HomeMy WebLinkAbout24-111 Resolution Approving Employee Health and Dental Insurance Rates for 2025 CITY OF LAKEVILLE
RESOLUTION NO.��'l l)
Resolution Approving Employee Health and Dental Insurance Rates for 2025
WHEREAS,the City Council will establish insurance plans that will be provided;and
WHEREAS,the City Council will establish the costs the City will pay for employee and dependent
coverage under City group health and dental insurance programs;and
WHEREAS,the City Council chooses to promote employee wellness;
NOW,THEREFORE, BE IT RESOLVED by the City Council of the City of Lakeville that the following
monthly cost responsibility is approved for the Minnesota Healthcare Consortium(MHC) health
insurance plans (A) and Health Partners dental insurance plan(B) effective January 1,2025:
A. Minnesota Healthcare Consortium (MHC)Health Insurance
Plans
Park Nicollet First ACO& MONTHLY PREMIUM COSTS
VantagePlus ACO Employee Employer Total Premium
High Deductible 3300/HSA(80/20%)
Employee 0.00 731.56 731.56
EE+Child(ren) 73.01 1,387.27 1,460.28
EE+ Spouse 157.58 1,418.18 1,575.76
Family 384.94 1,539.78 1,924.72
High Deductible 3300/HSA(100/0%)
Employee 41.80 731.56 773.36
EE+Child(ren) 156.45 1,387.27 1,543.72
EE+ Spouse 247.62 1,418.18 1,665.80
Family 494.92 1,539.78 2,034.70
High Deductible 2500NEBA(80/20%)
Employee 56.26 731.56 787.82
EE+Child(ren) 185.31 1,387.27 1,572.58
EE + Spouse 278.76 1,418.18 1,696.94
Family 532.94 1,539.78 2,072.72
Medica Elect MONTHLY PREMIUM COSTS
Employee Employer Total Premium
High Deductible 3300/HSA(80/20%)
Employee 21.52 731.56 753.08
EE+ Child(ren) 115.97 1,387.27 1,503.24
EE+ Spouse 203.92 1,418.18 1,622.10
Family 441.54 1,539.78 1,981.32
High Deductible 3300/HSA(100/0%)
Employee 64.54 731.56 796.10
EE+ Child(ren) 201.87 1,387.27 1,589.14
EE+ Spouse 296.62 1,418.18 1,714.80
Family 554.76 1,539.78 2,094.54
High Deductible 2500/VEBA(80/20%)
Employee 79.42 731.56 810.98
EE+Child(ren) 231.57 1,387.27 1,618.84
EE+ Spouse 328.66 1,418.18 1,746.84
Family 593.92 1,539.78 2,133.70
MONTHLY PREMIUM COSTS
Medica Choice Passport
Employee Employer Total Premium
High Deductible 3300/HSA(80/20%)
Employee 129.10 731.56 860.66
EE+ Child(ren) 330.71 1,387.27 1,717.98
EE+ Spouse 435.66 1,418.18 1,853.84
Family 724.58 1,539.78 2,264.36
High Deductible 3300/HSA(100/0%)
Employee 178.28 731.56 909.84
EE+ Child(ren) 428.89 1,387.27 1,816.16
EE+ Spouse 541.58 1,418.18 1,959.76
Family 853.98 1,539.78 2,393.76
High Deductible 2500/VEBA(80/20%)
Employee 195.28 731.56 926.84
EE+ Chiid(ren) 462.83 1,387.27 1,850.10
EE+ Spouse 578.22 1,418.18 1,996.40
Family 898.72 1,539.78 2,438.50
Eligible employees actively enrolled in one of the above health plans will receive a monthly employer
contribution to either their HSA or HRA/VEBA account(depending on plan enrollment).
Employer contribution Monthly Total Annually
Employee $176.67 $2,120.00
Employee+ child(ren) $218.33 $2,620.00
Employee+ spouse $218.33 $2,620.00
Family $238.33 $2,860.00
B. HealthPartners Dental Insurance
MONTHLY PREMIUM COSTS
Employee Employer Total Premium
Employee 0.00 55.69 55.69
EE+ 1 44.83 55.69 100.52
Family 109.42 55.69 165.11
ADOPTED by the Lakeville City Council this 21St day of October 2024.
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Luke M. Hellier, Mayor
Ann Orlo sky,City Clerk