HomeMy WebLinkAbout25-137 Resolution Approving Employee Health and Dental Insurance Rates for 2026 CITY OF LAKEVILLE
RESOLUTION NO. � �3�"
Resolution Approving Employee Health and Dental Insurance Rates for 2026
WHEREAS,the City Council will establish insurance plans that will be provided;and
WHEREAS,the City Council will establish the costs the City will pay for employee and dependent
coverage under City group health and dental insurance programs;and
WHEREAS,the City Council chooses to promote employee wellness;
NOW,THEREFORE,BE IT RESOLVED by the City Council of the City of Lakeville that the following
monthly cost responsibility is approved for the Minnesota Healthcare Consortium(MHC)health
insurance plans(A&B)and Health Partners dental insurance plan(C)effective January 1,2026:
A. Minnesota Healthcare Consortium (MHC)Health Insurance
Plans
Park Nicollet First ACO& MONTHLY PREMIUM COSTS
VantagePlus ACO Employee Employer Total Premium
Higb Deductible 3400/HSA(80/20%)
Employee 0.00 766.58 766.58
EE+Child(ren) 76.00 1,454.16 1,530.16
EE+ Spouse 165.00 1,486.18 1,651.18
Family 403.00 1,613.84 2,016.84
High Deductible 3400/HSA(100/0%)
Employee 43.00 766.98 809.98
EE+Child(ren) 162.00 1,454.82 1,616.82
EE+Spouse 258.00 1,486.68 1,744.68
Family 517.00 1,614.04 2,131.04
High Deductible 2500NEBA(80/20%)
Employee 64.00 766.98 830.98
EE+Child(ren) 204.00 1,454.74 1,658.74
EE+Spouse 303.00 1,486.92 1,789.92
Family 572.00 1,614.32 2,186.32
Medica F1ect MONTHLY PREMIUM COSTS
Employee Employer Total Premium
High Deductible 3400/HSA(80/2096)
Employee 22.00 767.12 789.12
EE+Child(ren) 121.00 1,454.18 1,575.18
EE+Spouse 213.00 1,486.74 1,699.74
Family 462.00 1,614.16 2,076.16
High Deductible 3400/HSA(100/0%)
Employee 67.00 766.80 833.80
EE+Child(ren) 210.00 1,454.36 1,664.36
EE+ Spouse 309.00 1,486.98 1,795.98
Family 579.00 1,614.72 2,193.72
High Deductible 2500NEBA(80/20%)
Employee 88.00 767.42 855.42
EE+Child(ren) 253.00 1,454.54 1,707.54
EE+Spouse 356.00 1,486.56 1,842.56
Family 636.00 1,614.62 2,250.62
MONTHLY PREMIUM COSTS
Medica Choice Passport
Employee Employer Total Premium
High Deductible 3400/HSA(80/20%)
Employee 135.00 766.84 901.84
EE+Child(ren) 346.00 1,454.20 1,800.20
EE+ Spouse 456.00 1,486.56 1,942.56
Family 758.00 1,614.74 2,372.74
High Deductible 3400/HSA(100/0%)
Employee 186.00 766.92 952.92
EE+Child(ren) 447.00 1,455.14 1,902.14
EE+Spouse 566.00 1,486.56 2,052.56
Family 893.00 1,614.10 2,507.10
High Deductible 2500NEBA(80/20%)
Employee 211.00 766.64 977.64
EE+Child(ren) 497.00 1,454.46 1,951.46
EE+Spouse 619.00 1,486.80 2,105.80
Family 958.00 1,614.14 2,572.14
Eligible employees actively enrolled in one of the above health plans will receive a monthly employer
contribution to either their HSA or HRA/VEBA account(depending on plan enrollment).
Employer contribution Monthly Total Annually
Employee $176.67 $2,120.00
Employee+child(ren) $218.33 $2,620.00
Employee+spouse $218.33 $2,620.00
Family $238.33 $2,860.00
B. Minnesota Healthcare Consortium (MHC)Health Insurance Plans (50%Offset
Option)
MONTHLY PREMIUM COSTS
Park Nicollet First ACO&
VantagePlus ACO Employee Employer Total Premium HSA
Contribution
High Deductible 3400/HSA(80/2096)
EE+Spouse 55.84 1,595.34 1,651.18 109.17
Family 283.84 1,733.00 2,016.84 119.17
High Deductible 3400/HSA(100/096)
EE+Child(ren) 52.84 1,563.98 1,616.82 109.17
EE+Spouse 148.84 1,595.84 1,744.68 109.17
Family 397.84 1,733.20 2,131.04 119.17
MONTHLY PREMIUM COSTS
Medica Elect Employee Employer Total Premium HSA
Contribution
High Deductible 3400/HSA(80/2096)
EE+Child(ren) 11.84 1,563.34 1,575.18 109.17
EE+Spouse 103.84 1,595.90 1,699.74 109.17
Family 342.84 1,733.32 2,076.16 119.17
High Deductible 3400/HSA(100/0%)
EE+Child(ren) 100.84 1,563.52 1,664.36 109.17
EE+Spouse 199.84 1,596.14 1,795.98 109.17
Family 459.84 1,733.88 2,193.72 119.17
MONTHLY PREMIUM COSTS
Medica Choice Passport Employee Employer Total Premium HSA
Contribution
High Deductible 3400/HSA(80/2096)
Employee 46.67 855.17 901.84 88.34
EE+Child(ren) 236.84 1,563.36 1,800.20 109.17
EE+ Spouse 346.84 1,595.72 1,942.56 109.17
Family 638.84 1,733.90 2,372.74 119.17
High Deductible 3400/HSA(100/0%)
Employee 97.67 855.25 952.92 88.34
EE+Child(ren) 337.84 1,564.30 1,902.14 109.17
EE+Spouse 456.84 1,595.72 2,052.56 109.17
Family 773.84 1,733.26 2,507.10 119.17
C. HealthPartners Dental Insurance
MONTHLY PREMIUM COSTS
Employee Employer Total Premium
Employee 0.00 55.69 55.69
EE+ 1 44.83 55.69 100.52
Family 109.42 55.69 165.11
ADOPTED by the Lakeville City Council this 20`''day of October 2025.
. �
L . Hellier,Mayor
7
Ann Orlo sky,City Clerk