HomeMy WebLinkAboutItem 6City of Lakeville
Finance Department
Memorandum
To: Mayor and City Council
Justin Miller, City Administrator
From: Jerilyn Erickson, Finance Director
Date: September 23, 2019
Subject: Proposed Financial Sustainability & Resiliency Policy
Over the past year, City staff and the Finance Committee have been developing a Financial
Sustainability and Resiliency policy. The purpose of the policy is to establish strategic financial
sustainability and resiliency principles for the City, which may b e used when developing the
annual budget, long-term financial plans, and when making critical financial, economic
development and community development decisions.
City Staff and the Finance Committee thought it was imperative to develop a policy sooner rather
than later which articulates an overarching city/community philosophy to:
proactively plan for the service needs of the community, the maintenance of existing
assets, the protection of natural resources and environment, etc.;
implement funding at a level which includes the full cost of providing services to the
community and maintenance, replacement and upgrade of existing assets (Pay-As-You-
Go Strategy);
establish financial resiliency by establishing sufficient reserve and funding levels;
meet the goals in this Policy within the next five to seven years.
Assets/Growth/Liabilities
The City has approximately $628 million in capital assets including land, infrastructure (utilities,
streets, etc.), vehicles, equipment, facilities, parks, etc.
In the past ten years, the City has experienced $1.3 billion in taxable market value growth from
new construction. We’ve added about 9,000 residents; 36 miles of streets; 21 acres of parks,
conservation areas, and greenways; etc. Those additional residents and businesses will expect
various services and the additional assets/infrastructure will require maintenance and eventually,
replacement.
The City has approximately $120 million in debt and $3 million in unfunded accrued
compensated leave for employees. The 2020-2024 Capital Improvement Program (CIP)
anticipates about $91 million of additional debt being issued for various projects.
Council Direction
Staff is seeking Council direction on the proposed policy.
Attachment: Proposed Financial Sustainability & Resiliency Policy
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FINANCIAL SUSTAINABILITY & RESILIENCY POLICY
DRAFT 9/23/2019
PURPOSE:
The purpose of this policy is to establish strategic financial sustainability and resiliency principles for the
City of Lakeville, which may be used when developing the annual budget, long-term financial plans, and
when making critical financial, economic development and community development decisions.
DEFINITION:
Financial sustainability is defined as the process that establishes a long-term vision, builds trust and
cooperation through planning and transparency, sets rules, is fair, and establishes outcomes to monitor
Lakeville’s progress in achieving the principles. It considers the risks, obligations and opportunities of
Council’s critical decisions on the community, including the people, the environment and financial
position of the City.
Financial resiliency is defined as the ability to maintain ongoing financial health when facing serious
external challenges, including but not limited to economic adjustments, natural disasters and important
policy changes by other levels of government.
OBJECTIVES:
Financial sustainability is achieved when service and infrastructure levels and standards are delivered
according to a Council adopted Long-Term Financial Plan without the need to significantly increase user
rates or taxes or significantly reduce services or to issue debt in excess of the City’s Debt Policy.
Long-term financial sustainability is important if the Council is to deliver the services and programs
expected by the community. It is also important that community assets are maintained so that an
unfunded liability does not build up and become a burden for future taxpayers and/or ratepayers.
Responsible long-term financial sustainability ensures:
• Consistent delivery of essential community services and the efficient development of
infrastructure
• Public resources and costs distributed fairly between current and future ratepayers and taxpayers,
achieved with stability and predictability by having a balanced budget and maintaining a
reasonable operating surplus
• Funding for the maintenance, replacement and upgrade of assets
• The City maintains a healthy financial position and a strong level of credit quality (Aa and Aaa
levels) in compliance with the Debt Policy
• Continued or enhanced stability and certainty of financial outcomes
• Sufficient reserves are available to address emergency situations (i.e. natural disasters, etc.)
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SCOPE:
This policy applies to the City of Lakeville and those involved in planning and implementing Envision
Lakeville, its community vision plan.
IMPLEMENTATION:
The Council will ensure the following plans are fully developed, articulating support of the concepts of
financial sustainability and resiliency as overall goals (individually and in coordination with the other
plans); and reviewed annually:
• Envision Lakeville (2018 community vision plan)
• Comprehensive Land Use Plan (2040)
• Infrastructure Plans:
o Transportation Plan
o Water Plan
o Sanitary Sewer Plan
o Water and Natural Resources Management Plan
o Parks, Trails and Open Space Plan
• Economic Development Strategic Plan
• Asset Management Plan
• Long-term Financial Plan
Council will annually review and affirm the following financial sustainability principles to be included in
the annual budget and Capital Improvement Plan: ensuring strategic financial sustainability, resiliency
and long-term financial viability for the City of Lakeville.
Balanced Budget
Council is required by Minnesota State Statute 412.711 to adopt a balanced budget. The City’s policy is to
budget an underlying operating surplus each year to maintain the General Fund Balance Ratio, as of
December 31, between 40%-50% of the next year’s expenditures.
This percentage is calculated as: Unrestricted Fund Balance / Next Year’s Expenditures
The City will adopt and comply with additional fund balance ratios or financial management targets
consistent with best practices established by the Government Finance Officers Association (GFOA) and /
or the State of Minnesota Office of the State Auditor (OSA).
Debt Limitations and Goals
It is appropriate for the City to invest in new infrastructure assets that are paid for by both current and
future tax and rate payers. The level of borrowings should be consistent with the City’s Debt Policy.
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• The City will research and consider types of debt issuance that result in lower interest costs, offers
maximum financial flexibility and helps achieve other goals: Environmental, Social, and
Governmental (ESG) such as Green Bonds (bonds specifically earmarked for use to fund climate
and environmental projects).
• For selected asset classifications, the City will evaluate adopting a “Pay-As-You-Go” Strategy such
that resources are set aside for the asset replacement at the appropriate future time.
• The City will strive to meet these goals within the next five to seven years.
Funded Asset and Service Provision Costs
The full cost of providing services to the community will be included in the Annual Budget and Long-
Term Financial Plan. The City will budget for the appropriate maintenance, replacement and upgrade of
existing assets, as well as additional assets due to community growth or increased service levels and types
of services.
• Existing assets will be maintained to a level that ensures their economic life is maximized. The
City will utilize subject matter experts to establish overall condition indices (OCI), maintenance
protocol, etc. The City will continue to maintain and/or replace needed assets (utilities, streets,
trails, parks, vehicles, equipment, etc.) to ensure they can continue to provide benefit to the
community.
• The City supports funding to maintain compliance with established OCI, maintenance protocols,
etc.
• The City will utilize appropriate software resources to track the ongoing costs associated with
maintaining its assets.
• Existing infrastructure will be maintained to a reasonable and serviceable level as a priority over
building or acquiring additional infrastructure. Building or acquiring additional infrastructure
will require Council to increase maintenance responsibilities, which may be funded by either
additional rate/fee increases or reduced service levels.
• The City supports factoring in additional resources (personnel, vehicles/equipment, technology,
etc.) when projecting long-term growth of the community.
• The City supports funding one hundred percent (100%) of depreciation of Pay-As-You-Go
Strategy asset classifications, achieved by the following formula:
Asset Replacement Cost / Useful Life of Asset
• The City will strive to meet these goals within the next five to seven years.
Review of Assets
Existing assets will be reviewed to ensure their use is consistent with meeting the goals of Envision
Lakeville, the Comprehensive Land Use Plan and specific Infrastructure Plans. If the assets are not
providing a benefit in accordance with these plans, then Council will examine alternative uses and options
for these assets and seek community input to use the value in the assets to fund capital or refurbishment
expenditure and thus maintain community wealth.
When acquiring new assets, the following factors will be considered as part of a cost / benefit analysis to
determine the net benefit or cost of new assets:
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• City’s current operating surplus/deficit position
• Any additional depreciation and maintenance cost
• Any relevant interest cost and the impact on the fund’s net position
• The requirement to increase rates to fund acquisition and ongoing costs
• The age, life expectancy, suitability and service potential of any asset to be replaced
• Discounted cash flow analysis, where appropriate
• Inclusion as part of a long-term plan (i.e. Capital Improvement Plan, Equipment Plan, Facility
Plan, Technology Plan, etc.)
City assets will be reviewed on a regular basis and those assets identified as surplus assets (e.g. parcels of
undeveloped land) or those requiring excessive maintenance costs (which exceed their benefit) may be
sold to raise funds for more desirable community assets. Asset sales proceeds will not be used to fund
operations or the ongoing normal/customary maintenance of existing assets. Proceeds can be held in
reserve until an appropriate use is identified.
Appropriate uses for asset sales proceeds include:
• Purchases of other capital assets or refurbishments
• Development of new capital assets
• Upgrade or expansion of existing capital assets
Environmental Sustainability
The City will incorporate protection of natural resources and environment when making financial,
economic development and community development decisions. The following factors should be
considered as components of the environmental sustainability analysis:
• Maintain water quality consistent with or superior to Department of Natural Resources (DNR)
standards;
• Provide housing types and choices to meet the needs of a diverse population (ages, income levels,
family groups, etc.) in coordination with the Metropolitan Council 2040 Plan.
• Provide a commercial/industrial/residential mix of properties that reflect the Community Values
of Envision Lakeville.
• Work with other organizations to provide a multi-modal transportation network including
pedestrian, bicycle, transit, automobile, rail and air which supports connectivity with
neighborhoods, parks, business nodes, transit hubs, etc.
• Integrate energy savings options when acquiring new assets or upgrading existing assets. Strive
for a carbon neutral position.
• Utilize green products, energy efficient products and efficient electric technology, when available.
• Consider purchase of renewable energy (solar, wind, etc.) to supplement or replace current energy
sources.
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Funding
The City will work to implement funding operations and reserves that will efficiently enhance
sustainability and resiliency to ensure the long-term financial viability of the City.
The City supports establishing and maintaining Capital Project Funds for the purpose of committing
funds to acquire, replace, refurbish, and maintain its capital assets (i.e. vehicles, equipment, buildings,
parks, infrastructure, technology, etc.).
The City supports establishing a Compensated Leave Fund for the purpose of funding at least 50% of the
current liability due to employees for accrued leave hours, recognizing that even though this liability will
be paid in the future, the liability was incurred to provide current services and should be funded with
current revenues.
The City will charge development fees to fund new infrastructure that is needed due to growth of the
community (i.e. water towers, wells, water mains, sewer mains, etc.).
The City will strive to provide stable funding sources through property taxes and other appropriate
sources to fund the acquisition, replacement, refurbishment and maintenance of its capital assets,
recognizing that the expenditures will fluctuate from year to year. The City will minimize its reliance on
one-time funds or operating surpluses to be used for recurring expenditures, including capital assets.
The City supports a philosophy that current and future users should pay for the depreciation of City
assets; therefore, current taxation levels and fees and fund balance reserves should reflect the funds being
collected to replace, refurbish and maintain its capital assets.
User Rate/Fee Adjustments
City’s Annual Budget will include a level of revenue that reflects the cost to continue providing existing
services at the defined level of service and to fund the costs included in the Asset Management Plan and
investment in new capital assets as included in the Long-Term Financial Plan.
If the Council is planning to provide new or additional services, then the cost of these may require an
additional rate increase. A cost / benefit analysis should be conducted for any new or additional services,
to ensure the service is provided in a cost-effective manner.
Rate adjustments (Development Fees, Miscellaneous Fees, Utility Rates) will be reviewed annually in
conjunction with updates to long-term plans (i.e. Capital Improvement Plan, etc.), review of current costs
to provide services, etc.
The City will strive to act proactively and incrementally with rate adjustments to provide stability and
predictability for residents and businesses.