9 6 , 6 6 5 - - - ( 3 , 2 9 6 , 6 6 5 ) ( 3 , 2 9 6 , 6 6 5 ) To t a l g o v e r n m e n t a l a c t i v i t i e s 42 , 5 5 5 , 2 0 3 1 6 , 6 6 6 , 5 5 2 5 , 3 1 9 , 3 6 6 1 3 , 7 8 3 , 7 5 2 ( 6 , 7 8 5 , 5 3 3 ) ( 6 , 7 8 5 , 5 3 3 ) Bu s i n e s s - t y p e a c t i v i t i e s Li q u o r 2 , 5 3 0 , 8 0 6 3 , 2 8 9 , 1 2 0 3 , 7 6 2 - 7 6 2 , 0 7 6 $ 7 6 2 , 0 7 6 Ut i l i t y 11 , 9 4 6 , 7 7 8 9 , 2 1 6 , 4 6 3 8 5 , 7 5 4 6 , 0 0 9 , 0 7 5 3 , 3 6 4 , 5 1 4 3 , 3 6 4 , 5 1 4 To t a l b u s i n e s s - t y p e a c t i v i t i e s 14 , 4 7 7 , 5 8 4 1 2 , 5 0 5 , 5 8 3 8 9 , 5 1 6 6 , 0 0 9 , 0 7 5 4 , 1 2 6 , 5 9 0 4 , 1 2 6 , 5 9 0 To t a l p r i m a r y g o v e r n m e n t 57 , 0 3 2 , 7 8 7 $ 2 9 , 1 7 2 , 1 3 5 $ 5 , 4 0 8 , 8 8 2 $ 1 9 , 7 9 2 , 8 2 7 $ (6 , 7 8 5 , 5 3 3 ) 4 , 1 2 6 , 5 9 0 ( 2 , 6 5 8 , 9 4 3 ) Ge n e r a l r e v e n u e s Pr o p e r t y t a x e s 2 5 , 3 3 8 , 7 7 8 - 2 5 , 3 3 8 , 7 7 8 In v e s t m e n t i n c o m e 3 6 8 , 2 3 2 5 2 , 4 6 1 4 2 0 , 6 9 3 Tr a n s f e r s (1 , 5 4 9 , 8 8 1 ) 1 , 5 4 9 , 8 8 1 - To t a l g e n e r a l r e v e n u e s a n d t r a n s f e r s 24 , 1 5 7 , 1 2 9 1 , 6 0 2 , 3 4 2 2 5 , 7 5 9 , 4 7 1 17 , 3 7 1 , 5 9 6 5, 7 2 8 , 9 3 2 23 , 1 0 0 , 5 2 8 Ne t p o s i t i o n - b e g i n n i n g , a s p r e v i o u s l y r e p o r t e d 16 1 , 4 6 0 , 9 8 8 12 1 , 1 7 7 , 5 2 1 28 2 , 6 3 8 , 5 0 9 Ch a n g e i n a c c o u n t i n g p r i n c i p l e (8 , 0 3 2 , 6 7 0 ) ( 1 , 8 7 3 , 3 9 7 ) ( 9 , 9 0 6 , 0 6 7 ) Ne t p o s i t i o n - b e g i n n i n g , a s r e s t a t e d 15 3 , 4 2 8 , 3 1 8 1 1 9 , 3 0 4 , 1 2 4 2 7 2 , 7 3 2 , 4 4 2 Ne t p o s i t i o n , D e c e m b e r 3 1 17 0 , 7 9 9 , 9 1 4 $ 1 2 5 , 0 3 3 , 0 5 6 $ 2 9 5 , 8 3 2 , 9 7 0 $ Se e a c c o m p a n y i n g n o t e s t o b a s i c f i n a n c i a l s t a t e m e n t s . Pr o g r a m R e v e n u e s N e t ( E x p e n s e ) R e v e n u e a n d Ch a n g e s i n N e t P o s i t i o n Ch a n g e i n n e t p o s i t i o n 38 CITY OF LAKEVILLE, MINNESOTA BALANCE SHEET - GOVERNMENTAL FUNDS DECEMBER 31, 2015 General G.O. General Obligation Improvement Assets Cash and investments 12,066,357$ 3,512,930$ 5,151,949$ Investments held by trustee - 13,712,489 - Interest receivable 29,117 42,412 12,122 Taxes receivable 1,342,791 230,443 116,110 Accounts receivable 634,594 - - Due from other funds - - - Special assessments receivable 90 427,196 12,425,651 Inventory 403,002 - - Prepaid items 44,282 - - Total assets 14,520,233$ 17,925,470$ 17,705,832$ Liabilities Salaries payable 537,396$ -$ -$ Accounts payable 797,561 545 819 Due to other funds - - - Contracts payable - - - Deposits payable 14,835 - - Unearned revenue 497,999 - - Total liabilities 1,847,791 545 819 Deferred inflows of resources Unavailable revenue - taxes 297,424 47,170 20,917 Unavailable revenue - special assessments 90 427,196 12,409,421 Total deferred inflows of resources 297,514 474,366 12,430,338 Fund balances Nonspendable 447,284 - - Restricted - 17,450,559 5,274,675 Committed 45,000 - - Unassigned 11,882,644 - - Total fund balances 12,374,928 17,450,559 5,274,675 Total liabilities, deferred inflows of resources, and fund balances 14,520,233$ 17,925,470$ 17,705,832$ See accompanying notes to basic financial statements. Debt Service 39 Nonmajor Total Improvement Governmental Governmental Building Water Construction Funds Funds 535,119$ 1,031,319$ 3,329,721$ 24,346,884$ 49,974,279$ - - - 696,873 14,409,362 4,406 256 9,894 82,919 181,126 3,163 - 3,101 135,196 1,830,804 6,900 - 1,000 1,505,359 2,147,853 - - - 3,200,000 3,200,000 - 121,563 - 230,571 13,205,071 - - - - 403,002 - - - - 44,282 549,588$ 1,153,138$ 3,343,716$ 30,197,802$ 85,395,779$ -$ -$ -$ 10,225$ 547,621$ 47,496 136,349 324,570 2,164,318 3,471,658 - 3,200,000 - - 3,200,000 4,660 788,523 775,986 - 1,569,169 - - - 26,125 40,960 - - - 4,526 502,525 52,156 4,124,872 1,100,556 2,205,194 9,331,933 370 - 363 29,039 395,283 - 121,563 - 230,567 13,188,837 370 121,563 363 259,606 13,584,120 - - - - 447,284 - - 1,748,194 11,186,328 35,659,756 497,062 - 893,695 16,546,674 17,982,431 - (3,093,297) (399,092) - 8,390,255 497,062 (3,093,297) 2,242,797 27,733,002 62,479,726 549,588$ 1,153,138$ 3,343,716$ 30,197,802$ 85,395,779$ Capital Projects 40 This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET POSITION DECEMBER 31, 2015 Fund balance - total governmental funds 62,479,726$ Amounts reported for governmental activities in the statement of net position are different because: 1. Capital assets used in governmental activities are not current financial resources and, therefore, are not reported in the governmental funds. Governmental capital assets 354,903,338$ Less accumulated depreciation (135,070,633) 219,832,705 2. Net pension assets are only recorded in the government-wide financial statements as they are not current financial resources to governmental funds. 2,649,952 3. Grant receivable that is applicable towards accrued bond interest payable is susceptible to full accrual on the government-wide statements. 29,229 4. Long-term liabilities are not payable with current financial resources and, therefore, are not reported in the governmental funds. Bonds (107,060,000) Accrued interest (1,617,936) Loan (1,159,843) Unamortized bond discount 149 Unamortized bond premium (4,888,965) (114,726,595) 5. Accrued compensated absences, net OPEB obligations, net pension liability are not payable with current financial resources and, therefore, are not reported in the governmental funds. (14,905,194) 6. Deferred inflows of resources in governmental funds are susceptible to full accrual on the government-wide statements. 13,584,120 7. The City uses an internal service fund to charge the cost of insurance activities to individual funds. A portion of the assets and liabilities of the municipal reserves fund are included in governmental activities in the Statement of Net Position. 611,388 8. Governmental funds do not report certain long-term amounts related to pensions that are included in net position. Deferred outflows - pension plan deferments 2,986,645 Deferred inflows - pension plan deferments (1,742,062) Net position of governmental activities 170,799,914$ See accompanying notes to basic financial statements. 41 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2015 General G.O. General Obligation Improvement Revenues Property taxes 17,853,892$ 3,270,771$ 1,704,751$ Tax increment - - - Licenses and permits 2,655,873 - - Intergovernmental 982,072 65,990 - Charges for services 3,375,513 - - Special assessments - 124,969 1,178,650 Fines 369,356 - - Investment income 55,883 98,727 23,264 Donations 29,242 - - Miscellaneous 51,286 - - Total revenues 25,373,117 3,560,457 2,906,665 Expenditures - current General government 4,751,743 Public safety 10,892,071 Public works 3,856,984 Parks and recreation 3,532,376 Total expenditures - current 23,033,174 Expenditures - capital outlay General government 53,611 Public safety 67,865 Public works 87,782 Parks and recreation 25,461 Total expenditures - capital outlay 234,719 Expenditures - debt service Principal bond maturities 2,365,000 1,590,000 Interest on debt 2,459,981 640,813 Fiscal charges 6,369 15,415 Total expenditures - debt service 4,831,350 2,246,228 Total expenditures 23,267,893 4,831,350 2,246,228 Excess (deficiency) of revenues over expenditures 2,105,224 (1,270,893) 660,437 Other financing sources (uses) Transfers from other funds 809,935 400,000 167,684 Transfers to other funds (1,612,000) - - Issuance of debt - - 143,082 Payment to refunded bonds escrow agent - (12,460,000) - Premium on bonds issued - - - Total other financing sources (uses)(802,065) (12,060,000) 310,766 Net change in fund balance 1,303,159 (13,330,893) 971,203 Fund balance, January 1 11,071,769 30,781,452 4,303,472 Fund balance, December 31 12,374,928$ 17,450,559$ 5,274,675$ See accompanying notes to basic financial statements. Debt Service 42 Nonmajor Total Improvement Governmental Governmental Building Water Construction Funds Funds 50,616$ -$ 49,623$ 1,881,999$ 24,811,652$ - - - 404,082 404,082 - - - 669,420 3,325,293 - - 1,000 4,183,131 5,232,193 - 2,352,123 - 6,715,516 12,443,152 - 20,771 389,040 23,475 1,736,905 - - - - 369,356 8,458 491 18,988 160,744 366,555 24,776 - - 302,428 356,446 131,903 352,900 - 249,628 785,717 215,753 2,726,285 458,651 14,590,423 49,831,351 475,121 5,226,864 - 10,892,071 - 3,856,984 - 3,532,376 475,121 23,508,295 399,435 - 184,677 226,018 863,741 335,134 - - 733,917 1,136,916 100,753 6,471,852 12,042,512 8,053,285 26,756,184 258,379 - - 2,608,766 2,892,606 1,093,701 6,471,852 12,227,189 11,621,986 31,649,447 3,430,000 7,385,000 634,326 3,735,120 11,287 33,071 4,075,613 11,153,191 1,093,701 6,471,852 12,227,189 16,172,720 66,310,933 (877,948) (3,745,567) (11,768,538) (1,582,297) (16,479,582) - - 527,681 4,978,579 6,883,879 - (2,016,337) - (1,300,614) (4,928,951) - - 11,671,918 4,730,000 16,545,000 - - - - (12,460,000) - - 733,945 271,564 1,005,509 - (2,016,337) 12,933,544 8,679,529 7,045,437 (877,948) (5,761,904) 1,165,006 7,097,232 (9,434,145) 1,375,010 2,668,607 1,077,791 20,635,770 71,913,871 497,062$ (3,093,297)$ 2,242,797$ 27,733,002$ 62,479,726$ Capital Projects 43 This page intentionally left blank. (9,434,145)$ 1. Governmental funds report capital outlays as expenditures while the government-wide statement of activities reports depreciation expense to allocate those expenditures over the life of the assets. As a result, fund balance decreases by the amount of financial resources expended, whereas net position decreases by the amount of depreciation expense charged for the year. This is the amount by which depreciation expense exceeded capital outlay. Capital outlay 22,944,948$ Capital contributed by developer 6,583,010 Depreciation expense (9,923,068) 19,604,890 2. In the government-wide Statement of Activities, only the gain or loss on the sale of capital assets is reported, whereas in the governmental funds, the proceeds from the sales increase financial resources. Thus, the change in net position differs from the change in fund balance by the net book value of the capital assets disposed of. (349,608) 3. Net pension assets are included in net position, but are excluded from fund balances because they do not represent current financial resources. (479,284) 4. Revenues in the government-wide Statement of Activities that do not provide current financial resources are not reported as revenues in the governmental funds. Deferred inflows of resources - December 31, 2014 (8,568,468) Deferred inflows of resources - December 31, 2015 13,584,120 5,015,652 5. Bond proceeds are reported as other financing sources in governmental funds and thus contribute to the increase in fund balance. Bond and loan principal maturities are reported as expenditures in governmental funds thus reducing fund balance. In the government-wide statements, however, issuing debt increases long-term liabilities while debt repayment reduces long-term liabilities thus affecting the statement of activities. Bond proceeds (16,545,000) Bond and loan principal maturities 19,845,000 3,300,000 6. Interest and debt premium/discounts in the government-wide Statement of Activities differs from the amounts reported in governmental funds because accrued interest was calculated for long-term debt payable in addition to the amortizations of debt premiums/ discounts which are recognized respectively as expenditures and other financing sources and uses in the governmental fund statements. Accrued interest payable 64,816 Grant applicable towards accrued interest payable (897) Premium on 2015 bonds issued (1,005,509) Amortization of debt premiums/discounts 406,710 (534,880) 7. Accrued compensated absences, net OPEB obligations and net pension liability are not payable with current financial resources and, therefore, are not reported in the governmental funds. Net compensated absences increase - December 31, 2015 (106,906) Net OPEB obligation increase - December 31, 2015 (58,689) Net pension liability increase - December 31, 2015 (263,795) (429,390) 8. Internal service funds are used by management to charge the costs of certain activities, such as insurance, to individual funds. This amount represents a portion of the change in net position of the internal service fund, which are reported in with governmental activities.38,651 9. Governmental funds do not report additions or deletions to certain long-term amounts related to pensions that are included in the change in net position. Deferred outflows - pension plan deferments 2,381,772 Deferred inflows - pension plan deferments (1,742,062) Change in net position of governmental activities 17,371,596$ Net change in fund balances - total governmental funds Amounts reported for governmental activities in the Statement of Activities are different because: See accompanying notes to basic financial statements. CITY OF LAKEVILLE, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2015 44 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF NET POSITION - PROPRIETARY FUNDS DECEMBER 31, 2015 Governmental Enterprise Funds Activities - Internal Service Liquor Utility Total Funds ASSETS Current assets Cash and investments 910,465$ 7,247,941$ 8,158,406$ 864,361$ Interest receivable 2,659 24,421 27,080 1,127 Accounts receivable 1,934 2,257,241 2,259,175 16,282 Inventory 1,714,258 254,899 1,969,157 - Prepaid expenses 19,202 10,000 29,202 - Total current assets 2,648,518 9,794,502 12,443,020 881,770 Non-current assets Restricted cash and investments 323,875 323,875 Capital assets Land 3,314,738 528,160 3,842,898 Buildings and improvements 3,868,167 22,631,261 26,499,428 Machinery and equipment 478,381 2,643,408 3,121,789 Infrastructure - 143,465,308 143,465,308 Construction in process - 2,861,022 2,861,022 Accumulated depreciation (1,439,318) (59,150,360) (60,589,678) Net capital assets 6,221,968 112,978,799 119,200,767 Total non-current assets 6,545,843 112,978,799 119,524,642 Total assets 9,194,361 122,773,301 131,967,662 881,770 DEFERRED OUTFLOWS OF RESOURCES Pension plan deferments - PERA 111,153 166,729 277,882 LIABILITIES Current liabilities Salaries payable 40,140 67,359 107,499 - Accounts payable 1,114,830 602,192 1,717,022 46,958 Contracts payable - 26,874 26,874 - Accrued interest payable 60,313 - 60,313 - Deposits payable 9,743 10,600 20,343 - Accrued compensated absences 65,848 139,988 205,836 - Long-term debt-current 180,000 - 180,000 - Total current liabilities 1,470,874 847,013 2,317,887 46,958 Non-current liabilities Accrued compensated absences 64,220 57,672 121,892 Net pension liability 798,108 1,197,162 1,995,270 Net OPEB obligation 20,837 39,098 59,935 Long-term debt 2,731,996 - 2,731,996 Total non-current liabilities 3,615,161 1,293,932 4,909,093 Total liabilities 5,086,035 2,140,945 7,226,980 46,958 DEFERRED INFLOWS OF RESOURCES Pension plan deferments - PERA 83,573 125,359 208,932 NET POSITION Net investment in capital assets 3,309,972 112,978,799 116,288,771 Restricted for debt service 323,875 - 323,875 Unrestricted 502,059 7,694,927 8,196,986 834,812 Total net position 4,135,906$ 120,673,726$ 124,809,632 834,812$ Explanation of difference between Proprietary Funds Statement Position and the government-wide Statement of Net Position: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount consists of the necessary adjustment to reflect the consolidation of internal service fund activities:223,424 Net position of business-type activities 125,033,056$ See accompanying notes to basic financial statements. Business-type Activities - 45 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION - PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2015 Governmental Enterprise Funds Activities - Internal Service Liquor Utility Total Funds Sales and cost of sales Sales 13,611,294$ 13,611,294$ Cost of sales 10,322,174 10,322,174 Gross profit 3,289,120 3,289,120 Operating revenues User charges 9,042,640$ 9,042,640 415,327$ Other 173,823 173,823 111,548 Total operating revenues 9,216,463 9,216,463 526,875 Gross profit and total operating revenues 3,289,120 9,216,463 12,505,583 526,875 Operating expenses Personnel services 1,308,168 2,007,214 3,315,382 - Commodities 54,970 365,739 420,709 - Other charges and services 870,108 2,783,516 3,653,624 417,372 Disposal charges - 3,253,486 3,253,486 - Depreciation 125,003 3,471,498 3,596,501 - Total operating expenses 2,358,249 11,881,453 14,239,702 417,372 Operating income (loss)930,871 (2,664,990) (1,734,119) 109,503 Non-operating revenue (expense) Intergovernmental - grants 3,762 85,754 89,516 - Investment income 5,104 46,872 51,976 2,162 Interest, fiscal charges, bond premium (net)(144,449) - (144,449) - Disposal of capital assets (33,380) (82,570) (115,950) - Total non-operating revenue (expense)(168,963) 50,056 (118,907) 2,162 Income (loss) before contributions and transfers 761,908 (2,614,934) (1,853,026) 111,665 Contributed capital from developers - 5,051,505 5,051,505 - Contributed capital from governmental activities - 3,454,797 3,454,797 - Contributed capital from other governmental agencies - 957,570 957,570 - Transfers from other funds - 1,557 1,557 - Transfers to other funds (1,397,972) (508,501) (1,906,473) (50,012) Total contributions and transfers (net)(1,397,972) 8,956,928 7,558,956 (50,012) Change in net position (636,064) 6,341,994 5,705,930 61,653 Net position - beginning, as previously reported 5,521,329 115,455,770 773,159 Change in accounting principle (749,359) (1,124,038) - Net position - beginning, as restated 4,771,970 114,331,732 773,159 Net position, December 31 4,135,906$ 120,673,726$ 834,812$ Explanation of difference between Proprietary Funds Statement of Revenue, Expenses, and Changes in Fund Net Position and the Statement of Activities: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount represents the income that has been allocated back to the business-type activities in the government-wide Statement of Activities that is attributable to the City's business-type activities:23,002 Change in net position of business-type activities 5,728,932$ See accompanying notes to basic financial statements. Business-type Activities - 46 This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2015 Governmental Activities - Internal Service Liquor Utility Total Funds Cash flows from operating activities Cash received from customers 13,610,205$ 9,338,492$ 22,948,697$ -$ Cash received from general service charges - - - 513,500 Cash paid to suppliers (11,136,159) (6,316,462) (17,452,621) (378,879) Cash paid to and for employees (1,267,255) (1,936,803) (3,204,058) - Net cash flows from operating activities 1,206,791 1,085,227 2,292,018 134,621 Cash flows from noncapital financing activities Intergovernmental - grant 3,762 85,754 89,516 - Transfers from other funds - 1,557 1,557 - Transfers to other funds (1,397,972) (508,501) (1,906,473) (50,012) Net cash flows from noncapital financing activities (1,394,210) (421,190) (1,815,400) (50,012) Cash flows from capital and related financing activities Acquisition of capital assets (106,083) (732,759) (838,842) - Proceeds from sale of capital assets 785 5,624 6,409 - Interest and fiscal charges (149,628) - (149,628) - Principal maturities (175,000) - (175,000) - Net cash flows from capital and related financing activities (429,926) (727,135) (1,157,061) - Cash flows from investing activities Investment income received 13,145 44,318 57,463 2,073 Net change in cash and cash equivalents (604,200) (18,780) (622,980) 86,682 Cash and cash equivalents, January 1 1,838,540 7,266,721 9,105,261 777,679 Cash and cash equivalents, December 31 1,234,340$ 7,247,941$ 8,482,281$ 864,361$ (including restricted cash account of $323,875) Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss)930,871$ (2,664,990)$ (1,734,119)$ 109,503$ Adjustments Depreciation expense 125,003 3,471,498 3,596,501 - (Increase) decrease in assets Accounts receivable (1,089) 122,029 120,940 (13,375) Inventory 8,813 364,126 372,939 - Prepaid expenses 3,186 4,191 7,377 - Increase (decrease) in liabilities Salaries payable 6,236 12,469 18,705 - Accounts payable 97,542 (153,174) (55,632) 38,493 Contracts payable - (131,464) (131,464) - Deposits payable 1,552 2,600 4,152 - Accrued compensated absences 10,056 19,283 29,339 - Net Pension liability, including deferred outflows/inflows 21,169 31,754 52,923 - Net OPEB obligation 3,452 6,905 10,357 - Total adjustments 275,920 3,750,217 4,026,137 25,118 Net cash flows from operating activities 1,206,791$ 1,085,227$ 2,292,018$ 134,621$ Supplemental schedule of non-cash financing activities: The City assumes ownership of utility capital assets from governmental projects and land developers. Capital assets assumed were as follows:9,463,872$ 9,463,872$ See accompanying notes to basic financial statements. Business-type Activities - Enterprise Funds 47 CITY OF LAKEVILLE, MINNESOTA STATEMENT OF FIDUCIARY NET POSITION - AGENCY FUND DECEMBER 31, 2015 Escrow Fund Assets Cash and investments 8,513,252$ Liabilities Deposits payable 8,513,252$ See accompanying notes to basic financial statements. 48 N O T E S T O B A S I C F I N A N C I A L S T A T E M E N T S Note 1 – Summary of Significant Accounting Policies Note 2 – Cash and Investments Note 3 – Capital Assets Note 4 – Operating Leases Note 5 – Long-Term Liabilities Note 6 – Net Investment in Capital Assets Note 7 – Net Position (Restricted) Note 8 – Construction Commitments Note 9 – Fund Balances Note 10 – Contributed Capital Assets from Private Land Developers and City Government Note 11 – Excess of Expenditures over Appropriations Note 12 – Deficit Fund Balances Note 13 – Interfund Receivables and Payables Note 14 – Interfund Transfers Note 15 – Joint Powers Debt Commitment Note 16 – Other Post-Employment Benefits (OPEB) Plan Note 17 – Risk Financing and Related Insurance Issues Note 18 – Defined Benefit Pension Plans - Statewide Note 19 – Defined Contribution Plan – Statewide Note 20 – Lakeville Fire Relief Association Note 21 – Deferred Compensation Plan Note 22 – Litigation Note 23– Conduit Debt Note 24 –Subsequent Events CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies The City of Lakeville operates under the “Optional Plan A” form of government, according to applicable State of Minnesota Statutes. The Statutes prescribe a Mayor-Council form of organization. The City provides the following services: public safety, highways and streets, water and sanitary sewer, public improvements, planning and zoning, culture-recreation, and general administration. The basic financial statements of the City of Lakeville have been prepared in conformity with United States generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The City’s more significant accounting policies are described below. A. Financial Reporting Entity of the City The City of Lakeville is a municipal corporation governed by an elected mayor and a four-member council. In accordance with GASB standards, these financial statements represent the City of Lakeville and its sole component unit. The City includes all funds, organizations, agencies, departments, and offices that are not legally separate from such. Component units are legally separate organizations for which the elected officials of the City are financially accountable and are included within the basic financial statements of the City based on the nature and the significance of their operational or financial relationships with the City. Blended Component Unit The Housing and Redevelopment Authority (HRA) of Lakeville, Minnesota was created by the City to provide housing and redevelopment assistance to its citizens. The HRA provides this assistance through the administration of various programs. The HRA is governed by a five-member Board of Commissioners comprised of the City of Lakeville Council in accordance with Minnesota Statutes 469.003, Subdivision 6. Although it is legally separate from the City, the HRA is reported as if it were a part of the City (blended) because the City Council is also the HRA governing board. The Commissioners’ terms of office coincide with those of the City Council member. The City Administrator serves as the HRA Executive Director. The operational responsibility for the HRA rests with management of the City. During fiscal year 2006, the HRA issued $9,230,000 in Ice Arena Lease Revenue Bonds, Series 2006, to finance the construction of the single sheet Hasse ice arena facility. Debt service will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA and the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. These HRA bond obligations are combined and presented separately in the debt service funds as debt supported by HRA lease revenue. The HRA has not issued separate financial statements for the period ending December 31, 2015. Information of a non-financial matter regarding the HRA can be obtained at the City’s Finance offices, located at 20195 Holyoke Avenue, Lakeville, Minnesota 55044. 49 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) B. Government-wide and Fund Financial Statements The basic financial statements include both government-wide and fund financial statements. The government-wide financial statements focus on the City as a whole (consolidation of the City, excluding fiduciary funds) while the fund financial statements focus on the major individual funds (reported as separate columns within the fund financial statements). Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds. Both the government-wide and fund financial statements (within the basic financial statements) categorize primary activities as either governmental or business-type. In the governmental-wide Statement of Net Position, both the governmental and business-type activities columns (a) are presented on a consolidated basis by column, and (b) are reflected, on a full accrual, economic resources measurement focus, which incorporates long-term assets, receivables, deferred inflows and outflows of resources as well as long-term debt and obligations. The City generally first uses restricted assets for expenses incurred for which both restricted and unrestricted assets are available. The City may defer the use of restricted assets based on a review of the specific transaction. The government-wide Statement of Activities reflects both the gross cost and the net cost per function category (general government, public safety, public works, and parks and recreation) which are otherwise being supported by both program and general revenues (charges for services, grants and contributions, property taxes, etc.). The Statement of Activities reduces gross expenses (including depreciation) by the related program revenues and operating/capital grants and contributions. The program revenues must be directly associated with the function (general government, public safety, public works, and parks and recreation) or a business-type activity. Program revenues are derived directly from the program itself or from parties outside the City’s taxpayers or citizenry, as a whole. The City does not allocate indirect expenses. The operating grants and contributions column includes operating-specific and discretionary grants while the capital grants and contributions column includes capital specific grants and contributions. The governmental fund financial statements are presented using the current financial resources measurement focus and the modified accrual basis of accounting. This is the manner in which these funds are normally budgeted. Since the governmental fund statements are presented using a measurement focus and basis of accounting different from that used in the government-wide statement’s governmental column, a reconciliation is presented that briefly explains the adjustments necessary to reconcile ending net position and the change in net position. Both the City as a whole and the City’s major funds, including both governmental and enterprise funds, as well as an agency fund, are presented utilizing the focus of the GASB Statement No. 34 reporting model. Each presentation provides valuable information that can be analyzed and compared (between years and between governments) to enhance the usefulness of the information. 50 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) B. Government-wide and Fund Financial Statements (continued) In the fund financial statements, financial transactions and accounts of the City are organized on the basis of funds. The operation of each fund is considered to be an independent fiscal and separate accounting entity, with a self-balancing set of accounts recording cash and/or other financial resources together with all related liabilities, deferred inflows and outflows of resources and residual equities or balances, and changes therein, which are segregated for the purpose of carrying on specific activities or attaining certain objectives in accordance with special regulations, restrictions, or limitations. Major governmental funds – The City reports the following major governmental funds:  General fund – The general fund is the general operating fund of the City. It is used to account for all financial resources except for those required to be accounted for in another fund. This fund records revenues such as property taxes, licenses and permits, intergovernmental revenues, charges for services, fines, and investment income. Most of the current day-to-day operations of the City are financed from this fund.  Debt service general obligation fund – This fund accounts for those bond issues that financed debt approved by voter referendum, equipment certificates of indebtedness, and capital improvement bonds. Revenues are provided primarily from property taxes.  Debt service G.O. Improvement fund – This fund accounts for those bond issues that financed street, storm sewer, water, and sanitary sewer improvements. The special assessments levied against benefited property owners are pledged toward the repayment of the principal and interest on these bonds.  Capital projects building fund – This fund accounts for the accumulation and disbursement of funds for the construction or improvement of public buildings.  Capital projects water fund – This fund accounts for revenues derived primarily from connection charges at the time building permits are issued and antenna site leases with wireless communications companies. Funds are committed towards the construction costs of water supply lines, wells and water storage facilities, and provide the debt service to bonds issued to finance the construction of the City’s water treatment facility and other trunk infrastructure improvements.  Capital projects improvement construction fund – This fund accounts for complex construction contracts that involve multiple financing resources from the City and other government entities. Construction projects usually extend over several years before completion. Major proprietary funds – The City reports the following major proprietary funds:  Enterprise liquor fund – This fund is used to account for the retail operations of three off- sale liquor stores. 51 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) B. Government-wide and Fund Financial Statements (continued)  Enterprise utility fund – This fund is used to account for water, sanitary sewer service, street lighting, and environmental resources provided to City customers. Other funds – The City reports the following other funds:  Internal service fund – The internal service fund accounts for the City’s risk management program relating to general liability, excess liability, property, and casualty insurance costs which are charged to other departments of the City.  Agency fund – The agency fund is used to record the receipt and remittance of monies held by the City as an agent primarily for land developers and builders that will be refunded to the respective depositors when the conditions are satisfied in accordance with the respective agreements. C. Measurement Focus and Basis of Accounting The accounting and reporting treatment applied to a fund is determined by its measurement focus. Funds are classified into three categories: Governmental, Proprietary, and Fiduciary. To provide an accurate cost measurement of individual activities in the fund financial statement consolidation process, the City’s interfund activity relating to services provided by and used between functions has been removed from these statements; exceptions are for charges between the government’s liquor and utility function and other functions of the government. Governmental Funds:  Measurement focus: Governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally are included on the balance sheet. Reported fund balance is considered a measure of “available spendable resources.” Governmental fund operating statements represent increases (i.e., revenues and other financing sources) and decreases (i.e., expenditures and other financing uses) in net current assets.  Basis of accounting: Governmental funds are accounted for using the modified accrual basis of accounting. Their revenues are recognized when susceptible to accrual (i.e., when they become measurable and available). “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current fiscal year or soon enough thereafter to be used to pay liabilities of the current fiscal year. For this purpose the City generally considers revenues to be available if collected within 60 days of year end.  Revenues: Major revenues that are susceptible to accrual include property taxes, excluding delinquent taxes received over 60 days after current fiscal year-end; special assessments, intergovernmental revenue, charges for services, investment income, and donations. Major revenues that are not susceptible to accrual (i.e., license and permit revenues, and miscellaneous revenues) are recorded when received because they are not measurable until collected. 52 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) C. Measurement Focus and Basis of Accounting (continued)  Expenditures: Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred, except for principal and interest on long-term debt, other post-employment benefits, pension benefits and compensated absences which are recognized when due. Proprietary and Fiduciary Funds:  Measurement focus: Proprietary funds and fiduciary funds (with the exception of agency funds) are accounted for on a flow of economic resources measurement focus. This means that all assets, including capital assets, and all liabilities, including long-term liabilities, and deferred inflows and outflows of resources associated with fund activity are included on the Statement of Net Position. Proprietary fund types Statement of Revenues, Expenses and Changes in Net Position present increases (i.e., revenues) and decreases (i.e., expenses) in net total position.  Basis of accounting: Proprietary funds and fiduciary funds (including agency funds) are accounted for using the accrual basis of accounting. Revenues are recognized when earned and expenses are recorded at the time the liabilities are incurred. Unbilled utility service receivables are recorded at current fiscal year-end.  Operating versus non-operating items: Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenue of the City’s enterprise funds and internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity 1. Cash and investments, and interest receivable Cash balances from all funds are combined and invested to the extent available in certificates of deposit, commercial paper, U.S. Government securities, and other securities authorized by State Statutes. Earnings from such investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. 2. Investments held by trustee Cash and investments held by trustee represent in part the fair value of deposits that are required to be held in trust for various City obligations. These established escrow accounts will remain in effect until the terms and conditions of the obligations have been fulfilled. Earnings from such investments are allocated directly to the respective funds in which the assets are held. 53 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (continued) 3. Taxes receivable Property tax levies are set by the City Council in December each year and are certified to Dakota County for collection in the following year. Such taxes become a receivable of the City and become a lien on the respective property as of January 1. In Minnesota, most counties act as collection agents for all property taxes. Dakota County spreads the levies over all taxable property within the City of Lakeville. Real and personal property taxes are payable in equal installments by property owners to Dakota County on May 15 and October 15 of each year. Dakota County remits these and delinquent collections to the City twice a year, in January and July. Unpaid taxes on December 31 are classified in the fund financial statements as delinquent taxes receivable. Taxes receivable include the following components: Unremitted - amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent - amounts billed to property owners but not paid. 4. Special assessments receivable Special assessments are levied against the benefited properties for the assessable costs of special assessment improvement projects in accordance with State Statutes. The City usually adopts the assessment rolls when the individual projects are complete or substantially complete. The City is obligated for the payment of special assessment debt not covered through the collection of special assessments from property owners. Any obligation by the City would be paid by property taxes. Special assessments are collectable over a term of years generally consistent with the term of years of the related bond issue. Collection of annual special assessment installments (including interest) is administered by Dakota County in the same manner as property taxes. Property owners are allowed to prepay total future installments without interest or prepayment penalties. As of December 31, 2015 the special assessment delinquent receivable was $8,408 in the governmental funds and $20,940 in the proprietary enterprise utility fund. Special assessments receivable includes the following components: Unremitted - amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent - amounts billed to property owners but not paid. Deferred - assessment installments that will be billed to property owners in future years. O t h e r - assessments for which payment has been delayed based on State Statutes or City Council action. 5. Inventory The inventory in the general fund is stated at FIFO (first-in, first-out) cost and consists of expendable supplies held for consumption. The cost is recognized as an expenditure at the time the inventory items are used (consumption method). The inventories of the proprietary funds are stated at the lower of FIFO cost or replacement market. 6. Prepaid items Payments made to vendors for services that will benefit periods beyond the current year are recorded as prepaid items. Prepaid items are also accounted for using the consumption method. 54 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (continued) 7. Unamortized bond premium and bond discount In the governmental fund financial statements, bond premiums and discounts are recognized as other financing sources and uses, respectively in the current fiscal year. Bond discounts and bond premiums for the City’s government-wide financial statements are deferred and amortized over the term of the bonds using the straight-line method. Unamortized bond premiums and discounts are included within the non-current liabilities due in more than one year of the City’s government-wide statement of net position. The enterprise liquor fund includes a non-current liability for unamortized bond premium associated with the issuance of the liquor revenue bonds of 2007. The bond premium is amortized over the term of the bonds using the straight-line method. 8. Restricted assets (temporarily) The government-wide Statement of Net Position “restricted assets (temporarily)” represents cash and investments, and investments held by trustee that have imposed restrictions placed on them by parties outside the government. These restricted amounts are pledged by bond covenants to the repayment of City indebtedness. The assets are temporarily restricted until the terms and conditions of the obligations have been fulfilled. 9. Capital assets Capital assets, which include land, historical treasures, construction in process, buildings and improvements, machinery and equipment, other improvements, and infrastructure, are reported in the applicable governmental or business-type activity columns of the government-wide statement of net position and proprietary funds statement of net position. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated fair value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life of not less than three years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend the life of the asset are not capitalized. Capital outlays are recorded as expenditures in the City’s governmental fund financial statements, which use the modified accrual basis of accounting. Capital outlays that meet the City’s capitalization criteria are reported in the government-wide Statement of Net Position and proprietary funds statement of net position, both of which use the full accrual basis of accounting. Interest incurred during the construction phase of capital assets for business-type activities is included as part of the capitalization value of assets constructed. 55 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (continued) 9. Capital assets (continued) Depreciation on the capital assets is recorded in the government-wide and proprietary fund financial statements. Land, historical treasures, and construction in process are not depreciated. Capital assets are depreciated using the straight-line method over their estimated useful lives as follows: Buildings and improvements 50-75 years Machinery and equipment 3-15 years Other improvements 10-50 years Infrastructure 20-50 years 10. Deferred outflows/inflows of resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element represents a consumption of net position that applies to a future period and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City has one item that qualifies for reporting in this category. It is the deferred outflows of resources related to pensions reported in the government-wide and proprietary fund statements of net position. This deferred outflow results from differences between expected and actual experience, changes of assumptions, differences between projected and actual earnings on pension plan investments, and contributions to the plan subsequent to the measurement date and before the end of the reporting period. These amounts are deferred and amortized as required under pension standards. In addition to liabilities, statements of financial position or balance sheets will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The City has two items which qualify for reporting in this category. The first item, unavailable revenue, is reported only in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from two sources: property taxes and special assessments. These amounts are deferred and recognized as an inflow of resources in the period the amounts become available. The second item, deferred inflows of resources related to pensions, is reported in the government-wide and proprietary fund statements of net position. This deferred inflow results from differences between expected and actual experience, changes of assumptions, and the difference between projected and actual earnings on pension plan investments. These amounts are deferred and amortized as required under pension standards. 56 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (continued) 11. Compensated absences It is the City’s policy to permit employees to accumulate earned but unused leave benefits as either paid time off (PTO), or vacation and sick leave. Under the City’s personnel policies and collective bargaining contracts, City employees are granted leave benefits in varying amounts based on length of services. PTO accruals vary from 18 to 30 days per year, vacation accruals vary from 10 to 20 days per year and sick leave accrues at a rate of 12 days per year. As benefits accrue to employees, the accumulated PTO, vacation and vested sick leave is reported as an expense and liability in the government-wide and proprietary fund financial statements. Accrued PTO, vacation and a percentage of sick leave is paid to employees upon termination (severance) only if they have matured and is reported as an expenditure in the governmental fund that will pay for it. No liability is recorded for non-vesting accumulating rights to receive sick leave benefits. 12. Net pension liability For purposes of measuring the net pension liability/asset, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the applicable pension additions to/deductions from the pension plan’s fiduciary net position have been determined on the same basis as they are reported by the plan except that the Public Employees Retirement Association (PERA) pension plan’s fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. 13. Net other post-employment benefits (OPEB) obligation In accordance with the provisions of GASB Statement No. 45, Accounting and financial Reporting by Employers for Post-employment Benefits Other Than Pensions, an actuarial valuation is required to be computed and reported for the City’s post-employment health insurance benefits provided to eligible employees through the City’s Other Post-Employment Benefits Plan. OPEB is reported as an expense on a pay-as-you-go basis and is accrued as it is earned. The net OPEB obligation liability and corresponding expense for governmental activities is reported within the government-wide financial statements. The net OPEB obligation liability and corresponding expense for enterprise funds are recorded within those funds. 14. Long-term obligations Long-term obligations are recorded in the City’s government-wide and proprietary fund statements of net position when they become a liability of the City. Long-term obligations are recognized as a liability of a governmental fund only when due or when payment is made to the paying agent. 57 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (continued) 15. Net Position Classifications In the government-wide and proprietary fund financial statements, net position represents the difference between assets, deferred outflows of resources, liabilities, and deferred inflows of resources. Net position is displayed in three components:  Net Investment in Capital Assets – Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets.  Restricted Net Position – Consists of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments.  Unrestricted Net Position – All other elements of net position that do not meet the definition of “restricted” or “net investment in capital assets.” 16. Fund balance classifications In the fund financial statements, governmental fund reports fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows:  Nonspendable – Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets.  Restricted – Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions.  Committed – Consists of amounts that can be used only for the specific purposes determined by a formal action of the government’s highest level of decision-making authority. The City Council is the highest level of decision-making authority for the government that can, by adoption of a resolution prior to the end of the fiscal year, commit fund balance. Once adopted, the limitation imposed by the resolution remains in place until a similar action is taken (the adoption of another resolution) to remove or revise the limitation.  Assigned – Consists of internally imposed constraints. These constraints consist of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. Pursuant to City resolution, the City Administrator and the Finance Director are authorized to establish assignments of fund balance.  Unassigned – The residual classification for the General Fund, which also reflects negative residual amounts in the other funds. The City will endeavor to maintain an unrestricted (committed, assigned and unassigned) fund balance in the General fund of an amount not less than 40 and not greater than 50 percent of the next year’s budgeted expenditures of the General fund. This will assist in maintaining an adequate level of fund balance to provide for cash flow requirements and contingency needs. At December 31, 2015, the unrestricted fund balance of the General Fund was 47.0 percent of the subsequent year’s budgeted expenditures. 58 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (continued) 16. Fund balance classifications (continued) When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as they are needed. When committed, assigned or unassigned resources are available for use, it is the City’s policy to use resources in the following order; 1.) committed, 2.) assigned, and 3.) unassigned. E. Revenue, Expenditures and Expenses 1. In the governmental fund financial statements property tax revenue is recognized when it becomes measurable and available to finance expenditures of the current fiscal year. All delinquent taxes receivable are fully offset by deferred inflow of resources in the governmental fund financial statements. Taxes due from Dakota County on December 31 are included in revenue since they are remitted to the City within 60 days after December 31. In the government-wide Statement of Activities property tax revenue is recognized when levied. 2. In the governmental fund financial statements special assessments principal and interest are recognized as revenue when they become measurable and available to finance expenditures of the current fiscal year. All delinquent and deferred assessments receivable are fully offset by deferred inflow of resources in the fund financial statements. Both the principal and interest on special assessments are payable in installments over a term of years that matches the scheduled payments for the bond issue which financed the project. In the government-wide Statement of Activities special assessments revenue is recognized when levied. 3. Investment income is recorded as revenue in the year earned. Elements of investment income include interest earned on investments and unrealized gains or losses on net increases or decreases in the fair value of investments. 4. Certain grants and aids received by the City require that eligible expenditures be made in order to earn the grant. Revenue for these grants is recorded in the period of which eligible expenditures are made. 5. Enterprise utility fund service charges are recognized when earned with no allowance for uncollectibles because delinquent accounts deemed uncollectible during the normal billing process are certified to Dakota County as a property tax lien. Quarterly utility service charges provided to customers but unbilled are included as receivables as of December 31. 6. Interfund service transactions are accounted for as expenditures or expenses. Service transaction payments to a fund are recorded as an expenditure or expense in the paying fund and conversely recorded as a reduction of expenditure or expense in the fund that is receiving payment. Interfund service transactions within the respective categories of governmental activities and business-type activities in the government-wide Statement of Activities are eliminated. 59 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 1 – Summary of Significant Accounting Policies (continued) F. Cash Flows For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase of three months or less to be cash equivalents. The proprietary funds’ equity in the government-wide cash and investments management pool is considered to be a cash equivalent. G. Change in Accounting Principle During the year ended December 31, 2015, the City implemented GASB Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27, and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date—an amendment of GASB Statement No. 68. These statements prescribe major changes in how employers account for pension benefit expenses and liabilities. In financial statements prepared using the economic resources measurement focus and accrual basis of accounting (government-wide and proprietary fund financial statements), an employer is required to recognize a liability for its share of the net pension liability provided through the pension plan. An employer is also required to recognize pension expense and report deferred outflows of resources and deferred inflows of resources for its share related to pensions. These standards required retroactive implementation, which resulted in the restatement of net position as of December 31, 2014. The details of the restatement are as follows: Proprietary Governmental Business-Type Fund Financial Activities Activities Statements Change in accounting principle PERA defined benefit pension plans Net pension liability (11,766,779)$ (1,952,986)$ (1,952,986)$ Deferred outflows related to pensions 604,873 79,589 79,589 Total - PERA (11,161,906) (1,873,397) (1,873,397) Association defined benefit pension plan Net pension asset 3,129,236 – – Total (8,032,670)$ (1,873,397)$ (1,873,397)$ Government-Wide Financial Statements Note 2 – Cash and Investments A. Components of Cash and Investments The City’s cash surpluses are pooled and invested in accordance with State Statute and City investment policy. Investment earnings and unrealized gains and losses are allocated to funds on the basis of average cash balances. Investments are stated at fair value, which is the amount that a financial instrument could be exchanged for in a current transaction between willing parties. The investments are not identified with specific funds. Investments held by trustee include balances held in segregated accounts for specific purposes. Interest earned on these trustee accounts is allocated directly to the responsible fund. The amounts represent funds held as required by the debt obligation covenants and other agreements. 60 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 2 – Cash and Investments (continued) A. Components of Cash and Investments (continued) The City’s cash and investments as of December 31, 2015 consist of the following: Cash on hand 13,165$ Deposits 580,354 Investments 81,650,016 Total cash and investments 82,243,535$ The City’s cash and investments as of December 31, 2015 are presented in the financial statements as follows: Statement of Net Position Cash and investments 58,997,046$ Temporarily restricted cash and investments 323,875 Temporarily restricted investments held by trustee 14,409,362 Statement of Fiduciary Net Position Cash and investments 8,513,252 Total cash and investments 82,243,535$ B. Deposits In accordance with applicable Minnesota Statutes, the City is permitted to maintain deposits at depository banks authorized by the City Council, including checking accounts, savings accounts, and non-negotiable certificates of deposits. The City’s deposit policy does not limit depository choices. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City does not have a formal policy addressing this risk. At year-end, the carrying amount of the City’s deposits was $580,354 while the balance on the bank records was $453,796. The City does not have any custodial credit risk for its deposits since all City deposits held in safekeeping by the City's banks are fully protected by insurance and/or collateral as required by Minnesota Statutes and authorized by the City Council. 61 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 2 – Cash and Investments (continued) C. Investments The City’s investments as of December 31, 2015 are as follows: Less Investment Type Rating Agency Fair Value Than 1 1 - 5 6 - 10 Money market funds Minnesota Municipal (4M) N/R N/A 4,407,083$ -$ -$ -$ Wells Fargo Advantage AAAm S&P 1,286,663 - - - First American Treasury Obligation AAAm S&P 696,872 - - - Certificates of deposit N/R N/A 25,617,575 16,783,000 8,834,575 - U.S. treasury securities N/R N/A 13,711,487 2,344,341 11,367,146 - U.S. government agencies AA+ S&P 24,066,484 7,148,747 15,904,712 1,013,025 Municipal Bonds AAA S&P 299,472 - 299,472 - Municipal Bonds Aa1 Moody's 3,817,963 701,115 2,770,355 346,493 Municipal Bonds AA+ S&P 566,363 - - 566,363 Municipal Bonds Aa2 Moody's 2,227,129 335,000 1,609,462 282,667 Municipal Bonds AA S&P 1,484,448 405,778 977,694 100,976 Municipal Bonds Aa3 Moody's 1,352,145 650,541 596,858 104,746 Municipal Bonds AA- S&P 1,303,980 - 1,303,980 - Municipal Bonds A1 Moody's 106,023 - - 106,023 Municipal Bonds A+ S&P 267,945 - 267,945 - Municipal Bonds A2 Moody's 438,384 185,089 253,295 - Total investments 81,650,016$ 28,553,611$ 44,185,494$ 2,520,293$ N/R - Not rated N/A - Not applicable Credit Risk Maturity Duration in Years Interest Risk - The 4M Fund is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities and Exchange Commission (SEC) that follows the same regulatory rules of the SEC under rule 2a7. The City’s investment in the 4M Fund is measured at the net asset value per share provided by the pool, which is based on an amortized cost method that approximates fair value. The City’s investment policy does not place any further limitations beyond the state statute requirements for the risk categories described below. Investments are subject to various risks, the following of which are considered the most significant; Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have any custodial credit risk for its investments since all of the City’s investments held in safekeeping by the City's brokerage firm in the City's name are insured and registered. 62 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 2 – Cash and Investments (continued) C. Investments (continued) Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. State Statutes authorize investments in money market funds, certificates of deposit, commercial paper, U.S. treasury securities, U.S. government agencies, and other securities provided they meet the two highest quality ratings of nationally recognized rating organizations. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investments (considered 5 percent or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. As of December 31, 2015, the City’s investment portfolio includes the following securities of single issuers exceeding 5 percent: F e d e r a l H o m e L o a n B a n k 1 2 . 7 % Federal National Mortgage Association 8.9% Federal Home Loan Mortgage Corporation 5.1% Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). D. Investment Policy The City’s investment policy limits exposure to interest rate risk by investing in shorter term securities (maturing in one year or less) to meet current operating cash requirements. Longer term investments are to be purchased with the intent to match maturity periods with future funding needs for capital replacement and debt obligations. The City will not purchase investments that, at the time of investment, cannot be held to maturity. This does not mean that an investment cannot be sold prior to maturity. Investment activity will focus upon protection of taxpayer dollars and investment income, consistent with statutory authorization and financial prudence. The City will conduct its investment transactions with several legal competing, reputable investment security dealers and qualifying banks. The City will invest only in the following instruments or those others that may subsequently be permitted by State Statute.  United States Treasury obligations  Federal Agency Securities  Certificates of Deposit  Commercial Paper  Banker’s Acceptance  Money Market Funds  State and local securities 63 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3 – Capital Assets A summary of changes in governmental capital assets during the year ended December 31, 2015 are as follows: Balance Balance Governmental Activities January 1 Additions Deletions December 31 Depreciable Buildings and improvements 54,601,639$ 354,784$ (36,665)$ 54,919,758$ Machinery and equipment 20,961,927 2,006,444 (1,172,129) 21,796,242 Other improvements 5,473,163 1,414,713 - 6,887,876 Infrastructure Streets 129,579,624 8,762,003 (2,890,279) 135,451,348 Storm sewer 58,744,107 5,412,062 (79,293) 64,076,876 Parks 19,777,378 3,428,516 (704,039) 22,501,855 Total depreciable at cost 289,137,838 21,378,522 (4,882,405) 305,633,955 Less accumulated depreciation Buildings and improvements (12,741,494) (1,168,531) 10,377 (13,899,648) Machinery and equipment (13,147,184) (1,578,797) 1,161,833 (13,564,148) Other improvements (2,445,795) (300,929) - (2,746,724) Infrastructure Streets (73,235,019) (4,804,702) 2,597,131 (75,442,590) Storm sewer (16,088,178) (1,230,479) 61,538 (17,257,119) Parks (12,022,692) (839,630) 701,918 (12,160,404) Total accumulated depreciation (129,680,362) (9,923,068) 4,532,797 (135,070,633) Total depreciable, net 159,457,476$ 11,455,454$ (349,608)$ 170,563,322$ Non-depreciable Land 23,501,740$ 1,751,301$ -$ 25,253,041$ Historical treasures 100,000 - - 100,000 Construction in process 17,518,207 18,166,845 (11,768,710) 23,916,342 Total non-depreciable 41,119,947 19,918,146 (11,768,710) 49,269,383 Depreciable, net 159,457,476 11,455,454 (349,608) 170,563,322 Total capital assets, net 200,577,423$ 31,373,600$ (12,118,318)$ 219,832,705$ Depreciation expense was charged to governmental functions as follows: General government 266,850$ Public safety 1,118,073 Public works 6,730,957 Parks and recreation 1,807,188 Total depreciation expense 9,923,068$ 64 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 3 – Capital Assets (continued) A summary of changes in business-type capital assets during the year ended December 31, 2015 are as follows: Balance Balance Business-type Activities January 1 Additions Deletions December 31 Depreciable Buildings and improvements 26,141,914$ 386,237$ (28,723)$ 26,499,428$ Machinery and equipment 3,108,569 133,031 (119,811) 3,121,789 Infrastructure Water 75,810,528 5,676,821 (226,972) 81,260,377 Sanitary sewer 58,303,551 3,901,380 - 62,204,931 Total depreciable at cost 163,364,562 10,097,469 (375,506) 173,086,525 Less accumulated depreciation Buildings and improvements (7,950,647) (563,147) 22,416 (8,491,378) Machinery and equipment (1,675,638) (219,180) 91,953 (1,802,865) Infrastructure - Water (26,596,560) (1,610,658) 138,778 (28,068,440) Sanitary sewer (21,023,479) (1,203,516) - (22,226,995) Total accumulated depreciation (57,246,324) (3,596,501) 253,147 (60,589,678) Total depreciable, net 106,118,238$ 6,500,968$ (122,359)$ 112,496,847$ Non-depreciable Land 3,812,073$ 30,825$ -$ 3,842,898$ Construction in process 2,693,324 255,703 (88,005) 2,861,022 Total non-depreciable 6,505,397 286,528 (88,005) 6,703,920 Depreciable, net 106,118,238 6,500,968 (122,359) 112,496,847 Total capital assets, net 112,623,635$ 6,787,496$ (210,364)$ 119,200,767$ Depreciation expense was charged to enterprise funds as follows: Liquor fund 125,003$ Utility fund 3,471,498 Total depreciation expense 3,596,501$ 65 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 4 – Operating Leases Operating Lease (Ames Arena): On December 1, 2006, the City (as lessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as lessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Ames Arena. Lakeville Arenas shall pay all debt service requirements due on the Gross Revenue Recreation Facility Bonds of 1999 less payments received by Lakeville Hockey Association, Inc. (Boosters) towards debt service payments in accordance with the revised and restated gaming revenue agreement dated February 16, 1999. The agreement will remain in effect until August 1, 2019. The cost of the leased space is included in the total Ames ice arena cost of $4,143,826, of which $1,559,610 has been depreciated to date. These amounts are recorded in the City’s capital assets. The 2015 lease revenue totaled $88,626. Operating Sublease (Hasse Arena): On December 1, 2006, the City (as sublessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as sublessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Hasse Arena. In addition, the joint powers agreement calls for Independent School District No. 194 to provide for one-half of all future ice arena lease payments to the City. Lease agreement payments coinciding with the bonded debt service schedule commencing February 1, 2007 will remain in effect until February 1, 2032. The 2015 lease revenue totaled $314,506. Operating Lease (Heritage Liquor Store): The Heritage Liquor Store (located in Heritage Shopping Center) consists of 8,859 square feet of space at a monthly lease cost of $14,600 plus a proportionate share of real estate taxes, property insurance, special assessments, common area maintenance, and management fees. The lease has a term of fifteen years and expired on June 30, 2015. The City subsequently renewed the lease for an additional four years expiring June 30, 2019 at a monthly lease cost of $11,812. The fiscal year 2015 lease expense totaled $146,660. The City owns the land and buildings of its other two liquor stores. Note 5 – Long-Term Liabilities General Obligation Bonds The City's general obligation bonds are supported primarily from revenues derived from property tax levies, special assessment levies, tax increment levies, state-aid street revenue, water connection revenue charges, ice arena operations, and contributions by an organization conducting lawful gaming at approved locations. These bonds are backed by the full-faith and credit of the City. 66 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5 – Long-Term Liabilities (continued) Revenue Bonds The following revenue bonds are not general obligations of the City and accordingly are not backed by the full-faith and credit of the City. Governmental Activities The Gross Revenue Recreation Facility Bonds, Series 1999, are supported primarily from revenues derived from ice arena operations and contributions from gaming revenues. The HRA Ice Arena Lease Revenue Bonds, Series 2006, will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA of Lakeville, the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. The City’s portion of the lease payments are supported by property tax levies. The lease, consisting of land, building and equipment of the Hasse Arena located at 8525 215th Street West, requires the City to provide lease payments sufficient to pay when due, the principal and interest on the HRA Ice Arena Lease Revenue Bonds, Series 2006 ($9,230,000 original amount issued), of which the City paid $607,444 in 2015. Title to the arena will transfer to the City upon completing the prescribed lease payments coinciding with the bonded debt service schedule commencing February 1, 2007 and maturing February 1, 2032. The cost of the leased space is included in the total Hasse ice arena cost of $7,505,840, of which $1,136,418 has been depreciated to date. These amounts are recorded in the HRA’s capital assets. Business-type Activities The Liquor Revenue Bonds, Series 2007, are payable solely from enterprise liquor fund revenues. Future revenue pledged for the payment of long-term debt is as follows: Bond Issue Use of Proceeds Type Term of Pledge Remaining Principal and Interest Principal and Interest Paid Pledged Revenue Received Recreation Facility Ice arena Arena Revenues 2015-2019 722,565$ 176,145$ 183,626$ Ice Arena Lease Revenue Additional ice arena Lease Revenues 2015-2032 11,345,656 607,444 314,506 Liquor Revenue Additional Liquor Store Liquor Sales Revenue 2015-2027 3,848,125 324,125 3,289,120 Current YearRevenue Pledged Metropolitan Council Loan Agreement 2006 On February 21, 2006, the City entered into a loan agreement with the Metropolitan Council for the purpose of acquiring property for a commuter vehicle park and pool lot located within a proposed state trunk highway right-of-way. The Metropolitan Council provided a loan to the City in the amount of $1,466,300 to finance the acquisition of the property. In 2015, the City made no payments on this loan. As of December 31, 2015 the balance of the loan is $1,159,843. The loan (free of interest charge) will be discharged by the Metropolitan Council upon the conveyance of the property to the highway authority at an undetermined future date. 67 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5 – Long-Term Liabilities (continued) General Obligation Refunding Bonds, Series 2012 B On August 15, 2012, the City issued $22,450,000 in General Obligation Refunding Bonds, Series 2012 B. The proceeds of this issue were used to retire, in advance of their stated maturities, the 2015 through 2026 maturities of the Street Reconstruction Bonds, Series 2003 A (refunded principal of $10,035,000) on their February 1, 2014 call date; and the 2016 through 2030 maturities of the Capital Improvement Plan Bonds, Series 2004 A (refunded principal $12,460,000) on their February 1, 2015 call date. The refunding transaction yielded a net savings to the City of $2,768,474 with a present value economic gain of $2,235,119. General Obligation Refunding Bonds, Series 2014 B On August 20, 2014, the City issued $12,660,000 in General Obligation Refunding Bonds, Series 2014 B. The proceeds of this issue will be used to retire, in advance of their stated maturities, the 2018 through 2032 maturities of the Capital Improvement Plan Bonds, Series 2007 D (refunded principal of $11,185,000) on their February 1, 2017 call date; and the 2017 through 2026 maturities of the Street Reconstruction Bonds, Series 2005 A (refunded principal $1,950,000) on their February 1, 2016 call date. The proceeds of the new bonds were placed in an escrow account (established by the City) whereby Open Market Securities were purchased by the trustee in adequate amounts sufficient to be responsible for the payment of the total called principal amount ($13,135,000) in addition to the series 2014 B accrued interest payments of $228,452 due February 1, 2015, $255,413 due August 1, 2015, $255,413 due February 1, 2016, $221,931 due August 1, 2016 and $221,931 due on the crossover refunding date of February 1, 2017. The refunding transaction yielded a net savings to the City of $1,628,573 with a present value economic gain of $1,057,711. General Obligation Improvement Bonds, Series 2015 A On August 20, 2015, the City issued $16,545,000 in General Obligation Improvement Bonds, Series 2015 A to finance various improvement projects in the City. The bonds mature February 1, 2036, with a provisional call date of February 1, 2026, bearing interest rates ranging from 1.8% to 5.0%. Debt service will be payable from municipal state-aid, water operating funds, property taxes and special assessments levied to benefiting properties. 68 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5 – Long-Term Liabilities (continued) The total long-term bonded debt outstanding as of December 31, 2015 (including amounts to be called 2/1/2016 of $1,950,000, and 2/1/2017 of $11,185,000) is summarized as follows: Maturities Interest Rates Amount Governmental Activity Bonds General obligation bonds Capital improvement bonds 2030-2032 1.75%-5.00% 36,020,000$ Street reconstruction bonds 2016-2030 1.75%-5.95% 18,845,000 G.O. Improvement bonds 2016-2036 0.95%-5.00% 34,130,000 Tax increment bonds 2022 4.00%-4.20% 1,680,000 State-aid street revenue bonds 2018-2036 0.75% - 5.00% 7,895,000 Arena revenue bonds 2016-2019 3.25%-5.40%635,000 Total general obligation bonds 99,205,000 HRA lease revenue bonds 2032 4.25%-4.625%7,855,000 Total governmental activity bonds 107,060,000 Business-Type Bonds Liquor revenue bonds 2027 5.00%2,895,000 Total long-term bonded debt outstanding 109,955,000$ The City is in compliance with all significant bond covenants. The annual requirements to amortize all outstanding bonded debt as of December 31, including interest payments of $29,712,329 are as follows: Year Ending December 31,Principal Interest Principal Interest Total 2016 7,885,000$ 3,840,269$ 180,000$ 140,250 $ 23,904,243$ 2017 17,725,000 3,377,350 190,000 131,000 11,453,814 2018 6,785,000 2,881,027 200,000 121,250 20,184,430 2019 6,525,000 2,649,016 210,000 111,000 8,750,608 2020 6,275,000 2,424,644 220,000 100,250 8,255,840 2021-2025 29,285,000 8,802,384 1,290,000 318,750 35,419,585 2026-2030 22,070,000 3,895,717 605,000 30,625 23,277,421 2031-2035 9,460,000 867,797 - - 8,470,855 2036 1,050,000 21,000 - - 117,012 Total 107,060,000$ 28,759,204$ 2,895,000$ 953,125$ 139,833,808$ Business-typeGovernmental 69 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5 – Long-Term Liabilities (continued) Accrued Compensated Absences Governmental Activities The governmental funds accumulated liability for accrued PTO, vacation and vested sick pay (including applicable salary-related payments) as of December 31, 2015 is $2,530,614. This amount is included in the non-current liabilities of the government-wide Statement of Net Position. In the event of employee separation from the City, the general fund and the responsible special revenue fund will pay the accumulated vacation portion. Business-type Activities The accumulated liability for accrued PTO, vacation and vested sick pay for proprietary enterprise funds (including applicable salary-related payments) as of December 31, 2015 is $327,728. In the event of employee separation from the City, the responsible enterprise fund will pay the accumulated severance portion. These amounts are recorded as a liability and as an expense when earned in the responsible funds. Unamortized Bond Premium and Discount Unamortized bond premium and bond discount included within non-current liabilities are as follows: Governmental Business-type Unamortized bond premium 4,888,965$ 16,996$ Unamortized bond discount (149) - Total unamortized (net)4,888,816$ 16,996$ Net Pension Liability – PERA The general fund for governmental activities and the liquor fund and utility fund for the business-type activities will be used to liquidate the net pension liability. Net Other Post-Employment Benefit (OPEB) Obligation Other post-employment benefit obligations in prior years have been liquidated primarily by the general fund for governmental activities and by the liquor fund and utility fund for business-type activities. 70 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 5 – Long-Term Liabilities (continued) During the year ended December 31, 2015 the following changes occurred in non-current liabilities: Balance Balance Due Within January 1 Additions Deletions December 31 One Year Governmental Activities G.O. Improvement bonds 69,690,000$ -$ (14,825,000)$ 54,865,000$ 4,160,000$ Other bonds 40,670,000 16,545,000 (5,020,000) 52,195,000 3,725,000 Total bonds 110,360,000 16,545,000 (19,845,000) 107,060,000 7,885,000 Metropolitan Council loan 1,159,843 - - 1,159,843 - Total long-term debt 111,519,843 16,545,000 (19,845,000) 108,219,843 7,885,000 Accrued compensated absences 2,423,708 1,331,000 (1,224,094) 2,530,614 1,224,094 Unamortized bond premium/discount 4,290,017 1,005,509 (406,710) 4,888,816 - Net pension liability - PERA (1)- 15,522,826 (3,492,252) 12,030,574 - Net OPEB obligation 285,317 76,418 (17,729) 344,006 - Total governmental activities 118,518,885 34,480,753 (24,985,785) 128,013,853 9,109,094 Business-type Activities Liquor revenue bonds 3,070,000 - (175,000) 2,895,000 180,000 Accrued compensated absences 298,389 235,175 (205,836) 327,728 205,836 Unamortized bond premium 18,529 - (1,533) 16,996 - Net pension liability - PERA (1)- 2,441,365 (446,095) 1,995,270 - Net OPEB obligation 49,578 13,486 (3,129) 59,935 - Total business-type activities 3,436,496 2,690,026 (831,593) 5,294,929 385,836 Total governmental and business-type activities 121,955,381$ 37,170,779$ (25,817,378)$ 133,308,782$ 9,494,930$ (1) Additions to the net pension liability – PERA includes the change in accounting principle described in Note 1. Note 6 – Net Investment in Capital Assets Net investment in capital assets as of December 31, 2015 is calculated as follows: Governmental Business-type Total Capital assets, net of depreciation 219,832,705$ 119,200,767$ 339,033,472$ Less applicable: Bonds payable (76,120,000) (2,895,000) (79,015,000) Loan payable (1,159,843) - (1,159,843) Unamortized bond premium/ discount (net)(2,432,920) (16,996) (2,449,916) Unspent bond proceeds 1,748,194 - 1,748,194 Invested in capital assets, net 141,868,136$ 116,288,771$ 258,156,907$ The City has $30,940,000 in bonds and $2,455,896 in bond premium/discount (net) that are unrelated in the calculation above. 71 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 7 – Net Position (Restricted) The government-wide Statement of Net Position reports restricted amounts in the net position section. These amounts represent assets (less any related liabilities) that have imposed restrictions placed on them by parties outside the City government. Net position restricted for debt service represents assets pledged by bond covenant to the repayment of City bond obligations. The government-wide restricted net position is as follows: Governmental Business-type Activities Activities Total Restricted Net Position Cash and investments 21,616,859$ -$ 21,616,859$ Temporarily restricted Cash and investments - 323,875 323,875 Investments held by trustee 14,409,362 - 14,409,362 Net pension asset 2,649,952 2,649,952 Receivables 14,845,413 - 14,845,413 Deferred outflows - pension plan deferments 656,105 656,105 Less related liabilities (20,316,745) - (20,316,745) Total restricted net position 33,860,946$ 323,875$ 34,184,821$ Note 8 – Construction Commitments The City has outstanding construction and build projects as of December 31, 2015. These projects include street reconstruction projects, equipment purchases, land purchases and other water and sanitary sewer projects. The City’s commitments with contractors and other governmental entities are shown as follows: Remaining Projects Spent-to-Date Commitment Governmental Activities Improvement Project 15-02 Phase I 8,191,368$ 645,291$ Improvement Project 15-02 Phase II - 9,434,848 Holyoke Avenue water tower 1,399,634 1,666,357 Fire Trucks - 1,103,672 Antlers park land acquisition 50,000 625,000 Well #20 299,278 204,741 Water Treatment Facility expansion 2,910,970 97,300 City of Lakeville/City of Apple Valley sanitary sewer interceptor 53,591 55,614 Total governmental 12,904,841$ 13,832,823$ 72 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 9 – Fund Balances At December 31, 2015, a summary of the governmental fund balance classification are as follows: Genera l G.O.Wate r Improvement General Fund Obligation Improvement Building Fund Construction Nonmajor Total Nonspendable Inventory 403,002$ –$ –$ – $ –$ –$ –$ 403,002$ Prepaid items 44,282 – – – – – – 44,282 Total nonspendable 447,284 – – – – – – 447,284 Restricted Debt Service – 17,450,559 5,274,675 – – – 4,674,087 27,399,321 Public improvements – – – – – 1,748,194 – 1,748,194 Street construction – – – – – – 3,405,118 3,405,118 Park development – – – – – – 2,885,136 2,885,136 Tax increment – – – – – – 199,326 199,326 Public communications – – – – – – 3,254 3,254 Special Service District – – – – – – 19,407 19,407 Total restricted – 17,450,559 5,274,675 – – 1,748,194 11,186,328 35,659,756 Committed Emerald Ash Borer 45,000 – – – – – – 45,000 Public improvements – – – – – 893,695 – 893,695 Public buildings – – – 497,062 – – – 497,062 Pavement management – – – – – – 1,336,005 1,336,005 Storm sewer trunk system – – – – – – 5,009,218 5,009,218 Sanitary sewer trunk system – – – – – – 5,014,924 5,014,924 Trail improvement – – – – – – 629,555 629,555 Park improvement – – – – – – 67,791 67,791 Capital acquisitions – – – – – – 3,930,113 3,930,113 Public communications – – – – – – 508,342 508,342 Economic development – – – – – – 50,726 50,726 Total committed 45,000 – – 497,062 – 893,695 16,546,674 17,982,431 Unassigned 11,882,644 – – – (3,093,297) (399,092) – 8,390,255 Total 12,374,928$ 17,450,559$ 5,274,675$ 497,062 $ (3,093,297)$ 2,242,797$ 27,733,002$ 62,479,726$ Debt Service Capital Projects 73 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 10 – Contributed Capital Assets from Private Land Developers and City Government The ownership of local streets, storm sewer, parks, water and sanitary sewer infrastructure capital assets that are constructed and completed during the year by private land developers becomes contributed property of the City. Storm sewer, water and sanitary sewer infrastructure assets constructed within Dakota County and State of Minnesota right-of-way boundaries also become City capital assets since they are serviced and maintained by the City. Roads and highways constructed within Dakota County and State of Minnesota right-of-way boundaries are excluded from City capital assets. The City assumed ownership of the following governmental and business-type capital assets contributed through private land developers during the current fiscal year as follows: Enterprise From Private Land Developers Governmental Utility Fund Infrastructure Streets 2,295,833$ -$ Storm sewer 3,580,179 - Parks 706,998 - Water - 2,517,816 Sanitary sewer - 2,533,689 Total 6,583,010$ 5,051,505$ The ownership of water and sanitary sewer infrastructure assets that are constructed and completed during the year by City governmental activities (through various funding sources at cost) becomes contributed property of the City’s enterprise utility fund. The City’s enterprise utility fund assumed ownership of the following capital assets contributed during the current fiscal year as follows: Enterprise From governmental activities Utility Fund Infrastructure Water 3,159,007$ Sanitary sewer 295,790 Total 3,454,797$ From other governmental agencies Sanitary sewer 957,570$ Note 11 – Excess of Expenditures over Appropriations For the year ended December 31, 2015, total expenditures (the legal level of budgetary control) in the special revenue downtown special service district fund exceeded appropriations. The expenditures exceeding budget of ($2,761) were funded by available fund balance. The special revenue economic development fund expenditures also exceeded appropriations. The expenditures exceeding budget of ($330) were funded by available fund balance. 74 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 12 – Deficit Fund Balances The capital projects water fund had a deficit fund balance of ($3,093,297) as of December 31, 2015 as a result of construction of the water tower and water treatment facility expansion project. It is anticipated that the deficit will be financed by future debt issuance. Note 13 – Interfund Receivables and Payables Activity between funds representative of lending or borrowing arrangements is reported in the fund financial statements as “due from/to other funds” (current portion) or “advances to/from other funds.” Such amounts are eliminated in the government-wide financial statements, with any residual balances outstanding between the governmental and business-type activities reported as “internal balances.” At December 31, 2015 the capital projects water fund had a payable of $3.2 million to the nonmajor governmental funds to finance a temporary cash deficit. Note 14 – Interfund Transfers The City provides financing for a variety of operations and capital projects utilizing resources from certain funds; interfund transfers used for these various activities during the current fiscal year are as follows: Capital Nonmajor Enterprise General G.O. Improv. Govntl. Transfers From Fund G.O.Improve.Const.Funds Utility Total General Fund -$ - $ -$ 500,000$ 1,112,000$ -$ 1,612,000$ Water Fund (CP)- - - - 2,016,337 - 2,016,337 Nonmajor govntl. funds 152,933 - 101,000 27,681 1,019,000 - 1,300,614 Total 152,933 - 101,000 527,681 4,147,337 - 4,928,951 Enterprise - Liquor 165,173 400,000 - - 831,242 1,557 1,397,972 Enterprise - Utility 441,817 - 66,684 - - - 508,501 Internal service fund 50,012 - - - - - 50,012 Total 809,935$ 400,000$ 167,684$ 527,681$ 4,978,579$ 1,557$ 6,885,436 (1) (2) (3) (4) (5)(6) (7) Less: Utility fund (1,557) Total governmental funds 6,883,879$ Transfers To: Debt Service Projects The following are explanations to interfund transfers sub-notes 1 through 7. Abbreviation key: (SR) special revenue fund, (DS) debt service fund, (CP) capital projects fund, (E) enterprise fund, (IS) internal service fund. 75 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 14 – Interfund Transfers (continued) (1) The transfers to general fund were provided mainly as overhead and maintenance costs from the following funds: Fund Amount Description Communications (SR) 152,933$ Public communications and city hall overhead costs. Liquor (E) 165,173 Patrol, chemical awareness, and city hall overhead costs. Utility (E) 441,817 City hall overhead costs. Municipal reserves (IS)50,012 City hall overhead costs. Total 809,935$ (2) The total transfer to the debt service general obligation fund was provided by the liquor fund ($400,000) to be applied towards the debt service of the new police station completed in 2008. (3) The total transfer to the debt service G.O. improvement fund was provided by the capital projects storm sewer fund ($101,000) and enterprise utility fund ($66,684) related to City Improvement projects whereby user fees are pledged towards the improvement bonds debt service requirements. (4) The total transfer to the capital projects improvement construction fund was provided by the general fund ($500,000) and by capital projects tax increment fund ($27,681) to finance various future road construction projects. (5) The total transfer to nonmajor governmental funds ($4,147,337) was provided by the following governmental funds: From:Amount To: General Fund 877,000$ Equipment (CP) for future equipment acquisitions General Fund 235,000 Park improvement (CP) for future playground replacements Water (CP)2,016,337 Water revenue (DS) for debt service requirements Communications (SR) 495,000 Equipment (CP) for future equipment acquisitions Pavement mgmt (CP)524,000 Equipment (CP) for future equipment acquisitions Total other govntl. 4,147,337$ (6) The total transfer to the nonmajor governmental funds was provided by the enterprise liquor fund ($831,242) to fund various equipment purchases and playground replacements. (7) The total transfer to the enterprise utility fund was provided by the enterprise liquor fund ($1,557) for customer service billing overhead costs. Included within the transfers to governmental activities from business-type activities of $1,549,881 on the Statement of Activities is the City’s contributed capital from governmental activities to enterprise utility fund capital assets of ($3,454,797). 76 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 15 – Joint Powers Debt Commitment On August 25, 2005 the City of Lakeville entered into a joint powers agreement with the Cities of Apple Valley, Burnsville, Eagan, Farmington, Hastings, Inver Grove Heights, Mendota Heights, Rosemount, South St. Paul, West St. Paul, Minnesota, and Dakota County Minnesota, to establish the Dakota Communications Center (DCC), a Minnesota nonprofit corporation. The purpose of the DCC is to engage in the operation and maintenance of a countywide public safety answering point and communications center for law enforcement, fire, emergency medical services, and other public safety services for the mutual benefit of residents residing in the above mentioned cities and county (members). Pursuant to the joint powers agreement, members are required to provide the DCC their pro rata share of cost of operations and maintenance, and capital projects. Information regarding the Dakota Communications Center can be obtained at the website www.mn-dcc.org/stats.asp or by contacting Jerilyn Erickson at the City of Lakeville, 20195 Holyoke Avenue, Lakeville, Minnesota 55044. Telephone 952-985-4481 or email address jerickson@lakevillemn.gov. Note 16 – Other Post-Employment Benefits (OPEB) Plan A. Plan Description The City provides post-employment insurance benefits to certain eligible employees through the City’s Other Post-Employment Benefits Plan, a single-employer defined benefit plan administered by the City. All post-employment benefits are based on contractual agreements with employee groups. These contractual agreements do not include any specific contribution or funding requirements. These benefits are summarized as follows: Post-Employment Insurance Benefits - All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a secondary benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. B. Funding Policy The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to pre-fund benefits as determined annually by the City. 77 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 16 – Other Post-Employment Benefits (OPEB) Plan (continued) C. Annual OPEB Cost and Net OPEB Obligation The City’s annual OPEB cost (expense) is calculated based on annual required contributions (ARC) of the City, an amount determined on an actuarially determined basis in accordance with the parameters of GASB Statement No. 45. The ARC represents a level funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed 30 years. The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the plan, and the changes in the City’s net OPEB obligation to the plan: Annual required contribution 96,418$ Interest on net OPEB obligation 13,396 Adjustment to annual required contribution (19,910) Annual OPEB cost (expense) 89,904 Contributions made (20,858) Increase in net OPEB obligation 69,046 Net OPEB obligation - beginning of year 334,895 Net OPEB obligation - end of year 403,941$ The City’s annual OPEB cost; the percentage of annual OPEB cost contributed to the plan; and the net OPEB obligation for the year are as follows: Fiscal Annual Employer Annual OPEB Net OPEB Year Ended OPEB Cost Contribution Cost Contributed Obligation December 31, 2013 71,043$ 21,690$ 30.5% 264,027$ December 31, 2014 91,390$ 20,522$ 22.5% 334,895$ December 31, 2015 89,904$ 20,858$ 23.2% 403,941$ D. Funded Status and Funding Progress As of January 1, 2014, the most recent actuarial valuation date, the plan was zero percent funded. The actuarial accrued liability for benefits was $728,270, and the actuarial value of assets was $0, resulting in an unfunded actuarial accrued liability (UAAL) of $728,270. The covered payroll (annual payroll of active employees covered by the plan) was $12,363,168, and the ratio of the UAAL to the covered payroll was 5.9 percent. 78 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 16 – Other Post-Employment Benefits (OPEB) Plan (continued) D. Funded Status and Funding Progress (continued) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and ARCs of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The Schedule of Funding Progress immediately following the notes to the basic financial statements presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. E. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2014 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included: a 4.0 percent investment rate of return (net of administrative expenses) based on the City’s own investments; a 2014 annual healthcare cost trend rate of 7.5 percent, and reduced by decrements of .25 percent to an ultimate rate of 5.0 percent after ten years for medical insurance. Both rates included a 2.5% inflation assumption. The UAAL is being amortized on a level dollar basis over a closed period. The remaining amortization periods at January 1, 2014 for the various amortization layers ranged from 24 to 30 years. Note 17 – Risk Financing and Related Insurance Issues The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City purchased the following insurance coverage through the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool currently operating as a common risk management and insurance program for Minnesota cities: general liability, excess liability, workers compensation, property, automobile, marine, crime, employee dishonesty, boiler, petro fund, and open meeting law. The City pays an annual premium to the LMCIT for its insurance coverage. The LMCIT is self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of reserved amounts for each insured event. The LMCIT allows for the pool to make additional assessments to make the pool self-sustaining. Current state statutes (Minnesota Statutes Subd. 466.04) provide limits of liability for the City. 79 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 17 – Risk Financing and Related Insurance Issues (continued) These limits are that the combination of defense expense and indemnification expense shall not exceed $1,500,000 for any number of claims arising out of a single occurrence. The Minnesota statutory limit on claims is $1,500,000 per occurrence. The City self-insures the risk of any potential judicial ruling in excess of the statutory maximum. The City has never had a claim in excess of the statutory maximum. There have been no significant reductions in insurance coverage from the prior year and insurance settlements have not exceeded coverage in the past three years. Workers’ compensation premiums for 2015 and 2014 were $527,125 and $448,455, respectively. The City is enrolled in the LMCIT workers compensation “regular” program. The LMCIT regular program provides a fixed premium based on payroll and provides no claim risk to the City as a result of high claims experience. The City’s workers’ compensation premiums are accounted for directly in the responsible funds. Note 18– Defined Benefit Pension Plans - Statewide A. Plan Description The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the PERA. PERA’s defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA’s defined benefit pension plans are tax qualified plans under Section 401 (a) of the Internal Revenue Code. 1. General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 2. Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to local relief associations that elected to merge with and transfer assets and administration to the PERA. B. Benefits Provided The PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the State Legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90 percent funded for two consecutive years are given 2.5 percent increases. Members in plans that have not exceeded 90 percent funded, or have fallen below 80 percent, are given 1 percent increases. 80 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 18– Defined Benefit Pension Plans – Statewide (continued) The benefit provisions stated in the following paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. 1. GERF Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for the PERA’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. 2. PEPFF Benefits Benefits for PEPFF members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50 percent after five years up to 100 percent after 10 years of credited service. Benefits for PEPFF members first hired after June 30, 2014, vest on a prorated basis from 50 percent after 10 years up to 100 percent after 20 years of credited service. The annuity accrual rate is 3 percent of average salary for each year of service. For PEPFF members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. C. Contributions Minnesota Statutes, Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the State Legislature. 1. GERF Contributions Coordinated Plan members were required to contribute 6.50 percent of their annual covered salary in calendar year 2015. The City was required to contribute 7.50 percent for Coordinated Plan members in calendar year 2015. The City’s contributions to the GERF for the year ended December 31, 2015 were $705,189. The City’s contributions were equal to the required contributions as set by state statute. 81 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 18– Defined Benefit Pension Plans – Statewide (continued) C. Contributions (continued) 2. PEPFF Contributions Plan members were required to contribute 10.8 percent of their annual covered salary in calendar year 2015. The City was required to contribute 16.20 percent of pay for PEPFF members in calendar year 2015. The City’s regular contributions to the PEPFF for the year ended December 31, 2015 were $845,144. The City’s contributions were equal to the required contributions as set by state statute. D. Pension Costs 1. GERF Pension Costs At December 31, 2015, the City reported a liability of $7,981,079 for its proportionate share of the GERF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2014 through June 30, 2015, relative to the total employer contributions received from all of the PERA’s participating employers. At June 30, 2015, the City’s proportionate share was 0.1540 percent, which was a decrease of 0.0123 percent from its proportion measured as of June 30, 2014. For the year ended December 31, 2015, the City recognized pension expense of $916,880 for its proportionate share of the GERF’s pension expense. At December 31, 2015, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience –$ 402,382$ Differences between projected and actual investment earnings 755,532 – Changes in proportion – 433,344 Contributions paid to the PERA subsequent to the measurement date 355,996 – Total 1,111,528$ 835,726$ 82 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 18– Defined Benefit Pension Plans – Statewide (continued) D. Pension Costs (continued) 1. GERF Pension Costs (continued) Deferred outflows of resources reported $355,996 related to pensions resulting from city contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended Expense December 31, Amount 2016 (89,692)$ 2017 (89,692)$ 2018 (89,692)$ 2019 188,882$ 2. PEPFF Pension Costs At December 31, 2015, the City reported a liability of $6,044,765 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2014 through June 30, 2015, relative to the total employer contributions received from all of the PERA’s participating employers. At June 30, 2015, the City’s proportion was 0.532 percent, which was a decrease of 0.015 percent from its proportion measured as of June 30, 2014. For the year ended December 31, 2015, the City recognized pension expense of $1,014,446 for its proportionate share of the PEPFF’s pension expense. The City also recognized $47,880 for the year ended December 31, 2015, as revenue for its proportionate share of the state of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the state of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. 83 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 18– Defined Benefit Pension Plans – Statewide (continued) D. Pension Costs (continued) At December 31, 2015, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience –$ 980,263$ Differences between projected and actual investment earnings 1,053,200 – Changes in proportion – 135,005 Contributions paid to the PERA subsequent to the measurement date 443,694 – Total 1,496,894$ 1,115,268$ Deferred outflows of resources reported $443,694 related to pensions resulting from the City’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ended Expense December 31, Amount 2016 40,246$ 2017 40,246$ 2018 40,246$ 2019 40,246$ 2020 (223,052)$ E. Actuarial Assumptions The total pension liability in the June 30, 2015 actuarial valuation was determined using the following actuarial assumptions: Inflation 2.75% per year Active member payroll growth 3.50% per year Investment rate of return 7.90% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants were based on RP-2000 tables for males or females, as appropriate, with slight adjustments. Cost of living benefit increases for retirees are assumed to be: 1 percent effective every January 1st until 2034, then 2.5 percent for GERF and PEPFF. 84 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 18– Defined Benefit Pension Plans – Statewide (continued) E. Actuarial Assumptions (continued) Actuarial assumptions used in the June 30, 2015, valuation were based on the results of actuarial experience studies. The experience study in the GERF was for the period July 1, 2004 through June 30, 2008, with an update of economic assumptions in 2014. The experience study for the PEPFF was for the period July 1, 2004 through June 30, 2009. There were no changes in actuarial assumptions in 2015. The long-term expected rate of return on pension plan investments is 7.9 percent. The State Board of Investment, which manages the investments of the PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular basis using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Class Target Allocation Long-Term Expected Real Rate of Return Domestic stocks 45% 5.50% International stocks 15% 6.00% Bonds 18% 1.45% Alternative assets 20% 6.40% Cash 2% 0.50% F. Discount Rate The discount rate used to measure the total pension liability was 7.9 percent. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in statute. Based on that assumption, each of the pension plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 85 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 18– Defined Benefit Pension Plans – Statewide (continued) G. Pension Liability Sensitivity The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate Discount Rate Discount Rate (6.9%)(7.9%)(8.9%) The City’s proportionate share of the GERF net pension liability 12,549,093$ 7,981,079$ 4,208,601$ The City’s proportionate share of the PEPFF net pension liability 11,781,310$ 6,044,765$ 1,305,379$ H. Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in a separately- issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the PERA website at www.mnpera.org. 86 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 19 – Defined Contribution Plan – Statewide Council members of the City are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by the PERA. The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of salary which is matched by the elected official’s employer. For ambulance service personnel, employer contributions are determined by the employer, and for salaried employee contributions must be a fixed percentage of salary. Employer contributions for volunteer personnel may be a unit value for each call or period of alert duty. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, the PERA receives 2 percent of employer contributions and twenty-five hundredths of 1 percent (0.0025) of the assets in each member’s account annually. Total contributions made by the City for the last three fiscal years were: For the Required Rate Year Ended for Employees December 31, Employee Employer Employee Employer and Employers 2015 1,760$ 1,760$ 5%5%5% 2014 1,756$ 1,756$ 5%5%5% 2013 1,670$ 1,670$ 5%5%5% Contribution Amount Percentage of Covered Payroll 87 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 20 – Lakeville Fire Relief Association A. Plan Description Volunteer firefighters of the City of Lakeville Fire Department (the Department) are members of the Lakeville Fire Relief Association (the Association), which administers a single-employer defined benefit plan established to provide benefits for its members. The plan is established and administered in accordance with Minnesota Statute, Chapter 69. The Association is governed by a board of six members elected by the members of the Association for three year terms. One City Council member, Finance Director and Fire Chief are ex officio, nonvoting members of the Board of Trustees. As of December 31, 2015, the plan covered 77 active firefighters and 23 vested terminated firefighters whose pension benefits are deferred. The Association maintains a separate Special Fund to accumulate assets to fund the retirement benefits earned by the Department’s membership. Funding for the Association is derived from an insurance premium tax in accordance with the Volunteer Firefighter’s Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980). Funds are also derived from investment income. B. Benefits Provided A firefighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 10 years of service, shall be equal to 60 percent of the pension as described by the bylaws. This percentage increases 4 percent per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50 years and have completed at least 10 years of active membership are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member’s service pension for the completed years of service times the applicable non-forfeitable percentage of pension. C. Contributions Minnesota Statutes, Chapters 424 and 424A authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings, and, if necessary, employer contributions as specified in Minnesota Statutes and voluntary city contributions (if applicable). The firefighters have no obligation to contribute to the plan. Nonemployer pension contributions include state aid from the state of Minnesota and municipal contributions from the City. On-behalf of the state payments from the state of Minnesota are received initially by the City and subsequently remitted to the Association. These on-behalf of the state aid payments in addition to the City’s municipal contribution payments to the Association plan are recognized as revenues and expenditures in the City’s General Fund during the period received. The state of Minnesota contributed $338,889 in fire state aid to the plan on behalf of the Department for the year ended December 31, 2015, which was recorded as revenue. Required employer contributions are calculated annually based on statutory provisions. The City’s statutorily-required contributions to the plan for the year ended December 31, 2015 were $0. The City’s contributions were equal to the required contributions as set by state statute. The City made no voluntary contributions to the plan. D. Pension Costs At December 31, 2015, the City reported a net pension liability (asset) of ($2,649,952) for the plan. The net pension liability (asset) was measured as of December 31, 2015. The total pension liability used to calculate the net pension liability (asset) in accordance with GASB Statement No. 68 was determined by Van Iwaarden Associates, applying an actuarial formula to specific census data certified by the Department as of December 31, 2015. 88 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 20 – Lakeville Fire Relief Association (continued) D. Pension Costs (continued) The following table presents the changes in net pension liability (asset) during the year: Total Pension Plan Fiduciary Net Pension Liability Net Position Liability (Asset) (a)(b)(a-b) Beginning balance – January 1, 2015 4,193,508$ 7,322,744$ (3,129,236)$ Changes for the year Service cost 223,785 – 223,785 Interest on pension liability (asset)269,493 – 269,493 Changes of assumptions 353,037 – 353,037 Contributions (employer)– – – Contributions (state)– 338,889 (338,889) Net investment income 39,474 (39,474) Benefit payments (210,816) (210,816) – Administrative costs – (11,332) 11,332 Total net changes 635,499 156,215 479,284 Ending balance – December 31, 2015 4,829,007$ 7,478,959$ (2,649,952)$ For the year ended December 31, 2015, the City recognized pension expense of $162,058. At December 31, 2015, the City reported related to pension from the following sources: Deferred Outflows of Resources Net difference between projected and actual earnings on plan investments 337,477$ Change of assumptions 318,628 Total 656,105$ Deferred outflows of resources related to the plan will be recognized in pension expense as follows: 2016 118,778$ 2017 118,778$ 2018 118,778$ 2019 118,779$ 2020 34,409$ Thereafter 146,583$ 89 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 20 – Lakeville Fire Relief Association (continued) E. Actuarial Assumptions The total pension liability at December 31, 2015 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Retirement eligibility at 100 percent service pension at age 50 with 20 years of service, early vested retirement at age 50 with 10 years of service vested at 60 percent and increased by 4 percent for each additional year of service up to 20 and eligibility for deferred service pension payable at age 50 with 20 years of service Inflation rate 2.75% per year Investment rate of return 6.25% 20 year municipal bond yield 3.50% The retirement assumption was updated from the July 1, 2014 Minnesota PERA Police and Fire Plan to 50 percent at the later of age 50 and 20 years of service, then 50 percent at each subsequent year until 100 percent at the earlier of age 65 or 30 years of service. This change was made to reflect updated expectations regarding future experience. The 6.25 percent long-term expected rate of return on pension plan investments was determined using a building- block method in which best estimates for expected future real rates of return (expected returns, net of inflation) were developed for each asset class using the plan’s target investment allocation along with long-term return expectations by asset class. Inflation expectations were applied to derive the nominal rate of return for the portfolio. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Class Domestic equity 59.35 % 5.25 % 8.00 % International equity 5.22 5.25 % 8.00 % Fixed income 9.40 1.75 % 4.50 % Real estate and alternatives – 3.75 % 6.50 % Cash and equivalents 26.03 0.25 % 3.00 % Total 100.00 %6.25 % Allocation Target Rate of Return Expected Real Long-Term Long-Term Expected Nominal Rate of Return F. Discount Rate The discount rate used to measure the total pension liability was 6.25 percent. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 90 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 20 – Lakeville Fire Relief Association (continued) G. Pension Liability (Asset) Sensitivity The following presents the City’s net pension liability (asset) for the plan, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s net pension liability (asset) would be if it were calculated using a discount rate 1 percent lower or 1 percent higher than the current discount rate: Decrease (5.25%) Current (6.25%) Increase (7.25%) Net pension liability (asset) (2,498,012)$ (2,649,952)$ (2,796,475)$ H. Pension Plan Fiduciary Net Position The Association issues a publicly available financial report. This report may be obtained by writing to the Lakeville Volunteer Firefighters’ Relief Association, 20195 Holyoke Avenue, Lakeville, Minnesota, 55044 or by calling (952) 985-4480. Note 21 – Deferred Compensation Plan The City offers its employees an optional deferred compensation plan created in accordance with Internal Revenue Service Code Section 457. The plan is available to all City employees, which permits them to tax defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. Under provisions of Section 72(p) of the Internal Revenue Code, a plan may permit participant loans once 457 plan assets are held in a trust. As of the current fiscal year, the City’s plan does not have a loan provision for its participants. All amounts of compensation deferred under the plan must be held in trust for the exclusive benefit of plan participants and/or beneficiaries. Investments are managed by the plan's trustee under various investment options or a combination thereof. The choice of investment options is made by the participant. Note 22 – Litigation There are several lawsuits pending in which the City is involved. The City Attorney has indicated that existing and pending lawsuit claims and other actions in which the City is a defendant are either covered by insurance, fully reserved for by the City, or the cases are in the early stages of discovery, and accordingly, the ultimate outcome cannot presently be determined. It is the opinion of City management that in each case the possibility of material loss, net of amounts reserved is remote. 91 CITY OF LAKEVILLE, MINNESOTA NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2015 Note 23 – Conduit Debt On April 7, 2008, the Housing and Redevelopment Authority (HRA) of Lakeville approved the issuance of the Housing and Redevelopment Authority of Lakeville, Minnesota Education Facilities Revenue Note (All Saints School Project), Series 2008. The HRA acted as the conduit for a bank qualified tax-exempt refinancing of existing debt for All Saints School (the School) under the responsibility of All Saints Church (the Church), a religious corporation organized as a nonprofit corporation under the laws of the State of Minnesota. The note funds provided funding for the non-religious portions of the renovation and equipping of, and construction of additions to the School (serving kindergarten through 8th grade), owned and operated by the Church, and located at 19795 Holyoke Avenue in Lakeville. The HRA authorized the $2,000,000 revenue note to provide needed financial assistance to a private-sector entity deemed to be in the public interest. Neither the HRA nor the City is obligated in any circumstance for repayment of this note, and accordingly the note is not reported as a liability in the accompanying financial statements. As of December 31, 2015, $2,000,000 remains outstanding on this note. Note 24 – Subsequent Events In February 2016 the City issued $8,280,000 in General Obligation Water Utility Bonds, Series 2016 A to finance various improvement projects in the City. The bonds mature February 1, 2034, with a provisional call date of February 1, 2025, bearing interest rates ranging from 2.0% to 5.0%. Debt service will be payable from connection charges. In July 2016 the City issued $22,250,000 in General Obligation Bonds, Series 2016 B to finance various improvement projects in the City. The bonds mature February 1, 2037, with a provisional call date of February 1, 2026, bearing interest rates ranging from 1.5% to 5.0%. Debt service will be payable from property taxes, special assessments levied to benefitting properties and user fees. 92 R E Q U I R E D S U P P L E M E N T A R Y I N F O R M A T I O N CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2015 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Revenues Property taxes General property taxes Current 15,720,707$ 15,720,707$ 15,904,598$ 183,891$ Delinquent 135,106 135,106 71,645 (63,461) Fiscal disparities 1,904,664 1,904,664 1,824,735 (79,929) Mobile home tax 47,825 47,825 45,968 (1,857) Gravel tax 3,200 3,200 6,946 3,746 Total property taxes 17,811,502 17,811,502 17,853,892 42,390 Licenses and permits 1,968,416 2,046,781 2,655,873 609,092 Intergovernmental Market value homestead credit - - 3,476 3,476 State-aid police 386,105 386,105 388,811 2,706 State-aid fire 314,365 342,889 342,889 - State-aid PERA 21,303 21,303 21,303 - State police and fire grants 20,226 63,820 51,907 (11,913) State other grants 662 42,662 41,961 (701) Federal other grants - 142,571 131,675 (10,896) County and other grants 85,000 85,000 50 (84,950) Total intergovernmental 827,661 1,084,350 982,072 (102,278) Charges for services General government 217,206 234,850 296,587 61,737 Public safety 498,828 498,828 502,099 3,271 Public works 1,582,281 1,582,281 1,892,052 309,771 Parks and recreation 633,762 633,762 684,775 51,013 Total charges for services 2,932,077 2,949,721 3,375,513 425,792 Fines 288,001 288,001 369,356 81,355 Investment income 40,376 40,376 55,883 15,507 (continued) 93 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2015 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Revenues (continued) Donations 16,000$ 25,971$ 29,242$ 3,271$ Miscellaneous 37,645 37,645 51,286 13,641 Total revenues 23,921,678 24,284,347 25,373,117 1,088,770 Expenditures General government Mayor and Council Personnel services 49,776 49,776 48,549 1,227 Commodities 50 50 - 50 Other charges and services 47,585 48,878 47,416 1,462 Total Mayor and Council 97,411 98,704 95,965 2,739 Committees/Commissions Personnel services 57,336 57,336 59,171 (1,835) Commodities 1,530 1,530 2,372 (842) Other charges and services 12,230 16,709 11,632 5,077 Total committees/commissions 71,096 75,575 73,175 2,400 City administration Personnel services 395,760 398,890 372,108 26,782 Commodities 734 734 245 489 Other charges and services 17,791 17,791 17,568 223 Capital outlay - - 3,989 (3,989) Total city administration 414,285 417,415 393,910 23,505 (continued) 94 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2015 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Expenditures (continued) General government (continued) City Clerk Personnel services 104,429$ 106,010$ 106,963$ (953)$ Commodities 282 282 90 192 Other charges and services 22,690 40,334 32,726 7,608 Total City Clerk 127,401 146,626 139,779 6,847 Legal counsel Other charges and services 82,351 82,351 68,990 13,361 Planning Personnel services 406,215 390,099 389,260 839 Commodities 2,248 2,248 1,491 757 Other charges and services 21,346 43,346 36,237 7,109 Capital outlay - - 416 (416) Total planning 429,809 435,693 427,404 8,289 Community and economic development Personnel services 266,506 270,478 267,623 2,855 Commodities 192 192 190 2 Other charges and services 33,248 33,248 19,104 14,144 Capital outlay 580 580 1,803 (1,223) Total community and economic development 300,526 304,498 288,720 15,778 Inspections Personnel services 674,114 742,741 735,608 7,133 Commodities 10,255 10,255 11,427 (1,172) Other charges and services 169,303 189,303 194,215 (4,912) Capital outlay 1,250 1,250 2,487 (1,237) Total inspections 854,922 943,549 943,737 (188) (continued) 95 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2015 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Expenditures (continued) General government (continued) General government facilities Personnel services 204,108$ 206,928$ 205,164$ 1,764$ Commodities 22,084 22,084 15,975 6,109 Other charges and services 206,931 206,931 175,574 31,357 Total general government facilities 433,123 435,943 396,713 39,230 Finance Personnel services 568,092 609,350 600,882 8,468 Commodities 5,034 5,034 3,997 1,037 Other charges and services 74,004 74,004 75,341 (1,337) Capital outlay 18,168 18,168 4,166 14,002 Total finance 665,298 706,556 684,386 22,170 Information systems Personnel services 311,448 315,835 319,691 (3,856) Commodities 5,847 5,847 3,819 2,028 Other charges and services 213,636 213,636 179,163 34,473 Capital outlay - - 34,508 (34,508) Total information systems 530,931 535,318 537,181 (1,863) Human resources Personnel services 294,193 314,764 323,058 (8,294) Commodities 2,577 2,577 2,390 187 Other charges and services 81,122 116,122 101,604 14,518 Capital outlay 580 580 6,242 (5,662) Total human resources 378,472 434,043 433,294 749 Insurance coverage Other charges and services 322,100 322,100 322,100 - Total general government 4,707,725 4,938,371 4,805,354 133,017 (continued) 96 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2015 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Expenditures (continued) Public safety Police Personnel services 7,156,691$ 7,325,704$ 7,249,042$ 76,662$ Commodities 342,976 351,096 356,368 (5,272) Other charges and services 1,711,642 1,718,147 1,637,401 80,746 Capital outlay - 100,599 67,865 32,734 Total police 9,211,309 9,495,546 9,310,676 184,870 Fire protection Personnel services 1,201,560 1,234,695 1,231,805 2,890 Commodities 150,568 150,568 145,298 5,270 Other charges and services 287,019 287,019 272,157 14,862 Total fire protection 1,639,147 1,672,282 1,649,260 23,022 Total public safety 10,850,456 11,167,828 10,959,936 207,892 Public works Engineering Personnel services 604,526 613,934 581,091 32,843 Commodities 9,274 9,274 5,360 3,914 Other charges and services 86,891 86,891 53,060 33,831 Capital outlay 11,582 11,582 19,921 (8,339) Total engineering 712,273 721,681 659,432 62,249 Operations and Maintenance Personnel services 437,398 443,972 445,936 (1,964) Commodities 4,870 4,870 5,761 (891) Other charges and services 15,828 15,828 13,509 2,319 Capital outlay 95,700 95,700 66,548 29,152 Total operations and maintenance 553,796 560,370 531,754 28,616 Street maintenance Personnel services 1,840,324 1,844,622 1,726,034 118,588 Commodities 830,911 830,911 732,065 98,846 Other charges and services 322,974 322,974 294,168 28,806 Capital outlay - - 1,313 (1,313) Total street maintenance 2,994,209 2,998,507 2,753,580 244,927 Total public works 4,260,278 4,280,558 3,944,766 335,792 (continued) 97 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2015 Budget As Variance Originally Final With Final Adopted Budget Actual Budget Expenditures (continued) Parks and recreation Park maintenance Personnel services 1,616,595$ 1,623,976$ 1,611,926$ 12,050$ Commodities 271,081 271,081 280,096 (9,015) Other charges and services 500,969 500,969 470,544 30,425 Total park maintenance 2,388,645 2,396,026 2,362,566 33,460 Recreation Personnel services 348,735 372,424 369,548 2,876 Commodities 25,146 25,446 22,329 3,117 Other charges and services 215,096 220,288 226,989 (6,701) Capital outlay 19,499 19,499 16,623 2,876 Total recreation 608,476 637,657 635,489 2,168 Heritage Center Personnel services 32,779 33,417 35,243 (1,826) Commodities 12,388 12,388 5,437 6,951 Other charges and services 56,892 56,892 44,836 12,056 Capital outlay 2,457 2,457 - 2,457 Total heritage center 104,516 105,154 85,516 19,638 Arts Center Personnel services 254,081 262,069 242,452 19,617 Commodities 16,010 19,160 23,624 (4,464) Other charges and services 173,974 205,824 199,352 6,472 Capital outlay 4,440 4,440 8,838 (4,398) Total arts center 448,505 491,493 474,266 17,227 Total parks and recreation 3,550,142 3,630,330 3,557,837 72,493 Other 105,000 - - - Total expenditures 23,473,601 24,017,087 23,267,893 749,194 Excess of revenues over expenditures 448,077 267,260 2,105,224 1,837,964 (continued) 98 CITY OF LAKEVILLE, MINNESOTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2015 Budget As Variance Originally Final With Final Adopted Budget Actual Budget (continued) Other financing sources (uses) Transfers from Special Revenue - Communications Fund 152,933$ 152,933$ 152,933$ -$ Enterprise - Liquor Fund 165,173 165,173 165,173 - Enterprise - Utility Fund 441,817 441,817 441,817 - Internal Service - Municipal Reserves Fund 50,012 50,012 50,012 - Transfers to Capital Projects - Improvement Construction Fund - (500,000) (500,000) - Capital Projects - Equipment Fund (727,000) (877,000) (877,000) - Capital Projects - Park Improvement Fund - (235,000) (235,000) - Total other financing sources (uses)82,935 (802,065) (802,065) - Net change in fund balance 531,012$ (534,805)$ 1,303,159 1,837,964$ Fund balance, January 1 11,071,769 Fund balance, December 31 12,374,928$ 99 CITY OF LAKEVILLE, MINNESOTA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION DECEMBER 31, 2015 A. Budgetary Information Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General Fund and Special Revenue Funds. Budgeted amounts are as originally adopted or as amended by the City Council. The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. The City Administrator submits a proposed operating budget to the City Council. 2. Public hearings are conducted to obtain taxpayer comments. 3. Upon Council approval the budget is legally adopted and employs formal budgetary integration during the year. 4. Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. 5. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the department level for the General Fund and total expenditures for the Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for individual line items. 6. Budget appropriations of all funds lapse at year-end to the extent they were not encumbered. Encumbrances are re-appropriated in the following year's budget. 100 CITY OF LAKEVILLE, MINNESOTA City Fiscal Year-End Date PERA Fiscal Year-End Date (Measurement Date) City's Proportion of the Net Pension Liability City's Proportionate Share of the Net Pension Liability (a) City's Covered Payroll (b) City's Proportionate Share of the Net Pension Liability as a Percentage of Covered Payroll (a/b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 12/31/2015 6/30/2015 0.154% 7,981,079$ 9,046,858$ 88.22% 78.20% City Fiscal Year-End Date PERA Fiscal Year-End Date (Measurement Date) Statutorily Required Contributions (a) Contributions in Relation to the Statutorily Required Contributions (b) Contribution Deficiency (Excess) (a-b) Covered Payroll (d) Contributions as a Percentage of Covered Payroll (b/d) 12/31/2015 6/30/2015 705,189$ 705,189$ -$ 9,402,506$ 7.50% Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). This information is not available for previous fiscal years. Schedule of Employer Contributions PERA – Public Employees General Employees Retirement Fund Schedule of City’s Proportionate Share of Net Pension Liability PERA – Public Employees General Employees Retirement Fund 101 CITY OF LAKEVILLE, MINNESOTA City Fiscal Year-End Date PERA Fiscal Year-End Date (Measurement Date) City's Proportion of the Net Pension Liability City's Proportionate Share of the Net Pension Liability (a) City's Covered Payroll (b) City's Proportionate Share of the Net Pension Liability as a Percentage of Covered Payroll (a/b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 12/31/2015 6/30/2015 0.532% 6,044,765$ 4,870,941$ 124.10% 86.60% City Fiscal Year-End Date PERA Fiscal Year-End Date (Measurement Date) Statutorily Required Contributions (a) Contributions in Relation to the Statutorily Required Contributions (b) Contribution Deficiency (Excess) (a-b) Covered Payroll (d) Contributions as a Percentage of Covered Payroll (b/d) 12/31/2015 6/30/2015 845,144$ 845,144$ -$ 5,216,935$ 16.20% Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). This information is not available for previous fiscal years. Schedule of City’s Proportionate Share of Net Pension Liability PERA – Public Employees Police and Fire Fund Schedule of Employer Contributions PERA – Public Employees Police and Fire Fund 102 CITY OF LAKEVILLE, MINNESOTA 12/31/2015 Total Pension Liability (TPL) Service cost 223,785 $ Interest 269,493 Changes of assuptions 353,037 Benefit payments, including refunds of member contributions (210,816) Net change in total pension liability 635,499 Total Pension Liability - beginning of year 4,193,508 Total Pension Liability - end of year 4,829,007 $ Plan Fiduciary Net Position (FNP, assets) Contributions - state 338,889 $ Net investment income 39,474 Benefit payments, including refunds of member contributions (210,816) Administrative expense (11,292) Other (40) Net change in plan fiduciary net position 156,215 Plan Fiduciary Net Position - beginning of year 7,322,744 Plan Fiduciary Net Position - end of year 7,478,959 $ Net Pension Liability (Asset) (NPL)(2,649,952)$ FNP as a percentage of the TPL 154.88% City Fiscal Year-End Date Statutorily Required Contributions (a) Contributions in Relation to the Statutorily Required Contributions (b) Contribution Deficiency (Excess) (a-b) Covered Payroll (d) 12/31/2015 -$ -$ -$ - $ Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a December 31, 2015 measurement date). Schedule of Employer Contributions Lakeville Fire Relief Asssociation Schedule of Changes in Net Pension Liability (Asset) and Related Ratios Lakeville Fire Relief Association 103 CITY OF LAKEVILLE, MINNESOTA OTHER POST-EMPLOYMENT BENEFITS PLAN - SCHEDULE OF FUNDING PROGRESS DECEMBER 31, 2015 Unfunded Unfunded Actuarial Actuarial Actuarial Actuarial Liability as a Valuation Accrued Value of Accrued Funded Covered Percentage Date Liability Plan Assets Liability Ratio Payroll of Payroll January 1, 2008 290,424$ -$ 290,424$ - 11,365,890$ 2.6% January 1, 2011 588,458$ -$ 588,458$ - 11,683,196$ 5.0% January 1, 2014 728,720$ -$ 728,720$ - 12,363,168$ 5.9% 104 N O N M A J O R G O V E R N M E N T A L F U N D S Special Revenue Funds - These funds are used to account for revenues and expenditures that have a legally restricted or committed use for a specific purpose. Communications Fund This fund accounts for franchise fees from cable TV provider operations. Expenditures and other financing uses are used to finance the City’s cable TV channels and public communications, including long-term replacement of equipment. Economic Development Fund This fund accounts for a $125,000 Economic Recovery Grant received from the State of Minnesota Department of Trade and Economic Development in 1995. The grant purpose is to provide loans to businesses expanding in or locating to Lakeville. The fund also accounts for administrative fees received from the issuance of conduit debt. Downtown Special Service District Fund The Downtown Special Service District was created in 1998 pursuant to Minnesota Statute 428A. A service charge, payable with property taxes, is levied against the commercial properties in the Downtown Business District for the purpose of financing budgeted programs and activities within the District. Debt Service Funds – These funds account for the accumulation of resources that are restricted to the payment of long-term debt principal and interest, but excluding debt issued for and serviced by an enterprise fund. Tax Increment Fund Debt issued to finance construction of public improvements in accordance with approved tax increment plans. Property tax increments received from designated tax increment financing districts are pledged to the payment of the bonds. State-aid Revenue Fund Debt issued to finance construction of State-aid street projects within the City. The primary revenue source is municipal state aid allotments from the State of Minnesota Department of Transportation. Water Revenue Fund Debt issued to finance the construction of wells, pump houses, towers, water main systems, and the City’s water treatment facility. Water connection fees are pledged toward the repayment of the principal and interest on these bonds. Arena Revenue Fund Debt issued for the construction of the Lakeville Ames Ice Arena first and second sheet of ice, spectator seating and locker rooms. Revenue sources include donations from net operating ice arena revenues and other sources pledged to the payment of the bonds. The Ice Center Refunding Bonds, Series 2008 A and the 2005 Capital Dehumidification Lease-Purchase agreement are general obligations that are backed by the full-faith and credit of the City. The Gross Revenue Recreation Facility Bonds of 1999 are not general obligations and accordingly are not backed by the full-faith and credit of the City. (continued) N O N M A J O R G O V E R N M E N T A L F U N D S Debt Service Funds (continued) HRA Revenue Fund The HRA also issued the HRA Ice Arena Lease Revenue Bonds, Series 2006 for the Hasse single sheet ice arena facility. Debt service will be payable from property taxes and lease payments to be made to the City pursuant to the lease agreement between the Authority and Independent School District 194. These HRA bonds are not general obligations and accordingly are not backed by the full-faith and credit of the City. Capital Projects Funds – These funds account for financial resources used in the acquisition of capital facilities, equipment, and infrastructure (except those financed by enterprise funds). Municipal State-aid Fund This fund accounts for an annual allotment from the State of Minnesota Municipal State-aid street construction account. Pavement Management Fund This fund accounts for pavement management activities relating to cracksealing, patching, seal coating and overlays. These major maintenance projects are financed with property taxes. Storm Sewer Fund This fund accounts for fees and area charges to land developers for construction of storm sewer systems. Sanitary Sewer Fund This fund accounts for sewer connection and area fees charged to land developers for connecting to the City’s sanitary sewer system, appropriations are applied to the construction of sanitary sewer trunk systems. Park Dedication Fund This fund accounts for park dedication fees received from land developers. The expenditures consist of acquiring and developing City parks and trails. Trail Improvement Fund This fund accounts for the long term maintenance, repairs and replacement of City trails. Park Improvement Fund This fund accounts for the long term maintenance, repairs and replacement of City parks. Tax Increment Fund This fund accounts for revenue received from tax increment property districts that does not require debt financing. The expenditures are for current and future development of tax increment property. Equipment Fund This fund accounts for the purchase of equipment for general government, public safety, public works, and park maintenance. 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CITY OF LAKEVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET DECEMBER 31, 2015 Total Special Debt Capital Nonmajor Revenue Service Projects Governmental Funds Funds Funds Funds Assets Cash and investments 421,379$ 3,900,396$ 20,025,109$ 24,346,884$ Investments held by trustee - 696,873 - 696,873 Interest receivable 1,668 11,950 69,301 82,919 Taxes receivable Unremitted - 17,913 88,244 106,157 Delinquent - 4,626 24,413 29,039 Accounts receivable 177,633 47,500 1,280,226 1,505,359 Due from other funds - - 3,200,000 3,200,000 Special assessments Unremitted - - 4 4 Delinquent - - 243 243 Deferred - - 86,544 86,544 Other - - 143,780 143,780 Total assets 600,680$ 4,679,258$ 24,917,864$ 30,197,802$ Liabilities Salaries payable 10,225$ -$ -$ 10,225$ Accounts payable 8,726 545 2,155,047 2,164,318 Deposits payable - - 26,125 26,125 Unearned revenue - - 4,526 4,526 Total liabilities 18,951 545 2,185,698 2,205,194 Deferred inflows of resources Unavailable revenue - taxes - 4,626 24,413 29,039 Unavailable revenue - special assessments - - 230,567 230,567 Total deferred inflows of resources - 4,626 254,980 259,606 Fund balance Restricted 22,661 4,674,087 6,489,580 11,186,328 Committed 559,068 - 15,987,606 16,546,674 Total fund balance 581,729 4,674,087 22,477,186 27,733,002 Total liabilities, deferred inflows of resources, and fund balances 600,680$ 4,679,258$ 24,917,864$ 30,197,802$ 105 CITY OF LAKEVILLE, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2015 Total Special Debt Capital Nonmajor Revenue Service Projects Governmental Funds Funds Funds Funds Revenues Property taxes -$ 314,011$ 1,567,988$ 1,881,999$ Tax increment - 404,082 - 404,082 Licenses and permits 669,420 - - 669,420 Intergovernmental 3,814 841,401 3,337,916 4,183,131 Charges for services 97,587 403,132 6,214,797 6,715,516 Special assessments - - 23,475 23,475 Investment income 3,192 24,543 133,009 160,744 Donations 1,250 95,000 206,178 302,428 Miscellaneous 2,126 - 247,502 249,628 Total revenues 777,389 2,082,169 11,730,865 14,590,423 Expenditures - current General government 475,121 475,121 Expenditures - capital outlay General government 85,208 140,810 226,018 Public safety - 733,917 733,917 Public works - 8,053,285 8,053,285 Parks and recreation - 2,608,766 2,608,766 Total expenditures - capital outlay 85,208 11,536,778 11,621,986 Expenditures - debt service Principal bond maturities 3,430,000 3,430,000 Interest on debt 634,326 634,326 Fiscal charges 11,287 11,287 Total expenditures - debt service 4,075,613 4,075,613 Total expenditures 560,329 4,075,613 11,536,778 16,172,720 Excess (deficiency) of revenues over expenditures 217,060 (1,993,444) 194,087 (1,582,297) Other financing sources (uses) Transfers from other funds - 2,016,337 2,962,242 4,978,579 Transfers to other funds (647,933) - (652,681) (1,300,614) Issuance of debt - 1,316 4,728,684 4,730,000 Premium on bonds issued - - 271,564 271,564 Total other financing sources (uses)(647,933) 2,017,653 7,309,809 8,679,529 Net change in fund balance (430,873) 24,209 7,503,896 7,097,232 Fund balance, January 1 1,012,602 4,649,878 14,973,290 20,635,770 Fund balance, December 31 581,729$ 4,674,087$ 22,477,186$ 27,733,002$ 106 CITY OF LAKEVILLE, MINNESOTA SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2015 Downtown Economic Special Communications Development Service District Total Assets Cash and investments 351,449$ 50,528$ 19,402$ 421,379$ Interest receivable 1,465 198 5 1,668 Accounts receivable 177,633 - - 177,633 Total assets 530,547$ 50,726$ 19,407$ 600,680$ Liabilities Salaries payable 10,225$ -$ -$ 10,225$ Accounts payable 8,726 - - 8,726 Total liabilities 18,951 - - 18,951 Fund balance Restricted 3,254 - 19,407 22,661 Committed 508,342 50,726 - 559,068 Total fund balance 511,596 50,726 19,407 581,729 Total liabilities and fund balances 530,547$ 50,726$ 19,407$ 600,680$ 107 CITY OF LAKEVILLE, MINNESOTA SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2015 Downtown Economic Special Communications Development Service District Total Revenues Licenses and permits 669,420$ -$ -$ 669,420$ Intergovernmental State-aid PERA 516 - - 516 County and local grants - 3,298 - 3,298 Charges for services 61,708 2,500 33,379 97,587 Investment income 2,812 380 - 3,192 Donations - - 1,250 1,250 Miscellaneous 2,126 - - 2,126 Total revenues 736,582 6,178 34,629 777,389 Expenditures Current General government 437,030 7,830 30,261 475,121 Capital outlay General government 85,208 - - 85,208 Total expenditures 522,238 7,830 30,261 560,329 Excess (deficiency) of revenues over expenditures 214,344 (1,652) 4,368 217,060 Other financing uses Transfer to General Fund (152,933) - - (152,933) Capital Projects - Building Fund (495,000) - - (495,000) Total other financing uses (647,933) - - (647,933) Net change in fund balance (433,589) (1,652) 4,368 (430,873) Fund balance, January 1 945,185 52,378 15,039 1,012,602 Fund balance, December 31 511,596$ 50,726$ 19,407$ 581,729$ 108 CITY OF LAKEVILLE, MINNESOTA DEBT SERVICE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2015 Tax State-aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total Assets Cash and investments 3,420,885$ 23,862$ -$ 79,097$ 376,552$ 3,900,396$ Investments held by trustee - - - - 696,873 696,873 Interest receivable 11,309 73 - 413 155 11,950 Taxes receivable Unremitted 279 - - - 17,634 17,913 Delinquent - - - - 4,626 4,626 Accounts receivable - - - 47,500 - 47,500 Total assets 3,432,473$ 23,935$ -$ 127,010$ 1,095,840$ 4,679,258$ Liabilities Accounts payable 90$ 273$ -$ 91$ 91$ 545$ Deferred inflows of resources Unavailable revenue - taxes - - - - 4,626 4,626 Fund balance Restricted for debt service 3,432,383 23,662 - 126,919 1,091,123 4,674,087 Total liabilities, deferred inflows of resources, and fund balances 3,432,473$ 23,935$ -$ 127,010$ 1,095,840$ 4,679,258$ Bonds 109 CITY OF LAKEVILLE, MINNESOTA DEBT SERVICE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2015 Tax State-aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total Revenues Property taxes Current and delinquent 59$ - $ - $ -$ 281,635$ 281,694$ Fiscal disparities 4 - - - 32,313 32,317 Total property taxes 63 - - - 313,948 314,011 Tax increment 404,082 - - - - 404,082 Intergovernmental - State-aid - 841,401 - - - 841,401 Charges for services - - - 88,626 314,506 403,132 Investment income 21,705 138 - 792 1,908 24,543 Donations - - - 95,000 - 95,000 Total revenues 425,850 841,539 - 184,418 630,362 2,082,169 Expenditures - debt service Principal bond maturities 210,000 725,000 1,975,000 275,000 245,000 3,430,000 Interest on debt 72,561 116,401 39,500 43,420 362,444 634,326 Fiscal charges 5,299 1,509 1,837 264 2,378 11,287 Total expenditures - debt service 287,860 842,910 2,016,337 318,684 609,822 4,075,613 Total expenditures 287,860 842,910 2,016,337 318,684 609,822 4,075,613 Excess (deficiency) of revenues over expenditures 137,990 (1,371) (2,016,337) (134,266) 20,540 (1,993,444) Other financing sources Transfer from Capital Projects - Water Fund - - 2,016,337 - - 2,016,337 Issuance of debt - 1,316 - - - 1,316 Total other financing sources - 1,316 2,016,337 - - 2,017,653 Net change in fund balance 137,990 (55) - (134,266) 20,540 24,209 Fund balance, January 1 3,294,393 23,717 - 261,185 1,070,583 4,649,878 Fund balance, December 31 3,432,383$ 23,662$ -$ 126,919$ 1,091,123$ 4,674,087$ Bonds 110 CITY OF LAKEVILLE, MINNESOTA CAPITAL PROJECTS FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2015 Municipal Pavement Storm Sanitary State-aid Management Sewer Sewer Assets Cash and investments 4,220,777$ 1,307,549$ 3,394,977$ 3,424,010$ Interest receivable 7,637 3,985 14,241 17,035 Taxes receivable Unremitted - 66,909 - - Delinquent - 18,104 - - Accounts receivable 1,239,841 - - - Due from other fund - - 1,600,000 1,600,000 Special assessments Unremitted - - - 4 Delinquent - - - 243 Deferred - 1,270 6,829 78,301 Other - - 60,811 82,969 Total assets 5,468,255$ 1,397,817$ 5,076,858$ 5,202,562$ Liabilities Accounts payable 2,063,137$ 42,438$ -$ -$ Deposits payable - - - 26,125 Unearned revenue - - - - Total liabilities 2,063,137 42,438 - 26,125 Deferred inflows of resources Unavailable revenue - taxes - 18,104 - - Unavailable revenue - special assessments - 1,270 67,640 161,513 Total deferred inflows of resources - 19,374 67,640 161,513 Fund balance Restricted 3,405,118 - - - Committed - 1,336,005 5,009,218 5,014,924 Total fund balance 3,405,118 1,336,005 5,009,218 5,014,924 Total liabilities, deferred inflows of resources, and fund balances 5,468,255$ 1,397,817$ 5,076,858$ 5,202,562$ 111 Park Trail Park Tax Dedication Improvement Improvement Increment Equipment Total 2,855,777$ 622,431$ 67,376$ 204,180$ 3,928,032$ 20,025,109$ 7,579 2,810 415 854 14,745 69,301 - 4,314 - - 17,021 88,244 - 746 - - 5,563 24,413 40,385 - - - - 1,280,226 - - - - - 3,200,000 - - - - - 4 - - - - - 243 144 - - - - 86,544 - - - - - 143,780 2,903,885$ 630,301$ 67,791$ 205,034$ 3,965,361$ 24,917,864$ 14,079$ -$ -$ 5,708$ 29,685$ 2,155,047$ - - - - - 26,125 4,526 - - - - 4,526 18,605 - - 5,708 29,685 2,185,698 - 746 - - 5,563 24,413 144 - - - - 230,567 144 746 - - 5,563 254,980 2,885,136 - - 199,326 - 6,489,580 - 629,555 67,791 - 3,930,113 15,987,606 2,885,136 629,555 67,791 199,326 3,930,113 22,477,186 2,903,885$ 630,301$ 67,791$ 205,034$ 3,965,361$ 24,917,864$ 112 CITY OF LAKEVILLE, MINNESOTA CAPITAL PROJECTS FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2015 Municipal Pavement Storm Sanitary State-aid Management Sewer Sewer Revenues Property taxes Current -$ 1,067,462$ -$ -$ Fiscal disparities - 122,421 - - Total property taxes - 1,189,883 - - Intergovernmental Municipal state-aid 1,485,051 120,000 - - County and local grants 1,626,442 - - - Charges for services - 75,407 2,671,526 940,203 Special assessments - 2,998 235 20,182 Investment income 14,657 7,649 27,332 32,695 Donations - - - - Miscellaneous - - - - Total revenues 3,126,150 1,395,937 2,699,093 993,080 Expenditures - capital outlay General government - - - - Public safety - - - - Public works 5,652,973 1,042,207 412,667 392,368 Parks and recreation 477,991 124,116 - - Total expenditures - capital outlay 6,130,964 1,166,323 412,667 392,368 Excess (deficiency) of revenues over expenditures (3,004,814) 229,614 2,286,426 600,712 Other financing sources (uses) Transfer from/(to) General Fund - - - - Special Revenue - Communications - - - - Debt Service - G.O. Improvement Fund - - (101,000) - Capital Projects - Improvement Const. Fund - - - - Capital Projects - Pavement Management Fund - - - - Capital Projects - Equipment Fund - (524,000) - - Enterprise - Liquor Fund - - - - Issuance of debt 4,728,684 - - - Premium on bonds issued 271,564 - - - Total other financing sources (uses)5,000,248 (524,000) (101,000) - Net change in fund balance 1,995,434 (294,386) 2,185,426 600,712 Fund balance, January 1 1,409,684 1,630,391 2,823,792 4,414,212 Fund balance, December 31 3,405,118$ 1,336,005$ 5,009,218$ 5,014,924$ 113 Park Trail Park Tax Dedication Improvement Improvement Increment Equipment Total -$ 69,714$ -$ -$ 269,535$ 1,406,711$ - 8,034 - - 30,822 161,277 - 77,748 - - 300,357 1,567,988 - - - - - 1,605,051 106,423 - - - - 1,732,865 2,516,661 - - 11,000 - 6,214,797 60 - - - - 23,475 14,545 5,394 797 1,640 28,300 133,009 151,596 - 52,482 - 2,100 206,178 22,802 - - - 224,700 247,502 2,812,087 83,142 53,279 12,640 555,457 11,730,865 - - - 27,862 112,948 140,810 - - - - 733,917 733,917 - - - - 553,070 8,053,285 1,214,216 196,057 225,918 - 370,468 2,608,766 1,214,216 196,057 225,918 27,862 1,770,403 11,536,778 1,597,871 (112,915) (172,639) (15,222) (1,214,946) 194,087 - - 235,000 - 877,000 1,112,000 - - - - 495,000 495,000 - - - - - (101,000) - - - (27,681) - (27,681) - - - - 524,000 524,000 - - - - - (524,000) - - 5,430 - 825,812 831,242 - - - - - 4,728,684 - - - - - 271,564 - - 240,430 (27,681) 2,721,812 7,309,809 1,597,871 (112,915) 67,791 (42,903) 1,506,866 7,503,896 1,287,265 742,470 - 242,229 2,423,247 14,973,290 2,885,136$ 629,555$ 67,791$ 199,326$ 3,930,113$ 22,477,186$ 114 CITY OF LAKEVILLE, MINNESOTA COMMUNICATIONS - SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2015 Budget Variance With As Originally Final Final Adopted Budget Actual Budget Revenues Licenses and permits 652,413$ 652,413$ 669,420$ 17,007$ Intergovernmental State-aid PERA 516 516 516 - Charges for services 66,175 66,175 61,708 (4,467) Investment income 2,530 2,530 2,812 282 Miscellaneous - - 2,126 2,126 Total revenues 721,634 721,634 736,582 14,948 Expenditures - general government Current Personnel 337,013 337,013 344,285 (7,272) Commodities 3,352 3,352 2,762 590 Other charges and services 249,402 249,402 89,983 159,419 Capital outlay 78,451 78,451 85,208 (6,757) Total expenditures - general government 668,218 668,218 522,238 145,980 Excess of revenues over expenditures 53,416 53,416 214,344 160,928 Other financing uses Transfer to General Fund (152,933) (152,933) (152,933) - Capital Projects - Equipment Fund (495,000) (495,000) (495,000) - Total other financing uses (647,933) (647,933) (647,933) - Net change in fund balance (594,517)$ (594,517)$ (433,589) 160,928$ Fund balance, January 1 945,185 Fund balance, December 31 511,596$ 115 CITY OF LAKEVILLE, MINNESOTA ECONOMIC DEVELOPMENT - SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2015 Budget Variance With As Originally Final Final Adopted Budget Actual Budget Revenues Intergovernmental County and local grants -$ -$ 3,298$ 3,298$ Charges for services 2,500 2,500 2,500 - Investment income 276 276 380 104 Total revenues 2,776 2,776 6,178 3,402 Expenditures - General government Current Other charges and services 7,500 7,500 7,830 (330) Net change in fund balance (4,724)$ (4,724)$ (1,652) 3,072$ Fund balance, January 1 52,378 Fund balance, December 31 50,726$ 116 CITY OF LAKEVILLE, MINNESOTA DOWNTOWN SPECIAL SERVICE DISTRICT - SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2015 Budget Variance With As Originally Final Final Adopted Budget Actual Budget Revenues Charges for services 27,500$ 27,500$ 33,379$ 5,879$ Donations - - 1,250 1,250 Total revenues 27,500 27,500 34,629 7,129 Expenditures - general government Current Personnel 11,250 11,250 12,153 (903) Commodities 350 350 91 259 Other charges and services 15,900 15,900 18,017 (2,117) Total expenditures - general government 27,500 27,500 30,261 (2,761) Net change in fund balance -$ -$ 4,368 4,368$ Fund balance, January 1 15,039 Fund balance, December 31 19,407$ 117 A G E N C Y F U N D Agency Fund – The Agency Fund is used to account for assets held by the City as an agent for other City funds, governments, and individuals. Escrow Fund This fund accounts for deposits paid by land developers, builders, and other individuals for future disbursements. The disbursements relating to these events will be made when specific terms and conditions have been satisfied. CITY OF LAKEVILLE, MINNESOTA AGENCY FUND STATEMENT OF CHANGES IN ASSETS AND LIABILITIES YEAR ENDED DECEMBER 31, 2015 Balance Balance Escrow Fund January 1 Increases Decreases December 31 Assets Cash and investments 7,227,588$ 3,251,698$ 1,966,034$ 8,513,252$ Liabilities Deposits payable 7,227,588$ 3,251,698$ 1,966,034$ 8,513,252$ 118 This page intentionally left blank. S U P P L E M E N T A L I N F O R M A T I O N CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF CHANGES IN BONDED INDEBTEDNESS YEAR ENDED DECEMBER 31, 2015 Outstanding Outstanding January 1 Issued Redeemed December 31 Governmental Activities: General obligation bonds 69,690,000$ -$ 14,825,000$ 54,865,000$ G.O. Improvement bonds 23,905,000 11,815,000 1,590,000 34,130,000 Tax increment bonds 1,890,000 - 210,000 1,680,000 State-aid street revenue bonds 3,890,000 4,730,000 725,000 7,895,000 Water connection revenue bonds 1,975,000 - 1,975,000 - Arena revenue bonds 910,000 - 275,000 635,000 HRA lease revenue bonds 8,100,000 - 245,000 7,855,000 Total governmental activity bonds 110,360,000 16,545,000 19,845,000 107,060,000 Business-type Activities: Liquor revenue bonds 3,070,000 - 175,000 2,895,000 Total bonded indebtedness 113,430,000$ 16,545,000$ 20,020,000$ 109,955,000$ 119 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2015 Issue Interest Annual Date Rate Date Amount Interest General Obligation Bonds: Capital Improvement Refunding Bonds of 2012 B 8/15/12 (Central Maintenance Facility) Principal and interest 2.00 2/1/16 505,000$ 393,800$ Principal and interest 2.00 2/1/17 530,000 383,450 Principal and interest 4.00 2/1/18 570,000 366,750 Principal and interest 4.00 2/1/19 635,000 342,650 Principal and interest 4.00 2/1/20 670,000 316,550 Principal and interest 4.00 2/1/21 750,000 288,150 Principal and interest (call provision date) 3.00 2/1/22 770,000 261,600 Principal and interest 3.00 2/1/23 810,000 237,900 Principal and interest 3.00 2/1/24 865,000 212,775 Principal and interest 3.00 2/1/25 930,000 185,850 Principal and interest 3.00 2/1/26 1,040,000 156,300 Principal and interest 3.00 2/1/27 1,070,000 124,650 Principal and interest 3.00 2/1/28 1,125,000 91,725 Principal and interest 3.00 2/1/29 1,200,000 56,850 Principal and interest 3.00 2/1/30 1,295,000 19,425 Total 12,765,000 3,438,425 Capital Improvement Bonds of 2007 D 8/1/07 (Police Station) Principal and interest 5.00 2/1/16 490,000 583,113 Principal and Interest (call provision date) 5.00 2/1/17 11,700,000 285,431 Total 12,190,000 868,544 Capital Improvement Refunding Bonds of 2014 B 8/20/14 Interest 2.00 2/1/16 -$ 443,863$ Interest 2.00 2/1/17 - 443,863 Principal and interest 5.00 2/1/18 555,000 429,988 Principal and interest 5.00 2/1/19 580,000 401,613 Principal and interest 5.00 2/1/20 605,000 371,988 Principal and interest 1.75 2/1/21 635,000 351,306 Principal and interest 5.00 2/1/22 640,000 329,750 Principal and interest 5.00 2/1/23 670,000 297,000 Principal and interest (call provision date) 5.00 2/1/24 700,000 262,750 Principal and interest 4.00 2/1/25 735,000 230,550 Principal and interest 4.00 2/1/26 765,000 200,550 Principal and interest 4.00 2/1/27 790,000 169,450 Principal and interest 4.00 2/1/28 815,000 139,388 Principal and interest 3.50 2/1/29 845,000 110,338 Principal and interest 3.50 2/1/30 875,000 80,238 Principal and interest 3.50 2/1/31 910,000 49,000 Principal and interest 3.50 2/1/32 945,000 16,538 Total 11,065,000 4,328,169 (continued) Principal Maturity 120 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2015 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity General Obligation Bonds: (continued) Street Reconstruction Refunding Bonds of 2012 B 8/15/12 Principal and interest 2.00 2/1/16 725,000$ 281,300$ Principal and interest 2.00 2/1/17 675,000 267,300 Principal and interest 4.00 2/1/18 730,000 245,950 Principal and interest 4.00 2/1/19 765,000 216,050 Principal and interest 4.00 2/1/20 805,000 184,650 Principal and interest 4.00 2/1/21 835,000 151,850 Principal and interest (call provision date) 3.00 2/1/22 850,000 122,400 Principal and interest 3.00 2/1/23 880,000 96,450 Principal and interest 3.00 2/1/24 905,000 69,675 Principal and interest 3.00 2/1/25 935,000 42,075 Principal and interest 3.00 2/1/26 935,000 14,025 Total 9,040,000 1,691,725 Street Reconstruction Bonds of 2005 A 12/1/05 Principal and interest 3.75 2/1/16 155,000 39,245 Principal (Call 2/1/2016) 3.75 2/1/16 1,950,000 - Total 2,105,000 39,245 Street Reconstruction Refunding Bonds of 2014 B 8/20/14 Interest 2.00 2/1/16 - 66,963 Principal and interest 2.00 2/1/17 130,000 65,663 Principal and interest 5.00 2/1/18 135,000 60,988 Principal and interest 5.00 2/1/19 140,000 54,113 Principal and interest 5.00 2/1/20 145,000 46,988 Principal and interest 1.75 2/1/21 155,000 42,006 Principal and interest 5.00 2/1/22 160,000 36,650 Principal and interest 5.00 2/1/23 170,000 28,400 Principal and interest (call provision date) 5.00 2/1/24 175,000 19,775 Principal and interest 4.00 2/1/25 190,000 11,600 Principal and interest 4.00 2/1/26 195,000 3,900 Total 1,595,000 437,044 Street Reconstruction Bonds of 2007 H 12/15/07 Principal and interest 4.00 2/1/16 125,000 87,945 Principal and interest 4.00 2/1/17 130,000 82,845 Principal and Interest (call provision date) 4.00 2/1/18 140,000 77,445 Principal and interest 4.00 2/1/19 145,000 71,745 Principal and interest 4.00 2/1/20 150,000 65,845 Principal and interest 4.10 2/1/21 155,000 59,668 Principal and interest 4.125 2/1/22 160,000 53,190 Principal and interest 4.20 2/1/23 170,000 46,320 Principal and interest 4.375 2/1/24 175,000 38,922 Principal and interest 4.375 2/1/25 185,000 31,047 Principal and interest 4.50 2/1/26 190,000 22,725 Principal and interest 4.50 2/1/27 200,000 13,950 Principal and interest 4.50 2/1/28 210,000 4,725 Total 2,135,000 656,372 (continued) 121 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2015 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity General Obligation Bonds: (continued) Taxable Street Reconstruction Bonds of 2009 A (Build America Bonds)12/30/09 Principal and interest 3.50 2/1/16 210,000$ 196,753$ Principal and interest 4.00 2/1/17 215,000 188,778 Principal and interest 4.25 2/1/18 225,000 179,696 Principal and interest 4.50 2/1/19 230,000 169,740 Principal and Interest (call provision date) 4.65 2/1/20 235,000 159,101 Principal and interest 4.75 2/1/21 245,000 147,819 Principal and interest 4.90 2/1/22 250,000 135,875 Principal and interest 5.00 2/1/23 260,000 123,250 Principal and interest 5.20 2/1/24 270,000 109,730 Principal and interest 5.30 2/1/25 280,000 95,290 Principal and interest 5.40 2/1/26 290,000 80,040 Principal and interest 5.50 2/1/27 300,000 63,960 Principal and interest 5.65 2/1/28 310,000 46,953 Principal and interest 5.80 2/1/29 320,000 28,915 Principal and interest 5.95 2/1/30 330,000 9,818 Total 3,970,000 1,735,718 Total General Obligation Bonds 54,865,000$ 13,195,242$ G.O. Improvement Bonds: Improvement Refunding Bonds of 2007 B 2/1/07 Principal and interest 3.875 2/1/16 95,000 1,841 Total 95,000 1,841 Improvement Bonds of 2007 F 8/1/07 Principal and interest 4.00 2/1/16 50,000 5,113 Principal and interest 4.00 2/1/17 50,000 3,088 Principal and interest 4.125 2/1/18 50,000 1,031 Total 150,000 9,232 Improvement Bonds of 2008 A 10/1/08 Principal and interest 3.75 2/1/16 30,000 3,938 Principal and interest 3.75 2/1/17 30,000 2,813 Principal and interest 3.75 2/1/18 30,000 1,688 Principal and interest 3.75 2/1/19 30,000 563 Total 120,000 9,002 Improvement Refunding Bonds of 2009 B 12/30/09 Principal and interest 2.50 2/1/16 390,000 41,288 Principal and interest 2.75 2/1/17 375,000 31,256 Principal and interest 3.00 2/1/18 355,000 20,775 Principal and interest 3.00 2/1/19 360,000 10,050 Principal and interest 3.00 2/1/20 155,000 2,325 Total 1,635,000 105,694 (continued) 122 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2015 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds: (continued) Improvement Bonds of 2011 A 12/1/11 Principal and interest 1.200 2/1/16 190,000$ 34,798$ Principal and interest 1.400 2/1/17 190,000 32,328 Principal and interest 1.700 2/1/18 190,000 29,383 Principal and interest 1.900 2/1/19 190,000 25,963 Principal and interest 2.100 2/1/20 190,000 22,163 Principal and interest 2.250 2/1/21 195,000 17,974 Principal and interest 2.600 2/1/22 50,000 15,130 Principal and interest 2.600 2/1/23 50,000 13,830 Principal and interest 3.100 2/1/24 50,000 12,530 Principal and interest 3.100 2/1/25 45,000 11,183 Principal and interest 3.100 2/1/26 45,000 9,788 Principal and interest 3.100 2/1/27 45,000 8,393 Principal and interest 3.500 2/1/28 45,000 6,998 Principal and interest 3.500 2/1/29 45,000 5,513 Principal and interest 3.500 2/1/30 45,000 3,938 Principal and interest 3.500 2/1/31 45,000 2,363 Principal and interest 3.500 2/1/32 45,000 788 Total 1,655,000 253,063 Improvement Bonds of 2012 A 8/15/12 Principal and interest 2.000 2/1/16 550,000 157,675 Principal and interest 2.000 2/1/17 555,000 146,625 Principal and interest 2.000 2/1/18 550,000 135,575 Principal and interest 3.000 2/1/19 550,000 121,825 Principal and interest 3.000 2/1/20 555,000 105,250 Principal and interest 3.000 2/1/21 565,000 88,450 Principal and interest (call provision date) 3.000 2/1/22 565,000 71,500 Principal and interest 4.000 2/1/23 575,000 51,525 Principal and interest 4.000 2/1/24 135,000 37,325 Principal and interest 3.000 2/1/25 130,000 32,675 Principal and interest 3.000 2/1/26 130,000 28,775 Principal and interest 3.000 2/1/27 130,000 24,875 Principal and interest 3.000 2/1/28 130,000 20,975 Principal and interest 3.000 2/1/29 130,000 17,075 Principal and interest 3.000 2/1/30 125,000 13,250 Principal and interest 3.000 2/1/31 125,000 9,500 Principal and interest 3.000 2/1/32 125,000 5,750 3.100 2/1/33 125,000 1,938 Total 5,750,000 1,070,563 Improvement Bonds of 2013 A 8/15/13 Principal and interest 2.000 2/1/16 360,000 111,050 Principal and interest 2.000 2/1/17 360,000 103,850 Principal and interest 2.000 2/1/18 365,000 96,600 Principal and interest 2.000 2/1/19 370,000 89,250 Principal and interest 2.000 2/1/20 375,000 81,800 Principal and interest 2.250 2/1/21 380,000 73,775 Principal and interest 2.500 2/1/22 380,000 64,750 (continued) 123 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2015 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds: (continued) Improvement Bonds of 2013 A (continued) Principal and interest (call provision date) 2.750 2/1/23 385,000$ 54,706$ Principal and interest 2.750 2/1/24 395,000 43,981 Principal and interest 3.500 2/1/25 100,000 36,800 Principal and interest 3.500 2/1/26 100,000 33,300 Principal and interest 3.500 2/1/27 100,000 29,800 Principal and interest 3.750 2/1/28 100,000 26,175 Principal and interest 3.750 2/1/29 100,000 22,425 Principal and interest 3.750 2/1/30 100,000 18,675 Principal and interest 4.000 2/1/31 105,000 14,700 Principal and interest 4.000 2/1/32 105,000 10,500 Principal and interest 4.000 2/1/33 105,000 6,300 Principal and interest 4.000 2/1/34 105,000 2,100 Total 4,390,000 920,537 Improvement Bonds of 2014 A 8/20/14 Principal and interest 2.000 2/1/16 675,000.00 257,375 Principal and interest 2.000 2/1/17 685,000.00 243,775 Principal and interest 2.000 2/1/18 695,000.00 229,975 Principal and interest 2.000 2/1/19 705,000.00 215,975 Principal and interest 3.000 2/1/20 710,000.00 198,275 Principal and interest 3.000 2/1/21 730,000.00 176,675 Principal and interest 4.000 2/1/22 745,000.00 150,825 Principal and interest 4.000 2/1/23 775,000.00 120,425 Principal and interest (call provision date) 4.000 2/1/24 800,000.00 88,925 Principal and interest 4.000 2/1/25 825,000.00 56,425 Principal and interest 3.000 2/1/26 120,000.00 38,125 Principal and interest 3.000 2/1/27 120,000.00 34,525 Principal and interest 3.500 2/1/28 120,000.00 30,625 Principal and interest 3.500 2/1/29 120,000.00 26,425 Principal and interest 3.500 2/1/30 120,000.00 22,225 Principal and interest 3.500 2/1/31 115,000.00 18,113 Principal and interest 3.500 2/1/32 115,000.00 14,088 Principal and interest 3.500 2/1/33 115,000.00 10,063 Principal and interest 3.500 2/1/34 115,000.00 6,038 Principal and interest 3.500 2/1/35 115,000.00 2,013 Total 8,520,000 1,940,890 Improvement Bonds of 2015 A 8/20/14 Principal and interest 5.00 2/1/16 - 423,231 Principal and interest 5.00 2/1/17 470,000.00 435,063 Principal and interest 5.00 2/1/18 490,000.00 411,063 Principal and interest 1.75 2/1/19 510,000.00 394,350 Principal and interest 1.75 2/1/20 505,000.00 385,469 Principal and interest 5.00 2/1/21 510,000.00 368,300 Principal and interest 5.00 2/1/22 530,000.00 342,300 Principal and interest 5.00 2/1/23 545,000.00 315,425 Principal and interest 2.50 2/1/24 570,000.00 294,675 Principal and interest (call provision date) 5.00 2/1/25 580,000.00 273,050 Principal and interest 5.00 2/1/26 605,000.00 243,425 Principal and interest 4.00 2/1/27 580,000.00 216,700 (continued) 124 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2015 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds: (continued) Improvement Bonds of 2015 A (continued) Principal and interest 4.00 2/1/28 590,000$ 193,300$ Principal and interest 3.00 2/1/29 610,000.00 172,350 Principal and interest 3.13 2/1/30 630,000.00 153,356 Principal and interest 3.25 2/1/31 640,000.00 133,113 Principal and interest 3.38 2/1/32 655,000.00 111,659 Principal and interest 3.38 2/1/33 675,000.00 89,216 Principal and interest 3.50 2/1/34 690,000.00 65,750 Principal and interest 3.50 2/1/35 705,000.00 41,338 Principal and interest 4.00 2/1/36 725,000.00 14,500 Total 11,815,000 5,077,633 Total G.O. Improvement Bonds 34,130,000$ 9,388,455$ Tax Increment Bonds: Tax Increment Refunding 2/1/07 Bonds of 2007 A Principal and Interest (call provision date)4.00 2/1/16 220,000$ 63,962$ Principal and interest 4.00 2/1/17 220,000 55,161 Principal and interest 4.00 2/1/18 230,000 46,161 Principal and interest 4.00 2/1/19 240,000 36,761 Principal and interest 4.125 2/1/20 245,000 26,908 Principal and interest 4.125 2/1/21 260,000 16,493 Principal and interest 4.20 2/1/22 265,000 5,565 Total 1,680,000 251,011 Total Tax Increment Bonds 1,680,000$ 251,011$ State-aid Street Revenue Bonds: State-aid Street Bonds of 2007 G 12/15/07 Principal and Interest (call provision date)4.00 4/1/16 405,000$ 42,700$ Principal and interest 4.00 4/1/17 425,000 26,100 Principal and interest 4.00 4/1/18 440,000 8,800 Total 1,270,000 77,600 State-aid Street Refunding 1/1/10 Bonds of 2010 A Principal and interest 3.00 4/1/16 275,000 43,025 Principal and interest 3.00 4/1/17 280,000 34,700 Principal and interest 3.00 4/1/18 285,000 26,225 Principal and interest 3.25 4/1/19 300,000 17,075 Principal and interest 4.00 4/1/20 305,000 6,100 Total 1,445,000 127,125 State-aid Street Refunding 12/1/11 Bonds of 2011 B Principal and interest 1.25 4/1/16 70,000 7,333 Principal and interest 1.25 4/1/17 75,000 6,426 (continued) 125 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2015 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity State-aid Street Revenue Bonds: State-aid Street Refunding Bonds of 2011 B (continued) Principal and interest 1.75 4/1/18 75,000$ 5,301$ Principal and interest 1.75 4/1/19 75,000 3,989 Principal and interest 2.15 4/1/20 75,000 2,526 Principal and interest 2.15 4/1/21 80,000 860 Total 450,000 26,435 State-aid Street 12/1/11 Bonds of 2015 A Principal and interest 5.00 2/1/16 - 168,469 Principal and interest 5.00 2/1/17 160,000 173,856 Principal and interest 5.00 2/1/18 170,000 165,606 Principal and interest 1.75 2/1/19 175,000 159,825 Principal and interest 1.75 2/1/20 180,000 156,719 Principal and interest 5.00 2/1/21 185,000 150,519 Principal and interest 5.00 2/1/22 190,000 141,144 Principal and interest 5.00 2/1/23 200,000 131,394 Principal and interest 2.50 2/1/24 210,000 123,769 Principal and interest 5.00 2/1/25 215,000 115,769 Principal and interest 5.00 2/1/26 230,000 104,644 Principal and interest 4.00 2/1/27 240,000 94,094 Principal and interest 4.00 2/1/28 250,000 84,294 Principal and interest 3.00 2/1/29 260,000 75,394 Principal and interest 3.13 2/1/30 265,000 67,353 Principal and interest 3.25 2/1/31 275,000 58,744 Principal and interest 3.38 2/1/32 285,000 49,466 Principal and interest 3.38 2/1/33 295,000 39,678 Principal and interest 3.50 2/1/34 305,000 29,363 Principal and interest 3.50 2/1/35 315,000 18,513 Principal and interest 4.00 2/1/36 325,000 6,500 Total 4,730,000 2,115,113 Total State-aid Street Revenue Bonds 7,895,000$ 2,346,273$ Arena Revenue Bonds: Gross Revenue Recreation Facility 4/1/99 Bonds of 1999 (Ames Ice Arena) Principal and interest 5.30 8/1/16 145,000$ 33,990$ Principal and interest 5.30 8/1/17 155,000 26,305 Principal and interest 5.40 8/1/18 165,000 18,090 Principal and interest 5.40 8/1/19 170,000 9,180 Total Arena Revenue Bonds 635,000$ 87,565$ 126 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2015 Issue Interest Annual Date Rate Date Amount Interest Principal Maturity HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue 12/01/06 Bonds of 2006 (Hasse Ice Arena) Principal and interest 4.25 2/1/16 270,000$ 351,500$ Principal and Interest (call provision date) 4.50 2/1/17 315,000 338,675 Principal and interest 4.50 2/1/18 340,000 323,938 Principal and interest 4.50 2/1/19 355,000 308,300 Principal and interest 4.50 2/1/20 370,000 291,988 Principal and interest 4.50 2/1/21 390,000 274,888 Principal and interest 4.50 2/1/22 415,000 256,775 Principal and interest 4.50 2/1/23 435,000 237,650 Principal and interest 4.50 2/1/24 450,000 217,738 Principal and interest 4.50 2/1/25 470,000 197,038 Principal and interest 4.50 2/1/26 495,000 175,325 Principal and interest 4.625 2/1/27 520,000 152,163 Principal and interest 4.625 2/1/28 545,000 127,534 Principal and interest 4.625 2/1/29 575,000 101,634 Principal and interest 4.625 2/1/30 605,000 74,347 Principal and interest 4.625 2/1/31 635,000 45,672 Principal and interest 4.625 2/1/32 670,000 15,494 Total HRA Lease Revenue Bonds 7,855,000$ 3,490,659$ Total Governmental Activity Bonds 107,060,000$ 28,759,204$ Liquor Revenue Bonds: Liquor Revenue Bonds of 2007 5/1/07 Principal and interest 5.00 2/1/16 180,000$ 140,250$ Principal and Interest (call provision date) 5.00 2/1/17 190,000 131,000 Principal and interest 5.00 2/1/18 200,000 121,250 Principal and interest 5.00 2/1/19 210,000 111,000 Principal and interest 5.00 2/1/20 220,000 100,250 Principal and interest 5.00 2/1/21 235,000 88,875 Principal and interest 5.00 2/1/22 245,000 76,875 Principal and interest 5.00 2/1/23 255,000 64,375 Principal and interest 5.00 2/1/24 270,000 51,250 Principal and interest 5.00 2/1/25 285,000 37,375 Principal and interest 5.00 2/1/26 295,000 22,875 Principal and interest 5.00 2/1/27 310,000 7,750 Total Business-type Activity Bonds 2,895,000$ 953,125$ Total Bonded Indebtedness and Annual Interest Payable 109,955,000$ 29,712,329$ 127 CITY OF LAKEVILLE, MINNESOTA COMBINED SCHEDULE OF BONDED INDEBTEDNESS DECEMBER 31, 2015 Interest Issue Call Maturity Rates %Date Date Date Governmental Activities: General Obligation Bonds: Park Refunding Bonds of 2011 B 0.50-0.75 Dec-01-11 n/a Apr-01-15 Capital Improvement Bonds of 2004 A 3.50-4.75 Nov-01-04 Feb-01-15 Feb-01-30 Capital Improvement Refunding Bonds of 2012 B 2.00-4.00 Aug-15-12 Feb-01-22 Feb-01-30 Capital Improvement Bonds of 2007 D 4.625-5.00 Aug-01-07 Feb-01-17 Feb-01-32 Capital Improvement Refunding Bonds of 2014 B 1.75-5.00 Aug-20-14 Feb-01-24 Feb-01-32 Street Reconstruction Refunding Bonds of 2012 B 2.00-4.00 Aug-15-12 Feb-01-22 Feb-01-26 Street Reconstruction Bonds of 2005 A 3.85-4.20 Dec-01-05 Feb-01-16 Feb-01-26 Street Reconstruction Refunding Bonds of 2014 B 1.75-5.00 Aug-20-14 Feb-01-24 Feb-01-26 Street Reconstruction Bonds of 2007 H 3.50-4.50 Dec-15-07 Feb-01-18 Feb-01-28 Street Reconstruction Bonds of 2009 A (Taxable) 1.55-5.95 Dec-30-09 Feb-01-20 Feb-01-30 Total General Obligation Bonds G.O. Improvement Bonds: Improvement Refunding Bonds of 2007 B 3.875 Feb-01-07 n/a Feb-01-16 Improvement Bonds of 2007 F 4.00-4.125 Aug-01-07 Feb-01-14 Feb-01-18 Improvement Bonds of 2008 A 2.70-3.75 Oct-01-08 n/a Feb-01-19 Improvement Refunding Bonds of 2009 B 2.00-3.00 Dec-30-09 n/a Feb-01-20 Improvement Bonds of 2011 A 0.50-3.50 Dec-01-11 Feb-01-21 Feb-01-32 Improvement Bonds of 2012 A 2.00-4.00 Aug-15-12 Feb-01-22 Feb-01-33 Improvement Bonds of 2013 A 2.00-4.00 Aug-15-13 Feb-01-23 Feb-01-34 Improvement Bonds of 2014 A 2.00-3.50 Aug-20-14 Feb-01-24 Feb-01-35 Improvement Bonds of 2015 A 1.75-5.00 Aug-20-15 Feb-01-25 Feb-01-36 Total G.O. Improvement Bonds Tax Increment Bonds: Tax Increment Refunding Bonds of 2007 A 4.00-4.20 Feb-01-07 Feb-01-16 Feb-01-22 State-aid Street Revenue Bonds: State-aid Street Bonds of 2007 G 4.00 Dec-15-07 Apr-01-16 Apr-01-18 State-aid Street Refunding Bonds of 2010 A 2.00-4.00 Jan-01-10 n/a Apr-01-20 State-aid Street Refunding Bonds of 2011 B 0.50-2.15 Dec-01-11 n/a Apr-01-21 State-aid Street Bonds of 2015 A 1.75-5.00 Aug-20-15 Feb-01-25 Feb-01-36 Total State-aid Street Revenue Bonds Water Connection Revenue Refunding Bonds of 2004 B 4.00 Nov-01-04 Feb-01-14 Feb-01-15 Arena Revenue Bonds: Ice Center Refunding Bonds of 2008 A 2.70-3.25 Oct-01-08 n/a Feb-01-15 Gross Revenue Recreation Facility Bonds of 1999 5.30-5.40 Apr-01-99 n/a Aug-01-19 Total Arena Revenue Bonds HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue Bonds of 2006 4.25-4.625 Dec-01-06 Feb-01-17 Feb-01-32 Total Governmental Activity Bonds Business-type Activity; Liquor Revenue Bonds of 2007 5.00 May-01-07 Feb-01-17 Feb-01-27 Total Bonded Indebtedness 128 Bonds Due in 2016 Authorized Issued Retired Outstanding Principal Interest 1,215,000 1,215,000 1,215,000 - - - 14,445,000 14,445,000 14,445,000 - - - 12,765,000 12,765,000 - 12,765,000 505,000 393,800 15,115,000 15,115,000 2,925,000 12,190,000 490,000 583,113 11,065,000 11,065,000 - 11,065,000 - 443,863 9,685,000 9,685,000 645,000 9,040,000 725,000 281,300 5,430,000 5,430,000 3,325,000 2,105,000 2,105,000 39,245 1,595,000 1,595,000 - 1,595,000 - 66,963 2,810,000 2,810,000 675,000 2,135,000 125,000 87,945 4,945,000 4,945,000 975,000 3,970,000 210,000 196,753 79,070,000 79,070,000 24,205,000 54,865,000 4,160,000 2,092,982 3,165,000 3,165,000 3,070,000 95,000 95,000 1,841 1,310,000 1,310,000 1,160,000 150,000 50,000 5,113 620,000 620,000 500,000 120,000 30,000 3,938 4,250,000 4,250,000 2,615,000 1,635,000 390,000 41,288 2,385,000 2,385,000 730,000 1,655,000 190,000 34,798 6,805,000 6,805,000 1,055,000 5,750,000 550,000 157,675 4,685,000 4,685,000 295,000 4,390,000 360,000 111,050 8,520,000 8,520,000 - 8,520,000 675,000 257,375 11,815,000 11,815,000 - 11,815,000 - 423,231 43,555,000 43,555,000 9,425,000 34,130,000 2,340,000 1,036,309 2,265,000 2,265,000 585,000 1,680,000 220,000 63,961 3,675,000 3,675,000 2,405,000 1,270,000 405,000 42,700 2,680,000 2,680,000 1,235,000 1,445,000 275,000 43,025 665,000 665,000 215,000 450,000 70,000 7,333 4,730,000 4,730,000 - 4,730,000 - 168,469 11,750,000 11,750,000 3,855,000 7,895,000 750,000 261,527 9,735,000 9,735,000 9,735,000 - - - 775,000 775,000 775,000 - - - 1,250,000 1,250,000 615,000 635,000 145,000 33,990 2,025,000 2,025,000 1,390,000 635,000 145,000 33,990 9,230,000 9,230,000 1,375,000 7,855,000 270,000 351,500 157,630,000 157,630,000 50,570,000 107,060,000 7,885,000 3,840,269 3,955,000 3,955,000 1,060,000 2,895,000 180,000 140,250 161,585,000$ 161,585,000$ 51,630,000$ 109,955,000$ 8,065,000$ 3,980,519$ 129 This page intentionally left blank. S T A T I S T I C A L S E C T I O N This part of the City of Lakeville’s Comprehensive Annual Financial Report presents detailed information as a context for understanding the current year’s financial statements, note disclosures, and required supplementary information about the government’s overall financial health. This information has not been audited by the independent auditor. Financial Trends These schedules present trend information that may assist the reader in assessing the City’s financial performance from a historical perspective. Net Position by Component - Government-wide Changes in Net Position - Governmental Activities Changes in Net Position - Business-type Activities Changes in Net Position - Total Governmental and Business-type Activities Fund Balances - Governmental Funds Changes in Fund Balances - Governmental Funds Revenue Capacity These schedules contain information that may assist the reader in assessing the City’s most significant revenue source, the property tax. Tax Capacity Valuation and Assessor's Taxable Market Value of Taxable Property Property Tax Rates - Direct and Overlapping Governments Principal Property Taxpayers Property Tax Levy and Collections D e bt C a p a c i t y These schedules provide information that may assist the reader in evaluating the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Ratio of Outstanding Debt by Type Ratio of Net Bonded Debt Outstanding Direct and Overlapping Governmental Debt Legal Debt Margin Pledged Revenue Coverage Demographic and Economic Information These schedules present demographic and economic indicators that are commonly used for financial analysis in understanding the City’s ongoing and future financial status. Demographic and Economic Statistics Principal Employers Commercial and Industrial Building Permits Issued Operating Information These schedules contain service and infrastructure indicators that may assist the reader in understanding the information in the City’s financial report as it relates to the services the City provides and the activities it performs. Employees by Function/Program (Full-Time Equivalent) Operating Indicators by Function Capital Assets Statistics by Function Source: Unless otherwise noted, the information contained within these schedules is derived from comprehensive annual financial reports for the relevant year. This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA Net Position by Component - Government-wide Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2006 2007 2008 2009 Governmental Activities Net investment in capital assets (1) 47,013,052$ 125,574,976$ 120,954,521$ 119,699,102$ Restricted 7,200,932 9,727,357 9,037,087 10,542,926 Unrestricted 2,727,757 2,225,861 3,100,244 1,210,922 Total governmental activities 56,941,741 137,528,194 133,091,852 131,452,950 Business-type Activities Net investment in capital assets 105,571,786 103,156,352 104,535,771 103,150,022 Restricted 45,500 326,133 311,133 295,133 Unrestricted 7,423,725 11,770,501 14,107,347 15,828,861 Total business-type activities 113,041,011 115,252,986 118,954,251 119,274,016 Total Government-wide Net investment in capital assets 152,584,838 228,731,328 225,490,292 222,849,124 Restricted 7,246,432 10,053,490 9,348,220 10,838,059 Unrestricted 10,151,482 13,996,362 17,207,591 17,039,783 Total government-wide 169,982,752$ 252,781,180$ 252,046,103$ 250,726,966$ (2) Notes: (1) The net investment in capital assets amount for fiscal year 2006 excludes infrastructure assets that were acquired prior to January 1, 2004. 2007 includes the addition of these infrastructure assets acquired (net of depreciation) for $76,014,220. (2) Includes a restatement of $186,003 in Business-type activities. (3) The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. Net position for previous years has not been restated. (4) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. 130 2010 2011 2012 2013 2014 2015 119,249,751$ 120,485,858$ 125,051,058$ 129,599,494$ 135,673,737$ 141,868,136$ 10,027,737 16,474,815 17,403,167 17,645,944 19,913,014 33,860,946 2,324,315 (5,970,712) (1,923,495) 2,511,935 5,874,237 (4,929,168) 131,601,803 130,989,961 140,530,730 149,757,373 161,460,988 170,799,914 101,893,442 100,390,175 102,009,893 105,055,746 109,535,106 116,288,771 295,133 325,750 325,750 324,125 324,125 323,875 16,363,211 16,666,856 15,658,140 13,704,281 11,318,290 8,420,410 118,551,786 117,382,781 117,993,783 119,084,152 121,177,521 125,033,056 221,143,193 220,876,033 227,060,951 234,655,240 245,208,843 258,156,907 10,322,870 16,800,565 17,728,917 17,970,069 20,237,139 34,184,821 18,687,526 10,696,144 13,734,645 16,216,216 17,192,527 3,491,242 250,153,589$ 248,372,742$ 258,524,513$ 268,841,525$ 282,638,509$ 295,832,970$ (3) 131 CITY OF LAKEVILLE, MINNESOTA Changes in Net Position - Governmental Activities Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2006 2007 2008 2009 Expenses General government 4,452,707$ 4,712,995$ 6,169,957$ 5,916,590$ Public safety 10,057,597 10,308,296 10,019,681 9,726,394 Public works 7,507,095 15,844,963 15,706,515 12,866,216 Parks and recreation 3,819,806 4,556,759 4,900,341 4,774,745 Interest on long-term debt 3,278,091 3,867,395 4,218,695 3,994,790 Total expenses 29,115,296 39,290,408 41,015,189 37,278,735 Program Revenues Charges for services General government 2,960,761 2,495,649 2,238,739 1,940,423 Public safety 850,033 659,989 581,930 643,174 Public works 6,064,174 4,985,965 4,239,190 2,817,604 Parks and recreation 1,556,284 1,437,308 1,937,523 984,206 Operating grants and contributions General government 114,152 43,839 25,083 44,648 Public safety 741,342 698,926 639,173 1,048,160 Public works 106,871 6,604,149 783,843 1,142,494 Parks and recreation 33,575 13,456 46,058 20,294 Capital grants and contributions General government 171,400 - - - Public safety 326,143 5,000 50,000 - Public works 6,169,357 3,384,857 1,420,813 2,783,528 Parks and recreation 2,272,358 550,757 871,266 187,699 Total program revenues 21,366,450 20,879,895 12,833,618 11,612,230 Net (Expense) Revenue General government (1,206,394) (2,173,507) (3,906,135) (3,931,519) Public safety (8,140,079) (8,944,381) (8,748,578) (8,035,060) Public works 4,833,307 (869,992) (9,262,669) (6,122,590) Parks and recreation 42,411 (2,555,238) (2,045,494) (3,582,546) Interest on long-term debt (3,278,091) (3,867,395) (4,218,695) (3,994,790) Total net (expense) revenue (7,748,846) (18,410,513) (28,181,571) (25,666,505) General Revenues and Other Property taxes 18,009,237 20,873,431 23,391,055 23,912,318 Investment earnings (charges) 1,505,062 1,977,519 1,383,236 463,092 Gain on sale of capital assets 1,434,692 - - - Transfers in (out)(450,960) 131,796 (2,029,933) (347,807) Total general revenues and other (net)20,498,031 22,982,746 22,744,358 24,027,603 Change in net position 12,749,185$ 4,572,233$ (5,437,213)$ (1,638,902)$ Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. 132 2010 2011 2012 2013 2014 2015 5,248,677$ 5,134,169$ 5,258,319$ 5,363,354$ 6,051,985$ 5,893,261$ 10,858,447 11,068,287 11,202,018 11,784,109 11,807,183 12,236,411 12,197,868 13,778,800 10,849,213 11,241,434 14,776,390 15,365,976 4,775,015 4,796,035 4,780,666 5,154,919 5,202,168 5,762,890 3,740,076 4,383,684 3,496,878 3,864,333 3,665,421 3,296,665 36,820,083 39,160,975 35,587,094 37,408,149 41,503,147 42,555,203 1,834,856 2,108,396 2,736,653 3,061,568 3,219,644 3,730,342 654,226 746,207 714,587 686,130 660,910 926,168 1,967,309 2,313,334 3,588,062 4,481,445 5,280,338 8,311,017 1,555,560 1,299,364 2,087,640 2,231,757 2,808,885 3,699,025 42,661 37,970 40,359 60,076 5,399 7,132 846,553 649,253 698,949 902,783 825,434 980,310 1,399,661 1,451,359 1,396,560 1,295,018 3,665,373 4,145,806 30,144 160,852 100,315 59,653 66,575 186,118 - - 91,735 195,693 2,762,609 77,006 21,576 26,325 19,530 - - - 3,025,905 2,906,106 5,569,732 6,350,827 6,892,230 12,702,266 267,360 297,245 370,237 1,296,764 436,107 1,004,480 11,645,811 11,996,411 17,414,359 20,621,714 26,623,504 35,769,670 (3,371,160) (2,987,803) (2,389,572) (2,046,017) (64,333) (2,078,781) (9,336,092) (9,646,502) (9,768,952) (10,195,196) (10,320,839) (10,329,933) (5,804,993) (7,108,001) (294,859) 885,856 1,061,551 9,793,113 (2,921,951) (3,038,574) (2,222,474) (1,566,745) (1,890,601) (873,267) (3,740,076) (4,383,684) (3,496,878) (3,864,333) (3,665,421) (3,296,665) (25,174,272) (27,164,564) (18,172,735) (16,786,435) (14,879,643) (6,785,533) 24,369,009 24,207,406 24,221,741 23,947,968 24,465,333 25,338,778 340,336 280,364 176,409 (28,949) 552,444 368,232 - - 214,004 - - - 613,780 2,692,671 3,101,350 2,094,059 1,565,481 (1,549,881) 25,323,125 27,180,441 27,713,504 26,013,078 26,583,258 24,157,129 148,853$ 15,877$ 9,540,769$ 9,226,643$ 11,703,615$ 17,371,596$ 133 CITY OF LAKEVILLE, MINNESOTA Changes in Net Position - Business-type Activities Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2006 2007 2008 2009 Expenses Liquor 1,940,626$ 2,164,440$ 2,407,714$ 2,437,654$ Utility 7,925,809 8,029,064 8,319,303 9,086,172 Total expenses 9,866,435 10,193,504 10,727,017 11,523,826 Program Revenues Charges for services Liquor 3,080,692 3,314,721 3,603,240 3,611,777 Utility 5,855,346 6,553,811 7,355,207 7,491,674 Operating grants and contributions Liquor 3,762 3,762 3,762 3,762 Utility 3,264 3,264 3,264 3,264 Capital grants and contributions Liquor - - - - Utility 3,239,467 1,394,810 975,410 158,252 Total program revenues 12,182,531 11,270,368 11,940,883 11,268,729 Net (Expense) Revenue Liquor 1,143,828 1,154,043 1,199,288 1,177,885 Utility 1,172,268 (77,179) 14,578 (1,432,982) Total net (expense) revenue 2,316,096 1,076,864 1,213,866 (255,097) General Revenues and Other Investment income (charges) 315,007 468,478 457,466 227,055 Disposal of capital assets - 798,429 - - Transfers in (out)450,960 (131,796) 2,029,933 347,807 Total general revenues and other (net)765,967 1,135,111 2,487,399 574,862 Change in net position 3,082,063$ 2,211,975$ 3,701,265$ 319,765$ (1) Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. (1) Includes a restatement of $186,003. 134 2010 2011 2012 2013 2014 2015 2,424,290$ 2,439,261$ 2,392,945$ 2,473,738$ 2,498,103$ 2,530,806$ 9,903,296 10,401,650 10,365,651 10,863,625 11,462,552 11,946,778 12,327,586 12,840,911 12,758,596 13,337,363 13,960,655 14,477,584 3,612,321 3,546,877 3,839,723 3,948,599 3,804,942 3,289,120 7,432,391 8,866,345 9,542,284 9,126,838 9,296,118 9,216,463 3,762 3,762 3,762 3,762 3,762 3,762 3,264 59,707 103,525 69,968 112,181 85,754 17,050 - - - - - 999,716 1,129,764 2,903,043 3,414,738 4,252,192 6,009,075 12,068,504 13,606,455 16,392,337 16,563,905 17,469,195 18,604,174 1,208,843 1,111,378 1,450,540 1,478,623 1,310,601 762,076 (1,467,925) (345,834) 2,183,201 1,747,919 2,197,939 3,364,514 (259,082) 765,544 3,633,741 3,226,542 3,508,540 4,126,590 150,632 130,403 78,611 (42,114) 150,310 52,461 - - - - - - (613,780) (2,692,671) (3,101,350) (2,094,059) (1,565,481) 1,549,881 (463,148) (2,562,268) (3,022,739) (2,136,173) (1,415,171) 1,602,342 (722,230)$ (1,796,724)$ 611,002$ 1,090,369$ 2,093,369$ 5,728,932$ 135 CITY OF LAKEVILLE, MINNESOTA Changes in Net Position - Total Governmental and Business-type Activities Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2006 2007 2008 2009 Expenses Governmental activities 29,115,296$ 39,290,408$ 41,015,189$ 37,278,735$ Business-type activities 9,866,435 10,193,504 10,727,017 11,523,826 Total expenses 38,981,731 49,483,912 51,742,206 48,802,561 Program Revenues Governmental activities 21,366,450 20,879,895 12,833,618 11,612,230 Business-type activities 12,182,531 11,270,368 11,940,883 11,268,729 Total program revenues 33,548,981 32,150,263 24,774,501 22,880,959 Net (Expense) Revenue Governmental activities (7,748,846) (18,410,513) (28,181,571) (25,666,505) Business-type activities 2,316,096 1,076,864 1,213,866 (255,097) Total net (expense) revenue (5,432,750) (17,333,649) (26,967,705) (25,921,602) General Revenues and Other Governmental activities 20,498,031 22,982,746 22,744,358 24,027,603 Business-type activities 765,967 1,135,111 2,487,399 574,862 Total general revenues and other (net)21,263,998 24,117,857 25,231,757 24,602,465 Change in Net Position Governmental activities 12,749,185 4,572,233 (5,437,213) (1,638,902) Business-type activities 3,082,063 2,211,975 3,701,265 319,765 Total change in net position 15,831,248$ 6,784,208$ (1,735,948)$ (1,319,137)$ (1) Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effects of implementing this standard. Change in net position for previous years has not been restated. (1) Includes a restatement of $186,003. 136 2010 2011 2012 2013 2014 2015 36,820,083$ 39,160,975$ 35,587,094$ 37,408,149$ 41,503,147$ 42,555,203$ 12,327,586 12,840,911 12,758,596 13,337,363 13,960,655 14,477,584 49,147,669 52,001,886 48,345,690 50,745,512 55,463,802 57,032,787 11,645,811 11,996,411 17,414,359 20,621,714 26,623,504 35,769,670 12,068,504 13,606,455 16,392,337 16,563,905 17,469,195 18,604,174 23,714,315 25,602,866 33,806,696 37,185,619 44,092,699 54,373,844 (25,174,272) (27,164,564) (18,172,735) (16,786,435) (14,879,643) (6,785,533) (259,082) 765,544 3,633,741 3,226,542 3,508,540 4,126,590 (25,433,354) (26,399,020) (14,538,994) (13,559,893) (11,371,103) (2,658,943) 25,323,125 27,180,441 27,713,504 26,013,078 26,583,258 24,157,129 (463,148) (2,562,268) (3,022,739) (2,136,173) (1,415,171) 1,602,342 24,859,977 24,618,173 24,690,765 23,876,905 25,168,087 25,759,471 148,853 15,877 9,540,769 9,226,643 11,703,615 17,371,596 (722,230) (1,796,724) 611,002 1,090,369 2,093,369 5,728,932 (573,377)$ (1,780,847)$ 10,151,771$ 10,317,012$ 13,796,984$ 23,100,528$ 137 CITY OF LAKEVILLE, MINNESOTA Fund Balances - Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2006 2007 2008 2009 General Fund Reserved 8,238$ 8,483$ 7,420$ 9,899$ Unreserved 11,010,426 11,698,291 11,238,093 11,196,826 Nonspendable - - - - Committed - - - - Assigned - - - - Unassigned - - - - Total general fund 11,018,664 11,706,774 11,245,513 11,206,725 All Other Governmental Funds Reserved 15,314,937 16,217,023 10,464,632 16,713,410 Unreserved Special revenue 937,978 1,083,601 1,107,202 1,325,731 Capital projects 9,839,833 17,115,258 11,074,322 12,549,905 Nonspendable - - - - Restricted - - - - Committed - - - - Unassigned - - - - Total all other governmental funds 26,092,748 34,415,882 22,646,156 30,589,046 Total Governmental Funds Reserved 15,323,175 16,225,506 10,472,052 16,723,309 Unreserved 21,788,237 29,897,150 23,419,617 25,072,462 Nonspendable - - - - Restricted - - - - Committed - - - - Assigned - - - - Unassigned - - - - Total governmental funds 37,111,412$ 46,122,656$ 33,891,669$ 41,795,771$ All governmental funds percentage change -14.6%24.3%-26.5%23.3% Note: The implementation of Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Type Definitions, in fiscal year 2011 resulted in significant change in the City's fund balance classifications. Information prior to 2011 has not been restated. 138 2010 2011 2012 2013 2014 2015 10,726$ -$ -$ -$ -$ -$ 9,385,202 - - - - - - 384,329 256,476 126,014 221,704 447,284 - - - 45,000 45,000 45,000 - 519,146 620,725 - - - - 9,644,863 10,614,574 9,495,546 10,805,065 11,882,644 9,395,928 10,548,338 11,491,775 9,666,560 11,071,769 12,374,928 11,060,144 - - - - - 1,444,846 - - - - - 15,384,343 - - - - - - 75 - - 169 - - 14,744,057 38,587,037 38,716,666 44,319,872 35,659,756 - 9,989,221 11,861,800 16,620,820 17,154,096 17,937,431 - (112,102) (233,910) (221,630) (632,035) (3,492,389) 27,889,333 24,621,251 50,214,927 55,115,856 60,842,102 50,104,798 11,070,870 - - - - - 26,214,391 - - - - - - 384,404 256,476 126,014 221,873 447,284 - 14,744,057 38,587,037 38,716,666 44,319,872 35,659,756 - 9,989,221 11,861,800 16,665,820 17,199,096 17,982,431 - 519,146 620,725 - - - - 9,532,761 10,380,664 9,273,916 10,173,030 8,390,255 37,285,261$ 35,169,589$ 61,706,702$ 64,782,416$ 71,913,871$ 62,479,726$ -10.8%-5.7%75.5%5.0%11.0%-13.1% 139 CITY OF LAKEVILLE, MINNESOTA Changes in Fund Balances - Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2006 2007 2008 2009 Revenues Property taxes and tax increment 17,882,708$ 20,171,031$ 22,901,637$ 23,785,468$ Licenses and permits 2,651,382 2,182,252 1,936,532 1,603,909 Intergovernmental 2,400,581 8,420,985 2,250,332 3,158,128 Charges for services 8,207,104 7,105,600 6,713,370 4,145,717 Special assessments 709,126 826,453 777,153 769,624 Investment income (charges)1,496,836 1,970,411 1,379,315 459,967 Donations 896,414 475,676 1,008,326 305,146 Miscellaneous 371,033 326,059 366,680 635,781 Total revenues 34,615,184 41,478,467 37,333,345 34,863,740 Expenditures General government 3,582,410 3,939,573 5,172,645 4,850,726 Public safety 8,865,167 9,346,490 8,911,017 8,835,563 Public works 3,551,118 3,970,680 4,535,118 3,906,485 Parks and recreation 2,706,898 2,968,924 3,233,422 2,881,402 Capital outlay 15,745,297 29,913,271 18,133,199 7,140,715 Debt service Principal retirement 4,097,026 7,021,291 5,301,622 6,436,971 Interest on debt 3,597,771 3,449,720 4,367,257 4,157,176 Fiscal charges 24,707 123,438 46,136 126,570 Total expenditures 42,170,394 60,733,387 49,700,416 38,335,608 Excess (deficiency) of revenues over (under) expenditures (7,555,210) (19,254,920) (12,367,071) (3,471,868) Other financing sources (uses) Transfers in 5,634,822 4,327,025 7,688,315 5,156,485 Transfers out (4,997,410) (3,600,158) (6,857,231) (4,386,727) Bond, note, loan and lease proceeds 12,281,300 30,850,000 2,280,000 10,125,000 Payment on refunded bonds called (12,825,000) (3,945,000) (2,975,000) - Premium on bonds issued 68,479 610,404 - 116,016 Discount on bonds issued - (3,242) - - Sale of capital assets 1,045,440 27,135 - 365,196 Total other financing sources (uses)1,207,631 28,266,164 136,084 11,375,970 Net change in fund balances (6,347,579)$ 9,011,244$ (12,230,987)$ 7,904,102$ Debt service as a % of noncapital expenditures (excl. fiscal charges) 30.7%29.2%24.4%30.7% Note: The City has no taxes other than property taxes and tax increment. 140 2010 2011 2012 2013 2014 2015 24,435,538$ 24,057,622$ 24,453,849$ 23,981,375$ 24,524,709$ 25,215,734$ 1,565,028 1,820,408 2,429,951 2,727,494 2,836,555 3,325,293 4,242,195 2,622,487 2,291,376 3,534,512 4,979,156 5,232,193 4,002,246 3,938,204 5,833,776 6,925,867 8,405,492 12,443,152 573,301 622,799 1,132,126 1,143,349 1,636,267 1,736,905 337,788 270,378 174,358 (28,008) 548,842 366,555 155,477 269,762 207,391 265,953 242,627 356,446 732,816 731,763 871,798 885,323 3,411,579 1,155,073 36,044,389 34,333,423 37,394,625 39,435,865 46,585,227 49,831,351 4,687,662 4,493,368 4,572,777 4,774,775 5,690,230 5,226,864 9,337,884 9,755,251 9,844,232 10,113,958 10,305,450 10,892,071 3,593,862 3,019,293 3,245,103 3,766,665 3,805,470 3,856,984 3,038,433 3,047,906 3,050,782 3,206,004 3,330,488 3,532,376 4,611,659 10,345,908 12,413,360 12,523,103 21,420,875 31,649,447 7,337,338 7,689,182 7,642,027 5,825,000 5,995,000 7,385,000 3,945,265 3,633,285 3,358,324 3,948,740 3,700,590 3,735,120 61,222 78,143 173,072 26,351 176,789 33,071 36,613,325 42,062,336 44,299,677 44,184,596 54,424,892 66,310,933 (568,936) (7,728,913) (6,905,052) (4,748,731) (7,839,665) (16,479,582) 5,740,982 5,324,043 6,699,447 7,094,079 3,489,225 6,883,879 (5,046,945) (2,524,276) (2,839,332) (4,857,921) (1,644,624) (4,928,951) 2,680,000 4,265,000 29,255,000 4,685,000 21,180,000 16,545,000 (7,955,000) - (1,830,000) - (10,035,000) (12,460,000) 99,322 - 1,957,050 78,287 1,981,519 1,005,509 - - - - - - 540,067 - 200,000 825,000 - - (3,941,574) 7,064,767 33,442,165 7,824,445 14,971,120 7,045,437 (4,510,510)$ (664,146)$ 26,537,113$ 3,075,714$ 7,131,455$ (9,434,145)$ 32.9%31.6%32.2%28.6%25.3%25.6% 141 CITY OF LAKEVILLE, MINNESOTA Tax Capacity Valuation and Assessor's Taxable Market Value of Taxable Property Last Ten Fiscal Years Fiscal Year 2006 2007 2008 2009 Taxable Net Tax Capacity Valuation of Taxable Property Tax capacity value 55,521,140$ 62,477,351$ 66,208,936$ 67,887,456$ Less: Captured tax increment tax capacity (1,935,093) (2,129,445) (2,173,426) (2,127,819) Contributions to fiscal disparities pool (3,429,966) (3,848,084) (4,416,898) (4,888,029) Plus: Distribution from fiscal disparities pool 4,707,601 5,329,560 5,967,401 7,115,384 Total taxable net tax capacity 54,863,682$ 61,829,382$ 65,586,013$ 67,986,992$ Taxable Net Tax Capacity Valuation by Class of Property Homestead residential 44,087,330$ 49,458,056$ 52,038,379$ 51,916,328$ Commercial/industrial, public utility, and personal property 9,178,530 10,660,273 11,801,273 14,325,341 Non-homestead residential/apartments 939,412 1,008,576 1,000,649 1,082,546 Agriculture and seasonal/recreational 658,410 702,477 745,712 662,777 Total taxable net tax capacity 54,863,682$ 61,829,382$ 65,586,013$ 67,986,992$ Assessor’s taxable market valuation 5,034,819,600$ 5,642,591,100$ 5,951,319,600$ 6,024,665,500$ Taxable net tax capacity as a percentage of assessor's taxable market value 1.090%1.096%1.102%1.128% Direct tax capacity rate 31.610%31.583%34.195%33.973% Notes: Taxes are determined by multiplying the taxable net tax capacity by the direct tax capacity rate as expressed as a percentage. The foregoing direct tax capacity rates do not reflect reductions for state property tax credits. Source: Dakota County Auditor and Treasurer’s Office. 142 2010 2011 2012 2013 2014 2015 65,235,789$ 61,005,594$ 57,583,990$ 54,853,225$ 57,174,306$ 62,811,855$ (1,998,923) (904,389) (862,243) (863,946) (861,019) (446,760) (5,623,626) (5,845,456) (5,591,597) (5,494,207) (5,439,491) (5,481,001) 7,429,875 7,807,412 7,194,884 6,825,229 6,316,073 6,323,361 65,043,115$ 62,063,161$ 58,325,034$ 55,320,301$ 57,189,869$ 63,207,455$ 48,558,421$ 44,951,025$ 41,780,807$ 38,983,401$ 41,029,548$ 46,374,248$ 14,626,593 15,226,802 14,711,893 14,351,101 13,833,973 14,223,709 1,127,962 1,271,776 1,265,526 1,311,388 1,468,225 1,629,527 730,139 613,558 566,808 674,411 858,123 979,971 65,043,115$ 62,063,161$ 58,325,034$ 55,320,301$ 57,189,869$ 63,207,455$ 5,736,602,200$ 5,356,855,900$ 5,030,003,164$ 4,767,475,321$ 4,995,818,217$ 5,553,395,148$ 1.134%1.159%1.160%1.160%1.145%1.138% 36.624%38.250%39.051%41.234%40.696%38.948% 143 CITY OF LAKEVILLE, MINNESOTA Property Tax Rates - Direct and Overlapping Governments Last Ten Fiscal Years Operating Debt Service Total Debt Service 2006 25.043% 6.567% 31.610% 0.00830% 26.318% 0.00592% 192 43.708% 0.05599% 3.780% 105.416% 0.07021% 194 25.670% 0.17079%87.378% 0.18501% 196 27.554% 0.22437%89.262% 0.23859% 2007 23.319% 8.264% 31.583% 0.00743% 25.127% 0.00516% 192 44.190% 0.05679% 3.771% 104.671% 0.06938% 194 25.252% 0.16868%85.733% 0.18127% 196 23.607% 0.20824%84.088% 0.22083% 2008 25.616% 8.579% 34.195% 0.00714% 25.184% 0.00471% 192 45.831% 0.13781% 3.749% 108.959% 0.14966% 194 26.272% 0.17167%89.400% 0.18352% 196 21.136% 0.21274%84.264% 0.22459% 2009 25.450% 8.523% 33.973% 0.00696% 25.821% 0.00471% 192 49.238% 0.13660% 4.301% 113.333% 0.14827% 194 27.062% 0.17413%91.157% 0.18580% 196 21.109% 0.21032%85.204% 0.22199% 2010 28.066% 8.558% 36.624% 0.00738% 27.269% 0.00501% 192 53.452% 0.14742% 4.987% 122.332% 0.15981% 194 27.714% 0.18363%96.594% 0.19602% 196 25.391% 0.22268%94.271% 0.23507% 2011 30.904% 7.346% 38.250% 0.00803% 29.149% 0.00537% 192 52.157% 0.14558% 5.199% 124.755% 0.15898% 194 32.138% 0.19241%104.736% 0.20581% 196 26.959% 0.22601%99.557% 0.23941% 2012 31.122% 7.929% 39.051% 0.00784% 31.426% 0.00551% 192 55.308% 0.14005% 5.562% 131.347% 0.15340% 194 32.061% 0.18932%108.100% 0.20267% 196 28.440% 0.22131%104.479% 0.23466% 2013 32.206% 9.028% 41.234% 0.00843% 33.421%- 192 57.226% 0.15065% 5.884% 137.765% 0.15908% 194 33.535% 0.19955%114.074% 0.20798% 196 27.956% 0.23542%108.495% 0.24385% 2014 32.045% 8.651% 40.696% 0.00678% 31.827%- 192 56.326% 0.11117% 5.538% 134.387% 0.11795% 194 33.048% 0.25954%111.109% 0.26632% 196 27.606% 0.25809%105.667% 0.26487% 2015 30.605% 8.343% 38.948%- 29.633%- 192 53.474% 0.11550% 5.033% 127.088% 0.11550% 194 31.459% 0.24871%105.073% 0.24871% 196 23.271% 0.25484%96.885% 0.25484% Notes: Taxes are determined by multiplying the taxable net tax capacity by the tax capacity rate and market valued based rate expressed as a percentage. The foregoing tax capacity rates do not reflect reductions for state property tax credits. Special Districts include: Metropolitan Mosquito Control, Metropolitan Council, Metropolitan Transit District, Dakota County Community Development Agency, Light Rail Authority, and Vermillion River Watershed District. Source: Dakota County Auditor and Treasurer’s Office. Fiscal Year Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value- based) Ind. School District Overlapping Rates City of Lakeville Total Direct and Direct Rates Dakota County School District Overlapping RatesSpecial Districts Levy (Tax Capacity- based) Tax Capacity - based Market Value- based General Levy (Tax Capacity-based) 144 CITY OF LAKEVILLE, MINNESOTA Principal Property Taxpayers Fiscal Years Ended December 31, 2015 and December 31, 2006 Percentage Percentage Taxable of Taxable Taxable of Taxable Tax Tax Tax Tax Capacity Capacity Capacity Capacity Principal Property Taxpayer Type of Business Value Rank Value Value Rank Value Lakeville 2004, LLC Commercial 331,278$ 1 0.5% 316,998$ 1 0.6% Heritage Commons, LLC Retail 323,038 2 0.5% Southfork Apts. Ltd. Partnership Apartments 308,528 3 0.5% 204,882 5 0.4% Argonne Investments, LLC Retail 285,031 4 0.5% Dakota Electric Association Utility 268,928 5 0.4% 273,688 3 0.5% Minnegasco, Inc. Utility 265,484 6 0.4% 166,075 7 0.3% Walker Highview Hills, LLC Senior Housing 259,216 7 0.4% Target Corporation Retail 256,414 8 0.4% 281,800 2 0.5% LTF Real Estate Company, Inc. Real estate 238,810 9 0.4% FR/CAL Interstate South, LLC Industrial 229,776 10 0.4% CRW Lakeville, LLC Retail 221,226 4 0.4% Avalon-Timbercrest 1 LLC Retail 196,162 6 0.4% Wausau Supply Company Lumber supply distributor 159,330 8 0.3% Xcel Energy Utility 158,342 9 0.3% Performance Office Papers Inc. Office paper products - - 158,136 10 0.3% Total principal taxpayers 2,766,503 4.4% 2,136,639 3.8% All other taxpayers 60,045,352 95.6%53,384,501 96.2% Total City of Lakeville taxpayers 62,811,855$ 100.0%55,521,140$ 100.0% Source: Dakota County Auditor and Treasurer’s Office. 2015 2006 145 CITY OF LAKEVILLE, MINNESOTA Property Tax Levy and Collections Last Ten Fiscal Years Percentage of Total Total Tax Collection Collections Fiscal Levy for of Prior Total To Tax Levy Year Fiscal Year (2)Amount (3)Percent Year Levy (4)Collections Certified 2006 (1) 17,741,065 16,943,054 95.50% 162,281 17,105,335 96.42% 2007 19,943,578 19,652,615 98.54% 290,963 19,943,578 100.00% 2008 (1) 22,690,614 22,023,558 97.06% 408,068 22,431,626 98.86% 2009 (1) 23,527,163 22,473,650 95.52% 409,738 22,883,388 97.26% 2010 (1) 24,041,653 22,982,110 95.59% 261,179 23,243,289 96.68% 2011 (1) 24,036,652 22,837,484 95.01% 358,782 23,196,266 96.50% 2012 23,126,960 23,050,840 99.67% 6,237 23,057,077 99.70% 2013 23,079,185 22,848,820 99.00% 230,365 23,079,185 100.00% 2014 23,657,996 23,541,510 99.51% 116,486 23,657,996 100.00% 2015 24,728,549 24,568,028 99.35%- 24,568,028 99.35% Notes (1) The State of Minnesota unalloted state aid for property tax relief - Market Value Homestead Credit (MVHC) in the fiscal years as follows: As a MVHC Percentage Loss of Tax Levy Fiscal Year Amount Certified 2006 632,238$ 3.56% 2007 -$ - 2008 305,479$ 1.35% 2009 630,561$ 2.68% 2010 731,494$ 3.04% 2011 835,005$ 3.47% 2012 -$ - 2013 -$ - 2014 -$ - 2015 -$ - (2) Total levy is net of current year cancellations and abatements. (3) Total tax levy and current tax collections include state paid credits. (4) Includes county adjustments for prior year over collections, cancellations, and abatements. Collection of Current Year's Levy 146 CITY OF LAKEVILLE, MINNESOTA Ratio of Outstanding Debt by Type Last Ten Fiscal years Business-type Total General Metropolitan Activity Total Outstanding Fiscal Obligation Other Capital Council Revenue Outstanding Population Debt Year Bonds Bonds Leases Loan Bond Debt (1)Per Capita 2006 72,557,465 12,493,799 183,697 1,466,300 590,000 87,291,261 52,323 3.8 1,668 2007 93,176,053 12,346,854 152,037 1,466,300 4,439,260 111,580,504 53,829 4.5 2,073 2008 87,305,937 12,144,909 119,061 1,466,300 4,292,727 105,328,934 54,828 4.1 1,921 2009 91,331,837 11,847,964 112,090 1,466,300 4,011,194 108,769,385 55,772 4.4 1,950 2010 79,746,332 10,821,019 104,752 1,466,300 3,714,661 95,853,064 55,954 3.8 1,713 2011 76,815,712 10,539,074 97,027 1,159,843 3,568,128 92,179,784 56,534 3.5 1,631 2012 100,480,497 8,572,129 - 1,159,843 3,416,595 113,629,064 57,048 4.0 1,992 2013 99,408,395 8,360,184 - 1,159,843 3,255,062 112,183,484 57,789 3.8 1,941 2014 106,516,778 8,133,239 - 1,159,843 3,088,529 118,898,389 59,361 3.8 2,003 2015 104,062,522 7,886,294 - 1,159,843 2,911,996 116,020,655 59,991 N/A 1,934 Source: (1) Metropolitan Council as of April 1 (except for 2010 Federal Census). (2) See Demographic and Economic Statistics page. N/A - Not available. Governmental Activities Income (2) Personal % of 147 CITY OF LAKEVILLE, MINNESOTA Ratio of Net Bonded Debt Outstanding Last Ten Fiscal Years Percentage Net Gross Debt Payable Debt Service Net Taxable of Net Bonded Bonded Fiscal Bonded From Other Monies Bonded Net Tax Debt to Taxable (3)Debt Year Debt Sources (1)Available (2)Debt Capacity Net Tax Capacity Population Per Capita 2006 72,557,465 34,855,000 4,894,911 32,807,554 54,863,682 59.80% 52,323 627 2007 93,176,053 42,870,000 5,171,284 45,134,769 61,829,382 73.00% 53,829 838 2008 87,305,937 38,030,000 5,925,387 43,350,550 65,586,013 66.10% 54,828 791 2009 91,331,837 39,015,000 6,941,902 45,374,935 67,986,667 66.74% 55,772 814 2010 79,746,332 29,460,000 6,527,316 43,759,016 65,043,115 67.28% 55,954 782 2011 76,815,712 28,305,000 5,663,237 42,847,475 62,063,161 69.04% 56,534 758 2012 100,480,497 29,550,000 29,084,558 41,845,939 58,325,034 71.75% 57,048 734 2013 99,408,395 30,710,000 28,416,302 40,282,093 55,320,301 72.82% 57,789 697 2014 106,516,778 35,640,000 31,852,035 39,024,743 57,189,869 68.24% 59,361 657 2015 104,062,522 44,340,000 18,541,682 41,180,840 63,207,455 65.15% 59,991 686 Source: (1) G.O. Improvement bonds, tax increment bonds, State-aid street revenue bonds, water connection revenue bonds, and arena revenue bonds. (2) Debt service monies available include amounts restricted in the debt service funds repaying the related debt. We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bonds are being held in escrow, as those resources are not included in the governmental activities net position restricted for debt service due to conversion for full accrual accounting. (3) Metropolitan Council as of April 1, except for 2010 (Federal Census). 148 CITY OF LAKEVILLE, MINNESOTA Direct and Overlapping Governmental Debt As of December 31, 2015 Debt Applicable to Taxable Debt Net Tax Capacity in the City Governmental Unit Outstanding (2)Percentage (2)Amount Overlapping Debt (1) Independent School District #194 145,930,000$ 71.50% 104,339,950$ Independent School District #192 182,755,000 18.50% 33,809,675 Independent School District #196 82,720,000 5.90% 4,880,480 Dakota County 23,420,000 14.60% 3,419,320 Special District Metropolitan Council 312,715,000 2.37%7,406,760 153,856,185 Direct Debt City of Lakeville bonded debt 104,062,522 100.00%104,062,522 257,918,707$ Source: Debt figures and applicable percentages for other than the City of Lakeville are provided by the City’s fiscal consultant Springsted. Notes: (1) Overlapping governments are those that coincide, at least in part, with the geographical boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the government’s ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. (2) The percentage of overlapping debt applicable is estimated using taxable property market values. Applicable percentages were estimated by determining the portion of the county’s taxable market value that is within the City’s boundaries and dividing it by the county’s total taxable market value. Total overlapping debt Total direct and overlapping debt 149 CITY OF LAKEVILLE, MINNESOTA Legal Debt Margin Last Ten Fiscal Years Net Bonded Assessor’s Net Bonded Debt Applicable Taxable Debt Legal to Debt Limit as Fiscal Market Legal Applicable to Debt a Percentage of Year Valuation Debt Limit Debt Limit Margin Legal Debt Limit 2006 5,034,819,600 100,696,392 45,395,089 55,301,303 45.08% 2007 5,642,591,100 112,851,822 60,848,716 52,003,106 53.92% 2008 5,951,319,600 178,539,588 58,799,613 119,739,975 32.93% 2009 6,024,665,500 180,739,965 60,213,098 120,526,867 33.31% 2010 5,736,602,200 172,098,066 57,282,684 114,815,382 33.28% 2011 5,356,855,900 160,705,677 45,546,763 115,158,914 28.34% 2012 5,030,003,164 150,900,095 42,575,442 108,324,653 28.21% 2013 4,767,475,321 143,024,260 40,993,698 102,030,562 28.66% 2014 4,995,818,217 149,874,547 37,837,965 112,036,582 25.25% 2015 5,553,395,148 166,601,854 36,323,318 130,278,536 21.80% Legal Debt Margin Calculation:Fiscal Year 2015 Assessor’s taxable market valuation 5,553,395,148$ Legal debt limit: 3% of Assessor’s taxable market valuation 166,601,854$ Amount of debt applicable to legal debt limit: Gross bonded debt 102,100,000$ Less debt payable from sources other than taxes: G.O. Improvement bonds 34,130,000$ Tax increment bonds 1,680,000 State-aid street revenue bonds 7,895,000 Arena revenue bonds 635,000 Liquor revenue bonds 2,895,000 (47,235,000) Debt payable from taxes 54,865,000 Less debt service monies available to pay principal and interest (18,541,682) Net bonded debt applicable to debt limit 36,323,318 36,323,318 Legal debt margin 130,278,536$ Note: Minnesota Statutes § 475.53, Subdivision 1, No municipality, except a school district or a city of the first class, shall incur or be subject to a net debt in excess of two percent of the taxable market value of taxable property in the municipality for years 2007 and prior; three percent for years beginning in 2008. Source: Dakota County Auditor and Treasurer’s Office. 150 CITY OF LAKEVILLE, MINNESOTA Pledged Revenue Coverage Last Ten Fiscal Years Net Revenue Available Fiscal Gross (1)Operating For Debt Times Year Revenues Expenses Service Principal Interest Total Coverage 2006 8,094,630 4,113,336 3,981,294 1,150,000 920,015 2,070,015 1.92 2007 8,731,414 3,945,627 4,785,787 1,335,000 1,011,204 2,346,204 2.04 2008 9,615,243 4,094,080 5,521,163 1,400,000 1,161,886 2,561,886 2.16 2009 8,507,945 4,485,946 4,021,999 1,575,000 1,066,238 2,641,238 1.52 2010 7,380,163 4,749,304 2,630,859 1,685,000 998,751 2,683,751 0.98 2011 8,146,497 4,307,467 3,839,030 1,635,000 937,952 2,572,952 1.49 2012 9,608,620 4,296,022 5,312,598 3,115,000 832,499 3,947,499 1.35 2013 9,425,862 4,549,736 4,876,126 1,395,000 731,755 2,126,755 2.29 2014 9,181,527 4,942,276 4,239,251 1,415,000 674,644 2,089,644 2.03 2015 9,283,053 4,948,633 4,334,420 2,670,000 594,489 3,264,489 1.33 Notes: (1) The primary revenue source for debt service includes water system connection charges, water system user fees, ice arena net operating revenue and contributions from one organization conducting lawful gambling at approved locations, and liquor fund gross profits. (2) Revenue bonds include water connection revenue, arena revenue, and liquor revenue. Requirements (2) 151 CITY OF LAKEVILLE, MINNESOTA Demographic and Economic Statistics Last Ten Fiscal Years Percentage Personal Per Capita (1)Increase from Income (2)Personal Housing units Year Population Previous Year (in thousands)Income Single Multiple Total Valuation 2006 52,323 1.65%2,287,875 43,726 221 223 444 101,474,955 2007 53,829 2.88%2,456,163 45,629 183 195 378 72,128,000 2008 54,828 1.86%2,541,333 46,351 137 279 416 71,062,000 2009 55,772 1.72%2,474,827 44,374 127 54 181 41,010,000 2010 55,954 0.33%2,519,161 45,022 138 2 140 38,718,000 2011 56,534 1.04%2,617,468 46,299 122 2 124 37,621,000 2012 57,048 0.91%2,843,672 49,847 280 2 282 84,444,000 2013 57,789 1.30%2,929,151 50,687 374 - 374 120,393,000 2014 59,361 2.72%3,097,279 52,177 319 - 319 108,181,000 2015 59,991 1.06%N/A N/A 366 - 366 114,765,000 Annual percentage increase average last ten fiscal years 1.55% Labor Unemployment Labor Unemployment State of United Year Force Rate Force Rate Minnesota States 2006 29,677 3.9%230,427 4.1%4.9% 4.5% 2007 30,492 4.3%232,670 4.6%4.7% 5.1% 2008 30,471 5.6%229,716 6.1%6.8% 7.1% 2009 30,727 6.4%231,391 6.9%7.4% 10.0% 2010 30,782 6.0%230,247 6.6%6.9% 9.4% 2011 31,237 4.8%232,257 5.2%5.7% 8.5% *2012 31,221 4.5%231,902 4.9%5.4% 7.6% *2013 32,879 3.6%230,160 4.0%4.6% 6.5% *2014 33,493 2.9%231,538 3.2%3.6% 5.4% *2015 33,876 2.7%234,299 3.1%3.7% 4.8% Source: (1) Metropolitan Council as of April 1 (except for 2010 Federal Census). (2) U.S. Department of Commerce Bureau of Economic Analysis as of December 31, 2015. * Not seasonally adjusted, information is not available. (3) City of Lakeville Inspections Department. N/A - Not available. Building Permits Issued Family Dwellings (3) Labor Force and Unemployment Rate (seasonally adjusted) (2) City of Lakeville Dakota County Rates 152 CITY OF LAKEVILLE, MINNESOTA Principal Employers Fiscal Years Ended December 31, 2015 and December 31, 2006 Principal Employer (1)Product/Service Employees Rank %Employees Rank % Independent School District #194 Elementary & secondary schools 1,370 1 4.0% 1,120 1 3.8% Hearthside Food Solutions Food service contractors 715 2 2.1%500 3 1.7% ConAgra Store Brands Breakfast cereal products 515 3 1.5%552 2 1.9% Schmitty & Sons Bus Company Transportation 400 4 1.2% MOM Brands Cereal production 250 5 0.7% Menasha Corporation Corrugated & solid fiber box mfg.237 6 0.7%224 4 0.8% Despatch Industries, Inc.Industrial furnace & oven mfg.230 7 0.7%145 9 0.5% BTD Manufacturing Metal manufacturing 210 8 0.6% City of Lakeville (2)City government 209 9 0.6%217 5 0.7% Jeff Belzer’s Chevy-Dodge-KIA New & used auto dealership 200 10 0.6%150 7 0.5% Hearth & Home Technologies, Inc. Fireplaces/metal work 175 6 0.6% Carquest Distribution Center General warehousing & storage 147 8 0.5% National Polymers, Inc.Plastics material & resin mfg.136 10 0.5% Total principal employers 4,336 12.8% 3,366 11.3% All other employers 29,540 87.2% 26,311 88.7% Total City of Lakeville civilian labor force (3)33,876 100.0% 29,677 100.0% Source: (1) Telephone survey of individual employers, December 2015. (2) As of December 31, 2015 (full-time equivalent). (3) U.S. Department of Commerce Bureau of Economic Analysis as of December 31, 2015. 2015 2006 153 CITY OF LAKEVILLE, MINNESOTA Commercial and Industrial Building Permits Issued Years 2015 and 2014 BUSINESS PRODUCT/SERVICE VALUATION (1) Hy-Vee Grocery store 8,400,000$ Fed-Ex Freight Distribution 8,161,000 Candlewood Suites Hotel 4,500,000 Allina Clinic Medical 2,055,000 NPL Office/warehouse 1,560,000 Lakeville Medical Medical 1,250,000 Goddard School Preschool 1,220,000 Super America - Orchard Trail Gas/convenience with car wash 1,140,000 Hy-Vee Convenience Store Gas/convenience with car wash 998,000 Super America - Keokuk Ave Gas/convenience 995,000 Sonnet Montessori Preschool/daycare 500,000 BUSINESS PRODUCT/SERVICE VALUATION (1) BTD Manufacturing Manufacturing 10,109,000$ Menasha Corporation Manufacturing warehouse & office 4,900,000 Applied Power Products Manufacturing 1,765,000 Mendell Medical device manufacturer 1,100,000 Fresenius Medical Center Medical 848,000 Verified Credentials Office 625,000 Jeff Belzer's Chevy-Dodge-KIA New & used auto dealership 614,000 Toppers Pizza Pizza restaurant 569,000 Dick's Sanitation Recycling/waste hauler 438,000 Progressive Rail Railroad 428,000 Center for Diagnostic Imaging Medical 410,000 Park Dental Medical 312,000 Carquest Auto Parts Auto parts distribution 300,000 Charter Communications Telecommunications 295,000 Starbucks Coffee Coffee shop 268,000 Express Employment Office 265,000 Holiday Station - Kenrick Avenue Convenience store 260,000 Unimed Midwest Medical supplies 260,000 Notes: (1) Valuation excludes land and personal property. Source: City of Lakeville Inspections Department. NEW BUILDING PERMITS 2015 AND 2014 (in excess of $250,000) EXPANSION OR REMODEL BUILDING PERMITS 2015 AND 2014 (in excess of $250,000) 154 CITY OF LAKEVILLE, MINNESOTA Employees by Function/Program (Full-Time Equivalent) Last Ten Fiscal Years Function/Program 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 General government City administration 3.0 3.0 3.0 2.8 2.5 2.5 2.5 2.4 2.8 3.0 Communications 4.7 4.8 4.1 3.9 4.0 4.0 4.0 4.0 4.0 4.0 City clerk 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Finance 5.6 6.6 6.6 6.5 6.4 6.0 7.0 7.0 7.0 6.6 Information systems 3.9 4.0 4.0 3.3 3.0 3.0 3.0 2.9 3.0 3.0 Human resources 2.9 3.0 3.0 2.8 2.8 2.8 2.8 2.8 2.8 3.2 Planning 5.5 5.5 4.5 3.8 3.0 3.0 3.0 2.8 3.5 3.5 Community and economic development 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.4 2.5 Protective inspection 12.0 12.0 12.4 8.7 8.0 8.0 7.0 7.0 7.0 7.6 General government buildings 2.5 3.1 3.1 3.0 3.0 3.0 3.0 3.0 3.0 3.0 Total general government 43.6 45.5 44.2 38.3 36.2 35.8 35.8 35.4 36.5 37.4 Public safety Police officers (sworn) 49.5 51.2 52.8 51.0 51.5 51.9 53.0 50.2 54.0 52.8 Police dispatchers 10.0 - - - - - - - - - Police administration 11.4 12.9 12.4 11.1 10.8 11.3 12.2 11.5 11.8 12.5 Fire (excluding volunteer firefighters)4.5 4.6 4.6 4.6 4.6 4.6 4.6 4.6 4.6 5.3 Total public safety 75.4 68.7 69.8 66.7 66.9 67.8 69.8 66.3 70.4 70.6 Public works Engineering 14.0 14.0 12.3 9.3 9.0 6.8 7.0 6.0 6.0 6.4 Operations and maintenance - - - - - - - - 2.0 3.9 Street maintenance 18.5 19.8 20.0 19.4 19.0 19.0 19.3 19.3 21.0 20.4 Total public works 32.5 33.8 32.3 28.7 28.0 25.8 26.3 25.3 29.0 30.7 Parks and recreation Park maintenance 15.0 15.0 15.0 14.5 15.0 15.0 15.0 15.0 15.0 14.8 Recreation 4.7 5.3 5.3 4.9 4.7 4.7 4.7 5.6 5.6 5.5 Arts center 3.0 3.2 3.6 3.7 3.7 3.7 3.7 3.7 3.7 3.7 Total parks and recreation 22.7 23.5 23.9 23.1 23.4 23.4 23.4 24.3 24.3 24.0 Total governmental activities 174.2 171.5 170.2 156.8 154.5 152.8 155.3 151.3 160.2 162.7 Liquor 25.9 26.4 25.9 25.7 25.7 25.8 25.7 24.9 26.3 24.4 Utility 16.5 17.5 18.0 18.0 18.0 20.0 20.0 20.0 21.0 21.6 Total business-type activities 42.4 43.9 43.9 43.7 43.7 45.8 45.7 44.9 47.3 46.0 Total employees 216.6 215.4 214.1 200.5 198.2 198.6 201.0 196.2 207.5 208.7 Source: City of Lakeville Human Resources Department. 155 CITY OF LAKEVILLE, MINNESOTA Operating Indicators by Function Last Ten Fiscal Years Function 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 General government Number of registered voters 30,072 N/A 31,024 N/A 32,617 N/A 32,200 N/A 36,571 N/A Number of final plats approved 21 18 10 8 10 12 14 15 16 23 Number of building permits issued 3,970 3,487 1,878 1,428 1,421 1,467 2,349 1,647 3,852 2,030 Valuation of building permits issued (in millions)165 $ 126 $ 111 $ 62 $ 49 $ 77 $ 119 $ 142 $ 139 $ 183 $ Public safety Crimes against person reported 141 155 158 151 151 142 133 141 166 161 Crimes against property reported 1,165 1,477 1,424 1,245 1,259 1,161 1,186 1,057 1,187 955 Traffic citations issued 6,348 6,773 6,229 6,499 5,497 5,241 4,400 3,370 3,803 8,865 Number of volunteer firefighters 80 80 90 78 74 83 77 79 80 83 Number of annual fire calls 1,078 1,149 1,230 1,343 1,189 1,262 1,208 1,062 1,103 1,192 Public works City street miles added 27.6 7.2 2.5 1.0 0.4 1.0 1.4 2.6 2.8 4.5 Parks and recreation Park acres mowed 421 421 427 427 427 429 429 430 430 430 Park facility reservations taken 400 432 479 559 661 655 717 888 958 1,024 Program activity registrations taken 6,749 6,836 7,994 8,201 8,369 9,051 9,850 9,310 9,627 9,231 Liquor Annual sales (in millions)12.1$ 13.0 $ 14.4 $ 14.6 $ 14.7 $ 14.4 $ 15.2 $ 15.4 $ 14.9 $ 13.6$ Utility (in millions of gallons) Water (average daily consumption) 6.0 6.5 6.3 6.1 4.8 5.7 6.7 5.9 5.5 5.2 Sanitary sewer (1)3.9 3.9 4.0 3.3 3.3 3.3 3.4 3.4 3.4 3.2 (average daily treatment) Notes: (1) Sewage is treated by the Metropolitan Council Environmental Services. N/A Indicates information is not available for this period at the printing of this report. Source: Various City of Lakeville Departments. 156 CITY OF LAKEVILLE, MINNESOTA Capital Assets Statistics by Function Last Ten Fiscal Years Function (1)2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Public safety Police stations 1 1 1 1 1 1 1 1 1 1 Fire stations 4 4 4 4 4 4 4 4 4 4 Public works City streets (miles)247.9 255.1 257.6 258.6 259.0 260.0 261.4 264.0 266.8 271.3 Parks and recreation Acres of parks, conservation areas, and greenways 1,610 1,610 1,623 1,636 1,663 1,671 1,712 1,776 1,776 1,776 Parks 53 55 56 59 59 59 59 59 59 59 Conservation areas 18 18 18 18 18 18 20 20 20 20 Trails and sidewalks - paved (miles)86 88 91 91 91 100 100 103 103 105 Ice rinks - outdoor (fully boarded)12 12 12 12 12 12 12 12 12 12 Ice rinks - indoor 2333333333 Fields (softball, soccer, baseball, football, Lacrosse)125 135 136 136 136 150 150 150 150 150 Courts (basketball, volleyball, tennis) 27 36 39 39 39 38 38 38 38 38 Playgrounds 38 38 39 39 40 40 40 40 40 40 Swimming beaches 3333333333 Liquor Number of on-sale stores owned 2222222222 Number of on-sale stores leased 1111111111 Utility Water Water mains (miles)297 304 310 311 311 313 313 321 321 321 Fire hydrants 3,128 3,313 3,374 3,386 3,386 3,434 3,434 3,572 3,572 3,572 Wells 15 16 16 17 17 17 17 17 17 17 Water Towers 5 5 5 5 5 5 5 5 5 5 Sanitary sewer Sanitary sewer mains (miles)238 253 255 256 259 261 261 261 261 261 Sanitary sewer lift stations 20 20 20 20 19 19 19 20 20 20 Notes: (1) Indicators for general government functions are not available. Source: Various City of Lakeville Departments. 157 This page intentionally left blank. Management Report for City of Lakeville, Minnesota December 31, 2015 THIS PAGE INTENTIONALLY LEFT BLANK To the City Council and Management City of Lakeville, Minnesota We have prepared this management report in conjunction with our audit of the City of Lakeville, Minnesota’s (the City) financial statements for the year ended December 31, 2015. The purpose of this report is to provide comments resulting from our audit process and to communicate information relevant to city finances in Minnesota. We have organized this report into the following sections:  Audit Summary  Governmental Funds Overview  Enterprise Funds Overview  Government-Wide Financial Statements  Legislative Updates  Accounting and Auditing Updates We would be pleased to further discuss any of the information contained in this report or any other concerns that you would like us to address. We would also like to express our thanks for the courtesy and assistance extended to us during the course of our audit. The purpose of this report is solely to provide those charged with governance of the City, management, and those who have responsibility for oversight of the financial reporting process comments resulting from our audit process and information relevant to city finances in Minnesota. Accordingly, this report is not suitable for any other purpose. Minneapolis, Minnesota June 30, 2016 THIS PAGE INTENTIONALLY LEFT BLANK -1- AUDIT SUMMARY The following is a summary of our audit work, key conclusions, and other information that we consider important or that is required to be communicated to the City Council, administration, or those charged with governance of the City. OUR RESPONSIBILITY UNDER AUDITING STANDARDS GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA AND GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2015, and the related notes to the financial statements. Professional standards require that we provide you with information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information to you verbally and in our audit engagement letter. Professional standards also require that we communicate the following information related to our audit. PLANNED SCOPE AND TIMING OF THE AUDIT We performed the audit according to the planned scope and timing previously discussed and coordinated in order to obtain sufficient audit evidence and complete an effective audit. AUDIT OPINION AND FINDINGS Based on our audit of the City’s financial statements for the year ended December 31, 2015:  We issued an unmodified opinion on the City’s basic financial statements. Our report included a paragraph emphasizing that the City implemented Governmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27, and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date—an amendment of GASB Statement No. 68, during the year ended December 31, 2015. Our opinion was not modified with respect to this matter.  We reported no deficiencies in the City’s internal control over financial reporting that we considered to be material weaknesses.  The results of our testing disclosed no instances of noncompliance required to be reported under Government Auditing Standards.  We reported no findings based on our testing of the City’s compliance with Minnesota laws and regulations. Overall, we found the City’s financial records to be in excellent condition. This not only provides for an efficient year-end audit, but should also provide confidence in the interim financial data used to manage the City throughout the year. -2- SIGNIFICANT ACCOUNTING POLICIES Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 of the notes to basic financial statements. The City implemented GASB Statement Nos. 68 and 71 during the year ended December 31, 2015. These statements provide new guidance on accounting and financial reporting for pensions accounted for in the financial statements of plan employers. Implementation of these standards resulted in an adjustment to the beginning equity reported in the City’s government-wide and proprietary fund financial statements, as described in Note 1 of the notes to basic financial statements. The application of remaining policies was not changed during the year ended December 31, 2015. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. ACCOUNTING ESTIMATES AND MANAGEMENT JUDGMENTS Accounting estimates are an integral part of the financial statements prepared by management and are based on management’s knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were:  Depreciation – Management’s estimates of depreciation expense are based on the estimated useful lives of the assets.  Net Other Post-Employment Benefit (OPEB) Liabilities and Pension Benefits – The City has recorded liabilities and activity for other post-employment benefits (OPEB) and pension benefits. These obligations are calculated using actuarial methodologies described in GASB Statement Nos. 45 and 68. These actuarial calculations include significant assumptions, including projected changes, healthcare insurance costs, investment returns, retirement ages, proportionate share, and employee turnover.  Compensated Absences – Management’s estimate is based on current rates of pay and sick leave balances estimated to be paid out as future severance pay. We evaluated the key factors and assumptions used to develop these accounting estimates in determining that they are reasonable in relation to the financial statements taken as a whole. The financial statement disclosures are neutral, consistent, and clear. CORRECTED AND UNCORRECTED MISSTATEMENTS Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Where applicable, management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management, when applicable, were material, either individually or in the aggregate, to each opinion unit’s financial statements taken as a whole. DIFFICULTIES ENCOUNTERED IN PERFORMING THE AUDIT We encountered no significant difficulties in dealing with management in performing and completing our audit. -3- DISAGREEMENTS WITH MANAGEMENT For purposes of this report, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor’s report. We are pleased to report that no such disagreements arose during the course of our audit. MANAGEMENT CONSULTATIONS WITH OTHER INDEPENDENT ACCOUNTANTS In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a “second opinion” on certain situations. If a consultation involves application of an accounting principle to the City’s financial statements or a determination of the type of auditor’s opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. MANAGEMENT REPRESENTATIONS We have requested certain representations from management that are included in the management representation letter dated June 30, 2016. OTHER AUDIT FINDINGS OR ISSUES We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City’s auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. OTHER MATTERS We applied certain limited procedures to Management’s Discussion and Analysis, the budgetary comparison schedule for the General Fund, and the other pension and OPEB-related required supplementary information (RSI) that supplements the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. We were engaged to report on the combining and individual fund statements and schedules, and the supplemental information accompanying the financial statements which are not RSI. With respect to the combining and individual fund statements and schedules, and supplemental information, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the combining and individual fund statements and schedules, and the supplemental information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We were not engaged to report on the introductory and statistical sections which accompany the financial statements but are not RSI. We did not audit or perform other procedures on this other information and we do not express an opinion or provide any assurance on it. -4- GOVERNMENTAL FUNDS OVERVIEW This section of the report provides you with an overview of the financial trends and activities of the City’s governmental funds, which include the General, special revenue, debt service, and capital project funds. These funds are used to account for the basic services the City provides to all of its citizens, which are financed primarily with property taxes. The governmental fund information in the City’s financial statements focuses on budgetary compliance, and the sufficiency of each governmental fund’s current assets to finance its current liabilities. PROPERTY TAXES Minnesota cities rely heavily on local property tax levies to support their governmental fund activities. For the 2014 fiscal year, local ad valorem property tax levies provided 39.0 percent of the total governmental fund revenues for cities over 2,500 in population, and 35.5 percent for cities under 2,500 in population. Property tax levies certified by Minnesota cities for 2015 increased about 4.0 percent over 2014, compared to an increase of 1.6 percent the prior year. A one-year levy limit imposed on cities over 2,500 in population for the 2014 levy year was lifted for the 2015 levy year. The total market value of property in Minnesota cities increased about 8.5 percent for the 2015 levy year, following a modest increase of 1.1 percent for levy year 2014 and a four-year trend of declining market values for levy years 2010 through 2013. Market values showed increases across all property categories for 2015, with gains in the market values of residential homestead properties (10.0 percent) and non-homestead residential properties (9.7 percent) outpacing the market value gain of commercial/industrial properties (2.2 percent). Because the assessed valuation used for levying property taxes is based on values from the previous fiscal year (e.g., the market value for taxes payable in 2015 is based on estimated values as of January 1, 2014), market value improvement has lagged behind recent upturns in the housing market and the economy in general. The City’s taxable market value increased 4.8 percent for taxes payable in 2014 and 11.2 percent for taxes payable in 2015. The following graph shows the City’s changes in taxable market value over the past 10 years: $– $1,000,000,000 $2,000,000,000 $3,000,000,000 $4,000,000,000 $5,000,000,000 $6,000,000,000 $7,000,000,000 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Taxable Market Value -5- Tax capacity is considered the actual base available for taxation. It is calculated by applying the state’s property classification system to each property’s market value. Each property classification, such as commercial or residential, has a different calculation and uses different rates. Consequently, a city’s total tax capacity will change at a different rate than its total market value, as tax capacity is affected by the proportion of the City’s tax base that is in each property classification from year-to-year, as well as legislative changes to tax rates and exemptions. The City’s tax capacity increased 4.2 percent and 9.9 percent for taxes payable in 2014 and 2015, respectively. The following graph shows the City’s change in tax capacities over the past 10 years: $– $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 $70,000,000 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Local Net Tax Capacity The improvement in property tax capacities contributed to decreases to the overall state-wide and metro area tax rates for 2015. The following table presents the average tax rates applied to city residents for each of the last two levy years, along with comparative state-wide and metro area rates: Rates expressed as a percentage of net tax capacity 2014 2015 2014 2015 2014 2015 Average tax rate City 48.8 46.9 46.0 43.4 40.7 39.0 County 47.6 44.7 46.6 42.9 31.8 29.6 School 28.9 27.1 30.9 28.3 34.3 32.2 Special taxing 7.3 6.9 9.5 8.8 5.4 4.9 Total 132.6 125.6 133.0 123.4 112.3 105.7 Lakeville City of Metro Area Seven-CountyAll Cities State-Wide Both the total tax rate applied to Lakeville taxpayers and the City’s tax rate have been well below both the state-wide and metro averages in recent years. The City’s tax rate for 2015 was lower than the previous year, despite a 4.5 percent increase in the City’s certified tax levy, due to the improvement in tax capacity as discussed above. The school tax rate for the City represents an average of Independent School District (ISD) No. 192, Farmington; ISD No. 194, Lakeville; and ISD No. 196, Rosemount – Apple Valley – Eagan. -6- GOVERNMENTAL FUND BALANCES The following table summarizes the changes in the fund balances of the City’s governmental funds during the year ended December 31, 2015, presented both by fund balance classification and by fund: Increase 2015 2014 (Decrease) Fund balances of governmental funds Total by classification Nonspendable 447,284$ 221,873$ 225,411$ Restricted 35,659,756 44,319,872 (8,660,116) Committed 17,982,431 17,199,096 783,335 Unassigned 8,390,255 10,173,030 (1,782,775) Total governmental funds 62,479,726$ 71,913,871$ (9,434,145)$ Total by fund General 12,374,928$ 11,071,769$ 1,303,159$ General Obligation Debt Service 17,450,559 30,781,452 (13,330,893) G.O. Improvement Debt Service 5,274,675 4,303,472 971,203 Building Capital Projects 497,062 1,375,010 (877,948) Water Capital Projects (3,093,297) 2,668,607 (5,761,904) Improvement Construction Capital Projects 2,242,797 1,077,791 1,165,006 Nonmajor funds 27,733,002 20,635,770 7,097,232 Total governmental funds 62,479,726$ 71,913,871$ (9,434,145)$ Governmental Funds Change in Fund Balance Fund Balance as of December 31, In total, the fund balances of the City’s governmental funds decreased $9,434,145 during the year ended December 31, 2015. The majority of the decrease was in restricted fund balances, which were $8.7 million lower than at the prior year-end, mainly due to a $12.5 million crossover debt refunding paid from an escrow accounted for in the General Obligation Debt Service Fund. This was partially offset by increases in fund balances restricted for street construction ($2.0 million) and park development ($1.6 million) in the nonmajor capital projects funds. The increase in committed fund balances is primarily from utility connection charges in the nonmajor utility (sanitary sewer and storm sewer) capital projects funds. The decrease in unassigned fund balances is primarily due to the deficit fund balance accumulated in the Water Capital Projects Fund from infrastructure improvement costs incurred in advance of future bond financing. -7- GOVERNMENTAL FUNDS REVENUE AND EXPENDITURES The following table presents the per capita revenue of the City’s governmental funds for the past three years, along with state-wide averages. We have included the most recent comparative state-wide averages available from the Office of the State Auditor to provide a benchmark for interpreting the City’s data. The amounts received from the typical major sources of governmental fund revenue will naturally vary between cities based on factors such as the City’s stage of development, location, size and density of its population, property values, services it provides, and other attributes. It will also differ from year-to-year due to the effect of inflation and changes in the City’s operation. Also, certain data on these tables may be classified differently than how they appear on the City’s financial statements in order to be more comparable to the state-wide information, particularly in separating capital expenditures from current expenditures. We have designed this section of our management report using per capita data in order to better identify unique or unusual trends and activities of your city. We intend for this type of comparative and trend information to complement, rather than duplicate, information in the Management’s Discussion and Analysis. An inherent difficulty in presenting per capita information is the accuracy of the population count, which for most years is based on estimates. Year 2013 2014 2015 Population 20,000–100,000 57,789 59,361 59,991 Property taxes 427$ 400$ 399$ 414$ Tax increments 46 15 14 7 Franchise and other taxes 37 11 11 11 Special assessments 64 20 28 29 Licenses and permits 41 36 36 55 Intergovernmental revenues 166 61 84 87 Charges for services 90 120 142 196 Other 65 19 71 31 Total revenue 936$ 682$ 785$ 830$ December 31, 2014 City of LakevilleState-Wide Governmental Funds Revenue per Capita With State-Wide Averages by Population Class The City’s governmental funds have typically generated less revenue per capita in total than other Minnesota cities in its population class. Total governmental funds revenues were $49.8 million in 2015, about $3.2 million (7.0 percent) more than the prior year. On a per capita basis, governmental fund revenue for 2015 was $45 higher than the prior year. Property tax revenue was $15 per capita higher than the previous year due to a levy increase and excess tax increment distribution. Licenses and permits revenue was $19 per capita higher than last year due to increased development activity. Charges for services were also $54 per capita higher than last year due to increased development activity, resulting in additional connection and area charges, park dedication fees, and engineering charges. Revenue in the “other” category shown above decreased $40 per capita, mainly due to a non-recurring $2.23 million interest rate reduction loan repayment received in 2014, and market value adjustments on the City’s investment portfolio included in investment income. -8- The expenditures of governmental funds will also vary from state-wide averages and from year-to-year, based on the City’s circumstances. Expenditures are classified into three types as follows:  Current – These are typically the general operating type expenditures occurring on an annual basis, and are primarily funded by general sources such as taxes and intergovernmental revenues.  Capital Outlay and Construction – These expenditures do not occur on a consistent basis, more typically fluctuating significantly from year-to-year. Many of these expenditures are project-oriented, and are often funded by specific sources that have benefited from the expenditure, such as special assessment improvement projects.  Debt Service – Although the expenditures for debt service may be relatively consistent over the term of the respective debt, the funding source is the important factor. Some debt may be repaid through specific sources such as special assessments or redevelopment funding, while other debt may be repaid with general property taxes. The City’s expenditures per capita of its governmental funds for the past three years, together with state-wide averages, are presented in the following table: Year 2013 2014 2015 Population 20,000–100,000 57,789 59,361 59,991 Current 87$ 83$ 96$ 87$ 254 175 174 182 114 65 64 64 92 55 56 59 98 – – – 645 378 390 392 Capital outlay and construction 276 217 361 528 Debt service 115 101 101 123 34 69 65 63 149 170 166 186 Total expenditures 1,070$ 765$ 917$ 1,106$ General government Governmental Funds Expenditures per Capita With State-Wide Averages by Population Class December 31, 2014 City of LakevilleState-Wide Interest and fiscal Public safety Public works Parks and recreation All other Principal Total expenditures in the City’s governmental funds for 2015 were $66.3 million, an increase of $11.9 million (21.8 percent) from the previous year, or $189 per capita. The increase was mainly in capital outlay, which was $167 per capita higher than the previous year, primarily due to several large street and utility improvement projects. Scheduled debt service principal and interest costs were also $20 higher per capita than the prior year. -9- GENERAL FUND The City’s General Fund accounts for the financial activity of the basic services provided to the community. The primary services included within this fund are the administration of the municipal operation, police and fire protection, building inspection, streets and highway maintenance, and parks and recreation. The graph below illustrates the change in the General Fund financial position over the last five years. We have also included a line representing annual expenditures to reflect the change in the size of the General Fund operation over the same period. $– $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 $18,000,000 $20,000,000 $22,000,000 $24,000,000 2011 2012 2013 2014 2015 General Fund Financial Position Year Ended December 31, Fund Balance Cash Balance (Net)Expenditures The City’s General Fund cash and investments balance at December 31, 2015 was $12,066,357, an increase of $905,449. Total fund balance at December 31, 2015 was $12,374,928, which is an increase of $1,303,159 from the prior year, and $1,837,964 higher than projected in the City’s final budget. As the graph illustrates, the City has generally been able to maintain healthy cash and fund balance levels as the volume of financial activity has grown. This is an important factor because a government, like any organization, requires a certain amount of equity to operate. A healthy financial position allows the City to avoid volatility in tax rates; helps minimize the impact of state funding changes; allows for the adequate and consistent funding of services, repairs, and unexpected costs; and is a factor in determining the City’s bond rating and resulting interest costs. Maintaining an adequate fund balance has become increasingly important given the fluctuations in state funding for cities in recent years. A trend that is typical to Minnesota local governments, especially the General Fund of cities, is the unusual cash flow experienced throughout the year. The City’s General Fund cash disbursements are made fairly evenly during the year other than the impact of seasonal services such as snowplowing, street maintenance, and park activities. Cash receipts of the General Fund are quite a different story. Taxes comprise about 70 percent of the fund’s total annual revenue. Approximately half of these revenues are received by the City in July and the rest in December. Consequently, the City needs to have adequate cash reserves to finance its everyday operations between these payments. The City’s General Fund balance at the end of the 2015 fiscal year represents approximately 53.2 percent of annual expenditures based on 2015 levels, compared to 50.2 percent at the end of the previous year. -10- The following graph reflects the City’s General Fund revenue sources for 2015 compared to budget: $– $1 $2 $3 $4 $5 $6 $7 $8 $9 $10 $11 $12 $13 $14 $15 $16 $17 $18 Taxes Intergovernmental Charges for Services Licenses and Permits All Other Millions General Fund Revenue Budget and Actual Budget Actual General Fund revenue for 2015 was $25,373,117, which was $1,088,770 (4.5 percent) more than budget. Charges for services were $425,792 over budget, mostly due to engineering fees charged to construction projects. Licenses and permits revenue was over budget by $609,092, primarily due to the number of residential building and construction related permits issued. The following graph presents the City’s General Fund revenues by source for the last five years. The graph reflects the City’s reliance on property taxes and other local sources of revenue. $– $2 $4 $6 $8 $10 $12 $14 $16 $18 $20 Taxes Intergovernmental Charges for Services Licenses and Permits All Other Mi l l i o n s General Fund Revenue by Source Year Ended December 31, 2011 2012 2013 2014 2015 Overall, General Fund revenues increased $2,666,429 (11.7 percent) from the previous year. Property tax revenue was $1,011,922 more than last year due to a 5.7 percent increase in the General Fund levy. Intergovernmental revenue increased $170,363 due to federal traffic safety and county grants received. Revenue from charges for services (up $886,236) and licenses and permits (up $496,584) were both higher than last year due to increased development activity. Finally, revenue in the “all other” category as shown above was $101,324 higher than last year, mainly due to an increase in revenue from fines and forfeitures. -11- The following graph illustrates the components of General Fund spending for 2015 compared to budget: $– $1 $2 $3 $4 $5 $6 $7 $8 $9 $10 $11 $12 General Government Public Safety Public Works Parks and Recreation Millions General Fund Expenditures Budget and Actual Budget Actual Total General Fund expenditures for 2015 were $23,267,893, which was $749,194 (3.1 percent) under the final budget. General Fund expenditures were under budget in every functional area, as shown in the graph above. General government expenditures were $133,017 under budget, with the largest savings in administration, legal counsel, general government facilities, and finance. Public safety expenditures were $207,892 under budget, primarily in police personnel and purchased service costs. Public works expenditures were $335,792 under budget, mainly in engineering and street maintenance personnel and commodities costs. Parks and recreation costs were under budget by $72,493, mainly in park maintenance charges and services. The following graph presents the City’s General Fund expenditures by function for the last five years: $– $1 $2 $3 $4 $5 $6 $7 $8 $9 $10 $11 $12 General Government Public Safety Public Works Parks and Recreation Mi l l i o n s General Fund Expenditures by Function Year Ended December 31, 2011 2012 2013 2014 2015 Total General Fund expenditures for 2015 were $1,206,600 (5.5 percent) higher than the previous year, with the increase spread across all program areas. The majority of the increase was in personnel costs, which were $1,075,773 higher than last year due to contractual wage increases, inflationary benefit cost increases, and the addition of about four full-time employees compared to the prior year. -12- ENTERPRISE FUNDS OVERVIEW The City maintains two enterprise funds to account for services the City provides that are financed primarily through fees charged to those utilizing the service. This section of the report provides you with an overview of the financial trends and activities of the City’s enterprise funds, which include the (water, sewer, street light, and environmental resources) Utility Fund and Liquor Fund. ENTERPRISE FUNDS FINANCIAL POSITION The following table summarizes the changes in the financial position of the City’s enterprise funds during the years ended December 31, 2015 and 2014, presented both by classification and by fund: Increase 2015 2014 Restated (Decrease) Net position of enterprise funds Total by classification Net investment in capital assets 116,288,771$ 109,535,106$ 6,753,665$ Restricted for debt service 323,875 324,125 (250) Unrestricted 8,196,986 9,244,471 (1,047,485) Total enterprise funds 124,809,632$ 119,103,702$ 5,705,930$ Total by fund Liquor 4,135,906$ 4,771,970$ (636,064)$ Utility 120,673,726 114,331,732 6,341,994 Total enterprise funds 124,809,632$ 119,103,702$ 5,705,930$ Enterprise Funds Change in Financial Position Net Position as of December 31, The unrestricted net position of the City’s enterprise funds as of the end of 2014 have been restated in the table above to reflect a $1,873,397 decrease in beginning net position due to the change in accounting principle for GASB Statement No. 68, discussed elsewhere in this report. In total, the net position of the City’s enterprise funds increased by $5,705,930 during the year ended December 31, 2015. The Liquor Fund net position decreased by $636,064, due mostly to transfers of almost $1.4 million to governmental funds to provide funding for debt service requirements, various capital projects, and general overhead costs. The increases in both the net investment in capital assets and the net position of the Utility Enterprise Fund were primarily due to capital infrastructure contributions of $9.5 million received from developers, other government agencies, and the City’s governmental funds. -13- LIQUOR FUND The following graphs present five years of operating results for the Liquor Fund: $– $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 2011 2012 2013 2014 2015 Liquor Fund – Revenues, Expenses, and Income Year Ended December 31, Sales Cost of Sales Operating Expenses Operating Income The Liquor Fund ended 2015 with a net position of $4,135,906, a decrease of $636,064 from current year operations. Of this, $3,309,972 represents net investment in capital assets and $323,875 is restricted in accordance with revenue bond covenants, leaving $502,059 of unrestricted net position. Gross liquor sales for 2015 were $13,611,294, a $1,272,564 (8.5 percent) decrease from last year. The Liquor Fund generated a gross profit of $3,289,120 in 2015, or about 24.2 percent, of gross sales. Operating expenses for 2015 were $2,358,249, an increase of $11,170 (0.5 percent) from last year. Net operating income for 2015 was $930,871, or about 6.8 percent, of gross sales. The decrease in gross sales and the resulting decline in the two operating ratios shown below were primarily attributable to increased competition. The Liquor Fund also made transfers out of $1,397,972 to support the General Fund, for debt service, and for various capital needs. 24.7% 25.2% 25.7% 25.6% 24.2% 9.4% 10.7% 10.8% 9.8% 6.8% – 5% 10% 15% 20% 25% 30% 2011 2012 2013 2014 2015 Liquor Fund – Operating Ratios Year Ended December 31, Gross Profit as a Percentage of Sales Operating Income as a Percentage of Sales -14- UTILITY FUND The following graph presents five years of comparative operating results for the City’s (water, sewer, street light, and environmental resources) Utility Fund: $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 $12,000,000 2011 2012 2013 2014 2015 Utility Fund Year Ended December 31, Operating Expense Depreciation Operating Revenue Income Before Depreciation The Utility Fund ended 2015 with net position of $120,673,726, an increase of $6,341,994 from current year operations. Of the net position balance, $112,978,799 represents the City’s net investment in utility capital assets, leaving $7,694,927 of unrestricted net position. Utility Fund operating revenue was $9,216,463 for 2015, a decrease of $79,655 (0.9 percent), mainly due to small decreases in water and sewer charges. Operating expenses (including depreciation of $3,471,498) were $11,881,453, which represents an increase of $378,835 (3.3 percent). The increase was primarily attributable to increases in personnel costs and purchased services related to maintenance and depreciation. The Utility Fund also received capital contributions of $9,463,872 in 2015 from developers, other governmental agencies, and the City’s governmental funds. -15- GOVERNMENT-WIDE FINANCIAL STATEMENTS In addition to fund-based information, the current reporting model for governmental entities also requires the inclusion of two government-wide financial statements designed to present a clear picture of the City as a single, unified entity. These government-wide financial statements provide information on the total cost of delivering services, including capital assets and long-term liabilities. STATEMENT OF NET POSITION The Statement of Net Position essentially tells you what your city owns and owes at a given point in time, the last day of the fiscal year. Theoretically, net position represents the resources the City has leftover to use for providing services after its debts are settled. However, those resources are not always in spendable form, or there may be restrictions on how some of those resources can be used. Therefore, net position is divided into three components: net investment in capital assets, restricted, and unrestricted. The following table presents the components of City’s net position as of December 31, 2015 and 2014, for governmental activities and business-type activities: Increase 2015 2014 Restated (Decrease) Net position Governmental activities Net investment in capital assets 141,868,136$ 135,673,737$ 6,194,399$ Restricted 33,860,946 23,042,250 10,818,696 Unrestricted (4,929,168) (5,287,669) 358,501 Total governmental activities 170,799,914 153,428,318 17,371,596 Business-type activities Net investment in capital assets 116,288,771 109,535,106 6,753,665 Restricted 323,875 324,125 (250) Unrestricted 8,420,410 9,444,893 (1,024,483) Total business-type activities 125,033,056 119,304,124 5,728,932 Total net position 295,832,970$ 272,732,442$ 23,100,528$ As of December 31, The City’s government-wide unrestricted net position as of the end of 2014 has been restated in the table above to reflect a $9,906,067 decrease caused by the implementation of GASB Statement No. 68, which reduced governmental activities net position by $8,032,670, and business-type activities net position by $1,873,397. The total net position of the City increased $23.1 million during the 2015 fiscal year. Of the increase, $17.4 million came from governmental activities and $5.7 million from business-type activities. One of the primary reasons for the increases in both the governmental and business-type activities was the amount of infrastructure contributed by developers and others during 2015, which totaled about $12.7 million. The increase in governmental activities restricted net position was the result of several factors, including an increase in special assessments restricted for future debt service; increases in park dedication fees and other resources restricted for future capital improvements; and the recognition of a net pension asset restricted for fire relief pensions due to the adoption of GASB Statement No. 68. -16- STATEMENT OF ACTIVITIES The Statement of Activities tracks the City’s yearly revenues and expenses, as well as any other transactions that increase or reduce total net position. These amounts represent the full cost of providing services. The Statement of Activities provides a more comprehensive measure than just the amount of cash that changed hands, as reflected in the fund-based financial statements. This statement includes the cost of supplies used, depreciation of long-lived capital assets, and other accrual-based expenses. The following table presents the change in the net position of the City for the years ended December 31, 2015 and 2014: 2014 Program Expenses Revenues Net Change Net Change Governmental activities General government 5,893,261$ 3,814,480$ (2,078,781)$ (64,333)$ Public safety 12,236,411 1,906,478 (10,329,933) (10,320,839) Public works 15,365,976 25,159,089 9,793,113 1,061,551 Parks and recreation 5,762,890 4,889,623 (873,267) (1,890,601) Interest on long-term debt 3,296,665 – (3,296,665) (3,665,421) Business-type activities Liquor 2,530,806 3,292,882 762,076 1,310,601 Utility 11,946,778 15,311,292 3,364,514 2,197,939 Total net (expense) revenue 57,032,787$ 54,373,844$ (2,658,943) (11,371,103) General revenues Property taxes and tax increments 25,338,778 24,465,333 Investment earnings 420,693 702,754 Total general revenues 25,759,471 25,168,087 Change in net position 23,100,528 13,796,984 Net position – beginning, as previously reported 282,638,509 268,841,525 Change in accounting principle (9,906,067) – Net position – beginning, as restated 272,732,442 268,841,525 Net position – ending 295,832,970$ 282,638,509$ Net (expense) revenue 2015 One of the goals of this statement is to provide a side-by-side comparison to illustrate the difference in the way the City’s governmental and business-type operations are financed. The table clearly illustrates the dependence of the City’s governmental operations on general revenues such as property taxes and unrestricted grants, while its business-type activities are financed predominately through program revenues. The difference in the general government net change is primarily due to the $2.23 million interest rate reduction loan repayment received in 2014. The difference in public works is mainly the result of increased revenue from capital contributions, utility connection charges, and special assessments in 2015. -17- LEGISLATIVE UPDATES Despite the 2015 legislative session beginning with a projected budget excess of $1.87 billion for the 2016–2017 biennium, the most favorable budget forecast in over a decade, little was accomplished during the regular legislative session due to partisan disagreement. The regular session adjourned without the Legislature bringing forth a number of significant funding bills, including the Omnibus Legacy Bill (funding for outdoor heritage, clean water, parks and trails, arts, and cultural heritage) and a bonding bill for capital projects. The Governor subsequently vetoed a number of other funding bills, including the Omnibus E–12 Education Bill due to the Legislature not addressing his demand for a universal preschool provision. Eventually, a one-day special session produced funding bills for E–12 education, jobs and energy, Legacy programs, environment and agriculture, and capital investment. The following is a summary of recent legislation affecting Minnesota cities in 2015 and into the future: Local Government Aid (LGA) – The Legislature completely overhauled the LGA formula for fiscal year 2014 and thereafter, creating a three-tiered formula that includes separate “need factor” calculations for cities with populations under 2,500, between 2,500 and 10,000, or over 10,000. The new formula simplified the LGA calculation, and reduced the volatility of the LGA distribution by limiting the amount it may decline in a given year. Beginning in 2015, any reduction to a city’s calculated LGA distribution will be limited to the lesser of $10 per capita, or 5 percent of their previous year net tax levy. For cities that gain under the new formula, the increases will be distributed proportionate to their unmet need, as determined by the new “need factor” calculations. The state-wide LGA appropriation was $516.9 million for fiscal 2015, and is $519.4 million for fiscal 2016 and thereafter. Sales Tax Exemption – Cities (both home-rule and statutory) were exempted from paying sales tax on qualifying purchases, effective for purchases made on or after January 1, 2014. Purchases of goods or services by an exempt local government for a publicly-provided liquor store, gas or electric utility, golf course, marina, campground, café, laundromat, solid waste hauling or recycling operation, or landfill will remain taxable. The 2014 Legislature extended the definition of tax exempt local government to include all special district; city, county, or township instrumentalities; economic development authorities; housing and redevelopment authorities; and all joint power boards or organizations. However, the effective date of this expanded exemption list was delayed until January 1, 2017 by the 2015 Legislature. Omnibus Bonding Bill – The Legislature approved a scaled-down Omnibus Bonding Bill during the special session, authorizing approximately $370 million in capital improvements. Included in the funding approved was $172.5 million for transportation infrastructure, $23.5 million for flood hazard mitigation, $10 million for Public Financing Agency (PFA) grants to municipalities for wastewater infrastructure, and $1.5 million to the Metropolitan Council for inflow and infiltration improvement grants to metro area cities. Legacy Funding – The Legacy bill included $9.25 million annually to finance grants for city water infrastructure improvements through the PFA. It also included $17.25 million annually to fund “SCORE” block grants to counties for recycling and waste reduction (a portion of which is passed through to cities) and $1 million of annual funding for a new grant program to establish or improve recycling programs in non-metro area cities. Broadband Initiative – The Omnibus Jobs and Energy Bill passed in the special session included $10.6 million to finance the Border-to-Border Broadband Grant Program, a one-time appropriation available until June 30, 2017. -18- Municipal State-Aid Streets – Included in the Omnibus Transportation Bill were annual funding allocations for municipal state-aid streets of $107.7 million for fiscal 2016 and $178.1 million for fiscal 2017, which represents an increase of approximately $41 million over the previous biennium. Small Cities Assistance Account – A one-time appropriation of $12.5 million was provided to create a new Small Cities Assistance Account to assist with construction and maintenance of roads located within eligible cities, defined as a statutory or home-rule charter city that does not receive municipal state aid street financing (generally those with a population under 5,000). The aid will be distributed to eligible cities biannually in each year funds are available based on the following formula: 5 percent equally to all eligible cities; 35 percent allocated proportionately on each city’s share of lane miles to the total for all eligible cities; 35 percent allocated proportionately on each city’s population to the total for all eligible cities; and 25 percent allocated proportionately on each city’s state-aid adjustment factor to the total for all eligible cities. Workforce Housing Grant Program – The Omnibus Jobs and Energy Bill included annual funding of $2 million for fiscal 2016 and 2017 for a new Workforce Housing Grant Program. Eligible cities can use the grants to develop “market rate residential rental property” to serve employees of businesses located in the eligible project areas. The maximum grant award may not exceed 25 percent of the rental housing development project cost; and awards must be matched by a local unit of government, business, or nonprofit organization with $1 for each $2 of grant funding. Automated License Plate Reader (ALPR) Policy – Law enforcement agencies that utilize ALPRs are required to establish policies governing their use that are consistent with statutory guidelines. The Legislature placed limitations on the type of data that can be collected using ALPRs, and clarified the circumstances under which that data is considered public or private. A limitation of 60 days was established for the retention of data collected by ALPR not related to an active criminal investigation. Standards were established for the sharing of ALPR data between law enforcement agencies. Elections – The Elections Omnibus Bill made numerous changes to elections administration laws, including requirements for filing fees for statutory cities, ballot formatting and marking, absentee ballots, and election recounts. Energy Conservation Measures – The Uniform Municipal Contracting Law was amended to add water metering devices that increase efficiency to the definition of energy conservation measures, enabling municipalities to enter into guaranteed energy savings contracts for the use of water metering devices. Responsible Contractor Requirement – The “responsible contractor” law enacted by the 2014 Legislature became effective on January 1, 2015. Contractors who bid on public contracts in excess of $50,000 are now required to certify that they are a “responsible bidder” in order to be awarded a contract as the lowest responsible bidder or best value alternative. The 2015 Legislature made several clarifications and modifications to the law, including: exempting design professionals and materials suppliers from the requirements; making motor carriers subject to the requirements and establishing a separate verification standard for them; excluding tax increment financing revenue from the value of a construction contract under the law; and allowing general contractors to submit bids without obtaining verification from all subcontractors that bid on the project (the successful prime contractor must submit a supplemental verification under oath prior to the execution of the contract). Appraisal Requirements for Eminent Domain – Effective July 1, 2015, the appraisal requirements for the acquisition of property by eminent domain are changed to require the acquiring entity to obtain at least one appraisal for the property proposed to be acquired only if the acquisition value is greater than $25,000. For acquisitions less than $25,000, the acquiring entity may obtain a minimum damage acquisition report in lieu of an appraisal. -19- Firefighter Employment Provisions and Volunteer Benefits – The Omnibus Public Safety Finance and Policy Bill made a number of changes related to firefighters, including: allowing relief association dues as a voluntarily payroll deduction, allowing volunteer firefighters to be paid less frequently than every 31 days, requiring the licensure of all full-time firefighters by the State Board of Firefighter Training and Education, and expanding “continued employer health insurance benefits” to include dependents of volunteer firefighters killed in the line of duty. Police and Firefighter Retirement Supplemental State Aid – The volunteer firefighter portion of the Police and Firefighter Retirement Supplemental State Aid Program was made permanent. The minimum obligation of municipalities to an associated relief association special fund is now reduced by the amount of both fire state aid and police and firefighter retirement supplemental state aid. Police and firefighter retirement supplemental state aid is also added to the calculation of the exception to municipal ratification requirement for lump-sum plans. Pensions – A number of changes to the pension plans administered by the Public Employees Retirement Association (PERA) were adopted, effective June 30, 2015, including:  The future interest rate actuarial assumption for the PERA General Plan and PERA Police and Fire Plan are changed from 8.5 percent to 8.0 percent for actuarial valuations prepared after June 30, 2015.  The refund repayment interest rate and prior service credit purchase payment determination rate for the PERA General Plan and PERA Police and Fire Plan are also changed from 8.5 percent to 8.0 percent.  The CPI-based post-retirement adjustment mechanism for the PERA Police and Fire Plan is replaced with a flat 2.5 percent increase when the plan reaches a 90 percent funding level.  The contribution stabilizer mechanisms applicable to the PERA General Plan are revised, broadening the factors the plan’s Board of Trustees may consider before recommending an increase in the plan contribution rates.  Definitions of salary, termination of service, allowable service, retirement, and volunteer firefighter were revised for all applicable PERA plans.  Changes in eligibility, service pension levels, ancillary benefits, and service time calculations were made to the PERA Statewide Volunteer Firefighter Plan, lump sum retirement division. A change was also made to create a “monthly benefit retirement division” within this plan to facilitate the transfer of individual volunteer firefighter association monthly benefit plans to the statewide plan.  A number of administrative language changes were made to complete the merger of the Minneapolis Employees Retirement Fund into the PERA General Plan, which was effective January 1, 2015. -20- ACCOUNTING AND AUDITING UPDATES GASB STATEMENT NO. 72, FAIR VALUE MEASURE AND APPLICATION The primary objective of this statement is to address accounting and financial reporting issues related to fair value measurements. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. This statement provides guidance for determining a fair value measurement for financial reporting purposes. It also provides guidance for applying fair value to certain investments and disclosures related to all fair value measurements. This statement generally requires investments to be measured at fair value. An investment is defined as a security or other asset that (a) a government holds primarily for the purpose of income or profit and (b) has a present service capacity based solely on its ability to generate cash or to be sold to generate cash. This statement is effective for financial statements for fiscal years beginning after June 15, 2015. Earlier application is encouraged. GASB STATEMENT NO. 73, ACCOUNTING AND FINANCIAL REPORTING FOR PENSIONS AND RELATED ASSETS THAT ARE NOT WITHIN THE SCOPE OF GASB STATEMENT 68, AND AMENDMENTS TO CERTAIN PROVISIONS OF GASB STATEMENTS 67 AND 68 The objective of this statement is to improve the usefulness of information about pensions included in financial statements of state and local governments for making decisions and assessing accountability. This statement also clarifies the application of certain provisions of GASB Statement Nos. 67 and 68 regarding 10-year schedules of required supplementary information (RSI) and other recognition issues pertaining to employers and nonemployer contributing entities. These changes will improve financial reporting by establishing a single framework for the presentation of information about pensions, enhancing comparability for similar information reported by employers and nonemployer contributing entities. The requirements of this statement that address accounting and financial reporting by employers and governmental nonemployer contributing entities for pensions not within the scope of GASB Statement No. 68 are effective for financial statements for fiscal years beginning after June 15, 2016, and the requirements of this statement that address financial reporting for assets accumulated for purposes of providing those pensions are effective for fiscal years beginning after June 15, 2015. The requirements of this statement for pension plans that are within the scope of GASB Statement No. 67 or for pensions that are within the scope of GASB Statement No. 68 are effective for fiscal years beginning after June 15, 2015. Earlier application is encouraged. GASB STATEMENT NO. 74, FINANCIAL REPORTING FOR POSTEMPLOYMENT BENEFIT PLANS OTHER THAN PENSION PLANS The objective of this statement is to improve the usefulness of information about post-employment benefits other than pensions (other post-employment benefits [OPEB]). This statement replaces GASB Statement Nos. 43 and 57. It also includes requirements for defined contribution OPEB plans that replace the requirements for those OPEB plans in GASB Statement Nos. 25, 43, and 50. GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions, establishes new accounting and financial reporting requirements for governments whose employees are provided with OPEB, as well as for certain nonemployer governments that have a legal obligation to provide financial support for OPEB provided to the employees of other entities. -21- This statement will improve financial reporting primarily through enhanced note disclosures and schedules of RSI that will be presented by OPEB plans administered through trusts meeting the specified criteria. The new information will enhance the decision-usefulness of the financial reports of those OPEB plans, their value for assessing accountability, and their transparency by providing information about measures of net OPEB liabilities and explanations of how and why those liabilities changed from year-to-year. The net OPEB liability information, including ratios, will offer an up-to-date indication of the extent to which the total OPEB liability is covered by the fiduciary net position of the OPEB plan. The comparability of the reported information for similar types of OPEB plans will be improved by the changes related to the attribution method used to determine the total OPEB liability. The contribution schedule will provide measures to evaluate decisions related to the assessment of contribution rates in comparison with actuarially determined rates, if such rates are determined. In addition, new information about rates of return on OPEB plan investments will inform financial report users about the effects of market conditions on the OPEB plan’s assets over time and provide information for users to assess the relative success of the OPEB plan’s investment strategy and the relative contribution that investment earnings provide to the OPEB plan’s ability to pay benefits to plan members when they come due. This statement is effective for financial statements for fiscal years beginning after June 15, 2016. Earlier application is encouraged. GASB STATEMENT NO. 75, ACCOUNTING AND FINANCIAL REPORTING FOR POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS The primary objective of this statement is to improve accounting and financial reporting by state and local governments for post-employment benefits other than pensions (OPEB). It also improves information provided by state and local governmental employers about financial support for OPEB that is provided by other entities. This statement replaces the requirements of GASB Statement Nos. 45 and 57. GASB Statement No. 74 establishes new accounting and financial reporting requirements for OPEB plans. This statement establishes standards for recognizing and measuring liabilities, deferred outflows of resources, deferred inflows of resources, and expense/expenditures. For defined benefit OPEB, this statement identifies the methods and assumptions that are required to be used to project benefit payments, discount projected benefit payments to their actuarial present value, and attribute that present value to periods of employee service. Note disclosure and RSI requirements about defined benefit OPEB also are addressed. This statement is effective for fiscal years beginning after June 15, 2017. Earlier application is encouraged. Similar to changes implemented for pensions, this statement requires the liability of employers and nonemployer contributing entities to employees for defined benefit OPEB (net OPEB liability) to be measured as the portion of the present value of projected benefit payments to be provided to current active and inactive employees that is attributed to those employees’ past periods of service (total OPEB liability), less the amount of the OPEB plan’s fiduciary net position. GASB STATEMENT NO. 77, TAX ABATEMENT DISCLOSURES This statement requires disclosure of tax abatement information about (1) a reporting government’s own tax abatement agreements, and (2) those that are entered into by other governments and that reduce the reporting government’s tax revenues. Tax abatements are widely used by state and local governments, particularly to encourage economic development. For financial reporting purposes, this statement defines a tax abatement as resulting from an agreement between a government and an individual or entity in which the government promises to forgo tax revenues and the individual or entity promises to subsequently take a specific action that contributes to economic development or otherwise benefits the government or its citizens. -22- The requirements of this statement improve financial reporting by giving users of financial statements essential information that is not consistently or comprehensively reported to the public at present. Disclosure of information about the nature and magnitude of tax abatements will make these transactions more transparent to financial statement users. As a result, users will be better equipped to understand (1) how tax abatements affect a government’s future ability to raise resources and meet its financial obligations, and (2) the impact those abatements have on a government’s financial position and economic condition. The requirements of this statement are effective for financial statements for periods beginning after December 15, 2015. Earlier application is encouraged. GASB STATEMENT NO. 78, PENSIONS PROVIDED THROUGH CERTAIN MULTIPLE-EMPLOYER DEFINED BENEFIT PENSION PLANS The objective of this statement is to address a practice issue regarding the scope and applicability of GASB Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27. This issue is associated with pensions provided through certain multiple-employer defined benefit pension plans and to state or local governmental employers whose employees are provided with such pensions. Prior to the issuance of this statement, the requirements of GASB Statement No. 68 applied to the financial statements of all state and local governmental employers whose employees are provided with pensions through pension plans that are administered through trusts that meet the criteria in paragraph 4 of GASB Statement No. 68. This statement amends the scope and applicability of GASB Statement No. 68 to exclude pensions provided to employees of state or local governmental employers through a cost-sharing, multiple-employer defined benefit pension plan that (1) is not a state or local governmental pension plan, (2) is used to provide defined benefit pensions both to employees of state or local governmental employers and to employees of employers that are not state or local governmental employers, and (3) has no predominant state or local governmental employer (either individually or collectively with other state or local governmental employers that provide pensions through the pension plan). This statement establishes requirements for recognition and measurement of pension expense, expenditures, and liabilities; note disclosures; and RSI for pensions that have the characteristics described above. The requirements of this statement are effective for reporting periods beginning after December 15, 2015. Early application is encouraged. GASB STATEMENT NO. 79, CERTAIN EXTERNAL INVESTMENT POOLS AND POOL PARTICIPANTS This statement establishes criteria for an external investment pool to qualify for making the election to measure all of its investments at amortized cost for financial reporting purposes. An external investment pool qualifies for that reporting if it meets all of the applicable criteria established in this statement. The specific criteria address (1) how the external investment pool transacts with participants; (2) requirements for portfolio maturity, quality, diversification, and liquidity; and (3) calculation and requirements of a shadow price. Significant noncompliance prevents the external investment pool from measuring all of its investments at amortized cost for financial reporting purposes. If an external investment pool meets the criteria in this statement and measures all of its investments at amortized cost, the pool’s participants also should measure their investments in that external investment pool at amortized cost for financial reporting purposes. If an external investment pool does not meet the criteria in this statement, the pool’s participants should measure their investments in that pool at fair value. This statement establishes additional note disclosure requirements for qualifying external investment pools that measure all of their investments at amortized cost for financial reporting purposes and for governments that participate in those pools. Those disclosures for both the qualifying external investment pools and their participants include information about any limitations or restrictions on participant withdrawals. The requirements of this statement are effective for reporting periods beginning after June 15, 2015, except for certain provisions on portfolio quality, custodial credit risk, and shadow pricing. Those provisions are effective for reporting periods beginning after December 15, 2015. Earlier application is encouraged. -23- GASB STATEMENT NO. 80, BLENDING REQUIREMENTS FOR CERTAIN COMPONENT UNITS—AN AMENDMENT OF GASB STATEMENT NO. 14 The objective of this statement is to clarify the financial statement presentation requirements for certain component units. This statement amends the blending requirements for the financial statement presentation of component units of all state and local governments. The additional criterion requires blending of a component unit incorporated as a not-for-profit corporation in which the primary government is the sole corporate member. The additional criterion does not apply to component units included in the financial reporting entity pursuant to the provisions of GASB Statement No. 39, Determining Whether Certain Organizations Are Component Units—an amendment of GASB Statement No. 14. The requirements of this statement are effective for reporting periods beginning after June 15, 2016. Earlier application is encouraged. CHANGES TO REQUIREMENTS FOR FEDERAL GRANTS In December 2013, the U.S. Office of Management and Budget (OMB) Circular released final guidance on administrative requirements, cost principles, and audit requirements for federal awards. The final guidance, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (“Uniform Guidance”), supersedes and streamlines eight existing OMB Circulars into one document that includes OMB Circulars A-21, A-87, A-89, A-102, A-110, A-122, A-133, and the guidance in OMB Circular A-50 on Single Audit Act follow-up. The Uniform Guidance, which is located in Title 2 of the Code of Federal Regulations (CFR), consolidates previous guidance into a streamlined format that aims to improve both its clarity and accessibility, lessen administrative burdens for federal award recipients, and reduce the risk of waste, fraud, and abuse. The Following is a Summary of Significant Changes for Grant Recipients:  Changes time and effort documentation requirements by providing possibilities for alternative methods of accounting for salaries and wages based on achievement of performance outcomes.  Non-federal entities must have a financial management system that includes, but is not limited to: a comparison of expenditures with budget amounts for each federal award, written procedures to implement the requirements of cash management, and written procedures for determining the allowability of costs in accordance with Subpart E – Cost Principles.  Governments must comply with the new general procurement standards which include, but are not limited to: written standards covering conflicts of interest of employees engaged in the selection, award, and administration of contracts and documented procurement procedures that include an analysis of lease versus purchase alternatives when appropriate.  Governments will now be required to follow the five procurement methods which include, at times, more restrictive compliance requirements than Minnesota Statutes. For example: small purchases (over $3,000 prior to October 1, 2015 and over $3,500 after October 1, 2015) will require quotes.  There are new requirements for governments with subrecipients (or those making subawards), which include, but are not limited to: a required written risk assessment of each subrecipient, which may require you to provide training and on-site reviews of their program operations.  For governments with subrecipients or those that operate as a fiscal host of a federal grant award and thus provide subawards, payments must be made in advance to the subrecipients, unless certain requirements are not met, then the reimbursement method can be used. -24- Among Other Matters Specifically Applicable to Auditors, Changes to the Uniform Guidance Include:  Raising both the threshold that triggers a Single Audit and the threshold for Type A/B program determination to $750,000.  Changing the high-risk program criteria for Type A programs.  Reducing the number of high-risk Type B programs that must be tested as major programs.  Revising the Type B small program floor.  Reducing the percentage of coverage requirement to 40 percent for normal auditees and 20 percent for low-risk auditees.  Revising the criteria for low-risk auditee status.  Increasing the threshold for reporting findings to $25,000 in questioned costs and requiring more detailed information to be reported. Effective Dates: Year beginning January 1, 2015 –  All administrative requirements and cost principles will apply to new awards made after December 26, 2014.  Governmental entities are required to comply with the Uniform Guidance once the new regulations are in effect at the Federal government level (December 26, 2014).  Any funding drawdowns made after January 1, 2015 must comply with the Uniform Guidance.  Must document whether the entity is in compliance with the old or new procurement standards listed in Subpart D, Sections 200.317–200.326. The federal government has provided a two-year grace period for implementing the new procurement standards. Year beginning January 1, 2016 –  All administrative requirements and cost principles will apply to new awards made after December 26, 2014.  Subpart F – Audit Requirements are applicable. Year beginning January 1, 2017 –  Must have implemented the new procurement standards of the Uniform Guidance, if the government initially elected the two-year grace beginning January 1, 2015.  At this point, all of the new Uniform Guidance at Title 2 CFR 200 is applicable. Recommended Action Items: We recommend that award recipients familiarize themselves with the new requirements contained in the Uniform Guidance and develop a plan to become compliant with the new regulations. Consider the following –  Attend training on the new uniform administrative requirements.  Identify needed policy and procedure changes, especially in the areas of: o Financial management o Payment o Procurement o Compensation o Travel costs  Identify internal controls that might need to be established or modified.  Determine who within your organization is responsible for each action item.  Determine the timing of each action item.  Determine when you will implement the new procurement standards and document in writing. CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA Special Purpose Audit Reports Year Ended December 31, 2015 THIS PAGE INTENTIONALLY LEFT BLANK Page Independent Auditor’s Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance With Government Auditing Standards 1–2 Independent Auditor’s Report on Minnesota Legal Compliance 3 Table of Contents CITY OF LAKEVILLE Year Ended December 31, 2015 DAKOTA COUNTY, MINNESOTA THIS PAGE INTENTIONALLY LEFT BLANK -1- INDEPENDENT AUDITOR’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the City Council and Management City of Lakeville, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated June 30, 2016. INTERNAL CONTROL OVER FINANCIAL REPORTING In planning and performing our audit of the financial statements, we considered the City’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the City’s financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. (continued) -2- COMPLIANCE AND OTHER MATTERS As part of obtaining reasonable assurance about whether the City’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. PURPOSE OF THIS REPORT The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control and compliance. Accordingly, this report is not suitable for any other purpose. Minneapolis, Minnesota June 30, 2016 -3- INDEPENDENT AUDITOR’S REPORT ON MINNESOTA LEGAL COMPLIANCE To the City Council and Management City of Lakeville, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America, and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated June 30, 2016. MINNESOTA LEGAL COMPLIANCE The Minnesota Legal Compliance Audit Guide for Cities, promulgated by the Office of the State Auditor pursuant to Minnesota Statute § 6.65, contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing. Our audit considered all of the listed categories. In connection with our audit, nothing came to our attention that caused us to believe that the City failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Cities. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City’s noncompliance with the above referenced provisions. PURPOSE OF THIS REPORT The purpose of this report is solely to describe the scope of our testing of compliance and the results of that testing, and not to provide an opinion on compliance. Accordingly, this report is not suitable for any other purpose. Minneapolis, Minnesota June 30, 2016 THIS PAGE INTENTIONALLY LEFT BLANK