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HomeMy WebLinkAboutItem 08June 18, 2018 Item No.________ ACKNOWLEDGE RECEIPT OF LAKEVILLE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2017 Proposed Action Staff recommends adoption of the following motion: Move to acknowledge receipt of City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2017. Overview The City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2017 is attached for City Council review and approval. The certified public accounting firm of CliftonLarsonAllen, LLP (CLA) has audited the financial report. In their opinion, the financial statements, as presented, represent the financial position of City of Lakeville as of December 31, 2017 and the results of operations for the year ended. Mr. Chris Knopik, Partner with CLA, will present an overview at the June 18 Council meeting. Primary Issues to Consider • Financial condition of the City of Lakeville. An overview of the financial operations is provided in the Letter of Transmittal and Management’s Discussion and Analysis. Supporting Information • City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2017 • Executive Audit Summary • Auditor Communications: o Governance Communication o Internal Controls o Minnesota Legal Compliance Financial Impact: $ Budgeted: Y☐ N☐ Source: Related Documents: (CIP, ERP, etc.): Envision Lakeville Community Values: Good Value for Public Services Report Completed by: Jerilyn Erickson, Finance Director N/A N/A COMPREHENSIVE ANNUAL FINANCIAL REPORT 2017 Year Ended December 31, 2017 City of Lakeville, Minnesota CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2017 PREPARED BY THE FINANCE DEPARTMENT CITY OF LAKEVILLE TABLE OF CONTENTS YEAR ENDED DECEMBER 31, 2017 INTRODUCTORY SECTION  LETTER OF TRANSMITTAL 1  ELECTED AND APPOINTED OFFICIALS 10  ORGANIZATIONAL CHART 11  CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL REPORTING 12  FINANCIAL SECTION  INDEPENDENT AUDITORS’ REPORT 13  MANAGEMENT’S DISCUSSION AND ANALYSIS 16  BASIC FINANCIAL STATEMENTS  STATEMENT OF NET POSITION 33  STATEMENT OF ACTIVITIES 34  BALANCE SHEET – GOVERNMENTAL FUNDS 35  RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION – GOVERNMENTAL ACTIVITIES 36  STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS 37  RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES – GOVERNMENTAL ACTIVITIES 38  STATEMENT OF NET POSITION – PROPRIETARY FUNDS 39  STATEMENT OF NET REVENUES. EXPENSES, AND CHANGES IN NET POSITION – PROPRIETARY FUNDS 40  STATEMENT OF CASH FLOWS – PROPRIETARY FUNDS 41  STATEMENT OF FIDUCIARY NET POSITION – AGENCY FUND 42  NOTES TO BASIC FINANCIAL STATEMENTS 43  REQUIRED SUPPLEMENTARY INFORMATION  GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON 90  NOTES TO REQUIRED SUPPLEMENTARY INFORMATION 95  PERA – GENERAL EMPLOYEES RETIREMENT FUND 96  PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND 97  NET PENSION LIABILITY (ASSET) AND RELATED RATIOS – LAKEVILLE FIRE RELIEF ASSOCIATION 98  OTHER POSTEMPLOYMENT BENEFIT PLAN – SCHEDULE OF FUNDING PROGRESS 99  CITY OF LAKEVILLE TABLE OF CONTENTS (CONTINUED) YEAR ENDED DECEMBER 31, 2017 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES  NONMAJOR GOVERNMENTAL FUNDS  COMBINING BALANCE SHEET 102  COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 103  SPECIAL REVENUE FUNDS (NONMAJOR) – COMBINING BALANCE SHEET 104  SPECIAL REVENUE FUNDS (NONMAJOR) – COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 105  DEBT SERVICE FUNDS (NONMAJOR) – COMBINING BALANCE SHEET 106  DEBT SERVICE FUNDS (NONMAJOR) – COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 107  CAPITAL PROJECTS FUND (NONMAJOR) – COMBINING BALANCE SHEET 108  CAPITAL PROJECTS FUNDS (NONMAJOR) – COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 110  COMMUNICATIONS – SPECIAL REVENUE FUND – BUDGETARY COMPARISON SCHEDULE 112  ECONOMIC DEVELOPMENT – SPECIAL REVENUE FUND – BUDGETARY COMPARISON SCHEDULE 113  DOWNTOWN SPECIAL SERVICE DISTRICT – SPECIAL REVENUE FUND – BUDGETARY COMPARISON SCHEDULE 114  AGENCY FUNDS  STATEMENT OF CHANGES IN ASSETS AND LIABILITIES 116  SUPPLEMENTARY INFORMATION  SCHEDULE OF CHANGES IN BONDED INDEBTEDNESS 117  SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE 118  COMBINED SCHEDULE OF BONDED INDEBTEDNESS 128  STATISTICAL SECTION (UNAUDITED)  NET POSITION BY COMPONENT – GOVERNMENT WIDE 131  CHANGES IN NET POSITION BY COMPONENT – GOVERNMENTAL ACTIVITIES 133  CHANGES IN NET POSITION BY COMPONENT – BUSINESS-TYPE ACTIVITIES 135  CHANGES IN NET POSITION BY COMPONENT – TOTAL GOVERNMENTAL AND BUSINESS-TYPE ACTIVITIES 137  FUND BALANCES – GOVERNMENTAL FUNDS 139  CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS 141  CITY OF LAKEVILLE TABLE OF CONTENTS (CONTINUED) YEAR ENDED DECEMBER 31, 2017 TAX CAPACITY VALUATION AND ASSESSOR’S TAXABLE MARKET VALUE OF TAXABLE PROPERTY 143  PROPERTY TAX RATES – DIRECT AND OVERLAPPING GOVERNMENTS 145  PRINCIPAL PROPERTY TAXPAYERS 146  PROPERTY TAX LEVY AND COLLECTIONS 147  RATIO OF NET BONDED DEBT BY TYPE 148  RATIO OF NET BONDED DEBT OUTSTANDING 149  DIRECT AND OVERLAPPING GOVERNMENTAL DEBT 150  LEGAL DEBT MARGIN 151  PLEDGED REVENUE COVERAGE 152  DEMOGRAPHIC AND ECONOMIC STATISTICS 153  PRINCIPAL EMPLOYERS 154  COMMERCIAL AND INDUSTRIAL BUILDING PERMITS ISSUED 155  EMPLOYEES BY FUNCTION/PROGRAM (FULL-TIME EQUIVALENT) 156  OPERATING INDICATORS BY FUNCTION 157  CAPITAL ASSET STATISTICS BY FUNCTION 158  INTRODUCTORY SECTION This page intentionally left blank. (1) June 5, 2018 The Honorable Mayor and Council Members 20195 Holyoke Avenue Lakeville, Minnesota 55044 Honorable Mayor, Members of the City Council and Citizens of the City of Lakeville: The Comprehensive Annual Financial Report is hereby presented for the purpose of providing you, the reader, with a thorough overview of the financial affairs of the City for the year ended December 31, 2017. The Report was prepared in accordance with Minnesota Statutes and Generally Accepted Accounting Principles (GAAP). This report was prepared by the City’s Finance Department and consists of management’s representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all information presented in this report. To provide a reasonable basis for making these representations, management of the City has established internal controls designed to protect the City’s assets from loss, theft or misuse and to provide sufficient reliable information for the preparation of these financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City’s internal controls have been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatements. As management, we assert that to the best of our knowledge and belief this report is complete and reliable in all material respects. The City of Lakeville’s financial statements have been audited by CliftonLarsonAllen LLP, a professional firm of certified public accountants. The independent auditor’s report is included in the Financial Section of this report. The auditors have given this report an unmodified (“clean”) opinion, meaning that the financial statements fairly present the City’s financial position at December 31, 2017 and the changes in financial position for the year then ended. Management’s discussion and analysis (MD&A) immediately follows the independent auditors’ report and provides a narrative introduction, overview, and analysis of the basic financial statements. MD&A complements this letter of transmittal and should be read in conjunction with it. (2) Profile of Government The City of Lakeville is a suburban community located 20 miles south of downtown Minneapolis in the southeast corner of the Twin Cities metropolitan area within Dakota County. Lakeville enjoys an excellent location, with convenient access to the Minneapolis-Saint Paul metropolitan area via interstate highway I-35. The City is also just 25 minutes from the Minneapolis-Saint Paul International Airport. Lakeville continues to be one of the fastest growing cities in Minnesota with a population that has grown from 43,128 in 2000 to 62,402 in 2017. The City of Lakeville operates under the Mayor-Council form of organization. The governing City Council consists of the Mayor and four other Council members. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the various committees and commissions and hiring the City Administrator. The City Administrator is responsible for carrying out the policies, directions, and ordinances of the City Council and for overseeing the day-to-day operations of the City. The City Council is elected on a nonpartisan at-large basis. The Mayor is elected to serve a two-year term, while Council Members serve four-year staggered terms, with two Council Members elected every two years. Effective following the 2018 election the mayoral term will change to a four-year term. The City provides its residents and businesses with a full range of municipal services consisting of public safety (police and fire), public works, parks and recreation, and general government administration. The City also operates two enterprises: utilities (public water, sanitary sewer, street lights and environmental resources) and off-sale liquor stores. Sewage treatment and disposal is operated on a regional basis by the Metropolitan Council Environmental Services (MCES) and refuse collection and disposal are handled on a private basis through contractual arrangements by City residents with private haulers. Further information regarding city services can be obtained from the City’s website at www.lakevillemn.gov. The City is financially accountable for the Housing and Redevelopment Authority (HRA), which is included in the City’s financial statement. Additional information on the HRA can be found in Note 1A. – Summary of Significant Accounting Policies of the Notes to Basic Financial Statements. The annual budget serves as the foundation for the City of Lakeville’s financial planning and control. The budgetary process is outlined in the notes within the required supplementary information section of this report. The City applies budgetary controls to ensure compliance with legal provisions of the laws of Minnesota. Budgets are adopted on a basis consistent with GAAP. Annual budgets are adopted for the general fund and special revenue funds. The general fund budgetary comparison schedules are presented within the required supplementary information section and the special revenue funds budgetary comparison schedules are presented in the nonmajor governmental funds subsection of this report. (3) Factors Affecting Financial Condition The City of Lakeville is committed to maintaining a strong financial condition, while continuing to provide quality public services to its residents and businesses. The City’s financial position, as reflected in the financial statements presented in this report, is perhaps best understood when it is considered from the broader perspective of the environment within which the City operates. Local Economy The City’s tax base is primarily residential and consists of mostly single family homes. Commercial and industrial properties make up approximately 11% of the tax base. The City’s valuation declined from its peak in 2009 to a low point in 2013. Since 2013, valuations have steadily grown due to a mix of new construction and appreciating values. The City’s valuation is now at a new peak and continues to grow. The City has grown by an estimated 6,600 new residents or approximately 11.9% since 2009, while the number of City employees has increased by 13.0%. The City has a land area of 38 square miles with approximately 30% of its land available for development. In 2017, final plats were approved for 176 single-family units, 63 detached townhomes, 44 attached townhomes, 336 apartment units, 11 commercial developments and one institutional development. The trend for building permit activity for single-family homes is on the rise with building permits for single family homes/detached townhomes increasing from 403 in 2016 to 487 in 2017. The 2018 budget is premised on conservative but assumed steady growth of new single-family homes in the coming year. 0 200 400 600 800 1000 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018PERMITS YEAR RESIDENTIAL PERMITS Total Residential Units Single Family Actual Residential Units Estimated Residential Units Actual Single Family Estimated Single Family (4) Commercial and industrial building permit activity was valued at $30.4 million. Commercial projects constructed in 2017 included:  Caribou Coffee & Einstein Bros. Bagels o A new 2,700 square-foot restaurant  Christian Brothers Automotive o A new 5,000 square-foot auto services business  Christian Heritage Academy o A new 28,444 square-foot private elementary and middle school  Lakeview Bank o Added 2,105 square feet to existing building  McDonald Eye Care Associates o A new 6,772 square-foot building  PetSmart o A new 18,000 square-foot retail store  Rainbow Child Care Center o A new 10,000 square-foot child care facility  Schneiderman’s o A new 112,000 square-foot furniture showroom  Taco Bell o A new 2,800 square-foot restaurant  The Moments o A new 20,000 square-foot health-care facility Industrial development in 2017 included:  Launch Park I o 286,000 square-foot, multi-tenant building o Menasha Packaging occupies 150,000 square-feet  Interstate PowerSystems o 82,000 square-foot new truck maintenance facility o Created 100 new jobs  Globus Transport Inc. o 48,000 square-foot warehouse facility o General freight transportation company  Agape Mechanical o 20,000 square-foot building o Midwest HVAC, plumbing and electrical company  Dakota Truck o 13,000 square-foot new truck and trailer maintenance facility o Specializes in medium and heavy-duty truck repair  Bass Flexible Packaging o 7,058 square-foot addition to existing building o Specializes in printed and plain polypropylene bags and PVC shrinkable materials Commercial projects under construction:  Dunn Brothers Coffee o A new 9,360 square-foot multi-tenant building  Freddy’s Frozen Custard and Steakburgers o A new 3,010 square-foot restaurant (5) New commercial businesses:  Align Chiropractic o A new chiropractic clinic  Bowlero Lakeville o A newly remodeled bowling alley, arcade and entertainment destination  Emagine Lakeville o A newly remodeled movie theatre (formerly Muller Family Theatre)  EXIT Realty Leaders o A newly remodeled full-service real estate franchise  Gander Outdoors o A newly remodeled outdoor outfitter (formerly Gander Mountain)  Hypointe Childcare o A new child care center moved into a newly remodeled building  Invigorate Chiropractic o A new chiropractic clinic  Lakeville Advanced Dental Care o A new dentist office  Lakeville Family Pet Clinic o A new pet clinic  MedExpress Urgent Care o A new urgent care clinic  Mowers to Blowers o A new automotive shop  WaterWerks Car Wash o A newly remodeled full-service car wash and detailing center  Zika Chiropractic o A new chiropractic clinic According to the Dakota County Assessor’s office, the median value home increased by 6.64% as of February 2017 (for taxes payable 2018). The trend of improving market values is expected to continue as the number of foreclosures and regional unemployment becomes more favorable. The improving housing market is also strengthened with the current low inflation and interest rate environment. According to the Bureau of Labor Statistics, Lakeville’s unemployment rate is favorable compared to the State and National rates. Source: https://mn.gov/deed/data (6) Major Initiatives Pressures and issues confronting the City were taken into account with the 2017 adopted budget including community growth, aging infrastructure, inflationary pressures, emerging trends, innovation and efficiencies, entrepreneurial efforts and preparing for the future. Community Growth. New residential housing construction continues to rise due in large part to improved economic conditions. The resumption of growth will result in increased demands for infrastructure enhancements as well as service delivery such as inspections, code enforcement, police, fire, streets, and parks. Addressing Aging Infrastructure. Our City has more than $300 million of investment in infrastructure such as roads, water mains, parks, trails, facilities, equipment and other assets. The assets have maintenance, and in certain situations, replacement requirements. The 2017 budget addressed the short-term plan while the Capital Improvement Plan addressed the anticipated intermediate and long-term needs. The most significant 2017 projects included:  Accelerated pavement management program to improve city-wide pavement management index o 2017 Street Reconstruction o Holyoke Avenue: 215th – Heritage Drive o Holyoke Avenue/210th Street Intersection o Kenwood Trail Reconstruction: Dodd Boulevard to 185th Street o 162nd Street and Buck Hill Road/Kenyon Avenue Intersection  Utility infrastructure o Well #21 & #22 Inflationary Pressures. As the economy improves there will be upward pressure on commodities, services and personnel costs. Although inflation is still relatively benign, the budget anticipated modest price increases in the near term. Emerging Trends. There are trends emerging within our community which are influenced at least in part by external factors such as technology-related crimes. Currently, there is a defined need for our community to react to or be prepared to react to the issues; however, there is little or no financial assistance available from State or Federal agencies to react to the trends. Innovation and Efficiencies. Lakeville has a long-standing history of being fiscally conservative and prudent. In spite of the fact that the City of Lakeville receives no state aid for property tax relief, per capita current expenditures for operations are still amongst the lowest in the twin cities according to the Minnesota State Auditor’s Office. The adopted budget included several initiatives which continued the focus on a commitment to cost effectiveness and efficiencies. Effective application of technology is a major factor in optimizing organizational efficiencies. Entrepreneurial Efforts. Continued marketing initiatives are proposed to promote economic developments. Several years ago, property was acquired in southwestern Lakeville for a future new liquor store to improve revenues and sales opportunities. (7) Preparing for the Future. As a Community that embraces a high quality of life and a pro- business attitude, Lakeville is “Positioned to Thrive.” It is an objective that embraces a vision for the future and a commitment to preparing for it. Long-term Financial Planning There is an interrelationship between a community’s physical development and its long-term financial plan. A comprehensive plan provides the guidance for current and future land use and public infrastructure decisions to provide managed growth throughout the community. The City of Lakeville completes an update of its Comprehensive Plan every ten years. The scheduled Plan update started in 2017 and will be completed in 2018. A Capital Improvement Plan (CIP) is a flexible, five-year plan that identifies the City’s infrastructure, development objectives and allocation of financial resources. It provides policy makers and the community with a strategic (documented) approach to implementation and administration of improvement projects. The City will invest $148 million in transportation, utility, equipment, facilities and parks over the next five years to achieve program objectives. As of December 31, 2017, the City of Lakeville had approximately $123.585 million of debt outstanding including $1.530 million of refunding debt issued in September 2017 to refinance the 2007H Street Reconstruction Bonds. The City will issue approximately $48 million general obligation improvement bonds in the coming years to finance street reconstruction projects. (8) Relevant Financial Policies The City has a number of policies which are utilized in the management of its fiscal affairs. The primary policies include, but are not limited to, operating budget policy, budget amendment process, revenue, debt, investment, and fund balance.  Operating Budgets. The City’s operating budget policy sets forth guidance with respect to balanced operating budgets, with an overriding goal of achieving structural balance over a longer-term period, while recognizing that in certain periods, revenues and expenditures may not be equal. A balanced budget for the General Fund is defined as revenues and other sources equal to or exceeding operating expenditures and other uses. Other sources can include that portion of General Fund balance that is allowed to be budgeted for use per the City’s fund balance policy. The budget will provide for adequate maintenance of capital facilities and equipment and for their orderly replacement. Balanced budgets for the proprietary enterprise funds are defined as providing sufficient revenues to support the operations of those funds, without subsidy from the General Fund or property taxes. Charges from the Proprietary Internal Service Funds shall be sufficient to support such activities, with no trend of operating deficits. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the fund level for the General Fund and Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for each department. Budgeted expenditure appropriations lapse at year-end. Supplementary appropriations can be carried forward to the following year if approved by the City Council.  Revenue Policies. The City will project its annual revenues by a conservative objective and thorough analytical process. The City will endeavor to maintain a diversified and stable revenue system to shelter it from annual fluctuations in any one revenue source. All existing and potential revenue sources will be reexamined annually. New sources of nonproperty-tax revenue should be actively explored at all times. Where appropriate and not contrary to accepted public policy or statutes, emphasis will be directed toward full cost recovery through user fees. User fees and cost allocation formulas will be updated periodically (annually, if needed). Ongoing, the City will review the full cost of activities supported by user fees to identify the impact of inflation and other factors. The fees along with the resulting net property tax costs will be reviewed with the City Council during the budget process. Sensitivity to market rates will also be considered in setting fees. Intergovernmental grant requests are subject to fiscal review before the application is submitted. This review is to ensure that the grants do not create an obligation for unfunded expenditures by the City relating to the grant’s purpose and to provide an overall budgetary review of grant proposals.  Debt. The City’s debt policy provides guidance to ensure that long-term debt is utilized appropriately and in a fiscally prudent manner. Limiting long-term borrowing to capital improvements or other long-term projects which cannot, and appropriately should not, be financed from current revenues. Final maturity of bonds and notes should not exceed the expected useful life of the underlying project for which it is being issued. Where possible, the City will endeavor to pledge special assessments, State-aid or other nontax revenues to debt service payments. (9)  Investments. The City’s policy is to invest all available monies at competitive interest rates, coordinated with projections of the City’s operating and program cash flow needs. Interest earnings will be distributed to the funds based on the average cash balances. Investments will take into consideration safety, liquidity and yield as well as complying with State regulations.  Fund Balance. Fund balance or net position are terms used to define the difference between a fund’s assets, deferred outflows of financial resources, liabilities and deferred inflows of financial resources. Fund balance is used in governmental fund types and net position is used in proprietary fund types and also the government-wide financial statements. Awards and Acknowledgements The Government Finance Officers Association (GFOA) of the United States awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Lakeville, Minnesota, for its comprehensive annual financial report for the fiscal year ended December 31, 2016. This is the twenty-ninth consecutive year that the City of Lakeville has received this prestigious award. In order to be awarded a Certificate of Achievement for Excellence, a government must publish an easily readable and efficiently organized comprehensive annual financial report, and the contents must conform to the program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement for Excellence in Financial Reporting is valid for a period of one year only. We believe our current comprehensive annual financial report continues to conform to the Certificate of Achievement for Excellence program requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report could not have been accomplished without the professional, efficient and dedicated services of the entire staff of the Finance Department. We would like to express our appreciation to all members of the department, with special recognition to Assistant Finance Director Julie Werner and Senior Accountants David Lang, Laura Miller and Tom Nesseth. We would also like to express our sincere gratitude to the City Council for its sincere commitment and progressive leadership in the financial affairs of our community. Respectfully submitted, Justin Miller Jerilyn Erickson City Administrator Finance Director/Treasurer CITY OF LAKEVILLE ELECTED AND APPOINTED OFFICIALS YEAR ENDED DECEMBER 31, 2017 (10) Term Expires Elected Officials December 31, Douglas P. Anderson Mayor 2018 Bart Davis Council Member 2018 Luke Hellier Council Member 2020 Colleen Ratzlaff LaBeau Council Member 2018 Brian Wheeler Council Member 2020 APPOINTED PERSONNEL Justin Miller City Administrator Jerilyn Erickson Finance Director/Treasurer Charlene Friedges City Clerk CITY OF LAKEVILLE ORGANIZATIONAL CHART YEAR ENDED DECEMBER 31, 2017 (11) CITY OF LAKEVILLE CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL REPORTING DECEMBER 31, 2017 (12) FINANCIAL SECTION This page intentionally left blank. (13) CliftonLarsonAllen LLP CLAconnect.com INDEPENDENT AUDITORS’ REPORT Honorable Mayor and the City Council City of Lakeville, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, as of and for the year ended December 31, 2017, and the related notes to the financial statements, which collectively comprise the City of Lakeville’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors’ Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditors’ judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Honorable Mayor and the City Council City of Lakeville, Minnesota (14) Opinions In our opinion, based on our audit and the report of the other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville as of December 31, 2017, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, budgetary comparison information, schedule of funding progress for other postemployment benefits, schedule of the City’s proportionate share of net pension liability, schedule of the City’s pension contributions, and the schedule of changes in net pension liability and related ratios, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Lakeville’s basic financial statements. The introductory section, combining and individual fund statements and schedules, and statistical sections are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Honorable Mayor and the City Council City of Lakeville, Minnesota (15) Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 5, 2018, on our consideration of the City of Lakeville’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the result of that testing, and not to provide an opinion on the effectiveness of the City of Lakeville’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Lakeville’s internal control over financial reporting and compliance. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2018 CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (16) As management of the City of Lakeville, (the City), we offer readers of the City’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2017. The discussion and analysis is intended to be considered in conjunction with the additional information that we have furnished in our letter of transmittal, located earlier in this report, and the City’s financial statements contained within this report. Financial Highlights The assets and deferred outflows of resources of the City exceeded liabilities and deferred inflows of resources by $343,741,024 (net position) at the close of the most recent fiscal year. Of this amount, $16,827,726 (unrestricted net position) may be used to meet the government’s ongoing obligations to citizens and creditors. The City’s total net position increased by $15,238,949 in 2017. The City’s governmental funds reported combined ending fund balances of $70,800,227. Of this total amount, $39,998,032 or 56.5% is not restricted or nonspendable and is available for use within the City’s constraints and policies. As of the end of the current fiscal year, the City’s total unassigned fund balance for the general fund was $13,613,203 or 53.2% of total general fund expenditures of $25,607,540. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements are comprised of three components: 1) government- wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other required supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The government-wide financial statements include not only the City itself (known as the primary government), but also a legally separate housing and redevelopment authority (HRA) for which the City is considered to be financially accountable or for which the nature and significance of their relationship with the City is such that the exclusion would cause the City’s financial statements to be misleading or incomplete. Financial information for this component unit is blended within the financial information presented for the primary government itself. The Statement of Net Position presents information on all of the City’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (17) The Statement of Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, and parks and recreation. The business-type activities of the City include the enterprise activities of the liquor operation and utility operation. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains 24 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, general obligation (debt service) fund, G.O. improvement (debt service) fund, building (capital projects) fund, and the improvement construction (capital projects) fund, all of which are considered to be major funds. Data from the other governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements following the required supplementary information. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (18) The City adopts annual appropriated budgets for its general fund and special revenue funds. A budgetary comparison schedule has been provided as required supplementary information for the general fund to demonstrate compliance with this budget. Special revenue funds budgetary comparison schedules can be found in the nonmajor governmental funds subsection of the report after the capital projects funds. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The internal service fund is an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses enterprise funds to account for its off-sale liquor and utility (water, sanitary sewer, street light, and environmental resources) operations. The City uses an internal service fund to account for its risk management insurance liability program. These services benefit the governmental and business-type functions; therefore, they have been included within governmental and business-type activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for each of the enterprise funds, all of which are considered to be major funds of the City. The internal service fund is presented in a single aggregated presentation in the proprietary fund financial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the City’s own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to basic financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. This section includes a budgetary comparison schedule and related notes for the general fund, a schedule of funding progress for the other postemployment benefits plan of the City and schedules related to the City’s participation in defined benefit pension plans administered by the Minnesota Public Employees Retirement Association (PERA) and the Lakeville Fire Relief Association. The combining statements referred to earlier in connection with nonmajor governmental funds are presented immediately following the required supplementary information . CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (19) Government-wide Financial Analysis An analysis of the City’s financial position begins with a review of the Statement of Net Position and the Statement of Activities. These two statements report the City’s net position and changes in net position. It should be noted that the financial position can also be affected by nonfinancial factors, including economic conditions, population growth, and new regulations. As noted earlier, net position may serve over time as a useful indicator of the City’s financial position. As presented in the following condensed version of the Statement of Net Position, the City’s assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $343,741,024 at December 31, 2017. By far the largest portion or 81.4% of net position is reflected in its net investment in capital assets (e.g. land, buildings and improvements, machinery and equipment, infrastructure, and construction in process) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s net investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 2017 2016 2017 2016 2017 2016 Current and other assets 95,722,645$ 99,772,074$ 15,323,758$ 14,651,404$ 111,046,403$ 114,423,478$ Capital assets 250,253,453 247,536,952 145,772,588 139,038,667 396,026,041 386,575,619 Total Assets 345,976,098 347,309,026 161,096,346 153,690,071 507,072,444 500,999,097 Deferred outflows of resources 13,100,824 21,087,868 664,042 1,304,959 13,764,866 22,392,827 Current and other liabilities 5,753,143 41,610,507 1,159,391 5,175,349 6,912,534 46,785,856 Other liabilities 141,126,300 133,451,920 13,710,725 10,326,033 154,837,025 143,777,953 Total Liabilities 146,879,443 175,062,427 14,870,116 15,501,382 161,749,559 190,563,809 Deferred inflows of resources 14,895,794 3,999,757 450,933 326,283 15,346,727 4,326,040 Net Position: Net Investment in Capital Assets 144,581,700 148,684,068 135,324,120 129,086,090 279,905,820 277,770,158 Restricted 46,683,603 38,516,463 323,875 323,875 47,007,478 38,840,338 Unrestricted 6,036,382 2,134,179 10,791,344 9,757,400 16,827,726 11,891,579 Total Net Position 197,301,685$ 189,334,710$ 146,439,339$ 139,167,365$ 343,741,024$ 328,502,075$ Governmental Activities TotalBusiness-Type Activities The City’s total restricted net position of $47,007,478 comprises 13.7% of total net position at the close of the fiscal year ending December 31, 2017. These assets are subject to external restrictions on how they may be used. The 2017 remaining balance of $16,827,726 (4.9% of total net position), in unrestricted net position may be used to meet the government’s ongoing obligations to citizens and creditors. The unrestricted net position in the governmental activities increased a total of $3,902,203 primarily due to higher than budgeted revenues and lower than budgeted expenditures during the year. Certain balances within unrestricted net position have internally imposed commitments or limitations, which may further limit the purpose for which such net position may be used. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (20) Change in net position. The City’s 2017 total net position during the current fiscal year increased by $15,238,949 as shown in the following table. This increase is primarily attributed to economic conditions and increase in community growth. Additional details that account for the change in net position are provided in the following analysis of the governmental and business-type activities. 2017 2016 2017 2016 2017 2016 REVENUES Program Revenues: Charges for Services $ 14,734,286 $ 17,135,407 $ 27,168,964 $ 14,156,328 $ 41,903,250 31,291,735$ Operating Grants and Contributions 2,567,027 6,797,043 172,943 115,334 2,739,970 6,912,377 Capital Grants and Contributions 13,263,177 26,684,224 4,791,313 8,973,280 18,054,490 35,657,504 General Revenues: Property Taxes 27,317,169 26,173,822 - - 27,317,169 26,173,822 Unrestricted Investment Earnings 597,513 388,672 91,472 71,109 688,985 459,781 Total Revenues 58,479,172 77,179,168 32,224,692 23,316,051 90,703,864 100,495,219 EXPENSES General Government 4,579,478 8,028,316 - - 4,579,478 8,028,316 Public Safety 14,250,572 16,369,670 - - 14,250,572 16,369,670 Public Works 18,944,454 17,711,240 - - 18,944,454 17,711,240 Parks and Recreation 6,645,057 5,626,149 - - 6,645,057 5,626,149 Interest on Long-Term Debt 3,268,426 3,930,168 - - 3,268,426 3,930,168 Municipal Liquor - - 13,638,043 2,601,732 13,638,043 2,601,732 Utility - - 14,138,885 13,558,839 14,138,885 13,558,839 Total Expenses 47,687,987 51,665,543 27,776,928 16,160,571 75,464,915 67,826,114 CHANGE IN NET POSITION BEFORE TRANSFERS 10,791,185 25,513,625 4,447,764 7,155,480 15,238,949 32,669,105 Transfers and Contributions (2,824,210) (6,978,829) 2,824,210 6,978,829 - - CHANGE IN NET POSITION 7,966,975 18,534,796 7,271,974 14,134,309 15,238,949 32,669,105 Net Position - Beginning of Year 189,334,710 170,799,914 139,167,365 125,033,056 328,502,075 295,832,970 NET POSITION - END OF YEAR 197,301,685$ 189,334,710$ 146,439,339$ 139,167,365$ 343,741,024$ 328,502,075$ Change in Net Position Governmental Activities Business-Type Activities Total Governmental activities. The governmental activities change in net position before transfers decreased by $14,722,440. This decrease is primarily due to a decrease in capital contributions in 2017 as compared to 2016. The governmental revenue decrease in charges for services is directly related to both a decrease in park dedication fees collected, as well as a decrease in the engineering revenues generated on City improvement projects during 2017, partially offset by an increase in development activity. Operating grants decreased in 2017 primarily because the City took an advance Municipal State Aid funding during 2016 to fund large City improvement projects, thus limiting 2017 Municipal State Aid. Capital grants and contributions decreased due to a fewer number of developer-installed assets reported during 2017 than in 2016. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (21) Revenues The City’s 2017 total revenues for governmental activities decreased by $18,699,996. Charges for services decreased a total of $2,401,121 primarily due to a decrease in park dedication fees collected, as well as a decrease in engineering revenues generated on City improvement projects during 2017, partially offset by continued growth in the community as evidenced by an increase in building permit fees. A summary of the various increases is shown as follows: 2017 2016 Increase / (Decrease) Charges for services Licenses and building permit fees 3,988,189$ 3,706,567$ 281,622$ Connection and area charges 5,416,811 5,702,940 (286,129) Engineering fees - reconstruction projects 1,065,099 1,994,074 (928,975) Park dedication fees 1,154,433 2,458,083 (1,303,650) Other 3,109,754 3,273,743 (163,989) Total charges for services 14,734,286$ 17,135,407$ (2,401,121)$ Operating grants and contributions experienced an overall decrease of $4,230,016. The decrease is primarily composed of state-aid provided for street maintenance and improvement projects. The City received an advance on their annual allotment of state-aid in the amount of $2.140 million in 2016, in addition to the normal 2016 allotment of $3.5 million. A summary of the various operating grants and contributions is shown as follows: 2017 2016 Increase / (Decrease) Operating grants and contributions State-aid for street maintenance 120,000$ 3,519,294$ (3,399,294)$ State-aid for street revenue bonds 1,187,082 1,260,456 (73,374) County grant for joint road improvements -86,970 (86,970) Federal street reconstruction bonds payment 61,513 64,181 (2,668) State grant for economic development -750,000 (750,000) Other grants, contributions and donations 1,198,432 1,116,142 82,290 Total Operating grants and contributions 2,567,027$ 6,797,043$ (4,230,016)$ CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (22) Capital grants and contributions decreased by $13,421,047. Contributed infrastructure from private land developers decreased by $12,314,113; the infrastructure consists of street, storm sewer, and park and trail capital assets. Special assessments increased by $1,032,483 primarily due to two major street projects that were levied against the benefitting property owners in 2017. The County grant provided for joint road improvements decreased $1,196,451 due to multiple road projects that had occurred in 2016. The summary of capital grants and contributions is shown as follows: 2017 2016 Increase / (Decrease) Capital grants and contributions Contributed infrastructure from developers 7,040,618$ 19,354,731$ (12,314,113)$ Special assessments 4,451,646 3,419,163 1,032,483 County grant for joint road improvements 933,091 2,129,542 (1,196,451) Developer escrows for road improvements 266,824 898,239 (631,415) Playground donations - 288,256 (288,256) Other grants and contributions 508,897 238,587 270,310 Property acquisition federal CDBG grant - 229,220 (229,220) PEG fees 62,101 126,486 (64,385) Total capital grants and contributions 13,263,177$ 26,684,224$ (13,421,047)$ Property tax revenue increased $1,143,347 or 4.4% primarily due to an increase in the overall tax levy. Investment income earnings increased by $208,841. The increase is the combination of increased earnings and changes in investment asset values which are inversely related to the changes in market rates. The increase is consistent with prevailing market conditions. General revenues 2017 2016 Increase / (Decrease) Property taxes 27,317,169$ 26,173,822$ 1,143,347$ Investment income 597,513 388,672 208,841 Total general revenues 27,914,682$ 26,562,494$ 1,352,188$ CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (23) A summary of 2017 revenues by source for governmental activities is shown as follows: Charges  for Services,  $14,734,286 , 25% Operating Grants and  Contributions,  $2,567,027 , 4% Capital  Grants and  Contributions,  $13,263,177 , 23% Property Taxes,  $27,317,169 , 47% Unrestricted  Investment Earnings,  $597,513 , 1% Revenues  by Source ‐Governmental Activities Expenses The City’s 2017 total governmental activities expenses (before depreciation on capital assets and interest on long-term debt) decreased by $4,648,180 or 12.8%. Total governmental activities expenses decreased by $3,977,556 or 7.7%, shown as follows: 2017 2016 Increase / (Decrease) Governmental activities expenses General government 4,305,625$ 7,729,880$ (3,424,255)$ Public safety 13,149,699 15,148,411 (1,998,712) Public works 9,716,809 9,804,006 (87,197) Parks and recreation 4,566,853 3,704,869 861,984 Total before depreciation and interest 31,738,986 36,387,166 (4,648,180) Depreciation on capital assets 12,680,575 11,348,209 1,332,366 Interest on long-term debt 3,268,426 3,930,168 (661,742) Total governmental activities expenses $ 47,687,987 $ 51,665,543 $ (3,977,556) CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (24) Following are explanations of various increases and (decreases) in expenses by governmental function as shown above. General government expenses decreased by $3,424,255 or 44.3%; which is primarily attributed to expenses incurred in the prior year (2016) to promote economic development within the City. Public safety expenses decreased by $1,998,712 or 13.2%; primarily due to the overall decrease in the plan’s net pension liability and related defined benefit pension plan expense due to changes in assumptions. Public works expenses decreased by $87,197 or 0.9%; primarily due to improved soil conditions in our 2017 street reconstruction areas as compared to 2015 and 2016. Parks and recreation expenses increased $861,984 or 23.3%; primarily due to increases in park maintenance and trail improvement expenses on existing trails, compared to more expenses in the prior year (2016) for new trails, which were capitalized instead of expensed. Depreciation on capital assets increased by $1,332,366 or 11.7%; primarily due to an increase in contributed infrastructure from development. Interest on long-term debt decreased by $661,742 or 17.1%; primarily due to the reduction in debt. A summary of 2017 expenses by function for governmental activities is shown as follows: General government,  4,305,625 , 9% Public safety,  13,149,699 , 27% Public works,  9,716,809 , 20% Parks  and recreation,  4,566,853 , 10% Depreciation on  capital assets,  12,680,575 , 27% Interest on long‐term  debt, 3,268,426 , 7% Expenses  by  Function ‐Governmental Activities CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (25) Business-type activities. Business-type activities increased the City’s 2017 total net position by $7,271,974. Key elements of the increase in net position along with a comparison of revenues, expenses, and changes in net position during fiscal years 2017 and 2016 are shown as follows: 2017 2016 Increase / (Decrease) Revenues Charges for services Liquor 14,583,514$ 14,130,830$ 452,684$ Utility 12,585,450 10,692,185 1,893,265 Operating grants and contributions Liquor 6,716 3,762 2,954 Utility 166,227 111,572 54,655 Capital contributions Utility 4,791,313 8,973,280 (4,181,967) Investment earnings 91,472 71,109 20,363 Total revenues 32,224,692 33,982,738 (1,758,046) Expenses Liquor 13,638,043 13,268,419 369,624 Utility 14,138,885 13,558,839 580,046 Total expenses 27,776,928 26,827,258 949,670 Change in net position before transfers 4,447,764 7,155,480 (2,707,716) Transfers 2,824,210 6,978,829 (4,154,619) Change in net position 7,271,974 14,134,309 (6,862,335) Net position - beginning 139,167,365 125,033,056 14,134,309 Net position - ending $ 146,439,339 $ 139,167,365 7,271,974$ The City’s 2017 business-type total revenues decreased by $1,758,046 or 5.2%; the various revenue components are discussed in detail in the following paragraphs. The liquor fund 2017 charges for services increased due to sales volume. The 2017 cost of goods sold as a percentage of sales were 75.5%, compared to 75.5% in 2016. The overall utility revenue charges for services increased by $1,893,265. This overall increase is represented by a water revenue increase of $1,258,430, sanitary sewer revenue increase of $532,648, street light revenue increase of $35,198, and environmental resources revenue increase of $66,989. The water and sanitary sewer increases are due to customer consumption as a result of changes in weather patterns, rate increases, and an increase in customers as a result of community growth. The street light and environmental resources increases are due to an increase in customers and rate increases. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (26)  The utility fund experienced a total decrease of $4,181,967 in capital contributions. The majority of the decrease is derived from water and sanitary sewer contributed from developer improvement projects (greater number of contributions during 2016). City improvement project infrastructure assets of $4,464,787 were contributed to the utility fund which is within the net transfer amount of $2,824,210 on the Statement of Activities. The total amount of contributed infrastructure assets received by the utility fund varies yearly.  Investment earnings increased $20,363. The increase is the combination of increased earnings and changes in investment asset values which are inversely related to the changes in market rates. The increase is consistent with prevailing market conditions. The City’s 2017 business-type total expenses increased by $949,670 or 3.5% as follows: Liquor Fund Utility Fund Total Business-type activities expenses Cost of Goods Sold 338,558$ -$ 338,558$ Personnel services 26,940 46,113 73,053 Commodities 377 (17,762) (17,385) Other charges and services 18,650 581,938 600,588 Sanitary sewage treatment and disposal - 246,046 246,046 Depreciation on capital assets 9,198 448,136 457,334 Interest, fiscal charges, bond premium (net) (30,207) 117,906 87,699 Loss on Disposal of Capital Assets 6,108 (842,331) (836,223) Total Business-type Expenses $ 369,624 $ 580,046 $ 949,670 Increase(Decrease) from 2016  The liquor fund personnel services increase of $26,940 is primarily the result of the cost of living increase as well as adjustments to the existing pay structure for the Assistant Store Managers.  The utility fund other charges and services increase is attributed to two large improvement projects during 2017 including new streetlights on Holyoke Ave (downtown), and the 205th St. Channel project. Financial Analysis of the City’s Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Some funds are required statutorily while others are established internally to assist management in accounting for certain activities. Governmental funds. The focus of the City’s governmental funds is to provide information on near- term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unrestricted fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (27) As of the end of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $70,800,227. Of this amount, $39,998,032 or 56.5% of this combined ending fund balance constitutes fund balance that is available for spending at the government’s discretion. Nonspendable fund balances of $914,375 are amounts that are not in a spendable form, such as prepaid items, inventory, and advances to other funds (general fund). The remaining fund balance is restricted for (a) debt service of $19,883,355, (b) capital acquisition of $9,901,859, and (c) other restricted purposes of $102,606. The general fund is the chief operating fund of the City. At the end of the current fiscal year, the fund balance was $15,269,442, an increase from the prior year resulting from $1,128,499 of revenues over expenditures, net transfers out of $1,076,076, and a change in supplies inventory of $140,519. The general obligation (debt service) fund balance decreased by $9,726,910 due to the payment of refunding debt obligations. The G.O. improvement (debt service) fund balance increased by $2,939,075. The City levies the required property taxes and special assessments levied against benefited property owners to meet the bonded debt service requirements in the following year. The change in fund balance is subject to principal and interest requirements of existing debt and that of new debt issuance. The building (capital projects) fund expended $458,978 for major facility maintenance projects. Financing was provided by $363,497 of revenues from property taxes, investment income, sale of land, a general fund transfer, and other revenue sources. The improvement construction (capital projects) fund accounts for major infrastructure reconstruction projects that require debt issuance for financing purposes. The activity in this fund may fluctuate from year to year depending on the scope of the project. Large projects such as the interstate highway interchange and bridge reconstruction projects may take several years to complete. The fund balance decreased by $513,264 due to the completion of the 2016 street reconstruction project and preliminary engineering costs associated with the 2018 street reconstruction project. The 2018 street reconstruction project will be financed with a bond issuance in 2018. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (28) General Fund Budgetary Highlights With the exception of the fire department, all other general fund departments expended their 2017 budget appropriations at or below the final adopted budget. A schedule of revenues, expenditures and changes in fund balances – budgetary comparison is disclosed in the required supplemental information section of this report. A summary of general fund revenues, expenditures, other financing sources (uses), variance with final budget, and net change in fund balance is as follows: Budget As Originally Adopted Final Budget Actual Variance with Final Budget Revenues Property taxes 18,833,557$ 18,833,557$ 18,967,562$ 134,005$ Licenses and permits 2,202,952 2,341,308 3,306,525 965,217 Intergovernmental 1,021,685 1,038,920 1,143,174 104,254 Charges for services 2,644,748 2,708,505 2,710,628 2,123 Fines 466,000 466,000 392,514 (73,486) Interest income 90,071 90,071 180,064 89,993 Change in value of investments - - (63,378) (63,378) Donations 8,750 30,291 52,209 21,918 Miscellaneous 51,060 51,060 46,741 (4,319) Total revenues 25,318,823 25,559,712 26,736,039 1,176,327 Expenditures Personnel services 19,412,029 19,467,136 18,963,508 503,628 Commodities 1,909,947 1,931,768 1,760,028 171,740 Other charges and services 5,072,888 5,337,669 4,815,714 521,955 Capital outlay 40,135 65,135 68,290 (3,155) Total expenditures 26,434,999 26,801,708 25,607,540 1,194,168 Other financing sources (uses) (362,346) (1,076,076) (1,076,076)- Net change in fund balance $ (1,478,522) $ (2,318,072)52,423$ 2,370,495$ The 2017 actual general fund revenues exceeded the final budget by $1,176,327 and expenditures were under final adopted budget by $1,194,168. Other financing sources (uses) were at the final budget. The general fund actual net change in fund balance surpassed final budget by $2,370,495. The general fund budget was amended to reflect the increase in revenues from higher than forecasted building permits, additional contracted security services, and grants that were not originally anticipated. Expenditures were modified to reflect the change in personnel services due to the addition of a building inspector mid-year and additional contracted security services. Transfers to other funds were modified to provide additional funding for equipment replacement and a fiber infrastructure project. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (29) The following is a brief summary explanation of the various budgets to actual variances for revenues:  Property taxes were more than anticipated by $134,005 due to the collection of delinquent taxes. Starting in 2016 all delinquencies are carried by the general fund rather than allocated to other funds.  Licenses and permits exceeded estimates by $965,217 due to greater than anticipated building permit fees. The number of residential building permits budgeted were 350 compared to 531 actual. Permits for apartment complexes were budgeted at 195 units compared to 315 actual units.  Intergovernmental revenues exceeded estimates by $104,254 due to the timing of federal grants for public safety initiatives.  Charges for services experienced a variance of $2,123.  Fines were below estimates by $73,486 due to police officer vacancies in the traffic control division.  Interest income and the change in value of investments were above estimates by $26,615 due to prevailing market conditions. The City’s Management employs prudent investment practices and cash management techniques to maximize investment income while protecting the City’s treasury.  Donations and miscellaneous revenues experienced variances of $21,918 and ($4,319), respectively. The following is a brief summary explanation of the various budgets to actual variances for expenditures:  Personnel costs including benefits were $503,628 below budget estimates due to vacant positions as a result of retirements, resignations and a delay in filling new positions, mild fall weather conditions, and fewer contracted security hours which reduced overtime.  Commodities were $171,740 below budget due to savings from the fuel contract.  Other charges and services were $521,955 below budget which is attributed to milder weather which resulted in overall lower cost of natural gas and electricity.  Capital outlay was $3,155 over the budget due to slightly higher costs for new inspection and construction services vehicles. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (30) Capital Asset and Debt Administration Capital assets. The City’s capital assets for governmental and business-type activities as of December 31, 2017 are $396 million (net of accumulated depreciation). This amount represents an increase (including additions, deletions, and depreciation) of approximately $9.4 million from 2016. The net investment in capital assets including land, historical treasures, buildings, machinery and equipment, other improvements, infrastructure, and construction in process is shown as follows: Governmental Activities Business-Type Activities Total Land 28,147,439$ 3,854,623$ 32,002,062$ Historical treasures 100,000 - 100,000 Construction in process 3,425,646 - 3,425,646 Buildings and improvements 54,921,360 29,612,379 84,533,739 Machinery and equipment 24,015,298 3,664,394 27,679,692 Other improvements 8,950,650 - 8,950,650 Infrastructure Streets 169,561,210 - 169,561,210 Storm sewer 79,369,672 - 79,369,672 Parks 26,111,738 - 26,111,738 Water - 103,566,523 103,566,523 Sanitary sewer - 71,654,532 71,654,532 Total Capital Assets 394,603,013 212,352,451 606,955,464 Less: Accumulated Depreciation (144,349,560) (66,579,863) (210,929,423) Total Capital Assets, Net 250,253,453$ 145,772,588$ 396,026,041$ Capital Assets at Year-End (Net of Accumulated Depreciation) The City’s 2018 adopted budget provides funding for $26.2 million in infrastructure capital assets, public buildings improvements and upgrades, and equipment capital assets such as vehicle replacements for public safety and public works, and technology equipment. Refer to Note 3. - Capital Assets, of the Notes to Basic Financial Statements for additional information. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (31) Debt administration. At the end of the current fiscal year, the City of Lakeville had total bonded debt outstanding of $123.585 million, which is a decrease of $8.365 million compared to the prior year. The decrease is due to one new bond issuance totaling $10.165 million and principal bond maturities, as well as an advance refunding of $2.255 million. The City manages its debt structure by utilizing approaches that take full advantage of its financial position, revenue trends and conditions in municipal bond markets. Refer to Note 5. – Long-Term Liabilities, of the Notes to Basic Financial Statements for additional information about the City’s governmental and business-type long-term debt activity. The City’s outstanding bonded obligation debt as of December 31, 2017 is shown as follows: Balance January 1 Issued Redeemed Balance December 31 Governmental Activities General obligation bonds Capital improvement $ 35,025,000 $ - $ 12,230,000 $ 22,795,000 Street reconstruction 15,680,000 1,530,000 1,150,000 16,060,000 G.O. improvement 47,470,000 7,465,000 2,715,000 52,220,000 State-aid street revenue 7,145,000 - 940,000 6,205,000 Water revenue 8,280,000 - 340,000 7,940,000 Tax increment 1,460,000 - 220,000 1,240,000 Arena revenue 490,000 - 155,000 335,000 HRA lease revenue 7,115,000 - 320,000 6,795,000 Total governmental activities 122,665,000 8,995,000 18,070,000 113,590,000 Business-Type Activities Liquor revenue 2,715,000 - 2,715,000 - Water revenue 6,075,000 835,000 - 6,910,000 Sewer revenue 495,000 - - 495,000 Street light revenue - 335,000 - 335,000 Capital Lease Payable - 2,255,000 - 2,255,000 Total business-type activities 9,285,000 3,425,000 2,715,000 9,995,000 Total bonds payable 131,950,000$ 12,420,000$ 20,785,000$ 123,585,000$ Outstanding Debt Bonds and Capital Leases Payable Credit Rating The City of Lakeville’s general obligation bond rating as of December 31, 2017 is “Aa1” as rated by Moody’s Investors Service. Moody’s Investor Service credit report stated the rating was “The Aa1 GOULT rating reflects the city’s large and growing tax base located in the Twin Cities metropolitan area, above average resident income indices, and healthy financial profile. The rating further considers a growing pension burden and a somewhat elevated debt burden, both of which contribute to high fixed costs.” State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total assessor’s taxable market valuation. The City has $32,593,536 of net bonded debt, which is subject to the $186,036,656 current debt limitation, thereby resulting in a legal debt margin of $153,443,120. Refer to the Statistical Section of this report for a detailed computation of the City’s legal debt margin. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2017 (32) Economic Conditions and Next Year’s Budget The City of Lakeville remains one of the top growth cities in the Minnesota twin city metro area. The trend for building permit activity for single family homes is on the rise, the building permits for single family homes increased to 487 in 2017 compared to 403 permits in 2016. In our opinion, the resurgence is due to several factors including, but not limited to, near historical low interest rates, low regional unemployment rate of 2.7%, improved personal income levels, reduced number of home foreclosures and increasing home values. The budget and five year capital improvement plan are premised on the assumption growth will continue at a subdued level for the foreseeable future. The adopted 2018 budget reflects a continuation of the program and service levels established by the City Council over the past several years. No new programs or services were included in the adopted budget; however, key staff positions and resources were added to accommodate community growth. The 2018 budget also focuses on City efforts to achieve strategic priorities established in the Envision Lakeville Community Vision Plan to prepare for the future, investments in technology to maximize efficiencies, developing effective partnerships to capitalize on opportunities and multi-agency resources, infrastructure improvements to promote economic and community development and service continuity through staffing enhancements to meet the expectations of community residents and businesses. Requests for Information This financial report is designed to provide a general overview of the City of Lakeville’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be directed to the City of Lakeville Finance Department at 20195 Holyoke Avenue, Lakeville, Minnesota 55044, (952) 985-4400, or email request to jerickson@lakevillemn.gov. BASIC FINANCIAL STATEMENTS This page intentionally left blank. CITY OF LAKEVILLE STATEMENT OF NET POSITION DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (33) Governmental Activities Business-Type Activities Total ASSETS Cash and investments 69,056,503$ 9,680,990$ 78,737,493$ Receivables 20,081,802 3,255,441 23,337,243 Internal balances (163,698) 163,698 - Inventories 483,145 1,889,571 2,372,716 Prepaid items 28,544 10,183 38,727 Restricted assets (temporarily) Cash and investments -323,875 323,875 Investments held by trustee 2,346,754 -2,346,754 Net pension asset - fire relief 3,889,595 -3,889,595 Capital assets Nondepreciable 31,673,085 3,854,623 35,527,708 Depreciable, net 218,580,368 141,917,965 360,498,333 Total capital assets 250,253,453 145,772,588 396,026,041 Total assets 345,976,098 161,096,346 507,072,444 DEFERRED OUTFLOWS OF RESOURCES Deferred charge on refunding 121,037 -121,037 Pension plan deferments - PERA 12,696,266 664,042 13,360,308 Pension plan deferments - fire relief 283,521 -283,521 Total deferred outflows of resources 13,100,824 664,042 13,764,866 LIABILITIES Salaries, accounts, contracts, and deposits 3,292,340 1,044,644 4,336,984 Accrued interest 1,671,262 114,747 1,786,009 Unearned revenue 789,541 -789,541 Noncurrent liabilities Net pension liability - PERA 15,009,514 2,521,174 17,530,688 Net OPEB obligation 450,858 78,795 529,653 Other long-term liabilities due within one year 10,735,109 631,639 11,366,748 Other long-term liabilities due in more than one year 114,930,819 10,479,117 125,409,936 Total liabilities 146,879,443 14,870,116 161,749,559 DEFERRED INFLOWS OF RESOURCES Deferred gain on refunding 107,538 -107,538 Pension plan deferments - PERA 14,123,849 450,933 14,574,782 Pension plan deferments - fire relief 664,407 -664,407 Total deferred inflows of resources 14,895,794 450,933 15,346,727 NET POSITION Net investment in capital assets 144,581,700 135,324,120 279,905,820 Restricted for: Special purposes 102,606 -102,606 Debt service 34,293,639 323,875 34,617,514 Capital acquisition 8,778,649 -8,778,649 Fire relief pensions 3,508,709 -3,508,709 Unrestricted 6,036,382 10,791,344 16,827,726 Total Net Position 197,301,685$ 146,439,339$ 343,741,024$ Primary Government CITY OF LAKEVILLE STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (34) Functions/Programs ExpensesCharges for ServicesOperating Grants and ContributionsCapital Grantsand ContributionsGovernmental ActivitiesBusiness-Type ActivitiesTotalPrimary Government:Governmental Activities:General government 4,579,478$ 4,348,910$ 68,095$ 62,101$ (100,372)$ -$ (100,372)$ Public safety 14,250,572 934,444 1,061,252 - (12,254,876) - (12,254,876) Public works 18,944,454 7,081,317 1,382,380 13,018,689 2,537,932 - 2,537,932 Parks and recreation 6,645,057 2,369,615 55,300 182,387 (4,037,755) - (4,037,755) Interest on long-term debt 3,268,426 - - - (3,268,426) - (3,268,426) Total-governmental activities47,687,987 14,734,286 2,567,027 13,263,177 (17,123,497) - (17,123,497) Business-Type Activities:Liquor 13,638,043 14,583,514 6,716 - - 952,187 952,187 Utility 14,138,885 12,585,450 166,227 4,791,313 - 3,404,105 3,404,105 Total Business-Type Activities 27,776,928 27,168,964 172,943 4,791,313 - 4,356,292 4,356,292 Total Primary Government 75,464,915$ 41,903,250$ 2,739,970$ 18,054,490$ (17,123,497) 4,356,292 (12,767,205) General Revenues:Property taxes 27,317,169 - 27,317,169 Investment income 597,513 91,472 688,985 Transfers (2,824,210) 2,824,210 - Total general revenues and transfers 25,090,472 2,915,682 28,006,154 Change in Net Position 7,966,975 7,271,974 15,238,949 Net Position - Beginning of Year 189,334,710 139,167,365 328,502,075 Net Position - End of Year 197,301,685$ 146,439,339$ 343,741,024$ Program RevenuesPrimary GovernmentNet (Expense) Revenue and Changes in Net Position CITY OF LAKEVILLE BALANCE SHEET GOVERNMENTAL FUNDS DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (35) NonmajorTotalGeneralGeneralG.O.Improvement Governmental GovernmentalASSETSFundObligationImprovementBuildingConstructionFundsFundsCash and investments14,072,773$ 3,429,134$ 9,721,867$ 711,860$ 1,536,336$ 39,069,342$ 68,541,312$ Investments held by trustee- 1,738,173- - - 608,581 2,346,754 Interest receivable55,295 9,450 46,353 4,650 (2,279) 172,873 286,342 Taxes receivable2,047,946 - - - - - 2,047,946 Accounts receivable598,817 - - - 13,186 783,939 1,395,942 Advances to other funds402,686 - - - - - 402,686 Special assessments receivable114,755 369,949 15,310,840 - 180,859 264,459 16,240,862 Leases Receivable- - - - - 2,255,000 2,255,000 Inventory483,145 - - - - - 483,145 Prepaid items28,544 - - - - - 28,544 Total Assets17,803,961$ 5,546,706$ 25,079,060$ 716,510$ 1,728,102$ 43,154,194$ 94,028,533$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCELIABILITIESSalaries payable688,726$ -$ -$ -$ -$ 14,081$ 702,807$ Accounts payable704,366 626 5,650 3,566 265,043 884,148 1,863,399 Advances from other funds- - - - - 402,686 402,686 Contracts payable- - - - 345,371 260,894 606,265 Interest payable- - - - - 2,200 2,200 Deposits payable7,610 - - - - 98,190 105,800 Unearned revenue785,015 - - - - 4,526 789,541 2,185,717 626 5,650 3,566 610,414 1,666,725 4,472,698 DEFERRED INFLOWS OF RESOURCESUnavailable revenue - taxes348,802 - - - - - 348,802 Unavailable revenue - special assessments- 369,452 15,097,020 - 180,464 264,400 15,911,336 Unavailable revenue - other- - - - - 2,495,470 2,495,470 Total Deferred Inflows of Resources348,802 369,452 15,097,020 - 180,464 2,759,870 18,755,608 FUND BALANCENonspendable914,375 - - - - - 914,375 Restricted- 5,176,6289,976,390 - 842,797 13,892,005 29,887,820 Committed- - - 712,944 328,100 25,478,515 26,519,559 Assigned741,864 - - - - - 741,864 Unassigned13,613,203 - - - (233,673) (642,921) 12,736,609 Total Fund Balance15,269,442 5,176,628 9,976,390 712,944 937,224 38,727,599 70,800,227 Total Liabilities, Deferred Inflows of Resources, and Fund Balance17,803,961$ 5,546,706$ 25,079,060$ 716,510$ 1,728,102$ 43,154,194$ 94,028,533$ Debt ServiceCapital Projects CITY OF LAKEVILLE RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION GOVERNMENTAL ACTIVITIES DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (36) Total Fund Balances for Governmental Funds 70,800,227$ Governmental capital assets 394,603,013$ Less: Accumulated Depreciation (144,349,560) 250,253,453 3,889,595 26,903 Bonds (113,590,000) Accrued interest (1,671,262) Loan (1,897,014) Unamortized bond premium (7,493,676) Deferred charge on refunding 121,037 Deferred gain on refunding (107,538) Compensated absences (2,685,238) (127,323,691) Net pension liability (15,009,514) Deferred inflows of resources (14,788,256) Deferred outflows of resources 12,979,787 (16,817,983) (450,858) 16,500,608 423,431 Total Net Position of Governmental Activities 197,301,685$ The City's net pension liability and related and deferred inflows and deferred outflows are recorded only on the statement of net position. Balances at year end are: Deferred inflows of resources related to unavailable revenue in governmental funds are susceptible to full accrual on the government-wide statements. The City uses an internal service fund to charge the cost of insurance activities to individual funds. A portion of the assets and liabilities of the municipal reserves fund are included in governmental activities in the Statement of Net Position. Accrued net OPEB obligations are not payable with current financial resources and, therefore, are not reported in the governmental funds. Total net position reported for governmental activities in the statement of net position is different because: Grant receivable that is applicable towards accrued bond interest payable is susceptible to full accrual on the government-wide statements. Capital assets used in governmental funds are not financial resources and, therefore, are not reported in the funds. Those assets consist of: Long-term liabilities are not payable with current financial resources and therefore, are not reported in the governmental funds. Net pension assets are only recorded in the government-wide financial statements as they are not current financial resources to governmental funds. CITY OF LAKEVILLE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (37) Nonmajor TotalGeneral General G.O. Improvement Governmental GovernmentalFund Obligation Improvement Building Construction Funds TotalsREVENUEProperty taxes18,967,562$ 3,218,208$ 2,298,106$ 150,000$ 50,000$ 2,144,967$ 26,828,843$ Tax increment- - - - - 572,352 572,352 Licenses and permits3,306,525 - - - - 681,664 3,988,189 Intergovernmental 1,143,174 61,513 - - 335,460 2,231,739 3,771,886 Charges for services2,710,628 - - - - 7,305,389 10,016,017 Special assessments- 16,999 2,720,378 - - 75,210 2,812,587 Fines392,514 - - - - - 392,514 Interest Income180,064 32,380 121,029 13,574 20,462 553,590 921,099 Change in Fair Value of Investments(63,378) (5,034) (43,863) (5,177) (236) (205,898) (323,586) Donations52,209 - - - - 186,174 238,383 Miscellaneous 46,741 - - 5,100 - 401,680 453,521 Total Revenue26,736,039 3,324,066 5,095,650 163,497 405,686 13,946,867 49,671,805 EXPENDITURES Current:General government5,315,189 - - - - 1,109,071 6,424,260 Public safety12,215,659 - - - - 560,148 12,775,807 Public works4,240,756 - - - - 5,545,565 9,786,321 Parks and recreation3,767,646 - - - - 1,454,857 5,222,503 Capital Outlay:General government26,536 - - 97,973 - 2,367,828 2,492,337 Public safety- - - 67,344 - - 67,344 Public works29,886 - - 94,103 9,100,353 - 9,224,342 Parks and recreation11,868 - - 199,558 - - 211,426 Debt Service:Principal bond maturities- 2,195,000 2,715,000 - - 1,975,000 6,885,000 Interest on debt- 1,534,184 1,538,734 - - 808,261 3,881,179 Fiscal charges- 22,052 23,549 - - 83,557 129,158 Total Expenditures25,607,540 3,751,236 4,277,283 458,978 9,100,353 13,904,287 57,099,677 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES1,128,499 (427,170) 818,367 (295,481) (8,694,667) 42,580 (7,427,872) OTHER FINANCE SOURCES (USES)- Issuance of Bonds and Other Debt- 1,530,000 - - 8,202,171 2,255,000 11,987,171 Premium on Issued Debt - 231,329 - - 982,020 96,558 1,309,907 Payment of Refunded Bonds- (11,368,146) - - - - (11,368,146) Capital Lease Proceeds- - - - - - - Proceeds from the Sale of Capital Assets- - - - 516,380 516,380 Transfers in from other funds782,654 346,360 2,168,936 200,000 641,354 4,216,170 8,355,474 Transfers out to other funds(1,858,730) (39,283) (48,228) - (1,644,142) (3,071,457) (6,661,840) Total Other Finance Sources (1,076,076) (9,299,740) 2,120,708 200,000 8,181,403 4,012,651 4,138,946 NET CHANGE IN FUND BALANCES52,423 (9,726,910) 2,939,075 (95,481) (513,264) 4,055,231 (3,288,926) FUND BALANCES Beginning of Year15,076,500 14,903,538 7,037,315 808,425 1,450,488 34,672,368 73,948,634 Change in Supplies - Inventory140,519 - - - - - 140,519 End of Year15,269,442$ 5,176,628$ 9,976,390$ 712,944$ 937,224$ 38,727,599$ 70,800,227$ Debt Service Capital Projects CITY OF LAKEVILLE RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (38) Net Change in Fund Balances-Total Governmental Funds (3,288,926)$ Amounts reported for governmental activities in the statement of activities are different because: Capital outlay 9,444,729$ Capital contributed by developer 7,040,618 Depreciation expense (12,680,575) 3,804,772 (1,088,271) 140,519 Deferred inflows of resources - December 31, 2016 (14,732,605) Deferred inflows of resources - December 31, 2017 18,755,608 4,023,003 Bond proceeds (11,987,171) Bond and loan principal maturities 18,253,146 6,265,975 Change in accrued interest payable 149,843 Change in grant applicable towards accrued interest payable (1,254) Premium on bonds issued in the current year (1,213,349) Deferred gain on refunding - Amortization of deferred charge on refunding (8,594) Amortization of deferred gain on refunding 7,000 Amortization of debt premiums/discounts 497,104 (569,250) (180,532) (1,068,786) (71,529) Change in Net Position of Governmental Activities 7,966,975$ Internal service funds are used by management to charge the costs of certain activities, such as insurance, to individual funds. This amount represents a portion of the change in net position of the internal service fund, which are reported in with the governmental activities. Revenues in the government-wide statement of activities that do not provide current financial resources are not reported as revenues in the governmental funds. Governmental funds report inventory related to snow removing chemicals as an expenditure at the time of purchase rather than when it is consumed. The change in supplies is shown as a direct adjustment to fund balance. On the government-wide statement of activities, inventories are shown as an expenditure when consumed. As a result, the change in net position must be adjusted by the change in supplies. Governmental funds report capital outlays as expenditures while the government-wide statement of activities reports depreciation expense to allocate those expenditures over the life of the assets. As a result, fund balance decreases by the amount of financial resources expended, whereas net position decreases by the amount of depreciation expense charged for the year. This is the amount by which depreciation expense exceeded capital outlay. In the government-wide statement of activities, only the gain or loss on the sale of capital assets is reported, whereas in the governmental funds, the proceeds from the sales increases financial resources. Thus, the change in net position differs from the change in fund balance by the net book value of the capital assets disposed of. Bond proceeds are reported as other financing sources in governmental funds and thus contribute to the increase in fund balance. Bond and loan principal maturities are reported as expenditures in governmental funds thus reducing fund balance. In the government-wide statements, however, issuing debt increases long-term liabilities while debt repayment reduces long-term liabilities thus affecting the statement of activities. Governmental funds report the effect of premiums, discounts and similar items when debt is first issued, whereas material amounts are deferred and amortized in the statement of activities. Pension expenditures in the governmental funds are measured by current year employer contributions. Pension expenses on the statement of activities are measured by the change in the net pension liability(asset) and the related deferred inflows and outflows of resources. In the statement of activities, certain operating expenses, severance benefits and compensated absences - are measured by amounts earned during the year. In the governmental funds, however, expenditures for these items are measured by the amount of financial resources used (and amounts actually paid). CITY OF LAKEVILLE STATEMENT OF NET POSITION PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (39) Governmental Activities - Internal Service Liquor Utility Totals Funds ASSETS AND DEFERRED OUTFLOWS OF RESOURCES CURRENT ASSETS Cash and investments 257,022$ 9,423,968$ 9,680,990$ 515,191$ Interest receivable 2,744 53,129 55,873 1,140 Accounts receivable 3,443 3,196,125 3,199,568 82,667 Inventory 1,613,999 275,572 1,889,571 - Prepaid expenses - 10,183 10,183 - Total current assets 1,877,208 12,958,977 14,836,185 598,998 NONCURRENT ASSETS Restricted cash and investments 323,875 - 323,875 - Capital assets: Land 3,314,738 539,885 3,854,623 - Buildings and improvements 3,414,187 26,198,192 29,612,379 - Machinery and equipment 507,237 3,157,157 3,664,394 - Infrastructure - 175,221,055 175,221,055 - Accumulated depreciation (1,159,136) (65,420,727) (66,579,863) - Net Capital Assets 6,077,026 139,695,562 145,772,588 - Total noncurrent assets 6,400,901 139,695,562 146,096,463 - Total assets 8,278,109 152,654,539 160,932,648 598,998 DEFERRED OUTFLOWS OF RESOURCES Pension plan deferments - PERA 271,267 392,775 664,042 - Total Assets and Deferred Outflows of Resources 8,549,376$ 153,047,314$ 161,596,690$ 598,998$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND NET POSITION CURRENT LIABILITIES Salaries payable 51,386$ 66,095$ 117,481$ -$ Accounts payable 501,434 386,693 888,127 11,869 Contracts payable - 11,579 11,579 - Accrued interest payable - 114,747 114,747 - Deposits payable 15,057 12,400 27,457 - Accrued compensated absences 86,312 165,327 251,639 - Long-term debt - current - 380,000 380,000 - Total current liabilities 654,189 1,136,841 1,791,030 11,869 NONCURRENT LIABILITIES Accrued compensated absences 32,604 43,045 75,649 - Net pension liability - PERA 1,029,921 1,491,253 2,521,174 - Net OPEB obligation 27,123 51,672 78,795 - Long-term debt 2,255,000 8,148,468 10,403,468 - Total noncurrent liabilities 3,344,648 9,734,438 13,079,086 - Total liabilities 3,998,837 10,871,279 14,870,116 11,869 DEFERRED INFLOWS OF RESOURCES Pension plan deferments - PERA 184,210 266,723 450,933 - NET POSITION Net investment in capital assets 3,822,026 131,502,094 135,324,120 - Restricted for debt service 323,875 - 323,875 - Unrestricted 220,428 10,407,218 10,627,646 587,129 Total Net Position 4,366,329 141,909,312 146,275,641 587,129 Total Liabilities, Deferred Inflows of Resources, and Net Position 8,549,376$ 153,047,314$ 161,596,690 598,998$ 163,698 Net position of business-type activities 146,439,339$ The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount consists of the necessary adjustments to reflect the consolidation of internal service fund activities: Enterprise Funds Business-type Activities - Explanation of difference between Enterprise Funds Statement of Net Position and government-wide Statement of Net Position: CITY OF LAKEVILLE STATEMENT OF NET REVENUES, EXPENSES, AND CHANGES IN NET POSITION PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (40) Governmental Activities - Internal Service Liquor Utility Total Funds SALES AND COST OF SALES Sales 14,583,514$ -$ 14,583,514$ -$ Cost of sales 11,005,245 - 11,005,245 - Gross profit 3,578,269 - 3,578,269 - OPERATING REVENUE User Charges - 12,369,308 12,369,308 400,618 Other - 216,142 216,142 38,867 Total operating revenue - 12,585,450 12,585,450 439,485 OPERATING EXPENSES Personnel services 1,540,328 2,237,790 3,778,118 - Commodities 56,273 358,800 415,073 - Other charges and services 786,194 3,517,314 4,303,508 466,510 Disposal charges - 3,509,576 3,509,576 - Depreciation 135,482 4,295,521 4,431,003 - Total operating expenses 2,518,277 13,919,001 16,437,278 466,510 OPERATING INCOME (LOSS)1,059,992 (1,333,551) (273,559) (27,025) NONOPERATING REVENUE (EXPENSES) Intergovernmental - grants 6,716 166,227 172,943 - Interest Income 9,595 134,095 143,690 (345) Change in Fair Value of Investments (3,660) (48,558) (52,218) 132 Interest, fiscal charges, bond premium (net) (105,176) (202,735) (307,911) - Disposal of capital assets (7,340) (10,388) (17,728) - Total Nonoperating Revenue (Expenses) (99,865) 38,641 (61,224) (213) INCOME (LOSS) BEFORE CONTRIBUTIONS AND TRANSFERS 960,127 (1,294,910) (334,783) (27,238) Contributed capital from developers - 4,791,313 4,791,313 - Contributed capital from governmental activities - 4,464,787 4,464,787 - Transfers from other funds 809,069 23,341 832,410 - Transfers to other funds (1,345,322) (1,127,665) (2,472,987) (53,057) Total Contributions and Transfers (536,253) 8,151,776 7,615,523 (53,057) CHANGE IN NET POSITION 423,874 6,856,866 7,280,740 (80,295) NET POSITION Beginning of Year 3,942,455 135,052,446 667,424 End of Year 4,366,329$ 141,909,312$ 587,129$ Explanation of difference between Proprietary Funds Statement of Revenue, Expenses, and Changes in Fund Net Position and the Statement of Activities: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount represents the income that has been allocated back to the business-type activities in the government-wide Statement of Activities that is attributable to the City's business-type activities: (8,766) Change in net Postion of business-type activites 7,271,974$ Enterprise Funds Business-type Activities - CITY OF LAKEVILLE STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (41) Governmental Activities - Internal Service Liquor Utility Total Funds CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers 14,580,525$ 12,065,015$ 26,645,540$ 364,652$ Cash received from general service charges - - - (470,357) Cash paid to suppliers (12,460,096) (7,606,430) (20,066,526) - Cash paid to and for employees (1,492,183) (2,176,897) (3,669,080) - Net Cash Provided (Used) by Operating Activities 628,246 2,281,688 2,909,934 (105,705) CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Intergovernmental - grant 6,716 166,227 172,943 - Transfers from other funds 333,606 23,341 356,947 - Transfers to other funds (1,345,322) (1,127,665) (2,472,987) (53,057) Net Cash Provided (Used) by Noncapital Financing Activities (1,005,000) (938,097) (1,943,097) (53,057) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition and construction of capital assets (56,272) (1,904,091) (1,960,363) - Proceeds from sale of capital assets - 33,811 33,811 - Proceeds from Issuance of Capital Debt - 1,355,451 1,355,451 Interest and fiscal charges (161,739) (239,413) (401,152) - Net Cash Provided (Used) by Capital and Related Financing Activities (218,011) (754,242) (972,253) - CASH FLOWS FROM INVESTING ACTIVITIES Investment income received 5,207 75,878 81,085 (186) NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (589,558) 665,227 75,669 (158,948) Cash and Cash Equivalents - Beginning of the Year 1,170,455 8,758,741 9,929,196 674,139 CASH AND CASH EQUIVALENTS - END OF THE YEAR 580,897$ 9,423,968$ 10,004,865$ 515,191$ RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES Operating Income (Loss) 1,059,992$ (1,333,551)$ (273,559)$ (27,025)$ Adjustments Depreciation expense 135,482 4,295,521 4,431,003 - (Increase) decrease in assets and deferred outflows Accounts receivable (1,587) (518,435) (520,022) (74,833) Inventory (38,367) (36,492) (74,859) - Prepaid expenses - (183) (183) - Pension-related deferred outflows 260,450 380,467 640,917 - Increase (decrease) in liabilities and deferred inflows Salaries payable 3,803 (4,875) (1,072) - Accounts payable (574,017) (184,065) (758,082) (3,847) Deposits payable (1,402) (2,000) (3,402) - Accrued compensated absences (25,161) (30,878) (56,039) - Net pension liability and related deferred inflows (193,727) (289,383) (483,110) - Net OPEB obligation 2,780 5,562 8,342 - Total adjustments Net Cash Provided (Used) by Operating Activities 628,246$ 2,281,688$ 2,909,934$ (105,705)$ Supplemental schedule of non-cash financing activities: The City assumes ownership of utility capital assets from governmental projects and land developers. Capital assets assumed were as follows:-$ 9,280,817$ 9,280,817$ -$ Enterprise Funds Business-type Activities - CITY OF LAKEVILLE STATEMENT OF FIDUCIARY NET POSITION AGENCY FUND YEAR ENDED DECEMBER 31, 2017 See accompanying Notes to Basic Financial Statements. (42) Escrow Fund ASSETS Cash and investments 9,764,702$ LIABILITIES Deposits payable 9,764,702$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (43) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Organization The City of Lakeville, Minnesota (the City) operates under the “Optional Plan A” form of government as defined in Minnesota Statutes. The Statutes prescribe a Mayor-Council form of organization. The City provides the following services: public safety, highways and streets, water and sanitary sewer, public improvements, planning and zoning, culture-recreation, and general administration. The basic financial statements of the City of Lakeville have been prepared in conformity with United States generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The City’s more significant accounting policies are described below. B. Reporting Entity The City of Lakeville is a municipal corporation governed by an elected mayor and a four-member council. In accordance with GASB standards, these financial statements represent the City of Lakeville and its sole component unit. The City includes all funds, organizations, agencies, departments, and offices that are not legally separate from such. Component units are legally separate organizations for which the elected officials of the City are financially accountable and are included within the basic financial statements of the City based on the nature and the significance of their operational or financial relationships with the City. The City has considered all potential units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City’s financial statements to be misleading or incomplete. The Governmental Accounting Standards Board (GASB) has set forth criteria to be considered in determining financial accountability. These criteria include appointing a voting majority of an organization’s governing body, and (1) the ability of the primary government to impose its will on that organization or (2) the potential for the organization to provide specific benefits to, or impose specific financial burdens on the primary government. Based upon the application of these criteria, the City has the following component units: Blended Component Unit The Housing and Redevelopment Authority (HRA) of Lakeville, Minnesota was created by the City to provide housing and redevelopment assistance to its citizens. The HRA provides this assistance through the administration of various programs. The HRA is governed by a five-member Board of Commissioners comprised of the City of Lakeville Council in accordance with Minnesota Statutes 469.003, Subdivision 6. Although it is legally separate from the City, the HRA is reported as if it were a part of the City (blended) because the City Council is also the HRA governing board. The Commissioners’ terms of office coincide with those of the City Council member. The City Administrator serves as the HRA Executive Director. The operational responsibility for the HRA rests with management of the City. . CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (44) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B. Reporting Entity (Continued) During fiscal year 2006, the HRA issued $9,230,000 in Ice Arena Lease Revenue Bonds, Series 2006, to finance the construction of the single sheet Hasse ice arena facility. The Ice Arena Lease Revenue Bonds, Series 2006 were subsequently refunded in 2016. Debt service will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA and the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. In 2017, the HRA issued $2,255,000 in Lease Revenue Liquor Enterprise Refunding Bonds, Series 2017A, to refund the existing liquor revenue bonds through a purchase (and subsequent lease-back) of the liquor store land and building. Debt service will be payable from lease payments made by the City’s liquor enterprise fund. These HRA bond obligations are combined and presented separately in the debt service funds as debt supported by HRA lease revenue. The HRA has not issued separate financial statements for the period ending December 31, 2017. Information of a nonfinancial matter regarding the HRA can be obtained at the City’s Finance offices, located at 20195 Holyoke Avenue, Lakeville, Minnesota 55044. C.Government-Wide Financial Statements The basic financial statements include both government-wide and fund financial statements. The government-wide financial statements focus on the City as a whole (consolidation of the City, excluding fiduciary funds) while the fund financial statements focus on the major individual funds (reported as separate columns within the fund financial statements). Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds. Both the government-wide and fund financial statements (within the basic financial statements) categorize primary activities as either governmental or business-type. In the government-wide Statement of Net Position, both the governmental and business-type activities columns (a) are presented on a consolidated basis by column, and (b) are reflected, on a full accrual, economic resources measurement focus, which incorporates long-term assets, receivables, deferred inflows and outflows of resources as well as long-term debt and other obligations. The City generally first uses restricted assets for expenses incurred for which both restricted and unrestricted assets are available. The City may defer the use of restricted assets based on a review of the specific transaction. The government-wide Statement of Activities reflects both the gross cost and the net cost per function category (general government, public safety, public works, and parks and recreation) which are otherwise being supported by both program and general revenues (charges for services, grants and contributions, property taxes, etc.). The Statement of Activities reduces gross expenses (including depreciation) by the related program revenues and operating/capital grants and contributions. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (45) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Government-Wide Financial Statements (Continued) The program revenues must be directly associated with the function (general government, public safety, public works, and parks and recreation) or a business-type activity. Program revenues are derived directly from the program itself or from parties outside the City’s taxpayers or citizenry, as a whole. The City does not allocate indirect expenses. The operating grants and contributions column includes operating-specific and discretionary grants while the capital grants and contributions column includes capital specific grants and contributions. D. Fund Financial Statement Presentation The governmental fund financial statements are presented using the current financial resources measurement focus and the modified accrual basis of accounting. This is the manner in which these funds are normally budgeted. Since the governmental fund statements are presented using a measurement focus and basis of accounting different from that used in the government-wide statement’s governmental column, a reconciliation is presented that briefly explains the adjustments necessary to reconcile ending net position and the change in net position. Both the City as a whole and the City’s major funds, including both governmental and enterprise funds, as well as an agency fund, are presented utilizing the focus of the GASB Statement No. 34 reporting model. Each presentation provides valuable information that can be analyzed and compared (between years and between governments) to enhance the usefulness of the information. In the fund financial statements, financial transactions and accounts of the City are organized on the basis of funds. The operation of each fund is considered to be an independent fiscal and separate accounting entity, with a self-balancing set of accounts recording cash and/or other financial resources together with all related liabilities, deferred inflows and outflows of resources and residual equities or balances, and changes therein, which are segregated for the purpose of carrying on specific activities or attaining certain objectives in accordance with special regulations, restrictions, or limitations. Major governmental funds - The City reports the following major governmental funds: General fund – The general fund is the general operating fund of the City. It is used to account for all financial resources except for those required to be accounted for in another fund. This fund records revenues such as property taxes, licenses, and permits, intergovernmental revenues, charges for services, fines, and investment income. Most of the day-to-day operations of the City are financed from this fund. Debt service general obligation fund – This fund accounts for those bond issues that financed debt approved by voter referendum, equipment certificates of indebtedness, and capital improvement bonds. Revenues are provided primarily from property taxes. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (46) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Fund Financial Statement Presentation (Continued) Debt service G.O. improvement fund – This fund accounts for those bond issues that financed street, storm sewer, water, and sanitary sewer improvements. The special assessments levied against benefited property owners are pledged toward the repayment of the principal and interest on these bonds. Capital projects building fund – This fund accounts for the accumulation and disbursement of funds for the construction or improvement of public buildings. Capital projects improvement construction fund – This fund accounts for complex construction contracts that involve multiple financing resources from the City and other government entities. Construction projects usually extend over several years before completion. Major enterprise funds – The City reports the following major proprietary funds: Enterprise liquor fund – This fund is used to account for the retail operations of three off-sale liquor stores. Enterprise utility fund – This fund is used to account for water, sanitary sewer, street lighting, and environmental resources services provided to City customers. Other funds – The City reports the following other funds: Internal service fund – The internal service fund accounts for the City’s risk management program relating to general liability, excess liability, property, and casualty insurance costs which are charged to other departments of the City. Agency fund – The agency fund is used to record the receipt and remittance of monies held by the City as an agent primarily for land developers and builders that will be refunded to the respective depositors when the conditions are satisfied in accordance with the respective agreements. E. Measurement Focus and Basis of Accounting The accounting and reporting treatment applied to a fund is determined by its measurement focus. Funds are classified into three categories: Governmental, Proprietary, and Fiduciary. To provide an accurate cost measurement of individual activities in the fund financial statement consolidation process, the City’s interfund activity relating to services provided by and used between functions has been removed from these statements; exceptions are for charges between the government’s liquor and utility function and other functions of the government. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (47) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) E.Measurement Focus and Basis of Accounting (Continued) Governmental Funds: Measurement focus: Governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally are included on the balance sheet. Reported fund balance is considered a measure of “available spendable resources.” Governmental fund operating statements represent increases (i.e., revenues and other financing sources) and decreases (i.e., expenditures and other financing uses) in net current assets. Basis of accounting: Governmental funds are accounted for using the modified accrual basis of accounting. Their revenues are recognized when susceptible to accrual (i.e., when they become measurable and available). “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current fiscal year or soon enough thereafter to be used to pay liabilities of the current fiscal year. For this purpose the City generally considers revenues to be available if collected within 60 days of year-end or if intergovernmental revenues related to a joint project venture with the county are considered to be available if collected within 181 days of year-end. Revenues: Major revenues that are susceptible to accrual include property taxes, excluding delinquent taxes received over 60 days after current fiscal year-end; special assessments, intergovernmental revenue, excluding intergovernmental revenues related to a joint project venture with the county are considered revenue if collected within 181 days of after current fiscal year-end; charges for services, investment income, and donations. Major revenues that are not susceptible to accrual (i.e., license and permit revenues, and miscellaneous revenues) are recorded when received because they are not measurable until collected. Expenditures: Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred, except for principal and interest on long-term debt, other postemployment benefits, pension benefits and compensated absences which are recognized when due. Proprietary and Fiduciary Funds: Measurement focus: Proprietary funds and fiduciary funds (with the exception of agency funds) are accounted for on a flow of economic resources measurement focus. This means that all assets, including capital assets, and all liabilities, including long-term liabilities, and deferred inflows and outflows of resources associated with fund activity are included on the Statement of Net Position. Proprietary fund types Statement of Revenues, Expenses and Changes in Net Position present increases (i.e., revenues) and decreases (i.e., expenses) in net total position. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (48) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) E.Measurement Focus and Basis of Accounting (Continued) Proprietary and Fiduciary Funds (Continued): Basis of accounting: Proprietary funds and fiduciary funds (including agency funds) are accounted for using the accrual basis of accounting. Revenues are recognized when earned and expenses are recorded at the time the liabilities are incurred. Unbilled utility service receivables are recorded at current fiscal year-end. Operating versus nonoperating items: Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenue of the City’s enterprise funds and internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. F. Cash and Investments Cash balances from all funds are combined and invested to the extent available in certificates of deposit, commercial paper, U.S. Government securities, and other securities authorized by State Statutes. Earnings from such investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. Cash and investments held by trustee represent in part the value of deposits that are required to be held in trust for various City obligations. These established escrow accounts will remain in effect until the terms and conditions of the obligations have been fulfilled. Earnings from such investments are allocated directly to the respective funds in which the assets are held. G. Taxes Receivable Property tax levies are set by the City Council in December each year and are certified to Dakota County for collection in the following year. Such taxes become a receivable of the City and become a lien on the respective property as of January 1. In Minnesota, most counties act as collection agents for all property taxes. Dakota County spreads the levies over all taxable property within the City of Lakeville. Real and personal property taxes are payable in equal installments by property owners to Dakota County on May 15 and October 15 of each year. Dakota County remits these and delinquent collections to the City twice a year, in January and July. Unpaid taxes on December 31 are classified in the fund financial statements as delinquent taxes receivable. Taxes receivable include the following components: Unremitted - amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent - amounts billed to property owners but not paid. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (49) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) H. Special Assessments Receivable Special assessments are levied against the benefited properties for the assessable costs of special assessment improvement projects in accordance with State Statutes. The City usually adopts the assessment rolls when construction contracts will be awarded for the individual projects. The City is obligated for the payment of special assessment debt not covered through the collection of special assessments from property owners. Any obligation by the City would be paid by property taxes. Special assessments are collectable over a term of years generally consistent with the term of years of the related bond issue. Collection of annual special assessment installments (including interest) is administered by Dakota County in the same manner as property taxes. Property owners are allowed to prepay total future installments without interest or prepayment penalties. As of December 31, 2017, the special assessment delinquent receivable was $13,692 in the governmental funds and $25,777 in the proprietary enterprise utility fund. Special assessments receivable includes the following components: Unremitted - amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent - amounts billed to property owners but not paid. Deferred - assessment installments that will be billed to property owners in future years. Other - assessments for which payment has been delayed based on State Statutes or City Council action. I. Inventory Inventories are valued on a first-in, first-out method. The cost of inventories is recorded as expenses/expenditures when consumed rather than purchased except for, general fund inventory related to snow removing chemicals. These materials are recorded as expenditure at the time of purchase rather than when it is consumed. J. Prepaid Items Payments made to vendors for services that will benefit periods beyond the current year are recorded as prepaid items. Prepaid items are also accounted for using the consumption method. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (50) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) K. Unamortized Bond Premium and Bond Discount In the governmental fund financial statements, bond premiums and discounts are recognized as other financing sources and uses, respectively in the current fiscal year. Bond discounts and bond premiums for the City’s government-wide financial statements are deferred and amortized over the term of the bonds using the straight-line method. Unamortized bond premiums and discounts are included within the noncurrent liabilities due in more than one year of the City’s government-wide statement of net position. The enterprise utility fund includes a noncurrent liability for unamortized bond premium associated with the issuance of the water and sewer bonds of 2016. The bond premium is amortized over the term of the bonds using the straight-line method. L. Restricted Assets The government-wide Statement of Net Position “restricted assets (temporarily)” represents cash and investments, and investments held by trustee that have imposed restrictions placed on them by parties outside the government. These restricted amounts are pledged by bond covenants to the repayment of City indebtedness. The assets are temporarily restricted until the terms and conditions of the obligations have been fulfilled. M. Capital Assets Capital assets, which include land, historical treasures, construction in process, buildings and improvements, machinery and equipment, other improvements, and infrastructure, are reported in the applicable governmental or business-type activity columns of the government-wide statement of net position and proprietary funds statement of net position. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated acquisition value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life of not less than three years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend the life of the asset are not capitalized. Capital outlays are recorded as expenditures in the City’s governmental fund financial statements, which use the modified accrual basis of accounting. Capital outlays that meet the City’s capitalization criteria are reported in the government-wide Statement of Net Position and proprietary funds statement of net position, both of which use the full accrual basis of accounting. Interest incurred during the construction phase of capital assets for business-type activities is included as part of the capitalization value of assets constructed. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (51) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) M.Capital Assets (Continued) Depreciation on the capital assets is recorded in the government-wide and proprietary fund financial statements. Land, historical treasures, and construction in process are not depreciated. Capital assets are depreciated using the straight-line method over their estimated useful lives as follows: Buildings and improvements 50-75 years Machinery and equipment 3-20 years Other improvements 10-50 years Infrastructure 20-50 years N.Deferred Outflows/Inflows of Resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element represents a consumption of net position that applies to a future period and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City has three items that qualifies for reporting in this category. The first two items are the deferred outflows of resources related to pensions reported in the government- wide and proprietary fund statements of net position. This deferred outflow results from differences between expected and actual experience, changes of assumptions, differences between projected and actual earnings on pension plan investments, and contributions to the plan subsequent to the measurement date and before the end of the reporting period. These amounts are deferred and amortized as required under pension standards. The third item is a deferred outflow related to a current refunding that resulted in a defeasance of debt reported by the governmental activities. This deferred outflow results from the difference between the reacquisition price and the net carrying amount of the old debt. This amount is deferred and amortized over the remaining life of the debt. In addition to liabilities, statements of financial position or balance sheets will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The City has two items which qualify for reporting in this category. The first item, unavailable revenue, is reported only in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and other, primarily long-term capital leases receivable. These amounts are deferred and recognized as an inflow of resources in the period the amounts become available. The second item, deferred inflows of resources related to pensions, is reported in the government-wide and proprietary fund statements of net position. This deferred inflow results from differences between expected and actual experience, changes of assumptions, and the difference between projected and actual earnings on pension plan investments. These amounts are deferred and amortized as required under pension standards. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (52) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) O. Compensated Absences It is the City’s policy to permit employees to accumulate earned but unused leave benefits as either paid time off (PTO), or vacation and sick leave. Under the City’s personnel policies and collective bargaining contracts, City employees are granted leave benefits in varying amounts based on length of service. PTO accruals vary from 18 to 30 days per year, vacation accruals vary from 10 to 20 days per year, and sick leave accrues at a rate of 12 days per year. As benefits accrue to employees, the accumulated PTO, vacation and vested sick leave is reported as an expense and liability in the government-wide and proprietary fund financial statements. Accrued PTO, vacation and a percentage of sick leave is paid to employees upon termination (severance) only if they have vested and is reported as an expenditure in the governmental fund that will pay for it. No liability is recorded for nonvesting accumulating rights to receive sick leave benefits. P. Pensions For purposes of measuring the net pension asset/liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and the Lakeville Fire Relief Association and the applicable pension additions to/deductions from the pension plan’s fiduciary net position have been determined on the same basis as they are reported by the plan except that the PERA pension plan’s fiscal year-end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Q. Other Postemployment Benefits (OPEB) Obligation In accordance with the provisions of GASB Statement No. 45, Accounting and financial Reporting by Employers for Post-employment Benefits Other Than Pensions, an actuarial valuation is required to be computed and reported for the City’s post- employment health insurance benefits provided to eligible employees through the City’s Other Post-Employment Benefits Plan. OPEB is reported as an expense on a pay-as- you-go basis and is accrued as it is earned. The net OPEB obligation liability and corresponding expense for governmental activities is reported within the government- wide financial statements. The net OPEB obligation liability and corresponding expense for enterprise funds are recorded within those funds. R. Long-Term Obligations Long-term obligations are recorded in the City’s government-wide and proprietary fund statements of net position when they become a liability of the City. Long-term obligations are recognized as a liability of a governmental fund only when due or when payment is made to the paying agent. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (53) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) S. Fund Balance In the fund financial statements, governmental funds report fund balance classification that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – consists of amounts that cannot be spent because they are not in spendable form, such as prepaid items and inventory. Restricted – consists of amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed – consists of amounts that are constrained for specific purposes that are internally imposed by formal action (resolution) of the City Council. Those committed amounts cannot be used for any other purpose unless City Council removes or changes the specified use by taking the same type of action it employed to previously commit those amounts. Assigned – consists of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. Pursuant to City resolution, the City Administrator and the Finance Director are authorized to establish assignments of fund balances. Unassigned – is the residual classification for the General fund and also reflects negative residual amounts in other funds. The City will endeavor to maintain an unrestricted (committed, assigned and unassigned) fund balance in the General fund of an amount not less than 40 and not greater than 50% of the next year’s budgeted expenditures of the General fund. This will assist in maintaining an adequate level of fund balance to provide for cash flow requirements and contingency needs. At December 31, 2017, the unrestricted fund balance of the General Fund was 53.2% of the subsequent year’s budgeted expenditures. The City has opted to reduce fund balance with the 2018 budget. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as they are needed. When committed, assigned or unassigned resources are available for use, it is the City’s policy to use resources in the following order; 1.) committed, 2.) assigned, and 3.) unassigned. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (54) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) T. Net Position In the government-wide and proprietary fund financial statements, net position represents the difference between assets and deferred outflows of resources and liabilities and deferred inflows of resources. Net position is displayed in three components: Net investment in capital assets - Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. Restricted net position - Consists of net position balances restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, laws or regulations of other governments. Unrestricted net position - All other net position balances that does not meet the definition of “restricted” or “net investment in capital assets”. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources as they are needed. U. Revenues and Expenditures/Expenses In the governmental fund financial statements property tax revenue is recognized when it becomes measurable and available to finance expenditures of the current fiscal year. All delinquent taxes receivable are fully offset by deferred inflow of resources in the governmental fund financial statements. Taxes due from Dakota County on December 31 are included in revenue since they are remitted to the City within 60 days after December 31. In the government-wide Statement of Activities property tax revenue is recognized when levied. In the governmental fund financial statements special assessments principal and interest are recognized as revenue when they become measurable and available to finance expenditures of the current fiscal year. All delinquent and deferred assessments receivable are fully offset by deferred inflow of resources in the fund financial statements. Both the principal and interest on special assessments are payable in installments over a term of years that matches the scheduled payments for the bond issue which financed the project. In the government-wide Statement of Activities special assessments revenue is recognized when levied. Investment income is recorded as revenue in the year earned. Elements of investment income include interest earned on investments and unrealized gains or losses on net increases or decreases in the fair value of investments. Certain grants and aids received by the City require that eligible expenditures be made in order to earn the grant. Revenue for these grants is recorded in the period of which eligible expenditures are made. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (55) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) U.Revenues and Expenditures/Expenses (Continued) Enterprise utility fund service charges are recognized when earned with no allowance for uncollectibles because delinquent accounts deemed uncollectible during the normal billing process are certified to Dakota County as a property tax lien. Quarterly utility service charges provided to customers but unbilled are included as receivables as of December 31. Interfund service transactions are accounted for as expenditures or expenses. Service transaction payments to a fund are recorded as an expenditure or expense in the paying fund and conversely recorded as a reduction of expenditure or expense in the fund that is receiving payment. Interfund service transactions within the respective categories of governmental activities and business-type activities in the government-wide Statement of Activities are eliminated. V. Cash Flows For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase of three months or less to be cash equivalents. The proprietary funds’ equity in the government-wide cash and investments management pool is considered to be a cash equivalent. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (56) NOTE 2 DEPOSITS AND INVESTMENTS A. Components of Cash and Investments The City’s cash surpluses are pooled and invested in accordance with State Statute and City investment policy. Investment earnings and unrealized gains and losses are allocated to funds on the basis of average cash balances. Investments are stated at fair value, which is the amount that a financial instrument could be exchanged for in a current transaction between willing parties. The investments are not identified with specific funds with the exception for bond proceeds related to bond series 2016 A and 2017 A. Investments held by trustee include balances held in segregated accounts for specific purposes. Interest earned on these trustee accounts is allocated directly to the responsible fund. The amounts represent funds held as required by the debt obligation covenants and other agreements. The City’s cash and investments as of December 31, 2017 consist of the following: Cash on hand 12,875$ Deposits 1,768,443 Investments 89,391,506 Total cash and investments 91,172,824$ The City’s cash and investments as of December 31, 2017 are presented in the financial statements as follows: Statement of Net Position Cash and investments 78,737,493$ Temporarily restricted cash and investments 323,875 Temporarily restricted investments held by trustee 2,346,754 Statement of Fiduciary Net Position Cash and investments 9,764,702 Total cash and investments 91,172,824$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (57) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) B. Deposits In accordance with applicable Minnesota Statutes, the City maintains deposits at depository banks authorized by the City Council, including checking accounts and certificates of deposit. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The value of collateral pledged must equal 110% of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City does not have a formal policy addressing this risk. At year-end, the carrying amount of the City’s deposits was $1,768,443 while the balance on the bank records was $3,114,058. At December 31, 2017, all deposits were fully covered by federal depository insurance, surety bonds, or by collateral held by the City’s agent in the City’s name. C. Investments The City’s investments as of December 31, 2017 are as follows: Investment Type Rating Agency Total Value Less than 1 1 - 5 6 - 10 Money market funds Minnesota Municipal (4M) N/R N/A 8,893,904$ -$ -$ -$ Wells Fargo Advantage AAAm S&P 1,587,216 - - - First American Treasury Obligation AAAm S&P 608,581 - - - Certificates of deposit N/R N/A 24,928,988 8,289,354 15,439,934 1,199,700 U.S. treasury securities N/R N/A 3,737,109 3,737,109 - - U.S. government agencies AA+ S&P 36,055,910 9,978,354 23,258,302 2,819,254 Municipal Bonds Aaa Moody's 596,784 298,092 298,692 - Municipal Bonds Aa1 Moody's 4,610,682 750,685 3,859,997 - Municipal Bonds AA+ S&P 988,836 - 566,221 422,615 Municipal Bonds Aa2 Moody's 1,550,828 189,124 1,361,704 - Municipal Bonds AA S&P 1,289,286 534,404 754,882 - Municipal Bonds Aa3 Moody's 102,539 - 102,539 - Municipal Bonds AA- S&P 2,164,200 299,982 1,420,486 443,732.00 Municipal Bonds A1 Moody's 585,267 - 585,267 - Municipal Bonds A+ S&P - - - - Municipal Bonds AA- S&P 1,255,419 404,838 850,581 - Total investments 89,391,506$ 24,917,899$ 48,498,605$ 4,885,301$ N/R - Note rated N/A - Not applicable Credit Risk Interest Risk - Maturity Duration in Years CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (58) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) C. Investments (Continued) The 4M Fund is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities and Exchange Commission (SEC) that follows guidance under GASB Statement No. 79. The City’s investment in the 4M Fund is measured at an amortized cost method that approximates fair value. The City’s investment policy does not place any further limitations beyond the state statute requirements for the risk categories described below. Investments are subject to various risks, the following of which are considered the most significant; Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have any custodial credit risk for its investments since all of the City’s investments held in safekeeping by the City’s brokerage firm in the City’s name are insured and registered. Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. State Statutes authorize investments in money market funds, certificates of deposit, commercial paper, U.S. treasury securities, U.S. government agencies, and other securities provided they meet the two highest quality ratings of nationally recognized rating organizations. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investments (considered 5% or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. As of December 31, 2017, the City’s investment portfolio includes the following securities of single issuers exceeding 5%: Federal National Mortgage Association 10.81% Federal Farm Credit Bank 12.37% Federal Home Loan Bank 5.59% Federal Home Loan Mortgage 7.10% Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (59) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) D. Investments Policy The City’s investment policy limits exposure to interest rate risk by investing in shorter term securities (maturing in one year or less) to meet current operating cash requirements. Longer term investments are to be purchased with the intent to match maturity periods with future funding needs for capital replacement and debt obligations. The City will not purchase investments that, at the time of investment, cannot be held to maturity. This does not mean that an investment cannot be sold prior to maturity. Investment activity will focus upon protection of taxpayer dollars and investment income, consistent with statutory authorization and financial prudence. The City will conduct its investment transactions with several legal competing, reputable investment security dealers, and qualifying banks. The City will invest only in the following instruments or those others that may subsequently be permitted by State Statute.  United States Treasury obligations  Federal Agency Securities  Certificates of Deposit  Commercial Paper  Banker’s Acceptance  Money Market Funds  State and local securities E. Fair Value Measurements The City uses fair value measurements to record fair value adjustments to certain asset and liabilities and to determine fair value disclosures. The City follows an accounting standard which defines fair value, establishes framework for measuring fair value, establishes a fair value hierarchy based on the quality of inputs used to measure fair value, and requires expanded disclosures about fair value measurements. In accordance with this standard, the City has categorized its investments, based on the priority of inputs to the valuation technique, into a three-level fair value hierarchy. The fair value hierarchy gives the highest priority to quotes and prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If inputs used to measure the financial instruments fall within different levels of the hierarchy, the categorization is based on the lowest level input that is significant to the fair value measurement of the instrument. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (60) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) E.Fair Value Measurements (Continued) Financial assets and liabilities recorded on the combined statements of financial position are categorized based on the inputs to the valuation techniques as follows: Level 1 – Financial assets and liabilities are valued using inputs that are unadjusted quoted prices in active markets accessible at the measurement date of identical financial assets and liabilities. Level 2 – Financial assets and liabilities are valued based on quoted prices for similar assets or inputs that are observable, either directly or indirectly, for substantially the full term through corroboration with observable market data. Level 3 – Financial assets and liabilities are valued using pricing inputs which are unobservable for the asset, inputs that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset. Investment Type Level 1 Level 2 Level 3 Total First American Treasury Obligation 608,581$ -$ -$ 608,581$ U.S. treasury securities 3,737,109 - - 3,737,109 U.S. government securities 36,055,910 - - 36,055,910 Certificates of deposit - 24,928,988 - 24,928,988 Municipal bonds - 13,579,798 - 13,579,798 40,401,600$ 38,508,786$ -$ 78,910,386$ Investments measured at amortized cost 10,481,120 Total 89,391,506$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (61) NOTE 3 CAPITAL ASSETS A summary of changes in governmental capital assets during the year ended December 31, 2017 are as follows: Beginning Ending Balance Additions Deletions Transfers Balance Governmental Activities: Capital Assets, Not Being Depreciated: Land 26,676,857$ 1,874,459$ (403,877)$ -$ 28,147,439$ Historical treasures 100,000 - - - 100,000 Construction in progress 4,322,863 3,345,673 (4,242,890) - 3,425,646 Total Capital Assets, Not Being Depreciated 31,099,720 5,220,132 (4,646,767) - 31,673,085 Capital Assets, Being Depreciated: Building and improvements 54,986,625 150,153 (215,418) - 54,921,360 Machinery and equipment 23,494,222 1,669,719 (1,123,926) (24,717) 24,015,298 Other improvements 8,507,138 533,132 (89,620) - 8,950,650 Infrastructure Streets 165,239,374 8,192,702 (3,870,866) - 169,561,210 Storm Sewer 75,664,090 3,930,437 (224,855) - 79,369,672 Parks 25,079,776 1,031,962 - - 26,111,738 Total Capital Assets, Being Depreciated 352,971,225 15,508,105 (5,524,685) (24,717) 362,929,928 Accumulated Depreciation for: Buildings and improvements (15,080,108) (1,176,904) 112,966 - (16,144,046) Machinery and equipment (13,117,250) (1,666,497) 1,096,537 24,717 (13,662,493) Other improvements (3,075,150) (417,081) 89,620 - (3,402,611) Infrastructure Streets (74,462,999) (6,700,631) 3,404,832 - (77,758,798) Storm Sewer (18,209,806) (1,736,679) 136,336 - (19,810,149) Parks (12,588,680) (982,783) - - (13,571,463) Total Accumulated Depreciation (136,533,993) (12,680,575) 4,840,291 24,717 (144,349,560) Total Capital Assets, Being Depreciated, Net 216,437,232 2,827,530 (684,394) - 218,580,368 Governmental Activities Capital Assets, Net 247,536,952$ 8,047,662$ (5,331,161)$ -$ 250,253,453$ Depreciation expense was charged to governmental functions as follows: General government 273,853$ Public safety 1,100,873 Public works 9,227,645 Parks and recreation 2,078,204 Total depreciation expense 12,680,575$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (62) NOTE 3 CAPITAL ASSETS (CONTINUED) A summary of changes in business-type capital assets during the year ended December 31, 2017 are as follows: Beginning Ending PRIMARY GOVERNMENT Balance Additions Deletions Transfers Balance Business-Type Activities: Capital Assets, Not Being Depreciated: Land 3,854,623$ -$ -$ -$ 3,854,623$ Capital Assets, Being Depreciated: Buildings and improvements 30,071,536 70,813 (529,970) - 29,612,379 Machinery and equipment 3,256,461 452,176 (52,074) 7,831 3,664,394 Infrastructure Water 95,830,029 7,847,084 (110,590) - 103,566,523 Sanitary Sewer 68,791,254 2,863,278 - - 71,654,532 Total Capital Assets, Being Depreciated 197,949,280 11,233,351 (692,634) 7,831 208,497,828 Accumulated Depreciation for: Buildings and improvements (9,108,432) (650,762) 522,628 - (9,236,566) Machinery and equipment (1,649,283) (276,496) 47,486 (7,831) (1,886,124) Infrastructure Water (28,534,514) (2,062,638) 54,093 - (30,543,059) Sanitary Sewer (23,473,007) (1,441,107) - - (24,914,114) Total Accumulated Depreciation (62,765,236) (4,431,003) 624,207 (7,831) (66,579,863) Total Capital Assets, Being Depreciated, Net 135,184,044 6,802,348 (68,427) - 141,917,965 Business-Type Activities Capital Assets, Net 139,038,667$ 6,802,348$ (68,427)$ -$ 145,772,588$ Depreciation expense was charged to governmental functions as follows: Liquor fund 135,482$ Utility fund 4,295,521 Total Depreciation Expense, Business-Type Activities 4,431,003$ NOTE 4 OPERATING LEASES Operating Lease (Ames Arena): On December 1, 2006, the City (as lessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as lessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Ames Arena. Lakeville Arenas shall pay all debt service requirements due on the Gross Revenue Recreation Facility Bonds of 1999 less payments received by Lakeville Hockey Association, Inc. (Boosters) towards debt service payments in accordance with the revised and restated gaming revenue agreement dated February 16, 1999. The agreement will remain in effect until August 1, 2019. The cost of the leased space is included in the total Ames ice arena cost of $4,143,826, of which $1,723,122 has been depreciated to date. These amounts are recorded in the City’s capital assets. The 2017 lease revenue totaled $88,626. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (63) NOTE 4 OPERATING LEASES (CONTINUED) Operating Sublease (Hasse Arena): On December 1, 2006, the City (as sublessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as sublessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Hasse Arena. In addition, the joint powers agreement calls for Independent School District No. 194 to provide for one-half of all future ice arena lease payments to the City. Lease agreement payments coinciding with the bonded debt service schedule commencing February 1, 2007 will remain in effect until February 1, 2032. The 2017 lease revenue totaled $286,594. Operating Lease (Heritage Liquor Store): The Heritage Liquor Store (located in Heritage Shopping Center) consists of 8,859 square feet of space at a monthly lease cost of $11,812 plus a proportionate share of real estate taxes, property insurance, special assessments, common area maintenance, and management fees. The lease had an original term of fifteen years and was subsequently renewed for an additional four years expiring June 30, 2019. The fiscal year 2017 lease expense totaled $141,744. The City owns the land and buildings of its other two liquor stores. The following is a schedule by years of future minimum payments required under the lease as of December 31, 2017: Year Amount 2018 141,744$ 2019 70,872 Total 212,616$ NOTE 5 LONG-TERM DEBT A. Components of Long-Term Debt General Obligation Bonds The City’s general obligation bonds are supported primarily from revenues derived from property tax levies, special assessment levies, tax increment levies, state-aid street revenue, water connection revenue charges, ice arena operations, and contributions by an organization conducting lawful gaming at approved locations. These bonds are backed by the full-faith and credit of the City. Revenue Bonds The following revenue bonds are not general obligations of the City and accordingly are not backed by the full-faith and credit of the City. Governmental Activities The Gross Revenue Recreation Facility Bonds, Series 1999, are supported primarily from revenues derived from ice arena operations and contributions from gaming revenues. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (64) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) Revenue Bonds (Continued) Governmental Activities (Continued) The HRA Ice Arena Lease Revenue Refunding Bonds, Series 2016, will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA of Lakeville, the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. The City’s portion of the lease payments are supported by property tax levies. The lease, consisting of land, building and equipment of the Hasse Arena located at 8525 215th Street West, requires the City to provide lease payments sufficient to pay when due, the principal and interest on the HRA Ice Arena Lease Revenue Refunding Bonds, Series 2016 ($7,115,000 original amount issued), of which the first principal and interest payment was due in 2017. Title to the arena will transfer to the City upon completing the prescribed lease payments coinciding with the bonded debt service schedule commencing February 1, 2017 and maturing February 1, 2032. The cost of the leased space is included in the total Hasse ice arena cost of $7,505,840, of which $1,436,382 has been depreciated to date. These amounts are recorded in the HRA’s capital assets. Business-type Activities Future revenue pledged for the payment of long-term debt is as follows: Remaining Pledged Principal and Principal and Revenue Bond Issue Use of Proceeds Type Term of Pledge Interest Interest Paid Received Recreation Facility Ice arena Arena Revenues 2016 - 2019 362,270$ 181,305$ 183,626$ Ice Arena Lease Revenue Additional ice arena Lease Revenues 2016 - 2032 8,848,201 521,512 286,594 Utility - Water Revenue Water infrastructure Utility user fees 2016 - 2034 7,680,939 217,850 4,782,686 Utility - Sewer Revenue Sewer infrastructure Utility user fees 2016 - 2025 582,250 21,275 5,711,696 Water Connection Revenue Water infrastructure Connection charges 2016 - 2032 10,161,000 624,200 3,143,470 Revenue Pledged Current Year Metropolitan Council Loan Agreements On February 21, 2006, the City entered into a loan agreement with the Metropolitan Council for the purpose of acquiring property for a commuter vehicle park and pool lot located within a proposed state trunk highway right-of-way. The Metropolitan Council provided a loan to the City in the amount of $1,466,300 to finance the acquisition of the property. In 2017, the City made no payments on this loan. As of December 31, 2017 the balance of the loan is $1,159,843. On January 3, 2017, the City entered into another loan agreement with the Metropolitan Council for the purpose of acquiring property within a proposed state trunk highway right-of-way. The amount of the loan was $737,171 and the City made no payments on the loan in 2017. The loans (both free of interest charge) will be discharged by the Metropolitan Council upon the conveyance of the properties to the highway authority at an undetermined future date. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (65) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) General Obligation Refunding Bonds, Series 2014 B On August 20, 2014, the City issued $12,660,000 in General Obligation Refunding Bonds, Series 2014 B. The proceeds of this issue were used to retire, in advance of their stated maturities, the 2018 through 2032 maturities of the Capital Improvement Plan Bonds, Series 2007 D (refunded principal of $11,185,000) on their February 1, 2017 call date; and the 2017 through 2026 maturities of the Street Reconstruction Bonds, Series 2005 A (refunded principal $1,950,000) on their February 1, 2016 call date. General Obligation Water Utility Bonds, Series 2016 A On February 25, 2016, the City issued $8,280,000 in General Obligation Water Utility Bonds, Series 2016 A to finance various improvement projects. The bonds mature February 1, 2034, with a provisional call date of February 1, 2025, bearing interest rates ranging from 2.0% to 5.0%. Debt service will be payable from connection charges. General Obligation Bonds, Series 2016 B On July 21, 2016, the City issued $22,250,000 in General Obligation Bonds, Series 2016 B to finance various improvement projects in the City. The bonds mature February 1, 2037, with a provisional call date of February 1, 2026, bearing interest rates ranging from 1.5% to 5.0%. Debt service will be payable from property taxes, special assessments levied to benefitting properties and user fees. HRA Lease Refunding Bonds (Ice Arena Project), Series 2016 A On September 22, 2016, the City issued $7,115,000 in HRA Lease Revenue Refunding Bonds (Ice Arena Project), Series 2016 A. The proceeds of this issue were used to purchase U.S. Government and State and Local Government Series securities that were placed in an irrevocable trust for generating resources for all future debt service payments on $7,585,000 of refunded debt (HRA Lease Revenue Bonds, Series 2006). As a result, the refunded bonds are considered defeased and the liability has been removed from the governmental activities column of the statement of net position. Lease Revenue Liquor Enterprise Refunding Bonds, Series 2017A On October 25, 2017, the City issued $2,255,000 in HRA Lease Revenue Liquor Enterprise Refunding Bonds, Series 2017A. The proceeds of this issue were deposited with the Trustee in order to call and prepay the outstanding liquor revenue bonds of 2007. In exchange for the refunding of the existing liquor revenue bonds, the liquor fund conveyed related capital assets consisting of land and building to the HRA fund. The HRA then leased the building back to the liquor fund under a capital lease agreement, resulting in the capital assets being reported back in the liquor fund and the long-term debt being shown in the liquor fund as a capital lease. The lease terms include interest of between 2.0%-3.0% with payments totaling $2,255,000 through 2027. The capital assets being leased had a total cost of $2,522,470 and accumulated depreciation of $512,115 at December 31 2017. Per governmental accounting standards the related long-term debt is not shown in both the governmental and business-type activities, therefore the long-term liability is included in business-type activities as a capital lease, as is noted in the table on page 68. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (66) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) The City had the following long-term liabilities outstanding at December 31, 2017: Description Maturities Interest Rates Amount PRIMARY GOVERNMENT Governmental Activities: General Obligation Bonds Payable: Capital improvement bonds 2017 - 2032 1.75% - 5.00% 22,795,000$ Street reconstruction bonds 2016 - 2030 1.75% - 5.95% 16,060,000 G.O. Improvement bonds 2018 - 2037 1.40% - 5.00% 52,220,000 Tax increment bonds 2022 4.00% - 4.20% 1,240,000 State-aid street revenue bonds 2018 - 2036 1.25% - 5.00% 6,205,000 G.O. water revenue bonds 2034 2.00% - 5.00% 7,940,000 Arena revenue bonds 2019 5.30% - 5.40% 335,000 Total General Obligation Bonds 106,795,000 HRA lease revenue bonds 6,795,000 Total Governmental Activities 113,590,000 Business-Type Activities: Revenue Bonds Water revenue bonds 2034 1.50% - 5.00% 6,910,000 Sewer revenue bonds 2025 1.50% - 5.00% 495,000 Street light revenue bonds 335,000 Total Revenue Bonds 7,740,000 Capital Lease 07/19/05 2.00% - 3.00% 2,255,000 Total Business-Type Activities 9,995,000 Total long-term bonded debt outstanding 123,585,000$ The City is in compliance with all significant bond covenants. Annual bond debt service requirements to maturity for long-term obligations, excluding the Lease Revenue Liquor Enterprise Refunding Bonds of 2017 (see page 67), are as follows: Year Ending December 31, Principal Interest Principal Interest Total 2018 9,420,000$ 3,880,779$ 380,000$ 272,123$ 13,952,902$ 2019 7,925,000 3,599,796 480,000 256,063 12,260,859 2020 8,040,000 3,300,311 530,000 230,813 12,101,124 2021 7,900,000 3,013,689 555,000 211,388 11,680,077 2022 7,840,000 2,732,189 570,000 197,713 11,339,902 2023-2027 36,670,000 9,151,126 2,830,000 598,965 49,250,091 2028-2032 27,010,000 3,562,641 1,780,000 222,440 32,575,081 2033-2037 8,700,000 545,362 615,000 17,194 9,877,556 2038 85,000 1,328 - - 86,328 Total 113,590,000$ 29,787,221$ 7,740,000$ 2,006,699$ 153,123,920$ Governmental Business-Type CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (67) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) Accrued Compensated Absences Governmental Activities The governmental funds accumulated liability for accrued PTO, vacation and vested sick pay (including applicable salary-related payments) as of December 31, 2017 is $2,685,238. This amount is included in the noncurrent liabilities of the government-wide Statement of Net Position. In the event of employee separation from the City, the general fund and the responsible special revenue fund will pay the accumulated vacation portion. Business-type Activities The accumulated liability for accrued PTO, vacation and vested sick pay for proprietary enterprise funds (including applicable salary-related payments) as of December 31, 2017 is $327,288. In the event of employee separation from the City, the responsible enterprise fund will pay the accumulated severance portion. These amounts are recorded as a liability and as an expense when earned in the responsible funds. Unamortized Bond Premium and Discount Unamortized bond premium and bond discount included within noncurrent liabilities are as follows: Governmental Business-Type Unamortized bond premium 7,493,676$ 788,468$ Liquor Capital Lease The capital lease reported in business-type activities on page 68 has the following annual debt service requirements: Year Ending December 31, Principal Interest 2018 -$ 44,418$ 2019 215,000 58,650 2020 230,000 54,200 2021 240,000 49,500 2022 245,000 43,425 2023-2027 1,325,000 101,475 Total 2,255,000$ 351,668$ Liquor Capital Lease CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (68) NOTE 5 LONG-TERM DEBT (CONTINUED) B. Changes in Long-Term Debt Long-term liability activity for the year ended December 31, 2017 was as follows: Beginning End of Due Within PRIMARY GOVERNMENT of Year Additions Deletions Year One Year Governmental Activities G.O. Improvement bonds 50,705,000$ 1,530,000$ (13,380,000)$ 38,855,000$ 4,095,000$ Other bonds 71,960,000 7,465,000 (4,690,000) 74,735,000 5,325,000 Total bonds 122,665,000 8,995,000 (18,070,000) 113,590,000 9,420,000 Metropolitan Council loans 1,159,843 737,171 - 1,897,014 - Total long-term debt 123,824,843 9,732,171 (18,070,000) 115,487,014 9,420,000 Accrued compensated absences 2,551,962 1,448,385 (1,315,109) 2,685,238 1,315,109 Unamortized bond premium/discount 7,075,115 1,213,349 (794,788) 7,493,676 - Total Governmental Activities 133,451,920 12,393,905 (20,179,897) 125,665,928 10,735,109 Business-Type Activities: Liquor revenue bonds 2,715,000 -(2,715,000) - - Utility - water revenue bonds 6,075,000 835,000 - 6,910,000 325,000 Utility - sewer revenue bonds 495,000 - - 495,000 55,000 Utility - street light revenue bonds - 335,000 - 335,000 - Liquor - capital leases - 2,255,000 - 2,255,000 - Accrued compensated absences 373,456 205,471 (251,639) 327,288 251,639 Unamortized Bond Premiums 667,577 185,451 (64,560) 788,468 - Total Business-Type Activities 10,326,033 3,815,922 (3,031,199) 11,110,756 631,639 Total Primary Government 143,777,953$ 16,209,827$ (23,211,096)$ 136,776,684$ 11,366,748$ NOTE 6 NET INVESTMENT IN CAPITAL ASSETS Net investment in capital assets as of December 31, 2017 is calculated as follows: Governmental Business-type Total Capital assets, net of depreciation 250,253,453$ 145,772,588$ 396,026,041$ Less applicable: Bonds payable (97,775,000) (9,660,000) (107,435,000) Capital lease payable - (2,255,000) (2,255,000) Loan payable (1,897,014) -(1,897,014) Unamortized bond premium / discount (net)(6,594,603) (788,468) (7,383,071) Unamortized deferred charge on refunding 121,037 - 121,037 Unamortized deferred gain on refunding (107,538) - (107,538) Unspent bond proceeds 1,468,582 - 1,468,582 Contracts Payable (887,217) - (887,217) Invested in capital assets, net 144,581,700$ 133,069,120$ 277,650,820$ The City has $17,354,000 in bonds and $771,705 in unamortized bond premiums that are not included in the calculation above as they are not capital in nature. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (69) NOTE 7 RESTRICTED NET POSITION The government-wide Statement of Net Position reports restricted amounts in the net position section. These amounts represent assets and deferred outflows (less any related liabilities and deferred inflows) that have imposed restrictions placed on them by parties outside the City government. Net position restricted for debt service represents assets pledged by bond covenant to the repayment of City bond obligations. The government-wide restricted net position is as follows: Governmental Business-type Activities Activities Total Restricted Net Position Cash and investments 27,448,349$ -$ 27,448,349$ Temporarily restricted Cash and investments - 323,875 323,875 Investments held by trustee 2,346,754 - 2,346,754 Net pension asset 3,889,595 - 3,889,595 Receivables 18,416,150 - 18,416,150 Deferred outflows - pension plan deferments 283,521 - 283,521 Deferred inflows - pension plan deferment (664,407) - (664,407) Less related liabilities (2,273,175) - (2,273,175) Total restricted net position 49,446,787$ 323,875$ 49,770,662$ NOTE 8 CONSTRUCTION COMMITMENTS The City has outstanding construction and build projects as of December 31, 2017. These projects include street reconstruction projects, equipment purchases, land purchases and other water and sanitary sewer projects. The City’s commitments with contractors and other governmental entities are shown as follows: Projects Remaining Governmental Activities Spent-to-Date Commitment Holyoke Avenue water tower 3,300,661$ 173,982$ City of Lakeville / City of Apple Valley sanitary sewer interceptor 53,591 55,614 Landscaping/mowing services (2018)- 132,599 King Park baseball complex lighting - 568,670 West Lake Marion Park bike course 92,186 6,250 Well #21 and #22 574,658 1,188,315 Holyoke Avenue improvements 1,744,702 207,375 Total governmental 5,765,798$ 2,332,805$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (70) NOTE 9 FUND BALANCES A summary of the City’s governmental fund balance classifications at December 31, 2017 is as follows: General G.O. Improvement General Fund Obligation Improvement Building Construction Nonmajor Total Nonspendable Inventory 483,145$ -$ -$ -$ -$ -$ 483,145$ Prepaid Items 28,544 - - - - - 28,544 Advances to Other Funds 402,686 - - - - - 402,686 Total nonspendable 914,375 - - - - - 914,375 Restricted for: Debt Service - 5,176,628 9,976,390 - - 4,730,337 19,883,355 Public improvements - - - - 842,797 - 842,797 Street construction - - - - - 3,150,076 3,150,076 Water trunk system - - - - - 625,785 625,785 Park development - - - - - 5,264,307 5,264,307 Tax increment - - - - - 18,894 18,894 Public communications - - - - - 67,900 67,900 Special Service District - - - - - 34,706 34,706 Total Restricted - 5,176,628 9,976,390 - 842,797 13,892,005 29,887,820 Committed for: Public improvements - - - - 328,100 - 328,100 Public buildings - - - 712,944 - - 712,944 Pavement management - - - - 939,856 939,856 Storm sewer trunk system - - - - 7,409,341 7,409,341 Water trunk system - - - - 7,352,060 7,352,060 Sanitary sewer trunk system - - - - 6,884,920 6,884,920 Trail improvement - - - - 349,638 349,638 Park improvement - - - - - 8,842 8,842 Capital acquisitions - - - - - 1,967,301 1,967,301 Public communications - - - - - 535,275 535,275 Economic development - - - - - 31,282 31,282 Total Committed - - - 712,944 328,100 25,478,515 26,519,559 Assigned for: Subsequent year budget 741,864 - - - - - 741,864 Unassigned 13,613,203 - - - (233,673) (642,921) 12,736,609 Total 15,269,442$ 5,176,628$ 9,976,390$ 712,944$ 937,224$ 38,727,599$ 70,800,227$ Debt Service Capital Projects CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (71) NOTE 10 CONTRIBUTED CAPITAL The ownership of local streets, storm sewer, parks, water and sanitary sewer infrastructure capital assets that are constructed and completed during the year by private land developers becomes contributed property of the City. Storm sewer, water, and sanitary sewer infrastructure assets constructed within Dakota County and State of Minnesota right- of-way boundaries also become City capital assets since they are serviced and maintained by the City. Roads and highways constructed within Dakota County and State of Minnesota right-of-way boundaries are excluded from City capital assets. The City assumed ownership of the following governmental and business-type capital assets contributed from private land developers during the current fiscal year as follows: Enterprise From Private Land Developers Governmental Utility Fund Infrastructure Streets 3,033,333$ -$ Storm sewer 3,040,058 - Parks 967,227 - Water - 2,521,450 Sanitary sewer - 2,269,863 Total 7,040,618$ 4,791,313$ The ownership of water and sanitary sewer infrastructure assets that are constructed and completed during the year by City governmental activities (through various funding sources at cost) becomes contributed property of the City’s enterprise utility fund. The City’s enterprise utility fund assumed ownership of the following capital assets contributed during the current fiscal year as follows: Enterprise From Governmental Activities Utility Fund Infrastructure Water 4,142,303$ Sanitary sewer 322,484 Total 4,464,787$ NOTE 11 DEFICIT FUND BALANCES The capital projects tax abatement fund had a deficit fund balance of ($402,451) as of December 31, 2017 as a result of providing tax abatement assistance to retain the headquarters of a manufacturing facility within the City. It is anticipated that the deficit will be financed by future tax abatements collected after an existing Tax Increment Financing District in which the property is currently located will be decertified. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (72) NOTE 12 INTERFUND RECEIVABLES AND PAYABLES Activity between funds representative of lending or borrowing arrangements is reported in the fund financial statements as “due from/to other funds” (current portion) or “advances to/from other funds.” Such amounts are eliminated in the government-wide financial statements, with any residual balances outstanding between the governmental and business-type activities reported as “internal balances.” At December 31, 2017, the capital projects fund tax abatement fund had a payable of $402,686 to the general fund to finance a long-term cash deficit. NOTE 13 INTERFUND TRANSFERS The City provides financing for a variety of operations and capital projects utilizing resources from certain funds; interfund transfers used for these various activities during the current fiscal year are as follows: Nonmajor General G.O Improv. Govntl. Transfers From Fund G.O Bonds Improvement Bldg. Constr. Funds Utility Liquor Total General Fund -$ -$ -$ 200,000$ 1,179$ 1,657,551$ -$ -$ 1,858,730$ G.O. Bonds - - - - - 39,283 - - 39,283 G.O. Improvement Bonds - - - - 48,228 - - - 48,228 Improv. Const. (CP)- - 1,644,142 - - - - - 1,644,142 Nonmajor Govntl. Funds 75,429 - - - 591,947 1,574,153 20,859 809,069 3,071,457 Total 75,429 - 1,644,142 200,000 641,354 3,270,987 20,859 809,069 6,661,840 Enterprise - Liquor 198,819 346,360 - - - 797,661 2,482 1,345,322 Enterprise - Utility 455,349 - 524,794 - - 147,522 - 1,127,665 Internal Service Fund 53,057 - - - - - - 53,057 Total 782,654$ 346,360$ 2,168,936$ 200,000$ 641,354$ 4,216,170$ 23,341$ 809,069$ 9,187,884 (1) (2) (3) (4) (5) (6)(7) (8) (9) Less: Utility fund - Total governmental funds 9,187,884$ Debt Service Projects Capital Transfers To: Enterprise The following are explanations to interfund transfers sub-notes 1 through 9. Abbreviation key: (SR) special revenue fund, (DS) debt service fund, (CP) capital projects fund, (E) enterprise fund, (IS) internal service fund. (1) The transfers to the general fund were provided mainly as overhead and maintenance costs from the following funds: Fund Amount Communications (SR) 75,429$ Public communications and city hall overhead costs. Liquor (Ent) 198,819 City hall overhead costs. Utility (Ent) 455,349 City hall overhead costs. Municipal Reserve (IS) 53,057 City hall overhead costs. Total 782,654$ Description (2) The total transfer to the debt service general obligation fund was provided by the liquor fund ($346,360) to be applied towards the debt service of the police station completed in 2008. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (73) NOTE 13 INTERFUND TRANSFERS (CONTINUED) (3)The total transfer to the debt service G.O. improvement fund was provided by the capital projects improvement construction fund ($1,644,142) to reduce the future special assessment fee requirements and provide adequate cash flow, and the enterprise utility fund ($524,794) related to the City improvements projects whereby user fees are pledged towards the improvement bonds debt service requirements. (4)The total transfer to the capital projects building fund was provided by the general fund ($200,000) to finance capital projects. (5)The total transfer to the capital projects fund improvement construction of ($641,354) was provided by the following governmental funds to finance various road construction projects: From:Amount General 1,179$ G.O. Improvement Bonds (DS) 48,228 Tax Increment (DS)146,707 Municipal state aid (CP)35,505 Pavement management (CP) 244,142 Storm sewer (CP)7,447 Tax Increment (CP)158,146 Total improv. const.641,354$ (6)The total transfer to nonmajor governmental funds ($3,270,987) was provided by the following governmental funds: From:Amount General fund 181,957$ Communications Fund (SR) for city fibr internet connections General fund 24,495 Municipal State Aid (CP) for city fiber internet connections General fund 6,099 TIF (CP) for administrative expenditures General fund 1,445,000 Equipment (CP) for future equipment acquisitions Economic development (SR)9,784 TIF (CP) for administrative expenditures G.O. Bonds (DS)39,283 State aid revenue (DS) for debt service requirements Municipal state aid (CP)420,679 Municipal State Aid (CP) for debt service requirements Storm Sewer (CP)336,101 Municipal State Aid (CP) for road construction projects Water (CP)83,389 Municipal State Aid (CP) for road construction projects Water (CP)624,200 Water revenue (DS) for debt service requirements Pavement mgmt (CP)100,000 Equipment (CP) for future equipment acquisitions Total other govntl.3,270,987$ (7)The total transfer to the nonmajor governmental funds was provided by the enterprise liquor fund ($797,661) and the enterprise utility fund ($147,522) to finance various equipment purchases. (8)The total transfer to the enterprise utility fund was provided by the storm sewer capital projects fund ($20,859) and the enterprise liquor fund ($2,482) for customer service billing overhead costs. (9)The HRA transferred $809,069 to the liquor fund as part of the refunding of the liquor revenue bonds and purchase of the building and land. Included within transfers on the Statement of Activities is the City’s contributed capital from governmental activities to the enterprise utility fund capital assets of $4,464,787. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (74) NOTE 14 JOINT POWERS DEBT COMMITMENT On August 25, 2005 the City of Lakeville entered into a joint powers agreement with the Cities of Apple Valley, Burnsville, Eagan, Farmington, Hastings, Inver Grove Heights, Mendota Heights, Rosemount, South St. Paul, West St. Paul, Minnesota, and Dakota County Minnesota, to establish the Dakota Communications Center (DCC), a Minnesota nonprofit corporation. The purpose of the DCC is to engage in the operation and maintenance of a countywide public safety answering point and communications center for law enforcement, fire, emergency medical services, and other public safety services for the mutual benefit of residents residing in the above mentioned cities and county (members). Pursuant to the joint powers agreement, members are required to provide the DCC their pro rata share of cost of operations and maintenance, and capital projects. Information regarding the Dakota Communications Center can be obtained at the website www.mn- dcc.org/stats.asp or by contacting Jerilyn Erickson at the City of Lakeville, 20195 Holyoke Avenue, Lakeville, Minnesota 55044. Telephone 952-985-4481 or email address jerickson@lakevillemn.gov. NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) A. Plan Description The City provides postemployment insurance benefits to certain eligible employees through the City’s Other Post-Employment Benefits Plan, a single-employer defined benefit plan administered by the City. All postemployment benefits are based on contractual agreements with employee groups. These contractual agreements do not include any specific contribution or funding requirements. These benefits are summarized as follows: Postemployment Insurance Benefits - All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a secondary benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. B. Funding Policy The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to pre-fund benefits as determined annually by the City. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (75) NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) (CONTINUED) C.Annual OPEB Cost and Net OPEB Obligation The City’s annual OPEB cost (expense) is calculated based on annual required contributions (ARC) of the City, an amount determined on an actuarially determined basis in accordance with the parameters of GASB Statement No. 45. The ARC represents a level funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed 30 years. The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the plan, and the changes in the City’s net OPEB obligation to the plan: Annual Required Contribution 106,653$ Interest on Net OPEB Obligation 16,592 Adjustment to Annual Required Contribution (25,335) Annual OPEB Cost (Expense)97,910 Contributions Made (42,312) Increase in Net OPEB Obligation 55,598 Net OPEB Obligation - Beginning of Year 474,055 Net OPEB Obligation - End of Year 529,653$ The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for the year are as follows: Percentage Annual of Annual Net OPEB OPEB Cost OPEB Cost Contributed Obligation December 31, 2017 97,910$ 43.2%529,653$ December 31, 2016 88,359 20.6%474,055 December 31, 2015 89,904 23.2%403,941 Fiscal Year Ended D. Funded Status and Funding Progress As of January 1, 2017, the most recent actuarial valuation date, the plan was zero percent funded. The actuarial accrued liability for benefits was $529,653, and the actuarial value of assets was $0, resulting in an unfunded actuarial accrued liability (UAAL) of $529,653. The covered payroll (annual payroll of active employees covered by the plan) was $14,645,426, and the ratio of the UAAL to the covered payroll was 3.62%. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (76) NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) (CONTINUED) D. Funded Status and Funding Progress (Continued) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and ARCs of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The Schedule of Funding Progress immediately following the notes to the basic financial statements presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. E. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2017 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included: a 3.5% investment rate of return (net of administrative expenses) based on the City’s own investments; a 2017 annual healthcare cost trend rate of 6.5%, and reduced by decrements to an ultimate rate of 5.0% over 6 years. Both rates included a 2.5% inflation assumption. The UAAL is being amortized on a level dollar basis over a closed period. The remaining amortization periods at January 1, 2017 for the various amortization layers ranged from 24 to 30 years. NOTE 16 RISK FINANCING AND RELATED INSURANCE ISSUES The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City purchased the following insurance coverage through the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool currently operating as a common risk management and insurance program for Minnesota cities: general liability, excess liability, workers compensation, property, automobile, marine, crime, employee dishonesty, boiler, petro fund, and open meeting law. The City pays an annual premium to the LMCIT for its insurance coverage. The LMCIT is self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of reserved amounts for each insured event. The LMCIT allows for the pool to make additional assessments to make the pool self-sustaining. Current state statutes (Minnesota Statutes Subd. 466.04) provide limits of liability for the City. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (77) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE A. Plan Description The City of Lakeville participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA’s defined-benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA’s defined-benefit pension plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. 1. General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 2.Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. B. Benefits Provided PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90% funded for two consecutive years are given 2.5% increases. Members in plans that have not exceeded 90% funded, or have fallen below 80%, are given 1% increases. The benefit provisions stated in the following paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (78) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) B. Benefits Provided (Continued) 1. GERF Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2% of average salary for each of the first 10 years of service and 2.7% for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2% of average salary for each of the first 10 years and 1.7% for each remaining year. Under Method 2, the annuity accrual rate is 2.7% of average salary for Basic Plan members and 1.7% for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. Disability benefits are available for vested members and are based upon years of service and average high-five salary. 2. PEPFF Benefits Benefits for the PEPFF members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after 10 years of credited service. Benefits for PEPFF members first hired after June 30, 2014, vest on a prorated basis from 50% after 10 years up to 100% after 20 years of credited service. The annuity accrual rate is 3% of average salary for each year of service. For PEPFF who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. C. Contributions Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. 1. GERF Contributions Basic Plan members and Coordinated Plan members were required to contribute 9.1% and 6.50%, respectively, of their annual covered salary in calendar year 2017. The City was required to contribute 11.78% of pay for Basic Plan members and 7.50% for Coordinated Plan members in calendar year 2017. The City contributions to the GERF for the year ended December 31, 2017 were $791,612, which was equal to the required contribution as set by state statute. 2. PEPFF Contributions Plan members were required to contribute 10.8% of their annual covered salary in calendar year 2017. The City was required to contribute 16.20% of pay for PEPFF members in calendar year 2017. The City contributions to the PEPFF for the year ended December 31, 2017 were $942,349. The City contributions were equal to the required contributions as set by state statute. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (79) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) D. Pension Costs 1. GERF Pension Costs At December 31, 2017, the City reported a liability of $10,118,535 for its proportionate share of the GERF’s net pension liability. The city’s net pension liability reflected a reduction due to the State of Minnesota’s contribution of $6 million to the fund during PERA’s fiscal year ending June 30, 2017. The State of Minnesota’s proportionate share of the net pension liability associated with the City totaled $127,203. The net pension liability was measured as of June 30, 2017, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on its respective contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2016, through June 30, 2017, relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2017, the City’s combined proportion was .1585%, an increase of .0041% from the June 30, 2016 measurement date. For the year ended December 31, 2017, the City recognized pension expense of $1,438,159 for its proportionate share of the GERF’s pension expense. At December 31, 2017, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Differences Between Expected and Actual Economic Experience 333,476$ 650,950$ Changes in Actuarial Assumptions 1,679,896 1,014,384 Net Difference Between Projected and Actual Earnings on Pension Plan Investments 65,352 - Changes in Proportion and Differences Between City Contributions and Proportionate Share of Contributions 183,588 144,448 City Contributions Subsequent to the Measurement Date 402,769 - Total 2,665,081$ 1,809,782$ A total of $402,769 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2018. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Expense Year Ending December 31,Amount 2017 366,634$ 2018 649,129 2019 (133,722) 2020 (429,511) 2021 - Thereafter - CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (80) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) D. Pension Costs (Continued) 2. PEPFF Pension Costs At December 31, 2017, the City reported a liability of $7,412,153 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2017, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2016 through June 30, 2017, relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2017, the City’s proportion was .549%, a decrease of .013% from the June 30, 2016 measurement date. For the year ended December 31, 2017, the City recognized pension expense of $1,828,096 for its proportionate share of the PEPFF’s pension expense. The City also recognized $49,410 for the year ended December 31, 2017, as pension expense (and grant revenue) for its proportionate share of the state of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the state of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. At December 31, 2017, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Differences Between Expected and Actual Economic Experience 170,611$ 1,981,557$ Changes in Actuarial Assumptions 9,700,281 10,523,419 Net Difference Between Projected and Actual Earnings on Pension Plan Investments 101,799 - Changes in Proportion and Differences Between City Contributions and Proportionate Share of Contributions 224,505 260,024 City Contributions Subsequent to the Measurement Date 498,031 - Total 10,695,227$ 12,765,000$ A total of $498,031 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2018. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (81) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) D. Pension Costs (Continued) 2.PEPFF Pension Costs Pension Expense Year Ending December 31,Amount 2017 122,364$ 2018 122,364 2019 (149,349) 2020 (556,817) 2021 (2,106,366) Thereafter - For year ended December 31, 2017, the City recognized total pension expenses of $3,266,255 for all of the plans in which it participates. E. Actuarial Assumptions The total pension liability in the June 30, 2017, actuarial valuation was determined using the following actuarial assumptions: Inflation 2.50% per year Active Member Payroll Growth 3.25% per year Investment Rate of Return 7.50% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants were based on RP-2014 tables for males or females, as appropriate, with slight adjustments to fit PERA’s experience. Cost of living benefit increases for retirees are assumed to be 1% per year for GERF through 2044 and PEPFF through 2064 and then 2.5% thereafter for both plans. Actuarial assumptions used in the June 30, 2017, valuation were based on the results of actuarial experience studies. The most recent four-year experience study in the General Employees Plan was completed in 2015. The most recent five-year experience study for the Police and Fire plan was completed in 2016. The following changes in actuarial assumptions occurred in 2017 for the General Employees Fund: The Combined Service Annuity (CSA) loads were changed from 0.8% for active members and 60% for vested and nonvested deferred members. The revised CSA loads are now 0.0% for active member liability, 15.0% for vested deferred member liability, and 3.0% for nonvested deferred member liability. The assumed post-retirement benefit increase rate was changed from 1.0% per year for all years to 1.0% per year through 2044 and 2.5% per year thereafter. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (82) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) E. Actuarial Assumptions (Continued) The following changes in actuarial assumptions occurred in 2017 for PEPFF:  Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34% lower than the previous rates.  Assumed rates of retirement were changed, resulting in fewer retirements.  The Combined Service Annuity (CSA) load was 30% for vested and nonvested deferred members. The CSA has been changed to 33% for vested members and 2% for nonvested members.  The base mortality table for healthy annuitants was changed from the RP- 2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees.  Assumed termination rates were decreased to 3.0% for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall.  Assumed percentage of married female members was decreased from 65% to 60%.  Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females.  The assumed percentage of female members electing Joint and Survivor annuities was increased.  The assumed post-retirement benefit increase rate was changed from 1.00% for all years to 1.00% per year through 2064 and 2.50% thereafter. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular as is using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized below: Long-Term Target Expected Real Asset Class Allocation Rate of Return Domestic Equity 39 % 5.10% International Equity 19 5.30% Bonds 19 0.75% Alternative Assets 20 5.90% Cash 2 0.00% Totals 99 % CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (83) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) F. Discount Rate The discount rate used to measure the total pension liability was 7.5%. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in statute. Based on that assumption, each of the pension plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability Sensitivity The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: GERF PENSION LIABILITY 1% Decrease in 1% Increase in Discount Rate Current Discount Discount Rate Description (6.50%) Rate (7.50%) (8.50%) City’s Proportionate Share of the GERF Net Pension Liability 15,694,600$ 10,118,535$ 5,553,513$ PEPFF PENSION LIABILITY 1% Decrease in 1% Increase in Discount Rate Current Discount Discount Rate Description (6.50%) Rate (7.50%) (8.50%) City’s Proportionate Share of the PEPFF Net Pension Liability 13,959,247$ 7,412,153$ 2,007,166$ H. Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org; by writing to PERA at 60 Empire Drive #200, St. Paul, Minnesota, 55103-2088; or by calling 651-296-7460 or 1-800-652-9026. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (84) NOTE 18 DEFINED CONTRIBUTION PLAN Council members of the City are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by the Public Employees Retirement Association of Minnesota (PERA). The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5% of salary which is matched by the elected official’s employer. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2% of employer contributions and twenty-five hundredths of 1% of the assets in each member’s account annually. Total contributions made by the City for the last three fiscal years were: Required Rate For the Year Ended, for Employees December 31, Employee Employer Employee Employer and Employers 2017 2,261$ 2,261$ 5%5%5% 2016 1,759 1,759 5%5%5% 2015 1,760 1,760 5%5%5% Contribution Amount Percentage of Covered Payroll NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION A. Plan Description Volunteer firefighters of the City of Lakeville Fire Department (the Department) are members of the Lakeville Fire Relief Association (the Association), which administers a single-employer defined benefit plan established to provide benefits for its members. The plan is established and administered in accordance with Minnesota Statute, Chapter 69 and 424, as amended. The Association is governed by a board of six members elected by the members of the Association for three-year terms. One City Council member, Finance Director and Fire Chief are ex officio, nonvoting members of the Board of Trustees. As of December 31, 2016, the plan covered 77 active firefighters and 20 vested terminated firefighters whose pension benefits are deferred. The Association maintains a separate Special Fund to accumulate assets to fund the retirement benefits earned by the Department’s membership. Funding for the Association is derived from an insurance premium tax in accordance with the Volunteer Firefighter’s Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980). Funds are also derived from investment income. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (85) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) B. Benefits Provided A firefighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 10 years of service, shall be equal to 60% of the pension as described by the bylaws. This percentage increases 4% per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50 years and have completed at least 10 years of active membership are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member’s service pension for the completed years of service times the applicable nonforfeitable percentage of pension. C. Contributions Minnesota Statutes, Chapters 424 and 424A authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings, and, if necessary, employer contributions as specified in Minnesota Statutes and voluntary city contributions (if applicable). The firefighters have no obligation to contribute to the plan. Nonemployer pension contributions include state aid from the state of Minnesota and municipal contributions from the City. On-behalf of the state payments from the state of Minnesota are received initially by the City and subsequently remitted to the Association. These on-behalf of the state aid payments in addition to the City’s municipal contribution payments to the Association plan are recognized as revenues and expenditures in the City’s General Fund during the period received. The state of Minnesota contributed $351,635 in fire state aid to the plan on behalf of the Department for the year ended December 31, 2017, which was recorded as revenue. Required employer contributions are calculated annually based on statutory provisions. The City’s statutorily-required contributions to the plan for the year ended December 31, 2017 were $0. The City’s contributions were equal to the required contributions as set by state statute. The City made no voluntary contributions to the plan. D. Pension Costs At December 31, 2017, the City reported a net pension liability (asset) of ($3,889,595) for the plan. The net pension liability (asset) was measured as of December 31, 2017. The total pension liability used to calculate the net pension liability (asset) in accordance with GASB Statement No. 68 was determined by Van Iwaarden Associates, applying an actuarial formula to specific census data certified by the Department as of December 31, 2017. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (86) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) D. Pension Costs (Continued) The following table presents the changes in the net pension liability (asset) during the year: Total Pension Plan Fiduciary Net Pension Liability Net Position Liability (Asset) (a) (b) (a-b) Beginning balance - January 1, 2017 4,678,115$ 7,821,651$ (3,143,536)$ Changes for the year: Service cost 231,712 - 231,712 Interest on pension liability (asset) 345,935 - 345,935 Difference between expected and actual economic experience - - - Changes of assumptions 38,230 - 38,230 Changes of benefit terms 154,012 - 154,012 Contributions (employer) - - - Contributions (state) - 351,635 (351,635) Net investment income - 1,175,892 (1,175,892) Benefit payments (276,622) (276,622) - Administrative costs - (11,579) 11,579 Total net changes 493,267 1,239,326 (746,059) Ending balance - December 31, 2017 5,171,382$ 9,060,977$ (3,889,595)$ For the year ended December 31, 2017, the City recognized pension expense of $121,411. At December 31, 2017, the City reported deferred outflows of resources, including its contributions subsequent to the measurement date, related to pension from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Changes in Actuarial Assumptions 283,521$ 126,434$ Difference between expected and actual experience - 157,777 Net Difference Between Projected and Actual Earnings on Pension Plan Investments - 380,196 City Contributions Subsequent to the Measurement Date - - Total 283,521$ 664,407$ Deferred outflows of resources totaling $-0- related to pensions resulting from the City’s contributions to the plan subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2018. Other amounts reported as deferred outflows and inflows of resources related to the plan will be recognized in pension expense as follows: CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (87) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) E. Actuarial Assumptions (Continued) Pension Expense Year Ending December 31,Amount 2017 (58,023)$ 2018 (58,023) 2019 (142,392) 2020 (122,637) 2021 (220) Thereafter 409 The total pension liability at December 31, 2017 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Inflation 2.75% per year Active Member Payroll Growth 2.75% per year Investment Rate of Return 7.00% 20-Year Municipal Bond Yield 3.31% Retirement eligibility at 100 percent service pension at age 50 with 20 years of service, early vested retirement at age 50 with 7 years of service vested at 52 percent and increased by 4 percent for each additional year of service up to 20 and eligibility for deferred service pension payable at age 50 and based on the lump sum pension formula and service at date of termination reduced for less than 20 years of service. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Allocation at Long-Term Long-Term Measurement Expected Real Expected Nomina Asset Class Date Rate of Return Rate of Return Domestic Equity 62.73 % 5.39% 8.14% International Equity 5.66 5.20% 7.95% Fixed Income 5.03 1.98% 4.73% Real Estate and Alternatives - 4.25% 7.00% Cash and Equivalents 26.58 0.79% 3.54% Totals 100.00 % 7.00% F. Discount Rate The discount rate used to measure the total pension liability was 7.0%. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (88) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) G. Pension Liability Sensitivity The following presents the City’s net pension liability (asset) for the plan, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s net pension liability (asset) would be if it were calculated using a discount rate 1% lower or 1% higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate Current Discount Discount Rate Description (6.00%) Rate (7.00%) (8.00%) Defined Benefit Plan (3,726,011)$ (3,889,595)$ (4,047,214)$ H.Pension Plan Fiduciary Net Position The Association issues a publicly available financial report. This report may be obtained by writing to the Lakeville Firefighters’ Relief Association, 20195 Holyoke Avenue, Lakeville, Minnesota, 55044 or by calling (952) 985-4480. NOTE 20 DEFERRED COMPENSATION PLAN The City offers its employees an optional deferred compensation plan created in accordance with Internal Revenue Service Code Section 457. The plan is available to all City employees, which permits them to tax defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. Under provisions of Section 72(p) of the Internal Revenue Code, a plan may permit participant loans once 457 plan assets are held in a trust. As of the current fiscal year, the City’s plan does not have a loan provision for its participants. All amounts of compensation deferred under the plan must be held in trust for the exclusive benefit of plan participants and/or beneficiaries. Investments are managed by the plan’s trustee under various investment options or a combination thereof. The choice of investment options is made by the participant. NOTE 21 LITIGATION There are several lawsuits pending in which the City is involved. The City Attorney has indicated that existing and pending lawsuit claims and other actions in which the City is a defendant are either covered by insurance, fully reserved for by the City, or the cases are in the early stages of discovery, and accordingly, the ultimate outcome cannot presently be determined. It is the opinion of City management that in each case the possibility of material loss, net of amounts reserved is remote. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2017 (89) NOTE 22 CONDUIT DEBT On April 7, 2008, the Housing and Redevelopment Authority (HRA) of Lakeville approved the issuance of the Housing and Redevelopment Authority of Lakeville, Minnesota Education Facilities Revenue Note (All Saints School Project), Series 2008. The HRA acted as the conduit for a bank qualified tax-exempt refinancing of existing debt for All Saints School (the School) under the responsibility of All Saints Church (the Church), a religious corporation organized as a nonprofit corporation under the laws of the State of Minnesota. The note funds provided funding for the nonreligious portions of the renovation and equipping of, and construction of additions to the School (serving kindergarten through 8th grade), owned and operated by the Church, and located at 19795 Holyoke Avenue in Lakeville. The HRA authorized the $2,000,000 revenue note to provide needed financial assistance to a private-sector entity deemed to be in the public interest. Neither the HRA nor the City is obligated in any circumstance for repayment of this note, and accordingly the note is not reported as a liability in the accompanying financial statements. As of December 31, 2017, $2,000,000 remains outstanding on this note. NOTE 23 TAX ABATEMENT The City has two pay-as-you go tax increment financing districts with local businesses to promote economic development within the City. The City agrees pursuant to the authority granted in the TIF Act to abate real estate taxes based on the increased property value from improvements on the owned property. The agreements call for 95% of the property tax increments collected to be returned to the developers. The City will retain 5% for administrative fees for the periods of time specified in each agreement. For the year ended December 31, 2017, the City paid excess tax increment in the amount of $142,011. No other commitments were made by the City as part of these agreements. NOTE 24 COMMITMENT On November 2, 2015 and subsequently amended on March 6, 2017 the City entered into an agreement with Dakota County for the engineering, right-of-way acquisition and construction of Kenwood Trail. As part of this agreement, Dakota County will be administering the contract and be acting as the paying agent. Dakota County will be advancing the City up to $3,000,000 of the City’s share of this construction project. The City’s advance of up to $3,000,000 will be due back to Dakota County in three equal installments once Dakota County has provided invoices to the City to support construction costs of this amount. As of December 31, 2017, Dakota County had not invoiced or provided the City a status update and therefore no liability is recorded. NOTE 25 SUBSEQUENT EVENTS Subsequent to year-end, the City entered into an agreement for the sale of real property to a third party and subsequent lease and improvement agreement in the amount of $2,370,000. In addition, subsequent to year-end the City entered into a three-year lease for various communications equipment with total future lease payments of around $450,000. This page intentionally left blank. REQUIRED SUPPLEMENTARY INFORMATION This page intentionally left blank. CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2017 (90) Over (Under) Original Final Actual Final Budget REVENUE Property Taxes General property taxes: Current 15,892,620$ 15,892,620$ 15,969,830$ 77,210$ Delinquent 126,156 126,156 224,460 98,304 Fiscal Disparities 2,760,956 2,760,956 2,725,862 (35,094) Mobile Home Tax 47,825 47,825 45,000 (2,825) Gravel Tax 6,000 6,000 2,410 (3,590) Total property taxes 18,833,557 18,833,557 18,967,562 134,005 Licenses and permits 2,202,952 2,341,308 3,306,525 965,217 Intergovernmental Market value homestead credit - - 2,565 2,565 State-aid police 459,200 459,200 450,655 (8,545) State-aid fire 340,899 340,899 347,635 6,736 State-aid PERA 21,303 21,303 89,750 68,447 State police and fire grants 68,310 68,310 93,517 25,207 State other grants 35,200 52,435 52,435 - Federal other grants 96,773 96,773 106,617 9,844 Total intergovernmental 1,021,685 1,038,920 1,143,174 104,254 Charges for services General government 237,718 255,218 318,439 63,221 Public safety 507,018 507,018 541,930 34,912 Public works 1,188,412 1,188,412 1,065,099 (123,313) Parks and recreation 711,600 757,857 785,160 27,303 Total charges for services 2,644,748 2,708,505 2,710,628 2,123 Fines 466,000 466,000 392,514 (73,486) Investment Income Interest Income 90,071 90,071 180,064 89,993 Increase (Decrease in Fair Market Value) - - (63,378) (63,378) 90,071 90,071 116,686 26,615 Donations 8,750 30,291 52,209 21,918 Miscellaneous 51,060 51,060 46,741 (4,319) Total revenues 25,318,823 25,559,712 26,736,039 1,176,327 Budgeted Amounts (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2017 (91) Over (Under) Original Final Actual Final Budget Budgeted Amounts EXPENDITURES General government Mayor and council Personnel services 49,151$ 49,151$ 49,305$ 154$ Commodities 50 50 - (50) Other charges and services 51,889 51,889 48,331 (3,558) Total mayor and council 101,090 101,090 97,636 (3,454) Committees/commissions Personnel services 61,412 66,888 69,868 2,980 Commodities 1,530 1,530 2,550 1,020 Other charges and services 12,718 24,742 20,738 (4,004) Total committees/commissions 75,660 93,160 93,156 (4) City administration Personnel services 404,834 404,834 391,691 (13,143) Commodities 800 800 811 11 Other charges and services 17,513 17,513 15,443 (2,070) Total city administration 423,147 423,147 407,945 (15,202) City clerk Personnel services 110,468 110,468 110,217 (251) Commodities 200 200 215 15 Other charges and services 29,106 29,106 26,108 (2,998) Total city clerk 139,774 139,774 136,540 (3,234) Legal counsel Other charges and services 57,000 80,000 77,936 (2,064) Planning Personnel services 505,012 505,012 477,105 (27,907) Commodities 2,731 2,731 1,079 (1,652) Other charges and services 56,519 56,519 34,833 (21,686) Total planning 564,262 564,262 513,017 (51,245) Community and economic development Personnel services 284,506 284,506 273,881 (10,625) Commodities 250 250 242 (8) Other charges and services 73,516 73,516 36,362 (37,154) Total community and economic development 358,272 358,272 310,485 (47,787) Inspections Personnel services 830,402 871,402 873,780 2,378 Commodities 12,627 12,627 13,708 1,081 Other charges and services 218,555 290,911 252,948 (37,963) Capital Outlay - 25,000 26,536 1,536 Total inspections 1,061,584 1,199,940 1,166,972 (32,968) (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2017 (92) Over (Under) Original Final Actual Final Budget Budgeted Amounts EXPENDITURES (CONTINUED) General government (continued) General government facilities Personnel services 332,817$ 332,817$ 325,674$ (7,143)$ Commodities 24,907 24,907 22,268 (2,639) Other charges and services 171,887 171,887 164,912 (6,975) Total general government facilities 529,611 529,611 512,854 (16,757) Finance Personnel services 670,563 670,563 659,046 (11,517) Commodities 4,229 4,229 2,426 (1,803) Other charges and services 84,823 84,823 77,000 (7,823) Total finance 759,615 759,615 738,472 (21,143) Information systems Personnel services 391,170 391,170 371,062 (20,108) Commodities 6,276 6,276 4,617 (1,659) Other charges and services 223,296 223,296 165,531 (57,765) Total information systems 620,742 620,742 541,210 (79,532) Human resources Personnel services 389,063 389,063 364,391 (24,672) Commodities 1,340 1,340 1,853 513 Other charges and services 130,223 130,223 94,258 (35,965) Total human resources 520,626 520,626 460,502 (60,124) Insurance coverage Other charges and services 182,180 285,000 285,000 - Total general government 5,393,563 5,675,239 5,341,725 (333,514) Public safety Police Personnel services 8,220,190 8,220,190 8,198,697 (21,493) Commodities 411,866 411,866 379,387 (32,479) Other charges and services 1,861,188 1,861,188 1,820,055 (41,133) Total police 10,493,244 10,493,244 10,398,139 (95,105) Fire Protection Personnel services 1,348,421 1,348,421 1,378,273 29,852 Commodities 155,422 176,963 156,257 (20,706) Other charges and services 284,927 284,927 282,990 (1,937) Total fire protection 1,788,770 1,810,311 1,817,520 7,209 Total public safety 12,282,014 12,303,555 12,215,659 (87,896) (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2017 (93) Over (Under) Original Final Actual Final Budget Budgeted Amounts EXPENDITURES (CONTINUED) Public Works Engineering Personnel services 704,482$ 704,482$ 679,094$ (25,388)$ Commodities 8,766 8,766 6,911 (1,855) Other charges and services 292,149 292,149 116,189 (175,960) Total engineering 1,005,397 1,005,397 802,194 (203,203) Operations and maintenance Personnel services 614,951 614,951 423,947 (191,004) Commodities 7,723 7,723 7,293 (430) Other charges and services 14,318 14,318 12,354 (1,964) Capital Outlay 27,485 27,485 29,886 2,401 Total operations and maintenance 664,477 664,477 473,480 (190,997) Street maintenance Personnel services 2,011,988 2,011,988 1,876,234 (135,754) Commodities 912,051 912,051 819,315 (92,736) Other charges and services 352,444 352,444 299,419 (53,025) Total street maintenance 3,276,483 3,276,483 2,994,968 (281,515) Total public works 4,946,357 4,946,357 4,270,642 (675,715) Parks and recreation Park maintenance Personnel services 1,785,414 1,785,414 1,742,703 (42,711) Commodities 277,283 277,283 269,936 (7,347) Other charges and services 475,478 475,478 455,845 (19,633) Capital Outlay 3,750 3,750 2,725 (1,025) Total park maintenance 2,541,925 2,541,925 2,471,209 (70,716) Recreation Personnel services 393,149 375,129 369,112 (6,017) Commodities 35,483 35,483 31,498 (3,985) Other charges and services 244,349 244,349 252,833 8,484 Total recreation 672,981 654,961 653,443 (1,518) Heritage center Personnel services 34,274 60,925 57,499 (3,426) Commodities 12,663 12,663 8,589 (4,074) Other charges and services 48,885 50,885 48,895 (1,990) Total heritage center 95,822 124,473 114,983 (9,490) Arts center Personnel services 269,762 269,762 271,929 2,167 Commodities 33,750 34,030 31,073 (2,957) Other charges and services 189,925 242,506 227,734 (14,772) Capital Outlay 8,900 8,900 9,143 243 Total arts center 502,337 555,198 539,879 (15,319) Total parks and recreation 3,813,065 3,876,557 3,779,514 (97,043) Total expenditures 26,434,999 26,801,708 25,607,540 (1,194,168) EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES (1,116,176) (1,241,996) 1,128,499 2,370,495 (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2017 (94) Over (Under) Original Final Actual Final Budget Budgeted Amounts OTHER FINANCE SOURCES (USES) Transfers In From: Special Revenue - Communications Fund 75,429$ 75,429$ 75,429$ -$ Enterprise - Liquor Fund 198,819 198,819 198,819 - Enterprise - Utility Fund 455,349 455,349 455,349 - Internal Service - Municipal Reserves Fund 53,057 53,057 53,057 - Transfers Out To: Special Revenue - Communications Fund - (181,957) (181,957) - Capital Projects - Building Fund - (200,000) (200,000) - Capital Projects - Improvement Construction - (1,179) (1,179) - Capital Projects - Equipment Fund (1,145,000) (1,475,594) (1,475,594) - Total Other Finance Sources (Uses) (362,346) (1,076,076) (1,076,076) - NET CHANGE IN FUND BALANCES (1,478,522)$ (2,318,072)$ 52,423 2,370,495$ FUND BALANCES Beginning of Year 15,076,500 Change in Supplies - Inventory 140,519 End of Year 15,269,442$ CITY OF LAKEVILLE GENERAL FUND NOTES TO REQUIRED SUPPLEMENTARY INFORMATION DECEMBER 31, 2017 (95) A. Budgetary Information Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General Fund and Special Revenue Funds. Budgeted amounts are as originally adopted or as amended by the City Council. The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1.The City Administrator submits a proposed operating budget to the City Council. 2.Public hearings are conducted to obtain taxpayer comments. 3.Upon Council approval the budget is legally adopted and employs formal budgetary integration during the year. 4.Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. 5.The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the department level for the General Fund and total expenditures for the Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for individual line items. 6.Budget appropriations of all funds lapse at year-end to the extent they were not encumbered. Encumbrances are re-appropriated in the following year’s budget. CITY OF LAKEVILLE PERA – GENERAL EMPLOYEES RETIREMENT FUND DECEMBER 31, 2017 (96) GERF Schedule of the City’s Proportionate Share of the Net Pension LiabilityLast Three Fiscal Years*6/30/2017 6/30/2016 6/30/2015City’s Proportion of the Net Pension Liability0.1585% 0.1544% 0.1540%City’s Proportionate Share of the Net Pension Liability 10,118,535$ 12,536,514$ 7,981,079$ State's Proportionate Share of the Net Pension Liability Associated with the City 127,203 - - Total10,245,738$ 12,536,514$ 7,981,079$ City’s Covered Payroll10,213,446$ 9,572,229$ 9,046,858$ City’s Proportionate Share of the Net Pension Liability as a Percentage of Its Covered Payroll 99.07% 130.97% 88.22%Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 75.90% 68.90% 78.20%* The Amounts Presented for Each Fiscal Year were Determined as of 6/30.Measurement Date GERF Schedule of City ContributionsLast Three Fiscal Years*2017 2016 2015Statutorily Required Contribution791,612$ 741,919$ 705,189$ Contributions in Relation to the Statutorily Required Contribution(791,612) (741,919) (705,189) Contribution Deficiency (Excess)-$ -$ -$ City’s Covered Payroll10,554,827$ 9,892,253$ 9,402,520$ Contributions as a Percentage of Covered Payroll 7.50% 7.50% 7.50%* The Amounts Presented for Each Fiscal Year were Determined as of 12/31.Fiscal Year Ended December 31, Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2015 and is intended to show a ten-year trend. Additional years will be reported as they become available. CITY OF LAKEVILLE PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND DECEMBER 31, 2017 (97) PEPFF Schedule of the City’s Proportionate Share of the Net Pension LiabilityLast Three Fiscal Years*6/30/2017 6/30/2016 6/30/2015City’s Proportion of the Net Pension Liability 0.5490% 0.5620% 0.5320%City’s Proportionate Share of the Net Pension Liability 7,412,153$ 22,554,038$ 6,044,765$ City’s Covered Payroll5,635,205$ 5,423,663$ 4,870,941$ City’s Proportionate Share of the Net Pension Liability as a Percentage of Its Covered Payroll 131.53% 415.85% 124.10%Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 85.40% 63.90% 86.60%* The Amounts Presented for Each Fiscal Year were Determined as of 6/30.Measurement Date PEPFF Schedule of City ContributionsLast Three Fiscal Years*2017 2016 2015Statutorily Required Contribution942,349$ 904,571$ 845,144$ Contributions in Relation to the Statutorily Required Contribution(942,349) (904,571) (845,144) Contribution Deficiency (Excess)-$ -$ -$ City’s Covered Payroll5,816,969$ 5,583,772$ 5,216,938$ Contributions as a Percentage of Covered Payroll 16.20% 16.20% 16.20%* The Amounts Presented for Each Fiscal Year were Determined as of 12/31.Fiscal Year Ended December 31, Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2015 and is intended to show a ten-year trend. Additional years will be reported as they become available. CITY OF LAKEVILLE NET PENSION LIABILITY (ASSET) AND RELATED RATIOS LAKEVILLE FIRE RELIEF ASSOCIATION DECEMBER 31, 2017 (98) 2017 2016 2015 Total Pension Liability (TPL) Service Cost 231,712$ 270,846$ 223,785$ Interest 345,935 301,640 269,493 Differences Between Expected and Actual Experience - (201,242) - Changes of Assumptions 38,230 (161,264) 353,037 Changes of Benefit Terms 154,012 186,369 - Benefit Payments, Including Member Contribution Refunds (276,622) (547,241) (210,816) Net Change in Total Pension Liability 493,267 (150,892) 635,499 Total Pension Liability - Beginning 4,678,115 4,829,007 4,193,508 Total Pension Liability - Ending (a)5,171,382 4,678,115 4,829,007 Plan Fiduciary Net Position Municipal Contributions - - - State Contributions 351,635 348,276 338,889 Net Investment Income 1,175,892 551,474 39,474 Benefit Payments, including refunds of member contributions (276,622) (547,241) (210,816) Administrative Expenses (11,579) (9,817) (11,292) Other - - (40) Net Change in Fiduciary Net Position 1,239,326 342,692 156,215 Fiduciary Net Position - Beginning 7,821,651 7,478,959 7,322,744 Fiduciary Net Position - Ending (b)9,060,977 7,821,651 7,478,959 Ending Net Pension Liability (Asset) (a-b)(3,889,595)$ (3,143,536)$ (2,649,952)$ Plan Fiduciary Net Position as a Percentage of Total Pension Liability (b/a)175.21%167.20%154.88% Covered Payroll N/A N/A N/A Net Pension Liability (Asset) as a Percentage of Covered Payroll N/A N/A N/A *Ten Years of Data Will Eventually Be Presented When Available Schedule of Employer Contributions 2017 2016 2015 Statutorily Required Contribution -$ -$ -$ Contributions in Relation to the Statutorily Required Contribution - - - Contribution Deficiency (Excess)-$ -$ -$ *Ten Years of Data Will Eventually Be Presented When Available Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2015 and is intended to show a ten-year trend. Additional years will be reported as they become available. CITY OF LAKEVILLE OTHER POSTEMPLOYMENT BENEFIT PLAN – SCHEDULE OF FUNDING PROGRESS DECEMBER 31, 2017 (99) ActuarialActuarial UnfundedUnfunded LiabilityAccruedValue of ActuarialFunded Covered as a PercentageLiability Plan Assets Accrued Liability RatioPayrollof Payroll529,653$ -$529,653$ -14,645,426$ 3.62%728,720 -728,720 -12,363,1685.89%588,458 -588,458 -11,683,1965.04%January 1, 2011Valuation DateActuarialJanuary 1, 2017January 1, 2014 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES (100) NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds - These funds are used to account for revenues and expenditures that have a legally restricted or committed use for a specific purpose. Communications Fund This fund accounts for franchise fees from cable TV provider operations. Expenditures and other financing uses are used to finance the City’s cable TV channels and public communications, including long-term replacement of equipment. Economic Development Fund This fund accounts for a $125,000 Economic Recovery Grant received from the State of Minnesota Department of Trade and Economic Development in 1995. The grant purpose is to provide loans to businesses expanding in or locating to Lakeville. The fund also accounts for administrative fees received from the issuance of conduit debt. Downtown Special Service District Fund The Downtown Special Service District was created in 1998 pursuant to Minnesota Statute 428A. A service charge, payable with property taxes, is levied against the commercial properties in the Downtown Business District for the purpose of financing budgeted programs and activities within the District. Debt Service Funds – These funds account for the accumulation of resources that are restricted to the payment of long-term debt principal and interest, but excluding debt issued for and serviced by an enterprise fund. Tax Increment Fund Debt issued to finance construction of public improvements in accordance with approved tax increment plans. Property tax increments received from designated tax increment financing districts are pledged to the payment of the bonds. State-aid Revenue Fund Debt issued to finance construction of State-aid street projects within the City. The primary revenue source is municipal state aid allotments from the State of Minnesota Department of Transportation. Water Revenue Fund Debt issued to finance the construction of wells, pump houses, towers, water main systems, and the City’s water treatment facility. Water connection fees are pledged toward the repayment of the principal and interest on these bonds. Arena Revenue Fund Debt issued for the construction of the Lakeville Ames Ice Arena first and second sheet of ice, spectator seating and locker rooms. Revenue sources include donations from net operating ice arena revenues and other sources pledged to the payment of the bonds. The Ice Center Refunding Bonds, Series 2008 A and the 2005 Capital Dehumidification Lease-Purchase agreement are general obligations that are backed by the full-faith and credit of the City. The Gross Revenue Recreation Facility Bonds of 1999 are not general obligations and accordingly are not backed by the full-faith and credit of the City. (continued) (101) NONMAJOR GOVERNMENTAL FUNDS Debt Service Funds (continued) HRA Revenue Fund The HRA also issued the HRA Ice Arena Lease Revenue Bonds, Series 2006 for the Hasse single sheet ice arena facility. Debt service will be payable from property taxes and lease payments to be made to the City pursuant to the lease agreement between the Authority and Independent School District 194. These HRA bonds are not general obligations and accordingly are not backed by the full-faith and credit of the City. Capital Projects Funds – These funds account for financial resources used in the acquisition of capital facilities, equipment, and infrastructure (except those financed by enterprise funds). Municipal State-aid Fund This fund accounts for an annual allotment from the State of Minnesota Municipal State-aid street construction account. Pavement Management Fund This fund accounts for pavement management activities relating to cracksealing, patching, seal coating and overlays. These major maintenance projects are financed with property taxes. Storm Sewer Fund This fund accounts for fees and area charges to land developers for construction of storm sewer systems. Water Fund This fund accounts for revenues derived primarily from connection charges collected at the time building permits are issued and antenna site leases with wireless communications companies. Funds are appropriated towards construction costs of water supply lines, wells and water storage facilities, and provide the debt service to bonds issued to finance the construction of the City’s water treatment facility and other trunk infrastructure improvements. Sanitary Sewer Fund This fund accounts for sewer connection and area fees charged to land developers for connecting to the City’s sanitary sewer system, appropriations are applied to the construction of sanitary sewer trunk systems. Park Dedication Fund This fund accounts for park dedication fees received from land developers. The expenditures consist of acquiring and developing City parks and trails. Trail Improvement Fund This fund accounts for the long-term maintenance, repairs, and replacement of City trails. Park Improvement Fund This fund accounts for the long-term maintenance, repairs, and replacement of City parks. Tax Increment Fund This fund accounts for revenue received from tax increment property districts that does not require debt financing. The expenditures are for current and future development of tax increment property. Tax Abatement Fund This fund accounts for economic development assistance provided to local businesses. The expenditures are for current and future economic development incentives. Equipment Fund This fund accounts for the purchase of equipment for general government, public safety, public works, and park maintenance. CITY OF LAKEVILLE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS DECEMBER 31, 2017 (102) Special Debt Capital Revenue Service Projects Totals ASSETS Cash and investments 532,853$ 4,054,414$ 34,482,075$ 39,069,342$ Investments held by trustee - 608,581 - 608,581 Receivables: Interest receivable 1,310 22,042 149,521 172,873 Special assessments Unremitted - - 59 59 Delinquent - - 355 355 Deferred - - 120,379 120,379 Other - - 143,666 143,666 Accounts receivable 181,452 47,500 554,987 783,939 Leases receivable - 2,255,000 - 2,255,000 Total Assets 715,615$ 6,987,537$ 35,451,042$ 43,154,194$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCE LIABILITIES Salaries payable 14,081$ -$ -$ 14,081$ Accounts payable 32,371 - 851,777 884,148 Advances from other funds - - 402,686 402,686 Contracts payable - - 260,894 260,894 Interest payable - 2,200 - 2,200 Deposits payable - - 98,190 98,190 Unearned revenue - -4,526 4,526 Total Liabilities 46,452 2,200 1,618,073 1,666,725 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - special assessments - - 264,400 264,400 Unavailable revenue - other - 2,255,000 240,470 2,495,470 Total Deferred Inflows of Resources - 2,255,000 504,870 2,759,870 FUND BALANCE Restricted 102,606 4,730,337 9,059,062 13,892,005 Committed 566,557 - 24,911,958 25,478,515 Unassigned - - (642,921) (642,921) Total Fund Balance 669,163 4,730,337 33,328,099 38,727,599 Total Liabilities, Deferred Inflows of Resources, and Fund Balance 715,615$ 6,987,537$ 35,451,042$ 43,154,194$ CITY OF LAKEVILLE COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2017 (103) Special Debt Capital Revenue Service Projects Totals REVENUE Property taxes Current and delinquent -$ 293,550$ 1,851,417$ 2,144,967$ Licenses and permits 681,664 - - 681,664 Special assessments - - 75,210 75,210 Tax increment - 411,366 160,986 572,352 Intergovernmental revenue State-aid PERA 516 1,187,082 - 1,187,598 Municipal state-aid - - 120,000 120,000 County and local grants - - 924,141 924,141 Charges for services 92,101 375,220 6,838,068 7,305,389 Interest income 4,562 52,106 496,922 553,590 Change in fair value of investments (1,740) (19,308) (184,850) (205,898) Donations - 95,000 91,174 186,174 Miscellaneous revenue - - 401,680 401,680 Total Revenue 777,103 2,395,016 10,774,748 13,946,867 EXPENDITURES Current: General government 538,240 - 570,831 1,109,071 Public safety - - 560,148 560,148 Public works - - 5,545,565 5,545,565 Parks and recreation - - 1,454,857 1,454,857 Capital Outlay: General government 112,828 2,255,000 - 2,367,828 Debt Service: Principal retirement - 1,975,000 - 1,975,000 Interest on debt - 808,261 - 808,261 Fiscal charges 83,557 - 83,557 Total Expenditures 651,068 5,121,818 8,131,401 13,904,287 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES 126,035 (2,726,802) 2,643,347 42,580 OTHER FINANCE SOURCES (USES) Issuance of bonds and other debt - 2,255,000 - 2,255,000 Premium on debt Issued - 96,558 - 96,558 Proceeds from the sale of capital assets - - 516,380 516,380 Transfers in from other funds 238,912 1,871,371 2,105,887 4,216,170 Transfers out to other funds (85,213) (955,776) (2,030,468) (3,071,457) Total Other Finance Sources (Uses)153,699 3,267,153 591,799 4,012,651 NET CHANGE IN FUND BALANCES 279,734 540,351 3,235,146 4,055,231 FUND BALANCES Beginning of Year 389,429 4,189,986 30,092,953 34,672,368 End of Year 669,163$ 4,730,337$ 33,328,099$ 38,727,599$ CITY OF LAKEVILLE SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2017 (104) Downtown Economic Special Communications Development Service District Totals ASSETS Cash and investments 467,103$ 31,044$ 34,706$ 532,853$ Interest receivable 1,072 238 - 1,310 Accounts receivable 181,452 - - 181,452 Total Assets 649,627$ 31,282$ 34,706$ 715,615$ LIABILITIES AND FUND BALANCE LIABILITIES Salaries payable 14,081$ -$ -$ 14,081$ Accounts payable 32,371 - - 32,371 Total Liabilities 46,452 - - 46,452 FUND BALANCE Restricted 67,900 - 34,706 102,606 Committed 535,275 31,282 - 566,557 Total Fund Balance 603,175 31,282 34,706 669,163 Total Liabilities and Fund Balance 649,627$ 31,282$ 34,706$ 715,615$ CITY OF LAKEVILLE SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2017 (105) Downtown Economic Special Communications Development Service District Totals REVENUE Licenses and permits 681,664$ -$ -$ 681,664$ Intergovernmental State-aid PERA 516 - - 516 Charges for services 62,101 2,500 27,500 92,101 Interest income 4,046 516 - 4,562 Change in fair value of investments (1,543) (197) - (1,740) Total revenue 746,784 2,819 27,500 777,103 EXPENDITURES Current: General government 512,960 7,766 17,514 538,240 Capital outlay General government 112,828 - - 112,828 Total expenditures 625,788 7,766 17,514 651,068 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES 120,996 (4,947) 9,986 126,035 OTHER FINANCE SOURCES (USES) Transfers In 238,912 - - 238,912 Transfers Out (75,429) (9,784) - (85,213) Total other finance sources (uses) 163,483 (9,784) - 153,699 NET CHANGE IN FUND BALANCES 284,479 (14,731) 9,986 279,734 FUND BALANCES Beginning of Year 318,696 46,013 24,720 389,429 End of Year 603,175$ 31,282$ 34,706$ 669,163$ CITY OF LAKEVILLE DEBT SERVICE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2017 (106) Tax State-aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total ASSETS Cash and Investments 2,755,198$ 736,067$ -$ 87,374$ 475,775$ 4,054,414$ Investments held by trustee - - 608,581 608,581 Interest receivable 16,529 4,519 - 608 386 22,042 Accounts receivable - - - 47,500 - 47,500 Leases Receivable - - - - 2,255,000 2,255,000 Total Assets 2,771,727$ 740,586$ -$ 135,482$ 3,339,742$ 6,987,537$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCE LIABILITIES Interest payable 1,550$ 650$ -$ -$ -$ 2,200$ DEFERRED INFLOWS OF RESOURCES Unavailable revenue - leases - - - - 2,255,000 2,255,000 FUND BALANCE Restricted for debt service 2,770,177 739,936 - 135,482 1,084,742 4,730,337 Total Liabilities, Deferred Inflows of Resources, and Fund Balance 2,771,727$ 740,586$ -$ 135,482$ 3,339,742$ 6,987,537$ Bonds CITY OF LAKEVILLE DEBT SERVICE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2017 (107) Tax State-aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total REVENUE Property taxes Current and delinquent -$ -$-$ -$ 293,550$ 293,550$ Tax increment 411,366 -- --411,366 Intergovernmental - State-aid -1,187,082 - - - 1,187,082 Charges for services - - - 88,626 286,594 375,220 Interest Income 39,575 7,414 (188)1,800 3,505 52,106 Change in Fair Value of Investments (15,095) (2,828) -(687)(698) (19,308) Donations - - - 95,000 -95,000 Total revenues 435,846 1,191,668 (188)184,739 582,951 2,395,016 EXPENDITURES Capital Outlay: General Government - - - - 2,255,000 2,255,000 Debt Service: Principal bond maturities 220,000 940,000 340,000 155,000 320,000 1,975,000 Interest on debt 55,160 241,084 284,200 26,305 201,512 808,261 Fiscal charges 4,331 2,040 546 96 76,544 83,557 Total expenditures 279,491 1,183,124 624,746 181,401 2,853,056 5,121,818 DEFICIENCY OF REVENUE UNDER EXPENDITURES 156,355 8,544 (624,934) 3,338 (2,270,105) (2,726,802) OTHER FINANCE SOURCES Issuance of refunding bonds - - - - 2,255,000 2,255,000 Premium on bonds issued - - - - 96,558 96,558 Transfers from (to): Debt Service - General Obligation Bonds -39,283 - - - 39,283 Capital Projects - Improvement Construction (146,707) - - - (146,707) Capital Projects - Municipal State-Aid -420,679 - - - 420,679 Capital Projects - Water Fund --624,200 - - 624,200 Enterprise - Liquor Fund --- - 787,209 787,209 Enterprise - Liquor Fund --- - (809,069) (809,069) Total other finance sources (uses)(146,707) 459,962 624,200 -2,329,698 3,267,153 NET CHANGE IN FUND BALANCES 9,648 468,506 (734)3,338 59,593 540,351 FUND BALANCES Beginning of Year 2,760,529 271,430 734 132,144 1,025,149 4,189,986 End of Year 2,770,177$ 739,936$ -$ 135,482$ 1,084,742$ 4,730,337$ Bonds CITY OF LAKEVILLE CAPITAL PROJECTS FUND (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2017 (108) Municipal Pavement Storm State-aid Management Sewer Water ASSETS Cash and investments 3,387,906$ 1,059,843$ 7,139,975$ 8,258,756$ Interest receivable 20,286 6,163 31,308 24,820 Accounts receivable 310,733 - 240,470 - Special assessments Unremitted - - - - Delinquent - 355 - - Deferred - 3,350 1,153 65,806 Other - - 62,092 22,009 Total Assets 3,718,925$ 1,069,711$ 7,474,998$ 8,371,391$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCE LIABILITIES Accounts payable 568,849$ 67,708$ 2,412$ 103,279$ Advances from other funds - - - - Contracts payable - 58,442 - 202,452 Deposits payable - - - - Unearned revenue - - - - Total liabilities 568,849 126,150 2,412 305,731 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - special assessments - 3,705 63,245 87,815 Unavailable revenue - other - - 240,470 - Total deferred inflows of resources - 3,705 303,715 87,815 FUND BALANCE Restricted 3,150,076 - - 625,785 Committed - 939,856 7,409,341 7,352,060 Unassigned - - (240,470) - Total fund balance 3,150,076 939,856 7,168,871 7,977,845 Total liabilities, deferred inflows of resources, and fund balance 3,718,925$ 1,069,711$ 7,474,998$ 8,371,391$ (109) Sanitary Park Trail Park Tax Tax Sewer Dedication Improvement Improvement Increment Abatement Equipment Totals 6,977,249$ 5,265,023$ 346,493$ 8,284$ 18,817$ -$ 2,019,729$ 34,482,075$ 29,052 20,676 3,145 628 273 235 12,935 149,521 - 3,000 - - - - 784 554,987 59 - - - - - - 59 - - - - - - - 355 50,022 48 - - - - - 120,379 59,565 - - - - - - 143,666 7,115,947$ 5,288,747$ 349,638$ 8,912$ 19,090$ 235$ 2,033,448$ 35,451,042$ 23,250$ 19,866$ -$ 70$ 196$ -$ 66,147$ 851,777$ - - -- -402,686 - 402,686 - - -- --- 260,894 98,190 - - - - - - 98,190 - 4,526 - - - - - 4,526 121,440 24,392 -70 196 402,686 66,147 1,149,240 109,587 48 - - - - - 264,400 - - - - - - - 240,470 109,587 48 - - - - - 504,870 - 5,264,307 - - 18,894 - - 9,059,062 6,884,920 -349,638 8,842 - - 1,967,301 24,911,958 - - - - -(402,451)- (642,921) 6,884,920 5,264,307 349,638 8,842 18,894 (402,451) 1,967,301 33,328,099 7,115,947$ 5,288,747$ 349,638$ 8,912$ 19,090$ 235$ 2,033,448$ 35,451,042$ CITY OF LAKEVILLE CAPITAL PROJECTS FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2017 (110) Municipal Pavement Storm State-aid Management Sewer Water REVENUE Property taxes Current -$ 1,191,550$ -$ -$ Tax increment - - - - Intergovernmental Municipal state-aid - 120,000 - - County and local grants 919,905 - 4,236 - Charges for services 262,535 - 1,255,985 3,143,470 Special assessments - 5,025 217 25,709 Interest income 61,005 16,000 106,044 101,509 Change in fair value of investments (22,159) (6,103) (40,448) (35,159) Donations - - - - Miscellaneous - - - 358,937 Total revenues 1,221,286 1,326,472 1,326,034 3,594,466 EXPENDITURES - CAPITAL OUTLAY General government - - - - Public safety - - - - Public works 2,295,266 1,193,191 356,058 836,001 Parks and recreation - - - - Total expenditures 2,295,266 1,193,191 356,058 836,001 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES (1,073,980) 133,281 969,976 2,758,465 OTHER FINANCE SOURCES (USES) Proceeds from the Sale of Capital Assets 240,635 - - - Transfers from (to): General Fund 24,495 - - - Special Revenue - Economic Development Fund - - - - Debt Service - State Aid Street Bonds (420,679) - - - Debt Service - Water Revenue Bonds - - - (624,200) Capital Projects - State Aid Construction - - (336,101) (83,389) Capital Projects - Pavement Management Fund - - - - Capital Projects - Storm Sewer 336,101 - - - Capital Projects - Water Trunk Fund 83,389 - - Capital Projects - Improvement Construction (35,505) (244,142) (7,447) - Capital Projects - Equipment Fund - (100,000) - - Enterprise - Liquor Fund 1,289 - - - Enterprise - Utility Fund 6,446 - (20,859) - Total other finance sources (uses) 236,171 (344,142) (364,407) (707,589) NET CHANGE IN FUND BALANCE (837,809) (210,861) 605,569 2,050,876 FUND BALANCES Beginning of Year 3,987,885 1,150,717 6,563,302 5,926,969 End of Year 3,150,076$ 939,856$ 7,168,871$ 7,977,845$ (111) Sanitary Park Trail Park Tax Tax Sewer Dedication Improvement Improvement Increment Abatement Equipment Totals -$ -$129,304$ 175,000$ -$ -$355,563$ 1,851,417$ -- - - 160,986 --160,986 - - - - - - - 120,000 - - - - - - - 924,141 1,017,356 1,154,433 - - 4,289 - - 6,838,068 44,204 55 - - - - -75,210 97,020 75,858 7,857 670 591 - 30,368 496,922 (37,006) (28,934) (2,997) (256)(205) - (11,583)(184,850) -87,387 - - - - 3,787 91,174 -42,743 - - - - -401,680 1,121,574 1,331,542 134,164 175,414 165,661 - 378,135 10,774,748 - - - - 167,441 13,124 390,266 570,831 - - - - - - 560,148 560,148 36,327 - - - - - 828,722 5,545,565 -649,355 330,243 232,817 - - 242,442 1,454,857 36,327 649,355 330,243 232,817 167,441 13,124 2,021,578 8,131,401 1,085,247 682,187 (196,079) (57,403) (1,780) (13,124) (1,643,443) 2,643,347 - - - - - - 275,745 516,380 - - - - 6,099 - 1,445,000 1,475,594 - - - - 9,784 --9,784 - - - - - - - (420,679) - - - - - - - (624,200) - - - - - - - (419,490) - - - - - - 100,000 100,000 - - - - - - - 336,101 - - - - - - - 83,389 - - - - (158,146) - - (445,240) - - - - - - - (100,000) - - - - - - - 1,289 - - - - - - 93,284 78,871 - - - - (142,263) - 1,914,029 591,799 1,085,247 682,187 (196,079) (57,403) (144,043) (13,124) 270,586 3,235,146 5,799,673 4,582,120 545,717 66,245 162,937 (389,327) 1,696,715 30,092,953 6,884,920$ 5,264,307$ 349,638$ 8,842$ 18,894$ (402,451)$ 1,967,301$ 33,328,099$ CITY OF LAKEVILLE COMMUNICATIONS – SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2017 (112) Over (Under) Original Final Actual Final Budget Revenues Licenses and permits 676,131$ 676,131$ 681,664$ 5,533$ Intergovernmental State-aid PERA 516 516 516 - Charges for services 61,296 61,296 62,101 805 Interest income 3,497 3,497 4,046 549 Change in fair value of investments - - (1,543) (1,543) Total revenues 741,440 741,440 746,784 5,344 Expenditures - General Government Current: Personnel 358,759 358,759 368,636 9,877 Commodities 6,260 6,260 8,749 2,489 Other charges and services 156,544 441,534 135,575 (305,959) Capital outlay 107,579 107,579 112,828 5,249 Total expenditures - general government 629,142 914,132 625,788 (288,344) Excess (deficiency) of revenue over (under) expenditures 112,298 (172,692) 120,996 293,688 Other financing sources Transfers in from: General Fund - 181,957 181,957 - Liquor Funds - 9,163 9,163 - Utility Funds - 47,752 47,792 40 Transfers out to: General Fund (75,429) (75,429) (75,429) - Capital Projects Funds (40,000) (40,000) - 40,000 Total other finance sources (uses)(115,429) 123,443 163,483 40,040 Net change in fund balance (3,131)$ (49,249)$ 284,479 333,728$ Fund balance Beginning of year 318,696 End of year 603,175$ Budgeted Amounts CITY OF LAKEVILLE ECONOMIC DEVELOPMENT – SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2017 (113) Over (Under) Original Final Actual Final Budget Revenues Charges for services 2,500$ 2,500$ 2,500$ -$ Interest income 205 205 516 311 Change in fair value of investments - - (197) (197) Total revenues 2,705 2,705 2,819 114 Expenditures - General Government Current: Other charges and services 12,500 12,500 7,766 (4,734) Other financing uses Transfers to: Capital Projects - Construction Fund - (9,784) (9,784) - Net change in fund balance (9,795)$ (9,795)$ (14,731) (4,936)$ Fund balance Beginning of year 46,013 End of year 31,282$ Budgeted Amounts CITY OF LAKEVILLE DOWNTOWN SPECIAL SERVICE DISTRICT – SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2017 (114) Over (Under) Original Final Actual Final Budget Revenues Charges for services 13,750$ 13,750$ 27,500$ 13,750$ Expenditures - General Government Current: Personnel - - 9,697 9,697 Commodities - - 42 42 Other charges and services 32,680 32,680 7,775 (24,905) Total expenditures - general government 32,680 32,680 17,514 (15,166) Net change in fund balance (18,930)$ (18,930)$ 9,986 28,916$ Fund balance Beginning of year 24,720 End of year 34,706$ Budgeted Amounts (115) AGENCY FUNDS Agency Fund – The Agency Fund is used to account for assets held by the City as an agent for other City funds, governments, and individuals. Escrow Fund This fund accounts for deposits paid by land developers, builders, and other individuals for future disbursements. The disbursements relating to these events will be made when specific terms and conditions have been satisfied. CITY OF LAKEVILLE AGENCY FUND STATEMENT OF CHANGES IN ASSETS AND LIABILITIES YEAR ENDED DECEMBER 31, 2017 (116) Beginning Ending Balance Increases Decreases Balance ASSETS Cash and Investments 8,689,382$ 2,902,253$ 1,826,933$ 9,764,702$ LIABILITIES Deposits Payable 8,688,842$ 2,902,793$ 1,828,895$ 9,762,740$ Accounts Payable 540 1,962 540 1,962 Total Liabilities 8,689,382$ 2,904,755$ 1,829,435$ 9,764,702$ Escrow SUPPLEMENTARY INFORMATION This page intentionally left blank. CITY OF LAKEVILLE SCHEDULE OF CHANGES IN BONDED INDEBTEDNESS YEAR ENDED DECEMBER 31, 2017 (117) Outstanding Outstanding January 1 Issued Redeemed December 31 Governmental Activities: General obligation bonds 50,705,000$ 1,530,000$ 13,380,000$ 38,855,000$ G.O. improvement bonds 47,470,000 7,465,000 2,715,000 52,220,000 Tax increment bonds 1,460,000 -220,000 1,240,000 State-aid street revenue bonds 7,145,000 -940,000 6,205,000 G.O. water revenue bonds 8,280,000 -340,000 7,940,000 Arena revenue bonds 490,000 -155,000 335,000 HRA lease revenue bonds 7,115,000 -320,000 6,795,000 Total governmental activity bonds 122,665,000 8,995,000 18,070,000 113,590,000 Business-type Activities: Liquor revenue bonds 2,715,000 2,255,000 2,715,000 2,255,000 Water revenue bonds 6,075,000 835,000 -6,910,000 Sewer revenue bonds 495,000 - -495,000 Street light revenue bonds - 335,000 -335,000 Total business-type activity bonds 9,285,000 3,425,000 2,715,000 9,995,000 Total bonded indebtedness 131,950,000$ 12,420,000$ 20,785,000$ 123,585,000$ CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (118) Issue Interest Annual Date Rate Date Amount Interest General Obligation Bonds: Capital Improvement Refunding Bonds of 2012 B 8/15/12 (Central Maintenance Facility) Principal and interest 4.00 2/1/18 570,000$ 366,750$ Principal and interest 4.00 2/1/19 635,000 342,650 Principal and interest 4.00 2/1/20 670,000 316,550 Principal and interest 4.00 2/1/21 750,000 288,150 Principal and interest (call provision date) 3.00 2/1/22 770,000 261,600 Principal and interest 3.00 2/1/23 810,000 237,900 Principal and interest 3.00 2/1/24 865,000 212,775 Principal and interest 3.00 2/1/25 930,000 185,850 Principal and interest 3.00 2/1/26 1,040,000 156,300 Principal and interest 3.00 2/1/27 1,070,000 124,650 Principal and interest 3.00 2/1/28 1,125,000 91,725 Principal and interest 3.00 2/1/29 1,200,000 56,850 Principal and interest 3.00 2/1/30 1,295,000 19,425 Total 11,730,000 2,661,175 Capital Improvement Refunding Bonds of 2014 B 8/20/14 Principal and interest 5.00 2/1/18 555,000 429,988 Principal and interest 5.00 2/1/19 580,000 401,613 Principal and interest 5.00 2/1/20 605,000 371,988 Principal and interest 1.75 2/1/21 635,000 351,306 Principal and interest 5.00 2/1/22 640,000 329,750 Principal and interest 5.00 2/1/23 670,000 297,000 Principal and interest (call provision date) 5.00 2/1/24 700,000 262,750 Principal and interest 4.00 2/1/25 735,000 230,550 Principal and interest 4.00 2/1/26 765,000 200,550 Principal and interest 4.00 2/1/27 790,000 169,450 Principal and interest 4.00 2/1/28 815,000 139,388 Principal and interest 3.50 2/1/29 845,000 110,338 Principal and interest 3.50 2/1/30 875,000 80,238 Principal and interest 3.50 2/1/31 910,000 49,000 Principal and interest 3.50 2/1/32 945,000 16,538 Total 11,065,000 3,440,447 Street Reconstruction Refunding Bonds of 2012 B 8/15/12 Principal and interest 4.00 2/1/18 730,000 245,950 Principal and interest 4.00 2/1/19 765,000 216,050 Principal and interest 4.00 2/1/20 805,000 184,650 Principal and interest 4.00 2/1/21 835,000 151,850 Principal and interest (call provision date) 3.00 2/1/22 850,000 122,400 Principal and interest 3.00 2/1/23 880,000 96,450 Principal and interest 3.00 2/1/24 905,000 69,675 Principal and interest 3.00 2/1/25 935,000 42,075 Principal and interest 3.00 2/1/26 935,000 14,025 Total 7,640,000 1,143,125 Principal Maturity (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (119) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity General Obligation Bonds (continued): Street Reconstruction Refunding Bonds of 2014 B 8/20/14 Principal and interest 5.00 2/1/18 135,000 60,988 Principal and interest 5.00 2/1/19 140,000 54,113 Principal and interest 5.00 2/1/20 145,000 46,988 Principal and interest 1.75 2/1/21 155,000 42,006 Principal and interest 5.00 2/1/22 160,000 36,650 Principal and interest 5.00 2/1/23 170,000 28,400 Principal and interest (call provision date) 5.00 2/1/24 175,000 19,775 Principal and interest 4.00 2/1/25 190,000 11,600 Principal and interest 4.00 2/1/26 195,000 3,900 Total 1,465,000 304,420 Street Reconstruction Refunding Bonds of 2007 H 12/15/07 Principal and interest (call provision date) 4.00 2/1/18 1,880,000 40,123 Total 1,880,000 40,123 Taxable Street Reconstruction Bonds of 2009 A 12/30/09 (Build America Bonds) Principal and interest 4.25 2/1/18 225,000 179,696 Principal and interest 4.50 2/1/19 230,000 169,740 Principal and interest (call provision date) 4.65 2/1/20 235,000 159,101 Principal and interest 4.75 2/1/21 245,000 147,819 Principal and interest 4.90 2/1/22 250,000 135,875 Principal and interest 5.00 2/1/23 260,000 123,250 Principal and interest 5.20 2/1/24 270,000 109,730 Principal and interest 5.30 2/1/25 280,000 95,290 Principal and interest 5.40 2/1/26 290,000 80,040 Principal and interest 5.50 2/1/27 300,000 63,960 Principal and interest 5.65 2/1/28 310,000 46,953 Principal and interest 5.80 2/1/29 320,000 28,915 Principal and interest 5.95 2/1/30 330,000 9,818 Total 3,545,000 1,350,187 Street Reconstruction Bonds of 2017 A 9/8/2017 Principal and interest 5.00 2/1/18 - 62,100 Principal and interest 5.00 2/1/19 100,000 66,500 Principal and interest 5.00 2/1/20 130,000 60,750 Principal and interest 5.00 2/1/21 135,000 54,125 Principal and interest 5.00 2/1/22 140,000 47,250 Principal and interest 5.00 2/1/23 150,000 40,000 Principal and interest 5.00 2/1/24 155,000 32,375 Principal and interest 5.00 2/1/25 170,000 24,250 Principal and interest (call provision date) 5.00 2/1/26 175,000 15,625 Principal and interest 3.00 2/1/27 185,000 8,475 Principal and interest 3.00 2/1/28 190,000 2,850 Total 1,530,000 414,300 Total General Obligation Bonds 38,855,000$ 9,353,777$ (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (120) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds: Improvement Bonds of 2007 F 8/1/07 Principal and interest 4.125 2/1/18 50,000$ 1,031$ Total 50,000 1,031 Improvement Bonds of 2008 A 10/1/08 Principal and interest 3.75 2/1/18 30,000 1,688 Principal and interest 3.75 2/1/19 30,000 563 Total 60,000 2,251 Improvement Refunding Bonds of 2009 B 12/30/09 Principal and interest 3.00 2/1/18 355,000 20,775 Principal and interest 3.00 2/1/19 360,000 10,050 Principal and interest 3.00 2/1/20 155,000 2,325 Total 870,000 33,150 Improvement Bonds of 2011 A 12/1/11 Principal and interest 1.70 2/1/18 190,000 29,383 Principal and interest 1.90 2/1/19 190,000 25,963 Principal and interest 2.10 2/1/20 190,000 22,163 Principal and interest (call provision date)2.25 2/1/21 195,000 17,974 Principal and interest 2.60 2/1/22 50,000 15,130 Principal and interest 2.60 2/1/23 50,000 13,830 Principal and interest 3.10 2/1/24 50,000 12,530 Principal and interest 3.10 2/1/25 45,000 11,183 Principal and interest 3.10 2/1/26 45,000 9,788 Principal and interest 3.10 2/1/27 45,000 8,393 Principal and interest 3.50 2/1/28 45,000 6,998 Principal and interest 3.50 2/1/29 45,000 5,513 Principal and interest 3.50 2/1/30 45,000 3,938 Principal and interest 3.50 2/1/31 45,000 2,363 Principal and interest 3.50 2/1/32 45,000 788 Total 1,275,000 185,937 Improvement Bonds of 2012 A 8/15/12 Principal and interest 2.00 2/1/18 550,000 135,575 Principal and interest 3.00 2/1/19 550,000 121,825 Principal and interest 3.00 2/1/20 555,000 105,250 Principal and interest 3.00 2/1/21 565,000 88,450 Principal and interest (call provision date)3.00 2/1/22 565,000 71,500 Principal and interest 4.00 2/1/23 575,000 51,525 Principal and interest 4.00 2/1/24 135,000 37,325 Principal and interest 3.00 2/1/25 130,000 32,675 Principal and interest 3.00 2/1/26 130,000 28,775 Principal and interest 3.00 2/1/27 130,000 24,875 Principal and interest 3.00 2/1/28 130,000 20,975 Principal and interest 3.00 2/1/29 130,000 17,075 Principal and interest 3.00 2/1/30 125,000 13,250 Principal and interest 3.00 2/1/31 125,000 9,500 Principal and interest 3.00 2/1/32 125,000 5,750 Principal and interest 3.10 2/1/33 125,000 1,938 Total 4,645,000 766,263 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (121) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds (continued): Improvement Bonds of 2013 A 8/15/13 Principal and interest 2.00 2/1/18 365,000 96,600 Principal and interest 2.00 2/1/19 370,000 89,250 Principal and interest 2.00 2/1/20 375,000 81,800 Principal and interest 2.25 2/1/21 380,000 73,775 Principal and interest 2.50 2/1/22 380,000 64,750 Principal and interest (call provision date)2.75 2/1/23 385,000 54,706 Principal and interest 2.75 2/1/24 395,000 43,981 Principal and interest 3.50 2/1/25 100,000 36,800 Principal and interest 3.50 2/1/26 100,000 33,300 Principal and interest 3.50 2/1/27 100,000 29,800 Principal and interest 3.75 2/1/28 100,000 26,175 Principal and interest 3.75 2/1/29 100,000 22,425 Principal and interest 3.75 2/1/30 100,000 18,675 Principal and interest 4.00 2/1/31 105,000 14,700 Principal and interest 4.00 2/1/32 105,000 10,500 Principal and interest 4.00 2/1/33 105,000 6,300 Principal and interest 4.00 2/1/34 105,000 2,100 Total 3,670,000 705,637 Improvement Bonds of 2014 A 8/20/14 Principal and interest 2.00 2/1/18 695,000 229,975 Principal and interest 2.00 2/1/19 705,000 215,975 Principal and interest 3.00 2/1/20 710,000 198,275 Principal and interest 3.00 2/1/21 730,000 176,675 Principal and interest 4.00 2/1/22 745,000 150,825 Principal and interest 4.00 2/1/23 775,000 120,425 Principal and interest (call provision date)4.00 2/1/24 800,000 88,925 Principal and interest 4.00 2/1/25 825,000 56,425 Principal and interest 3.00 2/1/26 120,000 38,125 Principal and interest 3.00 2/1/27 120,000 34,525 Principal and interest 3.50 2/1/28 120,000 30,625 Principal and interest 3.50 2/1/29 120,000 26,425 Principal and interest 3.50 2/1/30 120,000 22,225 Principal and interest 3.50 2/1/31 115,000 18,113 Principal and interest 3.50 2/1/32 115,000 14,088 Principal and interest 3.50 2/1/33 115,000 10,063 Principal and interest 3.50 2/1/34 115,000 6,038 Principal and interest 3.50 2/1/35 115,000 2,013 Total 7,160,000 1,439,740 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (122) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds (continued): Improvement Bonds of 2015 A 8/20/15 Principal and interest 5.00 2/1/18 490,000 411,063 Principal and interest 1.75 2/1/19 510,000 394,350 Principal and interest 1.75 2/1/20 505,000 385,469 Principal and interest 5.00 2/1/21 510,000 368,300 Principal and interest 5.00 2/1/22 530,000 342,300 Principal and interest 5.00 2/1/23 545,000 315,425 Principal and interest 2.50 2/1/24 570,000 294,675 Principal and interest (call provision date) 5.00 2/1/25 580,000 273,050 Principal and interest 5.00 2/1/26 605,000 243,425 Principal and interest 4.00 2/1/27 580,000 216,700 Principal and interest 4.00 2/1/28 590,000 193,300 Principal and interest 3.00 2/1/29 610,000 172,350 Principal and interest 3.13 2/1/30 630,000 153,356 Principal and interest 3.25 2/1/31 640,000 133,113 Principal and interest 3.38 2/1/32 655,000 111,659 Principal and interest 3.38 2/1/33 675,000 89,216 Principal and interest 3.50 2/1/34 690,000 65,750 Principal and interest 3.50 2/1/35 705,000 41,338 Principal and interest 4.00 2/1/36 725,000 14,500 Total 11,345,000 4,219,339 Improvement Bonds of 2016 B 7/21/16 Principal and interest 5.00 2/1/18 535,000 511,969 Principal and interest 5.00 2/1/19 640,000 482,594 Principal and interest 5.00 2/1/20 825,000 445,969 Principal and interest 1.50 2/1/21 855,000 418,931 Principal and interest 2.00 2/1/22 855,000 403,969 Principal and interest 5.00 2/1/23 860,000 373,919 Principal and interest 5.00 2/1/24 890,000 330,169 Principal and interest (call provision date) 5.00 2/1/25 920,000 284,919 Principal and interest 3.00 2/1/26 950,000 247,669 Principal and interest 2.00 2/1/27 970,000 223,719 Principal and interest 2.00 2/1/28 970,000 204,319 Principal and interest 3.00 2/1/29 980,000 179,919 Principal and interest 3.00 2/1/30 995,000 150,294 Principal and interest 3.00 2/1/31 1,010,000 120,219 Principal and interest 3.00 2/1/32 1,035,000 89,544 Principal and interest 3.00 2/1/33 1,045,000 58,344 Principal and interest 3.13 2/1/34 570,000 33,762 Principal and interest 3.13 2/1/35 265,000 20,715 Principal and interest 3.25 2/1/36 255,000 12,431 Principal and interest 3.25 2/1/37 255,000 4,144 Total 15,680,000 4,597,518 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (123) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds (continued): Improvement Bonds of 2017 A 9/7/17 Principal and interest 5.00 2/1/18 - 291,313 Principal and interest 5.00 2/1/19 435,000 312,806 Principal and interest 5.00 2/1/20 580,000 287,431 Principal and interest 5.00 2/1/21 600,000 257,931 Principal and interest 5.00 2/1/22 625,000 227,306 Principal and interest 5.00 2/1/23 645,000 195,556 Principal and interest 5.00 2/1/24 670,000 162,681 Principal and interest 5.00 2/1/25 695,000 128,556 Principal and interest (call provision date)5.00 2/1/26 720,000 93,181 Principal and interest 3.00 2/1/27 745,000 64,006 Principal and interest 3.00 2/1/28 765,000 41,356 Principal and interest 3.00 2/1/29 110,000 28,231 Principal and interest 3.00 2/1/30 110,000 24,931 Principal and interest 3.00 2/1/31 105,000 21,706 Principal and interest 3.00 2/1/32 105,000 18,556 Principal and interest 3.00 2/1/33 100,000 15,481 Principal and interest 3.00 2/1/34 95,000 12,556 Principal and interest 3.00 2/1/35 95,000 9,706 Principal and interest 3.125 2/1/36 90,000 6,875 Principal and interest 3.125 2/1/37 90,000 4,063 Total 3.125 2/1/38 85,000 1,328 7,465,000 2,205,556 Total G.O. Improvement Bonds 52,220,000$ 14,156,422$ State-aid Street Revenue Bonds: State-aid Street Bonds of 2007 G 12/15/07 Principal and interest 4.00 4/1/18 440,000$ 8,800$ Total 440,000 8,800 State-aid Street Refunding Bonds of 2010 A 1/1/10 Principal and interest 3.00 4/1/18 285,000 26,225 Principal and interest 3.25 4/1/19 300,000 17,075 Principal and interest 4.00 4/1/20 305,000 6,100 Total 890,000 49,400 State-aid Street Refunding Bonds of 2011 B 12/1/11 Principal and interest 1.75 4/1/18 75,000 5,301 Principal and interest 1.75 4/1/19 75,000 3,989 Principal and interest 2.15 4/1/20 75,000 2,526 Principal and interest 2.15 4/1/21 80,000 860 Total 305,000 12,676 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (124) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity State-aid Street Revenue Bonds (continued): State-aid Street Bonds of 2015 A 8/20/15 Principal and interest 5.00 4/1/18 170,000 165,606 Principal and interest 1.75 4/1/19 175,000 159,825 Principal and interest 1.75 4/1/20 180,000 156,719 Principal and interest 5.00 4/1/21 185,000 150,519 Principal and interest 5.00 4/1/22 190,000 141,144 Principal and interest 5.00 4/1/23 200,000 131,394 Principal and interest 2.50 4/1/24 210,000 123,769 Principal and interest (call provision date)5.00 4/1/25 215,000 115,769 Principal and interest 5.00 4/1/26 230,000 104,644 Principal and interest 4.00 4/1/27 240,000 94,094 Principal and interest 4.00 4/1/28 250,000 84,294 Principal and interest 3.00 4/1/29 260,000 75,394 Principal and interest 3.13 4/1/30 265,000 67,353 Principal and interest 3.25 4/1/31 275,000 58,744 Principal and interest 3.38 4/1/32 285,000 49,466 Principal and interest 3.38 4/1/33 295,000 39,678 Principal and interest 3.50 4/1/34 305,000 29,363 Principal and interest 3.50 4/1/35 315,000 18,513 Principal and interest 4.00 4/1/36 325,000 6,500 Total 4,570,000 1,772,788 Total State-aid Street Revenue Bonds 6,205,000$ 1,843,664$ Arena Revenue Bonds: Gross Revenue Recreation Facility Bonds of 1999 4/1/99 (Ames Ice Arena) Principal and interest 5.40 8/1/18 165,000$ 18,090$ Principal and interest 5.40 8/1/19 170,000 9,180 Total 335,000 27,270 Total Arena Revenue Bonds 335,000$ 27,270$ (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (125) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue Refunding Bonds of 2016 9/22/16 Principal and interest 2.00 2/1/18 355,000$ 228,550$ Principal and interest 3.00 2/1/19 360,000 219,600 Principal and interest 3.00 2/1/20 370,000 208,650 Principal and interest 3.00 2/1/21 385,000 197,325 Principal and interest 3.00 2/1/22 405,000 185,475 Principal and interest 3.00 2/1/23 420,000 173,100 Principal and interest 3.00 2/1/24 425,000 160,425 Principal and interest 3.00 2/1/25 440,000 147,450 Principal and interest (call provision date) 3.00 2/1/26 455,000 134,025 Principal and interest 4.00 2/1/27 475,000 117,700 Principal and interest 4.00 2/1/28 490,000 98,400 Principal and interest 4.00 2/1/29 515,000 78,300 Principal and interest 4.00 2/1/30 540,000 57,200 Principal and interest 4.00 2/1/31 565,000 35,100 Principal and interest 4.00 2/1/32 595,000 11,900 Total 6,795,000 2,053,200 Total HRA Lease Revenue Bonds 6,795,000$ 2,053,200$ G.O. Water Revenue Bonds: G.O. Water Revenue Bonds of 2016 A 2/25/16 Principal and interest 5.00 2/1/18 345,000$ 267,075$ Principal and interest 5.00 2/1/19 365,000 249,325 Principal and interest 5.00 2/1/20 380,000 230,700 Principal and interest 5.00 2/1/21 400,000 211,200 Principal and interest 5.00 2/1/22 420,000 190,700 Principal and interest 5.00 2/1/23 440,000 169,200 Principal and interest (call provision date) 5.00 2/1/24 465,000 146,575 Principal and interest 5.00 2/1/25 490,000 130,050 Principal and interest 2.00 2/1/26 495,000 120,200 Principal and interest 2.00 2/1/27 475,000 110,500 Principal and interest 2.125 2/1/28 480,000 100,650 Principal and interest 3.00 2/1/29 495,000 88,125 Principal and interest 3.00 2/1/30 505,000 73,125 Principal and interest 3.00 2/1/31 520,000 57,750 Principal and interest 3.00 2/1/32 540,000 41,850 Principal and interest 3.00 2/1/33 555,000 25,425 Principal and interest 3.00 2/1/34 570,000 8,550 Total 7,940,000 2,221,000 Total Water Revenue Bonds 7,940,000$ 2,221,000$ Tax Increment Refunding Bonds of 2007 A Principal and interest 4.00 2/1/18 230,000$ 46,161$ Principal and interest 4.00 2/1/19 240,000 36,761 Principal and interest 4.125 2/1/20 245,000 26,908 Principal and interest 4.125 2/1/21 260,000 16,493 Principal and interest 4.20 2/1/22 265,000 5,565 Total Tax Increment Bonds 1,240,000 131,888 Total Governmental Activity Bonds 113,590,000$ 29,787,221$ (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (126) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity Business-Type Activity Bonds: Water Revenue Bonds of 2016 B 7/21/16 Principal and interest 5.00 2/1/18 325,000$ 203,838$ Principal and interest 5.00 2/1/19 340,000 187,213 Principal and interest 5.00 2/1/20 365,000 169,588 Principal and interest 5.00 2/1/21 380,000 157,613 Principal and interest 5.00 2/1/22 385,000 150,913 Principal and interest 5.00 2/1/23 390,000 137,313 Principal and interest 5.00 2/1/24 410,000 117,313 Principal and interest (call provision date)5.00 2/1/25 430,000 96,313 Principal and interest 5.00 2/1/26 450,000 78,813 Principal and interest 5.00 2/1/27 310,000 68,963 Principal and interest 5.00 2/1/28 315,000 62,713 Principal and interest 5.00 2/1/29 325,000 54,688 Principal and interest 5.00 2/1/30 335,000 44,788 Principal and interest 5.00 2/1/31 345,000 34,588 Principal and interest 5.00 2/1/32 355,000 24,088 Principal and interest 5.00 2/1/33 365,000 13,288 Principal and interest 5.00 2/1/34 250,000 3,906 Total 6,075,000 1,605,939 Sewer Revenue Bonds of 2016 B 7/21/16 Principal and interest 5.00 2/1/18 55,000 19,325 Principal and interest 5.00 2/1/19 55,000 16,575 Principal and interest 5.00 2/1/20 60,000 13,700 Principal and interest 5.00 2/1/21 60,000 11,750 Principal and interest 5.00 2/1/22 65,000 10,650 Principal and interest 5.00 2/1/23 65,000 8,375 Principal and interest 5.00 2/1/24 65,000 5,125 Principal and interest (call provision date)5.00 2/1/25 70,000 1,750 Total 495,000 87,250 CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2017 (127) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity Business-Type Activity Bonds (continued): Lease Revenue Liquor Enterprise Refunding Bonds of 2017 (Galaxie Store) Principal and interest 2.00 2/1/18 - 44,418 Principal and interest 2.00 2/1/19 215,000 58,650 Principal and interest 2.00 2/1/20 230,000 54,200 Principal and interest 2.00 2/1/21 240,000 49,500 Principal and interest 3.00 2/1/22 245,000 43,425 Principal and interest 3.00 2/1/23 250,000 36,000 Principal and interest 3.00 2/1/24 260,000 28,350 Principal and Interest (call provision date) 3.00 2/1/25 265,000 20,475 Principal and interest 3.00 2/1/26 270,000 12,450 Principal and interest 3.00 2/1/27 280,000 4,200 Total 2,255,000 351,668 Water Improvement Bonds of 2017 A 9/7/2017 Principal and interest 5.00 2/1/18 - 33,885 Principal and interest 5.00 2/1/19 55,000 36,275 Principal and interest 5.00 2/1/20 70,000 33,150 Principal and interest 5.00 2/1/21 75,000 29,525 Principal and interest 5.00 2/1/22 80,000 25,650 Principal and interest 5.00 2/1/23 80,000 21,650 Principal and interest 5.00 2/1/24 85,000 17,525 Principal and interest 5.00 2/1/25 90,000 13,150 Principal and interest (call provision date)5.00 2/1/26 95,000 8,525 Principal and interest 3.00 2/1/27 100,000 4,650 Principal and interest 3.00 2/1/28 105,000 1,575 Total 835,000 225,560 Street Lights Improvement Bonds of 2017 A Principal and interest 5.00 2/1/18 - 15,075 Principal and interest 5.00 2/1/19 30,000 16,000 Principal and interest 5.00 2/1/20 35,000 14,375 Principal and interest 5.00 2/1/21 40,000 12,500 Principal and interest 5.00 2/1/22 40,000 10,500 Principal and interest 5.00 2/1/23 45,000 8,375 Principal and interest 5.00 2/1/24 45,000 6,125 Principal and interest 5.00 2/1/25 50,000 3,750 Principal and interest (call provision date) 5.00 2/1/26 50,000 1,250 Total 335,000 87,950 Total Business-Type Bonds 9,995,000$ 2,358,367$ Total Bonded Indebtedness and Annual Interest Payable 123,585,000$ 32,145,588$ CITY OF LAKEVILLE COMBINED SCHEDULE OF BONDED INDEBTEDNESS DECEMBER 31, 2017 (128) Interest Issue Call Maturity Rates % Date Date Date Governmental Activities: General Obligation Bonds: Capital Improvement Refunding Bonds of 2012 B 2.00 - 4.00 8/15/12 2/1/22 2/1/30 Capital Improvement Bonds of 2007 D 4.625 - 5.00 8/1/07 2/1/17 2/1/32 Capital Improvement Refunding Bonds of 2014 B 1.75 - 5.00 8/20/14 2/1/24 2/1/32 Street Reconstruction Refunding Bonds of 2012 B 2.00 - 4.00 8/15/12 2/1/22 2/1/26 Street Reconstruction Refunding Bonds of 2014 B 1.75 - 5.00 8/20/14 2/1/24 2/1/26 Street Reconstruction Bonds of 2007 H 3.50 - 4.50 12/15/07 2/1/18 2/1/28 Street Reconstruction Bonds of 2009 A (Taxable) 1.55 - 5.95 12/30/09 2/1/20 2/1/30 Street Reconstruction Refunding Bonds of 2017 A 3.00-5.00 9/7/17 2/1/26 2/1/28 Total General Obligation Bonds G.O. Improvement Bonds: Improvement Bonds of 2007 F 4.00 - 4.125 8/1/07 2/1/14 2/1/18 Improvement Bonds of 2008 A 2.70 - 3.75 10/1/08 N/A 2/1/19 Improvement Refunding Bonds of 2009 B 2.00 - 3.00 12/30/09 N/A 2/1/20 Improvement Bonds of 2011 A 0.50 - 3.50 12/1/11 2/1/21 2/1/32 Improvement Bonds of 2012 A 2.00 - 4.00 8/15/12 2/1/22 2/1/33 Improvement Bonds of 2013 A 2.00 - 4.00 8/15/13 2/1/23 2/1/34 Improvement Bonds of 2014 A 2.00 - 3.50 8/20/14 2/1/24 2/1/35 Improvement Bonds of 2015 A 1.75 - 5.00 8/20/15 2/1/25 2/1/36 Improvement Bonds of 2016 B 1.50 - 5.00 7/21/16 2/1/25 2/1/37 Improvement Bonds of 2017 A 3.00-5.00 7/17/07 2/1/26 2/1/38 Total G.O. Improvement Bonds Tax Increment Bonds: Tax-Increment Refunding Bonds of 2007 A 4.00 - 4.20 2/1/07 2/1/16 2/1/22 Total Tax-Increment Bonds State-aid Street Revenue Bonds: State-aid Street Bonds of 2007 G 4.00 12/15/07 4/1/16 4/1/18 State-aid Street Refunding Bonds of 2010 A 2.00 - 4.00 1/1/10 N/A 4/1/20 State-aid Street Refunding Bonds of 2011 B 0.50 - 2.15 12/1/11 N/A 4/1/21 State-aid Street Bonds of 2015 A 1.75 - 5.00 8/20/15 2/1/25 2/1/36 Total State-aid Street Revenue Bonds Water Revenue Bonds: G.O. Water Revenue Bonds of 2016 A 2.00 - 5.00 2/25/16 2/1/24 2/1/34 Total Water Revenue Bonds Arena Revenue Bonds: Gross Revenue Recreation Facility Bonds of 1999 5.30 - 5.40 4/1/99 N/A 8/1/19 Total Arena Revenue Bonds HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue Bonds of 2016 2.00 - 4.00 9/22/16 2/1/26 2/1/32 Total HRA Lease Revenue Bonds Total Governmental Activity Bonds Business-type Activity: Liquor Revenue Bonds of 2007 5.00 5/1/07 2/1/17 2/1/27 Lease Revenue Liquor Bonds of 2017 2.00 - 3.00 11/8/17 2/1/25 2/1/27 Water Revenue Bonds of 2016 B 1.50 - 5.00 7/21/16 2/1/25 2/1/34 Sewer Revenue Bonds of 2016 B 1.50 - 5.00 7/21/16 2/1/25 2/1/25 Water Revenue Bonds of 2017 A 3.00-5.00 9/7/17 2/1/26 2/1/28 Street Lights Revenue Bonds of 2017 A 5.00 9/7/17 n/a 2/1/26 Total Business-type Activity Bonds Total Bonded Indebtedness (129) Authorized Issued Retired Outstanding Principal Interest 12,765,000$ 12,765,000$ 1,035,000$ 11,730,000$ 570,000$ 366,750$ 15,115,000 15,115,000 15,115,000 - - - 11,065,000 11,065,000 -11,065,000 555,000 429,988 9,685,000 9,685,000 2,045,000 7,640,000 730,000 245,950 1,595,000 1,595,000 130,000 1,465,000 135,000 60,988 2,810,000 2,810,000 930,000 1,880,000 1,880,000 40,123 4,945,000 4,945,000 1,400,000 3,545,000 225,000 179,696 1,530,000 1,530,000 -1,530,000 -62,100 59,510,000 59,510,000 20,655,000 38,855,000 4,095,000 1,385,595 1,310,000 1,310,000 1,260,000 50,000 50,000 1,031 620,000 620,000 560,000 60,000 30,000 1,688 4,250,000 4,250,000 3,380,000 870,000 355,000 20,775 2,385,000 2,385,000 1,110,000 1,275,000 190,000 29,383 6,805,000 6,805,000 2,160,000 4,645,000 550,000 135,575 4,685,000 4,685,000 1,015,000 3,670,000 365,000 96,600 8,520,000 8,520,000 1,360,000 7,160,000 695,000 229,978 11,815,000 11,815,000 470,000 11,345,000 490,000 411,063 15,680,000 15,680,000 -15,680,000 535,000 511,969 7,465,000 7,465,000 -7,465,000 -291,313 63,535,000 63,535,000 11,315,000 52,220,000 3,260,000 1,729,375 2,265,000 2,265,000 1,025,000 1,240,000 230,000 46,161 2,265,000 2,265,000 1,025,000 1,240,000 230,000 46,161 3,675,000 3,675,000 3,235,000 440,000 440,000 8,800 2,680,000 2,680,000 1,790,000 890,000 285,000 26,225 665,000 665,000 360,000 305,000 75,000 5,301 4,730,000 4,730,000 160,000 4,570,000 170,000 165,606 11,750,000 11,750,000 5,545,000 6,205,000 970,000 205,932 8,280,000 8,280,000 340,000 7,940,000 345,000 267,075 8,280,000 8,280,000 340,000 7,940,000 345,000 267,075 1,250,000 1,250,000 915,000 335,000 165,000 18,090 1,250,000 1,250,000 915,000 335,000 165,000 18,090 7,115,000 7,115,000 320,000 6,795,000 355,000 228,550 7,115,000 7,115,000 320,000 6,795,000 355,000 228,550 153,705,000 153,705,000 40,115,000 113,590,000 9,420,000 3,880,778 3,955,000 3,955,000 3,955,000 - - - 2,255,000 2,255,000 -2,255,000 -44,418 6,075,000 6,075,000 -6,075,000 325,000 203,838 495,000 495,000 -495,000 55,000 19,325 835,000 835,000 -835,000 -33,885 335,000 335,000 -335,000 -15,075 13,950,000 13,950,000 3,955,000 9,995,000 380,000 316,541 167,655,000$ 167,655,000$ 44,070,000$ 123,585,000$ 9,800,000$ 4,197,319$ Bonds Due in 2018 This page intentionally left blank. (130) Statistical Section This part of the City of Lakeville’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Financial Trends 110 These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Net Position by Component – Government-wide Changes in Net Position – Governmental Activities Changes in Net Position – Business-type Activities Changes in net Position – Total Governmental and Business-type Activities Fund Balances – Governmental Funds Revenue Capacity 115 These schedules contain information to help the reader assess the City’s most significant local revenue sources; electric sales and property taxes. Tax Capacity Valuation and Assessor’s Taxable Market Value of Taxable Property Property Tax Rates – Direct and Overlapping Governments Principal Property Taxpayers Property Tax Levy and Collections Debt Capacity 122 These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Ratio of Outstanding Debt by Type Ratio of Net Bonded Debt Outstanding Direct and overlapping Governmental Debt Legal Debt Margin Pledged Revenue Coverage Demographic and Economic Information 130 These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. Demographic and Economic Statistics Principal Employers Commercial and Industrial Building Permits Issued Operating Information 132 These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs. Employees by Function/Program (Full-Time Equivalent) Operating Indicators by Function Capital Assets Statistics by Function Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. CITY OF LAKEVILLE NET POSITION BY COMPONENT – GOVERNMENT WIDE LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (131) 2008 2009 2010 2011 Governmental Activities: Net Investment in Capital Assets 120,954,521$ 119,699,102$ 119,249,751$ 120,485,858$ Restricted 9,037,087 10,542,926 10,027,737 16,474,815 Unrestricted 3,100,244 1,210,922 2,324,315 (5,970,712) Total Governmental Activities Net Position 133,091,852$ 131,452,950$ 131,601,803$ 130,989,961$ Business-Type Activities: Net Investment in Capital Assets 104,535,771$ 103,150,022$ 101,893,442$ 100,390,175$ Restricted 311,133 295,133 295,133 325,750 Unrestricted 14,107,347 15,828,861 16,363,211 16,666,856 Total Business-Type Activities Net Position 118,954,251$ 119,274,016$ 118,551,786$ 117,382,781$ Primary Government: Net Investment in Capital Assets 225,490,292$ 222,849,124$ 221,143,193$ 220,876,033$ Restricted 9,348,220 10,838,059 10,322,870 16,800,565 Unrestricted 17,207,591 17,039,783 18,687,526 10,696,144 Total Primary Government Net Position 252,046,103$ 250,726,966$ 250,153,589$ 248,372,742$ (1)(2) Notes: (1) Includes a restatement of $186,003 in Business-type activities. (2) The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. Net position for previous years has not been restated. (3) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (132) 2012 2013 2014 2015 2016 2017 125,051,058$ 129,599,494$ 135,673,737$ 141,868,136$ 149,196,480$ 144,581,700$ 17,403,167 17,645,944 19,913,014 33,860,946 35,860,604 46,683,603 (1,923,495) 2,511,935 5,874,237 (4,929,168) 4,277,626 6,036,382 140,530,730$ 149,757,373$ 161,460,988$ 170,799,914$ 189,334,710$ 197,301,685$ 102,009,893$ 105,055,746$ 109,535,106$ 116,288,771$ 129,086,090$ 135,324,120$ 325,750 324,125 324,125 323,875 323,875 323,875 15,658,140 13,704,281 11,318,290 8,420,410 9,757,400 10,791,344 117,993,783$ 119,084,152$ 121,177,521$ 125,033,056$ 139,167,365$ 146,439,339$ 227,060,951$ 234,655,240$ 245,208,843$ 258,156,907$ 278,282,570$ 279,905,820$ 17,728,917 17,970,069 20,237,139 34,184,821 36,184,479 47,007,478 13,734,645 16,216,216 17,192,527 3,491,242 14,035,026 16,827,726 258,524,513$ 268,841,525$ 282,638,509$ 295,832,970$ 328,502,075$ 343,741,024$ (3) CITY OF LAKEVILLE CHANGES IN NET POSITION BY COMPONENT – GOVERNMENTAL ACTIVITIES LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (133) 2008 2009 2010 2011 Expenses: General government 6,169,957$ 5,916,590$ 5,248,677$ 5,134,169$ Public safety 10,019,681 9,726,394 10,858,447 11,068,287 Public works 15,706,515 12,866,216 12,197,868 13,778,800 Parks and recreation 4,900,341 4,774,745 4,775,015 4,796,035 Interest on long-term debt 4,218,695 3,994,790 3,740,076 4,383,684 Total expenses 41,015,189 37,278,735 36,820,083 39,160,975 Program Revenues: Charges for Services: General government 2,238,739 1,940,423 1,834,856 2,108,396 Public safety 581,930 643,174 654,226 746,207 Public works 4,239,190 2,817,604 1,967,309 2,313,334 Parks and recreation 1,937,523 984,206 1,555,560 1,299,364 Operating Grants and Contributions General government 25,083 44,648 42,661 37,970 Public safety 639,173 1,048,160 846,553 649,253 Public works 783,843 1,142,494 1,399,661 1,451,359 Parks and recreation 46,058 20,294 30,144 160,852 Capital Grants and Contributions General government - - - - Public safety 50,000 - 21,576 26,325 Public works 1,420,813 2,783,528 3,025,905 2,906,106 Parks and recreation 871,266 187,699 267,360 297,245 Total program revenues 12,833,618 11,612,230 11,645,811 11,996,411 Net Revenue (Expense): General government (3,906,135) (3,931,519) (3,371,160) (2,987,803) Public safety (8,748,578) (8,035,060) (9,336,092) (9,646,502) Public works (9,262,669) (6,122,590) (5,804,993) (7,108,001) Parks and recreation (2,045,494) (3,582,546) (2,921,951) (3,038,574) Interest on long-term debt (4,218,695) (3,994,790) (3,740,076) (4,383,684) Total net (expense) revenue (28,181,571) (25,666,505) (25,174,272) (27,164,564) General Revenues and Other Changes in Net Position: Property taxes 23,391,055 23,912,318 24,369,009 24,207,406 Investment earnings (charges)1,383,236 463,092 340,336 280,364 Gain on sale of capital assets - - - - Transfers in (out)(2,029,933) (347,807) 613,780 2,692,671 Total general revenues and other (net)22,744,358 24,027,603 25,323,125 27,180,441 Change in Net Position: Governmental Activities (5,437,213)$ (1,638,902)$ 148,853$ 15,877$ (1) Notes: (1) The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. (2) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decrease unrestricted net position. Prior year balances were not restated. (134) 2012 2013 2014 2015 2016 2017 5,258,319$ 5,363,354$ 6,051,985$ 5,893,261$ 8,028,316$ 4,579,478$ 11,202,018 11,784,109 11,807,183 12,236,411 16,369,670 14,250,572 10,849,213 11,241,434 14,776,390 15,365,976 17,711,240 18,944,454 4,780,666 5,154,919 5,202,168 5,762,890 5,626,149 6,645,057 3,496,878 3,864,333 3,665,421 3,296,665 3,930,168 3,268,426 35,587,094 37,408,149 41,503,147 42,555,203 51,665,543 47,687,987 2,736,653 3,061,568 3,219,644 3,730,342 4,094,298 4,348,910 714,587 686,130 660,910 926,168 954,395 934,444 3,588,062 4,481,445 5,280,338 8,311,017 8,401,512 7,081,317 2,087,640 2,231,757 2,808,885 3,699,025 3,685,202 2,369,615 40,359 60,076 5,399 7,132 772,998 68,095 698,949 902,783 825,434 980,310 989,342 1,061,252 1,396,560 1,295,018 3,665,373 4,145,806 4,942,834 1,382,380 100,315 59,653 66,575 186,118 91,869 55,300 91,735 195,693 2,762,609 77,006 138,593 62,101 19,530 - - - 8,500 - 5,569,732 6,350,827 6,892,230 12,702,266 23,604,519 13,018,689 370,237 1,296,764 436,107 1,004,480 2,932,612 182,387 17,414,359 20,621,714 26,623,504 35,769,670 50,616,674 30,564,490 (2,389,572) (2,046,017) (64,333) (2,078,781) (3,022,427) (100,372) (9,768,952) (10,195,196) (10,320,839) (10,329,933) (14,417,433) (12,254,876) (294,859) 885,856 1,061,551 9,793,113 19,237,625 2,537,932 (2,222,474) (1,566,745) (1,890,601) (873,267) 1,083,534 (4,037,755) (3,496,878) (3,864,333) (3,665,421) (3,296,665) (3,930,168) (3,268,426) (18,172,735) (16,786,435) (14,879,643) (6,785,533) (1,048,869) (17,123,497) 24,221,741 23,947,968 24,465,333 25,338,778 26,173,822 27,317,169 176,409 (28,949) 552,444 368,232 388,672 597,513 214,004 - - - - - 3,101,350 2,094,059 1,565,481 (1,549,881) (6,978,829) (2,824,210) 27,713,504 26,013,078 26,583,258 24,157,129 19,583,665 25,090,472 9,540,769$ 9,226,643$ 11,703,615$ 17,371,596$ 18,534,796$ 7,966,975$ (2) CITY OF LAKEVILLE CHANGES IN NET POSITION BY COMPONENT – BUSINESS-TYPE ACTIVITIES LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (135) 2008 2009 2010 2011 Expenses: Liquor 13,247,829$ 13,244,355$ 13,575,521$ 13,265,645$ Utility 8,319,303 9,086,172 9,903,296 10,401,650 Total expenses 21,567,132 22,330,527 23,478,817 23,667,295 Program Revenues: Charges for Services: Liquor 14,443,355 14,418,478 14,763,552 14,373,261 Utility 7,355,207 7,491,674 7,432,391 8,866,345 Operating Grants and Contributions Liquor 3,762 3,762 3,762 3,762 Utility 3,264 3,264 3,264 59,707 Capital Grants and Contributions Liquor - - 17,050 - Utility 975,410 158,252 999,716 1,129,764 Total program revenues 22,780,998 22,075,430 23,219,735 24,432,839 Net Revenue (Expense): Liquor 1,199,288 1,177,885 1,208,843 1,111,378 Utility 14,578 (1,432,982) (1,467,925) (345,834) Total net (expense) revenue 1,213,866 (255,097) (259,082) 765,544 General Revenues and Other Changes in Net Position: Investment income (charges)457,466 227,055 150,632 130,403 Disposal of capital assets - - - - Transfers in (out)2,029,933 347,807 (613,780) (2,692,671) Total general revenues and other (net)2,487,399 574,862 (463,148) (2,562,268) Change in Net Position: Business-type Activities 3,701,265$ 319,765$ (722,230)$ (1,796,724)$ (1) (2) Note: The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. (1) Includes a restatement of $186,003. (2) The City implemented GASB Statement NO. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. Net position for previous years has not been restated. (3) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (136) 2012 2013 2014 2015 2016 2017 13,773,286$ 13,906,263$ 13,577,019$ 12,852,980$ 13,268,419$ 13,638,043$ 10,365,651 10,863,625 11,462,552 11,946,778 13,558,839 14,138,885 24,138,937 24,769,888 25,039,571 24,799,758 26,827,258 27,776,928 15,220,064 15,381,124 14,883,858 13,611,294 14,130,830 14,583,514 9,542,284 9,126,838 9,296,118 9,216,463 10,692,185 12,585,450 3,762 3,762 3,762 3,762 3,762 6,716 103,525 69,968 112,181 85,754 111,572 166,227 - - - - - - 2,903,043 3,414,738 4,252,192 6,009,075 8,973,280 4,791,313 27,772,678 27,996,430 28,548,111 28,926,348 33,911,629 32,133,220 1,450,540 1,478,623 1,310,601 762,076 866,173 952,187 2,183,201 1,747,919 2,197,939 3,364,514 6,218,198 3,404,105 3,633,741 3,226,542 3,508,540 4,126,590 7,084,371 4,356,292 78,611 (42,114) 150,310 52,461 71,109 91,472 - - - - - - (3,101,350) (2,094,059) (1,565,481) 1,549,881 6,978,829 2,824,210 (3,022,739) (2,136,173) (1,415,171) 1,602,342 7,049,938 2,915,682 611,002$ 1,090,369$ 2,093,369$ 5,728,932$ 14,134,309$ 7,271,974$ (3) - CITY OF LAKEVILLE CHANGES IN NET POSITION BY COMPONENT – TOTAL GOVERNMENTAL AND BUSINES-TYPE ACTIVITIES LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (137) 2008 2009 2010 2011 Expenses: Governmental activities 41,015,189$ 37,278,735$ 36,820,083$ 39,160,975$ Business-type activities 21,567,132 22,330,527 23,478,817 23,667,295 Total expenses 62,582,321 59,609,262 60,298,900 62,828,270 Program Revenues: Governmental activities 12,833,618 11,612,230 11,645,811 11,996,411 Business-type activities 22,780,998 22,075,430 23,219,735 24,432,839 Total program revenues 35,614,616 33,687,660 34,865,546 36,429,250 Net Revenue (Expense): Governmental activities (28,181,571) (25,666,505) (25,174,272) (27,164,564) Business-type activities 1,213,866 (255,097) (259,082) 765,544 Total net (expense) revenue (26,967,705) (25,921,602) (25,433,354) (26,399,020) General Revenues and Other Changes in Net Position: Governmental activities 22,744,358 24,027,603 25,323,125 27,180,441 Business-type activities 2,487,399 574,862 (463,148) (2,562,268) Total general revenues and other (net) 25,231,757 24,602,465 24,859,977 24,618,173 Change in Net Position: Governmental activities (5,437,213) (1,638,902) 148,853 15,877 Business-type activities 3,701,265 319,765 (722,230) (1,796,724) Total change in net position (1,735,948)$ (1,319,137)$ (573,377)$ (1,780,847)$ (1) (2) Note: (1) Includes a restatement of $186,003. (2) The City implemented GASB Statement NO. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. Net position for previous years has not been restated. (3) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (138) 2012 2013 2014 2015 2016 2017 35,587,094$ 37,408,149$ 41,503,147$ 42,555,203$ 51,665,543$ 47,687,987$ 24,138,937 24,769,888 25,039,571 24,799,758 26,827,258 27,776,928 59,726,031 62,178,037 66,542,718 67,354,961 78,492,801 75,464,915 17,414,359 20,621,714 26,623,504 35,769,670 50,616,674 30,564,490 27,772,678 27,996,430 28,548,111 28,926,348 33,911,629 32,133,220 45,187,037 48,618,144 55,171,615 64,696,018 84,528,303 62,697,710 (18,172,735) (16,786,435) (14,879,643) (6,785,533) (1,048,869) (17,123,497) 3,633,741 3,226,542 3,508,540 4,126,590 7,084,371 4,356,292 (14,538,994) (13,559,893) (11,371,103) (2,658,943) 6,035,502 (12,767,205) 27,713,504 26,013,078 26,583,258 24,157,129 19,583,665 25,090,472 (3,022,739) (2,136,173) (1,415,171) 1,602,342 7,049,938 2,915,682 24,690,765 23,876,905 25,168,087 25,759,471 26,633,603 28,006,154 9,540,769 9,226,643 11,703,615 17,371,596 18,534,796 7,966,975 611,002 1,090,369 2,093,369 5,728,932 14,134,309 7,271,974 10,151,771$ 10,317,012$ 13,796,984$ 23,100,528$ 32,669,105$ 15,238,949$ (3) CITY OF LAKEVILLE FUND BALANCES – GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) (139) 2008 2009 2010 2011 General Fund: Reserved 7,420$ 9,899$ 10,726$ -$ Unreserved 11,238,093 11,196,826 9,385,202 - Nonspendable - - - 384,329 Committed - - - - Assigned - - - 519,146 Unassigned - - - 9,644,863 Total general fund 11,245,513 11,206,725 9,395,928 10,548,338 All Other Governmental Funds: Reserved 10,464,632 16,713,410 11,060,144 - Unreserved, Reported in: Special Revenue Funds 1,107,202 1,325,731 1,444,846 - Capital Project Funds 11,074,322 12,549,905 15,384,343 - Nonspendable - - - 75 Restricted - - - 14,744,057 Committed - - - 9,989,221 Unassigned - - - (112,102) Total all other governmental funds 22,646,156 30,589,046 27,889,333 24,621,251 Total Governmental Funds: Reserved 10,472,052 16,723,309 11,070,870 - Unreserved, Reported in:23,419,617 25,072,462 26,214,391 - Nonspendable - - - 384,404 Restricted - - - 14,744,057 Committed - - - 9,989,221 Assigned - - - 519,146 Unassigned - - - 9,532,761 Total governmental funds 33,891,669$ 41,795,771$ 37,285,261$ 35,169,589$ All governmental funds percentage change -26.5% 23.3% -10.8% -5.7% Note: The implementation of Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Type Definitions, in fiscal year 2011, resulted in significant change in the City's fund balance classifications. Information prior to 2011 has not been restated. (140) 2012 2013 2014 2015 2016 2017 -$-$-$-$-$-$ ------ 256,476 126,014 221,704 447,284 695,830 914,375 -45,000 45,000 45,000 -- 620,725 --- 1,478,522 741,864 10,614,574 9,495,546 10,805,065 11,882,644 12,902,148 13,613,203 11,491,775 9,666,560 11,071,769 12,374,928 15,076,500 15,269,442 ------ ------ ------ --169 --- 38,587,037 38,716,666 44,319,872 35,659,756 37,947,697 29,887,820 11,861,800 16,620,820 17,154,096 17,937,431 21,651,118 26,519,559 (233,910) (221,630) (632,035) (3,492,389) (726,681) (876,594) 50,214,927 55,115,856 60,842,102 50,104,798 58,872,134 55,530,785 ------ ------ 256,476 126,014 221,873 447,284 695,830 914,375 38,587,037 38,716,666 44,319,872 35,659,756 37,947,697 29,887,820 11,861,800 16,665,820 17,199,096 17,982,431 21,651,118 26,519,559 620,725 --- 1,478,522 741,864 10,380,664 9,273,916 10,173,030 8,390,255 12,175,467 12,736,609 61,706,702$ 64,782,416$ 71,913,871$ 62,479,726$ 73,948,634$ 70,800,227$ 75.5%5.0%11.0%-13.1%18.4%-4.3% CITY OF LAKEVILLE CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) (141) 2008 2009 2010 2011 Revenues: Property taxes and tax increment 22,901,637$ 23,785,468$ 24,435,538$ 24,057,622$ Licenses and permits 1,936,532 1,603,909 1,565,028 1,820,408 Intergovernmental 2,250,332 3,158,128 4,242,195 2,622,487 Charges for services 6,713,370 4,145,717 4,002,246 3,938,204 Special assessments 777,153 769,624 573,301 622,799 Investment income (charges) 1,379,315 459,967 337,788 270,378 Donations 1,008,326 305,146 155,477 269,762 Miscellaneous 366,680 635,781 732,816 731,763 Total Revenues 37,333,345 34,863,740 36,044,389 34,333,423 Expenditures: General government 5,172,645 4,850,726 4,687,662 4,493,368 Public safety 8,911,017 8,835,563 9,337,884 9,755,251 Public works 4,535,118 3,906,485 3,593,862 3,019,293 Parks and recreation 3,233,422 2,881,402 3,038,433 3,047,906 Capital outlay 18,133,199 7,140,715 4,611,659 10,345,908 Debt Service: Principal retirement 5,301,622 6,436,971 7,337,338 7,689,182 Interest on debt 4,367,257 4,157,176 3,945,265 3,633,285 Fiscal charges 46,136 126,570 61,222 78,143 Total Expenditures 49,700,416 38,335,608 36,613,325 42,062,336 Excess (Deficiency) of Revenues Over (Under) Expenditures (12,367,071) (3,471,868) (568,936) (7,728,913) Other Financing Sources (Uses): Transfers in 7,688,315 5,156,485 5,740,982 5,324,043 Transfers out (6,857,231) (4,386,727) (5,046,945) (2,524,276) Bond, note, loan and lease proceeds 2,280,000 10,125,000 2,680,000 4,265,000 Payment on refunded bonds called (2,975,000) - (7,955,000) - Premium on bonds issued - 116,016 99,322 - Sale of capital assets - 365,196 540,067 - Total Other Financing Sources (Uses) 136,084 11,375,970 (3,941,574) 7,064,767 Net Change in Fund Balances (12,230,987)$ 7,904,102$ (4,510,510)$ (664,146)$ Debt Service as a Percentage of Noncapital Expenditures 24.4% 30.7% 32.9% 31.6% Note: The City has no taxes other than property taxes and tax increment. (142) 2012 2013 2014 2015 2016 2017 24,453,849$ 23,981,375$ 24,524,709$ 25,215,734$ 26,131,569$ 27,401,195$ 2,429,951 2,727,494 2,836,555 3,325,293 3,706,567 3,988,189 2,291,376 3,534,512 4,979,156 5,232,193 9,043,356 3,771,886 5,833,776 6,925,867 8,405,492 12,443,152 13,289,708 10,016,017 1,132,126 1,143,349 1,636,267 1,736,905 2,308,223 2,812,587 174,358 (28,008) 548,842 366,555 387,604 597,513 207,391 265,953 242,627 356,446 550,255 238,383 871,798 885,323 3,411,579 1,155,073 2,828,177 846,035 37,394,625 39,435,865 46,585,227 49,831,351 58,245,459 49,671,805 4,572,777 4,774,775 5,690,230 5,226,864 5,783,013 6,424,260 9,844,232 10,113,958 10,305,450 10,892,071 11,513,170 12,775,807 3,245,103 3,766,665 3,805,470 3,856,984 4,245,072 9,786,321 3,050,782 3,206,004 3,330,488 3,532,376 3,497,041 5,222,503 12,413,360 12,523,103 21,420,875 31,649,447 37,938,823 11,995,449 7,642,027 5,825,000 5,995,000 7,385,000 5,935,000 6,885,000 3,358,324 3,948,740 3,700,590 3,735,120 3,970,010 3,881,179 173,072 26,351 176,789 33,071 327,052 129,158 44,299,677 44,184,596 54,424,892 66,310,933 73,209,181 57,099,677 (6,905,052) (4,748,731) (7,839,665) (16,479,582) (14,963,722) (7,427,872) 6,699,447 7,094,079 3,489,225 6,883,879 5,179,668 8,355,474 (2,839,332) (4,857,921) (1,644,624) (4,928,951) (3,222,237) (6,661,840) 29,255,000 4,685,000 21,180,000 16,545,000 31,075,000 11,987,171 (1,830,000) - (10,035,000) (12,460,000) (9,535,000) (11,368,146) 1,957,050 78,287 1,981,519 1,005,509 2,626,731 1,309,907 200,000 825,000 - - - 516,380 33,442,165 7,824,445 14,971,120 7,045,437 26,124,162 4,138,946 26,537,113$ 3,075,714$ 7,131,455$ (9,434,145)$ 11,160,440$ (3,288,926)$ 32.2%28.6%25.3%25.6%19.6%22.6% CITY OF LAKEVILLE TAX CAPACITY VALUATION AND ASSESSOR’S TAXABLE MARKET VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (143) Fiscal Year 2008 2009 2010 2011 Taxable Net Tax Capacity Valuation of Taxable Property Tax capacity value 66,208,936$ 67,887,456$ 65,235,789$ 61,005,594$ Less: Captured tax increment tax capacity (2,173,426) (2,127,819) (1,998,923) (904,389) Contributions to fiscal disparities pool (4,416,898) (4,888,029) (5,623,626) (5,845,456) Plus: Distribution from fiscal disparities pool 5,967,401 7,115,384 7,429,875 7,807,412 Total taxable net tax capacity 65,586,013$ 67,986,992$ 65,043,115$ 62,063,161$ Taxable Net Tax Capacity Valuation by Class of Property Homestead residential 52,038,379$ 51,916,328$ 48,558,421$ 44,951,025$ Commercial/industrial, public utility, and personal property 11,801,273 14,325,341 14,626,593 15,226,802 Non-homestead residential/apartments 1,000,649 1,082,546 1,127,962 1,271,776 Agriculture and seasonal/recreational 745,712 662,777 730,139 613,558 Total taxable net tax capacity 65,586,013$ 67,986,992$ 65,043,115$ 62,063,161$ Assessor’s taxable market valuation 5,951,319,600$ 6,024,665,500$ 5,736,602,200$ 5,356,855,900$ Taxable net tax capacity as a percentage of assessor's taxable market value 1.102%1.128%1.134%1.159% Direct tax capacity rate 34.195%33.973%36.624%38.250% Notes: Taxes are determined by multiplying the taxable net tax capacity by the direct tax capacity rate as expressed as a percentage. The foregoing direct tax capacity rates do not reflect reductions for state property tax credits. Source: Dakota County Auditor and Treasurer’s Office. (144) 2012 2013 2014 2015 2016 2017 57,583,990$ 54,853,225$ 57,174,306$ 62,811,855$ 65,634,896$ 69,887,094$ (862,243) (863,946) (861,019) (446,760) (497,171) (596,348) (5,591,597) (5,494,207) (5,439,491) (5,481,001) (5,411,614) (5,524,685) 7,194,884 6,825,229 6,316,073 6,323,361 6,635,572 7,139,972 58,325,034$ 55,320,301$ 57,189,869$ 63,207,455$ 66,361,683$ 70,906,033$ 41,780,807$ 38,983,401$ 41,029,548$ 46,374,248$ 49,048,168$ 52,427,026$ 14,711,893 14,351,101 13,833,973 14,223,709 14,754,095 15,842,447 1,265,526 1,311,388 1,468,225 1,629,527 1,656,581 1,736,856 566,808 674,411 858,123 979,971 902,839 899,704 58,325,034$ 55,320,301$ 57,189,869$ 63,207,455$ 66,361,683$ 70,906,033$ 5,030,003,164$ 4,767,475,321$ 4,995,818,217$ 5,553,395,148$ 5,825,279,418$ 6,201,221,856$ 1.160%1.160%1.145%1.138%1.139%1.143% 39.051%41.234%40.696%38.948%38.669%37.510% CITY OF LAKEVILLE PROPERTY TAX RATES – DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS (145) Operating Debt Service Total Debt Service 2008 25.616% 8.579% 34.195% 0.00714% 25.184% 0.00471% 192 45.831% 0.13781% 3.749% 108.959% 0.14966% 194 26.272% 0.17167% 89.400% 0.18352% 196 21.136% 0.21274% 84.264% 0.22459% 2009 25.450% 8.523% 33.973% 0.00696% 25.821% 0.00471% 192 49.238% 0.13660% 4.301% 113.333% 0.14827% 194 27.062% 0.17413% 91.157% 0.18580% 196 21.109% 0.21032% 85.204% 0.22199% 2010 28.066% 8.558% 36.624% 0.00738% 27.269% 0.00501% 192 53.452% 0.14742% 4.987% 122.332% 0.15981% 194 27.714% 0.18363% 96.594% 0.19602% 196 25.391% 0.22268% 94.271% 0.23507% 2011 30.904% 7.346% 38.250% 0.00803% 29.149% 0.00537% 192 52.157% 0.14558% 5.199% 124.755% 0.15898% 194 32.138% 0.19241% 104.736% 0.20581% 196 26.959% 0.22601% 99.557% 0.23941% 2012 31.122% 7.929% 39.051% 0.00784% 31.426% 0.00551% 192 55.308% 0.14005% 5.562% 131.347% 0.15340% 194 32.061% 0.18932% 108.100% 0.20267% 196 28.440% 0.22131% 104.479% 0.23466% 2013 32.206% 9.028% 41.234% 0.00843% 33.421% -192 57.226% 0.15065% 5.884% 137.765% 0.15908% 194 33.535% 0.19955%114.074% 0.20798% 196 27.956% 0.23542%108.495% 0.24385% 2014 32.045% 8.651% 40.696% 0.00678% 31.827%-192 56.326% 0.11117% 5.538% 134.387% 0.11795% 194 33.048% 0.25954%111.109% 0.26632% 196 27.606% 0.25809%105.667% 0.26487% 2015 30.605% 8.343% 38.948%- 29.633%-192 53.474% 0.11550% 5.033% 127.088% 0.11550% 194 31.459% 0.24871%105.073% 0.24871% 196 23.271% 0.25484%96.885% 0.25484% 2016 30.455% 8.214% 38.669%- 28.570%-192 57.584% 0.19065% 5.063% 129.886% 0.19065% 194 35.319% 0.27898%107.621% 0.27898% 196 24.317% 0.26999%96.619% 0.26999% 2017 29.342% 8.168% 37.510%- 28.004%-192 54.269% 0.18481% 4.907% 124.690% 0.18481% 194 32.914% 0.25441%103.335% 0.25441% 196 23.336% 0.27380%93.757% 0.27380% Notes: Taxes are determined by multiplying the taxable net tax capacity by the tax capacity rate and market valued based rate expressed as a percentage. The foregoing tax capacity rates do not reflect reductions for state property tax credits. Special Districts include: Metropolitan Mosquito Control, Metropolitan Council, Metropolitan Transit District, Dakota County Community Development Agency, Light Rail Authority, and Vermillion River Watershed District. Source: Dakota County Auditor and Treasurer’s Office. Per Dakota County - Final Tax Rates Pay 2017 table Fiscal Year Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value-based) Ind. School District Overlapping Rates City of Lakeville Total Direct and Direct Rates Dakota County School District Overlapping RatesSpecial Districts Levy (Tax Capacity- based) Tax Capacity - based Market Value- based General Levy (Tax Capacity-based) CITY OF LAKEVILLE PRINCIPAL PROPERTY TAXPAYERS FISCAL YEARS ENDED DECEMBER 31, 2017 AND DECEMBER 31, 2008 (146) Percentage Percentage Taxable of Taxable Taxable of Taxable Tax Tax Tax Tax Capacity Capacity Capacity Capacity Principal Property Taxpayer Type of Business Value Rank Value Value Rank Value Dakota Electric Association Utility 363,424$ 1 0.5% 306,868$ 3 0.5% Southfork Apartments LLC Apartments 357,216 2 0.5% 210,395 6 0.3% Minnegasco, Inc. Utility 336,184 3 0.5% Lakeville 2004, LLC Commercial 303,944 4 0.4% 354,010 2 0.5% Heritage Commons, LLC Retail 302,182 5 0.4% 182,280 9 0.3%Fulford Group, LLC Agriculture 294,966 6 0.4%Argonne Investments, LLC Retail 279,356 7 0.4% 389,099 1 0.6% Walker Highview Hills, LLC Apartments 263,577 8 0.4% Target Corporation Retail 255,408 9 0.4% 297,592 4 0.5% AGNL Exercise LLC Commercial 240,225 10 0.3%CRW Lakeville, LLC Retail 246,320 5 0.4%Muller Family Theaters of Lakeville Commercial 196,328 7 0.3%Cobblestone Lake LLC Industrial 186,056 8 0.3%Mills Property Incorporated Commercial 179,876 10 0.3% Total principal taxpayers 2,996,482 4.3% 2,548,824 3.9% All other taxpayers 66,890,612 95.7%63,234,850 96.1% Total City of Lakeville taxpayers 69,887,094$ 100.0%65,783,674$ 100.0% Source: Dakota County Auditor and Treasurer’s Office. 2017 2008 CITY OF LAKEVILLE PROPERTY TAX LEVY AND COLLECTIONS LAST TEN FISCAL YEARS (147) Percentage Prior Yr. of Total Total Tax Collection Current/ Collections Fiscal Levy for of Prior Delinq Total To Tax Levy Year Fiscal Year (2)Amount (3)Percent Year Levy (4)Adjustments Collections Certified 2008 (1) 22,690,614$ 22,023,558$ 97.06% 408,068$ (6,077) 22,431,626$ 98.86% 2009 (1) 23,527,163 22,473,650 95.52% 409,738 10,943 22,883,388 97.26% 2010 (1) 24,041,653 22,982,110 95.59% 261,764 21,171 23,243,874 96.68% 2011 (1) 24,036,652 22,837,484 95.01% 346,739 (44,486) 23,184,223 96.45% 2012 23,126,960 23,050,840 99.67% 4,672 134,203 23,055,512 99.69% 2013 23,079,185 22,848,820 99.00% 230,365 (85,236) 23,079,185 100.00% 2014 23,657,996 23,541,510 99.51% 116,486 (77,762) 23,657,996 100.00% 2015 24,728,549 24,568,028 99.35% 160,521 (32,923) 24,728,549 100.00% 2016 25,679,619 25,566,236 99.56% 113,383 (18,634) 25,679,619 100.00% 2017 26,679,614 26,534,636 99.46% - (39,235) 26,534,636 99.46% Notes (1)The State of Minnesota unalloted state aid for property tax relief - Market Value Homestead Credit (MVHC) in the fiscal years as follows: As a MVHC Percentage Loss of Tax Levy Fiscal Year Amount Certified 2008 305,479$ 1.35% 2009 630,561$ 2.62% 2010 731,494$ 3.04% 2011 835,005$ 3.61% 2012 -$ - 2013 -$ - 2014 -$ - 2015 -$ - 2016 -$ - 2017 -$ - (2)Total levy is net of current year cancellations and abatements. (3)Total tax levy and current tax collections include state paid credits. (4)Includes county adjustments for prior year over collections, cancellations, and abatements. Collection of Current Year's Levy CITY OF LAKEVILLE RATIO OF NET BONDED DEBT BY TYPE LAST TEN FISCAL YEARS (148) Business-type Total General Metropolitan Activity Total Outstanding Fiscal Obligation Other Capital Council Revenue Outstanding Population Debt Year Bonds Bonds Leases Loan Bond Debt (1)Per Capita 2008 87,305,937$ 12,144,909$ 119,061$ 1,466,300$ 4,292,727$ 105,328,934$ 54,828 4.1 1,921 2009 91,331,837 11,847,964 112,090 1,466,300 4,011,194 108,769,385 55,772 4.4 1,950 2010 79,746,332 10,821,019 104,752 1,466,300 3,714,661 95,853,064 55,954 3.8 1,713 2011 76,815,712 10,539,074 97,027 1,159,843 3,568,128 92,179,784 56,534 3.5 1,631 2012 100,480,497 8,572,129 - 1,159,843 3,416,595 113,629,064 57,048 4.0 1,992 2013 99,408,395 8,360,184 - 1,159,843 3,255,062 112,183,484 57,789 3.8 1,941 2014 106,516,778 8,133,239 - 1,159,843 3,088,529 118,898,389 59,361 3.8 2,003 2015 104,062,522 7,886,294 - 1,159,843 2,911,996 116,020,655 59,991 3.6 1,934 2016 121,958,354 7,781,645 - 1,159,843 9,952,577 140,852,419 60,965 4.2 2,310 2017 113,666,228 7,417,448 - 1,897,014 10,783,468 133,764,158 61,993 N/A 2,158 Source: (1)Metropolitan Council as of April 1 (except for 2010 Federal Census). (2)See Demographic and Economic Statistics page. N/A - Not available. Governmental Activities Income (2) Personal % of CITY OF LAKEVILLE RATIO OF NET BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (149) PercentageNet Gross Debt Payable Debt Service Net Taxable of Net Bonded Bonded Fiscal Bonded From Other Monies Bonded Net Tax Debt to Taxable (3)Debt Year Debt Sources (1)Available (2)Debt Capacity Net Tax Capacity Population Per Capita 2008 87,305,937$ 38,030,000$ 5,925,387$ 43,350,550$ 65,586,013$ 66.10% 54,828 791$ 2009 91,331,837 39,015,000 6,941,902 45,374,935 67,986,667 66.74% 55,772 814 2010 79,746,332 29,460,000 6,527,316 43,759,016 65,043,115 67.28% 55,954 782 2011 76,815,712 28,305,000 5,663,237 42,847,475 62,063,161 69.04% 56,534 758 2012 100,480,497 29,550,000 29,084,558 41,845,939 58,325,034 71.75% 57,048 734 2013 99,408,395 30,710,000 28,416,302 40,282,093 55,320,301 72.82% 57,789 697 2014 106,516,778 35,640,000 31,852,035 39,024,743 57,189,869 68.24% 59,361 657 2015 104,062,522 44,340,000 18,541,682 41,180,840 63,207,455 65.15% 59,991 686 2016 121,958,354 64,845,000 15,928,687 41,184,667 66,361,683 62.06% 60,965 676 2017 121,083,676 67,940,000 6,261,464 46,882,212 70,906,033 66.12% 61,993 756 Source: (1)G.O. Improvement bonds, tax increment bonds, State-aid street revenue bonds, water connection revenue bonds, and arena revenue bonds. (2)Debt service monies available include amounts restricted in the debt service funds repaying the related debt. We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bonds are being held in escrow, as those resources are not included in the governmental activities net position restricted for debt service due to conversion for full accrual accounting. (3)Metropolitan Council as of April 1, except for 2010 (Federal Census). CITY OF LAKEVILLE DIRECT AND OVERLAPPING GOVERNMENTAL DEBT AS OF DECEMBER 31, 2017 (150) Debt Applicable to Taxable Debt Net Tax Capacity in the City Governmental Unit Outstanding (2)Percentage (2)Amount Overlapping Debt (1) Independent School District #194 121,250,000$ 71.80% 87,057,500$ Independent School District #192 197,225,000 18.20% 35,894,950 Independent School District #196 170,005,000 6.40% 10,880,320 Special District Metropolitan Council 192,365,000 2.40%4,562,210 138,394,980 Direct Debt City of Lakeville bonded debt 122,980,690 100.00%122,980,690 261,375,670$ Source: Debt figures and applicable percentages for other than the City of Lakeville are provided by the City’s fiscal consultant Springsted. Notes: (1) (2) Total overlapping debt Total direct and overlapping debt The percentage of overlapping debt applicable is estimated using taxable property market values. Applicable percentages were estimated by determining the portion of the county’s taxable market value that is within the City’s boundaries and dividing it by the county’s total taxable market value. Overlapping governments are those that coincide, at least in part, with the geographical boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the government’s ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. CITY OF LAKEVILLE LEGAL DEBT MARGIN LAST TEN FISCAL YEARS (151) Net Bonded Assessor’s Net Bonded Debt Applicable Taxable Debt Legal to Debt Limit as Fiscal Market Legal Applicable to Debt a Percentage of Year Valuation Debt Limit Debt Limit Margin Legal Debt Limit 2008 5,951,319,600$ 178,539,588$ 58,799,613$ 119,739,975$ 32.93% 2009 6,024,665,500 180,739,965 60,213,098 120,526,867 33.31% 2010 5,736,602,200 172,098,066 57,282,684 114,815,382 33.28% 2011 5,356,855,900 160,705,677 45,546,763 115,158,914 28.34% 2012 5,030,003,164 150,900,095 42,575,442 108,324,653 28.21% 2013 4,767,475,321 143,024,260 40,993,698 102,030,562 28.66% 2014 4,995,818,217 149,874,547 37,837,965 112,036,582 25.25% 2015 5,553,395,148 166,601,854 36,323,318 130,278,536 21.80% 2016 5,825,279,418 174,758,383 34,776,313 139,982,070 19.90% 2017 6,201,221,856 186,036,656 32,593,536 153,443,120 17.52% Legal Debt Margin Calculation:Fiscal Year 2017 Assessor’s taxable market valuation 6,201,221,856$ Legal debt limit: 3% of Assessor’s taxable market valuation 186,036,656$ Amount of debt applicable to legal debt limit: Gross bonded debt 123,585,000$ Less debt payable from sources other than taxes: G.O. Improvement bonds 52,220,000$ Tax increment bonds 1,240,000 State-aid street revenue bonds 6,205,000 Water connection revenue bonds 7,940,000 HRA lease revenue 9,050,000 Arena revenue bonds 335,000 Water revenue bonds 6,910,000 Street Light revenue bonds 335,000 Sewer revenue bonds 495,000 (84,730,000) Debt payable from taxes 38,855,000 Less debt service monies available to pay principal and interest (6,261,464) Net bonded debt applicable to debt limit 32,593,536 32,593,536 Legal debt margin 153,443,120$ Note: Minnesota Statutes § 475.53, Subdivision 1, No municipality, except a school district or a city of the first class, shall incur or be subject to a net debt in excess of two percent of the taxable market value of taxable property in the municipality for years 2007 and prior; three percent for years beginning in 2008. Source: Dakota County Auditor and Treasurer’s Office. CITY OF LAKEVILLE PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS (152) Net Revenue Available Fiscal Gross (1)Operating For Debt Times Year Revenues Expenses Service Principal Interest Total Coverage 2008 9,615,243$ 4,094,080$ 5,521,163$ 1,400,000$ 1,161,886$ 2,561,886$ 2.16 2009 8,507,945 4,485,946 4,021,999 1,575,000 1,066,238 2,641,238 1.52 2010 7,380,163 4,749,304 2,630,859 1,685,000 998,751 2,683,751 0.98 2011 8,146,497 4,307,467 3,839,030 1,635,000 937,952 2,572,952 1.49 2012 9,608,620 4,296,022 5,312,598 3,115,000 832,499 3,947,499 1.35 2013 9,425,862 4,549,736 4,876,126 1,395,000 731,755 2,126,755 2.29 2014 9,181,527 4,942,276 4,239,251 1,415,000 674,644 2,089,644 2.03 2015 9,283,053 4,948,633 4,334,420 2,670,000 594,489 3,264,489 1.33 2016 10,530,436 5,389,869 5,140,567 595,000 652,577 1,247,577 4.12 2017 12,238,291 5,390,818 6,847,473 1,005,000 690,010 1,695,010 4.04 Notes: (1)The primary revenue source for debt service includes water system connection charges, water system user fees, ice arena net operating revenue and contributions from one organization conducting lawful gambling at approved locations, and liquor fund gross profits. (2)Revenue bonds include water connection revenue, arena revenue, and liquor revenue. Requirements (2) CITY OF LAKEVILLE DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS (153) Percentage Personal Per Capita (1)Increase from Income (2)Personal Housing units Year Population Previous Year (in thousands)Income Single Multiple Total Valuation 2008 54,828 1.86% 2,541,333$ 46,351$ 137 279 416 71,062,000 2009 55,772 1.72% 2,474,827 44,374 127 54 181 41,010,000 2010 55,954 0.33% 2,519,161 45,022 138 2 140 38,718,000 2011 56,534 1.04% 2,617,468 46,299 122 2 124 37,621,000 2012 57,048 0.91% 2,843,672 49,847 280 2 282 84,444,000 2013 57,789 1.30% 2,929,151 50,687 374 - 374 120,393,000 2014 59,361 2.72% 3,097,279 52,177 319 - 319 108,181,000 2015 59,991 1.06% 3,222,117 53,710 366 - 366 114,765,000 2016 60,965 1.62% 3,351,551 54,975 403 62 465 139,008,000 2017 61,993 1.69% N/A N/A 487 44 531 160,520,000 Annual percentage increase average last ten fiscal years 1.42% Labor Unemployment Labor Unemployment State of United Year Force Rate Force Rate Minnesota States 2007 30,492 4.3% 232,670 4.6% 4.7% 5.1% 2008 30,471 5.6% 229,716 6.1% 6.8% 7.1% 2009 30,727 6.4% 231,391 6.9% 7.4% 10.0% 2010 30,782 6.0% 230,247 6.6% 6.9% 9.4% 2011 31,237 4.8% 232,257 5.2% 5.7% 8.5% *2012 31,221 4.5% 231,902 4.9% 5.4% 7.6% *2013 32,879 3.6% 230,160 4.0% 4.6% 6.5% *2014 33,493 2.9% 231,538 3.2% 3.6% 5.4% *2015 33,876 2.7% 234,299 3.1% 3.7% 4.8% *2016 33,793 3.0% 232,091 3.4% 4.1% 4.5% *2017 34,911 2.5% 239,356 2.7% 3.3% 4.1% Source: (1) Metropolitan Council as of April 1 (except for 2010 Federal Census and 2016 estimate based on prior year ). (2) U.S. Department of Commerce Bureau of Economic Analysis as of December 31, 2017. * Not seasonally adjusted, information is not available. (3) City of Lakeville Inspections Department. N/A - Not available. Building Permits Issued Family Dwellings (3) Labor Force and Unemployment Rate (seasonally adjusted) (2) City of Lakeville Dakota County Rates CITY OF LAKEVILLE PRINCIPAL EMPLOYERS FISCAL YEARS ENDED DECEMBER 31, 2017 AND DECEMBER 31, 2008 (154) Principal Employer (1)Product/Service Employees Rank %Employees Rank % Independent School District #194 Elementary & secondary schools 1,370 1 3.9% 1,400 1 4.6% Hearthside Food Solutions Food service contractors 630 2 1.8% 600 2 2.0% Treehouse Brands Breakfast cereal products 515 3 1.5% 500 3 1.6% Imperial Plastics, Inc Plastics material & resin mfg.450 4 1.3% 200 6 0.7% Post Holdings Cereal production 327 5 0.9% Menasha Corporation Corrugated & solid fiber box mfg.237 6 0.7% 185 8 0.6% Despatch Industries, Inc. Industrial furnace & oven mfg.230 7 0.7% 250 4 0.8% City of Lakeville (2)City government 227 8 0.7% 214 5 0.7% BTD Manufacturing Metal manufacturing 210 9 0.6% Jeff Belzer’s Chevy-Dodge-KIA New & used auto dealership 200 10 0.6% 150 10 0.5% Hearth & Home Technologies, Inc. Fireplaces/metal work 192 7 0.6% Carquest Distribution Center General warehousing & storage 162 9 0.5% Total principal employers 4,396 12.6% 3,853 12.6% All other employers 30,392 87.4% 26,618 87.4% Total City of Lakeville civilian labor force (3) 34,788 100.0% 30,471 100.0% Source: (1) Telephone survey of individual employers, 2017 (2) As of December 31, 2017 (full-time equivalent). (3) MN Department of Employment and Economic Development (DEED) as of December 31, 2017. 2017 2008 CITY OF LAKEVILLE COMMERCIAL AND INDUSTRIAL BUILDING PERMITS ISSUED YEARS 2017 AND 2016 (155) BUSINESS PRODUCT/SERVICE VALUATION (1) Launch Park I Industrial business park 9,650,000$ Schneiderman's Furniture Retail furniture store 9,130,000 Interstate Companies Truck service and maintenance 8,200,000 Globus Transport Trucking company 3,036,000 Lakeville Memory Care Livewell Memory care facility 3,000,000 Agape Mechanical HVAC, plumbing and electrical contractor 2,400,000 PetSmart Retail pet store 2,300,000 Rivers Edge Dental Dental 2,100,000 Dunn Brothers Coffee Restaurant 1,750,000 Rainbow Childcare Preschool/daycare 1,400,000 Dakota Truck Trucking facility 1,275,000 McDonald Eye Care Eye care 1,242,000 Caribou Coffee/Einstein Bagels Restaurant 884,000 Freddy's Frozen Custard Restaurant 857,000 Avonlea Development Development clubhouse 850,000 Taco Bell Restaurant 845,000 Christian Brothers Automotive Automotive 600,000 SBF Development Development clubhouse 503,000 Target Retail 500,000 BUSINESS PRODUCT/SERVICE VALUATION (1) Simply Self StorageSelf storage facility 3,500,000 DaVita Dialysis Clinic Medical 900,000 Children's Dental Medical 822,000 Safety Signs Sign manufacturer 800,000 Emagine Lakeville Theater Theater 750,000 Dakota Curling Club Curling facility 700,000 Treehouse Brands Store brand/private label food products 645,000 Designed Cabinets Custom cabinets 615,000 Harry's Café Restaurant 550,000 Bass Flexible Packaging Packaging product supplier 490,000 Edina Realty Home Services Real estate office 432,000 Total Hockey Hockey training facility 400,000 Med Express/Walgreens Retail/Medical 400,000 Consulting Engineers Group Engineering services 390,000 Lakeview Bank Financial services 389,000 Hearthside Foods Food contract manufacturer 350,000 Plaza Dental Medical 324,000 Pizza Hut Pizza restaurant 300,000 Lakeville Advanced Dental Care Dental 275,000 Exit Realty Real estate office 265,000 Notes: (1)Valuation excludes land and personal property. Source: City of Lakeville Inspections Department. NEW BUILDING PERMITS 2017 AND 2016 (in excess of $250,000) EXPANSION OR REMODEL BUILDING PERMITS 2017 AND 2016 (in excess of $250,000) CITY OF LAKEVILLE EMPLOYES BY FUNCTION/PROGRAM (FULL-TIME EQUIVALENT) LAST TEN FISCAL YEARS (156) Function/Program 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 General government City administration 3.0 2.8 2.5 2.5 2.5 2.4 2.8 3.0 3.0 3.0 Communications 4.1 3.9 4.0 4.0 4.0 4.0 4.0 4.0 3.9 4.5 City clerk 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Finance 6.6 6.5 6.4 6.0 7.0 7.0 7.0 6.6 6.7 7.0 Information systems 4.0 3.3 3.0 3.0 3.0 2.9 3.0 3.0 3.1 3.8 Human resources 3.0 2.8 2.8 2.8 2.8 2.8 2.8 3.2 4.0 4.0 Planning 4.5 3.8 3.0 3.0 3.0 2.8 3.5 3.5 3.5 4.2 Community and economic development 2.5 2.5 2.5 2.5 2.5 2.5 2.4 2.5 2.5 2.4 Protective inspection 12.4 8.7 8.0 8.0 7.0 7.0 7.0 7.6 8.0 8.4 General government buildings 3.1 3.0 3.0 3.0 3.0 3.0 3.0 3.0 4.6 5.5 Total general government 44.2 38.3 36.2 35.8 35.8 35.4 36.5 37.4 40.2 43.8 Public safety Police officers (sworn)52.8 51.0 51.5 51.9 53.0 50.2 54.0 52.8 54.7 54.6 Police administration 12.4 11.1 10.8 11.3 12.2 11.5 11.8 12.5 13.4 14.8 Fire (excluding volunteer firefighters)4.6 4.6 4.6 4.6 4.6 4.6 4.6 5.3 5.5 5.4 Total public safety 69.8 66.7 66.9 67.8 69.8 66.3 70.4 70.6 73.6 74.8 Public works Engineering 12.3 9.3 9.0 6.8 7.0 6.0 6.0 6.4 6.6 7.6 Construction Services - - - - - - 2.0 3.9 3.7 3.3 Street maintenance 20.0 19.4 19.0 19.0 19.3 19.3 21.0 20.4 21.6 21.7 Total public works 32.3 28.7 28.0 25.8 26.3 25.3 29.0 30.7 31.9 32.6 Parks and recreation Park maintenance 15.0 14.5 15.0 15.0 15.0 15.0 15.0 14.8 14.0 15.1 Recreation 5.3 4.9 4.7 4.7 4.7 5.6 5.6 5.5 5.8 6.5 Arts center 3.6 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 4.6 Total parks and recreation 23.9 23.1 23.4 23.4 23.4 24.3 24.3 24.0 23.5 26.2 Total governmental activities 170.2 156.8 154.5 152.8 155.3 151.3 160.2 162.7 169.2 177.4 Liquor 25.9 25.7 25.7 25.8 25.7 24.9 26.3 24.4 25.3 26.1 Utility 18.0 18.0 18.0 20.0 20.0 20.0 21.0 21.6 21.3 23.1 Total business-type activities 43.9 43.7 43.7 45.8 45.7 44.9 47.3 46.0 46.6 49.2 Total employees 214.1 200.5 198.2 198.6 201.0 196.2 207.5 208.7 215.8 226.6 (1.3) (13.6) (2.3) 0.4 2.4 (4.8) 11.3 1.2 7.1 10.9 Source: City of Lakeville Human Resources Department. CITY OF LAKEVILLE OPERATING INDICATORS BY FUNCTION LAST TEN FISCAL YEARS (157) Function 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 General government Number of registered voters 31,024 N/A 32,617 N/A 32,200 N/A 36,571 N/A 41,124 N/A Number of final plats approved 10 8 10 12 14 15 16 23 19 20 Number of building permits issued 1,878 1,428 1,421 1,467 2,349 1,647 3,852 2,030 1,889 1,829 Valuation of building permits issued (in millions)111$ 62$ 49$ 77$ 119$ 142$ 139$ 183$ 218$ 248$ Public safety Total calls for service 42,515 40,972 38,723 33,883 38,895 33,328 35,980 47,072 47,724 38,036 Traffic stops 12,424 13,370 12,310 9,210 11,426 8,251 10,531 17,681 18,239 15,680 Non-traffic related calls 30,091 27,602 26,413 24,673 27,469 25,077 25,449 29,391 29,485 22,356 Number of volunteer firefighters 90 78 74 83 77 79 80 83 85 86 Number of annual fire calls 1,230 1,343 1,189 1,262 1,208 1,062 1,103 1,192 1,347 1,477 Public works City street miles added 1.0 0.4 1.0 1.4 2.6 2.8 4.5 4.5 17.0 3.1 Parks and recreation Park acres mowed 427 427 427 429 429 430 430 430 430 430 Park facility reservations taken 479 559 661 655 717 888 958 1,024 742 551 Program activity registrations taken 7,994 8,201 8,369 9,051 9,850 9,310 9,627 9,231 8,141 6,294 Liquor Annual sales (in millions)14.4$ 14.6$ 14.7$ 14.4$ 15.2$ 15.4$ 14.9$ 13.6$ 14.1$ 14.6$ Utility (in millions of gallons) Water (average daily consumption)6.3 6.1 4.8 5.7 6.7 5.9 5.5 5.2 5.5 5.8 Sanitary sewer (1)4.0 3.3 3.3 3.3 3.4 3.4 3.4 3.2 3.4 3.4 (average daily treatment) Notes: (1)Sewage is treated by the Metropolitan Council Environmental Services. N/A Indicates information is not available for this period at the printing of this report. Source: Various City of Lakeville Departments. CITY OF LAKEVILLE CAPITAL ASSET STATISTICS BY FUNCTION LAST TEN FISCAL YEARS (158) Function (1)2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Public safety Police stations 1 1 1 1 1 1 1 1 1 1 Fire stations 4 4 4 4 4 4 4 4 4 4 Public works City streets (miles)257.6 258.6 259.0 260.0 261.4 264.0 266.8 271.3 288.3 291.4 Parks and recreation Acres of parks, conservation areas, and greenways 1,569 1,579 1,579 1,586 1,590 1,590 1,590 1,590 1,600 1,600 Parks 57585859595959596060 Conservation areas 18181818202020202020 Trails and sidewalks - paved (miles)95 96 97 98 99 103 107 109 110 111 Ice rinks - outdoor (fully boarded)11 11 11 11 11 11 11 11 11 11 Ice rinks - indoor 3333333333 Fields (softball, soccer, baseball, football, Lacrosse)93 93 96 97 97 97 97 96 96 96 Courts (basketball, volleyball, tennis, pickleball)39 39 39 38 38 38 38 38 38 43 Playgrounds 40 40 41 42 42 42 43 43 44 44 Swimming beaches 3333333333 Liquor Number of on-sale stores owned 2 2 2 2 2 2 2 2 2 2 Number of on-sale stores leased 1 1 1 1 1 1 1 1 1 1 Utility Water Water mains (miles)310 311 311 313 313 321 321 321 321 346 Fire hydrants 3,374 3,386 3,386 3,434 3,434 3,572 3,572 3,572 3,572 3,818 Wells 16 17 17 17 17 17 17 17 18 18 Water Towers 5 5 5 5 5 5 5 5 5 6 Sanitary sewer Sanitary sewer mains (miles)255 256 259 261 261 261 261 261 261 261 Sanitary sewer lift stations 20 20 19 19 19 20 20 20 20 20 Notes: (1)Indicators for general government functions are not available. Source: Various City of Lakeville Departments. This page intentionally left blank. CITY OF LAKEVILLE, MINNESOTA EXECUTIVE AUDIT SUMMARY YEAR ENDED DECEMBER 31, 2017 (1) CliftonLarsonAllen LLP CLAconnect.com June 5, 2018 To the City Council and Management City of Lakeville, Minnesota We have prepared this management report in conjunction with our audit of the City of Lakeville, Minnesota’s (the City) financial statements for the year ended December 31, 2017. The purpose of this report is to provide comments resulting from our audit process and to communicate information relevant to city finances in Minnesota. We have organized this report into the following sections: Audit Summary Governmental Funds Overview Enterprise Funds Overview Government-Wide Financial Statements Legislative Updates Accounting and Auditing Updates We would be pleased to further discuss any of the information contained in this report or any other concerns that you would like us to address. We would also like to express our thanks for the courtesy and assistance extended to us during the course of our audit. The purpose of this report is solely to provide those charged with governance of the City, management, and those who have responsibility for oversight of the financial reporting process comments resulting from our audit process and information relevant to city finances in Minnesota. Accordingly, this report is not suitable for any other purpose. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2018 (2) AUDIT SUMMARY The following is a summary of our audit work, key conclusions, and other information that we consider important or that is required to be communicated to the City Council, administration, or those charged with governance of the City. OUR RESPONSIBILITY UNDER AUDITING STANDARDS GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA AND GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2017, and the related notes to the financial statements. Professional standards require that we provide you with information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information to you verbally, in our Governance Communication Letter, and in our audit engagement letter. Professional standards also require that we communicate the following information related to our audit. PLANNED SCOPE AND TIMING OF THE AUDIT We performed the audit according to the planned scope and timing previously discussed and coordinated in order to obtain sufficient audit evidence and complete an effective audit. AUDIT OPINION AND FINDINGS Based on our audit of the City's financial statements for the year ended December 31, 2017:  We issued an unmodified opinion on the City's basic financial statements.  We reported no deficiencies in the City's internal control over financial reporting that we considered to be material weaknesses or significant deficiencies.  The results of our testing disclosed no instances of noncompliance required to be reported under Government Auditing Standards.  We reported no findings based on our testing of the City's compliance with Minnesota laws and regulations. Overall, we found the City’s financial records to be in excellent condition. This not only provides for an efficient year-end audit, but should also provide confidence in the interim financial data used to manage the City throughout the year. (3) GOVERNMENTAL FUNDS OVERVIEW This section of the report provides you with an overview of the financial trends and activities of the City’s governmental funds, which include the General, special revenue, debt service, and capital project funds. These funds are used to account for the basic services the City provides to all of its citizens, which are financed primarily with property taxes. The governmental fund information in the City’s financial statements focuses on budgetary compliance, and the sufficiency of each governmental fund’s current assets to finance its current liabilities. PROPERTY TAXES Minnesota cities rely heavily on local property tax levies to support their governmental fund activities. For the 2016 fiscal year, local ad valorem property tax levies provided 39.8 percent of the total governmental fund revenues for cities over 2,500 in population, and 36.4 percent for cities under 2,500 in population. Property tax levies certified by Minnesota cities for 2017 increased about 5.5 percent over 2016, compared to an increase of 5.5 percent the prior year. Levy limits were not in place for 2016 or 2017. The total market value of property in Minnesota cities increased about 5.6 percent for the 2017 levy year, following an increase of 5.7 percent for levy year 2016, an increase of 8.5 percent for 2015, a slight increase of 1.1% for 2014, and a four-year trend of declining market values for levy years 2010 through 2013. Market values showed increases across all property categories for 2017, with gains in the market values of residential homestead properties (6.9 percent) and non-homestead residential properties (4.8 percent), which were all outpaced by the market value gain of commercial/industrial properties (7.4 percent). Because the assessed valuation used for levying property taxes is based on values from the previous fiscal year (e.g., the market value for taxes payable in 2017 is based on estimated values as of January 1, 2016), market value improvement has lagged behind recent upturns in the housing market and the economy in general. The City’s taxable market value increased 4.9 percent for taxes payable in 2016 and 6.5 percent for taxes payable in 2017. The following graph shows the City’s changes in taxable market value over the past 10 years plus 2018:  $‐  $1  $2  $3  $4  $5  $6  $7 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018BillionsTaxable Market Value Taxable Market Value (4) Tax capacity is considered the actual base available for taxation. It is calculated by applying the state’s property classification system to each property’s market value. Each property classification, such as commercial or residential, has a different calculation and uses different rates. Consequently, a city’s total tax capacity will change at a different rate than its total market value, as tax capacity is affected by the proportion of the City’s tax base that is in each property classification from year-to-year, as well as legislative changes to tax rates and exemptions. The City’s tax capacity increased 6.5 percent and 4.5 percent for taxes payable in 2017 and 2016, respectively. The following graph shows the City’s change in tax capacities over the past 10 years: 0.00% 5.00% 10.00% 15.00% 20.00% 25.00% 30.00% 35.00% 40.00% 45.00%  $‐  $10  $20  $30  $40  $50  $60  $70  $80 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017MillionsTax Capacity vs. Tax  Rate (City Only) Local Net Tax Capacity Tax Rate The prior year report included a comparison of property tax capacity rates between the City, seven- county metro area, and all cities state-wide average. The 2017 comparison data was not available for the seven-county metro area nor all cities state-wide; therefore, the chart is not included this year. The following chart provides a comparison of how the City’s property taxes compare to other comparable cities: This chart is based on the City of Lakeville’s median home value of $266,500 and estimated taxable market value of $252,155. The City of Lakeville when compared to other local cities is right in the middle. This chart is an estimate of only the City’s portion of taxes and excludes other taxing jurisdictions (i.e. schools, county, special districts). (5) GOVERNMENTAL FUND BALANCES The following table summarizes the changes in the fund balances of the City’s governmental funds during the year ended December 31, 2017, presented both by fund balance classification and by fund: Increase 2017 2016 (Decrease) Fund Balances of  Governmental  Funds Total  by Classification Nonspendable 914,375$              695,830$              218,545$               Restricted 29,887,820          37,947,697          (8,059,877)            Committed 26,519,559          21,651,118          4,868,441             Assigned 741,864                1,478,522            (736,658)               Unassigned 12,736,609          12,175,467          561,142                 Total  governmental funds 70,800,227$        73,948,634$        (3,148,407)$         Total  by Fund General 15,269,442$        15,076,500$        192,942$               General  Obligation Debt Service 5,176,628            14,903,538          (9,726,910)            G.O. Improvement Debt Service 9,976,390            7,037,315            2,939,075             Building Capital Projects 712,944                808,425                (95,481)                  Improvement Construction Capital Projects 937,224                1,450,488            (513,264)               Nonmajor Funds 38,727,599          34,672,368          4,055,231             Total  governmental funds. 70,800,227$        73,948,634$        (3,148,407)$         Fund Balance As of  December 31, In total, the fund balances of the City’s governmental funds decreased $3,148,407 during the year ended December 31, 2017. The majority of the decrease was due to the use of restricted fund balances of $9.7 million which offset an increase in the committed fund balances of $2.9 million and unassigned fund balances of $561 thousand, from the prior year. The decrease in restricted fund balances was due to the refunding of the City’s Capital Improvement Bonds Series 2007D. The increase in the committed balance was primarily related to the collection of water and sanitary sewer trunk fees in the capital projects funds. The increase in unassigned fund balance was also primarily due to the City generating $1.6 million more than budgeted for revenues as well as $1.1 million under budget on expenditures. (6) GOVERNMENTAL FUNDS REVENUE AND EXPENDITURES The following table presents the per capita revenue of the City’s governmental funds for the past three years, along with state-wide averages. We have included the most recent comparative state-wide averages available from the Office of the State Auditor to provide a benchmark for interpreting the City’s data. The amounts received from the typical major sources of governmental fund revenue will naturally vary between cities based on factors such as the City’s stage of development, location, size and density of its population, property values, services it provides, and other attributes. It will also differ from year-to-year due to the effect of inflation and changes in the City’s operation. Also, certain data on these tables may be classified differently than how they appear on the City’s financial statements in order to be more comparable to the state-wide information, particularly in separating capital expenditures from current expenditures. We have designed this section of our management report using per capita data in order to better identify unique or unusual trends and activities of your city. We intend for this type of comparative and trend information to complement, rather than duplicate, information in the Management’s Discussion and Analysis. An inherent difficulty in presenting per capita information is the accuracy of the population count, which for most years is based on estimates. State ‐Wide Year December 31, 2016 2015 2016 2017 Population 20,000 ‐ 100,000 59,991                60,965                  61,993                 Property taxes 455$                            414$                    421$                      433$                     Tax  increments 42                                 7                           7                             9                            Franchise and other taxes 45                                 11                        7                             6                            Special assessments 59                                 29                        38                           45                         Licenses and permits 42                                 55                        61                           64                         Intergovernmental revenues 152                               87                        148                        61                         Charges for services 103                               196                      218                        162                       Other 54                                 31                        29                           21                         Total  Revenue 951 830 929 801 City of Lakeville Governmental  Funds Revenue  per Capita With State ‐Wide  Averages by Population Class The City’s governmental funds have typically generated less revenue per capita in total than other Minnesota cities in its population class. Total governmental funds revenues were $49.7 million in 2017, about $7.0 million (12.3 percent) less than the prior year. On a per capita basis, governmental fund revenue for 2017 was $128 less than the prior year. Property tax revenue was $12 per capita higher than the previous year due to a levy increase. Licenses and permits revenue was $3 per capita higher than last year due to increased development activity. Intergovernmental revenues were $87 per capita less than last year due to a decrease in municipal state-aid revenue as there were several large capital projects in 2016. Charges for services were $56 per capita less than last year due to decreased in collections of fees during 2017. Revenue in the “other” category shown above decreased $8 per capita. (7) Below is a table of the City of Lakeville’s 2017 governmental funds revenue per capita as compared to the average per capita revenues for the governmental funds of several comparable cities for the year 2016. The comparable cities included in the average below (and in any other instances of a comparable city average included in this report) are Apple Valley, Blaine, Bloomington, Chanhassen, Eagan, Eden Prairie, Inver Grove Heights, Maple Grove, Plymouth, Prior Lake, Savage, Shakopee, and Woodbury. The expenditures of governmental funds will also vary from state-wide averages and from year-to-year, based on the City’s circumstances. Expenditures are classified into three types as follows: Current – These are typically the general operating type expenditures occurring on an annual basis, and are primarily funded by general sources such as taxes and intergovernmental revenues. Capital Outlay – These expenditures do not occur on a consistent basis, more typically fluctuating significantly from year-to-year. Many of these expenditures are project-oriented, and are often funded by specific sources that have benefited from the expenditure, such as special assessment improvement projects. Debt Service – Although the expenditures for debt service may be relatively consistent over the term of the respective debt, the funding source is the important factor. Some debt may be repaid through specific sources such as special assessments or redevelopment funding, while other debt may be repaid with general property taxes. (8) The City’s expenditures per capita of its governmental funds for the past three years, together with state-wide averages, are presented in the following table: State‐Wide Year December 31, 2016 2015 2016 2017 Population 20,000 ‐ 100,000 59,991          60,965               61,993             Current General  Government 97$                              87$                95$                     104$                 Public Safety 273                              182                189                     206                   Public Works 95                                 64                  70                       158                   Parks and recreation 91                                 59                  57                       84                      557                              392                411                     552                   Capital Outlay And construction 301                              528                622                     193                   Debt Service Principal 115                              123                97                       111                   Interest and fiscal 34                                 63                  70                       65                      149                              186                168                     176                   Total  Expenditures 1,007                           1,106            1,201                 921                   City of Lakeville Governmental  Fund Expenditures per Capita With State‐Wide  Averages by Population Class Total expenditures in the City’s governmental funds for 2017 were $57.10 million, a decrease of $16.1 million (22.0 percent) from the previous year, or $285 per capita. The decrease was primarily due to capital outlay, which was $429 per capita less than the previous year, primarily due to several large street and utility improvement projects during 2016. The decrease in capital outlay was offset with increases in public works and parks and recreation spending per capita of $88 and $27, respectively. Scheduled debt service principal and interest costs were also $8 higher per capita than the prior year. Below is a table of the City of Lakeville’s 2017 governmental funds expenditures per capita as compared to the average per capita revenues for the governmental funds of several comparable cities for the year 2016. (9) GENERAL FUND The City’s General Fund accounts for the financial activity of the basic services provided to the community. The primary services included within this fund are the administration of the municipal operation, police and fire protection, building inspection, streets and highway maintenance, and parks and recreation. The graph below illustrates the change in the General Fund financial position over the last five years. We have also included a line representing annual expenditures to reflect the change in the size of the General Fund operation over the same period. The City’s General Fund cash and investments balance at December 31, 2017 was $14,072,773, a decrease of $538,098. Total fund balance at December 31, 2017 was $15,269,442, which is an increase of $192,942 from the prior year, and $2,370,495 higher than projected in the City’s final budget. As the graph illustrates, the City has generally been able to maintain healthy cash and fund balance levels as the volume of financial activity has grown. This is an important factor because a government, like any organization, requires a certain amount of equity to operate. A healthy financial position allows the City to avoid volatility in tax rates; helps minimize the impact of state funding changes; allows for the adequate and consistent funding of services, repairs, and unexpected costs; and is a factor in determining the City’s bond rating and resulting interest costs. Maintaining an adequate fund balance has become increasingly important given the fluctuations in state funding for cities in recent years. A trend that is typical to Minnesota local governments, especially the General Fund of cities, is the unusual cash flow experienced throughout the year. The City’s General Fund cash disbursements are made fairly evenly during the year other than the impact of seasonal services such as snowplowing, street maintenance, and park activities. Cash receipts of the General Fund are quite a different story. Taxes comprise about 69 percent of the fund’s total annual revenue. Approximately half of these revenues are received by the City in July and the rest in December. Consequently, the City needs to have adequate cash reserves to finance its everyday operations between these payments. The City’s General Fund’s unrestricted fund balance at the end of the 2017 fiscal year represents approximately 56.1 percent of annual expenditures based on 2017 levels, compared to 58.8 percent at the end of the previous year. (10) The following graph reflects the City’s General Fund revenue sources for 2017 compared to budget: General Fund revenue for 2017 was $26,736,039, which was $1,176,327 (4.6 percent) more than budget. Licenses and permits revenue was over budget by $965,217, primarily due to the number of residential building and construction related permits issued. The following graph presents the City’s General Fund revenues by source for the last five years. The graph reflects the City’s reliance on property taxes and other local sources of revenue. (11) Overall, General Fund revenues increased $103,858 (0.4 percent) from the previous year. Property tax revenue was $492,910 more than last year due to a 4.95 percent increase in the property tax levy. Intergovernmental revenue increased $119,169 due to additional grants being received. Revenue from charges for services decreased $836,817 due primarily to a decrease in public works fees. Licenses and permits increased $298,475 due primarily to additional building permits during 2017. Finally, revenue in the “all other” category as shown above was $30,121 higher than last year, primarily due to an increase in investment returns. The following graph illustrates the components of General Fund spending for 2017 compared to budget: Total General Fund expenditures for 2017 were $25,607,540, which was $1,194,168 (4.5 percent) under the final budget. General Fund expenditures were under budget in every functional area, as shown in the graph above. General government expenditures were $333,514 under budget, with the largest savings in planning, community and economic development, inspections, information systems, and human resources. Public safety expenditures were $87,896 under budget, primarily in police other charges and services and commodities. Public works expenditures were $675,715 under budget, mainly in engineering other charges and services, operations and maintenance personnel costs, and street maintenance personnel costs. Parks and recreation costs were under budget by $97,043, mainly in park maintenance personnel and other charges and services. (12) The following graph presents the City’s General Fund expenditures by function for the last five years:  $‐  $2  $4  $6  $8  $10  $12  $14 General Government Public Safety Public Works Parks and RecreationMillionsGeneral Fund Expenditures  by Function Year  Ended December 31,  2013 2014 2015 2016 2017 Total General Fund expenditures for 2017 were $1,156,950 (4.7 percent) higher than the previous year, with the increase spread across all program areas. The majority of the increase was in personnel costs, which were due to contractual wage increases, inflationary benefit cost increases, and the addition of about seven full-time employees compared to the prior year. (13) ENTERPRISE FUNDS OVERVIEW The City maintains two enterprise funds to account for services the City provides that are financed primarily through fees charged to those utilizing the service. This section of the report provides you with an overview of the financial trends and activities of the City’s enterprise funds, which include the (water, sewer, street light, and environmental resources) Utility Fund and Liquor Fund. ENTERPRISE FUNDS FINANCIAL POSITION The following table summarizes the changes in the financial position of the City’s enterprise funds during the years ended December 31, 2017 and 2016, presented both by classification and by fund: Increase 2017 2016 (Decrease) Net Position of enterprise funds Total  by classification Net Investment in capital  assets 135,324,120$        129,086,090$        6,238,030$           Restricted for Debt Service 323,875                   323,875                   ‐                               Unrestricted 10,627,646             9,584,936               1,042,710             Total  Enterprise  Funds 146,275,641$        138,994,901$        7,280,740$           Total  by Fund Liquor 4,366,329$             3,942,455$            423,874$               Utility 141,909,312          135,052,446          6,856,866             Total  Enterprise  Funds 146,275,641$        138,994,901$        7,280,740$           Net Position As of December 31,  Enterprise  Funds Change  in Financial  Position In total, the net position of the City’s enterprise funds increased by $7,280,740 during the year ended December 31, 2017. The Liquor Fund net position increased by $423,874, due primarily to net transfers in and out being less than the prior year. Transfers in were $810 thousand, while transfers out were $1.3 million. The increases in both the net investment in capital assets and the net position of the Utility Enterprise Fund were primarily due to capital infrastructure contributions of $9.2 million received from developers, other government agencies, and the City’s governmental funds. (14) LIQUOR FUND The following graphs present five years of operating results for the Liquor Fund: The Liquor Fund ended 2017 with a net position of $4,366,329, an increase of $423,874 from current year operations. Of this, $3,822,026 represents net investment in capital assets leaving an unrestricted net position of $220,428. (15) Gross liquor sales for 2017 were $14,583,514, an increase of $452,684 (3.2 percent) from 2016. The Liquor Fund generated a gross profit of $3,578,269 in 2017, or about 24.5 percent, of gross sales. Operating expenses for 2017 were $2,518,277, an increase of $64,949 (2.6 percent) from the prior year. Net operating income for 2017 was $1,059,992, or about 7.3 percent, of gross sales. The increase in gross sales and the resulting increase in the two operating ratios shown below were primarily attributable to stabilization during 2017 as the City has faced significant increases to competition in previous years. The Liquor Fund also made transfers out of $1,345,322 to support the General Fund, for debt service, and for various capital needs, which was offset by transfers in of $809,069 due to the transfer of the debt obligation for the Galaxie Liquor Store. (16) UTILITY FUND The following graph presents five years of comparative operating results for the City’s (water, sewer, street light, and environmental resources) Utility Fund: The Utility Fund ended 2017 with net position of $141,909,312, an increase of $6,856,866 from current year operations. Of the net position balance, $131,502,094 represents the City’s net investment in utility capital assets, leaving $10,407,218 of unrestricted net position. Utility Fund operating revenue was $12,585,450 for 2017, an increase of $1,893,265 (17.7 percent), mainly due to increase in water usage and sewer discharge coupled with an increase in rates. Operating expenses (including depreciation of $4,295,521) were $13,919,001, which represents an increase of $1,337,495 (10.6 percent). The increase was primarily attributable to increases in personnel costs and purchased services related to maintenance and depreciation. The Utility Fund also received capital contributions of $9,256,100 in 2017 from developers, other governmental agencies, and the City’s governmental funds. (17) GOVERNMENT-WIDE FINANCIAL STATEMENTS In addition to fund-based information, the current reporting model for governmental entities also requires the inclusion of two government-wide financial statements designed to present a clear picture of the City as a single, unified entity. These government-wide financial statements provide information on the total cost of delivering services, including capital assets and long-term liabilities. STATEMENT OF NET POSITION The Statement of Net Position essentially tells you what your city owns and owes at a given point in time, the last day of the fiscal year. Theoretically, net position represents the resources the City has leftover to use for providing services after its debts are settled. However, those resources are not always in spendable form, or there may be restrictions on how some of those resources can be used. Therefore, net position is divided into three components: net investment in capital assets, restricted, and unrestricted. The following table presents the components of City’s net position as of December 31, 2017 and 2016, for governmental activities and business-type activities: Increase 2017 2016 (Decrease) Net Position Governmental  Activiies Net Investment in capital  assets 144,581,700$        148,684,068$        (4,102,368)$             Restricted 46,683,603            38,516,463            8,167,140                 Unrestricted 6,036,382               2,134,179               3,902,203                 Total  governmental  activities 197,301,685$        189,334,710$        7,966,975$               Business‐type  activities Net Investment in capital  assets 135,324,120$        129,086,090$        6,238,030$               Restricted 323,875                  323,875                   ‐                                   Unrestricted 10,791,344            9,757,400               1,033,944                 Total  business‐type  activities 146,439,339          139,167,365          7,271,974                 Total  net position 343,741,024$        328,502,075$        15,238,949$             As of  December 31, The total net position of the City increased $15.2 million during the 2017 fiscal year. Of the increase, $7.9 million came from governmental activities and $7.3 million from business-type activities. One of the primary reasons for the increases in both the governmental and business-type activities was the amount of infrastructure contributed by developers and governmental activities during 2017, which totaled about $16.3 million. The increase in governmental activities restricted net position was the result of several factors, including an increase in special assessments restricted for future debt service; capital grants (contributions); increases in charges for services and other resources restricted for future capital improvements. (18) STATEMENT OF ACTIVITIES The Statement of Activities tracks the City’s yearly revenues and expenses, as well as any other transactions that increase or reduce total net position. These amounts represent the full cost of providing services. The Statement of Activities provides a more comprehensive measure than just the amount of cash that changed hands, as reflected in the fund-based financial statements. This statement includes the cost of supplies used, depreciation of long-lived capital assets, and other accrual-based expenses. The following table presents the change in the net position of the City for the years ended December 31, 2017 and 2016: 2016 Program Expenses Revenues Net Change Net Change Net (expense) revenue Governmental  activities General  government 4,579,478$          4,479,106$          (100,372)$              (3,022,427)$            Public safety 14,250,572          1,995,696            (12,254,876)           (14,417,433)            Public works 18,944,454          21,482,386          2,537,932               19,237,625             Parks and recreation 6,645,057            2,607,302            (4,037,755)             1,083,534                Interest on long‐term debt 3,268,426             ‐                              (3,268,426)             (3,930,168)              Business‐type activities Liquor 13,638,043          14,590,230          952,187                  866,173                   Utility 14,138,885          17,542,990          3,404,105               6,218,198                Total  net (expense) revenue 75,464,915$        62,697,710$        (12,767,205)           6,035,502                General  Revenues Property taxes and tax increments 27,317,169            26,173,822             Investment earnings 688,985                  459,781                   Total  general  revenues 28,006,154            26,633,603             Change in net position 15,238,949            32,669,105             Net position , beginning 328,502,075          295,832,970           Net position ‐ ending 343,741,024$        328,502,075$         2017 One of the goals of this statement is to provide a side-by-side comparison to illustrate the difference in the way the City’s governmental and business-type operations are financed. The table clearly illustrates the dependence of the City’s governmental operations on general revenues such as property taxes and unrestricted grants, while its business-type activities are financed predominately through program revenues. The difference in public works is mainly the result of decreased capital contributions, utility connection charges and special assessments of $16.7 million during 2017. (19) LEGISLATIVE UPDATES Despite the 2018 legislative session ending with a projected budget excess of $329 million for the 2018–2019 biennium the most recent legislative session made some progress on pensions, bonding, and a few other areas, it resulted in numerous bills being voted and the Governor and Legislators being further apart on their respective views for Minnesota. The following is a summary of recent legislation affecting Minnesota cities in 2017/2018 and into the future: Local Government Aid (LGA) – The Legislature completely overhauled the LGA formula for fiscal year 2014 and thereafter, creating a three-tiered formula that includes separate “need factor” calculations for cities with populations under 2,500, between 2,500 and 10,000, or over 10,000. The new formula simplified the LGA calculation, and reduced the volatility of the LGA distribution by limiting the amount it may decline in a given year. Beginning in 2015, any reduction to a city’s calculated LGA distribution will be limited to the lesser of $10 per capita, or 5 percent of their previous year net tax levy. For cities that gain under the new formula, the increases will be distributed proportionate to their unmet need, as determined by the new “need factor” calculations. The state-wide LGA appropriation was $516.9 million for fiscal 2016 and 2017, and is $534.4 million for fiscal 2018 and thereafter. The $15 million increase in LGA for fiscal year 2018 is a permanent increase which was approved by the omnibus tax bill signed by Governor Dayton. The omnibus tax bills vetoed by Governor Dayton would not have affected LGA in total. Competitive Bidding – Effective August 1, 2018, the competitive bidding threshold will increase from $100,000 to $175,000. This is the first change since 2008 and was made with the support of the League of Minnesota Cities, the Association of Minnesota Counties, the Minnesota Association of Townships, and the Minnesota School Boards Association. Replacement of Freon Systems – The 2017 Omnibus Tax Bill created a new option for home rule and statutory cities to finance the replacement of Freon-based refrigerant (R-22) in their hockey arenas by issuing capital notes or certificates of indebtedness with up to a 20-year term without voter approval, but are subject to reverse referendum process. The previous limit was 10-years. Chemical producers will no longer be allowed to produce R-22 after January 1, 2020. Pensions – Governor Dayton signed the Omnibus Pension bill providing additional resources to the PERA – Police and Fire Plan and the State MSRS Plan. It also provides several changes to assumptions for PERA to incorporate which includes rate of return, cost of living adjustments, target funding date, plus several other. It also increased the employee and employer contribution rates effective on January 1, 2019 and another increase set for January 1, 2020. The General Employees Plan’s contribution rates were not adjusted. Bonding Bill – Governor Dayton signed the $825 million general obligation bonding bill. The bonding bill provides $400 million in highway bonds for Corridors of Commerce program, $35 million in local road improvements, $39 million in infrastructure funding for drinking water programs, $80 million in housing infrastructure bonds, and numerous other city-specific projects. Investment Options – Minnesota Statute Section 118A was amended to allow for additional types of equity investments if a municipality has a AAA bond rating or had a population that exceeded 100,000. The additional investment options include; indexed mutual funds and long- term equity accounts with the State Board of Investment. (20) Water Tank Service Contracts – Governor Dayton signed into a law a bill which allows for municipalities to enter into multiyear professional services contract for engineering, repair, and maintenance of a water storage tank and appurtenant facility owned, controlled, or operated by the municipality. Vetoed Bills – Governor Dayton vetoed several bills in the most recent legislative session, these include bills related to tax conformity with the Federal Government, omnibus school and tax bill, the omnibus supplemental budget bill, agriculture policy bill, MNLARS funding, plus several other bills. The majority of these bills were vetoed because Governor Dayton did not view them as addressing enough of his priorities or they did not provide enough funding to where he would support them. (21) ACCOUNTING AND AUDITING UPDATES GASB Statement No. 75, “Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions” – the objective of this statement is to improve accounting and financial reporting by state and local governments for postemployment benefits other than pensions (other postemployment benefits or OPEB). The provisions of Statement No. 75 are effective for fiscal periods beginning after June 15, 2017. GASB Statement No. 83, “Certain Asset Retirement Obligations” – the objective of this Statement is to provide financial statement users with information about asset retirement obligation not previously address in GASB standards, by establishing uniform accounting and financial reporting requirements for these obligations. An example of these assets would be decommissioning a nuclear power plant, wind turbines, sewage treatment facilities, or an x-ray machine. This Statement is effective for periods beginning after June 15, 2018. GASB Statement No. 84, “Fiduciary Activities” – this Statement establishes criteria for identifying fiduciary activities of all state and local governments. This Statement is effective for periods beginning after December 15, 2018. GASB Statement No. 86 “Certain Debt Extinguishment Issues” – the primary objective of this Statement is to improve consistency in accounting and financial reporting for in-substance defeasance of debt by providing guidance for transactions in which cash and other monetary assets acquired with only existing resources—resources other than the proceeds of refunding debt—are placed in an irrevocable trust for the sole purpose of extinguishing debt. This Statement also improves accounting and financial reporting for prepaid insurance on debt that is extinguished and notes to financial statements for debt that is defeased in substance. This Statement is effective for periods beginning after June 15, 2017. GASB Statement No. 87 “Leases” – the primary objective of this Statement is to better meet the information needs of financial statement users by improving accounting and financial reporting for leases by governments. It will require recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources based on the payment provision of the contract. It also establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. This Statement is effective for periods beginning after December 15, 2019. CliftonLarsonAllen LLP CLAconnect.com Honorable Mayor and Members of the City Council City of Lakeville Lakeville, Minnesota We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville as of and for the year ended December 31, 2017, and have issued our report thereon dated June 5, 2018. We have previously communicated to you information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. Professional standards also require that we communicate to you the following information related to our audit. Significant audit findings Qualitative aspects of accounting practices Accounting policies Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by City of Lakeville are described in Note 1 to the financial statements. No new accounting policies were adopted and the application of existing policies was not changed during 2017. We noted no transactions entered into by the entity during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates Accounting estimates are an integral part of the financial statements prepared by management and are based on management’s knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were:  Management’s estimate of the valuation of investments is based on published market values as of December 31, 2017. We evaluated the key factors and assumptions used to develop the value of investments in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of the depreciation expense on capital assets is based on management’s estimated useful lives of those assets. We evaluated the key factors and assumptions used to develop the allowance in determining that it is reasonable in relation to the financial statements taken as a whole. Honorable Mayor and Members of the City Council City of Lakeville Page 2  Management’s estimate of City’s liability for other postemployment benefits is based on an actuarial determined liability which is based on various assumptions, including investment rates of return, health care trend rates, mortality rates, etc. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of the City’s liability for compensated absences is based on employee wage information and the City’s policies of earning vacation and sick pay. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of the City’s proportionate share of PERA’s GERF and PEPFF net pension liabilities as well as the related deferred inflows and outflows is based on guidance from GASB Statement No. 68, GASB Statement No. 71, and the plans’ allocation tables. The plans’ allocation tables allocate a portion of the plans’ net pension liabilities based on the City’s contributions during the plans’ fiscal years as a percentage of total contributions received for the related fiscal year by the plans. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of the City’s net pension asset and related deferred inflows and outflows related to the City’s Fire Relief Association are based on an actuarially determined liability. This liability is based on various assumptions including the investments rate of return, projected salary increases, and mortality rates. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a whole. Financial statement disclosures Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. There were no particularly sensitive financial statement disclosures. The financial statement disclosures are neutral, consistent, and clear. Difficulties encountered in performing the audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Uncorrected misstatements Professional standards require us to accumulate all misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. Management did not identify and we did not notify them of any uncorrected financial statement misstatements. Honorable Mayor and Members of the City Council City of Lakeville Page 3 Corrected misstatements Management did not identify and we did not notify them of any financial statement misstatements detected as a result of audit procedures. Disagreements with management For purposes of this letter, a disagreement with management is a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditors’ report. No such disagreements arose during our audit. Management representations We have requested certain representations from management that are included in the management representation letter dated June 5, 2018. Management consultations with other independent accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a “second opinion” on certain situations. If a consultation involves application of an accounting principle to the entity’s financial statements or a determination of the type of auditors’ opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Significant issues discussed with management prior to engagement We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to engagement as the entity’s auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our engagement. Other audit findings or issues We have provided a separate letter to you dated June 5, 2018, communicating internal control related matters identified during the audit. Other information in documents containing audited financial statements With respect to the required supplementary information (RSI) accompanying the financial statements, we made certain inquiries of management about the methods of preparing the RSI, including whether the RSI has been measured and presented in accordance with prescribed guidelines, whether the methods of measurement and preparation have been changed from the prior period and the reasons for any such changes, and whether there were any significant assumptions or interpretations underlying the measurement or presentation of the RSI. We compared the RSI for consistency with management’s responses to the foregoing inquiries, the basic financial statements, and other knowledge obtained during the audit of the basic financial statements. Because these limited procedures do not provide sufficient evidence, we did not express an opinion or provide any assurance on the RSI. Honorable Mayor and Members of the City Council City of Lakeville Page 4 With respect to the combining and individual fund financial statements and additional debt schedules (collectively, the supplementary information) accompanying the financial statements, on which we were engaged to report in relation to the financial statements as a whole, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period or the reasons for such changes, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We have issued our report thereon dated June 5, 2018. The introductory and statistical sections accompanying the financial statements, which is the responsibility of management, was prepared for purposes of additional analysis and is not a required part of the financial statements. Such information was not subjected to the auditing procedures applied in the audit of the financial statements, and, accordingly, we did not express an opinion or provide any assurance on it. Other information is being included in documents containing the audited financial statements and the auditors’ report thereon. Our responsibility for such other information does not extend beyond the financial information identified in our auditors’ report. We have no responsibility for determining whether such other information is properly stated and do not have an obligation to perform any procedures to corroborate other information contained in such documents. As required by professional standards, we read the introductory and statistical sections (the other information) in order to identify material inconsistencies between the audited financial statements and the other information. We did not identify any material inconsistencies between the other information and the audited financial statements. Our auditors’ opinion, the audited financial statements, and the notes to financial statements should only be used in their entirety. Inclusion of the audited financial statements in a document you prepare, such as an annual report, should be done only with our prior approval and review of the document. * * * * * This communication is intended solely for the information and use of the City Council and management of City of Lakeville and is not intended to be, and should not be, used by anyone other than these specified parties. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2018 CliftonLarsonAllen LLP CLAconnect.com (1) INDEPENDENT AUDITORS’ REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Honorable Mayor and City Council City of Lakeville Lakeville, Minnesota We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of City of Lakeville, as of and for the year ended December 31, 2017, and the related notes to the financial statements, which collectively comprise the City of Lakeville’s basic financial statements, and have issued our report thereon dated June 5, 2018. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the City of Lakeville’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City of Lakeville’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City of Lakeville’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Honorable Mayor and City Council City of Lakeville (2) Compliance and Other Matters As part of obtaining reasonable assurance about whether the City of Lakeville’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the result of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2018 CliftonLarsonAllen LLP CLAconnect.com INDEPENDENT AUDITORS’ REPORT ON MINNESOTA LEGAL COMPLIANCE Honorable Mayor and Members of the City Council City of Lakeville Lakeville, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota as of and for the year then ended December 31, 2017, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated June 5, 2018. The Minnesota Legal Compliance Audit Guide for Cities promulgated by the State Auditor pursuant to Minnesota Statute § 6.65 contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing. Our audit considered all of the listed categories. In connection with our audit, nothing came to our attention that caused us to believe that the City of Lakeville, Minnesota failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Cities. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City of Lakeville, Minnesota’s noncompliance with the above-referenced provisions. The purpose of this report is solely to describe the scope of our testing of compliance relating to the provisions of the Minnesota Legal Compliance Audit Guide for Cities and the results of that testing, and not to provide an opinion on compliance. Accordingly, this communication is not suitable for any other purpose. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2018