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HomeMy WebLinkAboutItem 06.dJune 23, 2011 Proposed Action Staff recommends adoption of the following motion: Adopt ordinance amending Title 3, Chapter 15 of the Lakeville City Code concerning pawnbrokers /precious metal dealers. Passage of this motion will bring our City Code into compliance with State Statute. Overview A new law, Chapter 82, amends provisions in Minnesota Statutes, section 325J, which address both the conduct and regulation of pawnbrokers in Minnesota. The attached ordinance amendment changes the redemption period in our City Code from 120 days to 60 days, consistent with Minnesota Statutes. The City Attorney has reviewed the ordinance amendment and recommends approval. The City of Lakeville has no pawnbrokers /precious metal dealers currently licensed. Primary Issues to Consider Can the City choose to be more restrictive than State Statute? Minnesota Statute generally allows cities to adopt ordinances that are more restrictive than what is provided in the state statutes. However, local ordinances now must be consistent in regard to the provisions in Minnesota Statute section 325J.08. Supporting Information ORDINANCE AMENDING TITLE 3, CHAPTER 15 OF THE LAKEVILLE CITY CODE CONCERNING PAWNBROKERS AND PRECIOUS METAL DEALERS ➢ Redlined ordinance showing the proposed change ➢ League of Minnesota Cities Article published June 15, 2011 ra Charlene Friedges, City r erk Item No. Financial Impact: $ 0 Budgeted: Y/N Source: Related Documents (CIP, ERP, etc.): Notes: ORDINANCE NO. CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA AN ORDINANCE AMENDING TITLE 3, CHAPTER 15 OF THE LAKEVILLE CITY CODE CONCERNING PAWNBROKERS /PRECIOUS METAL DEALERS THE CITY COUNCIL OF THE CITY OF LAKEVILLE, MINNESOTA ORDAINS: SECTION 1. Section 3 -15 -12 of the Lakeville City Code is amended to read: F. Redemption Period: Any person pledging, pawning or depositing an item for security must have a minimum of aid 16,01,clays from the date of that transaction to redeem the item before it may be forfeited and sold. During the,pixty (60) day holding period, items may not be removed from the licensed location except as provided in subsection 3- 15 -14A of this chapter. Licensees are prohibited from redeeming any item to anyone other than the person to whom the receipt was issued or, to any person identified in a written and notarized authorization to redeem the property identified in the receipt, or to a person identified in writing by the pledger at the time of the initial transaction and signed by the pledger, or with approval of the police license inspector. Written authorization for release of property to persons other than original pledger must be maintained along with original transaction record in accordance with subsection A10 of this section. SECTION 2. This ordinance shall be effective immediately upon its passage and publication. ADOPTED this 5th day of July, 2011 by the City Council of the City of Lakeville, Minnesota. ATTEST: Charlene Friedges, City Clerk CITY OF LAKEVILLE BY: Mark Bellows, Mayor Deleted: one hundred twenty (120) Deleted: one hundred twenty (120) Focus on New Laws: Pawnshops and Pawnbrokers Page 1 of 2 Focus on New Laws: Pawnshops and Pawnbrokers New legislation addresses the conduct and regulation of pawnbrokers in Minnesota. (Published Jun 15, 2011) LEAGUE or MINNESOTA. CITIES A "pawnbroker" can be defined as someone who lends money on the security of pledged goods (items that are "left in pawn "), and /or purchases goods on the condition that they may be redeemed or repurchased by the seller for a fixed price, within a fixed period of time. A new law, Chapter 82 (Link to: https://w ww.r evtsor.mn.gov/nws/?id= 82 &dootvpe = ehapte,- &year= 2otratype =o ) (SF 955), amends provisions in Minnesota Statutes, chapter 325J , which address both the conduct and regulation of pawnbrokers in Minnesota. The following will he of particular interest to cities that have elected to regulate pawnbrokers within their jurisdiction. Sale or removal of "pledged goods" Chapter 82 amended Minnesota Statutes, section 325J.08 (Link In: Imps://www.revitornIn.goWstatutes/1/idr.325.L08) in regard to the removal of pledged goods from a pawnshop (or other storage facility). While removal is generally prohibited before expiration of the redemption period, the amendment clarifies that a pawnbroker may: • Return pledged goods to the borrower at any time during the redemption period. • Sell or remove pledged goods from the pawnshop at any time after the expiration of the redemption period. • Sell or remove goods that were purchased, but not involved in a pawn transaction, at least 31 days after the date of purchase. City ordinances: Consistency with state statutes Minnesota Statutes, section 325113 (Link to: https://www.revisornin.gov/statutest?id=325.113) generally allows cities to adopt ordinances that are more restrictive than what is provided in the state statutes. However, local ordinances now must be consistent in regard to the following two provisions in Minnesota Statutes, section 325J.08 (as amended): • Pawnbrokers must return goods (or provide compensation for lost or damaged goods) upon payment of the full amount due, unless: (I) the 60 -day redemption period has expired, or (2) the goods have been taken into the custody by a court, or by a law enforcement officer or agency. • The sale or removal by the pawnbroker of pledged goods. Casino proximity Finally, Chapter 82 repealed Minnesota Statutes, section 325J.1O (Lin to. hops: / /www.revisormn /? id= 321.I0 . Under that statute, pawnshops were prohibited within 10 driving miles of any gambling casino. However, a city's land use and/or licensing regulations may still restrict the placement of pawnshops within parts of the community. ht+„. //„,.,,,,, 1..,, .,r.. /,,.r,o /1 /f nl 4/1C111111