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HomeMy WebLinkAboutItem 06.d Date: Item No. RESOLUTION AMENDING THE LAKEVILLE FIRE RELIEF ASSOCIATION BYLAWS RELATING TO PENSION BENEFIT LEVELS Proposed Action Staff recommends adoption of the following motion: Move to approve Resolution Amending the Lakeville Fire Relief Association Bylaws relating to Pension Benefit Levels. Passage of this motion will increase the pension benefit level to $7,595 per year of service for firefighters effective January 1, 2018. Overview The Lakeville Fire Relief Association submitted a request for pension benefit increases of $348 and $370 for calendar years 2017 and 2018, respectively, which would result in pension benefit levels of $7,225 effective January 1, 2017 and $7,595 effective January 1, 2018. The Lakeville Fire Relief Association’s request was reviewed and discussed at the September 26, 2016 council workshop and the City Council concurred with the increases. Per the Office of the State Auditor, the City Council is required to ratify each incremental benefit level before it becomes effective. The City Council approved the 2017 increase on October 17, 2016. City staff indicated at that time that a resolution for the 2018 pension benefit increase would be brought to the City Council in February, 2017. The attached resolution only addresses the pension benefit level for 2018. Primary Issues to Consider • What are the funding sources for Lakeville Fire Relief pensions • What is the history of Lakeville Fire Relief pensions and how does it compare with other metro area cities? • What are the financial (tax levy) impacts to the City of Lakeville? Supporting Information • September 26, 2016 Council Workshop Memo which includes a memo from the Lakeville Fire Relief Association. • Resolution amending Lakeville Fire Relief Association Bylaws Financial Impact: $ Budgeted: Y☐ N☒ Source: Related Documents: (CIP, ERP, etc.): Envision Lakeville Community Values: Safety Throughout the Community Report Completed by: Michael Meyer, Fire Chief; Jerilyn Erickson, Finance Director February 6, 2017 0 LFRA Special Fund City of Lakeville Finance Department Memorandum To: Mayor and Council From: Jerilyn Erickson, Finance Director Date: September 26, 2016 Subject: Fire Relief Pension Benefit The Lakeville Fire Department is comprised primarily by volunteers. These volunteers are paid a nominal amount for the actual fire calls but are eligible for a lump sum pension benefit (subject to vesting requirements and years of service). A memo from the Lakeville Fire Relief Association Board is attached to this report which articulates their request for an increase in the pension benefit increase along with some supporting information. City staff has reviewed the historical pension benefit levels, funding sources, funding ratio of the Special Pension Fund, and the impact of the proposed pension benefit levels using conservative estimates for investment earnings, etc. The following table shows the projected impact of the proposed increases in pension benefit levels for 2017 and 2018: Actual Projected Projected Projected Projected Projected 2015 2016 2017 2018 2019 2020 Pension Benefit Level 6,877.00$ 6,877.00$ 7,225.00$ 7,595.00$ 7,595.00$ 7,595.00$ Projected Net Assets 7,478,959 7,390,695 7,262,822 7,504,108 8,108,005 8,733,661 Accrued Liability 4,829,007 5,906,450 6,020,005 6,525,395 7,208,698 7,945,268 Surplus or (Deficit)2,649,952 1,484,245 1,242,817 978,712 899,308 788,393 Ratio 154.88%125.13%120.64%115.00%112.48%109.92% The projections do reflect a municipal contribution being phased back in as a funding source starting in 2018 at $25,000. This amount is significantly lower than the historical contribution. Another relevant point that should be considered is the financial commitment that would be necessary if the community had a full-time fire department. For comparative purposes, the City of Burnsville has full-time firefighters/paramedics with a 2016 operating budget of $6.40 million in its General Fund. The City of Lakeville’s operating budget for the fire department is $1.75 million in its General Fund. Council Direction Staff is seeking direction regarding the 2017 and 2018 fire pension benefit levels. Attachment: Lakeville Fire Department Memo Memorandum To: Mr. Justin Miller, City Administrator From: Lakeville Fire Relief Association Copy: Mike Meyer, Fire Chief Jerilyn Erickson, Finance Director Date: September 22, 2016 Subject: Fire Relief Pension Benefit Increase Proposal The Lakeville Fire Relief Association is respectfully proposing pension benefit increases of $348 and $370 for calendar years 2017 and 2018, respectively. In 2014, the Lakeville Fire Relief Association and the City of Lakeville had approved $132 and $135 pension benefit increases for 2015 and 2016. The Relief Board has strived to use sound strategies and Envision Lakeville Community Values in decisions that relate to the management of the Special Pension Fund. Listed are key factors that are considered with the Special Fund:  Community Values: Good Value for Public Services  Community Values: Sense of Community and Belonging  Community Values: Cultivate a Sense of Community 1. Community Values: Good Value for Public Services – Public Safety The Special Fund investment account is managed by the Lakeville Fire Relief Association and has consistently been fully funded over the past eight years, providing a substantial value to our community with minimal financial impact. For the years of 2015, 2016 and 2017 the Municipal contribution has been and will be $0. The Association’s members would like the City to consider reinstating a municipal contribution beginning in 2018 toward the ongoing health of the Special Pension Fund. 2. Community Values: Good Value for Public Services – Public Safety The Balance of the Special Fund, unlike many Pension funds in the State and around the country, is fully funded, as sound financial management has positioned the Fund in a positive position to support Firefighters. A primary goal for the Lakeville Fire Relief Association and the Lakeville Fire Department is to use the Special Pension Fund as a key component in retaining and motivating firefighters who give a considerable time commitment and personal sacrifice to the community. Maintaining a fund balance of 110% provides a good value for public safety and minimal commitment of the City. 3. Community Values: A Sense of Community and Belonging The Lakeville Fire Relief Association believes there is a value in consistent community support. Of all of the services that the City of Lakeville provides to its residents, only one requires that you live within the community. The Lakeville Fire Department requires that you live within 2 miles of your respective station. Being a Fire Fighter within the community comes with a significant amount of pride & ownership in everything we do. And it takes someone special to be that person. 4. Community Values: Cultivate a Sense of Community We are your neighbor, local business owners and friends. Nationally and locally, recruitment of Volunteer Fire Fighters has seen a steady decline to our ranks, putting greater pressure on those that the City relies on to provide Fire/Rescue services. By continuing to grow a strong benefit level and maintain a stable fund balance allows the Lakeville Fire Department to maintain its position as a highly respected department within the community. The following pages have been submitted for further historical and statistical information, analysis and impact. Pension Funding Sources The primary revenue sources for financing the fire relief pensions are investment earnings, State Fire Aid and municipal contributions (tax levies). The following table is a historic overview of the revenue sources: Year Investment Earnings State Fire Aid Municipal Contribution Total 2017 TBD Due Oct 2017 $0 TBD 2016 TBD Due Oct 2016 $0 TBD 2015 $39,629 $335,889 $0 $375,518 2014 $490,870 $312,542 $60,000 $863,412 2013 $1,156,305 $309,365 $60,000 $1,525,670 2012 $420,119 $217,958 $44,804 $682,881 2011 ($93,663) $213,067 $44,804 $164,208 2010 $560,847 $196,224 $178,331 $935,451 2009 $976,119 $191,073 $0 $1,167,192 2008 ($1,264,827) $224,674 $92,071 ($945,320) 2007 $375,096 $264,923 $85,933 $732,090 2006 $383,941 $304,523 $83,511 $774,397 2005 $181,458 $284,395 $81,000 $549,364 2004 $274,403 $291,147 $125,140 $646,550 2003 $395,012 $220,209 $48,467 $741,361 Totals 2003-2015 $3,895,309 $3,365,989 $904,110 $8,165,408 The following sources represent the Lakeville Fire Relief Associations annual revenue streams historically over the last 12 years: Investment Earnings: 48% State Aid: 41% Municipal Contribution: 11% Pension Benefit Levels Benefit Provisions. Authority for payment of pension benefits is established in Minnesota Statute § 69.77 and 424A and may be amended only by the Minnesota State Legislature. The benefit provisions are delineated in the Lakeville Fire Relief Association bylaws and are consistent with Minnesota statutes. The following table is a historical overview of Lakeville benefit levels: Between 2010 – 2016, the average annual pension increase has been $92. Between 2003 – 2016, the average annual pension increase has been $127. Year Pension Benefit Amount Increase 2018 $7,595 $370 2017 $7,225 $348 2016 $6,877 $135 2015 $6,742 $132 2014 $6,610 $97 2013 $6,513 $96 2012 $6,417 $187 2011 $6,230 $0 2010 $6,230 $0 2009 $6,230 $230 2008 $6,000 $180 2007 $5,820 $95 2006 $5,725 $225 2005 $5,500 $100 2004 $5,400 $100 2003 $5,300 $200 Lump Sum Benefit Comparison The following table is a list of the Metro Area fire relief associations with lump sum benefits compared to Lakeville: Relief Association Population (2016) Benefit Level (2013) Benefit Level (2014) Benefit Level (2015) Benefit Level (2016) Maplewood*39,742 6,200 9,000 9,500 9,500 Northfield**20,380 7,500 7,500 7,500 8,500 Inver Grove Heights 35,071 5,800 5,900 6,800 7,900 S hakopee 40,254 7,500 7,600 7,700 7,800 Golden Valley*21,571 7,000 7,300 7,300 7,750 Rosemount 23,042 6,900 6,900 7,000 7,100 Prior Lake*25,049 6,500 6,800 7,100 7,100 Lakeville 59,991 6,513 6,610 6,742 6,877 Woodbury 66,974 6,720 6,720 6,720 6,720 New Brighton 22,170 5,700 6,300 6,300 6,500 Farmington 22,451 4,575 4,575 4,575 5,500 *Italicized amounts reflect the prior year benefit level due to the information not being available. **Northfield is not in the 7-county metro area. Population estimates are from the Metropolitan Council or city website. CITY OF LAKEVILLE RESOLUTION NO._________ RESOLUTION AMENDING LAKEVILLE FIRE RELIEF ASSOCIATION BYLAWS RELATING TO PENSION BENEFIT LEVELS WHEREAS, The bylaws of the Lakeville Fire Relief Association provide for a defined contribution benefit for volunteer firefighters that are eligible under the vesting schedule. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Lakeville, Minnesota that the Lakeville Fire Relief Association's bylaws are hereby amended as per Appendix A attached hereto. ADOPTED by the Lakeville City Council this 6th day of February, 2017. CITY OF LAKEVILLE ___________________________ Douglas P. Anderson, Mayor ATTEST: _____________________________ Charlene Friedges, City Clerk APPENDIX A LAKEVILLE FIRE RELIEF ASSOCIATION Benefit Levels Benefit Level Effective Date Benefit Level per Year of Active Service Interest Rate for Deferred Pension Benefit Date Benefit Approved by Municipality January 1, 2018 $7,595.00 Separate Account February 6, 2017 January 1, 2017 $7,225.00 Separate Account October 17, 2016 January 1, 2016 $6,877.00 Separate Account November 3, 2014 January 1, 2015 $6,742.00 Separate Account November 3, 2014 January 1, 2014 $6,610.00 Separate Account March 18, 2013 January 1, 2012 $6,417.00 Separate Account December 19, 2011 April 6, 2009 $6,230.00 Separate Account April 6, 2009 January 1, 2009 $6,230.00 5.000% December 1, 2008 January 1, 2008 $6,000.00 5.000% November 5, 2007 January 1, 2007 $5,820.00 5.000% December 18, 2006 January 1, 2006 $5,725.00 5.000% January 1, 2006 January 1, 2005 $5,550.00 5.000% January 1, 2005 January 1, 2004 $5,400.00 5.000% January 1, 2004 January 1, 2003 $5,300.00 5.000% January 1, 2003 January 1, 2002 $5,100.00 5.000% January 1, 2002 January 1, 2001 $4,750.00 5.000% January 1, 2001 January 1, 2000 $4,500.00 5.000% January 1, 2000 January 1, 1999 $4,000.00 5.000% January 1, 1999 Benefit Level Effective Date Benefit Level per Year of Active Service Interest Rate for Deferred Pension Benefit Date Benefit Approved by Municipality January 1, 1998 $3,850.00 5.000% January 1, 1998 January 1, 1997 $3,750.00 5.000% January 1, 1997 NA means not applicable. NR means not required. TBD means to be determined