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HomeMy WebLinkAboutItem 10June 17, 2019 Item No.________ ACKNOWLEDGE RECEIPT OF LAKEVILLE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2018 Proposed Action Staff recommends adoption of the following motion: Move to acknowledge receipt of City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2018. Overview The City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2018 is attached for City Council review and approval. The certified public accounting firm of CliftonLarsonAllen, LLP (CLA) has audited the financial report. In their opinion, the financial statements, as presented, represent the financial position of City of Lakeville as of December 31, 2018 and the results of operations for the year ended. Mr. Chris Knopik, Partner with CLA, will present an overview at the June 17 Council meeting. Primary Issues to Consider • Financial condition of the City of Lakeville. An overview of the financial operations is provided in the Letter of Transmittal and Management’s Discussion and Analysis. Supporting Information • City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2018 • Executive Audit Summary • Auditor Communications: o Governance Communication o Internal Controls o Minnesota Legal Compliance Financial Impact: $ Budgeted: Y☐ N☐ Source: Related Documents: (CIP, ERP, etc.): Envision Lakeville Community Values: Good Value for Public Services Report Completed by: Jerilyn Erickson, Finance Director N/A N/A COMPREHENSIVE ANNUAL FINANCIAL REPORT 2018 Year Ended December 31, 2018 City of Lakeville, Minnesota CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2018 PREPARED BY THE FINANCE DEPARTMENT This page intentionally left blank. CITY OF LAKEVILLE TABLE OF CONTENTS YEAR ENDED DECEMBER 31, 2018 INTRODUCTORY SECTION  LETTER OF TRANSMITTAL 1  ELECTED AND APPOINTED OFFICIALS 11  ORGANIZATIONAL CHART 12  CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL REPORTING 13  FINANCIAL SECTION  INDEPENDENT AUDITORS’ REPORT 14  MANAGEMENT’S DISCUSSION AND ANALYSIS 17  BASIC FINANCIAL STATEMENTS  STATEMENT OF NET POSITION 34  STATEMENT OF ACTIVITIES 35  BALANCE SHEET – GOVERNMENTAL FUNDS 36  RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION – GOVERNMENTAL ACTIVITIES 37  STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS 38  RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES – GOVERNMENTAL ACTIVITIES 39  STATEMENT OF NET POSITION – PROPRIETARY FUNDS 40  STATEMENT OF NET REVENUES. EXPENSES, AND CHANGES IN NET POSITION – PROPRIETARY FUNDS 41  STATEMENT OF CASH FLOWS – PROPRIETARY FUNDS 42  STATEMENT OF FIDUCIARY NET POSITION – AGENCY FUND 43  NOTES TO BASIC FINANCIAL STATEMENTS 44  REQUIRED SUPPLEMENTARY INFORMATION  GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON 95  NOTES TO REQUIRED SUPPLEMENTARY INFORMATION 100  PERA – GENERAL EMPLOYEES RETIREMENT FUND 101  PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND 102  NOTES TO REQUIRED SUPPLEMENTARY INFORMATION – STATE WIDE PLANS 103  NET PENSION LIABILITY (ASSET) AND RELATED RATIOS – LAKEVILLE FIRE RELIEF ASSOCIATION 105  SCHEDULE OF CHANGES IN THE CITY’S TOTAL OPEB LIABILITY AND RELATED RATIOS 106  (i) CITY OF LAKEVILLE TABLE OF CONTENTS YEAR ENDED DECEMBER 31, 2018 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES  NONMAJOR GOVERNMENTAL FUNDS  COMBINING BALANCE SHEET 109  COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 110  SPECIAL REVENUE FUNDS (NONMAJOR) – COMBINING BALANCE SHEET 111  SPECIAL REVENUE FUNDS (NONMAJOR) – COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 112  DEBT SERVICE FUNDS (NONMAJOR) – COMBINING BALANCE SHEET 113  DEBT SERVICE FUNDS (NONMAJOR) – COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 114  CAPITAL PROJECTS FUND (NONMAJOR) – COMBINING BALANCE SHEET 115  CAPITAL PROJECTS FUNDS (NONMAJOR) – COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 117  COMMUNICATIONS – SPECIAL REVENUE FUND – BUDGETARY COMPARISON SCHEDULE 119  ECONOMIC DEVELOPMENT – SPECIAL REVENUE FUND – BUDGETARY COMPARISON SCHEDULE 120  DOWNTOWN SPECIAL SERVICE DISTRICT – SPECIAL REVENUE FUND – BUDGETARY COMPARISON SCHEDULE 121  AGENCY FUNDS  STATEMENT OF CHANGES IN ASSETS AND LIABILITIES 123  SUPPLEMENTARY INFORMATION  SCHEDULE OF CHANGES IN BONDED INDEBTEDNESS 124  SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE 125  COMBINED SCHEDULE OF BONDED INDEBTEDNESS 135  STATISTICAL SECTION (UNAUDITED)  NET POSITION BY COMPONENT – GOVERNMENT WIDE 137  CHANGES IN NET POSITION BY COMPONENT – GOVERNMENTAL ACTIVITIES 139  CHANGES IN NET POSITION BY COMPONENT – BUSINESS-TYPE ACTIVITIES 141  CHANGES IN NET POSITION BY COMPONENT – TOTAL GOVERNMENTAL AND BUSINESS-TYPE ACTIVITIES 143  FUND BALANCES – GOVERNMENTAL FUNDS 145  CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS 147  (ii) CITY OF LAKEVILLE TABLE OF CONTENTS YEAR ENDED DECEMBER 31, 2018 TAX CAPACITY VALUATION AND ASSESSOR’S TAXABLE MARKET VALUE OF TAXABLE PROPERTY 149  PROPERTY TAX RATES – DIRECT AND OVERLAPPING GOVERNMENTS 151  PRINCIPAL PROPERTY TAXPAYERS 152  PROPERTY TAX LEVY AND COLLECTIONS 153  RATIO OF TOTAL DEBT BY TYPE 154  RATIO OF NET BONDED DEBT OUTSTANDING 155  DIRECT AND OVERLAPPING GOVERNMENTAL DEBT 156  LEGAL DEBT MARGIN 157  PLEDGED REVENUE COVERAGE 158  DEMOGRAPHIC AND ECONOMIC STATISTICS 159  PRINCIPAL EMPLOYERS 160  COMMERCIAL AND INDUSTRIAL BUILDING PERMITS ISSUED 161  EMPLOYEES BY FUNCTION/PROGRAM (FULL-TIME EQUIVALENT) 162  OPERATING INDICATORS BY FUNCTION 163  CAPITAL ASSET STATISTICS BY FUNCTION 164  (iii) This page intentionally left blank. INTRODUCTORY SECTION This page intentionally left blank. (1) June 6, 2019 The Honorable Mayor and Council Members 20195 Holyoke Avenue Lakeville, Minnesota 55044 Honorable Mayor, Members of the City Council and Citizens of the City of Lakeville: The Comprehensive Annual Financial Report is hereby presented for the purpose of providing you, the reader, with a thorough overview of the financial affairs of the City for the year ended December 31, 2018. The Report was prepared in accordance with Minnesota Statutes and Generally Accepted Accounting Principles (GAAP). This report was prepared by the City’s Finance Department and consists of management’s representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all information presented in this report. To provide a reasonable basis for making these representations, management of the City has established internal controls designed to protect the City’s assets from loss, theft, or misuse and to provide sufficient reliable information for the preparation of these financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City’s internal controls have been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatements. As management, we assert that to the best of our knowledge and belief this report is complete and reliable in all material respects. The City of Lakeville’s financial statements have been audited by CliftonLarsonAllen LLP, a professional firm of certified public accountants. The independent auditor’s report is included in the Financial Section of this report. The auditors have given this report an unmodified (“clean”) opinion, meaning that the financial statements fairly present the City’s financial position at December 31, 2018 and the changes in financial position for the year then ended. Management’s discussion and analysis (MD&A) immediately follows the independent auditors’ report and provides a narrative introduction, overview, and analysis of the basic financial statements. MD&A complements this letter of transmittal and should be read in conjunction with it. 20195 Holyoke Avenue, Lakeville, MN 55044 952-985-4400  952-985-4499 fax www.lakevillemn.gov (2) Profile of Government The City of Lakeville is a suburban community located 20 miles south of downtown Minneapolis in the southeast corner of the Twin Cities metropolitan area within Dakota County. Lakeville enjoys an excellent location, with convenient access to the Minneapolis-Saint Paul metropolitan area via interstate highway I-35. The City is also just 25 minutes from the Minneapolis-Saint Paul International Airport. Lakeville continues to be one of the fastest growing cities in Minnesota with a population that has grown from 43,128 in 2000 to 64,334 in 2018. The City of Lakeville operates under the Mayor-Council form of organization. The governing City Council consists of the Mayor and four other Council members. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the various committees and commissions and hiring the City Administrator. The City Administrator is responsible for carrying out the policies, directions, and ordinances of the City Council and for overseeing the day-to-day operations of the City. The City Council is elected on a non-partisan at-large basis. The Mayor is elected to serve a four-year term, while Council Members serve four-year staggered terms, with two Council Members elected every two years. The City provides its residents and businesses with a full range of municipal services consisting of public safety (police and fire), public works, parks and recreation, and general government administration. The City also operates two enterprises: utilities (public water, sanitary sewer, streetlights, and environmental resources) and off-sale liquor stores. Sewage treatment and disposal is operated on a regional basis by the Metropolitan Council Environmental Services (MCES) and refuse collection and disposal are handled on a private basis through contractual arrangements by City residents with private haulers. Further information regarding city services can be obtained from the City’s website at www.lakevillemn.gov The City is financially accountable for the Housing and Redevelopment Authority (HRA), which is included in the City’s financial statement. Additional information on the HRA can be found in Note 1A. – Summary of Significant Accounting Policies of the Notes to Basic Financial Statements. The annual budget serves as the foundation for the City of Lakeville’s financial planning and control. The budgetary process is outlined in the notes within the required supplementary information section of this report. The City applies budgetary controls to ensure compliance with legal provisions of the laws of Minnesota. Budgets are adopted on a basis consistent with GAAP. Annual budgets are adopted for the general fund and special revenue funds. The general fund budgetary comparison schedules are presented within the required supplementary information section and the special revenue funds budgetary comparison schedules are presented in the nonmajor governmental funds subsection of this report. (3) Factors Affecting Financial Condition The City of Lakeville is committed to maintaining a strong financial condition, while continuing to provide quality public services to its residents and businesses. The City’s financial position, as reflected in the financial statements presented in this report, is perhaps best understood when it is considered from the broader perspective of the environment within which the City operates. Local Economy The City’s tax base is primarily residential and consists of mostly single-family homes. Commercial and industrial properties make up approximately eleven percent of the tax base. The City’s valuation declined from its peak in 2009 to a low point in 2013. Since 2013, valuations have steadily grown due to a mix of new construction and appreciating values. The City’s valuation is now at a new peak and continues to grow. The City has grown by an estimated 8,600 new residents or approximately 15.4% since 2009, while the number of City employees has increased by 16.0%. The City has a land area of 38 square miles with approximately 30% of its land available for development. In 2018, final plats were approved for 750 single-family units, 15 detached townhomes, 60 attached townhomes, 160 apartment units, 8 commercial developments, and one institutional development. The trend for building permit activity for single-family homes is steady with building permits for single family homes/detached townhomes slight decrease from 487 in 2017 to 478 in 2018. The 2019 budget is premised on conservative but assumed steady growth of new single-family homes in the coming year. 0 100 200 300 400 500 600 700 800 900 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019PERMITS YEAR RESIDENTIAL PERMITS Total Residential Units Single Family Actual Residential Units Estimated Residential Units Actual Single Family Estimated Single Family (4) Commercial and industrial building permit activity was valued at $42.9 million. Commercial projects constructed in 2018 included: Freddy’s Frozen Custard and Steakburgers o A new 3,010 square-foot restaurant River’s Edge Dental o A new dentist office in a 10,620-square-foot multi-tenant building Pilot Knob Dental Care o The new dentist office opened in Summer 2018 near Hy-Vee and Dunn Brothers Coffee Kenrick Liquor Store addition o A 3,410 square-foot addition was built onto the Kenrick Liquor Store, located at County Road 46 and Kenrick Avenue. The additional space can accommodate two retail locations, one of which is equipped with a drive-thru. O’Reilly Auto Parts o A new 7,636-square-foot building auto parts store Advanced Oral Surgery o A new 3,400 square-foot medical office building Industrial development in 2018 included: Schneiderman’s Distribution o 130,000 square-foot building o Creating 44 new jobs in the City HOBO Incorporated o 23,000 square-foot addition on to the existing 30,000 square-foot facility o Allows for future growth and expansion Globus Transport Inc. o 48,000 square-foot warehouse facility o General freight transportation company Agape Mechanical o 20,000 square-foot building o Midwest HVAC, plumbing and electrical contractor Commercial projects under construction: Compeer Financial o A new two-story, 30,000 square-foot agricultural lender business Hampton Inn & Suites o A new 16,500 square-foot 117-unit hotel Valvoline Instant Oil Change o A new 1,620 square-foot auto services business HomeGoods o A new retail location undergoing remodeling in the former OfficeMax space next to Marshall’s near Target Wings Financial Credit Union o A new 3,992 square-foot location with a drive-up service window Beehive Senior Homes o A new 20-unit senior assisted living and memory care facility Spero Senior Living o A new 55-unit independent senior living community B-52 Burgers and Brew o A new restaurant moved into a newly remodeled building ALDI o A new 23,000 square-foot building for retail grocery (5) New commercial businesses: The Property Geeks o A real estate business The Bonus Room o A new rental venue for meetings or small parties Ellie Family Services o A new therapy and wellness center Reina’s Boutique o A new women’s clothing and gift boutique Alibi Drinkery o A new bar and restaurant Genisys Credit Union o A new credit union and drive-thru The Hair Studio o A new salon Dunn Brothers Coffee o A new coffee shop and drive-thru Club Pilates o A new fitness business Healthy for Life Meals o A new meal service business Board & Brush o A do-it-yourself sign studio Cosmopolitan Orthodontics o The 2nd orthodontics clinic location within the City Chipotle Mexican Grill o A new fast-casual restaurant Bank of America o A new Bank of America Advanced Center YMCA Early Childhood Learning Center o Minnesota’s first free-standing YMCA Early Childhood Learning Center Cream of the Cakes o A new bakery Aria Technology Group o A new business Sherwin Williams o A new business that will be used for warehousing and wholesale and retail sales AT&T o A new electronics retailer Exuberance Chiropractic o A new chiropractic clinic Escape MSP o A new entertainment option Wag N’Wash Natural Food & Bakery o A new pet retail business According to the Dakota County Assessor’s office, the median value home increased by 8.97% as of February 2018 (for taxes payable 2019). The trend of improving market values is expected to continue as the number of foreclosures and regional unemployment becomes more favorable. The improving housing market is also strengthened with the current low inflation and interest rate environment. (6) According to the Bureau of Labor Statistics, Lakeville’s unemployment rate is favorable compared to the State and National rates. 0.00% 2.00% 4.00% 6.00% 8.00% 10.00% 12.00% Unemployment Rate United States Minnesota Lakeville Source: https://mn.gov/deed/data (7) Major Initiatives Pressures and issues confronting the City were taken into account with the 2018 adopted budget including community growth, aging infrastructure, inflationary pressures, emerging trends, innovation and efficiencies, entrepreneurial efforts and preparing for the future. Community Growth. New residential housing construction continues to rise due in large part to improved economic conditions. The resumption of growth will result in increased demands for infrastructure enhancements as well as service delivery such as inspections, code enforcement, police, fire, streets, and parks. Addressing Aging Infrastructure. Our City has more than $300 million of investment in infrastructure such as roads, water mains, parks, trails, facilities, equipment, and other assets. The assets have maintenance, and in certain situations, replacement requirements. The 2018 budget addressed the short-term plan while the Capital Improvement Plan addressed the anticipated intermediate and long-term needs. The most significant 2018 projects included:  Accelerated pavement management program to improve city-wide pavement management index o 2018 Street Reconstruction o Kenrick Avenue: 173rd St – North City limit Inflationary Pressures. As the economy improves there will be upward pressure on commodities, services, and personnel costs. Although inflation is still relatively benign, the budget anticipated modest price increases in the near term. Emerging Trends. There are trends emerging within our community which are influenced at least in part by external factors such as technology-related crimes. Currently, there is a defined need for our community to react to or be prepared to react to the issues; however, there is little or no financial assistance available from State or Federal agencies to react to the trends. Innovation and Efficiencies. Lakeville has a long-standing history of being fiscally conservative and prudent. In spite of the fact that the City of Lakeville receives no state aid for property tax relief, per capita current expenditures for operations are still amongst the lowest in the twin cities according to the Minnesota State Auditor’s Office. The adopted budget included several initiatives which continued the focus on a commitment to cost effectiveness and efficiencies. Effective application of technology is a major factor in optimizing organizational efficiencies. Entrepreneurial Efforts. Continued marketing initiatives are proposed to promote economic developments. Several years ago, property was acquired in southwestern Lakeville for a future new liquor store to improve revenues and sales opportunities. Preparing for the Future. As a Community that embraces a high quality of life and a pro- business attitude, Lakeville is “Positioned to Thrive.” It is an objective that embraces a vision for the future and a commitment to preparing for it. (8) Long-Term Financial Planning There is an interrelationship between a community’s physical development and its long-term financial plan. A comprehensive plan provides the guidance for current and future land use and public infrastructure decisions to provide managed growth throughout the community. The City of Lakeville completes an update of its Comprehensive Plan every ten years. The scheduled Plan update started in 2017 and will be completed in 2019. A Capital Improvement Plan (CIP) is a flexible, five-year plan that identifies the City’s infrastructure, development objectives, and allocation of financial resources. It provides policy makers and the community with a strategic (documented) approach to implementation and administration of improvement projects. The City will invest $166 million in transportation, utility, equipment, facilities and parks over the next five years to achieve program objectives. As of December 31, 2018, the City of Lakeville had approximately $121.715 million of debt outstanding. The City will issue approximately $50 million general obligation improvement bonds in the coming years to finance street reconstruction projects. (9) Relevant Financial Policies The City has a number of policies which are utilized in the management of its fiscal affairs. The primary policies include, but are not limited to, operating budget policy, budget amendment process, revenue, debt, investment, and fund balance.  Operating Budgets. The City’s operating budget policy sets forth guidance with respect to balanced operating budgets, with an overriding goal of achieving structural balance over a longer-term period, while recognizing that in certain periods, revenues and expenditures may not be equal. A balanced budget for the General Fund is defined as revenues and other sources equal to or exceeding operating expenditures and other uses. Other sources can include that portion of General Fund balance that is allowed to be budgeted for use per the City’s fund balance policy. The budget will provide for adequate maintenance of capital facilities and equipment and for their orderly replacement. Balanced budgets for the proprietary enterprise funds are defined as providing sufficient revenues to support the operations of those funds, without subsidy from the General Fund or property taxes. Charges from the Proprietary Internal Service Funds shall be sufficient to support such activities, with no trend of operating deficits. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the fund level for the General Fund and Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for each department. Budgeted expenditure appropriations lapse at year-end. Supplementary appropriations can be carried forward to the following year if approved by the City Council.  Revenue Policies. The City will project its annual revenues by a conservative objective and thorough analytical process. The City will endeavor to maintain a diversified and stable revenue system to shelter it from annual fluctuations in any one revenue source. All existing and potential revenue sources will be reexamined annually. New sources of non-property- tax revenue should be actively explored at all times. Where appropriate and not contrary to accepted public policy or statutes, emphasis will be directed toward full cost recovery through user fees. User fees and cost allocation formulas will be updated periodically (annually, if needed). Ongoing, the City will review the full cost of activities supported by user fees to identify the impact of inflation and other factors. The fees along with the resulting net property tax costs will be reviewed with the City Council during the budget process. Sensitivity to market rates will also be considered in setting fees. Intergovernmental grant requests are subject to fiscal review before the application is submitted. This review is to ensure that the grants do not create an obligation for unfunded expenditures by the City relating to the grant’s purpose and to provide an overall budgetary review of grant proposals.  Debt. The City’s debt policy provides guidance to ensure that long-term debt is utilized appropriately and in a fiscally prudent manner. Limiting long-term borrowing to capital improvements or other long-term projects which cannot, and appropriately should not, be financed from current revenues. Final maturity of bonds and notes should not exceed the expected useful life of the underlying project for which it is being issued. Where possible, the City will endeavor to pledge special assessments, State-aid, or other non-tax revenues to debt service payments. (10) Investments. The City’s policy is to invest all available monies at competitive interest rates, coordinated with projections of the City’s operating and program cash flow needs. Interest earnings will be distributed to the funds based on the average cash balances. Investments will take into consideration safety, liquidity, and yield as well as complying with State regulations. Fund Balance. Fund balance or net position are terms used to define the difference between a fund’s assets, deferred outflows of financial resources, liabilities and deferred inflows of financial resources. Fund balance is used in governmental fund types and net position is used in proprietary fund types and also the government-wide financial statements. Awards and Acknowledgements The Government Finance Officers Association (GFOA) of the United States awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Lakeville, Minnesota, for its comprehensive annual financial report for the fiscal year ended December 31, 2017. This is the thirtieth consecutive year that the City of Lakeville has received this prestigious award. In order to be awarded a Certificate of Achievement for Excellence, a government must publish an easily readable and efficiently organized comprehensive annual financial report, and the contents must conform to the program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement for Excellence in Financial Reporting is valid for a period of one year only. We believe our current comprehensive annual financial report continues to conform to the Certificate of Achievement for Excellence program requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report could not have been accomplished without the professional, efficient, and dedicated services of the entire staff of the Finance Department. We would like to express our appreciation to all members of the department, with special recognition to Assistant Finance Director Julie Werner and Senior Financial Analysts David Lang, Tom Nesseth, and Laura Miller. We would also like to express our sincere gratitude to the City Council for its sincere commitment and progressive leadership in the financial affairs of our community. Respectfully submitted, Justin Miller Jerilyn Erickson City Administrator Finance Director/Treasurer CITY OF LAKEVILLE ELECTED AND APPOINTED OFFICIALS YEAR ENDED DECEMBER 31, 2018 (11) Term Expires Elected Officials December 31, Douglas P. Anderson Mayor 2018 Bart Davis Council Member 2018 Luke Hellier Council Member 2020 Colleen Ratzlaff LaBeau Council Member 2018 Brian Wheeler Council Member 2020 APPOINTED PERSONNEL Justin Miller City Administrator Jerilyn Erickson Finance Director/Treasurer Charlene Friedges City Clerk CITY OF LAKEVILLE ORGANIZATIONAL CHART YEAR ENDED DECEMBER 31, 2018 (12) CITY OF LAKEVILLE CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL REPORTING DECEMBER 31, 2018 (13) This page intentionally left blank. FINANCIAL SECTION This page intentionally left blank. (14) INDEPENDENT AUDITORS’ REPORT Honorable Mayor and the City Council City of Lakeville, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, as of and for the year ended December 31, 2018, and the related notes to the financial statements, which collectively comprise the City of Lakeville’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors’ Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditors’ judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Honorable Mayor and the City Council City of Lakeville, Minnesota (15) Opinions In our opinion, based on our audit and the report of the other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville as of December 31, 2018, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of a Matter During fiscal year ended December 31, 2018, the City adopted GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other than Pensions. As a result of the implementation of this standard, the City reported a restatement for the change in accounting principle (see Note 24.) Our auditors’ opinion was not modified with respect to the restatement. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, budgetary comparison information, schedule of changes in the City’s total OPEB liability and related ratios, schedule of the City’s proportionate share of net pension liability, schedule of the City’s pension contributions, and the schedule of changes in net pension liability and related ratios, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Lakeville’s basic financial statements. The introductory section, combining and individual fund statements and schedules, and statistical sections are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Honorable Mayor and the City Council City of Lakeville, Minnesota (16) The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 6, 2019, on our consideration of the City of Lakeville’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the result of that testing, and not to provide an opinion on the effectiveness of the City of Lakeville’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Lakeville’s internal control over financial reporting and compliance. CliftonLarsonAllen LLP Minneapolis, Minnesota June 6, 2019 CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (17) As management of the City of Lakeville, (the City), we offer readers of the City’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2018. The discussion and analysis is intended to be considered in conjunction with the additional information that we have furnished in our letter of transmittal, located earlier in this report, and the City’s financial statements contained within this report. Financial Highlights The assets and deferred outflows of resources of the City exceeded liabilities and deferred inflows of resources by $355,598,928 (net position) at the close of the most recent fiscal year. Of this amount, $29,305,647 (unrestricted net position) may be used to meet the government’s ongoing obligations to citizens and creditors. The City’s total net position increased by $12,306,891 in 2018. The City’s governmental funds reported combined ending fund balances of $71,290,514. Of this total amount, $44,628,728 or 62.6% is not restricted or nonspendable and is available for use within the City’s constraints and policies. As of the end of the current fiscal year, the City’s total unassigned fund balance for the general fund was $14,011,567 or 50.3% of total general fund expenditures of $27,855,631. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements are comprised of three components: 1) government- wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other required supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The government-wide financial statements include not only the City itself (known as the primary government), but also a legally separate housing and redevelopment authority (HRA) for which the City is considered to be financially accountable or for which the nature and significance of their relationship with the City is such that the exclusion would cause the City’s financial statements to be misleading or incomplete. Financial information for this component unit is blended within the financial information presented for the primary government itself. The Statement of Net Position presents information on all of the City’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (18) The Statement of Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, and parks and recreation. The business-type activities of the City include the enterprise activities of the liquor operation and utility operation. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains 24 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, general obligation (debt service) fund, G.O. improvement (debt service) fund, building (capital projects) fund, municipal state-aid (capital projects) fund, and the improvement construction (capital projects) fund, all of which are considered to be major funds. Data from the other governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements following the required supplementary information. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (19) The City adopts annual appropriated budgets for its general fund and special revenue funds. A budgetary comparison schedule has been provided as required supplementary information for the general fund to demonstrate compliance with this budget. Special revenue funds budgetary comparison schedules can be found in the nonmajor governmental funds subsection of the report after the capital projects funds. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The internal service fund is an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses enterprise funds to account for its off-sale liquor and utility (water, sanitary sewer, streetlight, and environmental resources) operations. The City uses an internal service fund to account for its risk management insurance liability program. These services benefit the governmental and business-type functions; therefore, they have been included within governmental and business-type activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for each of the enterprise funds, all of which are considered to be major funds of the City. The internal service fund is presented in a single aggregated presentation in the proprietary fund financial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the City’s own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to basic financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. This section includes a budgetary comparison schedule and related notes for the general fund, a schedule of funding progress for the other postemployment benefits plan of the City and schedules related to the City’s participation in defined benefit pension plans administered by the Minnesota Public Employees Retirement Association (PERA) and the Lakeville Fire Relief Association. The combining statements referred to earlier in connection with nonmajor governmental funds are presented immediately following the required supplementary information. . CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (20) Government-wide Financial Analysis An analysis of the City’s financial position begins with a review of the Statement of Net Position and the Statement of Activities. These two statements report the City’s net position and changes in net position. It should be noted that the financial position can also be affected by nonfinancial factors, including economic conditions, population growth, and new regulations. As noted earlier, net position may serve over time as a useful indicator of the City’s financial position. As presented in the following condensed version of the Statement of Net Position, the City’s assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $355,598,928 at December 31, 2018. By far the largest portion or 79.0% of net position is reflected in its net investment in capital assets (e.g. land, buildings and improvements, machinery and equipment, infrastructure, and construction in process) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s net investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 2018 2017 2018 2017 2018 2017 Current and other assets 99,733,628$ 95,722,645$ 18,567,819$ 15,323,758$ 118,301,447$ 111,046,403$ Capital assets 255,935,129 250,253,453 149,217,641 145,772,588 405,152,770 396,026,041 Total Assets 355,668,757 345,976,098 167,785,460 161,096,346 523,454,217 507,072,444 Deferred outflows of resources 11,126,536 13,100,824 460,775 664,042 11,587,311 13,764,866 Current and other liabilities 9,813,242 5,753,143 1,532,497 1,159,391 11,345,739 6,912,534 Other liabilities 140,024,833 141,126,300 13,573,208 13,710,725 153,598,041 154,837,025 Total Liabilities 149,838,075 146,879,443 15,105,705 14,870,116 164,943,780 161,749,559 Deferred inflows of resources 13,962,261 14,895,794 536,559 450,933 14,498,820 15,346,727 Net Position: Net Investment in Capital Assets 142,300,205 144,581,700 138,725,763 135,324,120 281,025,968 279,905,820 Restricted 45,267,313 46,683,603 - 323,875 45,267,313 47,007,478 Unrestricted 15,427,439 6,036,382 13,878,208 10,791,344 29,305,647 16,827,726 Total Net Position 202,994,957$ 197,301,685$ 152,603,971$ 146,439,339$ 355,598,928$ 343,741,024$ Governmental Activities TotalBusiness-Type Activities The City’s total restricted net position of $45,267,313 comprises 12.7% of total net position at the close of the fiscal year ending December 31, 2018. These assets are subject to external restrictions on how they may be used. The 2018 remaining balance of $29,305,647 (8.3% of total net position), in unrestricted net position may be used to meet the government’s ongoing obligations to citizens and creditors. The unrestricted net position in the governmental activities increased a total of $9,391,057 primarily due to higher than budgeted revenues and lower than budgeted expenditures during the year. Certain balances within unrestricted net position have internally imposed commitments or limitations, which may further limit the purpose for which such net position may be used. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (21) Change in net position. The City’s 2018 total net position during the current fiscal year increased by $12,306,891 as shown in the following table. This increase is primarily attributed to economic conditions and increase in community growth. Additional details that account for the change in net position are provided in the following analysis of the governmental and business-type activities. 2018 2017 2018 2017 2018 2017 REVENUES Program Revenues: Charges for Services $ 15,891,372 $ 14,734,286 $ 28,889,578 $ 27,168,964 $ 44,780,950 41,903,250$ Operating Grants and Contributions 5,498,819 2,567,027 64,456 172,943 5,563,275 2,739,970 Capital Grants and Contributions 9,438,559 13,263,177 4,075,854 4,791,313 13,514,413 18,054,490 General Revenues: Property Taxes 28,641,302 27,317,169 - - 28,641,302 27,317,169 Unrestricted Investment Earnings 907,138 597,513 160,165 91,472 1,067,303 688,985 Total Revenues 60,377,190 58,479,172 34,791,387 32,224,692 95,168,577 90,703,864 EXPENSES General Government 7,203,308 4,579,478 - - 7,203,308 4,579,478 Public Safety 14,141,045 14,250,572 - - 14,141,045 14,250,572 Public Works 22,336,416 18,944,454 - - 22,336,416 18,944,454 Parks and Recreation 6,661,852 6,645,057 - - 6,661,852 6,645,057 Interest on Long-Term Debt 3,468,814 3,268,426 - - 3,468,814 3,268,426 Municipal Liquor - - 14,234,337 13,638,043 14,234,337 13,638,043 Utility - - 14,815,914 14,138,885 14,815,914 14,138,885 Total Expenses 53,811,435 47,687,987 29,050,251 27,776,928 82,861,686 75,464,915 CHANGE IN NET POSITION BEFORE TRANSFERS 6,565,755 10,791,185 5,741,136 4,447,764 12,306,891 15,238,949 Transfers and Contributions (492,418) (2,824,210) 492,418 2,824,210 - - CHANGE IN NET POSITION 6,073,337 7,966,975 6,233,554 7,271,974 12,306,891 15,238,949 Net Position - Beginning of Year 197,301,685 189,334,710 146,439,339 139,167,365 343,741,024 328,502,075 Prior Period Restatement for Implementation of GASB Standard (See Note 24) (380,065)-(68,922) - (448,987) - Beginning of Year, as Restated 196,921,620 189,334,710 146,370,417 139,167,365 343,292,037 328,502,075 NET POSITION - END OF YEAR 202,994,957$ 197,301,685$ 152,603,971$ 146,439,339$ 355,598,928$ 343,741,024$ Change in Net Position Governmental Activities Business-Type Activities Total Governmental activities. The governmental activities change in net position before transfers increased by $6,565,755. The governmental revenue increase in charges for services is directly related to both an increase in park dedication fees collected, as well as an increase in the engineering revenues generated on City improvement projects during 2018 and an increase in development activity. Operating grants increased in 2018 primarily because the City had taken an advance Municipal State Aid funding during 2016 to fund large City improvement projects, thus limiting 2017 Municipal State Aid. Capital grants and contributions decreased due to a fewer number of developer-installed assets reported during 2018 than in 2017. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (22) Revenues The City’s 2018 total revenues for governmental activities increased by $1,898,018. Charges for services increased a total of $1,157,086 primarily due to an increase in economic and community growth as evidenced by an increase in park dedication fees collected as well as an increase in engineering revenues generated on City improvement projects during 2018. A summary of the various increases is shown as follows: 2018 2017 Increase / (Decrease) Charges for services Licenses and building permit fees 3,899,604$ 3,988,189$ (88,585)$ Connection and area charges 5,568,939 5,416,811 152,128 Engineering fees - reconstruction projects 1,463,780 1,065,099 398,681 Park dedication fees 1,602,477 1,154,433 448,044 Other 3,356,572 3,109,754 246,818 Total charges for services 15,891,372$ 14,734,286$ 1,157,086$ Operating grants and contributions experienced an overall increase of $2,931,792. The increase is primarily composed of state-aid provided for street maintenance and improvement projects. The City requested a $1 million reimbursement of municipal state funding for costs associated with County Road 50 improvements. A summary of the various operating grants and contributions are shown as follows: 2018 2017 Increase / (Decrease) Operating grants and contributions State-aid for street maintenance 1,312,272$ 120,000$ 1,192,272$ State-aid for street revenue bonds 1,176,682 1,187,082 (10,400) County grant for joint road improvements 574,554 -574,554 Federal street reconstruction bonds payment 58,743 61,513 (2,770) Other grants, contributions and donations 2,376,568 1,198,432 1,178,136 Total Operating grants and contributions 5,498,819$ 2,567,027$ 2,931,792$ CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (23) Capital grants and contributions decreased by $3,824,618. Contributed infrastructure from private land developers decreased by $1,781,733; the infrastructure consists of street, storm water, and park and trail capital assets. Special assessments decreased by $597,704 primarily due to two major street projects that were levied against the benefitting property owners in 2017. The County grant provided for joint road improvements decreased $933,091 due to multiple road projects that had occurred in 2017. The summary of capital grants and contributions is shown as follows: 2018 2017 Increase / (Decrease) Capital grants and contributions Contributed infrastructure from developers 5,258,885$ 7,040,618$ (1,781,733)$ Special assessments 3,853,942 4,451,646 (597,704) County grant for joint road improvements -933,091 (933,091) Developer escrows for road improvements -266,824 (266,824) Other grants and contributions 264,539 508,897 (244,358) PEG fees 61,193 62,101 (908) Total capital grants and contributions 9,438,559$ 13,263,177$ (3,824,618)$ Property tax revenue increased $1,324,133 or 4.8% primarily due to an increase in the overall tax levy. Investment income earnings increased by $309,625. The increase is the combination of increased earnings and changes in investment asset values which are inversely related to the changes in market rates. The increase is consistent with prevailing market conditions. General revenues 2018 2017 Increase / (Decrease) Property taxes 28,641,302$ 27,317,169$ 1,324,133$ Investment income 907,138 597,513 309,625 Total general revenues 29,548,440$ 27,914,682$ 1,633,758$ CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (24) A summary of 2018 revenues by source for governmental activities is shown as follows: Charges for Services,  $15,891,372 , 26% Operating Grants and  Contributions,  $5,498,819 , 9% Capital Grants and  Contributions,  $9,438,559 , 16% Property Taxes,  $28,641,302 , 47% Unrestricted  Investment Earnings,  $907,138 , 2% Revenues by Source ‐Governmental Activities Expenses The City’s 2018 total governmental activities expenses (before depreciation on capital assets and interest on long-term debt) increased by $5,257,833 or 16.6%. Total governmental activities expenses increased by $6,123,448 or 12.8%, shown as follows: 2018 2017 Increase / (Decrease) Governmental activities expenses General government 6,846,135$ 4,305,625$ 2,540,510$ Public safety 12,981,627 13,149,699 (168,072) Public works 12,665,892 9,716,809 2,949,083 Parks and recreation 4,503,165 4,566,853 (63,688) Total before depreciation and interest 36,996,819 31,738,986 5,257,833 Depreciation on capital assets 13,345,802 12,680,575 665,227 Interest on long-term debt 3,468,814 3,268,426 200,388 Total governmental activities expenses $ 53,811,435 $ 47,687,987 $ 6,123,448 CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (25) Following are explanations of various increases and (decreases) in expenses by governmental function as shown above. General government expenses increased by $2,540,510 or 59.0%; which is primarily attributed to expenses incurred in the prior year (2017) and the elimination of the long-term receivable for the HRA capital lease with the Galaxie liquor store. Public safety expenses decreased by $168,072 or 1.3%; primarily due to the overall decrease in the plan’s net pension liability and related defined benefit pension plan expense due to changes in assumptions. Public works expenses increased by $2,949,083 or 30.4%; primarily due to County street improvements on County Road 50 from 185th street to Dodd Boulevard the majority of the expenses are not considered a City asset. Parks and recreation expenses decreased $63,688 or 1.4%; primarily due to the addition of Legacy Park and King Park lighting phase II, compared to more expenses in the prior year (2017) for park maintenance and trail improvement expenses on existing trails, which were expensed instead of capitalized. Depreciation on capital assets increased by $665,227 or 5.2%; primarily due to an increase in contributed infrastructure from development. Interest on long-term debt increased by $200,388 or 6.1%; primarily due to scheduled debt payments. A summary of 2018 expenses by function for governmental activities is shown as follows: General  government,  $6,846,135 , 13% Public safety,  $12,981,627 , 24% Public works,  $12,665,892 , 24% Parks and  recreation,  $4,503,165 , 8% Depreciation on  capital assets,  $13,345,802 , 25% Interest on long‐ term debt,  $3,468,814 , 6% Expenses by Function ‐Governmental Activities (26) Business-type activities. Business-type activities increased the City’s 2018 total net position by $6,164,632. Key elements of the increase in net position along with a comparison of revenues, expenses, and changes in net position during fiscal years 2018 and 2017 are shown as follows: 2018 2017 Increase / (Decrease) Revenues Charges for services Liquor 15,276,433$ 14,583,514$ 692,919$ Utility 13,613,145 12,585,450 1,027,695 Operating grants and contributions Liquor 13,421 6,716 6,705 Utility 51,035 166,227 (115,192) Capital contributions Utility 4,075,854 4,791,313 (715,459) Gain on disposal of capital assets 1,601,334 - 1,601,334 Investment earnings 160,165 91,472 68,693 Total revenues 34,791,387 32,224,692 2,566,695 Expenses Liquor 14,234,337 13,638,043 596,294 Utility 14,815,914 14,138,885 677,029 Total expenses 29,050,251 27,776,928 1,273,323 Change in net position before transfers 5,741,136 4,447,764 1,293,372 Transfers 492,418 2,824,210 (2,331,792) Change in net position 6,233,554 7,271,974 (1,038,420) Net position - beginning 146,439,339 139,167,365 7,271,974 Prior Period Restatement for Implementation of GASB Standard (See Note 26) (68,922)-(68,922) Beginning of Year, as Restated 146,370,417 139,167,365 7,203,052 Net position - ending $ 152,603,971 $ 146,439,339 6,164,632$ The City’s 2018 business-type total revenues increased by $2,566,695 or 8.0%; the various revenue components are discussed in detail in the following paragraphs. The liquor fund 2018 charges for services increased due to sales volume. The 2018 cost of goods sold as a percentage of sales were 75.1%, compared to 75.5% in 2017. The overall utility revenue charges for services increased by $1,027,695. This overall increase is represented by a water revenue increase of $176,985, sanitary sewer revenue increase of $586,364, street light revenue increase of $49,359, and environmental resources revenue increase of $214,987. The water and sanitary sewer increases are due to customer consumption as a result of changes in weather patterns, rate increases, and an increase in customers as a result of community growth. The street light and environmental resources increases are due to an increase in customers and rate increases. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (27) The utility fund experienced a total decrease of $715,459 in capital contributions. The majority of the decrease is derived from water and sanitary sewer contributed from developer improvement projects (greater number of contributions during 2017). City improvement project infrastructure assets of $2,313,765 were contributed to the utility fund which is within the net transfer amount of $492,418 on the Statement of Activities. The total amount of contributed infrastructure assets received by the utility fund varies yearly. Investment earnings increased $68,693. The increase is the combination of increased earnings and changes in investment asset values which are inversely related to the changes in market rates. The increase is consistent with prevailing market conditions. The City’s 2018 business-type total expenses increased by $1,273,323 or 4.6% as follows: Liquor Fund Utility Fund Total Business-type activities expenses Cost of Goods Sold 460,394$ -$ 460,394$ Personnel services 58,453 (38,241) 20,212 Commodities 7,721 32,426 40,147 Other charges and services 214,606 (80,922)133,684 Sanitary sewage treatment and disposal -508,436 508,436 Depreciation on capital assets (32,521)249,091 216,570 Interest, fiscal charges, bond premium (net)(105,019) 11,676 (93,343) Loss on Disposal of Capital Assets (7,340) (5,437) (12,777) Total Business-type Expenses $ 596,294 $ 677,029 $ 1,273,323 Increase (Decrease) from 2017 The liquor fund other charges and services increase of $214,606 is primarily the result of additional rent payments from the sale and lease back of the Kenrick liquor store. The utility fund sanitary sewage treatment and disposal expenses increased by $508,436 primarily due to the change in factors used by MCES in their pass thru cost allocation to the City. The City’s rate per million gallons increased 3.7% and the annual flow increased by 17.5%. Financial Analysis of the City’s Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Some funds are required statutorily while others are established internally to assist management in accounting for certain activities. Governmental funds. The focus of the City’s governmental funds is to provide information on near- term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unrestricted fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (28) As of the end of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $71,290,514. Of this amount, $44,628,728 or 62.6% of this combined ending fund balance constitutes fund balance that is available for spending at the government’s discretion. Nonspendable fund balances of $888,024 are amounts that are not in a spendable form, such as prepaid items, inventory, and advances to other funds (general fund). The remaining fund balance is restricted for (a) debt service of $19,342,941, (b) capital acquisition of $6,257,304, and (c) other restricted purposes of $173,517. The general fund is the chief operating fund of the City. At the end of the current fiscal year, the fund balance was $15,696,442, an increase from the prior year resulting from $656,085 of revenues over expenditures, net transfers out of $192,794, and a change in supplies inventory of $36,291. The general obligation (debt service) fund balance decreased by $1,799,040 due to the payment of refunding debt obligations. The G.O. improvement (debt service) fund balance increased by $626,428. The City levies the required property taxes and special assessments levied against benefited property owners to meet the bonded debt service requirements in the following year. The change in fund balance is subject to principal and interest requirements of existing debt and that of new debt issuance. The building (capital projects) fund expended $597,755 for major facility maintenance projects. Financing was provided by $1,202,333 of revenues from property taxes, investment income, a general fund transfer, and other revenue sources. The municipal state-aid construction fund accounts for the City’s municipal state aid financing. The activity of this fund fluctuates from year to year based on state aid allotments and projects completed. The fund balance decreased $2,453,556 due to the completion of the County Road 50 street improvement project from 185th street to Dodd Boulevard. The improvement construction (capital projects) fund accounts for major infrastructure reconstruction projects that require debt issuance for financing purposes. The activity in this fund may fluctuate from year to year depending on the scope of the project. Large projects such as the interstate highway interchange and bridge reconstruction projects may take several years to complete. The fund balance increased by $817,375 due to the completion of the 2017 and 2018 street reconstruction projects. Preliminary engineering costs associated with the 2019 street reconstruction project and future projects will be funded by excess bond proceeds transferred from debt service funds that have been closed and approved by City Council. The 2019 street reconstruction project will be financed with a bond issuance in 2019. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (29) General Fund Budgetary Highlights With the exception of the fire department, all other general fund departments expended their 2018 budget appropriations at or below the final adopted budget. A schedule of revenues, expenditures and changes in fund balances – budgetary comparison is disclosed in the required supplemental information section of this report. A summary of general fund revenues, expenditures, other financing sources (uses), variance with final budget, and net change in fund balance is as follows: Budget As Originally Adopted Final Budget Actual Variance with Final Budget Revenues Property taxes 20,055,586$ 20,055,586$ 20,116,949$ 61,363$ Licenses and permits 2,356,882 2,386,882 3,208,278 821,396 Intergovernmental 1,005,921 1,041,887 1,180,338 138,451 Charges for services 2,897,700 3,110,450 3,381,862 271,412 Fines 425,000 425,000 347,203 (77,797) Interest income 90,071 90,071 264,477 174,406 Change in value of investments - - (89,797) (89,797) Donations 19,900 29,900 41,729 11,829 Miscellaneous 56,003 56,003 60,677 4,674 Total revenues 26,907,063 27,195,779 28,511,716 1,315,937 Expenditures Personnel services 20,550,623 20,792,589 20,593,472 (199,117) Commodities 1,723,195 1,895,295 1,932,193 36,898 Other charges and services 5,440,118 5,660,506 5,289,313 (371,193) Capital outlay 39,359 39,359 40,653 1,294 Total expenditures 27,753,295 28,387,749 27,855,631 (532,118) Other financing sources (uses) 104,368 (193,994) (192,794)1,200 Net change in fund balance $ (741,864) $ (1,385,964) 463,291$ 1,849,255$ The 2018 actual general fund revenues exceeded the final budget by $1,315,937 and expenditures were under final adopted budget by $532,118. Other financing sources (uses) were under the final budget by $1,200. The general fund actual net change in fund balance surpassed final budget by $1,849,255. The general fund budget was amended to reflect the increase in revenues from higher than forecasted building permits, additional contracted security services, and grants that were not originally anticipated. Expenditures were modified to reflect the change in commodities for additional salt purchased for inventory. Transfers to other funds were modified to provide additional funding for equipment replacement and a fiber infrastructure project. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (30) The following is a brief summary explanation of the various budgets to actual variances for revenues: Property taxes were more than anticipated by $61,363 due in part to better than anticipated collection rates and delinquent taxes collections. All delinquent taxes are recorded in the General Fund and the other funds receive 100 percent of their current levy. Licenses and permits exceeded estimates by $821,396 due to greater than anticipated building permit fees. The number of residential building permits budgeted were 350 compared to 446 actual. Permits for townhomes were budgeted at 70 units compared to 81 actual units. Intergovernmental revenues exceeded estimates by $138,451 due to the timing of federal grants for public safety initiatives and 2018 was the first full year of the DARTS senior busing service and senior chores and maintenance program. Charges for services experienced a variance of $271,412 due to engineering-related services in connection with developer construction administration. Fines were below estimates by $77,797 due to police officer vacancies in the traffic control division. Interest income and the change in value of investments were above estimates by $84,609 due to prevailing market conditions. The City’s Management employs prudent investment practices and cash management techniques to maximize investment income while protecting the City’s treasury. Donations and miscellaneous revenues experienced variances of $11,829 and $4,674, respectively. The following is a brief summary explanation of the various budgets to actual variances for expenditures: Personnel costs including benefits were $199,117 below budget estimates due to vacant positions as a result of retirements, resignations, and delay in filling new positions, net of $59,738 for election judges. Commodities were $36,898 above budget due to increase in motor fuels. Additional snow removal events contributed to the overall increase. Other charges and services were $371,193 below budget which is attributed to several factors. The information technology department was able to review current software and reduce maintenance costs. A new mandate required election judges to be paid through the payroll system and related costs were included under personnel but were budgeted for under other charges and services. Capital outlay was $1,294 over budget due to an unanticipated laptop replacement. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (31) Capital Asset and Debt Administration Capital assets. The City’s capital assets for governmental and business-type activities as of December 31, 2018 are $405 million (net of accumulated depreciation). This amount represents an increase (including additions, deletions, and depreciation) of approximately $9.1 million from 2017. The net investment in capital assets including land, historical treasures, buildings, machinery and equipment, other improvements, infrastructure, and construction in process is shown as follows: Governmental Activities Business-Type Activities Total Land 28,889,653$ 3,627,767$ 32,517,420$ Historical treasures 100,000 - 100,000 Construction in process 951,736 13,842 965,578 Buildings and improvements 55,143,526 28,241,679 83,385,205 Machinery and equipment 24,935,626 3,635,521 28,571,147 Other improvements 9,760,538 - 9,760,538 Infrastructure Streets 176,102,512 - 176,102,512 Storm sewer 83,516,837 - 83,516,837 Parks 29,021,159 - 29,021,159 Water - 109,695,944 109,695,944 Sanitary sewer - 74,220,172 74,220,172 Total Capital Assets 408,421,587 219,434,925 627,856,512 Less: Accumulated Depreciation (152,486,458) (70,217,284) (222,703,742) Total Capital Assets, Net 255,935,129$ 149,217,641$ 405,152,770$ Capital Assets at Year-End (Net of Accumulated Depreciation) The City’s 2019 adopted budget provides funding for $27.6 million in infrastructure capital assets, public buildings improvements and upgrades, and equipment capital assets such as vehicle replacements for public safety and public works, and technology equipment. Refer to Note 3 - Capital Assets, of the Notes to Basic Financial Statements for additional information. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (32) Debt administration. At the end of the current fiscal year, the City of Lakeville had total bonded debt outstanding of $121.715 million, which is a decrease of $1.870 million compared to the prior year. The decrease is due to one new bond issuance totaling $8.135 million and principal bond maturities, as well as a current refunding of $3.115 million. The City manages its debt structure by utilizing approaches that take full advantage of its financial position, revenue trends, and conditions in municipal bond markets. Refer to Note 5 – Long-Term Liabilities, of the Notes to Basic Financial Statements for additional information about the City’s governmental and business-type long-term debt activity. The City’s outstanding bonded obligation debt as of December 31, 2018 is shown as follows: Balance January 1 Issued Redeemed Balance December 31 Governmental Activities General obligation bonds Capital improvement $ 22,795,000 $- $ 1,125,000 $ 21,670,000 Street reconstruction 16,060,000 3,115,000 6,290,000 12,885,000 G.O. improvement 52,220,000 7,690,000 3,260,000 56,650,000 State-aid street revenue 6,205,000 -970,000 5,235,000 Water revenue 7,940,000 -345,000 7,595,000 Tax increment 1,240,000 -230,000 1,010,000 Arena revenue 335,000 -165,000 170,000 HRA lease revenue 6,795,000 -355,000 6,440,000 Total governmental activities 113,590,000 10,805,000 12,740,000 111,655,000 Business-Type Activities Water revenue 6,910,000 445,000 325,000 7,030,000 Sewer revenue 495,000 -55,000 440,000 Street light revenue 335,000 --335,000 Capital Lease Payable 2,255,000 --2,255,000 Total business-type activities 9,995,000 445,000 380,000 10,060,000 Total bonds payable 123,585,000$ 11,250,000$ 13,120,000$ 121,715,000$ Bonds and Capital Leases Payable Outstanding Debt Credit Rating The City of Lakeville’s general obligation bond rating as of December 31, 2018 is “Aa1” as rated by Moody’s Investors Service. Moody’s Investor Service credit report stated the rating was “The Aa1 GOULT rating reflects the city’s large and growing tax base located in the Twin Cities metropolitan area, above average resident income indices, and healthy financial profile. The rating balances these strengths against the City’s above average leverage and fixed costs.” State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total assessor’s taxable market valuation. The City has $32,681,212 of net bonded debt, which is subject to the $201,067,283 current debt limitation, thereby resulting in a legal debt margin of $168,386,071. Refer to the Statistical Section of this report for a detailed computation of the City’s legal debt margin. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2018 (33) Economic Conditions and Next Year’s Budget The City of Lakeville remains one of the top growth cities in the Minnesota twin city metro area. The trend for building permit activity for single family homes is steady, the building permits for single family homes decreased slightly from 487 in 2017 compared to 478 permits in 2018. In our opinion, the resurgence is due to several factors including, but not limited to, near historical low interest rates, low regional unemployment rate of 2.7%, improved personal income levels, reduced number of home foreclosures and increasing home values. The budget and five-year capital improvement plan are premised on the assumption growth will continue at a subdued level for the foreseeable future. The adopted 2019 budget reflects a continuation of the program and service levels established by the City Council over the past several years. A new policy initiative (police body worn cameras) was added to the 2019 budget including equipment and personnel. Several positions were also added to accommodate specific programs. The 2019 budget also focuses on City efforts to achieve strategic priorities established in the Envision Lakeville Community Vision Plan to prepare for the future, investments in technology to maximize efficiencies, developing effective partnerships to capitalize on opportunities and multi-agency resources, infrastructure improvements to promote economic and community development and service continuity through staffing enhancements to meet the expectations of community residents and businesses. Requests for Information This financial report is designed to provide a general overview of the City of Lakeville’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be directed to the City of Lakeville Finance Department at 20195 Holyoke Avenue, Lakeville, Minnesota 55044, (952) 985-4400, or email request to jerickson@lakevillemn.gov. BASIC FINANCIAL STATEMENTS This page intentionally left blank. CITY OF LAKEVILLE STATEMENT OF NET POSITION DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (34) Governmental Activities Business-Type Activities Total ASSETS Cash and investments 75,471,425$ 12,668,002$ 88,139,427$ Receivables 20,457,537 3,542,583 24,000,120 Internal balances (210,622) 210,622 - Inventories 445,362 2,136,612 2,581,974 Prepaid items 26,851 10,000 36,851 Restricted assets (temporarily) Investments held by trustee 617,567 -617,567 Net pension asset - fire relief 2,925,508 -2,925,508 Capital assets Nondepreciable 29,941,389 3,641,609 33,582,998 Depreciable, net 225,993,740 145,576,032 371,569,772 Total capital assets 255,935,129 149,217,641 405,152,770 Total assets 355,668,757 167,785,460 523,454,217 DEFERRED OUTFLOWS OF RESOURCES Deferred charge on refunding 135,556 -135,556 OPEB related deferments 34,422 6,242 40,664 Pension plan deferments - PERA 10,202,733 454,533 10,657,266 Pension plan deferments - fire relief 753,825 -753,825 Total deferred outflows of resources 11,126,536 460,775 11,587,311 LIABILITIES Salaries, accounts, contracts, and deposits 7,391,577 1,412,559 8,804,136 Accrued interest 1,692,875 119,938 1,812,813 Unearned revenue 728,790 -728,790 Noncurrent liabilities Net pension liability - PERA 12,920,193 2,201,626 15,121,819 Total OPEB Liability 901,311 160,481 1,061,792 Other long-term liabilities due within one year 10,491,822 920,377 11,412,199 Other long-term liabilities due in more than one year 115,711,507 10,290,724 126,002,231 Total liabilities 149,838,075 15,105,705 164,943,780 DEFERRED INFLOWS OF RESOURCES Deferred gain on refunding 106,004 -106,004 Pension plan deferments - PERA 13,559,909 536,559 14,096,468 Pension plan deferments - fire relief 296,348 -296,348 Total deferred inflows of resources 13,962,261 536,559 14,498,820 NET POSITION Net investment in capital assets 142,300,205 138,725,763 281,025,968 Restricted for: Special purposes 173,517 -173,517 Debt service 34,833,396 -34,833,396 Capital acquisition 6,877,415 -6,877,415 Fire relief pensions 3,382,985 -3,382,985 Unrestricted 15,427,439 13,878,208 29,305,647 Total Net Position 202,994,957$ 152,603,971$ 355,598,928$ Primary Government CITY OF LAKEVILLE STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (35) Functions/ProgramsExpensesCharges for ServicesOperating Grants and ContributionsCapital Grantsand ContributionsGovernmental ActivitiesBusiness-Type ActivitiesTotalPrimary Government:Governmental Activities:General government7,203,308$ 5,584,036$ 23,772$ 61,193$(1,534,307)$ -$ (1,534,307)$ Public safety14,141,045 1,059,236 1,149,691 -(11,932,118) - (11,932,118) Public works22,336,416 6,792,249 4,313,934 9,183,039 (2,047,194) - (2,047,194) Parks and recreation6,661,852 2,455,851 11,422 194,327(4,000,252) - (4,000,252) Interest on long-term debt3,468,814 - - -(3,468,814) - (3,468,814) Total-governmental activities53,811,435 15,891,372 5,498,819 9,438,559 (22,982,685) - (22,982,685) Business-Type Activities:Liquor14,234,337 15,276,43313,421 -- 1,055,517 1,055,517 Utility14,815,914 13,613,14551,035 4,075,854 - 2,924,1202,924,120 Total Business-Type Activities29,050,251 28,889,578 64,456 4,075,854 - 3,979,6373,979,637 Total Primary Government82,861,686$ 44,780,950$ 5,563,275$ 13,514,413$ (22,982,685) 3,979,637 (19,003,048) General Revenues:Property taxes28,641,302 - 28,641,302Investment income907,138 160,165 1,067,303Gain on disposal of capital assets- 1,601,3341,601,334Transfers(492,418) 492,418- Total general revenues and transfers29,056,022 2,253,917 31,309,939 Change in Net Position6,073,337 6,233,554 12,306,891 Net Position - Beginning of Year197,301,685 146,439,339 343,741,024 Prior Period Restatement for Implementation of GASB Standard (See Note 24)(380,065) (68,922) (448,987) Beginning of Year, as Restated196,921,620 146,370,417 343,292,037 Net Position - End of Year202,994,957$ 152,603,971$ 355,598,928$ Program RevenuesPrimary GovernmentNet (Expense) Revenue and Changes in Net Position CITY OF LAKEVILLE BALANCE SHEET GOVERNMENTAL FUNDS DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (36) NonmajorTotalGeneralGeneralG.O.Municipal Improvement Governmental GovernmentalASSETSFundObligation Improvement BuildingState-aid ConstructionFunds FundsCash and investments14,819,011$ 3,364,535$ 10,525,332$ 1,318,847$ 4,275,181$ 2,334,438$ 38,220,962$ 74,858,306$ Investments held by trustee- - - - - - 617,567 617,567 Interest receivable78,001 13,053 55,025 6,538 25,719 (1,432) 220,699 397,603 Taxes receivable1,932,835 - - - - - - 1,932,835 Accounts receivable538,685 - - - 272,682 531 666,124 1,478,022 Advances to other funds415,811 - - - - - - 415,811 Special assessments receivable117,596 347,790 15,726,417 - - 166,144 277,920 16,635,867 Leases Receivable- - - - - - 2,255,000 2,255,000 Inventory445,362 - - - - - - 445,362 Prepaid items15,221 - - - - - 11,630 26,851 Total Assets18,362,522$ 3,725,378$ 26,306,774$ 1,325,385$ 4,573,582$ 2,499,681$ 42,269,902$ 99,063,224$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCELIABILITIESSalaries payable767,417$ -$ -$ -$ -$ -$ 16,355$ 783,772$ Accounts payable671,233 - - 7,863 3,828,364 270,133 1,053,493 5,831,086 Advances from other funds- - - - - - 415,811 415,811 Contracts payable- - - - 48,698 308,975 290,011 647,684 Interest payable- - - - - - 225 225 Deposits payable8,257 - - - - - 111,975 120,232 Unearned revenue723,857 - - - - - 4,933 728,790 2,170,764 - - 7,863 3,877,062 579,108 1,892,803 8,527,600 DEFERRED INFLOWS OF RESOURCESUnavailable revenue - taxes377,720 - - - - - - 377,720 Unavailable revenue - special assessments117,596 347,790 15,703,956 - - 165,974 277,074 16,612,390 Unavailable revenue - other- - - - - - 2,255,000 2,255,000 Total Deferred Inflows of Resources495,316 347,790 15,703,956 - - 165,974 2,532,074 19,245,110 FUND BALANCENonspendable876,394 - - - - - 11,630 888,024 Restricted102,981 3,377,588 10,602,818 - 696,520 1,123,414 9,870,441 25,773,762 Committed- - - 1,317,522 - 631,18528,378,531 30,327,238 Assigned705,500 - - - - - - 705,500 Unassigned14,011,567 - - - - - (415,577) 13,595,990 Total Fund Balance15,696,442 3,377,588 10,602,818 1,317,522 696,520 1,754,599 37,845,025 71,290,514 Total Liabilities, Deferred Inflows of Resources, and Fund Balance 18,362,522$ 3,725,378$ 26,306,774$ 1,325,385$ 4,573,582$ 2,499,681$ 42,269,902$ 99,063,224$ Debt ServiceCapital Projects CITY OF LAKEVILLE RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION GOVERNMENTAL ACTIVITIES DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (37) Total Fund Balances for Governmental Funds 71,290,514$ Governmental capital assets 408,421,587$ Less: Accumulated Depreciation (152,486,458) 255,935,129 2,925,508 Bonds (111,655,000) Accrued interest (1,692,875) Loan (1,897,014) Note Payable (2,000,000) Unamortized bond premium (7,916,538) Deferred charge on refunding 135,556 Deferred gain on refunding (106,004) Compensated absences (2,734,777) (127,866,652) Net pension liability (12,920,193) Deferred inflows of resources (13,856,257) Deferred outflows of resources 10,956,558 (15,819,892) (901,311) 34,422 16,990,110 407,129 Total Net Position of Governmental Activities 202,994,957$ Total net position reported for governmental activities in the statement of net position is different because: Capital assets used in governmental funds are not financial resources and, therefore, are not reported in the funds. Those assets consist of: Long-term liabilities are not payable with current financial resources and therefore, are not reported in the governmental funds. Net pension assets are only recorded in the government-wide financial statements as they are not current financial resources to governmental funds. OPEB related deferred outflows of resources are recorded only on the statement of net position. The City's net pension liability and related and deferred inflows and deferred outflows are recorded only on the statement of net position. Balances at year end are: Deferred inflows of resources related to unavailable revenue in governmental funds are susceptible to full accrual on the government-wide statements. The City uses an internal service fund to charge the cost of insurance activities to individual funds. A portion of the assets and liabilities of the municipal reserves fund are included in governmental activities in the Statement of Net Position. Total OPEB liabilities are not payable with current financial resources and, therefore, are not reported in the governmental funds. CITY OF LAKEVILLE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (38) NonmajorTotalGeneralGeneralG.O. MunicipalImprovementGovernmental GovernmentalFundObligationImprovementBuildingState-aidConstructionFundsTotalsREVENUEProperty taxes20,116,949$ 3,244,731$ 1,932,187$ 400,000$ -$ 50,000$ 2,295,250$ 28,039,117$ Tax increment- - - - - - 573,267 573,267 Licenses and permits3,208,278 - - - - - 691,326 3,899,604 Intergovernmental 1,180,338 58,743 - - 1,792,677 - 2,059,0045,090,762 Charges for services3,381,862 - - - 536,567 - 7,910,12011,828,549 Special assessments- 54,016 2,853,924 - - 192,655 38,5083,139,103 Fines347,203 - - - - - - 347,203 Interest Income264,477 43,129 162,768 21,385 61,688 41,478 786,248 1,381,173 Change in Fair Value of Investments(89,797) (14,583) (60,432) (7,646) (22,055) (3,399) (276,123) (474,035) Donations41,729 - - 63,181 - - 205,060 309,970 Miscellaneous 60,677 - 1 403,189 - - 24,916 488,783 Total Revenue28,511,716 3,386,036 4,888,448 880,109 2,368,877 280,734 14,307,576 54,623,496 EXPENDITURESCurrent:General government6,018,111 - - - - - 638,713 6,656,824 Public safety13,061,572 - - - - - -13,061,572 Public works4,741,200 - - - - - -4,741,200 Parks and recreation3,998,735 - - - - - -3,998,735 Capital Outlay:General government- - - 132,132 - 32 675,467 807,631 Public safety- - - 84,950 - - 952,146 1,037,096 Public works28,752 - - - 7,860,545 7,878,735 4,257,927 20,025,959 Parks and recreation7,261 - - 380,673 - - 2,806,656 3,194,590 Debt Service:Principal bond maturities- 4,095,0003,260,000 - 1,000,000- 2,065,00010,420,000 Interest on debt- 1,409,4011,729,372 - -- 810,226 3,948,999 Fiscal charges- 59,327 26,448 - -- 10,954 96,729 Total Expenditures27,855,631 5,563,728 5,015,820 597,755 8,860,545 7,878,767 12,217,089 67,989,335 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES656,085 (2,177,692) (127,372) 282,354 (6,491,668) (7,598,033) 2,090,487 (13,365,839) OTHER FINANCE SOURCES (USES)Issuance of Bonds and Other Debt- 3,115,000115,645 - 3,000,0007,574,355 - 13,805,000Premium on Issued Debt - 283,652 - - - 721,684 - 1,005,336Payment of Refunded Bonds- (3,320,000) - - - - - (3,320,000) Proceeds from the Sale of Capital Assets- -- 62 - - 530,672 530,734Transfers in from other funds765,232 300,000 638,419 322,162 1,154,030 256,814 2,601,822 6,038,479Transfers out to other funds(958,026) - (264) - (115,918) (137,445) (2,955,479) (4,167,132) Total Other Finance Sources (192,794) 378,652 753,800 322,224 4,038,112 8,415,408 177,015 13,892,417 NET CHANGE IN FUND BALANCES463,291 (1,799,040) 626,428 604,578 (2,453,556) 817,375 2,267,502 526,578 FUND BALANCESBeginning of Year15,269,442 5,176,628 9,976,390 712,944 3,150,076 937,224 35,577,523 70,800,227 Change in Supplies - Inventory(36,291) - - - - - - (36,291) End of Year15,696,442$ 3,377,588$ 10,602,818$ 1,317,522$ 696,520$ 1,754,599$ 37,845,025$ 71,290,514$ Debt ServiceCapital Projects CITY OF LAKEVILLE RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (39) Net Change in Fund Balances-Total Governmental Funds 526,578$ Amounts reported for governmental activities in the statement of activities are different because: Capital outlay 14,600,718$ Capital contributed by developer 5,258,885 Depreciation expense (13,345,802) 6,513,801 (832,125) (36,291) Deferred inflows of resources - December 31, 2017 (18,755,608) Deferred inflows of resources - December 31, 2018 19,245,110 489,502 (13,805,000) 13,740,000 (65,000) Change in accrued interest payable (21,613) Change in grant applicable towards accrued interest payable (26,903) Premium on bonds issued in the current year (1,005,336) Deferred charge on refunding 23,808 Deferred gain on refunding (6,529) Amortization of deferred charge on refunding (9,289) Amortization of deferred gain on refunding 8,063 Amortization of debt premiums/discounts 582,474 (455,325) (85,505) 34,004 (16,302) Change in Net Position of Governmental Activities 6,073,337$ activities. Revenues in the government-wide statement of activities that do not provide current financial resources are not reported as revenues in the governmental funds. Governmental funds report inventory related to snow removing chemicals as an expenditure at the time of purchase rather than when it is consumed. The change in supplies is shown as a direct adjustment to fund balance. On the government-wide statement of activities, inventories are shown as an expenditure when consumed. As a result, the change in net position must be adjusted by the change in supplies. Governmental funds report capital outlays as expenditures while the government-wide statement of activities reports depreciation expense to allocate those expenditures over the life of the assets. As a result, fund balance decreases by the amount of financial resources expended, whereas net position decreases by the amount of depreciation expense charged for the year. This is the amount by which depreciation expense exceeded capital outlay. In the government-wide statement of activities, only the gain or loss on the sale of capital assets is reported, whereas in the governmental funds, the proceeds from the sales increases financial resources. Thus, the change in net position differs from the change in fund balance by the net book value of the capital assets disposed of. Bond proceeds are reported as other financing sources in governmental funds and thus contribute to the increase in fund balance. Bond and loan principal maturities are reported as expenditures in governmental funds thus reducing fund balance. In the government-wide statements, however, issuing debt increases long-term liabilities while debt repayment reduces long-term liabilities thus affecting the statement of activities. Governmental funds report the effect of premiums, discounts and similar items when debt is first issued, whereas material amounts are deferred and amortized in the statement of activities. resources. In the statement of activities, certain operating expenses, severance benefits and compensated absences - are measured by amounts earned during the year. In the governmental funds, however, expenditures for these items are measured by the amount of financial resources used (and amounts actually paid). in the net pension liability(asset) and the related deferred inflows and outflows of Internal service funds are used by management to charge the costs of certain activities, such as insurance, to individual funds. This amount represents a portion of the change in net position of the internal service fund, which are reported in with the governmental Bond proceeds Bond and loan principal maturities Pension expenditures in the governmental funds are measured by current year employer contributions. Pension expenses on the statement of activities are measured by the change CITY OF LAKEVILLE STATEMENT OF NET POSITION PROPRIETARY FUNDS DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (40) Governmental Activities - Internal Service Liquor Utility Totals Funds ASSETS AND DEFERRED OUTFLOWS OF RESOURCES CURRENT ASSETS Cash and investments 3,582,623$ 9,085,379$ 12,668,002$ 613,119$ Interest receivable 6,987 69,069 76,056 1,097 Accounts receivable 1,376 3,465,151 3,466,527 12,113 Inventory 1,647,961 488,651 2,136,612 - Prepaid expenses - 10,000 10,000 - Total current assets 5,238,947 13,118,250 18,357,197 626,329 NONCURRENT ASSETS Capital assets: Land 3,087,882 539,885 3,627,767 - Construction in progress - 13,842 13,842 - Buildings and improvements 2,043,487 26,198,192 28,241,679 - Machinery and equipment 462,559 3,172,962 3,635,521 - Infrastructure - 183,916,116 183,916,116 - Accumulated depreciation (369,291) (69,847,993) (70,217,284) - Net Capital Assets 5,224,637 143,993,004 149,217,641 - Total noncurrent assets 5,224,637 143,993,004 149,217,641 - Total assets 10,463,584 157,111,254 167,574,838 626,329 DEFERRED OUTFLOWS OF RESOURCES Pension plan deferments - PERA 189,291 265,242 454,533 - OPEB related deferments 2,596 3,646 6,242 - Total deferred outflows of resources 191,887 268,888 460,775 - Total Assets and Deferred Outflows of Resources 10,655,471$ 157,380,142$ 168,035,613$ 626,329$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND NET POSITION CURRENT LIABILITIES Salaries payable 59,919$ 80,138$ 140,057$ -$ Accounts payable 877,681 343,025 1,220,706 8,578 Contracts payable - 1,465 1,465 - Accrued interest payable - 119,938 119,938 - Deposits payable 35,031 15,300 50,331 - Accrued compensated absences 81,713 143,664 225,377 - Long-term debt - current 215,000 480,000 695,000 - Total current liabilities 1,269,344 1,183,530 2,452,874 8,578 NONCURRENT LIABILITIES Accrued compensated absences 57,591 101,255 158,846 - Net pension liability - PERA 916,872 1,284,754 2,201,626 - Total OPEB Liability 61,091 99,390 160,481 - Long-term debt 2,040,000 8,091,878 10,131,878 - Total noncurrent liabilities 3,075,554 9,577,277 12,652,831 - Total liabilities 4,344,898 10,760,807 15,105,705 8,578 DEFERRED INFLOWS OF RESOURCES Pension plan deferments - PERA 223,451 313,108 536,559 - NET POSITION Net investment in capital assets 2,969,637 135,756,126 138,725,763 - Restricted for debt service - - - - Unrestricted 3,117,485 10,550,101 13,667,586 617,751 Total Net Position 6,087,122 146,306,227 152,393,349 617,751 Total Liabilities, Deferred Inflows of Resources, and Net Position 10,655,471$ 157,380,142$ 168,035,613 626,329$ Explanation of difference between Enterprise Funds Statement of Net Position and government-wide Statement of Net Position: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount consists of the necessary adjustments to reflect the consolidation of internal service fund activities:210,622 Net position of business-type activities 152,603,971$ Enterprise Funds Business-type Activities - CITY OF LAKEVILLE STATEMENT OF NET REVENUES, EXPENSES, AND CHANGES IN NET POSITION PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (41) Governmental Activities - Internal Service Liquor Utility Total Funds SALES AND COST OF SALES Sales 15,276,433$ -$ 15,276,433$ -$ Cost of sales 11,465,639 - 11,465,639 - Gross profit 3,810,794 - 3,810,794 - OPERATING REVENUE User Charges -13,333,673 13,333,673 554,931 Other -279,472 279,472 17,893 Total operating revenue -13,613,145 13,613,145 572,824 OPERATING EXPENSES Personnel services 1,598,781 2,199,549 3,798,330 - Commodities 63,994 391,226 455,220 - Other charges and services 1,017,821 3,475,061 4,492,882 491,887 Disposal charges -4,018,012 4,018,012 - Depreciation 102,961 4,544,612 4,647,573 - Total operating expenses 2,783,557 14,628,460 17,412,017 491,887 OPERATING INCOME (LOSS)1,027,237 (1,015,315) 11,922 80,937 NONOPERATING REVENUE (EXPENSES) Intergovernmental - grants 13,421 51,035 64,456 - Interest Income 48,061 193,833 241,894 (490) Change in Fair Value of Investments (17,183) (64,546) (81,729) 175 Interest, fiscal charges, bond premium (net)(157)(214,411) (214,568) - Disposal of capital assets 1,601,334 (4,951) 1,596,383 - Total Nonoperating Revenue (Expenses)1,645,476 (39,040) 1,606,436 (315) INCOME (LOSS) BEFORE CONTRIBUTIONS AND TRANSFERS 2,672,713 (1,054,355) 1,618,358 80,622 Contributed capital from developers -4,075,854 4,075,854 - Contributed capital from governmental activities -2,313,765 2,313,765 - Transfers from other funds -203,826 203,826 - Transfers to other funds (923,260) (1,101,913) (2,025,173) (50,000) Total Contributions and Transfers (923,260) 5,491,532 4,568,272 (50,000) CHANGE IN NET POSITION 1,749,453 4,437,177 6,186,630 30,622 NET POSITION Beginning of Year 4,366,329 141,909,312 587,129 Prior Period Restatement for Implementation of GASB Standard (See Note 24)(28,660) (40,262) - Beginning of Year, as Restated 4,337,669 141,869,050 587,129 End of Year 6,087,122$ 146,306,227$ 617,751$ Explanation of difference between Proprietary Funds Statement of Revenue, Expenses, and Changes in Fund Net Position and the Statement of Activities: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount represents the income that has been allocated back to the business-type activities in the government-wide Statement of Activities that is attributable to the City's business-type activities:46,924 Change in net Position of business-type activities 6,233,554$ Enterprise Funds Business-type Activities - CITY OF LAKEVILLE STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (42) Governmental Activities - Internal Service Liquor Utility Total Funds CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers 15,298,474$ 13,347,019$ 28,645,493$ 643,378$ Cash received from general service charges - - - (495,178) Cash paid to suppliers (12,205,169) (8,150,977) (20,356,146) - Cash paid to and for employees (1,558,980) (2,177,730) (3,736,710) - Net Cash Provided (Used) by Operating Activities 1,534,325 3,018,312 4,552,637 148,200 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Intergovernmental - grant 13,421 51,035 64,456 - Transfers from other funds - 203,826 203,826 - Transfers to other funds (923,260) (1,101,913) (2,025,173) (50,000) Net Cash Provided (Used) by Noncapital Financing Activities (909,839) (847,052) (1,756,891) (50,000) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition and construction of capital assets - (2,470,772) (2,470,772) - Proceeds from sale of capital assets 2,350,762 13,386 2,364,148 - Proceeds from Issuance of Capital Debt - 486,947 486,947 Interest and fiscal charges (157) (272,757) (272,914) - Principal maturities - (380,000) (380,000) - Net Cash Provided (Used) by Capital and Related Financing Activities 2,350,605 (2,623,196) (272,591) - CASH FLOWS FROM INVESTING ACTIVITIES Investment income received 26,635 113,347 139,982 (272) NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 3,001,726 (338,589) 2,663,137 97,928 Cash and Cash Equivalents - Beginning of the Year 580,897 9,423,968 10,004,865 515,191 CASH AND CASH EQUIVALENTS - END OF THE YEAR 3,582,623$ 9,085,379$ 12,668,002$ 613,119$ RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES Operating Income (Loss) 1,027,237$ (1,015,315)$ 11,922$ 80,937$ Adjustments: Depreciation expense 102,961 4,544,612 4,647,573 - (Increase) decrease in assets and deferred outflows Accounts receivable 2,067 (269,026) (266,959) 70,554 Inventory (33,962) (213,079) (247,041) - Prepaid expenses - 183 183 - Pension-related deferred outflows 79,380 123,887 203,267 - Increase (decrease) in liabilities and deferred inflows Salaries payable 8,533 14,043 22,576 - Accounts payable 376,247 (53,782) 322,465 (3,291) Deposits payable 19,974 2,900 22,874 - Accrued compensated absences 20,388 36,547 56,935 - Net pension liability and related deferred inflows (73,808) (160,114) (233,922) - Net OPEB obligation 5,308 7,456 12,764 - Total adjustments Net Cash Provided (Used) by Operating Activities 1,534,325$ 3,018,312$ 4,552,637$ 148,200$ Supplemental schedule of noncash financing activities: The City assumes ownership of utility capital assets from governmental projects and land developers. Capital assets assumed were as follows:-$ 6,389,619$ 6,389,619$ -$ Enterprise Funds Business-type Activities - CITY OF LAKEVILLE STATEMENT OF FIDUCIARY NET POSITION AGENCY FUND DECEMBER 31, 2018 See accompanying Notes to Basic Financial Statements. (43) Escrow Fund ASSETS Cash and investments 11,537,221$ LIABILITIES Deposits payable 11,537,221$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (44) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A.Organization The City of Lakeville, Minnesota (the City) operates under the “Optional Plan A” form of government as defined in Minnesota Statutes. The Statutes prescribe a Mayor-Council form of organization. The City provides the following services: public safety, highways and streets, water and sanitary sewer, public improvements, planning and zoning, culture-recreation, and general administration. The basic financial statements of the City of Lakeville have been prepared in conformity with United States generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The City’s more significant accounting policies are described below. B.Reporting Entity The City of Lakeville is a municipal corporation governed by an elected mayor and a four-member council. In accordance with GASB standards, these financial statements represent the City of Lakeville and its sole component unit. The City includes all funds, organizations, agencies, departments, and offices that are not legally separate from such. Component units are legally separate organizations for which the elected officials of the City are financially accountable and are included within the basic financial statements of the City based on the nature and the significance of their operational or financial relationships with the City. The City has considered all potential units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City’s financial statements to be misleading or incomplete. The Governmental Accounting Standards Board (GASB) has set forth criteria to be considered in determining financial accountability. These criteria include appointing a voting majority of an organization’s governing body, and (1) the ability of the primary government to impose its will on that organization or (2) the potential for the organization to provide specific benefits to, or impose specific financial burdens on the primary government. Based upon the application of these criteria, the City has the following component units: Blended Component Unit The Housing and Redevelopment Authority (HRA) of Lakeville, Minnesota was created by the City to provide housing and redevelopment assistance to its citizens. The HRA provides this assistance through the administration of various programs. The HRA is governed by a five-member Board of Commissioners comprised of the City of Lakeville Council in accordance with Minnesota Statutes 469.003, Subdivision 6. Although it is legally separate from the City, the HRA is reported as if it were a part of the City (blended) because the City Council is also the HRA governing board. The Commissioners’ terms of office coincide with those of the City Council member. The City Administrator serves as the HRA Executive Director. The operational responsibility for the HRA rests with management of the City. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (45) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B.Reporting Entity (Continued) During fiscal year 2006, the HRA issued $9,230,000 in Ice Arena Lease Revenue Bonds, Series 2006, to finance the construction of the single sheet Hasse ice arena facility. The Ice Arena Lease Revenue Bonds, Series 2006 were subsequently refunded in 2016. Debt service will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA and the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. In 2017, the HRA issued $2,255,000 in Lease Revenue Liquor Enterprise Refunding Bonds, Series 2017A, to refund the existing liquor revenue bonds through a purchase (and subsequent lease-back) of the liquor store land and building. Debt service will be payable from lease payments made by the City’s liquor enterprise fund. These HRA bond obligations are combined and presented separately in the debt service funds as debt supported by HRA lease revenue. The HRA has not issued separate financial statements for the period ending December 31, 2018. Information of a nonfinancial matter regarding the HRA can be obtained at the City’s Finance offices, located at 20195 Holyoke Avenue, Lakeville, Minnesota 55044. C.Government-Wide Financial Statements The basic financial statements include both government-wide and fund financial statements. The government-wide financial statements focus on the City as a whole (consolidation of the City, excluding fiduciary funds) while the fund financial statements focus on the major individual funds (reported as separate columns within the fund financial statements). Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds. Both the government-wide and fund financial statements (within the basic financial statements) categorize primary activities as either governmental or business-type. In the government-wide Statement of Net Position, both the governmental and business-type activities columns (a) are presented on a consolidated basis by column, and (b) are reflected, on a full accrual, economic resources measurement focus, which incorporates long-term assets, receivables, deferred inflows and outflows of resources as well as long-term debt and other obligations. The City generally first uses restricted assets for expenses incurred for which both restricted and unrestricted assets are available. The City may defer the use of restricted assets based on a review of the specific transaction. The government-wide Statement of Activities reflects both the gross cost and the net cost per function category (general government, public safety, public works, and parks and recreation) which are otherwise being supported by both program and general revenues (charges for services, grants and contributions, property taxes, etc.). The Statement of Activities reduces gross expenses (including depreciation) by the related program revenues and operating/capital grants and contributions. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (46) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Government-Wide Financial Statements (Continued) The program revenues must be directly associated with the function (general government, public safety, public works, and parks and recreation) or a business-type activity. Program revenues are derived directly from the program itself or from parties outside the City’s taxpayers or citizenry, as a whole. The City does not allocate indirect expenses. The operating grants and contributions column includes operating-specific and discretionary grants while the capital grants and contributions column includes capital specific grants and contributions. D. Fund Financial Statement Presentation The governmental fund financial statements are presented using the current financial resources measurement focus and the modified accrual basis of accounting. This is the manner in which these funds are normally budgeted. Since the governmental fund statements are presented using a measurement focus and basis of accounting different from that used in the government-wide statement’s governmental column, a reconciliation is presented that briefly explains the adjustments necessary to reconcile ending net position and the change in net position. Both the City as a whole and the City’s major funds, including both governmental and enterprise funds, as well as an agency fund, are presented utilizing the focus of the GASB Statement No. 34 reporting model. Each presentation provides valuable information that can be analyzed and compared (between years and between governments) to enhance the usefulness of the information. In the fund financial statements, financial transactions and accounts of the City are organized on the basis of funds. The operation of each fund is considered to be an independent fiscal and separate accounting entity, with a self-balancing set of accounts recording cash and/or other financial resources together with all related liabilities, deferred inflows and outflows of resources and residual equities or balances, and changes therein, which are segregated for the purpose of carrying on specific activities or attaining certain objectives in accordance with special regulations, restrictions, or limitations. Major governmental funds - The City reports the following major governmental funds: General fund – The general fund is the general operating fund of the City. It is used to account for all financial resources except for those required to be accounted for in another fund. This fund records revenues such as property taxes, licenses, and permits, intergovernmental revenues, charges for services, fines, and investment income. Most of the day-to-day operations of the City are financed from this fund. Debt service general obligation fund – This fund accounts for those bond issues that financed debt approved by voter referendum, equipment certificates of indebtedness, and capital improvement bonds. Revenues are provided primarily from property taxes. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (47) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Fund Financial Statement Presentation (Continued) Debt service G.O. improvement fund – This fund accounts for those bond issues that financed street, storm sewer, water, and sanitary sewer improvements. The special assessments levied against benefited property owners are pledged toward the repayment of the principal and interest on these bonds. Capital projects building fund – This fund accounts for the accumulation and disbursement of funds for the construction or improvement of public buildings. Capital projects Municipal State-aid Fund – This fund accounts for an annual allotment from the State of Minnesota Municipal State-aid street construction account. Capital projects improvement construction fund – This fund accounts for complex construction contracts that involve multiple financing resources from the City and other government entities. Construction projects usually extend over several years before completion. Major enterprise funds – The City reports the following major proprietary funds: Enterprise liquor fund – This fund is used to account for the retail operations of three off-sale liquor stores. Enterprise utility fund – This fund is used to account for water, sanitary sewer, street lighting, and environmental resources services provided to City customers. Other funds – The City reports the following other funds: Internal service fund – The internal service fund accounts for the City’s risk management program relating to general liability, excess liability, property, and casualty insurance costs which are charged to other departments of the City. Agency fund – The agency fund is used to record the receipt and remittance of monies held by the City as an agent primarily for land developers and builders that will be refunded to the respective depositors when the conditions are satisfied in accordance with the respective agreements. E.Measurement Focus and Basis of Accounting The accounting and reporting treatment applied to a fund is determined by its measurement focus. Funds are classified into three categories: Governmental, Proprietary, and Fiduciary. To provide an accurate cost measurement of individual activities in the fund financial statement consolidation process, the City’s interfund activity relating to services provided by and used between functions has been removed from these statements; exceptions are for charges between the government’s liquor and utility function and other functions of the government. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (48) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) E.Measurement Focus and Basis of Accounting (Continued) Governmental Funds: Measurement focus: Governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally are included on the balance sheet. Reported fund balance is considered a measure of “available spendable resources.” Governmental fund operating statements represent increases (i.e., revenues and other financing sources) and decreases (i.e., expenditures and other financing uses) in net current assets. Basis of accounting: Governmental funds are accounted for using the modified accrual basis of accounting. Their revenues are recognized when susceptible to accrual (i.e., when they become measurable and available). “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current fiscal year or soon enough thereafter to be used to pay liabilities of the current fiscal year. For this purpose the City generally considers revenues to be available if collected within 60 days of year-end or if intergovernmental revenues related to a joint project venture with the county are considered to be available if collected within 181 days of year-end. Revenues: Major revenues that are susceptible to accrual include property taxes, excluding delinquent taxes received over 60 days after current fiscal year-end; special assessments, intergovernmental revenue, excluding intergovernmental revenues related to a joint project venture with the county are considered revenue if collected within 181 days of after current fiscal year-end; charges for services, investment income, and donations. Major revenues that are not susceptible to accrual (i.e., license and permit revenues, and miscellaneous revenues) are recorded when received because they are not measurable until collected. Expenditures: Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred, except for principal and interest on long-term debt, other postemployment benefits, pension benefits and compensated absences which are recognized when due. Proprietary and Fiduciary Funds: Measurement focus: Proprietary funds and fiduciary funds (with the exception of agency funds) are accounted for on a flow of economic resources measurement focus. This means that all assets, including capital assets, and all liabilities, including long-term liabilities, and deferred inflows and outflows of resources associated with fund activity are included on the Statement of Net Position. Proprietary fund types Statement of Revenues, Expenses, and Changes in Net Position present increases (i.e., revenues) and decreases (i.e., expenses) in net total position. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (49) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) E.Measurement Focus and Basis of Accounting (Continued) Proprietary and Fiduciary Funds (Continued): Basis of accounting: Proprietary funds and fiduciary funds (including agency funds) are accounted for using the accrual basis of accounting. Revenues are recognized when earned and expenses are recorded at the time the liabilities are incurred. Unbilled utility service receivables are recorded at current fiscal year-end. Operating versus nonoperating items: Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenue of the City’s enterprise funds and internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. F.Cash and Investments Cash balances from all funds are combined and invested to the extent available in certificates of deposit, commercial paper, U.S. Government securities, and other securities authorized by state statutes. Earnings from such investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. Cash and investments held by trustee represent in part the value of deposits that are required to be held in trust for various City obligations. These established escrow accounts will remain in effect until the terms and conditions of the obligations have been fulfilled. Earnings from such investments are allocated directly to the respective funds in which the assets are held. G. Taxes Receivable Property tax levies are set by the City Council in December each year and are certified to Dakota County for collection in the following year. Such taxes become a receivable of the City and become a lien on the respective property as of January 1. In Minnesota, most counties act as collection agents for all property taxes. Dakota County spreads the levies over all taxable property within the City of Lakeville. Real and personal property taxes are payable in equal installments by property owners to Dakota County on May 15 and October 15 of each year. Dakota County remits these and delinquent collections to the City twice a year, in January and July. Unpaid taxes on December 31 are classified in the fund financial statements as delinquent taxes receivable. Taxes receivable include the following components: Unremitted – amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent – amounts billed to property owners but not paid. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (50) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) H.Special Assessments Receivable Special assessments are levied against the benefited properties for the assessable costs of special assessment improvement projects in accordance with State Statutes. The City usually adopts the assessment rolls when construction contracts will be awarded for the individual projects. The City is obligated for the payment of special assessment debt not covered through the collection of special assessments from property owners. Any obligation by the City would be paid by property taxes. Special assessments are collectable over a term of years generally consistent with the term of years of the related bond issue. Collection of annual special assessment installments (including interest) is administered by Dakota County in the same manner as property taxes. Property owners are allowed to prepay total future installments without interest or prepayment penalties. As of December 31, 2018, the special assessment delinquent receivable was $133,848 in the governmental funds and $26,110 in the proprietary enterprise utility fund. Special assessments receivable includes the following components: Unremitted – amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent – amounts billed to property owners but not paid. Deferred – assessment installments that will be billed to property owners in future years. Other - assessments for which payment has been delayed based on state statutes or City Council action. I.Inventory Inventories are valued on a first-in, first-out method. The cost of inventories is recorded as expenses/expenditures when consumed rather than purchased except for, general fund inventory related to snow removing chemicals. These materials are recorded as expenditure at the time of purchase rather than when it is consumed. J.Prepaid Items Payments made to vendors for services that will benefit periods beyond the current year are recorded as prepaid items. Prepaid items are also accounted for using the consumption method. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (51) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) K.Unamortized Bond Premium and Bond Discount In the governmental fund financial statements, bond premiums and discounts are recognized as other financing sources and uses, respectively in the current fiscal year. Bond discounts and bond premiums for the City’s government-wide financial statements are deferred and amortized over the term of the bonds using the straight-line method. Unamortized bond premiums and discounts are included within the noncurrent liabilities due in more than one year of the City’s government-wide statement of net position. The enterprise utility fund includes a noncurrent liability for unamortized bond premium associated with the issuance of the water and sewer bonds of 2016. The bond premium is amortized over the term of the bonds using the straight-line method. L.Restricted Assets The government-wide Statement of Net Position “restricted assets (temporarily)” represents cash and investments, and investments held by trustee that have imposed restrictions placed on them by parties outside the government. These restricted amounts are pledged by bond covenants to the repayment of City indebtedness. The assets are temporarily restricted until the terms and conditions of the obligations have been fulfilled. M.Capital Assets Capital assets, which include land, historical treasures, construction in process, buildings and improvements, machinery and equipment, other improvements, and infrastructure, are reported in the applicable governmental or business-type activity columns of the government-wide statement of net position and proprietary funds statement of net position. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated acquisition value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life of not less than three years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend the life of the asset are not capitalized. Capital outlays are recorded as expenditures in the City’s governmental fund financial statements, which use the modified accrual basis of accounting. Capital outlays that meet the City’s capitalization criteria are reported in the government-wide Statement of Net Position and proprietary funds statement of net position, both of which use the full accrual basis of accounting. Interest incurred during the construction phase of capital assets for business-type activities is included as part of the capitalization value of assets constructed. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (52) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) M. Capital Assets (Continued) Depreciation on the capital assets is recorded in the government-wide and proprietary fund financial statements. Land, historical treasures, and construction in process are not depreciated. Capital assets are depreciated using the straight-line method over their estimated useful lives as follows: Buildings and improvements 50-75 Years Machinery and equipment 3-20 Years Other improvements 10-50 Years Infrastructure 20-50 Years N.Deferred Outflows/Inflows of Resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element represents a consumption of net position that applies to a future period and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City has four items that qualifies for reporting in this category. The first two items are the deferred outflows of resources related to pensions reported in the government-wide and proprietary fund statements of net position. This deferred outflow results from differences between expected and actual experience, changes of assumptions, differences between projected and actual earnings on pension plan investments, and contributions to the plan subsequent to the measurement date and before the end of the reporting period. These amounts are deferred and amortized as required under pension standards. The third item is a deferred outflow related to the City’s OPEB liability. This deferred outflows results from contributions made to the plan after the measurement date and will be recognized in the next fiscal period. The fourth item is a deferred outflow related to a current refunding that resulted in a defeasance of debt reported by the governmental activities. This deferred outflow results from the difference between the reacquisition price and the net carrying amount of the old debt. This amount is deferred and amortized over the remaining life of the debt. In addition to liabilities, statements of financial position or balance sheets will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The City has two items which qualify for reporting in this category. The first item, unavailable revenue, is reported only in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and other, primarily long-term capital leases receivable. These amounts are deferred and recognized as an inflow of resources in the period the amounts become available. The second item, deferred inflows of resources related to pensions, is reported in the government-wide and proprietary fund statements of net position. This deferred inflow results from differences between expected and actual experience, changes of assumptions, and the difference between projected and actual earnings on pension plan investments. These amounts are deferred and amortized as required under pension standards. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (53) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) O. Compensated Absences It is the City’s policy to permit employees to accumulate earned but unused leave benefits as either paid time off (PTO), or vacation and sick leave. Under the City’s personnel policies and collective bargaining contracts, City employees are granted leave benefits in varying amounts based on length of service. PTO accruals vary from 18 to 30 days per year, vacation accruals vary from 10 to 20 days per year, and sick leave accrues at a rate of 12 days per year. As benefits accrue to employees, the accumulated PTO, vacation and vested sick leave is reported as an expense and liability in the government-wide and proprietary fund financial statements. Accrued PTO, vacation and a percentage of sick leave is paid to employees upon termination (severance) only if they have vested and is reported as an expenditure in the governmental fund that will pay for it. No liability is recorded for nonvesting accumulating rights to receive sick leave benefits. P.Pensions For purposes of measuring the net pension asset/liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and the Lakeville Fire Relief Association and the applicable pension additions to/deductions from the pension plan’s fiduciary net position have been determined on the same basis as they are reported by the plan except that the PERA pension plan’s fiscal year-end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Q.Other Postemployment Benefits (OPEB) Obligation In accordance with the provisions of GASB Statement No. 75, Accounting and Financial Reporting for Post-employment Benefits Other Than Pensions, an actuarial valuation is required to be computed and reported for the City’s post-employment health insurance benefits provided to eligible employees through the City’s Other Post-Employment Benefits Plan. OPEB is reported as an expense on a pay-as-you-go basis and is accrued as it is earned. The net OPEB obligation liability and corresponding expense for governmental activities is reported within the government-wide financial statements. The net OPEB obligation liability and corresponding expense for enterprise funds are recorded within those funds. R. Long-Term Obligations Long-term obligations are recorded in the City’s government-wide and proprietary fund statements of net position when they become a liability of the City. Long-term obligations are recognized as a liability of a governmental fund only when due or when payment is made to the paying agent. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (54) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) S.Fund Balance In the fund financial statements, governmental funds report fund balance classification that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – consists of amounts that cannot be spent because they are not in spendable form, such as prepaid items and inventory. Restricted – consists of amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed – consists of amounts that are constrained for specific purposes that are internally imposed by formal action (resolution) of the City Council. Those committed amounts cannot be used for any other purpose unless City Council removes or changes the specified use by taking the same type of action it employed to previously commit those amounts. Assigned – consists of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. Pursuant to City resolution, the City Administrator and the Finance Director are authorized to establish assignments of fund balances. Unassigned – is the residual classification for the General fund and also reflects negative residual amounts in other funds. The City will endeavor to maintain an unrestricted (committed, assigned, and unassigned) fund balance in the General fund of an amount not less than 40% and not greater than 50% of the next year’s budgeted expenditures of the General fund. This will assist in maintaining an adequate level of fund balance to provide for cash flow requirements and contingency needs. At December 31, 2018, the unrestricted fund balance of the General Fund was 50.3% of the subsequent year’s budgeted expenditures. The City has opted to reduce fund balance with the 2019 budget. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as they are needed. When committed, assigned or unassigned resources are available for use, it is the City’s policy to use resources in the following order; 1.) committed, 2.) assigned, and 3.) unassigned. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (55) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) T.Net Position In the government-wide and proprietary fund financial statements, net position represents the difference between assets and deferred outflows of resources and liabilities and deferred inflows of resources. Net position is displayed in three components: Net investment in capital assets – Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. Restricted net position – Consists of net position balances restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, laws, or regulations of other governments. Unrestricted net position – All other net position balances that does not meet the definition of “restricted” or “net investment in capital assets”. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources as they are needed. The City has also established specific targets it will use to maintain an adequate level of net position for the Utility Enterprise Funds. When implementing any rate changes, the city intends to meet the following financial management targets: (i)Available cash on hand to cover the following objectives: 1.Three months of operating cash 2.Following year debt service payments 3.Next year planned capital expenditures (not financed with bonds) (ii)Unassigned cash to account for unexpected costs at the following thresholds: 1.$500,000 for water and sewer operating funds 2.$100,000 for environmental resources and streetlight operating funds. (iii) Unrestricted Net Assets not less than 50% of projected expenditures. (iv)Net revenues not less than 125% of annual debt service on existing and planned debt. U.Revenues and Expenditures/Expenses In the governmental fund financial statements property tax revenue is recognized when it becomes measurable and available to finance expenditures of the current fiscal year. All delinquent taxes receivable are fully offset by deferred inflow of resources in the governmental fund financial statements. Taxes due from Dakota County on December 31 are included in revenue since they are remitted to the City within 60 days after December 31. In the government-wide Statement of Activities property tax revenue is recognized when levied. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (56) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) U. Revenues and Expenditures/Expenses (Continued) In the governmental fund financial statements special assessments principal and interest are recognized as revenue when they become measurable and available to finance expenditures of the current fiscal year. All delinquent and deferred assessments receivable are fully offset by deferred inflow of resources in the fund financial statements. Both the principal and interest on special assessments are payable in installments over a term of years that matches the scheduled payments for the bond issue which financed the project. In the government-wide Statement of Activities special assessments revenue is recognized when levied. Investment income is recorded as revenue in the year earned. Elements of investment income include interest earned on investments and unrealized gains or losses on net increases or decreases in the fair value of investments. Certain grants and aids received by the City require that eligible expenditures be made in order to earn the grant. Revenue for these grants is recorded in the period of which eligible expenditures are made. Enterprise utility fund service charges are recognized when earned with no allowance for uncollectibles because delinquent accounts deemed uncollectible during the normal billing process are certified to Dakota County as a property tax lien. Quarterly utility service charges provided to customers but unbilled are included as receivables as of December 31. Interfund service transactions are accounted for as expenditures or expenses. Service transaction payments to a fund are recorded as an expenditure or expense in the paying fund and conversely recorded as a reduction of expenditure or expense in the fund that is receiving payment. Interfund service transactions within the respective categories of governmental activities and business-type activities in the government-wide Statement of Activities are eliminated. Interfund services provided and used are not eliminated in the process of consolidation into the government-wide statement of activities. V. Cash Flows For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase of three months or less to be cash equivalents. The proprietary funds’ equity in the government-wide cash and investments management pool is considered to be a cash equivalent. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (57) NOTE 2 DEPOSITS AND INVESTMENTS A.Components of Cash and Investments The City’s cash surpluses are pooled and invested in accordance with State Statute and City investment policy. Investment earnings and unrealized gains and losses are allocated to funds on the basis of average cash balances. Investments are stated at fair value, which is the amount that a financial instrument could be exchanged for in a current transaction between willing parties. The investments are not identified with specific funds with the exception for bond proceeds related to bond series 2018 A. Investments held by trustee include balances held in segregated accounts for specific purposes. Interest earned on these trustee accounts is allocated directly to the responsible fund. The amounts represent funds held as required by the debt obligation covenants and other agreements. The City’s cash and investments as of December 31, 2018 consist of the following: Cash on hand 12,850$ Deposits 2,024,378 Investments 98,256,987 Total cash and investments 100,294,215$ The City’s cash and investments as of December 31, 2018 are presented in the financial statements as follows: Statement of Net Position Cash and investments 88,139,427$ Temporarily restricted investments held by trustee 617,567 Statement of Fiduciary Net Position Cash and investments 11,537,221 Total cash and investments 100,294,215$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (58) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) B.Deposits In accordance with applicable Minnesota Statutes, the City maintains deposits at depository banks authorized by the City Council, including checking accounts and certificates of deposit. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The value of collateral pledged must equal 110% of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City does not have a formal policy addressing this risk. At year-end, the carrying amount of the City’s deposits was $2,024,378 while the balance on the bank records was $2,005,164. At December 31, 2018, all deposits were fully covered by federal depository insurance, surety bonds, or by collateral held by the City’s agent in the City’s name. C.Investments The City’s investments as of December 31, 2018 are as follows: Investment Type Rating Agency Total Value Less than 1 1 - 5 6 - 10 Money market funds Minnesota Municipal (4M)N/R N/A 2,935,088$ -$ -$ -$ Wells Fargo Advantage AAAm S&P 4,401,339 -- - First American Treasury Obligation AAAm S&P 617,567 -- - 4M Term Series N/R N/A 3,000,000 3,000,000 - - Certificates of deposit N/R N/A 24,315,535 7,154,745 16,703,327 457,463 U.S. treasury securities N/R N/A 740,535 -740,535 - U.S. government agencies AA+ S&P 48,109,458 9,957,891 30,928,853 7,222,714 Municipal Bonds Aaa Moody's 597,141 300,000 297,141 - Municipal Bonds AAA S&P 578,454 -578,454 - Municipal Bonds Aa1 Moody's 2,576,523 498,775 2,077,748 - Municipal Bonds AA+ S&P 2,253,147 512,142 1,310,670 430,335 Municipal Bonds Aa2 Moody's 2,547,503 401,044 659,600 1,486,859 Municipal Bonds AA S&P 1,721,001 691,025 1,029,976 - Municipal Bonds Aa3 Moody's 100,149 100,149 - - Municipal Bonds AA- S&P 2,344,983 259,633 1,647,172 438,178 Municipal Bonds A1 Moody's 576,804 -576,804 - Municipal Bonds N/R N/A 841,760 -841,760 - Total investments 98,256,987$ 22,875,404$ 57,392,040$ 10,035,549$ N/R - Note rated N/A - Not applicable Credit Risk Interest Risk - Maturity Duration in Years CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (59) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) C.Investments (Continued) The 4M Fund is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities and Exchange Commission (SEC) that follows guidance under GASB Statement No. 79. The City’s investment in the 4M Fund is measured at an amortized cost method that approximates fair value. The City’s investment policy does not place any further limitations beyond the state statute requirements for the risk categories described below. Investments are subject to various risks, the following of which are considered the most significant; Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have any custodial credit risk for its investments since all of the City’s investments held in safekeeping by the City’s brokerage firm in the City’s name are insured and registered. Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. State statutes authorize investments in money market funds, certificates of deposit, commercial paper, U.S. treasury securities, U.S. government agencies, and other securities provided they meet the two highest quality ratings of nationally recognized rating organizations. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investments (considered 5% or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. As of December 31, 2018, the City’s investment portfolio includes the following securities of single issuers exceeding 5%: Federal National Mortgage Association 9.84% Federal Farm Credit Bank 11.25% Federal Home Loan Bank 5.09% Federal Home Loan Mortgage 6.46% Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (60) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) D.Investments Policy The City’s investment policy limits exposure to interest rate risk by investing in shorter term securities (maturing in one year or less) to meet current operating cash requirements. Longer-term investments are to be purchased with the intent to match maturity periods with future funding needs for capital replacement and debt obligations. The City will not purchase investments that, at the time of investment, cannot be held to maturity. This does not mean that an investment cannot be sold prior to maturity. Investment activity will focus upon protection of taxpayer dollars and investment income, consistent with statutory authorization and financial prudence. The City will conduct its investment transactions with several legal competing, reputable investment security dealers, and qualifying banks. The City will invest only in the following instruments or those others that may subsequently be permitted by state statute. United States Treasury obligations Federal Agency Securities Certificates of Deposit Commercial Paper Banker’s Acceptance Money Market Funds State and local securities E.Fair Value Measurements The City uses fair value measurements to record fair value adjustments to certain asset and liabilities and to determine fair value disclosures. The City follows an accounting standard which defines fair value, establishes framework for measuring fair value, establishes a fair value hierarchy based on the quality of inputs used to measure fair value, and requires expanded disclosures about fair value measurements. In accordance with this standard, the City has categorized its investments, based on the priority of inputs to the valuation technique, into a three-level fair value hierarchy. The fair value hierarchy gives the highest priority to quotes and prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If inputs used to measure the financial instruments fall within different levels of the hierarchy, the categorization is based on the lowest level input that is significant to the fair value measurement of the instrument. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (61) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) E.Fair Value Measurements (Continued) Financial assets and liabilities recorded on the combined statements of financial position are categorized based on the inputs to the valuation techniques as follows: Level 1 – Financial assets and liabilities are valued using inputs that are unadjusted quoted prices in active markets accessible at the measurement date of identical financial assets and liabilities. Level 2 – Financial assets and liabilities are valued based on quoted prices for similar assets or inputs that are observable, either directly or indirectly, for substantially the full term through corroboration with observable market data. Level 3 – Financial assets and liabilities are valued using pricing inputs which are unobservable for the asset, inputs that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset. Investment Type Level 1 Level 2 Level 3 Total First American Treasury Obligation 617,567$ -$ -$ 617,567$ U.S. treasury securities 740,535 - - 740,535 U.S. government securities - 48,109,458 - 48,109,458 Certificates of deposit - 24,315,535 - 24,315,535 Municipal bonds - 14,137,465 - 14,137,465 1,358,102$ 86,562,458$ -$ 87,920,560 Investments measured at amortized cost 10,336,427 Total 98,256,987$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (62) NOTE 3 CAPITAL ASSETS A summary of changes in governmental capital assets during the year ended December 31, 2018 are as follows: Beginning Ending Balance Additions Deletions Transfers Balance Governmental Activities: Capital Assets, Not Being Depreciated: Land 28,147,439$ 742,214$ -$ -$ 28,889,653$ Historical treasures 100,000 - - - 100,000 Construction in progress 3,425,646 699,609 (3,173,519) - 951,736 Total Capital Assets, Not Being Depreciated 31,673,085 1,441,823 (3,173,519) - 29,941,389 Capital Assets, Being Depreciated: Building and improvements 54,921,360 222,166 - - 55,143,526 Machinery and equipment 24,015,298 2,292,921 (1,395,392) 22,799 24,935,626 Other improvements 8,950,650 809,888 - - 9,760,538 Infrastructure Streets 169,561,210 10,765,637 (4,224,335) - 176,102,512 Storm Sewer 79,369,672 4,591,266 (444,101) - 83,516,837 Parks 26,111,738 2,909,421 - - 29,021,159 Total Capital Assets, Being Depreciated 362,929,928 21,591,299 (6,063,828) 22,799 378,480,198 Accumulated Depreciation for: Buildings and improvements (16,144,046) (1,178,651) - - (17,322,697) Machinery and equipment (13,662,493) (1,952,858) 1,324,725 (22,799) (14,313,425) Other improvements (3,402,611) (434,536) - - (3,837,147) Infrastructure Streets (77,758,798) (6,920,320) 3,708,593 - (80,970,525) Storm Sewer (19,810,149) (1,844,652) 198,385 - (21,456,416) Parks (13,571,463) (1,014,785) - - (14,586,248) Total Accumulated Depreciation (144,349,560) (13,345,802) 5,231,703 (22,799) (152,486,458) Total Capital Assets, Being Depreciated, Net 218,580,368 8,245,497 (832,125) - 225,993,740 Governmental Activities Capital Assets, Net 250,253,453$ 9,687,320$ (4,005,644)$ -$ 255,935,129$ Depreciation expense was charged to governmental functions as follows: General government 357,173$ Public safety 1,159,418 Public works 9,670,524 Parks and recreation 2,158,687 Total depreciation expense 13,345,802$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (63) NOTE 3 CAPITAL ASSETS (CONTINUED) A summary of changes in business-type capital assets during the year ended December 31, 2018 are as follows: Beginning Ending Balance Additions Deletions Transfers Balance Business-Type Activities: Capital Assets, Not Being Depreciated: Land 3,854,623$ -$ (226,856)$ -$ 3,627,767$ Construction in Progress - 13,842 - - 13,842 Total Capital Assets, Not Being Depreciated 3,854,623 13,842 (226,856) - 3,641,609 Capital Assets, Being Depreciated: Buildings and improvements 29,612,379 - (1,370,700) - 28,241,679 Machinery and equipment 3,664,394 113,274 (119,348) (22,799) 3,635,521 Infrastructure Water 103,566,523 6,167,633 (38,212) - 109,695,944 Sanitary Sewer 71,654,532 2,565,640 - - 74,220,172 Total Capital Assets, Being Depreciated 208,497,828 8,846,547 (1,528,260) (22,799) 215,793,316 Accumulated Depreciation for: Buildings and improvements (9,236,566) (619,633) 850,572 - (9,005,627) Machinery and equipment (1,886,124) (350,916) 116,906 22,799 (2,097,335) Infrastructure Water (30,543,059) (2,183,943) 19,875 - (32,707,127) Sanitary Sewer (24,914,114) (1,493,081) - - (26,407,195) Total Accumulated Depreciation (66,579,863) (4,647,573) 987,353 22,799 (70,217,284) Total Capital Assets, Being Depreciated, Net 141,917,965 4,198,974 (540,907) - 145,576,032 Business-Type Activities Capital Assets, Net 145,772,588$ 4,212,816$ (767,763)$ -$ 149,217,641$ Depreciation expense was charged to governmental functions as follows: Liquor fund 102,961$ Utility fund 4,544,612 Total Depreciation Expense, Business-Type Activities 4,647,573$ NOTE 4 OPERATING LEASES Operating Lease (Ames Arena): On December 1, 2006, the City (as lessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as lessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Ames Arena. Lakeville Arenas shall pay all debt service requirements due on the Gross Revenue Recreation Facility Bonds of 1999 less payments received by Lakeville Hockey Association, Inc. (Boosters) towards debt service payments in accordance with the revised and restated gaming revenue agreement dated February 16, 1999. The agreement will remain in effect until August 1, 2019. The cost of the leased space is included in the total Ames ice arena cost of $4,143,826, of which $1,804,767 has been depreciated to date. These amounts are recorded in the City’s capital assets. The 2018 lease revenue totaled $88,626. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (64) NOTE 4 OPERATING LEASES (CONTINUED) Operating Sublease (Hasse Arena): On December 1, 2006, the City (as sublessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as sublessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Hasse Arena. In addition, the joint powers agreement calls for Independent School District No. 194 to provide for one-half of all future ice arena lease payments to the City. Lease agreement payments coinciding with the bonded debt service schedule commencing February 1, 2007 will remain in effect until February 1, 2032. The 2018 lease revenue totaled $292,500. Operating Lease (Heritage Liquor Store): The Heritage Liquor Store (located in Heritage Shopping Center) consists of 8,859 square feet of space at a monthly lease cost of $11,812 plus a proportionate share of real estate taxes, property insurance, special assessments, common area maintenance, and management fees. The lease had an original term of fifteen years and was subsequently renewed for an additional four years expiring June 30, 2019. The fiscal year 2018 lease expense totaled $141,744. The HRA owns the land and building of the Galaxie store. The following is a schedule by years of future minimum payments required under the lease as of December 31, 2018: Year Amount 2019 70,872$ Operating Lease (Kenrick Liquor Store): The Kenrick Liquor Store (located off Kenrick Avenue) consists of 9,705 square feet of space at a monthly lease cost of $15,366 plus a proportionate share of real estate taxes, property insurance, special assessments, common area maintenance, and management fees. The lease has an original term of twenty years. The fiscal year 2018 lease expense totaled $121,803. The following is a schedule by years of future minimum payments required under the lease as of December 31, 2018: Year Amount 2019 184,395$ 2020 184,395 2021 184,395 2022 184,395 2023 184,395 2024-2028 986,513 2029-2033 1,055,419 2034-2038 1,129,177 Total 4,093,084$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (65) NOTE 5 LONG-TERM DEBT A.Components of Long-Term Debt General Obligation Bonds The City’s general obligation bonds are supported primarily from revenues derived from property tax levies, special assessment levies, tax increment levies, state-aid street revenue, water connection revenue charges, ice arena operations, and contributions by an organization conducting lawful gaming at approved locations. These bonds are backed by the full-faith and credit of the City. Revenue Bonds The following revenue bonds are not general obligations of the City and accordingly are not backed by the full-faith and credit of the City. Governmental Activities The Gross Revenue Recreation Facility Bonds, Series 1999, are supported primarily from revenues derived from ice arena operations and contributions from gaming revenues. The HRA Ice Arena Lease Revenue Refunding Bonds, Series 2016, will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA of Lakeville, the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. The City’s portion of the lease payments are supported by property tax levies. The lease, consisting of land, building and equipment of the Hasse Arena located at 8525 215th Street West, requires the City to provide lease payments sufficient to pay when due, the principal and interest on the HRA Ice Arena Lease Revenue Refunding Bonds, Series 2016 ($7,115,000 original amount issued), of which the first principal and interest payment was due in 2017. Title to the arena will transfer to the City upon completing the prescribed lease payments coinciding with the bonded debt service schedule commencing February 1, 2017 and maturing February 1, 2032. The cost of the leased space is included in the total Hasse ice arena cost of $7,505,840, of which $1,586,159 has been depreciated to date. These amounts are recorded in the HRA’s capital assets. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (66) NOTE 5 LONG-TERM DEBT (CONTINUED) A.Components of Long-Term Debt (Continued) Revenue Bonds (Continued) Business-type Activities Future revenue pledged for the payment of long-term debt is as follows: Remaining Pledged Principal and Principal and Revenue Bond Issue Use of Proceeds Type Term of Pledge Interest Interest Paid Received Recreation Facility Ice arena Arena Revenues 2018 - 2019 179,180$ 183,090$ 231,126$ Ice Arena Lease Revenue Additional ice arena Lease Revenues 2018 - 2032 7,657,750 627,968 292,500 Utility - Water Revenue Water infrastructure Utility user fees 2018 - 2034 7,152,101 528,838 4,896,342 Utility - Sewer Revenue Sewer infrastructure Utility user fees 2018 - 2025 507,925 74,325 6,298,059 Water Connection Revenue Water infrastructure Connection charges 2018 - 2032 9,548,925 612,075 2,651,426 Revenue Pledged Current Year Metropolitan Council Loan Agreements On February 21, 2006, the City entered into a loan agreement with the Metropolitan Council for the purpose of acquiring property for a commuter vehicle park and pool lot located within a proposed state trunk highway right-of-way. The Metropolitan Council provided a loan to the City in the amount of $1,466,300 to finance the acquisition of the property. In 2018, the City made no payments on this loan. As of December 31, 2018, the balance of the loan is $1,159,843. On January 3, 2017, the City entered into another loan agreement with the Metropolitan Council for the purpose of acquiring property within a proposed state trunk highway right-of-way. The amount of the loan was $737,171 and the City made no payments on the loan in 2018. The loans (both free of interest charge) will be discharged by the Metropolitan Council upon the conveyance of the properties to the highway authority at an undetermined future date. Dakota County Loan Payable During 2018, the City entered into a 3-year agreement with Dakota County, where as Dakota County delayed repayment of $3,000,000 of project costs for the County Road 50 project. This loan requires annual payments of $1,000,000 with no interest, of which the first installment was made during 2018. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (67) NOTE 5 LONG-TERM DEBT (CONTINUED) A.Components of Long-Term Debt (Continued) Lease Revenue Liquor Enterprise Refunding Bonds, Series 2017A On October 25, 2017, the City issued $2,255,000 in HRA Lease Revenue Liquor Enterprise Refunding Bonds, Series 2017A. The proceeds of this issue were deposited with the Trustee in order to call and prepay the outstanding liquor revenue bonds of 2007. In exchange for the refunding of the existing liquor revenue bonds, the liquor fund conveyed related capital assets consisting of land and building to the HRA fund. The HRA then leased the building back to the liquor fund under a capital lease agreement, resulting in the capital assets being reported back in the liquor fund and the long-term debt being shown in the liquor fund as a capital lease. The lease terms include interest of between 2.0%-3.0% with payments totaling $2,255,000 through 2027. The capital assets being leased had a total cost of $2,522,470 and accumulated depreciation of $562,446 at December 31 2018. Per governmental accounting standards the related long-term debt is not shown in both the governmental and business-type activities, therefore the long-term liability is included in business-type activities as a capital lease, as is noted in the table on page 68. This refunding resulted in an aggregate difference in debt service cash flows between the refunding debt and the refunded debt of $305,074 as well as an economic net present value benefit of $321,727 on the transaction. General Obligation Improvement Bonds Series 2018A On July 25, 2018, the City issued $8,135,000 General Obligation Improvement Bonds, Series 2018A. The proceeds of this issuance will be used to finance various improvement projects. They carry interests that vary from 2.5% to 5.0% with a final maturity of February 1, 2029 and a provisional call date of February 1, 2017. Debt service on these bonds will be made from special assessments made and revenues from the City’s utility revenues. General Obligation Refunding Bonds, Series 2018 B On August 16, 2018, the City issued $3,115,000 in General Obligation Street Reconstruction Refunding Bonds, Series 2018 B. The proceeds of this issue were used to retire, in advance of their stated maturities, the 2019 through 2030 maturities of the Taxable General Obligation Street Reconstruction Bonds, Series 2009A (Build America Bonds) (refunded principal of $3,320,000). This refunding resulted in an aggregate difference in debt service cash flows between the refunding debt and the refunded debt of $189,036 as well as an economic net present value benefit of $167,070 on the transaction. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (68) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) The City had the following long-term liabilities outstanding at December 31, 2018: Description Maturities Interest Rates Amount PRIMARY GOVERNMENT Governmental Activities: General Obligation Bonds Payable: Capital improvement bonds 2018 - 2032 1.75% - 5.00% 21,670,000$ Street reconstruction bonds 2018 - 2030 1.75% - 5.00% 12,885,000 G.O. Improvement bonds 2018 - 2038 1.40% - 5.00% 56,650,000 Tax increment bonds 2022 4.00% - 4.20% 1,010,000 State-aid street revenue bonds 2018 - 2036 1.25% - 5.00% 5,235,000 G.O. water revenue bonds 2034 2.00% - 5.00% 7,595,000 Arena revenue bonds 2019 5.30% - 5.40%170,000 Total General Obligation Bonds 105,215,000 HRA lease revenue bonds 6,440,000 Total Governmental Activities 111,655,000 Business-Type Activities: Revenue Bonds Water revenue bonds 2034 1.50% - 5.00% 7,030,000 Sewer revenue bonds 2025 1.50% - 5.00%440,000 Street light revenue bonds 335,000 Total Revenue Bonds 7,805,000 Capital Lease 2027 2.00% - 3.00% 2,255,000 Total Business-Type Activities 10,060,000 Total long-term bonded debt outstanding 121,715,000$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (69) NOTE 5 LONG-TERM DEBT (CONTINUED) A.Components of Long-Term Debt (Continued) The City is in compliance with all significant bond covenants. Annual bond debt service requirements to maturity for long-term obligations, excluding the Lease Revenue Liquor Enterprise Refunding Bonds of 2017 (see page 70), are as follows: Year Ending December 31, Principal Interest Principal Interest Total 2019 7,920,000$ 3,877,765$ 480,000$ 275,532$ 12,553,297$ 2020 8,715,000 3,564,410 565,000 249,088 13,093,498 2021 8,585,000 3,247,570 595,000 227,788 12,655,358 2022 8,535,000 2,935,739 610,000 212,113 12,292,852 2023 8,555,000 2,604,080 620,000 188,613 11,967,693 2024-2028 39,105,000 8,267,606 2,905,000 521,415 50,799,021 2029-2033 24,470,000 2,720,170 1,780,000 172,265 29,142,435 2034-2038 5,770,000 300,245 250,000 3,906 6,324,151 Total 111,655,000$ 27,517,585$ 7,805,000$ 1,850,720$ 148,828,305$ Governmental Business-Type Accrued Compensated Absences Governmental Activities The governmental funds accumulated liability for accrued PTO, vacation and vested sick pay (including applicable salary-related payments) as of December 31, 2018 is $2,734,777. This amount is included in the noncurrent liabilities of the government- wide Statement of Net Position. In the event of employee separation from the City, the general fund and the responsible special revenue fund will pay the accumulated vacation portion. Business-type Activities The accumulated liability for accrued PTO, vacation, and vested sick pay for proprietary enterprise funds (including applicable salary-related payments) as of December 31, 2018 is $384,223. In the event of employee separation from the City, the responsible enterprise fund will pay the accumulated severance portion. These amounts are recorded as a liability and as an expense when earned in the responsible funds. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (70) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) Unamortized Bond Premium and Discount Unamortized bond premium and bond discount included within noncurrent liabilities are as follows: Governmental Unamortized bond premium $ 7,916,538 Business-Type $ 766,878 Liquor Capital Lease The capital lease reported in business-type activities on page 68 has the following annual debt service requirements: Year Ending December 31, Principal Interest 2019 215,000$ 58,650$ 2020 230,000 54,200 2021 240,000 49,500 2022 245,000 43,425 2023 250,000 36,000 2024-2027 1,075,000 65,475 Total 2,255,000$ 307,250$ Liquor Capital Lease CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (71) NOTE 5 LONG-TERM DEBT (CONTINUED) B. Changes in Long-Term Debt Long-term liability activity for the year ended December 31, 2018 was as follows: Beginning End of Due Within PRIMARY GOVERNMENT of Year Additions Deletions Year One Year Governmental Activities G.O. Improvement bonds 38,855,000$ 3,115,000$ (7,415,000)$ 34,555,000$ 2,445,000$ Other bonds 74,735,000 7,690,000 (5,325,000) 77,100,000 5,475,000 Total bonds 113,590,000 10,805,000 (12,740,000) 111,655,000 7,920,000 County note payable - 3,000,000 (1,000,000) 2,000,000 1,000,000 Metropolitan Council loans 1,897,014 - - 1,897,014 - Total long-term debt 115,487,014 13,805,000 (13,740,000) 115,552,014 8,920,000 Accrued compensated absences 2,685,238 1,621,361 (1,571,822) 2,734,777 1,571,822 Unamortized bond premium/discount 7,493,676 1,005,336 (582,474) 7,916,538 - Total Governmental Activities 125,665,928 16,431,697 (15,894,296) 126,203,329 10,491,822 Business-Type Activities: Utility - water revenue bonds 6,910,000 445,000 (325,000) 7,030,000 395,000 Utility - sewer revenue bonds 495,000 - (55,000) 440,000 85,000 Utility - street light revenue bonds 335,000 - - 335,000 - Liquor - capital leases 2,255,000 - - 2,255,000 215,000 Accrued compensated absences 327,288 282,312 (225,377) 384,223 225,377 Unamortized Bond Premiums 788,468 41,947 (63,537) 766,878 - Total Business-Type Activities 11,110,756 769,259 (668,914) 11,211,101 920,377 Total Primary Government 136,776,684$ 17,200,956$ (16,563,210)$ 137,414,430$ 11,412,199$ NOTE 6 NET INVESTMENT IN CAPITAL ASSETS Net investment in capital assets as of December 31, 2018 is calculated as follows: Governmental Business-type Total Capital assets, net of depreciation 255,935,129$ 149,217,641$ 405,152,770$ Less applicable: Bonds payable (99,465,000) (7,470,000) (106,935,000) Capital lease payable - (2,255,000) (2,255,000) Loan payable (1,897,014) - (1,897,014) Note payable (2,000,000) - (2,000,000) Unamortized bond premium / discount (net)(7,058,260) (766,878) (7,825,138) Unamortized deferred charge on refunding 112,443 - 112,443 Unamortized deferred gain on refunding (99,902) - (99,902) Unspent bond proceeds 1,123,414 - 1,123,414 Contracts Payable (4,350,605) - (4,350,605) Invested in capital assets, net 142,300,205$ 138,725,763$ 281,025,968$ The City has $12,190,000 in bonds and $858,278 in unamortized bond premiums that are not included in the calculation above as they are not capital in nature. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (72) NOTE 7 RESTRICTED NET POSITION The government-wide Statement of Net Position reports restricted amounts in the net position section. These amounts represent assets and deferred outflows (less any related liabilities and deferred inflows) that have imposed restrictions placed on them by parties outside the City government. Net position restricted for debt service represents assets pledged by bond covenant to the repayment of City bond obligations. The government-wide restricted net position is as follows: Governmental Business-type Activities Activities Total Restricted Net Position Cash and investments 24,333,601$ -$ 24,333,601$ Temporarily restricted Investments held by trustee 617,567 - 617,567 Net pension asset 2,925,508 - 2,925,508 Receivables 18,456,232 - 18,456,232 Deferred outflows - pension plan deferments 753,825 - 753,825 Deferred inflows - pension plan deferment (296,348) - (296,348) Less related liabilities (1,819,268) - (1,819,268) Total restricted net position 44,971,117$ -$ 44,971,117$ NOTE 8 CONSTRUCTION COMMITMENTS The City has outstanding construction and build projects as of December 31, 2018. These projects include street reconstruction projects, equipment purchases, land purchases and other water and sanitary sewer projects. The City’s commitments with contractors and other governmental entities are shown as follows: Projects Remaining Governmental Activities Spent-to-Date Commitment Jaycee/Dodd Park BB Court Recon 15,400$11,066$ Traffic management signals - 106,549 2018 Street reconstruction projects 7,528,857 343,401 Misc. street and trail repairs 736,934 19,566 Kenyon Ave reconstruction 1,128,039 16,230 CR50 project (185th St to Dodd Blvd)4,526,148 2,000,000 Wetland credits-purchase agreement - 30,200 Glacier Way/Dodd Blvd Intersection improvements - 399,764 Heritage Liquor and Arts Center fiber project - 46,545 Holyoke Water Tower 3,300,661 173,982 Well #21 and #22 1,810,171 44,477 Sanitary Sewer Projects 53,591 55,614 Tree inventory, injections and pruning - 84,058 Total governmental 19,099,801$ 3,331,452$ Projects Remaining Business-Type Activities Spent-to-Date Commitment Sanitary Sewer Improvements -$698,060$ Tree inventory, injections and pruning 55,304 39,072 Total business-type 55,304$737,132$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (73) NOTE 9 FUND BALANCES A summary of the City’s governmental fund balance classifications at December 31, 2018 is as follows: General G.O. Municipal Improvement General Fund Obligation Improvement Building State-aid Construction Nonmajor Total Nonspendable Inventory 445,362$ -$ -$ -$ -$ -$ 11,630$ 456,992$ Prepaid Items 15,221 - - - - - - 15,221 Advances to Other Funds 415,811 - - - - - - 415,811 Total nonspendable 876,394 - - - - - 11,630 888,024 Restricted for: Forfeitures 102,981 - - - - - - 102,981 Debt Service - 3,377,588 10,602,818 - - - 5,362,535 19,342,941 Public improvements - - - - 696,520 1,123,414 - 1,819,934 Park development - - - - - - 4,409,798 4,409,798 Tax increment - - - - - - 27,572 27,572 Public communications - - - - - - 32,040 32,040 Special Service District - - - - - - 38,496 38,496 Total Restricted 102,981 3,377,588 10,602,818 - 696,520 1,123,414 9,870,441 25,773,762 Committed for: Public improvements - - - - - 631,185 - 631,185 Public buildings - - - 1,317,522 - - - 1,317,522 Pavement management - - - - - - 1,290,294 1,290,294 Storm water infrastructure - - - - - - 7,717,575 7,717,575 Water trunk system - - - - - - 8,437,578 8,437,578 Sanitary sewer trunk system - - - - - - 7,851,809 7,851,809 Trail improvement - - - - - - 1,062,733 1,062,733 Park improvement - - - - - - 150,146 150,146 Capital acquisitions - - - - - - 960,145 960,145 Public communications - - - - - - 887,121 887,121 Economic development - - - - - - 21,130 21,130 Total Committed - - - 1,317,522 - 631,185 28,378,531 30,327,238 Assigned for: Subsequent year budget 705,500 - - - - - - 705,500 Unassigned 14,011,567 - - - - - (415,577) 13,595,990 Total 15,696,442$ 3,377,588$ 10,602,818$ 1,317,522$ 696,520$ 1,754,599$ 37,845,025$ 71,290,514$ Debt Service Capital Projects CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (74) NOTE 10 CONTRIBUTED CAPITAL The ownership of local streets, storm water, parks, water and sanitary sewer infrastructure capital assets that are constructed and completed during the year by private land developers becomes contributed property of the City. Storm sewer, water, and sanitary sewer infrastructure assets constructed within Dakota County and State of Minnesota right- of-way boundaries also become City capital assets since they are serviced and maintained by the City. Roads and highways constructed within Dakota County and State of Minnesota right-of-way boundaries are excluded from City capital assets. The City assumed ownership of the following governmental and business-type capital assets contributed from private land developers during the current fiscal year as follows: Enterprise From Private Land Developers Governmental Utility Fund Infrastructure Streets 2,534,182$ -$ Storm sewer 1,346,747 - Parks 1,377,956 - Water - 1,672,629 Sanitary sewer - 1,956,347 Total 5,258,885$ 3,628,976$ The ownership of water and sanitary sewer infrastructure assets that are constructed and completed during the year by City governmental activities (through various funding sources at cost) becomes contributed property of the City’s enterprise utility fund. The City’s enterprise utility fund assumed ownership of the following capital assets contributed during the current fiscal year as follows: Enterprise From Governmental Activities Utility Fund Infrastructure Water 2,313,765$ NOTE 11 DEFICIT FUND BALANCES The capital projects tax abatement fund had a deficit fund balance of ($415,577) as of December 31, 2018 as a result of providing tax abatement assistance to retain the headquarters of a manufacturing facility within the City. It is anticipated that the deficit will be financed by future tax abatements collected after an existing Tax Increment Financing District in which the property is currently located will be decertified. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (75) NOTE 12 INTERFUND RECEIVABLES AND PAYABLES Activity between funds representative of lending or borrowing arrangements is reported in the fund financial statements as “due from/to other funds” (current portion) or “advances to/from other funds.” Such amounts are eliminated in the government-wide financial statements, with any residual balances outstanding between the governmental and business-type activities reported as “internal balances.” At December 31, 2018, the capital projects fund tax abatement fund had a payable of $415,811 to the general fund to finance a long-term cash deficit. NOTE 13 INTERFUND TRANSFERS The City provides financing for a variety of operations and capital projects utilizing resources from certain funds; interfund transfers used for these various activities during the current fiscal year are as follows: Nonmajor General G.O Muni Improv. Govntl. Transfers From Fund G.O Bonds Improvement Bldg. State-aid Constr. Funds Utility Total General Fund -$ -$-$ 322,162$ -$ 150,000$ 485,864$ -$ 958,026$ G.O. Bonds - - - -- - - - - G.O. Improvement Bonds - - - -- 264 - - 264 Bldg.- - - -- -- - - Muni State-aid - - - -- -115,918 -115,918 Improv. Const. (CP)- - - -- -- 137,445 137,445 Nonmajor Govntl. Funds 78,663 -114,000 - 1,136,177 106,550 1,462,183 57,906 2,955,479 Total 78,663 -114,000 322,162 1,136,177 256,814 2,063,965 195,351 4,167,132 Enterprise - Liquor 194,866 300,000 - - - - 426,217 2,177 923,260 Enterprise - Utility 441,703 -524,419 - 17,853 - 111,640 6,298 1,101,913 Internal Service Fund 50,000 --- -- -- 50,000 Total 765,232$ 300,000$ 638,419$ 322,162$ 1,154,030$ 256,814$ 2,601,822$ 203,826$ 6,242,305 (1)(2)(3)(4)(5)(6)(7)(8)(9) Less: Utility fund - Total governmental funds 6,242,305$ Debt Service Projects Capital Enterprise The following are explanations to interfund transfers sub-notes 1 through 9. Abbreviation key: (SR) special revenue fund, (DS) debt service fund, (CP) capital projects fund, (E) enterprise fund, (IS) internal service fund. (1)The transfers to the general fund were provided mainly as overhead and maintenance costs from the following funds: (1) Fund Amount Communications (SR) 78,663$ Public communications and city hall overhead costs. Liquor (Ent) 194,866 City hall overhead costs. Utility (Ent)441,703 City hall overhead costs. Municipal Reserve (IS)50,000 City hall overhead costs. Total 765,232$ Description (2)The total transfer to the debt service general obligation fund was provided by the liquor fund ($300,000) to be applied towards the debt service of the police station completed in 2008. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (76) NOTE 13 INTERFUND TRANSFERS (CONTINUED) (3)The total transfer to the debt service G.O. improvement fund was provided by nonmajor capital projects fund ($114,000) to reduce the future debt service requirements and provide adequate cash flow, and the enterprise utility fund ($524,419) related to the City improvements projects whereby user fees are pledged towards the improvement bonds debt service requirements. (4)The total transfer to the capital projects building fund was provided by the general fund ($322,162) to finance capital projects. (5)The total transfers to the capital projects municipal state-aid fund were provided to finance various road construction projects and were provided by the nonmajor capital project storm water infrastructure fund ($1,019,166), nonmajor capital project pavement management fund ($117,011), and enterprise utility fund ($17,853). (6)The total transfer to the capital projects fund improvement construction of ($256,814) was provided by the following governmental funds to finance various road construction projects: (6) From: Amount General 150,000$ Communications (SR) 106,550 G.O. Improvement Bonds (DS) 264 Total improv. const. 256,814$ (7)The total transfer to nonmajor governmental funds ($2,063,95) was provided by the following governmental funds: (7) From: Amount General fund 260,864$ Communications Fund (SR) for city fibr internet connections General fund 100,000 Trail Improvement (CP) for future trail improvements identified in CIP General fund 125,000 Park Improvement (CP) for future park improvements identified in CIP Municipal state aid (CP)115,918 Municipal State Aid (CP) for debt service requirements Park Ded (CP)764,500 Trail Improvement (CP) for trail improvement projects Water (CP)612,683 Water revenue (DS) for debt service requirements Pavement mgmt (CP)85,000 Equipment (CP) for future equipment acquisitions Total other govt.2,063,965$ Description (8)The total transfer to the nonmajor governmental funds was provided by the enterprise liquor fund ($426,217) and the enterprise utility fund ($111,640) to finance various equipment purchases. (9)The total transfer to the enterprise utility fund was provided by the storm water capital projects fund ($57,906) and the enterprise liquor fund ($2,177) for customer service billing overhead costs. The capital projects improvement fund also provided a transfer to the enterprise utility fund ($137,445) for the reallocation of bond proceeds. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (77) NOTE 14 JOINT POWERS DEBT COMMITMENT On August 25, 2005, the City of Lakeville entered into a joint powers agreement with the Cities of Apple Valley, Burnsville, Eagan, Farmington, Hastings, Inver Grove Heights, Mendota Heights, Rosemount, South St. Paul, West St. Paul, Minnesota, and Dakota County Minnesota, to establish the Dakota Communications Center (DCC), a Minnesota nonprofit corporation. The purpose of the DCC is to engage in the operation and maintenance of a countywide public safety answering point and communications center for law enforcement, fire, emergency medical services, and other public safety services for the mutual benefit of residents residing in the above mentioned cities and county (members). Pursuant to the joint powers agreement, members are required to provide the DCC their pro rata share of cost of operations and maintenance, and capital projects. Information regarding the Dakota Communications Center can be obtained at the website www.mn- dcc.org/stats.asp or by contacting Jerilyn Erickson at the City of Lakeville, 20195 Holyoke Avenue, Lakeville, Minnesota 55044. Telephone 952-985-4481 or email address jerickson@lakevillemn.gov. NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) A.Plan Description The City provides postemployment insurance benefits to certain eligible employees through the City’s Other Post-Employment Benefits Plan, a single-employer defined benefit plan administered by the City. All postemployment benefits are based on contractual agreements with employee groups. These contractual agreements do not include any specific contribution or funding requirements. These benefits are summarized as follows: Postemployment Insurance Benefits - All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a secondary benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (78) NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) (CONTINUED) A. Plan Description (Continued) At December 31, 2018, the City adopted Governmental Accounting Standards Board (GASB) Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other than Pensions. Employees covered by benefit terms. At December 31, 2018, the following employees were covered by the benefit terms: Inactive Plan Members or Beneficiaries Currently Receiving Benefit Payments 6 Inactive Plan Members Entitled to but not yet Receiving Benefit Payments - Active Plan Members 195 Total 201 B. Contributions and Funding Policy The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to pre-fund benefits as determined annually by the City. The City contributes a portion of the cost of current year premiums for eligible retired plan members and their spouses as well as the implicit rate subsidy described above. For fiscal year 2018, the City contributed $12,157 in subsidized payments and implicit payments of $28,508 to the plan. As of December 31, 2018, there were 6 retirees receiving health benefits from the City’s health plans. C. Total OPEB Liability The City's Total OPEB liability was measured as of January 1, 2018 and was determined by an actuarial valuation as of January 1, 2017. Actuarial Assumptions The total OPEB liability in the January 1, 2017 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Valuation date: Measurement date: Methods and assumptions used to determine the contribution rates: Actuarial cost method Entry age Amortization method Level percentage of payroll, closed Amortization period Average of expected remaining service on a closed basis for differences between expected and actual experience and assumption changes. Inflation 2.50% Healthcare cost trend rate 6.25% for 2018, decreasing to 5.00% over 5 years Salary increases 3.00% Discount rate 3.30% (20-year municipal bond yield) Mortality RP-2014 White Collar Mortality Tables with MP-2016 Generational Improvement Scale (with Blue Collar adjustment for Police and Fire Personnel) January 1, 2017 January 1, 2018 CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (79) NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) (CONTINUED) C. Total OPEB Liability (Continued) Discount Rate The City’s OPEB plan is not funded by a trust, and therefore, the City’s uses the 20-year municipal bond index rate to develop its long-term rate of return and discount rate. This rate was 3.30% in the current actuarial valuation, which was updated from the 3.50% used in the prior actuarial valuation. D.Changes in the Total OPEB Liability The details of the changes in the City’s total OPEB Liability were as follows for 2018: Increase (Decrease) Total OPEB Liability (a) 1,020,952$ Balances at 12/31/17 Changes for the Year: 48,551 34,601 - - - (42,312) Service Cost Interest Differences Between Expected and Actual Experience Contributions - Employer Net Investment Income Benefit Payments Changes in Assumptions - 40,840Net Changes Balances at 12/31/18 1,061,792$ The following changes in assumptions occurred between the current and prior actuarial valuations: The discount rate used is the 20-year municipal bond index, as the plan is not funded. This assumed rate decreased from 3.50% to 3.30%. The actuarial cost method was updated along with the implementation of GASB Statement No. 75 from the projected unit credit method to the entry age method. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (80) NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) (CONTINUED) E.Sensitivity of Total OPEB Liability Sensitivity of the total OPEB liability to changes in the discount rate and healthcare cost trend rates. The following presents the total OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using a discount rate that is 1-percentage-point lower (2.30%) or 1-percentage-point higher (4.30%) than the current discount rate: 1% Decrease Discount Rate 1% Increase (2.30)%(3.30)%(4.30)% Total OPEB Liability (Asset) 1,149,530$ 1,061,792$ 980,553$ Sensitivity of the net OPEB liability to changes in the healthcare cost trend rates. The following presents the net OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using healthcare cost trend rates that are 1-percentage-point lower (5.25% decreasing to 4.00%) or 1-percentage-point higher (7.25% decreasing to 6.00%) than the current healthcare cost trend rates: Healthcare Cost 1% Decrease Trend Rates 1% Increase (5.25% (6.25% (7.25% Decreasing Decreasing Decreasing to 4.00%) to 5.00%) to 6.00%) Total OPEB liability (asset) 945,683$ 1,061,792$ 1,198,224$ F.OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB For the year ended December 31, 2018, the City recognized OPEB expense of $42,488. At December 31, 2018, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Deferred Outflows of Inflows of Resources Resources Contributions After Measurement Date and Before the Reporting Date 40,664$ -$ A total of $40,664 reported as deferred outflows of resources related to OPEB resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the total OPEB liability in the year ended December 31, 2019. There were no other deferred outflows of resources or deferred inflows of resources as of December 31, 2018. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (81) NOTE 16 RISK FINANCING AND RELATED INSURANCE ISSUES The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City purchased the following insurance coverage through the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool currently operating as a common risk management and insurance program for Minnesota cities: general liability, excess liability, workers compensation, property, automobile, marine, crime, employee dishonesty, boiler, petro fund, and open meeting law. The City pays an annual premium to the LMCIT for its insurance coverage. The LMCIT is self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of reserved amounts for each insured event. The LMCIT allows for the pool to make additional assessments to make the pool self-sustaining. Current state statutes (Minnesota Statutes Subd. 466.04) provide limits of liability for the City. NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE A.Plan Description The City of Lakeville participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA’s defined-benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA’s defined-benefit pension plans are tax-qualified plans under Section 401(a) of the Internal Revenue Code. 1.General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 2.Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (82) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) B.Benefits Provided PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state Legislature. Vested, terminated employees who are entitled to benefits, but are not receiving them yet, are bound by the provisions in effect at the time they last terminated their public service. 1.GERF Benefits General Employees Plan benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated Plan members. Members hired prior to July 1, 1989, receive the higher of Method 1 or Method 2 formulas. Only Method 2 is used for members hired after June 30, 1989. Under Method 1, the accrual rate for Coordinated members is 1.2% of average salary for each of the first 10 years of service and 1.7% of average salary for each additional year. Under Method 2, the accrual rate for Coordinated members is 1.7% of average salary for all years of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. If the General Employees Plan is at least 90% funded for two consecutive years, benefit recipients are given a 2.5% increase. If the plan has not exceeded 90% funded, or have fallen below 80%, benefit recipients are given a 1% increase. A benefit recipient who has been receiving a benefit for at least 12 full months as of June 30, will receive a full increase. Members receiving benefits for at least one month but less than 12 full months as of June 30, will receive a pro rata increase. 2.PEPFF Benefits Benefits for Police and Fire Plan members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for Police and Fire Plan members first hired after June 30, 2014, vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. A full, unreduced pension is earned when members are age 55 and vested, or for members who were first hired prior to July 1, 1989, when age plus years of service equal at least 90. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (83) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) B.Benefits Provided (Continued) 2.PEPFF Benefits (Continued) Benefit increases are provided to benefit recipients each January. Police and Fire Plan benefit recipients receive a future annual 1.0% increase. An annual adjustment will equal 2.5% any time the plan exceeds a 90% funded ratio for two consecutive years. If the adjustment is increased to 2.5% and the funded ratio falls below 80% for one year or 85% for two consecutive years, the postretirement benefit increase will be lowered to 1%. A benefit recipient who has been receiving a benefit for at least 12 full months as of June 30 will receive a full increase. Members receiving benefits for at least one month but less than 12 full months as of June 30 will receive a pro rata increase. For retirements after May 31, 2014, the first increase will be delayed two years. C.Contributions Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. 1.GERF Contributions Coordinated Plan members were required to contribute 6.50% of their annual covered salary in calendar year 2018 and the City was required to contribute 7.50% for Coordinated Plan members. The City contributions to the GERF for the year ended December 31, 2018 were $847,485, which was equal to the required contribution as set by state statute. 2.PEPFF Contributions Plan members were required to contribute 10.8% of their annual covered salary in calendar year 2017. The City was required to contribute 16.20% of pay for PEPFF members in calendar year 2017. The City contributions to the PEPFF for the year ended December 31, 2017 were $999,032. The City contributions were equal to the required contributions as set by state statute. D.Pension Costs 1.GERF Pension Costs At December 31, 2018, the City reported a liability of $9,053,667 for its proportionate share of the GERF’s net pension liability. The City’s net pension liability reflected a reduction due to the state of Minnesota’s contribution of $16 million to the fund during PERA’s fiscal year ended June 30, 2018. The state of Minnesota’s proportionate share of the net pension liability associated with the City totaled $297,057. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on its respective contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2017, through June 30, 2018, relative to the total employer contributions received from all of PERA’s participating employers. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (84) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) D.Pension Costs (Continued) 1.GERF Pension Costs (Continued) At June 30, 2018, the City’s combined proportion was .1632%, an increase of .0047% from the June 30, 2018 measurement date. City's Proportionate Share of the Net Pension Liability 9,053,667$ State of Minnesota's Proportionate Share of the Net Pension Liability Associated with the City 297,059 Total 9,350,726$ For the year ended December 31, 2018, the City recognized pension expense of $976,931 for its proportionate share of the GERF’s pension expense. In addition, the City recognized an additional $69,274 as pension expenses (and grant revenue) for its proportionate share of the state of Minnesota’s contribution of $16 million to the General Employees Fund. At December 31, 2018, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Differences Between Expected and Actual Economic Experience 239,636$ 264,056$ Changes in Actuarial Assumptions 864,855 1,017,276 Net Difference Between Projected and Actual Earnings on Pension Plan Investments - 925,141 Changes in Proportion and Differences Between City Contributions and Proportionate Share of Contributions 336,581 - City Contributions Subsequent to the Measurement Date 428,089 - Total 1,869,161$ 2,206,473$ A total of $428,089 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Expense Year Ending December 31,Amount 2019 446,082$ 2020 (359,837) 2021 (662,682) 2022 (188,964) 2023 - Thereafter - CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (85) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) D.Pension Costs (Continued) 2.PEPFF Pension Costs At December 31, 2018, the City reported a liability of $6,068,152 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2017 through June 30, 2018, relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2018, the City’s proportion was .5693%, an increase of .0203% from the June 30, 2017 measurement date. The City also recognized $51,237 for the year ended December 31, 2018, as revenue and an offsetting reduction of net pension liability for its proportionate share of the State of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the state of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. For the year ended December 31, 2018, the City recognized pension expense of $738,079 for its proportionate share of the PEPFF pension expense. At December 31, 2018, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Differences Between Expected and Actual Economic Experience 244,579$ 1,488,671$ Changes in Actuarial Assumptions 7,544,221 8,933,113 Net Difference Between Projected and Actual Earnings on Pension Plan Investments - 1,270,992 Changes in Proportion and Differences Between City Contributions and Proportionate Share of Contributions 474,802 197,219 City Contributions Subsequent to the Measurement Date 524,503 - Total 8,788,105$ 11,889,995$ A total of $524,503 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (86) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) D.Pension Costs (Continued) 2.PEPFF Pension Costs (Continued) Pension Expense Amount $ (92,638) (374,398) (797,931) (2,402,701) 41,275 Year Ending December 31, 2019 2020 2021 2022 2023 Thereafter - For year ended December 31, 2018, the City recognized total pension expenses of $1,715,010 for all of the plans in which it participates. E. Actuarial Assumptions The total pension liability in the June 30, 2018, actuarial valuation was determined using the following actuarial assumptions: Inflation 2.50% per year Active Member Payroll Growth 3.25% per year Investment Rate of Return 7.50% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants were based on RP-2014 tables for males or females, as appropriate, with slight adjustments to fit PERA’s experience. Cost of living benefit increases for retirees are assumed to be 1.25% per year for GERF and 1.00% per year for PEPFF. Actuarial assumptions used in the June 30, 2018 valuation were based on the results of actuarial experience studies. The most recent six-year experience study in the General Employees Plan was completed in 2015. The most recent four-year experience study for Police and Fire Plan was completed in 2016. Economic assumptions were updated in 2017 based on a review of inflation and investment return assumptions. The following changes in actuarial assumptions occurred in 2018: General Employees Fund The morality projection scale was changed from MP-2015 to MP-2017. The assumed postretirement benefit increase was changed from 1.0% per year through 2044 and 2.50% per year thereafter to 1.25% per year. Police and Fire Fund The morality projection scale was changed from MP-2016 to MP-2017. As set by statute, the assumed postretirement benefit increase was changed from 1.0% per year through 2064 and 2.5% per year, thereafter, to 1.0% for all years, with no trigger. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (87) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) E.Actuarial Assumptions (Continued) The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular as is using a building-block method in which best estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized below: Long-Term Target Expected Real Asset Class Allocation Rate of Return Domestic Equity 36 % 5.10% International Equity 17 5.30% Bonds 20 0.75% Alternative Assets 25 5.90% Cash 20.00% Totals 100 % F.Discount Rate The discount rate used to measure the total pension liability in 2018 was 7.5%. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in statute. Based on that assumption, each of the pension plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability Sensitivity The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1-percentage point lower or 1-percentage point higher than the current discount rate: GERF PENSION LIABILITY 1% Decrease in 1% Increase in Discount Rate Current Discount Discount Rate Description (6.50%) Rate (7.50%) (8.50%) City’s Proportionate Share of the GERF Net Pension Liability 14,713,368$ 9,053,667$ 4,381,745$ PEPFF PENSION LIABILITY 1% Decrease in 1% Increase in Discount Rate Current Discount Discount Rate Description (6.50%)Rate (7.50%)(8.50%) City’s Proportionate Share of the PEPFF Net Pension Liability 13,010,498$ 6,068,152$ 327,120$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (88) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) H.Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in a separately issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org; by writing to PERA at 60 Empire Drive #200, St. Paul, Minnesota, 55103-2088; or by calling 651-296-7460 or 1-800-652-9026. NOTE 18 DEFINED CONTRIBUTION PLAN Council members of the City are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by the Public Employees Retirement Association of Minnesota (PERA). The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5% of salary which is matched by the elected official’s employer. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2% of employer contributions and twenty-five hundredths of 1% of the assets in each member’s account annually. Total contributions made by the City for the last three fiscal years were: Required Rate Year Ended, for Employees December 31, Employee Employer Employee Employer and Employers 2018 2,256$ 2,256$ 5%5%5% 2017 2,261 2,261 5%5%5% 2016 1,759 1,759 5%5%5% Contribution Amount Percentage of Covered Payroll CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (89) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION A.Plan Description Volunteer firefighters of the City of Lakeville Fire Department (the Department) are members of the Lakeville Fire Relief Association (the Association), which administers a single-employer defined benefit plan established to provide benefits for its members. The plan is established and administered in accordance with Minnesota Statute, Chapters 69 and 424, as amended. The Association is governed by a board of six members elected by the members of the Association for three-year terms. One City Council member, Finance Director and Fire Chief are ex officio, nonvoting members of the Board of Trustees. As of December 31, 2018, the plan covered 85 active firefighters and 17 vested terminated firefighters whose pension benefits are deferred. The Association maintains a separate Special Fund to accumulate assets to fund the retirement benefits earned by the Department’s membership. Funding for the Association is derived from an insurance premium tax in accordance with the Volunteer Firefighter’s Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980). Funds are also derived from investment income. B.Benefits Provided A firefighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 7 years of service, shall be equal to 48% of the pension as described by the bylaws. This percentage increases 4% per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50 years and have completed at least 7 years of active membership are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member’s service pension for the completed years of service times the applicable nonforfeitable percentage of pension. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (90) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) C.Contributions Minnesota Statutes, Chapters 424 and 424A authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings, and, if necessary, employer contributions as specified in Minnesota Statutes and voluntary city contributions (if applicable). The firefighters have no obligation to contribute to the plan. Nonemployer pension contributions include state aid from the state of Minnesota and municipal contributions from the City. On-behalf of the state payments from the state of Minnesota are received initially by the City and subsequently remitted to the Association. These on-behalf of the state aid payments in addition to the City’s municipal contribution payments to the Association plan are recognized as revenues and expenditures in the City’s General Fund during the period received. The state of Minnesota contributed $367,701 in fire state aid to the plan on behalf of the Department for the year ended December 31, 2018, which was recorded as revenue. Required employer contributions are calculated annually based on statutory provisions. The City’s statutorily required contributions to the plan for the year ended December 31, 2018 were $-0-. The City’s contributions were equal to the required contributions as set by state statute. The City made no voluntary contributions to the plan. D.Pension Costs At December 31, 2018, the City reported a net pension liability (asset) of ($2,925,508) for the plan. The net pension liability (asset) was measured as of December 31, 2018. The total pension liability used to calculate the net pension liability (asset) in accordance with GASB Statement No. 68 was determined by Van Iwaarden Associates, applying an actuarial formula to specific census data certified by the Department as of December 31, 2018. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (91) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) D.Pension Costs (Continued) The following table presents the changes in the net pension liability (asset) during the year: Total Pension Plan Fiduciary Net Pension Liability Net Position Liability (Asset) (a) (b) (a-b) Beginning balance - January 1, 2018 5,171,382$ 9,060,977$ (3,889,595)$ Changes for the year: Service cost 255,975 - 255,975 Interest on pension liability (asset)358,835 - 358,835 Difference between expected and actual economic experience (57,139) - (57,139) Changes of assumptions 94,736 - 94,736 Changes of benefit terms 352,464 - 352,464 Contributions (employer)- - - Contributions (state)- 367,701 (367,701) Net investment income - (314,875)314,875 Benefit payments (602,296) (602,296)- Administrative costs - (12,042)12,042 Total net changes 402,575 (561,512) 964,087 Ending balance - December 31, 2018 5,573,957$ 8,499,465$ (2,925,508)$ For the year ended December 31, 2018, the City recognized pension expense of $125,724. At December 31, 2018, the City reported deferred outflows of resources, including its contributions subsequent to the measurement date, related to pension from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Changes in Actuarial Assumptions 329,622$ 109,019$ Difference between expected and actual experience -187,329 Net Difference Between Projected and Actual Earnings on Pension Plan Investments 424,203 - City Contributions Subsequent to the Measurement Date - - Total 753,825$ 296,348$ Deferred outflows of resources totaling $-0- related to pensions resulting from the City’s contributions to the plan subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows and inflows of resources related to the plan will be recognized in pension expense as follows: CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (92) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) E. Actuarial Assumptions (Continued) Pension Expense Year Ending December 31,Amount 2019 132,478$ 2020 48,109 2021 67,864 2022 190,281 2023 3,633 Thereafter 15,112 The total pension liability at December 31, 2018 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Inflation 2.50% per year Active Member Payroll Growth 2.50% per year Investment Rate of Return 6.50% 20-Year Municipal Bond Yield 3.71% Retirement eligibility at 100% service pension at age 50 with 20 years of service, early vested retirement at age 50 with 7 years of service vested at 48% and increased by 4%for each additional year of service up to 20 and eligibility for deferred service pension payable at age 50 and based on the lump sum pension formula and service at date of termination reduced for less than 20 years of service. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Allocation at Long-Term Long-Term Measurement Expected Real Expected Nominal Asset Class Date Rate of Return Rate of Return Domestic Equity 63.63 % 4.95% 7.45% International Equity 5.15 5.24% 7.74% Fixed Income 2.37 1.99% 4.49% Real Estate and Alternatives - 4.19% 6.69% Cash and Equivalents 28.85 0.58% 3.08% Totals 100.00 % 6.50% F. Discount Rate The discount rate used to measure the total pension liability was 6.5%. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (93) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) G. Pension Liability Sensitivity The following presents the City’s net pension liability (asset) for the plan, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s net pension liability (asset) would be if it were calculated using a discount rate 1% lower or 1% higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate Current Discount Discount Rate Description (5.50%) Rate (6.50%) (7.50%) Defined Benefit Plan (2,734,207)$ (2,925,508)$ (3,110,193)$ H.Pension Plan Fiduciary Net Position The Association issues a publicly available financial report. This report may be obtained by writing to the Lakeville Firefighters’ Relief Association, 20195 Holyoke Avenue, Lakeville, Minnesota, 55044 or by calling (952) 985-4480. NOTE 20 DEFERRED COMPENSATION PLAN The City offers its employees an optional deferred compensation plan created in accordance with Internal Revenue Service Code Section 457. The plan is available to all City employees, which permits them to tax defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. Under provisions of Section 72(p) of the Internal Revenue Code, a plan may permit participant loans once 457 plan assets are held in a trust. As of the current fiscal year, the City’s plan does not have a loan provision for its participants. All amounts of compensation deferred under the plan must be held in trust for the exclusive benefit of plan participants and/or beneficiaries. Investments are managed by the plan’s trustee under various investment options or a combination thereof. The choice of investment options is made by the participant. NOTE 21 LITIGATION There are several lawsuits pending in which the City is involved. The City Attorney has indicated that existing and pending lawsuit claims and other actions in which the City is a defendant are either covered by insurance, fully reserved for by the City, or the cases are in the early stages of discovery, and accordingly, the ultimate outcome cannot presently be determined. It is the opinion of City management that in each case the possibility of material loss, net of amounts reserved is remote. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2018 (94) NOTE 22 CONDUIT DEBT On April 7, 2008, the Housing and Redevelopment Authority (HRA) of Lakeville approved the issuance of the Housing and Redevelopment Authority of Lakeville, Minnesota Education Facilities Revenue Note (All Saints School Project), Series 2008. The HRA acted as the conduit for a bank qualified tax-exempt refinancing of existing debt for All Saints School (the School) under the responsibility of All Saints Church (the Church), a religious corporation organized as a nonprofit corporation under the laws of the state of Minnesota. The note funds provided funding for the nonreligious portions of the renovation and equipping of, and construction of additions to the School (serving kindergarten through 8th grade), owned and operated by the Church, and located at 19795 Holyoke Avenue in Lakeville. The HRA authorized the $2,000,000 revenue note to provide needed financial assistance to a private-sector entity deemed to be in the public interest. Neither the HRA nor the City is obligated in any circumstance for repayment of this note and, accordingly, the note is not reported as a liability in the accompanying financial statements. The note was refinanced on March 28, 2018, and the debt is no longer conduit debt of the City as of December 31, 2018. NOTE 23 TAX ABATEMENT The City has two pay-as-you go tax increment financing districts with local businesses to promote economic development within the City. The City agrees pursuant to the authority granted in the TIF Act to abate real estate taxes based on the increased property value from improvements on the owned property. The agreements call for 95% of the property tax increments collected to be returned to the developers. The City will retain 5% for administrative fees for the periods of time specified in each agreement. For the year ended December 31, 2018, the City paid excess tax increment in the amount of $139,948. No other commitments were made by the City as part of these agreements. NOTE 24 NEW STANDARDS During the year ended December 31, 2018, the City implemented the GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other than Pension. The implementation of this statement resulted in beginning net position in governmental activities and business type activities being reduced by $380,065 and $68,922, respectively. The City also early implemented GASB Statement No 89, Accounting for Interest Cost Incurred before the End of a Construction Period. The adoption of this standard did not result in a restatement. This page intentionally left blank. REQUIRED SUPPLEMENTARY INFORMATION This page intentionally left blank. CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2018 (95) Over (Under) Original Final Actual Final Budget REVENUE Property Taxes General property taxes: Current 17,001,286$ 17,001,286$ 17,082,608$ 81,322$ Delinquent 126,156 126,156 127,741 1,585 Fiscal Disparities 2,877,909 2,877,909 2,851,529 (26,380) Mobile Home Tax 47,825 47,825 48,080 255 Gravel Tax 2,410 2,410 6,991 4,581 Total property taxes 20,055,586 20,055,586 20,116,949 61,363 Licenses and permits 2,356,882 2,386,882 3,208,278 821,396 Intergovernmental Market value homestead credit - - 2,929 2,929 State-aid police 450,820 450,820 464,005 13,185 State-aid fire 347,676 361,742 371,701 9,959 State-aid PERA 21,303 21,303 92,306 71,003 State police and fire grants 112,932 134,832 94,677 (40,155) State other grants 200 200 200 - Federal other grants 72,990 72,990 154,520 81,530 Total intergovernmental 1,005,921 1,041,887 1,180,338 138,451 Charges for services General government 272,430 272,430 373,354 100,924 Public safety 545,952 740,952 712,033 (28,919) Public works 1,300,379 1,300,379 1,463,780 163,401 Parks and recreation 778,939 796,689 832,695 36,006 Total charges for services 2,897,700 3,110,450 3,381,862 271,412 Fines 425,000 425,000 347,203 (77,797) Investment Income Interest Income 90,071 90,071 264,477 174,406 Increase (Decrease in Fair Market Value)- - (89,797) (89,797) 90,071 90,071 174,680 84,609 Donations 19,900 29,900 41,729 11,829 Miscellaneous 56,003 56,003 60,677 4,674 Total revenues 26,907,063 27,195,779 28,511,716 1,315,937 Budgeted Amounts (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2018 (96) Over (Under) Original Final Actual Final Budget Budgeted Amounts EXPENDITURES General government Mayor and council Personnel services 49,041$ 49,041$ 48,119$ (922)$ Commodities 50 50 90 40 Other charges and services 58,139 58,139 48,561 (9,578) Total mayor and council 107,230 107,230 96,770 (10,460) Committees/commissions Personnel services 71,902 71,902 71,274 (628) Commodities 1,630 1,630 2,247 617 Other charges and services 14,068 24,068 22,740 (1,328) Total committees/commissions 87,600 97,600 96,261 (1,339) City administration Personnel services 423,716 423,716 424,730 1,014 Commodities 1,200 1,200 1,031 (169) Other charges and services 52,154 52,154 50,198 (1,956) Capital Outlay 1,500 1,500 1,670 170 Total city administration 478,570 478,570 477,629 (941) City clerk Personnel services 115,980 115,980 172,808 56,828 Commodities 1,000 4,100 4,544 444 Other charges and services 84,177 95,077 27,813 (67,264) Total city clerk 201,157 215,157 205,165 (9,992) Legal counsel Other charges and services 80,000 80,000 71,584 (8,416) Planning Personnel services 518,211 518,211 515,660 (2,551) Commodities 2,291 2,291 1,645 (646) Other charges and services 65,266 65,266 29,919 (35,347) Total planning 585,768 585,768 547,224 (38,544) Community and economic development Personnel services 294,620 294,620 294,556 (64) Commodities 250 250 278 28 Other charges and services 71,352 93,252 83,805 (9,447) Total community and economic development 366,222 388,122 378,639 (9,483) Inspections Personnel services 973,050 973,050 953,734 (19,316) Commodities 13,792 13,792 10,321 (3,471) Other charges and services 239,111 269,111 267,498 (1,613) Total inspections 1,225,953 1,255,953 1,231,553 (24,400) (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2018 (97) Over (Under) Original Final Actual Final Budget Budgeted Amounts EXPENDITURES (CONTINUED) General government (continued) General government facilities Personnel services 353,190$ 365,090$ 365,109$ 19$ Commodities 26,243 26,243 23,582 (2,661) Other charges and services 178,529 178,529 175,768 (2,761) Total general government facilities 557,962 569,862 564,459 (5,403) Finance Personnel services 696,628 696,628 683,183 (13,445) Commodities 3,500 3,500 1,790 (1,710) Other charges and services 81,406 81,406 82,544 1,138 Capital Outlay - - 2,970 2,970 Total finance 781,534 781,534 770,487 (11,047) Information technology Personnel services 430,046 430,046 415,459 (14,587) Commodities 2,995 2,995 7,123 4,128 Other charges and services 240,195 240,195 225,477 (14,718) Total information systems 673,236 673,236 648,059 (25,177) Human resources Personnel services 387,122 387,122 390,679 3,557 Commodities 2,913 2,913 1,821 (1,092) Other charges and services 121,650 133,650 112,781 (20,869) Total human resources 511,685 523,685 505,281 (18,404) Insurance coverage Other charges and services 285,000 425,000 425,000 - Total general government 5,941,917 6,181,717 6,018,111 (163,606) Public safety Police Personnel services 8,800,126 8,995,126 8,796,961 (198,165) Commodities 396,022 396,022 403,432 7,410 Other charges and services 2,020,136 1,997,974 1,969,565 (28,409) Total police 11,216,284 11,389,122 11,169,958 (219,164) Fire Protection Personnel services 1,431,803 1,466,869 1,491,735 24,866 Commodities 151,407 151,407 131,060 (20,347) Other charges and services 271,917 271,917 268,819 (3,098) Total fire protection 1,855,127 1,890,193 1,891,614 1,421 Total public safety 13,071,411 13,279,315 13,061,572 (217,743) (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2018 (98) Over (Under) Original Final Actual Final Budget Budgeted Amounts EXPENDITURES (CONTINUED) Public Works Engineering Personnel services 745,625$ 745,625$ 729,391$ (16,234)$ Commodities 8,476 8,476 7,789 (687) Other charges and services 220,487 220,487 138,123 (82,364) Total engineering 974,588 974,588 875,303 (99,285) Operations and maintenance Personnel services 538,730 538,730 444,234 (94,496) Commodities 8,515 8,515 7,887 (628) Other charges and services 11,348 11,348 8,315 (3,033) Capital Outlay 28,559 28,559 28,752 193 Total operations and maintenance 587,152 587,152 489,188 (97,964) Street maintenance Personnel services 2,120,785 2,120,785 2,159,259 38,474 Commodities 722,838 891,838 948,359 56,521 Other charges and services 350,675 350,675 297,843 (52,832) Total street maintenance 3,194,298 3,363,298 3,405,461 42,163 Total public works 4,756,038 4,925,038 4,769,952 (155,086) Parks and recreation Park maintenance Personnel services 1,854,298 1,854,298 1,886,012 31,714 Commodities 291,804 291,804 295,558 3,754 Other charges and services 492,080 492,080 435,075 (57,005) Capital Outlay 5,800 5,800 3,327 (2,473) Total park maintenance 2,643,982 2,643,982 2,619,972 (24,010) Recreation Personnel services 399,504 399,504 401,685 2,181 Commodities 35,971 35,971 31,623 (4,348) Other charges and services 264,553 274,303 282,297 7,994 Total recreation 700,028 709,778 715,605 5,827 Heritage center Personnel services 64,261 64,261 59,716 (4,545) Commodities 12,578 12,578 7,145 (5,433) Other charges and services 52,710 52,710 52,736 26 Total heritage center 129,549 129,549 119,597 (9,952) Arts center Personnel services 281,985 281,985 289,168 7,183 Commodities 39,720 39,720 44,868 5,148 Other charges and services 185,165 193,165 212,852 19,687 Capital Outlay 3,500 3,500 3,934 434 Total arts center 510,370 518,370 550,822 32,452 Total parks and recreation 3,983,929 4,001,679 4,005,996 4,317 Total expenditures 27,753,295 28,387,749 27,855,631 (532,118) EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES (846,232) (1,191,970) 656,085 1,848,055 (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2018 (99) Over (Under) Original Final Actual Final Budget Budgeted Amounts OTHER FINANCE SOURCES (USES) Transfers In From: Special Revenue - Communications Fund 78,663$ 78,663$ 78,663$ -$ Enterprise - Liquor Fund 194,866 194,866 194,866 - Enterprise - Utility Fund 441,703 441,703 441,703 - Internal Service - Municipal Reserves Fund 50,000 50,000 50,000 - Transfers Out To: Special Revenue - Communications Fund (260,864) (260,864) (260,864) - Capital Projects - Building Fund (300,000) (322,162) (322,162) - Capital Projects - Trail Improvement Fund (100,000) (100,000) (100,000) - Capital Projects - Park Improvement Fund - (125,000) (125,000) - Capital Projects - Improvement Construction Fund - (151,200) (150,000) 1,200 Total Other Finance Sources (Uses)104,368 (193,994) (192,794) 1,200 NET CHANGE IN FUND BALANCES (741,864)$ (1,385,964)$ 463,291 1,849,255$ FUND BALANCES Beginning of Year 15,269,442 Change in Supplies - Inventory (36,291) End of Year 15,696,442$ CITY OF LAKEVILLE GENERAL FUND NOTES TO REQUIRED SUPPLEMENTARY INFORMATION DECEMBER 31, 2018 (100) A.Budgetary Information Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General Fund and Special Revenue Funds. Budgeted amounts are as originally adopted or as amended by the City Council. The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1.The City Administrator submits a proposed operating budget to the City Council. 2.Public hearings are conducted to obtain taxpayer comments. 3.Upon Council approval the budget is legally adopted and employs formal budgetary integration during the year. 4.Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. 5.The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the fund level for the General Fund and total expenditures for the Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for individual line items. 6.Budget appropriations of all funds lapse at year-end to the extent they were not encumbered. Encumbrances are re-appropriated in the following year’s budget. CITY OF LAKEVILLE PERA – GENERAL EMPLOYEES RETIREMENT FUND DECEMBER 31, 2018 (101) GERF Schedule of the City’s Proportionate Share of the Net Pension LiabilityLast Four Fiscal Years*6/30/2018 6/30/2017 6/30/2016 6/30/2015City’s Proportion of the Net Pension Liability0.1632% 0.1585% 0.1544% 0.1540%City’s Proportionate Share of the Net Pension Liability 9,053,667$ 10,118,535$ 12,536,514$ 7,981,079$ State's Proportionate Share of the Net Pension Liability Associated with the City297,059 127,203 - - Total9,350,726$ 10,245,738$ 12,536,514$ 7,981,079$ City’s Covered Payroll10,971,998$ 10,213,446$ 9,572,229$ 9,046,858$ City’s Proportionate Share of the Net Pension Liability as a Percentage of Its Covered Payroll82.52%99.07%130.97%88.22%Plan Fiduciary Net Position as a Percentage of the Total Pension Liability79.53%75.90%68.90%78.20%*The Amounts Presented for Each Fiscal Year were Determined as of 6/30.Measurement DateGERF Schedule of City ContributionsLast Four Fiscal Years*2018 2017 2016 2015Statutorily Required Contribution847,485$ 791,612$ 741,919$ 705,189$ Contributions in Relation to the Statutorily Required Contribution(847,485) (791,612) (741,919) (705,189) Contribution Deficiency (Excess)-$ -$ -$ -$ City’s Covered Payroll11,299,800$ 10,554,827$ 9,892,253$ 9,402,520$ Contributions as a Percentage of Covered Payroll7.50%7.50%7.50%7.50%*The Amounts Presented for Each Fiscal Year were Determined as of 12/31.Fiscal Year Ended December 31, Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2015 and is intended to show a ten-year trend. Additional years will be reported as they become available. CITY OF LAKEVILLE PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND DECEMBER 31, 2018 (102) PEPFF Schedule of the City’s Proportionate Share of the Net Pension LiabilityLast Four Fiscal Years*6/30/2018 6/30/2017 6/30/2016 6/30/2015City’s Proportion of the Net Pension Liability 0.5693% 0.5490% 0.5620% 0.5320%City’s Proportionate Share of the Net Pension Liability 6,068,152$ 7,412,153$ 22,554,038$ 6,044,765$ City’s Covered Payroll6,004,172$ 5,635,205$ 5,423,663$ 4,870,941$ City’s Proportionate Share of the Net Pension Liability as a Percentage of Its Covered Payroll 101.07% 131.53% 415.85% 124.10%Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 88.84% 85.40% 63.90% 86.60%* The Amounts Presented for Each Fiscal Year were Determined as of 6/30.Measurement DatePEPFF Schedule of City ContributionsLast Four Fiscal Years*2018 2017 2016 2015Statutorily Required Contribution999,032$ 942,349$ 904,571$ 845,144$ Contributions in Relation to the Statutorily Required Contribution(999,032) (942,349) (904,571) (845,144) Contribution Deficiency (Excess)-$ -$ -$ -$ City’s Covered Payroll6,166,864$ 5,816,969$ 5,583,772$ 5,216,938$ Contributions as a Percentage of Covered Payroll16.20%16.20%16.20%16.20%*The Amounts Presented for Each Fiscal Year were Determined as of 12/31.Fiscal Year Ended December 31, Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2015 and is intended to show a ten-year trend. Additional years will be reported as they become available. CITY OF LAKEVILLE NOTES TO THE REQUIRED SUPPLEMENTARY INFORMATION – STATE WIDE PLANS DECEMBER 31, 2018 (103) General Employees Fund 2018 Changes Changes in Actuarial Assumptions: The morality projection scale was changed from MP-2015 to MP-2017. The assumed benefit increase was changed from 1.00% per year through 2044 and 2.50% per year thereafter to 1.25% per year. 2017 Changes Changes in Plan Provisions: The State’s special funding contribution increased from $6 million to $16 million. Changes in Actuarial Assumptions: The Combined Service Annuity (CSA) loads were changed from 0.8% for active members and 60% for vested and nonvested deferred members. The revised CSA loads are now 0.0% for active member liability, 15.00% for vested deferred member liability, and 3.00% for nonvested deferred member liability. The assumed postretirement benefit increase rate was changed from 1.00% per year for all years to 1.00% per year through 2044 and 2.50% per year thereafter. 2016 Changes Changes in Actuarial Assumptions: The assumed postretirement benefit increase rate was changed from 1.00% per year through 2035 and 2.50% per year thereafter to 1.00% per year for all years. The assumed investment return was changed from 7.90% to 7.50%. The single discount rate was changed from 7.90% to 7.50%. Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. 2015 Changes Changes in Plan Provisions: On January 1, 2015, the Minneapolis Employees Retirement Fund was merged into the General Employees Fund, which increased the total pension liability by $1.1 billion and increased the fiduciary plan net position by $892 million. Upon consolidation, state and employer contributions were revised; the State’s contribution of $6 million, which meets the special funding situation definition, is due September 2015. Changes in Actuarial Assumptions: The assumed postretirement benefit increase rate was changed from 1.00% per year through 2030 and 2.50% per year thereafter to 1.00% per year through 2035 and 2.50% per year thereafter. Police and Fire Fund 2018 Changes Changes in Actuarial Assumptions: The morality projection scale was changed from MP-2016 to MP-2017. CITY OF LAKEVILLE NOTES TO THE REQUIRED SUPPLEMENTARY INFORMATION – STATE WIDE PLANS DECEMBER 31, 2018 (104) Police and Fire Fund (Continued) 2017 Changes Changes in Actuarial Assumptions: Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34% lower than the previous rates. Assumed rates of retirement were changed, resulting in fewer retirements. The Combined Service Annuity (CSA) load was 30% for vested and nonvested deferred members. The CSA has been changed to 33% for vested members and 2% for nonvested members. The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees. Assumed termination rates were decreased to 3.0% for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. Assumed percentage of married female members was decreased from 65% to 60%. Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. The assumed percentage of female members electing Joint and Survivor annuities was increased. The assumed postretirement benefit increase rate was changed from 1.00% for all years to 1.00% per year through 2064 and 2.50% thereafter. The Single Discount Rate was changed from 5.60% per annum to 7.50% per annum. 2016 Changes Changes in Actuarial Assumptions: The assumed postretirement benefit increase rate was changed from 1.00% per year through 2037 and 2.50% thereafter to 1.00% per year for all future years. The assumed investment return was changed from 7.90% to 7.50%. The single discount rate changed from 7.90% to 5.60%. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. 2015 Changes Changes in Plan Provisions: The postretirement benefit increase to be paid after attainment of the 90% funding threshold was changed, from inflation up to 2.50%, to a fixed rate of 2.50%. Changes in Actuarial Assumptions: The assumed postretirement benefit increase rate was changed from 1.00% per year through 2030 and 2.50% per year thereafter to 1.00% per year through 2037 and 2.50% per year thereafter. CITY OF LAKEVILLE NET PENSION LIABILITY (ASSET) AND RELATED RATIOS LAKEVILLE FIRE RELIEF ASSOCIATION DECEMBER 31, 2018 (105) 2018 2017 2016 2015 Total Pension Liability (TPL) Service Cost 255,975$ 231,712$ 270,846$ 223,785$ Interest 358,835 345,935 301,640 269,493 Differences Between Expected and Actual Experience (57,139) - (201,242) - Changes of Assumptions 94,736 38,230 (161,264)353,037 Changes of Benefit Terms 352,464 154,012 186,369 - Benefit Payments, Including Member Contribution Refunds (602,296) (276,622) (547,241) (210,816) Net Change in Total Pension Liability 402,575 493,267 (150,892) 635,499 Total Pension Liability - Beginning 5,171,382 4,678,115 4,829,007 4,193,508 Total Pension Liability - Ending (a)5,573,957 5,171,382 4,678,115 4,829,007 Plan Fiduciary Net Position Municipal Contributions - - - - State Contributions 367,701 351,635 348,276 338,889 Net Investment Income (314,875) 1,175,892 551,474 39,474 Benefit Payments, including refunds of member contributions (602,296) (276,622) (547,241) (210,816) Administrative Expenses (12,042) (11,579) (9,817) (11,292) Other - - - (40) Net Change in Fiduciary Net Position (561,512) 1,239,326 342,692 156,215 Fiduciary Net Position - Beginning 9,060,977 7,821,651 7,478,959 7,322,744 Fiduciary Net Position - Ending (b)8,499,465 9,060,977 7,821,651 7,478,959 Ending Net Pension Liability (Asset) (a-b)(2,925,508)$ (3,889,595)$ (3,143,536)$ (2,649,952)$ Plan Fiduciary Net Position as a Percentage of Total Pension Liability (b/a)152.49%175.21%167.20%154.88% Covered Payroll N/A N/A N/A N/A Net Pension Liability (Asset) as a Percentage of Covered Payroll N/A N/A N/A N/A *Ten Years of Data Will Eventually Be Presented When Available Schedule of Employer Contributions 2018 2017 2016 2015 Statutorily Required Contribution -$ -$ -$ -$ Contributions in Relation to the Statutorily Required Contribution - - - - Contribution Deficiency (Excess)-$ -$ -$ -$ *Ten Years of Data Will Eventually Be Presented When Available Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2015 and is intended to show a ten-year trend. Additional years will be reported as they become available. CITY OF LAKEVILLE SCHEDULE OF CHANGES IN THE CITY’S TOTAL OPEB LIABILITY AND RELATED RATIOS DECEMBER 31, 2018 (106) 2018 Total OPEB Liability Service Cost 48,551$ Interest 34,601 Changes of Benefit Terms - Difference Between Expected and Actual Experience - Changes of Assumptions - Benefit Payments (42,312) Net Change in Total OPEB Liability 40,840 Total OPEB Liability - Beginning 1,020,952 Total OPEB Liability - Ending 1,061,792$ Total OPEB Liability 1,061,792$ Plan Fiduciary Net Position as a Percentage of the Total OPEB Liability 0.00% Covered Employee Payroll 15,084,789$ City's Total OPEB Liability as a Percentage of the Covered Employee Payroll 7.04% Note: The City implemented GASB Statement No. 75 in fiscal 2018. The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2018 and is intended to show a ten-year trend. Additional years will be reported as they become available. Valuation date:January 1, 2017 Measurement date:January 1, 2018 Methods and assumptions used to determine the contribution rates: Actuarial cost method Entry age Amortization method Level percentage of payroll, closed Amortization period Average of expected remaining service on a closed basis for differences between expected and actual experience and assumption changes. Inflation 2.50% Healthcare cost trend rate 6.25% for 2018, decreasing to 5.00% over 5 years Salary increases 3.00% Discount rate 3.30% (20-year municipal bond yield) Mortality RP-2014 White Collar Mortality Tables with MP-2016 Generational Improvement Scale (with Blue Collar adjustment for Police and Fire Personnel) COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES This page intentionally left blank. (107) NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds - These funds are used to account for revenues and expenditures that have a legally restricted or committed use for a specific purpose. Communications Fund This fund accounts for franchise fees from cable TV provider operations. Expenditures and other financing uses are used to finance the City’s cable TV channels and public communications, including long-term replacement of equipment. Economic Development Fund This fund accounts for a $125,000 Economic Recovery Grant received from the State of Minnesota Department of Trade and Economic Development in 1995. The grant purpose is to provide loans to businesses expanding in or locating to Lakeville. The fund also accounts for administrative fees received from the issuance of conduit debt. Downtown Special Service District Fund The Downtown Special Service District was created in 1998 pursuant to Minnesota Statute 428A. A service charge, payable with property taxes, is levied against the commercial properties in the Downtown Business District for the purpose of financing budgeted programs and activities within the District. Debt Service Funds – These funds account for the accumulation of resources that are restricted to the payment of long-term debt principal and interest, but excluding debt issued for and serviced by an enterprise fund. Tax Increment Fund Debt issued to finance construction of public improvements in accordance with approved tax increment plans. Property tax increments received from designated tax increment financing districts are pledged to the payment of the bonds. State-aid Revenue Fund Debt issued to finance construction of State-aid street projects within the City. The primary revenue source is municipal state aid allotments from the State of Minnesota Department of Transportation. Water Revenue Fund Debt issued to finance the construction of wells, pump houses, towers, water main systems, and the City’s water treatment facility. Water connection fees are pledged toward the repayment of the principal and interest on these bonds. Arena Revenue Fund Debt issued for the construction of the Lakeville Ames Ice Arena first and second sheet of ice, spectator seating and locker rooms. Revenue sources include donations from net operating ice arena revenues and other sources pledged to the payment of the bonds. The Ice Center Refunding Bonds, Series 2008 A and the 2005 Capital Dehumidification Lease-Purchase agreement are general obligations that are backed by the full-faith and credit of the City. The Gross Revenue Recreation Facility Bonds of 1999 are not general obligations and, accordingly, are not backed by the full-faith and credit of the City. (continued) (108) NONMAJOR GOVERNMENTAL FUNDS Debt Service Funds (continued) HRA Revenue Fund The HRA also issued the HRA Ice Arena Lease Revenue Bonds, Series 2006 for the Hasse single sheet ice arena facility. Debt service will be payable from property taxes and lease payments to be made to the City pursuant to the lease agreement between the Authority and Independent School District 194. These HRA bonds are not general obligations and accordingly are not backed by the full-faith and credit of the City. Capital Projects Funds – These funds account for financial resources used in the acquisition of capital facilities, equipment, and infrastructure (except those financed by enterprise funds). Pavement Management Fund This fund accounts for pavement management activities relating to crack sealing, patching, seal coating and overlays. These major maintenance projects are financed with property taxes. Storm Water Infrastructure Fund This fund accounts for fees and area charges to land developers for construction of storm water infrastructure. Water Fund This fund accounts for revenues derived primarily from connection charges collected at the time building permits are issued and antenna site leases with wireless communications companies. Funds are appropriated towards construction costs of water supply lines, wells and water storage facilities, and provide the debt service to bonds issued to finance the construction of the City’s water treatment facility and other trunk infrastructure improvements. Sanitary Sewer Fund This fund accounts for sewer connection and area fees charged to land developers for connecting to the City’s sanitary sewer system, appropriations are applied to the construction of sanitary sewer trunk systems. Park Dedication Fund This fund accounts for park dedication fees received from land developers. The expenditures consist of acquiring and developing City parks and trails. Trail Improvement Fund This fund accounts for the long-term maintenance, repairs, and replacement of City trails. Park Improvement Fund This fund accounts for the long-term maintenance, repairs, and replacement of City parks. Tax Increment Fund This fund accounts for revenue received from tax increment property districts that does not require debt financing. The expenditures are for current and future development of tax increment property. Tax Abatement Fund This fund accounts for economic development assistance provided to local businesses. The expenditures are for current and future economic development incentives. Equipment Fund This fund accounts for the purchase of equipment for general government, public safety, public works, and park maintenance. CITY OF LAKEVILLE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS DECEMBER 31, 2018 (109) Special Debt Capital Revenue Service Projects Totals ASSETS Cash and investments 809,273$ 4,716,220$ 32,695,469$ 38,220,962$ Investments held by trustee - 617,567 - 617,567 Receivables: Interest receivable 2,434 28,973 189,292 220,699 Special assessments Unremitted 123 - 723 846 Delinquent - - 909 909 Deferred - - 132,314 132,314 Other - - 143,851 143,851 Accounts receivable 191,944 - 474,180 666,124 Leases receivable - 2,255,000 - 2,255,000 Prepaid Items 11,630 - - 11,630 Total Assets 1,015,404$ 7,617,760$ 33,636,738$ 42,269,902$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCE LIABILITIES Salaries payable 16,355$ -$ -$ 16,355$ Accounts payable 8,632 - 1,044,861 1,053,493 Advances from other funds - - 415,811 415,811 Contracts payable - - 290,011 290,011 Interest payable - 225 - 225 Deposits payable - - 111,975 111,975 Unearned revenue - - 4,933 4,933 Total Liabilities 24,987 225 1,867,591 1,892,803 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - special assessments - - 277,074 277,074 Unavailable revenue - other - 2,255,000 - 2,255,000 Total Deferred Inflows of Resources - 2,255,000 277,074 2,532,074 FUND BALANCE Nonspendable 11,630 - - 11,630 Restricted 70,536 5,362,535 4,437,370 9,870,441 Committed 908,251 - 27,470,280 28,378,531 Unassigned - - (415,577) (415,577) Total Fund Balance 990,417 5,362,535 31,492,073 37,845,025 Total Liabilities, Deferred Inflows of Resources, and Fund Balance 1,015,404$ 7,617,760$ 33,636,738$ 42,269,902$ CITY OF LAKEVILLE COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2018 (110) Special Debt Capital Revenue Service Projects Totals REVENUE Property taxes: Current and delinquent -$ 292,500$ 2,002,750$ 2,295,250$ Licenses and permits 691,326 - - 691,326 Special assessments - - 38,508 38,508 Tax increment - 425,421 147,846 573,267 Intergovernmental revenue: State-aid PERA 516 - - 516 Municipal state-aid - 1,176,682 119,999 1,296,681 County and local grants - - 761,807 761,807 Charges for services 74,378 381,126 7,454,616 7,910,120 Interest income 12,728 86,947 686,573 786,248 Change in fair value of investments (4,550) (28,003) (243,570) (276,123) Donations - 142,500 62,560 205,060 Miscellaneous - -24,916 24,916 Total Revenue 774,398 2,477,173 11,056,005 14,307,576 EXPENDITURES Current: General government 638,713 - - 638,713 Capital Outlay: General government 57,655 - 617,812 675,467 Public safety - - 952,146 952,146 Public works - - 4,257,927 4,257,927 Culture and recreation - - 2,806,656 2,806,656 Debt Service: Principal retirement - 2,065,000 - 2,065,000 Interest on debt - 810,226 - 810,226 Fiscal charges 10,954 - 10,954 Total Expenditures 696,368 2,886,180 8,634,541 12,217,089 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES 78,030 (409,007) 2,421,464 2,090,487 OTHER FINANCE SOURCES (USES) Proceeds from the sale of capital assets - 266,436 264,236 530,672 Transfers in from other funds 428,437 774,769 1,398,616 2,601,822 Transfers out to other funds (185,213) -(2,770,266) (2,955,479) Total Other Finance Sources (Uses)243,224 1,041,205 (1,107,414) 177,015 NET CHANGE IN FUND BALANCES 321,254 632,198 1,314,050 2,267,502 FUND BALANCES Beginning of Year 669,163 4,730,337 30,178,023 35,577,523 End of Year 990,417$ 5,362,535$ 31,492,073$ 37,845,025$ CITY OF LAKEVILLE SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2018 (111) Downtown Economic Special Communications Development Service District Totals ASSETS Cash and investments 750,056$ 20,844$ 38,373$ 809,273$ Interest receivable 2,148 286 - 2,434 Accounts receivable 191,944 - - 191,944 Special assessments Unremitted - - 123 123 Prepaid Items 11,630 - - 11,630 Total Assets 955,778$ 21,130$ 38,496$ 1,015,404$ LIABILITIES AND FUND BALANCE LIABILITIES Salaries payable 16,355$ -$ -$ 16,355$ Accounts payable 8,632 - - 8,632 Total Liabilities 24,987 - - 24,987 FUND BALANCE Nonspendable 11,630 - - 11,630 Restricted 32,040 - 38,496 70,536 Committed 887,121 21,130 - 908,251 Total Fund Balance 930,791 21,130 38,496 990,417 Total Liabilities and Fund Balance 955,778$ 21,130$ 38,496$ 1,015,404$ CITY OF LAKEVILLE SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2018 (112) Downtown Economic Special Communications Development Service District Totals REVENUE Licenses and permits 691,326$ -$ -$691,326$ Intergovernmental State-aid PERA 516 - -516 Charges for services 61,193 (600)13,785 74,378 Interest income 12,187 541 - 12,728 Change in fair value of investments (4,357) (193) -(4,550) Total revenue 760,865 (252)13,785 774,398 EXPENDITURES Current: General government 618,818 9,900 9,995 638,713 Capital outlay General government 57,655 - - 57,655 Total expenditures 676,473 9,900 9,995 696,368 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES 84,392 (10,152) 3,790 78,030 OTHER FINANCE SOURCES (USES) Transfers In 428,437 - - 428,437 Transfers Out (185,213) - -(185,213) Total other finance sources (uses)243,224 - - 243,224 NET CHANGE IN FUND BALANCES 327,616 (10,152) 3,790 321,254 FUND BALANCES Beginning of Year 603,175 31,282 34,706 669,163 End of Year 930,791$ 21,130$ 38,496$ 990,417$ CITY OF LAKEVILLE DEBT SERVICE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2018 (113) Tax State-aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total ASSETS Cash and Investments 3,198,377$ 856,068$ -$ 184,842$ 476,933$ 4,716,220$ Investments held by trustee - - - -617,567 617,567 Interest receivable 21,615 5,787 - 941 630 28,973 Leases Receivable - - - -2,255,000 2,255,000 Total Assets 3,219,992$ 861,855$ -$ 185,783$ 3,350,130$ 7,617,760$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCE LIABILITIES Interest payable 225$ -$ -$ -$-$225$ DEFERRED INFLOWS OF RESOURCES Unavailable revenue - leases - - - - 2,255,000 2,255,000 FUND BALANCE Restricted for debt service 3,219,767 861,855 - 185,783 1,095,130 5,362,535 Total Liabilities, Deferred Inflows of Resources, and Fund Balance 3,219,992$ 861,855$ -$ 185,783$ 3,350,130$ 7,617,760$ Bonds This page intentionally left blank. CITY OF LAKEVILLE DEBT SERVICE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2018 (114) Tax State-aid Water Arena HRA Increment Revenue Revenue Revenue Revenue Total REVENUE Property taxes Current and delinquent -$ -$ -$ -$ 292,500$ 292,500$ Tax increment 425,421 - - - - 425,421 Intergovernmental - State-aid - 1,176,682 - - - 1,176,682 Charges for services - - - 88,626 292,500 381,126 Interest Income 57,594 14,197 - 3,772 11,384 86,947 Change in Fair Value of Investments (20,591) (5,075) - (1,349) (988) (28,003) Donations - - - 142,500 - 142,500 Total revenues 462,424 1,185,804 - 233,549 595,396 2,477,173 EXPENDITURES Debt Service: Principal bond maturities 230,000 970,000 345,000 165,000 355,000 2,065,000 Interest on debt 46,161 205,932 267,075 18,090 272,968 810,226 Fiscal charges 3,109 3,871 608 158 3,208 10,954 Total expenditures 279,270 1,179,803 612,683 183,248 631,176 2,886,180 DEFICIENCY OF REVENUE UNDER EXPENDITURES 183,154 6,001 (612,683) 50,301 (35,780) (409,007) OTHER FINANCE SOURCES Proceeds from sale of property 266,436 - - - - 266,436 Transfers from (to): Capital Projects - Municipal State-Aid - 115,918 - - - 115,918 Capital Projects - Water Fund - - 612,683 - - 612,683 Enterprise - Liquor Fund - - - - 46,168 46,168 Total other finance sources (uses) 266,436 115,918 612,683 - 46,168 1,041,205 NET CHANGE IN FUND BALANCES 449,590 121,919 - 50,301 10,388 632,198 FUND BALANCES Beginning of Year 2,770,177 739,936 - 135,482 1,084,742 4,730,337 End of Year 3,219,767$ 861,855$ -$ 185,783$ 1,095,130$ 5,362,535$ Bonds CITY OF LAKEVILLE CAPITAL PROJECTS FUND (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2018 (115) Pavement Storm Water Sanitary Management Infrastructure Water Sewer ASSETS Cash and investments 1,427,820$ 7,693,510$ 8,956,144$ 7,920,708$ Interest receivable 8,143 46,175 40,510 43,176 Accounts receivable 466,751 -- - Special assessments Unremitted -108 372 243 Delinquent 445 -284 180 Deferred -1,038 85,546 45,730 Other -62,732 21,511 59,608 Total Assets 1,903,159$ 7,803,563$ 9,104,367$ 8,069,645$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCE LIABILITIES Accounts payable 575,574$ 22,218$ 337,397$ 343$ Advances from other funds --- - Contracts payable 36,847 -222,051 - Deposits payable --- 111,975 Unearned revenue --- - Total liabilities 612,421 22,218 559,448 112,318 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - special assessments 445 63,770 107,341 105,518 FUND BALANCE Restricted --- - Committed 1,290,293 7,717,575 8,437,578 7,851,809 Unassigned --- - Total fund balance 1,290,293 7,717,575 8,437,578 7,851,809 Total liabilities, deferred inflows of resources, and fund balance 1,903,159$ 7,803,563$ 9,104,367$ 8,069,645$ (116) Park Trail Park Tax Tax Dedication Improvement Improvement Increment Abatement Equipment Totals 4,436,345$ 1,058,593$ 149,504$ 97,219$ -$955,626$ 32,695,469$ 29,647 4,414 642 327 234 16,024 189,292 ---- -7,429 474,180 ---- -- 723 ---- -- 909 ---- -- 132,314 ---- -- 143,851 4,465,992$ 1,063,007$ 150,146$ 97,546$ 234$ 979,079$ 33,636,738$ 39,081$ 274$ -$69,974$ -$-$1,044,861$ ---- 415,811 -415,811 12,180 --- -18,933 290,011 ---- -- 111,975 4,933 --- --4,933 56,194 274 - 69,974 415,811 18,933 1,867,591 ---- -- 277,074 4,409,798 -- 27,572 -- 4,437,370 -1,062,733 150,146 - - 960,146 27,470,280 ---- (415,577) -(415,577) 4,409,798 1,062,733 150,146 27,572 (415,577) 960,146 31,492,073 4,465,992$ 1,063,007$ 150,146$ 97,546$ 234$ 979,079$ 33,636,738$ CITY OF LAKEVILLE CAPITAL PROJECTS FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2018 (117) Pavement Storm Water Sanitary Management Infrastructure Water Sewer REVENUE Property taxes Current 1,191,550$ -$-$-$ Tax increment ---- Intergovernmental Municipal state-aid 119,999 --- County and local grants 574,554 182,253 -- Charges for services -2,047,709 2,651,426 869,804 Special assessments 3,311 212 13,764 21,170 Interest income 22,431 168,388 184,078 159,959 Change in fair value of investments (8,020) (60,203) (63,916) (57,190) Donations ---- Miscellaneous ---- Total revenues 1,903,825 2,338,359 2,785,352 993,743 EXPENDITURES Capital Outlay: General government ---- Public safety ---- Public works 1,351,377 712,583 1,598,936 26,854 Parks and recreation ---- Total expenditures 1,351,377 712,583 1,598,936 26,854 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES 552,448 1,625,776 1,186,416 966,889 OTHER FINANCE SOURCES (USES) Proceeds from the Sale of Capital Assets ---- Transfers from (to): General Fund ---- Debt Service - Special Assessment Supported --(114,000) - Debt Service - Water Revenue Bonds --(612,683) - Capital Projects - State Aid Construction (117,011) (1,019,166) -- Capital Projects - Pavement Management Fund ---- Capital Projects - Park Dedication Fund ---- Capital Projects - Trail Improvement Fund ---- Capital Projects - Equipment Fund (85,000) --- Enterprise - Liquor Fund ---- Enterprise - Utility Fund -(57,906)-- Total other finance sources (uses)(202,011) (1,077,072) (726,683) - NET CHANGE IN FUND BALANCE 350,437 548,704 459,733 966,889 FUND BALANCES Beginning of Year 939,856 7,168,871 7,977,845 6,884,920 End of Year 1,290,293$ 7,717,575$ 8,437,578$ 7,851,809$ (118) Park Trail Park Tax Tax Dedication Improvement Improvement Increment Abatement Equipment Totals -$111,200$ 175,000$ -$-$525,000$ 2,002,750$ ---147,846 --147,846 ------ 119,999 5,000 -----761,807 1,873,677 -- 12,000 -- 7,454,616 51 -----38,508 101,596 14,374 160 604 - 34,983 686,573 (36,323) (5,139) (57)(215)- (12,507)(243,570) 51,827 ---- 10,733 62,560 -- 24,916 --- 24,916 1,995,828 120,435 200,019 160,235 -558,209 11,056,005 ---151,557 13,126 453,129 617,812 -----952,146 952,146 -----568,177 4,257,927 2,085,837 271,840 183,715 --265,264 2,806,656 2,085,837 271,840 183,715 151,557 13,126 2,238,716 8,634,541 (90,009) (151,405) 16,304 8,678 (13,126) (1,680,507) 2,421,464 -----264,236 264,236 -100,000 125,000 --- 225,000 ------ (114,000) ------ (612,683) ------ (1,136,177) ----- 85,000 85,000 -764,500 ----764,500 (764,500) -----(764,500) ------ (85,000) -----250,000 250,000 ----- 74,116 16,210 (764,500) 864,500 125,000 --673,352 (1,107,414) (854,509) 713,095 141,304 8,678 (13,126) (1,007,155) 1,314,050 5,264,307 349,638 8,842 18,894 (402,451) 1,967,301 30,178,023 4,409,798$ 1,062,733$ 150,146$ 27,572$ (415,577)$ 960,146$ 31,492,073$ CITY OF LAKEVILLE COMMUNICATIONS – SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2018 (119) Over (Under) Original Final Actual Final Budget REVENUES Licenses and permits 688,473$ 688,473$ 691,326$ 2,853$ Intergovernmental State-aid PERA 516 516 516 - Charges for services 60,858 82,865 61,193 (21,672) Interest income 3,155 3,155 12,187 9,032 Change in fair value of investments - - (4,357) (4,357) Total revenues 753,002 775,009 760,865 (14,144) EXPENDITURES - GENERAL GOVERNMENT Current: Personnel 446,728 446,728 430,519 (16,209) Commodities 9,279 9,279 8,308 (971) Other charges and services 488,930 583,503 179,991 (403,512) Capital outlay 51,350 51,350 57,655 6,305 Total expenditures - general government 996,287 1,090,860 676,473 (414,387) EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (243,285) (315,851) 84,392 400,243 OTHER FINANCING SOURCES (USES) Transfers in from: General Fund 260,864 260,864 260,864 - Liquor Funds 100,661 136,396 130,049 (6,347) Utility Funds 68,460 68,460 37,524 (30,936) Transfers out to: General Fund (78,663) (78,663) (78,663) - Capital Projects Funds (175,000) (175,000) (106,550) 68,450 Total other finance sources (uses) 176,322 212,057 243,224 31,167 NET CHANGE IN FUND BALANCE (66,963)$ (103,794)$ 327,616 431,410$ FUND BALANCES Beginning of year 603,175 End of year 930,791$ Budgeted Amounts CITY OF LAKEVILLE ECONOMIC DEVELOPMENT – SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2018 (120) Over (Under) Original Final Actual Final Budget REVENUES Charges for services 2,500$ 2,500$ (600)$ (3,100)$ Interest income 265 265 541 276 Change in fair value of investments - - (193) (193) Total revenues 2,765 2,765 (252) (3,017) EXPENDITURES - GENERAL GOVERNMENT Current: Other charges and services 13,000 13,000 9,900 (3,100) NET CHANGE IN FUND BALANCE (10,235)$ (10,235)$ (10,152) 83$ FUND BALANCE Beginning of year 31,282 End of year 21,130$ Budgeted Amounts CITY OF LAKEVILLE DOWNTOWN SPECIAL SERVICE DISTRICT – SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2018 (121) Over (Under) Original Final Actual Final Budget REVENUES Charges for services 13,750$ 13,750$ 13,785$ 35$ EXPENDITURES - GENERAL GOVERNMENT Current: Personnel 10,000 10,000 173 (9,827) Other charges and services 22,680 22,680 9,822 (12,858) Total expenditures - general government 32,680 32,680 9,995 (22,685) NET CHANGE IN FUND BALANCE (18,930)$ (18,930)$ 3,790 22,720$ FUND BALANCE Beginning of year 34,706 End of year 38,496$ Budgeted Amounts (122) AGENCY FUNDS Agency Fund – The Agency Fund is used to account for assets held by the City as an agent for other City funds, governments, and individuals. Escrow Fund This fund accounts for deposits paid by land developers, builders, and other individuals for future disbursements. The disbursements relating to these events will be made when specific terms and conditions have been satisfied. This page intentionally left blank. CITY OF LAKEVILLE AGENCY FUND STATEMENT OF CHANGES IN ASSETS AND LIABILITIES YEAR ENDED DECEMBER 31, 2018 (123) Beginning Ending Balance Increases Decreases Balance ASSETS Cash and Investments 9,764,702$ 4,674,848$ 2,902,329$ 11,537,221$ LIABILITIES Deposits Payable 9,762,740$ 4,674,672$ 2,900,367$ 11,537,045$ Accounts Payable 1,962 176 1,962 176 Total Liabilities 9,764,702$ 4,674,848$ 2,902,329$ 11,537,221$ Escrow This page intentionally left blank. SUPPLEMENTARY INFORMATION This page intentionally left blank. CITY OF LAKEVILLE SCHEDULE OF CHANGES IN BONDED INDEBTEDNESS YEAR ENDED DECEMBER 31, 2018 (124) Outstanding Outstanding January 1 Issued Redeemed December 31 Governmental Activities: General obligation bonds 38,855,000$ 3,115,000$ 7,415,000$ 34,555,000$ G.O. improvement bonds 52,220,000 7,690,000 3,260,000 56,650,000 Tax increment bonds 1,240,000 -230,000 1,010,000 State-aid street revenue bonds 6,205,000 -970,000 5,235,000 G.O. water revenue bonds 7,940,000 -345,000 7,595,000 Arena revenue bonds 335,000 -165,000 170,000 HRA lease revenue bonds 6,795,000 -355,000 6,440,000 Total governmental activity bonds 113,590,000 10,805,000 12,740,000 111,655,000 Business-type Activities: Liquor revenue bonds 2,255,000 - -2,255,000 Water revenue bonds 6,910,000 445,000 325,000 7,030,000 Sewer revenue bonds 495,000 - -495,000 Street light revenue bonds 335,000 55,000 -390,000 Total business-type activity bonds 9,995,000 500,000 325,000 10,170,000 Total bonded indebtedness 123,585,000$ 11,305,000$ 13,065,000$ 121,825,000$ CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (125) Issue Interest Annual Date Rate Date Amount Interest General Obligation Bonds: Capital Improvement Refunding Bonds of 2012 B 8/15/12 (Central Maintenance Facility) Principal and interest 4.00 2/1/19 635,000$ 342,650$ Principal and interest 4.00 2/1/20 670,000 316,550 Principal and interest 4.00 2/1/21 750,000 288,150 Principal and interest (call provision date) 3.00 2/1/22 770,000 261,600 Principal and interest 3.00 2/1/23 810,000 237,900 Principal and interest 3.00 2/1/24 865,000 212,775 Principal and interest 3.00 2/1/25 930,000 185,850 Principal and interest 3.00 2/1/26 1,040,000 156,300 Principal and interest 3.00 2/1/27 1,070,000 124,650 Principal and interest 3.00 2/1/28 1,125,000 91,725 Principal and interest 3.00 2/1/29 1,200,000 56,850 Principal and interest 3.00 2/1/30 1,295,000 19,425 Total 11,160,000 2,294,425 Capital Improvement Refunding Bonds of 2014 B 8/20/14 Principal and interest 5.00 2/1/19 580,000 401,613 Principal and interest 5.00 2/1/20 605,000 371,988 Principal and interest 1.75 2/1/21 635,000 351,306 Principal and interest 5.00 2/1/22 640,000 329,750 Principal and interest 5.00 2/1/23 670,000 297,000 Principal and interest (call provision date) 5.00 2/1/24 700,000 262,750 Principal and interest 4.00 2/1/25 735,000 230,550 Principal and interest 4.00 2/1/26 765,000 200,550 Principal and interest 4.00 2/1/27 790,000 169,450 Principal and interest 4.00 2/1/28 815,000 139,388 Principal and interest 3.50 2/1/29 845,000 110,338 Principal and interest 3.50 2/1/30 875,000 80,238 Principal and interest 3.50 2/1/31 910,000 49,000 Principal and interest 3.50 2/1/32 945,000 16,538 Total 10,510,000 3,010,459 Street Reconstruction Refunding Bonds of 2012 B 8/15/12 Principal and interest 4.00 2/1/19 765,000 216,050 Principal and interest 4.00 2/1/20 805,000 184,650 Principal and interest 4.00 2/1/21 835,000 151,850 Principal and interest (call provision date) 3.00 2/1/22 850,000 122,400 Principal and interest 3.00 2/1/23 880,000 96,450 Principal and interest 3.00 2/1/24 905,000 69,675 Principal and interest 3.00 2/1/25 935,000 42,075 Principal and interest 3.00 2/1/26 935,000 14,025 Total 6,910,000 897,175 Principal Maturity (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (126) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity Street Reconstruction Refunding Bonds of 2014 B 8/20/14 Principal and interest 5.00 2/1/19 140,000$ 54,113$ Principal and interest 5.00 2/1/20 145,000 46,988 Principal and interest 1.75 2/1/21 155,000 42,006 Principal and interest 5.00 2/1/22 160,000 36,650 Principal and interest 5.00 2/1/23 170,000 28,400 Principal and interest (call provision date)5.00 2/1/24 175,000 19,775 Principal and interest 4.00 2/1/25 190,000 11,600 Principal and interest 4.00 2/1/26 195,000 3,900 Total 1,330,000 243,432 Street Reconstruction Bonds of 2017 A 9/8/2017 Principal and interest 5.00 2/1/19 100,000 66,500 Principal and interest 5.00 2/1/20 130,000 60,750 Principal and interest 5.00 2/1/21 135,000 54,125 Principal and interest 5.00 2/1/22 140,000 47,250 Principal and interest 5.00 2/1/23 150,000 40,000 Principal and interest 5.00 2/1/24 155,000 32,375 Principal and interest 5.00 2/1/25 170,000 24,250 Principal and interest (call provision date)5.00 2/1/26 175,000 15,625 Principal and interest 3.00 2/1/27 185,000 8,475 Principal and interest 3.00 2/1/28 190,000 2,850 Total 1,530,000 352,200 Street Reconstruction Refunding Bonds of 2018 B 8/16/18 Principal and interest 3.00 2/1/19 225,000 110,379 Principal and interest 3.00 2/1/20 220,000 108,650 Principal and interest 3.00 2/1/21 230,000 101,900 Principal and interest 3.00 2/1/22 230,000 95,000 Principal and interest 3.00 2/1/23 240,000 87,950 Principal and interest 3.00 2/1/24 250,000 80,600 Principal and interest 5.00 2/1/25 255,000 70,475 Principal and interest 5.00 2/1/26 270,000 57,350 Principal and Interest (call provision date)5.00 2/1/27 280,000 43,600 Principal and interest 4.00 2/1/28 295,000 30,700 Principal and interest 4.00 2/1/29 305,000 18,700 Principal and interest 4.00 2/1/30 315,000 6,300 Total 3,115,000 811,604 Total General Obligation Bonds 34,555,000$ 7,609,295$ (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (127) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds: Improvement Bonds of 2008 A 10/1/08 Principal and interest 3.75 2/1/19 30,000$ 563$ Total 30,000 563 Improvement Refunding Bonds of 2009 B 12/30/09 Principal and interest 3.00 2/1/19 360,000 10,050 Principal and interest 3.00 2/1/20 155,000 2,325 Total 515,000 12,375 Improvement Bonds of 2011 A 12/1/11 Principal and interest 1.90 2/1/19 190,000 25,963 Principal and interest 2.10 2/1/20 190,000 22,163 Principal and interest (call provision date)2.25 2/1/21 195,000 17,974 Principal and interest 2.60 2/1/22 50,000 15,130 Principal and interest 2.60 2/1/23 50,000 13,830 Principal and interest 3.10 2/1/24 50,000 12,530 Principal and interest 3.10 2/1/25 45,000 11,183 Principal and interest 3.10 2/1/26 45,000 9,788 Principal and interest 3.10 2/1/27 45,000 8,393 Principal and interest 3.50 2/1/28 45,000 6,998 Principal and interest 3.50 2/1/29 45,000 5,513 Principal and interest 3.50 2/1/30 45,000 3,938 Principal and interest 3.50 2/1/31 45,000 2,363 Principal and interest 3.50 2/1/32 45,000 788 Total 1,085,000 156,554 Improvement Bonds of 2012 A 8/15/12 Principal and interest 3.00 2/1/19 550,000 121,825 Principal and interest 3.00 2/1/20 555,000 105,250 Principal and interest 3.00 2/1/21 565,000 88,450 Principal and interest (call provision date)3.00 2/1/22 565,000 71,500 Principal and interest 4.00 2/1/23 575,000 51,525 Principal and interest 4.00 2/1/24 135,000 37,325 Principal and interest 3.00 2/1/25 130,000 32,675 Principal and interest 3.00 2/1/26 130,000 28,775 Principal and interest 3.00 2/1/27 130,000 24,875 Principal and interest 3.00 2/1/28 130,000 20,975 Principal and interest 3.00 2/1/29 130,000 17,075 Principal and interest 3.00 2/1/30 125,000 13,250 Principal and interest 3.00 2/1/31 125,000 9,500 Principal and interest 3.00 2/1/32 125,000 5,750 Principal and interest 3.10 2/1/33 125,000 1,938 Total 4,095,000 630,688 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (128) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds (continued): Improvement Bonds of 2013 A 8/15/13 Principal and interest 2.00 2/1/19 370,000$ 89,250$ Principal and interest 2.00 2/1/20 375,000 81,800 Principal and interest 2.25 2/1/21 380,000 73,775 Principal and interest 2.50 2/1/22 380,000 64,750 Principal and interest (call provision date)2.75 2/1/23 385,000 54,706 Principal and interest 2.75 2/1/24 395,000 43,981 Principal and interest 3.50 2/1/25 100,000 36,800 Principal and interest 3.50 2/1/26 100,000 33,300 Principal and interest 3.50 2/1/27 100,000 29,800 Principal and interest 3.75 2/1/28 100,000 26,175 Principal and interest 3.75 2/1/29 100,000 22,425 Principal and interest 3.75 2/1/30 100,000 18,675 Principal and interest 4.00 2/1/31 105,000 14,700 Principal and interest 4.00 2/1/32 105,000 10,500 Principal and interest 4.00 2/1/33 105,000 6,300 Principal and interest 4.00 2/1/34 105,000 2,100 Total 3,305,000 609,037 Improvement Bonds of 2014 A 8/20/14 Principal and interest 2.00 2/1/19 705,000 215,975 Principal and interest 3.00 2/1/20 710,000 198,275 Principal and interest 3.00 2/1/21 730,000 176,675 Principal and interest 4.00 2/1/22 745,000 150,825 Principal and interest 4.00 2/1/23 775,000 120,425 Principal and interest (call provision date)4.00 2/1/24 800,000 88,925 Principal and interest 4.00 2/1/25 825,000 56,425 Principal and interest 3.00 2/1/26 120,000 38,125 Principal and interest 3.00 2/1/27 120,000 34,525 Principal and interest 3.50 2/1/28 120,000 30,625 Principal and interest 3.50 2/1/29 120,000 26,425 Principal and interest 3.50 2/1/30 120,000 22,225 Principal and interest 3.50 2/1/31 115,000 18,113 Principal and interest 3.50 2/1/32 115,000 14,088 Principal and interest 3.50 2/1/33 115,000 10,063 Principal and interest 3.50 2/1/34 115,000 6,038 Principal and interest 3.50 2/1/35 115,000 2,013 Total 6,465,000 1,209,765 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (129) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds (continued): Improvement Bonds of 2015 A 8/20/15 Principal and interest 1.75 2/1/19 510,000$ 394,350$ Principal and interest 1.75 2/1/20 505,000 385,469 Principal and interest 5.00 2/1/21 510,000 368,300 Principal and interest 5.00 2/1/22 530,000 342,300 Principal and interest 5.00 2/1/23 545,000 315,425 Principal and interest 2.50 2/1/24 570,000 294,675 Principal and interest (call provision date)5.00 2/1/25 580,000 273,050 Principal and interest 5.00 2/1/26 605,000 243,425 Principal and interest 4.00 2/1/27 580,000 216,700 Principal and interest 4.00 2/1/28 590,000 193,300 Principal and interest 3.00 2/1/29 610,000 172,350 Principal and interest 3.13 2/1/30 630,000 153,356 Principal and interest 3.25 2/1/31 640,000 133,113 Principal and interest 3.38 2/1/32 655,000 111,659 Principal and interest 3.38 2/1/33 675,000 89,216 Principal and interest 3.50 2/1/34 690,000 65,750 Principal and interest 3.50 2/1/35 705,000 41,338 Principal and interest 4.00 2/1/36 725,000 14,500 Total 10,855,000 3,808,276 Improvement Bonds of 2016 B 7/21/16 Principal and interest 5.00 2/1/19 640,000 482,594 Principal and interest 5.00 2/1/20 825,000 445,969 Principal and interest 1.50 2/1/21 855,000 418,931 Principal and interest 2.00 2/1/22 855,000 403,969 Principal and interest 5.00 2/1/23 860,000 373,919 Principal and interest 5.00 2/1/24 890,000 330,169 Principal and interest (call provision date)5.00 2/1/25 920,000 284,919 Principal and interest 3.00 2/1/26 950,000 247,669 Principal and interest 2.00 2/1/27 970,000 223,719 Principal and interest 2.00 2/1/28 970,000 204,319 Principal and interest 3.00 2/1/29 980,000 179,919 Principal and interest 3.00 2/1/30 995,000 150,294 Principal and interest 3.00 2/1/31 1,010,000 120,219 Principal and interest 3.00 2/1/32 1,035,000 89,544 Principal and interest 3.00 2/1/33 1,045,000 58,344 Principal and interest 3.13 2/1/34 570,000 33,762 Principal and interest 3.13 2/1/35 265,000 20,715 Principal and interest 3.25 2/1/36 255,000 12,431 Principal and interest 3.25 2/1/37 255,000 4,144 Total 15,145,000 4,085,549 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (130) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds (continued): Improvement Bonds of 2017 A 9/7/17 Principal and interest 5.00 2/1/19 435,000$ 312,806$ Principal and interest 5.00 2/1/20 580,000 287,431 Principal and interest 5.00 2/1/21 600,000 257,931 Principal and interest 5.00 2/1/22 625,000 227,306 Principal and interest 5.00 2/1/23 645,000 195,556 Principal and interest 5.00 2/1/24 670,000 162,681 Principal and interest 5.00 2/1/25 695,000 128,556 Principal and interest (call provision date)5.00 2/1/26 720,000 93,181 Principal and interest 3.00 2/1/27 745,000 64,006 Principal and interest 3.00 2/1/28 765,000 41,356 Principal and interest 3.00 2/1/29 110,000 28,231 Principal and interest 3.00 2/1/30 110,000 24,931 Principal and interest 3.00 2/1/31 105,000 21,706 Principal and interest 3.00 2/1/32 105,000 18,556 Principal and interest 3.00 2/1/33 100,000 15,481 Principal and interest 3.00 2/1/34 95,000 12,556 Principal and interest 3.00 2/1/35 95,000 9,706 Principal and interest 3.125 2/1/36 90,000 6,875 Principal and interest 3.125 2/1/37 90,000 4,063 Total 3.125 2/1/38 85,000 1,328 7,465,000 1,914,243 Improvement Bonds of 2018 A 7/25/18 Principal and interest 5.00 2/1/19 - 337,330 Principal and interest 5.00 2/1/20 690,000 314,550 Principal and interest 5.00 2/1/21 700,000 279,800 Principal and interest 5.00 2/1/22 715,000 244,425 Principal and interest 5.00 2/1/23 740,000 217,300 Principal and interest 5.00 2/1/24 745,000 189,425 Principal and interest 5.00 2/1/25 770,000 151,550 Principal and interest 5.00 2/1/26 795,000 112,425 Principal and interest (call provision date)3.00 2/1/27 825,000 71,925 Principal and interest 3.00 2/1/28 855,000 38,475 Principal and interest 3.00 2/1/29 855,000 12,825 Total 7,690,000 1,970,030 Total G.O. Improvement Bonds 56,650,000$ 14,397,080$ State-aid Street Revenue Bonds: State-aid Street Refunding Bonds of 2010 A 1/1/10 Principal and interest 3.25 4/1/19 300,000$ 17,075$ Principal and interest 4.00 4/1/20 305,000 6,100 Total 605,000 23,175 State-aid Street Refunding Bonds of 2011 B 12/1/11 Principal and interest 1.75 4/1/19 75,000 3,989 Principal and interest 2.15 4/1/20 75,000 2,526 Principal and interest 2.15 4/1/21 80,000 860 Total 230,000 7,375 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (131) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity State-aid Street Revenue Bonds (continued): State-aid Street Bonds of 2015 A 8/20/15 Principal and interest 1.75 4/1/19 175,000 159,825 Principal and interest 1.75 4/1/20 180,000 156,719 Principal and interest 5.00 4/1/21 185,000 150,519 Principal and interest 5.00 4/1/22 190,000 141,144 Principal and interest 5.00 4/1/23 200,000 131,394 Principal and interest 2.50 4/1/24 210,000 123,769 Principal and interest (call provision date)5.00 4/1/25 215,000 115,769 Principal and interest 5.00 4/1/26 230,000 104,644 Principal and interest 4.00 4/1/27 240,000 94,094 Principal and interest 4.00 4/1/28 250,000 84,294 Principal and interest 3.00 4/1/29 260,000 75,394 Principal and interest 3.13 4/1/30 265,000 67,353 Principal and interest 3.25 4/1/31 275,000 58,744 Principal and interest 3.38 4/1/32 285,000 49,466 Principal and interest 3.38 4/1/33 295,000 39,678 Principal and interest 3.50 4/1/34 305,000 29,363 Principal and interest 3.50 4/1/35 315,000 18,513 Principal and interest 4.00 4/1/36 325,000 6,500 Total 4,400,000 1,607,182 Total State-aid Street Revenue Bonds 5,235,000$ 1,637,732$ Arena Revenue Bonds: Gross Revenue Recreation Facility Bonds of 1999 4/1/99 (Ames Ice Arena) Principal and interest 5.40 8/1/19 170,000$ 9,180$ Total 170,000 9,180 Total Arena Revenue Bonds 170,000$ 9,180$ HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue Refunding Bonds of 2016 9/22/16 Principal and interest 3.00 2/1/19 360,000$ 219,600$ Principal and interest 3.00 2/1/20 370,000 208,650 Principal and interest 3.00 2/1/21 385,000 197,325 Principal and interest 3.00 2/1/22 405,000 185,475 Principal and interest 3.00 2/1/23 420,000 173,100 Principal and interest 3.00 2/1/24 425,000 160,425 Principal and interest 3.00 2/1/25 440,000 147,450 Principal and interest (call provision date)3.00 2/1/26 455,000 134,025 Principal and interest 4.00 2/1/27 475,000 117,700 Principal and interest 4.00 2/1/28 490,000 98,400 Principal and interest 4.00 2/1/29 515,000 78,300 Principal and interest 4.00 2/1/30 540,000 57,200 Principal and interest 4.00 2/1/31 565,000 35,100 Principal and interest 4.00 2/1/32 595,000 11,900 Total 6,440,000 1,824,650 Total HRA Lease Revenue Bonds 6,440,000$ 1,824,650$ (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (132) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Water Revenue Bonds: G.O. Water Revenue Bonds of 2016 A 2/25/16 Principal and interest 5.00 2/1/19 365,000$ 249,325$ Principal and interest 5.00 2/1/20 380,000 230,700 Principal and interest 5.00 2/1/21 400,000 211,200 Principal and interest 5.00 2/1/22 420,000 190,700 Principal and interest 5.00 2/1/23 440,000 169,200 Principal and interest (call provision date)5.00 2/1/24 465,000 146,575 Principal and interest 5.00 2/1/25 490,000 130,050 Principal and interest 2.00 2/1/26 495,000 120,200 Principal and interest 2.00 2/1/27 475,000 110,500 Principal and interest 2.125 2/1/28 480,000 100,650 Principal and interest 3.00 2/1/29 495,000 88,125 Principal and interest 3.00 2/1/30 505,000 73,125 Principal and interest 3.00 2/1/31 520,000 57,750 Principal and interest 3.00 2/1/32 540,000 41,850 Principal and interest 3.00 2/1/33 555,000 25,425 Principal and interest 3.00 2/1/34 570,000 8,550 Total 7,595,000 1,953,925 Total Water Revenue Bonds 7,595,000$ 1,953,925$ Tax Increment Refunding Bonds of 2007 A Principal and interest 4.00 2/1/19 240,000$ 36,761$ Principal and interest 4.125 2/1/20 245,000 26,908 Principal and interest 4.125 2/1/21 260,000 16,493 Principal and interest 4.20 2/1/22 265,000 5,565 Total Tax Increment Bonds 1,010,000 85,727 Total Governmental Activity Bonds 111,655,000$ 27,517,589$ (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (133) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity Business-Type Activity Bonds: Water Revenue Bonds of 2016 B 7/21/16 Principal and interest 5.00 2/1/19 340,000$ 187,213$ Principal and interest 5.00 2/1/20 365,000 169,588 Principal and interest 5.00 2/1/21 380,000 157,613 Principal and interest 5.00 2/1/22 385,000 150,913 Principal and interest 5.00 2/1/23 390,000 137,313 Principal and interest 5.00 2/1/24 410,000 117,313 Principal and interest (call provision date)5.00 2/1/25 430,000 96,313 Principal and interest 5.00 2/1/26 450,000 78,813 Principal and interest 5.00 2/1/27 310,000 68,963 Principal and interest 5.00 2/1/28 315,000 62,713 Principal and interest 5.00 2/1/29 325,000 54,688 Principal and interest 5.00 2/1/30 335,000 44,788 Principal and interest 5.00 2/1/31 345,000 34,588 Principal and interest 5.00 2/1/32 355,000 24,088 Principal and interest 5.00 2/1/33 365,000 13,288 Principal and interest 5.00 2/1/34 250,000 3,906 Total 5,750,000 1,402,101 Sewer Revenue Bonds of 2016 B 7/21/16 Principal and interest 5.00 2/1/19 55,000 16,575 Principal and interest 5.00 2/1/20 60,000 13,700 Principal and interest 5.00 2/1/21 60,000 11,750 Principal and interest 5.00 2/1/22 65,000 10,650 Principal and interest 5.00 2/1/23 65,000 8,375 Principal and interest 5.00 2/1/24 65,000 5,125 Principal and interest (call provision date)5.00 2/1/25 70,000 1,750 Total 440,000 67,925 Business-Type Activity Bonds (continued): Lease Revenue Liquor Enterprise Refunding Bonds of 2017 (Galaxie Store) Principal and interest 2.00 2/1/19 215,000 58,650 Principal and interest 2.00 2/1/20 230,000 54,200 Principal and interest 2.00 2/1/21 240,000 49,500 Principal and interest 3.00 2/1/22 245,000 43,425 Principal and interest 3.00 2/1/23 250,000 36,000 Principal and interest 3.00 2/1/24 260,000 28,350 Principal and Interest (call provision date)3.00 2/1/25 265,000 20,475 Principal and interest 3.00 2/1/26 270,000 12,450 Principal and interest 3.00 2/1/27 280,000 4,200 Total 2,255,000 307,250 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2018 (134) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity Water Improvement Bonds of 2017 A 9/7/2017 Principal and interest 5.00 2/1/19 55,000 36,275 Principal and interest 5.00 2/1/20 70,000 33,150 Principal and interest 5.00 2/1/21 75,000 29,525 Principal and interest 5.00 2/1/22 80,000 25,650 Principal and interest 5.00 2/1/23 80,000 21,650 Principal and interest 5.00 2/1/24 85,000 17,525 Principal and interest 5.00 2/1/25 90,000 13,150 Principal and interest (call provision date)5.00 2/1/26 95,000 8,525 Principal and interest 3.00 2/1/27 100,000 4,650 Principal and interest 3.00 2/1/28 105,000 1,575 Total 835,000 191,675 Street Lights Improvement Bonds of 2017 A Principal and interest 5.00 2/1/19 30,000 16,000 Principal and interest 5.00 2/1/20 35,000 14,375 Principal and interest 5.00 2/1/21 40,000 12,500 Principal and interest 5.00 2/1/22 40,000 10,500 Principal and interest 5.00 2/1/23 45,000 8,375 Principal and interest 5.00 2/1/24 45,000 6,125 Principal and interest 5.00 2/1/25 50,000 3,750 Principal and interest (call provision date)5.00 2/1/26 50,000 1,250 Total 335,000 72,875 Improvement Bonds of 2018 A (Water)7/25/18 Principal and interest 5.00 2/1/19 - 19,469 Principal and interest 5.00 2/1/20 35,000 18,275 Principal and interest 5.00 2/1/21 40,000 16,400 Principal and interest 5.00 2/1/22 40,000 14,400 Principal and interest 5.00 2/1/23 40,000 12,900 Principal and interest 5.00 2/1/24 45,000 11,275 Principal and interest 5.00 2/1/25 45,000 9,025 Principal and interest 5.00 2/1/26 45,000 6,775 Principal and interest (call provision date)5.00 2/1/27 50,000 4,400 Principal and interest 3.00 2/1/28 50,000 2,400 Principal and interest 3.00 2/1/29 55,000 825 445,000 116,144 Total Business-Type Bonds 10,060,000$ 2,157,970$ Total Bonded Indebtedness and Annual Interest Payable 121,715,000$ 29,675,559$ CITY OF LAKEVILLE COMBINED SCHEDULE OF BONDED INDEBTEDNESS DECEMBER 31, 2018 (135) Interest Issue Call Maturity Rates %Date Date Date Governmental Activities: General Obligation Bonds: Capital Improvement Refunding Bonds of 2012 B 2.00 - 4.00 8/15/12 2/1/22 2/1/30 Capital Improvement Refunding Bonds of 2014 B 1.75 - 5.00 8/20/14 2/1/24 2/1/32 Street Reconstruction Refunding Bonds of 2012 B 2.00 - 4.00 8/15/12 2/1/22 2/1/26 Street Reconstruction Refunding Bonds of 2014 B 1.75 - 5.00 8/20/14 2/1/24 2/1/26 Street Reconstruction Bonds of 2007 H 3.50 - 4.50 12/15/07 2/1/18 2/1/28 Street Reconstruction Bonds of 2009 A (Taxable)1.55 - 5.95 12/30/09 2/1/20 2/1/30 Street Reconstruction Refunding Bonds of 2017 A 3.00 - 5.00 9/7/17 2/1/26 2/1/28 Street Reconstruction Refunding Bonds of 2018 B 3.00 - 5.00 8/16/18 2/1/27 2/1/30 Total General Obligation Bonds G.O. Improvement Bonds: Improvement Bonds of 2007 F 4.00 - 4.125 8/1/07 2/1/14 2/1/18 Improvement Bonds of 2008 A 2.70 - 3.75 10/1/08 N/A 2/1/19 Improvement Refunding Bonds of 2009 B 2.00 - 3.00 12/30/09 N/A2/1/20 Improvement Bonds of 2011 A 0.50 - 3.50 12/1/11 2/1/21 2/1/32 Improvement Bonds of 2012 A 2.00 - 4.00 8/15/12 2/1/22 2/1/33 Improvement Bonds of 2013 A 2.00 - 4.00 8/15/13 2/1/23 2/1/34 Improvement Bonds of 2014 A 2.00 - 3.50 8/20/14 2/1/24 2/1/35 Improvement Bonds of 2015 A 1.75 - 5.00 8/20/15 2/1/25 2/1/36 Improvement Bonds of 2016 B 1.50 - 5.00 7/21/16 2/1/25 2/1/37 Improvement Bonds of 2017 A 3.00 - 5.00 7/17/07 2/1/26 2/1/38 Improvement Bonds of 2018 A 3.00 - 5.00 7/25/18 2/1/27 2/1/29 Total G.O. Improvement Bonds Tax Increment Bonds: Tax-Increment Refunding Bonds of 2007 A 4.00 - 4.20 2/1/07 2/1/16 2/1/22 Total Tax-Increment Bonds State-aid Street Revenue Bonds: State-aid Street Bonds of 2007 G 4.00 12/15/07 4/1/16 4/1/18 State-aid Street Refunding Bonds of 2010 A 2.00 - 4.00 1/1/10 N/A 4/1/20 State-aid Street Refunding Bonds of 2011 B 0.50 - 2.15 12/1/11 N/A 4/1/21 State-aid Street Bonds of 2015 A 1.75 - 5.00 8/20/15 2/1/25 2/1/36 Total State-aid Street Revenue Bonds Water Revenue Bonds: G.O. Water Revenue Bonds of 2016 A 2.00 - 5.00 2/25/16 2/1/24 2/1/34 Total Water Revenue Bonds Arena Revenue Bonds: Gross Revenue Recreation Facility Bonds of 1999 5.30 - 5.40 4/1/99 N/A 8/1/19 Total Arena Revenue Bonds HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue Bonds of 2016 2.00 - 4.00 9/22/16 2/1/26 2/1/32 Total HRA Lease Revenue Bonds Total Governmental Activity Bonds Business-type Activity: Lease Revenue Liquor Bonds of 2017 2.00 - 3.00 11/8/17 2/1/25 2/1/27 Water Revenue Bonds of 2016 B 1.50 - 5.00 7/21/16 2/1/25 2/1/34 Sewer Revenue Bonds of 2016 B 1.50 - 5.00 7/21/16 2/1/25 2/1/25 Water Revenue Bonds of 2017 A 3.00 - 5.00 9/7/17 2/1/26 2/1/28 Street Lights Revenue Bonds of 2017 A 5.00 9/7/17 n/a 2/1/26 Water Revenue Bonds of 2018 A 2.50 - 5.00 7/25/18 2/1/27 2/1/29 Total Business-type Activity Bonds Total Bonded Indebtedness (136) Authorized Issued Retired Outstanding Principal Interest 12,765,000$ 12,765,000$ 1,605,000$ 11,160,000$ 635,000$ 342,650$ 11,065,000 11,065,000 555,000 10,510,000 580,000 401,613 9,685,000 9,685,000 2,775,000 6,910,000 765,000 216,050 1,595,000 1,595,000 265,000 1,330,000 140,000 54,113 2,810,000 2,810,000 2,810,000 - - - 4,945,000 4,945,000 4,945,000 - - - 1,530,000 1,530,000 - 1,530,000 100,000 66,500 3,115,000 3,115,000 - 3,115,000 225,000 110,379 47,510,000 47,510,000 12,955,000 34,555,000 2,445,000 1,191,305 1,310,000 1,310,000 1,310,000 - - - 620,000 620,000 590,000 30,000 30,000 563 4,250,000 4,250,000 3,735,000 515,000 360,000 10,050 2,385,000 2,385,000 1,300,000 1,085,000 190,000 25,963 6,805,000 6,805,000 2,710,000 4,095,000 550,000 121,825 4,685,000 4,685,000 1,380,000 3,305,000 370,000 89,250 8,520,000 8,520,000 2,055,000 6,465,000 705,000 215,975 11,815,000 11,815,000 960,000 10,855,000 510,000 394,350 15,680,000 15,680,000 535,000 15,145,000 640,000 482,594 7,465,000 7,465,000 - 7,465,000 435,000 312,806 7,690,000 7,690,000 - 7,690,000 - 337,330 71,225,000 71,225,000 14,575,000 56,650,000 3,790,000 1,990,706 2,265,000 2,265,000 1,255,000 1,010,000 240,000 36,761 2,265,000 2,265,000 1,255,000 1,010,000 240,000 36,761 3,675,000 3,675,000 3,675,000 - - - 2,680,000 2,680,000 2,075,000 605,000 300,000 17,075 665,000 665,000 435,000 230,000 75,000 3,989 4,730,000 4,730,000 330,000 4,400,000 175,000 159,825 11,750,000 11,750,000 6,515,000 5,235,000 550,000 180,889 8,280,000 8,280,000 685,000 7,595,000 365,000 249,325 8,280,000 8,280,000 685,000 7,595,000 365,000 249,325 1,250,000 1,250,000 1,080,000 170,000 170,000 9,180 1,250,000 1,250,000 1,080,000 170,000 170,000 9,180 7,115,000 7,115,000 675,000 6,440,000 360,000 219,600 7,115,000 7,115,000 675,000 6,440,000 360,000 219,600 149,395,000 149,395,000 37,740,000 111,655,000 7,920,000 3,877,766 2,255,000 2,255,000 - 2,255,000 215,000 58,650 6,075,000 6,075,000 325,000 5,750,000 340,000 187,213 495,000 495,000 55,000 440,000 55,000 19,325 835,000 835,000 - 835,000 55,000 33,885 335,000 335,000 - 335,000 30,000 15,075 445,000 445,000 - 445,000 - 19,469 10,440,000 10,440,000 380,000 10,060,000 695,000 333,617 159,835,000$ 159,835,000$ 38,120,000$ 121,715,000$ 8,615,000$ 4,211,383$ Bonds Due in 2019 This page intentionally left blank. Statistical Section This part of the City of Lakeville’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Financial Trends 137 These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Net Position by Component – Government-wide Changes in Net Position – Governmental Activities Changes in Net Position – Business-type Activities Changes in net Position – Total Governmental and Business-type Activities Fund Balances – Governmental Funds Revenue Capacity 149 These schedules contain information to help the reader assess the City’s most significant local revenue sources; electric sales and property taxes. Tax Capacity Valuation and Assessor’s Taxable Market Value of Taxable Property Property Tax Rates – Direct and Overlapping Governments Principal Property Taxpayers Property Tax Levy and Collections Debt Capacity 155 These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Ratio of Total Debt by Type Ratio of Net Bonded Debt Outstanding Direct and overlapping Governmental Debt Legal Debt Margin Pledged Revenue Coverage Demographic and Economic Information 159 These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. Demographic and Economic Statistics Principal Employers Commercial and Industrial Building Permits Issued Operating Information 162 These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs. Employees by Function/Program (Full-Time Equivalent) Operating Indicators by Function Capital Assets Statistics by Function Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. CITY OF LAKEVILLE NET POSITION BY COMPONENT – GOVERNMENT WIDE LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (137) 2009 2010 2011 2012 Governmental Activities: Net Investment in Capital Assets 119,699,102$ 119,249,751$ 120,485,858$ 125,051,058$ Restricted 10,542,926 10,027,737 16,474,815 17,403,167 Unrestricted 1,210,922 2,324,315 (5,970,712) (1,923,495) Total Governmental Activities Net Position 131,452,950$ 131,601,803$ 130,989,961$ 140,530,730$ Business-Type Activities: Net Investment in Capital Assets 103,150,022$ 101,893,442$ 100,390,175$ 102,009,893$ Restricted 295,133 295,133 325,750 325,750 Unrestricted 15,828,861 16,363,211 16,666,856 15,658,140 Total Business-Type Activities Net Position 119,274,016$ 118,551,786$ 117,382,781$ 117,993,783$ Primary Government: Net Investment in Capital Assets 222,849,124$ 221,143,193$ 220,876,033$ 227,060,951$ Restricted 10,838,059 10,322,870 16,800,565 17,728,917 Unrestricted 17,039,783 18,687,526 10,696,144 13,734,645 Total Primary Government Net Position 250,726,966$ 250,153,589$ 248,372,742$ 258,524,513$ (1) (2) Notes: (1) Includes a restatement of $186,003 in Business-type activities. (2) The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. (3) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (4) The City implemented GASB Statement No. 75 in 2018, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (138) 2013 2014 2015 2016 2017 2018 129,599,494$ 135,673,737$ 141,868,136$ 149,196,480$ 144,581,700$ 142,300,205$ 17,645,944 19,913,014 33,860,946 35,860,604 46,683,603 45,267,313 2,511,935 5,874,237 (4,929,168) 4,277,626 6,036,382 15,427,439 149,757,373$ 161,460,988$ 170,799,914$ 189,334,710$ 197,301,685$ 202,994,957$ 105,055,746$ 109,535,106$ 116,288,771$ 129,086,090$ 135,324,120$ 138,725,763$ 324,125 324,125 323,875 323,875 323,875 – 13,704,281 11,318,290 8,420,410 9,757,400 10,791,344 13,878,208 119,084,152$ 121,177,521$ 125,033,056$ 139,167,365$ 146,439,339$ 152,603,971$ 234,655,240$ 245,208,843$ 258,156,907$ 278,282,570$ 279,905,820$ 281,025,968$ 17,970,069 20,237,139 34,184,821 36,184,479 47,007,478 45,267,313 16,216,216 17,192,527 3,491,242 14,035,026 16,827,726 29,305,647 268,841,525$ 282,638,509$ 295,832,970$ 328,502,075$ 343,741,024$ 355,598,928$ (3) (4) CITY OF LAKEVILLE CHANGES IN NET POSITION BY COMPONENT – GOVERNMENTAL ACTIVITIES LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (139) 2009 2010 2011 2012 Expenses: General government 5,916,590$ 5,248,677$ 5,134,169$ 5,258,319$ Public safety 9,726,394 10,858,447 11,068,287 11,202,018 Public works 12,866,216 12,197,868 13,778,800 10,849,213 Parks and recreation 4,774,745 4,775,015 4,796,035 4,780,666 Interest on long-term debt 3,994,790 3,740,076 4,383,684 3,496,878 Total expenses 37,278,735 36,820,083 39,160,975 35,587,094 Program Revenues: Charges for Services: General government 1,940,423 1,834,856 2,108,396 2,736,653 Public safety 643,174 654,226 746,207 714,587 Public works 2,817,604 1,967,309 2,313,334 3,588,062 Parks and recreation 984,206 1,555,560 1,299,364 2,087,640 Operating Grants and Contributions General government 44,648 42,661 37,970 40,359 Public safety 1,048,160 846,553 649,253 698,949 Public works 1,142,494 1,399,661 1,451,359 1,396,560 Parks and recreation 20,294 30,144 160,852 100,315 Capital Grants and Contributions General government - - - 91,735 Public safety - 21,576 26,325 19,530 Public works 2,783,528 3,025,905 2,906,106 5,569,732 Parks and recreation 187,699 267,360 297,245 370,237 Total program revenues 11,612,230 11,645,811 11,996,411 17,414,359 Net Revenue (Expense): General government (3,931,519) (3,371,160) (2,987,803) (2,389,572) Public safety (8,035,060) (9,336,092) (9,646,502) (9,768,952) Public works (6,122,590) (5,804,993) (7,108,001) (294,859) Parks and recreation (3,582,546) (2,921,951) (3,038,574) (2,222,474) Interest on long-term debt (3,994,790) (3,740,076) (4,383,684) (3,496,878) Total net (expense) revenue (25,666,505) (25,174,272) (27,164,564) (18,172,735) General Revenues and Other Changes in Net Position: Property taxes 23,912,318 24,369,009 24,207,406 24,221,741 Investment earnings (charges)463,092 340,336 280,364 176,409 Gain on sale of capital assets - - - 214,004 Transfers in (out)(347,807) 613,780 2,692,671 3,101,350 Total general revenues and other (net)24,027,603 25,323,125 27,180,441 27,713,504 Change in Net Position: Governmental Activities (1,638,902)$ 148,853$ 15,877$ 9,540,769$ (1) Notes: (1) The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. (2) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (3) The City implemented GASB Statement No. 75 in 2018, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (140) 2013 2014 2015 2016 2017 2018 5,363,354$ 6,051,985$ 5,893,261$ 8,028,316$ 4,579,478$ 7,203,308$ 11,784,109 11,807,183 12,236,411 16,369,670 14,250,572 14,141,045 11,241,434 14,776,390 15,365,976 17,711,240 18,944,454 22,336,416 5,154,919 5,202,168 5,762,890 5,626,149 6,645,057 6,661,852 3,864,333 3,665,421 3,296,665 3,930,168 3,268,426 3,468,814 37,408,149 41,503,147 42,555,203 51,665,543 47,687,987 53,811,435 3,061,568 3,219,644 3,730,342 4,094,298 4,348,910 5,584,036 686,130 660,910 926,168 954,395 934,444 1,059,236 4,481,445 5,280,338 8,311,017 8,401,512 7,081,317 6,792,249 2,231,757 2,808,885 3,699,025 3,685,202 2,369,615 2,455,851 60,076 5,399 7,132 772,998 68,095 23,772 902,783 825,434 980,310 989,342 1,061,252 1,149,691 1,295,018 3,665,373 4,145,806 4,942,834 1,382,380 4,313,934 59,653 66,575 186,118 91,869 55,300 11,422 195,693 2,762,609 77,006 138,593 62,101 61,193 - - - 8,500 - - 6,350,827 6,892,230 12,702,266 23,604,519 13,018,689 9,183,039 1,296,764 436,107 1,004,480 2,932,612 182,387 194,327 20,621,714 26,623,504 35,769,670 50,616,674 30,564,490 30,828,750 (2,046,017) (64,333) (2,078,781) (3,022,427) (100,372) (1,534,307) (10,195,196) (10,320,839) (10,329,933) (14,417,433) (12,254,876) (11,932,118) 885,856 1,061,551 9,793,113 19,237,625 2,537,932 (2,047,194) (1,566,745) (1,890,601) (873,267) 1,083,534 (4,037,755) (4,000,252) (3,864,333) (3,665,421) (3,296,665) (3,930,168) (3,268,426) (3,468,814) (16,786,435) (14,879,643) (6,785,533) (1,048,869) (17,123,497) (22,982,685) 23,947,968 24,465,333 25,338,778 26,173,822 27,317,169 28,641,302 (28,949) 552,444 368,232 388,672 597,513 907,138 - - - - - - 2,094,059 1,565,481 (1,549,881) (6,978,829) (2,824,210) (492,418) 26,013,078 26,583,258 24,157,129 19,583,665 25,090,472 29,056,022 9,226,643$ 11,703,615$ 17,371,596$ 18,534,796$ 7,966,975$ 6,073,337$ (2) (3) CITY OF LAKEVILLE CHANGES IN NET POSITION BY COMPONENT – BUSINESS-TYPE ACTIVITIES LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (141) 2009 2010 2011 2012 Expenses: Liquor 13,244,355$ 13,575,521$ 13,265,645$ 13,773,286$ Utility 9,086,172 9,903,296 10,401,650 10,365,651 Total expenses 22,330,527 23,478,817 23,667,295 24,138,937 Program Revenues: Charges for Services: Liquor 14,418,478 14,763,552 14,373,261 15,220,064 Utility 7,491,674 7,432,391 8,866,345 9,542,284 Operating Grants and Contributions Liquor 3,762 3,762 3,762 3,762 Utility 3,264 3,264 59,707 103,525 Capital Grants and Contributions Liquor - 17,050 - - Utility 158,252 999,716 1,129,764 2,903,043 Total program revenues 22,075,430 23,219,735 24,432,839 27,772,678 Net Revenue (Expense): Liquor 1,177,885 1,208,843 1,111,378 1,450,540 Utility (1,432,982) (1,467,925) (345,834) 2,183,201 Total net (expense) revenue (255,097) (259,082) 765,544 3,633,741 General Revenues and Other Changes in Net Position: Investment income (charges)227,055 150,632 130,403 78,611 Disposal of capital assets - - - - Transfers in (out)347,807 (613,780) (2,692,671) (3,101,350) Total general revenues and other (net)574,862 (463,148) (2,562,268) (3,022,739) Change in Net Position: Business-type Activities 319,765$ (722,230)$ (1,796,724)$ 611,002$ (1) (2) Notes: (1) Includes a restatement of $186,003. (2) The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. (3) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (4) The City implemented GASB Statement No. 75 in 2018, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (142) 2013 2014 2015 2016 2017 2018 13,906,263$ 13,577,019$ 12,852,980$ 13,268,419$ 13,638,043$ 14,234,337$ 10,863,625 11,462,552 11,946,778 13,558,839 14,138,885 14,815,914 24,769,888 25,039,571 24,799,758 26,827,258 27,776,928 29,050,251 15,381,124 14,883,858 13,611,294 14,130,830 14,583,514 15,276,433 9,126,838 9,296,118 9,216,463 10,692,185 12,585,450 13,613,145 3,762 3,762 3,762 3,762 6,716 13,421 69,968 112,181 85,754 111,572 166,227 51,035 - - - - - - 3,414,738 4,252,192 6,009,075 8,973,280 4,791,313 4,075,854 27,996,430 28,548,111 28,926,348 33,911,629 32,133,220 33,029,888 1,478,623 1,310,601 762,076 866,173 952,187 1,055,517 1,747,919 2,197,939 3,364,514 6,218,198 3,404,105 2,924,120 3,226,542 3,508,540 4,126,590 7,084,371 4,356,292 3,979,637 (42,114) 150,310 52,461 71,109 91,472 160,165 - - - - - 1,601,334 (2,094,059) (1,565,481) 1,549,881 6,978,829 2,824,210 492,418 (2,136,173) (1,415,171) 1,602,342 7,049,938 2,915,682 2,253,917 1,090,369$ 2,093,369$ 5,728,932$ 14,134,309$ 7,271,974$ 6,233,554$ (3) (4) CITY OF LAKEVILLE CHANGES IN NET POSITION BY COMPONENT – TOTAL GOVERNMENTAL AND BUSINES-TYPE ACTIVITIES LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (143) 2009 2010 2011 2012 Expenses: Governmental activities 37,278,735$ 36,820,083$ 39,160,975$ 35,587,094$ Business-type activities 22,330,527 23,478,817 23,667,295 24,138,937 Total expenses 59,609,262 60,298,900 62,828,270 59,726,031 Program Revenues: Governmental activities 11,612,230 11,645,811 11,996,411 17,414,359 Business-type activities 22,075,430 23,219,735 24,432,839 27,772,678 Total program revenues 33,687,660 34,865,546 36,429,250 45,187,037 Net Revenue (Expense): Governmental activities (25,666,505) (25,174,272) (27,164,564) (18,172,735) Business-type activities (255,097) (259,082) 765,544 3,633,741 Total net (expense) revenue (25,921,602) (25,433,354) (26,399,020) (14,538,994) General Revenues and Other Changes in Net Position: Governmental activities 24,027,603 25,323,125 27,180,441 27,713,504 Business-type activities 574,862 (463,148) (2,562,268) (3,022,739) Total general revenues and other (net)24,602,465 24,859,977 24,618,173 24,690,765 Change in Net Position: Governmental activities (1,638,902) 148,853 15,877 9,540,769 Business-type activities 319,765 (722,230) (1,796,724) 611,002 Total change in net position (1,319,137)$ (573,377)$ (1,780,847)$ 10,151,771$ (1)(2) Note: (1) Includes a restatement of $186,003. (2) The City implemented GASB Statement NO. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. (3) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (4) The City implemented GASB Statement No. 75 in 2018, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (144) 2013 2014 2015 2016 2017 2018 37,408,149$ 41,503,147$ 42,555,203$ 51,665,543$ 47,687,987$ 53,811,435$ 24,769,888 25,039,571 24,799,758 26,827,258 27,776,928 29,050,251 62,178,037 66,542,718 67,354,961 78,492,801 75,464,915 82,861,686 20,621,714 26,623,504 35,769,670 50,616,674 30,564,490 30,828,750 27,996,430 28,548,111 28,926,348 33,911,629 32,133,220 33,029,888 48,618,144 55,171,615 64,696,018 84,528,303 62,697,710 63,858,638 (16,786,435) (14,879,643) (6,785,533) (1,048,869) (17,123,497) (22,982,685) 3,226,542 3,508,540 4,126,590 7,084,371 4,356,292 3,979,637 (13,559,893) (11,371,103) (2,658,943) 6,035,502 (12,767,205) (19,003,048) 26,013,078 26,583,258 24,157,129 19,583,665 25,090,472 29,056,022 (2,136,173) (1,415,171) 1,602,342 7,049,938 2,915,682 2,253,917 23,876,905 25,168,087 25,759,471 26,633,603 28,006,154 31,309,939 9,226,643 11,703,615 17,371,596 18,534,796 7,966,975 6,073,337 1,090,369 2,093,369 5,728,932 14,134,309 7,271,974 6,233,554 10,317,012$ 13,796,984$ 23,100,528$ 32,669,105$ 15,238,949$ 12,306,891$ (3)(4) CITY OF LAKEVILLE FUND BALANCES – GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) (145) 2009 2010 2011 2012 General Fund: Reserved 9,899$ 10,726$ -$-$ Unreserved 11,196,826 9,385,202 -- Nonspendable --384,329 256,476 Committed --- - Assigned --519,146 620,725 Unassigned --9,644,863 10,614,574 Total general fund 11,206,725 9,395,928 10,548,338 11,491,775 All Other Governmental Funds: Reserved 16,713,410 11,060,144 - - Unreserved, Reported in: Special Revenue Funds 1,325,731 1,444,846 - - Capital Project Funds 12,549,905 15,384,343 - - Nonspendable --75 - Restricted --14,744,057 38,587,037 Committed --9,989,221 11,861,800 Unassigned --(112,102) (233,910) Total all other governmental funds 30,589,046 27,889,333 24,621,251 50,214,927 Total Governmental Funds: Reserved 16,723,309 11,070,870 - - Unreserved, Reported in:25,072,462 26,214,391 - - Nonspendable --384,404 256,476 Restricted --14,744,057 38,587,037 Committed --9,989,221 11,861,800 Assigned --519,146 620,725 Unassigned --9,532,761 10,380,664 Total governmental funds 41,795,771$ 37,285,261$ 35,169,589$ 61,706,702$ All governmental funds percentage change 23.3%-10.8%-5.7%75.5% Note: The implementation of Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Type Definitions, in fiscal year 2011, resulted in significant change in the City's fund balance classifications. Information prior to 2011 has not been restated. (146) 2013 2014 2015 2016 2017 2018 -$-$-$-$-$-$ ------ 126,014 221,704 447,284 695,830 914,375 876,394 45,000 45,000 45,000 --- --- 1,478,522 741,864 705,500 9,495,546 10,805,065 11,882,644 12,902,148 13,613,203 14,011,567 9,666,560 11,071,769 12,374,928 15,076,500 15,269,442 15,593,461 ------ ------ ------ -169 ---11,630 38,716,666 44,319,872 35,659,756 37,947,697 29,887,820 25,773,762 16,620,820 17,154,096 17,937,431 21,651,118 26,519,559 30,327,238 (221,630) (632,035) (3,492,389) (726,681) (876,594) (415,577) 55,115,856 60,842,102 50,104,798 58,872,134 55,530,785 55,697,053 ------ ------ 126,014 221,873 447,284 695,830 914,375 888,024 38,716,666 44,319,872 35,659,756 37,947,697 29,887,820 25,773,762 16,665,820 17,199,096 17,982,431 21,651,118 26,519,559 30,327,238 --- 1,478,522 741,864 705,500 9,273,916 10,173,030 8,390,255 12,175,467 12,736,609 13,595,990 64,782,416$ 71,913,871$ 62,479,726$ 73,948,634$ 70,800,227$ 71,290,514$ 5.0%11.0%-13.1%18.4%-4.3%0.7% CITY OF LAKEVILLE CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) (147) 2009 2010 2011 2012 Revenues: Property taxes and tax increment 23,785,468$ 24,435,538$ 24,057,622$ 24,453,849$ Licenses and permits 1,603,909 1,565,028 1,820,408 2,429,951 Intergovernmental 3,158,128 4,242,195 2,622,487 2,291,376 Charges for services 4,145,717 4,002,246 3,938,204 5,833,776 Special assessments 769,624 573,301 622,799 1,132,126 Investment income (charges)459,967 337,788 270,378 174,358 Donations 305,146 155,477 269,762 207,391 Miscellaneous 635,781 732,816 731,763 871,798 Total Revenues 34,863,740 36,044,389 34,333,423 37,394,625 Expenditures: General government 4,850,726 4,687,662 4,493,368 4,572,777 Public safety 8,835,563 9,337,884 9,755,251 9,844,232 Public works 3,906,485 3,593,862 3,019,293 3,245,103 Parks and recreation 2,881,402 3,038,433 3,047,906 3,050,782 Capital outlay 7,140,715 4,611,659 10,345,908 12,413,360 Debt Service: Principal retirement 6,436,971 7,337,338 7,689,182 7,642,027 Interest on debt 4,157,176 3,945,265 3,633,285 3,358,324 Fiscal charges 126,570 61,222 78,143 173,072 Total Expenditures 38,335,608 36,613,325 42,062,336 44,299,677 Excess (Deficiency) of Revenues Over (Under) Expenditures (3,471,868) (568,936) (7,728,913) (6,905,052) Other Financing Sources (Uses): Transfers in 5,156,485 5,740,982 5,324,043 6,699,447 Transfers out (4,386,727) (5,046,945) (2,524,276) (2,839,332) Bond, note, loan and lease proceeds 10,125,000 2,680,000 4,265,000 29,255,000 Payment on refunded bonds called - (7,955,000) - (1,830,000) Premium on bonds issued 116,016 99,322 - 1,957,050 Sale of capital assets 365,196 540,067 - 200,000 Total Other Financing Sources (Uses)11,375,970 (3,941,574) 7,064,767 33,442,165 Net Change in Fund Balances 7,904,102$ (4,510,510)$ (664,146)$ 26,537,113$ Debt Service as a Percentage of Noncapital Expenditures 30.7%32.9%31.6%32.2% Note: The City has no taxes other than property taxes and tax increment. (148) 2013 2014 2015 2016 2017 2018 23,981,375$ 24,524,709$ 25,215,734$ 26,131,569$ 27,401,195$ 28,612,384$ 2,727,494 2,836,555 3,325,293 3,706,567 3,988,189 3,899,604 3,534,512 4,979,156 5,232,193 9,043,356 3,771,886 5,090,762 6,925,867 8,405,492 12,443,152 13,289,708 10,016,017 11,828,549 1,143,349 1,636,267 1,736,905 2,308,223 2,812,587 3,139,103 (28,008) 548,842 366,555 387,604 597,513 907,138 265,953 242,627 356,446 550,255 238,383 309,970 885,323 3,411,579 1,155,073 2,828,177 846,035 835,986 39,435,865 46,585,227 49,831,351 58,245,459 49,671,805 54,623,496 4,774,775 5,690,230 5,226,864 5,783,013 6,424,260 6,656,824 10,113,958 10,305,450 10,892,071 11,513,170 12,775,807 13,061,572 3,766,665 3,805,470 3,856,984 4,245,072 9,786,321 4,741,200 3,206,004 3,330,488 3,532,376 3,497,041 5,222,503 3,998,735 12,523,103 21,420,875 31,649,447 37,938,823 11,995,449 25,065,276 5,825,000 5,995,000 7,385,000 5,935,000 6,885,000 10,420,000 3,948,740 3,700,590 3,735,120 3,970,010 3,881,179 3,948,999 26,351 176,789 33,071 327,052 129,158 96,729 44,184,596 54,424,892 66,310,933 73,209,181 57,099,677 67,989,335 (4,748,731) (7,839,665) (16,479,582) (14,963,722) (7,427,872) (13,365,839) 7,094,079 3,489,225 6,883,879 5,179,668 8,355,474 6,038,479 (4,857,921) (1,644,624) (4,928,951) (3,222,237) (6,661,840) (4,167,132) 4,685,000 21,180,000 16,545,000 31,075,000 11,987,171 13,805,000 - (10,035,000) (12,460,000) (9,535,000) (11,368,146) (3,320,000) 78,287 1,981,519 1,005,509 2,626,731 1,309,907 1,005,336 825,000 - - - 516,380 530,734 7,824,445 14,971,120 7,045,437 26,124,162 4,138,946 13,892,417 3,075,714$ 7,131,455$ (9,434,145)$ 11,160,440$ (3,288,926)$ 526,578$ 28.6%25.3%25.6%19.6%22.6%26.9% CITY OF LAKEVILLE TAX CAPACITY VALUATION AND ASSESSOR’S TAXABLE MARKET VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (149) Fiscal Year 2009 2010 2011 2012 Taxable Net Tax Capacity Valuation of Taxable Property Tax capacity value 67,887,456$ 65,235,789$ 61,005,594$ 57,583,990$ Less: Captured tax increment tax capacity (2,127,819) (1,998,923) (904,389) (862,243) Contributions to fiscal disparities pool (4,888,029) (5,623,626) (5,845,456) (5,591,597) Plus: Distribution from fiscal disparities pool 7,115,384 7,429,875 7,807,412 7,194,884 Total taxable net tax capacity 67,986,992$ 65,043,115$ 62,063,161$ 58,325,034$ Taxable Net Tax Capacity Valuation by Class of Property Homestead residential 51,916,328$ 48,558,421$ 44,951,025$ 41,780,807$ Commercial/industrial, public utility, and personal property 14,325,341 14,626,593 15,226,802 14,711,893 Non-homestead residential/apartments 1,082,546 1,127,962 1,271,776 1,265,526 Agriculture and seasonal/recreational 662,777 730,139 613,558 566,808 Total taxable net tax capacity 67,986,992$ 65,043,115$ 62,063,161$ 58,325,034$ Assessor’s taxable market valuation 6,024,665,500$ 5,736,602,200$ 5,356,855,900$ 5,030,003,164$ Taxable net tax capacity as a percentage of assessor's taxable market value 1.128%1.134%1.159%1.160% Direct tax capacity rate 33.973%36.624%38.250%39.051% Notes: Taxes are determined by multiplying the taxable net tax capacity by the direct tax capacity rate as expressed as a percentage. The foregoing direct tax capacity rates do not reflect reductions for state property tax credits. Source: Dakota County Auditor and Treasurer’s Office. (150) 2013 2014 2015 2016 2017 2018 54,853,225$ 57,174,306$ 62,811,855$ 65,634,896$ 69,887,094$ 75,422,344$ (863,946) (861,019) (446,760) (497,171) (596,348) (609,048) (5,494,207) (5,439,491) (5,481,001) (5,411,614) (5,524,685) (5,828,030) 6,825,229 6,316,073 6,323,361 6,635,572 7,139,972 7,672,379 55,320,301$ 57,189,869$ 63,207,455$ 66,361,683$ 70,906,033$ 76,657,645$ 38,983,401$ 41,029,548$ 46,374,248$ 49,048,168$ 52,427,026$ 57,017,144$ 14,351,101 13,833,973 14,223,709 14,754,095 15,842,447 16,870,980 1,311,388 1,468,225 1,629,527 1,656,581 1,736,856 1,938,329 674,411 858,123 979,971 902,839 899,704 831,192 55,320,301$ 57,189,869$ 63,207,455$ 66,361,683$ 70,906,033$ 76,657,645$ 4,767,475,321$ 4,995,818,217$ 5,553,395,148$ 5,825,279,418$ 6,201,221,856$ 6,702,242,762$ 1.160%1.145%1.138%1.139%1.143%1.144% 41.234%40.696%38.948%38.669%37.510%36.419% CITY OF LAKEVILLE PROPERTY TAX RATES – DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS (151) Operating Debt Service Total Debt Service 2009 25.450%8.523% 33.973% 0.00696%25.821% 0.00471%192 49.238% 0.13660%4.301%113.333% 0.14827% 194 27.062% 0.17413%91.157% 0.18580% 196 21.109% 0.21032%85.204% 0.22199% 2010 28.066%8.558% 36.624% 0.00738%27.269% 0.00501%192 53.452% 0.14742%4.987%122.332% 0.15981% 194 27.714% 0.18363%96.594% 0.19602% 196 25.391% 0.22268%94.271% 0.23507% 2011 30.904%7.346% 38.250% 0.00803%29.149% 0.00537%192 52.157% 0.14558%5.199%124.755% 0.15898% 194 32.138% 0.19241%104.736% 0.20581% 196 26.959% 0.22601%99.557% 0.23941% 2012 31.122%7.929% 39.051% 0.00784%31.426% 0.00551%192 55.308% 0.14005%5.562%131.347% 0.15340% 194 32.061% 0.18932%108.100% 0.20267% 196 28.440% 0.22131%104.479% 0.23466% 2013 32.206%9.028% 41.234% 0.00843%33.421%- 192 57.226% 0.15065%5.884%137.765% 0.15908% 194 33.535% 0.19955%114.074% 0.20798% 196 27.956% 0.23542%108.495% 0.24385% 2014 32.045%8.651% 40.696% 0.00678%31.827%- 192 56.326% 0.11117%5.538%134.387% 0.11795% 194 33.048% 0.25954%111.109% 0.26632% 196 27.606% 0.25809%105.667% 0.26487% 2015 30.605%8.343% 38.948% -29.633%- 192 53.474% 0.11550%5.033%127.088% 0.11550% 194 31.459% 0.24871%105.073% 0.24871% 196 23.271% 0.25484%96.885% 0.25484% 2016 30.455%8.214% 38.669% -28.570%- 192 57.584% 0.19065%5.063%129.886% 0.19065% 194 35.319% 0.27898%107.621% 0.27898% 196 24.317% 0.26999%96.619% 0.26999% 2017 29.342%8.168% 37.510% -28.004%- 192 54.269% 0.18481%4.907%124.690% 0.18481% 194 32.914% 0.25441%103.335% 0.25441% 196 23.336% 0.27380%93.757% 0.27380% 2018 29.305%7.114% 36.419% -26.580%- 192 52.825% 0.18495%4.307%120.131% 0.18495% 194 32.992% 0.26835%100.298% 0.26835% 196 21.352% 0.26715%88.658% 0.26715% Notes: Taxes are determined by multiplying the taxable net tax capacity by the tax capacity rate and market valued based rate expressed as a percentage. The foregoing tax capacity rates do not reflect reductions for state property tax credits. Special Districts include: Metropolitan Mosquito Control, Metropolitan Council, Metropolitan Transit District, Dakota County Community Development Agency, Light Rail Authority, and Vermillion River Watershed District. Source: Dakota County Auditor and Treasurer’s Office. Fiscal Year Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value-based) Ind. School District Overlapping RatesCity of Lakeville Total Direct andDirect Rates Dakota County School District Overlapping RatesSpecial Districts Levy (Tax Capacity- based) Tax Capacity - based Market Value- based General Levy (Tax Capacity-based) CITY OF LAKEVILLE PRINCIPAL PROPERTY TAXPAYERS FISCAL YEARS ENDED DECEMBER 31, 2018 AND DECEMBER 31, 2009 (152) Percentage Percentage Taxable of Taxable Taxable of Taxable Tax Tax Tax Tax Capacity Capacity Capacity Capacity Principal Property Taxpayer Type of Business Value Rank Value Value Rank Value Minnegasco, Inc.Utility 424,836$ 1 0.6% Southfork Apartments LLC Apartments 419,687 2 0.6% 210,395$ 7 0.3% Dakota Electric Association Utility 378,216 3 0.5% 321,276 2 0.5% Lakeville 2004, LLC Commercial 316,194 4 0.4% 375,562 1 0.6% Inland Argonne Village, LLC Retail 310,276 5 0.4% 291,237 5 0.4% Heritage Commons, LLC Retail 283,674 6 0.4% 315,278 3 0.5% Fulford Group, LLC Agriculture 283,244 7 0.4% Hy-Vee Inc.Commercial 280,504 8 0.4% Walker Highview Hills, LLC Apartments 261,781 9 0.3% Target Corporation Retail 255,408 10 0.3% 297,592 4 0.4% CRW Lakeville, LLC Retail 204,742 8 0.3% Muller Family Theaters of Lakeville Commercial 202,582 10 0.3% Cobblestone Lake LLC Industrial 204,292 9 0.3% LFT Real Estate Company Inc. Real Estate 268,582 6 0.4% Total principal taxpayers 3,213,820 4.3% 2,691,538 4.0% All other taxpayers 72,208,524 95.7%65,195,918 96.0% Total City of Lakeville taxpayers 75,422,344$ 100.0%67,887,456$ 100.0% Source: Dakota County Auditor and Treasurer’s Office. 2018 2009 CITY OF LAKEVILLE PROPERTY TAX LEVY AND COLLECTIONS LAST TEN FISCAL YEARS (153) Percentage of Total Total Tax Collection Collections Fiscal Levy for of Prior Total To Tax Levy Year Fiscal Year (2)Amount (3)Percent Year Levy (4)Collections Certified 2009 (1) 23,527,163$ 22,473,650$ 95.52%409,738$ 22,883,388$ 97.26% 2010 (1) 24,041,653 22,982,110 95.59%261,764 23,243,874 96.68% 2011 (1) 24,036,652 22,837,484 95.01%346,739 23,184,223 96.45% 2012 23,126,960 23,050,840 99.67%(5,927) 23,044,913 99.65% 2013 23,079,185 22,848,820 99.00%230,365 23,079,185 100.00% 2014 23,657,996 23,541,510 99.51%116,486 23,657,996 100.00% 2015 24,728,549 24,568,028 99.35%157,745 24,725,773 99.99% 2016 25,679,619 25,566,236 99.56%112,877 25,679,113 100.00% 2017 26,679,614 26,534,636 99.46%144,978 26,679,614 100.00% 2018 28,001,550 27,857,045 99.48%- 27,857,045 99.48% Notes (1)The State of Minnesota unalloted state aid for property tax relief - Market Value Homestead Credit (MVHC) in the fiscal years as follows: As a MVHC Percentage Loss of Tax Levy Fiscal Year Amount Certified 2009 630,561$ 2.62% 2010 731,494$ 3.04% 2011 835,005$ 3.61% 2012 -$ - 2013 -$ - 2014 -$ - 2015 -$ - 2016 -$ - 2017 -$ - 2018 -$ - (2)Total levy is net of current year cancellations and abatements. (3)Total tax levy and current tax collections include state paid credits. (4)Includes county adjustments for prior year over collections, cancellations, and abatements. Collection of Current Year's Levy CITY OF LAKEVILLE RATIO OF TOTAL DEBT BY TYPE LAST TEN FISCAL YEARS (154) Business-typeTotal General Metropolitan Activity Total Outstanding Fiscal Obligation Other Capital Council Revenue Outstanding Population Debt Year Bonds Bonds Leases Loan Bond Debt (1)Per Capita 2009 91,331,837$ 11,847,964$ 112,090$ 1,466,300$ 4,011,194$ 108,769,385$ 55,772 4.4 1,950$ 2010 79,746,332 10,821,019 104,752 1,466,300 3,714,661 95,853,064 55,954 3.8 1,713 2011 76,815,712 10,539,074 97,027 1,159,843 3,568,128 92,179,784 56,534 3.5 1,631 2012 100,480,497 8,572,129 - 1,159,843 3,416,595 113,629,064 57,048 4.0 1,992 2013 99,408,395 8,360,184 - 1,159,843 3,255,062 112,183,484 57,789 3.8 1,941 2014 106,516,778 8,133,239 - 1,159,843 3,088,529 118,898,389 59,361 3.8 2,003 2015 104,062,522 7,886,294 - 1,159,843 2,911,996 116,020,655 59,991 3.6 1,934 2016 121,958,354 7,781,645 - 1,159,843 9,952,577 140,852,419 60,965 4.2 2,310 2017 113,666,228 9,672,448 - 1,897,014 8,258,468 133,494,158 61,993 3.7 2,153 2018 112,553,287 9,273,251 - 1,897,014 8,571,877 132,295,429 64,334 N/A 2,056 Source: (1)Metropolitan Council as of April 1 (except for 2010 Federal Census). (2)See Demographic and Economic Statistics page. N/A - Not available. Governmental Activities Income (2) Personal % of CITY OF LAKEVILLE RATIO OF NET BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (155) PercentageNet Gross Debt Payable Debt Service Net Taxable of Net Bonded Bonded Fiscal Bonded From Other Monies Bonded Net Tax Debt to Taxable (3)Debt Year Debt Sources (1)Available (2)Debt Capacity Net Tax Capacity Population Per Capita 2009 91,331,837$ 39,015,000$ 6,941,902$ 45,374,935$ 67,986,667$ 66.74% 55,772 814$ 2010 79,746,332 29,460,000 6,527,316 43,759,016 65,043,115 67.28% 55,954 782 2011 76,815,712 28,305,000 5,663,237 42,847,475 62,063,161 69.04% 56,534 758 2012 100,480,497 29,550,000 29,084,558 41,845,939 58,325,034 71.75% 57,048 734 2013 99,408,395 30,710,000 28,416,302 40,282,093 55,320,301 72.82% 57,789 697 2014 106,516,778 35,640,000 31,852,035 39,024,743 57,189,869 68.24% 59,361 657 2015 104,062,522 44,340,000 18,541,682 41,180,840 63,207,455 65.15% 59,991 686 2016 121,958,354 64,845,000 15,928,687 41,184,667 66,361,683 62.06% 60,965 676 2017 123,338,676 67,940,000 6,261,464 49,137,212 70,906,033 69.30% 61,993 793 2018 121,826,538 70,660,000 4,128,788 47,037,750 76,657,645 61.36% 64,334 731 Source: (1)G.O. Improvement bonds, tax increment bonds, State-aid street revenue bonds, water connection revenue bonds, and arena revenue bonds. (2)Debt service monies available include amounts restricted in the debt service funds repaying the related debt. We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bonds are being held in escrow, as those resources are not included in the governmental activities net position restricted for debt service due to conversion for full accrual accounting. (3)Metropolitan Council as of April 1, except for 2010 (Federal Census). CITY OF LAKEVILLE DIRECT AND OVERLAPPING GOVERNMENTAL DEBT AS OF DECEMBER 31, 2018 (156) Debt Applicable to Taxable Debt Net Tax Capacity in the City Governmental Unit Outstanding (2)Percentage (2)Amount Overlapping Debt (1) Independent School District #194 119,515,000$ 76.70% 91,668,005$ Independent School District #192 185,175,000 19.40% 35,923,950 Independent School District #196 157,230,000 7.10% 11,163,330 Special District Metropolitan Council 190,750,000 2.40%4,536,200 143,291,485 Direct Debt City of Lakeville bonded debt 121,826,538 100.00%121,826,538 265,118,023$ Source: Debt figures and applicable percentages for other than the City of Lakeville are provided by the City’s fiscal consultant Springsted. Notes: (1) (2) Total overlapping debt Total direct and overlapping debt The percentage of overlapping debt applicable is estimated using taxable property market values. Applicable percentages were estimated by determining the portion of the county’s taxable market value that is within the City’s boundaries and dividing it by the county’s total taxable market value. Overlapping governments are those that coincide, at least in part, with the geographical boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the government’s ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. CITY OF LAKEVILLE LEGAL DEBT MARGIN LAST TEN FISCAL YEARS (157) Net Bonded Assessor’s Net Bonded Debt Applicable Taxable Debt Legal to Debt Limit as Fiscal Market Legal Applicable to Debt a Percentage of Year Valuation Debt Limit Debt Limit Margin Legal Debt Limit 2009 6,024,665,500$ 180,739,965$ 60,213,098$ 120,526,867$ 33.31% 2010 5,736,602,200 172,098,066 57,282,684 114,815,382 33.28% 2011 5,356,855,900 160,705,677 45,546,763 115,158,914 28.34% 2012 5,030,003,164 150,900,095 42,575,442 108,324,653 28.21% 2013 4,767,475,321 143,024,260 40,993,698 102,030,562 28.66% 2014 4,995,818,217 149,874,547 37,837,965 112,036,582 25.25% 2015 5,553,395,148 166,601,854 36,323,318 130,278,536 21.80% 2016 5,825,279,418 174,758,383 34,776,313 139,982,070 19.90% 2017 6,201,221,856 186,036,656 32,593,536 153,443,120 17.52% 2018 6,702,242,762 201,067,283 32,681,212 168,386,071 16.25% Legal Debt Margin Calculation:Fiscal Year 2018 Assessor’s taxable market valuation 6,702,242,762$ Legal debt limit: 3% of Assessor’s taxable market valuation 201,067,283$ Amount of debt applicable to legal debt limit: Gross bonded debt 121,715,000$ Less debt payable from sources other than taxes: G.O. Improvement bonds 56,650,000$ Tax increment bonds 1,010,000 State-aid street revenue bonds 5,235,000 Water connection revenue bonds 7,595,000 HRA lease revenue 6,440,000 Arena revenue bonds 170,000 Water revenue bonds 7,030,000 Street Light revenue bonds 335,000 Sewer revenue bonds 440,000 (84,905,000) Debt payable from taxes 36,810,000 Less debt service monies available to pay principal and interest (4,128,788) Net bonded debt applicable to debt limit 32,681,212 32,681,212 Legal debt margin 168,386,071$ Note: Minnesota Statutes § 475.53, Subdivision 1, No municipality, except a school district or a city of the first class, shall incur or be subject to a net debt in excess of three percent of the taxable market value of taxable property in the municipality for years 2008 and beyond. Source: Dakota County Auditor and Treasurer’s Office. CITY OF LAKEVILLE PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS (158) Net Revenue Available Fiscal Gross (1)Operating For Debt Times Year Revenues Expenses Service Principal Interest Total Coverage 2009 8,507,945$ 4,485,946$ 4,021,999$ 1,575,000$ 1,066,238$ 2,641,238$ 1.52 2010 7,380,163 4,749,304 2,630,859 1,685,000 998,751 2,683,751 0.98 2011 8,146,497 4,307,467 3,839,030 1,635,000 937,952 2,572,952 1.49 2012 9,608,620 4,296,022 5,312,598 3,115,000 832,499 3,947,499 1.35 2013 9,425,862 4,549,736 4,876,126 1,395,000 731,755 2,126,755 2.29 2014 9,181,527 4,942,276 4,239,251 1,415,000 674,644 2,089,644 2.03 2015 9,283,053 4,948,633 4,334,420 2,670,000 594,489 3,264,489 1.33 2016 10,530,436 5,389,869 5,140,567 595,000 652,577 1,247,577 4.12 2017 12,234,365 5,193,095 7,041,270 1,005,000 690,010 1,695,010 4.15 2018 8,361,880 3,099,485 5,262,395 865,000 513,715 1,378,715 3.82 Notes: (1)The primary revenue source for debt service includes water system connection charges, water system user fees, ice arena net operating revenue and contributions from one organization conducting lawful gambling at approved locations, and liquor fund gross profits. (2)Revenue bonds include water connection revenue, arena revenue, and liquor revenue. Requirements (2) CITY OF LAKEVILLE DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS (159) Percentage Personal Per Capita (1)Increase from Income (2)Personal Housing units Year Population Previous Year (in thousands)Income Single Multiple Total Valuation 2009 55,772 1.72%2,474,827$ 44,374$ 127 54 181 41,010,000$ 2010 55,954 0.33%2,519,161 45,022 138 2 140 38,718,000 2011 56,534 1.04%2,617,468 46,299 122 8 130 39,251,000 2012 57,048 0.91%2,843,672 49,847 280 12 292 87,495,000 2013 57,789 1.30%2,929,151 50,687 374 24 398 126,096,000 2014 59,361 2.72%3,097,279 52,177 319 29 348 115,496,000 2015 59,991 1.06%3,222,117 53,710 366 54 420 125,929,000 2016 60,965 1.62%3,351,551 54,975 403 62 465 139,008,000 2017 61,993 1.69%3,573,153 57,638 487 44 531 160,520,000 2018 64,334 3.78%N/A N/A 478 49 527 159,251,000 Annual percentage increase average last ten fiscal years 1.62% Labor Unemployment Labor Unemployment State of United Year Force Rate Force Rate Minnesota States 2009 30,727 6.4%231,391 6.9%7.4% 10.0% 2010 30,782 6.0%230,247 6.6%6.9% 9.4% 2011 31,237 4.8%232,257 5.2%5.7% 8.5% *2012 31,221 4.5%231,902 4.9%5.4% 7.6% *2013 32,879 3.6%230,160 4.0%4.6% 6.5% *2014 33,493 2.9%231,538 3.2%3.6% 5.4% *2015 33,876 2.7%234,299 3.1%3.7% 4.8% *2016 33,793 3.0%232,091 3.4%4.1% 4.5% *2017 34,911 2.5%239,356 2.7%3.3% 4.1% *2018 35,758 2.4%240,195 2.7%3.2% 3.7% Source: (1)Metropolitan Council as of April 1 (except for 2010 Federal Census). (2)U.S. Department of Commerce Bureau of Economic Analysis as of December 31, 2018. * Not seasonally adjusted, information is not available. (3)City of Lakeville Inspections Department. N/A - Not available. Building Permits Issued Family Dwellings (3) Labor Force and Unemployment Rate (seasonally adjusted) (2) City of Lakeville Dakota County Rates CITY OF LAKEVILLE PRINCIPAL EMPLOYERS FISCAL YEARS ENDED DECEMBER 31, 2018 AND DECEMBER 31, 2009 (160) Principal Employer (1)Product/Service Employees Rank %Employees Rank % Independent School District #194 Elementary and secondary schools 1,373 1 3.8% 1,420 1 4.6% Hearthside Food Solutions Food service contractors 620 2 1.7%636 2 2.1% Schmitty & Sons School and charter bus service 550 3 1.5% Treehouse Brands Breakfast cereal products 540 4 1.5%489 3 1.6% Post Consumer Brands Cereal production 450 5 1.3% Menasha Corporation Corrugated and solid fiber box mfg.406 6 1.1%191 7 0.6% BTD Manufacturing Metal manufacturing 327 7 0.9% Imperial Plastics, Inc.Plastics material and resin mfg.260 8 0.7%225 4 0.7% Super Target Retail 259 9 0.7% City of Lakeville (2)City government 233 10 0.7%201 6 0.7% Despatch Industries, Inc.Industrial furnace and oven mfg.215 5 0.4% Jeff Belzer’s Chevy-Dodge-KIA New and used auto dealership 110 8 0.3% National Polymers, Inc.Plastics material and resin mfg.100 9 0.3% Hearth & Home Technologies, Inc. Fireplaces/metal work 80 10 0.3% Total principal employers 5,018 14.0% 3,667 11.9% All other employers 30,740 86.0% 27,060 88.1% Total City of Lakeville civilian labor force (3)35,758 100.0% 30,727 100.0% Source: (1)Telephone survey of individual employers, 2018 (2)As of December 31, 2018 (full-time equivalent). (3) MN Department of Employment and Economic Development (DEED) as of December 31, 2018. 2018 2009 CITY OF LAKEVILLE COMMERCIAL AND INDUSTRIAL BUILDING PERMITS ISSUED YEARS 2018 AND 2017 (161) BUSINESS PRODUCT/SERVICE VALUATION (1) Launch Park I Industrial business park 9,650,000$ Hampton Inn & Suites Hotel 7,000,000 Schneiderman's Furniture Retail furniture store 5,100,000 Compeer Financial Financial services 4,700,000 Lee Lake Storage Storage Facility 4,203,000 Globus Transport Distribution/trucking 3,036,000 Wings Financial Credit Union Financial services 2,700,000 Agape Mechanical Commercial H-VAC 2,400,000 Aldi Grocery Store 2,100,000 Rivers Edge Dental Dental 2,100,000 Spirit Pointe Multi-tenant retail 1,750,000 McDonald Eye Care Eye clinic 1,242,000 O'Reillys Auto Parts Retail 932,000 Caribou Coffee/Einstein Bagels Restaurant 884,000 Freddy's Frozen Custard Restaurant 857,000 Advanced Oral Surgery Medical 850,000 Taco Bell Restaurant 845,000 Valvoline Oil Change Automotive 800,000 Christian Brothers Automotive Retail auto repair 600,000 SBF Development Residential 503,000 Target Retail 500,000 BUSINESS PRODUCT/SERVICE VALUATION (1) HomeGoods Retail 1,373,000$ HOBO Carwash chemical manufacture 1,205,000 Ridgecrest Lakeville Multi-tenant retail 900,000 YMCA Daycare & preschool 800,000 Northland Collision Auto repair 775,000 Emagine Lakeville Theater Movie theater 750,000 SBF Commercial Holdings Event space 661,000 Miller Hartwig Insurance Insurance 644,000 Lakeville Liquor Commercial additions 570,000 Harry's Cafe Restaurant 550,000 Super Target Retail 500,000 Notes: (1)Valuation excludes land and personal property. Source: City of Lakeville Inspections Department. NEW BUILDING PERMITS 2018 AND 2017 (in excess of $500,000) EXPANSION OR REMODEL BUILDING PERMITS 2018 AND 2017 (in excess of $500,000) CITY OF LAKEVILLE EMPLOYEES BY FUNCTION/PROGRAM (FULL-TIME EQUIVALENT) LAST TEN FISCAL YEARS (162) Function/Program 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 General government City administration 2.8 2.5 2.5 2.5 2.4 2.8 3.0 3.0 3.0 3.0 Communications 3.9 4.0 4.0 4.0 4.0 4.0 4.0 3.9 4.5 5.2 City clerk 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Finance 6.5 6.4 6.0 7.0 7.0 7.0 6.6 6.7 7.0 7.0 Information systems 3.3 3.0 3.0 3.0 2.9 3.0 3.0 3.1 3.8 4.0 Human resources 2.8 2.8 2.8 2.8 2.8 2.8 3.2 4.0 4.0 4.0 Planning 3.8 3.0 3.0 3.0 2.8 3.5 3.5 3.5 4.2 4.5 Community and economic development 2.5 2.5 2.5 2.5 2.5 2.4 2.5 2.5 2.4 2.5 Protective inspection 8.7 8.0 8.0 7.0 7.0 7.0 7.6 8.0 8.4 9.0 General government buildings 3.0 3.0 3.0 3.0 3.0 3.0 3.0 4.6 5.5 6.0 Total general government 38.3 36.2 35.8 35.8 35.4 36.5 37.4 40.2 43.8 46.2 Public safety Police officers (sworn)51.0 51.5 51.9 53.0 50.2 54.0 52.8 54.7 54.6 57.0 Police administration 11.1 10.8 11.3 12.2 11.5 11.8 12.5 13.4 14.8 13.1 Fire (excluding volunteer firefighters)4.6 4.6 4.6 4.6 4.6 4.6 5.3 5.5 5.4 5.6 Total public safety 66.7 66.9 67.8 69.8 66.3 70.4 70.6 73.6 74.8 75.7 Public works Engineering 9.3 9.0 6.8 7.0 6.0 6.0 6.4 6.6 7.6 7.3 Construction Services - - - - - 2.0 3.9 3.7 3.3 4.0 Street maintenance 19.4 19.0 19.0 19.3 19.3 21.0 20.4 21.6 21.7 21.9 Total public works 28.7 28.0 25.8 26.3 25.3 29.0 30.7 31.9 32.6 33.2 Parks and recreation Park maintenance 14.5 15.0 15.0 15.0 15.0 15.0 14.8 14.0 15.1 16.4 Recreation 4.9 4.7 4.7 4.7 5.6 5.6 5.5 5.8 6.5 6.4 Arts center 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 4.6 4.7 Total parks and recreation 23.1 23.4 23.4 23.4 24.3 24.3 24.0 23.5 26.2 27.5 Total governmental activities 156.8 154.5 152.8 155.3 151.3 160.2 162.7 169.2 177.4 182.6 Liquor 25.7 25.7 25.8 25.7 24.9 26.3 24.4 25.3 26.1 26.0 Utility 18.0 18.0 20.0 20.0 20.0 21.0 21.6 21.3 23.1 24.3 Total business-type activities 43.7 43.7 45.8 45.7 44.9 47.3 46.0 46.6 49.2 50.3 Total employees 200.5 198.2 198.6 201.0 196.2 207.5 208.7 215.8 226.6 232.9 Source: City of Lakeville Human Resources Department. Note: Includes full time equivalent for both full and part time employees and accounts for overtime. Seasonal employees are not included for purposes of this report. CITY OF LAKEVILLE OPERATING INDICATORS BY FUNCTION LAST TEN FISCAL YEARS (163) Function 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 General government Number of registered voters N/A 32,617 N/A 32,200 N/A 36,571 N/A 41,124 N/A 41,693 Number of final plats approved 8 10 12 14 15 16 23 19 20 24 Number of building permits issued 1,428 1,421 1,467 2,349 1,647 3,852 2,030 1,889 1,829 1,875 Valuation of building permits issued (in millions)62$ 49$ 77$ 119$ 142$ 139$ 183$ 218$ 248$ 234$ Public safety Total calls for service 40,972 38,723 33,883 38,895 33,328 35,980 47,072 47,724 38,036 43,268 Traffic stops 13,370 12,310 9,210 11,426 8,251 10,531 17,681 18,239 15,680 18,412 Non-traffic related calls 27,602 26,413 24,673 27,469 25,077 25,449 29,391 29,485 22,356 24,856 Number of volunteer firefighters 78 74 83 77 79 80 83 85 86 82 Number of annual fire calls 1,343 1,189 1,262 1,208 1,062 1,103 1,192 1,347 1,477 1,500 Public works City street miles added 0.4 1.0 1.4 2.6 2.8 4.5 4.5 17.0 3.1 3.6 Parks and recreation Park acres mowed 427 427 429 429 430 430 430 430 430 430 Park facility reservations taken 559 661 655 717 888 958 1,024 742 551 562 Program activity registrations taken 8,201 8,369 9,051 9,850 9,310 9,627 9,231 8,141 6,294 6,490 Liquor Annual sales (in millions)14.6$ 14.7$ 14.4$ 15.2$ 15.4$ 14.9$ 13.6$ 14.1$ 14.6$ 16.9$ Utility (in millions of gallons) Water (average daily consumption)6.1 4.8 5.7 6.7 5.9 5.5 5.2 5.5 5.8 5.8 Sanitary sewer (1)3.3 3.3 3.3 3.4 3.4 3.4 3.2 3.4 3.4 3.5 (average daily treatment) Notes: (1)Sewage is treated by the Metropolitan Council Environmental Services. N/A Indicates information is not available for this period at the printing of this report. Source: Various City of Lakeville Departments. CITY OF LAKEVILLE CAPITAL ASSET STATISTICS BY FUNCTION LAST TEN FISCAL YEARS (164) Function (1)2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 Public safety Police stations 1 1 1 1 1 1 1 1 1 1 Fire stations 4 4 4 4 4 4 4 4 4 4 Public works City streets (miles)258.6 259.0 260.0 261.4 264.0 266.8 271.3 288.3 291.4 295.0 Parks and recreation Acres of parks, conservation areas, and greenways 1,579 1,579 1,586 1,590 1,590 1,590 1,590 1,600 1,600 1,600 Parks 5858 5959595959606061 Conservation areas 18 18 18 20 20 20 20 20 20 20 Trails and sidewalks - paved (miles)96 97 98 99 103 107 109 110 111 117 Ice rinks - outdoor (fully boarded)11 11 11 11 11 11 11 11 11 11 Ice rinks - indoor 33 33333333 Fields (softball, soccer, baseball, football, Lacrosse)93 96 97 97 97 97 96 96 96 97 Courts (basketball, volleyball, tennis, pickleball)39 39 38 38 38 38 38 38 43 43 Playgrounds 40 41 42 42 42 43 43 44 44 46 Swimming beaches 33 33333333 Liquor Number of on-sale stores owned 22 22222221 Number of on-sale stores leased 11 11111112 Utility Water Water mains (miles)311 311 313 313 321 321 321 321 346 350 Fire hydrants 3,386 3,386 3,434 3,434 3,572 3,572 3,572 3,572 3,818 3,885 Wells 17 17 17 17 17 17 17 18 18 19 Water Towers 5 5 5 5 5 5 5 5 6 6 Sanitary sewer Sanitary sewer mains (miles)256 259 261 261 261 261 261 261 261 264 Sanitary sewer lift stations 20 19 19 19 20 20 20 20 20 20 Notes: (1)Indicators for general government functions are not available. Source: Various City of Lakeville Departments. CITY OF LAKEVILLE, MINNESOTA EXECUTIVE AUDIT SUMMARY YEAR ENDED DECEMBER 31, 2018 (1) CliftonLarsonAllen LLP CLAconnect.com June 6, 2019 To the City Council and Management City of Lakeville, Minnesota We have prepared this management report in conjunction with our audit of the City of Lakeville, Minnesota’s (the City) financial statements for the year ended December 31, 2018. The purpose of this report is to provide comments resulting from our audit process and to communicate information relevant to city finances in Minnesota. We have organized this report into the following sections:  Audit Summary  Governmental Funds Overview  Enterprise Funds Overview  Government-Wide Financial Statements  Legislative Updates  Accounting and Auditing Updates We would be pleased to further discuss any of the information contained in this report or any other concerns that you would like us to address. We would also like to express our thanks for the courtesy and assistance extended to us during the course of our audit. The purpose of this report is solely to provide those charged with governance of the City, management, and those who have responsibility for oversight of the financial reporting process comments resulting from our audit process and information relevant to city finances in Minnesota. Accordingly, this report is not suitable for any other purpose. CliftonLarsonAllen LLP Minneapolis, Minnesota June 6, 2019 (2) AUDIT SUMMARY The following is a summary of our audit work, key conclusions, and other information that we consider important or that is required to be communicated to the City Council, administration, or those charged with governance of the City. OUR RESPONSIBILITY UNDER AUDITING STANDARDS GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA AND GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2018, and the related notes to the financial statements. Professional standards require that we provide you with information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information to you verbally, in our Governance Communication Letter, and in our audit engagement letter. Professional standards also require that we communicate the following information related to our audit. PLANNED SCOPE AND TIMING OF THE AUDIT We performed the audit according to the planned scope and timing previously discussed and coordinated in order to obtain sufficient audit evidence and complete an effective audit. AUDIT OPINION AND FINDINGS Based on our audit of the City's financial statements for the year ended December 31, 2018:  We issued an unmodified opinion on the City's basic financial statements.  We reported no deficiencies in the City's internal control over financial reporting that we considered to be material weaknesses or significant deficiencies.  The results of our testing disclosed no instances of noncompliance required to be reported under Government Auditing Standards.  We reported one finding based on our testing of the City's compliance with Minnesota laws and regulations. Overall, we found the City’s financial records to be in excellent condition. This not only provides for an efficient year-end audit, but should also provide confidence in the interim financial data used to manage the City throughout the year. (3) GOVERNMENTAL FUNDS OVERVIEW This section of the report provides you with an overview of the financial trends and activities of the City’s governmental funds, which include the General, special revenue, debt service, and capital project funds. These funds are used to account for the basic services the City provides to all of its citizens, which are financed primarily with property taxes. The governmental fund information in the City’s financial statements focuses on budgetary compliance, and the sufficiency of each governmental fund’s current assets to finance its current liabilities. PROPERTY TAXES Minnesota cities rely heavily on local property tax levies to support their governmental fund activities. For the 2017 fiscal year, local ad valorem property tax levies provided 41.1 percent of the total governmental fund revenues for cities over 2,500 in population, and 37.4 percent for cities under 2,500 in population. Property tax levies certified by Minnesota cities for 2018 increased about 5.6 percent over 2017, compared to an increase of 5.5 percent the prior year. Levy limits were not in place for 2017 or 2018. The total market value of property in Minnesota cities increased about 5.3 percent for the 2018 levy year, following an increase of 5.6 percent for levy year 2017, an increase of 5.7 percent for 2016, an increase of 8.5 percent for 2015, a slight increase of 1.1 percent for 2014, and a four-year trend of declining market values for levy years 2010 through 2013. Market values showed increases across all property categories for 2018 except for agricultural/rural vacant land, with gains in the market values of residential homestead properties (6.4 percent) and non-homestead residential properties (6.8 percent). Because the assessed valuation used for levying property taxes is based on values from the previous fiscal year (e.g., the market value for taxes payable in 2018 is based on estimated values as of January 1, 2017), market value improvement has lagged behind recent upturns in the housing market and the economy in general. The City’s taxable market value increased 6.5 percent for taxes payable in 2017 and 8.1 percent for taxes payable in 2018. The following graph shows the City’s changes in taxable market value over the past 10 years plus 2019:  $‐  $1  $2  $3  $4  $5  $6  $7  $8 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019BillionsTaxable Market Value Taxable Market Value (4) Tax capacity is considered the actual base available for taxation. It is calculated by applying the state’s property classification system to each property’s market value. Each property classification, such as commercial or residential, has a different calculation and uses different rates. Consequently, a city’s total tax capacity will change at a different rate than its total market value, as tax capacity is affected by the proportion of the City’s tax base that is in each property classification from year-to-year, as well as legislative changes to tax rates and exemptions. The City’s tax capacity increased 7.9 percent and 6.5 percent for taxes payable in 2018 and 2017, respectively. The following graph shows the City’s change in tax capacities over the past 10 years: 0.00% 5.00% 10.00% 15.00% 20.00% 25.00% 30.00% 35.00% 40.00% 45.00%  $‐  $10  $20  $30  $40  $50  $60  $70  $80 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018MillionsTax Capacity vs. Tax Rate (City Only) Local Net Tax Capacity Tax Rate Past reports included a comparison of property tax capacity rates between the City, seven-county metro area, and all cities state-wide average. The 2017 and 2018 comparison data was not available for the seven-county metro area nor all cities state-wide; therefore, the chart is not included this year. The following chart provides a comparison of how the City’s property taxes compare to other comparable cities: 21.105 25.920 31.521 33.020 33.177 34.746 34.943 35.952 36.378 36.419 40.045 42.475 44.474 51.112 0.000 10.000 20.000 30.000 40.000 50.000 60.000  $‐  $100  $200  $300  $400  $500  $600  $700  $800  $900  $1,000  $1,100  $1,200  $1,300  $1,400 Estimated City Property Taxes This chart is based on the City of Lakeville’s median home value of $304,600 and estimated taxable market value of $293,684. The City of Lakeville when compared to other local cities is right in the middle. This chart is an estimate of only the City’s portion of taxes and excludes other taxing jurisdictions (i.e. schools, county, special districts). This chart also includes the respective city tax rates. (5) GOVERNMENTAL FUND BALANCES The following table summarizes the changes in the fund balances of the City’s governmental funds during the year ended December 31, 2018, presented both by fund balance classification and by fund: Increase 2018 2017 (Decrease) Fund Balances of Governmental Funds Total by Classification Nonspendable 888,024$               914,375$               (26,351)$               Restricted 25,773,762           29,887,820           (4,114,058)            Committed 30,327,238           26,519,559           3,807,679             Assigned 705,500                 741,864                 (36,364)                  Unassigned 13,595,990           12,736,609           859,381                 Total governmental funds 71,290,514$         70,800,227$         490,287$               Total by Fund General 15,696,442$         15,269,442$         427,000$               General Obligation Debt Service 3,377,588             5,176,628             (1,799,040)            G.O. Improvement Debt Service 10,602,818           9,976,390             626,428                 Building Capital Projects 1,317,522             712,944                 604,578                 Improvement Construction Capital Projects 1,754,599             937,224                 817,375                 Municipal State Aid Capital Projects 696,520                 3,150,076             (2,453,556)            Nonmajor Funds 37,845,025           35,577,523           2,267,502             Total governmental funds. 71,290,514$         70,800,227$         490,287$               Fund Balance As of December 31, In total, the fund balances of the City’s governmental funds increased $490,287 during the year ended December 31, 2018. The majority of the increase was due to the use of restricted fund balances of $4.1 million which offset an increase in the committed fund balances of $3.8 million and unassigned fund balances of $859 thousand, from the prior year. The decrease in restricted fund balances was due to the refunding of the City’s Capital Improvement Bonds Series 2009A – Build America Bonds. The increase in the committed balance was primarily related to the collection of water and sanitary sewer trunk fees in the capital projects funds. The increase in unassigned fund balance was also primarily due to the City generating $1.3 million more than budgeted for revenues as well as $.5 million under budget on expenditures. (6) GOVERNMENTAL FUNDS REVENUE AND EXPENDITURES The following table presents the per capita revenue of the City’s governmental funds for the past three years, along with state-wide averages. We have included the most recent comparative state-wide averages available from the Office of the State Auditor to provide a benchmark for interpreting the City’s data. The amounts received from the typical major sources of governmental fund revenue will naturally vary between cities based on factors such as the City’s stage of development, location, size and density of its population, property values, services it provides, and other attributes. It will also differ from year-to-year due to the effect of inflation and changes in the City’s operation. Also, certain data on these tables may be classified differently than how they appear on the City’s financial statements in order to be more comparable to the state-wide information, particularly in separating capital expenditures from current expenditures. We have designed this section of our management report using per capita data in order to better identify unique or unusual trends and activities of your city. We intend for this type of comparative and trend information to complement, rather than duplicate, information in the Management’s Discussion and Analysis. An inherent difficulty in presenting per capita information is the accuracy of the population count, which for most years is based on estimates. State‐Wide Year December 31, 2017 2016 2017 2018 Population 20,000 ‐ 100,000 60,965                 61,993                   64,334                 Property taxes 475$                             421$                     433$                       436$                     Tax increments 38                                  7                            9                              9                            Franchise and other taxes 48                                  7                            6                              5                            Special assessments 59                                  38                         45                            49                         Licenses and permits 49                                  61                         64                            61                         Intergovernmental revenues 147                                148                       61                            79                         Charges for services 103                                218                       162                         184                       Other 48                                  29                         21                            27                         Total Revenue 967 929 801 849 City of Lakeville Governmental Funds Revenue per Capita With State‐Wide Averages by Population Class The City’s governmental funds have typically generated less revenue per capita in total than other Minnesota cities in its population class. Total governmental funds revenues were $54.6 million in 2018, about $4.9 million (10.0 percent) more than the prior year. On a per capita basis, governmental fund revenue for 2018 was $48 more than the prior year. Property tax revenue was $3 per capita higher than the previous year due to a levy increase. Intergovernmental revenues were $18 per capita more than last year due to an increase in municipal state-aid revenue as there were several large capital projects in 2018. Charges for services were $22 per capita more than last year due to increased in collections of fees during 2018. Revenue in the “other” category shown above increased $6 per capita. (7) Below is a table of the City of Lakeville’s 2018 governmental funds revenue per capita as compared to the average per capita revenues for the governmental funds of several comparable cities for the year 2017. The comparable cities included in the average below (and in any other instances of a comparable city average included in this report) are Apple Valley, Blaine, Bloomington, Chanhassen, Eagan, Eden Prairie, Inver Grove Heights, Maple Grove, Plymouth, Prior Lake, Savage, Shakopee, and Woodbury.  $‐  $100  $200  $300  $400  $500  $600 Revenues Per Capita Lakeville Comparable Average The expenditures of governmental funds will also vary from state-wide averages and from year-to-year, based on the City’s circumstances. Expenditures are classified into three types as follows: Current – These are typically the general operating type expenditures occurring on an annual basis, and are primarily funded by general sources such as taxes and intergovernmental revenues. Capital Outlay – These expenditures do not occur on a consistent basis, more typically fluctuating significantly from year-to-year. Many of these expenditures are project-oriented, and are often funded by specific sources that have benefited from the expenditure, such as special assessment improvement projects. Debt Service – Although the expenditures for debt service may be relatively consistent over the term of the respective debt, the funding source is the important factor. Some debt may be repaid through specific sources such as special assessments or redevelopment funding, while other debt may be repaid with general property taxes. (8) The City’s expenditures per capita of its governmental funds for the past three years, together with state-wide averages, are presented in the following table: State‐Wide Year December 31, 2017 2016 2017 2018 Population 20,000 ‐ 100,000 60,965                 61,993                64,334             Current General Government 101$                             95$                       104$                    103$                 Public Safety 287                               189                       206                      203                   Public Works 103                               70                         158                      74                      Parks and recreation 95                                  57                         84                        62                      586                               411                       552                      442                   Capital Outlay And construction 222                               622                       193                      390                   Debt Service Principal 121                               97                         111                      162                   Interest and fiscal 32                                  70                         65                        63                      154                               167                       176                      225                   Total Expenditures 961                               1,200                   921                      1,057                City of Lakeville Governmental Fund Expenditures per Capita With State‐Wide Averages by Population Class Total expenditures in the City’s governmental funds for 2018 were $67.99 million, an increase of $10.89 million (19.1 percent) from the previous year, or $169 per capita. The increase was primarily due to capital outlay, which was $204 per capita more than the previous year, primarily due to several large street and utility improvement projects during 2018. The increase in capital outlay was offset with decreases in public works and parks and recreation spending per capita of $78 and $19, respectively. Scheduled debt service principal and interest costs were also $56 higher per capita than the prior year. Below is a table of the City of Lakeville’s 2018 governmental funds expenditures per capita as compared to the average per capita expenditures for the governmental funds of several comparable cities for the year 2017. (9) GENERAL FUND The City’s General Fund accounts for the financial activity of the basic services provided to the community. The primary services included within this fund are the administration of the municipal operation, police and fire protection, building inspection, streets and highway maintenance, and parks and recreation. The graph below illustrates the change in the General Fund financial position over the last five years. We have also included a line representing annual expenditures to reflect the change in the size of the General Fund operation over the same period. The City’s General Fund cash and investments balance at December 31, 2018 was $14,819,011, an increase of $746,238. Total fund balance at December 31, 2018 was $15,696,442, which is an increase of $463,291 from the prior year, and $1,849,255 higher than projected in the City’s final budget. As the graph illustrates, the City has generally been able to maintain healthy cash and fund balance levels as the volume of financial activity has grown. This is an important factor because a government, like any organization, requires a certain amount of equity to operate. A healthy financial position allows the City to avoid volatility in tax rates; helps minimize the impact of state funding changes; allows for the adequate and consistent funding of services, repairs, and unexpected costs; and is a factor in determining the City’s bond rating and resulting interest costs. Maintaining an adequate fund balance has become increasingly important given the fluctuations in state funding for cities in recent years. A trend that is typical to Minnesota local governments, especially the General Fund of cities, is the unusual cash flow experienced throughout the year. The City’s General Fund cash disbursements are made fairly evenly during the year other than the impact of seasonal services such as snowplowing, street maintenance, and park activities. Cash receipts of the General Fund are quite a different story. Taxes comprise about 71 percent of the fund’s total annual revenue. Approximately half of these revenues are received by the City in July and the rest in December. Consequently, the City needs to have adequate cash reserves to finance its everyday operations between these payments. The City’s General Fund’s unrestricted fund balance at the end of the 2018 fiscal year represents approximately 52.8 percent of annual expenditures based on 2018 levels, compared to 56.1 percent at the end of the previous year. (10) The following graph reflects the City’s General Fund revenue sources for 2018 compared to budget: General Fund revenue for 2018 was $28,511,716, which was $1,315,937 (4.8 percent) more than budget. Licenses and permits revenue was over budget by $821,396, primarily due to the number of residential building and construction related permits issued. The following graph presents the City’s General Fund revenues by source for the last five years. The graph reflects the City’s reliance on property taxes and other local sources of revenue. (11) Overall, General Fund revenues increased $1,775,677 (6.6 percent) from the previous year. Property tax revenue was $1,149,387 more than last year due to a 4.95 percent increase in the property tax levy. Intergovernmental revenue increased $37,164 due to additional grants being received. Revenue from charges for services increased $671,234 due primarily to an increase in public works fees. Licenses and permits decreased $98,247 due primarily to a reduction in building permits during 2018. Finally, revenue in the “all other” category as shown above was $16,139 higher than last year, primarily due to an increase in investment returns. The following graph illustrates the components of General Fund spending for 2018 compared to budget: Total General Fund expenditures for 2018 were $27,855,631, which was $532,118 (1.9 percent) under the final budget. General Fund expenditures were under budget in every functional area except parks and recreation, as shown in the graph above. General government expenditures were $163,606 under budget, with the largest savings in planning, inspections, information technology, and human resources. Public safety expenditures were $217,743 under budget, primarily in police personnel charges. Public works expenditures were $155,086 under budget, mainly in engineering other charges and services and operations and maintenance personnel costs. Parks and recreation costs were over budget by $4,317, primarily due to the arts center other charges and services. (12) The following graph presents the City’s General Fund expenditures by function for the last five years: Total General Fund expenditures for 2018 were $2,248,091 (8.8 percent) higher than the previous year, with the increase spread across all program areas. The majority of the increase was in personnel costs, which were due to contractual wage increases, inflationary benefit cost increases, and the addition of about four full-time employees compared to the prior year. (13) ENTERPRISE FUNDS OVERVIEW The City maintains two enterprise funds to account for services the City provides that are financed primarily through fees charged to those utilizing the service. This section of the report provides you with an overview of the financial trends and activities of the City’s enterprise funds, which include the (water, sewer, street light, and environmental resources) Utility Fund and Liquor Fund. ENTERPRISE FUNDS FINANCIAL POSITION The following table summarizes the changes in the financial position of the City’s enterprise funds during the years ended December 31, 2018 and 2017, presented both by classification and by fund: Increase 2018 2017 (Decrease) * Net Position of enterprise funds Total by classification Net Investment in capital assets 138,725,763$         135,324,120$         3,401,643$           Restricted for Debt Service ‐                                 323,875                   (323,875)               Unrestricted 13,667,586              10,627,646             3,039,940             Total Enterprise Funds 152,393,349$         146,275,641$         6,117,708$           Total by Fund Liquor 6,087,122$              4,366,329$             1,720,793$           Utility 146,306,227           141,909,312           4,396,915             Total Enterprise Funds 152,393,349$         146,275,641$         6,117,708$           Net Position As of December 31,  Enterprise Funds Change in Financial Position In total, the net position of the City’s enterprise funds increased by $6,117,708 during the year ended December 31, 2018. The Liquor Fund net position increased by $1,720,793, due primarily an 4.8 percent increase in sales as well as the sale of the Kenrick location. Transfers out were $923 thousand. The increases in both the net investment in capital assets and the net position of the Utility Enterprise Fund were primarily due to capital infrastructure contributions of $6.4 million received from developers, other government agencies, and the City’s governmental funds. * The increase (decrease) column above includes the City’s restatement related to the adoption of Governmental Accounting Standards Board Statement No. 75 related to accounting for other postemployment benefits. The effects of this adoption resulted in a decrease during the year of $28,660 and $40,262 for the Utility and Liquor funds, respectively. (14) LIQUOR FUND The following graphs present five years of operating results for the Liquor Fund: The Liquor Fund ended 2018 with a net position of $6,087,122, an increase of $1,720,793 from current year operations. Of this, $2,969,637 represents net investment in capital assets leaving an unrestricted net position of $3,117,485. (15) Gross liquor sales for 2018 were $15,276,433, an increase of $692,919 (4.8 percent) from 2017. The Liquor Fund generated a gross profit of $3,810,794 in 2018, or about 24.9 percent, of gross sales. Operating expenses for 2018 were $2,783,557, an increase of $265,280 (10.5 percent) from the prior year as it includes seven months of operating lease costs for the Kenrick location. Net operating income for 2018 was $1,027,237, or about 6.7 percent, of gross sales. The increase in gross sales and the resulting increase in the two operating ratios shown below were primarily attributable to continued stabilization during 2018 as the City has faced significant increases to competition in previous years. The Liquor Fund also made transfers out of $923,260 to support the General Fund, for debt service, and for various capital needs. (16) UTILITY FUND The following graph presents five years of comparative operating results for the City’s (water, sewer, street light, and environmental resources) Utility Fund: The Utility Fund ended 2018 with net position of $146,306,227, an increase of $4,396,915 (including the restatement of $40,262 related to the adoption of GASB Statement No. 75) from current year operations. Of the net position balance, $135,756,126 represents the City’s net investment in utility capital assets, leaving $10,550,101 of unrestricted net position. Utility Fund operating revenue was $13,613,145 for 2018, an increase of $1,027,695 (8.2 percent), mainly due to increase in water usage and sewer discharge coupled with an increase in rates. Operating expenses (including depreciation of $4,544,612) were $14,628,460, which represents an increase of $709,459 (5.1 percent). The increase was primarily attributable to increases in the Met Council disposal charges and depreciation. The Utility Fund also received capital contributions of $6,389,619 in 2018 from developers, other governmental agencies, and the City’s governmental funds. (17) GOVERNMENT-WIDE FINANCIAL STATEMENTS In addition to fund-based information, the current reporting model for governmental entities also requires the inclusion of two government-wide financial statements designed to present a clear picture of the City as a single, unified entity. These government-wide financial statements provide information on the total cost of delivering services, including capital assets and long-term liabilities. STATEMENT OF NET POSITION The Statement of Net Position essentially tells you what your city owns and owes at a given point in time, the last day of the fiscal year. Theoretically, net position represents the resources the City has leftover to use for providing services after its debts are settled. However, those resources are not always in spendable form, or there may be restrictions on how some of those resources can be used. Therefore, net position is divided into three components: net investment in capital assets, restricted, and unrestricted. The following table presents the components of City’s net position as of December 31, 2018 and 2017, for governmental activities and business-type activities: Increase 2018 2017 (Decrease) Net Position Governmental Activities Net Investment in capital assets 142,300,205$         144,581,700$         (2,281,495)$             Restricted 45,267,313             46,683,603             (1,416,290)                Unrestricted 15,427,439             6,036,382                9,391,057                 Total governmental activities 202,994,957$         197,301,685$         5,693,272$               Business‐type activities Net Investment in capital assets 138,725,763$         135,324,120$         3,401,643$               Restricted ‐                                 323,875                   (323,875)                   Unrestricted 13,878,208             10,791,344             3,086,864                 Total business‐type activities 152,603,971           146,439,339           6,164,632                 Total net position 355,598,928$         343,741,024$         11,857,904$             As of December 31, The total net position of the City increased $11.9 million during the 2018 fiscal year. Of the increase, $5.7 million came from governmental activities and $6.2 million from business-type activities. One of the primary reasons for the increases in both the governmental and business-type activities was the amount of infrastructure contributed by developers and governmental activities during 2018, which totaled about $6.4 million. The decrease in governmental activities restricted net position was the result of several factors, including a decrease in special assessments restricted for future debt service; capital grants (contributions); decreases in charges for services and other resources restricted for future capital improvements. Other items affecting net position between 2017 and 2018 include the City having a $2.0 million note payable to Dakota County for County Road 50 improvements and the sale of Kenrick liquor store to a private party resulting in a gain on sale of $1.6 million. The Refunding of the City’s 2007H and 2009A bonds. (18) STATEMENT OF ACTIVITIES The Statement of Activities tracks the City’s yearly revenues and expenses, as well as any other transactions that increase or reduce total net position. These amounts represent the full cost of providing services. The Statement of Activities provides a more comprehensive measure than just the amount of cash that changed hands, as reflected in the fund-based financial statements. This statement includes the cost of supplies used, depreciation of long-lived capital assets, and other accrual-based expenses. The following table presents the change in the net position of the City for the years ended December 31, 2018 and 2017: 2017 Program Expenses Revenues Net Change Net Change Net (expense) revenue Governmental activities General government 7,203,308$           5,669,001$           (1,534,307)$            (100,372)$               Public safety 14,141,045           2,208,927             (11,932,118)            (12,254,876)            Public works 22,336,416           20,289,222           (2,047,194)              2,537,932                Parks and recreation 6,661,852             2,661,600             (4,000,252)              (4,037,755)              Interest on long‐term debt 3,468,814             ‐                               (3,468,814)              (3,268,426)              Business‐type activities Liquor 14,234,337           15,289,854           1,055,517                952,187                   Utility 14,815,914           17,740,034           2,924,120                3,404,105                Total net (expense) revenue 82,861,686$         63,858,638$         (19,003,048)            (12,767,205)            General Revenues Property taxes and tax increments 28,641,302             27,317,169             Investment earnings 1,067,303                688,985                   Other ‐ gain on disposal of assets 1,601,334                ‐                                 Total general revenues 31,309,939             28,006,154             Change in net position 12,306,891             15,238,949             Net position , beginning 343,741,024           328,502,075           Change in Accounting Principles (448,987)                  ‐                                 Net position ‐ ending 355,598,928$         343,741,024$         2018 One of the goals of this statement is to provide a side-by-side comparison to illustrate the difference in the way the City’s governmental and business-type operations are financed. The table clearly illustrates the dependence of the City’s governmental operations on general revenues such as property taxes and unrestricted grants, while its business-type activities are financed predominately through program revenues. The difference in public works is mainly the result of decreased capital contributions, utility connection charges and special assessments of $4.6 million during 2018. (19) LEGISLATIVE UPDATES Despite the 2018 legislative session ending with a projected budget excess of $1 billion million for the 2020–2021 biennium the most recent legislative session made some progress on pensions, local options sales taxes, and bonding. The following is a summary of recent legislation affecting Minnesota cities in 2018/2019 and into the future: Local Government Aid (LGA) – The Legislature completely overhauled the LGA formula for fiscal year 2014 and thereafter, creating a three-tiered formula that includes separate “need factor” calculations for cities with populations under 2,500, between 2,500 and 10,000, or over 10,000. The new formula simplified the LGA calculation, and reduced the volatility of the LGA distribution by limiting the amount it may decline in a given year. Beginning in 2015, any reduction to a city’s calculated LGA distribution will be limited to the lesser of $10 per capita, or 5 percent of their previous year net tax levy. For cities that gain under the new formula, the increases will be distributed proportionate to their unmet need, as determined by the new “need factor” calculations. The state-wide LGA appropriation was $516.9 million for fiscal 2016 and 2017, was $534.4 million for fiscal 2018 and thereafter. LGA was increased to $560.4 million for fiscal 2020 and increased to $564.4 for fiscal year 2021. Local Option Sales Tax Process – Cities seeking local sales tax authority in the future will have a different process. Cities must secure legislative authorization before conducting a local referendum (this is a return to the procedure in place before 2011). The use of sales tax revenues is explicitly limited to construction and rehabilitation of capital projects where a clear “regional benefit” can be demonstrated. Replacement of Freon Systems – The 2017 Omnibus Tax Bill created a new option for home rule and statutory cities to finance the replacement of Freon-based refrigerant (R-22) in their hockey arenas by issuing capital notes or certificates of indebtedness with up to a 20-year term without voter approval, but are subject to reverse referendum process. The previous limit was 10-years. Chemical producers will no longer be allowed to produce R-22 after January 1, 2020. Pensions – Governor Walz signed the Omnibus Pension bill which approved an extension to the phased-retirement option which was initially established in 2009 and set to expire in 2019, it was extended until June 30, 2024. The 2018 Omnibus Pension bill did not change the contribution rates for the General Employees Plan. The Bill did change the PERA Public Employees Police and Fire Fund plan as follows:  Post-retirement COLAs were permanently set at 1.00 percent;  Employer contribution rates increase from 16.20 percent of covered salaries to 16.95 percent beginning January 1, 2019, and 17.70 percent beginning January 1, 2020;  Employee contribution rates increase from the current 10.80 percent of covered salaries to 11.30 percent beginning January 1, 2019, and 11.80 percent beginning January 1, 2020;  To reduce the need for additional contribution increase, the State will contribute an additional $4.5 million to the plan annually for fiscal years 2019 and 2020, increasing to $9.0 million annual thereafter through 2048, or until the plan is fully funded; and  The rate of interest paid on refunds of employee contributions to former public employees was reduced from an annual rate of 4.00 percent to 3.00 percent. (20) There were also reforms made which impact volunteer firefighter relief association plans as follows:  Add a requirement that the fire chief annually certify each firefighter’s service credit to the relief association and the related municipality effective January 1, 2019. Elections – The Special Session Omnibus bill approved by Governor Walz approved the use of $6.6 million in elections cybersecurity funding and now allows the Office of the Secretary of State to access $6.6 million in federal funding made available more than a year ago and is part of the Help America Vote Act. Additionally the bill makes changes to the state presidential nomination primary law and will now limit the distribution of participants’ party of choice to the major political parties (prior to this change the Office of the Secretary of State information could have been requested by any registered voter). Municipal Liquor Operation Continuation Statute – The Omnibus Liquor Bill failed to reach the House floor before adjournment of the regular legislative session. This bill included provisions to modify the liquor store continuation statute to exclude long-term pension liability changes when calculating profitability of operations. The bill also included specific liquor license provisions for certain municipalities. This bill is expected to be revisited during the 2020 legislative session. Bonding Bill – Governor Walz signed legislation approving bonding of $59 million for city water infrastructure funding which was legally challenged after the original passage as part of the 2018 bonding bill. Transportation Bill – The bill approved $93.5 million in funding for various transportation items including metro mobility, deputy registrar reimbursements, MnLARS replacement and setting up a disaster contingency account. Topics not making it to the Governor – Various bills were introduced during the most recent legislative session however they never made it to the Governor’s desk for his review. These bills included items such as the public officials compensation cap, cities setting their own employment standards, paid leave for family and medical reasons, a definition of sexual harassment, and any changes which would significantly increase revenues for transportation funding. (21) ACCOUNTING AND AUDITING UPDATES GASB Statement No. 83, “Certain Asset Retirement Obligations” – the objective of this Statement is to provide financial statement users with information about asset retirement obligation not previously address in GASB standards, by establishing uniform accounting and financial reporting requirements for these obligations. An example of these assets would be decommissioning a nuclear power plant, wind turbines, sewage treatment facilities, or an x-ray machine. This Statement is effective for periods beginning after June 15, 2018. GASB Statement No. 84, “Fiduciary Activities” – this Statement establishes criteria for identifying fiduciary activities of all state and local governments. This Statement is effective for periods beginning after December 15, 2018. GASB Statement No. 87 “Leases” – the primary objective of this Statement is to better meet the information needs of financial statement users by improving accounting and financial reporting for leases by governments. It will require recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources based on the payment provision of the contract. It also establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. This Statement is effective for periods beginning after December 15, 2019. GASB Statement No. 90 “Majority Equity Interests” – the primary objectives of this Statement is to improve the consistency and comparability of reporting of a government’s majority equity interest in a legally separate organization and to improve the relevance of financial information for certain component units. This Statement is effective for periods beginning after December 15, 2018. GASB Statement No 91 “Conduit Debt” – the primary objectives of this Statement is to provide a single method of reporting conduit debt obligations by issuers and eliminate diversity in practice associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. This Statement is effective for periods beginning after December 15, 2020. Honorable Mayor and Members of the City Council City of Lakeville Lakeville, Minnesota We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of City of Lakeville (the City) as of and for the year ended December 31, 2018, and have issued our report thereon dated June 6, 2019. We have previously communicated to you information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. Professional standards also require that we communicate to you the following information related to our audit. Significant audit findings Qualitative aspects of accounting practices Accounting policies Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 to basic financial statements. As described in Note 1, the City adopted Statement of Governmental Accounting Standards (GASB) Statement No. 75, Accounting and Financial Reporting of Postemployment Benefits Other Than Pension, in 2018. The City restated beginning net position as a result of implementing this statement. In addition, the City also implemented (GASB) Statement No. 89, Accounting for Interest Cost Incurred before the End of a Construction Period, in 2018. There were no significant effects on the financial statements as a result of implementing this statement. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates Accounting estimates are an integral part of the financial statements prepared by management and are based on management’s knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were:  Management’s estimate of the valuation of investments is based on published market values as of December 31, 2018. We evaluated the key factors and assumptions used to develop the value of investments in determining that it is reasonable in relation to the financial statements taken as a whole. Honorable Mayor and Members of the City Council City of Lakeville Page 2  Management’s estimate of the depreciation expense on capital assets is based on management’s estimated useful lives of those assets. We evaluated the key factors and assumptions used to develop the allowance in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of the City’s liability for compensated absences is based on employee wage information and the City’s policies of earning vacation and sick pay. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of other postemployment benefits payable is based on an actuarial study performed by an independent third party and the City’s historical activity. We evaluated the key factors and assumptions used to develop the other postemployment benefits payable in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of the City’s proportionate share of PERA’s GERF and PEPFF net pension liabilities as well as the related deferred inflows and outflows is based on guidance from GASB Statement No. 68, GASB Statement No. 71, and the plans’ allocation tables. The plans’ allocation tables allocate a portion of the plans’ net pension liabilities based on the City’s contributions during the plans’ fiscal years as a percentage of total contributions received for the related fiscal year by the plans. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a hole.  Management’s estimate of the City’s net pension asset and related deferred inflows and outflows related to the City’s Fire Relief Association are based on an actuarially determined liability. This liability is based on various assumptions including the investments rate of return, projected salary increases, and mortality rates. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a whole. Financial statement disclosures Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. There were no particularly sensitive financial statement disclosures. The financial statement disclosures are neutral, consistent, and clear. Difficulties encountered in performing the audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Uncorrected misstatements Professional standards require us to accumulate all misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. Management did not identify and we did not notify them of any uncorrected financial statement misstatements. Honorable Mayor and Members of the City Council City of Lakeville Page 3 Corrected misstatements Management did not identify and we did not notify them of any financial statement misstatements detected as a result of audit procedures. Disagreements with management For purposes of this letter, a disagreement with management is a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditors’ report. No such disagreements arose during our audit. Management representations We have requested certain representations from management that are included in the management representation letter dated June 6, 2019. Management consultations with other independent accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a “second opinion” on certain situations. If a consultation involves application of an accounting principle to the City’s financial statements or a determination of the type of auditors’ opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Significant issues discussed with management prior to engagement We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to engagement as the City’s auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our engagement. Other audit findings or issues We have provided a separate letter to you dated June 6, 2019, communicating internal control related matters identified during the audit. Other information in documents containing audited financial statements With respect to the required supplementary information (RSI) accompanying the financial statements, we made certain inquiries of management about the methods of preparing the RSI, including whether the RSI has been measured and presented in accordance with prescribed guidelines, whether the methods of measurement and preparation have been changed from the prior period and the reasons for any such changes, and whether there were any significant assumptions or interpretations underlying the measurement or presentation of the RSI. We compared the RSI for consistency with management’s responses to the foregoing inquiries, the basic financial statements, and other knowledge obtained during the audit of the basic financial statements. Because these limited procedures do not provide sufficient evidence, we did not express an opinion or provide any assurance on the RSI. Honorable Mayor and Members of the City Council City of Lakeville Page 4 With respect to the combining and individual fund financial statements and additional debt schedules (collectively, the supplementary information) accompanying the financial statements, on which we were engaged to report in relation to the financial statements as a whole, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period or the reasons for such changes, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We have issued our report thereon dated June 6, 2019. The introductory and statistical sections accompanying the financial statements, which is the responsibility of management, was prepared for purposes of additional analysis and is not a required part of the financial statements. Such information was not subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we did not express an opinion or provide any assurance on it. Other information is being included in documents containing the audited financial statements and the auditors’ report thereon. Our responsibility for such other information does not extend beyond the financial information identified in our auditors’ report. We have no responsibility for determining whether such other information is properly stated and do not have an obligation to perform any procedures to corroborate other information contained in such documents. As required by professional standards, we read the introductory and statistical sections (the other information) in order to identify material inconsistencies between the audited financial statements and the other information. We did not identify any material inconsistencies between the other information and the audited financial statements. Our auditors’ opinion, the audited financial statements, and the notes to basic financial statements should only be used in their entirety. Inclusion of the audited financial statements in a document you prepare, such as an annual report, should be done only with our prior approval and review of the document. * * * This communication is intended solely for the information and use of the City Council and management of City of Lakeville, and is not intended to be, and should not be, used by anyone other than these specified parties. CliftonLarsonAllen LLP Minneapolis, Minnesota June 6, 2019 INDEPENDENT AUDITORS’ REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Honorable Mayor and City Council City of Lakeville Lakeville, Minnesota We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of City of Lakeville (the City), as of and for the year ended December 31, 2018, and the related notes to basic financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated June 6, 2019. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Honorable Mayor and City Council City of Lakeville Page 2 Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. CliftonLarsonAllen LLP Minneapolis, Minnesota June 6, 2019 INDEPENDENT AUDITORS’ REPORT ON MINNESOTA LEGAL COMPLIANCE Honorable Mayor and Members of the City Council City of Lakeville Lakeville, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year then ended December 31, 2018, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated June 6, 2019. The Minnesota Legal Compliance Audit Guide for Cities, promulgated by the State Auditor pursuant to Minn. Stat. § 6.65, contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing. Our audit considered all of the listed categories. In connection with our audit, nothing came to our attention that caused us to believe that the City failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Cities, except as described in the Schedule of Findings and Recommendations as item 2018-001. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City's noncompliance with the above-referenced provisions, insofar as they relate to accounting matters. The City’s written response to the legal compliance finding identified in our audit is described in the Schedule of Findings and Recommendations. The City’s response was not subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we express no opinion on it. The purpose of this report is solely to describe the scope of our testing of compliance relating to the provisions of the Minnesota Legal Compliance Audit Guide for Cities and the results of that testing, and not to provide an opinion on compliance. Accordingly, this report is not suitable for any other purpose. CliftonLarsonAllen LLP Minneapolis, Minnesota June 6, 2019 CITY OF LAKEVILLE, MINNESOTA SCHEDULE OF FINDINGS AND RECOMMENDATIONS YEAR ENDED DECEMBER 31, 2018 Minnesota Legal Compliance 2018-001 Unclaimed Property Criteria: Minnesota Statutes 345.41 and 345.43 require that every City that is holding funds or other property that is presumed to be abandoned under sections 345.31 through 345.60 to report such property to the State Commissioner of Commerce annually. Such unclaimed property would include unclaimed or uncashed checks or other intangible property held for more than three years, or one year for unpaid compensation. Condition/Context: During the audit it was noted that the City had one check from October of 2014 in their outstanding check listing, and it had not been reported to the State Commissioner of Commerce. Cause: The check was missed during the City’s annual reporting process. Effect: The City of Lakeville was not in compliance with Minnesota Statutes 345.41 and 345.43. Recommendation: We recommend the City review all outstanding checks and other unclaimed property near the required reporting dates annually and ensure all unclaimed property is reported timely to the State Commissioner of Commerce. Management Response: The City will review all outstanding checks and other unclaimed property near the required reporting dates annually and ensure all unclaimed property is reported timely to the State Commissioner of Commerce.