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HomeMy WebLinkAboutItem 09.aManagement Report for City of Lakeville, Minnesota December 31, 2010 M KR C PUBLIC ACCOUNTANTS To the City Council City of Lakeville, Minnesota • Audit Summary • Funding Cities in Minnesota • Governmental Funds Overview • Financial Trends and Conditions of Selected Funds • Accounting and Auditing Updates June 14, 2011 PRINCIPALS Thomas M.Montague. CPA . Tomas A. Kanunccki. (:P:1 Paul A. Rados...e h. CPA William J. Lauer, ( :I'A James H. Eichten. CPA Aaron J. Nielsen. CPA Victusia 1 - Holinha. ( :PA We have prepared this management report in conjunction with our audit of the City of Lakeville's (the City) financial statements for the year ended December 31, 2010. The purpose of this report is to provide comments resulting from our audit process and to communicate information relevant to city finances in Minnesota. We have organized this report into the following sections: We would be pleased to further discuss any of the information contained in this report or any other concerns that you would like us to address. We would also like to express our thanks for the courtesy and assistance extended to us during the course of our audit. This report is intended solely for the information and use of those charged with governance of the City, management, and those who have responsibility for oversight of the financial reporting process and is not intended to be, and should not be, used by anyone other than these specified parties. 1 #6-thi ,ilicradv KAA.0 .oGt-alc, Co . P. IQ - Malloy, Montague, KarnoH'ski, Radoseviclt & Co., P.A. 5353 \V;iy,aca I4otihvard • Suit,: 4s0 • \4inncapolis. ION 55 -116 • Tclrphonv: 952 - 1142.1 • Tclefas: 952-5,5-0569 • www.nnl.r.cnm The following is a summary of our audit work, key conclusions, and other information that we consider important or that is required to be communicated to the City Council, administration, or those charged with governance of the City. OUR RESPONSIBILITY UNDER AUDITING STANDARDS GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA AND GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2010. Professional standards require that we pro%ide you with information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information to you verbally and in our audit engagement letter. Professional standards also require that we communicate the following information related to our audit. PLANNED SCOPE AND TIMING OF THE AUDIT AUDIT SUMMARY We performed the audit according to the planned scope and timing previously discussed and coordinated in order to obtain sufficient audit evidence and complete an effective audit. AUDIT OPINION AND FINDINGS Based on our audit of the City's financial statements for the year ended December 31, 2010: • We have issued an unqualified opinion on the City's financial statements. • We reported two matters involving the City's internal control over financial reporting that we consider to be material weaknesses: The City has limited segregation of duties in controls over payroll due to the individual responsible for processing payroll also having the ability to add employees to the payroll system or alter employee pay rates or benefits. • The City recorded a prior period adjustment of $186,003 to correct a material misstatement in the prior years' financial statements. The adjustment, which was to correct the recording of accounts payable and cost of goods sold for the liquor operation as of the previous year -end, affected both the government -wide and proprietary fund financial statements. • The results of our testing disclosed no instances of noncompliance required to be reported under Government Auditing Standards. • We reported no findings based on our testing of the City's compliance with Minnesota laws and regulations. Overall, we found the City's financial records to be in excellent condition. This not only provides for an efficient year -end audit, but should also provide confidence in the interim financial data used to manage the City throughout the year. SIGNIFICANT ACCOUNTING POLICIES Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 of the notes to basic financial statements. No new accounting policies were adopted and the application of existing policies was not changed during the year. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. CORRECTED AND UNCORRECTED MISSTATEMENTS Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Where applicable, management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management, when applicable, were material, either individually or in the aggregate, to each opinion unit's financial statements taken as a whole. ACCOUNTING ESTIMATES AND MANAGEMENT JUDGMENTS Accounting estimates are an integral part of the basic financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were as follows: • Depreciation — . Management's estimates of depreciation expense are based on the estimated useful lives of the assets. • Net Other Post - Employment Benefit (OPEB) Liabilities — Actuarial estimates of the net OPEB obligation is based on eligible participants, estimated future health insurance premiums, and estimated retirement dates. • Compensated Absences — Management's estimate is based on current rates of pay and sick leave balances estimated to be paid out as future severance pay. We evaluated the key factors and assumptions used to develop these accounting estimates in determining that they are reasonable in relation to the financial statements taken as a whole. DIFFICULTIES ENCOUNTERED IN PERFORMING THE AUDIT We encountered no significant difficulties in dealing with management in performing and completing our audit. DISAGREEMENTS WITH MANAGEMENT For purposes of this report, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. -2- MANAGEMENT REPRESENTATIONS We have requested certain representations from management that are included in the management representation letter dated June 14, 2011. MANAGEMENT CONSULTATIONS WITH OTHER INDEPENDENT ACCOUNTANTS In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the City's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. OTHER AUDIT FINDINGS OR ISSUES We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. LEGISLATION FUNDING CITIES IN MINNESOTA The following is a summary of significant legislative activity passed in calendar year 2010 affecting the finances of Minnesota cities: Local Government Aid and Market Value Homestead Credit — The 2009 legislative session ended without an agreement on how to address significant projected state budget deficits for the 2009 and 2010 fiscal years. The Governor vetoed the budget bill proposed by the Legislature and balanced the budget using his power of unallounent. The Governor's unallotment plan included delays in the payment of state revenues to school districts, and a reduction in appropriations to other state programs, including local government aid (LGA) and market value homestead credit (MVHC) to Minnesota cities. The unallotments included reductions of approximately $128 million to calendar year 2010 LGA and MVHC, calculated at 7.64 percent of the total calendar year 2009 aggregated levy and LGA of the city, not to exceed $55 per capita. Cuts were to be first taken from LGA and then from MVHC, as necessary. Cities with populations below 1,000 and below the state -wide average tax base per capita were exempted from these cuts. The February 2010 state budget forecast predicted an additional shortfall of $994 million for the remainder of the 2010 -2011 biennium. The 2010 Legislature passed a supplemental budget bill in April that addressed roughly $312 million of the additional shortfall. The bill reduced fiscal 2010 LGA and MVHC for cities by an additional $52.5 million, calculated at 3.43 percent of the total 2010 aggregated levy, LGA, and taconite aid of the city, not to exceed $28 per capita. These cuts were to be first taken from MVHC and Then from LGA, as necessary. Cities with populations below 1,000 exempted from previous LGA and MVHC cuts were included in this round of cuts. The April 2010 supplemental budget bill also reduces city LGA and MVHC for fiscal 2011 by $56.5 million. About $25.4 million of this reduction is a permanent extension of the MVHC portion of the cuts originally made through the Governor's unallotments. The Legislature also made a permanent reduction of $31.1 million to the state's annual LGA appropriation for cities, beginning in 2011. In May 2010, the Minnesota Supreme Court issued a ruling on a lawsuit overturning the Governor's unallotinent of funding to a state special nutrition program. The decision, which applied only to the cuts to this specific program, called into question all of the Governor's July 2009 unallotments. In a one -day special session in May, the 2010 Legislature took action to ratify the majority of the Governor's 2010 unallotments, and dealt with the remaining projected shortfall. Levy Limitations — A 2008 law limited general operating property tax levy increases for cities with populations over 2,500 to an inflationary increase based on the state determined implicit price deflator (IPD) to a maximum of 3.9 percent annually for the next three calendar years. Modifications were made in subsequent legislative sessions to allow cities subject to levy limitation to declare "special levies" to replace the LGA and MVHC losses described above. The 2010 Legislature also established a floor of zero percent for the inflationary increase, so levies would not be reduced in the event of IPD deflation. The Governor's proposal to extend levy limits was not adopted by the 2010 Legislature, and levy limits remain set to expire after the 2011 tax year. However, the extension of levy limits is expected to be revisited by the 2011 Legislature. State Stimulus /Jobs Bill — This jobs creation bill included a number of provisions that applied to cities, including: • Authority for local governments to finance energy conservation improvements and collect repayments as special assessments at the request of the property owner. • Creation of a new "compact development" type of tax increment financing (TIF) district. • Expanded authority to use TIF for general economic development for one year. • Expanded authority to use excess TIF to finance new private development. • Expanded authority for certain cities to use TIF for housing replacement in response to the foreclosure crisis. Interest Rates on Awards and Judgments — The 2010 Legislature exempted government entities from a 2009 law change that increased the required interest rate on awards and judgments over $$0,000 to 10 percent, returning the rate to the pre -2009 maximum of the greater of 4 percent or the secondary market rate of one year U.S. Treasury bills as determined in December each year. Pension Funding and Sustainability — The 2010 Legislature made a number of changes to improve the sustainability of state -wide pension plans, including those administered by the Public Employees Retirement Association (PERA). Among the changes to the Public Employee Retirement Fund Coordinated Plan were required increases to the employer and employee contribution rates of 0.25 percent of salary each, effective January 1, 2011. Public Employee's Police and Fire Fund employee and employer contribution rates also increased 0.2 percent and 0.3 percent of salary, respectively, effective January 1, 2011. STATE, OUTLOOK AND IMPORTANCE OF INTERNAL CONTROLS The state of Minnesota has experienced a series of major budget shortfalls and a steadily deteriorating financial condition in recent years. Local governments and other entities dependent on the state for funding have, in turn, had to deal with the resulting state aid cuts, holdbacks, and unallotments. For the fiscal year 2010 -2011 biennium, the state budget was balanced using several large accounting "shifts" and one -time federal stabilization funds that greatly reduced the amount of actual aid reductions necessary. The accounting shifts included delaying state aid payments to and accelerating property tax revenue recognition of Minnesota school districts, essentially utilizing cash "borrowed" from the districts to help balance the state budget. The state intends to pay these shifts back when it has the financial ability. Current state budget projections for 2011 -2012 predict further significant shortfalls that will need to be addressed. Realistically, the state has already used up most of the accounting shifts available for this purpose, and additional federal assistance cannot be counted on. The economy, while showing some signs of recovery, is unlikely to turn around quickly enough to solve the state's budget issues in the short-tern. All of this adds up to a period of continued financial uncertainty and a strong likelihood of further funding cuts for Minnesota municipalities. These circumstances have resulted in a sustained cycle of budget reductions for most Minnesota cities. Among our clients, we have seen numerous examples of staffing cuts and reassignments that have potentially weakened internal controls by reducing the segregation of accounting duties or delaying the performance of key control procedures. Unfortunately, the economic downturn has also placed additional financial strain on many individuals, elevating the risk of fraud and theft. Recent communications from the Minnesota Office of the State Auditor have reported a substantial increase in incidents of fraud and theft involving local governments reported to their office recently. A sound system of internal controls is critical to safeguarding city assets and assuring that accurate and timely financial information is available to manage the City. When faced with difficult budgetary decisions, we encourage our clients to remain mindful of these factors and to continue to make sound financial controls a top priority. -5- PROPERTY TAXES Minnesota cities rely heavily on local property tax levies to support their governmental fund activities. In recent years this dependence has been heightened, as revenue from state aids and fees related to new development have dwindled due to the struggling economy. This has placed added pressure on local taxpayers already beset by higher unemployment, lower property values, and tighter credit markets. As a result, municipalities in general are experiencing increases in tax delinquencies, abatements, and foreclosures. This instability has led to significant fiscal challenges for many local governments, and increased the investing public's concerns about the security of the municipal debt market. Property values within Minnesota cities experienced an average increase of 1.5 percent for taxes payable in 2009 and an average decrease of 3.0 percent for those payable in 2010, reflecting the weak housing market and economic recession experienced in recent years. In comparison, the City's market value increased 1.2 percent and decreased 4.8 percent for taxes payable in 2009 and 2010, respectively. It is important to remember that the 2010 market value is based on estimated values as of January 1, 2009, and the housing market is still experiencing difficult times. The following graph shows the City's changes in taxable market value over the past 10 years: $7,000,000,000 $6,000,000,000 $5,000,000,000 $4,000,000,000 $3,000,000,000 $2,000,000,000 $1,000,000,000 $— Taxable Market Value 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 Tax capacity is considered the actual base available for taxation. It is calculated by applying the state's property classification system to each property's market value. Each property classification, such as commercial or residential, has a different calculation and uses different rates. Consequently, a city's total tax capacity will change at a different rate than its total market value, as tax capacity is affected by the proportion of the City's tax base that is in each property classification from year -to -year, as well as legislative changes to tax rates. The City's tax capacity increased 2.1 percent in 2009 and decreased 5.4 percent for taxes payable in 2010. The following graph shows the City's change in tax capacities over the past 10 years: $70,000,000 $60,000,000 $50,000,000 $40,000,000 $30,000,000 $20,000.000 $10,000,000 $ - Local Net Tax Capacity -7- 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 The following table presents the average tax rates applied to city residents for each of the last two levy years, along with comparative state -wide and metro area rates. The general increase in rates reflects both the increased reliance of local governments on property taxes and the recent decline in tax capacities previously discussed. Rates expressed as a percentage of net tax capacity All Cities Seven - County City of State -Wide Metro Area Lakeville 2009 2010 2009 2010 2009 2010 Average tax rate City 36.9 39.2 33.7 36.0 33.9 36.6 County 39.3 41.0 34.7 36.8 25.8 27.2 School 22.0 23.0 22.1 24.0 28.2 29.8 Special taxing 5.5 5.9 5.9 6.5 4.2 4.9 Total 103.7 109.1 96.4 103.3 92.1 98.5 The City's portion of the tax rate has been very close to the metro area average in recent years. The increase the City rate for 2010 was caused by the City's need to increase its levy to offset reductions in MVHC state aid, coupled with the decline in property market values. This section of the report provides you with an overview of the financial trends and activities of the City's governmental funds. Governmental funds include the General Fund, special revenue, debt service, and capital project funds. We have also included the most recent comparative state -wide averages available from the Office of the State Auditor. The reader needs to consider the effect of inflation and other known changes or differences when comparing this data. Also, certain data on these tables may be classified differently than how they appear on the City's financial statements in order to be more comparable to the state -wide information, particularly in separating capital expenditures from current expenditures. We have designed this section of our management report using per capita data in order to better identify unique or unusual trends and activities of your city. We intend for this type of comparative and trend information to complement, rather than duplicate, information in the Management's Discussion and Analysis. An inherent difficulty in presenting per capita information is the accuracy of the population count, which for most years is based on estimates. GOVERNMENTAL FUNDS REVENUE GOVERNMENTAL FUNDS OVERVIEW The amounts received from the typical major sources of revenue will naturally vary between cities based on their particular situation. This would include the City's stage of development, location, size and density of its population, property values, services it provides, and other attributes. The following table presents the City's revenue per capita of its governmental funds for the past three years, together with state -wide averages: State -Wide City of Lakeville Year December 31, 2009 2008 2009 2010 Population 20,000- 100,000 54,328 55,772 55,954 Property taxes Tax increments Franchise and other taxes Special assessments Licenses and permits Intergovernmental revenues Charges for services Other Total revenue Governmental Funds Revenue per Capita With State -Wide Averages by Population Class 391 $ 405 $ 411 $ 420 59 16 15 17 36 10 10 10 62 14 14 10 27 26 19 18 168 41 57 76 77 124 73 72 61 51 27 22 $ 881 $ 687 $ 626 $ 645 The City's governmental funds hay typically generated less revenue per capita in total than other Minnesota cities in its population class. The City's revenue from property taxes has been higher than average the last three years as the City has had to increase its levy to make up for lost state aid and to provide for debt service of recent bond issues. The City's governmental funds received total reN enues of $36.0 million in 2010, up about $1.2 million (3.4 percent) from the prior year. On a per capita basis, governmental fund revenue for 2010 increased $19 from the prior year. Revenue from property taxes increased $9 per capita, as the City increased its levy to replace lost MVHC state aid. Intergovernmental revenues increased $19 per capita, due to an increase in state street aid of about $1.7 million. Other revenue was $5 per capita lower than last year, mainly due to a decrease in investment income of about $122,000 in these funds. -8- GOVERNMENTAL FUNDS EXPENDITURES Similar to our discussion of revenues, the expenditures of governmental funds will vary from state -wide averages and from year -to -year, based on the City's circumstances. Expenditures are classified into three types as follows: • Current — These are typically the general operating type expenditures occurring on an annual basis, and are primarily funded by general sources such as taxes and intergovernmental revenues. • Capital Outlay and Construction — These expenditures do not occur on a consistent basis, more typically fluctuating significantly from year -to -year. Many of these expenditures are project- oriented, and are often funded by specific sources that have benefited from the expenditure, such as special assessment improvement projects. • Debt Service — Although the expenditures for the debt service may be relatively consistent over the term of the respective debt, the funding source is the important factor. Some debt may be repaid through specific sources such as special assessments or redevelopment funding, while other debt may be repaid with general property taxes. The City's expenditures per capita of its governmental funds for the past three years, together with state -wide averages, are presented in the following table: Governmental Funds Expenditures per Capita With State -Wide Averages by Population Class State -Wide City of Lakeville Year December 31, 2009 2008 2009 2010 Population 20,000 - 100,000 54,328 55,772 55,954 Current General government $ 79 $ 95 $ 87 $ 84 Public safety 241 164 158 167 Public works 82 83 70 64 Parks and recreation 86 60 52 54 All other 96 — — $ 584 $ 402 $ 367 $ 369 Capital outlay and construction $ 267 $ 334 $ 128 $ 82 Debt service Principal $ 126 $ 98 $ 115 $ 131 Interest and fiscal 39 81 77 72 $ 165 $ 179 $ 192 $ 203 Total expenditures in the City's governmental funds for 2010 were $36.6 million, a decrease of about $1.7 million (4.5 percent) from the previous year. On a per capita basis, the City's funds expended a total of $654 in 2010, down $33 from the prior year. The City's total current expenditures for 2010 were $2 per capita higher than the prior year. Public safety costs increased $9 per capita, mainly due to contractual increases to police salaries and benefits. Public works expenditures declined by $6 per capita due to the City moving its street light operation from the General Fund to the Utility Enterprise Fund in 2010. The City's capital outlay costs decreased $46 per capita from the prior year due to a decrease in street reconstruction activity. Debt service costs for 2010 were $11 per capita higher than the previous year due debt service on new bonds issued in recent years. -9- GENERAL FUND $22,000,000 $20,000,000 $18,000,000 $16,000,000 $14,000,000 $12,000,000 $10,000,000 $8,000,000 $6,000,000 $4,000,000 $2,000,000 FINANCIAL TRENDS AND CONDITIONS OF SELECTED FUNDS The City's General Fund accounts for the financial activity of the basic services provided to the community, including the administration of the municipal operation, police and fire protection, building inspection, streets and highway maintenance, and parks and recreation. The graph below illustrates the change in the General Fund financial position in terns of fund balance and cash balance (net of interfund borrowing) over the last five years. We have also included a line representing annual expenditures to reflect the change in the size of the General Fund operation over the same period. 1 General Fund Financial Position Year Ended December 31, I -10- I I 1 2006 2007 2008 2009 2010 MI/Fund Balance =Cash Balance (Net) Expenditures The City's General Fund cash and investments balance at December 31, 2010 was $8,838,866, a decrease of $2,081,521. Total fund balance at December 31, 2010 was $9,395,928 which is a decrease of $1,810,797 from the prior year, but $1,263,324 higher than projected in the City's final budget. As the graph illustrates, the City has generally been able to maintain healthy cash and fund balance levels as the volume of financial activity has grown. This is an important factor because a government, like any organization, requires a certain amount of equity to operate. A healthy financial position allows the City to avoid volatility in tax rates; helps minimize the impact of state funding changes; allows for the adequate and consistent funding of services, repairs, and unexpected costs; and is a factor in determining the City's bond rating and resulting interest costs. Maintaining an adequate fund balance has become increasingly important given the fluctuations in state funding for cities in recent years. A trend that is typical to Minnesota local governments, especially the General Fund of cities, is the unusual cash flow experienced throughout the year. The City's General Fund cash disbursements are made fairly evenly during the year other than the impact of seasonal services such as snowplowing, street maintenance, and park activities. Cash receipts of the General Fund are quite a different story. Taxes comprise over 80 percent of the fund's total annual revenue. Approximately half of these revenues are received by the City in July and the rest in December. Consequently, the City needs to have adequate cash reserves to finance its everyday operations betty een these payments. The City's General Fund balance at the end of the 2010 fiscal year represents approximately 47.5 percent of annual expenditures based on 2010 levels. While this represents a healthy fund balance level, it should be noted that this key ratio has declined from a high of 60.7 percent at the end of 2006. The following chart reflects the City's General Fund revenue sources for 2010 compared to budget: Taxes Intergovernmental Charges for Services Licenses and Permits All Other $16,500,000 $15,000,000 $13,500,000 $12,000,000 $10,500,000 $9,000,000 $ 7,500,000 $ 6,000,000 $4,500,000 $3,000,000 $1,500,000 $ — General Fund Revenue Budget and Actual a immiimumasimmi6 $— $2 $4 $6 $8 $10 $12 $14 $16 $18 General Fund Revenue by Source Year Ended December 31, Taxes Intergoverr Charges for Licenses and Services Permits 0 2006 V 2007 ❑ 2008 0 2009 0 2010 Millions O Budget Actual General Fund revenue for 2010 was $20,320,341, which was $415,086 (2.1 percent) more than budget. Property tax revenue was over budget by $172,282, as the City conservatively budgets delinquent tax collections. Charges for services were $120,300 over budget. There were several areas where charges were higher than anticipated, including the sale of forfeited assets from DWI arrests, public works engineering fees, and Arts Center program fees. Finally, licenses and permits income was approximately $90,038 higher than projected, mainly due to more building permits issued in 2010 than expected. The following graph presents the City's General Fund revenues by source for the last five years. The graph reflects the City's reliance on property taxes and other local sources of revenue, and shows the virtual elimination of general state aid revenue in recent years. All Other Overall, General Fund revenues increased $93,548 (0.5 percent) from the previous year. Revenue from property taxes increased $726,941, mainly due to an increase in the City's general levy for lost MVHC state aid. Intergovernmental revenues increased $170,262 due to the City allocating more of its state aid street funds to the General Fund for maintenance. Charges for services decreased approximately $590,353 from last year, mainly due to the City moving its street lighting operation to the Utility Enterprise Fund in 2010. Other revenue AN as $143,313 less than last year due to decreases in investment income and other miscellaneous revenues. The following graphs illustrate the components of General Fund spending for 2010 compared to budget: General Government Public Safety Public Works Parks and Recreation $10,000,000 $9,000,000 $8,000,000 $7,000,000 $6,000,000 $5,000,000 $4,000,000 $3,000,000 $2,000,000 $1,000,000 $— General Fund Expenditures Budget and Actual $ $1 $2 $3 $4 $5 $6 $7 $8 $9 $10 CI Budget ■ Actual Total General Fund expenditures for 2010 were $19,783,178, which was $846,460 (4.1 percent) under the final budget. General Fund expenditures were under budget in every department except for public works due to the City's cost cutting efforts, which included reductions to personnel, limiting commodity purchases, and efforts to reduce utility usage. General government expenditures were $217,535 under budget, mainly in general government facilities and inspections. Public safety department expenditures were $504,375 lower than anticipated due to a number of factors including, lower personnel costs due to reduced overtime and fewer fire calls, savings in motor fuels and other commodities, and lower than expected utility costs for the new police facility. Parks and recreation costs were under budget $153,416, due in part to the deferral of selected maintenance projects. The following graph presents the City's General Fund expenditures by function for the last five years. General Fund Expenditures by Function Year Ended December 31, General Government Public Safety Public Works Parks and Recreation • 2006 1 2007 ❑ 2008 ® 2009 O 2010 Total General Fund expenditures for 2010 were $132,599 (0.7 percent) higher than the previous year. Increases in public safety ($467,055) and parks and recreation ($188,883), were offset by reductions in general government ($178,532) and public works ($344,807). The decrease in public works can be attributed to the City moving its street lighting operation to the Utility Enterprise Fund this year. -12- Millions LIQUOR FUND The following graphs present five years of operating results for the Liquor Fund. Data for 2009 has been restated for the effects of a $186,003 prior period adjustment recorded by the City in 2010. $16,000,000 $14,000,000 $12,000,000 $10,000,000 $8,000,000 $6,000,000 — $4,000,000 $2,000,000 — $– — 30% 25 % 20% 15% 10% 5% 2006 Liquor Fund – Revenues, Expenses, and Income Year Ended December 31, 2010 2006 2007 ❑ Sales • Cost of Sales Operating Expenses 0 Operating Income The Liquor Fund ended 2010 with net assets of $6,866,460, an increase of $822,016 from the prior year, excluding the impact of a prior period adjustment that decreased beginning net assets by $186,003. Of this, $839,793 represents the investment in capital assets, and $295,133 is restricted in accordance with revenue bond covenants, leaving $5,731,534 of unrestricted net assets. Gross liquor sales for 2010 were $14,763,552, a $159,071 (1.1 percent) increase from last year. The Liquor Fund generated a gross profit of $3,612,321 in 2010, or about 24.5 percent, of gross sales. Operating expenses for 2010 were $2,242,665, up $10,750 from last year, primarily in other charges and services. Net operating income for 2010 was $1,369,656, about 9.3 percent of gross sales. Liquor Fund – Operating Ratios Year Ended December 31, 2010 2007 2008 -13- 2008 2009 2010 2009 Gross Profit as a Percentage of Sales ❑ Operating Income as a Percentage of Sales 2010 $1 1,000,000 $9,000,000 $7,000,000 $ 5,000,000 $3,000,000 $1,000,000 $(1,000,000) I 2006 2007 Is Operating Revenue Income before depreciation UTILITY FUND The following graph presents five years of comparative operating results for the City's (water, sewer and street light) Utility Fund: Utility Fund Year Ended December 31, 2008 Operating Expenses 2009 2010 The Utility Fund ended 2010 with net assets of $111,508,237, a decrease of $1,578,608 from the prior year. Of this, $101,053,649 represents the City's investment in capital assets, net of related debt, leaving $10,454,588 of unrestricted net assets. Utility Fund operating revenue was $7,407,029 for 2010, a decrease of $84,645 (1.1 percent). Most of this decrease was in water revenue, which was about $942,000 lower than last year due changes implemented in the City's rate structure in 2010 and reduced usage for irrigation due to wetter weather. This was offset by an increase in sewer charges of about $364,000 due to an increase in rates, and $513,000 in street light charges which were accounted for in the General Fund in prior years. Operating expenses (including depreciation of $2,985,475) were $9,928,832, which represents an increase of $836,981 (9.2 percent). Most of the expense increase was due to the transition of the street light operation and related electricity provider costs out of the General Fund into the Utility Fund. Over $590,000 in street light related costs were charged to the Utility Fund in 2010. GOVERNMENT -WIDE FINANCIAL STATEMENTS The City's financial statements include fund -based information that focuses on budgetary compliance, and the sufficiency of the City's current assets to finance its current liabilities. The Governmental Accounting Standards Board (GASB) Statement No. 34 reporting model also requires the inclusion of two government -wide financial statements designed to present a clear picture of the City as a single, unified entity. These government -wide statements provide information on the total cost of delivering services, including capital assets and long -teen liabilities. Statement of Net Assets The Statement of Net Assets essentially tells you what your city owns and owes at a given point in time, the last day of the fiscal year. Theoretically, net assets represent the resources the City has leftover to use for providing services after its debts are settled. However, those resources are not always in spendable form, or there may be restrictions on how some of those resources can be used. Therefore, the Statement of Net Assets divides the net assets into three components: net assets invested in capital assets, net of related debt; restricted net assets; and unrestricted net assets. The following table presents the components of City's net assets as of December 31, 2010 and 2009 for governmental activities and business -type activities: -15- As of December 31, increase 2010 2009* (Decrease) N et assets Governmental activities Invested in capital assets, net of related debt $ 119,249,751 $ 119,699,102 $ (449,351) Restricted 10,027,737 10,542,926 (515,189) Unrestricted 2,324,315 1,210,922 1,113,393 Total governmental activities $ 131,601,803 $ 131,452,950 $ 148,853 Business -type activities Invested in capital assets, net of related debt $ 101,893,442 $ 103,150,022 $ (1,256,580) Restricted 295,133 295,133 — Unrestricted 16,363,211 15,828,861 534,350 Total business -type activities $ 118,551,786 $ 119,274,016 $ (722,230) Total net assets $ 250,153,589 $ 250,726,966 $ (573,377) * 2009 balances have been restated to reflect the prior period adjustment of $186,003 recorded by the City in 2010. The City's total net assets were $759,380 lower than at the beginning of the year. Business -type activities decreased net assets by $908,233, which was partially offset by a $148,853 increase from governmental activities. The City's investment in capital assets, net of related debt, decreased by $1,705,931, which is primarily due to current year depreciation. Restricted net assets decreased by $515,189, and the unrestricted net assets, which are available to finance the day -to -day operations of the City, went up by $1,461,740. Statement of Activities The Statement of Activities tracks the City's yearly revenues and expenses, as well as any other transactions that increase or reduce total net assets. These amounts represent the full cost of providing services. The Statement of Activities provides a more comprehensive measure than just the amount of cash that changed hands, as reflected in the fund -based financial statements. This statement includes the cost of supplies used, depreciation of long -lived capital assets, and other accrual -based expenses. The following table presents the change in net assets of the City for the years ended December 31, 2010 and 2009: Net (expense) revenue Governmental activities General government Public safety Public works Parks and recreation Interest on long -term debt Business -type activities Liquor Utility Total net (expense) revenue General revenues Property taxes and tax increments Investment earnings Total general revenues Change in net assets Expenses $ 5,248,677 10,858,447 12,197,868 4,775,015 3,740,076 - 2010 Program Revenues $ 1,877,517 1,522,355 6,392,875 1,853,064 2,424,290 3,633,133 9,903,296 8,435,371 $ 49,147,669 $ 23,714,315 Net Change 2009 Net Change as Restated $ (3,371,160) $ (3,931,519) (9,336,092) (8,035,060) (5,804,993) (6,122,590) (2,921,951) (3,582,546) (3,740,076) (3,994,790) 1,208,843 1,177,885 (1,467,925) (1,432,982) (25,433,354) (25,921,602) 24,369,009 23,912,318 490,968 690,147 24,859,977 24,602,465 $ (573,377) $ (1,319,137) One of the goals of this statement is to provide a side -by -side comparison to illustrate the difference in the way the City's governmental and business -type operations are financed. The table clearly illustrates the dependence of the City's governmental operations on general revenues, such as property taxes and unrestricted grants. It also shows that, for the most part, the City's business -type activities are generating sufficient program revenues (service charges and program - specific grants) to cover expenses. This is critical given the current downward pressures on the general revenue sources. ACCOUNTING AND AUDITING UPDATES GASB STATEMENT No. 54 — FUND BALANCE REPORTING AND GOVERNMENTAL FUND TYPE DEFINITIONS The objective of this statement is to enhance the usefulness of fund balance information by providing clearer fund balance classifications that can be more consistently applied and by clarifying the existing governmental fund type definitions. This statement establishes fund balance classifications (nonspendable, restricted, committed, assigned, and unassigned) that comprise a hierarchy based primarily on the extent to which a government is bound to observe constraints imposed upon the use of the resources reported in governmental funds. The definitions of the general, special revenue, capital projects, debt service, and permanent fund types are clarified by the provisions in this statement; which could necessitate changes in fund structure, particularly for existing special revenue funds. Elimination of the reserved component of fund balance in favor of a restricted classification will enhance the consistency between information reported in the government -wide statements and information in the governmental fund financial statements and avoid confusion about the relationship between reserved fund balance and restricted net assets. The requirements of this statement are effective for financial statements for periods beginning after June 15, 2010. GASB STATEMENT NO. 60 — ACCOUNTING AND FINANCIAL REPORTING FOR SERVICE CONCESSION ARRANGEMENTS This statement provides accounting and financial reporting guidance for governments that participate as either a transferor or an operator in a service concession arrangement (SCA). SCAs are arrangements whereby a government transfers the rights to operate one of its capital assets to a third party operator (either a private party or another government) for consideration, with the operator then being compensated from the fees or charges collected in connection with the operation of the asset. To qualify as an SCA, an arrangement must meet all of the following criteria: 1) the transferor must convey to the operator both the right and the obligation to use one of its capital assets to provide services to the public; 2) the operator must provide significant consideration to the transferor; 3) the operator must be compensated from the fees or charges it collects from third parties; 4) the transferor must have the ability to either determine, modify, or approve what services are to be provided to whom at what price; and 5) the transferor must retain a significant residual interest in the service utility of the asset. This statement provides guidance to governments that are party to an SCA for reporting the assets, obligations, and flow of revenues that result from the arrangement; along with the required financial statement disclosures. The requirements of this statement must be implemented for fiscal year ending December 31, 2012, with earlier implementation encouraged. GASB STATEMENT NO. 61 — THE FINANCIAL REPORTING ENTITY: OMNIBUS This statement amends the current guidance in GASB Statement No. 14, "The Financial Reporting Entity," for identifying and presenting component units. This statement changes the fiscal dependency criterion for determining component units. Potential component units that meet the fiscal dependency criterion for inclusion in the financial reporting entity under existing guidance will only be included if there is also "financial interdependency" (an ongoing relationship of potential financial benefit or burden) with the primary government. This statement also clarifies the types of relationships that are considered to meet the "misleading to exclude" criterion for inclusion as a component unit; changes the criteria for blending component units; gives direction for the determination and disclosure of major component units; and adds a requirement to report an explicit, measurable equity interest in a discretely presented component unit in a statement of position prepared using the economic resources measurement focus. The requirements of this statement must be implemented for fiscal year ending June 30, 2013, with earlier implementation encouraged. -17-