Loading...
HomeMy WebLinkAboutItem 07June 15, 2020 Item No.________ ACKNOWLEDGE RECEIPT OF LAKEVILLE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2019 Proposed Action Staff recommends adoption of the following motion: Move to acknowledge receipt of City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2019. Overview The City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2019 is attached for City Council review and approval. The certified public accounting firm of CliftonLarsonAllen, LLP (CLA) has audited the financial report. In their opinion, the financial statements, as presented, represent the financial position of City of Lakeville as of December 31, 2019 and the results of operations for the year ended. Mr. Chris Knopik, Partner with CLA, will present an overview at the June 15 Council meeting. Primary Issues to Consider  Financial condition of the City of Lakeville. An overview of the financial operations is provided in the Letter of Transmittal and Management’s Discussion and Analysis. Supporting Information  City of Lakeville Comprehensive Annual Financial Report for the Year Ended December 31, 2019  Executive Audit Summary  Auditor Communications: o Governance Communication o Internal Controls o Minnesota Legal Compliance Financial Impact: $ Budgeted: Y☐ N☐ Source: Related Documents: (CIP, ERP, etc.): Envision Lakeville Community Values: Good Value for Public Services Report Completed by: Jerilyn Erickson, Finance Director N/A N/A CITY OF LAKEVILLE, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2019 PREPARED BY THE FINANCE DEPARTMENT CITY OF LAKEVILLE TABLE OF CONTENTS YEAR ENDED DECEMBER 31, 2019 INTRODUCTORY SECTION  LETTER OF TRANSMITTAL 1  ELECTED AND APPOINTED OFFICIALS 11  ORGANIZATIONAL CHART 12  CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL REPORTING 13  FINANCIAL SECTION  INDEPENDENT AUDITORS’ REPORT 14  MANAGEMENT’S DISCUSSION AND ANALYSIS 17  BASIC FINANCIAL STATEMENTS  STATEMENT OF NET POSITION 34  STATEMENT OF ACTIVITIES 35  BALANCE SHEET – GOVERNMENTAL FUNDS 36  RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION – GOVERNMENTAL ACTIVITIES 37  STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS 38  RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES – GOVERNMENTAL ACTIVITIES 39  STATEMENT OF NET POSITION – PROPRIETARY FUNDS 40  STATEMENT OF NET REVENUES. EXPENSES, AND CHANGES IN NET POSITION – PROPRIETARY FUNDS 41  STATEMENT OF CASH FLOWS – PROPRIETARY FUNDS 42  STATEMENT OF FIDUCIARY NET POSITION – CUSTODIAL FUND 43  STATEMENT OF CHANGES IN FIDUCIARY NET POSITION – CUSTODIAL FUND 44  NOTES TO BASIC FINANCIAL STATEMENTS 45  REQUIRED SUPPLEMENTARY INFORMATION  GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON 97  NOTES TO REQUIRED SUPPLEMENTARY INFORMATION 102  PERA – GENERAL EMPLOYEES RETIREMENT FUND 103  PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND 104  NOTES TO REQUIRED SUPPLEMENTARY INFORMATION – STATE WIDE PLANS 105  NET PENSION LIABILITY (ASSET) AND RELATED RATIOS – LAKEVILLE FIRE RELIEF ASSOCIATION 108  SCHEDULE OF CHANGES IN THE CITY’S TOTAL OPEB LIABILITY AND RELATED RATIOS 109  CITY OF LAKEVILLE TABLE OF CONTENTS YEAR ENDED DECEMBER 31, 2019 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES  NONMAJOR GOVERNMENTAL FUNDS  COMBINING BALANCE SHEET 113  COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 114  SPECIAL REVENUE FUNDS (NONMAJOR) – COMBINING BALANCE SHEET 115  SPECIAL REVENUE FUNDS (NONMAJOR) – COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 116  DEBT SERVICE FUNDS (NONMAJOR) – COMBINING BALANCE SHEET 117  DEBT SERVICE FUNDS (NONMAJOR) – COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 118  CAPITAL PROJECTS FUND (NONMAJOR) – COMBINING BALANCE SHEET 119  CAPITAL PROJECTS FUNDS (NONMAJOR) – COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES 121  COMMUNICATIONS – SPECIAL REVENUE FUND – BUDGETARY COMPARISON SCHEDULE 123  ECONOMIC DEVELOPMENT – SPECIAL REVENUE FUND – BUDGETARY COMPARISON SCHEDULE 124  DOWNTOWN SPECIAL SERVICE DISTRICT – SPECIAL REVENUE FUND – BUDGETARY COMPARISON SCHEDULE 125  SUPPLEMENTARY INFORMATION  SCHEDULE OF CHANGES IN BONDED INDEBTEDNESS 126  SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE 127  COMBINED SCHEDULE OF BONDED INDEBTEDNESS 137  STATISTICAL SECTION (UNAUDITED)  NET POSITION BY COMPONENT – GOVERNMENT WIDE 139  CHANGES IN NET POSITION BY COMPONENT – GOVERNMENTAL ACTIVITIES 141  CHANGES IN NET POSITION BY COMPONENT – BUSINESS-TYPE ACTIVITIES 143  CHANGES IN NET POSITION BY COMPONENT – TOTAL GOVERNMENTAL AND BUSINESS-TYPE ACTIVITIES 145  FUND BALANCES – GOVERNMENTAL FUNDS 147  CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS 149  TAX CAPACITY VALUATION AND ASSESSOR’S TAXABLE MARKET VALUE OF TAXABLE PROPERTY 151  PROPERTY TAX RATES – DIRECT AND OVERLAPPING GOVERNMENTS 153  PRINCIPAL PROPERTY TAXPAYERS 154  PROPERTY TAX LEVY AND COLLECTIONS 155  CITY OF LAKEVILLE TABLE OF CONTENTS YEAR ENDED DECEMBER 31, 2019 RATIO OF TOTAL DEBT BY TYPE 156  RATIO OF NET BONDED DEBT OUTSTANDING 157  DIRECT AND OVERLAPPING GOVERNMENTAL DEBT 158  LEGAL DEBT MARGIN 159  PLEDGED REVENUE COVERAGE 160  DEMOGRAPHIC AND ECONOMIC STATISTICS 161  PRINCIPAL EMPLOYERS 162  COMMERCIAL AND INDUSTRIAL BUILDING PERMITS ISSUED 163  EMPLOYEES BY FUNCTION/PROGRAM (FULL-TIME EQUIVALENT) 164  OPERATING INDICATORS BY FUNCTION 165  CAPITAL ASSET STATISTICS BY FUNCTION 166  INTRODUCTORY SECTION (1) June 5, 2020 The Honorable Mayor and Council Members 20195 Holyoke Avenue Lakeville, Minnesota 55044 Honorable Mayor, Members of the City Council and Citizens of the City of Lakeville: The Comprehensive Annual Financial Report is hereby presented for the purpose of providing you, the reader, with a thorough overview of the financial affairs of the City for the year ended December 31, 2019. The Report was prepared in accordance with Minnesota Statutes and Generally Accepted Accounting Principles (GAAP). This report was prepared by the City’s Finance Department and consists of management’s representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all information presented in this report. To provide a reasonable basis for making these representations, management of the City has established internal controls designed to protect the City’s assets from loss, theft or misuse and to provide sufficient reliable information for the preparation of these financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City’s internal controls have been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatements. As management, we assert that to the best of our knowledge and belief this report is complete and reliable in all material respects. The City of Lakeville’s financial statements have been audited by CliftonLarsonAllen LLP, a professional firm of certified public accountants. The independent auditor’s report is included in the Financial Section of this report. The auditors have given this report an unmodified (“clean”) opinion, meaning that the financial statements fairly present the City’s financial position at December 31, 2019 and the changes in financial position for the year then ended. Management’s discussion and analysis (MD&A) immediately follows the independent auditors’ report and provides a narrative introduction, overview, and analysis of the basic financial statements. MD&A complements this letter of transmittal and should be read in conjunction with it. 20195 Holyoke Avenue, Lakeville, MN 55044 952-985-4400  952-985-4499 fax www.lakevillemn.gov (2) Profile of Government The City of Lakeville is a suburban community located 20 miles south of downtown Minneapolis in the southeast corner of the Twin Cities metropolitan area within Dakota County. Lakeville enjoys an excellent location, with convenient access to the Minneapolis-Saint Paul metropolitan area via interstate highway I-35. The City is also just 25 minutes from the Minneapolis-Saint Paul International Airport. Lakeville continues to be one of the fastest growing cities in Minnesota with a population that has grown from 43,128 in 2000 to 65,831 in 2019. The City of Lakeville operates under the Mayor-Council form of organization. The governing City Council consists of the Mayor and four other Council members. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing members to the various committees and commissions and hiring the City Administrator. The City Administrator is responsible for carrying out the policies, directions and ordinances of the City Council and for overseeing the day-to-day operations of the City. The City Council is elected on a non-partisan at-large basis. The Mayor is elected to serve a four-year term, while Council Members serve four-year staggered terms, with two Council Members elected every two years. The City provides its residents and businesses with a full range of municipal services consisting of public safety (police and fire), public works, parks and recreation, and general government administration. The City also operates two enterprises: utilities (public water, sanitary sewer, street lights and environmental resources) and off-sale liquor stores. Sewage treatment and disposal is operated on a regional basis by the Metropolitan Council Environmental Services (MCES) and refuse collection and disposal are handled on a private basis through contractual arrangements by City residents with private haulers. Further information regarding city services can be obtained from the City’s website at www.lakevillemn.gov. The City is financially accountable for the Housing and Redevelopment Authority (HRA), which is included in the City’s financial statement. Additional information on the HRA can be found in Note 1A. – Summary of Significant Accounting Policies of the Notes to Basic Financial Statements. The annual budget serves as the foundation for the City of Lakeville’s financial planning and control. The budgetary process is outlined in the notes within the required supplementary information section of this report. The City applies budgetary controls to ensure compliance with legal provisions of the laws of Minnesota. Budgets are adopted on a basis consistent with GAAP. Annual budgets are adopted for the general fund and special revenue funds. The general fund budgetary comparison schedules are presented within the required supplementary information section and the special revenue funds budgetary comparison schedules are presented in the nonmajor governmental funds subsection of this report. (3) Factors Affecting Financial Condition The City of Lakeville is committed to maintaining a strong financial condition, while continuing to provide quality public services to its residents and businesses. The City’s financial position, as reflected in the financial statements presented in this report, is perhaps best understood when it is considered from the broader perspective of the environment within which the City operates. Local Economy The City’s tax base is primarily residential and consists of mostly single family homes. Commercial and industrial properties make up approximately eleven percent of the tax base. The City’s valuation declined from its peak in 2009 to a low point in 2013. Since 2013, valuations have steadily grown due to a mix of new construction and appreciating values. The City’s valuation is now at a new peak and continues to grow. The City has grown by an estimated 9,900 new residents or approximately 17.7% since 2010, while the number of City employees has increased by 16.6%. The City has a land area of 38 square miles with approximately 30% of its land available for development. In 2019, final plats were approved for 305 single-family units, 164 detached townhomes, 43 attached townhomes, 260 apartment units, 3 commercial developments, 3 industrial and one institutional development. The trend for building permit activity for single-family homes is steady with building permits for single family homes/detached townhomes increasing from 478 in 2018 to 556 in 2019. The 2020 budget is premised on conservative but assumed steady growth of new single-family homes in the coming year. Actual Residential Units Estimated Residential Units Actual Single Famil y Estimated Single Family (4) Commercial and industrial building permit activity was valued at $63.3 million. Commercial projects constructed in 2019 included:  Compeer Financial o A new two-story, 30,000 square-foot agricultural lender business  Heritage Library and Lakeville License Center o The facility was remodeled and expanded by about 2,900 square feet  BeeHive Senior Homes o A new 20-unit senior assisted living and memory care residence  Spero Senior Living o A new 55-unit independent senior living community  Motoprimo Motorsports o A two-level, 30,000 square-foot addition Industrial development in 2019 included:  QA1 Precision Products o 100,000 square-foot building o Retaining 95 jobs and creating 44 new jobs in the City  Polytek Surface Coatings o 2-story, 17,218 square foot office and warehouse building o Growth and expansion of existing Lakeville business  Globus Transport Inc. o 131,307 square foot 3-story climate-controlled self-storage building o Includes office, retail showroom, and outdoor storage of recreational vehicles  Recycle MN / Dick’s Sanitation o 21,240 square-foot addition o New 69-foot tall storage silo Commercial projects under construction:  Health Partners Park Nicollet Clinic o A new 2-story, 28,420 square-foot medical office building  Edison at Spirit o A 160-unit market-rate apartment building and five secondary carriage house buildings  Kingsley Place o A new 55-unit, four-story senior independent living apartment building  Springs at Lakeville o A multi-family development consisting of 260 market-rate rental townhome- style units New commercial businesses:  Escape MSP o An escape room entertainment business  Viverant o A new physical therapy, performance training, Pilates and nutrition consulting business  Power Plate Meals o A new ready-to-eat meal business  Code Hero Academy o Technology classes for school-age children and community members  HomeGoods o A new home goods store (5)  B-52 Burgers and Brew o A new full-service restaurant  Northern Taphouse o A new bar and restaurant  Wings Financial Credit Union o A new credit union  Lakeville Walmart o Added online grocery pickup service  Waffle Bar o A new bubble waffle and ice cream parlor  Mi5 Fitness o A new fitness business  ALDI o A new grocery business  Kato CBD o A new boutique style CBD retail store  Remedy Bar o A CBD retail store  Just for Kix o A business offering dance classes  Hy-Vee Fast & Fresh o A new convenience store with groceries, grab-and-go meals, and gas  Salon de Belle o A new salon  Enlighten Chiropractic o A new chiropractic business  Dunkin’ Donuts and Baskin Robbins o A new combined store located adjacent to the Kenrick Liquor store  Spaw 4 Paws o A luxury dog grooming salon  Puppy Play & Stay o A new business that offers daycare, boarding and grooming for dogs  Billie’s Choice o A new business providing in-home senior care  Farm Bureau Wealth Management o A business providing financial advisory services (6) According to the Dakota County Assessor’s office, the median value home increased by 7.12% as of February 2020 (for taxes payable 2020). The improving housing market is also strengthened with the current low inflation and interest rate environment. According to the Bureau of Labor Statistics, Lakeville’s unemployment rate is favorable compared to the State and National rates. Source: https://mn.gov/deed/data (7) Major Initiatives Pressures and issues confronting the City were taken into account with the 2019 adopted budget including community growth, aging infrastructure, inflationary pressures, emerging trends, innovation and efficiencies, entrepreneurial efforts and preparing for the future. Community Growth. New residential housing construction continues to rise due in large part to improved economic conditions. The resumption of growth will result in increased demands for infrastructure enhancements as well as service delivery such as inspections, code enforcement, police, fire, streets and parks. Addressing Aging Infrastructure. Our City has more than $300 million of investment in infrastructure such as roads, water mains, parks, trails, facilities, equipment and other assets. The assets have maintenance, and in certain situations, replacement requirements. The 2019 budget addressed the short-term plan while the Capital Improvement Plan addressed the anticipated intermediate and long-term needs. The most significant 2019 projects included:  Accelerated pavement management program to improve city-wide pavement management index o 2019 Street Reconstruction o Hamburg Avenue Improvements Inflationary Pressures. As the economy improves there will be upward pressure on commodities, services and personnel costs. Although inflation is still relatively benign, the budget anticipated modest price increases in the near term. Emerging Trends. There are trends emerging within our community which are influenced at least in part by external factors such as technology-related crimes. Currently, there is a defined need for our community to react to or be prepared to react to the issues; however, there is little or no financial assistance available from State or Federal agencies to react to the trends. Innovation and Efficiencies. Lakeville has a long-standing history of being fiscally conservative and prudent. In spite of the fact that the City of Lakeville receives no state aid for property tax relief, per capita current expenditures for operations are still amongst the lowest in the twin cities according to the Minnesota State Auditor’s Office. The adopted budget included several initiatives which continued the focus on a commitment to cost effectiveness and efficiencies. Effective application of technology is a major factor in optimizing organizational efficiencies. Entrepreneurial Efforts. Continued marketing initiatives are proposed to promote economic developments. Several years ago, property was acquired in southwestern Lakeville for a future new liquor store to improve revenues and sales opportunities. Preparing for the Future. As a Community that embraces a high quality of life and a pro- business attitude, Lakeville is “Positioned to Thrive.” It is an objective that embraces a vision for the future and a commitment to preparing for it. (8) Long-Term Financial Planning There is an interrelationship between a community’s physical development and its long-term financial plan. A comprehensive plan provides the guidance for current and future land use and public infrastructure decisions to provide managed growth throughout the community. The City of Lakeville completes an update of its Comprehensive Plan every ten years. The scheduled Plan update started in 2017 and was completed in 2019. A Capital Improvement Plan (CIP) is a flexible, five-year plan that identifies the City’s infrastructure, development objectives and allocation of financial resources. It provides policy makers and the community with a strategic (documented) approach to implementation and administration of improvement projects. The City will invest $183 million in transportation, utility, equipment, facilities and parks over the next five years to achieve program objectives. As of December 31, 2019, the City of Lakeville had approximately $120.125 million of debt outstanding. The City will issue approximately $90 million general obligation improvement bonds in the coming years to finance street reconstruction projects, facility expansion and development of community parks. (9) Relevant Financial Policies The City has a number of policies which are utilized in the management of its fiscal affairs. The primary policies include, but are not limited to, operating budget policy, budget amendment process, revenue, debt, investment and fund balance.  Operating Budgets. The City’s operating budget policy sets forth guidance with respect to balanced operating budgets, with an overriding goal of achieving structural balance over a longer-term period, while recognizing that in certain periods, revenues and expenditures may not be equal. A balanced budget for the General Fund is defined as revenues and other sources equal to or exceeding operating expenditures and other uses. Other sources can include that portion of General Fund balance that is allowed to be budgeted for use per the City’s fund balance policy. The budget will provide for adequate maintenance of capital facilities and equipment and for their orderly replacement. Balanced budgets for the proprietary enterprise funds are defined as providing sufficient revenues to support the operations of those funds, without subsidy from the General Fund or property taxes. Charges from the Proprietary Internal Service Funds shall be sufficient to support such activities, with no trend of operating deficits. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the fund level for the General Fund and Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for each department. Budgeted expenditure appropriations lapse at year-end. Supplementary appropriations can be carried forward to the following year if approved by the City Council.  Revenue Policies. The City will project its annual revenues by a conservative objective and thorough analytical process. The City will endeavor to maintain a diversified and stable revenue system to shelter it from annual fluctuations in any one revenue source. All existing and potential revenue sources will be reexamined annually. New sources of non-property- tax revenue should be actively explored at all times. Where appropriate and not contrary to accepted public policy or statutes, emphasis will be directed toward full cost recovery through user fees. User fees and cost allocation formulas will be updated periodically (annually, if needed). Ongoing, the City will review the full cost of activities supported by user fees to identify the impact of inflation and other factors. The fees along with the resulting net property tax costs will be reviewed with the City Council during the budget process. Sensitivity to market rates will also be considered in setting fees. Intergovernmental grant requests are subject to fiscal review before the application is submitted. This review is to ensure that the grants do not create an obligation for unfunded expenditures by the City relating to the grant’s purpose and to provide an overall budgetary review of grant proposals.  Debt. The City’s debt policy provides guidance to ensure that long-term debt is utilized appropriately and in a fiscally prudent manner. Limiting long-term borrowing to capital improvements or other long-term projects which cannot, and appropriately should not, be financed from current revenues. Final maturity of bonds and notes should not exceed the expected useful life of the underlying project for which it is being issued. Where possible, the City will endeavor to pledge special assessments, State-aid or other non-tax revenues to debt service payments. (10)  Investments. The City’s policy is to invest all available monies at competitive interest rates, coordinated with projections of the City’s operating and program cash flow needs. Interest earnings will be distributed to the funds based on the average cash balances. Investments will take into consideration safety, liquidity and yield as well as complying with State regulations.  Fund Balance. Fund balance or net position are terms used to define the difference between a fund’s assets, deferred outflows of financial resources, liabilities and deferred inflows of financial resources. Fund balance is used in governmental fund types and net position is used in proprietary fund types and also the government-wide financial statements. Awards and Acknowledgements The Government Finance Officers Association (GFOA) of the United States awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Lakeville, Minnesota, for its comprehensive annual financial report for the fiscal year ended December 31, 2018. This is the thirty-first consecutive year that the City of Lakeville has received this prestigious award. In order to be awarded a Certificate of Achievement for Excellence, a government must publish an easily readable and efficiently organized comprehensive annual financial report, and the contents must conform to the program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement for Excellence in Financial Reporting is valid for a period of one year only. We believe our current comprehensive annual financial report continues to conform to the Certificate of Achievement for Excellence program requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report could not have been accomplished without the professional, efficient and dedicated services of the entire staff of the Finance Department. We would like to express our appreciation to all members of the department, with special recognition to Assistant Finance Director Julie Werner and Senior Financial Analysts David Lang, Tom Nesseth and Laura Miller. We would also like to express our sincere gratitude to the City Council for its sincere commitment and progressive leadership in the financial affairs of our community. Respectfully submitted, Justin Miller Jerilyn Erickson City Administrator Finance Director/Treasurer CITY OF LAKEVILLE ELECTED AND APPOINTED OFFICIALS YEAR ENDED DECEMBER 31, 2019 (11) Term Expires Elected Officials December 31, Douglas P. Anderson Mayor 2022 Joshua Lee Council Member 2022 Luke Hellier Council Member 2020 Michelle Volk Council Member 2022 Brian Wheeler Council Member 2020 APPOINTED PERSONNEL Justin Miller City Administrator Jerilyn Erickson Finance Director/Treasurer Charlene Friedges City Clerk CITY OF LAKEVILLE ORGANIZATIONAL CHART YEAR ENDED DECEMBER 31, 2019 (12) CITY OF LAKEVILLE CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL REPORTING DECEMBER 31, 2019 (13) FINANCIAL SECTION (14) INDEPENDENT AUDITORS’ REPORT Honorable Mayor and the City Council City of Lakeville, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, as of and for the year ended December 31, 2019, and the related notes to the financial statements, which collectively comprise the City of Lakeville’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors’ Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditors’ judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Honorable Mayor and the City Council City of Lakeville, Minnesota (15) Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville as of December 31, 2019, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of a Matter During fiscal year ended December 31, 2019, the City adopted GASB Statement No. 84, Fiduciary Activities. As a result of the implementation of this standard, the City reported a restatement for the change in accounting principle (see Note 23). Our auditors’ opinion was not modified with respect to the restatement. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, budgetary comparison information, schedule of changes in the City’s total OPEB liability and related ratios, schedule of the City’s proportionate share of net pension liability, schedule of the City’s pension contributions, and the schedule of changes in net pension liability and related ratios, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Lakeville’s basic financial statements. The introductory section, combining and individual fund statements and schedules, and statistical sections are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Honorable Mayor and the City Council City of Lakeville, Minnesota (16) The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 5, 2020, on our consideration of the City of Lakeville’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the result of that testing, and not to provide an opinion on the effectiveness of the City of Lakeville’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Lakeville’s internal control over financial reporting and compliance. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2020 CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (17) As management of the City of Lakeville, (the City), we offer readers of the City’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2019. The discussion and analysis is intended to be considered in conjunction with the additional information that we have furnished in our letter of transmittal, located earlier in this report, and the City’s financial statements contained within this report. Financial Highlights  The assets and deferred outflows of resources of the City exceeded liabilities and deferred inflows of resources by $393,647,227 (net position) at the close of the most recent fiscal year. Of this amount, $39,320,393 (unrestricted net position) may be used to meet the government’s ongoing obligations to citizens and creditors.  The City’s total net position increased by $33,201,087 in 2019.  The City’s governmental funds reported combined ending fund balances of $89,180,100. Of this total amount, $51,922,614 or 58.2% is not restricted or nonspendable and is available for use within the City’s constraints and policies.  As of the end of the current fiscal year, the City’s total unassigned fund balance for the general fund was $15,429,752 or 53.5% of total general fund expenditures of $28,854,340. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements are comprised of three components: 1) government- wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other required supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The government-wide financial statements include not only the City itself (known as the primary government), but also a legally separate housing and redevelopment authority (HRA) for which the City is considered to be financially accountable or for which the nature and significance of their relationship with the City is such that the exclusion would cause the City’s financial statements to be misleading or incomplete. Financial information for this component unit is blended within the financial information presented for the primary government itself. The Statement of Net Position presents information on all of the City’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (18) The Statement of Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, and parks and recreation. The business-type activities of the City include the enterprise activities of the liquor operation and utility operation. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains 26 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, G.O. improvement (debt service) fund, municipal state-aid (capital projects) fund, and the improvement construction (capital projects) fund, all of which are considered to be major funds. Data from the other governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements following the required supplementary information. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (19) The City adopts annual appropriated budgets for its general fund and special revenue funds. A budgetary comparison schedule has been provided as required supplementary information for the general fund to demonstrate compliance with this budget. Special revenue funds budgetary comparison schedules can be found in the nonmajor governmental funds subsection of the report after the capital projects funds. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The internal service fund is an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses enterprise funds to account for its off-sale liquor and utility (water, sanitary sewer, streetlight, and environmental resources) operations. The City uses an internal service fund to account for its risk management insurance liability program. These services benefit the governmental and business-type functions; therefore, they have been included within governmental and business-type activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for each of the enterprise funds, all of which are considered to be major funds of the City. The internal service fund is presented in a single aggregated presentation in the proprietary fund financial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the City’s own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to basic financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. This section includes a budgetary comparison schedule and related notes for the general fund, a schedule of funding progress for the other postemployment benefits plan of the City and schedules related to the City’s participation in defined benefit pension plans administered by the Minnesota Public Employees Retirement Association (PERA) and the Lakeville Fire Relief Association. The combining statements referred to earlier in connection with nonmajor governmental funds are presented immediately following the required supplementary information. . CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (20) Government-wide Financial Analysis An analysis of the City’s financial position begins with a review of the Statement of Net Position and the Statement of Activities. These two statements report the City’s net position and changes in net position. It should be noted that the financial position can also be affected by nonfinancial factors, including economic conditions, population growth, and new regulations. As noted earlier, net position may serve over time as a useful indicator of the City’s financial position. As presented in the following condensed version of the Statement of Net Position, the City’s assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $393,647,227 at December 31, 2019. By far the largest portion or 75.7% of net position is reflected in its net investment in capital assets (e.g. land, buildings and improvements, machinery and equipment, infrastructure, and construction in process) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s net investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 2019 2018 2019 2018 2019 2018 Current and other assets 125,919,160$ 99,733,628$ 20,420,753$ 18,567,819$ 146,339,913$ 118,301,447$ Capital assets 267,332,551 255,935,129 154,058,485 149,217,641 421,391,036 405,152,770 Total Assets 393,251,711 355,668,757 174,479,238 167,785,460 567,730,949 523,454,217 Deferred outflows of resources 7,959,018 11,126,536 256,813 460,775 8,215,831 11,587,311 Current and other liabilities 15,945,666 9,813,242 1,919,610 1,532,497 17,865,276 11,345,739 Other liabilities 138,361,225 140,024,833 13,758,197 13,573,208 152,119,422 153,598,041 Total Liabilities 154,306,891 149,838,075 15,677,807 15,105,705 169,984,698 164,943,780 Deferred inflows of resources 11,900,528 13,962,261 414,327 536,559 12,314,855 14,498,820 Net Position: Net Investment in Capital Assets 154,468,792 142,300,205 143,501,608 138,725,763 297,970,400 281,025,968 Restricted 56,356,434 45,267,313 - - 56,356,434 45,267,313 Unrestricted 24,178,084 15,427,439 15,142,309 13,878,208 39,320,393 29,305,647 Total Net Position 235,003,310$ 202,994,957$ 158,643,917$ 152,603,971$ 393,647,227$ 355,598,928$ Governmental Activities TotalBusiness-Type Activities The City’s total restricted net position of $56,356,434 comprises 14.3% of total net position at the close of the fiscal year ending December 31, 2019. These assets are subject to external restrictions on how they may be used. The 2019 remaining balance of $39,320,393 (10.0% of total net position), in unrestricted net position may be used to meet the government’s ongoing obligations to citizens and creditors. The unrestricted net position in the governmental activities increased a total of $8,750,645 primarily due to higher than budgeted revenues and lower than budgeted expenditures during the year. Certain balances within unrestricted net position have internally imposed commitments or limitations, which may further limit the purpose for which such net position may be used. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (21) Change in net position. The City’s 2019 total net position during the current fiscal year increased by $33,201,087 as shown in the following table. This increase is primarily attributed to economic conditions and increase in community growth. Additional details that account for the change in net position are provided in the following analysis of the governmental and business-type activities. 2019 2018 2019 2018 2019 2018 REVENUES Program Revenues: Charges for Services $ 20,610,432 $ 15,891,372 $ 30,504,938 $ 28,889,578 $ 51,115,370 44,780,950$ Operating Grants and Contributions 4,613,988 5,498,819 650,372 64,456 5,264,360 5,563,275 Capital Grants and Contributions 21,464,103 9,438,559 7,240,758 4,075,854 28,704,861 13,514,413 General Revenues: Property Taxes 30,897,445 28,641,302 - - 30,897,445 28,641,302 Unrestricted Investment Earnings 2,769,074 907,138 459,651 160,165 3,228,725 1,067,303 Gain on Sale of Capital Assets - - - 1,601,334 - 1,601,334 Total Revenues 80,355,042 60,377,190 38,855,719 34,791,387 119,210,761 95,168,577 EXPENSES General Government 7,902,490 7,203,308 - - 7,902,490 7,203,308 Public Safety 14,927,426 14,141,045 - - 14,927,426 14,141,045 Public Works 21,015,480 22,336,416 - - 21,015,480 22,336,416 Parks and Recreation 7,178,164 6,661,852 - - 7,178,164 6,661,852 Interest on Long-Term Debt 3,332,465 3,468,814 - - 3,332,465 3,468,814 Municipal Liquor - - 15,267,133 14,234,337 15,267,133 14,234,337 Utility - - 16,386,516 14,815,914 16,386,516 14,815,914 Total Expenses 54,356,025 53,811,435 31,653,649 29,050,251 86,009,674 82,861,686 CHANGE IN NET POSITION BEFORE TRANSFERS 25,999,017 6,565,755 7,202,070 5,741,136 33,201,087 12,306,891 Transfers and Contributions 1,162,124 (492,418) (1,162,124) 492,418 - - CHANGE IN NET POSITION 27,161,141 6,073,337 6,039,946 6,233,554 33,201,087 12,306,891 Net Position - Beginning of Year 202,994,957 197,301,685 152,603,971 146,439,339 355,598,928 343,741,024 Prior Period Restatement for Implementation of GASB Standard (See Note 23) 4,847,212 (380,065) - (68,922) 4,847,212 (448,987) Beginning of Year, as Restated 207,842,169 196,921,620 152,603,971 146,370,417 360,446,140 343,292,037 NET POSITION - END OF YEAR 235,003,310$ 202,994,957$ 158,643,917$ 152,603,971$ 393,647,227$ 355,598,928$ Change in Net Position Governmental Activities Business-Type Activities Total Governmental activities. The governmental activities change in net position before transfers increased by $25,999,017. The governmental revenue increase in charges for services is directly related to both an increase in economic, development and community. Operating grants decreased in 2019 in conjunction with the level of state-aid funded street maintenance and improvement projects compared to the prior year. Capital grants and contributions increased due a higher number of developer-installed assets reported during the 2019 than in 2018. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (22) Revenues The City’s 2019 total revenues for governmental activities increased by $19,977,852. Charges for services increased a total of $4,719,060 primarily due to an increase in economic and community growth as evidenced by an increase in building permits, park dedication fees, and connection and area charges collected. A summary of the various increases is shown as follows: 2019 2018 Increase / (Decrease) Charges for services Licenses and building permit fees 4,492,109$ 3,899,604$ 592,505$ Connection and area charges 7,087,279 5,568,939 1,518,340 Engineering fees - reconstruction projects 1,635,394 1,463,780 171,614 Park dedication fees 3,154,888 1,602,477 1,552,411 Other 4,240,762 3,356,572 884,190 Total charges for services 20,610,432$ 15,891,372$ 4,719,060$ Operating grants and contributions experienced an overall decrease of $884,831. The level of state-aid funded street maintenance and improvement projects decreased compared to the prior year. A summary of the various operating grants and contributions are shown as follows: 2019 2018 Increase / (Decrease) Operating grants and contributions State-aid for street maintenance 1,945,421$ 1,312,272$ 633,149$ State-aid for street revenue bonds 734,358 1,176,682 (442,324) County grant for joint road improvements 269,335 574,554 (305,219) Federal street reconstruction bonds payment - 58,743 (58,743) Other grants, contributions and donations 1,664,874 2,376,568 (711,694) Total Operating grants and contributions 4,613,988$ 5,498,819$ (884,831)$ CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (23) Capital grants and contributions increase by $12,025,544. Contributed infrastructure from private land developers increased $7 million; the infrastructure consists of street, storm water, and park & trail capital assets. Special assessments increased by $793,000 primarily due to two major street projects that were levied against the benefitting property owners in 2019. Other grants and contributions increased $4 million due to multiple road projects that occurred in 2019 and involved other government agencies including Dakota County, City of Burnsville and Vermillion Watershed District. The summary of capital grants and contributions is shown as follows: 2019 2018 Increase / (Decrease) Capital grants and contributions Contributed infrastructure from developers 12,453,494$ 5,258,885$ 7,194,609$ Special assessments 4,646,937 3,853,942 792,995 Other grants and contributions 4,302,383 264,539 4,037,844 PEG fees 61,289 61,193 96 Total capital grants and contributions 21,464,103$ 9,438,559$ 12,025,544$ Property tax revenue increased $2,256,143 or 7.9% primarily due to an increase in the overall tax levy. Investment income earnings increased by $1,861,936. The increase is the combination of increased earnings and changes in investment asset values which are inversely related to the changes in market rates. The increase is consistent with prevailing market conditions. General revenues 2019 2018 Increase / (Decrease) Property taxes 30,897,445$ 28,641,302$ 2,256,143$ Investment income 2,769,074 907,138 1,861,936 Total general revenues 33,666,519$ 29,548,440$ 4,118,079$ CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (24) A summary of 2019 revenues by source for governmental activities is shown as follows: Charges  for Services,  $20,610,432 , 26% Operating Grants  and  Contributions,  $4,613,988 , 6% Capital  Grants  and  Contributions,  $21,464,103 , 27% Property Taxes,  $30,897,445 , 38% Unrestricted  Investment Earnings,  $2,769,074 , 3% Revenues by Source ‐Governmental Activities Expenses The City’s 2019 total governmental activities expenses (before depreciation on capital assets and interest on long-term debt) decreased by $98,609 or 0.3%. Total governmental activities expenses increased by $544,590 or 1.0%, shown as follows: 2019 2018 Increase / (Decrease) Governmental activities expenses General government 7,489,476$ 6,846,135$ 643,341$ Public safety 13,775,555 12,981,627 793,928 Public works 10,789,986 12,665,892 (1,875,906) Parks and recreation 4,843,193 4,503,165 340,028 Total before depreciation and interest 36,898,210 36,996,819 (98,609) Depreciation on capital assets 14,125,350 13,345,802 779,548 Interest on long-term debt 3,332,465 3,468,814 (136,349) Total governmental activities expenses $ 54,356,025 $ 53,811,435 $ 544,590 CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (25) Following are explanations of various increases and (decreases) in expenses by governmental function as shown above. General government expenses increased by $643,341 or 9.4%; which is primarily attributed to expenses incurred in the prior year (2018) and the elimination of the long-term receivable for the HRA capital lease with the Galaxie liquor store. Public safety expenses increased by $793,928 or 6.1%; primarily due to the overall increase in wages in benefits as well as miscellaneous operating costs. Public works expenses decreased by $1,875,906 or 14.8%; primarily due to the prior year had a greater amount of expenditures related to an improvement project which was not considered a City asset. Parks and recreation expenses increased $340,028 or 7.6%; primarily due to additional park and trail maintenance on existing trails compared to the prior year. Depreciation on capital assets increased by $779,548 or 5.8%; primarily due to an increase in contributed infrastructure from development. Interest on long-term debt decreased by $136,349 or 3.9%; primarily due to scheduled debt payments. A summary of 2019 expenses by function for governmental activities is shown as follows: General   government,  $7,489,476 , 14% Public safety,  $13,775,555 , 25% Public works,  $10,789,986 , 20% Parks and  recreation,  $4,843,193 , 9% Depreciation on  capital assets,  $14,125,350 , 26% Interest on long‐ term debt,  $3,332,465 , 6% Expenses  by Function ‐Governmental Activities CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (26) Business-type activities. Business-type activities increased the City’s 2019 total net position by $6,039,946. Key elements of the increase in net position along with a comparison of revenues, expenses, and changes in net position during fiscal years 2019 and 2018 are shown as follows: 2019 2018 Increase / (Decrease) Revenues Charges for services Liquor 16,288,986$ 15,276,433$ 1,012,553$ Utility 14,215,952 13,613,145 602,807 Operating grants and contributions Liquor 6,453 13,421 (6,968) Utility 643,919 51,035 592,884 Capital contributions Utility 7,240,758 4,075,854 3,164,904 Gain on disposal of capital assets - 1,601,334 (1,601,334) Investment earnings 459,651 160,165 299,486 Total revenues 38,855,719 34,791,387 4,064,332 Expenses Liquor 15,267,133 14,234,337 1,032,796 Utility 16,386,516 14,815,914 1,570,602 Total expenses 31,653,649 29,050,251 2,603,398 Change in net position before transfers 7,202,070 5,741,136 1,460,934 Transfers (1,162,124) 492,418 (1,654,542) Change in net position 6,039,946 6,233,554 (193,608) Net position - beginning 152,603,971 146,439,339 6,164,632 Prior Period Restatement for Implementation of GASB Standard - (68,922) 68,922 Beginning of Year, as Restated 152,603,971 146,370,417 6,233,554 Net position - ending $ 158,643,917 $ 152,603,971 6,039,946$ The City’s 2019 business-type total revenues increased by $4,064,332 or 11.7%; the various revenue components are discussed in detail in the following paragraphs.  The liquor fund 2019 charges for services increased due to sales volume. The 2019 cost of goods sold as a percentage of sales were 75.1%, compared to 75.1% in 2018.  The overall utility revenue charges for services increased by $602,807. This overall increase is represented by a water revenue decrease of $403,956, sanitary sewer revenue increase of $497,777, street light revenue increase of $60,116, and environmental resources revenue increase of $448,870. The decrease in water and increase in sanitary sewer are due to customer consumption as a result of changes in weather patterns, rate increases, and an increase in customers as a result of community growth. The street light and environmental resources increases are due to an increase in customers and rate increases. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (27)  The utility fund experienced a total increase of $3,164,904 in capital contributions. The majority of the increase is derived from water and sanitary sewer contributed from developer improvement projects (greater number of contributions during 2019). City improvement project infrastructure assets of $927,970 were contributed to the utility fund which is within the net transfer amount of $162,124 on the Statement of Activities. The total amount of contributed infrastructure assets received by the utility fund varies yearly.  Investment earnings increased $299,486. The increase is the combination of increased earnings and changes in investment asset values which are inversely related to the changes in market rates. The increase is consistent with prevailing market conditions. The City’s 2019 business-type total expenses increased by $1,002,064 or 3.5% as follows: Liquor Fund Utility Fund Total Business-type activities expenses Cost of Goods Sold 763,923$ -$ 763,923$ Personnel services 51,706 287,704 339,410 Commodities 11,096 53,642 64,738 Other charges and services 221,728 844,363 1,066,091 Sanitary sewage treatment and disposal - 156,420 156,420 Depreciation on capital assets (15,518) 237,674 222,156 Interest, fiscal charges, bond premium (net) 157 (4,702) (4,545) Loss on Disposal of Capital Assets (1,601,334) (4,795) (1,606,129) Total Business-type Expenses $ (568,242) $ 1,570,306 $ 1,002,064 Increase (Decrease) from 2018  The liquor fund other charges and services increase of $221,728 is primarily the result of additional rent payments from the sale and lease back of the Kenrick liquor store.  The utility fund sanitary sewage treatment and disposal expenses increased by $156,420 primarily due to the change in factors used by MCES in their pass through cost allocation to the City. The City’s rate per million gallons increased 3.89% and the annual flow increased by 14.5%. Financial Analysis of the City’s Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Some funds are required statutorily while others are established internally to assist management in accounting for certain activities. Governmental funds. The focus of the City’s governmental funds is to provide information on near- term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unrestricted fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (28) As of the end of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $89,180,100. Of this amount, $51,922,614 or 58.2% of this combined ending fund balance constitutes fund balance that is available for spending at the government’s discretion. Nonspendable fund balances of $748,231 are amounts that are not in a spendable form, such as prepaid items, inventory, and advances to other funds (general fund). The remaining fund balance is restricted for (a) debt service of $21,651,076, (b) capital acquisition of $14,474,362, and (c) other restricted purposes of $383,817. The general fund is the chief operating fund of the City. At the end of the current fiscal year, the fund balance was $17,203,248, an increase from the prior year resulting from $2,091,979 of revenues over expenditures, net transfers out of $452,216, and a change in supplies inventory of $132,957. The general obligation improvement (debt service) fund balance increased by $2,054,045 due to higher property tax levies and prepaid assessment revenue. The City levies the required property taxes and special assessments levied against benefited property owners to meet the bonded debt service requirements in the following year. The change in fund balance is subject to principal and interest requirements of existing debt and that of new debt issuance. The municipal state-aid construction fund accounts for the City’s municipal state aid financing. The activity of this fund fluctuates from year to year based on state aid allotments and projects completed. The fund balance increased $1,345,668 due to receiving additional intergovernmental revenues for construction projects. The improvement construction (capital projects) fund accounts for major infrastructure reconstruction projects that require debt issuance for financing purposes. The activity in this fund may fluctuate from year to year depending on the scope of the project. Large projects such as the interstate highway interchange and bridge reconstruction projects may take several years to complete. The fund balance increased by $113,163 due to the completion of the 2018 and 2019 street reconstruction projects. Preliminary engineering costs associated with the 2020 street reconstruction project and future projects will be funded in part, by residual balances and transfers from debt services funds. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (29) General Fund Budgetary Highlights With the exception of the general government facilities, information technology, street maintenance, recreation, and arts center, all other general fund departments expended their 2019 budget appropriations at or below the final adopted budget. A schedule of revenues, expenditures and changes in fund balances – budgetary comparison is disclosed in the required supplemental information section of this report. A summary of general fund revenues, expenditures, other financing sources (uses), variance with final budget, and net change in fund balance is as follows: Budget As Originally Adopted Final Budget Actual Variance with Final Budget Revenues Property taxes 21,327,427$ 21,327,427$ 21,493,905$ 166,478$ Licenses and permits 2,390,498 2,448,498 3,808,132 1,359,634 Intergovernmental 989,590 1,032,137 1,219,201 187,064 Charges for services 2,710,833 2,742,233 3,420,724 678,491 Special assessments - - 2,755 2,755 Fines 346,000 346,000 354,292 8,292 Interest income 120,000 120,000 283,583 163,583 Change in value of investments - - 194,734 194,734 Donations 17,705 54,824 104,459 49,635 Miscellaneous 52,874 52,874 64,244 11,370 Total revenues 27,954,927 28,123,993 30,946,029 2,822,036 Expenditures Personnel services 21,422,872 21,467,669 21,445,846 (21,823) Commodities 1,749,479 1,736,746 1,729,737 (7,009) Other charges and services 5,545,092 5,806,238 5,641,893 (164,345) Capital outlay - 41,179 36,574 (4,605) Other 79,466 79,466 - (79,466) Total expenditures 28,796,909 29,131,298 28,854,050 (277,248) Other financing sources (uses) 136,482 (458,518) (452,216)6,302 Net change in fund balance $ (705,500) $ (1,465,823)1,639,763$ 3,105,586$ The 2019 actual general fund revenues exceeded the final budget by $2,822,036 and expenditures were under final adopted budget by $277,248. Other financing sources (uses) were under the final budget by $6,302. The general fund actual net change in fund balance surpassed final budget by $1,639,763. The general fund budget was amended to reflect the increase in revenues from higher than forecasted building permits, additional contracted security services, and grants that were not originally anticipated. Expenditures were modified to reflect the change in commodities for additional salt purchased for inventory. Transfers to other funds were modified to provide additional funding for equipment replacement and a fiber infrastructure project. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (30) The following is a brief summary explanation of the various budgets to actual variances for revenues:  Property taxes were more than anticipated by $166,478 due in part to better than anticipated collection rates and delinquent tax collections. All delinquent taxes are recorded in the General Fund and the other funds receive 100 percent of their current levy.  Licenses and permits exceeded estimates by $1,359,634 due to greater than anticipated building permit fees. The number of residential building permits budgeted were 350 compared to 521 actual. Permits for townhomes were budgeted at 50 units compared to 99 actual units.  Intergovernmental revenues exceeded estimates by $187,064 due to the timing of federal grants for public safety initiatives. CDBG grants for the DARTS senior busing and senior chores/maintenance program exceeded budget estimates.  Charges for services experienced a variance of $678,491 due to engineering-related services in connection with developer construction administration.  Fines were above estimates by $8,292.  Interest income and the change in value of investments were above estimates by $358,317 due to prevailing market conditions. The City’s Management employs prudent investment practices and cash management techniques to maximize investment income while protecting the City’s treasury.  Donations and miscellaneous revenues experienced variances of $49,635 and $11,370, respectively. The following is a brief summary explanation of the various budgets to actual variances for expenditures:  Personnel costs including benefits were $21,823 below budget estimates due to vacant positions as a result of retirements, resignations, and delay in filling new positions.  Commodities were $7,009 below budget due to lower natural gas consumption.  Other charges and services were $164,345 below budget which is attributed to several factors. The police department had multiple projects that resulted in $70,000 in savings. The streets department had a larger salt supply at the beginning of 2019 resulting in a lower cost in 2019. The parks department had multiple major maintenance projects come in at a lower cost due to city staff completing the work versus hiring outside contractors.  Capital outlay was $4,605 below budget. Savings from a delay in purchasing an inspection department vehicle were offset by an unanticipated purchase of a GPS receiver unit and related equipment by the engineering department. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (31) Capital Asset and Debt Administration Capital assets. The City’s capital assets for governmental and business-type activities as of December 31, 2019 are $421 million (net of accumulated depreciation). This amount represents an increase (including additions, deletions, and depreciation) of approximately $16.0 million from 2018. The net investment in capital assets including land, historical treasures, buildings, machinery and equipment, other improvements, infrastructure, and construction in process is shown as follows: Governmental Activities Business-Type Activities Total Land 30,128,217$ 3,627,767$ 33,755,984$ Historical treasures 100,000 - 100,000 Construction in process 1,912,755 30,203 1,942,958 Buildings and improvements 55,051,059 28,341,160 83,392,219 Machinery and equipment 25,767,614 3,675,948 29,443,562 Other improvements 10,144,883 - 10,144,883 Infrastructure Streets 185,733,608 - 185,733,608 Storm sewer 91,213,117 - 91,213,117 Parks 30,330,869 - 30,330,869 Environmental resources - 63,142 63,142 Water - 115,458,217 115,458,217 Sanitary sewer - 77,899,055 77,899,055 Total Capital Assets 430,382,122 229,095,492 659,477,614 Less: Accumulated Depreciation (163,049,571) (75,037,007) (238,086,578) Total Capital Assets, Net 267,332,551$ 154,058,485$ 421,391,036$ Capital Assets at Year-End (Net of Accumulated Depreciation) The City’s 2020 adopted budget provides funding for $40.1 million in infrastructure capital assets, public building improvements and upgrades, equipment capital assets such as vehicle replacements for public safety and public works, and technology equipment. Refer to Note 3 - Capital Assets, of the Notes to Basic Financial Statements for additional information. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (32) Debt administration. At the end of the current fiscal year, the City of Lakeville had total bonded debt outstanding of $120.125 million, which is a decrease of $1.590 million compared to the prior year. The decrease is due to one new bond issuance totaling $7.025 million and principal bond maturities. The City manages its debt structure by utilizing approaches that take full advantage of its financial position, revenue trends, and conditions in municipal bond markets. Refer to Note 5 – Long-Term Liabilities, of the Notes to Basic Financial Statements for additional information about the City’s governmental and business-type long-term debt activity. The City’s outstanding bonded obligation debt as of December 31, 2019 is shown as follows: Balance January 1 Issued Redeemed Balance December 31 Governmental Activities General obligation bonds Capital improvement $ 21,670,000 $ - $ 1,215,000 $ 20,455,000 Street reconstruction 12,885,000 - 1,230,000 11,655,000 G.O. improvement 56,650,000 6,295,000 3,790,000 59,155,000 State-aid street revenue 5,235,000 - 550,000 4,685,000 Water revenue 7,595,000 - 365,000 7,230,000 Tax increment 1,010,000 - 240,000 770,000 Arena revenue 170,000 - 170,000 - HRA lease revenue 6,440,000 - 360,000 6,080,000 Total governmental activities 111,655,000 6,295,000 7,920,000 110,030,000 Business-Type Activities Water revenue 7,030,000 730,000 395,000 7,365,000 Sewer revenue 440,000 - 55,000 385,000 Street light revenue 335,000 - 30,000 305,000 Capital Lease Payable 2,255,000 - 215,000 2,040,000 Total business-type activities 10,060,000 730,000 695,000 10,095,000 Total bonds payable 121,715,000$ 7,025,000$ 8,615,000$ 120,125,000$ Bonds and Capital Leases Payable Outstanding Debt Credit Rating The City of Lakeville’s general obligation bond rating as of December 31, 2019 is “Aa1” as rated by Moody’s Investors Service. Moody’s Investor Service credit report stated the rating was “The Aa1 GOULT rating reflects the city’s large and growing tax base located in the Twin Cities metropolitan area, above average resident income indices, and healthy financial profile. The rating balances these strengths against the City’s above average leverage and fixed costs.” State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total assessor’s taxable market valuation. The City has $30,120,459 of net bonded debt, which is subject to the $221,221,020 current debt limitation, thereby resulting in a legal debt margin of $191,100,561. Refer to the Statistical Section of this report for a detailed computation of the City’s legal debt margin. CITY OF LAKEVILLE MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2019 (33) Economic Conditions and Next Year’s Budget The City of Lakeville remains one of the top growth cities in the Minnesota twin city metro area. The trend for building permit activity for single family homes is steady, the building permits for single family homes increased from 478 in 2018 compared to 556 permits in 2019. In our opinion, the resurgence is due to several factors including, but not limited to, near historical low interest rates, low regional unemployment rate of 2.9%, improved personal income levels, reduced number of home foreclosures and increasing home values. The budget and five-year capital improvement plan are premised on the assumption growth will continue at a subdued level for the foreseeable future. The adopted 2020 budget reflects a continuation of the program and service levels established by the City Council over the past several years. Several positions were also added to accommodate specific programs. The 2020 budget also focuses on City efforts to achieve strategic priorities established in the Envision Lakeville Community Vision Plan to prepare for the future, investments in technology to maximize efficiencies, developing effective partnerships to capitalize on opportunities and multi-agency resources, infrastructure improvements to promote economic and community development and service continuity through staffing enhancements to meet the expectations of community residents and businesses.. Requests for Information This financial report is designed to provide a general overview of the City of Lakeville’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be directed to the City of Lakeville Finance Department at 20195 Holyoke Avenue, Lakeville, Minnesota 55044, (952) 985-4400, or email request to jerickson@lakevillemn.gov. BASIC FINANCIAL STATEMENTS CITY OF LAKEVILLE STATEMENT OF NET POSITION DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (34) Governmental Activities Business-Type Activities Total ASSETS Cash and investments 99,103,436$ 13,607,357$ 112,710,793$ Receivables 22,024,346 4,246,812 26,271,158 Internal balances (257,109) 257,109 - Inventories 312,695 2,299,475 2,612,170 Prepaid items 6,600 10,000 16,600 Restricted assets (temporarily) Investments held by trustee 616,405 - 616,405 Net pension asset - fire relief 4,112,787 - 4,112,787 Capital assets Nondepreciable 32,140,972 3,657,970 35,798,942 Depreciable, net 235,191,579 150,400,515 385,592,094 Total capital assets 267,332,551 154,058,485 421,391,036 Total assets 393,251,711 174,479,238 567,730,949 DEFERRED OUTFLOWS OF RESOURCES Deferred charge on refunding 103,849 - 103,849 OPEB related deferments 190,963 35,111 226,074 Pension plan deferments - PERA 7,383,218 221,702 7,604,920 Pension plan deferments - fire relief 280,988 - 280,988 Total deferred outflows of resources 7,959,018 256,813 8,215,831 LIABILITIES Salaries, accounts, contracts, and deposits 14,078,932 1,794,896 15,873,828 Accrued interest 1,706,029 124,714 1,830,743 Unearned revenue 160,705 - 160,705 Noncurrent liabilities Net pension liability - PERA 13,105,350 2,204,287 15,309,637 Total OPEB Liability due within one year 43,162 7,935 51,097 Total OPEB Liability due in more than one year 1,001,347 184,108 1,185,455 Other long-term liabilities due within one year 11,166,789 1,020,377 12,187,166 Other long-term liabilities due in more than one year 113,044,577 10,341,490 123,386,067 Total liabilities 154,306,891 15,677,807 169,984,698 DEFERRED INFLOWS OF RESOURCES Deferred gain on refunding 92,266 - 92,266 OPEB related deferments 95,932 17,638 113,570 Pension plan deferments - PERA 10,678,586 396,689 11,075,275 Pension plan deferments - fire relief 1,033,744 - 1,033,744 Total deferred inflows of resources 11,900,528 414,327 12,314,855 NET POSITION Net investment in capital assets 154,468,792 143,501,608 297,970,400 Restricted for: Special purposes 130,278 - 130,278 Debt service 36,929,438 - 36,929,438 Capital acquisition 14,987,775 - 14,987,775 Public Safety 196,156 - 196,156 Fire relief pensions 4,112,787 - 4,112,787 Unrestricted 24,178,084 15,142,309 39,320,393 Total Net Position 235,003,310$ 158,643,917$ 393,647,227$ Primary Government CITY OF LAKEVILLE STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (35) Functions/Programs ExpensesCharges for ServicesOperating Grants and ContributionsCapital Grantsand ContributionsGovernmental ActivitiesBusiness-Type ActivitiesTotalPrimary Government:Governmental Activities:General government 7,902,490$ 6,506,302$ 97,964 116,750$ (1,181,474)$ -$ (1,181,474)$ Public safety 14,927,426 838,664 1,168,857 - (12,919,905) - (12,919,905) Public works 21,015,480 9,166,886 3,142,430 21,234,628 12,528,464 - 12,528,464 Parks and recreation 7,178,164 4,098,580 204,737 112,725 (2,762,122) - (2,762,122) Interest on long-term debt 3,332,465 - - - (3,332,465) - (3,332,465) Total-governmental activities54,356,025 20,610,432 4,613,988 21,464,103 (7,667,502) - (7,667,502) Business-Type Activities:Liquor 15,267,133 16,288,986 6,453 - - 1,028,306 1,028,306 Utility 16,386,516 14,215,952 643,919 7,240,758 - 5,714,113 5,714,113 Total Business-Type Activities 31,653,649 30,504,938 650,372 7,240,758 - 6,742,419 6,742,419 Total Primary Government 86,009,674$ 51,115,370$ 5,264,360$ 28,704,861$ (7,667,502) 6,742,419 (925,083) General Revenues:Property taxes 30,897,445 - 30,897,445 Investment income 2,769,074 459,651 3,228,725 Transfers 1,162,124 (1,162,124) - Total general revenues and transfers 34,828,643 (702,473) 34,126,170 Change in Net Position 27,161,141 6,039,946 33,201,087 Net Position - Beginning of Year 202,994,957 152,603,971 355,598,928 Prior Period Restatement for Implementation of GASB Standard (See Note 23) 4,847,212 - 4,847,212 Beginning of Year, as Restated 207,842,169 152,603,971 360,446,140 Net Position - End of Year 235,003,310$ 158,643,917$ 393,647,227$ Program RevenuesPrimary GovernmentNet (Expense) Revenue and Changes in Net Position CITY OF LAKEVILLE BALANCE SHEET GOVERNMENTAL FUNDS DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (36) NonmajorTotalGeneral G.O. Municipal Improvement Governmental GovernmentalASSETSFund Improvement State-aid Construction Funds FundsCash and investments 23,171,764$ 12,544,872$ 4,116,062$ 7,499,585$ 51,119,460$ 98,451,743$ Investments held by trustee - - - - 616,405 616,405 Interest receivable 89,723 63,100 29,668 194 286,088 468,773 Taxes receivable 1,917,117 - - - - 1,917,117 Accounts receivable 569,956 - 1,612,650 - 466,347 2,648,953 Advances to other funds 428,936 - - - - 428,936 Special assessments receivable 120,528 16,121,740 - 95,805 646,641 16,984,714 Leases Receivable - - - - 2,040,000 2,040,000 Inventory 312,695 - - - - 312,695 Prepaid items 6,600 - - - - 6,600 Total Assets 26,617,319$ 28,729,712$ 5,758,380$ 7,595,584$ 55,174,941$ 123,875,936$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCELIABILITIESSalaries payable 884,026$ -$ -$ -$ 19,124$ 903,150$ Accounts payable 555,547 - 3,716,192 271,559 1,139,361 5,682,659 Advances from other funds - - - - 428,936 428,936 Contracts payable - - - 513,413 227,285 740,698 Deposits payable 6,632,410 - - - 111,975 6,744,385 Unearned revenue 160,659 - - - 43 160,702 8,232,642 - 3,716,192 784,972 1,926,724 14,660,530 DEFERRED INFLOWS OF RESOURCESUnavailable revenue - taxes 419,333 - - - - 419,333 Unavailable revenue - special assessments 762,096 16,072,849 - 95,638 645,390 17,575,973 Unavailable revenue - other- - - - 2,040,000 2,040,000 Total Deferred Inflows of Resources 1,181,429 16,072,849 - 95,638 2,685,390 20,035,306 FUND BALANCENonspendable 748,231 - - - - 748,231 Restricted 175,590 12,656,863 2,042,188 6,337,742 15,296,872 36,509,255 Committed 100,000 - - 377,232 35,694,657 36,171,889 Assigned 749,675 - - - - 749,675 Unassigned 15,429,752 - - - (428,702) 15,001,050 Total Fund Balance 17,203,248 12,656,863 2,042,188 6,714,974 50,562,827 89,180,100 Total Liabilities, Deferred Inflows of Resources, and Fund Balance 26,617,319$ 28,729,712$ 5,758,380$ 7,595,584$ 55,174,941$ 123,875,936$ Debt Service Capital Projects CITY OF LAKEVILLE RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION GOVERNMENTAL ACTIVITIES DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (37) Total Fund Balances for Governmental Funds 89,180,100$ Governmental capital assets 430,382,122$ Less: Accumulated Depreciation (163,049,571) 267,332,551 4,112,787 Bonds (110,030,000) Accrued interest (1,706,029) Loan (1,897,014) Note Payable (1,000,000) Unamortized bond premium (8,302,665) Deferred charge on refunding 103,849 Deferred gain on refunding (92,266) Compensated absences (2,981,687) (125,905,812) Net pension liability (13,105,350) Deferred inflows of resources (11,712,330) Deferred outflows of resources 7,664,206 (17,153,474) (1,044,509) 190,963 (95,932) 17,995,306 391,328 Total Net Position of Governmental Activities 235,003,310$ Total net position reported for governmental activities in the statement of net position is different because: Capital assets used in governmental funds are not financial resources and, therefore, are not reported in the funds. Those assets consist of: Long-term liabilities are not payable with current financial resources and therefore, are not reported in the governmental funds. Net pension assets are only recorded in the government-wide financial statements as they are not current financial resources to governmental funds. OPEB related deferred outflows of resources are recorded only on the statement of net position. The City's net pension liability and related and deferred inflows and deferred outflows are recorded only on the statement of net position. Balances at year end are: Deferred inflows of resources related to unavailable revenue in governmental funds are susceptible to full accrual on the government-wide statements. The City uses an internal service fund to charge the cost of insurance activities to individual funds. A portion of the assets and liabilities of the municipal reserves fund are included in governmental activities in the Statement of Net Position. Total OPEB liabilities are not payable with current financial resources and, therefore, are not reported in the governmental funds. OPEB related deferred inflows of resources are recorded only on the statement of net position. CITY OF LAKEVILLE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (38) Nonmajor TotalGeneral G.O. Municipal Improvement Governmental GovernmentalFund Improvement State-aid Construction Funds TotalsREVENUEProperty taxes21,493,905$ 3,546,841$ -$ -$ 5,057,979$ 30,098,725$ Tax increment- - - - 757,107 757,107 Licenses and permits3,808,132 - - - 683,977 4,492,109 Intergovernmental 1,219,201 - 4,177,180 1,821,228 1,683,886 8,901,495 Charges for services3,420,724 - 702,880 321,117 10,601,456 15,046,177 Special assessments2,755 3,414,396 - 125,750 140,453 3,683,354 Fines354,292 - - - - 354,292 Interest Income283,583 185,725 86,603 64,849 1,014,824 1,635,584 Change in Fair Value of Investments194,734 133,731 62,356 19,480 723,189 1,133,490 Donations104,459 - - - 107,510 211,969 Miscellaneous 64,244 - - - 443,264 507,508 Total Revenue 30,946,029 7,280,693 5,029,019 2,352,424 21,213,645 66,821,810 EXPENDITURES Current:General government6,340,198 - - - 688,428 7,028,626 Public safety13,496,719 - - - - 13,496,719 Public works4,802,149 - - - - 4,802,149 Parks and recreation4,178,410 - - - - 4,178,410 Capital Outlay:General government- - - 19 438,338 438,357 Public safety- - - - 669,739 669,739 Public works16,329 - 2,921,891 10,335,698 3,832,328 17,106,246 Parks and recreation20,245 - - - 2,672,158 2,692,403 Debt Service:Principal bond maturities- 3,790,000 1,000,000 - 4,130,000 8,920,000 Interest on debt- 1,990,706 - - 1,887,058 3,877,764 Fiscal charges- 26,264 - - 18,165 44,429 Total Expenditures28,854,050 5,806,970 3,921,891 10,335,717 14,336,214 63,254,842 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES2,091,979 1,473,723 1,107,128 (7,983,293) 6,877,431 3,566,968 OTHER FINANCE SOURCES (USES) Issuance of Bonds and Other Debt- 77,860 - 6,217,140- 6,295,000 Premium on Issued Debt - - - 1,065,624 - 1,065,624 Proceeds from the Sale of Capital Assets- - - - 107,645 107,645 Transfers in from other funds772,784 525,813 238,540 813,692 2,769,870 5,120,699 Transfers out to other funds(1,225,000) (23,351) - - (1,732,254) (2,980,605) Total Other Finance Sources (452,216) 580,322 238,540 8,096,456 1,145,261 9,608,363 NET CHANGE IN FUND BALANCES1,639,763 2,054,045 1,345,668 113,163 8,022,692 13,175,331 FUND BALANCES Beginning of Year, as previously reported15,696,442 10,602,818 696,520 1,754,599 42,540,135 71,290,514 Change in Supplies - Inventory(132,957) - - - - (132,957) Restatement - change in accounting principle (see Note 23)- - - 4,847,212 - 4,847,212 Beginning of Year, as restated15,563,485 10,602,818 696,520 6,601,811 42,540,135 76,004,769 End of Year17,203,248$ 12,656,863$ 2,042,188$ 6,714,974$ 50,562,827$ 89,180,100$ Debt Service Capital Projects CITY OF LAKEVILLE RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES YEAR ENDED DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (39) Net Change in Fund Balances-Total Governmental Funds 13,175,331$ Amounts reported for governmental activities in the statement of activities are different because: Capital outlay 13,471,659$ Capital contributed by developer 12,453,494 Depreciation expense (14,125,351) 11,799,802 (423,177) (132,957) Deferred inflows of resources - December 31, 2018 (16,990,110) Deferred inflows of resources - December 31, 2019 17,995,306 1,005,196 (6,295,000) 8,920,000 2,625,000 Change in accrued interest payable (13,154) Premium on bonds issued in the current year (1,065,624) Amortization of deferred charge on refunding (31,707) Amortization of deferred gain on refunding 13,738 Amortization of debt premiums/discounts 679,497 (417,250) (329,499) (125,506) (15,799) Change in Net Position of Governmental Activities 27,161,141$ activities. Revenues in the government-wide statement of activities that do not provide current financial resources are not reported as revenues in the governmental funds. Governmental funds report inventory related to snow removing chemicals as an expenditure at the time of purchase rather than when it is consumed. The change in supplies is shown as a direct adjustment to fund balance. On the government-wide statement of activities, inventories are shown as an expenditure when consumed. As a result, the change in net position must be adjusted by the change in supplies. Governmental funds report capital outlays as expenditures while the government-wide statement of activities reports depreciation expense to allocate those expenditures over the life of the assets. As a result, fund balance decreases by the amount of financial resources expended, whereas net position decreases by the amount of depreciation expense charged for the year. This is the amount by which depreciation expense exceeded capital outlay. In the government-wide statement of activities, only the gain or loss on the sale of capital assets is reported, whereas in the governmental funds, the proceeds from the sales increases financial resources. Thus, the change in net position differs from the change in fund balance by the net book value of the capital assets disposed of. Bond proceeds are reported as other financing sources in governmental funds and thus contribute to the increase in fund balance. Bond and loan principal maturities are reported as expenditures in governmental funds thus reducing fund balance. In the government-wide statements, however, issuing debt increases long-term liabilities while debt repayment reduces long-term liabilities thus affecting the statement of activities. Governmental funds report the effect of premiums, discounts and similar items when debt is first issued, whereas material amounts are deferred and amortized in the statement of activities. resources. In the statement of activities, certain operating expenses, severance benefits and compensated absences - are measured by amounts earned during the year. In the governmental funds, however, expenditures for these items are measured by the amount of financial resources used (and amounts actually paid). in the net pension liability(asset) and the related deferred inflows and outflows of Internal service funds are used by management to charge the costs of certain activities, such as insurance, to individual funds. This amount represents a portion of the change in net position of the internal service fund, which are reported in with the governmental Bond proceeds Bond and loan principal maturities Pension expenditures in the governmental funds are measured by current year employer contributions. Pension expenses on the statement of activities are measured by the change CITY OF LAKEVILLE STATEMENT OF NET POSITION PROPRIETARY FUNDS DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (40) Governmental Activities - Internal Service Liquor Utility Totals Funds ASSETS AND DEFERRED OUTFLOWS OF RESOURCES CURRENT ASSETS Cash and investments 3,216,349$ 10,391,008$ 13,607,357$ 651,693$ Interest receivable 9,866 78,280 88,146 1,136 Accounts receivable 4,005 4,154,661 4,158,666 3,649 Inventory 1,743,526 555,949 2,299,475 - Prepaid expenses - 10,000 10,000 - Total current assets 4,973,746 15,189,898 20,163,644 656,478 NONCURRENT ASSETS Capital assets: Land 3,087,882 539,885 3,627,767 - Construction in progress - 30,203 30,203 - Buildings and improvements 2,106,318 26,234,842 28,341,160 - Machinery and equipment 462,559 3,213,389 3,675,948 - Infrastructure - 193,420,414 193,420,414 - Accumulated depreciation (456,735) (74,580,272) (75,037,007) - Net Capital Assets 5,200,024 148,858,461 154,058,485 - Total noncurrent assets 5,200,024 148,858,461 154,058,485 - Total assets 10,173,770 164,048,359 174,222,129 656,478 DEFERRED OUTFLOWS OF RESOURCES Pension plan deferments - PERA 88,845 132,857 221,702 - OPEB related deferments 14,264 20,847 35,111 - Total deferred outflows of resources 103,109 153,704 256,813 - Total Assets and Deferred Outflows of Resources 10,276,879$ 164,202,063$ 174,478,942$ 656,478$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND NET POSITION CURRENT LIABILITIES Salaries payable 66,789$ 90,144$ 156,933$ -$ Accounts payable 713,015 877,798 1,590,813 8,040 Contracts payable - 15,219 15,219 - Accrued interest payable - 124,714 124,714 - Deposits payable 19,732 12,200 31,932 - Accrued compensated absences 81,713 143,664 225,377 - Total OPEB Liability due within one year 4,711 3,224 7,935 Long-term debt - current 230,000 565,000 795,000 - Total current liabilities 1,115,960 1,831,963 2,947,923 8,040 NONCURRENT LIABILITIES Accrued compensated absences 84,039 135,885 219,924 - Net pension liability - PERA 883,349 1,320,938 2,204,287 - Total OPEB Liability 73,306 110,802 184,108 - Long-term debt 1,810,000 8,311,566 10,121,566 - Total noncurrent liabilities 2,850,694 9,879,191 12,729,885 - Total liabilities 3,966,654 11,711,154 15,677,808 8,040 DEFERRED INFLOWS OF RESOURCES Pension plan deferments - PERA 158,970 237,719 396,689 - OPEB related deferments 7,165 10,473 17,638 - Total deferred inflows of resources 166,135 248,192 414,327 - NET POSITION Net investment in capital assets 3,160,024 140,341,584 143,501,608 - Unrestricted 2,984,066 11,901,133 14,885,199 648,438 Total Net Position 6,144,090 152,242,717 158,386,807 648,438 Total Liabilities, Deferred Inflows of Resources, and Net Position 10,276,879$ 164,202,063$ 174,478,942 656,478$ Explanation of difference between Enterprise Funds Statement of Net Position and government-wide Statement of Net Position: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount consists of the necessary adjustments to reflect the consolidation of internal service fund activities:257,110 Net position of business-type activities 158,643,917$ Enterprise Funds Business-type Activities - CITY OF LAKEVILLE STATEMENT OF NET REVENUES, EXPENSES, AND CHANGES IN NET POSITION PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (41) Governmental Activities - Internal Service Liquor Utility Total Funds SALES AND COST OF SALES Sales 16,288,986$ -$ 16,288,986$ -$ Cost of sales 12,229,562 - 12,229,562 - Gross profit 4,059,424 - 4,059,424 - OPERATING REVENUE User Charges - 13,943,364 13,943,364 553,142 Other - 272,588 272,588 17,169 Total operating revenue - 14,215,952 14,215,952 570,311 OPERATING EXPENSES Personnel services 1,650,487 2,487,253 4,137,740 - Commodities 75,090 444,868 519,958 - Other charges and services 1,239,427 4,319,424 5,558,851 491,083 Disposal charges - 4,174,432 4,174,432 - Depreciation 87,443 4,782,286 4,869,729 - Total operating expenses 3,052,447 16,208,263 19,260,710 491,083 OPERATING INCOME (LOSS)1,006,977 (1,992,311) (985,334) 79,228 NONOPERATING REVENUE (EXPENSES) Intergovernmental - grants 6,453 643,919 650,372 - Interest Income 63,138 205,623 268,761 848 Change in Fair Value of Investments 45,462 145,428 190,890 611 Interest, fiscal charges, bond premium (net) - (209,709) (209,709) - Disposal of capital assets - (156) (156) - Total Nonoperating Revenue (Expenses) 115,053 785,105 900,158 1,459 INCOME (LOSS) BEFORE CONTRIBUTIONS AND TRANSFERS 1,122,030 (1,207,206) (85,176) 80,687 Contributed capital from developers - 7,240,758 7,240,758 - Contributed capital from governmental activities - 927,970 927,970 - Transfers from other funds - 8,824 8,824 - Transfers to other funds (1,065,062) (1,033,856) (2,098,918) (50,000) Total Contributions and Transfers (1,065,062) 7,143,696 6,078,634 (50,000) CHANGE IN NET POSITION 56,968 5,936,490 5,993,458 30,687 NET POSITION Beginning of Year 6,087,122 146,306,227 617,751 Prior Period Restatement for Implementation of GASB Standard (See Note 24) - - - Beginning of Year, as Restated 6,087,122 146,306,227 617,751 End of Year 6,144,090$ 152,242,717$ 648,438$ Explanation of difference between Proprietary Funds Statement of Revenue, Expenses, and Changes in Fund Net Position and the Statement of Activities: The City uses an internal service fund to charge the cost of its insurance activities to individual funds. This amount represents the income that has been allocated back to the business-type activities in the government-wide Statement of Activities that is attributable to the City's business-type activities: 46,488 Change in net Position of business-type activities 6,039,946$ Enterprise Funds Business-type Activities - CITY OF LAKEVILLE STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (42) Governmental Activities - Internal Service Liquor Utility Total Funds CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers 16,271,058$ 13,523,342$ 29,794,400$ 578,775$ Cash received from general service charges - - - (491,621) Cash paid to suppliers (13,804,310) (8,457,495) (22,261,805) - Cash paid to and for employees (1,602,304) (2,341,529) (3,943,833) - Net Cash Provided (Used) by Operating Activities 864,444 2,724,318 3,588,762 87,154 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Intergovernmental - grant 6,453 643,919 650,372 - Transfers from other funds - 8,824 8,824 - Transfers to other funds (1,065,062) (1,033,856) (2,098,918) (50,000) Net Cash Provided (Used) by Noncapital Financing Activities (1,058,609) (381,113) (1,439,722) (50,000) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition and construction of capital assets (62,830) (1,479,015) (1,541,845) - Proceeds from sale of capital assets - (156) (156) - Proceeds from Issuance of Capital Debt - 855,543 855,543 Interest and fiscal charges - (275,788) (275,788) - Principal maturities (215,000) (480,000) (695,000) - Net Cash Provided (Used) by Capital and Related Financing Activities (277,830) (1,379,416) (1,657,246) - CASH FLOWS FROM INVESTING ACTIVITIES Investment income received 105,721 341,840 447,561 1,420 NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (366,274) 1,305,629 939,355 38,574 Cash and Cash Equivalents - Beginning of the Year 3,582,623 9,085,379 12,668,002 613,119 CASH AND CASH EQUIVALENTS - END OF THE YEAR 3,216,349$ 10,391,008$ 13,607,357$ 651,693$ RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES Operating Income (Loss) 1,006,977$ (1,992,311)$ (985,334)$ 79,228$ Adjustments: Depreciation expense 87,443 4,782,286 4,869,729 - (Increase) decrease in assets and deferred outflows Accounts receivable (2,629) (689,510) (692,139) 8,464 Inventory (95,565) (67,298) (162,863) - Pension-related deferred outflows 88,778 115,184 203,962 - Increase (decrease) in liabilities and deferred inflows Salaries payable 6,870 10,006 16,876 - Accounts payable (164,666) 548,527 383,861 (538) Deposits payable (15,299) (3,100) (18,399) - Accrued compensated absences 26,448 34,630 61,078 - Net pension liability and related deferred inflows (90,839) (28,732) (119,571) - Net OPEB obligation 16,926 14,636 31,562 - Total adjustments Net Cash Provided (Used) by Operating Activities 864,444$ 2,724,318$ 3,588,762$ 87,154$ Supplemental schedule of noncash financing activities: The City assumes ownership of utility capital assets from governmental projects and land developers. Capital assets assumed were as follows: -$ 8,168,728$ 8,168,728$ -$ Enterprise Funds Business-type Activities - CITY OF LAKEVILLE STATEMENT OF FIDUCIARY NET POSITION CUSTODIAL FUND DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (43) Custodial Fund ASSETS Cash and investments 97,237$ Accounts receivable 768 Total assets 98,005 LIABILITIES Accounts payable 60,130 NET POSITION Restricted for: Individuals, organizations, and other governments 37,891$ CITY OF LAKEVILLE STATEMENT OF CHANGES IN FIDUCIARY NET POSITION CUSTODIAL FUND DECEMBER 31, 2019 See accompanying Notes to Basic Financial Statements. (44) Custodial Fund ADDITIONS Contributions 32,609$ DEDUCTIONS Payments to vendors 15,700 NET INCREASE (DECREASE) IN FIDUCIARY NET POSITION 16,909 Fiduciary net position - beginning of year 20,982 FIDUCIARY NET POSITION - END OF YEAR 37,891$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (45) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Organization The City of Lakeville, Minnesota (the City) operates under the “Optional Plan A” form of government as defined in Minnesota Statutes. The Statutes prescribe a Mayor-Council form of organization. The City provides the following services: public safety, highways and streets, water and sanitary sewer, public improvements, planning and zoning, culture-recreation, and general administration. The basic financial statements of the City of Lakeville have been prepared in conformity with United States generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The City’s more significant accounting policies are described below. B. Reporting Entity The City of Lakeville is a municipal corporation governed by an elected mayor and a four-member council. In accordance with GASB standards, these financial statements represent the City of Lakeville and its sole component unit. The City includes all funds, organizations, agencies, departments, and offices that are not legally separate from such. Component units are legally separate organizations for which the elected officials of the City are financially accountable and are included within the basic financial statements of the City based on the nature and the significance of their operational or financial relationships with the City. The City has considered all potential units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City’s financial statements to be misleading or incomplete. The Governmental Accounting Standards Board (GASB) has set forth criteria to be considered in determining financial accountability. These criteria include appointing a voting majority of an organization’s governing body, and (1) the ability of the primary government to impose its will on that organization or (2) the potential for the organization to provide specific benefits to, or impose specific financial burdens on the primary government. Based upon the application of these criteria, the City has the following component units: Blended Component Unit The Housing and Redevelopment Authority (HRA) of Lakeville, Minnesota was created by the City to provide housing and redevelopment assistance to its citizens. The HRA provides this assistance through the administration of various programs. The HRA is governed by a five-member Board of Commissioners comprised of the City of Lakeville Council in accordance with Minnesota Statutes 469.003, Subdivision 6. Although it is legally separate from the City, the HRA is reported as if it were a part of the City (blended) because the City Council is also the HRA governing board. The Commissioners’ terms of office coincide with those of the City Council member. The City Administrator serves as the HRA Executive Director. The operational responsibility for the HRA rests with management of the City. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (46) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B. Reporting Entity (Continued) During fiscal year 2006, the HRA issued $9,230,000 in Ice Arena Lease Revenue Bonds, Series 2006, to finance the construction of the single sheet Hasse ice arena facility. The Ice Arena Lease Revenue Bonds, Series 2006 were subsequently refunded in 2016. Debt service will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA and the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. In 2017, the HRA issued $2,255,000 in Lease Revenue Liquor Enterprise Refunding Bonds, Series 2017A, to refund the existing liquor revenue bonds through a purchase (and subsequent lease-back) of the liquor store land and building. Debt service will be payable from lease payments made by the City’s liquor enterprise fund. These HRA bond obligations are combined and presented separately in the debt service funds as debt supported by HRA lease revenue. The HRA has not issued separate financial statements for the period ending December 31, 2019. Information of a nonfinancial matter regarding the HRA can be obtained at the City’s Finance offices, located at 20195 Holyoke Avenue, Lakeville, Minnesota 55044. C. Government-Wide Financial Statements The basic financial statements include both government-wide and fund financial statements. The government-wide financial statements focus on the City as a whole (consolidation of the City, excluding fiduciary funds) while the fund financial statements focus on the major individual funds (reported as separate columns within the fund financial statements). Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds. Both the government-wide and fund financial statements (within the basic financial statements) categorize primary activities as either governmental or business-type. In the government-wide Statement of Net Position, both the governmental and business-type activities columns (a) are presented on a consolidated basis by column, and (b) are reflected, on a full accrual, economic resources measurement focus, which incorporates long-term assets, receivables, deferred inflows and outflows of resources as well as long-term debt and other obligations. The City generally first uses restricted assets for expenses incurred for which both restricted and unrestricted assets are available. The City may defer the use of restricted assets based on a review of the specific transaction. The government-wide Statement of Activities reflects both the gross cost and the net cost per function category (general government, public safety, public works, and parks and recreation) which are otherwise being supported by both program and general revenues (charges for services, grants and contributions, property taxes, etc.). The Statement of Activities reduces gross expenses (including depreciation) by the related program revenues and operating/capital grants and contributions. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (47) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Government-Wide Financial Statements (Continued) The program revenues must be directly associated with the function (general government, public safety, public works, and parks and recreation) or a business-type activity. Program revenues are derived directly from the program itself or from parties outside the City’s taxpayers or citizenry, as a whole. The City does not allocate indirect expenses. The operating grants and contributions column includes operating-specific and discretionary grants while the capital grants and contributions column includes capital specific grants and contributions. D. Fund Financial Statement Presentation The governmental fund financial statements are presented using the current financial resources measurement focus and the modified accrual basis of accounting. This is the manner in which these funds are normally budgeted. Since the governmental fund statements are presented using a measurement focus and basis of accounting different from that used in the government-wide statement’s governmental column, a reconciliation is presented that briefly explains the adjustments necessary to reconcile ending net position and the change in net position. Both the City as a whole and the City’s major funds, including both governmental and enterprise funds, as well as a custodial fund, are presented utilizing the focus of the GASB Statement No. 34 reporting model. Each presentation provides valuable information that can be analyzed and compared (between years and between governments) to enhance the usefulness of the information. In the fund financial statements, financial transactions and accounts of the City are organized on the basis of funds. The operation of each fund is considered to be an independent fiscal and separate accounting entity, with a self-balancing set of accounts recording cash and/or other financial resources together with all related liabilities, deferred inflows and outflows of resources and residual equities or balances, and changes therein, which are segregated for the purpose of carrying on specific activities or attaining certain objectives in accordance with special regulations, restrictions, or limitations. Major governmental funds - The City reports the following major governmental funds: General fund – The general fund is the general operating fund of the City. It is used to account for all financial resources except for those required to be accounted for in another fund. This fund records revenues such as property taxes, licenses, and permits, intergovernmental revenues, charges for services, fines, and investment income. Most of the day-to-day operations of the City are financed from this fund. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (48) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Fund Financial Statement Presentation (Continued) Debt service G.O. improvement fund – This fund accounts for those bond issues that financed street, storm sewer, water, and sanitary sewer improvements. The special assessments levied against benefited property owners are pledged toward the repayment of the principal and interest on these bonds. Municipal State-aid fund – This fund accounts for an annual allotment from the State of Minnesota Municipal State-aid street construction account. Capital projects improvement construction fund – This fund accounts for complex construction contracts that involve multiple financing resources from the City and other government entities. Construction projects usually extend over several years before completion. Major enterprise funds – The City reports the following major proprietary funds: Enterprise liquor fund – This fund is used to account for the retail operations of three off-sale liquor stores. Enterprise utility fund – This fund is used to account for water, sanitary sewer, street lighting, and environmental resources services provided to City customers. Other funds – The City reports the following other funds: Internal service fund – The internal service fund accounts for the City’s risk management program relating to general liability, excess liability, property, workers compensation, and casualty insurance costs which are charged to other departments of the City. Custodial fund – The custodial fund is used to record the receipt and remittance of monies held by the City on behalf of other legally separate entities. E. Measurement Focus and Basis of Accounting The accounting and reporting treatment applied to a fund is determined by its measurement focus. Funds are classified into three categories: Governmental, Proprietary, and Fiduciary. To provide an accurate cost measurement of individual activities in the fund financial statement consolidation process, the City’s interfund activity relating to services provided by and used between functions has been removed from these statements; exceptions are for charges between the government’s liquor and utility function and other functions of the government. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (49) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) E. Measurement Focus and Basis of Accounting (Continued) Governmental Funds: Measurement focus: Governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally are included on the balance sheet. Reported fund balance is considered a measure of “available spendable resources.” Governmental fund operating statements represent increases (i.e., revenues and other financing sources) and decreases (i.e., expenditures and other financing uses) in net current assets. Basis of accounting: Governmental funds are accounted for using the modified accrual basis of accounting. Their revenues are recognized when susceptible to accrual (i.e., when they become measurable and available). “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current fiscal year or soon enough thereafter to be used to pay liabilities of the current fiscal year. For this purpose the City generally considers revenues to be available if collected within 60 days of year-end or if intergovernmental revenues related to a joint project venture with the county are considered to be available if collected within 181 days of year-end. Revenues: Major revenues that are susceptible to accrual include property taxes, excluding delinquent taxes received over 60 days after current fiscal year-end; special assessments, intergovernmental revenue, excluding intergovernmental revenues related to a joint project venture with the county are considered revenue if collected within 181 days after current fiscal year-end; charges for services, investment income, and donations. Major revenues that are not susceptible to accrual (i.e., license and permit revenues, and miscellaneous revenues) are recorded when received because they are not measurable until collected. Expenditures: Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred, except for principal and interest on long-term debt, other postemployment benefits, pension benefits and compensated absences which are recognized when due. Proprietary and Fiduciary Funds: Measurement focus: Proprietary funds and fiduciary funds (with the exception of custodial funds) are accounted for on a flow of economic resources measurement focus. This means that all assets, including capital assets, and all liabilities, including long-term liabilities, and deferred inflows and outflows of resources associated with fund activity are included on the Statement of Net Position. Proprietary fund types Statement of Revenues, Expenses, and Changes in Net Position present increases (i.e., revenues) and decreases (i.e., expenses) in net total position. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (50) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) E. Measurement Focus and Basis of Accounting (Continued) Proprietary and Fiduciary Funds (Continued): Basis of accounting: Proprietary funds and fiduciary funds (including custodial funds) are accounted for using the accrual basis of accounting. Revenues are recognized when earned and expenses are recorded at the time the liabilities are incurred. Unbilled utility service receivables are recorded at current fiscal year-end. Operating versus nonoperating items: Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenue of the City’s enterprise funds and internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. F. Cash and Investments Cash balances from all funds are combined and invested to the extent available in certificates of deposit, commercial paper, U.S. Government securities, and other securities authorized by state statutes. Earnings from such investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. Cash and investments held by trustee represent in part the value of deposits that are required to be held in trust for various City obligations. These established escrow accounts will remain in effect until the terms and conditions of the obligations have been fulfilled. Earnings from such investments are allocated directly to the respective funds in which the assets are held. G. Taxes Receivable Property tax levies are set by the City Council in December each year and are certified to Dakota County for collection in the following year. Such taxes become a receivable of the City and become a lien on the respective property as of January 1. In Minnesota, most counties act as collection agents for all property taxes. Dakota County spreads the levies over all taxable property within the City of Lakeville. Real and personal property taxes are payable in equal installments by property owners to Dakota County on May 15 and October 15 of each year. Dakota County remits these and delinquent collections to the City twice a year, in July and December. Unpaid taxes on December 31 are classified in the fund financial statements as delinquent taxes receivable. Taxes receivable include the following components: Unremitted – amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent – amounts billed to property owners but not paid. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (51) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) H. Special Assessments Receivable Special assessments are levied against the benefited properties for the assessable costs of special assessment improvement projects in accordance with State Statutes. The City usually adopts the assessment rolls when construction contracts will be awarded for the individual projects. The City is obligated for the payment of special assessment debt not covered through the collection of special assessments from property owners. Any obligation by the City would be paid by property taxes. Special assessments are collectable over a term of years generally consistent with the term of years of the related bond issue. Collection of annual special assessment installments (including interest) is administered by Dakota County in the same manner as property taxes. Property owners are allowed to prepay total future installments without interest or prepayment penalties. As of December 31, 2019, the special assessment delinquent receivable was $137,056 in the governmental funds and $27,123 in the proprietary enterprise utility fund. Special assessments receivable includes the following components: Unremitted – amounts collected by Dakota County but not yet remitted to the City by December 31. Delinquent – amounts billed to property owners but not paid. Deferred – assessment installments that will be billed to property owners in future years. Other - assessments for which payment has been delayed based on state statutes or City Council action. I. Inventory Inventories are valued on a first-in, first-out method. The cost of inventories is recorded as expenses/expenditures when consumed rather than purchased except for, general fund inventory related to snow removing chemicals. These materials are recorded as an expenditure at the time of purchase rather than when it is consumed. J. Prepaid Items Payments made to vendors for services that will benefit periods beyond the current year are recorded as prepaid items. Prepaid items are also accounted for using the consumption method. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (52) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) K. Unamortized Bond Premium and Bond Discount In the governmental fund financial statements, bond premiums and discounts are recognized as other financing sources and uses, respectively in the current fiscal year. Bond discounts and bond premiums for the City’s government-wide financial statements are deferred and amortized over the term of the bonds using the straight-line method. Unamortized bond premiums and discounts are included within the noncurrent liabilities due in more than one year of the City’s government-wide statement of net position. The enterprise utility fund includes a noncurrent liability for unamortized bond premium associated with the issuance of the water, sewer and street light bonds of 2016-2019. The bond premium is amortized over the term of the bonds using the straight-line method. L. Restricted Assets The government-wide Statement of Net Position “restricted assets (temporarily)” represents cash and investments, and investments held by trustee that have imposed restrictions placed on them by parties outside the government. These restricted amounts are pledged by bond covenants to the repayment of City indebtedness. The assets are temporarily restricted until the terms and conditions of the obligations have been fulfilled. M. Capital Assets Capital assets, which include land, historical treasures, construction in process, buildings and improvements, machinery and equipment, other improvements, and infrastructure, are reported in the applicable governmental or business-type activity columns of the government-wide statement of net position and proprietary funds statement of net position. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated acquisition value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life of not less than three years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend the life of the asset are not capitalized. Capital outlays are recorded as expenditures in the City’s governmental fund financial statements, which use the modified accrual basis of accounting. Capital outlays that meet the City’s capitalization criteria are reported in the government-wide Statement of Net Position and proprietary funds statement of net position, both of which use the full accrual basis of accounting. Interest incurred during the construction phase of capital assets for business-type activities is included as part of the capitalization value of assets constructed. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (53) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) M. Capital Assets (Continued) Depreciation on the capital assets is recorded in the government-wide and proprietary fund financial statements. Land, historical treasures, and construction in process are not depreciated. Capital assets are depreciated using the straight-line method over their estimated useful lives as follows: Buildings and improvements 50-75 Years Machinery and equipment 3-20 Years Other improvements 10-50 Years Infrastructure 20-50 Years N. Deferred Outflows/Inflows of Resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element represents a consumption of net position that applies to a future period and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City has four items that qualifies for reporting in this category. The first two items are the deferred outflows of resources related to pensions reported in the government-wide and proprietary fund statements of net position. This deferred outflow results from differences between expected and actual experience, changes of assumptions, differences between projected and actual earnings on pension plan investments, and contributions to the plan subsequent to the measurement date and before the end of the reporting period. These amounts are deferred and amortized as required under pension standards. The third item is a deferred outflow related to the City’s OPEB liability. This deferred outflows results from contributions made to the plan after the measurement date and will be recognized in the next fiscal period. The fourth item is a deferred outflow related to a current refunding that resulted in a defeasance of debt reported by the governmental activities. This deferred outflow results from the difference between the reacquisition price and the net carrying amount of the old debt. This amount is deferred and amortized over the remaining life of the debt. In addition to liabilities, statements of financial position or balance sheets will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The City has three items which qualify for reporting in this category. The first item, unavailable revenue, is reported only in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and other, primarily long-term capital leases receivable. These amounts are deferred and recognized as an inflow of resources in the period the amounts become available. The second item, deferred inflows of resources related to pensions and OPEB, is reported in the government-wide and proprietary fund statements of net position. This deferred inflow results from differences between expected and actual experience, changes of assumptions, and the difference between projected and actual earnings on pension plan investments. These amounts are deferred and amortized as required under pension standards. The third item relates to deferred gains and losses on bond refundings that are amortized over the life of the related bonds. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (54) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) O. Compensated Absences It is the City’s policy to permit employees to accumulate earned but unused leave benefits as either paid time off (PTO), or vacation and sick leave. Under the City’s personnel policies and collective bargaining contracts, City employees are granted leave benefits in varying amounts based on length of service. PTO accruals vary from 18 to 30 days per year, vacation accruals vary from 10 to 20 days per year, and sick leave accrues at a rate of 12 days per year. As benefits accrue to employees, the accumulated PTO, vacation and vested sick leave is reported as an expense and liability in the government-wide and proprietary fund financial statements. Accrued PTO, vacation and a percentage of sick leave is paid to employees upon termination (severance) only if they have vested and is reported as an expenditure in the governmental fund that will pay for it. No liability is recorded for nonvesting accumulating rights to receive sick leave benefits. P. Pensions For purposes of measuring the net pension asset/liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and the Lakeville Fire Relief Association and the applicable pension additions to/deductions from the pension plan’s fiduciary net position have been determined on the same basis as they are reported by the plan except that the PERA pension plan’s fiscal year-end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Q. Other Postemployment Benefits (OPEB) Obligation In accordance with the provisions of GASB Statement No. 75, Accounting and Financial Reporting for Post-employment Benefits Other Than Pensions, an actuarial valuation is required to be computed and reported for the City’s post-employment health insurance benefits provided to eligible employees through the City’s Other Post-Employment Benefits Plan. OPEB is reported as an expense on a pay-as-you-go basis and is accrued as it is earned. The net OPEB obligation liability and corresponding expense for governmental activities is reported within the government-wide financial statements. The net OPEB obligation liability and corresponding expense for enterprise funds are recorded within those funds. R. Long-Term Obligations Long-term obligations are recorded in the City’s government-wide and proprietary fund statements of net position when they become a liability of the City. Long-term obligations are recognized as a liability of a governmental fund only when due or when payment is made to the paying agent. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (55) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) S. Fund Balance In the fund financial statements, governmental funds report fund balance classification that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – consists of amounts that cannot be spent because they are not in spendable form, such as prepaid items and inventory. Restricted – consists of amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed – consists of amounts that are constrained for specific purposes that are internally imposed by formal action (resolution) of the City Council. Those committed amounts cannot be used for any other purpose unless City Council removes or changes the specified use by taking the same type of action it employed to previously commit those amounts. Assigned – consists of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. Pursuant to City resolution, the City Administrator and the Finance Director are authorized to establish assignments of fund balances. Unassigned – is the residual classification for the General fund and also reflects negative residual amounts in other funds. The City will endeavor to maintain an unrestricted (committed, assigned, and unassigned) fund balance in the General fund of an amount not less than 40% and not greater than 50% of the next year’s budgeted expenditures of the General fund. This will assist in maintaining an adequate level of fund balance to provide for cash flow requirements and contingency needs. At December 31, 2019, the unrestricted fund balance of the General Fund was 50.2% of the subsequent year’s budgeted expenditures. The City has opted to reduce fund balance with the 2020 budget. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as they are needed. When committed, assigned or unassigned resources are available for use, it is the City’s policy to use resources in the following order; 1.) committed, 2.) assigned, and 3.) unassigned. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (56) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) T. Net Position In the government-wide and proprietary fund financial statements, net position represents the difference between assets and deferred outflows of resources and liabilities and deferred inflows of resources. Net position is displayed in three components: Net investment in capital assets – Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. Restricted net position – Consists of net position balances restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, laws, or regulations of other governments. Unrestricted net position – All other net position balances that does not meet the definition of “restricted” or “net investment in capital assets”. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources as they are needed. The City has also established specific targets it will use to maintain an adequate level of net position for the Utility Enterprise Funds. When implementing any rate changes, the city intends to meet the following financial management targets: (i) Available cash on hand to cover the following objectives: 1. Three months of operating cash 2. Following year debt service payments 3. Next year planned capital expenditures (not financed with bonds) (ii) Unassigned cash to account for unexpected costs at the following thresholds: 1. $500,000 for water and sewer operating funds 2. $100,000 for environmental resources and streetlight operating funds. (iii) Unrestricted Net Position not less than 50% of projected expenditures. (iv) Net revenues not less than 125% of annual debt service on existing and planned debt. U. Revenues and Expenditures/Expenses In the governmental fund financial statements property tax revenue is recognized when it becomes measurable and available to finance expenditures of the current fiscal year. All delinquent taxes receivable are fully offset by deferred inflow of resources in the governmental fund financial statements. Taxes due from Dakota County on December 31 are included in revenue since they are remitted to the City within 60 days after December 31. In the government-wide Statement of Activities property tax revenue is recognized when levied. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (57) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) U. Revenues and Expenditures/Expenses (Continued) In the governmental fund financial statements special assessments principal and interest are recognized as revenue when they become measurable and available to finance expenditures of the current fiscal year. All delinquent and deferred assessments receivable are fully offset by deferred inflow of resources in the fund financial statements. Both the principal and interest on special assessments are payable in installments over a term of years that matches the scheduled payments for the bond issue which financed the project. In the government-wide Statement of Activities special assessments revenue is recognized when levied. Investment income is recorded as revenue in the year earned. Elements of investment income include interest earned on investments and unrealized gains or losses on net increases or decreases in the fair value of investments. Certain grants and aids received by the City require that eligible expenditures be made in order to earn the grant. Revenue for these grants is recorded in the period of which eligible expenditures are made. Enterprise utility fund service charges are recognized when earned with no allowance for uncollectibles because delinquent accounts deemed uncollectible during the normal billing process are certified to Dakota County as a property tax lien. Quarterly utility service charges provided to customers but unbilled are included as receivables as of December 31. Interfund service transactions are accounted for as expenditures or expenses. Service transaction payments to a fund are recorded as an expenditure or expense in the paying fund and conversely recorded as a reduction of expenditure or expense in the fund that is receiving payment. Interfund service transactions within the respective categories of governmental activities and business-type activities in the government-wide Statement of Activities are eliminated. Interfund services provided and used are not eliminated in the process of consolidation into the government-wide statement of activities. V. Cash Flows For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase of three months or less to be cash equivalents. The proprietary funds’ equity in the government-wide cash and investments management pool is considered to be a cash equivalent. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (58) NOTE 2 DEPOSITS AND INVESTMENTS A. Components of Cash and Investments The City’s cash surpluses are pooled and invested in accordance with State Statute and City investment policy. Investment earnings and unrealized gains and losses are allocated to funds on the basis of average cash balances. Investments are stated at fair value, which is the amount that a financial instrument could be exchanged for in a current transaction between willing parties. The investments are not identified with specific funds with the exception for bond proceeds related to bond series 2018 A. Investments held by trustee include balances held in segregated accounts for specific purposes. Interest earned on these trustee accounts is allocated directly to the responsible fund. The amounts represent funds held as required by the debt obligation covenants and other agreements. The City’s cash and investments as of December 31, 2019 consist of the following: Cash on hand 13,650$ Deposits (751,752) Investments 114,162,537 Total cash and investments 113,424,435$ The City’s cash and investments as of December 31, 2019 are presented in the financial statements as follows: Statement of Net Position Cash and investments 112,710,793$ Temporarily restricted investments held by trustee 616,405 Statement of Fiduciary Net Position Cash and investments 97,237 Total cash and investments 113,424,435$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (59) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) B. Deposits In accordance with applicable Minnesota Statutes, the City maintains deposits at depository banks authorized by the City Council, including checking accounts and certificates of deposit. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The value of collateral pledged must equal 110% of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City does not have a formal policy addressing this risk. At year-end, the carrying amount of the City’s deposits was ($751,752) while the balance on the bank records was $-0-. At December 31, 2019, all deposits were fully covered by federal depository insurance, surety bonds, or by collateral held by the City’s agent in the City’s name. C. Investments The City’s investments as of December 31, 2019 are as follows: Investment Type Rating Agency Total Value Less than 1 1 - 5 6 - 10 Money market funds Minnesota Municipal (4M)N/R N/A 15,087,081$ -$ -$ -$ First American Treasury Obligation AAAm S&P 616,406 - - - Certificates of deposit N/R N/A 31,337,051 9,108,375 22,228,676 - U.S. treasury securities Aaa N/A 749,925 - 749,925 - U.S. government agencies AA+ S&P 53,755,470 8,747,923 42,172,952 2,834,595 Municipal Bonds Aaa Moody's 300,060 300,060 - - Municipal Bonds AAA S&P 590,300 - 590,300 - Municipal Bonds Aa1 Moody's 3,726,013 2,103,516 859,504 762,993 Municipal Bonds AA+ S&P 1,033,050 - 1,033,050 - Municipal Bonds Aa2 Moody's 3,517,990 507,115 3,010,875 - Municipal Bonds AA S&P 250,033 250,033 - - Municipal Bonds Aa3 Moody's 500,550 500,550 - - Municipal Bonds AA- S&P 1,620,353 357,294 1,263,059 - Municipal Bonds A1 Moody's 575,125 465,000 110,125 - Total investments 114,162,537$ 22,842,996$ 72,018,466$ 3,597,588$ N/R - Not rated N/A - Not applicable Credit Risk Interest Risk - Maturity Duration in Years CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (60) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) C. Investments (Continued) The 4M Fund is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities and Exchange Commission (SEC) that follows guidance under GASB Statement No. 79. The City’s investment in the 4M Fund is measured at an amortized cost method that approximates fair value. The City’s investment policy does not place any further limitations beyond the state statute requirements for the risk categories described below. Investments are subject to various risks, the following of which are considered the most significant; Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have any custodial credit risk for its investments since all of the City’s investments held in safekeeping by the City’s brokerage firm in the City’s name are insured and registered. Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. State statutes authorize investments in money market funds, certificates of deposit, commercial paper, U.S. treasury securities, U.S. government agencies, and other securities provided they meet the two highest quality ratings of nationally recognized rating organizations. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investments (considered 5% or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. As of December 31, 2019, the City’s investment portfolio includes the following securities of single issuers exceeding 5%: Federal Farm Credit Bank 20.95% Federal Home Loan Bank 6.20% Federal Home Loan Mortgage 11.44% Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (61) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) D. Investments Policy The City’s investment policy limits exposure to interest rate risk by investing in shorter term securities (maturing in one year or less) to meet current operating cash requirements. Longer-term investments are to be purchased with the intent to match maturity periods with future funding needs for capital replacement and debt obligations. The City will not purchase investments that, at the time of investment, cannot be held to maturity. This does not mean that an investment cannot be sold prior to maturity. Investment activity will focus upon protection of taxpayer dollars and investment income, consistent with statutory authorization and financial prudence. The City will conduct its investment transactions with several legal competing, reputable investment security dealers, and qualifying banks. The City will invest only in the following instruments or those others that may subsequently be permitted by state statute.  United States Treasury obligations  Federal Agency Securities  Certificates of Deposit  Commercial Paper  Banker’s Acceptance  Money Market Funds  State and local securities E. Fair Value Measurements The City uses fair value measurements to record fair value adjustments to certain asset and liabilities and to determine fair value disclosures. The City follows an accounting standard which defines fair value, establishes framework for measuring fair value, establishes a fair value hierarchy based on the quality of inputs used to measure fair value, and requires expanded disclosures about fair value measurements. In accordance with this standard, the City has categorized its investments, based on the priority of inputs to the valuation technique, into a three-level fair value hierarchy. The fair value hierarchy gives the highest priority to quotes and prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If inputs used to measure the financial instruments fall within different levels of the hierarchy, the categorization is based on the lowest level input that is significant to the fair value measurement of the instrument. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (62) NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) E. Fair Value Measurements (Continued) Financial assets and liabilities recorded on the statement of net position are categorized based on the inputs to the valuation techniques as follows: Level 1 – Financial assets and liabilities are valued using inputs that are unadjusted quoted prices in active markets accessible at the measurement date of identical financial assets and liabilities. Level 2 – Financial assets and liabilities are valued based on quoted prices for similar assets or inputs that are observable, either directly or indirectly, for substantially the full term through corroboration with observable market data. Level 3 – Financial assets and liabilities are valued using pricing inputs which are unobservable for the asset, inputs that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset. Investment Type Level 1 Level 2 Level 3 Total First American Treasury Obligation 616,406$ -$ -$ 616,406$ U.S. treasury securities 749,925 - - 749,925 U.S. government securities - 53,755,470 - 53,755,470 Certificates of deposit - 31,337,051 - 31,337,051 Municipal bonds - 12,616,604 - 12,616,604 1,366,331$ 97,709,125$ -$ 99,075,456 Investments measured at amortized cost 15,087,081 Total 114,162,537$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (63) NOTE 3 CAPITAL ASSETS A summary of changes in governmental capital assets during the year ended December 31, 2019 are as follows: Beginning Ending Balance Additions Deletions Balance Governmental Activities: Capital Assets, Not Being Depreciated: Land 28,889,653$ 1,238,564$ -$ 30,128,217$ Historical treasures 100,000 - - 100,000 Construction in progress 951,736 1,446,365 (485,346) 1,912,755 Total Capital Assets, Not Being Depreciated 29,941,389 2,684,929 (485,346) 32,140,972 Capital Assets, Being Depreciated: Building and improvements 55,143,526 - (92,467) 55,051,059 Machinery and equipment 24,935,626 1,321,937 (489,949) 25,767,614 Other improvements 9,760,538 467,930 (83,585) 10,144,883 Infrastructure Streets 176,102,512 12,846,336 (3,215,240) 185,733,608 Storm Sewer 83,516,837 7,800,454 (104,174) 91,213,117 Parks 29,021,159 1,309,710 - 30,330,869 Total Capital Assets, Being Depreciated 378,480,198 23,746,367 (3,985,415) 398,241,150 Accumulated Depreciation for: Buildings and improvements (17,322,697) (1,180,989) 22,621 (18,481,065) Machinery and equipment (14,313,425) (2,035,345) 425,562 (15,923,208) Other improvements (3,837,147) (484,493) 83,585 (4,238,055) Infrastructure Streets (80,970,525) (7,263,199) 2,957,278 (85,276,446) Storm Sewer (21,456,416) (2,055,241) 73,192 (23,438,465) Parks (14,586,248) (1,106,084) - (15,692,332) Total Accumulated Depreciation (152,486,458) (14,125,351) 3,562,238 (163,049,571) Total Capital Assets, Being Depreciated, Net 225,993,740 9,621,016 (423,177) 235,191,579 Governmental Activities Capital Assets, Net 255,935,129$ 12,305,945$ (908,523)$ 267,332,551$ Depreciation expense was charged to governmental functions as follows: Governmental Activities: General government 413,014$ Public safety 1,151,871 Public works 10,225,494 Parks and recreation 2,334,971 Total depreciation expense 14,125,350$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (64) NOTE 3 CAPITAL ASSETS (CONTINUED) A summary of changes in business-type capital assets during the year ended December 31, 2019 are as follows: Beginning Ending Balance Additions Deletions Balance Business-Type Activities: Capital Assets, Not Being Depreciated: Land 3,627,767$ -$ -$ 3,627,767$ Construction in Progress 13,842 30,203 (13,842) 30,203 Total Capital Assets, Not Being Depreciated 3,641,609 30,203 (13,842) 3,657,970 Capital Assets, Being Depreciated: Buildings and improvements 28,241,679 99,481 - 28,341,160 Machinery and equipment 3,635,521 50,604 (10,177) 3,675,948 Infrastructure Environmental Resources - 63,142 - 63,142 Water 109,695,944 5,798,671 (36,398) 115,458,217 Sanitary Sewer 74,220,172 3,683,222 (4,339) 77,899,055 Total Capital Assets, Being Depreciated 215,793,316 9,695,120 (50,914) 225,437,522 Accumulated Depreciation for: Buildings and improvements (9,005,627) (604,928) - (9,610,555) Machinery and equipment (2,097,335) (354,214) 10,177 (2,441,372) Infrastructure Environmental Resources - (1,233) - (1,233) Water (32,707,127) (2,353,203) 35,490 (35,024,840) Sanitary Sewer (26,407,195) (1,556,151) 4,339 (27,959,007) Total Accumulated Depreciation (70,217,284) (4,869,729) 50,006 (75,037,007) Total Capital Assets, Being Depreciated, Net 145,576,032 4,825,391 (908) 150,400,515 Business-Type Activities Capital Assets, Net 149,217,641$ 4,855,594$ (14,750)$ 154,058,485$ Depreciation expense was charged to governmental functions as follows: Business-Type Activities: Liquor fund 87,443$ Utility fund 4,782,286 Total Depreciation Expense, Business-Type Activities 4,869,729$ NOTE 4 OPERATING LEASES Operating Lease (Ames Arena): On December 1, 2006, the City (as lessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as lessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Ames Arena. Lakeville Arenas shall pay all debt service requirements due on the Gross Revenue Recreation Facility Bonds of 1999 less payments received by Lakeville Hockey Association, Inc. (Boosters) towards debt service payments in accordance with the revised and restated gaming revenue agreement dated February 16, 1999. The agreement will remain in effect until August 1, 2019. The cost of the leased space is included in the total Ames ice arena cost of $4,143,826, of which $1,886,411 has been depreciated to date. These amounts are recorded in the City’s capital assets. The final payment related to this agreement was made during 2018 and no further payments were made during 2019. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (65) NOTE 4 OPERATING LEASES (CONTINUED) Operating Sublease (Hasse Arena): On December 1, 2006, the City (as sublessor) entered into a joint powers agreement with the Lakeville Arenas (a Minnesota Joint Powers entity, as sublessee), whereas the Lakeville Arenas is responsible for operations and maintenance of the Hasse Arena. In addition, the joint powers agreement calls for Independent School District No. 194 to provide for one-half of all future ice arena lease payments to the City. Lease agreement payments coinciding with the bonded debt service schedule commencing February 1, 2007 will remain in effect until February 1, 2032. The 2019 lease revenue totaled $292,100. Operating Lease (Heritage Liquor Store): The Heritage Liquor Store (located in Heritage Shopping Center) consists of 8,859 square feet of space at a monthly lease cost of $11,812 for January through June and then $12,550 per month thereafter, plus a proportionate share of real estate taxes, property insurance, special assessments, common area maintenance, and management fees. The lease had an original term of fifteen years and was subsequently renewed for an additional four years expiring June 30, 2019 and was subsequently renewed for three additional years expiring June 30, 2022. The fiscal year 2019 lease expense totaled $146,174. The HRA owns the land and building of the Galaxie store. Operating Lease (Kenrick Liquor Store): The Kenrick Liquor Store (located off Kenrick Avenue) consists of 9,705 square feet of space at a monthly lease cost of $15,366 plus a proportionate share of real estate taxes, property insurance, special assessments, common area maintenance, and management fees. The lease has an original term of twenty years ending April 30, 2039. The fiscal year 2019 lease expense totaled $184,395. The following is a schedule by years of future minimum payments required under the lease as of December 31, 2019: Year Amount 2020 184,395$ 2021 184,395 2022 184,395 2023 184,395 2024 197,303 2025-2029 1,000,294 2030-2034 1,070,170 2035-2039 1,144,996 Total 4,150,343$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (66) NOTE 4 OPERATING LEASES (CONTINUED) Operating Lease – Office Equipment The City leased office equipment on March 18, 2019 at a monthly lease cost of $3,558 for 60 months. The fiscal year 2019 lease expenditures totaled $28,464. The following is a schedule of future minimum payments required under the lease as of December 31, 2019: Year Amount 2020 42,696$ 2021 42,696 2022 42,696 2023 42,696 2024 14,232 Total 185,016$ NOTE 5 LONG-TERM DEBT A. Components of Long-Term Debt General Obligation Bonds The City’s general obligation bonds are supported primarily from revenues derived from property tax levies, special assessment levies, tax increment levies, state-aid street revenue, water connection revenue charges, ice arena operations, and contributions by an organization conducting lawful gaming at approved locations. These bonds are backed by the full-faith and credit of the City. Revenue Bonds The following revenue bonds are not general obligations of the City and accordingly are not backed by the full-faith and credit of the City. Governmental Activities The Gross Revenue Recreation Facility Bonds, Series 1999, are supported primarily from revenues derived from ice arena operations and contributions from gaming revenues. The final debt payment was made on August 1, 2019 The HRA Ice Arena Lease Revenue Refunding Bonds, Series 2016, will be payable from equal lease payments to be made by the City pursuant to the lease agreement between the HRA of Lakeville, the City, and in conjunction with the joint powers agreement between the City and Independent School District No. 194. The City’s portion of the lease payments are supported by property tax levies. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (67) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) Revenue Bonds (Continued) Governmental Activities (Continued) The lease, consisting of land, building and equipment of the Hasse Arena located at 8525 215th Street West, requires the City to provide lease payments sufficient to pay when due, the principal and interest on the HRA Ice Arena Lease Revenue Refunding Bonds, Series 2016 ($7,115,000 original amount issued), of which the first principal and interest payment was due in 2017. Title to the arena will transfer to the City upon completing the prescribed lease payments coinciding with the bonded debt service schedule commencing February 1, 2017 and maturing February 1, 2032. The cost of the leased space is included in the total Hasse ice arena cost of $7,505,840, of which $1,735,936 has been depreciated to date. These amounts are recorded in the HRA’s capital assets. Business-type Activities Future revenue pledged for the payment of long-term debt is as follows: Remaining Pledged Principal and Principal and Revenue Bond Issue Use of Proceeds Type Term of Pledge Interest Interest Paid Received Recreation Facility Ice arena Arena Revenues 2019 -$ 179,180$ -$ Ice Arena Lease Revenue Additional ice arena Lease Revenues 2019 - 2032 7,685,050 579,600 292,100 Utility - Water Revenue Water infrastructure Utility user fees 2019 - 2034 9,048,358 637,956 4,496,539 Utility - Sewer Revenue Sewer infrastructure Utility user fees 2019 - 2025 436,350 71,575 6,795,837 Water Connection Revenue Water infrastructure Connection charges 2019 - 2034 8,934,587 614,325 3,517,166 Revenue Pledged Current Year Metropolitan Council Loan Agreements On February 21, 2006, the City entered into a loan agreement with the Metropolitan Council for the purpose of acquiring property for a commuter vehicle park and pool lot located within a proposed state trunk highway right-of-way. The Metropolitan Council provided a loan to the City in the amount of $1,466,300 to finance the acquisition of the property. In 2019, the City made no payments on this loan. As of December 31, 2019, the balance of the loan is $1,159,843. On January 3, 2017, the City entered into another loan agreement with the Metropolitan Council for the purpose of acquiring property within a proposed state trunk highway right-of-way. The amount of the loan was $737,171 and the City made no payments on the loan in 2019. The loans (both free of interest charge) will be discharged by the Metropolitan Council upon the conveyance of the properties to the highway authority at an undetermined future date. Dakota County Loan Payable During 2018, the City entered into a 3-year agreement with Dakota County, where as Dakota County delayed repayment of $3,000,000 of project costs for the County Road 50 project. This loan requires annual payments of $1,000,000 with no interest, of which the first installment was made during 2018 and final payment is due in 2020. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (68) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) Lease Revenue Liquor Enterprise Refunding Bonds, Series 2017A On October 25, 2017, the City issued $2,255,000 in HRA Lease Revenue Liquor Enterprise Refunding Bonds, Series 2017A. The proceeds of this issue were deposited with the Trustee in order to call and prepay the outstanding liquor revenue bonds of 2007. In exchange for the refunding of the existing liquor revenue bonds, the liquor fund conveyed related capital assets consisting of land and building to the HRA fund. The HRA then leased the building back to the liquor fund under a capital lease agreement, resulting in the capital assets being reported back in the liquor fund and the long-term debt being shown in the liquor fund as a capital lease. The lease terms include interest of between 2.0%-3.0% with payments totaling $2,255,000 through 2027. The capital assets being leased had a total cost of $2,522,470 and accumulated depreciation of $612,777 at December 31 2019. Per governmental accounting standards the related long-term debt is not shown in both the governmental and business-type activities, therefore the long-term liability is included in business-type activities as a capital lease, as is noted in the table on page 69. This refunding resulted in an aggregate difference in debt service cash flows between the refunding debt and the refunded debt of $305,074 as well as an economic net present value benefit of $321,727 on the transaction. General Obligation Bonds, Series 2019 A On July 24, 2019, the City issued $6,295,000 in General Obligation Street Reconstruction and Improvement Bonds, Series 2019 A. The proceeds of this issue will be used for street reconstruction and improvement projects. They carry interest that will vary from 4.0% to 5.0% with a final maturity of February 1, 2030. The debt service of these bonds will be made from special assessments and property tax levies. They carry a call provision on February 1, 2028. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (69) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) The City had the following long-term liabilities outstanding at December 31, 2019: Description Maturities Interest Rates Amount PRIMARY GOVERNMENT Governmental Activities: General Obligation Bonds Payable: Capital improvement bonds 2019 - 2032 1.75% - 5.00% 20,455,000$ Street reconstruction bonds 2019 - 2030 1.75% - 5.00% 11,655,000 G.O. Improvement bonds 2019 - 2038 1.40% - 5.00% 59,155,000 Tax increment bonds 2022 4.00% - 4.20% 770,000 State-aid street revenue bonds 2019 - 2036 1.25% - 5.00% 4,685,000 G.O. water revenue bonds 2034 2.00% - 5.00% 7,230,000 Total General Obligation Bonds 103,950,000 HRA lease revenue bonds 6,080,000 Total Governmental Activities 110,030,000 Business-Type Activities: Revenue Bonds Water revenue bonds 2034 1.50% - 5.00% 7,365,000 Sewer revenue bonds 2025 1.50% - 5.00% 385,000 Street light revenue bonds 305,000 Total Revenue Bonds 8,055,000 Capital Lease 2027 2.00% - 3.00% 2,040,000 Total Business-Type Activities 10,095,000 Total long-term bonded debt outstanding 120,125,000$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (70) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) The City is in compliance with all significant bond covenants. Annual bond debt service requirements to maturity for long-term obligations, excluding the Lease Revenue Liquor Enterprise Refunding Bonds of 2017 (see page 71), are as follows: Year Ending December 31, Principal Interest Principal Interest Total 2020 8,715,000$ 3,871,091$ 565,000$ 284,513$ 13,435,604$ 2021 9,160,000 3,534,045 655,000 261,038 13,610,083 2022 9,110,000 3,193,464 670,000 242,362 13,215,826 2023 9,140,000 2,832,805 685,000 215,738 12,873,543 2024 9,005,000 2,467,530 715,000 181,237 12,368,767 2025-2029 40,530,000 7,417,091 3,025,000 484,238 51,456,329 2030-2034 21,050,000 1,999,816 1,740,000 122,456 24,912,272 2035-2039 3,320,000 142,125 - - 3,462,125 Total 110,030,000$ 25,457,967$ 8,055,000$ 1,791,582$ 145,334,549$ Governmental Business-Type Accrued Compensated Absences Governmental Activities The governmental funds accumulated liability for accrued PTO, vacation and vested sick pay (including applicable salary-related payments) as of December 31, 2019 is $2,981,687. This amount is included in the noncurrent liabilities of the government- wide Statement of Net Position. In the event of employee separation from the City, the general fund and the responsible special revenue fund will pay the accumulated severance portion. Business-Type Activities The accumulated liability for accrued PTO, vacation, and vested sick pay for proprietary enterprise funds (including applicable salary-related payments) as of December 31, 2019 is $445,301. In the event of employee separation from the City, the responsible enterprise fund will pay the accumulated severance portion. These amounts are recorded as a liability and as an expense when earned in the responsible funds. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (71) NOTE 5 LONG-TERM DEBT (CONTINUED) A. Components of Long-Term Debt (Continued) Unamortized Bond Premium and Discount Unamortized bond premium and bond discount included within noncurrent liabilities are as follows: Governmental Business-Type Unamortized bond premium 8,302,665$ 821,566$ Liquor Capital Lease The capital lease reported in business-type activities on page 69 has the following annual debt service requirements: Year Ending December 31, Principal Interest 2020 230,000$ 54,200$ 2021 240,000 49,500 2022 245,000 43,425 2023 250,000 36,000 2024 260,000 28,350 2025-2027 815,000 37,125 Total 2,040,000$ 248,600$ Liquor Capital Lease CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (72) NOTE 5 LONG-TERM DEBT (CONTINUED) B. Changes in Long-Term Debt Long-term liability activity for the year ended December 31, 2019 was as follows: Beginning End of Due Within PRIMARY GOVERNMENT of Year Additions Deletions Year One Year Governmental Activities G.O. Improvement bonds 34,555,000$ -$ (2,445,000)$ 32,110,000$ 2,575,000$ Other bonds 77,100,000 6,295,000 (5,475,000) 77,920,000 6,140,000 Total bonds 111,655,000 6,295,000 (7,920,000) 110,030,000 8,715,000 County note payable 2,000,000 - (1,000,000) 1,000,000 1,000,000 Metropolitan Council loans 1,897,014 - - 1,897,014 - Total long-term debt 115,552,014 6,295,000 (8,920,000) 112,927,014 9,715,000 Accrued compensated absences 2,734,777 1,698,699 (1,451,789) 2,981,687 1,451,789 Unamortized bond premium/discount 7,916,538 1,065,624 (679,497) 8,302,665 - Total Governmental Activities 126,203,329 9,059,323 (11,051,286) 124,211,366 11,166,789 Business-Type Activities: Utility - water revenue bonds 7,030,000 730,000 (395,000) 7,365,000 470,000 Utility - sewer revenue bonds 440,000 - (55,000) 385,000 60,000 Utility - street light revenue bonds 335,000 - (30,000) 305,000 35,000 Liquor - capital leases 2,255,000 - (215,000) 2,040,000 230,000 Accrued compensated absences 384,223 282,883 (221,805) 445,301 225,377 Unamortized Bond Premiums 766,878 125,543 (70,855) 821,566 - Total Business-Type Activities 11,211,101 1,138,426 (987,660) 11,361,867 1,020,377 Total Primary Government 137,414,430$ 10,197,749$ (12,038,946)$ 135,573,233$ 12,187,166$ NOTE 6 NET INVESTMENT IN CAPITAL ASSETS Net investment in capital assets as of December 31, 2019 is calculated as follows: Governmental Business-type Total Capital assets, net of depreciation 267,332,551$ 154,058,485$ 421,391,036$ Less applicable: Bonds payable (99,345,000) (7,750,000) (107,095,000) Capital lease payable - (2,040,000) (2,040,000) Loan payable (1,897,014) - (1,897,014) Note payable (1,000,000) - (1,000,000) Unamortized bond premium / discount (net)(7,559,496) (766,877) (8,326,373) Unamortized deferred charge on refunding 103,849 - 103,849 Unamortized deferred gain on refunding (92,266) - (92,266) Unspent bond proceeds 1,490,530 - 1,490,530 Contracts Payable (4,564,362) - (4,564,362) Net Investment in capital assets 154,468,792$ 143,501,608$ 297,970,400$ The City has $10,990,000 in bonds and $797,858 in unamortized bond premiums that are not included in the calculation above as they are not capital in nature. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (73) NOTE 7 RESTRICTED NET POSITION The government-wide Statement of Net Position reports restricted amounts in the net position section. These amounts represent assets and deferred outflows (less any related liabilities and deferred inflows) that have imposed restrictions placed on them by parties outside the City government. Net position restricted for debt service represents assets pledged by bond covenant to the repayment of City bond obligations. The government-wide restricted net position is as follows: Governmental Business-type Activities Activities Total Restricted Net Position Cash and investments 35,116,374$ -$ 35,116,374$ Temporarily restricted Investments held by trustee 616,405 - 616,405 Net pension asset 4,112,787 - 4,112,787 Receivables 18,308,160 - 18,308,160 Less related liabilities (1,797,292) - (1,797,292) Total restricted net position 56,356,434$ -$ 56,356,434$ NOTE 8 CONSTRUCTION COMMITMENTS The City has outstanding construction and build projects as of December 31, 2019. These projects include street reconstruction projects, equipment purchases, land purchases and other water and sanitary sewer projects. The City’s commitments with contractors and other governmental entities are shown as follows: Projects Remaining Governmental Activities Spent-to-Date Commitment VonBank Lawn Care 52,549$ 56,126$ Law Services 80,049 85,046 Police Department - cameras 134,272 537,088 Misc. street and trail repairs 1,030,612 55,477 Storm Sewer projects - 48,342 CR50 project (185th St to Dodd Blvd)4,526,148 5,225,625 2018 street reconstruction 239,378 322,557 2019 street reconstruction 8,981,047 161,558 Holyoke Water Tower 3,300,661 173,982 Sanitary Sewer Projects - 55,614 Total governmental 20,154,887$ 6,721,415$ Projects Remaining Business-Type Activities Spent-to-Date Commitment Right of way - tree and stump removal -$ 22,828$ Well rehabilitation - 149,750 Total business-type -$ 172,578$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (74) NOTE 9 FUND BALANCES A summary of the City’s governmental fund balance classifications at December 31, 2019 is as follows: G.O. Municipal Improvement General Fund Improvement State-aid Construction Nonmajor Total Nonspendable Inventory 312,695$ -$ -$ -$ -$ 312,695$ Prepaid Items 6,600 - - - - 6,600 Advances to Other Funds 428,936 - - - - 428,936 Total nonspendable 748,231 - - - - 748,231 Restricted for: Forfeitures 175,590 - - - - 175,590 Debt Service - 12,656,863 - - 8,994,213 21,651,076 Public improvements - - 2,042,188 6,337,742 - 8,379,930 Public safety equipment - - - - 20,566 20,566 Park development - - - - 6,094,432 6,094,432 Tax increment - - - - 57,383 57,383 Public communications - - - - 87,659 87,659 Arenas Reserve - - - - 10,090 10,090 Special Service District - - - - 32,529 32,529 Total Restricted 175,590 12,656,863 2,042,188 6,337,742 15,296,872 36,509,255 Committed for: Compensated leave 100,000 - - - - 100,000 Public improvements - - - 377,232 - 377,232 Public buildings - - - - 1,233,811 1,233,811 Pavement management - - - - 1,786,069 1,786,069 Storm water infrastructure - - - - 8,982,575 8,982,575 Water trunk system - - - - 10,597,425 10,597,425 Sanitary sewer trunk system - - - - 9,320,341 9,320,341 Trail improvement - - - - 704,620 704,620 Park improvement - - - - 328,176 328,176 Capital acquisitions - - - - 1,605,375 1,605,375 Technology equipment - - - - 156,867 156,867 Public communications - - - - 966,003 966,003 Economic development - - - - 13,395 13,395 Total Committed 100,000 - - 377,232 35,694,657 36,171,889 Assigned for: Subsequent year budget 749,675 - - - - 749,675 Unassigned 15,429,752 - - - (428,702) 15,001,050 Total 17,203,248$ 12,656,863$ 2,042,188$ 6,714,974$ 50,562,827$ 89,180,100$ Debt Service Capital Projects CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (75) NOTE 10 CONTRIBUTED CAPITAL The ownership of local streets, storm water, parks, water and sanitary sewer infrastructure capital assets that are constructed and completed during the year by private land developers becomes contributed property of the City. Storm sewer, water, and sanitary sewer infrastructure assets constructed within Dakota County and State of Minnesota right- of-way boundaries also become City capital assets since they are serviced and maintained by the City. Roads and highways constructed within Dakota County and State of Minnesota right-of-way boundaries are excluded from City capital assets. The City assumed ownership of the following governmental and business-type capital assets contributed from private land developers during the current fiscal year as follows: Enterprise From Private Land Developers Governmental Utility Fund Infrastructure Streets 5,298,413$ -$ Storm sewer 6,175,985 - Parks 979,096 - Water - 3,979,617 Sanitary sewer - 3,261,141 Total 12,453,494$ 7,240,758$ The ownership of water and sanitary sewer infrastructure assets that are constructed and completed during the year by City governmental activities (through various funding sources at cost) becomes contributed property of the City’s enterprise utility fund. The City’s enterprise utility fund assumed ownership of the following capital assets contributed during the current fiscal year as follows: Enterprise From Governmental Activities Utility Fund Infrastructure Water 914,056$ Sanitary sewer 13,914 Total 927,970$ NOTE 11 DEFICIT FUND BALANCES The capital projects tax abatement fund had a deficit fund balance of ($428,702) as of December 31, 2019 as a result of providing tax abatement assistance to retain the headquarters of a manufacturing facility within the City. It is anticipated that the deficit will be financed by future tax abatements collected after an existing Tax Increment Financing District in which the property is currently located will be decertified. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (76) NOTE 12 INTERFUND RECEIVABLES AND PAYABLES Activity between funds representative of lending or borrowing arrangements is reported in the fund financial statements as “due from/to other funds” (current portion) or “advances to/from other funds.” Such amounts are eliminated in the government-wide financial statements, with any residual balances outstanding between the governmental and business-type activities reported as “internal balances.” At December 31, 2019, the capital projects fund tax abatement fund had a payable of $428,936 to the general fund to finance a long-term cash deficit. NOTE 13 INTERFUND TRANSFERS The City provides financing for a variety of operations and capital projects utilizing resources from certain funds; interfund transfers used for these various activities during the current fiscal year are as follows: n Debt Service Nonmajor General G.O Muni Improv. Govntl. Transfers From Fund Improvement State-aid Constr. Funds Utility Total General Fund -$ -$ -$ -$ 1,225,000$ -$ 1,225,000$ G.O. Improvement Bonds - - - 23,351 - - 23,351 Nonmajor Govntl. Funds 80,866 - 238,540 790,341 617,108 5,399 1,732,254 Total 80,866 - 238,540 813,692 1,842,108 5,399 2,980,605 Enterprise - Liquor 164,875 - - - 896,762 3,425 1,065,062 Enterprise - Utility 477,043 525,813 - - 31,000 - 1,033,856 Internal Service Fund 50,000 - - - - - 50,000 Total 772,784$ 525,813$ 238,540$ 813,692$ 2,769,870$ 8,824$ 5,129,523 (1) (2) (3) (4) (5)(6) (7) Less: Utility fund (8,824) Total governmental funds 5,120,699$ Enterprise Capital Projects The following are explanations to interfund transfers sub-notes 1 through 9. Abbreviation key: (SR) special revenue fund, (DS) debt service fund, (CP) capital projects fund, (E) enterprise fund, (IS) internal service fund. (1) The transfers to the general fund were provided mainly as overhead and maintenance costs from the following funds: Fund Amount Communications (SR) 80,866$ Public communications and budgeted transfers Liquor (Ent) 164,875 Budgeted transfers Utility (Ent) 477,043 Budgeted transfers Municipal Reserve (IS) 50,000 Budgeted transfers Total 772,784$ Description CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (77) NOTE 13 INTERFUND TRANSFERS (CONTINUED) (2) The total transfer to the debt service G.O. improvement fund was provided by the enterprise utility fund ($525,813) related to the City improvements projects whereby user fees are pledged towards the improvement bonds debt service requirements. (3) The total transfers to the capital projects municipal state-aid fund were provided to finance various road construction projects and were provided by the nonmajor capital project storm water infrastructure fund ($238,540). (4) The total transfer to the capital projects fund improvement construction of ($813,692) was provided by the following governmental funds to finance various road construction projects: From: Amount G.O. Improvement Bonds (DS) 23,351$ Park Dedication (CP) 108,426 Storm Water Infrastructure (CP) 553,102 Water (CP) 128,813 Total improv. const. 813,692$ (5) The total transfer to nonmajor governmental funds ($1,842,108) was provided by the following governmental funds: From: Amount General fund 155,000$ Technology (CP) for future improvements General fund 150,000 Park Improvement (CP) for future park improvements identified in CIP General fund 920,000 Equipment (CP) for future equipment acquisitions Water (CP) 617,108 Water revenue (DS) for debt service requirements Total other govt. 1,842,108$ Description (6) The total transfer to the nonmajor governmental funds was provided by the enterprise liquor fund ($896,762) and the enterprise utility fund ($31,000) to finance various equipment purchases. (7) The total transfer to the enterprise utility fund was provided by the storm water infrastructure capital projects fund ($5,399) and the enterprise liquor fund ($3,425) for customer service billing overhead costs. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (78) NOTE 14 JOINT POWERS DEBT COMMITMENT On August 25, 2005, the City of Lakeville entered into a joint powers agreement with the Cities of Apple Valley, Burnsville, Eagan, Farmington, Hastings, Inver Grove Heights, Mendota Heights, Rosemount, South St. Paul, West St. Paul, Minnesota, and Dakota County Minnesota, to establish the Dakota Communications Center (DCC), a Minnesota nonprofit corporation. The purpose of the DCC is to engage in the operation and maintenance of a countywide public safety answering point and communications center for law enforcement, fire, emergency medical services, and other public safety services for the mutual benefit of residents residing in the above mentioned cities and county (members). Pursuant to the joint powers agreement, members are required to provide the DCC their pro rata share of cost of operations and maintenance, and capital projects. Information regarding the Dakota Communications Center can be obtained at the website www.mn- dcc.org/stats.asp or by contacting Jerilyn Erickson at the City of Lakeville, 20195 Holyoke Avenue, Lakeville, Minnesota 55044. Telephone 952-985-4481 or email address jerickson@lakevillemn.gov. NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) A. Plan Description The City provides postemployment insurance benefits to certain eligible employees through the City’s Other Post-Employment Benefits Plan, a single-employer defined benefit plan administered by the City. All postemployment benefits are based on contractual agreements with employee groups. These contractual agreements do not include any specific contribution or funding requirements. These benefits are summarized as follows: Postemployment Insurance Benefits – All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a secondary benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (79) NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) (CONTINUED) A. Plan Description (Continued) Employees covered by benefit terms. At December 31, 2019, the following employees were covered by the benefit terms: Inactive Plan Members or Beneficiaries Currently Receiving Benefit Payments 7 Inactive Plan Members Entitled to but not yet Receiving Benefit Payments - Active Plan Members 184 Total 191 B. Contributions and Funding Policy The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to pre-fund benefits as determined annually by the City. The City contributes a portion of the cost of current year premiums for eligible retired plan members and their spouses as well as the implicit rate subsidy described above. For fiscal year 2019, the City contributed $13,009 in subsidized payments and implicit payments of $37,860 to the plan. As of December 31, 2019, there were 7 retirees receiving health benefits from the City’s health plans. C. Total OPEB Liability The City’s Total OPEB liability was measured as of January 1, 2019 and was determined by an actuarial valuation as of January 1, 2019. Actuarial Assumptions The total OPEB liability in the January 1, 2019 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Valuation date: Measurement date: Methods and assumptions used to determine the contribution rates: Actuarial cost method Entry age Amortization method Level percentage of payroll, closed Amortization period Average of expected remaining service on a closed basis for differences between expected and actual experience and assumption changes. Inflation 3.00% Healthcare cost trend rate 6.25% for 2018, decreasing to 5.00% over 5 years Salary increases 3.00% Discount rate 3.60% (20-year municipal bond yield) Mortality RP-2014 White Collar Mortality Tables with MP-2019 Generational Improvement Scale (with Blue Collar adjustment for Police and Fire Personnel) January 1, 2019 January 1, 2019 CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (80) NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) (CONTINUED) C. Total OPEB Liability (Continued) Discount Rate The City’s OPEB plan is not funded by a trust, and therefore, the City’s uses the 20-year municipal bond index rate to develop its long-term rate of return and discount rate. This rate was 3.60% in the current actuarial valuation, which was updated from the 3.30% used in the prior actuarial valuation. D. Changes in the Total OPEB Liability The details of the changes in the City’s total OPEB Liability were as follows for 2019: Increase (Decrease) Total OPEB Liability (a) Balances at 12/31/18 1,061,792$ Changes for the Year: Service Cost 89,732 Interest 48,182 Differences Between Expected and Actual Experience 87,715 Contributions - Employer - Net Investment Income - Benefit Payments (50,869) Changes in Assumptions - Net Changes 174,760 Balances at 12/31/19 1,236,552$ The following changes in assumptions occurred between the current and prior actuarial valuations:  The discount rate used is the 20-year municipal bond index, as the plan is not funded. This assumed rate increased from 3.30% to 3.60%.  The inflation rate used was increased from 2.50% to 3.00% CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (81) NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) (CONTINUED) E. Sensitivity of Total OPEB Liability Sensitivity of the total OPEB liability to changes in the discount rate and healthcare cost trend rates. The following presents the total OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using a discount rate that is 1-percentage-point lower (2.60%) or 1-percentage-point higher (4.60%) than the current discount rate: 1% Decrease Discount Rate 1% Increase (2.60)% (3.60)% (4.60)% Total OPEB Liability (Asset) 1,329,274$ 1,236,552$ 1,147,955$ Sensitivity of the net OPEB liability to changes in the healthcare cost trend rates. The following presents the net OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using healthcare cost trend rates that are 1-percentage-point lower (5.25% decreasing to 4.00%) or 1-percentage-point higher (7.25% decreasing to 6.00%) than the current healthcare cost trend rates: Healthcare Cost 1% Decrease Trend Rates 1% Increase (5.25% (6.25% (7.25% Decreasing Decreasing Decreasing to 4.00%) to 5.00%) to 6.00%) Total OPEB liability (asset) 1,083,633$ 1,236,552$ 1,416,362$ F. OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB For the year ended December 31, 2019, the City recognized OPEB expense of $102,921. At December 31, 2019, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Deferred Outflows of Inflows of Resources Resources Differences Between Expected and Actual Experience 174,977$ 113,570$ Contributions After Measurement Date and Before the Reporting Date 51,097 - Total 226,074$ 113,570$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (82) NOTE 15 OTHER POSTEMPLOYMENT BENEFITS (OPEB) (CONTINUED) F. OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB (Continued) A total of $51,097 reported as deferred outflows of resources related to OPEB resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the total OPEB liability in the year ended December 31, 2020. Other amounts reported as deferred outflows and inflows of resources related to postemployment benefits will be recognized in OPEB expense as follows: Year Ending December 31,Amount 2020 7,694$ 2021 7,694 2022 7,694 2023 7,694 2024 7,694 Thereafter 22,937 NOTE 16 RISK FINANCING AND RELATED INSURANCE ISSUES The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City purchased the following insurance coverage through the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool currently operating as a common risk management and insurance program for Minnesota cities: general liability, excess liability, workers compensation, property, automobile, marine, crime, employee dishonesty, boiler, petro fund, and open meeting law. The City pays an annual premium to the LMCIT for its insurance coverage. The LMCIT is self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of reserved amounts for each insured event. The LMCIT allows for the pool to make additional assessments to make the pool self-sustaining. Current state statutes (Minnesota Statutes Subd. 466.04) provide limits of liability for the City. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (83) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE A. Plan Description The City of Lakeville participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA’s defined-benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA’s defined-benefit pension plans are tax-qualified plans under Section 401(a) of the Internal Revenue Code. 1. General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the General Employees Plan. General Employees Plan members belong to the Coordinated Plan. Coordinated Plan members are covered by Social Security. 2. Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. B. Benefits Provided PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state Legislature. Vested, terminated employees who are entitled to benefits, but are not receiving them yet, are bound by the provisions in effect at the time they last terminated their public service. 1. GERF Benefits General Employees Plan benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated Plan members. Members hired prior to July 1, 1989, receive the higher of Method 1 or Method 2 formulas. Only Method 2 is used for members hired after June 30, 1989. Under Method 1, the accrual rate for Coordinated members is 1.2 percent of average salary for each of the first 10 years of service and 1.7 percent of average salary for each additional year. Under Method 2, the accrual rate for Coordinated members is 1.7 percent of average salary for all years of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (84) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) B. Benefits Provided (Continued) 1. GERF Benefits (Continued) Annuities, disability benefits, and survivor benefits are increased effective every January 1. Beginning January 1, 2019, the postretirement increase will be equal to 50 percent of the cost-of-living adjustment (COLA) announced by the SSA, with a minimum increase of at least 1 percent and a maximum of 1.5 percent. Recipients that have been receiving the annuity or benefit for at least a full year as of the June 30 before the effective date of the increase will receive the full increase. For recipients receiving the annuity or benefit for at least one month but less than a full year as of the June 30 before the effective date of the increase will receive a reduced prorated increase. For members retiring on January 1, 2024, or later, the increase will be delayed until normal retirement age (age 65 if hired prior to July 1, 1989, or age 66 for individuals hired on or after July 1, 1989). Members retiring under Rule of 90 are exempt from the delay to normal retirement. 2. PEPFF Benefits Benefits for Police and Fire Plan members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for Police and Fire Plan members first hired after June 30, 2014, vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. A full, unreduced pension is earned when members are age 55 and vested, or for members who were first hired prior to July 1, 1989, when age plus years of service equal at least 90. Annuities, disability benefits, and survivor benefits are increased effective every January 1. Beginning January 1, 2019, the postretirement increase will be fixed at 1 percent. Recipients that have been receiving the annuity or benefit for at least 36 months as of the June 30 before the effective date of the increase will receive the full increase. For recipients receiving the annuity or benefit for at least 25 months but less than 36 months as of the June 30 before the effective date of the increase will receive a reduced prorated increase. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (85) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) C. Contributions Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. 1. GERF Contributions Coordinated Plan members were required to contribute 6.50% of their annual covered salary in calendar year 2018 and the City was required to contribute 7.50% for Coordinated Plan members. The City contributions to the GERF for the year ended December 31, 2019 were $896,894, which was equal to the required contribution as set by state statute. 2. PEPFF Contributions Police and Fire member’s contribution rates increased from 10.8 percent of pay to 11.3 percent and employer rates increased from 16.2 percent to 16.95 percent on January 1, 2019. The City’s contributions to the Police and Fire Fund for the year ended December 31, 2019, were $1,066,319. The City’s contributions were equal to the required contributions as set by state statute. D. Pension Costs 1. GERF Pension Costs At December 31, 2019, the City reported a liability of $9,028,491 for its proportionate share of the GERF’s net pension liability. The City’s net pension liability reflected a reduction due to the state of Minnesota’s contribution of $16 million to the fund during PERA’s fiscal year ended June 30, 2019. The state of Minnesota’s proportionate share of the net pension liability associated with the City totaled $280,654. The net pension liability was measured as of June 30, 2019, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on its respective contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2018, through June 30, 2019, relative to the total employer contributions received from all of PERA’s participating employers. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (86) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) D. Pension Costs (Continued) 1. GERF Pension Costs (Continued) At June 30, 2019, the City’s combined proportion was .1633%, an increase of .0001% from the June 30, 2018 measurement date. City's Proportionate Share of the Net Pension Liability 9,028,491$ State of Minnesota's Proportionate Share of the Net Pension Liability Associated with the City 280,654 Total 9,309,145$ For the year ended December 31, 2019, the City recognized pension expense of $1,266,408 for its proportionate share of the GERF’s pension expense. In addition, the City recognized an additional $26,128 as pension expenses (and grant revenue) for its proportionate share of the state of Minnesota’s contribution of $16 million to the General Employees Fund. At December 31, 2019, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Differences Between Expected and Actual Economic Experience 250,214$ -$ Changes in Actuarial Assumptions - 709,645 Net Difference Between Projected and Actual Earnings on Pension Plan Investments - 915,146 Changes in Proportion and Differences Between City Contributions and Proportionate Share of Contributions 206,454 - City Contributions Subsequent to the Measurement Date 451,398 - Total 908,066$ 1,624,791$ A total of $451,398 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2020. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Expense Year Ending December 31,Amount 2020 (350,244)$ 2021 (653,239) 2022 (179,189) 2023 14,549 2024 - Thereafter - CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (87) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) D. Pension Costs (Continued) 2. PEPFF Pension Costs At December 31, 2019, the City reported a liability of $6,281,146 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2019, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2018 through June 30, 2019, relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2019, the City’s proportion was .5900%, an increase of .0207% from the June 30, 2018 measurement date. The City also recognized $79,650 for the year ended December 31, 2019, as revenue and an offsetting reduction of net pension liability for its proportionate share of the State of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the State of Minnesota to begin contributing $9 million to the Police and Fire Fund each year until the plan is 90 percent funded or until the State Patrol Plan (administered by the Minnesota State Retirement System) is 90 percent funded, whichever occurs later. In addition, the state will pay $4.5 million on October 1, 2018 and October 1, 2019 in direct state aid. Thereafter, by October 1 of each year, the state will pay $9 million until full funding is reached or July 1, 2048, whichever is earlier. For the year ended December 31, 2019, the City recognized pension expense of $1,089,210 for its proportionate share of the PEPFF pension expense. At December 31, 2019, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Differences Between Expected and Actual Economic Experience 266,691$ 956,058$ Changes in Actuarial Assumptions 5,212,355 7,051,799 Net Difference Between Projected and Actual Earnings on Pension Plan Investments - 1,308,214 Changes in Proportion and Differences Between City Contributions and Proportionate Share of Contributions 659,551 134,413 City Contributions Subsequent to the Measurement Date 558,257 - Total 6,696,854$ 9,450,484$ A total of $558,257 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2020. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (88) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) D. Pension Costs (Continued) 2. PEPFF Pension Costs (Continued) Pension Expense Year Ending December 31,Amount 2020 (314,160)$ 2021 (754,075) 2022 (2,415,154) 2023 116,386 2024 55,116 Thereafter - For year ended December 31, 2019, the City recognized total pension expenses of $2,355,618 for all of the plans in which it participates. E. Actuarial Assumptions The total pension liability in the June 30, 2018, actuarial valuation was determined using the following actuarial assumptions: Inflation 2.50% per year Active Member Payroll Growth 3.25% per year Investment Rate of Return 7.50% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants were based on RP-2014 tables for males or females, as appropriate, with slight adjustments to fit PERA’s experience. Cost of living benefit increases for retirees are assumed to be 1.25% per year for GERF and 1.00% per year for PEPFF. Actuarial assumptions used in the June 30, 2019 valuation were based on the results of actuarial experience studies. The most recent four-year experience study in the General Employees Plan was completed in 2019. The most recent four-year experience study for Police and Fire Plan was completed in 2016. Economic assumptions were updated in 2018 based on a review of inflation and investment return assumptions. The following changes in actuarial assumptions occurred in 2019: General Employees Fund  The mortality projection scale was changed from MP-2017 to MP-2018.  The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 million per year. The State’s special funding contribution was changed prospectively, requiring $16.0 million due per year through 2031. Police and Fire Fund  The mortality projection scale was changed from MP-2017 to MP-2018. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (89) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) E. Actuarial Assumptions (Continued) The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular as is using a building-block method in which best estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized below: Long-Term Target Expected Real Asset Class Allocation Rate of Return Domestic Equity 36 % 5.10% International Equity 17 5.30% Bonds 20 0.75% Alternative Assets 25 5.90% Cash 2 0.00% Totals 100 % F. Discount Rate The discount rate used to measure the total pension liability in 2019 was 7.5%. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in statute. Based on that assumption, each of the pension plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability Sensitivity The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1-percentage point lower or 1-percentage point higher than the current discount rate: GERF PENSION LIABILITY 1% Decrease in 1% Increase in Discount Rate Current Discount Discount Rate Description (6.50%) Rate (7.50%) (8.50%) City’s Proportionate Share of the GERF Net Pension Liability 14,842,353$ 9,028,491$ 4,227,992$ PEPFF PENSION LIABILITY 1% Decrease in 1% Increase in Discount Rate Current Discount Discount Rate Description (6.50%) Rate (7.50%) (8.50%) City’s Proportionate Share of the PEPFF Net Pension Liability 13,729,418$ 6,281,146$ 122$ CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (90) NOTE 17 DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) H. Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in a separately issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org; by writing to PERA at 60 Empire Drive #200, St. Paul, Minnesota, 55103-2088; or by calling 651-296-7460 or 1-800-652-9026. NOTE 18 DEFINED CONTRIBUTION PLAN Council members of the City are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by the Public Employees Retirement Association of Minnesota (PERA). The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5% of salary which is matched by the elected official’s employer. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2% of employer contributions and twenty-five hundredths of 1% of the assets in each member’s account annually. Total contributions made by the City for the last three fiscal years were: Required Rate Year Ended, for Employees December 31, Employee Employer Employee Employer and Employers 2019 2,841$ 2,841$ 5% 5% 5% 2018 2,256 2,256 5% 5% 5% 2017 2,261 2,261 5% 5% 5% Contribution Amount Percentage of Covered Payroll CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (91) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION A. Plan Description Volunteer firefighters of the City of Lakeville Fire Department (the Department) are members of the Lakeville Fire Relief Association (the Association), which administers a single-employer defined benefit plan established to provide benefits for its members. The plan is established and administered in accordance with Minnesota Statute, Chapters 69 and 424, as amended. The Association is governed by a board of six members elected by the members of the Association for three-year terms. One City Council member, Finance Director and Fire Chief are ex officio, nonvoting members of the Board of Trustees. As of December 31, 2019, the plan covered 85 active firefighters and 17 vested terminated firefighters whose pension benefits are deferred. The Association maintains a separate Special Fund to accumulate assets to fund the retirement benefits earned by the Department’s membership. Funding for the Association is derived from an insurance premium tax in accordance with the Volunteer Firefighter’s Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980). Funds are also derived from investment income. B. Benefits Provided A firefighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 7 years of service, shall be equal to 48% of the pension as described by the bylaws. This percentage increases 4% per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50 years and have completed at least 7 years of active membership are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member’s service pension for the completed years of service times the applicable nonforfeitable percentage of pension. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (92) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) C. Contributions Minnesota Statutes, Chapters 424 and 424A authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings, and, if necessary, employer contributions as specified in Minnesota Statutes and voluntary city contributions (if applicable). The firefighters have no obligation to contribute to the plan. Nonemployer pension contributions include state aid from the state of Minnesota and municipal contributions from the City. On-behalf of the state payments from the state of Minnesota are received initially by the City and subsequently remitted to the Association. These on-behalf of the state aid payments in addition to the City’s municipal contribution payments to the Association plan are recognized as revenues and expenditures in the City’s General Fund during the period received. The City contributed state of Minnesota fire aid of $379,598 to the plan on behalf of the Department for the year ended December 31, 2019, which was recorded as revenue. Required employer contributions are calculated annually based on statutory provisions. The City’s statutorily required contributions to the plan for the year ended December 31, 2019 were $-0-. The City’s contributions were equal to the required contributions as set by state statute. The City made no voluntary contributions to the plan. D. Pension Costs At December 31, 2019, the City reported a net pension liability (asset) of ($4,112,787) for the plan. The net pension liability (asset) was measured as of December 31, 2019. The total pension liability used to calculate the net pension liability (asset) in accordance with GASB Statement No. 68 was determined by Van Iwaarden Associates, applying an actuarial formula to specific census data certified by the Department as of December 31, 2019. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (93) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) D. Pension Costs (Continued) The following table presents the changes in the net pension liability (asset) during the year: Total Pension Plan Fiduciary Net Pension Liability Net Position Liability (Asset) (a) (b) (a-b) Beginning balance - January 1, 2018 5,573,957$ 8,499,465$ (2,925,508)$ Changes for the year: Service cost 319,546 - 319,546 Interest on pension liability (asset) 376,417 - 376,417 Difference between expected and actual economic experience - - - Changes of assumptions - - - Changes of benefit terms 388,025 - 388,025 Contributions (employer) - - - Contributions (state) - 379,598 (379,598) Net investment income - 1,904,143 (1,904,143) Benefit payments (204,935) (204,935) - Administrative costs - (12,474) 12,474 Total net changes 879,053 2,066,332 (1,187,279) Ending balance - December 31, 2018 6,453,010$ 10,565,797$ (4,112,787)$ For the year ended December 31, 2019, the City recognized a reduction in pension expense of $109,525. At December 31, 2019, the City reported deferred outflows of resources, including its contributions subsequent to the measurement date, related to pension from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Changes in Actuarial Assumptions 280,988$ 91,604$ Difference between expected and actual experience - 159,743 Net Difference Between Projected and Actual Earnings on Pension Plan Investments - 782,397 City Contributions Subsequent to the Measurement Date - - Total 280,988$ 1,033,744$ Deferred outflows of resources totaling $-0- related to pensions resulting from the City’s contributions to the plan subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2020. Other amounts reported as deferred outflows and inflows of resources related to the plan will be recognized in pension expense as follows: CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (94) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) E. Actuarial Assumptions Pension Expense Year Ending December 31,Amount 2020 (221,330)$ 2021 (201,575) 2022 (79,157) 2023 (265,806) 2024 3,633 Thereafter 11,479 The total pension liability at December 31, 2019 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Inflation 2.50% per year Active Member Payroll Growth 2.50% per year Investment Rate of Return 6.50% 20-Year Municipal Bond Yield 2.75% Retirement eligibility at 100% service pension at age 50 with 20 years of service, early vested retirement at age 50 with 7 years of service vested at 48% and increased by 4% for each additional year of service up to 20 and eligibility for deferred service pension payable at age 50 and based on the lump sum pension formula and service at date of termination reduced for less than 20 years of service. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Allocation at Long-Term Long-Term Measurement Expected Real Expected Nominal Asset Class Date Rate of Return Rate of Return Domestic Equity 67.09 % 4.95% 7.45% International Equity 5.07 5.24% 7.74% Fixed Income 3.63 1.99% 4.49% Real Estate and Alternatives - 4.19% 6.69% Cash and Equivalents 24.21 0.58% 3.08% Totals 100.00 % 6.50% F. Discount Rate The discount rate used to measure the total pension liability was 6.5%. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (95) NOTE 19 DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) G. Pension Liability Sensitivity The following presents the City’s net pension liability (asset) for the plan, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s net pension liability (asset) would be if it were calculated using a discount rate 1% lower or 1% higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate Current Discount Discount Rate Description (5.50%) Rate (6.50%) (7.50%) Defined Benefit Plan (3,913,738)$ (4,112,787)$ (4,305,022)$ H. Pension Plan Fiduciary Net Position The Association issues a publicly available financial report. This report may be obtained by writing to the Lakeville Firefighters’ Relief Association, 20195 Holyoke Avenue, Lakeville, Minnesota, 55044 or by calling (952) 985-4480. NOTE 20 DEFERRED COMPENSATION PLAN The City offers its employees an optional deferred compensation plan created in accordance with Internal Revenue Service Code Section 457. The plan is available to all City employees, which permits them to tax defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. Under provisions of Section 72(p) of the Internal Revenue Code, a plan may permit participant loans once 457 plan assets are held in a trust. As of the current fiscal year, the City’s plan does not have a loan provision for its participants. All amounts of compensation deferred under the plan must be held in trust for the exclusive benefit of plan participants and/or beneficiaries. Investments are managed by the plan’s trustee under various investment options or a combination thereof. The choice of investment options is made by the participant. NOTE 21 LITIGATION There are several lawsuits pending in which the City is involved. The City Attorney has indicated that existing and pending lawsuit claims and other actions in which the City is a defendant are either covered by insurance, fully reserved for by the City, or the cases are in the early stages of discovery, and accordingly, the ultimate outcome cannot presently be determined. It is the opinion of City management that in each case the possibility of material loss, net of amounts reserved is remote. CITY OF LAKEVILLE NOTES TO BASIC FINANCIAL STATEMENTS DECEMBER 31, 2019 (96) NOTE 22 TAX ABATEMENT The City has three pay-as-you go tax increment financing districts with local businesses to promote economic development within the City. The City agrees pursuant to the authority granted in the TIF Act to abate real estate taxes based on the increased property value from improvements on the owned property. The agreements call for 95% of the property tax increments collected to be returned to the developers. The City will retain 5% for administrative fees for the periods of time specified in each agreement. For the year ended December 31, 2019, the City paid excess tax increment in the amount of $278,644. No other commitments were made by the City as part of these agreements. NOTE 23 NEW STANDARDS During the year ended December 31, 2019, the City implemented the GASB Statement No. 84, Fiduciary Activities. The implementation of this statement resulted in beginning fund balance of the Improvement Construction Capital Projects fund and net position in governmental activities being increased by $4,847,212. NOTE 24 SUBSEQUENT EVENT Subsequent to year-end, the World Health Organization declared the spread of Coronavirus Disease (COVID-19) a worldwide pandemic. The COVID-19 pandemic is having significant effects on global markets, supply chains, businesses, and communities. Specific to the City, COVID-19 may impact various parts of its 2020 operations and financial results including, but not limited to, costs for emergency preparedness and shortages of personnel. Management believes the City is taking appropriate actions to mitigate the negative impact. However, the full impact of COVID-19 is unknown and cannot be reasonably estimated as these events occurred subsequent to year-end and are still developing. REQUIRED SUPPLEMENTARY INFORMATION CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2019 (97) Over (Under) Original Final Actual Final Budget REVENUE Property Taxes General property taxes: Current 18,162,309$ 18,162,309$ 18,252,465$ 90,156$ Delinquent 146,156 146,156 216,343 70,187 Fiscal Disparities 2,968,727 2,968,727 2,956,607 (12,120) Mobile Home Tax 47,825 47,825 53,538 5,713 Gravel Tax 2,410 2,410 14,952 12,542 Total property taxes 21,327,427 21,327,427 21,493,905 166,478 Licenses and permits 2,390,498 2,448,498 3,808,132 1,359,634 Intergovernmental Market value homestead credit - - 4,052 4,052 State-aid police 464,005 464,005 501,485 37,480 State-aid fire 363,851 383,598 383,598 - State-aid PERA 21,303 21,303 121,750 100,447 State police and fire grants 80,621 80,621 95,993 15,372 State other grants 200 23,000 22,350 (650) Federal other grants 59,610 59,610 89,973 30,363 Total intergovernmental 989,590 1,032,137 1,219,201 187,064 Charges for services General government 309,645 309,645 379,770 70,125 Public safety 502,810 502,810 484,372 (18,438) Public works 1,063,725 1,063,725 1,635,394 571,669 Parks and recreation 834,653 866,053 921,188 55,135 Total charges for services 2,710,833 2,742,233 3,420,724 678,491 Special assessments - - 2,755 2,755 Fines 346,000 346,000 354,292 8,292 Investment income Interest Income 120,000 120,000 283,583 163,583 Increase (Decrease in Fair Market Value) - - 194,734 194,734 120,000 120,000 478,317 358,317 Donations 17,705 54,824 104,459 49,635 Miscellaneous 52,874 52,874 64,244 11,370 Total revenues 27,954,927 28,123,993 30,946,029 2,822,036 Budgeted Amounts (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2019 (98) Over (Under) Original Final Actual Final Budget Budgeted Amounts EXPENDITURES General government Mayor and council Personnel services 62,561$ 62,561$ 60,566$ (1,995)$ Commodities 50 50 99 49 Other charges and services 50,639 58,521 58,362 (159) Total mayor and council 113,250 121,132 119,027 (2,105) Committees/commissions Personnel services 53,388 80,388 80,663 275 Commodities 1,630 1,630 2,191 561 Other charges and services 13,200 35,752 25,108 (10,644) Total committees/commissions 68,218 117,770 107,962 (9,808) City administration Personnel services 455,248 455,248 449,052 (6,196) Commodities 1,600 1,600 293 (1,307) Other charges and services 20,658 31,448 20,560 (10,888) Total city administration 477,506 488,296 469,905 (18,391) City clerk Personnel services 114,305 114,305 115,749 1,444 Commodities 300 300 300 - Other charges and services 33,981 33,981 20,752 (13,229) Total city clerk 148,586 148,586 136,801 (11,785) Legal counsel Other charges and services 81,000 96,000 92,545 (3,455) Planning Personnel services 538,195 538,195 529,936 (8,259) Commodities 2,041 2,041 1,743 (298) Other charges and services 40,279 40,279 31,153 (9,126) Total planning 580,515 580,515 562,832 (17,683) Community and economic development Personnel services 307,121 307,121 304,550 (2,571) Commodities 250 250 193 (57) Other charges and services 67,866 67,866 69,880 2,014 Total community and economic development 375,237 375,237 374,623 (614) Inspections Personnel services 1,003,209 1,003,209 1,007,200 3,991 Commodities 13,792 13,792 10,258 (3,534) Other charges and services 256,543 289,543 298,453 8,910 Capital Outlay - 25,000 - (25,000) Total inspections 1,273,544 1,331,544 1,315,911 (15,633) (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2019 (99) Over (Under) Original Final Actual Final Budget Budgeted Amounts EXPENDITURES (CONTINUED) General government (continued) General government facilities Personnel services 399,147$ 399,147$ 416,584$ 17,437$ Commodities 22,174 22,174 22,172 (2) Other charges and services 186,003 186,003 187,580 1,577 Total general government facilities 607,324 607,324 626,336 19,012 Finance Personnel services 716,653 716,653 706,841 (9,812) Commodities 3,525 3,525 1,253 (2,272) Other charges and services 84,251 84,251 84,966 715 Total finance 804,429 804,429 793,060 (11,369) Information technology Personnel services 443,618 443,618 436,504 (7,114) Commodities 4,425 4,425 5,613 1,188 Other charges and services 340,502 340,502 366,692 26,190 Total information systems 788,545 788,545 808,809 20,264 Human resources Personnel services 416,092 416,092 402,640 (13,452) Commodities 3,865 3,865 4,145 280 Other charges and services 108,040 108,040 89,875 (18,165) Total human resources 527,997 527,997 496,660 (31,337) Insurance coverage Other charges and services 285,000 435,727 435,727 - Total general government 6,131,151 6,423,102 6,340,198 (82,904) Public safety Police Personnel services 9,083,175 9,056,175 9,053,312 (2,863) Commodities 401,462 371,662 339,589 (32,073) Other charges and services 2,143,651 2,133,451 2,063,336 (70,115) Total police 11,628,288 11,561,288 11,456,237 (105,051) Fire Protection Personnel services 1,609,135 1,628,882 1,612,767 (16,115) Commodities 145,816 155,821 141,286 (14,535) Other charges and services 279,986 279,986 286,429 6,443 Total fire protection 2,034,937 2,064,689 2,040,482 (24,207) Total public safety 13,663,225 13,625,977 13,496,719 (129,258) (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2019 (100) Over (Under) Original Final Actual Final Budget Budgeted Amounts EXPENDITURES (CONTINUED) Public Works Engineering Personnel services 769,706$ 769,706$ 779,160$ 9,454$ Commodities 12,966 12,966 7,822 (5,144) Other charges and services 99,085 99,085 73,101 (25,984) Capital Outlay - - 16,329 16,329 Total engineering 881,757 881,757 876,412 (5,345) Construction services Personnel services 552,065 552,065 490,045 (62,020) Commodities 7,915 7,915 7,496 (419) Other charges and services 13,890 13,890 10,699 (3,191) Total construction services 573,870 573,870 508,240 (65,630) Street maintenance Personnel services 2,183,894 2,183,894 2,282,840 98,946 Commodities 746,573 746,573 834,396 87,823 Other charges and services 358,150 358,150 316,590 (41,560) Capital Outlay - 10,929 - (10,929) Total street maintenance 3,288,617 3,299,546 3,433,826 134,280 Total public works 4,744,244 4,755,173 4,818,478 63,305 Parks and recreation Park maintenance Personnel services 1,925,115 1,925,115 1,895,861 (29,254) Commodities 296,140 296,140 272,985 (23,155) Other charges and services 523,708 523,708 492,533 (31,175) Total park maintenance 2,744,963 2,744,963 2,661,379 (83,584) Recreation Personnel services 419,055 419,055 411,217 (7,838) Commodities 35,577 35,577 30,764 (4,813) Other charges and services 290,505 290,505 303,512 13,007 Total recreation 745,137 745,137 745,493 356 Heritage center Personnel services 71,576 71,576 62,955 (8,621) Commodities 9,358 9,358 6,424 (2,934) Other charges and services 57,740 57,740 48,603 (9,137) Total heritage center 138,674 138,674 117,982 (20,692) Arts center Personnel services 299,614 324,664 347,404 22,740 Commodities 40,020 47,082 40,715 (6,367) Other charges and services 210,415 241,810 265,437 23,627 Capital Outlay - 5,250 20,245 14,995 Total arts center 550,049 618,806 673,801 54,995 Total parks and recreation 4,178,823 4,247,580 4,198,655 (48,925) Other 79,466 79,466 - (79,466) Total expenditures 28,796,909 29,131,298 28,854,050 (277,248) EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES (841,982) (1,007,305) 2,091,979 3,099,284 (continued) CITY OF LAKEVILLE GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES – BUDGETARY COMPARISON YEAR ENDED DECEMBER 31, 2019 (101) Over (Under) Original Final Actual Final Budget Budgeted Amounts OTHER FINANCE SOURCES (USES) Transfers In From: Special Revenue - Communications Fund 80,866$ 80,866$ 80,866$ -$ Enterprise - Liquor Fund 158,573 158,573 164,875 6,302 Enterprise - Utility Fund 477,043 477,043 477,043 - Internal Service - Municipal Reserves Fund 50,000 50,000 50,000 - Transfers Out To: Capital Projects - Technology Fund - (155,000) (155,000) - Capital Projects - Park Improvement Fund (150,000) (150,000) (150,000) - Capital Projects - Equipment Fund (480,000) (920,000) (920,000) - Total Other Finance Sources (Uses) 136,482 (458,518) (452,216) 6,302 NET CHANGE IN FUND BALANCES (705,500)$ (1,465,823)$ 1,639,763 3,105,586$ FUND BALANCES Beginning of Year 15,696,442 Change in Supplies - Inventory (132,957) End of Year 17,203,248$ CITY OF LAKEVILLE GENERAL FUND NOTES TO REQUIRED SUPPLEMENTARY INFORMATION DECEMBER 31, 2019 (102) A. Budgetary Information Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General Fund and Special Revenue Funds. Budgeted amounts are as originally adopted or as amended by the City Council. The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. The City Administrator submits a proposed operating budget to the City Council. 2. Public hearings are conducted to obtain taxpayer comments. 3. Upon Council approval the budget is legally adopted and employs formal budgetary integration during the year. 4. Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. 5. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is at the fund level for the General Fund and total expenditures for the Special Revenue Funds. The City Administrator has authorization to expend funds in excess of the appropriation for individual line items. 6. Budget appropriations of all funds lapse at year-end to the extent they were not encumbered. Encumbrances are re-appropriated in the following year’s budget. CITY OF LAKEVILLE PERA – GENERAL EMPLOYEES RETIREMENT FUND DECEMBER 31, 2019 (103) GERF Schedule of the City’s Proportionate Share of the Net Pension LiabilityLast Four Fiscal Years*6/30/2019 6/30/2018 6/30/2017 6/30/2016 6/30/2015City’s Proportion of the Net Pension Liability 0.1633% 0.1632% 0.1585% 0.1544% 0.1540%City’s Proportionate Share of the Net Pension Liability 9,028,491$ 9,053,667$ 10,118,535$ 12,536,514$ 7,981,079$ State's Proportionate Share of the Net Pension Liability Associated with the City 280,654 297,059 127,203 - - Total9,309,145$ 9,350,726$ 10,245,738$ 12,536,514$ 7,981,079$ City’s Covered Payroll11,645,116$ 10,971,998$ 10,213,446$ 9,572,229$ 9,046,858$ City’s Proportionate Share of the Net Pension Liability as a Percentage of Its Covered Payroll 77.53% 82.52% 99.07% 130.97% 88.22%Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 80.20% 79.53% 75.90% 68.90% 78.20%* The Amounts Presented for Each Fiscal Year were Determined as of 6/30.GERF Schedule of City ContributionsLast Four Fiscal Years*2019 2018 2017 2016 2015Statutorily Required Contribution896,894$ 847,485$ 791,612$ 741,919$ 705,189$ Contributions in Relation to the Statutorily Required Contribution(896,894) (847,485) (791,612) (741,919) (705,189) Contribution Deficiency (Excess)-$ -$ -$ -$ -$ City’s Covered Payroll11,958,587$ 11,299,800$ 10,554,827$ 9,892,253$ 9,402,520$ Contributions as a Percentage of Covered Payroll 7.50% 7.50% 7.50% 7.50% 7.50%* The Amounts Presented for Each Fiscal Year were Determined as of 12/31.Measurement DateFiscal Year Ended December 31, Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2015 and is intended to show a ten-year trend. Additional years will be reported as they become available. CITY OF LAKEVILLE PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND DECEMBER 31, 2019 (104) PEPFF Schedule of the City’s Proportionate Share of the Net Pension LiabilityLast Four Fiscal Years*6/30/2019 6/30/2018 6/30/2017 6/30/2016 6/30/2015City’s Proportion of the Net Pension Liability 0.5900% 0.5693% 0.5490% 0.5620% 0.5320%City’s Proportionate Share of the Net Pension Liability 6,281,146$ 6,068,152$ 7,412,153$ 22,554,038$ 6,044,765$ City’s Covered Payroll6,241,714$ 6,004,172$ 5,635,205$ 5,423,663$ 4,870,941$ City’s Proportionate Share of the Net Pension Liability as a Percentage of Its Covered Payroll 100.63% 101.07% 131.53% 415.85% 124.10%Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 89.30% 88.84% 85.40% 63.90% 86.60%* The Amounts Presented for Each Fiscal Year were Determined as of 6/30.PEPFF Schedule of City ContributionsLast Four Fiscal Years*2019 2018 2017 2016 2015Statutorily Required Contribution1,066,319$ 999,032$ 942,349$ 904,571$ 845,144$ Contributions in Relation to the Statutorily Required Contribution(1,066,319) (999,032) (942,349) (904,571) (845,144) Contribution Deficiency (Excess)-$ -$ -$ -$ -$ City’s Covered Payroll6,290,968$ 6,166,864$ 5,816,969$ 5,583,772$ 5,216,938$ Contributions as a Percentage of Covered Payroll 16.95% 16.20% 16.20% 16.20% 16.20%* The Amounts Presented for Each Fiscal Year were Determined as of 12/31.Measurement DateFiscal Year Ended December 31, Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2015 and is intended to show a ten-year trend. Additional years will be reported as they become available. CITY OF LAKEVILLE NOTES TO REQUIRED SUPPLEMENTARY INFORMATION – STATE WIDE PLANS DECEMBER 31, 2019 (105) General Employees Fund 2019 Changes Changes in Actuarial Assumptions  The mortality projection scale was changed from MP-2017 to MP-2018. Changes in Plan Provisions  The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 million per year. The State’s special funding contribution was changed prospectively, requiring $16.0 million due per year through 2031. 2018 Changes Changes in Actuarial Assumptions:  The morality projection scale was changed from MP-2015 to MP-2017.  The assumed benefit increase was changed from 1.00% per year through 2044 and 2.50% per year thereafter to 1.25% per year. 2017 Changes Changes in Plan Provisions:  The State’s special funding contribution increased from $6 million to $16 million. Changes in Actuarial Assumptions:  The Combined Service Annuity (CSA) loads were changed from 0.8% for active members and 60% for vested and nonvested deferred members. The revised CSA loads are now 0.0% for active member liability, 15.00% for vested deferred member liability, and 3.00% for nonvested deferred member liability.  The assumed postretirement benefit increase rate was changed from 1.00% per year for all years to 1.00% per year through 2044 and 2.50% per year thereafter. 2016 Changes Changes in Actuarial Assumptions:  The assumed postretirement benefit increase rate was changed from 1.00% per year through 2035 and 2.50% per year thereafter to 1.00% per year for all years.  The assumed investment return was changed from 7.90% to 7.50%. The single discount rate was changed from 7.90% to 7.50%.  Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. CITY OF LAKEVILLE NOTES TO REQUIRED SUPPLEMENTARY INFORMATION – STATE WIDE PLANS DECEMBER 31, 2019 (106) General Employees Fund (Continued) 2015 Changes Changes in Plan Provisions:  On January 1, 2015, the Minneapolis Employees Retirement Fund was merged into the General Employees Fund, which increased the total pension liability by $1.1 billion and increased the fiduciary plan net position by $892 million. Upon consolidation, state and employer contributions were revised; the State’s contribution of $6 million, which meets the special funding situation definition, is due September 2015. Changes in Actuarial Assumptions:  The assumed postretirement benefit increase rate was changed from 1.00% per year through 2030 and 2.50% per year thereafter to 1.00% per year through 2035 and 2.50% per year thereafter. Police and Fire Fund 2019 Changes Changes in Actuarial Assumptions:  The morality projection scale was changed from MP-2017 to MP-2018. 2018 Changes Changes in Actuarial Assumptions:  The morality projection scale was changed from MP-2016 to MP-2017. 2017 Changes Changes in Actuarial Assumptions:  Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34% lower than the previous rates.  Assumed rates of retirement were changed, resulting in fewer retirements.  The Combined Service Annuity (CSA) load was 30% for vested and nonvested deferred members. The CSA has been changed to 33% for vested members and 2% for nonvested members.  The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees.  Assumed termination rates were decreased to 3.0% for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall.  Assumed percentage of married female members was decreased from 65% to 60%.  Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females.  The assumed percentage of female members electing Joint and Survivor annuities was increased.  The assumed postretirement benefit increase rate was changed from 1.00% for all years to 1.00% per year through 2064 and 2.50% thereafter.  The Single Discount Rate was changed from 5.60% per annum to 7.50% per annum. CITY OF LAKEVILLE NOTES TO REQUIRED SUPPLEMENTARY INFORMATION – STATE WIDE PLANS DECEMBER 31, 2019 (107) Police and Fire Fund (Continued) 2016 Changes Changes in Actuarial Assumptions:  The assumed postretirement benefit increase rate was changed from 1.00% per year through 2037 and 2.50% thereafter to 1.00% per year for all future years.  The assumed investment return was changed from 7.90% to 7.50%. The single discount rate changed from 7.90% to 5.60%.  The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. 2015 Changes Changes in Plan Provisions:  The postretirement benefit increase to be paid after attainment of the 90% funding threshold was changed, from inflation up to 2.50%, to a fixed rate of 2.50%. Changes in Actuarial Assumptions:  The assumed postretirement benefit increase rate was changed from 1.00% per year through 2030 and 2.50% per year thereafter to 1.00% per year through 2037 and 2.50% per year thereafter.    CITY OF LAKEVILLE NET PENSION LIABILITY (ASSET) AND RELATED RATIOS LAKEVILLE FIRE RELIEF ASSOCIATION DECEMBER 31, 2019 (108) 2019 2018 2017 2016 2015 Total Pension Liability (TPL) Service Cost 319,546$ 255,975$ 231,712$ 270,846$ 223,785$ Interest 376,417 358,835 345,935 301,640 269,493 Differences Between Expected and Actual Experience - (57,139) - (201,242) - Changes of Assumptions - 94,736 38,230 (161,264) 353,037 Changes of Benefit Terms 388,025 352,464 154,012 186,369 - Benefit Payments, Including Member Contribution Refunds (204,935) (602,296) (276,622) (547,241) (210,816) Net Change in Total Pension Liability 879,053 402,575 493,267 (150,892) 635,499 Total Pension Liability - Beginning 5,573,957 5,171,382 4,678,115 4,829,007 4,193,508 Total Pension Liability - Ending (a) 6,453,010 5,573,957 5,171,382 4,678,115 4,829,007 Plan Fiduciary Net Position Municipal Contributions - - - - - State Contributions 379,598 367,701 351,635 348,276 338,889 Net Investment Income 1,904,143 (314,875) 1,175,892 551,474 39,474 Benefit Payments, including refunds of member contributions (204,935) (602,296) (276,622) (547,241) (210,816) Administrative Expenses (12,474) (12,042) (11,579) (9,817) (11,292) Other - - - - (40) Net Change in Fiduciary Net Position 2,066,332 (561,512) 1,239,326 342,692 156,215 Fiduciary Net Position - Beginning 8,499,465 9,060,977 7,821,651 7,478,959 7,322,744 Fiduciary Net Position - Ending (b) 10,565,797 8,499,465 9,060,977 7,821,651 7,478,959 Ending Net Pension Liability (Asset) (a-b) (4,112,787)$ (2,925,508)$ (3,889,595)$ (3,143,536)$ (2,649,952)$ Plan Fiduciary Net Position as a Percentage of Total Pension Liability (b/a) 163.73% 152.49% 175.21% 167.20% 154.88% Covered Payroll N/A N/A N/A N/A N/A Net Pension Liability (Asset) as a Percentage of Covered Payroll N/A N/A N/A N/A N/A *Ten Years of Data Will Eventually Be Presented When Available Schedule of Employer Contributions 2019 2019 2017 2016 2015 Statutorily Required Contribution -$ -$ -$ -$ -$ Contributions in Relation to the Statutorily Required Contribution - - - - - Contribution Deficiency (Excess) -$ -$ -$ -$ -$ *Ten Years of Data Will Eventually Be Presented When Available Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2015 and is intended to show a ten-year trend. Additional years will be reported as they become available. CITY OF LAKEVILLE SCHEDULE OF CHANGES IN THE CITY’S TOTAL OPEB LIABILITY AND RELATED RATIOS DECEMBER 31, 2019 (109) 2019 2018 Total OPEB Liability Service Cost 89,732$ 48,551$ Interest 48,182 34,601 Changes of Benefit Terms - - Difference Between Expected and Actual Experience 87,715 - Changes of Assumptions - - Benefit Payments (50,869) (42,312) Net Change in Total OPEB Liability 174,760 40,840 Total OPEB Liability - Beginning 1,061,792 1,020,952 Total OPEB Liability - Ending 1,236,552$ 1,061,792$ Total OPEB Liability 1,236,552$ 1,061,792$ Plan Fiduciary Net Position as a Percentage of the Total OPEB Liability 0.00% 0.00% Covered Employee Payroll 14,711,089$ 15,084,789$ City's Total OPEB Liability as a Percentage of the Covered Employee Payroll 8.41% 7.04% Note: The City implemented GASB Statement No. 75 in fiscal 2018. The schedule is provided prospectively beginning with the City’s fiscal year ended December 31, 2018 and is intended to show a ten-year trend. Additional years will be reported as they become available. Valuation date:January 1, 2019 Measurement date:January 1, 2019 Methods and assumptions used to determine the contribution rates: Actuarial cost method Entry age Amortization method Level percentage of payroll, closed Amortization period Average of expected remaining service on a basis for differences between expected an experience and assumption changes. Inflation 3.00% Healthcare cost trend rate 6.25% for 2018, decreasing to 5.00% over 5 Salary increases 3.00% Discount rate 3.60% (20-year municipal bond yield) Mortality RP-2014 White Collar Mortality Tables with M Generational Improvement Scale (with Blu adjustment for Police and Fire Personnel) COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES (110) NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds - These funds are used to account for revenues and expenditures that have a legally restricted or committed use for a specific purpose. Communications Fund This fund accounts for franchise fees from cable TV provider operations. Expenditures and other financing uses are used to finance the City’s cable TV channels and public communications, including long-term replacement of equipment. Economic Development Fund This fund accounts for a $125,000 Economic Recovery Grant received from the State of Minnesota Department of Trade and Economic Development in 1995. The grant purpose is to provide loans to businesses expanding in or locating to Lakeville. The fund also accounts for administrative fees received from the issuance of conduit debt. Downtown Special Service District Fund The Downtown Special Service District was created in 1998 pursuant to Minnesota Statute 428A. A service charge, payable with property taxes, is levied against the commercial properties in the Downtown Business District for the purpose of financing budgeted programs and activities within the District. Debt Service Funds – These funds account for the accumulation of resources that are restricted to the payment of long-term debt principal and interest, but excluding debt issued for and serviced by an enterprise fund. Tax Increment Fund Debt issued to finance construction of public improvements in accordance with approved tax increment plans. Property tax increments received from designated tax increment financing districts are pledged to the payment of the bonds. State-aid Revenue Fund Debt issued to finance construction of State-aid street projects within the City. The primary revenue source is municipal state aid allotments from the State of Minnesota Department of Transportation. Water Revenue Fund Debt issued to finance the construction of wells, pump houses, towers, water main systems, and the City’s water treatment facility. Water connection fees are pledged toward the repayment of the principal and interest on these bonds. Arena Revenue Fund Debt issued for the construction of the Lakeville Ames Ice Arena first and second sheet of ice, spectator seating and locker rooms. Revenue sources include donations from net operating ice arena revenues and other sources pledged to the payment of the bonds. The Ice Center Refunding Bonds, Series 2008 A and the 2005 Capital Dehumidification Lease-Purchase agreement are general obligations that are backed by the full-faith and credit of the City. The Gross Revenue Recreation Facility Bonds of 1999 are not general obligations and, accordingly, are not backed by the full-faith and credit of the City. (continued) (111) NONMAJOR GOVERNMENTAL FUNDS Debt Service Funds (continued) HRA Revenue Fund The HRA also issued the HRA Ice Arena Lease Revenue Bonds, Series 2006 for the Hasse single sheet ice arena facility. Debt service will be payable from property taxes and lease payments to be made to the City pursuant to the lease agreement between the Authority and Independent School District 194. These HRA bonds are not general obligations and accordingly are not backed by the full-faith and credit of the City. General Obligation Debt Service Fund This fund accounts for those bond issues that financed debt approved by voter referendum, equipment certificates of indebtedness, and capital improvement bonds. Revenues are provided primarily from property taxes. Capital Projects Funds – These funds account for financial resources used in the acquisition of capital facilities, equipment, and infrastructure (except those financed by enterprise funds). Pavement Management Fund This fund accounts for pavement management activities relating to crack sealing, patching, seal coating and overlays. These major maintenance projects are financed with property taxes. Storm Water Infrastructure Fund This fund accounts for fees and area charges to land developers for construction of storm water infrastructure. Water Fund This fund accounts for revenues derived primarily from connection charges collected at the time building permits are issued and antenna site leases with wireless communications companies. Funds are appropriated towards construction costs of water supply lines, wells and water storage facilities, and provide the debt service to bonds issued to finance the construction of the City’s water treatment facility and other trunk infrastructure improvements. Sanitary Sewer Fund This fund accounts for sewer connection and area fees charged to land developers for connecting to the City’s sanitary sewer system, appropriations are applied to the construction of sanitary sewer trunk systems. Park Dedication Fund This fund accounts for park dedication fees received from land developers. The expenditures consist of acquiring and developing City parks and trails. Trail Improvement Fund This fund accounts for the long-term maintenance, repairs, and replacement of City trails. Park Improvement Fund This fund accounts for the long-term maintenance, repairs, and replacement of City parks. Tax Increment Fund This fund accounts for revenue received from tax increment property districts that does not require debt financing. The expenditures are for current and future development of tax increment property. Tax Abatement Fund This fund accounts for economic development assistance provided to local businesses. The expenditures are for current and future economic development incentives. (continued) (112) NONMAJOR GOVERNMENTAL FUNDS Capital Projects Funds (Continued) Equipment Fund This fund accounts for the purchase of equipment for general government, public safety, public works, and park maintenance. Technology Fund This fund accounts for the purchase of equipment related to information technology. Arenas Capital Reserve Fund This fund accounts for the accumulation and disbursement of funds for Lakeville Arenas improvement projects. Capital Projects Building Fund This fund accounts for the accumulation and disbursement of funds for the construction or improvement of public buildings. CITY OF LAKEVILLE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS DECEMBER 31, 2019 (113) Special Debt Capital Revenue Service Projects Totals ASSETS Cash and investments 961,505$ 8,328,834$ 41,829,121$ 51,119,460$ Investments held by trustee - 616,405 - 616,405 Receivables: Interest receivable 3,361 47,835 234,892 286,088 Special assessments Unremitted - - 112 112 Delinquent - - 353 353 Deferred - 305,828 138,237 444,065 Other - - 202,111 202,111 Accounts receivable 178,279 - 288,068 466,347 Leases receivable - 2,040,000 - 2,040,000 Total Assets 1,143,145$ 11,338,902$ 42,692,894$ 55,174,941$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCE LIABILITIES Salaries payable 19,124$ -$ -$ 19,124$ Accounts payable 24,434 - 1,114,927 1,139,361 Advances from other funds - - 428,936 428,936 Contracts payable - - 227,285 227,285 Deposits payable - - 111,975 111,975 Unearned revenue - - 43 43 Total Liabilities 43,558 - 1,883,166 1,926,724 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - special assessments - 304,689 340,701 645,390 Unavailable revenue - other - 2,040,000 - 2,040,000 Total Deferred Inflows of Resources - 2,344,689 340,701 2,685,390 FUND BALANCE Restricted 120,188 8,994,213 6,182,471 15,296,872 Committed 979,399 - 34,715,258 35,694,657 Unassigned - - (428,702) (428,702) Total Fund Balance 1,099,587 8,994,213 40,469,027 50,562,827 Total Liabilities, Deferred Inflows of Resources, and Fund Balance 1,143,145$ 11,338,902$ 42,692,894$ 55,174,941$ CITY OF LAKEVILLE COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2019 (114) Special Debt Capital Revenue Service Projects Totals REVENUE Property taxes: Current and delinquent -$ 3,530,979$ 1,527,000$ 5,057,979$ Licenses and permits 683,977 - - 683,977 Special assessments - 48,702 91,751 140,453 Tax increment - 436,307 320,800 757,107 Intergovernmental revenue: State-aid PERA 516 - - 516 Municipal state-aid - 734,358 119,999 854,357 Federal grants - - 64,316 64,316 County and local grants 31,758 - 732,939 764,697 Charges for services 61,289 292,100 10,248,067 10,601,456 Interest income 20,316 137,955 856,553 1,014,824 Change in fair value of investments 14,628 91,804 616,757 723,189 Donations - - 107,510 107,510 Miscellaneous - - 443,264 443,264 Total Revenue 812,484 5,272,205 15,128,956 21,213,645 EXPENDITURES Current: General government 688,428 - - 688,428 Capital Outlay: General government 25,287 - 413,051 438,338 Public safety - - 669,739 669,739 Public works - - 3,832,328 3,832,328 Culture and recreation - - 2,672,158 2,672,158 Debt Service: Principal retirement - 4,130,000 - 4,130,000 Interest on debt - 1,887,058 - 1,887,058 Fiscal charges - 18,165 - 18,165 Total Expenditures 713,715 6,035,223 7,587,276 14,336,214 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES 98,769 (763,018) 7,541,680 6,877,431 OTHER FINANCE SOURCES (USES) Proceeds from the sale of capital assets - - 107,645 107,645 Transfers in from other funds 91,267 1,017,108 1,661,495 2,769,870 Transfers out to other funds (80,866) - (1,651,388) (1,732,254) Total Other Finance Sources (Uses) 10,401 1,017,108 117,752 1,145,261 NET CHANGE IN FUND BALANCES 109,170 254,090 7,659,432 8,022,692 FUND BALANCES Beginning of Year 990,417 8,740,123 32,809,595 42,540,135 End of Year 1,099,587$ 8,994,213$ 40,469,027$ 50,562,827$ CITY OF LAKEVILLE SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2019 (115) Downtown Economic Special Communications Development Service District Totals ASSETS Cash and investments 915,882$ 13,094$ 32,529$ 961,505$ Interest receivable 3,060 301 - 3,361 Accounts receivable 178,279 - - 178,279 Total Assets 1,097,221$ 13,395$ 32,529$ 1,143,145$ LIABILITIES AND FUND BALANCE LIABILITIES Salaries payable 19,124$ -$ -$ 19,124$ Accounts payable 24,434 - - 24,434 Total Liabilities 43,558 - - 43,558 FUND BALANCE Restricted 87,659 - 32,529 120,188 Committed 966,004 13,395 - 979,399 Total Fund Balance 1,053,663 13,395 32,529 1,099,587 Total Liabilities and Fund Balance 1,097,221$ 13,395$ 32,529$ 1,143,145$ CITY OF LAKEVILLE SPECIAL REVENUE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2019 (116) Downtown Economic Special Communications Development Service District Totals REVENUE Licenses and permits 683,977$ -$ -$ 683,977$ Intergovernmental State-aid PERA 516 - - 516 Other grants 31,758 - - 31,758 Charges for services 61,289 - - 61,289 Interest income 19,987 329 - 20,316 Change in fair value of investments 14,391 237 - 14,628 Total revenue 811,918 566 - 812,484 EXPENDITURES Current: General government 674,160 8,301 5,967 688,428 Capital outlay General government 25,287 - - 25,287 Total expenditures 699,447 8,301 5,967 713,715 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES 112,471 (7,735) (5,967) 98,769 OTHER FINANCE SOURCES (USES) Transfers In 91,267 - - 91,267 Transfers Out (80,866) - - (80,866) Total other finance sources (uses) 10,401 - - 10,401 NET CHANGE IN FUND BALANCES 122,872 (7,735) (5,967) 109,170 FUND BALANCES Beginning of Year 930,791 21,130 38,496 990,417 End of Year 1,053,663$ 13,395$ 32,529$ 1,099,587$ CITY OF LAKEVILLE DEBT SERVICE FUNDS (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2019 (117) Tax State-aid Water Arena HRA General Increment Revenue Revenue Revenue Revenue Obligation Total ASSETS Cash and investments 3,471,776$ 882,734$ -$ 9,470$ 494,529$ 3,470,325$ 8,328,834$ Investments held by trustee - - - - 616,405 - 616,405 Interest receivable 24,801 6,451 - 1,045 767 14,771 47,835 Special assessments receivable - - - - - 305,828 305,828 Leases receivable - - - - 2,040,000 - 2,040,000 Total Assets 3,496,577$ 889,185$ -$ 10,515$ 3,151,701$ 3,790,924$ 11,338,902$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCE LIABILITIES Interest payable -$ -$ -$ -$ -$ -$ -$ DEFERRED INFLOWS OF RESOURCES Unavailable revenue - special assessments - - - - - 304,689 304,689 Unavailable revenue - leases - - - - 2,040,000 - 2,040,000 Total Deferred Inflows - - - - 2,040,000 304,689 2,344,689 FUND BALANCE Restricted for debt service 3,496,577 889,185 - 10,515 1,111,701 3,486,235 8,994,213 Total Liabilities, Deferred Inflows of Resources, and Fund Balance 3,496,577$ 889,185$ -$ 10,515$ 3,151,701$ 3,790,924$ 11,338,902$ Bonds CITY OF LAKEVILLE DEBT SERVICE FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2019 (118) Tax State-aid Water Arena HRA General Increment Revenue Revenue Revenue Revenue Obligation Total REVENUE Property taxes Current and delinquent -$ -$ -$ -$ 292,100$ 3,238,879$ 3,530,979$ Tax increment 436,307 - - - - - 436,307 Intergovernmental - State-aid - 734,358 - - - - 734,358 Charges for services - - - - 292,100 - 292,100 Special Assessments - - - - - 48,702 48,702 Interest Income 69,872 14,534 - 2,274 13,557 37,718 137,955 Change in Fair Value of Investments 50,312 10,465 - 1,637 2,232 27,158 91,804 Donations - - - - - - - Total revenues 556,491 759,357 - 3,911 599,989 3,352,457 5,272,205 EXPENDITURES Debt Service: Principal bond maturities 240,000 550,000 365,000 170,000 360,000 2,445,000 4,130,000 Interest on debt 36,761 180,889 249,325 9,179 219,600 1,191,304 1,887,058 Fiscal charges 2,920 1,138 2,783 - 3,818 7,506 18,165 Total expenditures 279,681 732,027 617,108 179,179 583,418 3,643,810 6,035,223 DEFICIENCY OF REVENUE UNDER EXPENDITURES 276,810 27,330 (617,108) (175,268) 16,571 (291,353) (763,018) OTHER FINANCE SOURCES Transfers from (to): Capital Projects - Water Fund - - 617,108 - - - 617,108 Enterprise - Liquor Fund - - - - - 400,000 400,000 Total other finance sources (uses) - - 617,108 - - 400,000 1,017,108 NET CHANGE IN FUND BALANCES 276,810 27,330 - (175,268) 16,571 108,647 254,090 FUND BALANCES Beginning of Year 3,219,767 861,855 - 185,783 1,095,130 3,377,588 8,740,123 End of Year 3,496,577$ 889,185$ -$ 10,515$ 1,111,701$ 3,486,235$ 8,994,213$ Bonds CITY OF LAKEVILLE CAPITAL PROJECTS FUND (NONMAJOR) COMBINING BALANCE SHEET DECEMBER 31, 2019 (119) Pavement Storm Water Sanitary Park Trail Management Infrastructure Water Sewer Dedication Improvement ASSETS Cash and investments 1,821,217$ 8,826,518$ 11,569,291$ 9,380,377$ 6,150,574$ 697,432$ Interest receivable 9,698 55,026 50,506 51,939 35,121 5,437 Accounts receivable - 222,000 - - - 1,752 Special assessments: Unremitted 112 - - - - - Delinquent 353 - - - - - Deferred - 5,126 80,989 52,122 - - Other - 63,372 99,911 38,828 - - Total Assets 1,831,380$ 9,172,042$ 11,800,697$ 9,523,266$ 6,185,695$ 704,621$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCE LIABILITIES Accounts payable 25,853$ 104,105$ 840,521$ -$ 91,220$ -$ Advances from other funds - - - - - - Contracts payable 19,104 16,863 181,852 - - - Deposits payable - - - 111,975 - - Unearned revenue - - - - 43 - Total liabilities 44,957 120,968 1,022,373 111,975 91,263 - DEFERRED INFLOWS OF RESOURCES Unavailable revenue - special assessments 353 68,499 180,899 90,950 - - FUND BALANCE Restricted - - - - 6,094,432 - Committed 1,786,070 8,982,575 10,597,425 9,320,341 - 704,621 Unassigned - - - - - - Total fund balance 1,786,070 8,982,575 10,597,425 9,320,341 6,094,432 704,621 Total liabilities, deferred inflows of resources, and fund balance 1,831,380$ 9,172,042$ 11,800,697$ 9,523,266$ 6,185,695$ 704,621$ (120) Park Tax Tax Arenas Capital Improvement Increment Abatement Equipment Technology Reserve Building Totals 337,422$ 57,019$ -$ 1,574,408$ 156,815$ 10,088$ 1,247,960$ 41,829,121$ 954 364 234 17,639 49 2 7,923 234,892 - - - 64,316 - - - 288,068 - - - - - - - 112 - - - - - - - 353 - - - - - - - 138,237 - - - - - - - 202,111 338,376$ 57,383$ 234$ 1,656,363$ 156,864$ 10,090$ 1,255,883$ 42,692,894$ 10,200$ -$ -$ 20,955$ -$ -$ 22,073$ 1,114,927$ - - 428,936 - - - - 428,936 - - - 9,466 - - - 227,285 - - - - - - - 111,975 - - - - - - - 43 10,200 - 428,936 30,421 - - 22,073 1,883,166 - - - - - - - 340,701 - 57,383 - 20,566 - 10,090 - 6,182,471 328,176 - - 1,605,376 156,864 - 1,233,810 34,715,258 - - (428,702) - - - - (428,702) 328,176 57,383 (428,702) 1,625,942 156,864 10,090 1,233,810 40,469,027 338,376$ 57,383$ 234$ 1,656,363$ 156,864$ 10,090$ 1,255,883$ 42,692,894$ CITY OF LAKEVILLE CAPITAL PROJECTS FUNDS (NONMAJOR) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES YEAR ENDED DECEMBER 31, 2019 (121) Pavement Storm Water Sanitary Park Trail Management Infrastructure Water Sewer Dedication Improvement REVENUE Property taxes Current 1,100,000$ -$ -$ -$ -$ -$ Tax increment - - - - - - Intergovernmental: Municipal state-aid 119,999 - - - - - Federal grants - - - - - - County and local grants 269,335 276,351 - - 9,634 169,091 Charges for services 5,900 2,372,051 3,517,166 1,198,062 3,154,888 - Special assessments 111 198 32,200 59,242 - - Interest income 34,092 194,078 219,189 192,157 120,035 22,429 Change in fair value of investments 24,548 139,745 157,826 138,362 86,431 16,150 Donations 836 - - - 64,863 - Miscellaneous - - - - 3,900 - Total revenues 1,554,821 2,982,423 3,926,381 1,587,823 3,439,751 207,670 EXPENDITURES Capital Outlay: General government - - - - - - Public safety - - - - - - Public works 1,059,044 920,382 1,020,613 119,291 - - Parks and recreation - - - - 1,646,691 565,782 Total expenditures 1,059,044 920,382 1,020,613 119,291 1,646,691 565,782 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES 495,777 2,062,041 2,905,768 1,468,532 1,793,060 (358,112) OTHER FINANCE SOURCES (USES) Proceeds from the Sale of Capital Assets - - - - - - Transfers from (to): General Fund - - - - - - Debt Service - Water Revenue Bonds - - (617,108) - - - Capital Projects - State Aid Construction - (238,540) (128,813) - - - Capital Projects - Improvement Construction - (553,102) - - (108,426) - Enterprise - Liquor Fund - - - - - - Enterprise - Utility Fund - (5,399) - - - - Total other finance sources (uses) - (797,041) (745,921) - (108,426) - NET CHANGE IN FUND BALANCE 495,777 1,265,000 2,159,847 1,468,532 1,684,634 (358,112) FUND BALANCES Beginning of Year 1,290,293 7,717,575 8,437,578 7,851,809 4,409,798 1,062,733 End of Year 1,786,070$ 8,982,575$ 10,597,425$ 9,320,341$ 6,094,432$ 704,621$ (122) Park Tax Tax Arenas Capital Improvement Increment Abatement Equipment Technology Reserve Building Totals 175,000$ -$ -$ 252,000$ -$ -$ -$ 1,527,000$ - 320,800 - - - - - 320,800 - - - - - - - 119,999 - - - 64,316 - - - 64,316 - - - - - - 8,528 732,939 - - - - - - - 10,248,067 - - - - - - - 91,751 6,848 803 - 35,416 1,084 52 30,370 856,553 4,931 577 - 25,501 780 38 21,868 616,757 - - - 20,566 10,000 11,245 107,510 25,664 - - 2,015 - - 411,685 443,264 212,443 322,180 - 399,814 1,864 10,090 483,696 15,128,956 - 292,369 13,125 32,485 - - 75,072 413,051 - - - 456,412 - - 213,327 669,739 - - - 532,394 - - 180,604 3,832,328 184,413 - - 176,722 - - 98,550 2,672,158 184,413 292,369 13,125 1,198,013 - - 567,553 7,587,276 28,030 29,811 (13,125) (798,199) 1,864 10,090 (83,857) 7,541,680 - - - 107,500 - - 145 107,645 150,000 - - 920,000 155,000 - - 1,225,000 - - - - - - - (617,108) - - - - - - - (367,353) - - - - - - (661,528) - - - 405,495 - - - 405,495 - - - 31,000 - - - 25,601 150,000 - - 1,463,995 155,000 - 145 117,752 178,030 29,811 (13,125) 665,796 156,864 10,090 (83,712) 7,659,432 150,146 27,572 (415,577) 960,146 - - 1,317,522 32,809,595 328,176$ 57,383$ (428,702)$ 1,625,942$ 156,864$ 10,090$ 1,233,810$ 40,469,027$ CITY OF LAKEVILLE COMMUNICATIONS – SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2019 (123) Over (Under) Original Final Actual Final Budget REVENUES Licenses and permits 687,840$ 687,840$ 683,977$ (3,863)$ Intergovernmental: State-aid PERA 516 516 516 - Other grants - 91,258 31,758 (59,500) Charges for services 57,948 57,948 61,289 3,341 Interest income 3,601 3,601 19,987 16,386 Change in fair value of investments (1,543) (1,543) 14,391 15,934 Total revenues 748,362 839,620 811,918 (27,702) EXPENDITURES - GENERAL GOVERNMENT Current: Personnel 461,880 461,880 457,681 (4,199) Commodities 14,900 14,900 8,171 (6,729) Other charges and services 310,530 377,467 208,308 (169,159) Capital outlay 59,500 59,500 25,287 (34,213) Total expenditures - general government 846,810 913,747 699,447 (214,300) EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (98,448) (74,127) 112,471 186,598 OTHER FINANCING SOURCES (USES) Transfers in from: Liquor Funds 98,770 98,770 91,267 (7,503) Utility Funds 41,472 41,472 - (41,472) Transfers out to: General Fund (80,866) (80,866) (80,866) - Total other finance sources (uses) 59,376 59,376 10,401 (48,975) NET CHANGE IN FUND BALANCE (39,072)$ (14,751)$ 122,872 137,623$ FUND BALANCES Beginning of year 930,791 End of year 1,053,663$ Budgeted Amounts CITY OF LAKEVILLE ECONOMIC DEVELOPMENT – SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2019 (124) Over (Under) Original Final Actual Final Budget REVENUES Interest income 179$ 179$ 329$ 150$ Change in fair value of investments - - 237 237 Total revenues 179 179 566 387 EXPENDITURES - GENERAL GOVERNMENT Current: Other charges and services 12,800 12,800 8,301 (4,499) NET CHANGE IN FUND BALANCE (12,621)$ (12,621)$ (7,735) 4,886$ FUND BALANCE Beginning of year 21,130 End of year 13,395$ Budgeted Amounts CITY OF LAKEVILLE DOWNTOWN SPECIAL SERVICE DISTRICT – SPECIAL REVENUE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED DECEMBER 31, 2019 (125) Over (Under) Original Final Actual Final Budget REVENUES Charges for services 13,750$ 13,750$ -$ (13,750)$ EXPENDITURES - GENERAL GOVERNMENT Current: Personnel 10,000 10,000 - (10,000) Other charges and services 22,680 22,680 5,967 (16,713) Total expenditures - general government 32,680 32,680 5,967 (26,713) NET CHANGE IN FUND BALANCE (18,930)$ (18,930)$ (5,967) 12,963$ FUND BALANCE Beginning of year 38,496 End of year 32,529$ Budgeted Amounts SUPPLEMENTARY INFORMATION CITY OF LAKEVILLE SCHEDULE OF CHANGES IN BONDED INDEBTEDNESS YEAR ENDED DECEMBER 31, 2019 (126) Outstanding Outstanding January 1 Issued Redeemed December 31 Governmental Activities: General obligation bonds 34,555,000$ -$ 2,445,000$ 32,110,000$ G.O. improvement bonds 56,650,000 6,295,000 3,790,000 59,155,000 Tax increment bonds 1,010,000 - 240,000 770,000 State-aid street revenue bonds 5,235,000 - 550,000 4,685,000 G.O. water revenue bonds 7,595,000 - 365,000 7,230,000 Arena revenue bonds 170,000 - 170,000 - HRA lease revenue bonds 6,440,000 - 360,000 6,080,000 Total governmental activity bonds 111,655,000 6,295,000 7,920,000 110,030,000 Business-type Activities: Liquor revenue capital lease 2,255,000 - 215,000 2,040,000 Water revenue bonds 7,030,000 730,000 395,000 7,365,000 Sewer revenue bonds 440,000 - 55,000 385,000 Street light revenue bonds 335,000 - 30,000 305,000 Total business-type activity bonds 10,060,000 730,000 695,000 10,095,000 Total bonded indebtedness 121,715,000$ 7,025,000$ 8,615,000$ 120,125,000$ CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (127) Issue Interest Annual Date Rate Date Amount Interest General Obligation Bonds: Capital Improvement Refunding Bonds of 2012 B 8/15/12 (Central Maintenance Facility) Principal and interest 4.00 2/1/20 670,000$ 316,530$ Principal and interest 4.00 2/1/21 750,000 288,150 Principal and interest (call provision date) 3.00 2/1/22 770,000 261,600 Principal and interest 3.00 2/1/23 810,000 237,900 Principal and interest 3.00 2/1/24 865,000 212,775 Principal and interest 3.00 2/1/25 930,000 185,850 Principal and interest 3.00 2/1/26 1,040,000 156,300 Principal and interest 3.00 2/1/27 1,070,000 124,650 Principal and interest 3.00 2/1/28 1,125,000 91,725 Principal and interest 3.00 2/1/29 1,200,000 56,850 Principal and interest 3.00 2/1/30 1,295,000 19,425 Total 10,525,000 1,951,755 Capital Improvement Refunding Bonds of 2014 B 8/20/14 Principal and interest 5.00 2/1/20 605,000 371,988 Principal and interest 1.75 2/1/21 635,000 351,306 Principal and interest 5.00 2/1/22 640,000 329,750 Principal and interest 5.00 2/1/23 670,000 297,000 Principal and interest (call provision date) 5.00 2/1/24 700,000 262,750 Principal and interest 4.00 2/1/25 735,000 230,550 Principal and interest 4.00 2/1/26 765,000 200,550 Principal and interest 4.00 2/1/27 790,000 169,450 Principal and interest 4.00 2/1/28 815,000 139,388 Principal and interest 3.50 2/1/29 845,000 110,338 Principal and interest 3.50 2/1/30 875,000 80,238 Principal and interest 3.50 2/1/31 910,000 49,000 Principal and interest 3.50 2/1/32 945,000 16,536 Total 9,930,000 2,608,844 Street Reconstruction Refunding Bonds of 2012 B 8/15/12 Principal and interest 4.00 2/1/20 805,000 184,650 Principal and interest 4.00 2/1/21 835,000 151,850 Principal and interest (call provision date) 3.00 2/1/22 850,000 122,400 Principal and interest 3.00 2/1/23 880,000 96,450 Principal and interest 3.00 2/1/24 905,000 69,675 Principal and interest 3.00 2/1/25 935,000 42,075 Principal and interest 3.00 2/1/26 935,000 14,025 Total 6,145,000 681,125 Principal Maturity (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (128) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity General Obligation Bonds (continued): Street Reconstruction Refunding Bonds of 2014 B 8/20/14 Principal and interest 5.00 2/1/20 145,000$ 46,988$ Principal and interest 1.75 2/1/21 155,000 42,006 Principal and interest 5.00 2/1/22 160,000 36,650 Principal and interest 5.00 2/1/23 170,000 28,400 Principal and interest (call provision date) 5.00 2/1/24 175,000 19,775 Principal and interest 4.00 2/1/25 190,000 11,600 Principal and interest 4.00 2/1/26 195,000 3,900 Total 1,190,000 189,319 Street Reconstruction Bonds of 2017 A 9/8/17 Principal and interest 5.00 2/1/20 130,000 60,750 Principal and interest 5.00 2/1/21 135,000 54,125 Principal and interest 5.00 2/1/22 140,000 47,250 Principal and interest 5.00 2/1/23 150,000 40,000 Principal and interest 5.00 2/1/24 155,000 32,375 Principal and interest 5.00 2/1/25 170,000 24,250 Principal and interest (call provision date) 5.00 2/1/26 175,000 15,625 Principal and interest 3.00 2/1/27 185,000 8,475 Principal and interest 3.00 2/1/28 190,000 2,850 Total 1,430,000 285,700 Street Reconstruction Refunding Bonds of 2018 B 8/16/18 Principal and interest 3.00 2/1/20 220,000 108,650 Principal and interest 3.00 2/1/21 230,000 101,900 Principal and interest 3.00 2/1/22 230,000 95,000 Principal and interest 3.00 2/1/23 240,000 87,950 Principal and interest 3.00 2/1/24 250,000 80,600 Principal and interest 5.00 2/1/25 255,000 70,475 Principal and interest 5.00 2/1/26 270,000 57,350 Principal and Interest (call provision date) 5.00 2/1/27 280,000 43,600 Principal and interest 4.00 2/1/28 295,000 30,700 Principal and interest 4.00 2/1/29 305,000 18,700 Principal and interest 4.00 2/1/30 315,000 6,300 Total 2,890,000 701,225 Total General Obligation Bonds 32,110,000$ 6,417,968$ (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (129) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds: Improvement Refunding Bonds of 2009 B 12/30/09 Principal and interest 3.00 2/1/20 155,000$ 2,325$ Total 155,000 2,325 Improvement Bonds of 2011 A 12/1/11 Principal and interest 2.10 2/1/20 190,000 22,163 Principal and interest (call provision date) 2.25 2/1/21 195,000 17,974 Principal and interest 2.60 2/1/22 50,000 15,130 Principal and interest 2.60 2/1/23 50,000 13,830 Principal and interest 3.10 2/1/24 50,000 12,530 Principal and interest 3.10 2/1/25 45,000 11,183 Principal and interest 3.10 2/1/26 45,000 9,788 Principal and interest 3.10 2/1/27 45,000 8,393 Principal and interest 3.50 2/1/28 45,000 6,998 Principal and interest 3.50 2/1/29 45,000 5,513 Principal and interest 3.50 2/1/30 45,000 3,938 Principal and interest 3.50 2/1/31 45,000 2,363 Principal and interest 3.50 2/1/32 45,000 788 Total 895,000 130,591 Improvement Bonds of 2012 A 8/15/12 Principal and interest 3.00 2/1/20 555,000 105,250 Principal and interest 3.00 2/1/21 565,000 88,450 Principal and interest (call provision date) 3.00 2/1/22 565,000 71,500 Principal and interest 4.00 2/1/23 575,000 51,525 Principal and interest 4.00 2/1/24 135,000 37,325 Principal and interest 3.00 2/1/25 130,000 32,675 Principal and interest 3.00 2/1/26 130,000 28,775 Principal and interest 3.00 2/1/27 130,000 24,875 Principal and interest 3.00 2/1/28 130,000 20,975 Principal and interest 3.00 2/1/29 130,000 17,075 Principal and interest 3.00 2/1/30 125,000 13,250 Principal and interest 3.00 2/1/31 125,000 9,500 Principal and interest 3.00 2/1/32 125,000 5,750 Principal and interest 3.10 2/1/33 125,000 1,938 Total 3,545,000 508,863 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (130) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds (continued): Improvement Bonds of 2013 A 8/15/13 Principal and interest 2.00 2/1/20 375,000$ 81,800$ Principal and interest 2.25 2/1/21 380,000 73,775 Principal and interest 2.50 2/1/22 380,000 64,750 Principal and interest (call provision date) 2.75 2/1/23 385,000 54,706 Principal and interest 2.75 2/1/24 395,000 43,981 Principal and interest 3.50 2/1/25 100,000 36,800 Principal and interest 3.50 2/1/26 100,000 33,300 Principal and interest 3.50 2/1/27 100,000 29,800 Principal and interest 3.75 2/1/28 100,000 26,175 Principal and interest 3.75 2/1/29 100,000 22,425 Principal and interest 3.75 2/1/30 100,000 18,675 Principal and interest 4.00 2/1/31 105,000 14,700 Principal and interest 4.00 2/1/32 105,000 10,500 Principal and interest 4.00 2/1/33 105,000 6,300 Principal and interest 4.00 2/1/34 105,000 2,100 Total 2,935,000 519,787 Improvement Bonds of 2014 A 8/20/14 Principal and interest 3.00 2/1/20 710,000 198,275 Principal and interest 3.00 2/1/21 730,000 176,675 Principal and interest 4.00 2/1/22 745,000 150,825 Principal and interest 4.00 2/1/23 775,000 120,425 Principal and interest (call provision date) 4.00 2/1/24 800,000 88,925 Principal and interest 4.00 2/1/25 825,000 56,425 Principal and interest 3.00 2/1/26 120,000 38,125 Principal and interest 3.00 2/1/27 120,000 34,525 Principal and interest 3.50 2/1/28 120,000 30,625 Principal and interest 3.50 2/1/29 120,000 26,425 Principal and interest 3.50 2/1/30 120,000 22,225 Principal and interest 3.50 2/1/31 115,000 18,113 Principal and interest 3.50 2/1/32 115,000 14,088 Principal and interest 3.50 2/1/33 115,000 10,063 Principal and interest 3.50 2/1/34 115,000 6,038 Principal and interest 3.50 2/1/35 115,000 2,013 Total 5,760,000 993,790 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (131) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds (continued): Improvement Bonds of 2015 A 8/20/15 Principal and interest 1.75 2/1/20 505,000$ 385,469$ Principal and interest 5.00 2/1/21 510,000 368,300 Principal and interest 5.00 2/1/22 530,000 342,300 Principal and interest 5.00 2/1/23 545,000 315,425 Principal and interest 2.50 2/1/24 570,000 294,675 Principal and interest (call provision date) 5.00 2/1/25 580,000 273,050 Principal and interest 5.00 2/1/26 605,000 243,425 Principal and interest 4.00 2/1/27 580,000 216,700 Principal and interest 4.00 2/1/28 590,000 193,300 Principal and interest 3.00 2/1/29 610,000 172,350 Principal and interest 3.13 2/1/30 630,000 153,356 Principal and interest 3.25 2/1/31 640,000 133,113 Principal and interest 3.38 2/1/32 655,000 111,659 Principal and interest 3.38 2/1/33 675,000 89,216 Principal and interest 3.50 2/1/34 690,000 65,750 Principal and interest 3.50 2/1/35 705,000 41,338 Principal and interest 4.00 2/1/36 725,000 14,500 Total 10,345,000 3,413,926 Improvement Bonds of 2016 B 7/21/16 Principal and interest 5.00 2/1/20 825,000 445,969 Principal and interest 1.50 2/1/21 855,000 418,931 Principal and interest 2.00 2/1/22 855,000 403,969 Principal and interest 5.00 2/1/23 860,000 373,919 Principal and interest 5.00 2/1/24 890,000 330,169 Principal and interest (call provision date) 5.00 2/1/25 920,000 284,919 Principal and interest 3.00 2/1/26 950,000 247,669 Principal and interest 2.00 2/1/27 970,000 223,719 Principal and interest 2.00 2/1/28 970,000 204,319 Principal and interest 3.00 2/1/29 980,000 179,919 Principal and interest 3.00 2/1/30 995,000 150,294 Principal and interest 3.00 2/1/31 1,010,000 120,219 Principal and interest 3.00 2/1/32 1,035,000 89,544 Principal and interest 3.00 2/1/33 1,045,000 58,344 Principal and interest 3.13 2/1/34 570,000 33,762 Principal and interest 3.13 2/1/35 265,000 20,715 Principal and interest 3.25 2/1/36 255,000 12,431 Principal and interest 3.25 2/1/37 255,000 4,144 Total 14,505,000 3,602,955 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (132) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Improvement Bonds (continued): Improvement Bonds of 2017 A 9/7/17 Principal and interest 5.00 2/1/20 580,000$ 287,431$ Principal and interest 5.00 2/1/21 600,000 257,931 Principal and interest 5.00 2/1/22 625,000 227,306 Principal and interest 5.00 2/1/23 645,000 195,556 Principal and interest 5.00 2/1/24 670,000 162,681 Principal and interest 5.00 2/1/25 695,000 128,556 Principal and interest (call provision date)5.00 2/1/26 720,000 93,181 Principal and interest 3.00 2/1/27 745,000 64,006 Principal and interest 3.00 2/1/28 765,000 41,356 Principal and interest 3.00 2/1/29 110,000 28,231 Principal and interest 3.00 2/1/30 110,000 24,931 Principal and interest 3.00 2/1/31 105,000 21,706 Principal and interest 3.00 2/1/32 105,000 18,556 Principal and interest 3.00 2/1/33 100,000 15,481 Principal and interest 3.00 2/1/34 95,000 12,556 Principal and interest 3.00 2/1/35 95,000 9,706 Principal and interest 3.125 2/1/36 90,000 6,875 Principal and interest 3.125 2/1/37 90,000 4,063 Total 3.125 2/1/38 85,000 1,332 7,030,000 1,601,441 Improvement Bonds of 2018 A 7/25/18 Principal and interest 5.00 2/1/20 690,000 314,550 Principal and interest 5.00 2/1/21 700,000 279,800 Principal and interest 5.00 2/1/22 715,000 244,425 Principal and interest 5.00 2/1/23 740,000 217,300 Principal and interest 5.00 2/1/24 745,000 189,425 Principal and interest 5.00 2/1/25 770,000 151,550 Principal and interest 5.00 2/1/26 795,000 112,425 Principal and interest (call provision date) 3.00 2/1/27 825,000 71,925 Principal and interest 3.00 2/1/28 855,000 38,475 Principal and interest 3.00 2/1/29 855,000 12,825 Total 7,690,000 1,632,700 Improvement Bonds of 2019 A 7/24/19 Principal and interest 5.00 2/1/20 - 306,700 Principal and interest 5.00 2/1/21 575,000 286,475 Principal and interest 5.00 2/1/22 575,000 257,725 Principal and interest 5.00 2/1/23 585,000 228,725 Principal and interest 5.00 2/1/24 600,000 199,100 Principal and interest 5.00 2/1/25 615,000 168,725 Principal and interest 5.00 2/1/26 635,000 137,475 Principal and interest 5.00 2/1/27 655,000 105,225 Principal and interest (call provision date) 5.00 2/1/28 665,000 72,225 Principal and interest 4.00 2/1/29 690,000 41,800 Principal and interest 4.00 2/1/30 700,000 14,000 6,295,000 1,818,175 Total G.O. Improvement Bonds 59,155,000$ 14,224,553$ (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (133) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity State-aid Street Revenue Bonds: State-aid Street Refunding Bonds of 2010 A 1/1/10 Principal and interest 4.00 4/1/20 305,000$ 6,100$ Total 305,000 6,100 State-aid Street Refunding Bonds of 2011 B 12/1/11 Principal and interest 2.15 4/1/20 75,000 2,526 Principal and interest 2.15 4/1/21 80,000 860 Total 155,000 3,386 State-aid Street Bonds of 2015 A 8/20/15 Principal and interest 1.75 4/1/20 180,000 156,719 Principal and interest 5.00 4/1/21 185,000 150,519 Principal and interest 5.00 4/1/22 190,000 141,144 Principal and interest 5.00 4/1/23 200,000 131,394 Principal and interest 2.50 4/1/24 210,000 123,769 Principal and interest (call provision date) 5.00 4/1/25 215,000 115,769 Principal and interest 5.00 4/1/26 230,000 104,644 Principal and interest 4.00 4/1/27 240,000 94,094 Principal and interest 4.00 4/1/28 250,000 84,294 Principal and interest 3.00 4/1/29 260,000 75,394 Principal and interest 3.13 4/1/30 265,000 67,353 Principal and interest 3.25 4/1/31 275,000 58,744 Principal and interest 3.38 4/1/32 285,000 49,466 Principal and interest 3.38 4/1/33 295,000 39,678 Principal and interest 3.50 4/1/34 305,000 29,363 Principal and interest 3.50 4/1/35 315,000 18,513 Principal and interest 4.00 4/1/36 325,000 6,500 Total 4,225,000 1,447,357 Total State-aid Street Revenue Bonds 4,685,000$ 1,456,843$ HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue Refunding Bonds of 2016 9/22/16 Principal and interest 3.00 2/1/20 370,000$ 208,650$ Principal and interest 3.00 2/1/21 385,000 197,325 Principal and interest 3.00 2/1/22 405,000 185,475 Principal and interest 3.00 2/1/23 420,000 173,100 Principal and interest 3.00 2/1/24 425,000 160,425 Principal and interest 3.00 2/1/25 440,000 147,450 Principal and interest (call provision date) 3.00 2/1/26 455,000 134,025 Principal and interest 4.00 2/1/27 475,000 117,700 Principal and interest 4.00 2/1/28 490,000 98,400 Principal and interest 4.00 2/1/29 515,000 78,300 Principal and interest 4.00 2/1/30 540,000 57,200 Principal and interest 4.00 2/1/31 565,000 35,100 Principal and interest 4.00 2/1/32 595,000 11,900 Total 6,080,000 1,605,050 Total HRA Lease Revenue Bonds 6,080,000$ 1,605,050$ (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (134) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity G.O. Water Revenue Bonds: G.O. Water Revenue Bonds of 2016 A 2/25/16 Principal and interest 5.00 2/1/20 380,000$ 230,700$ Principal and interest 5.00 2/1/21 400,000 211,187 Principal and interest 5.00 2/1/22 420,000 190,700 Principal and interest 5.00 2/1/23 440,000 169,200 Principal and interest (call provision date) 5.00 2/1/24 465,000 146,575 Principal and interest 5.00 2/1/25 490,000 130,050 Principal and interest 2.00 2/1/26 495,000 120,200 Principal and interest 2.00 2/1/27 475,000 110,500 Principal and interest 2.125 2/1/28 480,000 100,650 Principal and interest 3.00 2/1/29 495,000 88,125 Principal and interest 3.00 2/1/30 505,000 73,125 Principal and interest 3.00 2/1/31 520,000 57,750 Principal and interest 3.00 2/1/32 540,000 41,850 Principal and interest 3.00 2/1/33 555,000 25,425 Principal and interest 3.00 2/1/34 570,000 8,550 Total 7,230,000 1,704,587 Total Water Revenue Bonds 7,230,000$ 1,704,587$ Tax Increment Refunding Bonds of 2007 A Principal and interest 4.125 2/1/20 245,000$ 26,908$ Principal and interest 4.125 2/1/21 260,000 16,493 Principal and interest 4.20 2/1/22 265,000 5,565 Total Tax Increment Bonds 770,000 48,966 Total Governmental Activity Bonds 110,030,000$ 25,457,967$ Business-Type Activity Bonds: Water Revenue Bonds of 2016 B 7/21/16 Principal and interest 5.00 2/1/20 365,000$ 169,588$ Principal and interest 5.00 2/1/21 380,000 157,613 Principal and interest 5.00 2/1/22 385,000 150,913 Principal and interest 5.00 2/1/23 390,000 137,313 Principal and interest 5.00 2/1/24 410,000 117,313 Principal and interest (call provision date) 5.00 2/1/25 430,000 96,313 Principal and interest 5.00 2/1/26 450,000 78,813 Principal and interest 5.00 2/1/27 310,000 68,963 Principal and interest 5.00 2/1/28 315,000 62,713 Principal and interest 5.00 2/1/29 325,000 54,688 Principal and interest 5.00 2/1/30 335,000 44,788 Principal and interest 5.00 2/1/31 345,000 34,588 Principal and interest 5.00 2/1/32 355,000 24,088 Principal and interest 5.00 2/1/33 365,000 13,288 Principal and interest 5.00 2/1/34 250,000 3,905 Total 5,410,000 1,214,887 Sewer Revenue Bonds of 2016 B 7/21/16 Principal and interest 5.00 2/1/20 60,000 13,700 Principal and interest 5.00 2/1/21 60,000 11,750 Principal and interest 5.00 2/1/22 65,000 10,650 Principal and interest 5.00 2/1/23 65,000 8,375 Principal and interest 5.00 2/1/24 65,000 5,125 Principal and interest (call provision date) 5.00 2/1/25 70,000 1,750 Total 385,000 51,350 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (135) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity Business-Type Activity Bonds (continued): Lease Revenue Liquor Enterprise Refunding Bonds of 2017 (Galaxie Store) Principal and interest 2.00 2/1/20 230,000$ 54,200$ Principal and interest 2.00 2/1/21 240,000 49,500 Principal and interest 3.00 2/1/22 245,000 43,425 Principal and interest 3.00 2/1/23 250,000 36,000 Principal and interest 3.00 2/1/24 260,000 28,350 Principal and Interest (call provision date) 3.00 2/1/25 265,000 20,475 Principal and interest 3.00 2/1/26 270,000 12,450 Principal and interest 3.00 2/1/27 280,000 4,200 Total 2,040,000 248,600 Water Improvement Bonds of 2017 A 9/7/17 Principal and interest 5.00 2/1/20 70,000 33,150 Principal and interest 5.00 2/1/21 75,000 29,525 Principal and interest 5.00 2/1/22 80,000 25,650 Principal and interest 5.00 2/1/23 80,000 21,650 Principal and interest 5.00 2/1/24 85,000 17,525 Principal and interest 5.00 2/1/25 90,000 13,150 Principal and interest (call provision date)5.00 2/1/26 95,000 8,525 Principal and interest 3.00 2/1/27 100,000 4,650 Principal and interest 3.00 2/1/28 105,000 1,574 Total 780,000 155,399 Street Lights Improvement Bonds of 2017 A 9/7/17 Principal and interest 5.00 2/1/20 35,000 14,375 Principal and interest 5.00 2/1/21 40,000 12,500 Principal and interest 5.00 2/1/22 40,000 10,500 Principal and interest 5.00 2/1/23 45,000 8,375 Principal and interest 5.00 2/1/24 45,000 6,125 Principal and interest 5.00 2/1/25 50,000 3,750 Principal and interest 5.00 2/1/26 50,000 1,249 Total 305,000 56,874 Water Improvement Bonds of 2018 A 7/25/18 Principal and interest 5.00 2/1/20 35,000 18,275 Principal and interest 5.00 2/1/21 40,000 16,400 Principal and interest 5.00 2/1/22 40,000 14,400 Principal and interest 5.00 2/1/23 40,000 12,900 Principal and interest 5.00 2/1/24 45,000 11,275 Principal and interest 5.00 2/1/25 45,000 9,025 Principal and interest 5.00 2/1/26 45,000 6,775 Principal and interest (call provision date) 5.00 2/1/27 50,000 4,400 Principal and interest 3.00 2/1/28 50,000 2,400 Principal and interest 3.00 2/1/29 55,000 824 445,000 96,674 (continued) CITY OF LAKEVILLE SCHEDULE OF BONDED INDEBTEDNESS AND ANNUAL INTEREST PAYABLE DECEMBER 31, 2019 (136) Issue Interest Annual Date Rate Date Amount Interest Principal Maturity Business-Type Activity Bonds (continued) Water Improvement Bonds of 2019 A 7/24/19 Principal and interest 5.00 2/1/20 -$ 35,425$ Principal and interest 5.00 2/1/21 60,000 33,250 Principal and interest 5.00 2/1/22 60,000 30,249 Principal and interest 5.00 2/1/23 65,000 27,125 Principal and interest 5.00 2/1/24 65,000 23,875 Principal and interest 5.00 2/1/25 70,000 20,500 Principal and interest 5.00 2/1/26 75,000 16,875 Principal and interest 5.00 2/1/27 80,000 13,000 Principal and interest (call provision date) 5.00 2/1/28 80,000 9,000 Principal and interest 4.00 2/1/29 85,000 5,300 Principal and interest 4.00 2/1/30 90,000 1,799 730,000 216,398 Total Business-Type Bonds 10,095,000$ 2,040,182$ Total Bonded Indebtedness and Annual Interest Payable 120,125,000$ 27,498,149$ CITY OF LAKEVILLE COMBINED SCHEDULE OF BONDED INDEBTEDNESS DECEMBER 31, 2019 (137) Interest Issue Call Maturity Rates % Date Date Date Governmental Activities: General Obligation Bonds: Capital Improvement Refunding Bonds of 2012 B 2.00 - 4.00 8/15/12 2/1/22 2/1/30 Capital Improvement Refunding Bonds of 2014 B 1.75 - 5.00 8/20/14 2/1/24 2/1/32 Street Reconstruction Refunding Bonds of 2012 B 2.00 - 4.00 8/15/12 2/1/22 2/1/26 Street Reconstruction Refunding Bonds of 2014 B 1.75 - 5.00 8/20/14 2/1/24 2/1/26 Street Reconstruction Refunding Bonds of 2017 A 3.00 - 5.00 9/7/17 2/1/26 2/1/28 Street Reconstruction Refunding Bonds of 2018 B 3.00 - 5.00 8/16/18 2/1/27 2/1/30 Total General Obligation Bonds G.O. Improvement Bonds: Improvement Bonds of 2008 A 2.70 - 3.75 10/1/08 N/A 2/1/19 Improvement Refunding Bonds of 2009 B 2.00 - 3.00 12/30/09 N/A 2/1/20 Improvement Bonds of 2011 A 0.50 - 3.50 12/1/11 2/1/21 2/1/32 Improvement Bonds of 2012 A 2.00 - 4.00 8/15/12 2/1/22 2/1/33 Improvement Bonds of 2013 A 2.00 - 4.00 8/15/13 2/1/23 2/1/34 Improvement Bonds of 2014 A 2.00 - 3.50 8/20/14 2/1/24 2/1/35 Improvement Bonds of 2015 A 1.75 - 5.00 8/20/15 2/1/25 2/1/36 Improvement Bonds of 2016 B 1.50 - 5.00 7/21/16 2/1/25 2/1/37 Improvement Bonds of 2017 A 3.00 - 5.00 7/17/07 2/1/26 2/1/38 Improvement Bonds of 2018 A 3.00 - 5.00 7/25/18 2/1/27 2/1/29 Improvement Bonds of 2019 A 4.00 - 5.00 7/24/19 2/1/28 2/1/30 Total G.O. Improvement Bonds Tax Increment Bonds: Tax-Increment Refunding Bonds of 2007 A 4.00 - 4.20 2/1/07 2/1/16 2/1/22 Total Tax-Increment Bonds State-aid Street Revenue Bonds: State-aid Street Refunding Bonds of 2010 A 2.00 - 4.00 1/1/10 N/A 4/1/20 State-aid Street Refunding Bonds of 2011 B 0.50 - 2.15 12/1/11 N/A 4/1/21 State-aid Street Bonds of 2015 A 1.75 - 5.00 8/20/15 2/1/25 2/1/36 Total State-aid Street Revenue Bonds Water Revenue Bonds: G.O. Water Revenue Bonds of 2016 A 2.00 - 5.00 2/25/16 2/1/24 2/1/34 Total Water Revenue Bonds Arena Revenue Bonds: Gross Revenue Recreation Facility Bonds of 1999 5.30 - 5.40 4/1/99 N/A 8/1/19 Total Arena Revenue Bonds HRA Lease Revenue Bonds: HRA Ice Arena Lease Revenue Bonds of 2016 2.00 - 4.00 9/22/16 2/1/26 2/1/32 Total HRA Lease Revenue Bonds Total Governmental Activity Bonds Business-type Activity: Lease Revenue Liquor Bonds of 2017 2.00 - 3.00 11/8/17 2/1/25 2/1/27 Water Revenue Bonds of 2016 B 1.50 - 5.00 7/21/16 2/1/25 2/1/34 Sewer Revenue Bonds of 2016 B 1.50 - 5.00 7/21/16 2/1/25 2/1/25 Water Revenue Bonds of 2017 A 3.00 - 5.00 9/7/17 2/1/26 2/1/28 Street Lights Revenue Bonds of 2017 A 5.00 9/7/17 n/a 2/1/26 Water Revenue Bonds of 2018 A 2.50 - 5.00 7/25/18 2/1/27 2/1/29 Water Revenue Bonds of 2019 A 4.00 - 5.00 7/24/19 2/1/28 2/1/30 Total Business-type Activity Bonds Total Bonded Indebtedness (138) Authorized Issued Retired Outstanding Principal Interest 12,765,000$ 12,765,000$ 2,240,000$ 10,525,000$ 670,000$ 316,550$ 11,065,000 11,065,000 1,135,000 9,930,000 605,000 371,988 9,685,000 9,685,000 3,540,000 6,145,000 805,000 184,650 1,595,000 1,595,000 405,000 1,190,000 145,000 46,988 1,530,000 1,530,000 100,000 1,430,000 130,000 60,750 3,115,000 3,115,000 225,000 2,890,000 220,000 108,650 39,755,000 39,755,000 7,645,000 32,110,000 2,575,000 1,089,576 620,000 620,000 620,000 - - - 4,250,000 4,250,000 4,095,000 155,000 155,000 2,325 2,385,000 2,385,000 1,490,000 895,000 190,000 22,163 6,805,000 6,805,000 3,260,000 3,545,000 555,000 105,250 4,685,000 4,685,000 1,750,000 2,935,000 375,000 81,800 8,520,000 8,520,000 2,760,000 5,760,000 710,000 198,275 11,815,000 11,815,000 1,470,000 10,345,000 505,000 385,469 15,680,000 15,680,000 1,175,000 14,505,000 825,000 445,969 7,465,000 7,465,000 435,000 7,030,000 580,000 287,431 7,690,000 7,690,000 - 7,690,000 690,000 314,550 6,295,000 6,295,000 - 6,295,000 - 306,700 76,210,000 76,210,000 17,055,000 59,155,000 4,585,000 2,149,932 2,265,000 2,265,000 1,495,000 770,000 245,000 26,908 2,265,000 2,265,000 1,495,000 770,000 245,000 26,908 2,680,000 2,680,000 2,375,000 305,000 305,000 6,100 665,000 665,000 510,000 155,000 75,000 2,526 4,730,000 4,730,000 505,000 4,225,000 180,000 156,719 8,075,000 8,075,000 3,390,000 4,685,000 560,000 165,345 8,280,000 8,280,000 1,050,000 7,230,000 380,000 230,700 8,280,000 8,280,000 1,050,000 7,230,000 380,000 230,700 1,250,000 1,250,000 1,250,000 - - - 1,250,000 1,250,000 1,250,000 - - - 7,115,000 7,115,000 1,035,000 6,080,000 370,000 208,650 7,115,000 7,115,000 1,035,000 6,080,000 370,000 208,650 142,950,000 142,950,000 32,920,000 110,030,000 8,715,000 3,871,111 2,255,000 2,255,000 215,000 2,040,000 230,000 54,200 6,075,000 6,075,000 665,000 5,410,000 365,000 169,588 495,000 495,000 110,000 385,000 60,000 13,700 835,000 835,000 55,000 780,000 70,000 33,150 335,000 335,000 30,000 305,000 35,000 14,375 445,000 445,000 - 445,000 35,000 18,275 730,000 730,000 - 730,000 - 35,426 11,170,000 11,170,000 1,075,000 10,095,000 795,000 338,714 154,120,000$ 154,120,000$ 33,995,000$ 120,125,000$ 9,510,000$ 4,209,825$ Bonds Due in 2020 This page intentionally left blank. Statistical Section This part of the City of Lakeville’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Financial Trends 139 These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Net Position by Component – Government-wide Changes in Net Position by Component – Governmental Activities Changes in Net Position by Component – Business-type Activities Changes in Net Position by Component – Total Governmental and Business-type Activities Fund Balances – Governmental Funds Revenue Capacity 151 These schedules contain information to help the reader assess the City’s most significant local revenue sources; electric sales and property taxes. Tax Capacity Valuation and Assessor’s Taxable Market Value of Taxable Property Property Tax Rates – Direct and Overlapping Governments Principal Property Taxpayers Property Tax Levy and Collections Debt Capacity 157 These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Ratio of Total Debt by Type Ratio of Net Bonded Debt Outstanding Direct and Overlapping Governmental Debt Legal Debt Margin Pledged Revenue Coverage Demographic and Economic Information 161 These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. Demographic and Economic Statistics Principal Employers Commercial and Industrial Building Permits Issued Operating Information 164 These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs. Employees by Function/Program (Full-Time Equivalent) Operating Indicators by Function Capital Assets Statistics by Function Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. CITY OF LAKEVILLE NET POSITION BY COMPONENT – GOVERNMENT-WIDE LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (139) 2010 2011 2012 2013 Governmental Activities: Net Investment in Capital Assets 119,249,751$ 120,485,858$ 125,051,058$ 129,599,494$ Restricted 10,027,737 16,474,815 17,403,167 17,645,944 Unrestricted 2,324,315 (5,970,712) (1,923,495) 2,511,935 Total Governmental Activities Net Position 131,601,803$ 130,989,961$ 140,530,730$ 149,757,373$ Business-Type Activities: Net Investment in Capital Assets 101,893,442$ 100,390,175$ 102,009,893$ 105,055,746$ Restricted 295,133 325,750 325,750 324,125 Unrestricted 16,363,211 16,666,856 15,658,140 13,704,281 Total Business-Type Activities Net Position 118,551,786$ 117,382,781$ 117,993,783$ 119,084,152$ Primary Government: Net Investment in Capital Assets 221,143,193$ 220,876,033$ 227,060,951$ 234,655,240$ Restricted 10,322,870 16,800,565 17,728,917 17,970,069 Unrestricted 18,687,526 10,696,144 13,734,645 16,216,216 Total Primary Government Net Position 250,153,589$ 248,372,742$ 258,524,513$ 268,841,525$ (1) Notes: (1) The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. (2) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (3) The City implemented GASB Statement No. 75 in 2018, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (4) The City implemented GASB Statement No. 84 in 2019, recording a change in accounting principle that increased restricted net position. Prior year balances were not restated. (140) 2014 2015 2016 2017 2018 2019 135,673,737$ 141,868,136$ 149,196,480$ 144,581,700$ 142,300,205$ 154,468,792$ 19,913,014 33,860,946 35,860,604 46,683,603 45,267,313 56,356,434 5,874,237 (4,929,168) 4,277,626 6,036,382 15,427,439 24,178,084 161,460,988$ 170,799,914$ 189,334,710$ 197,301,685$ 202,994,957$ 235,003,310$ 109,535,106$ 116,288,771$ 129,086,090$ 135,324,120$ 138,725,763$ 143,501,608$ 324,125 323,875 323,875 323,875 - - 11,318,290 8,420,410 9,757,400 10,791,344 13,878,208 15,142,309 121,177,521$ 125,033,056$ 139,167,365$ 146,439,339$ 152,603,971$ 158,643,917$ 245,208,843$ 258,156,907$ 278,282,570$ 279,905,820$ 281,025,968$ 297,970,400$ 20,237,139 34,184,821 36,184,479 47,007,478 45,267,313 56,356,434 17,192,527 3,491,242 14,035,026 16,827,726 29,305,647 39,320,393 282,638,509$ 295,832,970$ 328,502,075$ 343,741,024$ 355,598,928$ 393,647,227$ (2) (3) (4) CITY OF LAKEVILLE CHANGES IN NET POSITION BY COMPONENT – GOVERNMENTAL ACTIVITIES LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (141) 2010 2011 2012 2013 Expenses: General government 5,248,677$ 5,134,169$ 5,258,319$ 5,363,354$ Public safety 10,858,447 11,068,287 11,202,018 11,784,109 Public works 12,197,868 13,778,800 10,849,213 11,241,434 Parks and recreation 4,775,015 4,796,035 4,780,666 5,154,919 Interest on long-term debt 3,740,076 4,383,684 3,496,878 3,864,333 Total expenses 36,820,083 39,160,975 35,587,094 37,408,149 Program Revenues: Charges for Services: General government 1,834,856 2,108,396 2,736,653 3,061,568 Public safety 654,226 746,207 714,587 686,130 Public works 1,967,309 2,313,334 3,588,062 4,481,445 Parks and recreation 1,555,560 1,299,364 2,087,640 2,231,757 Operating Grants and Contributions General government 42,661 37,970 40,359 60,076 Public safety 846,553 649,253 698,949 902,783 Public works 1,399,661 1,451,359 1,396,560 1,295,018 Parks and recreation 30,144 160,852 100,315 59,653 Capital Grants and Contributions General government - - 91,735 195,693 Public safety 21,576 26,325 19,530 - Public works 3,025,905 2,906,106 5,569,732 6,350,827 Parks and recreation 267,360 297,245 370,237 1,296,764 Total program revenues 11,645,811 11,996,411 17,414,359 20,621,714 Net Revenue (Expense): General government (3,371,160) (2,987,803) (2,389,572) (2,046,017) Public safety (9,336,092) (9,646,502) (9,768,952) (10,195,196) Public works (5,804,993) (7,108,001) (294,859) 885,856 Parks and recreation (2,921,951) (3,038,574) (2,222,474) (1,566,745) Interest on long-term debt (3,740,076) (4,383,684) (3,496,878) (3,864,333) Total net (expense) revenue (25,174,272) (27,164,564) (18,172,735) (16,786,435) General Revenues and Other Changes in Net Position: Property taxes 24,369,009 24,207,406 24,221,741 23,947,968 Investment earnings (charges)340,336 280,364 176,409 (28,949) Gain on sale of capital assets - - 214,004 - Transfers in (out)613,780 2,692,671 3,101,350 2,094,059 Total general revenues and other (net)25,323,125 27,180,441 27,713,504 26,013,078 Change in Net Position: Governmental Activities 148,853$ 15,877$ 9,540,769$ 9,226,643$ (1) Notes: (1) The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. (2) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (3) The City implemented GASB Statement No. 75 in 2018, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (4) The City implemented GASB Statement No. 84 in 2019, recording a change in accounting principle that increased restricted net position. Prior year balances were not restated. (142) 2014 2015 2016 2017 2018 2019 6,051,985$ 5,893,261$ 8,028,316$ 4,579,478$ 7,203,308$ 7,902,490$ 11,807,183 12,236,411 16,369,670 14,250,572 14,141,045 14,927,426 14,776,390 15,365,976 17,711,240 18,944,454 22,336,416 21,015,480 5,202,168 5,762,890 5,626,149 6,645,057 6,661,852 7,178,164 3,665,421 3,296,665 3,930,168 3,268,426 3,468,814 3,332,465 41,503,147 42,555,203 51,665,543 47,687,987 53,811,435 54,356,025 3,219,644 3,730,342 4,094,298 4,348,910 5,584,036 6,506,302 660,910 926,168 954,395 934,444 1,059,236 838,664 5,280,338 8,311,017 8,401,512 7,081,317 6,792,249 9,166,886 2,808,885 3,699,025 3,685,202 2,369,615 2,455,851 4,098,580 5,399 7,132 772,998 68,095 23,772 97,964 825,434 980,310 989,342 1,061,252 1,149,691 1,168,857 3,665,373 4,145,806 4,942,834 1,382,380 4,313,934 3,142,430 66,575 186,118 91,869 55,300 11,422 204,737 2,762,609 77,006 138,593 62,101 61,193 116,750 - - 8,500 - - - 6,892,230 12,702,266 23,604,519 13,018,689 9,183,039 21,234,628 436,107 1,004,480 2,932,612 182,387 194,327 112,725 26,623,504 35,769,670 50,616,674 30,564,490 30,828,750 46,688,523 (64,333) (2,078,781) (3,022,427) (100,372) (1,534,307) (1,181,474) (10,320,839) (10,329,933) (14,417,433) (12,254,876) (11,932,118) (12,919,905) 1,061,551 9,793,113 19,237,625 2,537,932 (2,047,194) 12,528,464 (1,890,601) (873,267) 1,083,534 (4,037,755) (4,000,252) (2,762,122) (3,665,421) (3,296,665) (3,930,168) (3,268,426) (3,468,814) (3,332,465) (14,879,643) (6,785,533) (1,048,869) (17,123,497) (22,982,685) (7,667,502) 24,465,333 25,338,778 26,173,822 27,317,169 28,641,302 30,897,445 552,444 368,232 388,672 597,513 907,138 2,769,074 - - - - - - 1,565,481 (1,549,881) (6,978,829) (2,824,210) (492,418) 1,162,124 26,583,258 24,157,129 19,583,665 25,090,472 29,056,022 34,828,643 11,703,615$ 17,371,596$ 18,534,796$ 7,966,975$ 6,073,337$ 27,161,141$ (2) (3) (4) CITY OF LAKEVILLE CHANGES IN NET POSITION BY COMPONENT – BUSINESS-TYPE ACTIVITIES LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (143) 2010 2011 2012 2013 Expenses: Liquor 13,575,521$ 13,265,645$ 13,773,286$ 13,906,263$ Utility 9,903,296 10,401,650 10,365,651 10,863,625 Total expenses 23,478,817 23,667,295 24,138,937 24,769,888 Program Revenues: Charges for Services: Liquor 14,763,552 14,373,261 15,220,064 15,381,124 Utility 7,432,391 8,866,345 9,542,284 9,126,838 Operating Grants and Contributions Liquor 3,762 3,762 3,762 3,762 Utility 3,264 59,707 103,525 69,968 Capital Grants and Contributions Liquor 17,050 - - - Utility 999,716 1,129,764 2,903,043 3,414,738 Total program revenues 23,219,735 24,432,839 27,772,678 27,996,430 Net Revenue (Expense): Liquor 1,208,843 1,111,378 1,450,540 1,478,623 Utility (1,467,925) (345,834) 2,183,201 1,747,919 Total net (expense) revenue (259,082) 765,544 3,633,741 3,226,542 General Revenues and Other Changes in Net Position: Investment income (charges)150,632 130,403 78,611 (42,114) Disposal of capital assets - - - - Transfers in (out)(613,780) (2,692,671) (3,101,350) (2,094,059) Total general revenues and other (net)(463,148) (2,562,268) (3,022,739) (2,136,173) Change in Net Position: Business-type Activities (722,230)$ (1,796,724)$ 611,002$ 1,090,369$ (1) Notes: (1) The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. (2) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (3) The City implemented GASB Statement No. 75 in 2018, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (144) 2014 2015 2016 2017 2018 2019 13,577,019$ 12,852,980$ 13,268,419$ 13,638,043$ 14,234,337$ 15,267,133$ 11,462,552 11,946,778 13,558,839 14,138,885 14,815,914 16,386,516 25,039,571 24,799,758 26,827,258 27,776,928 29,050,251 31,653,649 14,883,858 13,611,294 14,130,830 14,583,514 15,276,433 16,288,986 9,296,118 9,216,463 10,692,185 12,585,450 13,613,145 14,215,952 3,762 3,762 3,762 6,716 13,421 6,453 112,181 85,754 111,572 166,227 51,035 643,919 - - - - - - 4,252,192 6,009,075 8,973,280 4,791,313 4,075,854 7,240,758 28,548,111 28,926,348 33,911,629 32,133,220 33,029,888 38,396,068 1,310,601 762,076 866,173 952,187 1,055,517 1,028,306 2,197,939 3,364,514 6,218,198 3,404,105 2,924,120 5,714,113 3,508,540 4,126,590 7,084,371 4,356,292 3,979,637 6,742,419 150,310 52,461 71,109 91,472 160,165 459,651 - - - - 1,601,334 - (1,565,481) 1,549,881 6,978,829 2,824,210 492,418 (1,162,124) (1,415,171) 1,602,342 7,049,938 2,915,682 2,253,917 (702,473) 2,093,369$ 5,728,932$ 14,134,309$ 7,271,974$ 6,233,554$ 6,039,946$ (2) (3) (4) CITY OF LAKEVILLE CHANGES IN NET POSITION BY COMPONENT – TOTAL GOVERNMENTAL AND BUSINESS-TYPE ACTIVITIES LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) (145) 2010 2011 2012 2013 Expenses: Governmental activities 36,820,083$ 39,160,975$ 35,587,094$ 37,408,149$ Business-type activities 23,478,817 23,667,295 24,138,937 24,769,888 Total expenses 60,298,900 62,828,270 59,726,031 62,178,037 Program Revenues: Governmental activities 11,645,811 11,996,411 17,414,359 20,621,714 Business-type activities 23,219,735 24,432,839 27,772,678 27,996,430 Total program revenues 34,865,546 36,429,250 45,187,037 48,618,144 Net Revenue (Expense): Governmental activities (25,174,272) (27,164,564) (18,172,735) (16,786,435) Business-type activities (259,082) 765,544 3,633,741 3,226,542 Total net (expense) revenue (25,433,354) (26,399,020) (14,538,994) (13,559,893) General Revenues and Other Changes in Net Position: Governmental activities 25,323,125 27,180,441 27,713,504 26,013,078 Business-type activities (463,148) (2,562,268) (3,022,739) (2,136,173) Total general revenues and other (net) 24,859,977 24,618,173 24,690,765 23,876,905 Change in Net Position: Governmental activities 148,853 15,877 9,540,769 9,226,643 Business-type activities (722,230) (1,796,724) 611,002 1,090,369 Total change in net position (573,377)$ (1,780,847)$ 10,151,771$ 10,317,012$ (1) Note: (1) The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. (2) The City implemented GASB Statement No. 68 in 2015, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (3) The City implemented GASB Statement No. 75 in 2018, recording a change in accounting principle that decreased unrestricted net position. Prior year balances were not restated. (4) The City implemented GASB Statement No. 84 in 2019, recording a change in accounting principle that increased restricted net position. Prior year balances were not restated. (146) 2014 2015 2016 2017 2018 2019 41,503,147$ 42,555,203$ 51,665,543$ 47,687,987$ 53,811,435$ 54,356,025$ 25,039,571 24,799,758 26,827,258 27,776,928 29,050,251 31,653,649 66,542,718 67,354,961 78,492,801 75,464,915 82,861,686 86,009,674 26,623,504 35,769,670 50,616,674 30,564,490 30,828,750 46,688,523 28,548,111 28,926,348 33,911,629 32,133,220 33,029,888 38,396,068 55,171,615 64,696,018 84,528,303 62,697,710 63,858,638 85,084,591 (14,879,643) (6,785,533) (1,048,869) (17,123,497) (22,982,685) (7,667,502) 3,508,540 4,126,590 7,084,371 4,356,292 3,979,637 6,742,419 (11,371,103) (2,658,943) 6,035,502 (12,767,205) (19,003,048) (925,083) 26,583,258 24,157,129 19,583,665 25,090,472 29,056,022 34,828,643 (1,415,171) 1,602,342 7,049,938 2,915,682 2,253,917 (702,473) 25,168,087 25,759,471 26,633,603 28,006,154 31,309,939 34,126,170 11,703,615 17,371,596 18,534,796 7,966,975 6,073,337 27,161,141 2,093,369 5,728,932 14,134,309 7,271,974 6,233,554 6,039,946 13,796,984$ 23,100,528$ 32,669,105$ 15,238,949$ 12,306,891$ 33,201,087$ (2) (3) (4) CITY OF LAKEVILLE FUND BALANCES – GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) (147) 2010 2011 2012 2013 General Fund: Reserved 10,726$ -$ -$ -$ Unreserved 9,385,202 - - - Nonspendable - 384,329 256,476 126,014 Restricted - - - - Committed - - - 45,000 Assigned - 519,146 620,725 - Unassigned - 9,644,863 10,614,574 9,495,546 Total general fund 9,395,928 10,548,338 11,491,775 9,666,560 All Other Governmental Funds: Reserved 11,060,144 - - - Unreserved, Reported in: Special Revenue Funds 1,444,846 - - - Capital Project Funds 15,384,343 - - - Nonspendable - 75 - - Restricted - 14,744,057 38,587,037 38,716,666 Committed - 9,989,221 11,861,800 16,620,820 Unassigned - (112,102) (233,910) (221,630) Total all other governmental funds 27,889,333 24,621,251 50,214,927 55,115,856 Total Governmental Funds: Reserved 11,070,870 - - - Unreserved, Reported in:26,214,391 - - - Nonspendable - 384,404 256,476 126,014 Restricted - 14,744,057 38,587,037 38,716,666 Committed - 9,989,221 11,861,800 16,665,820 Assigned - 519,146 620,725 - Unassigned - 9,532,761 10,380,664 9,273,916 Total governmental funds 37,285,261$ 35,169,589$ 61,706,702$ 64,782,416$ All governmental funds percentage change 23.3% -5.7% 75.5% 5.0% Note: The implementation of Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Type Definitions, in fiscal year 2011, resulted in significant change in the City's fund balance classifications. Information prior to 2011 has not been restated. (148) 2014 2015 2016 2017 2018 2019 -$ -$ -$ -$ -$ -$ - - - - - - 221,704 447,284 695,830 914,375 876,394 748,231 - - - - - 175,590 45,000 45,000 - - - 100,000 - - 1,478,522 741,864 705,500 749,675 10,805,065 11,882,644 12,902,148 13,613,203 14,011,567 15,429,752 11,071,769 12,374,928 15,076,500 15,269,442 15,593,461 17,203,248 - - - - - - - - - - - - - - - - - - 169 - - - 11,630 - 44,319,872 35,659,756 37,947,697 29,887,820 25,773,762 36,333,665 17,154,096 17,937,431 21,651,118 26,519,559 30,327,238 36,071,889 (632,035) (3,492,389) (726,681) (876,594) (415,577) (428,702) 60,842,102 50,104,798 58,872,134 55,530,785 55,697,053 71,976,852 - - - - - - - - - - - - 221,873 447,284 695,830 914,375 888,024 748,231 44,319,872 35,659,756 37,947,697 29,887,820 25,773,762 36,509,255 17,199,096 17,982,431 21,651,118 26,519,559 30,327,238 36,171,889 - - 1,478,522 741,864 705,500 749,675 10,173,030 8,390,255 12,175,467 12,736,609 13,595,990 15,001,050 71,913,871$ 62,479,726$ 73,948,634$ 70,800,227$ 71,290,514$ 89,180,100$ 11.0% -13.1% 18.4% -4.3% 0.7% 25.1% CITY OF LAKEVILLE CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) (149) 2010 2011 2012 2013 Revenues: Property taxes and tax increment 24,435,538$ 24,057,622$ 24,453,849$ 23,981,375$ Licenses and permits 1,565,028 1,820,408 2,429,951 2,727,494 Intergovernmental 4,242,195 2,622,487 2,291,376 3,534,512 Charges for services 4,002,246 3,938,204 5,833,776 6,925,867 Special assessments 573,301 622,799 1,132,126 1,143,349 Investment income (charges) 337,788 270,378 174,358 (28,008) Donations 155,477 269,762 207,391 265,953 Miscellaneous 732,816 731,763 871,798 885,323 Total Revenues 36,044,389 34,333,423 37,394,625 39,435,865 Expenditures: General government 4,687,662 4,493,368 4,572,777 4,774,775 Public safety 9,337,884 9,755,251 9,844,232 10,113,958 Public works 3,593,862 3,019,293 3,245,103 3,766,665 Parks and recreation 3,038,433 3,047,906 3,050,782 3,206,004 Capital outlay 4,611,659 10,345,908 12,413,360 12,523,103 Debt Service: Principal retirement 7,337,338 7,689,182 7,642,027 5,825,000 Interest on debt 3,945,265 3,633,285 3,358,324 3,948,740 Fiscal charges 61,222 78,143 173,072 26,351 Total Expenditures 36,613,325 42,062,336 44,299,677 44,184,596 Excess (Deficiency) of Revenues Over (Under) Expenditures (568,936) (7,728,913) (6,905,052) (4,748,731) Other Financing Sources (Uses): Transfers in 5,740,982 5,324,043 6,699,447 7,094,079 Transfers out (5,046,945) (2,524,276) (2,839,332) (4,857,921) Bond, note, loan and lease proceeds 2,680,000 4,265,000 29,255,000 4,685,000 Payment on refunded bonds called (7,955,000) - (1,830,000) - Premium on bonds issued 99,322 - 1,957,050 78,287 Sale of capital assets 540,067 - 200,000 825,000 Total Other Financing Sources (Uses) (3,941,574) 7,064,767 33,442,165 7,824,445 Net Change in Fund Balances (4,510,510)$ (664,146)$ 26,537,113$ 3,075,714$ Debt Service as a Percentage of Noncapital Expenditures 32.9% 31.6% 32.2% 28.6% Note: The City has no taxes other than property taxes and tax increment. (150) 2014 2015 2016 2017 2018 2019 24,524,709$ 25,215,734$ 26,131,569$ 27,401,195$ 28,612,384$ 30,855,832$ 2,836,555 3,325,293 3,706,567 3,988,189 3,899,604 4,492,109 4,979,156 5,232,193 9,043,356 3,771,886 5,090,762 8,901,495 8,405,492 12,443,152 13,289,708 10,016,017 11,828,549 15,046,177 1,636,267 1,736,905 2,308,223 2,812,587 3,139,103 3,683,354 548,842 366,555 387,604 597,513 907,138 2,769,074 242,627 356,446 550,255 238,383 309,970 211,969 3,411,579 1,155,073 2,828,177 846,035 835,986 861,800 46,585,227 49,831,351 58,245,459 49,671,805 54,623,496 66,821,810 5,690,230 5,226,864 5,783,013 6,424,260 6,656,824 7,028,626 10,305,450 10,892,071 11,513,170 12,775,807 13,061,572 13,496,719 3,805,470 3,856,984 4,245,072 9,786,321 4,741,200 4,802,149 3,330,488 3,532,376 3,497,041 5,222,503 3,998,735 4,178,410 21,420,875 31,649,447 37,938,823 11,995,449 25,065,276 20,906,745 5,995,000 7,385,000 5,935,000 6,885,000 10,420,000 8,920,000 3,700,590 3,735,120 3,970,010 3,881,179 3,948,999 3,877,764 176,789 33,071 327,052 129,158 96,729 44,429 54,424,892 66,310,933 73,209,181 57,099,677 67,989,335 63,254,842 (7,839,665) (16,479,582) (14,963,722) (7,427,872) (13,365,839) 3,566,968 3,489,225 6,883,879 5,179,668 8,355,474 6,038,479 5,120,699 (1,644,624) (4,928,951) (3,222,237) (6,661,840) (4,167,132) (2,980,605) 21,180,000 16,545,000 31,075,000 11,987,171 13,805,000 6,295,000 (10,035,000) (12,460,000) (9,535,000) (11,368,146) (3,320,000) - 1,981,519 1,005,509 2,626,731 1,309,907 1,005,336 1,065,624 - - - 516,380 530,734 107,645 14,971,120 7,045,437 26,124,162 4,138,946 13,892,417 9,608,363 7,131,455$ (9,434,145)$ 11,160,440$ (3,288,926)$ 526,578$ 13,175,331$ 25.3% 25.6% 19.6% 22.6% 26.9% 25.7% CITY OF LAKEVILLE TAX CAPACITY VALUATION AND ASSESSOR’S TAXABLE MARKET VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (151) Fiscal Year 2010 2011 2012 Taxable Net Tax Capacity Valuation of Taxable Property Tax capacity value 65,235,789$ 61,005,594$ 57,583,990$ Less: Captured tax increment tax capacity (1,998,923) (904,389) (862,243) Contributions to fiscal disparities pool (5,623,626) (5,845,456) (5,591,597) Plus: Distribution from fiscal disparities pool 7,429,875 7,807,412 7,194,884 Total taxable net tax capacity 65,043,115$ 62,063,161$ 58,325,034$ Taxable Net Tax Capacity Valuation by Class of Property Homestead residential 48,558,421$ 44,951,025$ 41,780,807$ Commercial/industrial, public utility, and personal property 14,626,593 15,226,802 14,711,893 Non-homestead residential/apartments 1,127,962 1,271,776 1,265,526 Agriculture and seasonal/recreational 730,139 613,558 566,808 Total taxable net tax capacity 65,043,115$ 62,063,161$ 58,325,034$ Assessor’s taxable market valuation 5,736,602,200$ 5,356,855,900$ 5,030,003,164$ Taxable net tax capacity as a percentage of assessor's taxable market value 1.134%1.159%1.160% Direct tax capacity rate 36.624%38.250%39.051% Notes: Taxes are determined by multiplying the taxable net tax capacity by the direct tax capacity rate as expressed as a percentage. The foregoing direct tax capacity rates do not reflect reductions for state property tax credits. Source: Dakota County Auditor and Treasurer’s Office. (152) 2013 2014 2015 2016 2017 2018 2019 54,853,225$ 57,174,306$ 62,811,855$ 65,634,896$ 69,887,094$ 75,422,344$ 82,737,259$ (863,946) (861,019) (446,760) (497,171) (596,348) (609,048) (774,382) (5,494,207) (5,439,491) (5,481,001) (5,411,614) (5,524,685) (5,828,030) (6,190,357) 6,825,229 6,316,073 6,323,361 6,635,572 7,139,972 7,672,379 8,151,580 55,320,301$ 57,189,869$ 63,207,455$ 66,361,683$ 70,906,033$ 76,657,645$ 83,924,100$ 38,983,401$ 41,029,548$ 46,374,248$ 49,048,168$ 52,427,026$ 57,017,144$ 63,032,149$ 14,351,101 13,833,973 14,223,709 14,754,095 15,842,447 16,870,980 17,893,911 1,311,388 1,468,225 1,629,527 1,656,581 1,736,856 1,938,329 2,206,240 674,411 858,123 979,971 902,839 899,704 831,192 791,800 55,320,301$ 57,189,869$ 63,207,455$ 66,361,683$ 70,906,033$ 76,657,645$ 83,924,100$ 4,767,475,321$ 4,995,818,217$ 5,553,395,148$ 5,825,279,418$ 6,201,221,856$ 6,702,242,762$ 7,374,033,988$ 1.160%1.145%1.138%1.139%1.143%1.144%1.138% 41.234%40.696%38.948%38.669%37.510%36.419%35.607% CITY OF LAKEVILLE PROPERTY TAX RATES – DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS (153) Operating Debt Service Total Debt Service 2010 28.066% 8.558% 36.624% 0.00738% 27.269% 0.00501% 192 53.452% 0.14742% 4.987% 122.332% 0.15981% 194 27.714% 0.18363% 96.594% 0.19602% 196 25.391% 0.22268% 94.271% 0.23507% 2011 30.904% 7.346% 38.250% 0.00803% 29.149% 0.00537% 192 52.157% 0.14558% 5.199% 124.755% 0.15898% 194 32.138% 0.19241% 104.736% 0.20581% 196 26.959% 0.22601% 99.557% 0.23941% 2012 31.122% 7.929% 39.051% 0.00784% 31.426% 0.00551% 192 55.308% 0.14005% 5.562% 131.347% 0.15340% 194 32.061% 0.18932% 108.100% 0.20267% 196 28.440% 0.22131% 104.479% 0.23466% 2013 32.206% 9.028% 41.234% 0.00843% 33.421% - 192 57.226% 0.15065% 5.884% 137.765% 0.15908% 194 33.535% 0.19955% 114.074% 0.20798% 196 27.956% 0.23542% 108.495% 0.24385% 2014 32.045% 8.651% 40.696% 0.00678% 31.827% - 192 56.326% 0.11117% 5.538% 134.387% 0.11795% 194 33.048% 0.25954% 111.109% 0.26632% 196 27.606% 0.25809% 105.667% 0.26487% 2015 30.605% 8.343% 38.948% - 29.633% - 192 53.474% 0.11550% 5.033% 127.088% 0.11550% 194 31.459% 0.24871% 105.073% 0.24871% 196 23.271% 0.25484% 96.885% 0.25484% 2016 30.455% 8.214% 38.669% - 28.570% - 192 57.584% 0.19065% 5.063% 129.886% 0.19065% 194 35.319% 0.27898% 107.621% 0.27898% 196 24.317% 0.26999% 96.619% 0.26999% 2017 29.342% 8.168% 37.510% - 28.004% - 192 54.269% 0.18481% 4.907% 124.690% 0.18481% 194 32.914% 0.25441% 103.335% 0.25441% 196 23.336% 0.27380% 93.757% 0.27380% 2018 29.305% 7.114% 36.419% - 26.580% - 192 52.825% 0.18495% 4.307% 120.131% 0.18495% 194 32.992% 0.26835% 100.298% 0.26835% 196 21.352% 0.26715% 88.658% 0.26715% 2019 27.192% 8.415% 35.607% - 25.386% - 192 51.401% 0.18968% 4.227% 116.621% 0.18968% 194 32.535% 0.26992% 97.755% 0.26992% 196 20.613% 0.26162% 85.833% 0.26162% Notes: Taxes are determined by multiplying the taxable net tax capacity by the tax capacity rate and market valued based rate expressed as a percentage. The foregoing tax capacity rates do not reflect reductions for state property tax credits. Special Districts include: Metropolitan Mosquito Control, Metropolitan Council, Metropolitan Transit District, Dakota County Community Development Agency, Light Rail Authority, and Vermillion River Watershed District. Source: Dakota County Auditor and Treasurer’s Office. Fiscal Year Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value-based) General Levy (Tax Capacity- based) Referendum Levy (Market Value- based) Ind. School District Overlapping Rates City of Lakeville Total Direct and Direct Rates Dakota County School District Overlapping Rates Special Districts Levy (Tax Capacity- based) Tax Capacity - based Market Value- based General Levy (Tax Capacity-based) CITY OF LAKEVILLE PRINCIPAL PROPERTY TAXPAYERS FISCAL YEARS ENDED DECEMBER 31, 2019 AND DECEMBER 31, 2010 (154) Percentage Percentage Taxable of Taxable Taxable of Taxable Tax Tax Tax Tax Capacity Capacity Capacity Capacity Principal Property Taxpayer Type of Business Value Rank Value Value Rank Value Minnegasco, Inc. Utility 469,086$ 1 0.6% Southfork Apartments LLC Apartments 453,999 2 0.5% 191,100$ 9 0.3% Dakota Electric Association Utility 404,454 3 0.5% 310,076 3 0.5% Lakeville 2004, LLC Commercial 321,488 4 0.4% 333,532 1 0.5% Inland Argonne Village, LLC Retail 295,896 5 0.4% 259,673 4 0.4% Fulford Group, LLC Agriculture 291,324 6 0.4% Heritage Commons, LLC Retail 274,908 7 0.3% 327,592 2 0.5% Hy-Vee Inc. Commercial 273,790 8 0.3% Walker Highview Hills, LLC Apartments 264,041 9 0.3% 220,599 8 0.3% Xcel Energy Utility 255,582 10 0.3% Target Corporation Retail 256,414 5 0.4% LFT Real Estate Company Inc. Real Estate 248,628 6 0.4% FR/CAL Interstate South LLC Real Estate 226,950 7 0.3% Muller Family Theaters of Lakeville Commercial 190,496 10 0.3% Total principal taxpayers 3,304,568 4.0% 2,565,060 3.9% All other taxpayers 79,432,691 96.0%62,670,729 96.1% Total City of Lakeville taxpayers 82,737,259$ 100.0%65,235,789$ 100.0% Source: Dakota County Auditor and Treasurer’s Office. 2019 2010 CITY OF LAKEVILLE PROPERTY TAX LEVY AND COLLECTIONS LAST TEN FISCAL YEARS (155) Percentage of Total Total Tax Collection Collections Fiscal Levy for of Prior Total To Tax Levy Year Fiscal Year (2)Amount (3)Percent Year Levy (4)Collections Certified 2010 (1) 24,041,653$ 22,982,110$ 95.59% 261,764$ 23,243,874$ 96.68% 2011 (1) 24,036,652 22,837,484 95.01% 346,739 23,184,223 96.45% 2012 23,126,960 23,050,840 99.67% (5,927) 23,044,913 99.65% 2013 23,079,185 22,848,820 99.00% 230,365 23,079,185 100.00% 2014 23,657,996 23,541,510 99.51% 116,486 23,657,996 100.00% 2015 24,728,549 24,568,028 99.35% 160,521 24,728,549 100.00% 2016 25,679,619 25,566,236 99.56% 113,383 25,679,619 100.00% 2017 26,679,614 26,534,636 99.46% 135,882 26,670,518 99.97% 2018 28,001,550 27,857,045 99.48% 144,505 28,001,550 100.00% 2019 29,948,890 29,815,159 99.55% - 29,815,159 99.55% Notes (1) The State of Minnesota unalloted state aid for property tax relief - Market Value Homestead Credit (MVHC) in the fiscal years as follows: As a MVHC Percentage Loss of Tax Levy Fiscal Year Amount Certified 2010 731,494$ 3.04% 2011 835,005$ 3.61% 2012 -$ - 2013 -$ - 2014 -$ - 2015 -$ - 2016 -$ - 2017 -$ - 2018 -$ - 2019 -$ - (2) Total levy is net of current year cancellations and abatements. (3) Total tax levy and current tax collections include state paid credits. (4) Includes county adjustments for prior year over collections, cancellations, and abatements. Collection of Current Year's Levy CITY OF LAKEVILLE RATIO OF TOTAL DEBT BY TYPE LAST TEN FISCAL YEARS (156) Business-type Total General Metropolitan Activity Total Outstanding Fiscal Obligation Other Capital Council Revenue Outstanding Population Debt Year Bonds Bonds Leases Loan Bond Debt (1)Per Capita 2010 79,746,332$ 10,821,019$ 104,752$ 1,466,300$ 3,714,661$ 95,853,064$ 55,954$ 3.8 1,713$ 2011 76,815,712 10,539,074 97,027 1,159,843 3,568,128 92,179,784 56,534 3.5 1,631 2012 100,480,497 8,572,129 - 1,159,843 3,416,595 113,629,064 57,048 4.0 1,992 2013 99,408,395 8,360,184 - 1,159,843 3,255,062 112,183,484 57,789 3.8 1,941 2014 106,516,778 8,133,239 - 1,159,843 3,088,529 118,898,389 59,361 3.8 2,003 2015 104,062,522 7,886,294 - 1,159,843 2,911,996 116,020,655 59,991 3.6 1,934 2016 121,958,354 7,781,645 - 1,159,843 9,952,577 140,852,419 60,965 4.2 2,310 2017 113,666,228 9,672,448 - 1,897,014 8,258,468 133,494,158 61,993 3.7 2,153 2018 112,553,287 9,273,251 - 1,897,014 8,571,877 132,295,429 64,334 3.4 2,056 2019 111,718,611 8,654,054 - 1,897,014 8,876,565 131,146,244 65,831 N/A 1,992 Source: (1) Metropolitan Council as of April 1 (except for 2010 Federal Census). (2) See Demographic and Economic Statistics page. N/A - Not available. Governmental Activities Income (2) Personal % of CITY OF LAKEVILLE RATIO OF NET BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (157) Percentage Net Gross Debt Payable Debt Service Net Taxable of Net Bonded Bonded Fiscal Bonded From Other Monies Bonded Net Tax Debt to Taxable (3)Debt Year Debt Sources (1)Available (2)Debt Capacity Net Tax Capacity Population Per Capita 2010 79,746,332$ 29,460,000$ 6,527,316$ 43,759,016$ 65,043,115$ 67.28% 55,954 782$ 2011 76,815,712 28,305,000 5,663,237 42,847,475 62,063,161 69.04% 56,534 758 2012 100,480,497 29,550,000 29,084,558 41,845,939 58,325,034 71.75% 57,048 734 2013 99,408,395 30,710,000 28,416,302 40,282,093 55,320,301 72.82% 57,789 697 2014 106,516,778 35,640,000 31,852,035 39,024,743 57,189,869 68.24% 59,361 657 2015 104,062,522 44,340,000 18,541,682 41,180,840 63,207,455 65.15% 59,991 686 2016 121,958,354 64,845,000 15,928,687 41,184,667 66,361,683 62.06% 60,965 676 2017 123,338,676 67,940,000 6,261,464 49,137,212 70,906,033 69.30% 61,993 793 2018 121,826,538 70,660,000 4,128,788 47,037,750 76,657,645 61.36% 64,334 731 2019 120,372,665 71,840,000 4,239,541 44,293,124 83,924,100 52.78% 65,831 673 Source: (1) G.O. Improvement bonds, tax increment bonds, State-aid street revenue bonds, water connection revenue bonds, and arena revenue bonds. (2) Debt service monies available include amounts restricted in the debt service funds repaying the related debt. We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bonds are being held in escrow, as those resources are not included in the governmental activities net position restricted for debt service due to conversion for full accrual accounting. (3) Metropolitan Council as of April 1, except for 2010 (Federal Census). CITY OF LAKEVILLE DIRECT AND OVERLAPPING GOVERNMENTAL DEBT AS OF DECEMBER 31, 2019 (158) Debt Applicable to Taxable Debt Net Tax Capacity in the City Governmental Unit Outstanding (2)Percentage (2)Amount Overlapping Debt (1) Independent School District #194 114,301,513$ 70.60% 80,696,868$ Independent School District #192 172,005,000 18.70% 32,164,935 Independent School District #196 143,850,000 7.00% 10,069,500 Special District Metropolitan Council 267,860,000 3.10%4,536,200 127,467,503 Direct Debt City of Lakeville bonded debt 120,372,665 100.00%120,372,665 247,840,168$ Source: Debt figures and applicable percentages for other than the City of Lakeville are provided by the City’s fiscal consultant Springsted. Notes: (1) (2) Total overlapping debt Total direct and overlapping debt The percentage of overlapping debt applicable is estimated using taxable property market values. Applicable percentages were estimated by determining the portion of the county’s taxable market value that is within the City’s boundaries and dividing it by the county’s total taxable market value. Overlapping governments are those that coincide, at least in part, with the geographical boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the government’s ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. CITY OF LAKEVILLE LEGAL DEBT MARGIN LAST TEN FISCAL YEARS (159) Net Bonded Assessor’s Net Bonded Debt Applicable Taxable Debt Legal to Debt Limit as Fiscal Market Legal Applicable to Debt a Percentage of Year Valuation Debt Limit Debt Limit Margin Legal Debt Limit 2010 5,736,602,200$ 172,098,066$ 57,282,684$ 114,815,382$ 33.28% 2011 5,356,855,900 160,705,677 45,546,763 115,158,914 28.34% 2012 5,030,003,164 150,900,095 42,575,442 108,324,653 28.21% 2013 4,767,475,321 143,024,260 40,993,698 102,030,562 28.66% 2014 4,995,818,217 149,874,547 37,837,965 112,036,582 25.25% 2015 5,553,395,148 166,601,854 36,323,318 130,278,536 21.80% 2016 5,825,279,418 174,758,383 34,776,313 139,982,070 19.90% 2017 6,201,221,856 186,036,656 32,593,536 153,443,120 17.52% 2018 6,702,242,762 201,067,283 32,676,212 168,391,071 16.25% 2019 7,374,033,988 221,221,020 30,120,459 191,100,561 13.62% Legal Debt Margin Calculation:Fiscal Year 2019 Assessor’s taxable market valuation 7,374,033,988$ Legal debt limit: 3% of Assessor’s taxable market valuation 221,221,020$ Amount of debt applicable to legal debt limit: Gross bonded debt 120,125,000$ Less debt payable from sources other than taxes: G.O. Improvement bonds 59,155,000$ Tax increment bonds 770,000 State-aid street revenue bonds 4,685,000 Water connection revenue bonds 7,230,000 HRA lease revenue 5,870,000 Water revenue bonds 7,365,000 Street Light revenue bonds 305,000 Sewer revenue bonds 385,000 (85,765,000) Debt payable from taxes 34,360,000 Less debt service monies available to pay principal and interest (4,239,541) Net bonded debt applicable to debt limit 30,120,459 30,120,459 Legal debt margin 191,100,561$ Note: Minnesota Statutes § 475.53, Subdivision 1, No municipality, except a school district or a city of the first class, shall incur or be subject to a net debt in excess of three percent of the taxable market value of taxable property in the municipality for years 2008 and beyond. Source: Dakota County Auditor and Treasurer’s Office. CITY OF LAKEVILLE PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS (160) Net Revenue Available Fiscal Gross (1)Operating For Debt Times Year Revenues Expenses Service Principal Interest Total Coverage 2010 7,380,163$ 4,749,304$ 2,630,859$ 1,685,000$ 998,751$ 2,683,751$ 0.98 2011 8,146,497 4,307,467 3,839,030 1,635,000 937,952 2,572,952 1.49 2012 9,608,620 4,296,022 5,312,598 3,115,000 832,499 3,947,499 1.35 2013 9,425,862 4,549,736 4,876,126 1,395,000 731,755 2,126,755 2.29 2014 9,181,527 4,942,276 4,239,251 1,415,000 674,644 2,089,644 2.03 2015 9,283,053 4,948,633 4,334,420 2,670,000 594,489 3,264,489 1.33 2016 10,530,436 5,389,869 5,140,567 595,000 652,577 1,247,577 4.12 2017 12,234,365 5,193,095 7,041,270 1,005,000 690,010 1,695,010 4.15 2018 8,361,880 3,099,485 5,262,395 865,000 513,715 1,378,715 3.82 2019 8,610,576 3,156,154 5,454,422 895,000 478,105 1,373,105 3.97 Notes: (1) The primary revenue source for debt service includes water system connection charges, water system user fees, ice arena net operating revenue and contributions from one organization conducting lawful gambling at approved locations, and liquor fund gross profits. (2) Revenue bonds include water connection revenue, arena revenue, and liquor revenue. Requirements (2) CITY OF LAKEVILLE DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS (161) Percentage Personal Per Capita (1)Increase from Income (2)Personal Housing units Year Population Previous Year (in thousands)Income Single Multiple Total Valuation 2010 55,954 0.33% 2,519,161$ 45,022$ 138 2 140 38,718,000$ 2011 56,534 1.04% 2,617,468 46,299 122 8 130 39,251,000 2012 57,048 0.91% 2,843,672 49,847 280 12 292 87,495,000 2013 57,789 1.30% 2,929,151 50,687 374 24 398 126,096,000 2014 59,361 2.72% 3,097,279 52,177 319 29 348 115,496,000 2015 59,991 1.06% 3,222,117 53,710 366 54 420 125,929,000 2016 60,965 1.62% 3,351,551 54,975 403 62 465 139,008,000 2017 61,993 1.69% 3,573,153 57,638 487 44 531 160,520,000 2018 64,334 3.78% 3,901,921 60,651 478 49 527 159,251,000 2019 65,831 2.33% N/A N/A 556 64 620 180,622,000 Annual percentage increase average last ten fiscal years 1.68% Labor Unemployment Labor Unemployment State of United Year Force Rate Force Rate Minnesota States 2010 30,782 6.0% 230,247 6.6% 6.9% 9.4% 2011 31,237 4.8% 232,257 5.2% 5.7% 8.5% *2012 31,221 4.5% 231,902 4.9% 5.4% 7.6% *2013 32,879 3.6% 230,160 4.0% 4.6% 6.5% *2014 33,493 2.9% 231,538 3.2% 3.6% 5.4% *2015 33,876 2.7% 234,299 3.1% 3.7% 4.8% *2016 33,793 3.0% 232,091 3.4% 4.1% 4.5% *2017 34,911 2.5% 239,356 2.7% 3.3% 4.1% *2018 35,758 2.4% 240,195 2.7% 3.2% 3.7% *2019 36,610 2.7% 242,855 2.9% 3.5% 3.4% Source: (1) Metropolitan Council as of April 1 (except for 2010 Federal Census). (2) U.S. Department of Commerce Bureau of Economic Analysis as of December 31, 2019. * Not seasonally adjusted, information is not available. (3) City of Lakeville Inspections Department. N/A - Not available. Building Permits Issued Family Dwellings (3) Labor Force and Unemployment Rate (seasonally adjusted) (2) City of Lakeville Dakota County Rates CITY OF LAKEVILLE PRINCIPAL EMPLOYERS FISCAL YEARS ENDED DECEMBER 31, 2019 AND DECEMBER 31, 2010 (162) Principal Employer (1)Product/Service Employees Rank %Employees Rank % Independent School District #194 Elementary & secondary schools 1,211 1 3.3% 1,596 1 5.2% Hearthside Food Solutions Food service contractors 556 2 1.5% 750 2 2.4% Treehouse Brands Breakfast cereal products 550 3 1.5% 515 3 1.7% Schmitty & Sons School and charter bus service 454 4 1.2% Post Consumer Brands Cereal production 417 5 1.1% 200 7 0.6% BTD Manufacturing Metal manufacturing 359 6 1.0% Menasha Corporation Corrugated & solid fiber box mfg. 306 7 0.8% 194 8 0.6% City of Lakeville (2) City government 231 8 0.6% 201 6 0.7% FedEx Freight Ground distribution 228 9 0.6% Imperial Plastics, Inc Plastics material & resin mfg. 215 10 0.6% 285 5 0.9% Despatch Industries, Inc. Industrial furnace & oven mfg. 300 4 1.0% Image Trend Software development 141 9 0.5% Verified Credentials, Inc Security background services 106 10 0.3% Total principal employers 4,527 12.4% 4,288 13.9% All other employers 32,083 87.6% 26,494 86.1% Total City of Lakeville civilian labor force (3) 36,610 100.0% 30,782 100.0% Source: (1) Telephone survey of individual employers, 2019 (2) As of December 31, 2019 (full-time equivalent). (3) MN Department of Employment and Economic Development (DEED) as of December 31, 2019. 2019 2010 CITY OF LAKEVILLE COMMERCIAL AND INDUSTRIAL BUILDING PERMITS ISSUED YEARS 2019 AND 2018 (163) BUSINESS PRODUCT/SERVICE VALUATION (1) Park Nicollet Medical clinic 8,158,000$ U-Haul Storage facility 7,500,000 Hampton Inn & Suites Hotel 7,000,000 QA1 Automotive parts manufacturing 6,886,000 Schneiderman's Furniture Retail furniture store 5,100,000 Compeer Financial Financial services 4,700,000 Lee Lake Storage Storage Facility 4,203,000 Wings Financial Credit Union Financial services 2,700,000 Aldi Grocery store 2,100,000 Hy-Vee Fast & Fresh Gas & convenience store 1,500,000 Gliori Multi-tenant industrial building 1,400,000 Polytek Surface Coatings Floor coatings installation 1,358,000 O'Reillys Auto Parts Retail 932,000 Springs at Lakeville Rental townhomes 918,000 Advanced Oral Surgery Medical 850,000 Valvoline Oil Change Automotive 800,000 Reliable Mini Storage Self-storage facility 525,000 BUSINESS PRODUCT/SERVICE VALUATION (1) Recycle Minnesota (LSI) Recycling facility 2,487,000$ MotoPrimo Motorsports retail 2,290,000 HomeGoods Retail 1,373,000 HOBO Carwash chemical manufacture 1,205,000 Ridgecrest Lakeville Multi-tenant retail 900,000 YMCA Daycare & preschool 800,000 Northland Collision Auto repair 775,000 Coldwell Banker Burnet Real estate sales 700,000 SBF Commercial Holdings Event space 661,000 Miller Hartwig Insurance Insurance 644,000 Lakeville Liquor Commercial additions (2) 570,000 Gander Outdoors Outdoor retail 526,000 Menasha Packaging manufacturing 500,000 Notes: (1) Valuation excludes land and personal property. Source: City of Lakeville Inspections Department. NEW BUILDING PERMITS 2019 AND 2018 (in excess of $500,000) EXPANSION OR REMODEL BUILDING PERMITS 2019 AND 2018 (in excess of $500,000) CITY OF LAKEVILLE EMPLOYEES BY FUNCTION/PROGRAM (FULL-TIME EQUIVALENT) LAST TEN FISCAL YEARS (164) Function/Program 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 General government City administration 2.5 2.5 2.5 2.4 2.8 3.0 3.0 3.0 3.0 3.0 Communications 4.0 4.0 4.0 4.0 4.0 4.0 3.9 4.5 5.2 5.2 City clerk 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Finance 6.4 6.0 7.0 7.0 7.0 6.6 6.7 7.0 7.0 6.7 Information Technology 3.0 3.0 3.0 2.9 3.0 3.0 3.1 3.8 4.0 4.0 Human resources 2.8 2.8 2.8 2.8 2.8 3.2 4.0 4.0 4.0 4.0 Planning 3.0 3.0 3.0 2.8 3.5 3.5 3.5 4.2 4.5 4.5 Community and economic development 2.5 2.5 2.5 2.5 2.4 2.5 2.5 2.4 2.5 2.5 Protective inspection 8.0 8.0 7.0 7.0 7.0 7.6 8.0 8.4 9.0 9.1 General government buildings 3.0 3.0 3.0 3.0 3.0 3.0 4.6 5.5 6.0 6.2 Total general government 36.2 35.8 35.8 35.4 36.5 37.4 40.2 43.8 46.2 46.2 Public safety Police officers (sworn) 51.5 51.9 53.0 50.2 54.0 52.8 54.7 54.6 57.0 56.2 Police administration 10.8 11.3 12.2 11.5 11.8 12.5 13.4 14.8 13.1 13.6 Fire (excluding volunteer firefighters)4.6 4.6 4.6 4.6 4.6 5.3 5.5 5.4 5.6 5.6 Total public safety 66.9 67.8 69.8 66.3 70.4 70.6 73.6 74.8 75.7 75.4 Public works Engineering 9.0 6.8 7.0 6.0 6.0 6.4 6.6 7.6 7.3 7.5 Construction Services - - - - 2.0 3.9 3.7 3.3 4.0 4.3 Street maintenance 19.0 19.0 19.3 19.3 21.0 20.4 21.6 21.7 21.9 22.1 Total public works 28.0 25.8 26.3 25.3 29.0 30.7 31.9 32.6 33.2 33.9 Parks and recreation Park maintenance 15.0 15.0 15.0 15.0 15.0 14.8 14.0 15.1 16.4 16.0 Recreation 4.7 4.7 4.7 5.6 5.6 5.5 5.8 6.5 6.4 6.5 Arts center 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.6 3.8 3.7 Total parks and recreation 23.4 23.4 23.4 24.3 24.3 24.0 23.5 25.2 26.6 26.2 Total governmental activities 154.5 152.8 155.3 151.3 160.2 162.7 169.2 176.4 181.7 181.7 Liquor 25.7 25.8 25.7 24.9 26.3 24.4 25.3 26.1 26.0 26.1 Utility 18.0 20.0 20.0 20.0 21.0 21.6 21.3 23.1 24.3 23.4 Total business-type activities 43.7 45.8 45.7 44.9 47.3 46.0 46.6 49.2 50.3 49.5 Total employees 198.2 198.6 201.0 196.2 207.5 208.7 215.8 225.6 232.0 231.2 Source: City of Lakeville Human Resources Department. Note: Includes full-time equivalent for both full and part time employees and accounts for overtime. Seasonal employees are not included for purposes of this report. CITY OF LAKEVILLE OPERATING INDICATORS BY FUNCTION LAST TEN FISCAL YEARS (165) Function 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 General government Number of registered voters 32,617 N/A 32,200 N/A 36,571 N/A 41,124 N/A 41,693 N/A Number of final plats approved 10 12 14 15 16 23 19 20 25 16 Number of building permits issued 1,421 1,467 2,349 1,647 3,852 2,030 1,889 1,829 1,875 4,260 Valuation of building permits issued (in millions) 49$ 77$ 119$ 142$ 139$ 183$ 218$ 248$ 234$ 276$ Public safety Total calls for service 38,723 33,883 38,895 33,328 35,980 47,072 47,724 38,036 43,268 46,006 Traffic stops 12,310 9,210 11,426 8,251 10,531 17,681 18,239 15,680 18,412 18,700 Non-traffic related calls 26,413 24,673 27,469 25,077 25,449 29,391 29,485 22,356 24,856 27,306 Number of volunteer firefighters 74 83 77 79 80 83 85 86 82 88 Number of annual fire calls 1,189 1,262 1,208 1,062 1,103 1,192 1,347 1,477 1,500 1,694 Public works City street miles added 1.0 1.4 2.6 2.8 4.5 4.5 17.0 3.1 3.6 7.5 Parks and recreation Park acres mowed 427 429 429 430 430 430 430 430 430 430 Park facility reservations taken 661 655 717 888 958 1,024 742 551 562 580 Program activity registrations taken 8,369 9,051 9,850 9,310 9,627 9,231 8,141 6,294 6,490 7,510 Liquor Annual sales (in millions) 14.7$ 14.4$ 15.2$ 15.4$ 14.9$ 13.6$ 14.1$ 14.6$ 16.9$ 16.4$ Utility (in millions of gallons) Water (average daily consumption) 4.8 5.7 6.7 5.9 5.5 5.2 5.5 5.8 5.8 5.2 Sanitary sewer (1) 3.3 3.3 3.4 3.4 3.4 3.2 3.4 3.4 3.5 3.5 (average daily treatment) Notes: (1) Sewage is treated by the Metropolitan Council Environmental Services. N/A Indicates information is not available for this period at the printing of this report. Source: Various City of Lakeville Departments. CITY OF LAKEVILLE CAPITAL ASSET STATISTICS BY FUNCTION LAST TEN FISCAL YEARS (166) Function (1)2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Public safety Police stations 1 1 1 1 1 1 1 1 1 1 Fire stations 4 4 4 4 4 4 4 4 4 4 Public works City streets (miles) 259.0 260.0 261.4 264.0 266.8 271.3 288.3 291.4 295.0 302.5 Parks and recreation Acres of parks, conservation areas, and greenways 1,579 1,586 1,590 1,590 1,590 1,590 1,600 1,600 1,600 1,677 Parks 58595959595960606161 Conservation areas 18182020202020202020 Trails and sidewalks - paved (miles) 97 98 99 103 107 109 110 111 117 118 Ice rinks - outdoor (fully boarded) 11 11 11 11 11 11 11 11 11 11 Ice rinks - indoor 3 3 33333333 Fields (softball, soccer, baseball, football, Lacrosse) 96979797979696969797 Courts (basketball, volleyball, tennis, pickleball)39 38 38 38 38 38 38 43 43 43 Playgrounds 41424242434344444646 Swimming beaches 3333333332 Liquor Number of on-sale stores owned 2222222211 Number of on-sale stores leased 1111111122 Utility Water Water mains (miles) 311 313 313 321 321 321 321 346 350 358 Fire hydrants 3,386 3,434 3,434 3,572 3,572 3,572 3,572 3,818 3,885 3,969 Wells 17 17 17 17 17 17 18 18 19 19 Water Towers 5 5 5 5 5 5 5 6 6 6 Sanitary sewer Sanitary sewer mains (miles) 259 261 261 261 261 261 261 261 264 270 Sanitary sewer lift stations 19 19 19 20 20 20 20 20 20 20 Notes: (1) Indicators for general government functions are not available. Source: Various City of Lakeville Departments. CITY OF LAKEVILLE, MINNESOTA EXECUTIVE AUDIT SUMMARY YEAR ENDED DECEMBER 31, 2019 (1) CliftonLarsonAllen LLP CLAconnect.com June 5, 2020 To the City Council and Management City of Lakeville, Minnesota We have prepared this management report in conjunction with our audit of the City of Lakeville, Minnesota’s (the City) financial statements for the year ended December 31, 2019. The purpose of this report is to provide comments resulting from our audit process and to communicate information relevant to city finances in Minnesota. We have organized this report into the following sections: Audit Summary Governmental Funds Overview Enterprise Funds Overview Government-Wide Financial Statements Legislative Updates Accounting and Auditing Updates We would be pleased to further discuss any of the information contained in this report or any other concerns that you would like us to address. We would also like to express our thanks for the courtesy and assistance extended to us during the course of our audit. The purpose of this report is solely to provide those charged with governance of the City, management, and those who have responsibility for oversight of the financial reporting process comments resulting from our audit process and information relevant to city finances in Minnesota. Accordingly, this report is not suitable for any other purpose. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2020 (2) AUDIT SUMMARY The following is a summary of our audit work, key conclusions, and other information that we consider important or that is required to be communicated to the City Council, administration, or those charged with governance of the City. OUR RESPONSIBILITY UNDER AUDITING STANDARDS GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA AND GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2019, and the related notes to the financial statements. Professional standards require that we provide you with information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information to you verbally, in our Governance Communication Letter, and in our audit engagement letter. Professional standards also require that we communicate the following information related to our audit. PLANNED SCOPE AND TIMING OF THE AUDIT We performed the audit according to the planned scope and timing previously discussed and coordinated in order to obtain sufficient audit evidence and complete an effective audit. AUDIT OPINION AND FINDINGS Based on our audit of the City's financial statements for the year ended December 31, 2019:  We issued an unmodified opinion on the City's basic financial statements.  We reported no deficiencies in the City's internal control over financial reporting that we considered to be material weaknesses or significant deficiencies.  The results of our testing disclosed no instances of noncompliance required to be reported under Government Auditing Standards. Overall, we found the City’s financial records to be in excellent condition. This not only provides for an efficient year-end audit, but should also provide confidence in the interim financial data used to manage the City throughout the year. (3) GOVERNMENTAL FUNDS OVERVIEW This section of the report provides you with an overview of the financial trends and activities of the City’s governmental funds, which include the General, special revenue, debt service, and capital project funds. These funds are used to account for the basic services the City provides to all of its citizens, which are financed primarily with property taxes. The governmental fund information in the City’s financial statements focuses on budgetary compliance, and the sufficiency of each governmental fund’s current assets to finance its current liabilities. PROPERTY TAXES Minnesota cities rely heavily on local property tax levies to support their governmental fund activities. For the 2018 fiscal year, local ad valorem property tax levies provided 41.5 percent of the total governmental fund revenues for cities over 2,500 in population, and 36.7 percent for cities under 2,500 in population. Property tax levies certified by Minnesota cities for 2019 increased about 5.7 percent over 2018, compared to an increase of 5.6 percent the prior year. Levy limits were not in place for 2018 or 2019. The total market value of property in Minnesota cities increased about 7.1 percent for the 2019 levy year, following an increase of 5.3 percent for levy year 2018, an increase of 5.6 percent for 2017, an increase of 5.7 percent for 2016, an increase of 8.5 percent for 2015, and a four-year trend of declining market values for levy years 2010 through 2014. The City’s taxable market value increased 8.1 percent for taxes payable in 2018 and 10.0 percent for taxes payable in 2019. The following graph shows the City’s changes in taxable market value over the past 10 years plus 2020: Tax capacity is considered the actual base available for taxation. It is calculated by applying the state’s property classification system to each property’s market value. Each property classification, such as commercial or residential, has a different calculation and uses different rates. Consequently, a city’s total tax capacity will change at a different rate than its total market value, as tax capacity is affected by the proportion of the City’s tax base that is in each property classification from year-to-year, as well as (4) legislative changes to tax rates and exemptions. The City’s tax capacity increased 9.7 percent and 7.9 percent for taxes payable in 2019 and 2018, respectively. The following graph shows the City’s change in tax capacities over the past 10 years: 0.00% 5.00% 10.00% 15.00% 20.00% 25.00% 30.00% 35.00% 40.00% 45.00%  $‐  $10  $20  $30  $40  $50  $60  $70  $80  $90 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019MillionsTax Capacity vs. Tax  Rate (City Only) Local Net Tax Capacity Tax Rate Past reports included a comparison of property tax capacity rates between the City, seven-county metro area, and all cities state-wide average. The 2018 and 2019 comparison data was not available for the seven-county metro area nor all cities state-wide; therefore, the chart is not included this year. The following chart provides a comparison of the City’s 2019 tax capacity rate with other comparable cities: 21.105 25.920 31.521 33.020 33.177 34.746 34.943 35.227 35.952 35.607 39.603 40.045 44.474 53.537 0.000 10.000 20.000 30.000 40.000 50.000 60.000  $‐  $100  $200  $300  $400  $500  $600  $700  $800  $900  $1,000  $1,100  $1,200  $1,300  $1,400 Estimated City Property Taxes This chart is based on the City of Lakeville’s 2019 median home estimated market value of $304,500 and estimated taxable market value of $293,684. The City of Lakeville when compared to other local cities is right in the middle. This chart is an estimate of only the City’s portion of taxes and excludes other taxing jurisdictions (i.e. schools, county, special districts). (5) GOVERNMENTAL FUND BALANCES The following table summarizes the changes in the fund balances of the City’s governmental funds during the year ended December 31, 2019, presented both by fund balance classification and by fund: Increase 2019 2018 (Decrease) Fund Balances of Governmental Funds Total by Classification Nonspendable 748,231$              888,024$              (139,793)$              Restricted 36,509,255           25,773,762           10,735,493            Committed 36,171,889           30,327,238           5,844,651              Assigned 749,675                705,500                44,175                    Unassigned 15,001,050           13,595,990           1,405,060              Total governmental funds 89,180,100$         71,290,514$         17,889,586$          Total by Fund General 17,203,248$         15,696,442$         1,506,806$            G.O. Improvement Debt Service 12,656,863           10,602,818           2,054,045              Improvement Construction Capital Projects 6,714,974             1,754,599             4,960,375              Municipal State Aid Capital Projects 2,042,188             696,520                1,345,668              Nonmajor Funds 50,562,827           42,540,135           8,022,692              Total governmental funds. 89,180,100$         71,290,514$         17,889,586$          Fund Balance As of December 31, In total, the fund balances of the City’s governmental funds increased $17,889,586 during the year ended December 31, 2019. The majority of the increase was due to the restricted fund balances of $10.7 million, committed fund balances of $5.8 million, and unassigned fund balances of $1.4 million, which offset a decrease in the nonspendable fund balances of $140 thousand. The increase in restricted fund balances was due primarily related to the City’s implementation of Governmental Accounting Standards Board Statement No. 84 during the year ended December 31, 2019 which resulted in an increase of $4.8 million of additional restricted fund balances and then additional collections related to park dedication fees, state aids and special assessments. The increase in the committed balance was primarily related to the collection of water and sanitary sewer trunk fees in the capital projects funds. The increase in unassigned fund balance was also primarily due to the City generating $2.8 million more than budgeted for revenues as well as $.3 million under budget on expenditures. (6) GOVERNMENTAL FUNDS REVENUE AND EXPENDITURES The following table presents the per capita revenue of the City’s governmental funds for the past three years, along with state-wide averages. We have included the most recent comparative state-wide averages available from the Office of the State Auditor to provide a benchmark for interpreting the City’s data. The amounts received from the typical major sources of governmental fund revenue will naturally vary between cities based on factors such as the City’s stage of development, location, size and density of its population, property values, services it provides, and other attributes. It will also differ from year-to-year due to the effect of inflation and changes in the City’s operation. Also, certain data on these tables may be classified differently than how they appear on the City’s financial statements in order to be more comparable to the state-wide information, particularly in separating capital expenditures from current expenditures. We have designed this section of our management report using per capita data in order to better identify unique or unusual trends and activities of your city. We intend for this type of comparative and trend information to complement, rather than duplicate, information in the Management’s Discussion and Analysis. An inherent difficulty in presenting per capita information is the accuracy of the population count, which for most years is based on estimates. State‐Wide Year December 31, 2018 2017 2018 2019 Population 20,000 ‐ 100,000 61,993                64,334                   65,831                 Property taxes 493$                            433$                    436$                      457$                     Tax increments 43                                9                          9                             12                         Franchise and other taxes 50                                6                          5                             1                           Special assessments 57                                45                        49                          56                         Licenses and permits 47                                64                        61                          68                         Intergovernmental revenues 157                              61                        79                          135                       Charges for services 112                              162                      184                        229                       Other 49                                21                        27                          58                         Total Revenue 1,009                           801 849 1,015                    City of Lakeville Governmental Funds Revenue per Capita With State‐Wide Averages by Population Class The City’s governmental funds have typically generated less revenue per capita in total than other Minnesota cities in its population class, however in 2019 the City surpassed other similarly sized cities, due mainly to increases in charges for services and intergovernmental revenues during the year. Total governmental funds revenues were $66.8 million in 2019, about $12.2 million (22.3 percent) more than the prior year. On a per capita basis, governmental fund revenue for 2019 was $166 more than the prior year. Property tax revenue was $21 per capita higher than the previous year due to a levy increase. Intergovernmental revenues were $56 per capita more than last year due to an increase in municipal state-aid revenue as there were several large capital projects in 2019. Charges for services were $45 per capita more than last year due to increased in collections of fees during 2019. Revenue in the “other” category shown above increased $31 per capita, due primarily to additional investment returns both realized and unrealized. (7) Below is a chart of the City of Lakeville’s 2019 governmental funds revenue per capita as compared to the average per capita revenues for the governmental funds of several comparable cities for the year 2018. The comparable cities included in the average below (and in any other instances of a comparable city average included in this report) are Apple Valley, Blaine, Bloomington, Chanhassen, Eagan, Eden Prairie, Inver Grove Heights, Maple Grove, Plymouth, Prior Lake, Savage, Shakopee, and Woodbury.  $‐  $100  $200  $300  $400  $500  $600 Revenues Per Capita Lakeville Comparable Average The expenditures of governmental funds will also vary from state-wide averages and from year-to-year, based on the City’s circumstances. Expenditures are classified into three types as follows: Current – These are typically the general operating type expenditures occurring on an annual basis, and are primarily funded by general sources such as taxes and intergovernmental revenues. Capital Outlay – These expenditures do not occur on a consistent basis, more typically fluctuating significantly from year-to-year. Many of these expenditures are project-oriented, and are often funded by specific sources that have benefited from the expenditure, such as special assessment improvement projects. Debt Service – Although the expenditures for debt service may be relatively consistent over the term of the respective debt, the funding source is the important factor. Some debt may be repaid through specific sources such as special assessments or redevelopment funding, while other debt may be repaid with general property taxes. (8) The City’s expenditures per capita of its governmental funds for the past three years, together with state-wide averages, are presented in the following table: State‐Wide Year December 31, 2018 2017 2018 2019 Population 20,000 ‐ 100,000 61,993                64,334               65,831              Current General Government 104$                            104$                    103$                   107$                 Public Safety 294                              206                      203                     205                   Public Works 108                              158                      74                       73                     Parks and recreation 100                              84                        62                       63                     606                              552                      442                     448                   Capital Outlay And construction 279                              193                      390                     318                   Debt Service Principal 109                              111                      162                     135                   Interest and fiscal 29                                65                        63                       60                     139                              176                      225                     195                   Total Expenditures 1,024                           921                      1,057                  961                   City of Lakeville Governmental Fund Expenditures per Capita With State‐Wide Averages by Population Class Total expenditures in the City’s governmental funds for 2019 were $63.25 million, a decrease of $4.74 million (7.0 percent) from the previous year, or $96 per capita. The decrease was primarily due to capital outlay, which was $72 per capita less than the previous year, primarily due to several large street and utility improvement projects during 2018 and a decrease in debt service of $30 per capita. Below is a chart of the City of Lakeville’s 2019 governmental funds expenditures per capita as compared to the average per capita expenditures for the governmental funds of several comparable cities for the year 2018. (9) GENERAL FUND The City’s General Fund accounts for the financial activity of the basic services provided to the community. The primary services included within this fund are the administration of the municipal operation, police and fire protection, building inspection, streets and highway maintenance, and parks and recreation. The graph below illustrates the change in the General Fund financial position over the last five years. We have also included a line representing annual expenditures to reflect the change in the size of the General Fund operation over the same period. The City’s General Fund cash and investments balance at December 31, 2019 was $23,171,764, an increase of $8,352,753. Total fund balance at December 31, 2019 was $17,203,248, which is an increase of $1,506,806 from the prior year, and $3,105,586 higher than projected in the City’s final budget. As the graph illustrates, the City has generally been able to maintain healthy cash and fund balance levels as the volume of financial activity has grown. This is an important factor because a government, like any organization, requires a certain amount of equity to operate. A healthy financial position allows the City to avoid volatility in tax rates; helps minimize the impact of state funding changes; allows for the adequate and consistent funding of services, repairs, and unexpected costs; and is a factor in determining the City’s bond rating and resulting interest costs. Maintaining an adequate fund balance has become increasingly important given the fluctuations in state funding for cities in recent years. A trend that is typical to Minnesota local governments, especially the General Fund of cities, is the unusual cash flow experienced throughout the year. The City’s General Fund cash disbursements are made fairly evenly during the year other than the impact of seasonal services such as snowplowing, street maintenance, and park activities. Cash receipts of the General Fund are quite a different story. Taxes comprise about 70 percent of the fund’s total annual revenue. Approximately half of these revenues are received by the City in July and the rest in December. Consequently, the City needs to have adequate cash reserves to finance its everyday operations between these payments. The City’s General Fund’s unrestricted fund balance at the end of the 2019 fiscal year represents approximately 56.4 percent of annual expenditures based on 2019 levels, compared to 52.8 percent at the end of the previous year. (10) The following graph reflects the City’s General Fund revenue sources for 2019 compared to budget: General Fund revenue for 2019 was $30,946,029, which was $2,822,036 (10.0 percent) more than budget. Licenses and permits revenue was over budget by $1,359,634, primarily due to the number of residential building and construction-related permits issued. The following graph presents the City’s General Fund revenues by source for the last five years. The graph reflects the City’s reliance on property taxes and other local sources of revenue. (11) Overall, General Fund revenues increased $2,434,313 (8.5 percent) from the previous year. Property tax revenue was $1,376,956 more than last year due to a 6.95 percent increase in the property tax levy. Intergovernmental revenue increased $38,863 due to additional grants being received. Revenue from charges for services increased $38,862 due primarily to an increase in public works fees. Licenses and permits increased $599,854 due primarily to an increase in building permits during 2019. Finally, revenue in the “all other” category as shown above was $379,778 higher than last year, primarily due to an increase in investment returns. The following graph illustrates the components of General Fund spending for 2019 compared to budget: Total General Fund expenditures for 2019 were $28,854,050, which was $277,248 (1.0 percent) under the final budget. General Fund expenditures were under budget in every functional area except public works, as shown in the graph above. General government expenditures were $82,904 under budget, with the largest savings in city administration, city clerk, planning, inspections, finance, and human resources. Public safety expenditures were $129,258 under budget, primarily in police commodities and other charges and services. Parks and recreation expenditures were $48,925 under budget, mainly in park maintenance and the heritage center. Public works costs were over budget by $63,305, primarily due to street maintenance. (12) The following graph presents the City’s General Fund expenditures by function for the last five years: Total General Fund expenditures for 2019 were $998,419 (3.6 percent) higher than the previous year, with the increase spread across all program areas. The majority of the increase was in personnel costs, which were due to contractual wage increases, inflationary benefit cost increases, and the addition of about four full-time employees compared to the prior year. (13) ENTERPRISE FUNDS OVERVIEW The City maintains two enterprise funds to account for services the City provides that are financed primarily through fees charged to those utilizing the service. This section of the report provides you with an overview of the financial trends and activities of the City’s enterprise funds, which include the (water, sewer, street light, and environmental resources) Utility Fund and Liquor Fund. ENTERPRISE FUNDS FINANCIAL POSITION The following table summarizes the changes in the financial position of the City’s enterprise funds during the years ended December 31, 2019 and 2018, presented both by classification and by fund: Increase 2019 2018 (Decrease) Net Position of enterprise funds Total by classification Net Investment in capital assets 143,501,608$         138,725,763$         4,775,845$            Restricted for Debt Service ‐                                 ‐                                 ‐                              Unrestricted 14,885,199             13,667,586             1,217,613              Total Enterprise Funds 158,386,807$         152,393,349$         5,993,458$            Total by Fund Liquor 6,144,090$             6,087,122$             56,968$                 Utility 152,242,717           146,306,227           5,936,490              Total Enterprise Funds 158,386,807$         152,393,349$         5,993,458$            Net Position As of December 31,  Enterprise Funds Change in Financial Position In total, the net position of the City’s enterprise funds increased by $5,993,458 during the year ended December 31, 2019. The Liquor Fund net position increased by $56,968, due primarily to a 6.6 percent increase in sales. Transfers out were $1.07 million. The increases in both the net investment in capital assets and the net position of the Utility Enterprise Fund were primarily due to capital infrastructure contributions of $8.2 million received from developers, other government agencies, and the City’s governmental funds. (14) LIQUOR FUND The following graphs present five years of operating results for the Liquor Fund: The Liquor Fund ended 2019 with a net position of $6,144,090, an increase of $56,968 from current year operations. Of this, $3,160,024 represents net investment in capital assets leaving an unrestricted net position of $2,984,066. (15) Gross liquor sales for 2019 were $16,288,986, an increase of $1,012,553 (6.6 percent) from 2018. The Liquor Fund generated a gross profit of $4,059,424 in 2019, or about 24.9 percent, of gross sales. Operating expenses for 2019 were $3,052,447, an increase of $268,890 (9.7 percent) from the prior year as it includes a full year of operating lease costs for the Kenrick location. Net operating income for 2019 was $1,006,977, or about 6.2 percent, of gross sales. The increase in gross sales and the resulting increase in the two operating ratios shown below were primarily attributable to continued stabilization during 2019 as the City has faced significant increases to competition in previous years. The Liquor Fund also made transfers out of $1,065,062 to support the General Fund, for debt service, and for various capital needs. (16) UTILITY FUND The following graph presents five years of comparative operating results for the City’s (water, sewer, street light, and environmental resources) Utility Fund: The Utility Fund ended 2019 with net position of $152,242,717, an increase of $5,936,490 from current year operations. Of the net position balance, $140,341,584 represents the City’s net investment in utility capital assets, leaving $11,901,133 of unrestricted net position. Utility Fund operating revenue was $14,215,952 for 2019, an increase of $602,807 (4.4 percent), mainly due to increase in water usage and sewer discharge coupled with an increase in rates. Operating expenses (including depreciation of $4,782,286) were $16,208,263, which represents an increase of $1,579,803 (10.8 percent). The increase was primarily attributable to increases in the Met Council disposal charges and depreciation. The Utility Fund also received capital contributions of $8,168,728 in 2019 from developers, other governmental agencies, and the City’s governmental funds. (17) GOVERNMENT-WIDE FINANCIAL STATEMENTS In addition to fund-based information, the current reporting model for governmental entities also requires the inclusion of two government-wide financial statements designed to present a clear picture of the City as a single, unified entity. These government-wide financial statements provide information on the total cost of delivering services, including capital assets and long-term liabilities. STATEMENT OF NET POSITION The Statement of Net Position essentially tells you what your city owns and owes at a given point in time, the last day of the fiscal year. Theoretically, net position represents the resources the City has leftover to use for providing services after its debts are settled. However, those resources are not always in spendable form, or there may be restrictions on how some of those resources can be used. Therefore, net position is divided into three components: net investment in capital assets, restricted, and unrestricted. The following table presents the components of City’s net position as of December 31, 2019 and 2018, for governmental activities and business-type activities: Increase 2019 2018 (Decrease) Net Position Governmental Activities Net Investment in capital assets 154,468,792$        142,300,205$        12,168,587$             Restricted 56,356,434             45,267,313             11,089,121               Unrestricted 24,178,084             15,427,439             8,750,645                  Total governmental activities 235,003,310$        202,994,957$        32,008,353$             Business‐type activities Net Investment in capital assets 143,501,608$        138,725,763$        4,775,845$               Unrestricted 15,142,309             13,878,208             1,264,101                  Total business‐type activities 158,643,917           152,603,971           6,039,946                  Total net position 393,647,227$        355,598,928$        38,048,299$             As of December 31, The total net position of the City increased $38.0 million during the 2019 fiscal year. Of the increase, $32.0 million came from governmental activities and $6.0 million from business-type activities. One of the primary reasons for the increases in both the governmental and business-type activities was the amount of infrastructure contributed by developers and governmental activities during 2019, which totaled about $20.6 million. The increase in governmental activities restricted net position was the result of several factors, including an increase in special assessments restricted for future debt service; capital grants (contributions); and increases in assets restricted for fire relief pensions. (18) STATEMENT OF ACTIVITIES The Statement of Activities tracks the City’s yearly revenues and expenses, as well as any other transactions that increase or reduce total net position. These amounts represent the full cost of providing services. The Statement of Activities provides a more comprehensive measure than just the amount of cash that changed hands, as reflected in the fund-based financial statements. This statement includes the cost of supplies used, depreciation of long-lived capital assets, and other accrual-based expenses. The following table presents the change in the net position of the City for the years ended December 31, 2019 and 2018: 2018 Program Expenses Revenues Net Change Net Change Net (expense) revenue Governmental activities General government 7,902,490$           6,721,016$           (1,181,474)$            (1,534,307)$             Public safety 14,927,426           2,007,521             (12,919,905)            (11,932,118)             Public works 21,015,480           33,543,944           12,528,464             (2,047,194)               Parks and recreation 7,178,164             4,416,042             (2,762,122)              (4,000,252)               Interest on long‐term debt 3,332,465              ‐                             (3,332,465)              (3,468,814)               Business‐type activities Liquor 15,267,133           16,295,439           1,028,306               1,055,517                Utility 16,386,516           22,100,629           5,714,113               2,924,120                Total net (expense) revenue 86,009,674$         85,084,591$         (925,083)                 (19,003,048)             General Revenues Property taxes and tax increments 30,897,445             28,641,302              Investment earnings 3,228,725               1,067,303                Other ‐ gain on disposal of assets ‐                                1,601,334                Total general revenues 34,126,170             31,309,939              Change in net position 33,201,087             12,306,891              Net position , beginning 355,598,928           343,741,024            Change in Accounting Principles 4,847,212               (448,987)                  Net position ‐ ending 393,647,227$         355,598,928$          2019 One of the goals of this statement is to provide a side-by-side comparison to illustrate the difference in the way the City’s governmental and business-type operations are financed. The table clearly illustrates the dependence of the City’s governmental operations on general revenues such as property taxes and unrestricted grants, while its business-type activities are financed predominately through program revenues. The difference in public works is mainly the result of increased capital contributions, utility connection charges and special assessments of $17.1 million during 2019. (19) LEGISLATIVE UPDATES Even with the 2020 legislative session ending during the COVID Pandemic, there were still some things accomplished as part of the session. The following is a summary of recent legislation affecting Minnesota cities in 2019/2020 and into the future: Local Government Aid (LGA) – The Legislature completely overhauled the LGA formula for fiscal year 2014 and thereafter, creating a three-tiered formula that includes separate “need factor” calculations for cities with populations under 2,500, between 2,500 and 10,000, or over 10,000. The new formula simplified the LGA calculation, and reduced the volatility of the LGA distribution by limiting the amount it may decline in a given year. Beginning in 2015, any reduction to a city’s calculated LGA distribution will be limited to the lesser of $10 per capita, or 5 percent of their previous year net tax levy. For cities that gain under the new formula, the increases will be distributed proportionate to their unmet need, as determined by the new “need factor” calculations. The state-wide LGA appropriation was $516.9 million for fiscal 2016 and 2017, was $534.4 million for fiscal 2018 and thereafter. LGA was increased to $560.4 million for fiscal 2020 and increased to $564.4 for fiscal year 2021. Starting in 2022 LGA will be adjusted each year by an inflation factor as defined in State Statute. COVID-19 Response – Cities must adopt a COVID-19 Preparedness Plan by June 29, 2020, under Executive Order 20-74 by Governor Walz. CARES Act – The State of Minnesota was allocated approximately $1.8 billion in funding through the Federal CARES Act. Of this amount, the Legislature is considering bills that would distribute $667 million to cities, counties, and townships in Minnesota. These funds will be restricted as to their use as defined by the U.S. Department of Treasury and any unused funds as of November 1, 2020, must be returned to the State of Minnesota. Employment Taxes – As part of the CARES Act, employers were able to defer some of the employer’s portion of payroll taxes withheld. There have been mixed messages around this portion of the CARES Act about whether it applied to governmental entities or only private businesses. The most recent proposed instructions to the IRS Form 941, indicates this portion of the CARES Act would apply to local governments as well. Further information will be getting published by the IRS prior to the due date of IRS Form 941 is due for second quarter 2020. Construction Retainage – Effective August 1, 2019, enacted as part of an omnibus jobs, economic development, energy, and commerce finance bill, there was significant changes to retainage that cities withhold as part of construction contracts. The most significant impact on cities is that the new law requires cities to now release retainage that is withheld from contractors within 60 days after “substantial completion” of a construction project with some limited exceptions. Pensions – Governor Walz is expected to sign an omnibus pension bill that contains dozens of provisions related to retirement plans in Minnesota, however the most significant portions of the bill are related specifically to relief associations. This Bill has passed both the House and Senate unanimously. The key provisions are as follows:  Flexible use of fire state aid – allows cities with a combined full-time and volunteer/paid on-call) department to allocate state fire aid if certain stipulations are met.  Dissolution process provided for associations that are terminating their plans.  Plan conversions procedures provided for associations converting from defined benefit to defined contribution type plans.  Maximum lump sum increased from $10,000 to $15,000. (20)  The bill also provided several technical corrections and recommendations as provided by the State Auditor’s Fire Relief Association Working Group. Elections – COVID-19 Elections Legislation signed by Governor Walz, provided procedures for the State primary and general elections. Along with giving cities the ability to designate new polling place until July 2020, deputizing health care facility employees to administer absentee voting to residents or patients, and giving cities the ability to start processing absentee ballots 14 days instead of 7 days prior to the election and up to 3 days after the elections, it also allocated federal Help America Vote Act (HAVA) funds to taxing authorities. Bonding Bill – There was no bonding bill approved and signed during the legislative session pre-Pandemic, however one is on the table for consideration during a special session. Topics not making it to the Governor – Due to the timing of the Pandemic, there were numerous items that didn’t make it out of the Legislature and to the Governor’s desk for signature. These include but are not limited to: a bonding bill, housing assistance, omnibus tax bill, workers’ compensation funding, and an omnibus liquor bill. (21) ACCOUNTING AND AUDITING UPDATES GASB Statement No. 95, “Postponement of the Effective Dates of Certain Authoratative Guidance” – This standard postpones the effective dates of Statement Nos. 83, 84, 88, 89, 90, 91, 92, and 93 by 12 months and Statement No. 87 by 18 months. The effective dates in the applicable summaries below have been modified to reflect these dates. GASB Statement No. 83, “Certain Asset Retirement Obligations” – the objective of this Statement is to provide financial statement users with information about asset retirement obligation not previously address in GASB standards, by establishing uniform accounting and financial reporting requirements for these obligations. An example of these assets would be decommissioning a nuclear power plant, wind turbines, sewage treatment facilities, or an x-ray machine. This Statement is effective for periods beginning after June 15, 2019. GASB Statement No. 87 “Leases” – the primary objective of this Statement is to better meet the information needs of financial statement users by improving accounting and financial reporting for leases by governments. It will require recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources based on the payment provision of the contract. It also establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. This Statement is effective for periods beginning after June 15, 2021. GASB Statement No. 90 “Majority Equity Interests” – the primary objectives of this Statement is to improve the consistency and comparability of reporting of a government’s majority equity interest in a legally separate organization and to improve the relevance of financial information for certain component units. This Statement is effective for periods beginning after December 15, 2019. GASB Statement No 91 “Conduit Debt Obligations” – the primary objectives of this Statement is to provide a single method of reporting conduit debt obligations by issuers and eliminate diversity in practice associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. This Statement is effective for periods beginning after December 15, 2021. GASB Statement No 92 “Omnibus 2020” – the primary objectives of this Statement are to enhance comparability in accounting and financial reporting and to improve the consistency of authoritative literature by addressing practice issues that have been identified during implementation and applications of certain GASB Statements, which include Statement Nos 87, 73, and 84, as well as other practice areas such as intra-entity transfers of assets, asset retirement obligations, public entity risk pools, and terminology used to refer to derivative instruments. This Statement is effective at various dates ranging from immediately to fiscal years beginning after June 15, 2021 based on the underlying Statement that was impacted. GASB Statement No 93 “Replacement of Interbank Offered Rates” – the primary objective of this Statement is to provide guidance to governments that are using interbank offered rates are part of their derivative instruments, as the interbank offered rates are going to stop being used internationally at the end of 2021. This Statement is effective for periods beginning after June 15, 2021. GASB Statement No 94 “Public-Private and Public-Public Partnerships and Availability Payment Arrangements” – the primary objective of this Statement is to improve financial reporting by addressing issues realated to public-private and public-public partnership arrangements (PPPs) and provide guidance for accounting and financial reporting for availability payment arrangements (APAs). This Statement is effective for periods beginning after June 15, 2022. (22) GASB Statement No 96 “Subscription-Based Information Technology Arrangements” – the primary objective of this Statement is to provide guidance on the accounting and financial reporting for subscription-based information technology arrangements for government end users. This Statement is effective for periods beginning after June 15, 2022. Honorable Mayor and the City Council City of Lakeville, Minnesota We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of City of Lakeville (the City) as of and for the year ended December 31, 2019, and have issued our report thereon dated June 5, 2020. We have previously communicated to you information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. Professional standards also require that we communicate to you the following information related to our audit. Significant audit findings Qualitative aspects of accounting practices Accounting policies Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 to basic financial statements. During the year ended December 31, 2019, the City changed accounting policies related to its accounting for fiduciary activities by adopting Governmental Accounting Standards Board (GASB) Statement No. 84, Fiduciary Activities. The statement provides guidance regarding the identification of fiduciary activities for accounting and reporting purposes and how those activities should be reported. Fiduciary Funds and beginning net position were restated to reflect this implementation, as well as restatement of the Improvement Construction capital projects fund. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates Accounting estimates are an integral part of the financial statements prepared by management and are based on management’s knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were:  Management’s estimate of the valuation of investments is based on published market values as of December 31, 2019. We evaluated the key factors and assumptions used to develop the value of investments in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of the depreciation expense on capital assets is based on management’s estimated useful lives of those assets. We evaluated the key factors and assumptions used to develop the allowance in determining that it is reasonable in relation to the financial statements taken as a whole. Honorable Mayor and the City Council City of Lakeville, Minnesota Page 2  Management’s estimate of the City’s liability for compensated absences is based on employee wage information and the City’s policies of earning vacation and sick pay. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of other postemployment benefits payable is based on an actuarial study performed by an independent third party and the City’s historical activity. We evaluated the key factors and assumptions used to develop the other postemployment benefits payable in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of the City’s proportionate share of PERA’s GERF and PEPFF net pension liabilities as well as the related deferred inflows and outflows is based on guidance from GASB Statement No. 68, GASB Statement No. 71, and the plans’ allocation tables. The plans’ allocation tables allocate a portion of the plans’ net pension liabilities based on the City’s contributions during the plans’ fiscal years as a percentage of total contributions received for the related fiscal year by the plans. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a whole.  Management’s estimate of the City’s net pension asset and related deferred inflows and outflows related to the City’s Fire Relief Association are based on an actuarially determined liability. This liability is based on various assumptions including the investments rate of return, projected salary increases, and mortality rates. We evaluated the key factors and assumptions used to develop the liability in determining that it is reasonable in relation to the financial statements taken as a whole. Financial statement disclosures Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. There were no particularly sensitive financial statement disclosures. The financial statement disclosures are neutral, consistent, and clear. Difficulties encountered in performing the audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Uncorrected misstatements Professional standards require us to accumulate all misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. Management did not identify and we did not notify them of any uncorrected financial statement misstatements. Corrected misstatements Management did not identify and we did not notify them of any financial statement misstatements detected as a result of audit procedures. Honorable Mayor and the City Council City of Lakeville, Minnesota Page 3 Disagreements with management For purposes of this letter, a disagreement with management is a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditors’ report. No such disagreements arose during our audit. Management representations We have requested certain representations from management that are included in the management representation letter dated June 5, 2020. Management consultations with other independent accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a “second opinion” on certain situations. If a consultation involves application of an accounting principle to the City’s financial statements or a determination of the type of auditors’ opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Significant issues discussed with management prior to engagement We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to engagement as the City’s auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our engagement. Other audit findings or issues We have provided a separate letter to you dated June 5, 2020, communicating internal control related matters identified during the audit. Other information in documents containing audited financial statements With respect to the required supplementary information (RSI) accompanying the financial statements, we made certain inquiries of management about the methods of preparing the RSI, including whether the RSI has been measured and presented in accordance with prescribed guidelines, whether the methods of measurement and preparation have been changed from the prior period and the reasons for any such changes, and whether there were any significant assumptions or interpretations underlying the measurement or presentation of the RSI. We compared the RSI for consistency with management’s responses to the foregoing inquiries, the basic financial statements, and other knowledge obtained during the audit of the basic financial statements. Because these limited procedures do not provide sufficient evidence, we did not express an opinion or provide any assurance on the RSI. With respect to the combining and individual fund financial statements and additional debt schedules (collectively, the supplementary information) accompanying the financial statements, on which we were engaged to report in relation to the financial statements as a whole, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period or the reasons for such changes, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We have issued our report thereon dated June 5, 2020. Honorable Mayor and the City Council City of Lakeville, Minnesota Page 4 The introductory and statistical sections accompanying the financial statements, which is the responsibility of management, was prepared for purposes of additional analysis and is not a required part of the financial statements. Such information was not subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we did not express an opinion or provide any assurance on it. Other information is being included in documents containing the audited financial statements and the auditors’ report thereon. Our responsibility for such other information does not extend beyond the financial information identified in our auditors’ report. We have no responsibility for determining whether such other information is properly stated and do not have an obligation to perform any procedures to corroborate other information contained in such documents. As required by professional standards, we read the introductory and statistical sections (the other information) in order to identify material inconsistencies between the audited financial statements and the other information. We did not identify any material inconsistencies between the other information and the audited financial statements. Our auditors’ opinion, the audited financial statements, and the notes to basic financial statements should only be used in their entirety. Inclusion of the audited financial statements in a document you prepare, such as an annual report, should be done only with our prior approval and review of the document. * * * This communication is intended solely for the information and use of the City Council and management of City of Lakeville and is not intended to be, and should not be, used by anyone other than these specified parties. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2020   INDEPENDENT AUDITORS’ REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Honorable Mayor and the City Council City of Lakeville, Minnesota We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of City of Lakeville (the City), as of and for the year ended December 31, 2019, and the related notes to basic financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated June 5, 2020. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Honorable Mayor and the City Council City of Lakeville Page 2 Compliance and Other Matters As part of obtaining reasonable assurance about whether the City’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2020 INDEPENDENT AUDITORS’ REPORT ON MINNESOTA LEGAL COMPLIANCE Honorable Mayor and the City Council City of Lakeville, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lakeville, Minnesota (the City) as of and for the year ended December 31, 2019, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated June 5, 2020. In connection with our audit, nothing came to our attention that caused us to believe that the City failed to comply with the provisions of the contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing of the Minnesota Legal Compliance Audit Guide for Cities, promulgated by the State Auditor pursuant to Minn. Stat. §6.65, insofar as they relate to accounting matters. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City’s noncompliance with the above-referenced provisions, insofar as they relate to accounting matters. The purpose of this report is solely to describe the scope of our testing of compliance relating to the provisions of the Minnesota Legal Compliance Audit Guide for Cities and the results of that testing, and not to provide an opinion on compliance. Accordingly, this report is not suitable for any other purpose. CliftonLarsonAllen LLP Minneapolis, Minnesota June 5, 2020